04/08/2010 - Dakota County Tribune Business Weekly

Comic, video store reinvigorates old Village Hall 2A Performing arts center has new director 9A Teleworking opportunity awaits 48A

AARON VEHLING JOHN GESSNER TAD JOHNSON

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 APRIL 8, 2010

VOLUME 31, 30, NUMBER NUMBER 6 # VOLUME

Dakota County Tribune Since 1884

B

U

S

I

N

E

S

S

w

e

e

k

Going to the office is increasingly optional U of M’s Earth Day event encourages growing trend of people working from home

by Jessica Harper DAKOTA COUNTY TRIBUNE

Recent studies have shown that people with a flexible work environment drive 46 percent less than those without the flexibility, he said.

Fewer drivers will also mean fewer highway-expansion projects, which will save local governments money, Lari said.

l

y

INSIDE BIZ FORUM

The pressure is mounting on the Legislature to address budget shortfalls after passing a supplemental bill.

PHIL 4A KRINKIE FORUM

Wave of the future

While thousands of Twin “We hope this (event) will get Cities workers sit in traffic for people to see telecommuting as a an hour or more each morning, viable option, and that they will Roberta Halverson of Burnsville hopefully do it year ’round,� said starts her day by sipping coffee, Lari, who telecommutes two to reading the local newspaper and three times a week. heading downstairs to her home Lari has been telecommuting office. for about a year and said he thinks Photo by Jessica Harper Thanks to advances in techAdeel Lari, program director at the University of Min- it has enhanced his quality of life nology, Halverson, a part-time nesota’s Humphrey Institute, telecommutes to work by allowing for more time with employee at Career Life Alliance, in Minneapolis about once or twice a week. He said family and to be physically active. a Burnsville-based company that Halverson has telecommuted telecommuting has numerous advantages for not only consults with businesses on how the environment, but also employers and employees. for 10 years, and said she, too, ento create a flexible work environjoys the flexibility telecommuting ment, is able to do all her work grants her. tation called, “eWorkPlace: Telework over the telephone or via e-mail.

The greatest advantage is no longer “I love the flexibility,� she said. “After Twin Cities,� which encourages people having to drive to work, she said. commuting for 35 years, this is so much to telecommute for one or more days a Prior to working for Career Life Alweek between April 11 and 24. better.�

The event corresponds with Earth liance, Halverson was commuting to Halverson is among a growing popuDay and is aimed at reducing carbon Medina in the western suburbs. lation of telecommuters.

One winter, it took four hours to Ten years ago, only about 1 percent emissions, Lari said. drive home due to a snowstorm, Halv“If we increase telecommuting by 1 of the Twin Cities’ workforce telecompercent, we can reduce about 390,000 erson said. muted, said Adeel Lari, program di“That’s when I told my husband, ‘I rector at the University of Minnesota’s pounds of CO2 emitted into the air needed another job,’ � she said. daily,� Lari said.

Humphrey Institute.

Halverson said she likes that she no This rose to 5 percent of the worklonger has to sit in traffic or force (approximately 135,000 workers) worry about the in the Twin Cities, according to a 2009 weather report. survey conducted by the institute.

See Commuting, Those who telecommute do so 2.4 Page 48A times a week, according to the survey.

The institute is hoping to further increase these numbers through an initiative it has launched with the Minnesota Department of Transpor-

BILL DROSTE

We on the Rosemount City Council believe we passed a fair budget, and held the line on taxes in tough times.

4A

BEST PRACTICES

Acquiring f ive indispensable talents will enable one to become a valuable employee and a company leader.

ELAINE 5A STIRLING BUSINESS 101

CATHY WEIK

&

While it’s diff icult to be rejected after a job interview, staying positive is vital to opening other opportunities.

6A

!""'! !

$

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

+&//: 800%4 "/ 45"$&: "$,&3. "/%3&8 .*--&3

" PG QSPN PUJPOT FQSFOFV S " " OFX A'SPOUJFS UFTUT ZP VOH FOUS " 5ISFBET *OLT S FOUFSUB JONFOU B (SBOE 4MBN GP

70-6 .&

/6. #&3

Interested in a FREE subscription?

une Dakota County Trib )JUUJOH

USJCVOF CJ[

EBLPUBDPVOUZ

"6(6 45

4JODF

#

6

4

*

/

&

4

4

X

F

F

L

M

Z

*/4*%& #*;

'036.

5IF -FHJTMBUVSF DPVMEO U CBMBODF B CVEHFU UIF HPWFSOPS DPVME 0, CVU UFOEFE UP PUIFS IPU UPQJDT 1)*,3*/,*&

"

#64*/&44

EVSFT EF TBMPO FO 8 IJMF GBET GB

" NFOUPS DBO IFMQ B ZPVOH XPSLFS SJTF UISPVHI UIF SBOLT PG BO PSHBOJ[BUJPO PS MFBE UP PUIFS DBSFFS PQQPSUVOJUJFT

)"30-% " 5033&/$& TLJMMT UISPVHI BOE EFWFMPQJOH UIFJS %T 5*$&4 UIF #&45 13"$ SFBEJOH WJEFPT BOE $ BMTP DSFBUFE ,OPXJOH UIF 5IF DPNQBOZ XIJDI FO EJGGFSFODF CFUXFFO 4UBS 5ISPXFS QSPHSBN H BOE QSPGFT BEWFSUJTJOH BOE IBODFT TFMG MFBSOJO OU 5FBN NFN QVCMJD SFMBUJPOT TJPOBM EFWFMPQNF E UP BUUFOE DBO IFMQ CVTJOFTTFT CFST BSF FODPVSBHF JEF FWFOUT UP DSFBUF CV[[ UIBU JOEVTUSZ BOE OBUJPOX XPSLT FN TUBZ BCSFBTU PG USFOET TFWFSBM IBT DLFSNBO 45"$&: " CZ 4UBDFZ " $PMF T 4BMPO JUI UIF DPN /5: 53*#6/& / %",05" $06 "$,&3."

QMPZFFT XIP WF CFFO XVTF UIFZ LFFQ $PMF T GPVOEFS PG QBOZ GPS ZFBST CFDB UISPVHIPVU %PVH $PMF 4U 1BVM #BSCFS 5*$&4 HSPXJOH #&45 13"$ MFBSOJOH BOE 4BMPO BUUFOEFE FSF IF MFBSOFE 1JYBS QSPNPUFT UIFJS DBSFFST CFFO BMM * OFFE UP 4DIPPM BU BHF XI IJT MPOHUJNF 3JFOUT B DVMUVSF PG i$PMF T IBT TVDDFTTGVM BOE CF GSPN +FSSZ DPNNVOJDBUJPO BU NBLF NZ MJGF VSQIZ B NFOUPS XPSLT UIBU SFBQT U UIF GVMGJMMFE w TBJE +BOFM .

5PEBZ 3JFOUT MPO BT B CBS 4BMPO WFUFSBO i"BCPVU JOOPWBUJPO BOE SOEPSG GPS ZFBS $PMF T 1IPUP CZ 3JDL 0 $PMF T "QQMF 7BMMFZ TB * GFFM HPPE QSPmUT JO IBT CFFO EPJOH VFT PO 5JN FOE PG UIF EBZ CFS XIJDI IF PPE w OUT DPOUJO NPWJF NBLJOH 5SJTI .FMJTTB )BOT NBLJOH PUIFST GFFM H IBT UIF QBTU ZFBST 3JF +&'' O IBT HSPXO UISPVHI " IJQ GSPN MFGU -BVSB JTI 4UPSIPGG GPS $PMF BOE $PMF T 4BMP OVSUVSJOH FNQMPZ *45 UP CF B NFOUPS UIF MBTU GPVS EF $PMF T 4BMPO MFBEFST BS 5PVSUJMMPUU BOE 5S "11&-26 CZ GPS QMFT w /VH UIF ZFBST JOTQJSFE IJN B MPZBM DMJFOUFMF $PMF %PVH $PMF $I PZ BOE QSJODJ UIF (PMEFO BOE CVJMEJOH FFO TFFJOH UIF DBEFT IBT UBVHIU IJT FNQM IBU $PMF TUBSUFE FNQMPZFFT FFT FE IJT GJSTU $PMF T 4B XBT UIJOH $PMF MBTU ZFBST BOE JT X D HFUT QSPHSBN JO XIJDI OVH .BOZ DMJFOUT IBWF C M ZFBST $PMF PQFO JO *U UP XSJUF FFT GPS UIF TJOFTTFT TV TBNF TUZMJTU GPS TFWFSB F LFFQT NF MPO JO #VSOTWJMMFTPVUI PG UIF SJWFS BSF DIBMMFOHFE NFS TFSWJD IF BUUSJCVUFT UP IJT CV UIF POMZ TBMPO TFSWJDFE UIF FO HFUT JO TJY NPOUIT BSF QVUUJOH i5IF DVTUP TBJE 5SJTI 1FSLJOT UIBU DFTT $PMF PQFOFE i(PMEFO OVHHFUT *U JT DPNJOH CBDL w 7BMMFZ TBMPO BU UIBU UJNF IF MBUF T *O %PVH BU UIF "QQMF JO PVS NJOE 4PVUIEBMF TJDB UJSF GBNJMZ %VSJOH U JOH BOE JU XBT #BSCFS BU HPPE UIJOHT TFMG UBML BOE TFMG B DMJFOU FFO TFFJOH TUZMJTU +FT $IJMESFO T BU BHF FMZ QPTJUJWF XIP IBT C #VSOTWJMMF XBT CPPN Z GPS $PMF UP F ZFBST MBUFS POF BCPVU ZFBST i5IFZ EFGJOJU JMM Z BOE .BMM 5ISF B QFSGFDU PQQPSUVOJU UIPVHIU w $PMF TBJE UIF TBMPO CFDBVTF FNQMPZFFT 4UBQG GPS BU ZPV XBOU +FTTJDB X w DPNNVOJU DMPTFE $PMF T PG IF UIF I POF IFZ DBUFS UP XI FF[F NF JO HSPX XJUI &WFSZ FNQMPZFF XBT UPP NVD * EJEO U JT HJWFO B OPUFCPPL JO XIJDI U T UBLF NZ DBMMT BOE TRV HFE JO UIF SBJTF IJT PXO GBNJMZ QBOZ XJMM BHF UP BGGJSNBUJPO CFS UIF DPN

8IJMF B MPU IBT DIBO Z i'SPN I XBT EFUSJNFOUBM UP NZ XSJUF EPXO QPTJUJWF UIF DPN (FOFSBM 5IJT 0DUP F XJMM SFDFJWF NF UP PWFS ZFBST

ZFBS BOOJWFSTBS MFBSO XIJD %JTUSJCVUJPO FODPVSBHFE DFMFCSBUF JUT DVSSFOUMZ PQFSBUFT FWFSZ EBZ TVDI BT i8 i)BCJUT MFBWF CVTJOFTT U DIBOHFE JUT DPSF WBMVFT

CVTJOFTT +FSSZ UZ FMJFWFw BOE "EWFSUJTJOH S B EBZ w $PMF QBOZ IBTO 5IF CVTJOFTT OTWJMMF "QQMF TUBSU MFBSOJOH BO IPV CFHJOOJOH XIBU XF C GSPN USVTU BOE IPOFT 4BWBHF IBT B XIJDI TUFNUT PG iHSPXJOH ZPVSTFMG w UIF WFSZ GJWF TBMPOT o JO #VS B USBJM w 4BMPO BMTP JO &BHBO BOE $PMF TBJE i'SPN B MFBSOJOH DVMUVSF 7BMMFZ UXP &BDI $PMF T XIFSF FNQMPZFFT BOE DPOTJT 4FF $PMF T 1BHF " XF FTUBCMJTIFE UP CFUUFS FNQMPZFFT o BOE IBT MFBSOJOH MFBSOJOH MJCSBSZ IJT MPDBUJPOT HSPVOEFE JO UIF EFTJSF F WBMVF UP PVS BSF FODPVSBHFE UP LFFQ TUSPOH IBT QVSQPTFGVMMZ LFQU WBMVFT SJWFS UP GPSN PVSTFMWFT QSPWJEF USV MJWF CZ PVS TPVUI PG UIF DVTUPNFST BOE DPNNVOJUZ UJFT O IPVS B EBZ JT TPNF -FBSOJOH B

(+* +)

$PMF T 4BMPO DFMFCSBUFT ZFBST

F JUJPO POMJO VS EJHJUBM FE ta County Tribune Dako

$IFDL PVU P

QBHF in JQw UP UIF OFYU LT UP UIF ST PG UIF QBHFT UP [PPN JO 5IF MJOG UIF QBHF $MJDL PO DPSOF PUUPN P PQ PG BOZ QBHF UP $MJDL PO UIF U C 4JUFT XJMM BQQFBS BU UIF C PVS FTT $MJDL PO "EWFS UJTFS 8F QBSUJDVMBS CVTJO -PPLJOH GPS B FY BU UIF UPQ PG UIF QBHF "EWFS UJTFS *OE FZ XPSE 4FBSDIBCMF CZ L

&44 8

&&,-:

#64*/ #VSOTWJMMF CJ[ $P 3E PVOUZ5SJCVOF XXX %BLPUB$

"%7&35*4*/(

Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11 Burnsville, MN 55337 or fax to: 952-846-2010

__________________________________________________ _____________________________ BUSINESS NAME

ATTENTION

________________________________________________________________________________ ADDRESS

________________________________________________________________________________ CITY/STATE/ZIP

__________________________________________________ _____________________________ SIGNATURE

DATE

________________________________________________________________________________ EMAIL

2A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Game shop is a ‘world’ apart Comics, video games reinvigorate Lakeville’s old Village Hall

by Aaron Vehling DAKOTA COUNTY TRIBUNE

Amid all the bad news about the economy, one local man is expanding his small business and bringing people to downtown Lakeville.

Phil Bieber, owner of World of Games, located in the old Village Hall, has expanded his cornucopia of video games with a generous offering of comic books and limited edition, collectible merchandise. This path has not been an easy one, but Bieber said it has all been worth it.

Four years ago, Bieber lost his job as a computer technician with IBM after the company lost a key service contract. In a moment straight out of a Robert Frost poem, Bieber saw two possible journeys for himself after his lay off.

“You can lament it,” he said, “or you can go out and try something you enjoy.”

Bieber took the latter route. He combined his lifelong affinity for video games and comics, his computer repair expertise and his past retail management experience to take on the very challenge that is one of the shining beacons of the American Dream: being your own boss.

He said one of the best parts about running his own business is the autonomy.

“I get to make my own rules for how I want to run the business,” he said, adding that this benefit is not without an equalizer. “I am literally running the business by myself. This is the greatest challenge.”

World of Games offers

new and used video games, systems and accessories; comics; rare and collectible merchandise; and even fantasy playing cards.

You can find the latest titles for PS3 and Xbox 360, but one of Bieber’s main attractions is the comprehensive collection of vintage video game hardware and software he sells. If you have an itch to play the original Super Mario Bros. on the original Nintendo console, he has it. Those looking for the original Atari systems will find them. World of Games even carries the Sega CDX, a device sold 17 years ago that combines a Sega Genesis, a Sega CD and a Discman.

Mary Harkness, Bieber’s girlfriend, helps him when she can, which includes answering the phone, operating the register and managing inventory. The kicker is that she loves doing it.

“Phil has the ambition and the motivation that make this place great,” Harkness said.

“This is his dream.”

An added value for Lakeville Last fall, Bieber expanded his inventory to include comic books and collectible action figures. The time was right, he said.

“As moviemaking technology improves, studios are better able to adapt comic books to film,” he said. “This invites a whole new legion of comic fans.”

By stocking a diverse inventory of games and comics, World of Games serves as an attraction to bring people

Photo by Aaron Vehling

Phil Bieber, owner of World of Games in the old Village Hall in downtown Lakeville, recently expanded his already extensive collection of video games to include comic books, collectible merchandise and trading cards such as Magic: The Gathering.

from across the south metro to Lakeville’s historic, idyllic downtown.

Johnathan Steeves of Burnsville was in the store Monday, April 5, to buy several comics, including his favorite, “Alien vs. Predator.”

Steeves and two friends ended up spending at least $100.

“I heard this was one of the best (video game and comic) joints ever,” Steeves said. “He’s got good prices and the variety is really good.”

But simply offering such things is not enough to draw customers; after all, Bieber is competing with eBay and other online retailers who also sell retro video games.

What Bieber offers, he said, is the opportunity to know see and touch what you are getting and to know from whom you are purchasing.

Toward the front of the store, shoppers can play a variety of games both new and old. It is a social experience as much as a shopping experience. During several transactions, Bieber addressed his regulars by name and enPhoto by Tad Johnson gaged in spirited banter.

Johnathan Steeves of Burnsville visited World of Games “I’ll have people come in April 5 to find his favorite “Alien Vs. Predator” comic books just to say ‘hi’ and hang out,” and to buy some video games. He had heard of the store Bieber said. from some friends.

No talent left behind Deciding to not let his computer repair expertise go to waste, Bieber also dedicates a portion of his business to computer repair.

If a virus or malware has infiltrated your PC, he’ll remove it for $95, about half

the cost of the same service at a national chain. He’ll install and swap components in your PC or Mac, too.

“I have six years experience repairing computers,” Bieber said. “I didn’t want that to go to waste.”

The next big thing Bieber

is looking forward to is Free Comic Book Day, which is celebrated globally on the first Saturday in May each year. The major comic book distributors give each comic book retailer a certain allotment of free offerings. Bieber said he will have enough to give away three free comics per person. It will be the good titles, too, he said.

“I’ll have Iron Man, G.I. Joe, and Superman” among others, he said, including titles based on movies such as “Shrek.”

Another big change for the store coming up, Bieber said, is that he will expand his card game business in a few months to include a series of “Magic: The Gathering” tournaments. A move, he said, will bring even more people downtown.

It is these kinds of promotions that help maintain a solid commercial core.

Judy Tschumper, executive director of the Downtown Lakeville Business Association, said that downtown businesses exhibit a deep sense of camaraderie that helps them compete with the variety of commercial and retail choices in Lakeville.

“They are a closely bounded group,” Tschumper said, adding that although some of the downtown businesses may compete with one another, they all have a common goal: “They want everyone to succeed.”

Bieber’s labor of love has been a challenging journey.

But, he said, the three or more years it took to gain the trust of diehard and casual fans alike has all been worth it to be able to own his own gaming store.

“This store,” Bieber said, “is a manifestation of my childhood.”

Photo by Aaron Vehling

World of Games proprietor Phil Bieber stocked his collectible merchandise shelf April 5. He has recently expanded into selling comic books and more of such merchandise. For more information about World of Games, go online at www.worldofgamesonline.com, call (952) 469-1830 or stop by at 20777 Holyoke Ave.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 8, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up RICK BLOOD Completed Leadership MN U.S. Federal Credit Union Burnsville

Rick Blood, vice president of mortgage and consumer lending at U.S. Federal Credit Union in Burnsville, recently completed Leadership Minnesota, an exclusive program provided by the Minnesota Chamber of Commerce.

The program offers an inside look at the state’s changing economy and the issues that will shape its future.

Participants travel the state for five, twoday sessions and are exposed to a range of businesses that drive Minnesota’s economy.

JAKE REINT Completes Leadership MN Northern Tier Public Affairs at Flint Hills Resources Inver Grove Heights

Jake Reint, director of communications for Northern Tier Public Affairs at Flint Hills Resources in Inver Grove Heights, recently completed Leadership Minnesota, an exclusive program provided by the Minnesota Chamber of Commerce.

The program offers an inside look at the state’s changing economy and the issues that will shape its future.

Participants travel the state for five, two-day sessions and are exposed to a range of businesses that drive Minnesota’s economy.

Business Briefs VALLEY NATURAL FOODS RECOGNIZES EMPLOYEES Valley Natural Foods recently celebrated the anniversaries of operations manager Kathleen Boegemann and general manager Susan McGaughey.

Boegemann celebrated 20 years and McGaughey 30 years with Valley Natural Foods, a community-owned cooperative operating in Burnsville since 1977.

Boegemann and McGaughey are both responsible for creating systems that manage the co-op’s inventory throughout the store.

Due to the direction and dedication shown by both women and exemplified by successful growth, Valley Natural Foods received the Howard Bowers Fund Award of Cooperative Excellence this past year. This award recognizes a

Buzz Spotlight YMCA in Eagan hires new executive director Nyam Smith comes to Twin Cities after eight years at YMCAs on East Coast

by Jessica Harper

pleting his bachelor’s degree in African-American studies at the The Southwest YMCA in University of New York at AlEagan recently hired Nyam bany.

Smith as its executive director.

Smith earned a master’s de“It is a great opportunity gree in organization manageto work for one of the leading ment from Springfield College in YMCAs in the country,” Smith Nyam Smith Springfield, Mass., before taking said. a job as the associate executive diSmith will be responsible for overrector of the Madison Area YMCA in seeing the branch’s operations and comMadison, N.J. munity outreach.

While there, Smith played an inHe began his career eight years ago tegral role in increasing the Madison as an aquatics director at the Albany Area YMCA’s membership retention, from 60 percent to 69 percent over a YMCA in Albany, N.Y., while comDAKOTA COUNTY TRIBUNE

Business Briefs retail cooperative that has made significant progress in meeting the needs of members through growth in net sales and earnings, initiation of new and innovative programs and expansion of member services. Only 14 such awards have been issued nationally since 1993.

FINNEY COMPANY GUIDE FINALIST FOR BOOK OF YEAR “Wilderness Canoe Tripping” by Bill Hosford was recently named a finalist for ForeWord Review’s Book of the Year Award in the Adventure/ Recreation category.

ForeWord Review’s Book of the Year Awards was established to bring increased attention to the literary and graphic achievements of independent presses and their authors. A jury of librarians, booksellers, and reviewers selects winners and finalists based on editorial excellence and professional production as well as originality of the narrative and the value the book adds to its genre. Winners in each category, and overall fiction and nonfiction prize winners will be announced at Book Expo America in New York City.

Ecopress, an imprint of Lakevillebased Finney Company, released “Wilderness Canoe Tripping” in September of 2009.

This book features the ins and outs for both new and experienced explorers to help them make the most of their canoeing trip.

Finney Company was established in 1947, but just in the past six years has acquired 10 companies, expanding both the proprietary titles and titles distributed for other publishers.

Business Briefs

19-month period.

Smith said he was able to achieve this by emphasizing high-quality service and encouraging members and the community to provide feedback.

Smith said the most rewarding aspect of his career, though, has been the opportunity to make an impact on the lives of youth.

“We try to build a positive foundation here,” he said.

E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs

LOCAL CREDIT UNION RECOGNIZED FOR SAFETY

CEDAR DIFFLEY BP HOSTING FOOD DRIVE

United Educators Credit Union, which operates a branch in Apple Valley, reccently earned a five-Star Superior rating for 73 consecutive quarters by the independent financial reporting group BauerFinancial Inc. The credit union achieved this honor by exhibiting the best in such areas as capital adequacy, asset quality and stability, and has done so every quarter for more than 18 years.

The Sustained Superiority Status is earned by fewer than 10 percent of the nation’s credit unions.

This most recent BauerFinancial Inc. award was based on the credit union’s fourth quarter 2009 financial statement.

United Educators was established in 1957 to meet the financial needs of school staff members and their families throughout Minnesota, and is the only statewide credit union exclusively serving the education community.

Cedar Diffley BP will be holding a food drive to benefit the Eagan Food Shelf from April 9 to 11. Anyone donating four or more non-perishable food items will receive a free deluxe car wash (a $7 value).

Cedar Diffley BP is located on the corner of Nicols Road and Diffley Road in Eagan.

PARADISE PIZZA AND GRILL TO OPEN LAKEVILLE LOCATION Paradise Pizza and Grill has leased the former Kazolly’s space in the Hewitt Investments building in downtown Lakeville. The new pizza parlor is expected to open late April or early May. In addition to pizza it will offer deli sandwiches, pasta and smoothies.

The owners, who are Lakeville residents, have a second location in Savage, which opened last year.

Its Web site is www.paradisepizzaandgrill.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

3A

4A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Budget shortfall now the focus for legislators

by Phil Krinkie SPECIAL TO THE TRIBUNE

As the legislative calendar days tick away at the state Capitol, the question being asked by all those congregating under the dome is … will there be a budget deal?

The buzz grows louder with each passing day about the prospects of Gov. Tim Pawlenty reaching an agreement on the $1 billion budget deficit with the DFL leadership before the scheduled session adjournment in mid-May. Two months of the legislative session have passed with only two significant items having been resolved. The first issue being the protracted tussle over the capital projects legislation, better known as the bonding bill. The Legislature passed two different versions of billion-dollar-plus state construction spending, only to have Gov. Pawlenty whack the final version sent to him by one-third, or more than $330 million worth of what would have been new debt. This certainly doesn’t bode well for a harmonious end-of-session budget deal.

The second major legislative hurdle was accomplished with an agreement on funding for a scaled back and reformed General Assistance Medical Care (GAMC) program. The funding for this program was first vetoed by the governor at the end of the 2009 session and the Legislature passed a funding fix earlier in the session only to have the governor veto that legislation as well.

Guest Columnist Phil Krinkie

The new GAMC legislation, which was negotiated with the administration, appears to be headed toward the finish line. But as has been seen with other negotiated “deals,” don’t count it as done until it is signed into law.

With these two major issues presumably settled, work on the billion-dollarbudget shortfall will become the focus.

From an optimistic viewpoint, progress is being made on this front. Both the House and Senate passed differing versions of a budget reduction plan that would trim approximately one-third of the billion dollar deficit or a little more than $300 million. While this may signal a good start toward balancing the current 2010-11 budget, there were two major areas of the budget left in limbo by the budget debate. They were Health and Human Services spending and K-12 education funding. These two spending areas account for approximately 70 percent of total state spending: about 30 and 40 percent respectively. With these two areas unresolved, major decisions still have to be made.

Even if Gov. Pawlenty agrees with the $300 million in spending reductions called

for in the first legislative budget bill, it still requires about $700 million in additional state spending reductions or tax increases.

Based on what happened last year, the pessimistic viewpoint is that the legislators will leave without providing a budget solution and the governor will once again be left to resolve the budget on his own through the unallotment process.

Some legislators find this option to be the least attractive because of the uncertainty about where the governor would cut.

Other legislators sort of like this missing in action approach because it allows them to point the finger at the governor for what they believe are rather unpalatable spending cuts. In other words, let him do the dirty work.

In this difficult and trying budget balancing act there are two very important wild cards. The first wild card is federal money. Specifically, getting answers to the questions of how much federal money will Minnesota receive and when will we receive it?

Gov. Pawlenty in his proposal to close the budget gap included $387 million in additional federal health care dollars.

These dollars are included in a yet-to-be passed federal jobs bill.

While Democrats criticized Pawlenty for including this yet-to-be authorized federal money, you can bet they too are hoping their cronies in D.C. will come through with the cash. Even with the fed-

Rosemount holds line on taxes in tight times

by Bill Droste SPECIAL TO THE TRIBUNE

One of the crucial jobs for an elected official is to set the budget – to express the values of the community by deciding what we need to spend for the common good, and how much we can ask property owners to pay for it. We on the Rosemount City Council feel we had a lot of success achieving a fair budget for this year. But we’ve started even earlier than usual for next.

In the current budget, we cut the amount of taxes collected on the wide majority of homeowners. And we reduced the amount of debt that Rosemount carries. At the same time we were able to approve small increases in spending for recreational amenities like maintenance of new athletic fields and improvements that will open the old St. Joseph Church building for community use.

It took eight months to craft that budget. This year, we’ve started a month sooner. It’s because the job of setting the budget isn’t getting easier.

Even though there are signs of economic improvement, there will be a lag of a year or two before that’s reflected in the city’s sources of revenue. Property values for taxing purposes will be down 5.3 percent in Rosemount for the next budget. (Most of our neighbors are seeing a bigger drop, a sign of Rosemount’s underlying vitality.) Prospects for a re-

Guest Columnist Bill Droste

turn of the aid promised by the state a few years ago do not look good.

Still, we continue to pursue the measures that brought us success last year.

We voted again this month to pay down some of our debt, cutting the city’s debt levy for next year. We continue to work with employees to find ways to economize.

And we intend to look closely at the levels of service the city provides. As called for in the goals for Rosemount that the council just approved, we want to make sure that the cost of our services equals the value put on them by our citizens.

We’ve asked the city staff to give us the first draft of their work on the budget around Memorial Day. That’s seven months before we need to take the final vote, giving us time to study the issues closely.

But in the meantime, there are two things you as a citizen can do to make sure the amount you pay toward the city is fair. This spring, the Dakota County assessor is notifying property owners of the assessed value of their holdings. Ev-

ery December, we hear from residents who are upset by their tax bill, complaining that it’s based on a value that’s too high for their home and land.

By then, it’s too late to complain.

If you have any questions or concerns about the assessed value on what you own, you need to contact the assessor’s office immediately to get an explanation or to prepare to file a formal appeal.

And there’s another step every household should take. Please fill out the Census form you’ve received and mail it back. Many federal and state programs divide up their spending based on population.

Dakota County figures it will lose $1,300 for every person who’s not counted.

By mailing it, you avoid the government having to spend more money to phone or visit you for the information.

You increase the chances that Minnesota will not lose a voice in Congress. And you help us locally make those planning decisions that we carry out through the budget.

My colleagues on the council and I look forward to talking with you as the year goes on so we can all agree on what Rosemount needs, and what we can afford.

Bill Droste is the mayor of Rosemount.

Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

eral money, there will still be some budget balancing to complete.

The second wild card in the budget reconciliation game is in the hands of the Minnesota State Supreme Court. The court will likely rule in April on a case involving Gov. Pawlenty’s “unallotments” last summer of $2.7 billion from the state budget.

The governor made the reductions in order to balance the budget after the Legislature adjourned. His authority to make the unallotments was challenged and now will be decided by the state’s highest court.

Like the game show “Deal or No Deal” the pressure is mounting and the clock is ticking. Will there be a budget deal before the Legislature adjourns or will there be another round of unallotments by the governor?

One other possibility is an extended special session with lawmakers and the governor battling it out over a proposed tax increase versus spending cuts.

In November, all 201 legislative seats are on the ballot. As of now, it’s anyone’s guess as to who gains or loses an election advantage with a “Deal or No Deal.”

Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 8, 2010

5A

Best Practices

Valuable workers have five indispensable talents

by Elaine Stirling SPECIAL TO THE TRIBUNE

Leadership and talent feel like rare commodities these days. We ascribe leadership to people who sit high on the organizational chart, but where does that leave everyone else?

As for talent, well, it’s nice if you can get it. The fact is, every one of us carries leadership and talent within us.

This means in an organization with 1,000 employees, you have the potential of 1,000 talented leaders.

Can you imagine how that would look – talented leadership flowing through every office, plant and distribution center? If your answer is yes, then you’ve begun the process.

Eight thousand years ago, talent was a form of currency. One talent was equal to 3,600 Babylonian shekels, and the word also meant balance, abundance and wealth – the goals most organizations, then and now, aspire to.

The ancients understood leadership too. The writer leads the reader; the speaker leads the listener. In these binary relationships, both parties are necessary and occur in a certain order. But if you’re going to lead your readers and listeners from one place to someplace better, whether it’s improved operational standards or a reduction in em-

Guest Columnist Elaine Stirling

ployee absenteeism, a greater “something” is needed.

The ancients called that something quintessence, which means the presence of all five elements operating in balance. The elements in those days were fire, earth, air and water, with spirit or ether as the mysterious fifth – hard to measure in the 21st century. So what I’ve done is retained the template and updated the terms.

Five elements become five indispensable talents. We were born with four of them.

Cultivate the fifth, and you become a brave new business leader. Practice them in every moment, and regardless of how things may appear on the balance sheet, you will move your organization toward prosperity.

Responsibility This is the talent or ability to respond. As infants, our response ability was highly tuned and sensitive. If we didn’t want to be picked up, we wailed. A beam of light, a sudden noise, we were right there, all senses perked.

As adults, we allow this

lustrous talent to dim.

We distort responsibility, confusing it with blame.

“Don’t look at me, I didn’t do it!”

Response ability is not reaction, which is primitive and knee-jerk. A person with the talent to respond holds back from fixing other people’s problems; he/she is always highly attuned to his/her own.

The ability to respond means you communicate as an equal with anyone, based on your unique perspective and knowledge of the job.

An HR professional and a structural engineer, for example, could respond brilliantly to one another on the topic of stress.

A stock clerk would be able to share his experience of calming an irate customer who might otherwise have sued. Imagine your bottom line rising while you create the space for such dialogues.

Curiosity As energy-conserving beings, we tend not to puzzle things out if they’re working reasonably well. Only when the hard drive crashes or our reserved parking spot is taken do we ask questions like, “What the … who the . . .?”

without actually expecting a reply.

The capacity for wonder slipped underground early for most of us, but it’s still there, bubbling happily, waiting for a time when we’ll get real answers.

Meanwhile, we’re perfectly free to create an environment where questions are encouraged, regardless of whether our workspace is the corner office or halfway down the conveyor belt.

“What if we were to . . .” “I wonder why no one has never thought of . . .”

A responsible leader poses these ever-open questions often. He posts them in obtrusive places like staff rooms, board rooms and online chat rooms, and makes sure there is a safe place for answers to arrive.

and way too many meetings. As vessels, if we haven’t cracked already, we fear we’re going to.

Here is a simple truth to help you restore your inner spaciousness. No one speaks on behalf of all investors, all customers or any group in its entirety. Even if they’re speaking it loudly and in your face, they don’t actually have everyone behind them. Give yourself the space to remember that.

On a more practical note, use white space in your emails: white space after the greeting, white space between paragraphs and before your sign-off. This small practice of capacity relaxes your readers and increases their ability to absorb what you’re saying.

You ease the world a little.

Capacity

If you’ve imagined yourself practicing the suggestions mentioned so far, this fourth talent won’t seem so shocking. Audacity, like the other talents, has become tarnished; we associate it with people speaking out of turn.

“How dare you?”

Well, the thing is, leaders do dare. Quintessential leaders not only celebrate audacity in people around them, they rely on it. The Latin root of this talent, audax, includes bold, courageous, to listen, to hear. It’s related to audience.

The technical definition of capacity is volume, or how much a vessel can safely store. The word comes from the Latin word, capax, which means spacious, able, roomy, fit. It’s a state of emptiness we can count on.

Which may explain why we see so little capacity in the workplace. We are all stuffed to the brim with opinions, business theories, biases, wounded feelings, RSS feeds, Facebook and Twitter updates, text messages, e-mails,

Audacity

Sometimes you’ll hear things you’d rather not have heard. You’ll witness a behavior that doesn’t feel right.

Audacity is the talent of honoring whatever comes into your sensory orbit and doing something about it.

Someone, somewhere turned away from this inborn talent, and is now complicit in 9 million recalls.

Authority This fifth and final talent is the one we cultivate by practicing the first four. Authority is belief in your own authenticity. To be authentic means to own your words and your actions, and be willing to say, “I don’t know.”

Sourced from the Latin word for self, authority shows us what we’re capable of, one exhilarating step at a time.

There’s no need to fear authority, not when we’re born with so much talent – and so much capacity to lead.

Action: Encourage the five talents in everyone and watch your business flourish.

Elaine Stirling is an author of fiction and nonfiction, teacher and communication consultant.

She attended the University of Toronto and Laurentian University where she received her bachelor of arts in political science and international relations. Her Web site is www. elainestirling.com/index.htm.

Make customer feedback very easy and convenient

by Kevin Stirtz SPECIAL TO THE TRIBUNE

These days a lot of us talk about customer retention. And we should. It’s a big deal.

If our customers are coming back it’s probably because we’re doing something right. We’re giving them what they want. We’re helping them. And that’s why we’re in business.

It’s also the biggest challenge we face.

How do we continue giving our customers what they want (and do it better than anyone else)? That is the question and the opportunity. And the answer starts with talking to your customers. Connect with them.

Guest Columnist Kevin Stirtz

Because only they can tell you what they want from you, and how you’re doing delivering it. If you don’t ask, most will not tell you.

I’ve heard studies that suggest only 4 percent of our customers will take it upon themselves to tell us how we’re doing. Actually I think that number is high.

I think less than 1 percent will tell us what they think without us asking. Because most organizations make

it hard to offer feedback.

You know what I’m talking about.

You’re at a restaurant. The service is slow or inattentive or there’s a problem with the food. You say something to your server and they get defensive. Or they apologize and do nothing else. Your feedback goes nowhere.

Or you’re at your car dealership getting your oil changed. The service was amazing. The employees were polite, friendly and helpful. They went out of their way to make sure you and your car were well taken

care of.

As you drive away you’d like to let someone know what a great job they’re doing. So you call the main phone number. But you get a telephone tree. Not sure who to ask for you eventually find someone’s voice mail. You hang up frustrated because you have no idea if your feedback will go anywhere.

We all have had experiences where we’d like to offer feedback to a business yet we have no easy way to do so. It feels like a battle.

And the result is a happy, even thrilled customer, can turn sour because they are unable to easily offer feedback. Much of the goodwill

a business creates by delivering great customer service can be destroyed when a customer finds themselves unable to offer feedback in an easy and convenient way.

What a waste!

And the solution is simple: Make it easy and convenient for your customers to offer feedback.

Set up multiple ways for your customers to reach you.

And let them know. For example, a customer support hotline does no good if nobody knows the phone number.

And, after they give you feedback, thank them, tell them how you’ll use it and, (most important) do something with it.

Direct customer feedback is priceless information. It’s all about how to make your business better. And it’s out there just waiting for you – no charge. Make it easy and convenient for your customers to offer feedback and they will. And they’ll keep coming back because they know you care.

Kevin Stirtz is the Amazing Service Guy, a speaker, trainer and consultant who helps organizations of all kinds deliver amazing customer service. His recent book: “More Loyal Customers” has won 5 star reviews at Amazon.com. He can be reached at (952) 212-4681 or kevin@ amazingserviceguy.com.

4/8•2136349R•DCT

4/8•2136364R•DCT

4/8•2136356R•DCT

6A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

How to stay positive after being turned down

by Cathy Weik SPECIAL TO THE TRIBUNE

Here’s a few of the ways people have actually responded to potential employers when they didn’t get the job: Pouted in their offices.

Angrily told the person who didn’t hire them how wrong they were.

Wrote a terse and nasty e-mail to the interviewing team to let them know that they were misunderstood.

Argued with the recruiter and hiring manager and had their mother call to complain.

These examples come directly from human resources professionals. It’s easy to feel like a victim, but it’s a mistake to destroy relationships when the process provides so many opportunities to meet new people and build relationships.

People who don’t get the job may be unhappy, but handling that rejection professionally can open up opportunities instead of destroying other opportunities.

It’s surprising how many disappointed applicants respond as described earlier.

Existing or potential employers are not likely to forget those comments; the lack

Guest Columnist Cathy Weik

of professionalism can easily ruin their chances of being considered for other positions within the firm or being recommended to others who may be looking to fill a similar position.

Here are some tips for handling rejection: Ask clarifying questions like, “Is there something in particular that I should address to make me more competitive?”

Thank the company for the opportunity to interview for the position.

People miss a great opportunity when they just say, “OK” and hang up.

Don’t ask too many questions about the competition or argue about qualifications for the job. Candidates who are hired are often not necessarily the most qualified, but rather the best fit.

Send thank you notes to members of the hiring team.

Even better, send thank you notes immediately after the int e r v i e w.

Howe v e r, even if notes were already sent, sending another one after the hiring decision is made offers one more opportunity to ask that they keep you in mind for other opportunities.

When appropriate, call

business opportunity

or e-mail to follow up with someone on the hiring panel to identify ways to do better on the next interview. Don’t forget to thank them for the feedback and the opportunity to be interviewed.

le s b i ss ate o p did n ca

positive growth

Be professional to everyone throughout the entire process. Rude, defensive or unprofessional behavior does only one thing — destroy opportunities.

Stay positive. Consider

the possibility that the company’s offer to the other candidate is later declined.

Learn from mistakes. Human Resources professionals know that people who learn from their mistakes have a good chance of applying for the same job in the future and getting it, or being offered a job in another division where the applicant’s background and experience make them the right person for the job.

Develop a good relationship with the recruiter. When recruiters identify a strong candidate, they will continue to look for a position for them until they find a good fit.

Seek advice from the recruiter or manager.

Find out what skills are needed and the best way to get them. Perhaps they know about volunteer opportunities.

Offer honest feedback when Human Resources staff ask for feedback in satisfaction surveys. However,

don’t let disappointment get in the way of offering a professional response.

Support the applicant who did get the job — especially when working in the same career field or at the same organization.

Remember that while it’s difficult to receive a rejection call, it’s also difficult for recruiters and hiring managers to make those calls. Lots of qualified candidates apply for positions and one skill or recent experience can move a candidate to the top of the list.

It’s tough to call qualified candidates and tell them they didn’t get the job. Making it easy for them can keep the lines of communication open. They are often in the position to know about future opportunities. Leaving a positive impression with the right people can lead to a phone call about other opportunities in the future.

Weik is at chairwoman of the Dakota-Scott Workforce Investment Board. This column was written with input from other WIB members whom are responsible for hiring at their companies. Weik can be reached at cweik@ stratishealth.org.

Who Works for Whom — Recognizing the worth of your frontline employees

by Scott Gunderson SPECIAL TO THE TRIBUNE

Who is the face of your organization? Who do your customers see and rely on? Is it the CEO? Is it your middle level manager? No, your frontline employees are the face of your organization.

