04/15/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

DERRICK WILLIAMS LAURA ADELMANN HOWARD LESTRUD

Spirt of Brandtjen Farms still growing 2A Rosemount’s first cell phone store opens 8A Target Field opens for business 52A

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DATE ##, APRIL 15, 2009 2010

VOLUME 31, 30, NUMBER NUMBER 7 # VOLUME

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Outsourcing: IT solution for small businesses DAKOTA COUNTY TRIBUNE

For many small businesses, having an information technology department is simply not an option. This is true for Jennifer Crowder, president of GR Promotions in Burnsville. The company of 12 employees was not large enough to support a full-time IT specialist, so Crowder tried for years to meet her needs by having a friend of a friend help manage the business’s computer systems. But as the business grew, its systems required more expertise. About three years ago, Crowder turned to Next Level Cafe, an IT outsourcing company in Burnsville, for help. By outsourcing, Crowder said she was able to obtain the expertise of an IT department without the overhead. “From a financial standpoint, outsourcing makes sense. It’s much more cost effective,” she said. Todd Jagerson, chief information officer at Dakota County Technical College, said he too sees outsourcing as being the future of IT support for small and mid-sized businesses. “I think it’s an exceptional way to handle IT support,” he said. “It’s a great way to invest in technology.” Often, small businesses resort to adding IT responsibilities onto an existing employee who does not specialize in that field, Jagerson said. In these cases, the person often is learning along the way, he said.

INSIDE BIZ FORUM

As businesses downsize their operations due to the recession, the time is right to reduce the size of the Legislature. CLAIRE ROBLING 4A FORUM

National report shows that Minnesota is at a competitive disadvantage among its peers. MICHAEL 4A

Consulting technology support has gained traction during the economic recession by Jessica Harper

NORBY

Outsourcing allows small businesses to access an IT specialist on an as-needed basis at a lower cost than hiring a full-time employee, he said. “You can pay them for their time only or a monthly rate,” he said. “You don’t need a content and hardware expert waiting on the floor for something to go wrong.” By having a team of experts, the business owner also does not have to worry about his or her IT specialist going on vacation, Jagerson said. Additionally, small businesses that hire outsource firms often are more likely to upgrade their systems and pursue the latest technology, he said.

BUSINESS 101

BRETT KOLLES

A SWOT Analysis can be used to quickly and effectively unlock a company’ potential without belaboring efforts. 6A

BEST PRACTICES

The best leaders have the uncanny ability to simplify and prioritize challenges to maximize their precious time. JEFF APPELQUIST 6A

Good time to be in outsourcing industry Now is a good time to be in IT outsourcing. Despite the recession, business is growing for Next Level Cafe. CEO Rich Anderson said he is seeing a gradual increase in clients as companies downsize. At the same time, Next Level lost a few clients that went out of business, while others have delayed upgrades due to tough See Outsourcing, Page 14A

!""'! !

Photo by Jessica Harper

Next Level Cafe in Burnsville is one of several firms in Dakota County that specialize in outsourced IT services for small to midsized businesses. CEO Rich Anderson said he views technology as an asset that small businesses can build upon.

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DEVELOPMENT, LEASING AND PROPERTY MANAGEMENT

April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

What makes ‘Spirit’ different? Spirit of Brandtjen Farm is one of the only single-family developments in Lakeville that’s still growing despite real estate markets and the economy being in the tank by Derrick Williams DAKOTA COUNTY TRIBUNE

The Spirit of Brandtjen Farm is different. It has been since the development was conceptualized by Tradition Companies and approved by the Lakeville City Council in the midst of the housing boom in 2005. Even for a time when things were good, the large master development was different in its ambition. Slated to cover more than 540 acres of land, Spirit is to become 2,108 units with varying residential styles, from executive estates to townhomes, as well as commercial spaces, miles of trails, and acres of parks and open space. Now, with leaner times and real estate in the tank, Spirit is different because it’s still growing. City officials credit Tradition Development with foresight for keeping the development relevant. People at Tradition point to Spirit as the reason for its modest success in a time of widespread failure. The only development site in Lakeville to offer any new single family construction in 2009, Spirit, in the last six months, added another 16 new plats to its inventory for new home buyers, and, since February, has sold five singlefamily homes. “People in these fragile times are wondering, ‘Where is it a safe place to make an investment?’ ” said Jacob Fick, Spirit of Brandtjen Farm project manager for Tradition Development. “And when you drive into Spirit, it has that ‘wow’ factor. The homes are unique, the grass is green, the lawns and boulevards are manicured – we try to go above and beyond, and you can see that. People see that and know it’s a safe place to make that investment.” And while that may get people into the sales room,

it’s not the whole story. Spirit, located in the northeast corner of Lakeville near Pilot Knob Road and 170th Street, has been an exception to the recent rule that real estate development is dead, said Daryl Morey, Lakeville’s planning director. Last year, Morey said the city processed just two residential final plats that consisted of a mere 16 lots. Both, he said, were in Spirit. Morey said the reason Spirit has maintained modest success while others are failing to get any traction is because of the ways Tradition Development built Spirit’s PUD. “They have design flexibilities that give them the ability to make land-use adjustments based on the market,” Morey said. “They’ve indicated that what they’re seeing is customer interest in smaller lots, and their PUD offers them the flexibility to offer that.” So instead of building $800,000 homes, Tradition

is building more $350,000 homes, according to Lynne JensenNelson, vice president of sales and marketing for Tradition Companies. Morey said Tradition Development deserves some credit in looking at the long term picture when the PUD for Spirit was approved in 2005. “They knew it would take 10, 15, maybe 20 years to build out,” Morey said. “They realized they needed market flexibility. Sales may not be going as briskly as projected, but they’re still going, and that’s important.” The seven lots approved by the Lakeville City Council on April 5 as part of the development’s fifth addition give Spirit 19 total new lots since September, when another 12 lots were approved by the council.

Fick said there are currently dozens of lots available – townhouse and executive lots and everything in between. For Lakeville, Spirit’s continued growth has been a shining light in an otherwise dark time. Development in the city has been on a sharp decline since 2004 – the height of the city’s burgeoning growth. That year, the city issued building permits for more than 930 housing units, according to David Olson, the city’s economic and development director. But last year just 174 new

hesitation in the market, but at the same time, he’s having conversations with people about Spirit he wasn’t having just a year ago. “We have a lot of market interest from national builders to local ones – even commercial,” Fick said. “People are talking – the wheels are starting to spin.” Despite signs of life, Fick said Tradition is intentionally keeping its expansion of Spirit slow. “Back in 2005, basic development strategy was different than it is today,” he said. “Then, other developers would build 100 lots, and now they’re saddled with some of them. Now, developers are going in much smaller phases, including us.” That isn’t to say Spirit has a glut of homes available. JensenNelson said the homes in Spirit are custom-built. Fick said another aspect that’s different for Spirit is Tradition Companies itself. Tradition is a multifaceted company with a lot of diversity, Fick said. The company is the developer, realtor, mortgage arm and does other aspects of the development. “It has allowed us to ride the waves – not get too high or low,” Fick said. For more information about Spirit of Brandtjen Farm, visit www.homesofspirit.com.

residential building permits were requested, almost none of which were for singlefamily homes. “We are cautiously optimistic things are turning the corner,” City Administrator Steve Mielke said. This year, with seven new single-family lots approved for Spirit and with another group of lots coming soon from D.R. Horton’s Fieldstone Creek development, Olson said, Lakeville will soon be up to 42 singlefamily lots for the year. “We had about 16 at this point last year,” Olson said. Derrick Williams is at “We’re seeing signs of life.” Fick said he still sees derrick.williams@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Business Briefs LEVON GROUP INSURANCE AGENCY OPENS IN BURNSVILLE Allstate exclusive agent Greg LeVon recently opened an insurance office at 11979 County Road 11, Suite 240, in Burnsville. His new agency, called The LeVon Group Insurance Agency, offers customers a full line of Allstate insurance products and services, including auto, motorcycle, homeowners, renters, business and commercial, boat, RV, life, retirement and Allstate Motor Club. LeVon graduated from the University of Minnesota with an MBA and is involved in the Minnesota Multiple Sclerosis Society and the Apple Valley men’s baseball team. Greg is also an active member of the local and national Harley Owners Group (HOG) chapters. The LeVon Group Insurance Agency is open from 9 a.m. to 6 p.m. Monday through Friday, and evenings and weekends by appointment. CONAGRA FOODS RECEIVES $383,181 DEED GRANT The Minnesota Department of Employment and Economic Development (DEED) announced it will provide a $383,181 Minnesota Job Skills Partnership program grant to support the training of 575 employees of ConAgra Foods, including those in Lakeville. This two-year training collaboration will be coordinated and facilitated by Dakota County Technical College (DCTC). ConAgra and DCTC will develop a manufacturing technician curriculum for machine mechanical and electrical technicians, production line workers and supervisors. RED ROOSTER AUTO PARTS CHANGES NAME Red Rooster Auto Parts on 14820 Granada Ave. in Apple Valley recently changed its name to U Auto Plus. ONCE UPON A CHILD CELEBRATES 25 YEARS Once Upon a Child, a gently used children’s clothing retailer in Burnsville, celebrates its 25th anniversary this month. BILL BUTTWEILER OPENS JEWELRY STORE IN FORMER SPACE Former Apple Valley Jeweler owner Bill Buttweiler is opening a new store, Apple Valley Diamonds and Gold, in the same location at 14810 Granada Ave. in Apple Valley where he operated

Buzz Spotlight Sheila Longie receives bank’s Legacy Award Document Destruction Services president recognized for community involvement by Jessica Harper

When she is not assisting the business community, Longie is Sheila Longie, president of coaching the USA Deaf WomDocument Destruction Services en’s Curling Team. in Lakeville, recently received Curling has been a long-time the Business Owner/Manager hobby of Longie’s. Legacy Award from Lakeview The deaf team approached Sheila Bank. the team Longie was playing on “This is most humbling,” Longie about four years ago for assisLongie said. “I didn’t expect it tance. and definitely appreciate it.” Although she did not know sign The award recognizes those who language, Longie offered to coach not demonstrate Lakeview’s core values of only the women’s team but also the integrity, respect, honesty, service, atmen’s deaf curling team. titude and professionalism, Lakeview “I guess I happened to be at the Bank President and CEO Tom Mork right place at the right time,” she said. said. It was a bit challenging at first as Longie was recognized for her longLongie learned sign language. time dedication to the Lakeville Area “They were very patient with me,” Chamber of Commerce and community. she said. Longie serves on the Lakeville EcoLongie said she is also able to overnomic Development Commission and come the language barrier by demonLakeville chamber board of directors, strating things – and it helps that sevand is a member of the Lakeville Roeral of the team members read lips. tary, where she has served as a STRIVE Both teams have competed in the mentor. Deaf Olympics. The women’s team She has also chaired the Taste of earned a silver medal in the 2007 Deaf Lakeville committee and completed Olympics, and will be competing in the Leadership Lakeville program in Slovakia in February 2011. 2007. After a few years, it became cumDAKOTA COUNTY TRIBUNE

Business Briefs Apple Valley Jeweler, which he lost to bankruptcy. PRINT SOLUTIONS OPENS IN AIRLAKE INDUSTRIAL PARK Print Solutions opened in Airlake Industrial Park at 21021 Heron Way. In addition to printing services, it also offers graphic design, business identity and branding, fulfillment, retail signage and mailing services. Its Web site is www. printsolutionsmn.com. SALON ONYX TO HOST FUND RAISER FOR CANCER WALK Salon Onyx in Lakeville will be hosting a Cut-a-thon from 10 a.m. to 2 p.m. on April 18 to raise funds for the 30-day Breast Cancer Walk in Minneapolis. The salon hopes to raise more than $1,000 for the charity event. For more information, call Salon Onynx at (952) 892-6613. KELLER WILLIAMS REACHES OUT TO LOCAL COMMUNITIES

bersome to coach both teams so Longie found a replacement for the men’s team. Longie said the most rewarding part about coaching is the opportunity to spend time with the members of her team. “They are phenomenal and so appreciative,” she said. The Legacy Award also recognizes Longie’s professionalism in overseeing Document Destruction Services, a AAA-certified company that specializes in the destruction of confidential documents, electronic media and hard drives. Longie joined the document destruction industry 10 years ago after working in the print industry for 22 years. Longie started her new career at Confidential Document Services in La Crosse, Wis., and quickly moved up to vice president. Three years later, she was hired in the same position at Document Destruction Services. In 2008, she became the company’s president. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs

All Keller Williams Realty associates in the US and Canada will be donating their time on May 13 to renewing and energizing aspects of their local communities as a part of an initiative called Renew, Energize and Donate (RED) Day. Due to her constant commitment to the culture of the company, this day has been dedicated to Keller Williams Vice Chairwoman Mo Anderson. Locally, 14 metro Keller Williams

offices will participate in RED Day partnering with Homeless and Hungry Outreach to raise awareness of homelessness and the dire need to stock local food shelves throughout the Twin Cities. Agents will be hosting food-shelf drives, participating in sleep-outs, working at local shelters, and canvassing neighborhoods collecting food. Those interested in making a food or monetary donation for RED Day, can contact Barb Heenan at (952) 841-2262.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Time is right for reducing size of Legislature by Claire Robling SPECIAL TO THE TRIBUNE