So why is it that they are most responsible for representing your organization, yet they are the least paid, least trained and least supported?

Robert Spector notes in his book, “The Nordstrom Way to Customer Service Excellence,” that people come to work for the company for four reasons: 1.

Opportunity for growth 2. Freedom 3. Feeling that you are part of something meaningful (“Selling clothes isn’t what we do. It’s filling people’s needs and making them feel better emotionally.”)

4. Feeling valued (“The more people are valued, the more connected they become. It perpetuates itself.”)

The Nordstrom organization prides itself on understanding these four very important reasons/principles.

That is why they consistently

Guest Columnist Scott Gunderson

make lists recognizing the 100 best companies to work for.

What have we learned from these principles? Apparently, not much. Instead, many businesses follow these principles: 1. Can I find someone to work for these incredibly low wages?

2. Hire ‘em before they find something else.

3. Set high expectations without training, salary or support thus burning them out.

4. An employment decision is made by the employer or employee resulting in separation.

5. Repeat step one.

When does the cycle end?

What is the true cause and effect of this cycle? Employees feel they are taken advantage of or the job is just a job until they find something else.

Management also sees the employee as a transitional employee, which means they

are unwilling to invest training, wages or support.

It is a Catch-22.

In a service business that I once worked for, I was responsible for all of Minnesota.

The salaries of our employees ranged from $8 to $14 an hour.

During employee orientation, I made it a point to personally deliver the company mission statement and explain how everyone in the company supported it. I also explained to the employees that there were two ways they were going to leave the organization and both were positive: winning the lottery or retirement.

Why do I want to share this with you? What did my statements convey to our employees? By removing the fear typically present in any new job, we made them feel part of our team. As a result, my employee turnover was 33 percent as opposed to 300 percent for my competition.

I didn’t have to pay our employees more — although I often did. All I had to do was treat them fairly and give them the respect they de-

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

served. I could sell business, but I couldn’t sustain business without good frontline employees.

Patrick Lencioni in his bestselling book, “The Three Signs of a Miserable Job,” defines the three telltale signs of an unhappy employee as anonymity, irrelevance and immeasurement, which he explains in detail below: “The first is anonymity, which is the feeling that employees get when they realize that their manager has little interest in them as a human being and that they know little about their lives, their aspirations and their interests.

The second sign is irrelevance, which takes root when employees cannot see how their job makes a difference in the lives of others. Every employee needs to know that the work they do impacts someone’s life — a customer, a coworker, even a supervisor-in one way or another.

The third sign is: immeasurement, which is the inabil-

(focusing just on numbers, goals or quotas) justify the means (or you will be fired)?

This may work in the short term. Or, do you want the long-term solution of the means (treating the employee as noted above) justify the end (meaning your goal).

Both of these examples have measurement, but only the latter operates on teamwork and trust. As a leader, you are the coach, cheerleader and confidant; you work for your employees.

Support them by giving them what they need along with the freedom to be successful. Their success means your success. The results are less turnover, less training cost and higher employee satisfaction — all leading to a competitive advantage for your organization.

If you have a topic for the Make It Happen columnists, contact Chris Hayes at (651) 423-8266, or chris.hayes@ dctc.edu.

ity of employees to assess for themselves their contribution or success. Employees who have no means of measuring how well they are doing on a given day or in a given week, must rely on the subjective opinions of others, usually their managers’ to gauge their progress or contribution.”

So you ask yourself, what can I do? Well for starters, you can get to know your employees on a more personal level. Showing a sincere interest in them and what their desires, needs and goals are begins to build a bond of trust.

Secondly, demonstrate how what they do makes a difference to someone, including coworkers in their organization.

Thirdly, let them know what the expectations are for the job and how they will be Scott Gunderson is chairman measured. You know the old of the Business and Management Department at saying, what isn’t measured, Dakota County Technical isn’t done. And lastly, considCollege.

He can be reached at er your management philososcott.gunderson@dctc.edu. phy or culture. Do the ends

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 8, 2010

7A

News Roundup Recent news from around Dakota County

Burnsville

Eagan

Lakeville School district awarded federal construction bonds

Black Dog Road trail will give river access to walkers, bikers Walkers and bikers who want to enjoy the Minnesota River can look forward to a riverfront trail between Burnsville and Eagan.

The city of Burnsville has landed a $1 million federal grant for a 3.5-mile trail along Black Dog Road between Interstate 35W in Burnsville and Cedar Avenue in Eagan.

The project is planned to coincide with reconstruction of Black Dog Road, which runs through the Black Dog Preserve and provides access to Xcel Energy’s Black Dog Plant. The projects are tentatively set for 2013.

The Transportation Advisory Board, which distributes federal transportation dollars in the Twin Cities metro area, approved project funding in March.

The paved trail segment could link someday to Dakota County Parks’ Big Rivers Regional Trail, which has a 4.5-mile segment from Map by Robyn Berg Eagan to Lilydale that The 3.5-mile trail would run overlooks the confluence of the Minnesota along the river from Interstate 35W in Burnsville to Cedar Avand Mississippi rivers.

The 1,400-acre enue in Eagan.

Black Dog Preserve consists of land owned by Xcel Energy and leased to the U.S. Fish and Wildlife Service. The preserve is part of the larger Minnesota Valley National Wildlife Refuge, which spans 99 miles along the Minnesota River.

The estimated cost of rebuilding Black Dog Road, a Burnsville city road, is currently $1.6 million.

The road isn’t a state-aid road eligible for gasoline-tax funding, so the city would likely seek to assess the entire cost to Xcel Energy.

Rosemount City plans to complete former St. Joseph Church in July By early July, Rosemount officials expect to complete the renovation of their new community center, the former St. Joseph’s Church.

Work that began in February is on schedule and includes an expanded stage, new ramps and stair accesses, fresh, coordinated paint colors and flooring improvements, all under way.

A grand opening will likely be held this summer and may coincide with an event or photography contest.

Schultz said the city is also considering names for the building, which will be available to rent for multiple purposes, including weddings and business gatherings. It will likely seat 175 to 200 people.

The city is considering the building’s identity and is beginning to ponder marketing strategies.

Residents are invited to suggest names via the city’s Web site, www.ci.rosemount.mn.us, an opportunity that will end within about a week so the commission can review the suggestions and determine a name.

In April, the commission will review rental policies, operating procedures and fee structures.

Photo by Erin Johnson

Located on the corner of Cedar Grove Parkway and Gold Trail in Eagan, Lincoln Place will provide secure, sober housing and supportive services for young adults leaving foster care or at risk of becoming homeless.

Home for young adults opens in Cedar Grove neighborhood A first-of-its-kind housing development for young adults in transition opened its doors in Eagan’s Cedar Grove neighborhood April 1.

Called Lincoln Place, the facility will feature 24 affordable efficiency apartments for 18- to 25-year-olds who may have nowhere else to go.

The facility will serve young adults who need supportive services, are leaving foster care, or are at risk of becoming homeless.

It is the first youth transitional housing development of its scale to open in a metro-area suburb, according to the Dakota County Community Development Agency, which is overseeing the project.

Lincoln Place aims to help provide those young adults with some structure, oversight, and direction as they plan their next move.

Support staff from The Link, a nonprofit social services provider, will help residents with everything from learning how to clean their apartments to filling out job applications.

The CDA screens candidates by conducting background checks, eliminating those with a history of violent crimes. The Link also screens candidates, giving preference to those who are motivated to reach self-sufficiency.

The Lakeville Area Public School District was awarded on March 29 $8.8 million in federal construction bonds that will pay for a wide array of maintenance projects to the district’s buildings.

The bonds, called Qualified School Construction Bonds, are part of the federal stimulus bill, or American Recovery and Reinvestment Act, that was approved in 2009.

The QSCB program will allow for the Lakeville school district to sell bonds at zero, or lower than normal interest rates, with bondholders receiving an income tax credit instead of the interest the district would normally pay.

The result is lower associated costs for taxpayers, said School Board member Bob Erickson.

Normally, the School Board would levy for the funds necessary to maintain the district’s buildings by way of a program called the Alternative Facilities levy.

But last May, the School Board took the maintenance projects slated for Alternative Facilities in both 2010 and 2011 and combined them into one year.

The projects will include roof replacements for Lakeville North High School, and Cherry View and Crystal Lake elementary schools. Also slated for work is the replacement of some mechanical units and piping at McGuire Middle School’s pool as well as HVAC upgrades, parking lot repairs and carpet replacement for buildings around the district.

Rosemount-Apple Valley-Eagan District 196 School Board approves budget, job cuts

The Rosemount-Apple Valley-Eagan School Board unanimously approved budget changes that will result in the loss of 143 jobs, 78 of which will be classroom teachers, for the 2010-11 school year.

The $15.3 million in approved adjustments include $7.7 million in staffing cuts, $3.7 million in reductions to programs, supplies and operations, and $3.9 million in new revenues.

The district’s budget for the current school year is $298 million.

Flat funding and unallotment from the state forced the district to anticipate reduced state funding for the foreseeable future, said Superintendent Jane Berenz.

The 2010-11 budget assumes a state funding decrease of 5 percent next year, and as much as 10 percent in 2011-12.

In addition to the 78 teachers, other staff cuts will include about 35 licensed employees in areas such as art, music, media, physical education and technology, and 29 positions from other groups such as administrative, clerical, and custodial staff.

The city of Farmington swore in its first Spending will be reduced in various areas such as teacher female firefighter last week. training, student testing, and nursing services, and the drug Amanda Christensen, 27, joined the deeducation program D.A.R.E. will be cut for fifth-graders. partment after working as an emergency Some activity bus service will be eliminated, and football, medical technician since 2008. She combaseball and softball will be dropped from the middle school pleted fire fighting training in Bemidji. She is program and turned over to area athletic associations. expected to become state certified in the near The budget also includes $3.9 million in additional revAmanda future. enue, the bulk of which would come from using a dedicated Christensen, who works in the retail in- Christensen trust fund to pay health insurance costs for retired employees. dustry in Hastings, grew up in a large famThose costs currently come out of the district’s general fund. ily of nine children in the small central Minnesota town of For a complete list of budget adjustments, visit the disBrowerville. trict’s Web site at www.district196.org.

Farmington

Amanda Christensen is first female firefighter for city

To read more about all of these stories, go online at www.ThisweekLive.com.

8A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business Briefs Workers began installing new airport highway signs last week

DCTC hosts annual showcase Dakota County Technical College celebrated the college’s 40th anniversary this year by holding a special College Showcase April 7.

Titled Flamingo Fling: What’s Your Thing?, the free event rolled out a new theme that works on determining the primary interest or talent of individual guests.

The showcase was expected to draw thousands of visitors from surrounding communities thanks to 40 participating restaurants and food vendors.

A new activity this year,

Flaminko Plinko offered eight participants the opportunity to play Plinko for a $4,000 scholarship to DCTC. Based on Plinko, the popular game on “The Price Is Right,” Flaminko Plinko was played on a humongous, custom-designed board.

Attendees also entered a drawing for an Apple iPod, among other games.

For a list of DCTC College Showcase participating restaurants, food vendors and 40th Anniversary sponsors, visit YouBlue at http://blogs. dctc.edu/youblue/.

Local businessmen complete Leadership Minnesota program Rick Blood and Jake Reint completed Leadership Minnesota, an exclusive program of the Minnesota Chamber of Commerce that provides an inside look at the state’s changing economy and the issues that will shape its future.

Blood is vice president of mortgage and consumer lending at US Federal Credit Union in Burnsville.

Rient is director of communications for Northern Tier Public Affairs at Flint Hills Resources in Rosemount.

Participants travel the state for five, two-day sessions and are exposed to a range of businesses that drive

Minnesota’s economy.

Application deadline is May 20 for the 2010-11 program year, which kicks off in September and ends in March.

To apply online, go to http://www.mnchamber. com/foundation/leadershipapplication.cfm.

For more information, contact Jenny Munyer at (651) 292-4690 or jmunyer@ mnchamber.com.

The Minnesota Chamber of Commerce is the state’s largest business advocacy organization, representing more than 2,400 businesses of all types and sizes on state public policy and regulatory issues.

State representative to host meeting with state demographer State Rep. Sandra Masin, DFL-Eagan, will host a town meeting with State Demographer Tom Gillaspy on Thursday, April 29 at 7 p.m. at Eagan City Hall.

Gillaspy will give a brief overview of the 2010 Census and what it means for Minnesota. Gillaspy and Masin will also discuss Minnesota’s changing demographics and the public policy implications for the state budget in the coming decade.

Much attention has been paid to the forthcoming 10year census because it will determine whether Minnesota retains or loses one of its eight seats in the U.S. House of Representatives.

The census count also affects everything from the way local city council wards are drawn to the way legislative districts are shaped.

Perhaps most important, according to Masin, is the influence the census will have

on the way federal money is distributed to state safety net programs, low-income housing loans, local government aid and a host of other federal, state and local programs.

“There’s so much more at stake for Minnesota than just whether or not we hold on to a congressional seat,” Masin said. “Census information is used to attract new businesses, plan for hospitals and school projects and create maps to speed emergency services to households needing assistance. That’s why it’s so important to get an accurate count to help us effectively plan for Minnesota’s future.”

In addition to the census information, Masin will provide a brief overview of the 2010 Legislative Session.

Residents are encouraged to come with questions and concerns about the census and any other issue related to state government.

Photo submitted

School of Environmental Studies students Jeremy Weis, Nicole Noblet and Allie Dohmeier participated in the Youth Co-op Leadership Conference on March 15 and 16.

Local students attend cooperative leadership event School of Environmental Studies students Jeremy Weis, Nicole Noblet and Allie Dohmeier participated in the Youth Co-op Leadership Conference on March 15 and 16.

More than 70 high school students from around Min-

nesota attended the two-day conference designed to help high school students gain a better understanding of the role and operation of cooperatives.

The students, who were sponsored Dakota Electric Association, gained leader-

ship abilities and discovered problem-solving skills.

The highlight of the conference was “Breakthrough Leadership Skills,” a handson leadership workshop presented by Craig Hillier, CSP, Winning Edge Seminars, Lakeville.

SBA warns small businesses of fraudulent attempts offering to help them secure SBA loans The U.S. Small Business Administration (SBA) is warning small businesses to use caution if they are contacted by firms offering to help them apply for funds available through SBA programs.

SBA and SBA’s Office of the Inspector General have received several complaints from small businesses about abusive marketing practices, scams, and exorbitant fees charged by firms offering to help them obtain a loan, grant, or other federal funds, from the SBA. Some of these complaints include: • Firms charging small businesses high fees to provide assistance applying to SBA funding programs.

Some firms allegedly guaranteed that the small business would obtain SBA funding if they paid the fee. The SBA does not endorse or give preference to specific private companies or their clients.

• Firms charging small businesses for services never requested after the small business gave bank account and routing information to a caller claiming to be a firm

offering assistance.

The SBA recommends that small businesses never provide social security numbers, bank account information, or credit card numbers to anyone; and never over the telephone.

• Firms alleging that a small business would be issued a “forfeiture letter” that would make the small business ineligible for any SBA funding for three years if the small business refused to use the firm’s services.

When electing to use a third party to apply for SBA funding programs, small businesses should also bear in mind: • Small businesses can get free assistance in person or by calling one of the SBA’s 68 district offices and from information on the SBA’s Web site (www.sba.gov). They can also get assistance from small business development centers, women’s business centers, veterans business outreach centers and SCORE chapters, either free or for a reasonable fee. Location and contact information for the centers can be found on SBA’s Web site.

• Small businesses should ask for references and confer with trusted colleagues and institutions, such as the Better Business Bureau, when selecting service providers.

• Small businesses should clearly establish and document: What they are being charged; When they will be charged; What they must do; and What services they will receive.

The SBA’s Office of the Inspector General will investigate and respond to all complaints. The SBA encourages anyone with knowledge of a misrepresentation regarding SBA Business Loan Programs, or any other SBA program, to contact SBA OIG by calling the OIG Hotline toll-free at 1-(800) 767-0385, or submitting an online report at the SBA OIG Web page (www.sba.gov/ig), and click the link for “Report Fraud Waste or Abuse.”

Anyone who has a question regarding an SBA loan or any SBA program, may contact their local SBA district office, the SBA Answer Desk at 1-800-U-ASK-SBA (1-800-827-5722) or by emailing answerdesk@sba.gov.

Construction crews began installing new highway signs April 5 identifying which airlines fly from which Minneapolis-St. Paul International terminal, giving drivers the information they need to choose the correct terminal and highway exit for their flight.

The Metropolitan Airports Commission estimates that between 20,000 and 30,000 people each year go to the wrong MSP terminal, often missing their flight as a result.

Over the next two weeks, more than 40 signs will be added or replaced along approaches to the airport on I-494, Highway 5, Highway 62 and 34th Avenue to address what had become a significant customer service issue.

Minneapolis-St. Paul International is the only major airport with terminals located on entirely separate roadway systems. The Lindbergh Terminal is accessed from Highway 5; the Humphrey Terminal is located off 34th Avenue, which is most often reached by exiting from I-494.

In the past, highway regulations prevented installation of signs listing airline names by terminal due to concerns over the amount of information the signs needed to convey.

Last year, however, the Metropolitan Airports Commission gained approval from state and federal highway officials after agreeing to split the airline names among three separate signs and to identify the terminals by number rather than by historic names.

On the new signs, the Lindbergh Terminal will be identified only as Terminal 1 and the Humphrey Terminal as Terminal 2. Officially, the terminals will retain their historic names, however, and be designated elsewhere as Terminal 1-Lindbergh and Terminal 2-Humphrey.

The project will cost $1.4 million — about $800,000 less than estimated. The Metropolitan Airports Commission will use its own funds — not state or federal tax dollars — to pay for the improvements.

Book Your Company Event at...

4/8•2136384R•DCT

4/8•2136373R•DCT

8075 Lucerne Blvd.

3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 8, 2010

9A

PAC director promises customer service, creativity Jon Elbaum, who ran new civic center in Ottumwa, Iowa, is second manager of Burnsville Performing Arts Center

by John Gessner

Elbaum said he was drawn to the BurnsJon Elbaum, the ville job by the larger Burnsville Performmarket and the ing Arts Center’s new greater arts emphaexecutive director, is sis compared with no stranger to controBridge View, which versy and community Jon Elbaum mixes a 655-seat expectations. theater with mulHe was the first tiple meeting rooms general manager of the city- and a 30,000-square-foot exowned Bridge View Center position hall. in Ottumwa, Iowa, which That project was built in opened to a chorus of boost- a shrinking and economically ers and critics on Dec. 31, stressed city, funded by a Vi2006. sion Iowa grant and $10 milThe $24 million civic cen- lion in city bonds. ter was narrowly approved by “We haven’t achieved all a divided City Council, has of the financial goals, partly drawn thousands of visitors because of the economy,” Elbut underperformed finan- baum said. “But in terms of cially, and remains controver- the usage of the building, I sial to this day. think we’ve exceeded everyThose who’ve followed one’s expectations: the numthe politics of Burnsville’s ber of events, the number of $20 million arts center, which people through the building. opened in January 2009, may A lot of people thought this see the parallels to Ottumwa. building would be a white el“It’s actually remarkably ephant, that it would sit here similar,” said Elbaum, 51, 365 days a year and be vacant. who began work in Burnsville The opposite is true. It’s in on Monday. “Since I do keep use over 300 days a year.” my finger on the pulse of the The Burnsville center, industry, virtually every proj- which has struggled parect like this faces some con- ticularly to book events in its troversy, especially if there’s 1,000-seat main theater, lost public funding.” $533,600 in its first year comElbaum was hired by pared with a budgeted loss of VenuWorks, the company $400,205, city figures show. that manages Burnsville’s Pre-opening projections sugcenter, to replace the first di- gested possible annual losses rector, Wolf Larson, who left of only $350,000 or less. The after a year to move with his center lost another $50,775 family to Spain. in January, according to the DAKOTA COUNTY TRIBUNE

city.

Of course, money is an issue in his new job, Elbaum said. So are the “richness” and “context” the arts bring to people’s lives, he added.

“I think it’s important to recognize there are nonquantifiable benefits that any center, like this one in Ottumwa or the one in Burnsville, bring to a community,” Elbaum said. “It’s not just pie-inthe-sky. These are real benefits. It’s just hard to quantify them.”

Dissatisfaction with first-year Photo by Rick Orndorf operations The Burnsville Performing Arts Center, which has a new executive director, was built for The City Council, seeking $20 million and opened in January 2009. a better handle on arts center operations, is in the process of appointing an arts center advisory board that will report to the council.

Council Member Mary Sherry has been especially critical of what she says were cases of poor customer service – involving patrons and potential users – under Larson.

She said there were instances of unreturned phone calls and complaints that were ignored or dismissed.

In one case, a group wanting to book a small event in the main theater didn’t get its call returned, Sherry said. The building should have been open more hours than it was, she said, noting that city staff eventually pressured VenuWorks to expand hours at the

center.

Given the enduring controversy over the center, city officials viewed some of the complaints as “political” and didn’t act quickly enough to solve them, Sherry said.

She has high hopes for Elbaum, a “seasoned general manager,” whereas Larson was a show-business expert.

“We need a general manager, because this facility is a lot more than showbiz,” Sherry said.

Elbaum said customer service is ingrained in him from his days managing restaurants for Stouffer Corp. “It’s just a habit,” he said.

He left the restaurant business to earn an MBA at the University of Colorado.

While in school, he worked

part time in the box office of the Denver Center for the Performing Arts.

He worked his way up to director of building services, with a budget of nearly $50 million and oversight of five of the complex’s eight theaters. Elbaum left in 2005 to open the Ottumwa center.

Elbaum said there’s a solid market niche for Burnsville’s 1,000-seat theater, but the size limits the kind of acts that will book the space.

“You’re not going to get the Jonas Brothers in a thousand-seat theater, or Bruce Springsteen,” he said. “But there are so many wonderful artists.”

Elbaum said there are ways to “creatively” structure deals with promoters. And

he hopes to attract more underwriting of shows, perhaps from the nonprofit Friends of the Burnsville Performing Arts Center.

“I think that would be a fabulous way for FOBPAC to help the center,” Elbaum said.

Elbaum said he has a history of “reaching out to all kinds of groups to encourage them to use the facilities I’ve managed. I’m willing to be creative. I’ll try something.

It may not be something we’d normally do, but if it fits within the context of other events we’ve scheduled and the facility fits the need, why not?

John Gessner is at burnsville. thisweek@ecm-inc.com.

BBB warns that iPad Entrepreneur entries sought for Minnesota Cup Contest entrepreneurs recently announced that it re- mit their proposals at www. nounced in a separate event scammers are already at work areAspiring encouraged to enter their As software company Sophos explains in an online video, the Facebook page “iPad Researchers Wanted – Get an iPad Early and Keep It” was designed to trick people into signing up for a cell phone subscription service that cost $10 a month.

Sophos alerted Facebook to the page – which had already racked up more than 3,500 fans – and it was taken down, but users should be on the lookout for similar offers.

Not all bogus offers come under the guise of becoming a tester, McAfee reported on its security blog that spam emails have landed in inboxes offering free iPads – the catch is that you have to buy items first and provide your credit card number.

If you’re planning to buy an iPad, BBB recommends shopping through an authorized retailer or directly with Apple.

Eventually a secondary market for the iPad will spring up online on sites like Craigslist; if you plan on buying an iPad secondhand, purchase it from someone local and never wire money as payment.

For more information, visit http://www.bbb.org/us/consumer-tips-technology/.

breakthrough business ideas in the 2010 Minnesota Cup competition.

Participants in the sixth annual contest will compete for more than $130,000 in prize money awarded in six divisions: clean technology and renewable energy, bioscience, high tech, social entrepreneur, general and student. A grand prize of $20,000 will be awarded to a winner chosen from the division champions.

The Minnesota Cup helps improve the chances that startup businesses will succeed by awarding them cash prizes that can be used for seed money, by connecting them with investors, advisers, business professionals and partners during event receptions, and by exposing them to media coverage.

HealthSimple, a 2005 finalist, was acquired by Johnson & Johnson of New Brunswick, N.J., while 2006 winner VAST Enterprises Inc. of Minneapolis formed a partnership with Fabcon Inc. of Savage.

Last year’s grand prize winner was Alvenda Inc., a Minneapolis company that helps merchants develop “shoplets” on the Internet. The company, which was founded in 2008,

ceived $5 million from a venture capital fund.

Minnesota Cup entrants are judged on the value of their ideas, plans for turning the ideas into successful businesses and the quality of their presentations in later rounds of the contest.

Separate review boards will judge each division of the contest and select a winner for the division.

The contest, which is free and open to Minnesota residents, attracted more than 1,000 entries last year.

People interested in entering the 2010 contest can sub-

minnesotacup.org.

The deadline is April 23 to enter in the social entrepreneur division and May 21 for all other divisions. Each entry must contain a description of the product or service, an explanation of the market size or opportunity, a sales and marketing summary, and a brief operating plan.

Contest organizers will seek more detailed information as the pool of competitors is pared down in later rounds.

Division winners will be announced on Aug. 31, except for the social entrepreneur division, which will be an-

Dakota County Tribune BUSINESS weekly

Interested in a FREE subscription?

7/30-8/27•1828716R•DCT

Even before the iPad was released to the public, scammers were busy devising ways to take advantage of eager shoppers.

The Better Business Bureau of Minnesota and North Dakota warns consumers to be wary of offers to become a “tester” just to get a free iPad. Apple announced the iPad in January, and U.S. customers were able to pre-order in March for the April release.

Because Apple bumped the delivery date for later orders, rumors started circulating that the company did not have enough iPads to meet pre-order demand.

Tech Web site GeekSugar. com recently warned about spam e-mails requesting product testers for the iPad. The e-mail directs traffic to the Web site Testitandkeepit.com which claims that they are looking for people to test the iPad for a couple months, and as compensation you get to keep the iPad. The biggest red flag with this offer is that you have to provide your e-mail address and password in order to “tell your friends.”

Offers to become a tester on Facebook also cropped up but with a different intent.

Just complete this form and mail it to

on June 17. The grand prize winner will be announced on Sept. 9.

The winners in each division will receive $20,000, except in the student division, where the award is $5,000.

DEED is the state’s principal economic development agency, promoting business recruitment, expansion and retention, workforce development, international trade and community development.

For more details about the agency and our services, visit www.PositivelyMinnesota. com.

q Yes, I would like the

Dakota County Tribune Business Weekly free of charge.

BUSINESS NAME

ATTENTION

ADDRESS

Attention: Subscriptions Dakota County Tribune 12190 County Road 11 Burnsville, MN 55337 or fax to: 952-846-2010

CITY/STATE/ZIP

SIGNATURE

EMAIL

DATE

10A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Repair shop finds innovative way to entice customers Lake Marion Marine adds dock-side service with minibus

by Jessica Harper DAKOTA COUNTY TRIBUNE

As the economy slowed in recent years, Dale Hutter, owner of Lake Marion Marine and Small Engine Repair in Farmington, began looking at new ways to bring in revenue.

So he bought a 19-passenger minibus last month and refurbished it to use for dockside boat repair services.

“I think we will be able to pick up extra customers this way because of the convenience,” Hutter said.

The new service will include on-site diagnostic tests and repairs.

Hutter opened Lake Marion Marine in 2006 after working on small engines at Continental Machines in Savage for 20 years.

Lake Marion Marine offers lawn mower, boat and other small engine repair services.

Opening a small engine repair shop has been a lifelong dream, Hutter said.

“I like being able to see the instant gratification of something working after I’m done, and helping other people,” he said.

Adding the dock-side service will be a way to obtain more customers without

additional overhead, Hutter said. The bus was a fairly inexpensive one-time purchase, as opposed to the cost of adding workers or space.

One challenge to the dockside service, though, will be ensuring that all the proper tools and test equipment are packed prior to going to the site, he said. Additionally, he may need to make a second trip to retrieve parts once the problem is diagnosed.

Hutter said he plans to roll out the service in the next few weeks.

Jessica Harper is at jessica.harper@ecm-inc.com.

Photo by Jessica Harper

Dale Hutter, owner of Lake Marion Marine and Small Engine Repair in Farmington, added dock-side services to his business as a way to generate new revenue without additional overhead costs.

Tips offered to job seekers New rules go into effect

4/8•2136389R•DCT

The following tips for preparing for a job interview was submitted by Robert Half International, a worldwide staffing firm.

1. What interests you about this job?

What they’re looking for: They want to know that you’re being somewhat selective in your job search and are genuinely interested in the role and the company.

Your strategy: Your response should illustrate that you’ve done your research. This is an opportune time to describe how your skills are a match for the position.

2. Why did you leave your last job, and what have you been doing since then?

What they’re looking for: They want to know why you are seeking a new job. If you are unemployed, they want to see that you’ve been spending your time productively.

Your strategy: Succinctly describe why you intend to move on. Focus on the future and what you hope to accomplish more than the past. If you’re unemployed and have been taking classes, doing volunteer work or participating in some other relevant activity, be sure to mention it.

3. What is your greatest career achievement?

What they’re looking for: They don’t only want to know what that achievement is, they’re also looking for information on how you define success: Was it an award you won, collaborating with a team on a project or saving the firm money?

Your strategy: Think about your achievements and be able to describe why that particular success was so gratifying. Focus on successes that boosted the bottom line.

4. What are your greatest weaknesses?

What they’re looking for: They don’t want to know that you’re a workaholic — a clichéd response. Instead, they want to get a sense of how honest and self-aware you are — as well as how you work to correct known weaknesses.

Your strategy: Focus on a genuine weakness that doesn’t directly relate to key job duties and describe what you’ve done to overcome the situation.

5. How many times do a clock’s hands overlap in a day?

(Or some variation) What they’re looking for: With questions like these, companies are testing your critical

thinking skills and ability to think on your feet.

Your strategy: The wrong answer won’t necessarily take you out of the running, as long as it’s well reasoned. Don’t be shy about thinking out loud as you construct a logical solution.

6. Describe a situation in which you had to deal with a professional disagreement or conflict.

What they’re looking for: With behavioral interview questions like this, they want to know how you handle workplace challenges and that you are able to describe difficult situations diplomatically.

Your strategy: Don’t dodge the question or give a vague response. Think of a time when you had a genuine conflict and how you approached it. Look for an example that shows your ability to find common ground.

7. How would your last boss describe you?

What they’re looking for: They want to see that you are able to view yourself from someone else’s perspective and that you understand the importance of a positive manager/ employee relationship. Many will compare your response to that of your previous manager when checking references.

Your strategy: Think of three key positive attributes your boss would use to describe you and describe how these were useful to your organization and valued by your manager.

8. What would you have changed about your last job, and why?

What they’re looking for: Candor is important here; few people wouldn’t change a thing.

They also want to know what peeves and dislikes you have and whether you’re able to give constructive feedback.

Your strategy: Diplomatically describe a change that would have broad benefits, rather than just suiting you better.

to protect air travelers Complaints to the Better Business Bureau about airlines have increased by more than 170 percent in the last five years.

The Better Business Bureau of Minnesota and North Dakota report that new rules and regulations go into effect this month to provide better consumer protection for air travelers.

According to the Department of Transportation (DOT), most complaints against airlines are about flight problems – including delays and cancellations, and lost baggage.

Angry customers have taken their complaints online in the last year, some becoming briefly famous by performing songs like “United Breaks Guitars” for YouTube or posting videos of being stuck for hours on the tarmac with other angry passengers.

The following are the new regulations that go into effect April 29 by the DOT to im-

prove customer protections when flying in the United States: Customer complaints – Airlines are now required to acknowledge customer complaints within 30 days and address the issue within 60 days.

Tardy takeoffs – The DOT is now allowed to penalize airlines for any domestic flight that is more than 30 minutes late on at least half its trips each month for four months in a row.

Tarmac tribulations – Airlines are required to provide adequate food and potable drinking water for passengers within two hours of the aircraft being delayed – lavatories must also remain available and operable.

If the plane is delayed more than three hours on the tarmac, it must return to the gate and deplane the passengers – barring any safety or airport disruption concerns.

Relaying your rights –

Airlines must include on their Web site a customer service plan which, as recommended by the DOT, would outline the company policies in regard to overbooking, baggage handling, handling customer complaints and many other customer service issues.

Web site wait times – Airlines are required to display on their Web site flight delay information for each domestic flight they operate. The airline industry asked for and received an extension on the deadline for compliance on this specific issue because of technology constraints. The compliance date has been extended to June 29.

More information on these new rules can be found online at regulations.gov.

Upset airplane passengers are encouraged to file a complaint with both the DOT and BBB online.

For more information, visit http://www.bbb.org/us/ consumer-tips-travel/.

Minnesotans view tourism as ‘very important’ to economy

A new attitudes-assessment survey sponsored by the University of Minnesota Tourism Center reveals that a majority of the state’s residents feel tourism is “very important” to the economy.

Among the respondents surveyed during the fourth quarter of 2009, 70 percent indicated tourism is “very important,” while 99 percent say they see it as either “important” or “very important” to the state’s economy.

“These results help demonstrate an awareness that Founded in 1948, Robert Half travel and tourism is an imInternational is the world’s f irst portant part of our state,” and largest specialized staff ing said Ingrid Schneider, direcf irm. tor of the U of M Tourism

Center. “Traveler dollars flow through economies at all levels. Further, the tourism attractions and opportunities add to Minnesotans’ quality of life.”

According to Explore Minnesota Tourism, the industry generates $11.2 billion in leisure and hospitality sales in Minnesota, including $694 million in sales tax, and accounts for close to 250,000 jobs.

National legislation enacted earlier this month is aimed at promoting the United States as a desirable travel destination, attracting more visitors, new spending and tax revenue. Although the

United States experienced a 10 percent drop in overseas visitors during the last decade, attendance at local events and seasonal festivals is up, according to Tourism Center faculty.

The attitudes research study was conducted as part of the 2009 Minnesota State Survey by the Minnesota Center for Survey Research.

From Sept. 25 to Nov. 19, 2009, 840 telephone interviews were conducted with Minnesota residents aged 18 or older.

For more information about the Tourism Center, visit www.tourism.umn.edu.

11A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 8, 2010

Metropolitan Council approves landmark water supply plan Fed by the Mississippi River and laying atop several major aquifers, the Twin Cities metropolitan area currently enjoys a relatively abundant supply of water.

The Metropolitan Council approved on March 24 a regional water supply plan designed to help future generations meet their water needs as well. The landmark plan: • Gives communities regionally consistent data and analyses to evaluate water availability and the regional effects of water withdrawals.

• Includes a water supply profile for each community in the seven-county region. The profiles have specific information about water demand and water supply sources, including supply options available to the community.

“This plan is the result of intensive collaboration with our state, local government and private partners,” said Peggy Leppik, member of the Metropolitan Council and chair of the Metropolitan Water Supply Advisory Committee.

“The amount of data collected and analyzed for the plan is impressive. We’ve significantly improved our ability to make predictions about water supply conditions in the region.”

“A basic goal of this plan is to give communities sufficient information so that they won’t be surprised if conditions are imposed on them when they seek permission from the Minnesota Department of Natural Resources to make additional groundwater appropriations,” said Keith Buttleman, who heads the Council’s Environmental Quality Assurance department.

While water may seem abundant region-wide, some areas face potential shortages or impacts to natural features if too much groundwater is used.

Future population growth and changes in climate patterns could also impact water supply in the region.

“Based on the information in the plan, communities can choose from a variety of options to address potential supply issues and ensure the resource is

developed sustainably,” Buttleman said.

Though the plan is complete, the data in the plan will continue to be augmented and updated.

“This is intended to be a dynamic process,” he said. “As local governments make choices and achieve their objectives, that information will benefit other communities.”

The council received $400,000 from the state’s Clean Water Fund for the first year of the current biennium to continue work related to the plan, and hopes to receive another $500,000 for the second year.

The funds are being used to: • Conduct additional geological mapping and assessment through the Minnesota Geological Survey.

• Evaluate connections between groundwater withdrawals and impacts on surface waters.

• Consolidate information available about contaminated groundwater in the region into one set of maps.

• Analyze different water conservation methods to help local governments meet peak demand and avoid additional capital investments.

• Evaluate the potential for stormwater reuse for some water supply purposes.

“The goal of all these efforts is to identify the best available water supply options for local governments so that they can do their own planning and choosing, but with greater certainty than in the past,” Buttleman said.

Mandated by the 2005 Minnesota Legislature, the plan was developed over a period of four years under the watch of the Metropolitan Water Supply Advisory Committee, composed of representatives from four state agencies, all seven counties and the council. A bill in the current Legislature would extend the term of the committee, which would meet every six months to continue to advise council staff as the plan is carried out.

The water supply plan now goes to the DNR Commissioner for approval.

Mayor gives State of City address

Photo by Kara Hildreth

Farmington Mayor Todd Larson gave his second Farmington State of the City address Thursday, March 25 at Farmington Eagles Club sponsored by the Dakota County Regional Chamber. “There were challenges in 2009, as you all know, and there will be for 2010 as well, but with continued collaboration with the city council and staff we can work through these challenges the best we can,” Larson said. For more on this story, go online at www.ThisweekLive.com.

Greatest recession lesson: The moral is morale The biggest takeaway from the recession for employers could well be to take better care of their workers, according to a recent survey of chief financial officers.

Nearly three in 10 (27 percent) executives surveyed said they learned not to overlook team morale. CFOs also cited the value of controlling costs early on (22 percent) and not cutting personnel too deeply (22 percent).

The survey was developed

by Robert Half Management Resources, a provider of ac-

NEED NEW FLOORING?

Met Council OKs contract for Transit Link service in county Anoka County service area.

Hennepin County Transit Link Service began Feb. 27, and the service is scheduled to begin in Washington and the southern and eastern parts of Ramsey County on March 29.

“This contract is the final important piece of the effort to restructure dial-a-ride services and bring greater consistency to the service region-wide,” said Arlene McCarthy, director of Metropolitan Transportation Services for the council.

“This vendor has provided service to parts of Dakota County for many years, which will help to make a smooth transition for riders in this area.”

Linn’s has the selection to serve you.

Karastan

Shaw

Beaulieu

Mannington

Mohawk

Royalty

Congoleum

Wood & Vinyl

Mohawk Color of Spring Sale Featuring

rale, 27 percent • Take decisive measures more quickly to avoid costcutting, 22 percent • Make sure you have enough staff to maintain productivity, 22 percent • Implement more detailed succession plans for the company, 15 percent • Other, 1 percent • No lessons learned, 11 percent • Don’t know/no answer, 2 percent “Without a motivated workforce and adequate staff-

Have you been featured in our business publication?

Buying reprints is easy and affordable. A professional reprint of the article can be an excellent marketing tool for your business.

ing levels, companies can be ill-equipped to take advantage of improving market trends,”said Paul McDonald, executive director of Robert Half Management Resources. “They may also risk losing top employees as the job market strengthens.”

McDonald said: “Many companies have realized that reducing costs in various operational areas earlier in the downturn would have better prepared them for the slowdown.”

Exceptional Businesswomen Luncheon registration on Page 20A

Public Notices and Foreclosures start on Page 1B

47 NUMBER 30, NUMBER 30, VOLUME VOLUME

#

Dakota County Tribune dakotacountytribune.biz dakotacountytribune.biz

21, 2010 DATE ##, 2009 JANUARY

Since 1884

Exceptional B

U

S

I

N

E

S

w

S

e

e

2010

Businesswomen

Dakota County Tribune

Linn’s Carpet & Flooring Since 1964 301 Elm Street • Downtown Farmington 651-463-4887 • www.linnscarpet.com Hours: Mon-Thur 9-8 • Fri 9-5 • Sat 9-4

A fantastic opportunity to market an objective y. endorsement of your company.

We will design your reprints according to your specifictions..

CALL TODAY!

for more information 952-894-1111 or ads.dct@ecm-inc.com

As a result, employers will need to find innovative ways to attract and retain employees, Long said.

Uponor’s North American headquarters in Apple Valley is already preparing for this poten-

James Barton Design-Build in Apple Valley received an honorable mention from NARI

WEEKLY TRIBUNE BUSINESS DAKOTA COUNTY January 7, 2010

Sta

nd

st of its ki anet Car Wash is a fir ota, re-using water

Lakeville’s Green Pl

sion.

“I would have pulled all my money out (of the mutual fund) and put it into a fixed account had I known what would happen,” he said. “I would have been further ahead.”

John said the pay freezes prohibit him from collecting as much as he would like from his pension since it is based on his last five earning years.

He said he and his wife who is also a social worker, already live paycheck to paycheck and cannot afford to retire yet.

John is an example of a growing trend to delay retirement due to the recession.

According to an AARP 2008 national survey, 65 percent of respondents age 45 and older said they will delay retirement if the economy does not improve. Sixty-nine

LISA BAH CAPITOL COMM CA CAPITO COMMERCE CO MMERCE

Former Eagan Mayor abandons run for governor 11A

wash at a time

John, a Dakota County resident who asked to be identified by only his first name, thought he had his retirement all planned out.

He had a pension plan and mutual funds through a nearby county where he is employed as a social worker.

His goal was to retire at age 59 after working in the field for more than 30 years.

However, John faced a big bend in the road to retirement when his mutual fund lost 10 percent of its value between 2000 and 2009, and his pay was frozen as a result of the reces-

car ying ‘green’ – one

JAMES 3A MADSEN FORUM

tial shortage.

State cannot afford additional debt The sprinkler systems manubrought on by facturer has 320 employees at its bonding bill. office and manufacturing site in Apple Valley and 45 employees at 4A its distribution center in Lakeville.

PHIL The median age at both locaKRINKIE tions is currently 41.

Twenty percent of employees BEST PRACTICES at Uponor are age 50 and older.

“Our challenge is that there Learn to trust your may not be as many skilled workgut instincts, but ers entering the workforce,” said not always.

Eric Fiedler, learning and orga5A nization development manager at Uponor.

Uponor tends to hire mid- caJEFF reer workers, who are typically APPELQUIST around age 40, for its entry-level positions, Fiedler said.

BUSINESS 101 Finding these employees will likely be more difficult in the DCTC seminar next few years, he said. will help sharpen business, job search “We may attempt to retain skills.

See Workforce, Page 44A 6A

Working longer More older people in workforce as many workforce as many delay retirement due to recession

2A

• Trade show material • Show on your website • E-mail blasts • Promotional material

BUZZ SPOTLIGHT

Generation retirees to present challenges, opportunities for businesses

by Jessica Harper

DAKOTA COUNTY TRIBUNE

As large numbers of Baby Boom Generation workers, those born between 1946 and 1964, reach retirement age in the next few years, many employers will have to adapt to the changing workforce.

According to the state Demographer’s Office, Minnesota is expected to have a 30 percent increase in the number of workers turning age 62 between 2008 and 2012.

State Demographer Tom Gillaspy said he expects the number of people retiring will increase for more than a decade as boomPhoto ers age, but that it will to begin Uponor, a manufacturer with a North American headquartersby Jessica Harper in Apple Valley, is one of many companies preparing level off by 2022. for a potential shortage in “The situation with baby workers as baby boomers retire over the next 10 to 20 years. boomers poses both risks and opThere are about 76 million years, portunities for employers,” said according to the state DeDurwin Long, assistant dean of baby boomers in the United mographer’s Office. executive and professional devel- States today, but only 47 million Minnesota is expected to have opment for the University of St. Generation Xers – those born af- 108,200 fewer people ages 35 to ter the boomers until about 1981. 49 Thomas. between 2005 and 2015, ac“This generation gap will cording The biggest challenge emto the demographer’s ofployers could face as boomers re- manifest itself sooner or later,” fice. tire over the next 10 to 20 years Long said.

Dakota County is expected to The workforce will likely see follow is a potential shortage of workers, a similar trend with 9,868 the greatest shortage in work- fewer people between Long said. the ages of ers ages 35 to 49 in the next five 35 and 49.

by Jessica Harper

• EXPERT INSTALLATION • FREE ESTIMATES • REPAIRS & RESTRETCHING • COMMERCIAL & RESIDENTIAL

y

l

k

- The Perfect Occasion • Beth Krehbiel - Fairview Amy Mayer - BI Consulting Group • Annette Marquez Deb Thomas - Partners in Excellence • Doris LaMott Ridges Hospital • Darlene Miller - Permac Industries • - Holly’s Center Stage Dance Studio • Jackie Fritz Hoel - Chateau Lamothe & Fun Foods Catering • Holly Hewitt Blue Shield of Minnesota • Julia Thompson - TAGS - Sterling State Bank • Janelle Waldock - Blue Cross and • LaDonna Boyd - Dakota Electric • Maggie P.L.L.P. Co, & Keagan Gymnastics • Kathy Klang - Cummings, • Rachel Hollstadt - CEO Halstad & Associates • Amy Linvill - Linvill Properties • Marie DeNicola - Mainstream Perfect Occasion • Beth Krehbiel - Fairview Ridges Mayer - BI Consulting Group • Annette Marquez - The - Partners in Excellence • Doris LaMott Hoel Hospital • Darlene Miller - Permac Industries • Deb Thomas Center Stage Dance Studio • Jackie Fritz Holly’s Hewitt Holly • - Chateau Lamothe & Fun Foods Catering - TAGS Blue Cross and Blue Shield of Minnesota • Julia Thompson - Sterling State Bank • Maggie Keagan & Co, P.L.L.P. • LaDonna Boyd - Dakota Electric Ke g Kea Cummings, Kathyy Klangg - Cummings ymnastics • KKath Gymnastics es • tes & Associates Ni - Mainstream • Rachel Hollstadt - CEO Halstad vilil Properties • Marie DeNicola invi Lin nvill - Linvill Linvill Beth Krehbiel - Fairview Ridges Occasion Perfect The Marquez Annette • GroupHARPER Legislators discuss health care, budget, B ConsultingJESSICA Mayyerr - BI my Mayer Amy jobs 2A • Doris LaMott Hoel ERIN JOHNSONIndustries Lockheed Martin • DebtoThomas cut 1,200 workers 7A Permac ospital • DDarlene Miller Hospital DERRICK WILLIAMS Lakeville Snyder Drug owners Dance Studio • Jackie Fritz receive award Stage Center 9A - Holly’s • Holly Hewitt & Fun Foods Catering am Laam au Lamothe - Chateau TAGS DATE ##, 2009 JANUARY 28, 2010 Blue Shielddakotacountytribune.biz Minnesota of dakotacountytribune.biz VOLUME 30, VOLUME NUMBER NUMBER ta Bank • Janelle Waldock - Blue Cross and # 48 - Sterlingg SState • Maggie 30, P.L.L.P. Gymnastics Gymnassticcs • Kathy Klang - Cummings, Keagan & Co, CEO Halstad & Associates • Since 1884 Liinv Properties • Marie DeNicola - Mainstream invill - Linvill Linvill Fairview Ridges Occasion err - BI Consulting Group • Annette Marquez - The Perfect yer Maaye Amy Mayer • Doris LaMott Hoel all • Darlene Miller - Permac Industries • Deb Thomas Hospital • Jackie Fritz Hewitt B U Holly • S I Catering N Foods E S S & Fun L w e e k Chateeauu Lamothe - Chateau of Minnesota • Julia Thompson - TAGS l y Sta Bank • Janelle Waldock - Blue Cross and Blue Shield Sterlingg State Maggie Employers prepare for changing workforce INSIDE BIZ Culture shift, potential shortage created by Baby Boom Rachel Hollstadt - CEO Halstad & Associates

DAKOTA COUNTY TRIBUNE

4/8•2137560R•DCT

The Metropolitan Council voted last week to award a fiveyear contract for Transit Link service in Dakota County to DARTS. The new contract will take effect in May, with the new service set to begin May 3.

The new contract is part of the restructuring of dial-a-ride services region-wide.

It is the third and final contract awarded by the council for the new Transit Link service.

Midwest Paratransit Services Inc. was awarded two contracts for service in all of Hennepin and Washington counties, and parts of Ramsey County. The remainder of Ramsey County is part of the

counting and finance professionals on a project and interim basis.

It was conducted by an independent research firm and includes responses from 1,400 CFOs from a stratified random sample of U.S. companies with 20 or more employees.

CFOs were asked, “Which one of the following is the greatest lesson you have learned from the recession?”

Their responses: • Place greater focus on maintaining employee mo-

in Minnes said. on ge- Jackson a projEven from And depending factors, the city of other

by Derrick Williams ography and TRIBUNE fran- ect standpoint, the idea DAKOTA COUNTY said securing a Lakeville embraced car wash anyone is Jackson Planet could It isn’t likely of an eco-friendly chise for Green between $2 Jackson said. and drink the from the start, cost a person going to try used to wash Minnesota said eco-friendly Graph by Robyn Berg Jackson water that was and Dakota County are inten-a major spike expected to experience necessarily his wasn’t in their car. plan.

Green in people ages 54 to 85, and a decline people ages 35 See Longer, Page 44A to 49 by 2015.

But at Lakeville’sif sometion with his business to have a “I just wanted Planet Car Wash, could.

Jackthey good, clean business,” one wanted to, business know, the “You ambitious The son said. is making an eco-friendVermillion River with the plan to create the idea of national headlineswork into ly car wash was a Lakeville the trout and all Richard Jackson, a self-deriver — and preserving the man who is also eco-conthis is just really soaps and scribed car nut. to open “I knew wanted wash in Orndorf scious. All those fatal Photo by Rick percent car million. $4 100 are and a full-service Boulevard, 50, said. million an expensive tech- solvents wildlife.”

Road 50 and Dodd “It’s to local Lakeville,” Jackson, gallons of water customers corner of County know what it was $3 milJackson said located at the of recycling 10,000 nology. For us, “But I didn’t spent months lion and we put some of our think the reclamation sys- Green Planet Car Wash, reclamation system capable kind. So I water type of car it,” Jackson a high-tech cool.” looking into the build here.” own money into went to the tem is “pretty have features to “When we “So far customers the each day. wash I wanted up with said. after the with What he came a sim- banks, it was right But we been fascinated than Jackson said. was much more auto-wash markets collapsed. with whole thing,” of environple gas station select from eventually partnereda good “There are a lot people in Fargo during mentally conscious where you can different Wells build.”

Lakeville.” time to among several to open a Jackson But the cost wash types. located at said he used Green Planet, to be in the corner the medical deCounty of vice business, Road 50 and that and Dodd Bouleowning a car vard, features wash is a big a high-tech leap, but a water reclaleap he’s enmation sysjoying. tem capable “I’m a car of recycling nut. I re10,000 galally wanted water lons of to bring a each day. car wash to M o r e Lakeville,” than filters, Jackson said.

Jackson said as to head He went so far the reclamaautofor an entretion system to an international Green Planet last year to bacteria that mean a wash features aerobic preneur doesn’t car wash is wash convention the indusimpurities like feed off water and detail at the for a cus- learn more about Orndorf oils and solvents. than 100 cost prohibitive try.

Photo by Rick was going While more “I thought it standing from $9 can be lost tomer.

Dec. 29.

Washes range anything to be like six guys talking gallons of water wash, only first customers an ice chest and feature opened for its in a typical car a Green to $29 simple car wash, all around car washes,” Jackson Green Planet Car Wash from a five are lost during said. about wheel it’s a $24 wash, a Jackson learned way to Planet wash, said. “But I It can on energy the and interior It even saves brightener, billion a year industry. consumption. is was de- cleaning. Planet also offers be successful.”

Green And being successful The technology for cars, having a lot Netherlands, full detail service vehicles more than just veloped in the said. and only a recreational of customers, Jacksonput this Jackson said, washes in trucks, “The reason we is behandful of car none in the and even boats. is what I in Lakeville “Full service the country, and to Lakev- thing we live here,” Jackson similar techwanted to bring state, feature like cause there’s “But that means There was nothing nology. state can ille. said. “I was said. pressure to put out a “Nobody in the here,” Jackson my car to some claims we it tired of bringing to wash good service.” make the same just same kind of And being a communityApple Valley can. It’s the about for Jackson, to clean up oil thing they use based business, it. I’m very particular and local Valdez,” like the looks sponsoring spills — like Exxonthe time what my car something meansschools — like Lakev“By wanted to bring me.”

Jackson said. high and the system I like the bacteria and back to the here for people opened for ille North swimming baseball — Green Planet Dec. 29. Lakeville South return the water events.

EPA drinking wash, it meets its first customersemployees, and community corporate 30 “Being a good standards.” plan With nearly aims to offer important as Was such a business citizen is as Green Planet customer ser- being an eco-friendly one,” expensive?

Jackson exceptional said.

“Yeah, it was,” is ex- vice. business Jackson more information, For He said the said. “The technology netcarwww.greenpla is easy to manage. pensive.” he and his model not complicated to visit “It’s Jackson said wash.com. partner, It’s a matter golfing and business Valley, run a car wash. wash in a Apple car Williams is at Derrick John Pirner of a franchise of putting the I think s@ecm-inc.com. location, and derrick.william plan to create to inves- good in Lakeville,” package to present we have that tors in the spring.

Dakota County Tribune BUSINESS WEEKLY

3/11•2098785R•DCT

12A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

House resolution would apologize for practices done decades ago

by Lauren Radomski SESSION WEEKLY

Manny Steinman was only a child during the eight years he spent at Faribault State Hospital, but some things he’ll never forget.

He remembers the kind teachers, counselors and other staff who cared for him, as well as the friends he made before leaving the facility in 1968. Steinman, who has bipolar disorder, also recalls unpleasant times during his stay: He required stitches after a night watchman hit him over the head for a bathroom accident Steinman couldn’t control.

“I never got an apology for it,” he said.

More than 40 years later, Steinman is hoping he’ll finally get an apology – and not just for a specific incident. He is among the people backing a resolution from the Legislature apologizing to the tens of thousands of Minnesotans with disabilities and mental illnesses who were committed to state hospitals.

The resolution acknowledges ways in which some patients’ quality of life was diminished, including subjection to frontal lobotomies, isolation and medical experiments. The resolution also recognizes the painful decisions that faced parents like the Steinmans, who were forced to choose between institutionalizing their child or providing all of his required care themselves.

Sponsored by Rep. Karen Clark, DFL-Minneapolis, the bill was approved by the House Health Care and Human Services Policy and Oversight Committee March

Photo by Andrew VonBank

Manny Steinman, a board member with Advocating Change Together, is among the proponents of a legislative apology to Minnesotans institutionalized at state hospitals. Steinman lived at Faribault State Hospital as a child in the early 1960s.

11 and awaits action by the full House.

A companion bill, sponsored by Sen. John Marty, DFL-Roseville, awaits action by the Senate Rules and Administration Committee.

“It would be great if you could pass a few simple words: ‘I am sorry for the treatment (you) received,” said Carol Robinson, a board member for Advocating Change Together, a St. Paul-based disability rights organization. “It would mean a lot to us.”

Minnesota’s state hospitals were created by the Legislature in the late 1800s as a way to provide lifelong care for people with disabilities.

Following the opening of the St. Peter Asylum for the Insane in 1866, nearly a dozen facilities were established to house and treat adults with mental illness, developmental

House passes tax incentive ‘jobs bill’

by Nick Busse SESSION WEEKLY

The House voted 112-20 to approve a package of tax credits designed to stimulate job growth in Minnesota. Approved 58-3 by the Senate shortly thereafter, it now goes to Gov. Tim Pawlenty.

Sponsored by Rep. Ann Lenczewski, DFL-Bloomington and Sen. Tom Bakk, DFL-Cook, HF2695*/ SF2568 includes a small business investment tax credit — the so-called “angel investor” credit — and several others.

As part of a deal with Pawlenty, Lenczewski amended the bill to include a provision that would repeal the state’s low-income motor fuels tax credit. Savings from the elimination (approximately $30.1 million) would be used to pay for the tax incentives.

Pawlenty released a statement indicating he would sign the bill if the change is made; however, some members argued it would be unfair to eliminate a tax credit for poor Minnesotans and create new ones for the wealthy.

“What we’re saying to lowincome people is, we can make you a promise and now we’re going to take it back,” said Rep. Bobby Joe Champion, DFL-Minneapolis.

Other members said eliminating the motor fuels credit was a small price to pay for creating potentially thousands of new jobs.

“This is a good day.” said Rep. Tim Mahoney, DFL-St. Paul. “We’re going to create a lot of jobs for this state — thousands. Am I happy about the funding source? No. But we have to move on.”

disabilities, alcoholism and epilepsy.

By the 1960s, new drugs and treatment methods, coupled with advocacy by disability rights groups, prompted lawmakers to consider new ways of service delivery.

Over the next three decades, policymakers developed an approach that allowed people with disabilities to receive services while living in their communities.

Large institutional facilities closed in the 1990s and clients were relocated to adult foster homes and other community-based arrangements.

Earlier this month, the Department of Human Services announced a plan to redesign services for people with mental illness. The redesign, which would close or transform several current state facilities, would also result in new psychiatric care centers statewide.

‘Should not have happened’ Supporters of the legislative apology say the measure is long overdue. U.S. Rep. Betty McCollum sponsored similar legislation as a state representative in the late 1990s, but withdrew her bill after amendments on the House floor threatened to water down the language.

Opponents feared a formal apology from the Legislature would prompt former patients or their families to sue the state, something that could happen with or without the bill, said Rick Cardenas, co-director of ACT. Many states have issued apologies, not only for institutionalization in general, but for spe-

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

cific practices like those listed in the Minnesota bill, Cardenas said. He does not know of other states being taken to court over their apologies.

Other critics of the McCollum bill said they felt it was a slap in the face to former employees of state hospitals. Cardenas doesn’t see it that way.

“In no way is this to blame the employees of those institutions at that time,” he said.

“However, it was a policy of the Legislature, of the government, to allow those sorts of treatments to happen.”

Public officials also played a role in demonizing people with disabilities and mental illness, said Luther Granquist, a retired attorney whose successful class-action suit on behalf of people with mental disabilities in the 1970s contributed to the closing of state hospitals. In a 1925 speech to state officials, the superintendent of the Faribault facility described what he called “the menace of the feeble-minded.”

“He basically said these people are a menace, we need to confine them,” Granquist said. Minnesota lawmakers, fearful that mental illness and disabilities were hereditary, required female patients at the Faribault facility to be sterilized before they were discharged, a practice that continued through the late 1940s.

Granquist disputes a third objection to the legislative apology: that it would lead to

countless apologies to other groups – American Indians, for example – that were also discriminated against by state policies. Those apologies are probably appropriate, Granquist said.

“We have, as a nation and as a state, done some really horrendous things … We have failed to meet human need and been demeaning to people in a manner that should not have happened,” he said.

Members of ACT, most of whom have a disability, hope Clark’s bill will help prevent “demeaning” treatment indefinitely. Her legislation includes not only an apology, but a commitment from the Legislature to provide future assistance to people with disabilities. Cardenas sees this provision as especially important in light of looming budget cuts to health and human services.

“I think with some of the cuts that we’re looking at in this legislative session and probably next legislative session, future Legislatures will be apologizing for the treatment that people seem to be facing at this time,” he said.

Remembering with dignity A disability rights group backing the apology bill is also working to honor Minnesotans who died in state hospitals.

Advocating Change Together estimates nearly 13,000 people who died in

state hospitals since the late1800s were buried in anonymous graves on hospital property.

Grave markers took the form of concrete cylinders, metal stakes or wooden stakes inscribed only with a number, said Cardenas.

To members of ACT, the shoddy markers are a reminder of how people with disabilities were denied basic human rights and dignity.

So in the mid-1990s, ACT teamed up with other advocacy groups to create “Remembering With Dignity,” an effort to replace the anonymous markers with personalized ones. As part of the project, ACT obtains lists of patient names and numbers for each facility, matches the numbers with corresponding graves, and orders new nameplates for each patient, listing dates of birth and death.

The project has received intermittent funding from the Legislature over the past several years; a $125,000 appropriation is included in this year’s bonding law.

Remembering With Dignity has restored more than 5,600 graves at facilities including St. Peter, Hastings, Anoka and Cambridge, with the goal of addressing all of them by 2015. Some of the participants, like ACT board member Manny Steinman, are intimately familiar with the property where they’re working.

Steinman, who lived at Faribault State Hospital as a child in the early-1960s, went back for the first time as part of the restoration project.

Cash flow woes look for fix other than borrowing

by Lee Ann Schultz SESSION WEEKLY

There are no easy options to deal with the state’s looming cash flow problem, and Rep. Loren Solberg, DFL-Grand Rapids became the reluctant sponsor of HF3741, that may see its share of controversy in the House Taxes Committee.

Introduced on April 1 to deal with an immediate problem, the bill is the governor’s proposal to keep the state paying its bills. The

House Finance Committee approved the bill and sent it to the tax committee. The bill has no Senate companion.

As an example of the cash flow volatility, State Budget Director Jim Schowalter said that large payments need to be made between now and April 6 that could bring the state’s cash level to about $0.

He said $500 million swings are not unusual, but it goes to the importance of

having a strong cash reserve, which the state currently lacks.

The bill, he said, “would smooth out and balance the payments, so that the revenue comes in at about the same time as the payments go out.”

The bill would: • delay state payment to the University of Minnesota and the Minnesota State Colleges and Universities system from the 21st to the 26th of each month;

• require counties to remit statewide property tax proceeds to school districts one month earlier than the state currently receives its share; • and require large state taxpayers to remit their monthly sales tax payment earlier in the month, based on an estimate of their tax liability.

Solberg, who said the proposal is controversial, doesn’t view this as a longterm solution to the state’s cash flow problem.

State beefing up tax collection efforts to build up General Fund Lee Ann Schultz SESSION WEEKLY

The state is looking to beef up its tax collection efforts in hopes of bringing $6.5 million into the General Fund in fiscal year 2011.

But making sure that the state gets what it’s owed will

cost money.

Rep. Phyllis Kahn, DFLMinneapolis is sponsoring HF3515 that would appropriate $2.4 million to the Revenue Department for efforts to track down individuals and businesses that do not pay the taxes they owe.

A separate bill, HF2695, would require that new staff needed for the compliance efforts be hired for the department’s Ely office.

Kahn’s bill would call for, to the extent possible, staff hired for the compliance initiative to telecommute.

The bill, approved by the

House Finance Committee, was sent to the House Ways and Means Committee.

A companion, SF3283, sponsored by Sen. Sandy Pappas, DFL-St. Paul, awaits action by the Senate State and Local Government Operations and Oversight Committee.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 8, 2010

13A

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, April 8, 8:30 to 9:30 a.m., Coffee Break, Northwood Dental, 1227 Northwood Parkway, Eagan. Information: Michelle Tighe at communications@dcrchamber.com.

• Friday, April 9, 7:30 to 9 a.m., State of the County, WorkForce Center of Dakota County, 110 B&C, 1 W. Mendota Road, West St. Paul. RSVP to communications@dcrchamber.com or call (651) 452-9872 with questions.

• Tuesday, April 13, 8 to 9 a.m., AM Connection, MRCI Worksource, 15191 Boulder Court, Rosemount. Free. Information: Ruthe Batulis at rbatulis@dcrchamber.com.

• Wednesday, April 14, 11:30 a.m. to 1 p.m., Tech Forum Series – Backup and Disaster Recovery for Home and Business at Heartland Credit Union Community Room, 5500 South Robert Trail, Inver Grove Heights. Free.

RSVP by Monday, April 12, to kschaefbauer@danburyit.com or call (651) 451-3074 ext. 104 with questions.

• Thursday, April 15, 7:30 to 8:30 a.m., Eagan Area Business Council at DCR Chamber, 1121 Town Centre Drive #102, Eagan.

RSVP to rbatulis@dcrchamber. com by Wednesday, April 14.

• Friday, April 16, 7:30 to 9 a.m., Government Affairs Committee, DCR Chamber, 1121 Town Centre Drive #102, Eagan.

RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions.

• Thursday, April 16, 7:30 to 8 a.m., MN Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive #102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions.

• Tuesday, April 20, 7:30 to 8:30 a.m., Board of Directors meeting, DCR Chamber, 1121 Town Centre Drive #102, Eagan.

Information: Ruthe Batulis at rbatulis@dcrchamber.com.

• Tuesday, April 20, noon to 1:30 p.m., New Member Orientation, DCR Chamber, 1121 Town Centre Drive #102, Eagan. RSVP by calling Michelle Tighe at (651) 288-9202.

• Thursday, April 22, 8 to 9 a.m., Farmington Area Business Council Breakfast, Farmington Eagles Club, 200 Third St., Farmington. Fee: $15. Information: Michelle Tighe at mtighe@dcrchamber.com.

Eagan Community Fiber events: • Monday, April 19, 3 p.m.,

Eagan Community Fiber groundbreaking at Machine Tool Supply, 3150 Mike Collins Drive, Eagan.

• Monday, April 19, 3:30 to 6 p.m., Fiber Kick-Off Party at Al Baker’s Restaurant, 3434 Washington Drive, Eagan. RSVP by April 14 at (651) 556-2100 or email ecf@velocitytelephone.com.

Apple Valley Chamber of Commerce events: • Saturday, April 10, 9 a.m. to 3 p.m., Home & Garden Expo, Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley. Vendors may register at www.AppleValleyChamber. com on Chamber home page red box. Refer any questions to info@applevalleychamber.com.

• Wednesday, April 14, 11:30 a.m. to 1:30 p.m., Chamber Luncheon – Mayor’s State of the City at Hayes Community and Senior Center, 14603 Hayes Road, Apple Valley. Fee: $15/members, $20/nonmembers. Information: LeeAnn Schirmer at leeann@applevalleychamber.com.

• Thursday, April 15, 4:30 to 6:30 p.m., Business After Hours/ Legacy Awards at Lakeview Bank, 9725 163rd St. W., Lakeville. Free. Information: LeeAnn Schirmer at leeann@applevalleychamber.com.

• Thursday, April 15, 4:30 to 7 p.m., Frontier Technology Speaker, Mix & Mingle at Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Free. RSVP by contacting Terry Baird at (952) 435-1302, via e-mail at terry.baird@frontiercorp.com or by registering online at www.frontiertechforum.com.

Burnsville Chamber of Commerce events: • Thursday, April 8, 4:30 to 6:30 p.m., Grazzini Brothers Open House, Grazzini Brothers & Company, 1175 Eagan Industrial Road, Eagan. Contact Michelle at Grazzini Brothers for more information (mharju@grazzini.com).

• Wednesday, April 28, 4 to 5 p.m., Chamber Ambassadors meeting. Information: Travis Martinson, program & event manager, travis@burnsvillechamber. com.

Lakeville Area Chamber of Commerce events: • Thursday, April 8, noon, Landscape & Home Expo Committee’s wrap up and appreciation lunch, Green Mill.

• Friday, April 9, 7:30 to 8:30 a.m., MN Chamber Conference Call, Chamber Conference Room.

• Friday, April 9, 8 a.m., Business & Education Committee, Teacher Appreciation, Family Learning Center.

• Tuesday, April 13, 7 a.m., Government Affairs Committee, Breakfast with the Mayor, Cracker Barrel.

• Tuesday, April 13, noon, Ambassadors meeting, Chamber

Conference Room.

• Wednesday, April 14, 11:30 a.m. to 1:30 p.m., General Membership Luncheon - State of the City Address, Holiday Inn Hotel & Suites, 20800 Kenrick Ave., Lakeville. Fee: $20. Registration deadline: April 10.

• Thursday, April 15, 3:30 p.m., Golf Committee meeting, Rudy’s Red Eye Grill.

• Thursday, April 15, 4:30 to 7 p.m., Frontier Technology Forum, Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville.

Keynote speaker: 4:30 to 6 p.m.

Mix & Mingle: 6 to 7 p.m. Hosts: Tom Kieffer, chairman & CEO of Virteva, and Holly Dahl, general manager of Frontier Communications. Joint chamber event with Apple Valley, Burnsville, Dakota County Regional Chambers of Commerce. RSVP: terry.baird@ frontiercorp.com or register online at www.frontiertechforum. com.

• Thursday, April 15, 4:30 to 6:30 p.m., Networking After Hours, Lakeview Bank - Legacy Awards.

• Friday, April 16, 7:30 to 8:30 a.m., MN Chamber Conference Call, Chamber Conference Room.

• Friday, April 16, 7:30 a.m., Government Affairs Committee, Chamber Conference Room.

• Friday, April 16, 7:50 a.m., Business & Education, Teacher Appreciation, Oak Hills Elementary.

• Tuesday, April 20, 2:30 to 4:30 p.m., Internet Workshop: “Is Your Business Being Found on the Internet?” Tips and Tools To Increase Your Internet Presence, Holiday Inn Hotel & Suites, 20800 Kenrick Ave., Lakeville. Hosts: Kristina Murto and Steve Volavka, Ensemble Creative & Marketing. Fee: $10. RSVPs required to LindaR@lakevillechambercvb. org.

• Thursday, April 22, 4:30 to 6:30 p.m., Networking After Hours, Metro Equity Management.

Minnesota Business Women event: • Friday, April 30, 8:30 a.m. to 8:30 p.m., “New Beginnings” conference, at the Crowne Plaza North, Brooklyn Center. This conference will offer opportunities to learn, to network, to market products and businesses. The evening will feature an “Unhappy” Hour sponsored by “Rich Chicks: Financial Freedom for Women” at which attendees will learn to embrace prosperity. “Unhappy” Hour will also feature a discussion of current rates of pay for women in the marketplace, which remain below those of their male counterparts. There will also be a dinner and keynote presentation

by Dr. Verna Price. Information: www.mnbusinesswomen.org.

Dakota Electric Association event: • Thursday, April 8, annual meeting, St. Michael’s Catholic Church social hall, 22120 Denmark Ave., Farmington. Doors open at 6 p.m.; meeting begins at 7 p.m. Refreshments served before the meeting. Information: www.dakotaelectric.com.

Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, classes: • Tuesday, April 20, 8:30 to 10:45 a.m. “Keys for a Successful Exhibit – Get more sales from your face-to-face marketing.”

Fee: $25. To register, go to http:// www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218.

• Wednesday, April 21, 3 to 4:30 p.m. “Got what it takes to get publicity coverage for your company?” Fee: $25. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218.

• Thursday, April 22, 8:30 to 10:45 a.m., “Marketing through Facebook – What Marketing Mangers and Business Owners Need to Know about the Selling Power of Facebook.” Fee: $25.

To register, go to http://www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218.

• Tuesday, April 27, 8:30 to 11 a.m., “Creating a Social Media Plan.” Fee: $40. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218.

• Wednesday, April 28, 8:30 to noon, “Developing a Brand Playbook.” Fee: $50. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218.

JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan.

To see if your category is open go to www.NetworkUnlimited.org.

BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession.

Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every Ongoing Dakota Business Partners month at 7:30 at a member’s (networking group) meets every home. For information, call (952) Tuesday at 8:30 a.m. at Enjoy! 894-8831.

Network Results Chapter of Restaurant in Apple Valley. For more information call at (651) Business Network International, networking for local business 216-5406.

Platinum Partners, a chapter owners, only one person from of BNI, welcomes one represen- each profession. First two meettative from each profession and ings are free. We meet every meets every Wednesday morning Wednesday for breakfast, 7-8:30 from 7:30 to 9 a.m. at the Lakev- a.m. at Roasted Pear, 14200 ille Green Mill. To learn more, call Nicollet Ave. S., Burnsville. Call Michele Jennings for more inforAmy at (952) 226-7741.

Creative Networking Pro- mation: (612) 581-0332.

Network Plus BNI Chapfessionals, an independent business networking group, meets ter meets from 11:30 a.m. to 1 the first and third Tuesday of the p.m. Thursdays at the Parkway month at JoJo’s Rise and Wine Grill (old Benchwarmer Bob’s) in in Burnsville from 8 to 9 a.m. The Burnsville. For more information, group is focused on creating in- call Kelly at (612) 861-8300.

Networking coffee group at terpersonal relationships to grow business-to-business referrals. Caribou Coffee will meet from Yearly dues are $65. New mem- 9:30-11:30 a.m. at Caribou Cofbers are welcome. Members are fee, 14638 Cedar Ave., on the limited to one per professional second and fourth Mondays of category. For more informa- the month. Call (763) 783-4767 to tion, contact Jeff Rothmeyer at register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org).

Members: Free. Guests: $5.

Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Float Lane, Apple Valley.

LC Cable Source, 502 17th Ave. N., South St. Paul.

QIWerks, 119 Logan Ave. W., West St. Paul.

Reverie Creations, 1670 S. Robert St. #285, West St. Paul.

Scrub Carpet Cleaning, 248 Haskell St., St. Paul.

Wooden Nickle Woodcrafts, 567 Hiawatha Ave., Mendota Heights.

BT DEsign, 1062 Dodd Road, West St. Paul.

Bloomies Floral Designs, 267 Runge Lane, West St. Paul.

Source Creek, 2425 Enterprise Drive #600, Mendota Heights.

Sun Country Vacations, 1300 Mendota Heights Road, Mendota Heights.

Cheryl Sedoris Insurance Agency, 1250 Yankee Doodle Road #200, Eagan.

GRC, 3385 S. Highway 149, Eagan.

Gopher Resource, 3385 S. Highway 149, Eagan.

Unified Screening & Crushing, 3350 Highway 149 S., Eagan.

Pet’s Corner, 1300 Corporate

Center Curve, Eagan.

Bella Creative, 16860 Judicial Road, Lakeville.

T3 Sports, 14843 Colorado Ave., Rosemount.

Coalesco, 16236 Fernando Way W., Rosemount.

Magma PC, 3744 155th St. W., Rosemount.

Smoke World Imports, 16040 Cedar Ave. S., Rosemount.

Prestige Cleaning Service, 320 18th Ave. N., South St. Paul.

Inspection Services, 244 Fifth Ave. S., South St. Paul.

Gallagher Properties Maintenance, 358 Sixth Ave. S., South St. Paul.

Guatemaya, 1013 Ninth Ave. S., South St. Paul.

Foster-My-Pet, 333 Third Ave. S., South St. Paul.

Lawrence Hover Construction, 6 Apfel Ridge Court, South St. Paul.

The Readers Group, 417 Ninth Ave. S., South St. Paul.

Foreclosure Cleanup, 408 Stanley Ave., South St. Paul.

Defending the Line, 3050 Highway 316 S., Hastings.

Trilogy Construction and Re-

Ground Effects Outdoor Services, 5875 Upper 182nd St. W., Farmington.

T-ShirtsbyDesign, 6605 Folsom Path, Farmington.

Tess’s Two Wheelin Detailing, 20041 Cabrilla Way, Farmington.

Pure Romance by Serena, 17180 Firestone Path, Farmington.

Middletown Creative, 1040 Hillside Drive, Hastings.

Payday Services of USA, 401 E. Burnsville Parkway #317, Burnsville.

Kelley Collision, 12651 Zenith Ave. #111, Burnsville.

TC Wraps, 1125 Cliff Road, Burnsville.

All the Rage, 14052 Hillsboro Court, Savage.

Heisel Transcription Services, 5711 Oak View Court, Savage.

Speedomat, 4311 Highway 13 W., Savage.

Proactive Benefits Consulting Group, 8251 Foxberry Drive, Savage.

Assumed Names Any individual, corporation, M. G. Astleford Co., 1308 W. limited partnership or limited li- Highway 13 #4, Burnsville. ability company that conducts Adam’s Bike Shop, 3750 Robbusiness in Minnesota under a in Lane, Eagan. name other than their full legal Smashburger, 1270 Promname, must file a Certificate of enade Place, Eagan.

Assumed Name.

Kent Therkelsen and Associates, 4531 S. Mallard Trail, Estate Recyclers, 14870 Eagan.

Granada Ave. #167, Apple Valley.

Laser’s Edge, 1918 Bear Path One Cup Closer To A Cure, Trail, Eagan.

13490 Guild Ave., Apple Valley.

Third Generation Food ComEKO Club International, Incor- pany, 1685 Donegal Court, porated, 8816 138th St., Apple Eagan.

Valley.

Servpro of Eagan/Apple ValHealthy Savings Program, 60 ley, 4555 Erin Drive #230, Eagan.

Carriage Lane, Burnsville.

Kids Carousel, 1975 1/2 Silver Time Machine Band, 11684 Bell Road, Eagan.

Langford Circle, Burnsville.

Crystal Entertainment Group, Mitt Mender, 14220 E. 143rd 535 White Pine Way, Eagan.

Court, Burnsville.

Immersive Peak Records, 593 Senior Helpers, 1500 McAn- Hawthorne Wood Drive, Eagan. drews Road W. #209, Burnsville.

Menzhuber Art Studios, 1292 Earth…Be One, 201 W. Crestridge Lane, Eagan.

Burnsville Parkway #110, BurnsYukari, 7600 143rd St. W. ville. #403, Apple Valley.

R&B HVAC, 509 W. Travelers The Seasons at Apple Valley, Trail, Burnsville.

15359 Founders Lane, Apple ValRonisha Music Group, 13050 ley.

Harriet Ave. S. #343, Burnsville.

Jen Fahrmann Consulting, Eddie Cheng II, 1242 County 15489 Flight Way, Apple Valley.

Road 42 W., Burnsville.

R. Grace Interiors, 15525

modeling, 1306 Spring St., Hastings.

Liquorville, 6540 156th St., Hastings.

Metal Pirate, 15381 190th St. E., Hastings.

Grafikol, 16814 Glencoe Ave., Lakeville.

Print Solutions, 21021 Heron Way #101, Lakeville.

Twin Cities Game Fest, 20693 Jasmine Circle, Lakeville.

EZ Print, 17452 Gettsburg Way, Lakeville.

Active Lifestyle Coaching, 20884 Independence Ave., Lakeville.

Country Joe Homes, 22222 Dodd Blvd., Lakeville.

Viper Intelligence & Response Agency, 11094 181st St. W., Lakeville.

JJ’s Outdoor Lawn and Snow Services, 17138 Jonquil Ave., Lakeville.

Vartson Transportation, 20726 Ibex Ave., Lakeville.

SDI Paragliding Academy, 17543 Gage Ave., Farmington.

Skies The Limit Travel Club, 24432 Chippendale Ave., Farmington.

14A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 551240874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

Business Directory Lance Juffer LPL Financial Planner LPL Investment Advisor Representative ljuffer@bastionfinancialgroup.com www.bastionfinancialgroup.com 952.303.6497 direct 952.303.6472 main 952.303.6512 fax 12940 Harriet Ave. S. Suite 102 Burnsville, MN 55337

www.cherylretterath.com Your South Metro Real Estate Resource.

2/25-5/13•2080617R•DCT

2/11-3/18•2069909R•DCT

Securities offered through LPL Financial Member FINRA/SIPC

2/18-5/6•2071693R•DCT

Cheryl Retterath 612-760-4623

FREE ESTIMATES • INSURED Detail • Quality • Performance Full Interior & Exterior www.ktpainting.com

651-452-4802

PARALLEL COMPANIES, INC. Local Investment Real Estate Firm Real Estate Services Providing Full Service:

Providing Commercial & Residential 3/25•2076799R•DCT

· Property Management • Brokerage ·Property • PropertyMaintenance Management · Brokerage • Property Maintenance

Parallel to your needs www.parallelco.com

BrettPARALLEL D. Foss, Principal bfoss@parallelco.com COMPANIES, INC. (651)503-1864 7570 W. 147th St. #308 Apple 55124 BoupValley, Foss, MN Manager (952)431-1095 boup@parallelco.com www.parallelco.com

(612)232-6136 Brett D. Foss, Principal 7570 W. 147th St. #308 bfoss@parallelco.com Apple Valley, MN 55124 (651)503-1864

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

Let Grandpa’s Event Center turn your dream event into a reality!

Big or small, we cater them all.

FOOD & LIQUOR 31846 65th Avenue, Cannon Falls, MN 55009

507-263-2240

(952)431-1095

FULLY LICENSED AND INSURED

2/11-3/18•2069916R•DCT

glenn@grandpaseventcenter.com

������ ������ ������� ����� �� ����

����� �������

���

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NEARING NOTICE CITY OF LAKEVILLE REQUEST: The Planning Commission of the City of Lakeville will hold a public hearing on Thursday April 22, 2010 at 6:00 p.m. or as soon thereafter as the parties may be heard at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider a comprehensive update to the Zoning and Subdivision Ordinances and Zoning Map as required by the 2008 Lakeville Comprehensive Land Use Plan.

All who wish to comment are asked to attend and be heard.

QUESTIONS: Call Allyn Kuennen, Associate Planner at (952) 985-4424 or e-mail questions or comments to akuennen@lakevillemn.gov DATED this 6th day of April 2010.

CITY OF LAKEVILLE _____________________________ Charlene Friedges, City Clerk 2138100 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,350.00 MORTGAGOR(S): Oscar Chavez Castillo, married MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., subsidiary of National City Bank of Indiana.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 17, 2004, as Document No. 2238566 ASSIGNED TO: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 Dated: March 16, 2010 , and recorded March 24, 2010 by Document No. 2721077.

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Morningview, Dakota County, Minnesota.

PROPERTY ADDRESS: 15660 Hallmark Path, Apple Valley, MN 55124 PROPERTY I.D: 01 49 10 00 50 03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Six Thousand Six Hundred Fifty-Six and 15/100 ($176,656.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 25, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010 Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00152-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3513649 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010, 05/13/2010 2134651 4/8-5/13/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Menzhuber Art Studios 2. State the address of the principal place of business: 1292 Crestridge Lane, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Eric Menzhuber, 1292 Crestridge Lane, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 2/13/10 Eric Menzhuber, Sole Proprietor 2134939 4/8-4/15/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Lomarco 2. State the address of the principal place of business: 12753 Ethelton Way, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Russ Lowthian, 12753 Ehelton Way, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 2-16-2010 Russ Lowthian 2139571 4/8-4/15/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Natural Contours Tree Care 2. State the address of the principal place of business: 4305 Orion Lane, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

John Schaffenberger, 4305 Orion Lane, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: March 29, 2010 John Schaffenberger Owner 2129651 4/1-4/8/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Coalesco 2. State the address of the principal place of business: 16236 Fernando Way W, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Matthew Dimich, 16236 Fernando Way W, Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 2-5-2010 Matthew T. Dimich 2137255 4/8-4/15/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 CURRENT INFORMATION ON FILE: The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. Assumed Name: Shipping Solutions 2. Date of Original Filing: 09/28/2000 3.Current Expiration Date: 09/28/2010 4. Business Address: 4867 Safari Pass, Eagan, MN 55122 5. Nameholder(s) and Address(es): InterMart Inc, 4867 Safari Pass, Eagan, MN 55122 INFORMATION YOU WISH TO CHANGE: 3. Current Expiration Date: 10 Year Extension I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath.