Throughout the economic recession, numerous businesses have been downsizing their operations. Some governmental entities have also been following suit, and with tax revenues down and budgets tightening even more, we’ll be seeing more restructuring and reductions in public programs in the future. So what about the Minnesota Legislature? How should legislators restructure and help control costs within their own institution? I believe a major step would be to reduce the size of the legislature, and what better time to consider it than when a U.S. Census is taking place with redistricting to follow? One can effectively argue that this opportunity comes along only every 10 years, and this would be an ideal time to act, plus it could provide needed cost savings. With this in mind, I drafted a bill to cut the Minnesota Senate from 67 to 50 members and reduce the House from 134 to 100 members. As I was gathering co-authors, Sen. Gen Olson, R-Minnetrista, informed me that she had recently introduced a similar bill that would reduce the Senate from 67 to 56 members, and cut the House from 134 to 112 members. The more I thought about her bill, the better I liked it, so I abandoned the one

Guest Columnist Claire Robling

I had drafted and signed on as a coauthor of her proposal. Senate File 2199 not only has a smaller reduction in the number of legislators than my original proposal (thereby making it more likely to pass), but the number 56 is also divisible by seven or eight, and one of the goals of the bill is to make sure the state senate districts are completely within congressional districts. Depending upon U.S. Census totals, Minnesota may retain its eight congressmen, or possibly lose representation and be reduced to seven congressional districts. Either way, a Senate district would not need to be divided in the formation of a congressional district, thereby making it less confusing for voters and communities. The newly redrawn districts would be reflected in the general elections in November 2010, following redistricting. Minnesota has overall the fifthlargest legislature in the country while ranking 21st in population among the states. The Minnesota Senate has the

distinction of being the largest Senate body in the country, and our House of Representatives is the ninth-largest of the 50 states. We’ve asked for a fiscal analysis in the Senate, and when you add together the costs of a senator’s salary, per diem, mileage, and other expenses plus similar costs for one legislative assistant designated to each senator, the average cost of maintaining a seat in the Senate is roughly $130,821. If you multiply that number by the 11 seats we propose to eliminate, that is a savings of $1.44 million per year just on the Senate side. The savings on the House side would be nearly double that amount, so we’d expect to save approximately $4 million annually. The bill cleared its first hurdle in the Senate when Olson and I presented it to the State and Local Government Operations Committee on March 12. It passed on a 5-4 vote and was forwarded to the State Government Budget Division where it narrowly passed another vote. Those voting against the bill, mainly legislators from rural districts, argued that the reduction in legislators would increase the number of constituents and the geographic size of districts, thereby making it more difficult to keep in touch with constituents. However, I argued that with the rapid growth in my district, I likely represent more than 100,000 people, and even though I am busy, I gener-

ally find it manageable to keep in touch with constituents, especially with the increasing use of technology. Minnesota is changing, and technological advances have brought populations together despite the geographic miles that separate people. Under our reduction plan, we estimate that the average Senate district would still be under 100,000 people, with the House districts half that size. Under the last redistricting plan in 2002, each Senate district contained approximately 73,000 residents. The future of our bill to reduce the size of the legislature is uncertain, but I am hopeful that legislators will want to set an example of how government can be restructured to provide efficiencies and cost savings by starting with ourselves. I plan to keep working toward passage of the bill in the coming weeks, and if we need to push that effort into the beginning of the next session as we consider new legislative districts, I’m willing to continue to work on the proposal. Claire Robling, R-Jordan, represents Minnesota Senate District 35, which includes Prior Lake and Elko, New Market and Credit River Township. She can be reached at (651) 296-4123 or at sen. claire.robling@senate.mn.

Legislators: Try putting yourselves in my shoes by Michael J. Norby SPECIAL TO THE TRIBUNE

The annual study comparing Minnesota commercial property taxes with other states was recently released. This report by the National Association of Industrial and Office Properties shows for the umpteenth year that Minnesota is at a decidedly competitive disadvantage among its peers. Legislators have seen this data for years showing the disparity in business climate, but the graph showing tax burdens really struck me this year. I challenge legislators to put themselves in the place of a small business owner. We are struggling – period. It is more than disheartening to see the state’s spending increase nearly 5 percent every year while small businesses are struggling to keep their doors open. Lawmakers in St. Paul

Guest Columnist Michael Norby

must realize it cannot continue down this path, because policy-makers are slowly killing the golden goose that has been laying their golden eggs. When are our leaders going to mirror what small business has had to do for a decade now? Reduce expenses while maintaining or improving service. Instead of trying to figure out new ways to increase taxes, it’s time legislators made some tough decisions and tell citizens no. It’s not easy, but nothing worthwhile ever is. The disconnect between how gov-

ernment and private business operates has never been more apparent, and it is growing more and more every year. Private enterprise, specifically small business, has been the engine to drive growth and prosperity. And the lack of discipline in St. Paul is sucking the life out of our business and businesses just like ours across Minnesota. Businesses have had to cut spending because revenues have not increased. That means reducing employee hours, freezing wages, cutting benefits and, equally important, working harder and finding greater efficiencies. It makes no sense to cut in ways that hurt your customers. State government should do likewise. I’m frustrated. I see what I have had to do to keep my head above water and do not see the same effort by Minnesota government. How bad does it have

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to get before you start to look at some of these sacred cows of government – for example, the defined-benefit retirement plans and health care plans that are far more generous than those in the private sector? I am not asking for any more government services. More effective? Yes. But just more? No. That gives you the opportunity to reduce the cost of government – thus reducing the need for more of my tax dollars. If that occurs, I bet you would find many businesses, large and small, creating jobs again. Michael Norby is president of L.J. Norby Company in Detroit Lakes, Minn. Columns reflect the opinion of the author.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010

Forum

We in Minnesota really are doing worse for our students of color by Dane Smith SPECIAL TO THE TRIBUNE

I am a white person of Scots-English and Southern U.S. heritage who is grateful to have ended up in this progressive Northern state, the best and coolest state in the nation, I earnestly believe. I like to needle my Texas kinfolk by bragging that Minnesota was the first state to offer troops to President Abraham Lincoln for the Civil War in the 1860s. And we were in front of most others in producing national civil rights leadership from all our major political parties, from the 1940s through the present day. I tend to be smug, or at least oblivious, about my own good luck and educational advantage as well as Minnesota’s reputation for tolerance and human rights progress. As my state and my country have become more healthily diverse, I have moved through various stages of ignorance, denial and defensiveness about the historic and continuing disadvantage for people who don’t look like me. One belief I stubbornly clung to was that the racial achievement gap in our Minnesota schools was not as serious as it appeared. I would nod my head in agreement when well-intentioned white folks like me would argue that Minnesota really still is better, significantly more helpful and hospitable to immigrants and minorities than other states, despite the evidence that there was a large gap between white and non-white educational achievement. The statistical argument we’d hide behind was that our kids of color weren’t doing so much worse than kids of color in other states, but rather the gap was mostly a function of our white kids doing so much better than white kids in other states. I was wrong. That argument is simply not true, according to the latest evidence. The most recent “Nation’s Report Card”

Guest Columnist Dane Smith

on reading scores from the National Assessment of Educational Progress (NAEP) provides compelling evidence that Minnesota kids of color really are doing a lot worse than those in other states, while Minnesota white students’ advantage over others is minimal. Our policy and research director at Growth & Justice, Matt Kane, culled these numbers from the NAEP report, showing average fourth-grade reading test scores for various groups: White MN - 230 White US - 229 Black MN - 195 Black US - 204 Hispanic MN - 194 Hispanic US - 204 Asian MN - 219 Asian US - 234 American Indian MN - 200 American Indian US – 206 In other words, Minnesota’s white fourthgraders scored just one point higher than their national counterparts. Not so far aboveaverage, after all, out here in Lake Wobegon. And Minnesota kids of color, in every single subgroup, were behind their national counterparts by 6 to 15 points. This all translates to one of the largest gaps in the nation; we are tied with several other states for the largest black-white gap for reading scores among fourth-graders. Scores from other evaluating entities and on measures other than reading in recent years have revealed similar gaps, if not as stark as the latest data. As the Star Tribune’s Emily Johns report-

ed last week, “The state’s vexing achievement gap has become a long-term blemish on an otherwise good reputation for educational performance.” Let’s get real – “blemish” is an understatement. This is getting to be a genuine embarrassment, no longer an interesting idiosyncrasy, in a state that has always prided itself on fairness. Moreover, it’s a recipe for economic disaster. Our non-white population will swell from somewhere around 5 percent in 1980 to 25 percent by 2035, according to the Minnesota State Demographic Center, and the school-age population typically is even higher. This is the face of our new Minnesota: We will be more colorful. And common decency compels us toward greater equality of outcomes for all our children, lifting those on the lower end. If that isn’t enough, consider the dollarsand-sense perspective: Our economy will not thrive as it has unless minority education attainment, specifically the successful completion of some higher-education credential, matches the historically high level achieved by our German and Scandinavian and European immigrants over the last century. So we know what to do, or at least where to start. Our own Smart Investments in Minnesota’s Students framework calls for investing in proven interventions for those kids in the low-income and minority categories who’ll most need the help (obviously, not all will) – and the help needs to start even before birth and definitely in early childhood, if we want to close this gap. Groups such as the Minnesota Minority Education Partnership are working on research and advocacy that shines light on what works to close the achievement gap, proposing broad public policy improve-

ments, including a renewed emphasis on cultural competency and better education for teachers and school officials themselves. The group’s associate director, Jennifer Godinez, suggests that Minnesota take a fresh look at exactly why other states are doing better and view the problem as an “innovation challenge” rather than a disappointment. Business leaders through groups such as the Itasca Project have produced plenty of strong policy formulas under a Close the Gap project. And Education Department Commissioner Alice Seagren has to be commended for challenging the conservative dogma that money doesn’t matter. Seagren said at a Growth & Justice conference more than two years ago that “money does matter,” and in the Star Tribune she was quoted: “We are really going to devote some significant additional money to trying to focus on our minority students and the achievement gap,” adding that the effort has to be on the whole age continuum, from early grades through high school. Without a doubt, new money has to be spent in smarter and different ways. More and better investment toward this purpose must be a top priority for the next governor of Minnesota, and the payoff for our jobs and our economy will be even sweeter than the restored bragging rights. Dane Smith is the president of Growth & Justice – a non-partisan advocate for fair taxation and smart public investment. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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Bipartisan small business caucus produces results by Joe Atkins SPECIAL TO THE TRIBUNE

Ninety percent of the work we do every year at the state Capitol is the result of bipartisan efforts. My favorite example of that this year is the success of the Small Business Caucus. The Small Business Caucus is a coalition of 40 Democrats and Republicans committed to making Minnesota an even better place to do business. Over the last six months, we have been listening closely to small business owners across the state. Using their input, we produced an aggressive legislative agenda to help make Minnesota businesses more competitive. Six weeks into the 2010 Legislative Session, we have already passed more than onethird of that small business agenda. Several weeks ago, the Legislature overwhelmingly passed a “jobs bill” containing several key priorities of the Small Business Caucus, which should help put Minnesotans back to work. Those measures included: Angel Investor Tax Credit From Honeywell to 3M — every company starts with a good idea. But small businesses need capital from loans and investors to get those good ideas off the ground.

Guest Columnist Joe Atkins

But right now venture capitalists — private investors in search of the next Google or Apple — have little financial incentive to make investments in growing small Minnesota companies. That’s because other states like Wisconsin have enacted Angel Investor Tax Credits to reimburse investors for supporting startup companies. For years state lawmakers have been trying to make Minnesota more competitive by enacting a similar Angel Investor Tax Credit. Because of the work of the Small Business Caucus, we made it happen this year. Research and Development Tax Credit — Minnesota already has a Research and Development Tax Credit that reimburses large corporations like Medtronic for money they spend on research and innovation to create new products. But small businesses, including hightech start-ups, aren’t eligible for the credit. The Small Business Caucus wanted to

change that — and we did. These are just a couple common-sense solutions that will support growing Minnesota businesses and create long-term, goodpaying jobs right here in our state. With six weeks left in the legislative session, the Small Business Caucus remains focused on passing more initiatives that will make Minnesota an even better place to do business. These bills would: • Help community banks lend to small businesses, • Simplify paperwork for small business formation and registration, • Create a one-stop online resource assistance network for entrepreneurs. Please contact me with any questions, concerns, or suggestions in the weeks ahead. By working together, we can make Minnesota an even better place to live, work, and do business. I look forward to hearing from you. Rep. Joe Atkins, DFL-Inver Grove Heights, chairs the House Commerce and Labor Committee and is a founding member of the bipartisan Small Business Caucus. He can be reached at rep.joe. atkins@house.mn.

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Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Though itâ&#x20AC;&#x2122;s a old tool, donâ&#x20AC;&#x2122;t SWAT the SWOT Timeless business acronym holds value when businesses use it to unlock their potential by Brett Kolles SPECIAL TO THE TRIBUNE

Have you ever found yourself listening to someone who inadvertently uses a term that you havenâ&#x20AC;&#x2122;t heard in a while? Perhaps a dated phrase or even an old punch line that sends you back a few years? Your reaction is knee-jerk: You recoil a bit and strain to remember when was the last time you heard that one. A friend of mine used the term â&#x20AC;&#x153;SWOT Analysisâ&#x20AC;? recently during a board meeting I was attending. Itâ&#x20AC;&#x2122;s been a few years, but I remember the acronym standing for Strengths, Weaknesses, Opportunities and Threats. The SWOT Analysis came out of the 1960s, although its precise origins are still debatable. A SWOT Analysis has

Make It Happen Brett Kolles

been used by both industries and individuals to quickly analyze a business or even a personal situation. You begin a SWOT Analysis with a focus on your companyâ&#x20AC;&#x2122;s strengths. Obviously, all businesses have them, but highlighting the strengths results in increasing them. If you can clearly and articulately identify your companyâ&#x20AC;&#x2122;s central strengths, it is actually easier to add to them. For instance, if you have a strong line of product sellers, what can you do to increase their awareness?

If you have an outstanding employee or productive agent whose successes are demonstrable, what other assignments or capacities might he or she excel in? A line with a healthy margin? How can you market it more aggressively? The SWOT Analysis now gets a little trickier when taking on the next word of the acronym â&#x20AC;&#x201D; weaknesses. What are they? All businesses have weaknesses. By identifying your weaknesses and then attacking them, you are on your way to success. Skinny margins? High employee turnover? The high cost of new equipment? Almost any weakness can be remedied if

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

dealt with directly, honestly, intelligently and strategically. A successful business person always knows his or her weaknesses inside and out and addresses them head-on. The next quadrant of the SWOT Analysis is opportunities. If any business is to survive for the long term, it must create and capitalize on new opportunities. Maybe there is an opportunity for a strategic alliance with your business? Perhaps there exists a community event that could benefit from your goodwill?

A competitor that might be closing its doors? Used equipment that your business could purchase at a discount? What is it that your company could do, create, or expand into that it is not doing currently? The last part of the SWOT Analysis equation is the toughest to deal with â&#x20AC;&#x201D; Threats. What is lurking out there that has not raised its ugly head yet, but you know itâ&#x20AC;&#x2122;s real and perhaps just a matter of time. My friend on the board mentioned to me in passing that some companies right

now are not treating employees as well as they ought because of the recession. Some employers feel that can get more out of their employees because everyone is tightening up. The problem for such companies is that when the economy rebounds, so go their employees for better opportunities. This is indeed a threat! A SWOT Analysis can quickly and effectively highlight your companyâ&#x20AC;&#x2122;s strengths, weaknesses, opportunities and threats without belaboring efforts. Although the term has been around for decades, its relevance remains intact. Brett Kolles is an English and business communications instructor at Dakota County Technical College. His e-mail is brett.kolles@dctc.edu.

Best Practices

Business leaders need to simplify, prioritize by Jeff Appelquist SPECIAL TO THE TRIBUNE

I know an executive who has a 40-page list of personal action items. Not forty items, total, on his to-do list. Forty pages, single-spaced, in a bound notebook. I have had professional dealings with this leader and I can tell you from personal experience that while he is a terribly busy man with a lot to do, he gets absolutely nothing done. He does not follow up on the most basic tasks, like returning phone calls or responding to e-mails. He cannot be counted on to deliver an outcome on anything. He tries to do everything, yet he accomplishes nothing. He is in a position of real power and his organization suffers greatly for his complete lack of focus. He has failed to adhere to that most fundamental yet important leadership principle: simplify and prioritize.

Guest Columnist Jeff Appelquist

Simplifying and prioritizing starts with each of us as individual leaders. If we donâ&#x20AC;&#x2122;t know what we are trying to accomplish in our own jobs, then there is no chance that the teams we lead will be any better focused. In a recent interview the CEO of Continental Airlines, Lawrence Kellner, was asked how he manages his time. He replied: â&#x20AC;&#x153;I used to have a long, long to-do list. At the end of the day, Iâ&#x20AC;&#x2122;d see which ones got done. Then five more notes might be on my desk, and Iâ&#x20AC;&#x2122;d throw them on the list. I realized I was often doing what came to me as opposed to what was really important. So I started saying, â&#x20AC;&#x2DC;O.K., what are the three

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most important things I need to do today?â&#x20AC;&#x2122; And if No. 1 is a 12hour task, then Iâ&#x20AC;&#x2122;ll spend the day working on it. I need to decide whatâ&#x20AC;&#x2122;s the most value-added thing I can do.â&#x20AC;? In short, Kellner succeeded in taking charge of his professional life by proactively prioritizing his efforts, rather than simply reacting to whatever was in front of him. How well do you practice this skill as a leader? Once we have our own priorities in order, the next task involves making sure our organizations and teams know what their priorities need to be. Again, Kellner is a model of good leadership in this regard. He says: â&#x20AC;&#x153;When I became CEO, I started ending each of my three most important meetings each month by say-

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ing, â&#x20AC;&#x2DC;O.K., here are the three most important things weâ&#x20AC;&#x2122;re doing. Here are the three priorities.â&#x20AC;? His followers at Continental were no doubt grateful to him for explaining in clear and concrete terms exactly what he expected of them. Great leaders instinctively understand that their teams are looking to them to identify just a small handful of key objectives, three or four at the most, and to communicate those objectives effectively. William Green is the chairman and chief executive of Accenture, the global consulting, technology services and outsourcing company. Green relates a story about how he was able to simplify things for a group of brand new employees: â&#x20AC;&#x153;I once sat through a three-day training session for new managers. I counted 68 things we told them they needed to do to be successful. And I got up to close the session, and I said there are three things that matter. The first is competence. â&#x20AC;Ś The second one is confidence. â&#x20AC;Ś The third thing is caring.â&#x20AC;? From 68 things to three. Again, this group of Accenture managers surely appreciated their chief â&#x20AC;&#x2122;s willingness to help them prioritize in their jobs, and in their leadership journey. Cristobal Conde is the president and CEO of SunGuard, a software and IT services company, and he was notorious early in his career

for micromanaging and making every decision himself. He soon realized the futility of this approach. He recalls: â&#x20AC;&#x153;That was in the early 90s, and that experience convinced me that the right way to do it is the opposite, which is to hold people accountable, to really restrict the number of things you say to them, and to decide the one or two things that are most important. You have to do that consistently over a year before you start having an impact.â&#x20AC;? Indeed, it takes time to hammer a message home, but if it is simple and consistent, people will eventually respond and deliver. Alan Mulally has been the president and chief executive of Ford Motor since 2006, and has led that company to extraordinary levels of achievement and value creation in an incredibly challenging time for the auto industry. Mulally is another leader who stays focused on a few key objectives. He says: â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;ve moved to a place where Iâ&#x20AC;&#x2122;m really focused on four things. I pay attention to everything, but there are some things that are very unique to what I need to do as a leader. One of them is this process of connecting what weâ&#x20AC;&#x2122;re doing to the outside world. â&#x20AC;Ś A second focus for me is: What business are we in? What are we going to focus on? The third one is balanc-

ing the near term with the longer term. â&#x20AC;Ś And then I really focus on values and standards. â&#x20AC;Ś Iâ&#x20AC;&#x2122;m the one who needs to focus on those four things, because if I do that, the entire team will have an understanding of them.â&#x20AC;? Albert Einstein once said: â&#x20AC;&#x153;Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius â&#x20AC;&#x201C; and a lot of courage â&#x20AC;&#x201C; to move in the opposite direction.â&#x20AC;? The best leaders have an uncanny ability to simplify what is complex. They know what is truly important and what is not. They can identify the most critical challenges before them and prioritize those challenges so as to maximize their precious time. And they communicate these simple priorities to their team, again and again, in a way that helps people know how to direct their own efforts and to achieve results. Great leaders are incredibly adept at simplifying and prioritizing. Jeff Appelquist is founder and president of Blue Knight Battlef ield Seminars, which provides individual leadership and team development training. Jeff is a former Marine off icer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010

News Roundup Recent news from around Dakota County

Apple Valley

Dakota County

Farmington

Program offers better energy options for homeowners

Don Gudmundson named interim Steele County Sheriff

Ice rink repair, bond sale OK’d for Schmitz-Maki Ice Arena

The Center for Energy and the Environment is once again organizing workshops for its Better Energy program, in which Apple Valley residents can receive $400 in energysaving products and services for a $20 co-pay. Apple Valley is one of eight cities throughout the state chosen for the program, which seeks to help residents reduce their energy use and expenses. The program includes free workshops and customized home consultations. Homeowners can get involved by attending one of two free workshops later this month – April 20 at the Hayes Community and Senior Center, or April 24 at Valley Middle School. There, residents will learn simple ways to lower energy use in the home – things like taking shorter showers, washing clothes in cold water and more, said Ashley Robertson of CEE. While attending one of the workshops, homeowners can sign up for a $20 customized home visit in which a consultant will install low-flow shower heads, test for air leaks and install CFL bulbs, among other energy-saving features. This service has about a $400 value, according to CEE. The consultant also will provide information on financing, incentives and rebates that homeowners may be able to obtain for additional energy-saving projects. In addition to the services, homeowners will receive 12-month updates on their energy-reduction progress. Townhome and condo owners are excluded from in-home services due to association bylaws and issues associated with multiple adjacent units, Robertson said. This is the second round of Better Energy workshops in Apple Valley. The first workshops were held in October and drew about 160 homeowners. In Apple Valley, Better Energy is a collaboration among city government, CEE, CenterPoint Energy and Dakota Electric through a grant from the Environment and Natural Resources Trust Fund. More information about the program is at www.cityofapplevalley.org.

Former Dakota County Sheriff Don Gudmundson was named interim sheriff of Steele County on April 6. Gudmundson beat a narrowed field of finalists for the position, and was ultimately chosen by Steele County commissioners over A. Paul Monteen, Minnesota standards coordinator for the State Board of Peace Officer Standards and Training. Via e-mail, Gudmundson said he will take the oath of office at the end of April and begin the job, which was vacated by retiring Sheriff Gary Ringhofer, on May 1. Photo submitted In February, Gudmund- Former Dakota County son surprised Dakota County Sheriff Don Gudmundson officials by announcing he was present when the Dakowould retire as county sheriff ta County Board appointed Feb. 28, instead of at year’s- Chief Deputy Dave Bellows end, citing family reasons. as his successor Feb. 23. He also recommended county commissioners appoint his chief deputy, Dave Bellows, as his successor, which they did on Feb. 23. Bellows had planned to run for the position in November’s election; also announcing his bid for the office is Apple Valley Police Sgt. Mitch Scott.

The Farmington City Council awarded on April 5, contracts for construction work at Schmitz-Maki Ice Arena. Bonestroo was hired as construction manager for $20,500 to complete ice rink repair plans and specifications and work with the city through the bidding process. The contract stipulates that construction will be complete by mid-September or penalties will be assessed. To hold down project costs, City Administrator Peter Herlofsky said the city will try to examine every opportunity to enhance the arena with as much volunteer work as possible. Herlofsky said in-kind donations of supplies would be the safest and best type of contribution an individual or group could make.

Burnsville Applicants sought for arts center advisory board The Burnsville City Council is seeking applicants for the Burnsville Performing Arts Center Advisory Board. The board is a new, council-appointed body that will be responsible for researching, reviewing and making recommendations on issues related to the arts center. The council will appoint six members from among applicants with expertise in one or more of these areas: business operations (for-profit organization); marketing and communications; event planning; entertainment business sector; fundraising; finance; and human resources. Board members will be appointed to serve one-, two- or three-year terms beginning on June 1. Meetings will be at least once a month. Applicants must be 18 years of age or older, a Burnsville resident, or someone who works for or has a business in Burnsville. The application deadline is 4:30 p.m. on Friday, April 30. The council will interview applicants in mid- to late May. To receive an application form, call the city clerk’s office at (952) 895-4490 or e-mail macheal.brooks@ci.burnsville. mn.us. Information is also available at www.burnsville.org.

Eagan City honored for partnership with Thomson Reuters The city of Eagan was given a Local Government Innovation award by the Humphrey Institute April 7 for its public–private television studio collaboration with Thomson Reuters. Located on Thomson Reuter’s Eagan campus, E-TV – the city’s public access production studio – was launched in 2009. It is believed to be the first public access studio located on a corporate campus in the country. During the day, E-TV staff provides video services to Thomson in lieu of rent, and the studio is used by Thomson for executive communications to its offices around the world. During afternoon and evening hours the studio is used by the city of Eagan and residents for community television needs. E-TV replaces a joint studio formerly shared with Burnsville. Burnsville Community Television established a studio at Burnsville High School in a partnership with School District 191. Thomson paid to build the 2,500-square-foot space in the lower level of its main building. The city spent $300,000 on state-of-the-art equipment using franchise and public access fund reserves, which are non-tax dollars, according to the city. The partnership is saving the city more than $100,000 each year, said Eagan Communications Director Tom Garrison. The annual Local Government Innovation Awards are hosted by the Public and Nonprofit Leadership Center, in collaboration with the Association of Minnesota Counties, the League of Minnesota Cities and the Minnesota School Boards Association, to recognize outstanding cities, counties, and public schools that have used innovative practices to improve local services.

Lakeville Congressional districts could be changed by Census results The 2010 Census could determine whether Minnesota will keep all eight congressional seats it has in the U.S. House of Representatives. And if the state loses a seat, Rep. John Kline, R-Lakeville, and his fellow Republicans, Michele Bachmann and Eric Paulsen, could be vulnerable when the new districts are divvied up. With the possibility of eight representatives and only seven districts, the fight would shift to the state Legislature to determine which member of the delegation is out of the shuffle. The Census has a large impact on funding, too. Information gathered from the Census helps determine how more than $400 billion in federal funding is spent each year on infrastructure and services such as hospitals, schools, job training centers, senior centers, bridges, tunnels, other public works projects and emergency services, according to Kline’s office. According to the State Demographer’s office, Minnesota is about 1,100 people away from losing its eighth congressional seat based on population estimates done in December by the Census Bureau. State Demographer Tom Gillaspy said Minnesota, Missouri, California, and Texas are literally in a dead-heat for the 435 apportioned seats in the U.S. House of Representatives. For a more detailed more information about the Census, visit www.census.gov. (A full version of this story can be found in Thisweek Farmington-Lakeville or at www.thisweeklive.com.)