Date: 3-15-10 Lisa Nemer Noah 2137258 4/8-4/15/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Pain Relief Guys In Eagan 2. State the address of the principal place of business: 1960 Cliff Lake Road, Suite 180, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Suzanne Detlefsen, 1960 Cliff Lake Road, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: March 10, 2010 Suzanne Detlefsen, President 2132915 4/8-4/15/10P

NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC ORDER AND NOTICE OF HEARING NOTICE OF AND ORDER FOR

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-189 In Re: Estate of Richard Anthony Palodichuk, Sr., aka Richard A. Palodichuk, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 3rd day of May, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 Highway 55, Hastings, Minnesota, on petition of David B. Palodichuk, dated March 23, 2010, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of David B. Palodichuk, whose address is 213 Ash Street E., South St. Paul, MN 55075, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 4/2/10 Joseph Carter Judge (Court Seal) Brian J. Taurinskas Attorney I.D. #338941 633 So. Concord St., #320 P O Box 605 South St. Paul, MN 55075 2139769 4/8-4/15/10

ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-182 In Re: Estate of MARY KATHRYN PACZOSA, also known as Mary K Paczosa and Mary Paczosa, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 3rd day of May, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated October 9, 2006, and for the appointment of Christian M. Murphy, whose address is 6473 Thompson Park Curve, Cottage Grove, Minnesota 55016, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 3-31 2010 Rex Stacey Judge (COURT SEAL) Robert Regal Attorney No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 2909 (651) 451 2152 2134062 4/8-4/15/10

HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-166 In Re: Estate of Audrey F. Logsdon, also known as Audrey Frances Logsdon, Decedent.

It is Ordered and Notice is given that on May 3, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated June 24, 1991, and for the appointment of Mary Lou Logsdon, whose address is 567 Bidwell Street, Saint Paul, Minnesota 55107, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: March 24, 2010

BY THE COURT Kathryn Messerich Judge of District Court John T. Richardson (MN# 146961) Attorney and Counselor at Law 325 Cedar Street, Suite 500 Saint Paul Minnesota 55101-1017 Telephone: (651) 227-7577 Facsimile: (651) 223-5111 ATTORNEY FOR PETITIONER 2125277 4/1-4/8/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 CURRENT INFORMATION ON FILE: 1. Assumed Name: International Business Training 2. Date of Original Filing: 09/28/2000 3. Current Expiration Date: 09/28/2010 4. Business Address: 4867 Safari Pass, Eagan, MN 55122 5. Nameholder(s) and Address(es): InterMart Inc, 4867 Safari Pass, Eagan, MN 55122 INFORMATION YOU WISH TO CHANGE: 3. Current Expiration Date: 10 Year Extension I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath.

Date: 3-15-10 Lisa Nemer Noah 2137266 4/8-4/15/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: SEYMOUR FAMILY LAW 2. State the address of the principal place of business: 10633 165TH STREET W., LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

SEYMOUR FAMILY LAW, LLC, 2950 VALLEY VIEW, BURNSVILLE, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: MARCH 24, 2010 JULIE SEYMOUR 2132624 4/8-4/15/10P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION JUDICIAL DISTRICT Court File No. 19HA-PR-10-173 Estate of RAYMOND GILBERT POCHARDT, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed BARBARA J FURE AND MARK K. POCHARDT, whose address is 105 CARVER CREEK CIR CARVER MN 55315 AND 6100 CREEK VIEW TRAIL MINNETONKA MN 55345 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3-29-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar PRO SE for Personal Representative BARBARA J. FURE PRO SE 105 CARVER CREEK CIR CARVER, MN 55315 Telephone: 952-426-8536 2132788 4/8-4/15/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Dog Cleanup 2. State the address of the principal place of business: 15709 Hayes Trail, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Sharon Worts, 15709 Hayes Trail, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 3-18-2010 Sharon Worts, Owner 2127094 4/1-4/8/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-1287 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 141178 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Ten (10), Block Four (4), in LAKE VILLA GOLF ESTATES 9th ADDITION, CIC No. 266, Dakota County Minnesota.

TO: MONICA HAGE; BRIDGEWATER BANK; ALLIED EXCAVATING, INC.; AGGREGATE INDUSTRIES, INC.; MARSH POINT COUNTRY VILLAS HOMEOWNERS ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 26th day of May, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 141178 and enter a new Certificate of Title for the land there in described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorials of Document Nos. 380864, 409596, 498553, and 544977 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 622875, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named partie s residing in this State in the matter provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident’s post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated.

DATED: March 26, 2010

BY THE COURT: /s/Martha M. Simonett Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Robert Q. Williams Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2138237 4/8-4/15/10

���������� �� ���� �����

��� ����� �� ���� ������ ������ ������� ���������� ���� ���������

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN: That the personal property described as follows, to-wit: 2003 Chevrolet Trail Blazer VIN # 1GNDT13SX32249417 License # SNG249 will be sold at public auction by Dakota County Sheriff’s Deputy on the 20 day of April 2010, at 2:00 o’clock p.m., at Maaco Collision Repair & Auto Painting, 12220 Riverwood Drive, Burnsville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Jose Castaneda and GMAC as the owners thereof to satisfy repairs and storage and any towing fees in the sum of $3,751.21 dollars computed to the day of said sale, exclusive of the expenses of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: Repairs 1,452.21 2,300.00 Storage Total Due $3,751.21 Date March 9, 2010 Maaco Collision Repair 12220 Riverwood Drive Burnsville, MN 55337 952-736-7991 2118723 3/25-4/8/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-170 In Re: Estate of DIANE D. SCHMALL also known as DIANE DARLENE SCHMALL, and formerly known as DIANE D. MULTZ, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 3rd day of May, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, on the petition of Gerald G. Schmall for summary assignment or distribution; any objections thereto must be filed with the Court.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 3/26, 2010.

Rex Stacey Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No: 36808 Grannis & Grannis, P.A. Attorney for Petitioner 412 Southview Boulevard, Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2128099 4/1-4/8/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota IN DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-PR-10-174 ESTATE OF: Rebecca Ann Preisler, Decedent.

It is Ordered and Notice is given that on May 3, 2010, at 9:00 a.m., a hearing will be held in this Court at Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Mary Nell Preisler, whose address is 1526 170th Avenue, Bejou, MN 56516, as personal representative of the Estate of the Decedent in an unsupervised administration.

Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3/30/10 Patrice Sutherland JUDGE (COURT SEAL) Attorney for Personal Representative: Elroy Hanson WAMBACH & HANSON LAW OFFICE P.O. Box 340 Mahnomen, MN 56557 Atty License No: 155123 Telephone: 218-935-2266 FAX 218-935-2267 2131610 4/8-4/15/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 05/11/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Yuri Kroll Bill of Lading #: 79194 Amount: $2,354.65 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2121846 4/8-4/22/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Eagan Florist 2. State the address of the principal place of business: 1340 Duckwood Dr #9, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Eagan Floral Inc., 1340 Duckwood Drive #9, Eagan, MN 55123 4. This certificate is an amendment of Certificate of Assumed name number 609800-2 originally filed on 8/22/03 under the name Eagan Florist. (List the name only if you are amending that name.)

5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 1/14/10 Patricia Thomas-Munchow, Owner 2122682 4/1-4/8/10P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL, SEPARATE WRITING AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-177 In Re: Estate of Lowell Martin White, also known as Lowell M. White and Lowell White, Deceased.

It is Ordered and Notice is given that on May 3, 2010, at 9:00 am, a hearing will be held in this Court at the Dakota County Government Center, 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, for the formal probate of an instrument purporting to be the will of Decedent, dated November 24, 2008, and separate writing dated November 24, 2008, and for the appointment of Jeffrey R. White, whose address is 8433 Upland Lane North, Maple Grove, Minnesota 55311, as personal representative of the Estate of the Decedent in an unsupervised administration.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is given that (subject to Minn.

Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3/31/10 David Knutson Judge (COURT SEAL) Mary E. Shearen (#195753) Attorney for Personal Representative Best & Flanagan LLP 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402-4690 Telephone: (612) 339-7121 2132658 4/8-4/15/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Unique Plastic Cards 2. State the address of the principal place of business: 741 Spiral Boulevard, Hastings, MN 55033 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Custom Plastic Printers, Inc., 741 Spiral Boulevard, Hastings, MN 55033 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 3-8-10 Luke Lingle, President 2128989 4/1-4/8/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Dakotakid Motorsports 2. State the address of the principal place of business: 3282 Alden Pond Lane, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Christopher M Simon, 3282 Alden Pond Lane, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 03/14/2010 Christopher M Simon - Owner 2127707 4/1-4/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Linwood Pizza of Lakeville 2. State the address of the principal place of business: 16281 Kenrick Av., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

The Pizza Shoppe INC., 16281 Kenrick Av., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 3/12/10 Greg Stratula Owner 2129631 4/1-4/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Truly UNique 2. State the address of the principal place of business: 4174 Rahn Rd. Apt. 11, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Rosa L. Diaz, 4174 Rahn Rd. Apt. 11, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 3/18/10 Rosa L. Diaz Owner 2125075 4/1-4/8/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Eagan Flowers 2. State the address of the principal place of business: 1340 Duckwood Dr #9, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Eagan Floral Inc, 1340 Duckwood Dr #9, Eagan, MN 55123, A Minnesota Corporation 4. This certificate is an amendment of Certificate of Assumed name number 609800-3 originally filed on 8/22/03 under the name of Eagan Flowers. (List the previous name only if you amending that name.)

5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 1/14/10 Patricia Thomas Munchow, Owner 2122716 4/1-4/8/10P

ORDER FOR HEARING AND NOTICE (TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV10932 In the Matter of the Welfare of H.L, Child.

TO: CARI MOON ROCHELLE THOMPSON, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes section: 260C.301 Subd. 1(b)(1) that the parent(s) have abandoned the child.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on APRIL 28, 2010 at 10:30 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE publication in a legal newspaper as provided by law, viz: CARI MOON. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: March 24, 2010 Judge RICHARD SPICER 2127033 4/1-4/15/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-176 In Re: Estate of Astrid J. Henry, Decedent.

It is Ordered and Notice is given that on May 3, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated November 25, 1997, and for the appointment of Earl C. Henry, whose address is 22175 Berring Avenue, Farmington, Minnesota 55024, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 3/30/10

BY THE COURT Joseph Carter Judge of District Court Michael D. Burville (MN# 0261889) Burville Law Office, P.A. 429 Third Street P.O. Box 187 Farmington Minnesota 55024 Telephone: (651) 460-3757 Facsimile: (651) 460-6568 2131586 4/8-4/15/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-165 Estate of John Gerard Palko, Decedent It is ordered and notice is given that on May 3, 2010, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated August 19, 2009, and for the appointment of Edward T. Palko, Jr., whose address is 15751 Cypress Creek Lane, West Palm Beach, FL 33414, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3/24/10 Kathryn D. Messerich Judge (COURT SEAL) Attorney for Petitioner: Carol S. Cooper C.S. Cooper Law Firm, Ltd. 26437 Galaxie Avenue Farmington, MN 55024-9229 Attorney License No.: 161548 Telephone: (651) 460-2056 Fax: (651) 294-1038 2125109 4/1-4/8/10

PUBLIC NOTICE

Order for Alternate Service or Publication and Notice of Hearing by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-487 Case Type: Motor Vehicle Felisia Evegan, Plaintiff, vs.

Darrel Sistad Defendant.

Order Based on the application for an Order for Service by Alternative Means, IT IS HEREBY ORDERED that service shall be by three weeks publication.

Service of the motion shall be deemed complete 21 days after the first publication.

IT IS FURTHER ORDERED that a hearing will be held on May 14, 2010 at 1:30 p.m. at the Dakota County Northern Service Center, West St. Paul. Minnesota. The defendant shall personally appear at the hearing.

NOTICE To Defendant named above: An Order has been issued directing you to appear at Dakota county District Court on May 14, 2010 at 1:30 p.m. at the Dakota County Northern Service Center and explain why the relief sought by the Motion of the Plaintiff should not be granted.

You may obtain a copy of the Notice of Motion and Motion and any other order issued by the Court from the Dakota County Court Administrator’s Office, Dakota County Northern Service Center, West St. Paul, Minnesota.

Dated: March 30, 2010 Robert Carolan Judge of District Court 2139516 4/8-4/22/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-164 Estate of Thomas Andrew Lee, Decedent It is Ordered and Notice is given that on May 3, 2010, at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated September 1, 1999, (”Will”), and for the appointment of Kristi Lynn Lee-Lawton whose address is 1510 North 5th Street, Mankato, MN 56001 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be flied with the Court prior to or raised at the hearing.

If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3/24/10 Kathryn Messerich Judge (COURT SEAL) Attorney For Personal Representative Mark E. Criner III - 292072 Wagner, Falconer & Judd, Ltd. 1700 IDS Center 80 South 8th Street Minneapolis, MN 55402 (612) 339-1421 (tel.)

(612) 392-3990 (fax) 2125221 4/1-4/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: SERVPRO of Eagan/Apple Valley 2. State the address of the principal place of business: 4555 Erin Drive, Suite 230, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Grand Parisy, LLC, 4555 Erin Drive, Suite 230, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: February 23, 2010 Richard Lau, Redmon Law Chartered 2139976 4/8-4/15/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-162 In Re: Estate of Charles R. Anderson, Decedent.

It is Ordered and Notice is given that on April 19, 2010 at 9:00 am, a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated June 25, 1980, and Codicil dated March 15, 2006, and for the appointment of Mary Jane Anderson, whose address is 3410 Anthony Street, South St. Paul, MN 55075 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 3-24-2010

BY THE COURT Edward Lynch Judge of District Court Attorney for Petitioner Kathy Tatone Your Family Guardian Law Firm 3036 Kyle Ave. N. Minneapolis, MN 55422 Attorney License No: 170203 612-710-2009 FAX: 763-521-3299 Kathy.Tatone@YourFamilyGuardian.com 2128022 4/1-4/8/10P

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19avfa10-838 Case Type: Domestic Abuse In the Matter of: Maria Andriano Sanchez, Petitioner vs.

Basilio Vargas Castillo, Respondent To Respondent named above: An order has been issued directing you to appear at District Court 14955 Galaxie Ave, Apple Valley, MN 55124 on April 22, 2010 at 9:00 A.M. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date April 1, 2010 Carolyn M. Renn Court Administrator Ann M. Hagberg Deputy 2134853 4/8/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV10932 In the Matter of the Welfare of H.L, Child.

TO: LESTER LALLEY ROCHELLE THOMPSON, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes section: 260C.301 Subd. 1(b)(1) that the parent(s) have abandoned the child.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on APRIL 28, 2010 at 10:30 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE publication in a legal newspaper as provided by law, viz; LESTER LALLEY. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: March 24, 2010 Judge RICHARD SPICER 2127054 4/1-4/15/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil Court File No. The Fessenden School and Peter P. Drake, Plaintiffs, v.

Brett Whitehill, Twin Cities Geek, and Does 1-25, Defendants.

THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: Brett Whitehill and Twin Cities Geek are hereby summoned and required to serve on Plaintiffs' counsel, Scott Knudson, at Briggs and Morgan, P.A., 2200 IDS Center, 80 South Eighth Street, Minneapolis, Minnesota 55402, an answer to the complaint which is herewith served on you, within twenty (20) days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint.

This case may be subject to Alternative Dispute Resolution (ADR) processes under Rule 114 of the General Rules of Practice for the District Court.

The Court Administrator or your attorney can provide you with information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days.

Dated: March 16, 2010 BRIGGS AND MORGAN, P.A. By:____________________________ Scott G. Knudson (#141987) Kent T. Schoen (#387981) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402-2157 (612) 977-8400 ATTORNEYS FOR PLAINTIFFS THE FESSENDEN SCHOOL AND PETER P. DRAKE ACKNOWLEDGMENT The undersigned hereby acknowledges that sanctions may be imposed pursuant to Minn. Stat. § 549.211, subd. 3.

Scott G. Knudson 2112635 3/25-4/8/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-08-149 Case Type: Domestic Abuse In the Matter of: Beverly Ann Schroeder, Petitioner vs.

Kyran Patrick Daly, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on April 23rd, 2010 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date 4/2/2010 Carolyn M. Renn Court Administrator K.L. Deputy 2137017 4/8/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Crazy Lady Crafts 2. State the address of the principal place of business: 905 9th st, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Rebecca Keeler, 905 9th st, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 11/01/09 Rebecca Keeler Owner 2129618 4/1-4/8/10P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-10-1088 In the Matter of the Welfare of J. J. A., Child.

TO: Jeremy Dwight Armstrong Social Worker, Paula Pletsch, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007, Subd. 6(8), in that the child is without proper parental care because of the emotional, mental or physical disability, or state of immaturity of the child’s parent, guardian or other custodian.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on April 28, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Jeremy Dwight Armstrong.

Dated: April 5, 2010 Richard Spicer Judge 2138379 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,400.00 MORTGAGOR(S): Ryan Deroode, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460500 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001023859 Lender or Broker: United Residential Mortgage, LLC

tial Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6643 133rd St W, Apple Valley, MN 55124-7911 Tax Parcel ID Number: 013100108005 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Greenleaf Second Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $300,133.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005893F03 2090983 3/4-4/8/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-10-1088 In the Matter of the Welfare of L. K. H., Child.

TO: Richard Lee Hudson a/k/a Richard Lee Stampley a/k/a Lee Richard Stampley Social Worker, Paula Pletsch, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007, Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on April 28, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Richard Lee Hudson a/k/a Richard Lee Stampley a/k/a Lee Richard Stampley.

Dated: April 5, 2010 Richard Spicer Judge 2138334 4/8/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HACV-10-1714 In the Matter of the Trust Created Under Agreement By and Between Marilyn E. Zaccardi, Settlor, and Marilyn E. Zaccardi, Trustee, dated August 14, 1991, as Amended.

IT IS ORDERED AND NOTICE IS GIVEN that a Petition signed by Ronald E. Seliski, dated March 19, 2010 has been filed with the Court. The Petition requests an order for the following relief: 1. Authorizing, instructing, and directing the Trustee to distribute the entirety of the Trust estate to the beneficiaries of the Trust immediately upon liquidation of any remaining trust assets.

2. Authorizing the termination of the Trust upon distribution of the remaining trust assets and discharging the Trustee.

3. Approving payment from the trust of the reasonable attorney’s fees and expenses incurred in connection with this proceeding.

4. Granting such other relief as may be proper.

Any objections to the Petition must be filed with the Court prior to or at the hearing. If no objections are filed the Petition may be granted.

IT IS ORDERED, that the Petition will be heard on May 7, 2010 at 9 a.m. by this Court at the Dakota County, 1560 Highway 55, Hastings, Minnesota.

1. Notice shall be given to all persons named in the Petition has having or as claiming an interest in the Trust.

2. Notice shall be given by: a. Mailing a copy of this Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust, at their last known addresses by U.S. Postal Service at least 15 days prior to the hearing date, and b. Publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County, Minnesota.

Date: 3/30/10 Joseph T. Carter Judge (COURT SEAL) Attorney for Petitioner David M. Jacobs #49311 David M. Jacobs, P.A. 247 Third Avenue South Minneapolis, MN 55415 (763) 533-5337 (office) (612) 341-0116 (fax) 2136760 4/8/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,560.00 MORTGAGOR(S): Suzette Jackson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 14, 2006 Dakota County Recorder Document Number: 2453415 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: February 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000009860 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17052 Embers Ave, Farmington, MN 55024-7300 Tax Parcel ID Number: 22-18102-501-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2501, Common Interest Community No. 329, Cornerstone Lake Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,492.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

���

������ ������ ������� �����S �� ���� REP under Minn. Stat. §580.30 or the prop THE MORTGAGOR PERSONAL erty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER October 16, 2010, or the next busi- MINNESOTA STATUTES, SECTION ness day if October 16, 2010 falls on a 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Saturday, Sunday or legal holiday.

OTHER THINGS, THAT THE MORTMortgagor(s) released from financial GAGED PREMISES ARE IMPROVED obligation: NONE WITH A RESIDENTIAL DWELLING OF THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 INFORMATION OBTAINED WILL BE ASSIGNEE OF MORTGAGEE: USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF BAC Home Loans Servicing, LP THE DEBT AND IDENTITY OF THE Wilford & Geske, P.A. ORIGINAL CREDITOR WITHIN THE Attorneys for Assignee of Mortgagee T I M E P R O V I D E D B Y L A W I S N O T Lawrence A. Wilford James A. Geske AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 012928F01 REDUCED TO FIVE WEEKS IF A JUDI- 2088265 3/4-4/8/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF N O T ICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: December 14, DATED: March 04, 2010 2007 ASSIGNEE OF MORTGAGEE: ORIGINAL PRINCIPAL AMOUNT OF U.S. Bank National Association MORTGAGE: $166,000.00 Wilford & Geske, P.A. MORTGAGOR(S): Sarah M DeWald Attorneys for Assignee of Mortgagee and Simon R DeWald, wife and husLawrence A. Wilford band James A. Geske MORTGAGEE: Mortgage Electronic 8425 Seasons Parkway, Suite 105 Registration Systems, Inc. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded: December 24, 2007 File Number: 012621F01 2091968 3/4-4/8/10 Dakota County Recorder Document Number: 2563248 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: December 22, 2009 Recorded: December 24, 2009 NOTICE OF MORTGAGE Dakota County Recorder FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Document Number: 2704342 default has occurred in the conditions Transaction Agent: Mortgage Elecof the following described mortgage: tronic Registration Systems, Inc. DATE OF MORTGAGE: August 27, Transaction Agent Mortgage Identifi2008 cation Number: 100010402069804684 ORIGINAL PRINCIPAL AMOUNT OF Lender or Broker: Suntrust MortMORTGAGE: $130,500.00 gage, Inc. MORTGAGOR(S): Souksamay LimResidential Mortgage Servicer: Sunsithi and Samuel Limsithi, Wife and Trust Mortgage, Inc. Husband Mortgage Originator: Not Applicable MORTGAGEE: Mortgage Electronic COUNTY IN WHICH PROPERTY IS Registration Systems, Inc. LOCATED: Dakota DATE AND PLACE OF REGISTERProperty Address: 7720 157th St W, ING: Apple Valley, MN 55124-7099 Registered: September 03, 2008 Tax Parcel ID Number: Dakota County Registrar of Titles 01-49101-020-20 Document Number: T632665 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: Lot 2, Block 20, Morningview And assigned to: BAC Home Loans Second Addition, Dakota County, MinServicing, LP nesota.

Dated: February 22, 2010 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- D U E A S O F D A T E O F N O T I C E : tronic Registration Systems, Inc. $173,099.09 Transaction Agent Mortgage IdentifiTHAT all pre-foreclosure requirecation Number: 100133700033371637 ments have been complied with; that Lender or Broker: Countywide Bank, no action or proceeding has been instiFSB tuted at law or otherwise to recover the Residential Mortgage Servicer: BAC debt secured by said mortgage, or any Home Loans Servicing, L.P. part thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCERTIFICATE OF TITLE NUMBER: t a i n e d i n s a i d m o r t g a g e , t h e 145381 above-described property will be sold COUNTY IN WHICH PROPERTY IS by the Sheriff of said county as folLOCATED: Dakota lows: Property Address: 4690 Lenore Ln, DATE AND TIME OF SALE: May 21, Eagan, MN 55122-3619 2010 at 10:00 AM Tax Parcel ID Number: PLACE OF SALE: Dakota County 10-63983-030-12 Law Enforcement Center, 1580 HighLEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, MinneERTY: Lot Three (3), Block Twelve (12) sota in Ridgecliffe Fourth Addition, together to pay the debt secured by said mortwith appurenant easement created gage and taxes, if any, on said prepursuant to declaration, Document No. mises and the costs and disburse114562, as amended, Dakota County, ments, including attorney fees allowed Minnesota. by law, subject to redemption within AMOUNT DUE AND CLAIMED TO BE six (6) months from the date of said D U E A S O F D A T E O F N O T I C E : sale by the mortgagor(s), their per$132,696.43 sonal representatives or assigns.

THAT all pre-foreclosure requireIf the Mortgage is not reinstated ments have been complied with; that under Minn. Stat. §580.30 or the propno action or proceeding has been insti- erty is not redeemed under Minn. Stat. tuted at law or otherwise to recover the §580.23, the Mortgagor must vacate debt secured by said mortgage, or any the property on or before 11:59 p.m. on part thereof; that this is registered November 21, 2010, or the next busiproperty; ness day if November 21, 2010 falls on PURSUANT to the power of sale con- a Saturday, Sunday or legal holiday. tained in said mortgage, the Mortgagor(s) released from financial above-described property will be sold obligation: NONE by the Sheriff of said county as folTHIS COMMUNICATION IS FROM lows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: April 16, ING TO COLLECT A DEBT. ANY 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: Dakota County USED FOR THAT PURPOSE. Law Enforcement Center, 1580 HighTHE RIGHT TO VERIFICATION OF way 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE sota ORIGINAL CREDITOR WITHIN THE to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. mises and the costs and disburseTHE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns.

CIAL ORDER IS ENTERED UNDER If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF October 16, 2010, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if October 16, 2010 falls on a PROPERTY USED IN AGRICULTURAL Saturday, Sunday or legal holiday.

PRODUCTION, AND ARE ABANDONED. Mortgagor(s) released from financial DATED: April 08, 2010 obligation: NONE ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Wilford & Geske, P.A. ING TO COLLECT A DEBT. ANY Attorneys for Assignee of Mortgagee INFORMATION OBTAINED WILL BE Lawrence A. Wilford James A. Geske USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 8425 Seasons Parkway, Suite 105 THE DEBT AND IDENTITY OF THE Woodbury, MN 55125-4393 ORIGINAL CREDITOR WITHIN THE (651) 209-3300 T I M E P R O V I D E D B Y L A W I S N O T File Number: 011084F03 2138133 4/8-5/13/10 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� OF SALE: Dakota County PLACE Law Enforcement Center, 1580 High���������� ���� ���������

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-255 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 141695 issued for land in the County of Dakota and State of Minnesota and legally described as: Unit No. 303, CIC No. 572, Park Crest on Nicollet, a common interest community, located in the County of Dakota.

TO: JACI HETTIG; JPMORGAN CHASE BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 9th day of June, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 141695 and enter a new Certificate of Title for the land there in described in favor of Mortgage Electronic Registration Systems, Inc., free from all memorials now appearing on the present Certificate of Title, the last of which is Document No. 651308, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated.

DATED: March 22, 2010

BY THE COURT: /s/Martha M. Simonett Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2138472 4/8-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Josie Eng, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 02, 2005 Dakota County Recorder Document Number: 2346841 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135540000361536 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 311 3rd Ave S, South Saint Paul, MN 55075-2613 Tax Parcel ID Number: 366430003013 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Thirteen (13), of Riverside Park Addition to the city of South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,496.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County

way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005564F02 2086052 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 3, 2003 MORTGAGORS:B r i a n P . S t r a n s k y and Debra Stransky, husband and wife.

MORTGAGEE:Primary Residential Mortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2089968.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: August 19, 2003, Recorded: October 6, 2004, Document No. 2255116. And thereafter assigned to: U.S. Bank, N.A., Dated: February 9, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1272 Deercliff Lane, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-84460-150-03 LEGAL DESCRIPTION OF PROPERTY: Windcrest Addition, Lot 15, Block 3.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$93,227.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$88,269.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 18, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-731 6003150071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092335 3/4-4/8/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-1292 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 119009 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Three (3), Block Four (4) in Palomino Woods, according to the recorded plat thereof.

TO: GREG D. DOTSTRY; KAWANNA B. DOTSTRY; WELLS FARGO BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 26th day of May, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 119009 and enter a new Certificate of Title for the land there in described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorial of Document No. 104466 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 654522, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated.

DATED: March 22, 2010

BY THE COURT: /s/Martha M. Simonett Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2138416 4/8-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Kay McFarland, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTER-

DATE AND PLACE OF REGISTER ING: Registered: April 06, 2004 Dakota County Registrar of Titles Document Number: 533924 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000148044 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131346 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1710 Monticello Ave, Eagan, MN 55122-1707 Tax Parcel ID Number: 10-16707-110-08 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Eight (8), in Cedar Grove No. 8, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,394.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010285F03 2090960 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): Laura L Neudecker, an unmarried woman and Gaylen P Johannsen, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: April 07, 2006 Dakota County Registrar of Titles Document Number: 587633 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129946 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13901 Frontier Ln, Burnsville, MN 55337-4743 Tax Parcel ID Number: 02-22680-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block One (1) in Echo Valley AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $574,359.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011854F01 2091145 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: 02/25/2010 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: 1. Date of Mortgage: October 19, 2006 2. Mortgagors: MER Properties of MN, LLC 3. Mortgagees: Washington Mutual Bank 4. Recording information: Recorded on December 18, 2006, as Document Number 602761, in the Office of the Registrar of Titles of Dakota County, Minnesota.

5. Assignments of Mortgage, if any: Assigned to U.S. Bank National Association, as trustee for the registered holders of WaMu Commercial Mortgage Securities Trust 2007-SL2, Commercial Mortgage Pass-Through Certificates, Series 2007-SL2 by written assignment recorded on August 17, 2007, as Document Number 615864, in the recording office stated in paragraph 4.

6. Tax parcel identification number of the mortgaged premises: 42-33900-130-00 7. Legal description of the mortgaged premises: Lots Twelve (12) and Thirteen (13) of S.L. Hume’s Addition to the City of South St. Paul, Dakota County, Minnesota, according to the duly recorded plat thereof on file and of record in the office of the Register of Deeds in and for said Dakota County.

Together with the adjoining half of vacated alley.

All or part of the described real property is Registered (Torrens) *The mortgaged premises will be sold together with all personal property pledged as security in the Mortgage.

8. The physical street address, city, and zip code of the mortgaged premises: 1167 Robert Street, West St. Paul, Minnesota 55118 9. The person holding the Mortgage: is not a transaction agent, as defined

by Minn. Stat. 58.02, subd. 30.

10. The requisites of Minn. Stat.

580.02 have been satisfied.

11. The original principal amount secured by the Mortgage was $506,250.00.

12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $526,895.15.

13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 22, 2010, 10:00 a.m., at Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100 Hastings, Minnesota.

Hastings, Minnesota.

14. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale.

15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on NOT APPLICABLE. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Mortgagee or Mortgage Assignee: U.S. Bank National Association, as trustee Attorney for Mortgagee or Mortgage Assignee: Richard A. Glassman ID 146274 701 Fourth Ave. S. #500 Minneapolis, Minnesota 55415 612-337-9559 2088353 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,300.00 MORTGAGOR(S): Darren R Sylvander, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 15, 2005 Dakota County Recorder Document Number: 2296107 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17771 Jasper Ct, Lakeville, MN 55044-8762 Tax Parcel ID Number: 22-53650-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Oakridge Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,397.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, F S B f k a W o r l d

���������� �� ���� �����

������ ������ ������� ����� �� ���� ���������� ���� ���������

via Mortgage, F S B f k a W o r l d Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012987F01 2089477 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 15, 2006 MORTGAGORS:Barbara Thompson and Scott M. Thompson, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 6, 2006, Dakota County Recorder, Document No. 2479872.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1, Dated: March 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011368575 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1021 7th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22450-080-00 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Eaken's Addition, Dakota County, Minnesota, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,337.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3619 1044806271 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130225 4/1-5/6/10

���

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 28, 2007 MORTGAGOR:C l a r e W . C l a r k , a single man.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 9, 2008, Dakota County Registrar of Titles, Document No. 622298, Certificate of Title No. 117614.

A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281210720585523 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 138 Westchester Drive, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-83810-010-07 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7), Westchester Heights No 2 Re arrangement, Except that part thereof described as follows: Beginning at the Southeasterly corner of said Lot One (1), Block Seven (7), Westchester Heights No 2 Re Arrangement; thence Southwesterly at right angles to the Easterly line of said Lot One (1) to a point on the Westerly line of said Lot One (1); thence Southerly along the Westerly line of said Lot One (1) to the Southwest corner of said Lot One (1); thence Northeasterly along the Southerly line of said Lot One (1) to the point of beginning. Dakota County, Minnesota Torrens Certificate No. 117614 Our File Number: 0006383NMN07 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$208,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$219,381.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010.

Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1618 4514881 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130045 4/1-5/6/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Jeffrey J. Frazho and Jennifer Frazho, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2005 Dakota County Recorder Document Number: 2364173 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016200000184651 Lender or Broker: First Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8234 166th St W, Lakeville, MN 55044-6238 Tax Parcel ID Number: 223290107003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Highview Heights 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,768.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 08, 2010, or the next business day if December 08, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010813F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2010 at 10:00 AM has been postponed to June 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010813F01 2138954 4/8/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,893.00 MORTGAGOR(S): Marvin Clavel and Elvira Siguenza, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 06, 2008 Dakota County Registrar of Titles Document Number: 623538 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: January 27, 2010 Registered: February 10, 2010 Dakota County Registrar of Titles Document Number: T657947 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278927175831 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144255 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 804 4th Ave S, South Saint Paul, MN 55075-3010 Tax Parcel ID Number: 36-46000-020-15 LEGAL DESCRIPTION OF PROPERTY: Lot Numbered Two (2) in Block Numbered Fifteen (15) in Lorraine Park Addition to the City of South St. Paul, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,427.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011850F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 26, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 26, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011850F01 2133675 4/8/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGOR: Donna M. Bourassa Fawcett, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515463.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,175.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2132455 4/8/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2008 MORTGAGORS: Brandon J. Young and Tammy Young, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2008, Dakota County Recorder, Document No. 2591774.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100418417493458954 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 402 18th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-48550-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Michaels Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,931.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7866 1749345895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 2, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 1, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7866 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2134611 4/8/10

���������� �� ���� �����

��� ����� �� ���� ������ ������ ������� ���������� ���� ���������

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 13, 2006 MORTGAGORS:Balois C. Bonilla and Maria Bonilla, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 9, 2006, Dakota County Recorder, Document No. 2466872.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401446959054 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 521 17th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70201-030-00 LEGAL DESCRIPTION OF PROPERTY: Exhibit A The South 1/2 of the lands described as follows: Commencing at the Intersection of the North line of Lot “G”, South Park Division No. 2 and the West line of Seventeenth Avenue North, South St. Paul, Minnesota, as now laid out, thence West along the North line of said Lot “G” 300.99 feet, thence South 148.24 feet to a point 301.025 feet West of the West line of 17th Avenue North; thence East 301.025 feet to the West line of 17th Avenue North as now laid out; thence North along the West line of 17th Avenue North 148.14 feet to the point of beginning, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$222,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,924.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8074 1914067880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139346 4/8-5/13/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Mohamad R Anssari, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217516 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052599980403089 Lender or Broker: 1st Premiere Mortgage Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14766 Embry Path, Apple Valley, MN 55124-6342 Tax Parcel ID Number: 01-20505-121-01 LEGAL DESCRIPTION OF PROPERTY: Lot One Hundred and Twenty One (121), Block One (1), Diamond Path Sixth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,368.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2010, or the next business day if October 15, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012287F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012287F01 2131673 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 ,

DATE OF MORTGAGE:A u g u s t 2 4 , 2005 MORTGAGORS:Christopher Milinovich and Tracy Milinovich, husband and wife.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded September 28, 2005, Dakota County Recorder, Document No. 2365112.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401435. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4, Dated: February 10, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1446 6th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-120-15 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 15, Hause's Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$213,899.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 25, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/ Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3604 1044557538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092649 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 8 , 2007 MORTGAGOR:D a v i d W h i t n e y , a single man.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 22, 2007, Dakota County Recorder, Document No. 2518847.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: February 10, 2009, Recorded: March 3, 2009, Document No. 2640826.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100163122002276544 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Silver State Financial Services, Inc. d/b/a Silver State Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1154 Aquarius Lane, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-84251-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Wilderness Park 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$243,048.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1841 5304209975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092478 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 0 , 2007 MORTGAGORS:E d w a r d W . F o s t e r and Tami D. Foster, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 22, 2007, Dakota County Recorder, Document No. 2539196.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 24, 2009, Recorded: August 12, 2009, Document No. 2677851.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400006395626 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 605 Woodview Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-52001-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Nordic Estates 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota

LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$235,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$250,589.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2101 2004599462 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2091178 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,767.00 MORTGAGOR(S): Kevin Wollin, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2003 Dakota County Recorder Document Number: 2126532 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: July 24, 2003 Recorded: October 17, 2003 Dakota County Recorder Document Number: 2126533 And assigned to: TCF National Bank Dated: February 19, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12879 Echo Ln, Apple Valley, MN 55124-8676 Tax Parcel ID Number: 01-34151-080-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 80, Condominium No. 98, Hunters Run Villas, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,293.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: TCF National Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012567F01 2086091 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Dean T. French and Amy S. French, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 14, 2006 Dakota County Recorder Document Number: 2475512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506562759002 Lender or Broker: GMAC Mortgage Corporation DBA ditech.com Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19002 Embry Ave, Farmington, MN 55024-9188 Tax Parcel ID Number: 14-58652-010-02 LEGAL DESCRIPTION OF PROPERTY: All that parcel of Land in City of Dakota County, State of Minnesota, as more fully described in Deed Doc # 1913248, ID# 14-58652-010-02, being known and designated as: Real Property in Dakota County, Minnesoat, described as follows: Lot 1, Block 2, Prairie Creek Third Addition, Prairie Creek Third Addition Plat-Doc No.1289752 Recorded 07/24/1995

By Fee Simple Deed from Metro Classic Homes, Inc., a Minnesota Corporation as set forth in Doc #1913248 dated 05/22/2002 and recorded 07/05/2002, Dakota County Records, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $269,554.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

���������� �� ���� �����

���������� ���� ���������

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006097F02 2089836 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,230.00 MORTGAGOR(S): Richard B Watters and Ines M Watters, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000177248 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18627 Dylan Dr, Farmington, MN 55024-7070 Tax Parcel ID Number: 14-47803-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Meadow Creek Fourth Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,142.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010818F03 2130955 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,070.00 MORTGAGOR(S): David Brent Dahl, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 23, 2004 Dakota County Recorder Document Number: 2197507 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000075156 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15724 Frisian Ln, Apple Valley, MN 55124-5626 Tax Parcel ID Number: 01-32152-040.02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Hawthorne, CIC # 369, located in the County of Dakota, State of Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,532.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013602F01 2137301 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 3, 2006 MORTGAGOR:Chantalle Terwey, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 3, 2006, Dakota County Recorder, Document No. 2417756.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: February 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100016500005633531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GN Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC

VICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 2316 Explorer Court, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-64104-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, River Hills Fifth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$234,991.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 26, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-995 0032649030 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092351 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: 02/25/2010 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: 1. Date of Mortgage: October 19, 2006 2. Mortgagors: MER Properties of MN, LLC 3. Mortgagees: Washington Mutual Bank 4. Recording information: Recorded on November 6, 2006, as Document Number 600338, in the Office of the Registrar of Titles of Dakota County, Minnesota.

5. Assignments of Mortgage, if any: Assigned to U.S. Bank National Association, as trustee for the registered holders of WaMu Commercial Mortgage Securities Trust 2006-SL1, Commercial Mortgage Pass-Through Certificates, Series 2006-SL1 by written assignment recorded on March 12, 2007, as Document Number 607198, in the recording office stated in paragraph 4.

6. Tax parcel identification number of the mortgaged premises: 36-45100-090-01 7. Legal description of the mortgaged premises: Parcel I: That part of Lot 9, Block 1, Leonard Addition, according to the recorded plat thereof, which lies Westerly of the following described line: Beginning at the Northeast corner of said Lot 9, Block 1, said corner also being the Southeast corner of Lot 7, Block 1, said Leonard Addition; thence on an assumed bearing of South 20 degrees 35 minutes 25 seconds East, along the Easterly line of said Lot 9, Block 1, a distance of 15.20 feet; thence continuing on the last described bearing of South 20 degrees 35 minutes 25 seconds East to an angle point in the Southerly line off said Lot 9, Block 1; thence continuing South 20 degrees 35 minutes 25 seconds East, along said Southerly line a distance of 12.10 feet and there terminating, Dakota County, Minnesota.

And

And Parcel II: That part of Lot 9, Block 1, Leonard Addition, according to the recorded plat thereof, which lies Northeasterly of the following described line: Commencing at the Northeast corner of said Lot 9, Block 1, said corner also being the Southeast corner of Lot 7, Block 1, said Leonard Addition, thence on an assumed bearing of South 20 degrees 35 minutes 25 seconds East, along the Easterly line of said Lot 9, Block 1, a distance of 15.20 feet to the point of beginning of the line to be described, thence continuing on the last described bearing of South 20 degrees 35 minutes 25 seconds East to an angle point in the Southerly line of said Lot 9, Block 1, and there terminating, Dakota County, Minnesota.

All or part of the described real property is Registered (Torrens) *The mortgaged premises will be sold together with all personal property pledged as security in the Mortgage.

8. The physical street address, city, and zip code of the mortgaged premises: 1045 Syndicate Avenue, South St. Paul, Minnesota 55075 9. The person holding the Mortgage: is not a transaction agent, as defined

by Minn. Stat. 58.02, subd. 30.

10. The requisites of Minn. Stat.

580.02 have been satisfied.

11. The original principal amount secured by the Mortgage was $637,500.00.

12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $656,912.94.

13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 22, 2010, 10:00 a.m., at Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100 Hastings, Minnesota.

14. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale.

15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on NOT APPLICABLE. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Mortgagee or Mortgage Assignee: U.S. Bank National Association, as trustee Attorney for Mortgagee or Mortgage Assignee: Richard A. Glassman ID 146274 701 Fourth Ave. S. #500 Minneapolis, Minnesota 55415 612-337-9559 2088345 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,000.00 MORTGAGOR(S): Ganesa M Parris, a single woman MORTGAGEE: Fairway Independent Mortgage Corp.

DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553006 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 29, 2004 Registered: November 15, 2005 Dakota County Registrar of Titles Document Number: 579152 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601087326-4 Lender or Broker: Fairway Independent Mortgage Corp.

Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125374 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1136 E Travelers Trl, Burnsville, MN 55337-6851 Tax Parcel ID Number: 02-16500-103-01 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 3, and Garage Unit No. 3-A, Condominium No. 56, Castle Crest Condominiums, located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,742.20 THAT all pre-foreclosure require-

���

������require ������ ������� THAT all pre foreclosure Mortgage, and ����� taxes,��if���� any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of part thereof; that this is registered said sale by the mortgagor(s), their property; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: April 16, ing, unless otherwise provided by law, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not sota redeemed under section 580.23 is to pay the debt secured by said mort- 11:59 p.m. on October 29, 2010. gage and taxes, if any, on said preMORTGAGOR(S) RELEASED FROM mises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE:None by law, subject to redemption within "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns.

RESENTATIVES OR ASSIGNS, MAY BE If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTOctober 16, 2010, or the next busi- GAGED PREMISES ARE IMPROVED ness day if October 16, 2010 falls on a WITH A RESIDENTIAL DWELLING OF Saturday, Sunday or legal holiday.

LESS THAN FIVE UNITS, ARE NOT Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL obligation: NONE P R O D U C T I O N , A N D A R E THIS COMMUNICATION IS FROM ABANDONED." A DEBT COLLECTOR ATTEMPTDated: February 23, 2010.

ING TO COLLECT A DEBT. ANY Chase Home Finance LLC Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. Minneapolis, MN 55416 THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 30-7845 THE MORTGAGOR'S PERSONAL REP- 1962650489 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER 2092447 3/4-4/8/10 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION PRODUCTION, AND ARE ABANDONED. OF THE DEBT AND IDENTITY OF DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Mortgage Electronic NOT AFFECTED BY THIS ACTION. Registration Systems, Inc. NOTICE IS HEREBY GIVEN, that Wilford & Geske, P.A. default has occurred in conditions of Attorneys for Assignee of Mortgagee the following described mortgage: Lawrence A. Wilford DATE OF MORTGAGE:September 1, James A. Geske 2007 8425 Seasons Parkway, Suite 105 MORTGAGORS:T h o m a s C . L a m a l Woodbury, MN 55125-4393 and Joan A. Lamal, husband and wife.

(651) 209-3300 MORTGAGEE:Mortgage Electronic File Number: 012806F01 2089986 3/4-4/8/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544341.

ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: Chase Home Finance FORECLOSURE SALE LLC, Dated: February 19, 2010.

THE RIGHT TO VERIFICATION TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. MORTGAGE: 100015904001555717 NOTICE IS HEREBY GIVEN, that LENDER OR BROKER AND MORTdefault has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N the following described mortgage: MORTGAGE: CTX Mortgage Company, DATE OF MORTGAGE:September 22, LLC 2008 RESIDENTIAL MORTGAGE SERMORTGAGORS:A m b e r D u f f y a n d VICER: Chase Home Finance LLC Darin Duffy, wife and husband.

MORTGAGED PROPERTY ADDRESS: MORTGAGEE:Mortgage Electronic 15569 Eagles Nest Way, Apple Valley, Registration Systems, Inc. MN 55124 DATE AND PLACE OF RECORDING: T A X P A R C E L I . D . # : R e c o r d e d S e p t e m b e r 2 6 , 2 0 0 8 , 01-18052-602-30 Dakota County Recorder, Document LEGAL DESCRIPTION OF PROPNo. 2614869.

ERTY: ASSIGNMENTS OF MORTGAGE: Unit No. 602, CIC Number 484, a Assigned to: Chase Home Finance condominium, Legacy Homes at LLC, Dated: February 19, 2010.

Cobblestone Lake North Shore, TRANSACTION AGENT: Mortgage Dakota County, Minnesota.

Electronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS T R A N S A C T I O N A G E N T ' S M O R T - LOCATED:Dakota GAGE IDENTIFICATION NUMBER ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 100073000828330134 MORTGAGE:$235,600.00 LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE G A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: Freedom Mortgage Cor- ING TAXES, IF ANY, PAID BY MORTporation GAGEE:$238,022.57 RESIDENTIAL MORTGAGE SERThat prior to the commencement of VICER: Chase Home Finance LLC this mortgage foreclosure proceeding MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com509 3rd Street West, Hastings, MN plied with all notice requirements as 55033 required by statute; That no action or T A X P A R C E L I . D . # : proceeding has been instituted at law 19-32150-020-61 or otherwise to recover the debt LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part ERTY: thereof; Lot 2, Block 61, Town of Hastings, PURSUANT to the power of sale conDakota County, Minnesota. tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED:Dakota Sheriff of said county as follows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: April 29, MORTGAGE:$155,448.00 2010 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE:Sheriff's Office, Law DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Hwy 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, Hastings, MN GAGEE:$159,926.00 to pay the debt then secured by said That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07.

PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: April 29, the date on or before which the mort2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said Mortgage, and taxes, if any, on said ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� ���� ��������� redeemed under section 580.23 is 11:59 p.m. on October 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A.Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7828 1911452397 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092391 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 5 , 2008 MORTGAGOR:Dustin K. Baldwin, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 15, 2008, Dakota County Registrar of Titles, Document No. 626613, Certificate of Title No. 144602.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 19, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021020614 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5205 Oriole Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-82500-043-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 43, Common Interest Community No. 323, Vermillion Grove Condominium, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$171,668.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7871 1749170645 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092420 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 31, 2006 MORTGAGORS:Jeremy L. Green and Kristi C. W. Green, husband and wife.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered October 31, 2006, Dakota County Registrar of Titles, Document No. 600443, Certificate of Title No. 141231.

A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 212 7th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32550-270-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven in Block Three, Hepburn Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$166,521.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3612 653401986 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2136637 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,790.00 MORTGAGOR(S): Johnna M Giguere, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 05, 2005 Dakota County Recorder Document Number: 2337111 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550072626772 Lender or Broker: Cities Financial, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd Apt 322, Eagan, MN 55122-2190 Tax Parcel ID Number: 10-22470-322-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B322, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $115,324.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013410F01 2136622 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: June 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 MORTGAGOR(S): Kenneth J Jasorka, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 12, 2004 Dakota County Recorder Document Number: 2237246 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11699 River Hills

Property Address: 11699 River Hills Dr, Burnsville, MN 55337-3214 Tax Parcel ID Number: 02-64110-070-12 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 12, River Hills 11th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,407.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, F S B f k a W o r l d Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013017F01 2089493 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,999.00 MORTGAGOR(S): Jason McBride, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 28, 2007 Dakota County Recorder Document Number: 2540553 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000055532 Lender or Broker: River City mortgage & Financial, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3409 156th St W, Rosemount, MN 55068-2580 Tax Parcel ID Number: 34-64575-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Rosemount Commons, Common Interest Community No. 267, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,085.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16,

DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012924F01 2088194 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 31, 2008 MORTGAGOR:M a r y B . S i m m e r , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 11, 2008, Dakota County Recorder, Document No. 2607524.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 14, 2009, Recorded: July 29, 2009, Document No. 2674557.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281210784416490 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6756 Foliage Court, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-51350-550-01 LEGAL DESCRIPTION OF PROPERTY: Lot 55, Block 1, Niakwa Village, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$157,747.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,804.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2049 2005676872 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092301 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Randy Giesen and Marie Giesen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2005 Dakota County Recorder Document Number: 2389872 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005068669 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15691 Finewood Ct, Apple Valley, MN 55124-5819 Tax Parcel ID Number: 01-63400-330-03 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 3, Regatta Manor Homes, C.I.C. #234, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,897.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

���������� �� ���� �����

���������� ���� ���������

Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008764F02 2101561 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,500.00 MORTGAGOR(S): Michael T. Lien, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2005 Dakota County Recorder Document Number: 2303267 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0004076973-8 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12330 175th St W, Lakeville, MN 55044-9322 Tax Parcel ID Number: 22-15000-031-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Bracketts Townhomes, except that part of Lot 3, Block 4, Bracketts Townhomes described as follows: beginning at the Southwest corner of said Lot 3, Block 4, Bracketts Townhomes, thence North 89 degrees 59 minutes 42 seconds East a distance of 30.00 feet, thence North 0 degrees 14 minutes 48 seconds East a distance of 181.50 feet more or less to the boundary of said Lot 3, Block 4, Bracketts Townhomes, thence South 89 degrees 59 minutes 42 seconds West a distance of 30.00 feet more or less to the boundary of said Lot 3, Block 4, Bracketts Townhomes, thence South 0 degrees 14 minutes 48 seconds West a distance of 181.50 feet more or less to the point of beginning, according to the map or Plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $223,697.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003970F02 2137335 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 16, 2005 MORTGAGORS:Duane D. Murra and Rebecca H. Murra, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2005, Dakota County Recorder, Document No. 2367870.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: March 25, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000850235 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 17622 Glasgow Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18602-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, CIC No. 437, Crossroads 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,289.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010.

Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1670 89661790 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319224 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 12, 2007 MORTGAGORS:David E. Herbers and Lori A Herbers, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007, Dakota County Recorder, Document

Dakota County Recorder, Document No. 2545291.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001727283 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company L. P. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18137 Ironstone Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-59600-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Quail Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$405,163.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$410,521.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3429 2004705537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102818 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2008 MORTGAGOR:Veniamin Melnichuk, a married person.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded June 19, 2008, Dakota County Recorder, Document No. 2597706.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 17, 2009, Recorded: June 24, 2009, Document No. 2666358.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5467 180th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota County

Lot 2, Block 8, Dakota County Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$123,190.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$137,056.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6790 1766463468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2100552 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 29, 2006 MORTGAGORS:Gerald A. Stodolka and Cheryl A. Stodolka, husband and wife.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded January 19, 2007, Dakota County Recorder, Document No. 2489673.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 25, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4521 Oak Pond Road, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-25801-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Fawn Ridge 2nd Addition, according to the recorded plat thereof, abstract property.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$289,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$316,498.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

���

������� ����� �� ���� 580.23 is under section redeemed Sheriff of said county������ as follows:������ DATE AND TIME OF SALE: April 27 , 11:59 p.m. on October 29, 2010.

MORTGAGOR(S) RELEASED FROM 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE:None "THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: March 1, 2010. the date on or before which the mortBankUnited gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 11:59 p.m. on October 27, 2010 .

MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE:None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 51-227 THE MORTGAGOR'S PERSONAL REP- 528815-4 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 3/11-4/15/10 CIAL ORDER IS ENTERED UNDER 2102479 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E RIGHT TO VERIFICATION THE ABANDONED." OF THE DEBT AND IDENTITY OF Dated: March 4, 2010.

THE ORIGINAL CREDITOR WITHIN Chase Home Finance, LLC THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE:July 27, 2007 4500 Park Glen Road #300 MORTGAGOR:Michael Richards, a Minneapolis, MN 55416 single person.

(952) 925-6888 MORTGAGEE:Mortgage Electronic 75-3914 Registration Systems, Inc. 24110868 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded September 18, 2007, A DEBT COLLECTOR. 2102689 3/11-4/15/10 Dakota County Recorder, Document No. 2544691.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: August 28, 2009.

TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: 100526500052948637 LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: BankUnited the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE:July 31, 2007 MORTGAGOR:Michael Richards, a 1309 Prairie View Trail, Farmington, MN 55024 single person.

T A X P A R C E L I . D . # : MORTGAGEE:Mortgage Electronic 14-15304-100-01 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded September 17, 2007, Lot 10, Block 1, Bristol Square Fifth Dakota County Recorder, Document Addition, Dakota County, Minnesota.

No. 2544412.

COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF August 31, 2009.

TRANSACTION AGENT: Mortgage MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE:$221,101.68 MORTGAGE: 100526500052881549 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: BankUnited, FSB R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: BankUnited MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1301 Prairie View Trail, Farmington, o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part MN 55024 T A X P A R C E L I . D . # : thereof; PURSUANT to the power of sale con14-15304-090-01 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Lot 9, Block 1, Bristol Square Fifth Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE:$206,100.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE:$225,888.89 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: April 29, tion 580.30 or the property is not 2010 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE:Sheriff's Office, Law 11:59 p.m. on November 5, 2010.

Enforcement Center, 1580 Hwy 55, MORTGAGOR(S) RELEASED FROM Lobby #S-100, Hastings, MN FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE:None "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTMN Stat. §580.07.

TIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: February 26, 2010. mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� ���������� ���� ��������� Dated: February 26, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-226 529486-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102513 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Ryan R Kestner, unmarried and Jacob B Leonard, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2006 Dakota County Recorder Document Number: 2466354 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104599308 Lender or Broker: Bailey Financial Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 991 Cherokee Ave, West Saint Paul, MN 55118-1110 Tax Parcel ID Number: 42-69950-134-00 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 12, Smith's Outlots, West St. Paul, Dakota County, Minnesota, described as follows: Commencing at a point 496 feet South of the Northeast corner of said Lot 12; thence South 43 feet; thence West 250 feet to a point 540 feet South of the Northwest corner of said Lot 12; thence North 43 feet; thence East 250 feet to the point of beginning, excepting from above described land the Westerly 125 feet thereof, Dakota County, Minnesota, together with an easement for driveway purposes as contained in Document No. 675573.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,984.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010554F01 2137881 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 7, 2003 MORTGAGORS:Stacey A. Wade and Keith A. Wade, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, F.A. DATE AND PLACE OF RECORDING: Recorded April 29, 2003, Dakota County Recorder, Document No. 2039151.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, F.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1046 Savannah Road, Eagan, MN 55123 TAX PARCEL I.D. #: 104507704001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lexington Square 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$129,189.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1583 3073260758 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139431 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Louis H. Meserow and Sue A. Meserow, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512642 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer:

Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3904 Princeton Trl, Saint Paul, MN 55123-1521 Tax Parcel ID Number: 10-45075-060-05 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 6, Block 5, Lexington Square, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,529.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006751F03 2090783 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,400.00 MORTGAGOR(S): Steven R. Dahlen and Laurie A. Dahlen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2006 Dakota County Recorder Document Number: 2452167 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001021382 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1884 Southpointe Ter, Eagan, MN 55122-2285 Tax Parcel ID Number: 107297703303 LEGAL DESCRIPTION OF PROPERTY: Unit No W1884 Condominium No 84 Southpointe Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,181.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010815F03 2089849 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 15, 2008 MORTGAGORS:Timothy Lanigan, a single person and Michael G Lanigan and Cheryl H. Lanigan, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2008, Dakota County Recorder, Document No. 2608548.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1004919-0692750000-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Village Capital & Investment LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18871 Inca Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-16950-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Century Ridge, CIC No. 296 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$216,956.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$227,132.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3461 2005583128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102908 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Scott P Euteneuer and Geraldine Euteneuer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 28, 2007 Dakota County Registrar of Titles Document Number: 621935 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 30, 2009 Registered: July 07, 2009 Dakota County Registrar of Titles Document Number: 646707 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402076589724 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2022 Carnelian Ln, Eagan, MN 55122-2831 Tax Parcel ID Number: 10-16702-090-04 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Four (4) in Cedar Grove No. 3, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,639.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004053F02 2100530 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:D o d d C a r l s o n a n d Tami Carlson, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2007, Dakota County Recorder, Document No. 2504529.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077960000665811 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 444 6th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-190-06 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Riverside Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,942.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1520 0000405010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130116 4/1-5/6/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 , 2001 MORTGAGOR:John E. Mahoney, a single individual.

MORTGAGEE:Voyageur Financial, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753664.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753665. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: April 23, 2002, Recorded: May 9, 2002, Document No. 1894289. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: March 4, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13510 Aldrich Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-42701-071-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying South of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$97,375.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2814 5300982104 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130073 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 9 , 2006 MORTGAGORS:Jesus Martinez and Maria Del Carmen Angeles, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471524.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, Asset-Backed Pass Through Certificates, Dated: July 23, 2008.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100261495803081037 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Great Northern Financial Group, Inc. RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 239 Winona Street West, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 421870012003 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Crowley's Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,572.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-478 7000008793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139052 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable

Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington Ln, Eagan, MN 55122-2746 Tax Parcel ID Number: 10-57665-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $431,325.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F01 2098002 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 12, 2002 MORTGAGOR:D a e l R u t h F e s l e r , a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2002, Dakota County Recorder, Document No. 1946107.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2476 Lockwood Drive, Mendota Heights, MN 55120 T A X P A R C E L I . D . # : 27-41605-040-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4, Condominium File No. 113, Townhomes of Kensington Condominium COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$81,019.74

GAGEE:$81,019.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3432 625617216 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102843 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Susan M. Kaltinger, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 29, 2005 Dakota County Recorder Document Number: 2335479 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002443908 Lender or Broker: Lehman Brothers Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 701 Ridge Ct E, Burnsville , MN 55337 Tax Parcel ID Number: 025371517001 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Oak Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,106.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

���

������ THIS COMMUNICATION IS ������ FROM P ������� R O D U C T ����� I O N �� , ���� A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." ING TO COLLECT A DEBT. ANY Dated: January 13, 2010.

INFORMATION OBTAINED WILL BE Chase Home Finance LLC USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE By: Paul A. Weingarden ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 30-7597 RESENTATIVES OR ASSIGNS, MAY BE 1064079750 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2100567 3/11-4/15/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION PRODUCTION, AND ARE ABANDONED. OF THE DEBT AND IDENTITY OF DATED: March 11, 2010 M O R T G A G E E : M o r t g a g e THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Elect r o n i c R e g i s t r a t i o n NOT AFFECTED BY THIS ACTION. Systems, Inc. NOTICE IS HEREBY GIVEN, that Wilford & Geske, P.A. default has occurred in conditions of Attorneys for Mortgagee the following described mortgage: Lawrence A. Wilford DATE OF MORTGAGE:April 26, 2004 James A. Geske MORTGAGORS:Jeffrey M Johnson 8425 Seasons Parkway, Suite 105 and Sylvia Johnson, husband and wife.

Woodbury, MN 55125-4393 MORTGAGEE:Alpine Lending, LLC. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 012978F01 Registered June 17, 2004, Dakota 2096323 3/11-4/15/10 County Registrar of Titles, Document No. 539904, Certificate of Title No. 109000, also recorded with the County NOTICE OF MORTGAGE Recorder on May 3, 2005 as Document FORECLOSURE SALE No. 2318424.

THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF Assigned to: Principal Residential THE ORIGINAL CREDITOR WITHIN Mortgage, Inc n/k/a CitiMortgage, Inc, THE TIME PROVIDED BY LAW IS D a t e d : A p r i l 3 0 , 2 0 0 4 , R e c o r d e d : December 29, 2004, Document No. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 555349, and also recorded with the default has occurred in conditions of County Recorder on May 3, 2005, as the following described mortgage: Document #2318425.

DATE OF MORTGAGE:A u g u s t 2 8 , Said Mortgage being Registered Land.

2006 TRANSACTION AGENT: NONE MORTGAGORS:Victor H. MontesdTRANSACTION AGENT'S MORTeoca and Rosa Evelia Moreno Godoy, GAGE IDENTIFICATION NUMBER ON husband and wife.

MORTGAGE: NONE MORTGAGEE:Moneylink, Inc..

LENDER OR BROKER AND MORTDATE AND PLACE OF RECORDING: G A G E O R I G I N A T O R S T A T E D O N R e c o r d e d S e p t e m b e r 1 9 , 2 0 0 6 , MORTGAGE: Alpine Lending, LLC Dakota County Recorder, Document RESIDENTIAL MORTGAGE SERNo. 2462412.

VICER: CitiMortgage, Inc. ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: Assigned to: JPMorgan Chase Bank, 3296 Sibley Memorial Highway, Eagan, N . A . , D a t e d : A u g u s t 2 8 , 2 0 0 6 , MN 55121 Recorded: September 19, 2006, T A X P A R C E L I . D . # : Document No. 2462413. And thereaf- 10-00800-011-75 ter assigned to: Chase Home Finance LEGAL DESCRIPTION OF PROPLLC, Dated: January 5, 2010.

ERTY: TRANSACTION AGENT: NONE Parcel A: TRANSACTION AGENT'S MORTPart of the East half (E 1/2) of the GAGE IDENTIFICATION NUMBER ON Southeast Quarter (SE 1/4) comMORTGAGE: NONE mencing 1394.24 feet north of the LENDER OR BROKER AND MORTSoutheast corner, thence North 85 GAGE ORIGINATOR STATED ON degrees 57 minutes West 81 feet, MORTGAGE: Moneylink, Inc. thence North 60 degrees 08 minutes RESIDENTIAL MORTGAGE SERWest 132.9 feet, thence North 55 VICER: Chase Home Finance LLC degrees 48 minutes West 159.8 feet MORTGAGED PROPERTY ADDRESS: to the center of Sibley Highway, 883 Stryker Avenue, West Saint Paul, thence North 27 degrees 06 minutes MN 55118 East 721.85 feet to the East line of T A X P A R C E L I . D . # : Section, thence South 803.33 feet to 42-38000-020-22 the point of beginning, all in Section LEGAL DESCRIPTION OF PROPEight (8), Township Twenty-seven ERTY: (27), Range Twenty-three (23), Lot 2, Block 22, Jackson & Bidwell's according to the Government Survey Addition to West St. Paul, Dakota thereof. Except that part described County, Minnesota as follows: That part of Government COUNTY IN WHICH PROPERTY IS Lot 7, Section 8, Township 27 North, LOCATED:Dakota Range 23 West and that part of SecORIGINAL PRINCIPAL AMOUNT OF tion 9, Township 27 North, Range 23 MORTGAGE:$194,900.00 West, Dakota County, Minnesota, AMOUNT DUE AND CLAIMED TO BE described as follows: DUE AS OF DATE OF NOTICE, INCLUDCommencing at the Southeast ING TAXES, IF ANY, PAID BY MORTcorner of said Section 8; thence GAGEE:$216,401.77 North 0 degrees 54 minutes 45 That prior to the commencement of seconds West (assumed bearing) this mortgage foreclosure proceeding along the east line of said Section 8 Mortgagee/Assignee of Mortgagee coma distance of 1,394.24 feet to a plied with all notice requirements as Judicial Landmark set pursuant to required by statute; That no action or District Court File #78511; thence proceeding has been instituted at law North 89 degrees 05 minutes 14 or otherwise to recover the debt seconds East 12.31 feet to the point secured by said mortgage, or any part of beginning parcel to be described, thereof; said point being marked by a PURSUANT to the power of sale conJudicial Landmark set pursuant to tained in said mortgage, the above the above File #78511; thence South described property will be sold by the 89 degrees 05 minutes 14 seconds Sheriff of said county as follows: West 12.31 feet to a Judicial DATE AND TIME OF SALE: May 6, Landmark set pursuant to the above 2010 at 10:00 AM File #78511; thence North 86 degrees PLACE OF SALE:Sheriff's Office, Law 51 minutes 46 seconds West 81.00 Enforcement Center, 1580 Hwy 55, feet to a Judicial Landmark set Lobby #S-100, Hastings, MN pursuant to the above File #78511; to pay the debt then secured by said thence North 61 degrees 02 minutes Mortgage, and taxes, if any, on said 46 seconds West 132.9 feet to a premises, and the costs and disburseJudicial Landmark set pursuant to ments, including attorneys' fees the above File #78511; thence North allowed by law subject to redemption 56 degrees 42 minutes 46 seconds within six (6) months from the date of West 42.60 feet along a line, which if said sale by the mortgagor(s), their extended 164.48 feet from said last Judicial Landmark would run to a personal representatives or assigns Judicial Landmark set pursuant to unless reduced to Five (5) weeks under the above File #78511; thence in a MN Stat. §580.07. straight line to point of beginning TIME AND DATE TO VACATE PROPand there terminating.

ERTY: If the real estate is an Abstract Property owner-occupied, single-family dwellParcel B: ing, unless otherwise provided by law, the date on or before which the mortCommencing at a point on the West line of Section 9, Township 27, gagor(s) must vacate the property if the Range 23, a distance of 1394.24 feet mortgage is not reinstated under secnorth of the Southwest corner of tion 580.30 or the property is not said Section 9; thence North along redeemed under section 580.23 is the west line of said Section 9 a 11:59 p.m. on November 8, 2010. distance of 492.2 feet to a point on MORTGAGOR(S) RELEASED FROM the southwesterly line of Letendre FINANCIAL OBLIGATION ON MORTStreet in Letendre Addition; thence GAGE:None South 56 degrees 27 minutes East "THE TIME ALLOWED BY LAW FOR along said street line a distance of REDEMPTION BY THE MORTGAGOR, 18.21 feet to a point; thence South a THE MORTGAGOR'S PERSONAL REPdistance of 484.9 feet to a point; RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIthence West a distance of 12.31 feet CIAL ORDER IS ENTERED UNDER to the point of beginning. Being part MINNESOTA STATUTES, SECTION of Lots 9, 10 and 12, Block 2, Letendre Addition, according to the 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGovernment Survey thereof.

GAGED PREMISES ARE IMPROVED Abstract Property WITH A RESIDENTIAL DWELLING OF Parcel C: LESS THAN FIVE UNITS, ARE NOT That part of Lots 9 and 10, Block 2, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� MN 55044 T A X P A R C ���������� ���� ��������� That part of Lots 9 and 10, Block 2, LETENDRE ADDITION lying East and North of the following described line: Commencing at the Southwest corner of Section 9, Township 27, Range 23; thence North 0 degrees 54 minutes 46 seconds West (assumed bearing) along the West line of the Southwest Quarter of said section 1394.24 feet to a point, said point being marked by a Judicial Landmark set pursuant to District Court File No. 78511; thence North 0 degrees 54 minutes 46 seconds West 492.2 feet; thence South 67 degrees 21 minutes 46 seconds East 18.21 feet to the actual point of beginning of the line to be described; thence South 0 degrees 23 minutes 41 seconds East 484.94 feet to a point, said point being marked by a Judicial Landmark set pursuant to District Court File No. 78511; thence, on a bearing of due East, to the Easterly line of said Block 2, and there terminating. Excepting from the above described lands all that part plated as MC RAE ADD. Registered Property, as evidenced by Certificate of Title No. 106105.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,662.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3310 770260929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2095635 3/11-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 27, 2005 MORTGAGOR:M a h e e n N . B u t t , a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 22, 2005, Dakota County Recorder, Document No. 2333180.

O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17143 Encina Path #1106, Lakeville, MN 55044

E L

I . D .

# :

22-18101-106-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1106, Common Interest Community No. 329, Cornerstone Lake Condominiums COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$184,151.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3407 648886298 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102871 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2003 MORTGAGORS:Robert A. Johnston, Jr. and Michelle R. Johnston, husband and wife.

MORTGAGEE:G o p h e r S t a t e M o r t gage Corporation.

DATE AND PLACE OF RECORDING: Recorded October 8, 2003, Dakota County Recorder, Document No. 2121517.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: August 26, 2003, Recorded: October 8, 2003, Document No. 2121518.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Gopher State Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 11412 River Hills Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-64109-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, River Hills 10th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$167,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,533.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-751 7810357284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102354 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 13, 2007 MORTGAGORS:Pernella F. Bull and Charles R. Bull, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 1, 2007, Dakota County Recorder, Document No. 2513350.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., as successor trustee to Bank of America, N.A., as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3, Dated: December 1, 2007, Recorded: February 20, 2008, Document No. 2572978.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013822678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp.

RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 353 4th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-140-12 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 12, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$177,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$215,305.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-1886 1044875761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102750 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 25, 2003 MORTGAGORS:Martin B. Jensen and Erin M Jensen, husband and wife.

MORTGAGEE:First Horizon Home Loan Corporation.

DATE AND PLACE OF RECORDING: Recorded April 14, 2003, Dakota County Recorder, Document No. 2030298.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: November 17, 2003, Recorded: January 12, 2004, Document No. 2162847.

And thereafter assigned to: CitiMortgage, Inc, Dated: February 22, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loan Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 700 Heritage Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-17101-050-00 LEGAL DESCRIPTION OF PROPERTY: Unit 700, Building I, Heritage Way I, A Condominium, Condominium file No. 16 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$111,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$104,842.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3424 771062998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102776 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2006 MORTGAGOR:Brian D. Stoll, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 22, 2006, Dakota County Recorder, Document No. 2407634.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: February 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604267254128 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 1700 West 138th Street, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-15377-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Burnhaven Woods, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$288,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$313,389.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010.

Dated: March 2, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1007 0021495890 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102623 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 29, 2006 MORTGAGOR:Rebecca O. Nyafli, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 26, 2006, Dakota County Recorder, Document No. 2484092.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: June 4, 2009, Recorded: June 23, 2009, Document No. 2666133.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017995161104419 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 4861 Four Seasons Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-83957-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Whispering Woods Eighth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$425,322.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1548 9516110441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139241 4/8-5/13/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 9 , 2005 MORTGAGORS:D e r i c k G r a n b e r r y and Bibi Granberry, husband and wife.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2360955.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401414. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset - Backed Certificates, Series 2005-FFH4, Dated: June 2, 2008, Recorded: August 25, 2008, Document No. 2609658.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 959 Bellows Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423800004041 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Forty-One (41), Jackson and Bidwell's Addition to West St. Paul, according to the recorded plat thereof and of record in the Office of the County Recorder Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,487.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2554 1044556811 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130189 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 26, 2007 MORTGAGORS:Joseph M. Blackfelner, a single person and Michael J. Barnett, a married person.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 16, 2007, Dakota County Recorder, Document No. 2517502.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 7, 2009, Recorded: May 14, 2009, Document No. 2657026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2545 70th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-00400-070-82 LEGAL DESCRIPTION OF PROPERTY: The South 266.9 feet of the East 150 feet of the West 330 feet of the Southwest Quarter of the Southeast Quarter of Section 4, Township 27, Range 22, according to the Government Survey thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$317,598.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6667 1064157945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102296 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Michael J. Ries and Pat Ries, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 07, 2008 Dakota County Registrar of Titles Document Number: T630448 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A

2004 A Dated: June 08, 2009 Registered: July 08, 2009 Dakota County Registrar of Titles Document Number: T646855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001944-5000077045-4 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 74561 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19245 Michael Ave, Hastings, MN 55033-8611 Tax Parcel ID Number: 25-02200-030-01 LEGAL DESCRIPTION OF PROPERTY: The East Half of the Northeast Quarter (E 1/2 of NE 1/4) of Section Twenty-two (22), Township One Hundred Fourteen (114), Range 17 described as: The North 650.27 feet of the East 565.00 feet of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota, and The South 200.00 feet of the east 341.00 feet of the Northeast Quarter of the Northeast Quarter (NE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $505,310.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004925F01 20902868 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 27, 2005 MORTGAGORS:M a t t h e w R . F i t z k e and Shoyan Kevin Wright, both single.

MORTGAGEE:N e w C e n t u r y M o r t gage Corporation.

DATE AND PLACE OF RECORDING: Recorded June 17, 2005, Dakota County Recorder, Document No. 2331628.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC3 Asset Backed Pass-Through Certificates, Dated: Feb-

Pass Through Certificates, Dated: Feb ruary 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 4146 Beaver Dam Road, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-20451-009-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 9, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$136,960.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,505.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-569 1002141792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102592 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 28, 2007 MORTGAGOR:Matthew W. Olson, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 19, 2007, Dakota County Recorder, Document No. 2503487.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020923214 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC, D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20525 West Hughes Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 225775002101 LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2, Block 1, Playfield Addition, Dakota County, Minnesota.

���

������ ������ ������� ����� �� ���� tion, Dakota County, Minnesota.

2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE:Sheriff's Office, Law LOCATED:Dakota Enforcement Center, 1580 Hwy 55, ORIGINAL PRINCIPAL AMOUNT OF Lobby #S-100, Hastings, MN MORTGAGE:$203,250.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE:$211,498.62 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: May 6, redeemed under section 580.23 is 2010 at 10:00 AM 11:59 p.m. on October 29, 2010.

PLACE OF SALE:Sheriff's Office, Law MORTGAGOR(S) RELEASED FROM Enforcement Center, 1580 Hwy 55, FINANCIAL OBLIGATION ON MORTLobby #S-100, Hastings, MN GAGE:None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07.

GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." gagor(s) must vacate the property if the Dated: March 1, 2010. mortgage is not reinstated under secU.S. Bank, N. A. tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE:None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 19-736 RESENTATIVES OR ASSIGNS, MAY BE 6700000830 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 3/11-4/15/10 MINNESOTA STATUTES, SECTION 2102377 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: March 3, 2010.

TIME PROVIDED BY LAW IS THE U.S. Bank, N. A. NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of By: Paul A. Weingarden the following described mortgage: Attorneys for Mortgagee/Assignee of DATE OF MORTGAGE:April 20, 2007 Mortgagee MORTGAGOR:M i c h a e l V e l z k e , a 4500 Park Glen Road #300 single person.

Minneapolis, MN 55416 MORTGAGEE:J P M o r g a n C h a s e (952) 925-6888 Bank, National Association as succes19-829 sor in interest to Washington Mutual 6700000473 THIS IS A COMMUNICATION FROM Bank, FA. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded May 10, 2007, Dakota 2102443 3/11-4/15/10 County Recorder, Document No. 2515898.

O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: NONE LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Washington Mutual NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Bank, FA default has occurred in conditions of RESIDENTIAL MORTGAGE SERthe following described mortgage: VICER: JPMorgan Chase Bank, DATE OF MORTGAGE:O c t o b e r 1 0 , National Association 2007 MORTGAGED PROPERTY ADDRESS: MORTGAGORS:Matthew W. Virtue and 3 2 8 5 H i l l R i d g e D r i v e , E a g a n , M N Danielle A. Virtue, husband and wife.

55121 MORTGAGEE:M o r t g a g e E l e c t r o n i c T A X P A R C E L I . D . # : Registration Systems, Inc. 10-41300-064-05 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPERTY: Recorded October 25, 2007, Dakota Unit 64, CIC Number 358, Cedar Bluff County Recorder, Document No. Townhome Condominium 2552639.

COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF January 25, 2010.

T R A N S A C T I O N A G E N T : M o r t g a g e MORTGAGE:$153,000.00 AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE DUE AS OF DATE OF NOTICE, INCLUDIDENTIFICATION NUMBER ON MORT- ING TAXES, IF ANY, PAID BY MORTGAGEE:$173,184.42 GAGE: 100026900140972992 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Bell America Mortgage Mortgagee/Assignee of Mortgagee complied with all notice requirements as LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: required by statute; That no action or proceeding has been instituted at law U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 5197 West 203rd Court, Farmington, secured by said mortgage, or any part MN 55024 thereof; TAX PARCEL I.D. #: 14-48704-130-02 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Lot 13, Block 2, Middle Creek 5th Sheriff of said county as follows: Addition, Dakota County, Minnesota.

DATE AND TIME OF SALE: May 4, C O U N T Y I N W H I C H P R O P E R T Y I S 2010 at 10:00 AM LOCATED:Dakota PLACE OF SALE:Sheriff's Office, Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, MORTGAGE:$417,000.00 Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE:$438,257.90 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: April 29, ���������� �� ���� ����� 2010 at 10:00 AM

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ Dakota������� County Recorder Document Number: 2276603 ���������� ���� ��������� mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2639 3013635614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110989 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12832 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 12832 Nicollet Avenue South Unit 102, Burnsville MN 55337.

THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Antonio Nerios, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Six Thousand Four Hundred Fifty Eight and 50/100 ($6,458.50) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 24, 2008, and recorded October 24, 2008, as Document No. 2619728 in the office of the County Recorder in and for Dakota County, Minnesota.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 28, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59pm on October 28, 2010.

Dated: March 3, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441102 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2104876 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $307,500.00 MORTGAGOR(S): Debra Proulx, an unmarried woman and Danny Clarkson, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 15, 2004 Dakota County Recorder

Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3698 Widgeon Way, Eagan, MN 55123-1113 Tax Parcel ID Number: 106590410001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block One, St. Francis Wood 5th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $362,807.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005095F02 2000268 3/18/-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Martin De La Cruz and Maria Martha Hita, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2005 Dakota County Recorder Document Number: 2355705 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000271896 Lender or Broker: Centennial Mortgage & Funding, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1964 Beaver Dam Ct, Eagan, MN 55122-2221 Tax Parcel ID Number: 104805006501 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Meadowland First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,378.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 2106474 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 3, 2006 MORTGAGOR:John C. Castilone, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412885.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of CSAB 2007-1, Dated: October 29, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420040050815 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1020 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810018009 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 9, Except the South 2 feet, B. Michel's Addition to West St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,451.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 134633654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2109323 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,200.00 MORTGAGOR(S): Anna L. Schmidt, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 11, 2005 Dakota County Recorder Document Number: 2284626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001002713 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20041 Heritage Dr, Lakeville, MN 55044-6848 Tax Parcel ID Number: 223217545001 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 1, Commom Interest Community No. 366, Heritage Walk AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,666.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 2110130 File Number: 013090F01 2110130 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 24, 2007 MORTGAGOR:Kimberly G. Serbus, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Dakota County Recorder, Document No. 2516317.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: September 2, 2008, Recorded: October 21, 2008, Document No. 2618903.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014205899 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 18067 Kindred Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 228465026001 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Woodhill, Common Interest Community No. 482, Wood Hill Premier Townhomes.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$278,586.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3592 1044877702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139264 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Jeremy Johnson and Catherine Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 16, 2007 Dakota County Recorder Document Number: 2488404 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2007-BC2 Dated: January 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647024273172 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 246 Bernard St E, West Saint Paul, MN 55118-1552 Tax Parcel ID Number: 42-19700-180-00 LEGAL DESCRIPTION OF PROPERTY: All that part of Lot 17, Dawson Outlots to West St. Paul described as follows: Commencing at a point on the North line of Lot 17 Distant 111 Feet West of the NE corner thereof; Thence running South along a line parallel with the East line of Lot 17 160 feet; Thence running West along a line parallel with the North line of said Lot 17 55 feet; Thence North along a line parallel with the said East line of Lot 17 to the North line of said Lot; Thence running East along the North line of said Lot 17 55 feet to the point of beginning, except that part thereof taken for road.

Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,892.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2007-BC2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012057F01 2135079 4/8-5/13/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 28, 2007 MORTGAGOR:Y u l i y a T i m k i n , a single woman.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 9, 2007, Dakota County Recorder, Document No. 2549208.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15675 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457512005 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, Rosemount Commons, Common Interest Community No. 267 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,471.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2881 3014596971 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139206 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,000.00 MORTGAGOR(S): Erin Olberding and Jeff Olberding, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 20, 2007 Dakota County Recorder Document Number: 2538510 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10006260474830498 Lender or Broker: Homecomings Financial, LLC (fka Homecomings Financial Network, Inc.) Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17810 Jalisco Way, Lakeville, MN 55044-8720 Tax Parcel ID Number: 225350205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Oak Hills Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $372,400.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012162F03 2110041 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 1, 2010 YOU ARE NOTIFIED THAT: 1.Default has occurred in the terms and conditions of the Declaration for Cobblestone III Association, Inc. (hereinafter the "Association") which was recorded as Document No. 149862 and the Amended Declaration recorded on November 7, 2006 as Document No. 600699, in the Office of the Registrar of Titles of Dakota County, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 6, Block 1, CIC No. 579, Cobblestone III Townhomes (Cobblestone Manor 3rd Addition), Dakota County, Minnesota STREET ADDRESS: 8653 134th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18077-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 1, 2010, from Michael Suchy, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,457.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 15, 2009, as Docu-

recorded on July 15, 2009, as Docu ment No. T647412 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 12th day of May, 2010, at 10:00 a.m . at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 12, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Cobblestone III Association, Inc.: COBBLESTONE III ASSOCIATION, INC. THOMSEN & NYBECK By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cobblestone III/Suchy/08-7-904D) 2110073 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 23, 2003 MORTGAGORS:Jeffrey N. Lien and Julie K. Lien, Husband and wife.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092974.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2413 Horizon Road, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-33001-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Highland View Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,075.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3477 637638739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2109355 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 6 , 2006 MORTGAGOR:J e f f r e y J . Z e i s a n d Jeanette F. Zeis, husband and wife.

MORTGAGEE:Mortgages Unlimited, Inc..

DATE AND PLACE OF RECORDING: Registered February 12, 2007, Dakota County Registrar of Titles, Document No. 605859, Certificate of Title No. 132524.

ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: November 6, 2006, Recorded: February 12, 2007, Document No. 605860.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2007, Recorded: July 2, 2007, Document No. 613489. And thereafter assigned to: JPMorgan Chase Bank, N.A., Dated: October 14, 2008, Recorded: November 7, 2008, Document No. T635386.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 373 Runge Lane, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-56701-160-08 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Eight (8), in Parkview 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$317,080.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

���

������ ������� ����� �� ���� of REP PERSONAL for Mortgagee/Assignee THE MORTGAGOR S������ Attorneys RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 30-7967 OTHER THINGS, THAT THE MORT- 1927369576 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 3/18-4/22/10 LESS THAN FIVE UNITS, ARE NOT 2111299 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010.