Rosemount City seeks to attract more business Among the Port Authority’s goals for 2010 is to increase the business tax base and develop a “wish list” of industry sectors city officials might attract to Rosemount. Examples of businesses the city would like to attract include an oral surgeon, Trader Joe’s, Denny’s Restaurant, Genz-Ryan, Whole Foods and Chipotle. To attract retail and industrial sectors and the jobs they bring, city officials plan to conduct more market research, and take advantage of networking opportunities to get feedback from business owners. To provide more input and advice, the Port Authority may begin regularly inviting individuals or groups with marketing and economic development expertise to their meetings. Its next meeting is April 18.

April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Rosemount Verizon store owners plan for success Store draws strong community interest by Laura Adelmann DAKOTA COUNTY TRIBUNE

In a challenging economy, three friends-turned-business-partners are systematically building a chain of cell phone stores in key areas â&#x20AC;&#x201D; smaller towns. Rosemount is the most recent location targeted by coowners Jon Medin, 24, Matt Funk, 29, and Kyle Palmer, 26, for a Verizon Wireless Zone store, which opened March 22 at 3784 150th St. W. in the Cub strip mall. So far, business has been brisk, said store manager Scott Tande. â&#x20AC;&#x153;Business has been great. Itâ&#x20AC;&#x2122;s been more than we expected. A lot of it is because itâ&#x20AC;&#x2122;s so busy around Cub Foods,â&#x20AC;? Tande said. Medin agreed that having a large anchor store in the same strip mall has boosted foot traffic and the ownersâ&#x20AC;&#x2122; initial expectations. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s busy. This is probably our busiest store right now,â&#x20AC;? Medin said, adding about 25 to 30 customers per day are coming through their doors. He said sales have been 50 percent more than they expected, although he declined to give specific dollar figures. Store goals are to sell at least 200 cell phones and plans per month, Medin said. Long-term, the trio hopes to open six more stores within the next five years. With each opening, the owners hire a manager, and remain in the store until itâ&#x20AC;&#x2122;s operating smoothly, hire staff, then they move on to oversee the next store opening. Based on the groupâ&#x20AC;&#x2122;s prior experience with their Verizon Wireless Zone stores in Mendota Heights, Hastings and Menomonie, Wis., Medin said he anticipates traffic will be about 12 to 15 cus-

Photo by Laura Adelmann

One of the strategies partners Medin, Funk and Palmer Photo by Laura Adelmann used to advertise their new Verizon Wireless Zone shop is Rosemount Verizon Zone store manager Scott Tande talks with customer George Tnar- â&#x20AC;&#x153;wind featherâ&#x20AC;? signs that were located in front of the store loch. along County Road 42. increase to rival that of tomers per day once the inibroadband and cable, he said. tial store opening is over and â&#x20AC;&#x153;I expect that mobile Inthey are established. ternet will replace cable InBut sales may remain brisk ternet and broadband,â&#x20AC;? Mefor months, as summer is a din said. busy season for the industry The trio is planning a and they are planning a grand marketing strategy that inopening event with giveaways cludes signage, newspaper May 1 to mark the opening advertising and the kind of the cityâ&#x20AC;&#x2122;s first cell phone of service that encourages store. word-of-mouth sales. Wireless Zone stores ofâ&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re completely cusfer digital phones, accessories tomer-service based here. and wireless services only on Weâ&#x20AC;&#x2122;ll do anything to make the Verizon network; they are the customer happy, so if the smaller than the corporate customer has a good experistores, which are usually loence, heâ&#x20AC;&#x2122;ll tell someone else,â&#x20AC;? cated in larger cities. Medin said. Although smaller in size, The storefront features a the one-stop Wireless Zones huge grand opening sign, but offer a wide range of selection some of their most unusual and services for anyone with store signs are called â&#x20AC;&#x153;wind Verizon cell phone plan or feathers,â&#x20AC;? narrow 20 feet tall considering their options. Photo by Laura Adelmann banners that swing with the Still, the store does have A huge storefront banner proclaimed Rosemountâ&#x20AC;&#x2122;s first cell store opening in March. An wind, and were located along competition from cell phone official grand opening is planned May 1. County Road 42. stores in nearby Eagan and Once drawn into the store, Apple Valley, including a TTande said, the customer will Wireless Zone in Mendota the best network, the best find many services, plans and Mobile store located just a product. Their conclusions are Heights after concluding Ve- product to sell,â&#x20AC;? Medin said, cell phone options. couple miles down County based on experience. rizonâ&#x20AC;&#x2122;s network was the most adding, â&#x20AC;&#x153;We know them well Road 42. â&#x20AC;&#x153;We can do pretty much The owners met while comprehensive, Medin said. and have a really good rela- anything here,â&#x20AC;? Tande said. Medin said that they are â&#x20AC;&#x153;We thought they offered tionship with Verizon.â&#x20AC;? confident in their ability to working for other cell phone Verizonâ&#x20AC;&#x2122;s network is also Laura Adelmann is at laura. compete, because they believe stores, and together decided the best partnership opportuVerizon is the best cell phone to open their first Verizon nities, and we feel they have set to expand, making speeds adelmann@ecm-inc.com.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010

BBB issues warning on fax scam targeting businesses The Better Business Bureau of Minnesota and North Dakota is warning companies to be on alert for a scam involving shipping orders placed via fax, and stolen credit card numbers. A company which sells engine parts in southern Minnesota has informed the BBB of a fraudulent solicitation they received recently via fax. The fax requested a quote on a part. The letterhead on the fax was for Great Engine Supply Co., and the address provided was a Minneapolis address. However, there is no company by that name at that address and no company with that name listed in the Twin Cities Yellow Pages. The company faxed back a quote on the part as requested, which the fraudulent company accepted. At that point the order was increased to three sets of parts and a credit card number was provided. The parts were shipped to an address in Minneapolis, but because there was no business by the name of Great Engine Supply Company at the address provided, the parts were returned to a mail terminal in St. Paul, where they were picked up later by people likely connected with the scheme. In cases like this, the credit card number provided is usually fraudulent or stolen, leaving the company out the cost of the merchandise and the shipping costs. The Better Business Bureau of Minnesota and North Dakota called the 800 number listed on the confirmation order provided by Great Engine Sup-

ply Company. A gentleman with a heavy foreign accent answered, identifying himself as James Alexander. When the BBB asked Alexander where he was located, the individual on the other end of the line disconnected the call. The BBB advises all companies to be wary of unsolicited quote requests received via fax or orders from unknown parties for multiple quantities of highend products. Businesses should also exercise due diligence in situations where shipping instructions are for destinations out of the country. Other red flags would include if the initial credit card is declined and the customer offers an alternative number, and/or the customer does not question the purchase price and makes no effort to negotiate a deal. The BBB offers this additional advice to companies who receive questionable faxes requesting quotes for parts or merchandise: â&#x20AC;˘ Scrutinize the fax closely; verify the companyâ&#x20AC;&#x2122;s identity and address information. â&#x20AC;˘ Look for misspellings or grammatical errors. Fraudulent solicitations are often filled with errors of this nature. â&#x20AC;˘ If the customer provides a credit card number, ask them to provide the name of the issuing bank and its toll-free customer service number as printed on the back of all credit cards. â&#x20AC;˘ Ask the customer for the three or four digit Card Verification Code that is found near the account

number on the back or front of a credit card. â&#x20AC;˘ Tell the buyer that you will check with the bank and call them back. When you do that, keep good notes. Verify all information the buyer gives. If a buyer objects, explain that these procedures are for their protection, as well. â&#x20AC;˘ If the caller still objects to providing any of the above information, abandon the conversation and advise that you are not prepared to do business this way. â&#x20AC;˘ If the customer is using a TTY Relay Operator, ask the customer for his/ her full name, address and telephone number. Scammers have used this service to defraud companies on many occasions. â&#x20AC;˘ Train your customer service workers to look out for and identify suspicious solicitations. If they have concerns, make sure they speak to a manager before filling the order. Contact the BBB at 1-800-646-6222 if you receive a mysterious or questionable order. The Better Business Bureau of Minnesota and North Dakota is a private, non-profit organization providing services to consumers and businesses. The focus of the bureauâ&#x20AC;&#x2122;s activity is to promote an ethical marketplace by encouraging honest advertising and selling practices, and offering dispute resolution. For more information on the Better Business Bureau, visit the Bureauâ&#x20AC;&#x2122;s Web site at www.thefirstbbb.org or call (651) 699-1111, tollfree 800-646-6222.

Kline meets with superintendents

Photo submitted

U.S. Rep. John Kline, R-Lakeville, met last week with superintendents from schools around the 2nd District including the Lakeville Area School Districtâ&#x20AC;&#x2122;s Gary Amoroso and Intermediate School District 917 John Christiansen. As the top Republican on the House Education and Labor Committee, Kline gave an update on the reauthorization of the Elementary and Secondary Education Act and listened to their thoughts, concerns, ideas, and insights on how the federal government can improve.

Tweet this, but not that Many CIOs establish stricter social networking policies, survey shows

Social networking sites such as Twitter and Facebook allow people to communicate more loosely, but many companies are tightening their grip on how employees use these channels at work. Thirty-eight percent of chief information officers (CIOs) interviewed have implemented stricter social networking policies â&#x20AC;&#x201C; more than twice the number (17 percent) who say they have relaxed the rules. A larger percentage (23 percent) of technology executives are reining in personal use of social media than are placing limits on social media use for business (15 percent). A previous study found that Put another way, the state both parents working, each has two and a half times worker must earn $14.03 per more than half (55 percent) of companies have social networkmore job seekers than it had hour to meet basic needs. nine years ago, but it has only one-fifth as many job openings. Other major statewide findings include: During the second half of 2009 â&#x20AC;&#x201D; the first six months after the recession had officially ended â&#x20AC;&#x201D; job openings fell by 18 percent. Forty-five percent of openings are part-time; only 41 percent offer health care. Fifty-six percent require no education or training beyond high school. The median wage for all job openings is $10.86 per hour. JOBS NOWâ&#x20AC;&#x2122;s newly updated Cost of Living research shows that in a Minnesota family of four with

ing policies that ban the use of social networking altogether. CIOs were asked, â&#x20AC;&#x153;As social networking has become more of a business tool, how have you had to re-evaluate your IT policies surrounding its use by employees in your company?â&#x20AC;? Their responses: â&#x20AC;˘ More strict with respect to personal use 23 percent â&#x20AC;˘ More strict with respect to business use 15 percent â&#x20AC;˘ More lenient with respect to business use 10 percent â&#x20AC;˘ More lenient with respect to personal use 7 percent â&#x20AC;˘ No change 55 percent â&#x20AC;˘ Donâ&#x20AC;&#x2122;t know/no answer 2 percent Note: Multiple responses permitted â&#x20AC;&#x153;The challenge for companies is balancing the benefits of social media in the workplace with the risks,â&#x20AC;? said Dave Willmer, executive director of Robert Half Technology. â&#x20AC;&#x153;Firms are evaluating how to help employees use social networks to keep pace with de-

velopments in their industries, stay connected with business contacts and promote their organizations without sacrificing information security or employee productivity. â&#x20AC;&#x153;There is no one-size-fitsall approach when it comes to social networking policies. To be effective, guidelines should include input from stakeholders throughout the organization, including IT, legal, human resources, marketing, public relations and front-line employees.â&#x20AC;? The survey is based on more than 1,400 telephone interviews with CIOs from a random sample of U.S. companies with 100 or more employees. In order for the survey to be statistically representative, the sample was stratified by geographic region, industry and number of employees. The results were then weighted to reflect the proper proportions of the number of employees within each region.

Minnesota job seekers outnumber job openings by 8-to-1 margin The latest Job Vacancy Survey from the Minnesota Department of Employment and Economic Development shows that in Minnesota there are 212,000 unemployed workers competing for 26,000 unfilled jobs. This means that job seekers outnumber job openings by more than 8-to-1. The survey shows how dramatically the stateâ&#x20AC;&#x2122;s labor market has shifted over the past decade. In the fourth quarter of 2000, Minnesota had just 83,000 unemployed workers competing for 140,000 unfilled jobs. For each job seeker, there were nearly two job openings. By the end of 2009, the number of job seekers had risen 255 percent; and the number of job openings had fallen 81 percent.

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April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Administrative Professionals Week celebration planned April 18-24 by Candy Retka SPECIAL TO THE TRIBUNE

Photo submitted

Dakota Electric President and CEO Greg Miller discussed Dakota Electric’s budget reduction efforts, high customer satisfaction scores, outstanding electric reliability and the potential impact of future legislation on electric rates during the cooperative’s recent annual meeting.

Dakota Electric has annual meeting Greg Miller, president and CEO of Dakota Electric Association told members at the cooperative’s annual meeting on April 8 that Dakota Electric’s reliability is some of the best in the nation. Miller was referencing industry data that tracks utility reliability. Good weather helped the reliability indices, but ongoing planning, good system design and regular monitoring of aging lines all worked together to keep reliability high, Miller said. Members listened to board reports and interacted with board members and management at the electric cooperative’s annual business meeting held in the community room at St. Michael’s Catholic Church in Farmington. As a cooperative owned by those it serves, Dakota Electric holds director elections and the annual meeting each year. The membership re-elected all incumbent directors: Carl Potter, Burns-

ville, District 1; Jim Sheldon, Apple Valley, District 2; Bill Holton, Apple Valley, District 3; and Paul Trapp, Hastings, District 4. Besides discussing reliability, Miller talked about the cooperative’s budget reduction efforts, high customer satisfaction scores and the potential impact of future legislation on electric rates. Other speakers included Great River Energy Director Clay Van De Bogart and Midwest Energy Services Board Chair Jerry Pittman. Van De Bogart discussed upward pressures on wholesale costs as well as innovative coal drying technology developed by Great River Energy that improves efficiency from the company’s Coal Creek Station power plant. “By drying the coal and lowering the moisture content before burning it,” Van De Bogart said, “Great River Energy increases the plant efficiency and reduces emissions. Great River Energy

holds the patents and plans to sell the technologies to other utilities.” Pittman said that Dakota Electric’s subsidiary businesses, Energy Alternatives and Consulting Engineers Group, continue to be profitable. “The last four years have proven to be Consulting Engineers Group’s most profitable,” Pittman said. In the last four years, Consulting Engineers Group has done a high volume of work for the wind industry, designing wind farm electrical systems and substations. Other reports included a business overview by Board Chair Jim Sheldon and a financial summary by Treasurer Ken Danner. A customer-owned, nonprofit utility since 1937, Dakota Electric Association provides electricity to more than 100,000 members throughout Dakota County and portions of Goodhue, Rice and Scott counties.

Long gone are the days of “typewriter girls” as a current exhibit at Goldstein Museum of Design notes. Administrative Professionals are now an integral part of most companies. And they will be celebrated during Administrative Professionals Week, April 18-24. The International Association of Administrative Professionals (IAAP) is a nonprofit association for office and administrative professionals with nearly 600 chapters worldwide and about 40,000 members and affiliates. Locally, the South Suburban Chapter meets on the fourth Tuesday of the month in the Cedar Room at Old Chicago restaurant in Apple Valley. The mission of the association is to provide opportunities for career growth through education, community building and leadership development to enhance the success of administrative professionals. Dee Moy, past president for the South Suburban Chapter, has been with the organization for 6 years. Moy first heard about the group from a friend who worked alongside her as an administrative assistant. Moy actually knew nothing about the organization before attending her first meeting. That didn’t stop her from stepping out of her comfort zone and assuming a leadership role. “I never would have dreamed that I could get up in front of a group and be a leader, but that is what IAAP helped me do,” Moy said. IAAP was originally

founded as the National Secretaries Association in 1942 to provide a professional network and educational resources for secretarial staff. However, the association’s name was changed in 1998 to encompass the large number of varied administrative job titles and recognize the advancing role of administrative support staff in business and government. With the increase in roles and responsibilities administrative professionals have been expected to fulfill over the years, former IAAP MNND-SD Division President Lisa Hogan believes that companies need to take notice and look internally at qualified administrative professionals for management and other leadership positions. “I would really like to see more succession planning with organizations,” Hogan said. Hogan also feels the responsibility lies not just with companies, but with the individual professionals as well. Both Hogan and IAAP as a whole believe education and training will put administrative professionals in a position to be noticed for these higher-ranking positions. A large part of the career benefit of IAAP is the ability for members to earn professional ratings. Certified Professional Secretary (CPS) and Certified Administrative Professional (CAP) designations are the industry recognized standards of proficiency. Study groups meet often to prepare for the three and four part exams given each May and November. The organization also helps members reach their career goals in other ways.

In these tough economic times the local chapter’s employment committee not only posts job openings on the chapter Web site, but sends e-mails with the postings to members looking for work. Monthly meeting programs cover topics such as networking, resumes and public speaking. The local South Suburban Chapter will be celebrating Administrative Professionals Week at its April 27th meeting. This will take place at Old Chicago restaurant, 14998 Glazier Avenue in Apple Valley. Networking starts at 5:30 p.m. and there will also be vendor and information tables. Dinner will be a pizza and pasta bar at 6 p.m., followed by a program: “Weathering the Storm-Managing Difficult Times” presented by chapter member Erin O’Hara Meyer. A special feature of the event will be a clothing drive to benefit Dress for Success Twin Cities. They will be accepting donations of gently used, good condition business appropriate clothing to help disadvantaged women in joining the work force. Cost for the meeting and dinner is $20 for IAAP members and $15 for nonmembers. Seating is limited. Contact Candy Retka by phone at (651) 210-8476 or e-mail at cretka@frontiernet. net for more information or to reserve your seat. Cathy Retka manages the Discovery Financial off ice in Lakeville and is an active member of the local chapter of the International Association of Administrative Professionals.

Haupt Antiek Market to celebrate Earth Day this week Long-term care insurance Haupt Antiek Market is pose, re-style and recycle items owner. “It is all about being green, seminar set in Eagan presenting “Salvage Style” for the home and garden and Hay hooks become coat having fun and styling for your from April 22-25 at 7570 W. 147th St. in Apple Valley. During the event, the vintage and antique store that is open for days a month for event shopping will re-pur-

create a new use. “Keeping things from the landfill and giving people a chance to see it in a new light is what Haupt Antiek Market is all about,” said Deb Haupt,

hooks, architectural pieces become wall art, freezer baskets become magazine racks, baby crib rails become linen display pieces and the list and creativity grows and grows.

home and garden,” Haupt said. Haupt Antiek Market is open Thursday 9 a.m.-8 p.m., Friday 9 a.m.-7 p.m., Saturday 9 a.m.-5 p.m. and Sunday 11 a.m.-4 p.m.

Foundation gives cash, 3,000 pounds of food to Salvation Army New Brighton. “The Salvation Army appreciates the support given to us by the Roundy’s Foundation, Rainbow Foods grocery stores and their employees,” said Maj. Darryl Leedom, commander of the Twin Cities Salvation Army. “Their generosity will go a long way toward feeding

families living in Northeast Minneapolis.” The Roundy’s Foundation donation is being made through “Roundy’s Foundation: Focused on Feeding Families,” an annual five-day tour that provides $225,000 in food and money to 50 food pantries across Minnesota and Wiscon-

sin. The foundation is part of Milwaukee, Wis.-based Roundy’s Supermarkets Inc., which owns Rainbow Foods grocery stores throughout the Twin Cities. To volunteer or donate call 800-SAL-ARMY or visit www.thesalarmy.org.

The Roundy’s Foundation is giving the Salvation Army 3,000 pounds of food and $500 for the facility’s food pantry, which is experiencing an increase in demand due to the economy. The Salvation Army picked up the donation April 14 at the Rainbow Foods in

The world of long-term care insurance can be confusing, but it does not have to be. Classes on Tuesday, April 20, 7-8 p.m. and Thursday, April 22, 1-2 p.m. are planned for people who want to maintain independence, preserve assets, receive quality care, and avoid becoming a burden to family members. Sue Turner, long-term care insurance specialist, will present: What is LTCI? Is

LTCI right for you? What should you look for in a plan? This seminar will help people understand Minnesota’s new LTCI Partnership Plan. This seminar, hosted by the Dan Rossini Insurance Agency, will be held at the office at 4460 Erin Drive, Eagan. Refreshments will be served. Seating is limited. RSVP by calling (651) 4548200.

Panel to discuss employment for adults with disabilities The Dakota County Community Transition Interagency Committee invites parents, educators, and service providers to a training session Monday, April 26, from 6:30-8 p.m. at MRCI in Rosemount. A panel of presenters will address Navigating Employ-

ment Options in Dakota County for Adults with Disabilities. This opportunity is free of charge to all interested participants. Contact Dr. Terri Trexler if you have any questions at (651) 423-8426.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010

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Photo by Laura Adelmann

After Dakota County’s first State of the County address, Dakota County Regional Photo submitted Timothy McCoy and John Farinacc from Metropolitan Council-Empire were recognized Chamber of Commerce President Ruthe Batulis shook hands with Dakota County Comfor outstanding performance in wastewater operations by MPCA Assistant Commission- missioner Liz Workman. To Workman’s left is County Board Chair Tom Egan. Other commissioners in the background are Nancy Schouweiler, Will Branning and Kathleen er Rebecca Flood. Gaylord.

Empire honored with wastewater treatment award The Minnesota Pollution Control Agency recently recognized Timothy McCoy and John Farinacc from Metropolitan Council-Empire for outstanding performance in wastewater operations during 2009. The awards were announced March 25 at the 73rd Annual Wastewater Operations Conference in Brooklyn Center. The MPCA Assistant Commissioner Rebecca Flood had high praise for the award recipients. “Minnesota’s wastewater operators are at the front lines in protecting our state’s water resources,” she said. “The women and men being recognized today have worked dili-

gently, day in and day out, to ensure that Minnesotans can enjoy clean water today and in years to come.” To be eligible for the award, facility operators had to comply with discharge permit requirements throughout the 2009 calendar year. These requirements included submitting all monitoring reports to the MPCA correctly and on time, demonstrating compliance through monitoring or in surveys, and employing MPCA-certified operators. This is the 33rd year that the MPCA has awarded certificates of commendation to wastewater treatment plants. This year, 170 Minnesota facilities were awarded certifi-

cates of commendation. Metropolitan CouncilEmpire first received this award in 1981 and has earned an award 17 times since then. The Wastewater Operations Conference brings together wastewater operators from all over Minnesota for Photo by Laura Adelmann training and professional ed- Dakota County Commissioner Nancy Schouweiler addressed a question from the audiucation. ence of mostly business people at the county’s first State of the County meeting. Other There are about 1,700 commissioners pictured are Liz Workman, Will Branning and Kathleen Gaylord. wastewater treatment facilities in Minnesota, including municipal, industrial and some privately-operated institutional facilities. The size of the community, institution or treatment plant is not a factor in award- County anticipates property tax levy. Thomson Reuters. ing the certificates of excel“Times are getting tough,” County Commissioner more state aid cuts Gaylord said, noting that Da- Nancy Schouweiler said the lence. by Laura Adelmann kota County lost $2.6 mil- county has been proactive DAKOTA COUNTY TRIBUNE lion in anticipated funding about long-term financial The state of Dakota in 2010 and more cuts are planning. County is stable, but clouds expected, even as unemploy“We believe we’re the only are forming in the forecast. ment pushes higher the de- county in the state that didn’t That was the message Da- mand for county services. lay anyone off,” Schouweikota County Commissioner In addition, the county has ler said, noting the county’s 2009. Its equity capital de- Kathleen Gaylord delivered a decreasing tax base, the fall- long-term planning that becreased from $5.6 million in at Dakota County’s first ing property values reflecting gan with not filling vacancies 2007 to $2.9 million in 2009. State of the County address a still-struggling economy. in 2008. The Office of Comptrol- on April 9. “As we see the loss of busi“Planning and foresight ler of Currency ordered the Gaylord highlighted some nesses, that is also going to be (have) been able to keep us bank to develop an ongoing of the measures the county eroding our tax base,” Gay- a little more stable in what system for identifying prob- has taken to ward off raising lord said. we’re doing,” Schouweiler lem loans and to clean up the property taxes amidst state The event, sponsored by said. bank’s balance sheet. and federal funding cuts in the Dakota County Regional County officials anticipate Officials at the Federal the wake of unprecedented Chamber of Commerce, at- budget challenges to be a Reserve and Rosemount Na- state budget shortfalls. tracted business leaders in dominating issue for the next tional Bank declined to comMost dramatic was the the area, including Sharon several years. ment on the agreement. decision to cut 55 unfilled Sayles Belton, former mayor positions from departments of Minneapolis and now Laura Adelmann is at laura. Jessica Harper is at throughout the county in an vice president of community adelmann@ecm-inc.com. jessica.harper@ecm-inc.com. effort to avoid raising the and government affairs for

County is stable, but challenges are ahead with budget shortfalls

Federal Reserve ups oversight on Rosemount National Bank by Jessica Harper DAKOTA COUNTY TRIBUNE

The Federal Reserve is increasing its oversight on Rosemount National Bank. The Federal Reserve Bank of Minneapolis reached an agreement with the Rosemount bank’s holding company, Rosemount Financial Services Inc., on April 2 that imposes new restrictions on the bank’s ability to issue dividends. According to the agreement, Rosemount National

Bank must have written approval from Federal Reserve Bank officials prior to collecting or paying dividends. Rosemount National Bank is also required to submit a written progress report within 30 days after each quarter. According to the Star Tribune, Rosemount National Bank has been losing money for more than a year. According to the report, the bank lost $917,000 in 2008 and $2.5 million in

Consumer alert: Beware of potential health care reform scams The Minnesota Department of Commerce is alerting consumers about potential scams that aim to use the recent passage of health care reform to confuse and defraud the public. Door-to-door campaigns soliciting consumers to buy “Obamacare” insurance policies have been reported in other parts of the country. While this activity has not been reported in Min-

nesota, the Department of Commerce wants consumers to understand that no such federal insurance policy exists. Other scams involve the attempted sale of health plans during a non-existent “limited enrollment” period that is falsely claimed to be a part of the new legislation. Legitimate health care policies are generally not marketed as “limited-time offers.”

“Consumers should be aware of scams that are based on confusion surrounding the federal health care legislation,” said Deputy Commerce Commissioner Manny Munson-Regala. “Don’t be pressured to buy an insurance policy or other financial product that you don’t understand or from someone who says you must act immediately. Take time to do some research and check out the

facts.” The Minnesota Department of Commerce licenses and regulates insurance carriers and producers in the state. The department also has the authority to investigate complaints and alleged fraud. Consumers with questions or concerns about health care insurance products can contact the department at (651) 296-2488 or (800) 657-3602 or e-mail at market.assur-

ance@state.mn.us. The Department of Commerce is working to determine how federal health care reform affects the insurance market in Minnesota. The department has also created a new page on its web site — www.insurance. mn.gov/healthreform — where useful information about health care reform will be posted as it becomes available.

Included on this page will be information about which provisions of the reform begin in 2010 and which, including the mandate to carry health insurance coverage, don’t go into effect until 2014. In addition, the U.S. Department of Health and Human Services will be posting new answers daily at www. HealthReform.gov to frequently-asked questions.