NOTICE OF MORTGAGE JPMorgan Chase Bank, N.A. FORECLOSURE SALE Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION USSET, WEINGARDEN AND LIEBO, P.L.L.P. OF THE DEBT AND IDENTITY OF By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of THE ORIGINAL CREDITOR WITHIN TIME PROVIDED BY LAW IS THE Mortgagee NOT AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN, that Minneapolis, MN 55416 default has occurred in conditions of (952) 925-6888 the following described mortgage: 60-1561 DATE OF MORTGAGE:September 28, 5304053522 2006 THIS IS A COMMUNICATION FROM MORTGAGOR:Amanda R. Mulligan, A DEBT COLLECTOR. 2110977 3/18-4/22/10 an unmarried woman.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank as successor in interest to Long NOTICE OF MORTGAGE Beach Mortgage Company.

FORECLOSURE SALE DATE AND PLACE OF RECORDING: THE RIGHT TO VERIFICATION Recorded November 16, 2006, OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Dakota County Recorder, Document THE TIME PROVIDED BY LAW IS No. 2475889.

ASSIGNMENTS OF MORTGAGE: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Assigned to: Deutsche Bank default has occurred in conditions of National Trust Company, as Trustee the following described mortgage: for Long Beach Mortgage Loan Trust DATE OF MORTGAGE:May 15, 2007 2006-11, Dated: March 4, 2010 MORTGAGOR:Ola Betiku, a single TRANSACTION AGENT: NONE person.

TRANSACTION AGENT'S MORTMORTGAGEE:Mortgage Electronic GAGE IDENTIFICATION NUMBER ON Registration Systems, Inc. MORTGAGE: NONE DATE AND PLACE OF RECORDING: LENDER OR BROKER AND MORTRecorded May 22, 2007, Dakota G A G E O R I G I N A T O R S T A T E D O N C o u n t y R e c o r d e r , D o c u m e n t N o . MORTGAGE: Long Beach Mortgage 2518816.

Company ASSIGNMENTS OF MORTGAGE: RESIDENTIAL MORTGAGE SERAssigned to: Chase Home Finance V I C E R : J P M o r g a n C h a s e B a n k , LLC, Dated: March 3, 2010.

National Association TRANSACTION AGENT: Mortgage MORTGAGED PROPERTY ADDRESS: Electronic Registration Systems, Inc. 15560 Eagle Ridge Road, Apple Valley, T R A N S A C T I O N A G E N T ' S M O R T - MN 55124 T A X P A R C E L I . D . # : GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200017622586 01-18052-306-21 LENDER OR BROKER AND MORTLEGAL DESCRIPTION OF PROPGAGE ORIGINATOR STATED ON ERTY: MORTGAGE: American Brokers ConUnit 1306, Bayside, A Condominium, duit CIC No. 397 RESIDENTIAL MORTGAGE SERCOUNTY IN WHICH PROPERTY IS VICER: Chase Home Finance LLC LOCATED:Dakota MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 822 Holland Avenue North, South MORTGAGE:$160,000.00 Saint Paul, MN 55075 AMOUNT DUE AND CLAIMED TO BE T A X P A R C E L I . D . # : DUE AS OF DATE OF NOTICE, INCLUD36-70201-030-03 ING TAXES, IF ANY, PAID BY MORTLEGAL DESCRIPTION OF PROP- GAGEE:$162,945.01 That prior to the commencement of ERTY: Lots 1 and 2 and the North Half of this mortgage foreclosure proceeding Lot 3, Block 3, South Park Division Mortgagee/Assignee of Mortgagee comNo. 2, Dakota County, MN. plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or LOCATED:Dakota proceeding has been instituted at law ORIGINAL PRINCIPAL AMOUNT OF o r o t h e r w i s e t o r e c o v e r t h e d e b t MORTGAGE:$186,000.00 secured by said mortgage, or any part AMOUNT DUE AND CLAIMED TO BE thereof; DUE AS OF DATE OF NOTICE, INCLUDPURSUANT to the power of sale conING TAXES, IF ANY, PAID BY MORT- tained in said mortgage, the above GAGEE:$194,272.94 described property will be sold by the That prior to the commencement of Sheriff of said county as follows: this mortgage foreclosure proceeding DATE AND TIME OF SALE: May 13, Mortgagee/Assignee of Mortgagee com- 2010 at 10:00 AM plied with all notice requirements as PLACE OF SALE:Sheriff's Office, Law required by statute; That no action or Enforcement Center, 1580 Hwy 55, proceeding has been instituted at law Lobby #S-100, Hastings, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t to pay the debt then secured by said secured by said mortgage, or any part Mortgage, and taxes, if any, on said thereof; premises, and the costs and disbursePURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tained in said mortgage, the above allowed by law subject to redemption described property will be sold by the within six (6) months from the date of Sheriff of said county as follows: said sale by the mortgagor(s), their DATE AND TIME OF SALE: May 6, personal representatives or assigns 2010 at 10:00 AM unless reduced to Five (5) weeks under PLACE OF SALE:Sheriff's Office, Law MN Stat. §580.07.

Enforcement Center, 1580 Hwy 55, TIME AND DATE TO VACATE PROPLobby #S-100, Hastings, MN ERTY: If the real estate is an to pay the debt then secured by said owner-occupied, single-family dwellMortgage, and taxes, if any, on said ing, unless otherwise provided by law, premises, and the costs and disburse- the date on or before which the mortm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s gagor(s) must vacate the property if the allowed by law subject to redemption mortgage is not reinstated under secwithin six (6) months from the date of tion 580.30 or the property is not said sale by the mortgagor(s), their redeemed under section 580.23 is personal representatives or assigns 1 1 : 5 9 p . m . o n N o v e m b e r 1 5 , 2 0 1 0 unless reduced to Five (5) weeks under . MORTGAGOR(S) RELEASED FROM MN Stat. §580.07.

FINANCIAL OBLIGATION ON MORTTIME AND DATE TO VACATE PROP- GAGE:None ERTY: If the real estate is an "THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwell- REDEMPTION BY THE MORTGAGOR, ing, unless otherwise provided by law, THE MORTGAGOR'S PERSONAL REPthe date on or before which the mort- RESENTATIVES OR ASSIGNS, MAY BE gagor(s) must vacate the property if the REDUCED TO FIVE WEEKS IF A JUDImortgage is not reinstated under sec- CIAL ORDER IS ENTERED UNDER tion 580.30 or the property is not MINNESOTA STATUTES, SECTION redeemed under section 580.23 is 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 11:59 p.m. on November 8, 2010.

OTHER THINGS, THAT THE MORTMORTGAGOR(S) RELEASED FROM GAGED PREMISES ARE IMPROVED FINANCIAL OBLIGATION ON MORT- WITH A RESIDENTIAL DWELLING OF GAGE:None LESS THAN FIVE UNITS, ARE NOT "THE TIME ALLOWED BY LAW FOR PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, P R O D U C T I O N , A N D A R E THE MORTGAGOR'S PERSONAL REP- ABANDONED." RESENTATIVES OR ASSIGNS, MAY BE Dated: March 18, 2010.

REDUCED TO FIVE WEEKS IF A JUDIDeutsche Bank National Trust CIAL ORDER IS ENTERED UNDER Company, as trustee MINNESOTA STATUTES, SECTION Mortgagee/Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G USSET, WEINGARDEN AND LIEBO, P.L.L.P. OTHER THINGS, THAT THE MORT- By: Paul A. Weingarden GAGED PREMISES ARE IMPROVED Attorneys for Mortgagee/Assignee of WITH A RESIDENTIAL DWELLING OF Mortgagee LESS THAN FIVE UNITS, ARE NOT 4500 Park Glen Road #300 PROPERTY USED IN AGRICULTURAL Minneapolis, MN 55416 P R O D U C T I O N , A N D A R E (952) 925-6888 ABANDONED." 60-2819 Dated: March 5, 2010.

0698543576 Chase Home Finance LLC THIS IS A COMMUNICATION FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR. USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2130015 4/1-5/6/10 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ����� �� ���� ������ ������ ������� MORTGAGORS:Angel Sanchez and Elizabeth Sanchez, husband and wife. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 4 , 2006 MORTGAGORS:Mari Kautzman and Burton O. Othim, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422948.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: March 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007202770 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15616 Float Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340202033 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 33, Regatta 3rd Addition, CIC No. 281, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$166,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,718.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3618 1044661066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130233 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 9 , 2002 MORTGAGORS:Angel Sanchez and

MORTGAGEE:Prime Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 26, 2002, Dakota County Recorder, Document No. 1890133.

ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc. N/K/A CitiMortgage, Inc., Dated: March 29, 2002, Recorded: April 26, 2002, Document No. 1890134.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 986 Allen Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-38000-091-46 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 46, Jackson and Bidwell Addition to West St. Paul.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$204,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,952.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3445 1774310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102716 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 6 , 2006 MORTGAGORS:S c o t t A . A n d e r s o n and Virginia M. Anderson, husband and wife.

MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded April 19, 2006, Dakota County Recorder, Document No. 2421475.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company , as Trustee in trust for the benefit of the Certificateholders for Argent Securities Inc. 2006-W5, Asset-Backed Pass-Through Certificates, Series 2006-W5, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637686.

TRANSACTION AGENT: NONE

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 546 11th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70209-050-13 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) and North one-half of Lot Five (5) in Block Thirteen (13) of South Park Division No. 10, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$215,867.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3026 4001190166 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102668 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 1 , 2006 MORTGAGORS:Michelle C. Thompson and Benn P. Thompson, Wife and husband.

MORTGAGEE:A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded October 12, 2006, Dakota County Recorder, Document No. 2467850.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S.Bank National Association, as Trustee, in Trust for the registered certificate holders of Citigroup Mortgage Loan Trust 2007-AMC2, Asset-Backed Pass-Through Certificates, Series 2007-AMC2 A United States Corporation, Dated: June 16, 2008, Recorded: June 30, 2008, Document No. 2599437. And thereafter assigned to: CitiMortgage, Inc., Dated: February 25, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.

VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14850 Echo Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-20503-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Diamond Path Fourth Addition.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$212,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$254,858.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3322 9000140120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110828 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd # A309, Eagan, MN 55122-2163 Tax Parcel ID Number: 10-22470-309-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. #A309, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $101,254.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013078F01 2108081 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,675.00 MORTGAGOR(S): Heather A Heichert, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: March 12, 2007 Dakota County Recorder Document Number: 2501979 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: March 06, 2007 Recorded: May 29, 2007 Dakota County Recorder Document Number: 2520209 And assigned to: U.S. Bank National Association Dated: March 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021269120196252 Lender or Broker: Homeservices Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14128 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, C.I.C. No. 128, Foxmoore Ridge Two, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,577.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013124F01 2106643 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $392,000.00 MORTGAGOR(S): Scott J Dobesh and Stephanie L Dobesh fka Stephanie L Polston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2004 Dakota County Recorder Document Number: 2205452 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: February 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700000658644 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13303 Diamond Path, Apple Valley, MN 55124-8753 Tax Parcel ID Number: 01-02400-090-02 LEGAL DESCRIPTION OF PROPERTY: From the Northeast corner of Section 24, Township 115, Range 20 West of the 5th Principal Meridian, thence westerly on the north line of said Section 24, a distance of 1384 feet to the intersection of said North line of said Section 24, with the center line of a winding Township Road. Following the center line of this road South 40 degrees 15 minutes East 126 feet; thence South 13 degrees 30 minutes East 400 feet; thence South 47 degrees 45 minutes East 230 feet; thence South 51 degrees 30 minutes East 140 feet; thence South 27 degrees 45 minutes East 290 feet; thence South 37 degrees 45 minutes East 200 feet; thence South 19 degrees 15 minutes East 300 feet; thence South 27 degrees 15 minutes East 125 feet, to point of beginning; thence South 27 degrees 15 minutes East 75 feet; thence South 18 degrees East 140 feet; thence North 83 degrees 30 minutes West 392 feet, to shore line of Farquhar Lake; along shore line of said Lake North 20 degrees 15 minutes East 197 feet; thence South 83 degrees 30 minutes East 238 feet to point of beginning, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $459,524.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of

���������� �� ���� �����

���������� ���� ���������

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 2107283 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Gary F. Hanneman and Debra J. Rivas Hanneman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2006 Dakota County Recorder Document Number: 2473887 DATE AND PLACE OF REGISTERING: Registered: November 07, 2006 Dakota County Registrar of Titles Document Number: 600411 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: February 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278926805636 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 121592 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20728 Hurley Ave, Lakeville, MN 55044-5873 Tax Parcel ID Number: 22-47475-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Marion Fields, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $326,426.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012627F01 2106857 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,600.00 MORTGAGOR(S): Angela D Lovstuen a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 24, 2006 Dakota County Recorder Document Number: 2415065 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900020778048 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18236 Kerrville Trl, Lakeville, MN 55044-7295 Tax Parcel ID Number: 22-58200-105-20 LEGAL DESCRIPTION OF PROPERTY: Unit 105, Prairie Lake Lodges, Common Interest Community No. 372, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,819.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010300F02 2107890 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 2, 2008 MORTGAGORS:Paul C. Weierke and Lisa A. Weierke, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 9, 2008, Dakota County Recorder, Document No. 2595352.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000343287 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19665 Everest Path, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16500-100-04 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Charleswood, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$329,397.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$346,480.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-880 6800152358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137489 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): Nicholas R. Prince, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 06, 2006 Dakota County Recorder Document Number: 2480087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100172117978010579

cation Number: 100172117978010579 Lender or Broker: Amerifund Financial, Inc., DBA All Fund Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 558 12th Ave N, South Saint Paul, MN 55075-1620 Tax Parcel ID Number: 367020902012 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 5 feet of Lot 2, Block 12, South Park Division No. 10, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,752.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002290F02 2109870 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 5 , 2008 MORTGAGORS:G r e g o r y T . S t e e s e and Sara N. Nevel, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 12, 2008, Dakota County Recorder, Document No. 2577086.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: February 15, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614453275 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation d/b/a Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 16063 Goodview Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-17000-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Chapel Hills COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$222,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$227,387.53 That prior to the commencement of

���

������ ������ ������� ����� ���� of suant That prior to the commencement to the power of �� sale contained in this mortgage foreclosure proceeding the Mortgage, the Mortgage will be Mortgagee/Assignee of Mortgagee com- foreclosed and a tract of land lying and plied with all notice requirements as being in the County of Dakota, State of required by statute; That no action or M i n n e s o t a , d e s c r i b e d a s f o l l o w s , proceeding has been instituted at law to-wit: or otherwise to recover the debt Lot 5, Block 1, River Ridge Addition secured by said mortgage, or any part (the "Real Property") thereof; Property Address: 250 No. River PURSUANT to the power of sale conRidge Circle, Burnsville, MN tained in said mortgage, the above P r o p e r t y I D N u m b e r : described property will be sold by the 0 2 - 6 4 2 0 0 - 0 5 1 - 0 1 a n d Sheriff of said county as follows: 02-64200-052-01 DATE AND TIME OF SALE: April 29, together with all present and future 2010 at 10:00 AM leases of the Real Property, all present PLACE OF SALE:Sheriff's Office, Law and future rents, revenues, income Enforcement Center, 1580 Hwy 55, issues, royalties, profits and other Lobby #S-100, Hastings, MN benefits derived from the Real to pay the debt then secured by said Property, and all equipment fixtures, Mortgage, and taxes, if any, on said accessions, parts, additions to, all premises, and the costs and disburse- replacements of and all substitutions m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s for any of the foregoing property, allowed by law subject to redemption together with all proceeds thereof, within six (6) months from the date of i n c l u d i n g , w i t h o u t l i m i t a t i o n , a l l said sale by the mortgagor(s), their insurance proceeds and refunds of personal representatives or assigns p r e m i u m s ( t h e R e a l P r o p e r t y a n d unless reduced to Five (5) weeks under personal property collectively, the "Mortgaged Property") will be sold by MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- the Dakota County Sheriff, Minnesota, E R T Y : I f t h e r e a l e s t a t e i s a n at public auction on April 30, 2010, at owner-occupied, single-family dwell- 10:00 AM at the office of the Dakota ing, unless otherwise provided by law, C o u n t y S h e r i f f , L a w E n f o r c e m e n t the date on or before which the mort- Center, 1580 Highway 55, Hastings, in gagor(s) must vacate the property if the M i n n e s o t a , t o p a y t h e d e b t t h e n mortgage is not reinstated under sec- secured by the Mortgage and taxes, if tion 580.30 or the property is not any, on the Mortgaged Property, and redeemed under section 580.23 is t h e c o s t s , a t t o r n e y s ' f e e s a n d disbursements allowed by law.

11:59 p.m. on October 29, 2010.

The time allowed by law for MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- redemption by the Mortgagor, or Mortgagor's personal representatives or GAGE:None "THE TIME ALLOWED BY LAW FOR assigns is six (6) months after the date REDEMPTION BY THE MORTGAGOR, of sale.

Dated: March 11, 2010.

THE MORTGAGOR'S PERSONAL REPZions First National RESENTATIVES OR ASSIGNS, MAY BE Bank, Current Mortgagee REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Attorneys for Current Mortgagee: MINNESOTA STATUTES, SECTION Amy J. Swedberg, Esq. 582.032, DETERMINING, AMONG M A S L O N E D E L M A N B O R M A N & OTHER THINGS, THAT THE MORT- BRAND, LLP GAGED PREMISES ARE IMPROVED 3300 Wells Fargo Center WITH A RESIDENTIAL DWELLING OF 90 South 7th Street LESS THAN FIVE UNITS, ARE NOT Minneapolis, MN 55402-4140 PROPERTY USED IN AGRICULTURAL Telephone: (612) 672-8200 3/18-4/22/10 P R O D U C T I O N , A N D A R E 2110145 ABANDONED." Dated: March 6, 2010.

Branch Banking & Trust Company NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. N O T ICE IS HEREBY GIVEN that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: December 15, 4500 Park Glen Road #300 2005 Minneapolis, MN 55416 PRINCIPAL AMOUNT OF ORIGINAL (952) 925-6888 MORTGAGE: $141,520.00 90-1625 MORTGAGOR(S): Christina Buck, 6961445327 THIS IS A COMMUNICATION FROM a.k.a. Christina Munguia, a single woman A DEBT COLLECTOR. MORTGAGEE: Mortgage Electronic 2110939 3/18-4/22/10 Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 28, 2005 Dakota County Registrar of Titles NOTICE OF Document Number: 581810 MORTGAGE FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: NOTICE IS HEREBY GIVEN, that And assigned to: HSBC Bank USA, default has occurred in conditions of that certain Combination Mortgage, N.A., as Trustee on behalf of ACE S e c u r i t y A g r e e m e n t a n d F i x t u r e Securities Corp. Home Equity Loan Financing Statement (the "Mortgage") Trust and for the registered holders of dated June 20, 2001, executed by ACE Securities Corp. Home Equity Burnsville Royale Limited Partnership, L o a n T r u s t , S e r i e s 2 0 0 6 - A S A P 2 , a Minnesota limited partnership, as Asset-Backed Pass-Through CertifiMortgagor, to Anchor Bank, West St. cates Dated: March 03, 2010 Paul, N.A., a national banking associaTransaction Agent: Mortgage Election, as Mortgagee, filed for registration in the office of the Dakota County tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiRegistrar of Titles, State of Minnesota, on June 22, 2001, as Document No. cation Number: 100336604040005318 Lender or Broker: Commonsense 441945; that the Mortgage was assigned to Zions First National Bank Mortgage, Inc. Residential Mortgage Servicer: by an Assignment of Combination Mortgage, Security Agreement and Fix- Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable ture Financing Statement and AssignCERTIFICATE OF TITLE NUMBER: ment of Rents and Leases dated June 20, 2001, filed in the office of the 138472 COUNTY IN WHICH PROPERTY IS Dakota County Registrar of Titles on J u n e 2 2 , 2 0 0 1 , a s D o c u m e n t N o . LOCATED: Dakota Property Address: 3786 Red Robin 441948; as further assigned to The Chase Manhattan Bank, as Trustee for Ln, Eagan, MN 55122-1133 Tax Parcel ID Number: Zions Small Business Loan Trust, Series 2001-1, by an Assignment of 107710006017 LEGAL DESCRIPTION OF PROPMortgage and Assignment of Rents dated December 31, 2001, filed in the ERTY: Lot 6, Block 17, Town View First office of the Dakota County Registrar Addition AMOUNT DUE AND CLAIMED TO BE of Titles as Document No. 462228; and re-assigned to Zions First National D U E A S O F D A T E O F N O T I C E : Bank by an Assignment of Mortgage $148,666.61 THAT all pre-foreclosure requireand Assignment of Leases and Rents dated April 5, 2006, filed in the office ments have been complied with; that of the Dakota County Registrar of no action or proceeding has been instiTitles on May 19, 2006, as Document tuted at law or otherwise to recover the No. 590537 (Zions First National Bank, debt secured by said mortgage, or any "Current Mortgagee"), that the origi- part thereof; that this is registered nal principal amount secured by the property; PURSUANT to the power of sale conMortgage was $1,475,000.00; that the Mortgage was modified by that certain t a i n e d i n s a i d m o r t g a g e , t h e Modification of Mortgage dated April 6, above-described property will be sold 2006, filed in the office of the Dakota by the Sheriff of said county as folCounty Registrar of Titles on May 19, lows: DATE AND TIME OF SALE: April 29, 2006, as Document No. 590538, i n c r e a s i n g t h e p r i n c i p a l a m o u n t 2010 at 10:00 AM PLACE OF SALE: Dakota County secured by the Mortgage to $1,700,000; the Mortgage being upon Registered Law Enforcement Center, 1580 HighLand; that Document Nos. 441945, way 55, Lobby S-100, Hastings, Minne441948, 462228, 590537 and 560538 sota appear as memorials on Certificate of to pay the debt secured by said mortTitle No. 79387; that no Mortgagors gage and taxes, if any, on said prehave been released from financial obli- mises and the costs and disbursegation on the Mortgage; that no action ments, including attorney fees allowed or proceeding has been instituted by by law, subject to redemption within law to recover the debt secured by the six (6) months from the date of said Mortgage or any part thereof; that sale by the mortgagor(s), their perthere is due and claimed to be due sonal representatives or assigns.

If the Mortgage is not reinstated upon the Mortgage including interest to the date of this Notice, and taxes, if under Minn. Stat. §580.30 or the propany, the sum of One Million Six Hun- erty is not redeemed under Minn. Stat. dred Seventeen Thousand Eight Hun- §580.23, the Mortgagor must vacate dred Nineteen and 99/100 Dollars the property on or before 11:59 p.m. on ($1,617,819.99); that the holder of the October 29, 2010, or the next busiMortgage has complied with all condi- ness day if October 29, 2010 falls on a tions precedent to foreclosure of the Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial Mortgage and acceleration of the debts secured thereby and all notice and obligation: NONE THIS COMMUNICATION IS FROM other requirements of applicable statutes have been fulfilled; and that pursuant to the power of sale contained in ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED ���������� ���� ��������� THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset-Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013024F01 2103652 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 12, 2003 MORTGAGORS:Laura M. Trulson and James H. Selmon-Vasser, both single.

MORTGAGEE:River City Mortgage Corp..

DATE AND PLACE OF RECORDING: Recorded August 14, 2003, Dakota County Recorder, Document No. 2094685.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 12, 2003, Recorded: August 14, 2003, Document No. 2094686.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20578 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-82052080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Village Creek 3rd Addition, CIC Number 346, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,311.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,048.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-839 7810314537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2111243 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 3 , 2007 MORTGAGORS:Gerald L. Johnson and Juanita O. Johnson, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 13, 2007, Dakota County Recorder, Document No. 2492980.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 15, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100352000000003550 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Investors Bank and Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2220 Liberty Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22427-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Eagan Heights Townhomes 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,865.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-912 6800072056 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138857 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 30, 2004 MORTGAGOR: James A Grob, a single person.

MORTGAGEE:Option One Mortgage Corporation n/k/a Sand Canyon Corporation.

DATE AND PLACE OF RECORDING: Recorded April 4, 2005, Dakota County Recorder, Document No. 2309981.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2005-3, Dated: June 2, 2009, Recorded: June 10, 2009, Document No. 2663331.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Option One Mortgage Corporation n/k/a Sand Canyon Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1309 2nd Street, Mendota, MN 55150 TAX PARCEL I.D. #: 267700010010 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 10, Town of Mendota, except for the railroad of Lot 10, Block 10 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,659.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2773 0015050263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130354 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,200.00 MORTGAGOR(S): Chima B Abakporo and Ngozi B Abakporo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: May 25, 2006 Dakota County Recorder Document Number: 2432581 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Dated: November 11, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700067750634 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20674 E Oaks Dr, Farmington, MN 55024-1593 Tax Parcel ID Number: 14-48762-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Middle Creek East 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,564.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 2105502 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 MORTGAGOR(S): Christopher J. McHugh and Katherine A. McHugh, Husband and Wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: July 25, 2003 Dakota County Recorder Document Number: 2083892 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: June 19, 2003 Recorded: July 25, 2003 Dakota County Recorder Document Number: 2083893 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2428114 And assigned to: U.S. Bank, National Association Dated: March 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001879988

cation Number: 100021248001879988 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13101 Finch Way, Apple Valley, MN 55124-8056 Tax Parcel ID Number: 01-31004-310-05 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 5, Greenleaf Fifth Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $106,981.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2010, or the next business day if November 06, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002567F02 2108646 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 29, 2003 MORTGAGOR:Steven J. Nickelson, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 2, 2003, Dakota County Recorder, Document No. 2072915.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100537884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14304 Hickory Court, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-28950-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Gardenview Place 1st Addition, Dakota County, Mn COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$150,131.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3566 8161683 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110877 3/18-4/22/10

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: C2-07-7407 Premier Bank, a Minnesota corporation, Plaintiff, vs.

LaFavre & Miller Development, LLC, a Minnesota limited liability company, Joseph M. Miller, an adult resident of Minnesota, and Adam T. LaFavre, an adult resident of Minnesota, Defendants.

--------------------------------------------------------NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE --------------------------------------------------------NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above entitled action on August 7, 2007, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on April 29, 2010, at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, in said state and county, the premises and real estate described in said Judgment: Parcel 1: That part of the East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) of Section 20 (20), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota lying Southerly of the following described line: Commencing at the Southeast corner of said East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4); thence North 00 degrees 17 minutes 58 seconds East, along the East line of said East One-half of the Northeast Quarter (E 1/2 of NE 1⁄4), a distance of 1362.76 feet to the point of beginning of the line to be described; thence North 89 degrees 42 minutes 02 seconds West, a distance of 372.27 feet; thence North 69 degrees 00 minutes 56 seconds West, a distance of 1021.17 feet to the West line of said East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) and there terminating.

Excepting therefrom the East 16.50 feet of the South 16.50 feet of the East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) of Section Twenty (20), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota.

Parcel 2: The South 854.25 feet of the West 1⁄2 of the Northeast Quarter of Section 20, Township 114, Range 20, Dakota County, Minnesota, except that part of the Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4) of

���������� �� ���� �����

���������� ���� ���������

Northeast Quarter (SW 1⁄4 of NE 1⁄4) of Section 20, Township 114, Range 20, Dakota County, Minnesota, lying southeasterly and southerly of the following described line and its easterly extension: Commencing at the Southeast corner of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4); thence North 89 degrees 57 minutes 36 seconds West, assumed bearing, along the South line of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4), a distance of 783.41 feet to the point of beginning of the line to be described; thence North 51 degrees 25 minutes 56 seconds East, 21.72 feet; thence northeasterly 187.32 feet, along a tangential curve, concave to the northwest, having a radius of 410.00 feet, and a central angle of 26 degrees 10 minutes 39 seconds; thence northeasterly 555.31 feet, along a reverse curve, concave to the southeast, having a radius of 490.00 feet, and a central angle of 64 degrees 55 minutes 58 seconds; thence South 89 degrees 48 minutes 45 seconds East, tangent to said last described curve, 207.84 feet to the East line of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4) and said line there terminating.

Parcel 3: The North 656.70 feet of the South 1510.95 feet of the West 1⁄2 of the Northeast 1⁄4 of Section 20, Township 114, Range 20, Dakota County, Minnesota.

Property Addresses: Parcel 1: 195XX Holyoke Ave, Lakeville, MN 55044 Parcel 2: Unassigned Parcel 3: Unassigned Dated this 15th day of March, 2010 Dave Bellows Sheriff of Dakota County LEONARD, O'BRIEN, SPENCER, GALE & SAYRE, LTD. James M. Jorissen, #262833 Attorney for Plaintiff Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 2110776 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 9 , 2007 MORTGAGOR:Heather Moe, a single woman.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 5, 2007, Dakota County Recorder, Document No. 2494132.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA2 Trust, Dated: July 6, 2009, Recorded: July 23, 2009, Document No. 2673300.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2378 Rushmore Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-29702-380-03 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 3, Common Interest Community #567, Glendale Heights Third COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,089.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010.

Bank of America, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 3013191915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2111009 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Alejandro Lopez, a single person and Nicole E Deberardini, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353723 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 Dated: December 22, 2008 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001527-100000-669-8 Lender or Broker: Mortgage One, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1522 Aspen Dr, Eagan, MN 55122-1305 Tax Parcel ID Number: 10-73002-020-07 10-73002-030-07 LEGAL DESCRIPTION OF PROPERTY: Lots 2 and 3, Block 7, Surrey Heights Third Addition, together with easements for access, party walls, utilities, recreational and parking facilities as contained in Document No. 404666, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,930.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013192F01 2110273 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 10, 2007 MORTGAGORS:John Walberer and Maryellen Walberer, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 17, 2007, Dakota County Recorder, Document No. 2510211.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 25, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520042538902 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16774 Embers Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-47051-302-07 LEGAL DESCRIPTION OF PROPERTY: Unit 2302, Common Interest Community No. 362, Mallard Shores 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$166,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$167,497.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3496 2004253890 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110891 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 25, 2006 MORTGAGORS:V e r o n i c a L o u i s e Brown and Willie Brown, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 14, 2006, Dakota County Registrar of Titles, Document No. 592198, Certificate of Title No. 136307.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation 2006-BC2, Dated: February 4, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002584461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 812 South 8th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600005011 LEGAL DESCRIPTION OF PROPERTY: Lot 4 and the North 25 feet of Lot 5 in Block 11 of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,503.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3018 0021696612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130447 4/1-5/6/10

������ ������ ������� ����� �� ���� tronic Registration Systems, Inc. ���

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 , 2006 MORTGAGOR:Julie R. Huda, a married person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2006, Dakota County Recorder, Document No. 2452971.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 40 Maple Island Road, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-53754-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Oak Shores Ninth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$130,286.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3623 653587354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139104 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,000.00 MORTGAGOR(S): Julia R Glenn, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2006 Dakota County Recorder Document Number: 2441520 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100382268000566777 Lender or Broker: Minnesota Home Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 392 Frederick Cir, Hastings, MN 55033-2639 Tax Parcel ID Number: 19-17500-406-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 406, Hastings Century South, CIC No. 336, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $129,545.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013121F01 2107390 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 30, 2007 MORTGAGOR:Michael W. Richards, a single man.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544409.

O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1325 Prairieview Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-15304-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Bristol Square Fifth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,200.00

���������� �� ���� �����

��� ����� �� ���� ������ ������ Sheriff ������� of said county as follows: DATE AND TIME OF SALE: May 18, ���������� ���� ��������� MORTGAGE:$179,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$200,337.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2409 3014219681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110948 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 2 , 2006 MORTGAGOR:Amber M. Arrison, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 21, 2006, Dakota County Registrar of Titles, Document No. 586717, Certificate of Title No. 133925.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 9, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060710000862895 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Millennia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3951 77th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71163-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen, Block One in South Grove No. 14 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$45,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$44,569.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3555 770920836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120868 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 0 , 2006 MORTGAGORS:J e f f r e y H . L a n d o n and Sandra L. Landon, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471721.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 11, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120039854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 32857 Dresden Avenue, Northfield, MN 55057 T A X P A R C E L I . D . # : 16-02500-010-79 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 25, Township 112, Range 20, described as follows: Commencing at a point 695 feet North of the Southeast Corner of Section 25, Township 112, Range 20, and thence running North 253 feet, thence West 352 feet, thence South 253 feet, thence East 352 feet to the point of beginning, subject to the public road on the East side thereof, according to the Government Survey thereof.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$238,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$237,787.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7980 1981174222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2118489 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 8, 2009 MORTGAGOR:M i c h e l l e W a l l e y , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 24, 2009, Dakota County Recorder, Document No. 2652492.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9376 Imbler Trail, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-84100-020-07 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 7, Wild Meadow Villas, CIC No. 363.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,938.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3440 1120753605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120438 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J Jenkins and Cheryl M Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East 1/2 of Lot 12 and the West 1/2 of Lot 13, Westchester Heights No. 1, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,437.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F01 2112011 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 1, 2003 MORTGAGORS:John L. Claeson and Cindy Claeson, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2003, Dakota County Recorder, Document No. 2050540.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600062671180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17225 Fieldcrest Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-48101-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Meadow Brook Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,440.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3581 6267118 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2136644 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,500.00 MORTGAGOR(S): Timothy D. Kekke and Lisa A. Kekke, husband and wife MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage

LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota Registrar of Title , on December 30, 2003, as Document No. 0525853 ASSIGNED TO: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Bank Minnesota, N.A., as Trustee f/k/a Norwest Bank Minnesota, N.A., as Trustee for Asset Backed Securities Corporation Home Equity Loan Trust 2001-HE1 Dated: April 1, 2001 , and recorded April 17, 2009 by Document No. T642268 .

LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block one (1) in Rio Loma PROPERTY ADDRESS: 1800 Rio Loma Lane, Burnsville, MN 55337 PROPERTY I.D: 02 64040 160 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand One Hundred Twenty-Two and 75/100 ($198,122.75) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 Wells Fargo Bank, N.A., successor by merger to Wells Fargo Bank Minnesota, N.A., as Trustee f/k/a Norwest Bank Minnesota, N.A., as Trustee for Asset Backed Securities Corpo ration Home Equity Loan Trust 2001-HE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 5540 Phone: 612-573-3677 Our File No. 10MN00031-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3497199 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119931 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,512.00 MORTGAGOR(S): Matthew R. Spitsberg and Robin R. Spitsberg, both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2282125 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000094678 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15960 Firtree Dr, Apple Valley, MN 55124-5832 Tax Parcel ID Number: 01-63400-014-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 14, CIC No. 235, Regatta Courthomes, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,289.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM

���������� �� ���� �����

���������� ���� ���������

2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013436F01 2118794 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,600.00 MORTGAGOR(S): Glenn O Smith, a single person MORTGAGEE: Homeservices Lending, LLC dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder Document Number: 2301067 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 22, 2005 Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358031 And assigned to: U.S. Bank National Association Dated: March 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021269120003524 Lender or Broker: Homeservices Lending, LLC dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16330 Javari Ct, Lakeville, MN 55044-6831 Tax Parcel ID Number: 22-77150-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Town and Country Estates Common Interest Community No. 242, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,557.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday.

a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013230F01 2119440 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 4 , 2007 MORTGAGORS:D o u g l a s C o s g r o v e and Linda Cosgrove, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 14, 2007, Dakota County Recorder, Document No. 2556083.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001125158 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1016 Ramsey Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-13200-041-07 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Northeast corner of Lot 3, Block 7, Henry G. Bailly’s Addition to the Town of Hastings, thence South 101.8 feet, more or less, to a point which is 98 feet North of the Southeast corner of Lot 5 in said Block 7, thence West 132 feet, thence North 101.8 feet, more or less, to the Northwest corner of said Lot 3, thence East 132 feet to the place of commencement, being all of Lot 3, and part of Lot 4 in said Block 7 of Henry G. Bailly’s Addition to the Town of Hastings; EXCEPTING THEREFROM the North 18 feet of Lot 3, Block 7, of Henry G. Bailly’s Addition to the Town of Hastings, Dakota County, Minnesota.

NOTE: This property is Abstract.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$182,531.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$189,287.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 12, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-858 6800112515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120145 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.080.08 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,956.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the

Trustee for the Certificateholders CWALT, Inc. Alternative L o a n T r u s t 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F01 2120021 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 20, 2006 MORTGAGOR:E l i z a b e t h A . G r o s hong, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2006, Dakota County Recorder, Document No. 2478987.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022600314110 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16610 Flagstaff Way West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21177-090-05 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,574.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 21390300 4/8-5/13/10

������ ������ ������� ����� �� ���� MIN#: 100200700000484171

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 4 , 2005 MORTGAGOR: Anthony Ruddock, a single person.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded August 29, 2005, Dakota County Recorder, Document No. 2355780.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: September 25, 2007, Recorded: October 2, 2007, Document No. 2547923.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 619 Evergreen Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84810-009-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,598.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3678 20747069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130404 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Michael P. Bitzer, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200700000484171

���

SERVICER: Ocwen Loan Servicing, LLC LENDER: Paragon Home Lending, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 30, 2005, as Document No. 2336015 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Dated: October 28, 2005 , and recorded March 9, 2010 by Document No. 2718433 .

LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Oak Shores 9th Addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 14 Maple Island Road, Burnsville, MN 55306 PROPERTY I.D: 02 53754 220 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Three Thousand Eight Hundred One and 06/100 ($143,801.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp.

Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00061-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499087 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119882 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 MORTGAGOR(S): Greg H. Isaak, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491755 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, On Behalf Of The Holders Of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Dated: April 29, 2009 Recorded: May 19, 2009 Dakota County Recorder Document Number: 2658035 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647028053174 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12620 190th St E, Hastings, MN 55033-9311 Tax Parcel ID Number: 25-02200-020-27 LEGAL DESCRIPTION OF PROPERTY: The East 225 feet of the West 743 feet of the North 484 feet of the Northwest Quarter of Section 22, Township 114, Range 17, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $290,856.17

���������� �� ���� �����

��� ����� �� ���� ������ ������ erty is ������� not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate ���������� ���� ��������� $290,856.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, On Behalf Of The Holders Of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003433F03 2115002 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,900.00 MORTGAGOR(S): Natalie A. Gibbons, A single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2004 Dakota County Recorder Document Number: 2280677 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0003074685-2 Lender or Broker: Bell America Mortgage, LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 Four Oaks Rd 121, Eagan, MN 55121 Tax Parcel ID Number: 10-18100-121.01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 121, Coachman Oaks Condominiums, Dakota County, Minnesota Condominium No. 45 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,418.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013341F01 2117143 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2007 MORTGAGOR:Paul J. McCulloch, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 26, 2007, Dakota County Recorder, Document No. 2526428.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100418400200436943 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 150 East Burnsville Parkway, Unit 407, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32175-407-05 and 02-32175-093-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. A407, Storage Unit No. S34, and garage unit no. G93, Uptown Landing, A condominium, common interest community no. 478 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,940.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$218,059.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3529 2004369421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120825 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 3, 2006 MORTGAGOR:Kristy R. Skjerseth, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412873.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560458955 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 327 12th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-63000-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Ravenscroft Park Addition to South Saint Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,477.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137529 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 3 , 2006 MORTGAGORS:Richard Airiq Tibbits and Stacy Lee Tibbits, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 7, 2006, Dakota County Registrar of Titles, Document No. 584381, Certificate of Title No. 138573.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 15, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100318801000134607 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 916 15th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-57500-200-04 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 4, Pine Terrace, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$175,210.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-911 6800043574 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137509 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): James L Stewart, single MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000883391 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 22, 2006, as Document No. 2483678 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Dated: March 30, 2007 , and recorded March 9, 2010 by Document No. 2718431 .

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Scott Highlands Fourth Addition.

PROPERTY ADDRESS: 14347 Garland Ave, Apple Valley, MN 55124 PROPERTY I.D: 01-66503-010-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-One Thousand Six Hundred Twenty-Six and 06/100 ($131,626.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the regist e r e d N o t e h o l d e r s o f Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499059 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119957 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,000.00 MORTGAGOR(S): Michael P. Kelley and Sarah A. Kelley, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 22, 2005 Dakota County Recorder Document Number: 2343103 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000739-8112634543-9 Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 704 12th St, Farmington, MN 55024-1787 Tax Parcel ID Number: 14-22505-050-04 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,826.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013343F01 2117180 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,080.00 MORTGAGOR(S): Stephanie B. Clay and Trevor D. Bear, both single MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 08, 2007 Dakota County Recorder Document Number: 2515201 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13220 Humboldt Ave S, Burnsville, MN 55337-2412 Tax Parcel ID Number: 02-44700-260-02 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Leisure Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,781.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

���������� �� ���� �����

���������� ���� ���������

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009331F01 2118960 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 21, 2004 MORTGAGOR:Katheryn A Andresen, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,327.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3633 8422464 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139085 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 11, 2005 MORTGAGOR:Robert T. Gruhlke, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2005, Dakota County Recorder, Document No. 2337740.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000094135 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4848 Shevlin Court, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-15003-180-01 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Brittany 4th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$203,905.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-873 7810435655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139028 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE

ERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFIC A T E S , S E R I E S 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2120019 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 6 , 2003 MORTGAGORS:Michael Borwege and Joy A. Borwege, husband and wife.

MORTGAGEE:Spectra Financial, Inc. DATE AND PLACE OF RECORDING: Recorded July 1, 2003, Dakota County Recorder, Document No. 2072495.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 26, 2003, Recorded: July 1, 2003, Document No. 2072496.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2026 Emerald Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16700-050-10 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 5, Block 10, Cedar Grove No. 1, Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,733.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 7810293514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120092 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 13, 2004 MORTGAGOR:Joy C. Brand, a single person.

MORTGAGEE:C e n d a n t M o r t g a g e Corporation d/b/a Burnet Home Loans.

DATE AND PLACE OF RECORDING: Recorded March 10, 2004, Dakota County Recorder, Document No. 2184134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 8, 2008, Recorded: July 15, 2008, Document No. 2602333. And thereafter assigned to: CitiMortgage, Inc, Dated: February 25, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation d/b/a Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 292 Tamarack Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-74900-808-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0808, Tamarack Ridge Carriage Homes, Common Interest Community No. 294 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,221.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

���

������� ����� �� d e b t ness c o v e r t h e������ o r o t h e r w i s e t o r e������ day if November 07,���� 2010 falls on secured by said mortgage, or any part a Saturday, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the above THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: May 6, INFORMATION OBTAINED WILL BE 2010 at 10:00 AM USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN ORIGINAL CREDITOR WITHIN THE to pay the debt then secured by said T I M E P R O V I D E D B Y L A W I S N O T Mortgage, and taxes, if any, on said AFFECTED BY THIS ACTION. premises, and the costs and disburseTHE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 mortgage is not reinstated under secASSIGNEE OF MORTGAGEE: tion 580.30 or the property is not New York Community Bank as redeemed under section 580.23 is Servicer for the Federal Deposit 11:59 p.m. on November 8, 2010.

Insurance Corporation as MORTGAGOR(S) RELEASED FROM Receiver of AmTrust Bank FINANCIAL OBLIGATION ON MORTWilford & Geske, P.A. GAGE:None "THE TIME ALLOWED BY LAW FOR Attorneys for Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, Lawrence A. Wilford THE MORTGAGOR'S PERSONAL REP- James A. Geske RESENTATIVES OR ASSIGNS, MAY BE 8425 Seasons Parkway, Suite 105 REDUCED TO FIVE WEEKS IF A JUDI- Woodbury, MN 55125-4393 CIAL ORDER IS ENTERED UNDER (651) 209-3300 MINNESOTA STATUTES, SECTION File Number: 013156F01 3/25-4/29/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2116975 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E DEBT AND IDENTITY OF THE OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: March 10, 2010.

THE TIME PROVIDED BY LAW IS CitiMortgage, Inc. NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE:July 20, 2007 Mortgagee MORTGAGORS:Ronald R. Juntunen 4500 Park Glen Road #300 and Sherry F. Elliott, both single.

Minneapolis, MN 55416 MORTGAGEE:Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 10-3494 DATE AND PLACE OF RECORDING: 1120092162 Recorded August 8, 2007, Dakota THIS IS A COMMUNICATION FROM County Recorder, Document No. A DEBT COLLECTOR. 2118282 3/25-4/29/10 2535894.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 29, 2008, Recorded: October 9, 2008, Document No. 2617086.

NOTICE OF TRANSACTION AGENT: Mortgage MORTGAGE FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTdefault has occurred in the conditions GAGE IDENTIFICATION NUMBER ON of the following described mortgage: DATE OF MORTGAGE: August 12, MORTGAGE: 100137510000289779 LENDER OR BROKER AND MORT2005 ORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Lakeland Mortgage CorMORTGAGE: $244,000.00 MORTGAGOR(S): James P Cordell poration RESIDENTIAL MORTGAGE SERand Stephanie Cordell, husband and VICER: U.S. Bank Home Mortgage wife MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 14316 Park Avenue South, Burnsville, Registration Systems, Inc. MN 55337 DATE AND PLACE OF RECORDING: T A X P A R C E L I . D . # : Recorded: November 01, 2005 02-84801-080-03 Dakota County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2376275 ERTY: AND CORRECTIVE MORTGAGE Lot 8, Block 3, Wood Park Plat 2, RECORDING: March 02, 2006 Dakota Dakota County, Minnesota.

County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 2409582 LOCATED:Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF And assigned to: New York Community Bank as Servicer for the Federal MORTGAGE:$274,787.00 AMOUNT DUE AND CLAIMED TO BE Deposit Insurance Corporation as DUE AS OF DATE OF NOTICE, INCLUDReceiver of AmTrust Bank ING TAXES, IF ANY, PAID BY MORTDated: March 15, 2010 Transaction Agent: Mortgage Elec- GAGEE:$306,140.63 That prior to the commencement of tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comcation Number: 100162500047997458 plied with all notice requirements as Lender or Broker: Provincial Bank Residential Mortgage Servicer: New required by statute; That no action or proceeding has been instituted at law York Community Bank or otherwise to recover the debt Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 21225 Hyacinth tained in said mortgage, the above Ave, Lakeville, MN 55044-7484 T a x P a r c e l I D N u m b e r : described property will be sold by the Sheriff of said county as follows: 22-30800-020-02 DATE AND TIME OF SALE: May 11, LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Golden Pond 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law First Addition, Dakota County, MinneEnforcement Center, 1580 Hwy 55, sota.

AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said Mortgage, and taxes, if any, on said $270,080.75 THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: May 07, ing, unless otherwise provided by law, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not sota redeemed under section 580.23 is to pay the debt secured by said mort- 11:59 p.m. on November 12, 2010. gage and taxes, if any, on said preMORTGAGOR(S) RELEASED FROM mises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE:None by law, subject to redemption within "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns.

If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTNovember 07, 2010, or the next business day if November 07, 2010 falls on ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� ���������� ���� ��������� OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 6800096788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120067 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,625.00 MORTGAGOR(S): James Bigalke, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: October 16, 2003 Dakota County Registrar of Titles Document Number: 517938 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129561 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17179 Joplin Ave, Lakeville, MN 55044-9475 Tax Parcel ID Number: 22-64603-300-02 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2, Rolling Oaks South Plat Four, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,519.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007719F02 2119478 3/25-4/29/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Scott T. Orman and Julie Orman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 14, 2008 Dakota County Recorder Document Number: 2577825 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 11, 2010 Recorded: February 17, 2010 Dakota County Recorder Document Number: 2714631 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100310900000116628 Lender or Broker: GSF Mortgage Corp Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1333 9th Ave S, South Saint Paul, MN 55075-3310 Tax Parcel ID Number: 363300015000 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Hirte Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,704.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2010, or the next business day if October 22, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012796F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012796F01 2136873 4/8/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): Geoffrey O Ongaga, a single person and Vincent M Mochama, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: March 21, 2008 Dakota County Registrar of Titles Document Number: 625502 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137728 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 196 150th St W, Apple Valley, MN 55124-8913 Tax Parcel ID Number: 01-11706-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Apple Valley Seventh Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,918.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011972F01 2118937 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAG FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Chad Beiler and Jacalyn Beiler, husband and wife as joint tenants MORTGAGEE: First Franklin A Division of NAT.City Bank of IN SERVICER: Home Loan Services, Inc LENDER: First Franklin A Division of NAT. City Bank of IN. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 5, 2005, as Document No. 2336947 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust

for First Franklin Mortgage Loan Trust 2005-FFH3, Asset-Backed Certificates, Series 2005-FFH3 Dated: March 5, 2010 , and recorded March 15, 2010 by Document No. 2719252 .

LEGAL DESCRIPTION OF PROPERTY: Unit No.113, Common Interest Community No.282, Regatta Village Homes, Dakota County PROPERTY ADDRESS: 15589 Flight Way, Unit 113, Apple Valley, MN 55124 PROPERTY I.D: 01-63402-113-50 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Five Thousand Seven Hundred Fifty-Three and 24/100 ($165,753.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH3, Asset-Backed Certificates, Series 2005-FFH3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00102-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499061 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119812 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Russell H Zakariasen III, and Angela J Zakariasen husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2007 Dakota County Recorder Document Number: 2496586 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: February 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000813667425 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16108 Fairgreen Ave, Rosemount, MN 55068-1314 Tax Parcel ID Number: 222117706012 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 12, Donnay's Valley Park 8th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,358.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F02 2120026 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,214.00 MORTGAGOR(S): Jonathan McDonough, a single person and Jamie Jacobson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 21, 2005 Dakota County Recorder Document Number: 2362951 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Dated: March 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700056723998 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16862 Embers Ave, Lakeville , MN 55044 Tax Parcel ID Number: 22-47051-603-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1603, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,018.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 2120017 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,175.00 MORTGAGOR(S): Gerardo Briseno and Yubisay Garcia, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552801 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604751888019 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 687 E Burnsville Pkwy, Burnsville, MN 55337-3617 Tax Parcel ID Number: 02-57200-033-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 23 of Building No. 6 and 1.73% of undivided interest in the common areas and facilities, Apartment Ownership No. 30, Burnhill Townhomes, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,102.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Elect r o n i c R e g i s t r a t i o n Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002799F02 2112065 3/25-4/29/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2007 MORTGAGORS:Renee A. Norgaard and Kenneth E. Norgaard, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 22, 2007, Dakota County Recorder, Document No. 2525881.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926806311 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15770 Hallmark Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49105-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Morningview Sixth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$226,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$232,277.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-854 7892680631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120079 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 5 , 2003 MORTGAGORS:Mitchell J. Giese and Natalie A. Giese, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded January 29, 2004, Dakota County Recorder, Document No. 2169861.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 17, 2007, Recorded: December 31, 2007, Document No. 2563817.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700075086635 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12 Old Deerfield Road, Welch, MN 55089 TAX PARCEL I.D. #: 330330001002 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter (NE 1/4) of Section Thirty-three (33), Township One Hundred Fourteen (114), Range Sixteen (16), described as follows to-wit: Beginning at a point on the easterly line of Outlot A of Hungry Point Farm, distant 35.14 feet southerly of the southeast corner of Lot Two (2), Block Four (4), of said Hungry Point Farm, as measured along said easterly line of Outlot A; thence North 59 degrees 59 minutes 20 seconds East, based on the bearings of said Hungry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 minutes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees 44 minutes 34 seconds West, a distance of 463.00 feet to the east line of said Outlot A; thence North 1 degree 48 minutes 54 seconds West a distance of 180.04 feet to a corner of said Outlot A; thence easterly along the southerly line of Outlot A to the Southeasterly corner of said Outlot A; thence North 9 degrees 54 minutes 41 seconds West, a distance of 35.14 feet to the point of beginning, according to the United States Government Survey thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$178,189.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 1978305162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2118828 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 28, 2006 MORTGAGOR: Jeff Fitts, married.

MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 15, 2006, Dakota County Recorder, Document No. 2412634.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company , as Trustee for Argent Securities Inc. Asset-Backed Pass-Through Certificates, Series 2006-W3, under the Pooling and Servicing Agreement Dated March 1, 2006, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637654.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 57-59 Logan Avenue West, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424285009000 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Koenke's Addition, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$270,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$274,978.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/ Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3041 4001171224 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120033 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 1 , 2005 MORTGAGORS:A l i c i a G a r c i a a n d Taurino Segura, wife and husband.

Taurino Segura, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379564.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000307076087 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16025 Grove Trail, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-17000-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Chapel Hills Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$279,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$270,429.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3549 1119991907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120845 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,720.00 MORTGAGOR(S): Koffi Agbemaple and Kuamba Kpayedo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder Document Number: 2452584 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Dated: March 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009410207 Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13448 Settlers Ridge Dr, Burnsville, MN 55337-4188

���

������ Ridge Dr, Burnsville, ������ MN 55337-4188 o r������� o t h e r w i s e ����� t o r e�� c o ���� ver the debt T a x P a r c e l I D N u m b e r : secured by said mortgage, or any part 02-67300-570-01 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: Lot 57, Block One, Settlers tained in said mortgage, the above Ridge, Common Interest Community described property will be sold by the Number 355, Dakota County, Minne- Sheriff of said county as follows: sota.

DATE AND TIME OF SALE: May 13, AMOUNT DUE AND CLAIMED TO BE 2010 at 10:00 AM DUE AS OF DATE OF NOTICE: PLACE OF SALE:Sheriff's Office, Law $184,902.70 Enforcement Center, 1580 Hwy 55, THAT all pre-foreclosure require- Lobby #S-100, Hastings, MN ments have been complied with; that to pay the debt then secured by said no action or proceeding has been insti- Mortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disbursedebt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s part thereof; allowed by law subject to redemption PURSUANT to the power of sale con- within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- unless reduced to Five (5) weeks under lows: MN Stat. §580.07.

DATE AND TIME OF SALE: May 07, TIME AND DATE TO VACATE PROP2010 at 10:00 AM ERTY: If the real estate is an PLACE OF SALE: Dakota County owner-occupied, single-family dwellLaw Enforcement Center, 1580 High- ing, unless otherwise provided by law, way 55, Lobby S-100, Hastings, Minne- the date on or before which the mortsota gagor(s) must vacate the property if the to pay the debt secured by said mort- mortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is ments, including attorney fees allowed 11:59 p.m. on November 15, 2010. by law, subject to redemption within MORTGAGOR(S) RELEASED FROM six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE:None sonal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER November 07, 2010, or the next busi- MINNESOTA STATUTES, SECTION ness day if November 07, 2010 falls on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G a Saturday, Sunday or legal holiday.

OTHER THINGS, THAT THE MORTMortgagor(s) released from financial GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF obligation: NONE THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY P R O D U C T I O N , A N D A R E INFORMATION OBTAINED WILL BE ABANDONED." Dated: March 16, 2010.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Chase Home Finance LLC Mortgagee/Assignee of Mortgagee THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 30-8097 CIAL ORDER IS ENTERED UNDER 1928269963 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 3/25-4/29/10 OTHER THINGS, THAT THE MORT- 2118620 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE PRODUCTION, AND ARE ABANDONED. FORECLOSURE SALE DATED: March 25, 2010 THE RIGHT TO VERIFICATION ASSIGNEE OF MORTGAGEE: OF THE DEBT AND IDENTITY OF W e l l s Fargo Bank, National Association, as Trustee for the THE ORIGINAL CREDITOR WITHIN holders of the First Franklin THE TIME PROVIDED BY LAW IS Mortgage Loan Trust 2006-FF15 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgage Pass-through default has occurred in conditions of Certificates, Series 2006-FF15 the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE:April 22, 2005 Attorneys for Assignee of Mortgagee MORTGAGOR: Kevin Zahn, a Lawrence A. Wilford single person.

James A. Geske MORTGAGEE:Pillar Mortgage Ser8425 Seasons Parkway, Suite 105 vices Corporation.

Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded June 29, 2005, Dakota File Number: 013270F01 2118461 3/25-4/29/10 C o u n t y R e c o r d e r , D o c u m e n t N o .

2335297.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. in trust for the benefit of the Certificateholders of Asset Backed SecuriNOTICE OF MORTGAGE ties Corporation Home Equity Loan FORECLOSURE SALE THE RIGHT TO VERIFICATION Trust, Series OOMC 2005-HE6, Dated: OF THE DEBT AND IDENTITY OF April 15, 2009, Recorded: July 24, THE ORIGINAL CREDITOR WITHIN 2009 as Document No. 2673654, as THE TIME PROVIDED BY LAW IS corrected by Document No. 2716155.

TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: NONE DATE OF MORTGAGE:June 20, 2003 LENDER OR BROKER AND MORTMORTGAGORS:M i l t o n A . Z e t i n o , G A G E O R I G I N A T O R S T A T E D O N Dany A. Martinez Flores, and Sebas- MORTGAGE: Pillar Mortgage Services tian D. Martinez Flores, all single.

Corporation MORTGAGEE:Mortgage Electronic RESIDENTIAL MORTGAGE SERRegistration Systems, Inc..

VICER: American Home Mortgage SerDATE AND PLACE OF RECORDING: vicing, Inc Recorded August 26, 2003, Dakota MORTGAGED PROPERTY ADDRESS: C o u n t y R e c o r d e r , D o c u m e n t N o . 222 North 13th Avenue, Saint Paul, MN 2100883.

55075 ASSIGNMENTS OF MORTGAGE: T A X P A R C E L I . D . # : Assigned to: Chase Home Finance 36.72650.210.04 LLC, Dated: March 12, 2010.

LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: Mortgage ERTY: Electronic Registration Systems, Inc. Lot 21, Block 4, Steins Addition TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED:Dakota MORTGAGE: 100026900100593374 ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORT- MORTGAGE:$138,800.00 GAGE ORIGINATOR STATED ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Bell America Mortgage DUE AS OF DATE OF NOTICE, INCLUDLLC DBA Bell Mortgage ING TAXES, IF ANY, PAID BY MORTR E S I D E N T I A L M O R T G A G E S E R - GAGEE:$148,864.09 That prior to the commencement of VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 1640 K n o x C i r c l e , B u r n s v i l l e , M N Mortgagee/Assignee of Mortgagee complied with all notice requirements as 55337 T A X P A R C E L I . D . # : required by statute; That no action or proceeding has been instituted at law 02-56780-020-01 LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t ERTY: secured by said mortgage, or any part L o t 2 , B l o c k 1 , P a r k w a y P l a c e , thereof; Dakota County, Minnesota PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED:Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE:$201,850.00 DATE AND TIME OF SALE: May 13 , AMOUNT DUE AND CLAIMED TO BE 2010 at 10:00 AM DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE:Sheriff's Office, Law ING TAXES, IF ANY, PAID BY MORT- Enforcement Center, 1580 Hwy 55, GAGEE:$185,691.72 Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� 582.03 2, DETERMINING, AMONG OTHER THINGS, THAT THE MORT���������� ���� ��������� allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2690 0016749004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120042 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2122947 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 9 , 2008 MORTGAGORS:Thomas L. Hackett and Lisa J. Hackett, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 9, 2008, Dakota County Recorder, Document No. 2595468.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: February 2, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614573171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation d/b/a Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 13624 Upton Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-50900-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Neil Park Highlands COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$238,942.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010.

Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1620 6961457317 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129941 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,983.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F02 2125733 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE (Minnesota Statutes Section 582.32) Date of Voluntary Foreclosure Agreement: February 23, 2010 NOTICE IS HEREBY GIVEN, That default has occurred in the conditions of that certain mortgage dated the 17th day of December, 2007, in the original principal amount of One Hundred Thirty-three Thousand Nine Hundred Ninety-two Dollars executed by Pavek Family Investment Corp., as mortgagor, to Mainstreet Bank, a Minnesota corporation, as mortgagee, and filed for record in the office of the County Recorder in and for the County of Dakota and State of Minnesota on the 28th day of December, 2007, as Document No. 2563633 and thereafter assigned to Central Bank by an Assignment of Mortgage dated February 23, 2010, and recorded with the Dakota County Recorder on February 25, 2010, a Document No. 2716086; That all pre foreclosure notice requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof or has been discontinued; that there is due and claimed to be due upon said mortgage the sum of $155,891.19 as of March 26, 2010, which includes interest to

26, 2010, which includes interest to the date hereof; and that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land and fixtures and personal property secured by said mortgage lying and being in the County of Dakota, State of Minnesota, described as follows, to wit: Lot 4, 5, 6 and 7, Block 3, Liberty Park 2nd Addition, Common Interest Community No. 449, according to the recorded plat thereof, Dakota County, Minnesota will be sold by the Sheriff of Dakota County at public auction on the 29th day of April, 2010, at 10:00 o'clock a.m. at the Sheriff's Main Office, Law Enforcement Center, located at 1580 West Highway 55, Hastings, Minnesota in said state and county, to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law, subject to redemption within TWO (2) MONTHS from said date of sale by the mortgagor, its successors or assigns.

Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes 582.32 Subd. 9, beginning after the expiration of the mortgagor's two month redemption period.

Dated: March 26, 2010 CENTRAL BANK Mortgagee WILFORD & GESKE, P.A. By __/s/ Eric D. Cook Eric D. Cook, #218807 Attorneys for Mortgagee 8425 Seasons Parkway Suite 105 Woodbury, Minnesota 55125 (651) 209-3300 2127952 4/1-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 0 , 2006 MORTGAGOR:C h a d A . E i c h t e n , a married person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 2, 2006, Dakota County Recorder, Document No. 2424935.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200574929446 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loan Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 19646 Escalade Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16600-905-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 905, Common Interest Community Number 520, A Condominium, Charleswood Crossing COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$146,768.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,601.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1514 0000407756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129890 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 10, 2003 MORTGAGOR:Alan Stano, a married person.

MORTGAGEE:Custom Mortgage & Funding Inc..

DATE AND PLACE OF RECORDING: Recorded December 22, 2003, Dakota County Recorder, Document No. 2155476.

ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., Dated: August 11, 2005, Recorded: February 17, 2006, Document No. 2406607 and by Document No. 2430505. And thereafter assigned to: Deutsche Bank Trust Company Americas f/k/a Bankers Trust Company as trustee, RALI 2004-QS1, Dated: November 24, 2003, Recorded: May 16, 2006, Document No. 2430506.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Custom Mortgage & Funding Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3 2 2 7 E v e r g r e e n D r i v e , E a g a n , MN 55121 T A X P A R C E L I . D . # : 10-18075-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Coachman Highlands.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$124,944.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2010.

Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee

Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1947 0002915737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129783 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 , 2006 MORTGAGORS:A d a m B . B u r g a n d Corrina Burg, husband and wife.

MORTGAGEE:PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded September 5, 2006, Dakota County Recorder, Document No. 2458805.

O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 708 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050019012 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 12, Addition No. 13 to the City of Hastings, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,861.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,935.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2046 0004800491 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138855 4/8-5/13/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $364,500.00 MORTGAGOR(S): Petronela Boac and Corneliu Boac, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 06, 2007 Dakota County Recorder Document Number: 2554765 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: February 18, 2010 Recorded: February 23, 2010 Dakota County Recorder Document Number: 2715618 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000212-7870481027-9 Lender or Broker: Tradition Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19263 Evenston Dr, Farmington, MN 55024-6601 Tax Parcel ID Number: 14-77502-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Troyhill 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $388,339.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2011, or the next business day if January 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012218F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 09, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 oodbury, MN 55125-4393 (651) 209-3300 File Number: 012218F01 2138226 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J .

Marsteiner and Renae S. Marsteiner, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$264,243.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 0000405296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129871 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 08, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,307.00 MORTGAGOR(S): Matthew A Hellerman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2008 Dakota County Recorder Document Number: 2582696 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 100419600000168427 Lender or Broker: Ascent Home Loans, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 226 River Woods Ln, Burnsville, MN 55337-3380 Tax Parcel ID Number: 02-77005-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Townhouse Village at Riverwoods 6th Addition, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,682.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013032F01 2129429 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 MORTGAGOR(S): Yuriy Timkin and Yuliya Timkin, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299996 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 10, 2005 Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299997 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14175 Azalea Path, Rosemount, MN 55068-4481 Tax Parcel ID Number: 34-14702-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bloomfield Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,811.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20,

DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 2127964 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,250.00 MORTGAGOR(S): Mark R. Von Berge AKA Mark R. Vonberge, A Married Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2004 Dakota County Recorder Document Number: 2218685 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100050500007648641 Lender or Broker: Ryland Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6808 158th St W, Apple Valley, MN 55124-6027 Tax Parcel ID Number: 01-32151-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Hawthorne 2nd Addition, CIC No. 369. Located in the County of Dakota, State of Minnesota.

Together with the benefits contained in the Declaration for CIC No. 369, Dated May 10, 2002, filed July 31, 2002 as Document No. 1921716 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,948.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

���

������ ������ ������� ����� ��DWELLING ���� A DEBT COLLECTOR ATTEMPT WITH A RESIDENTIAL OF ING TO COLLECT A DEBT. ANY LESS THAN FIVE UNITS, ARE NOT INFORMATION OBTAINED WILL BE PROPERTY USED IN AGRICULTURAL USED FOR THAT PURPOSE. PRODUCTION, AND ARE ABANDONED. THE RIGHT TO VERIFICATION OF DATED: April 01, 2010 THE DEBT AND IDENTITY OF THE ASSIGNEE OF MORTGAGEE: ORIGINAL CREDITOR WITHIN THE BAC Home Loans Servicing, TIME PROVIDED BY LAW IS NOT L.P. fka Countrywide Hom e AFFECTED BY THIS ACTION. Loans Servicing, LP THE TIME ALLOWED BY LAW FOR Wilford & Geske, P.A. REDEMPTION BY THE MORTGAGOR, Attorneys for Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REP- Lawrence A. Wilford RESENTATIVES OR ASSIGNS, MAY BE James A. Geske REDUCED TO FIVE WEEKS IF A JUDI- 8425 Seasons Parkway, Suite 105 CIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G File Number: 013388F01 OTHER THINGS, THAT THE MORT- 2122090 4/1-5/6/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE PRODUCTION, AND ARE ABANDONED. FORECLOSURE SALE DATED: April 01, 2010 N O T ICE IS HEREBY GIVEN that ASSIGNEE OF MORTGAGEE: default has occurred in the conditions The Bank of New York Mellon FKA The Bank of New York as Trustee of the following described mortgage: DATE OF MORTGAGE: March 09, For T h e C e r t i f i c a t e h o l d e r s o f 2005 CWMBS 2004-15 ORIGINAL PRINCIPAL AMOUNT OF Wilford & Geske, P.A. MORTGAGE: $234,000.00 Attorneys for Assignee of Mortgagee MORTGAGOR(S): Alan Wayne Martin Lawrence A. Wilford and Sandra T Martin, husband and wife James A. Geske MORTGAGEE: Mortgage Electronic 8425 Seasons Parkway, Suite 105 Registration Systems, Inc. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded: April 22, 2005 Dakota File Number: 012288F01 County Recorder 2122935 4/1-5/6/10 Document Number: 2314980 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank NOTICE OF MORTGAGE National Trust Company, as Indenture FORECLOSURE SALE Trustee, on behalf of the holders of the NOTICE IS HEREBY GIVEN that Accredited Mortgage Loan Trust default has occurred in the conditions 2005-2 Asset Backed Notes of the following described mortgage: Dated: March 16, 2010 DATE OF MORTGAGE: June 29, 2006 Transaction Agent: Mortgage ElecORIGINAL PRINCIPAL AMOUNT OF tronic Registration Systems, Inc. MORTGAGE: $243,916.00 Transaction Agent Mortgage IdentifiMORTGAGOR(S): Julian M. Lips- cation Number: 100176105030231693 comb and Danielle L. Lipscomb, HusLender or Broker: Accredited Home band and Wife Lenders, Inc. MORTGAGEE: Associated Bank, N.A. Residential Mortgage Servicer: Select DATE AND PLACE OF RECORDING: Portfolio Servicing Recorded: July 13, 2006 Dakota Mortgage Originator: Not Applicable County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 2444943 LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: Property Address: 19425 Everest And assigned to: Mortgage Elec- Path, Farmington, MN 55024-7106 tronic Registration Systems, Inc. Tax Parcel ID Number: Dated: July 17, 2006 14-77500-060-04 Recorded: September 11, 2006 LEGAL DESCRIPTION OF PROPDakota County Recorder ERTY: Lot 6, Block 4, Troyhill, Dakota Document Number: 2459547 County, Minnesota.

And assigned to: Countrywide Home AMOUNT DUE AND CLAIMED TO BE Loans Servicing, LP DUE AS OF DATE OF NOTICE: Dated: January 13, 2009 $247,802.11 Recorded: January 20, 2009 Dakota THAT all pre-foreclosure requireCounty Recorder ments have been complied with; that Document Number: 2631428 no action or proceeding has been instiTransaction Agent: Mortgage Elec- tuted at law or otherwise to recover the tronic Registration Systems, Inc. debt secured by said mortgage, or any Transaction Agent Mortgage Identifi- part thereof; cation Number: 100015700070172230 PURSUANT to the power of sale conLender or Broker: Associated Bank, t a i n e d i n s a i d m o r t g a g e , t h e N.A. above-described property will be sold Residential Mortgage Servicer: BAC by the Sheriff of said county as folHome Loans Servicing, L.P. lows: Mortgage Originator: Not Applicable DATE AND TIME OF SALE: May 07, COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM LOCATED: Dakota PLACE OF SALE: Dakota County Property Address: 1134 Manomin Law Enforcement Center, 1580 HighAve, West St Paul, MN 55118-2000 way 55, Lobby S-100, Hastings, MinneT a x P a r c e l I D N u m b e r : sota 42-34952-270-04 to pay the debt secured by said mortL E G A L D E S C R I P T I O N O F P R O P - gage and taxes, if any, on said preERTY: Lots 26 and 27, Block 4, Icklers mises and the costs and disburse3rd Addition to South St. Paul, accord- ments, including attorney fees allowed i n g t o t h e r e c o r d e d p l a t t h e r e o f , by law, subject to redemption within Dakota County, Minnesota six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perD U E A S O F D A T E O F N O T I C E : sonal representatives or assigns. $273,803.12 If the Mortgage is not reinstated THAT all pre-foreclosure require- under Minn. Stat. §580.30 or the propments have been complied with; that erty is not redeemed under Minn. Stat. no action or proceeding has been insti- §580.23, the Mortgagor must vacate tuted at law or otherwise to recover the the property on or before 11:59 p.m. on debt secured by said mortgage, or any November 07, 2010, or the next busipart thereof; ness day if November 07, 2010 falls on PURSUANT to the power of sale con- a Saturday, Sunday or legal holiday. tained in said mortgage, the Mortgagor(s) released from financial above-described property will be sold obligation: NONE by the Sheriff of said county as folTHIS COMMUNICATION IS FROM lows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: May 18, ING TO COLLECT A DEBT. ANY 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: Dakota County USED FOR THAT PURPOSE. Law Enforcement Center, 1580 HighTHE RIGHT TO VERIFICATION OF way 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE sota ORIGINAL CREDITOR WITHIN THE to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. mises and the costs and disburseTHE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns.

CIAL ORDER IS ENTERED UNDER If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF November 18, 2010, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if November 18, 2010 falls on PROPERTY USED IN AGRICULTURAL a Saturday, Sunday or legal holiday.

PRODUCTION, AND ARE ABANDONED. Mortgagor(s) released from financial DATED: March 25, 2010 obligation: NONE ASSIGNEE OF MORTGAGEE: THIS COMMUNICATION IS FROM Deutsche Bank National Trust Company, as Indenture A DEBT COLLECTOR ATTEMPTTrustee, on behalf of the ING TO COLLECT A DEBT. ANY holders of the Accredited INFORMATION OBTAINED WILL BE Mortgage L o a n T r u s t 2 0 0 5 - 2 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Asset Backed Notes THE DEBT AND IDENTITY OF THE Wilford & Geske, P.A. ORIGINAL CREDITOR WITHIN THE Attorneys for Assignee of Mortgagee T I M E P R O V I D E D B Y L A W I S N O T Lawrence A. Wilford AFFECTED BY THIS ACTION. James A. Geske THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 013332F01 REDUCED TO FIVE WEEKS IF A JUDI- 2121827 4/1-5/6/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� Systems, Inc. tronic Registration Transaction Agent Mortgage Identifi���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Debbie L. Griffith, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Solution Lending, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0608230008-5 SERVICER: Ocwen Loan Servicing, LLC LENDER: First Solution Lending, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 13, 2006, as Document No. 2460687 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Dated: September 21, 2006 , and recorded September 5, 2008 by Document No. 2611584 .

LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Ashwood Ponds 3rd Addition, Common Interest Community NO.305, Dakota County, Minnesota PROPERTY ADDRESS: 8866 Coppersmith Court, Inver Grove Heights, MN 55076 PROPERTY I.D: 20-12102-170-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Four Hundred Fifty-Three and 78/100 ($183,453.78) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 18, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp.

Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00004-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3502913 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010 2121209 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 MORTGAGOR(S): Bryan S. Bailey and Leah K. Bailey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 07, 2009 Dakota County Recorder Document Number: 2629749 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: March 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

cation Number: 1000269-0014110301-9 Lender or Broker: Bell America Morgage LLC DBA Bell Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13667 Brick Path, Rosemount, MN 55068-2471 Tax Parcel ID Number: 34.32075.173.10 LEGAL DESCRIPTION OF PROPERTY: Unit No.173, Common Interest Community No. 489, Harmony East, A Condominium, Dakota Couny, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,246.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 2122587 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 MORTGAGOR(S): Robert T. Wieden and Lynne R. Wieden, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486015 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholders Cwalt, Inc., Alternative Loan Trust 2007-hy2 Mortgage Pass-through Certificates, Series 2007-hy2 Dated: February 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000631003 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3218 Red Oak Dr, Eagan, MN 55121-2336 Tax Parcel ID Number: 101550005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Bur Oak Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $358,094.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholde r s C w a l t , Inc., Alternative Loan Trust 2007-hy2 Mortgage Pass-through Certificates, Series 2007-hy2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012794F01 2122912 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2006 MORTGAGOR:A l t h e a J .

Toliver-Vogel, married.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 8, 2006, Dakota County Recorder, Document No. 2474272.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: February 17, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926730180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1805 5th Street South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48550-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Michaels Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$204,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,983.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2784 5304049645 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129959 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE (Minnesota Statutes Section 582.32) Date of Voluntary Foreclosure Agreement: February 23, 2010 NOTICE IS HEREBY GIVEN, That default has occurred in the conditions of that certain mortgage dated the 17th day of December, 2007, in the original principal amount of Three Hundred Sixty Thousand One Hundred Four Dollars executed by College City Homes, Inc., as mortgagor, to Mainstreet Bank, a Minnesota corporation, as mortgagee, and filed for record in the office of the County Recorder in and for the County of Dakota and State of Minnesota on the 28th day of December, 2007, as Document No. 2563634 and thereafter assigned to Central Bank by an Assignment of Mortgage dated February 23, 2010, and recorded with the Dakota County Recorder on February 25, 2010 as Document No. 2716089.

That all pre foreclosure notice requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof or has been discontinued; that there is due and claimed to be due upon said mortgage the sum of $418,958.34 as of March 26, 2010, which includes interest to the date hereof; and that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land and fixtures and personal property secured by said mortgage lying and being in the County of Dakota, State of Minnesota, described as follows, to wit: Lot 3, Block 4 and Lot 7, Block 5 and Lot 9, Block 7 and Lot 2, Block 9, Parkview Ponds, Dakota County, Minnesota will be sold by the Sheriff of Dakota County at public auction on the 29th day of April, 2010, at 10:00 o'clock a.m. at the Sheriff's Main Office, Law Enforcement Center, located at 1580 West Highway 55, Hastings, Minnesota in said state and county, to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law, subject to redemption within TWO (2) MONTHS from said date of sale by the mortgagor, its successors or assigns.

Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes 582.32 Subd. 9, beginning after the expiration of the mortgagor's two month redemption period.

Dated: March 26, 2010 CENTRAL BANK Mortgagee WILFORD & GESKE, P.A. By __/s/ Eric D. Cook_________ Eric D. Cook, #218807 Attorneys for Mortgagee 8425 Seasons Parkway Suite 105 Woodbury, Minnesota 55125 2127954 4/1-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 0 , 2006 MORTGAGORS:Jesus Sanchez and Carmen G. Sanchez, husband and wife.

Carmen G. Sanchez, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 3, 2006, Dakota County Registar of Titles, Document No. 587351, on Certificate No. 130928 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: March 8, 2010 Said Mortgage Being Upon Registered Land TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065792679 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2205 Wentworth Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53450-051-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 except the East 5 feet of said Lot 5 in Block 1 in Oak Park Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$185,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,182.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2828 5304572703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129976 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,200.00 MORTGAGOR(S): John Schuster, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 08, 2002 Dakota County Recorder Document Number: 1881653 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4108 Oakbrooke Trail, Eagan, MN 55122 Tax Parcel ID Number: 10-53762-190-03 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 19, Block 3, Oakbrooke 3rd Addition, CIC No. 264, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,722.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012725F01 2122851 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 2 , 2009 MORTGAGORS:Mark A. Tartagalia and Felicia A. Edmark, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2009, Dakota County Recorder, Document No. 2639731.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 19, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000830337531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7635 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Foxborough, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,558.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$226,651.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM

���������� �� ���� �����

���������� ���� ���������

2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8137 1962704952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129483 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 27, 2005 MORTGAGORS:Roxanne M. Napper and Vernon J. Napper, wife and husband.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded June 21, 2005, Dakota County Recorder, Document No. 2332757.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: February 8, 2006, Recorded: March 6, 2006, Document No. 2410412. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF8, Mortgage Pass-Through Certificates, Series 2005-FF8, Dated: March 12, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 21849 Ravenna Trail, Welch, MN 55089 T A X P A R C E L I . D . # : 33-03300-040-52 LEGAL DESCRIPTION OF PROPERTY: A tract of land in the Southwest Quarter (SW 1/4) of Section Thirty Three (33), Township One Hundred Fourteen (114), Range Sixteen (16), described as follows: Commencing at the Southeast corner of said Southwest Quarter (SW 1/4); thence South 89 degrees 42 minutes 5 seconds West (assumed bearing) along the South line thereof a distance of 568.3 feet to the centerline of Ravenna Trail as now established; thence North 20 degrees 7 minutes 30 seconds West along said centerline a distance of 627 feet to the point of beginning; thence continuing North 20 degrees 07 minutes 30 seconds West along said centerline, a distance of 384.07 feet; thence North 20 degrees 30 minutes 50 seconds West along said centerline, a distance of 207.15 feet; thence South 89 degrees 42 minutes 05 seconds West a distance of 954.3 feet; thence South 06 degrees 15 minutes 35 seconds East a distance of 90.1 feet; thence North 84 degrees 42 minutes 05 seconds East a distance of 370 feet; thence South 36 degrees 42 minutes 05 seconds West a distance of 475 feet; thence South 50 degrees 17 minutes 55 seconds East a distance of 185 feet; thence North 89 degrees 42 minutes 05 seconds East a distance of 922.35 feet to the point of beginning Dakota County, Minnesota ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$408,900.00

MORTGAGE:$408,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$395,520.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 17, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3622 1044499669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130269 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): James M McCune, a single man and Nora J Rodriquez, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430703 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Dated: November 11, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065982874 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16941 Gannon Way W, Lakeville, MN 55068 Tax Parcel ID Number: 22-16701-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Cedar Highlands Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,127.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010116F01 2126998 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Stephen A. Fleming, as a single person MORTGAGEE: Provincial Bank DATE AND PLACE OF RECORDING: Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093805 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 30, 2003 Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093806 And assigned to: Mortgage Electronic Registration Systems, Inc Dated: May 02, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427987 And assigned to: U.S. Bank, N.A. Dated: April 09, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650991 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001859592 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7250 157th St W, Apple Valley, MN 55124-5120 Tax Parcel ID Number: 01-11650-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Apple Ponds, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,319.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003094F03 2129565 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,089.00 MORTGAGOR(S): Jason D Minks, an unmarried man, Kimberly J. Sondergard, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 08, 2006 Dakota County Recorder Document Number: 2451946 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 13, 2009 Recorded: August 31, 2009 Dakota County Recorder Document Number: 2681452 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000350908103 Lender or Broker: PHH Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4435 Upper 156th St W, Rosemount, MN 55068-4641 Tax Parcel ID Number: 34-83702-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, West Ridge Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,110.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P.

���

������ ������ cument No. d e r , �� D o���� C o������� u n t y R e c o r����� BAC Home Loans Servicing, L.P. 2433985.

Wilford & Geske, P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Assignee of Mortgagee Lawrence A. Wilford Assigned to: Chase Home Finance LLC, Dated: March 19, 2010.

James A. Geske TRANSACTION AGENT: Mortgage 8425 Seasons Parkway, Suite 105 Electronic Registration Systems, Inc. Woodbury, MN 55125-4393 TRANSACTION AGENT'S MORT(651) 209-3300 GAGE IDENTIFICATION NUMBER ON File Number: 007774F02 2127401 4/1-5/6/10 MORTGAGE: 100020000326330598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC NOTICE OF MORTGAGE MORTGAGED PROPERTY ADDRESS: FORECLOSURE SALE 17529 Five Oaks Drive, Farmington, N O T I C E I S H E R E B Y G I V E N t h a t MN 55024 default has occurred in the conditions T A X P A R C E L I . D . # : of the following described mortgage: 22-20878-090-03 DATE OF MORTGAGE: May 17, 2007 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $330,400.00 Lot 9, Block 3, Dodd Ridge 4th AddiMORTGAGOR(S): Brian M. Stromtion, according to the recorded plat back and Ellen A. Stromback, husthereof, Dakota County, Minnesota. band and wife COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED:Dakota Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: MORTGAGE:$276,400.00 Recorded: July 03, 2007 Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder Document Number: DUE AS OF DATE OF NOTICE, INCLUD2528056 ING TAXES, IF ANY, PAID BY MORTASSIGNMENTS OF MORTGAGE: GAGEE:$272,087.34 And assigned to: U.S. Bank National That prior to the commencement of Association this mortgage foreclosure proceeding Dated: March 23, 2010 Mortgagee/Assignee of Mortgagee comTransaction Agent: Mortgage Elec- plied with all notice requirements as tronic Registration Systems, Inc. required by statute; That no action or Transaction Agent Mortgage Identifi- proceeding has been instituted at law cation Number: 100021268000844478 o r o t h e r w i s e t o r e c o v e r t h e d e b t Lender or Broker: Gopher State Mort- secured by said mortgage, or any part gage Corporation Residential Mortgage thereof; Servicer: U.S. Bank Home Mortgage PURSUANT to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Property Address: Sheriff of said county as follows: 16391 Fallbrook Dr, Farmington, MN DATE AND TIME OF SALE: May 20, 55024-8872 Tax Parcel ID Number: 2010 at 10:00 AM 22-20980-010-02 PLACE OF SALE:Sheriff's Office, Law L E G A L D E S C R I P T I O N O F P R O P - Enforcement Center, 1580 Hwy 55, ERTY: Lot 1, Block 2, Dodd Valley Lobby #S-100, Hastings, MN Estates, according to the recorded plat to pay the debt then secured by said thereof, Dakota County, Minnesota.

Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorneys' fees $340,158.10 allowed by law subject to redemption THAT all pre-foreclosure require- within six (6) months from the date of ments have been complied with; that said sale by the mortgagor(s), their no action or proceeding has been insti- personal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: May 20, mortgage is not reinstated under sec2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on November 22, 2010. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE:None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns.

MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT November 20, 2010, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if November 20, 2010 falls on P R O D U C T I O N , A N D A R E a Saturday, Sunday or legal holiday.

ABANDONED." Mortgagor(s) released from financial Dated: March 23, 2010. obligation: NONE Chase Home Finance LLC THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. Mortgagee THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 T I M E P R O V I D E D B Y L A W I S N O T 30-8051 AFFECTED BY THIS ACTION. 1909626633 THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2129820 4/1-5/6/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE NOTICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: LESS THAN FIVE UNITS, ARE NOT DATE OF MORTGAGE: March 12, PROPERTY USED IN AGRICULTURAL 2004 ORIGINAL PRINCIPAL AMOUNT OF PRODUCTION, AND ARE ABANDONED. MORTGAGE: $152,500.00 DATED: April 01, 2010 MORTGAGOR(S): Lori M. Johnson, ASSIGNEE OF MORTGAGEE: single woman U.S. Bank National Association MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. DATE AND PLACE OF RECORDING: Attorneys for Assignee of Mortgagee Recorded: April 07, 2004 Dakota Lawrence A. Wilford County Recorder James A. Geske Document Number: 2192293 8425 Seasons Parkway, Suite 105 Transaction Agent: Not Applicable Woodbury, MN 55125-4393 Transaction Agent Mortgage Identifi(651) 209-3300 cation Number: Not Applicable File Number: 013307F01 2129379 4/1-5/6/10 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable NOTICE OF MORTGAGE COUNTY IN WHICH PROPERTY IS FORECLOSURE SALE LOCATED: Dakota THE RIGHT TO VERIFICATION Property Address: 1643 City View Dr OF THE DEBT AND IDENTITY OF # 11, Eagan, MN 55121-1701 THE ORIGINAL CREDITOR WITHIN Tax Parcel ID Number: THE TIME PROVIDED BY LAW IS 10-41300-011-07 NOT AFFECTED BY THIS ACTION. LEGAL DESCRIPTION OF PROPNOTICE IS HEREBY GIVEN, that E R T Y : U n i t 1 1 , C o m m o n I n t e r e s t default has occurred in conditions of Community Number 347, a Planned the following described mortgage: Community, Valley Ridge Townhomes, DATE OF MORTGAGE:May 12, 2006 Dakota County, Minnesota.

MORTGAGORS:Destyn D. Dagle and AMOUNT DUE AND CLAIMED TO BE Krista J. Dagle, husband and wife.

DUE AS OF DATE OF NOTICE: MORTGAGEE:Mortgage Electronic $146,280.68 Registration Systems, Inc. THAT all pre-foreclosure requireDATE AND PLACE OF RECORDING: ments have been complied with; that Recorded June 1, 2006, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ of said������� sale by the mortgagor(s), their personal representatives or assigns ���������� ���� ��������� ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2122561 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 19, 2007 MORTGAGORS:Bruce R. Miller and Lisa B. Miller, husband and wife.

MORTGAGEE:M e r c h a n t s B a n k , National Association.

DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562083.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 17052 Huntington Path, Lakeville, MN 55044-4654 T A X P A R C E L I . D . # : 22-18590-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Crystal Lake Fairways COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$420,945.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010.

Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-414 16012594 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129914 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: Name of Mortgagor: Smith Properties, LLC Name of Mortgagee: W e l l s F a r g o Bank, National Association Original Principle Amount Secured by the Mortgage: $181,890.00 Date and Recording Information of Mortgage: March 26, 2007; recorded in the Dakota County Registrar of Titles Office, State of Minnesota, on April 11, 2007, on Certificate of Title No. 142309, as Document No. 608873 (the "Mortgage"). This foreclosure will be conducted in accordance with the Mortgage, related loan documents, applicable law, and that certain Agreement for Voluntary Foreclosure dated February 25, 2010, executed by Smith Properties, LLC, Kids ATVs, LLC, and Wells Fargo Bank, National Association and filed of record with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on March 2, 2010, on Certificate of Title No. 142309 as Document No. 658686.

Amount Due as of March 25, 2010: $194,556.50 (which includes, without limitation, interest, costs, and fees, all of which will continue to accrue) Legal Description of Mortgaged Premises: That part of Lot Three (3), Block One (1) in Hastings Industrial Park No. 1, according to the recorded plat thereof, described as follows: Commencing at the Southeast corner of said Lot Three (3); thence North 00 degrees 26 minutes 34 seconds East, bearing assumed, along the East line of said Lot Three (3), a distance of 304.68 feet to the point of beginning of the land to be described; thence North 89 degrees 33 minutes 00 seconds West a distance of 175.00 feet; thence North 10 degrees 41 minutes 47 seconds West a distance of 199.08 feet to the North line of said Lot Three (3); thence South 89 degrees 33 minutes 00 seconds East, along said North line, a distance of 213.46 feet to the Northeast corner of said Lot Three (3); thence South 00 degrees 26 minutes 34 seconds West, along the East line of said Lot Three (3), a distance of 195.32 feet to the point of beginning.

Common Address and Tax Parcel Identification Number of Mortgaged Premises: The Property has a common address of 2750 Millard Avenue, Hastings, Minnesota 55033. The tax parcel identification number of the Property is 19-32000-033-01.

No Pending Action: N o a c t i o n o r proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

Conditions Precedent: T h e h o l d e r of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

Mortgage Origination: The name of the lender or broker of the Mortgage is Wells Fargo Bank, National Association.

Date, Time, and Place of Sale: Pursuant to the power of sale in the Mortgage and Agreement for Voluntary Foreclosure, the Mortgage will be foreclosed upon the Property described above and will be sold on Wednesday, May 12, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, Minnesota, 55033.

Date of Agreement for Voluntary Foreclosure: February 25, 2010 Non-Merger of Interests: A n y

Non-Merger of Interests: A n y purchase by the Mortgagee of th e Property at the foreclosure sale and/or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the Mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests.

Redemption: M o r t g a g o r ' s Redemption Period shall expire two months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in M.S.A. § 582.32, Subd. 9, beginning after the expiration of the Mortgagor's Redemption Period. THE TIME ALLOWED BY LAW FOR REDEMPTION

BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Deficiency: The Mortgagee waives any rights to a deficiency against the Mortgagor.

Dated: March 25, 2010 MANTY & ASSOCIATES, P.A. By: /e/ Heidi L. Staloch Heidi L. Staloch (271445) Nauni Manty (230352) 510 First Avenue North, Suite 305 Minneapolis, MN 55403 612-465-0955 Attorneys for Wells Fargo Bank, National Association 2127104 4/1-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $294,000.00 MORTGAGOR(S): Robert J. Schmitz and Michelle M. Schmitz, husband and wife MORTGAGEE: Provincial Bank DATE AND PLACE OF RECORDING: Recorded: April 17, 2003 Dakota County Recorder Document Number: 2031868 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: January 29, 2003 Recorded: April 17, 2003 Dakota County Recorder Document Number: 2031869 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 12, 2006 Dakota County Recorder Document Number: 2428805 And assigned to: U.S. Bank, N.A. Dated: July 16, 2009 Recorded: August 10, 2009 Dakota County Recorder Document Number: 2677261 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001815826 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19620 Ireland Pl, Lakeville, MN 55044-7020 Tax Parcel ID Number: 22-56200-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Paradise Hills, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $328,828.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2010, or the next business day if December 24, 2010 falls on a Saturday, Sunday or legal holiday.

legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004120F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 22, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004120F01 2130902 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 14, 2007 MORTGAGOR: Josh Snyder, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Registered October 1, 2007, Dakota County Registrar of Titles, Document No. 618136, Certificate of Title No. 143523.

ASSIGNMENTS OF MORTGAGE: Assigned to Chase Home Finance LLC, Dated: January 18, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2011 122nd Street East #D15, Burnsville, MN 55337 TAX PARCEL I.D. #: 020361009769 LEGAL DESCRIPTION OF PROPERTY: Apartment No. D-15 and Garage No. 42 together with 1.104% of an undivided interest in the common areas and facilities, Regency Condominium Homes, a condominium with a post office address of 2001 East 122nd Street, Burnsville, Minnesota.

COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,976.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7808 1064219962 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139196 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2005 MORTGAGORS: E r i k M . L u n d s t e d and Carrie A. Lundsted, husband and wife.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Registered June 29, 2005, Dakota County Registrar of Titles, Document No. 568460, Certificate of Title No. 136578.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 1, 2005, Recorded: June 29, 2005, Document No. 568461.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 703 South Oaks Drive, Hastings, MN 55033 TAX PARCEL I.D.#: 19-71025-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, South Oaks of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,730.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,088.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 29, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 6800014362 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 3, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 3, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 31, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

���������� �� ���� �����

���������� ���� ���������

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2132530 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 2 , 2005 MORTGAGORS:James Hart and Lisa Hart, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 9, 2005, Dakota County Recorder, Document No. 2387448.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, Trustee for Lehman Brothers c/o Chase Home Finance LLC, Dated: May 25, 2007, Recorded: June 7, 2007, Document No. 2522324. And thereafter assigned to: US Bank National Association, as Trustee for Structured Asset Investment Loan Trust SAIL 2005-11 c/o Chase Home Finance, LLC Dated: November 7, 2008, Recorded: November 18, 2008, Document No. 2623201.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002098330 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2140 East 78th Court, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-36400-311-04 LEGAL DESCRIPTION OF PROPERTY: Lawyers Title Insurance Corporation Commitment Number: 2005092290 SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: That part of Lot 31, Block 4, Inver Grove Estates, Dakota County, Minnesota, which lies Southwesterly of the following described line; Commencing at the Northwest corner of said Lot 31, thence Southeasterly a distance of 50.63 feet, along the Northerly line of said Lot 31 which is a curve concave to the north having a radius of 60.00 feet, a central angle of 48 degrees 20 minutes 48 seconds and the chord of which bears South 83 degrees 16 minutes 07 seconds East to the beginning of said line to be described; thence South 21 degrees 27 minutes 09 seconds East, radial to last described line, a distance of 166.95 feet to the intersection of the southeasterly line of said Lot 31 and there terminating, Dakota County, Minnesota.

Subject to Easements, restriction, covenants and conditions of record, if any.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,424.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON

FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3993 22277958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138906 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,825.00 MORTGAGOR(S): Jason D. Matthews, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 02, 2005 Dakota County Registrar of Titles Document Number: 558124 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: October 31, 2009 Registered: November 12, 2009 Dakota County Registrar of Titles Document Number: T653708 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278920259020 Lender or Broker: U.S. Bancorp Advantage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135108 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19780 Goldfinch Dr, Farmington, MN 55024-2014 Tax Parcel ID Number: 14-82500-073-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 73, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,661.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 29, 2011, or the next business day if January 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 19, 2009 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009906F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009906F01 2131660 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H. Wehling and Patricia Wehling, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002, Dakota County Recorder, Document #: 1901030 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank, Dated: April 19, 2006, Recorded: April 25, 2006, Document #: 2423050 And thereafter assigned to: Countrywide Home Loans Servicing, LP, Dated: February 5, 2009 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker : America's Wholesale Lender Residential Mortgage Servicer : Countrywide Home Loans Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 13223 Danube Ave Rosemount, MN 55122 Tax Parcel ID No : 34 25100 080 04 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $375,796.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 19, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 054975-60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 9, 2009, at 10:00 A.M., has been postponed to May 7, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State.

Dated: April 9, 2009 Countrywide Home Loans Servicing, LP. Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 7, 2009, at 10:00 A.M., has been postponed to June 18, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State.

Dated: May 7, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2009 at 10:00 am has been postponed to August 6, 2009 at 10:00 am at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State.

Dated: June 17, 2009 Countrywide Home Loans Servings, LP Assignee of Mortgage Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 6, 2009 at 10:00 a.m. has been postponed to September 17, 2009 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State.

Dated: August 6, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2009, at 10:00 A.M., has been postponed to October 22, 2009, at 10:00 A.M. at the Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State.

Dated: September 17, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009, at 10:00 A.M., has been postponed to November 19, 2009, at 10:00 A.M. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State.

Dated: October 22, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541

���

������ ������ ������� ����� �� ���� with; that complied have been ments Client ID: 60541 no action or proceeding has been instiNOTICE OF POSTPONEMENT OF tuted at law or otherwise to recover the MORTGAGE FORECLOSURE SALE The above referenced sale scheduled debt secured by said mortgage, or any for November 19, 2009 at 10:00 A.M. part thereof; PURSUANT to the power of sale conhas been postponed to January 14, 2010 at 10:00 A.M. at the Dakota t a i n e d i n s a i d m o r t g a g e , t h e County Law Enforcement Center, 1580 above-described property will be sold Highway 55, Lobby S-100, Hastings, by the Sheriff of said county as follows: MN, in said County and State.

DATE AND TIME OF SALE: NovemDated: November 19, 2009 ber 12, 2009 at 10:00 AM BAC Home Loans Servicing, LP PLACE OF SALE: Dakota County fka Countrywide Home Loans Law Enforcement Center, 1580 HighServicing, LP way 55, Lobby S-100, Hastings, MinneAssignee of Mortgagee sota Wilford & Geske to pay the debt secured by said mortAttorneys for Mortgagee gage and taxes, if any, on said preLawrence A. Wilford mises and the costs and disburseJames A. Geske ments, including attorney fees allowed 8425 Seasons Parkway by law, subject to redemption within Suite 105 Woodbury, MN 55125-4393 six (6) months from the date of said (651) 209-3300 sale by the mortgagor(s), their perFile ID: 60541 sonal representatives or assigns.

If the Mortgage is not reinstated NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE under Minn. Stat. §580.30 or the The above referenced sale scheduled property is not redeemed under Minn. for January 14, 2010 at 10:00 a.m. has Stat. §580.23, the Mortgagor must been Postponed to February 25, 2010 vacate the property on or before 11:59 at 10:00 a.m. in the Dakota County p.m. on June 12, 2010, or the next L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 business day if June 12, 2010 falls on Highway 55, Lobby S-100, in the City of a Saturday, Sunday or legal holiday.

Hastings in said County and State.

Mortgagor(s) released from financial Dated: June 18, 2008 obligation: NONE BAC Home Loans Servicing, THIS COMMUNICATION IS FROM L.P. fka Countrywide Home A DEBT COLLECTOR ATTEMPTING Loans Servicing, L.P. TO COLLECT A DEBT. ANY Assignee of Mortgagee INFORMATION OBTAINED WILL BE Wilford & Geske USED FOR THAT PURPOSE. By: Lawrence A. Wilford/James A. Geske THE RIGHT TO VERIFICATION OF 8425 Seasons Parkway THE DEBT AND IDENTITY OF THE Suite 105 ORIGINAL CREDITOR WITHIN THE Woodbury, MN 55125 TIME PROVIDED BY LAW IS NOT Ph.: 651-209-3300 AFFECTED BY THIS ACTION. File ID: 60541 THE TIME ALLOWED BY LAW FOR NOTICE OF POSTPONEMENT OF REDEMPTION BY THE MORTGAGOR, MORTGAGE FORECLOSURE SALE THE MORTGAGOR'S PERSONAL The above referenced sale scheduled REPRESENTATIVES OR ASSIGNS, for February 25, 2010 at 10:00 a.m. has MAY BE REDUCED TO FIVE WEEKS IF been postponed to March 25, 2010 at A J U D I C I A L O R D E R I S E N T E R E D 10:00 a.m. at the Dakota County Law U N D E R M I N N E S O T A S T A T U T E S , Enforcement Center, 1580 Highway 55, SECTION 582.032, DETERMINING, Lobby S-100, in the City of Hastings, in AMONG OTHER THINGS, THAT THE said County and State.

MORTGAGED PREMISES ARE Dated: February 25, 2010 IMPROVED WITH A RESIDENTIAL BAC Home Loans Servicing, D W E L L I N G O F L E S S T H A N F I V E L . P . f k a C o u n t r y w i d e H o m e UNITS, ARE NOT PROPERTY USED IN Loans Servicing, L.P. AGRICULTURAL PRODUCTION, AND Assignee of Mortgagee ARE ABANDONED. Wilford & Geske DATED: October 01, 2009 By: Lawrence A. Wilford/James A. Geske ASSIGNEE OF MORTGAGEE: 8425 Seasons Parkway BAC Home Loans Servicing, LP Suite 105 Wilford & Geske, P.A. Woodbury, MN 55125 Attorneys for Assignee of Mortgagee Ph.: 651-209-3300 Lawrence A. Wilford File ID: 60541 James A. Geske NOTICE OF POSTPONEMENT OF 8425 Seasons Parkway, Suite 105 MORTGAGE FORECLOSURE SALE Woodbury, MN 55125-4393 The above referenced sale scheduled (651) 209-3300 for March 25, 2010 at 10:00 a.m. has File Number: 008636F01 been postponed to April 22, 2010 at NOTICE OF POSTPONEMENT OF 10:00 a.m. at the Dakota County Law MORTGAGE FORECLOSURE SALE Enforcement Center, 1580 Highway 55, The above referenced sale scheduled Lobby S-100, Hastings, in said County for November 12, 2009 at 10:00 AM has and State. been postponed to December 10, 2009 Dated: March 25, 2010 at 10:00 AM in the Dakota County Law BAC Home Loans Servicing, Enforcement Center, 1580 Highway 55, L.P. fka Countrywide Hom e Lobby S-100, Hastings, Minnesota in Loans Servicing, L.P. said County and State.

Assignee of Mortgagee DATED: November 12, 2009 Wilford & Geske, PA ASSIGNEE OF MORTGAGEE: Attorneys for Mortgagee BAC Home Loans Servicing, LP Lawrence A. Wilford NOTICE OF POSTPONEMENT OF James A. Geske MORTGAGE FORECLOSURE SALE 8425 Seasons Parkway, Suite 105 The above referenced sale scheduled Woodbury, MN 55125 for December 10, 2009 at 10:00 AM has (651)209-3300 been postponed to January 14, 2010 at Client ID: 60541 10:00 AM in the Dakota County Law 2130920 4/8/10 Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: NOTICE OF MORTGAGE BAC Home Loans Servicing, LP FORECLOSURE SALE NOTICE OF POSTPONEMENT OF NOTICE IS HEREBY GIVEN that MORTGAGE FORECLOSURE SALE default has occurred in the conditions The above referenced sale scheduled of the following described mortgage: for January 14, 2010 at 10:00 AM has DATE OF MORTGAGE: December 22, been postponed to March 04, 2010 at 2005 10:00 AM in the Dakota County Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Highway 55, MORTGAGE: $123,830.00 Lobby S-100, Hastings, Minnesota in MORTGAGOR(S): Steven C. Berge- said County and State. sen, a single man DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic ASSIGNEE OF MORTGAGEE: Registration Systems, Inc. BAC Home Loans Servicing, LP DATE AND PLACE OF RECORDING: NOTICE OF POSTPONEMENT OF Recorded: January 26, 2006 Dakota MORTGAGE FORECLOSURE SALE County Recorder The above referenced sale scheduled Document Number: 2400554 for March 04, 2010 at 10:00 AM has ASSIGNMENTS OF MORTGAGE: been postponed to April 01, 2010 at And assigned to: BAC Home Loans 10:00 AM in the Dakota County Law Servicing, LP Enforcement Center, 1580 Highway 55, Dated: September 21, 2009 Lobby S-100, Hastings, Minnesota in R e c o r d e d : S e p t e m b e r 2 3 , 2 0 0 9 said County and State.

Dakota County Recorder DATED: March 04, 2010 Document Number: 2686027 ASSIGNEE OF MORTGAGEE: Transaction Agent: Mortgage ElecBAC Home Loans Servicing, LP tronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF Transaction Agent Mortgage IdentifiMORTGAGE FORECLOSURE SALE cation Number: 1001337-0001125593-5 The above referenced sale scheduled L e n d e r o r B r o k e r : C o u n t r y w i d e for April 01, 2010 at 10:00 AM has Bank, N.A. been postponed to April 22, 2010 at Residential Mortgage Servicer: BAC 10:00 AM in the Dakota County Law Home Loans Servicing, L.P. Enforcement Center, 1580 Highway 55, Mortgage Originator: Not Applicable Lobby S-100, Hastings, Minnesota in COUNTY IN WHICH PROPERTY IS said County and State.

LOCATED: Dakota DATED: April 01, 2010 Property Address: 4434 Cinnamon ASSIGNEE OF MORTGAGEE: Ridge Trl, Eagan, MN 55122-2385 BAC Home Loans Servicing, LP T a x P a r c e l I D N u m b e r : Wilford & Geske, P.A. 10.17404.021.01 Attorneys for Assignee Of Mortgagee: L E G A L D E S C R I P T I O N O F P R O P - Lawrence A. Wilford ERTY: THAT PART OF LOT 2, BLOCK James A. Geske 1, CINNAMON RIDGE 5TH ADDITION, 8425 Seasons Parkway, Suite 105 CITY OF EAGAN, DAKOTA COUNTY, Woodbury, MN 55125-4393 MINNESOTA, LYING EASTERLY OF A (651) 209-3300 LINE DRAWN FROM A POINT ON THE File Number: 008636F01 SOUTH LINE OF SAID LOT 2, DIS- 2136595 4/8/10 TANT 32.99 FEET EAST OF THE SOUTHWEST CORNER THEREOF TO A POINT ON THE NORTH LINE OF SAID LOT 2, DISTANT 33.00 FEET EAST OF NORTHWEST CORNER THEREOF. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,189.86 THAT all pre-foreclosure requirements have been complied with; that ���������� �� ���� �����

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 MORTGAGOR: M a r c o s M o r a l e s , single.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436102.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4248 Braddock Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-52100-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block Two (2), Northview Meadows COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,280.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 21, 2009.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 3062249143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 25, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF

Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 31, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2132503 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2006 MORTGAGORS: Jon Hall and Billee Jo Hall, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 24, 2006, Dakota County Recorder, Document No. 2432376.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: April 9, 2009, Recorded: April 30, 2009, Document No. 2653778.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240006820440 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4667 Blaylock Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44001-601-07 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2601, Lafayette Park, Common Interest Community No. 370, a Condominium located in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,684.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 4, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

Minneapolis, MN 55416 (952) 925-6888 76-3211 1044656394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 31, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2132438 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,800.00 MORTGAGOR(S): Kathleen Marie Lamminen, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 14, 2006 Dakota County Recorder Document Number: 2453344 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 14, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684075 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700061498149 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17580 Isleton Ave, Lakeville, MN 55044-8716 Tax Parcel ID Number: 22-19402-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Dakota Heights Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,827.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 30, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2010, or the next business day if April 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105

8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007876F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 30, 2009 at 10:00 AM has been postponed to December 17, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 30, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2009 at 10:00 AM has been postponed to January 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 20, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007876F01 2139634 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 0 , 2005 MORTGAGORS: Andrew M. Woessner and Connie M. Woessner, husband and wife.

MORTGAGEE: Tradition Mortgage.

DATE AND PLACE OF RECORDING: Recorded April 28, 2005, Dakota County Recorder, Document No. 2317044.

ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Document Custody Services, A Division of Treasury Bank, N.A., Dated: January 20, 2005, Recorded: April 28, 2005, Document No. 2317045. And thereafter assigned to: Countrywide Home Loans, Inc., Dated: February 2, 2007, Recorded: February 20, 2007, Document No. 2497542. And thereafter assigned to: Wachovia Bank, National Association, as trustee for the Holders of J.P. Morgan Mortgage Trust 2005-A2, Dated: January 6, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15794 Cobblestone Lake Parkway, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cobblestone Lake 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $583,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORT GAGEE: $602,079.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 8, 2010.

Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-870 79836719 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 6, 2010.

Wachovia Bank, NA Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-870 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138864 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 21, 2006 MORTGAGORS: Patrick E. Funk and Candace Funk, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 18, 2006, Dakota County Recorder, Document No. 2469104.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5, Dated: January 27, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190059898247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 802 Monet Court, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-48350-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, CIC No. 163, Mendota Meadows, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $355,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $406,468.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 4, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-600 2000398245 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 6, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-600 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138882 4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Renee Aufmuth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544517 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 23, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698516 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700023434114 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15445 Frost Path, Apple Valley, MN 55124 Tax Parcel ID Number: 01-44800-505-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1505, CIC No. 377, Legacy Square Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,252.22 THAT all pre-foreclosure require-

���������� �� ���� �����

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn.

Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 19, 2010, or the next business day if July 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 19, 2010 at 10:00 AM has been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2010 at 10:00 AM has been postponed to April 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 01, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 2136587 4/8/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred under the Mortgage dated April 19, 2001, executed by Mittelstaedt Brothers Construction, Inc., a Minnesota corporation, as mortgagor, to Builders Mortgage Company LLC, a Minnesota limited liability company, as mortgagee, and recorded in the office of the County Recorder, Washington County, Minnesota on April 19, 2001 as Document No. 3151964, as amended by the Amend-

y ment to Mortgage dated December 6, 2001, which was recorded in the office of the County Recorder, Dakota County, Minnesota on December 7, 2001 as Document No. 1837511, the Amendment to Mortgage dated May 21, 2003, which was recorded in the office of the County Recorder, Scott County, Minnesota on May 22, 2003 as Document No. 603657, the Amendment to Mortgage dated August 9, 2004, which was recorded in the office of the County Recorder, Rice County, Minnesota on August 10, 2004 as Document No. 543185, the Amendment to Mortgage dated October 1, 2004, which was recorded in the office of the County Recorder, Rice County, Minnesota on October 4, 2004 as Document No. 546026, the Mortgage and Mortgage Amendment dated December 16, 2004, which was recorded in the office of the County Recorder, Rice County, Minnesota on December 17, 2004 as Document No. 549821, the Supplemental Mortgage and Mortgage Amendment dated October 6, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on October 19, 2005 as Document No. 2372125, the Supplemental Mortgage, Mortgage Amendment and Extension of Mortgage dated November 4, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on November 8, 2005 as Document No. 2379325, the Mortgage Amendment dated November 9, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on November 10, 2005 as Document No. 2380147, the Mortgage Amendment dated December 8, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on December 15, 2005 as Document No. 2388951, the Mortgage Amendment dated January 12, 2006, which was recorded in the office of the County Recorder, Scott County, Minnesota on January 13, 2006 as Document No. 726986, the Mortgage Amendment dated February 3, 2006, which was recorded in the office of the County Recorder, Dakota County, Minnesota on February 6, 2006 as Document No. 2403723 and the Mortgage Amendment dated December 14, 2007, which was recorded in the offices of the County Recorder, Scott County, Minnesota on December 17, 2007 as Document No. 789831, the County Recorder, Rice County, Minnesota on December 17, 2007 as Document No. 596137 and the County Recorder, Dakota County, Minnesota on December 14, 2007 as Document No. 2561495; that the maximum principal amount secured by the Mortgage is $7,000,000.00; that Mittelstaedt Brothers Construction, Inc. and Builders Mortgage Company LLC made and entered into a Voluntary Mortgage Foreclosure Agreement dated December 20, 2007 wherein the parties agreed that the Mortgage shall be voluntarily foreclosed pursuant to Minn.

Stat. ยง 582.32; that there has been compliance with all conditions precedent to the foreclosure of the Mortgage and the acceleration of the indebtedness secured thereby; that no action or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due under the Mortgage the sum of $2,199,908.94; and that pursuant to the power of sale therein, the Mortgage will be foreclosed and the real property located in Dakota, Scott and Rice Counties, Minnesota described as follows: Lot 15, Block 2, Lot 2, Block 5, Lots 7 and 20, Block 6, Lots 3 and 7, Block 8 and Lot 12, Block 11, Parkview Ponds; Lot 4, Block 4, Harmony 2nd Addition; and Lot 3, Block 1, Providence, Dakota County, Minnesota Lot 3, Block 6, Boulder Pointe; and Lot 6, Block 2 and Lots 2 and 3, Block 3, Boulder Pointe Third Addition, Scott County, Minnesota; and Lots 7 and 13, Block 1, Lot 1, Block 2 and Lot 6, Block 7, Fargaze Meadows, Rice County, Minnesota will be sold by the Sheriff of said County at public auction on May 25, 2010 at 10:00 a.m. in the Main Office of the Sheriff of Dakota County, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, City of Hastings, in said County and State, to pay the debt secured by the Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagor, its successors or assigns, within two (2) months of the date of the sale. After the expiration of the mortgagor's redemption period, each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. ยง 582.32, Subd. 9.

Date: March 30, 2010.

BUILDERS MORTGAGE COMPANY LLC, Mortgagee By /s/ Gerald G. Workinger, Jr. Attorney for Mortgagee 5705 Susan Avenue Edina, Minnesota 55439 Telephone: 952-941-3270 2136789 4/8-4/29/10

47A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 8, 2010

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 9 , 2007 MORTGAGOR:Michael Mahoney, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 27, 2007, Dakota County Registrar of Titles, Document No. 606648, Certificate of Title No. 142067.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Adjustable Rate Mortgage Trust 2007-1, Adjustable Rate Mortgage-Backed Pass-Through Certificates, Series 2007-1, Dated: March 15, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100251207005046649 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credit Suisse Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 159 Chaparral Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.56603.050.03 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 5, Block 3 in Palomino Hills Fourth Addition, according to the recorded plat thereof now on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$282,527.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-95 0010513448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130241 4/1-5/6/10

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on April 27, 2010 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Lawn Fertilizing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507.

Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, Formal Bid with the project address and bid due date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin.

If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. ยง 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2140139 4/8-4/15/10

Twin Cities residential construction continues on pace with previous months With the help of four large multi-family projects, the region showed a marked rise in residential permit activity in March.

Even discounting these four projects, the Twin Cities activity remains on pace with the previous several months, evidence of a stabilization in the market.

Comparing month-tomonth, March saw a 33 percent increase in permits and a 163 percent increase in units over February.

According to statistics compiled by the Keystone Report for the Builders As-

sociation of the Twin Cities, there were 236 permits for a total of 733 units permitted during the month of March, 2010. This is an increase of 109 percent in permits and 413 percent in units when compared to March 2009; with 69 percent of the units for multi-family homes.

Woodbury led the metro in building activity for the month with 261 units permitted. Minneapolis followed with 169 units, Edina had 78 units permitted, followed by Blaine with 32 and Shakopee with 22.

Listing Inventory* Twin Cities Metro - 13 County 40000

35000

30000

25000

As of April 1: 25,236 ('10) 26,159 ('09) 30,745 ('08) 30,470 ('07)

20000

2007 2008 2009 2010

15000 1-Jan

1-Feb

1-Mar

1-Apr

1-May

1-Jun

1-Jul

1-Aug

1-Sep

1-Oct

1-Nov

1-Dec

* Provided by the Saint Paul Area Association of REALTORSยฎ as reported by the Regional Multiple Listing Service. Active listings include single-family homes, townhomes, and condominiums in the 13-county metro. Numbers are subject to change. For additional information contact the Saint Paul Area Association of REALTORSยฎ at 651-776-6000.

New Listings As of April 5, 2010 Last Three Months Weekly New Listings 2,500

2,250

Current Activity One Year Ago

2,000

1,750

1,500

1,250

1,000

750

500

250 1/2/10

1/9/10

1/16/10

1/23/10

1/30/10

2/6/10

2/13/10

2/20/10

11/6/05 1/29/06

4/23/06

2/27/10

3/6/10

3/13/10

3/20/10

For the week ending:

Current Activity

One Year Ago

One Year Change

1/2/2010 1/9/2010 1/16/2010 1/23/2010 1/30/2010 2/6/2010 2/13/2010 2/20/2010 2/27/2010 3/6/2010 3/13/2010 3/20/2010 3/27/2010 3-Month Total:

688 1,668 1,668 1,522 1,584 1,848 1,764 1,833 1,715 2,279 2,110 2,277 2,240 23,196

1,098 1,830 1,540 1,531 1,635 1,780 1,682 1,558 1,628 1,829 1,789 1,768 1,731 21,399

- 37.3% - 8.9% + 8.3% - 0.6% - 3.1% + 3.8% + 4.9% + 17.7% + 5.3% + 24.6% + 17.9% + 28.8% + 29.4% + 8.4%

3/27/10

Historical New Listings 3,500

3,000

2,500

2,000

1,500

1,000

500

0 1/4/04

3/28/04 6/20/04

9/12/04

12/5/04 2/27/05

5/22/05 8/14/05

7/16/06 10/8/06 12/31/06 3/25/07

6/17/07

9/9/07

12/2/07

2/24/08 5/18/08

8/10/08 11/2/08

1/25/09 4/19/09

7/12/09

10/4/09 12/27/09 3/21/10

2

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

Pending Sales As of April 5, 2010 Last Three Months Weekly Pending Sales 1,200

1,000

Current Activity One Year Ago

800

600

400

200 1/2/10

1/9/10

1/16/10

1/23/10

1/30/10

2/6/10

2/13/10

2/20/10

2/27/10

3/6/10

3/13/10

3/20/10

For the week ending:

Current Activity

One Year Ago

One Year Change

1/2/2010 1/9/2010 1/16/2010 1/23/2010 1/30/2010 2/6/2010 2/13/2010 2/20/2010 2/27/2010 3/6/2010 3/13/2010 3/20/2010 3/27/2010 3-Month Total:

378 520 571 558 650 780 711 785 868 809 1,027 950 1,049 9,656

428 529 549 571 673 745 731 714 762 869 870 862 922 9,225

- 11.7% - 1.7% + 4.0% - 2.3% - 3.4% + 4.7% - 2.7% + 9.9% + 13.9% - 6.9% + 18.0% + 10.2% + 13.8% + 4.7%

3/27/10

Historical Pending Sales 1,800 1,600 1,400 1,200 1,000 800 600 400 200 0 1/23/05

4/17/05

7/10/05

10/2/05

12/25/05

3/19/06

6/11/06

9/3/06

11/26/06

2/18/07

5/13/07

8/5/07

10/28/07

1/20/08

4/13/08

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

7/6/08

9/28/08

12/21/08

3/15/09

6/7/09

8/30/09

11/22/09

2/14/10

3

48A

April 8, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Telework aims to reduce transit demand With about 50,000 people working outside the county, telecommuting may be best traffic congestion reduction effort

by Tad Johnson DAKOTA COUNTY TRIBUNE

Based on recent statistics, it is estimated that about 50,000 people leave Dakota County each day to work in Minneapolis, St. Paul and in Twin Cities suburbs.

Nearly all in that parade of vehicles have destinations north of the Minnesota River, which leads to heavy congestion on the rush-hour commutes on interstates 35W and 35E and Highway 77.

Longtime Burnsville resident Adeel Lari, program director at the University of Minnesota Humphrey Institute, aims to ease that congestion by removing motorists from the road and planting them in a home office during the day (see related story on today’s cover).

Lari, who appeared on a recent episode of Thisweeklive the Show, is spearheading the eWorkPlace Telework Twin Cities program April 11-24 that encourages workers to sample telecommuting for at least one day a week during that time.

The hope is that workers and employers will like the arrangement so much they

Image from Thisweeklive the Show

Adeel Lari, program director at the University of Minnesota Humphrey Institute, appeared on a recent episode of Thisweeklive the Show to discuss telecommuting. will permanently use teleworking.

The Dakota County Residential Survey found that over the period from 2006 to 2008 43-44 percent of residents commute outside the county for work.

The greatest percentage of those people traveled north, according to 2008 results, with about 18 percent ending in the cities of Minneapolis or St. Paul.

Those surveyed said their commute times increased

from 2006 to 2008 as the percentage of those reporting commutes of 26 minutes or more increased from 31 to 33 percent.

Lari said he helped bring together the people who submitted a successful application for $133.3 million for federal Urban Partnership Agreement funds that leveraged another $50.2 million from the state.

The money was used to target 35W traffic congestion by creating new express

bus routes from Lakeville to Minneapolis, add sections of additional lane capacity to 35W, create a MnPASS toll lane on 35W and fund a public information campaign to encourage telecommuting.

Lari views teleworking as the last leg of a stool that will lead to traffic congestion reductions in the Twin Cities.

“It is bad and we waste a huge amount of time and gas getting to work,” Lari said.

“Looking forward I don’t see any major investment in infrastructure especially for going across the river.

“Unless we do something regarding demand side, we are going to be facing larger and larger problems in the future.”

There is plenty of potential for growth in telecommuting in Dakota County. According to the county’s survey, only 5 percent of people reported working from home in 2008.

Dakota County is consistent with the rest of the Twin Cities as Lari said the same percentage of Twin Cities residents telework.

Lari said it is estimated that 40 percent of the Twin Cities’ 1.8 million residents

In Brief

Thisweeklive the Show airs daily on Burnsville Community Television Channel 14 at 6 a.m., noon, 6 p.m. and midnight.

Shows can also be viewed online at www.

Thisweeklive.com and on local cable in Lakeville.

have the kinds of jobs that allow them to telecommute.

That means about 700,000 people could stop using cars and buses to work from home. “(Telecommuting) is crucial as this country moves away from production and manufacturing economy to more of a knowledge-based economy,” Lari said.

Lari said eWork has signed up an estimated 30 major employers, including Bloomington-based Best Buy Corporation and Hennepin County government, and 2,300 individuals.

He said those surveyed who are already participating reported they drove 33 percent less during the rush hour and 46 percent less overall when they telecommute.

“What we are finding is that it is a major impact and much greater impact than we ever imagined,” Lari said.

Lari emphasized that an average person who telecommutes does so only about half of his or her work week, which means he or she is still going into the office for meetings and can still connect with the social network in the office.

The kickback for the employer is that teleworkers provide a 20 percent increase in productivity after they start telecommuting.

Lari said telecommuting can not only reduce congestion, but it can have a significant positive affect on reducing the planet’s carbon footprint, 33 percent of which is attributed to transportation.

For more information about eWork Telework Twin Cities, go online at www. eworkplace-mn.com.

Tad Johnson is at tad.johnson@ecm-inc.com.

Commuting from Page 1A

In addition to saving on gas, Halverson said she has been able to save on clothing and meals.

“Most days, I can start work in my pajamas,” she said.

Both she and Lari said they are often able to be more productive by telecommuting.

“I don’t have to deal with interruptions from others in the office anymore,” Halverson said.

Employees are not the only ones reaping rewards.

Employers often see increased productivity and enhanced retention as a result of having workers who telecommute, Lari said.

Telecommuting also enables employers to recruit employees from a broader geographic area, which enables them to choose from a wider pool of candidates, he said.

But the greatest advantage to many employers in this economy, is the reduction in costs associated with real estate and overhead, Lari said.

For Kathy Kacher, founder and president of Career Life Alliance, the bottom line is precisely why she decided four years ago to close her office and have all five of her employees telecommute.

The move saved her about $15,000 a year in rent expenses.

In addition to the cost savings, Kacher said, the changes freed up her own time.

“I don’t have to spend so much time watching what my employees are doing,” she said.

Photo by Jessica Harper

For Roberta Halverson most of her work is done over the telephone or via e-mail, making telecommuting an ideal work model. She said she likes that she can create her own schedule.

“I don’t care how they spend their time as long as I see the results I need.”

Although Kacher does not see her employees on a daily basis, she does touch-base with them quarterly.

“For my organization, this model works very well,” she said.

However, telecommuting has its challenges.

For some employees, it can be difficult to adjust or stay on task, Lari said.

For him, it is difficult to get away from the office when he is also already at home.

“Sometimes employers think telecommuting means you can be accessed 24-hours a day,” he said. “Sometimes, I

have to just turn the phone off so I don’t get completely attached to work.”

Halverson said for her, it’s the lack of human contact that can be difficult.

“I miss being in contact with my co-workers,” she said.

“But it is nice we meet quarterly.”

Halverson said another challenge for her, at times, is trying to stay up-to-date on the latest technology.

However, she said, if she needs to learn how to use a new software program or device, Kacher will meet with her to provide training.

Employers can also face challenges with telecommuting.

If it is not implemented properly, it could lead to poor performance, Lari said.

Employees and employers must be transparent with one another for telecommuting to be effective, Lari said.

“Expectations must be clear,” he said.

Additionally, employers need to transition from measuring activity to measuring results when assessing productivity, Lari said.

Kacher said she has had few obstacles in overseeing an entire telecommuting workforce.

So far, trying to organize emergency meetings has been cumbersome but “it hasn’t been a big deal,” she said.

Although telecommuting

Photo by Jessica Harper

Roberta Halverson of Burnsville is a part-time employee for Career Life Alliance, a consulting firm that has all of its employees telecommute. Halverson said she enjoys the flexibility that is created by telecommuting. has been an efficient model at Career Life Alliance, it is not necessarily ideal for all companies.

About 40 percent of jobs can currently accommodate telecommuting, Lari said, adding that he expects the percentage will increase over time as “we become less of a manufacturing society and more of a knowledge-based society.”

The Humphrey Institute will be offering free training during the eWorkPlace initiative to help employers decide

if and how telecommuting can work for them.

In addition to the training, participants will have a chance to win a mini-notebook computer and an Apple iPad, among other prizes.

For more information about telecommuting and “eWorkPlace: Telecommuting Twin Cities” visit www.eworkplacemn.com or e-mail Adeel Lari at larix001@umn.edu.

Jessica Harper is at jessica.harper@ecm-inc.com.