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April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Pawlenty pushes for education reforms Governor says reforms are needed in order to qualify for federal Race to the Top funding by T.W. Budig ECM CAPITOL REPORTER

Gov. Tim Pawlenty renewed his call on April 8 for lawmakers this session to pass education reform. Pawlenty, who is visiting four greater Minnesota cities to push reform initiatives, said the administration would not apply a second time for federal Race to the Top school funding unless lawmakers pass reform legislation. The state isn’t currently competitive, Pawlenty argued. “We want to lead,” said Pawlenty, adding that the criteria embodied in the Race to the Top program reflects a general national consensus of cutting-edge reform. At a Capitol press conference, Pawlenty presented a series of reform proposals – creation of alternative pathways to teacher licensure, legally empowering the commissioner of education to intervene earlier in struggling schools, among others. Under the federal No Child Left Behind law, state education commissioners can only intervene when a whole school district is found low performing, explained Commissioner of Education Alice Seagren. “That often times is too late,” she said.

Broader commissioner authority The two winning states in the first round of Race to the Top have broader commissioner authority, Seagren said. “It’s not carrying in a sledgehammer and crashing through the whole school,” she said. “We are losing

Photo by Tim Budig

Gov. Tim Pawlenty is pictured at a recent meeting of the ECM Editorial Board.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Photo by Tim Budig

the application, completed by a consultant, failed to emphasize the state’s “ace-in-thehole” in highlighting recent legislation allowing school district created site-governed schools. Lawmakers want alternaMindy Greiling, DFL-Rose- tive teacher licensure legislaville, doesn’t dispute that Ed- tion passed, she said. ucation Minnesota has clout. “They have a lot of power – Making an they have a lot of money,” said agreement possible Greiling of the 70,000-memReaching an agreement ber strong union. “But Min- with the union on a round nesota has very indepen- two Race to the Top proposal dent legislators as well,” said is possible, Greiling said. Greiling, pointing to reforms But she placed the onus such as charter schools that for reaching buy-in from the the union opposed but law- education community on the makers advanced. “We don’t governor. always do what the teachers’ In a statement, Education union wants,” she said. Minnesota President Tom Greiling, at a press confer- Dooher expressed regret over ence, argued the state’s first the governor’s morning press Race to the Top application conference. had been sloppily crafted – “We are deeply disapshe held aloft crayon draw- pointed that Gov. Pawlenty ings to emphasize the need is obviously not serious about for keeping things within the pursuing a second Race to lines. the Top application,” he said. Greiling further argued “Today’s ‘take it or leave it’

Minnesota House K-12 Finance Committee Chairwoman Mindy Greiling, DFL-Roseville, holds aloft a drawing to illustrate the need for getting things within the lines – something she believes the state failed to do in its first federal Race to the Top application. Greiling’s comments on April 8 came the same day Republican Gov. Tim Pawlenty held a Capitol press conference and toured greater Minnesota pushing for passage of education reforms he believes are needed in order for the state to have a chance of gaining Race to the Top funding. ground instead of gaining ground in Minnesota.” Lawmakers should pass all the proposed reforms, Pawlenty said. It’s not just a question of just Race to the Top. “These are the things that need to be done anyhow,” Pawlenty said. Other states are becoming much bolder, much more aggressive in their education reforms than Minnesota, Pawlenty explained. Although the governor at the press conference styled achieving reform as other than the administration versus the teachers’ union, Education Minnesota, Pawlenty has portrayed the union as exerting great influence at the Capitol and strenuously opposing reform.

“I have seen a lot of interest group politics in my life,” Pawlenty recently told the ECM Editorial Board. “I have never seen one like Education Minnesota. They are as powerful as you can possibly imagine,” he said. Almost no Democrat will stand up to them, Pawlenty explained. “Frankly, they’ve got their mitts on about a third of Republicans,” the governor said. Union members are change resistant, Pawlenty said. Union members are good people – hard working, Pawlenty said. “(But) they are very, very, very, very, very change resistant.” House K-12 Finance Committee Chairwoman

ultimatum makes it clear he’s made a decision to not attempt a second application.” The union three weeks ago pledged its willingness to work with others to craft a second Race to the Top application, Dooher noted. Other reform proposals pursued by the governor include: • Requiring Q Comp, or Pawlenty’s signature alternative teacher pay program, used in every school district with principals added. • Requiring a statewide teacher and principal evaluation system that includes 35 percent of the evaluation based on student achievement. • Financial incentives for highly effective teachers to teach in high-need schools. • Granting school districts and the state the authority to place highly effective teachers in high-need schools. T.W. Budig is at tim.budig@ ecm-inc.com.

Green Acres withdrawal deadline extended to Aug. 16 Revenue commissioner urges landowners to weigh their options now Minnesota farmers now have a few more months to decide on property tax treatment for any non-agricultural, class 2b rural vacant land that is currently enrolled in Green Acres but will become ineligible for the program in 2013 (for taxes payable 2014). Landowners now have until Aug. 16 to decide whether they want to withdraw class 2b land from Green Acres immediately (for taxes payable in 2011), thereby avoiding any tax payback. Landowners may also choose to leave class 2b land

in Green Acres for now while they explore and pursue other options, such as the new Rural Preserve program. The Green Acres law has always required a payback of deferred tax when land is sold or withdrawn from the program. The payback is equal to the amount of deferred tax for the most recent three-year period. The payback requirement will not apply to class 2b land that is withdrawn by the Aug. 16 deadline. However, withdrawal is only one of several options that taxpayers should consider for their situation. “We encourage landowners to carefully weigh their options, but not wait until the last moment,” said Revenue Commissioner Ward Einess. “Once the

summer growing season begins, payback of deferred property August 16 will come fast.” tax will be waived for any class 2b land that is withdrawn by Landowner options Aug. 16. This avoids the payUnder legislation enacted back, but withdrawn acres will in 2008 and 2009, class 2b be valued at market value for land will become ineligible for taxes payable in 2011 and beGreen Acres for taxes payable yond. in 2014 and beyond. • Leave class 2b land in Small pockets of such land – Green Acres for now, then such as fence lines, windbreaks, transition it to another program unfarmable hillsides, or similar before Jan. 2, 2013. Class 2b terrain that is interspersed with land that is transitioned to Rufarmed acres – may be assessed ral Preserve by 2013 will not be as part of adjoining class 2a ag- subject to the three-year payricultural land and remain in back requirement. Other proGreen Acres. grams include the Sustainable The main options for land- Forest Incentive Act (SFIA), owners with 2b lands currently which provides an annual payenrolled in Green Acres in- ment for enrolled woodland, or clude: the class 2c Managed Forest • Withdraw class 2b land classification, which provides from Green Acres by Aug. 16, some landowners with a re2010. The usual three-year duced class rate.

• Leave class 2b land in Green Acres until the 2013 assessment. Any class 2b land that remains in Green Acres will be automatically withdrawn on the assessment date of Jan. 2, 2013. The land will be subject to a three-year payback and will be assessed at full market value for taxes payable in 2014 and beyond. Landowners will be able to apply for Rural Preserve starting with the 2011 assessment (for taxes payable in 2012). Rural Preserve was created to provide an alternative for qualifying class 2b land once it is removed or withdrawn from Green Acres. Rural Preserve will offer tax deferral benefits similar to Green Acres for qualifying rural woodlands; however, the program requires

a land management plan and covenant that prevents changing the use of the land for at least 10 years. Einess noted that other proposals concerning Green Acres are being debated by the Legislature, but it’s unclear which of them, if any, might be passed and signed into law. “To protect their interests, landowners should be prepared to choose whether or not to withdraw class 2b land by August 16,” Einess said. Taxpayers with questions should contact their county assessor’s office. For general program information, visit the Department of Revenue website at www.taxes. state.mn.us and click “Property Tax” in the top-left navigation menu.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010

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Capitol Commerce

Rosemount nets two state road projects Highways 52 and 3 to tap into federal, state funds to complete long-sought work by T.W. Budig

in the metro — the Highway 169/I-494 interchange in Eden Prairie. Plans call for Highway 169 to be upgraded to freeway status at the busy interchange to reduce traffic congestion. One local city official said businesses as far away as Mankato point to the intersection, with its stop lights, as increasing shipping time to the metro by 30 minutes. “We’re very excited to get this under way,” said Sorel. Another major project in the northern metro is the Highway 610 extension — a $48 million project, paid for by federal stimulus funding, affecting the cities of Brooklyn Park and Maple Grove. In a project on a main artery between St. Paul and Minneapolis, work will begin this year on rehabilitating I-94, ultimately resulting in technology being introduced in the form of overhead message signs. In metro bridgework, MnDOT points to the near competition of the Wakota Bridge over the Mississippi between Newport and South St. Paul as a sign of progress. The bridge project will be substantially finished by

ECM CAPITOL REPORTER

The Department of Transportation announced on Wednesday, April 7 some 283 highway projects around the state — the roadwork schedule in the metro, with 63 significant projects, will be the busiest ever, said one official. “We need a balanced program,” said MnDOT Commissioner Tom Sorel of the state’s approach to transportation. Among the local projects are: • Highway 52/Highway 55 Commons in Inver Grove Heights and Rosemount: resurface, repair bridge decks; completed in June. • Highway 3 — Dakota County Road 42 to Highway 149, Rosemount and Inver Grove Heights; resurface, improve signal system; May-June construction schedule. Minnesotans want accessibility and choice in transportation, he noted. Sorel, Gov. Tim Pawlenty, and other officials in presenting the construction scheduled stood near one of the major metro projects — some 53 new significant projects will be undertaken

July, they note. In another bridge project — a city led one — more than $4 million is slated for the Highway 95 bridge in North Branch over the I-35 roadway. That project is scheduled for completion in June, 2011. According to MnDOT, metro area motorists in the eight-county metro area drive some 64 million vehicle miles each day. In mentioning projects in Greater Minnesota, Sorel pointed to a roundabout to be constructed, and the reconstructing of Highway 95 and Mille Lacs County Road 29 bridges. Another rural project is the rebuilding of Mississippi River bridges on Highway 10 bypass in Little Falls damaged by flooding — a $1.5 million project. Close to $3 million is slated for reconstructing the Highway 25 in Pierz, one installing sidewalks, street lights, and other amenities. Some other projects in the metro and Greater Minnesota are: • Highway 10 — Highway 65 to I-35W in Blaine and Mounds View; resurface road, bridge work; complete work by September.

Photo by T.W. Budig

Department of Transportation Commissioner Tom Sorel, Gov. Tim Pawlenty, and other officials stood against the backdrop and hum of the Highway 169/I-494 interchange in Eden Prairie on Wednesday, April 7 to announce the department’s 2010 state road construction agenda. • Highway 169 — from construct interchanges and Anoka to 85th Avenue in bridges; completion date, Brooklyn Park and Osseo: July, 2011.

• I-94 — construct new ramp on west-bound lane to Highway 101; construction schedule April 12 to Oct. Of the 63 significant projects scheduled for the metro area, 53 are new. MnDOT officials highlighted 2010 road maintenance efforts in the metro that have crews filling potholes, sealing cracks in roads, inspecting bridges. MnDOT crews will sweep up some 10,000 tons of sand — working in conjunction with such programs as “Adopt-A-Highway,” about 550 tons of trash will be picked up roadsides. Guardrails and cable median barriers will be fixed. Sorel considers the cable barriers a key highway safety feature. Road deaths in Minnesota in recent years have been at 60 year lows. The 283 statewide highway construction projects announced today carry a price tag of $1.3 billion. About 15 percent of the construction costs will be paid with stimulus dollars. Existing federal stimulus funding will be used up this year. T.W. Budig is at tim.budig@ ecm-inc.com.

Legislation to protect children passes House Measure changes reporting requirements when there is abuse in classrooms by T.W. Budig ECM CAPITOL REPORTER

Shawn and Lora Herman of Blaine watched from the House gallery Tuesday, April 6 as a silver lining to a dark cloud appeared in the form of 128 “yes” votes on the floor below. The Hermans witnessed the passage of “The Kyle Herman bill,” legislation bearing the name of their 9-year-old son who as a kindergartner in the Spring Lake Park School District was abused by his teacher — abuse the Hermans did not learn of for almost two years. Kyle Herman has Down syndrome. Lora Herman called the legislation, which requires the Commissioner of Education to notify in writing parents or guardians of a child allegedly abused within 10 days of the completion of an investigation, the “first bite of the apple” in terms of parental notification. “We’re still angry about it,” Lora Herman said of the abuse and lack of notification. Although her son doesn’t

Photo by T.W. Budig

Shawn and Lora Herman of Blaine saw “The Kyle Herman bill,” a bill named their 9-yearold son, pass the House on April 6 without dissenting vote. The legislation stems from abuse Kyle, who has Down syndrome, received as a kindergartner enrolled in the Spring Lake Park School District. understand what’s going on back in his development by at the Capitol and the legis- the abuse, she said. lation bearing his name, Lora Debate on the House floor Herman hopes one day he was emotional. will. Kyle was “definitely” set “Kyle is a little different,”

said Rep. Tim Mahoney, DFL-St. Paul, introducing the legislation that he carried. Mahoney spoke of Kyle Herman’s disability and how

“This is something defihe was slapped, threatened, and that his teacher used a nitely needed in law,” said Santa Claus hat to scare him Rep. Peggy Scott, R-Andover, of the legislation. until he would cry. Rep. Mary Kiffmeyer, Abuse was reported R-Big Lake, expressed symTo the credit of school pathy for the Herman famdistrict staff, the abuse was ily, explaining that she has a reported, said Mahoney. Still, sister who is developmentally the parents weren’t told about disabled. “I’m proud to supthe problem for almost two port it (the bill) in honor of years, he explained. my sister,” she said. Some Republican lawRep. Mary Liz Holberg, makers argued the legislation, R-Lakeville, who has a legwhile a positive step, was in- islative interest in data pracadequate. tices, called the bill “a good, Rep. Mark Buesgens, R- first step” but questioned its Jordan, offered an amend- applicability to various invesment that among other tigative scenarios. changes required that the Lora Herman said her chief school administrator or son’s former kindergarten superintendent along with teacher was fined $100 and parents or guardians be im- lost her teaching license for mediately notified about the three years. maltreatment. She said she felt that was “As a school administra- inadequate. tor I just find that appalling,” The Hermans expressed Buesgens said of superinten- deep thanks to a group of dents and administrators be- Concordia University stuing left out. dents who championed Kyle But Buesgens’ amendment Herman’s cause and legislafailed. tion. Area lawmakers rose on the House floor to express T.W. Budig is at tim.budig@ support for the bill. ecm-inc.com.

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April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Outsourcing from Page 1A

times. Despite the setbacks, Next Level Cafe’s revenue climbed 20 percent between 2008 and 2009, after being flat the year before. Anderson founded the company, which serves small to mid-sized businesses, in 2002 after working in the corporate world for about 10 years. Anderson said he was attracted to the opportunity to be his own boss and make a difference. “I think of technology as an asset rather than an expense,” he said. “This allows me to help people build their assets.” The company charges a monthly rate for various IT services such as Web site and e-mail hosting services and systems management

services. By working with multiple businesses, Next Level Cafe can learn and share ideas with clients in addition to providing a low-cost solution, he said. The most rewarding part of being in the IT outsourcing industry is helping clients go from tolerating technology to having a strategic momentum, Anderson said. Next Level Cafe is one of a few IT outsourcing firms in Dakota County. Orbit Systems in Eagan has been providing outsourced IT services to small and mid-sized businesses since 1999. President and founder Steve McFarland said he sees outsourcing as being a preferred practice among small businesses. “It is more predictable

Rich Anderson

some clients can be adjusting to not having IT personnel in the office, Anderson said. “The response time is faster when you can just go to someone’s desk and ask for help,” he said. Both Anderson and McFarland said they try to have quick response times through e-mail, telephone and on-site assistance. Both companies also offer assistance 24 hours a day, seven days a week. In addition to working to meet the needs of clients, both try to stay a step above the rest. When it comes to competing, Anderson said he does not often run into bidding wars with Orbit Systems but still views them as a competitor. “Sometimes it comes down to personality,” An-

derson said. “Other times, the difference is in culture, response times and referrals.” McFarland said Orbit is able to compete by offering pro-active and a breadth of innovative services.

tion, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bni-mn.com. Beta Sigma Phi, PrecepOngoing tor Alpha Delta Chapter, meets Dakota Business Partners the second Wednesday of every (networking group) meets every month at 7:30 at a member’s Tuesday at 8:30 a.m. at Enjoy! home. For information, call (952) Restaurant in Apple Valley. For 894-8831. more information call at (651) Network Results Chapter of 216-5406. Business Network InternationPlatinum Partners, a chapter al, networking for local business of BNI, welcomes one represen- owners, only one person from tative from each profession and each profession. First two meetmeets every Wednesday morning ings are free. We meet every from 7:30 to 9 a.m. at the Lakev- Wednesday for breakfast, 7-8:30 ille Green Mill. To learn more, call a.m. at Roasted Pear, 14200 Amy at (952) 226-7741. Nicollet Ave. S., Burnsville. Call Creative Networking Pro- Michele Jennings for more inforfessionals, an independent busi- mation: (612) 581-0332. ness networking group, meets Network Plus BNI Chapthe first and third Tuesday of the ter meets from 11:30 a.m. to 1 month at JoJo’s Rise and Wine p.m. Thursdays at the Parkway in Burnsville from 8 to 9 a.m. The Grill (old Benchwarmer Bob’s) in group is focused on creating in- Burnsville. For more information, terpersonal relationships to grow call Kelly at (612) 861-8300. business-to-business referrals. Networking coffee group at Yearly dues are $65. New mem- Caribou Coffee will meet from bers are welcome. Members are 9:30-11:30 a.m. at Caribou Coflimited to one per professional fee, 14638 Cedar Ave., on the category. For more informa- second and fourth Mondays of

the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

“I think of technology as an asset rather than an expense.”

– CEO, Next Level Cafe

than in-house IT, and it allows small businesses to gain access to more depth and breadth of services,” he said. Orbit Systems offers a variety of services such as hardware and Internet services as well as ongoing management support for a monthly fee. Orbit Systems too has seen good times, despite the recession. The company had double-digit growth each year until the last 12 months, when revenues plateaued,

McFarland said. Although there are many advantages to outsourcing, there are also a few challenges. Crowder said she has not run into any obstacles with her services from Next Level Cafe, but she had used another firm previously and was unsatisfied with their performance. “Always check references. Know their creditability and that they have been around for a while,” she advice. Another challenge for

• Thursday, April 15, 4 to 5 p.m., Inver Grove Heights State of the City Address, Inver Grove Heights City Hall, 8150 Barbara Ave., Inver Grove Heights. Information: Jennifer Gale, (651) 451-2266 ext. 1031 or jennifer@ riverheights.com. • Friday, April 16, 6 to 9 p.m., South St. Paul & Inver Grove Heights Rotary International Banquet at Southview Country Club, West St. Paul. • Wednesday, April 21, 7 to 9 p.m., Inver Grove Heights Days meeting at Drkula’s 32 Bowl (lower level), 6710 Cahill Ave. Contact: president@ighdays.org. • Thursday, April 22, 11 a.m. to 1:30 p.m., Small Business Award Luncheon & Trade Show at the Clarion Hotel, 701 S. Concord St., South St. Paul. Speaker: Kelly Jahner-Byrne on “What R You Putting Out There … Growing your business and growing your network in today’s economy.” Cost is $40. To register, call the River Heights Chamber office at (651) 451-2266 or visit www.riverheights.com. • Thursday, April 29, 4:30 to 6:30 p.m., Business Card Exchange & Member Social. Information: Annie at annie@riverheights.com. BNI Farmington event: • Thursday, April 22, 7:15 a.m., Professional Connections Business Breakfast, American Legion-Farmington. Business owners can learn about the new BNI chapter that has started in Farmington. Breakfast will be served during the meeting. There is no charge for business representatives to attend. RSVP to bnifarmington@gmail.com or call (952) 412-5287. Minnesota Business Women event: • Friday, April 30, 8:30 a.m. to 8:30 p.m., “New Beginnings” conference, at the Crowne Plaza North, Brooklyn Center. This conference will offer opportunities to learn, to network, to market products and businesses. The evening will feature an “Unhappy” Hour sponsored by “Rich Chicks: Financial Freedom for Women” at which attendees will learn to embrace prosperity. “Unhappy” Hour will also feature a discussion of current rates of pay for women in the marketplace, which remain below those of their male counterparts. There will also be a dinner and keynote presentation by Dr. Verna Price. Information: www.mnbusinesswomen.org. Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, classes: • Tuesday, April 20, 8:30 to 10:45 a.m. “Keys for a Successful Exhibit – Get more sales from your face-to-face marketing.”

Fee: $25. To register, go to http:// www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. • Wednesday, April 21, 3 to 4:30 p.m. “Got what it takes to get publicity coverage for your company?” Fee: $25. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. • Thursday, April 22, 8:30 to 10:45 a.m., “Marketing through Facebook – What Marketing Mangers and Business Owners Need to Know about the Selling Power of Facebook.” Fee: $25. To register, go to http://www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218. • Tuesday, April 27, 8:30 to 11 a.m., “Creating a Social Media Plan.” Fee: $40. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. • Wednesday, April 28, 8:30 to noon, “Developing a Brand Playbook.” Fee: $50. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. South Suburban Chapter of Intl. Assoc. of Administrative Professionals (IAAP) meeting: • Tuesday, April 27, Old Chicago Restaurant-The Cedar Room, on the corner of Cedar Avenue and County Road 42, Apple Valley. Erin O’Hara Meyer, PHR, will present “Weathering the Storm – Managing Difficult Times.” Networking begins at 5:30 p.m. followed by dinner business meeting at 6 p.m. Cost: $20/ members, $15/nonmembers. For more information or to make reservations to attend the meeting, contact Candy at (651) 210-8476 or cretka@frontiernet.net.

Future of outsourcing Jagerson said he thinks outsourcing will be on the rise in the future. Whether it is the local auto repair shop needing assistance with digital scanners or a small accounting firm needing help with creating an automated record keeping process, more small businesses will turn to outsourced services, he predicted. Jessica Harper is at jessica.harper@ecm-inc.com.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, April 15, 7:30 to 8:30 a.m., Eagan Area Business Council at DCR Chamber, 1121 Town Centre Drive #102, Eagan. RSVP to rbatulis@dcrchamber. com by Wednesday, April 14. • Thursday, April 16, 7:30 to 8 a.m., MN Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive #102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. • Tuesday, April 20, 7:30 to 8:30 a.m., Board of Directors meeting, DCR Chamber, 1121 Town Centre Drive #102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber.com. • Tuesday, April 20, noon to 1:30 p.m., New Member Orientation, DCR Chamber, 1121 Town Centre Drive #102, Eagan. RSVP by calling Michelle Tighe at (651) 288-9202. • Thursday, April 22, 8 to 9 a.m., Farmington Area Business Council Breakfast, Farmington Eagles Club, 200 Third St., Farmington. Fee: $15. Information: Michelle Tighe at mtighe@dcrchamber.com. Eagan Community Fiber events: • Monday, April 19, 3 p.m., Eagan Community Fiber groundbreaking at Machine Tool Supply, 3150 Mike Collins Drive, Eagan. • Monday, April 19, 3:30 to 6 p.m., Fiber Kick-Off Party at Al Baker’s Restaurant, 3434 Washington Drive, Eagan. RSVP by April 14 at (651) 556-2100 or email ecf@velocitytelephone.com. Apple Valley Chamber of Commerce events: • Thursday, April 15, 4:30 to 6:30 p.m., Business After Hours/ Legacy Awards at Lakeview Bank, 9725 163rd St. W., Lakeville. Free. Information: LeeAnn Schirmer at leeann@applevalleychamber.com. • Thursday, April 15, 4:30 to 7 p.m., Frontier Technology Speaker, Mix & Mingle at Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Free. RSVP by contacting Terry Baird at (952) 435-1302, via e-mail at terry.baird@frontiercorp.com or by registering online at www.frontiertechforum.com. Burnsville Chamber of Commerce events: • Wednesday, April 28, 4 to 5 p.m., Chamber Ambassadors meeting. Information: Travis Martinson, program & event manager, travis@burnsvillechamber. com. Lakeville Area Chamber of

Commerce events: • Thursday, April 15, 3:30 p.m., Golf Committee meeting, Rudy’s Red Eye Grill. • Thursday, April 15, 4:30 to 7 p.m., Frontier Technology Forum, Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Keynote speaker: 4:30 to 6 p.m. Mix & Mingle: 6 to 7 p.m. Hosts: Tom Kieffer, chairman & CEO of Virteva, and Holly Dahl, general manager of Frontier Communications. Joint chamber event with Apple Valley, Burnsville, Dakota County Regional Chambers of Commerce. RSVP: terry.baird@ frontiercorp.com or register online at www.frontiertechforum. com. • Thursday, April 15, 4:30 to 6:30 p.m., Networking After Hours, Lakeview Bank - Legacy Awards. • Friday, April 16, 7:30 to 8:30 a.m., MN Chamber Conference Call, Chamber Conference Room. • Friday, April 16, 7:30 a.m., Government Affairs Committee, Chamber Conference Room. • Friday, April 16, 7:50 a.m., Business & Education, Teacher Appreciation, Oak Hills Elementary. • Tuesday, April 20, 2:30 to 4:30 p.m., Internet Workshop: “Is Your Business Being Found on the Internet?” Tips and Tools To Increase Your Internet Presence, Holiday Inn Hotel & Suites, 20800 Kenrick Ave., Lakeville. Hosts: Kristina Murto and Steve Volavka, Ensemble Creative & Marketing. Fee: $10. RSVPs required to LindaR@lakevillechambercvb. org. • Thursday, April 22, 4:30 to 6:30 p.m., Networking After Hours, Metro Equity Management, 7920 Lakeville Blvd., Lakeville. • Friday, April 23, 7:30 a.m., Government Affairs Committee, Chamber Conference Room. • Sunday, April 25, MN Ironman Bike Ride, Lakeville South High School. • Tuesday, April 27, 4:30 to 6:30 p.m., open house, Malt-OMeal, 20802 Kensington Blvd., Lakeville. • Wednesday, April 28, 7:30 to 9 a.m., New Member Orientation, Chamber Conference Room. RSVP required. • Thursday, April 29, 3:30 p.m., Golf Committee meeting, Rudy’ Red Eye Grill. • Friday, April 30, 7:30 to 8:30 a.m., MN Chamber Conference Call, Chamber Conference Room. • Friday, April 30, 7:30 to 8:30 a.m., Business & Education Committee meeting, Lakeville North High School. River Heights Chamber of Commerce events:

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010

15A

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 551240874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on April 27, 2010 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Lawn Fertilizing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507. Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, Formal Bid with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2140139 4/8-4/15/10

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS INVER GROVE HEIGHTS FAMILY HOUSING LIMITED PARTNERSHIP Notice is hereby given that sealed bids will be received by the Inver Grove Heights Family Housing Limited Partnership (Inver Grove Heights FHLP), Minnesota until 10:00 AM, Thursday, May 13, 2010, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Exterior Renovation Project at Spruce Pointe Family Townhomes, 7801-7873 Chandler Lane, Inver Grove Heights, MN 55076. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: the Inver Grove Heights FHLP in care of Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through at the site is scheduled for Thursday, April 29, 2010 at 2:00 PM and is required of ALL bidders. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Interested bidders must confirm their intent to attend the walk-through by contacting the Dakota County CDA Capital Projects Coordinator, Bob Rosenthal @ 651-675-4483 by no later than 3:00PM Wednesday April 28, 2010. Specifications, plans, and bid documents for this project may not be available until April 29th. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Capital Projects Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The Inver Grove Heights FHLP hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Inver Grove Heights FHLP reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Inver Grove Heights FHLP. Bob Rosenthal, Capital Projects Coordinator Dakota County Community Development Agency 2148480 4/15-4/22/10

Order for Alternate Service or Publication and Notice of Hearing by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-487 Case Type: Motor Vehicle Felisia Evegan, Plaintiff, vs. Darrel Sistad Defendant. Order Based on the application for an Order for Service by Alternative Means, IT IS HEREBY ORDERED that service shall be by three weeks publication. Service of the motion shall be deemed complete 21 days after the first publication. IT IS FURTHER ORDERED that a hearing will be held on May 14, 2010 at 1:30 p.m. at the Dakota County Northern Service Center, West St. Paul. Minnesota. The defendant shall personally appear at the hearing. NOTICE To Defendant named above: An Order has been issued directing you to appear at Dakota county District Court on May 14, 2010 at 1:30 p.m. at the Dakota County Northern Service Center and explain why the relief sought by the Motion of the Plaintiff should not be granted. You may obtain a copy of the Notice of Motion and Motion and any other order issued by the Court from the Dakota County Court Administrator’s Office, Dakota County Northern Service Center, West St. Paul, Minnesota. Dated: March 30, 2010 Robert Carolan Judge of District Court 2139516 4/8-4/22/10

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract, Other Court File No.: 19HA-CV-10-1706 Vo’s Real Estate Investments, LLC, a Minnesota limited liability company, f/k/a Vo’s Properties, LLC, Plaintiff, vs. Tan C. Cheng, Robert C. Johnson, Jeramy L. Ladzun, and Cynthia M. Ladzun, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff’s attorney an answer to the Complaint, which is herewith served upon you within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. NOTICE OF ALTERNATIVE DISPUTE RESOLUTION PROVISIONS Pursuant to Minnesota Statues Section 543.22, notice is hereby given that dispute resolution is available to each party. Guidelines relating to the Alternative Dispute Resolution processes may be found in Rule 114 of the Minnesota Rules of General Practice. Dated: 10/30/2009 George A. LeTendre, #0269104 Attorney for Plaintiff 3900 Northwoods Drive Suite 250 St. Paul, MN 55112 651-332-8735 2146782 4/15-4/29/10P

NOTICE PUBLIC NOTICE PUBLIC NOTICE OF VOLUNTARY

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION CASE TYPE 4 COURT FILE NO. 19WS FA 10 273 In Re the Marriage of: Faisa Abdikarim Ugas, Petitioner, and Mahamoud Sheikh Omar, Respondent. --------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: You are hereby summoned and required to serve upon Petitioner’s attorney an Answer to the Petition which is herewith served upon you, within thirty (30) days after the service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (I) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT\ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. The object of this proceeding is the dissolution of the marriage relationship and such division of property involved as the Court finds just. Dated: 2/5/10 UNIVERSITY STUDENT LEGAL SERVICE By: Mark J. Karon Attorney for Petitioner Atty. Regis. No. 53867 160 West Bank Skyway 219 19th Avenue South University of Minnesota Minneapolis, Minnesota 55455 612/624-1001 2144109 4/15-4/29/10P

MORTGAGE FORECLOSURE SALE (Minnesota Statutes Section 582.32) Date of Voluntary Foreclosure Agreement: February 23, 2010 NOTICE IS HEREBY GIVEN, That default has occurred in the conditions of that certain mortgage dated the 17th day of December, 2007, in the original principal amount of One Hundred Thirty-three Thousand Nine Hundred Ninety-two Dollars executed by Pavek Family Investment Corp., as mortgagor, to Mainstreet Bank, a Minnesota corporation, as mortgagee, and filed for record in the office of the County Recorder in and for the County of Dakota and State of Minnesota on the 28th day of December, 2007, as Document No. 2563633 and thereafter assigned to Central Bank by an Assignment of Mortgage dated February 23, 2010, and recorded with the Dakota County Recorder on February 25, 2010, a Document No. 2716086; That all pre foreclosure notice requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof or has been discontinued; that there is due and claimed to be due upon said mortgage the sum of $155,891.19 as of March 26, 2010, which includes interest to the date hereof; and that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land and fixtures and personal property secured by said mortgage lying and being in the County of Dakota, State of Minnesota, described as follows, to wit: Lot 4, 5, 6 and 7, Block 3, Liberty Park 2nd Addition, Common Interest Community No. 449, according to the recorded plat thereof, Dakota County, Minnesota will be sold by the Sheriff of Dakota County at public auction on the 29th day of April, 2010, at 10:00 o'clock a.m. at the Sheriff's Main Office, Law Enforcement Center, located at 1580 West Highway 55, Hastings, Minnesota in said state and county, to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law, subject to redemption within TWO (2) MONTHS from said date of sale by the mortgagor, its successors or assigns. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes 582.32 Subd. 9, beginning after the expiration of the mortgagor's two month redemption period. Dated: March 26, 2010 CENTRAL BANK Mortgagee WILFORD & GESKE, P.A. By __/s/ Eric D. Cook Eric D. Cook, #218807 Attorneys for Mortgagee 8425 Seasons Parkway Suite 105 Woodbury, Minnesota 55125 (651) 209-3300 2127952 4/1-4/22/10

PUBLIC NOTICE Dart Portable Storage. You are hereby notified that Dart Portable Storage, Inc., 850 Lone Oak Road, Eagan, MN 55121 will conduct a sale on site on Saturday, May 1, 2010 at 9:00 AM. 15 Portable Storage Units with household goods, light industrial and commercial equipment. The contents will be sold for cash at auction to the highest bidder. 4/15/10-4/21/10 2148388 4/15/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 05/11/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Yuri Kroll Bill of Lading #: 79194 Amount: $2,354.65 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2121846 4/8-4/22/10

PUBLIC SALE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 HOLL Manufactured home, VIN# 601613 currently located at 12145 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 7th day of May, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Jose Aguilar Arzeta (02/09/1972), as the owner thereof to: Hometown Homes in the sum of Three-Thousand, Five Hundred, Eighty-Eight Dollars and 25/100 ($3,588.25) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 31, 2010 _________________________________ Carol Williams, Agent Hometown Homes 2148968 4/15-4/29/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Hudson Refrigerated Logistics 2. State the address of the principal place of business: 1460 Sibley Memorial Highway, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Hudson Co., Inc., 1460 Sibley Memorial Highway, Mendota Heights, MN 55120 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: April 6, 2010 James A. Hudson, President 2146474 4/15-4/22/10P

ORDER FOR HEARING AND NOTICE (TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV10932 In the Matter of the Welfare of H.L, Child. TO: CARI MOON ROCHELLE THOMPSON, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes section: 260C.301 Subd. 1(b)(1) that the parent(s) have abandoned the child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on APRIL 28, 2010 at 10:30 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE publication in a legal newspaper as provided by law, viz: CARI MOON. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: March 24, 2010 Judge RICHARD SPICER 2127033 4/1-4/15/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-1292 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 119009 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Three (3), Block Four (4) in Palomino Woods, according to the recorded plat thereof. TO: GREG D. DOTSTRY; KAWANNA B. DOTSTRY; WELLS FARGO BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 26th day of May, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 119009 and enter a new Certificate of Title for the land there in described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorial of Document No. 104466 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 654522, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: March 22, 2010 BY THE COURT: /s/Martha M. Simonett Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2138416 4/8-4/15/10

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19-HA-JV-10-1038 In the Matter of the Welfare of J. L. G., Child. TO: Susanna Gonzales Social Worker , Chandra Poissant, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(1), in that the child is abandoned or without a parent, guardian or other custodian. Subd. 6(3), in that the child is without necessary food, clothing, shelter, education, or other required care for the child’s physical or mental health or morals because the child’s parent, guardian, or custodian is unable or unwilling to provide that care. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on May 5, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Susanna Gonzales. Dated: April 6, 2010 Judge Richard Spicer 2142170 4/15/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-255 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 141695 issued for land in the County of Dakota and State of Minnesota and legally described as: Unit No. 303, CIC No. 572, Park Crest on Nicollet, a common interest community, located in the County of Dakota. TO: JACI HETTIG; JPMORGAN CHASE BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 9th day of June, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 141695 and enter a new Certificate of Title for the land there in described in favor of Mortgage Electronic Registration Systems, Inc., free from all memorials now appearing on the present Certificate of Title, the last of which is Document No. 651308, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: March 22, 2010 BY THE COURT: /s/Martha M. Simonett Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2138472 4/8-4/15/10

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PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd.8) State of Minnesota County DAKOTA District Court 1st Judicial District Court File Number: 19AVFA-09-1285 Case Type: Domestic Abuse In the Matter of: REBECCA LYN LANGLEY, Petitioner vs. BRYAN GENE LANGLEY, Respondent To Respondent named above: As order has been issued directing you to appear at 14955 GALAXIE AVENUE, APPLE VALLEY, MN on MAY 10, 2010 at 9:00 AM .m. and explain why the relief sought in the application for extension of the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the c ou rt fro m th e DA KOTA COUNTY, APPLE VALLEY County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: April 8, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2145466 4/15/10

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AVCV10-1007 Case Type: Harassment Truc-Ly Le, Petitioner(s) vs. Reid Nyberg, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: District Court, 14955 Galaxie Ave, Apple Valley, MN 55124 Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: April 8, 2010 Carolyn M. Renn Court Administrator Ann M. Hagberg Deputy 2145446 4/15/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING PURSUANT TO MINN. STAT. § 501B.18 STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-CV-10-1541 In Re the: Kristin N. Kuelbs Irrevocable Trust, Donald C. Hill, Trustee, Edwardena C. Hill, Trustee. IT IS ORDERED AND NOTICE IS GIVEN that a Petition signed by Kim Hill dated March 18, 2010, has been filed with the Court. The Petition requests an order for the following relief: 1. For and accounting, termination of the Trust, removal of Donald Hill and Edwardena Hill as trustees, and other relief; and 2. Granting such other relief as may be proper. Any objections to the Petition must be filed with the Court prior to or at the hearing. If no objections are filed the Petition may be granted. IT IS ORDERED, that the Petition will be heard on May 13, 2010, at 9:00 a.m. by this Court at the Dakota County Judicial Center, 1560 W. Highway 55, Hastings, Minnesota 55033. 1. Notice shall be given to all persons named in the Petition as having or as claiming an interest in the Trust. 2. Notice shall be given by: a. Mailing a copy of this Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust, at their last known addresses by U.S. Postal Service at least 15 days prior to the hearing date, and b. Publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County, Minnesota. Dated: 3/29, 2010 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner GAVIN LAW OFFICE, PLC Dean G. Gavin, #0246803 Attorney for Kim Hill, Guardian/Conservator 207 N. Chestnut Street, Suite 150 Chaska, MN 55318 (952) 368-4199 2147111 4/15/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE IN A FORECLOSURE BY ACTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Contract/foreclosure Court File No. 19-HA-CV-08-1760 ____________________________ Highland Bancshares, Inc., Plaintiff, v. Lilydale Commons, LLC, Collaborative Design Group, Inc., Pinnacle Engineering, Inc., Forced Air, Inc. d/b/a Wenzel Heating and Air Conditioning, John H. Mathern, Clayton G. Rein, XYZ Corporation; ABC Partnership; Joe Doe and Mary Rowe, whose true names and addresses are unknown to Plaintiff, Defendants. _____________________________ NOTICE IS HEREBY GIVEN that, at 10:00 a.m. on June 9, 2010 at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S100, Hastings, MN 55033 and pursuant to the Order and Order for Judgment and Partial Judgment of the District Court of Dakota County, Minnesota, First Judicial District, entered in the above captioned action on November 19, 2008 ("Judgment Order"), the undersigned Sheriff of Dakota County, Minnesota will sell the real property described in said Judgment Order, to wit: All that part of Lots 5 and 6, AUDITOR'S SUBDIVISION NO. 2 Mendota, lying Northeasterly of a line lying 100 feet Northeasterly of and parallel with the following described line: Beginning at a point on the North line of Section 23, township 28, Range 23, distant 1793.65 feet East of the Northwest corner of said Section 23; thence Southeasterly at an angle of 56 degrees 32 minutes with said North line for 2000 feet and there terminating; said line being the Easterly right of way line of Interstate Highway 35E; and that part of Government Lot 2, Section 23, Township 28, Range 23, Dakota County, Minnesota, lying Easterly of the Easterly right of way line of Interstate Highway 35E, Northerly of the Northerly right of way line of Trunk Highway No. 13 (Sibley Memorial Highway); Northerly and Westerly of the Northerly and Westerly right of way of Lower Mendota Road (Lilydale Road) and Southerly of the Southerly right of way line of Chicago, Milwaukee, St. Paul and Pacific Railway, excepting therefrom the following described tract of land, to wit: Beginning at a point on the north and south centerline of said Section 23, distant 1694.61 feet north of the center of said Section 23; thence North 85 degrees 56 minutes 30 seconds East 170.70 feet to the true point of beginning of the tract of land to be described; thence North 00 degrees 15 minutes 00 seconds East a distance of 379.32 feet; thence South 66 degrees 07 minutes 30 seconds East, a distance of 173.70 feet; thense South 41 degrees 43 minutes 30 seconds East to the northerly right of way line of Trunk Highway No. 13 (Sibley Memorial Highway); thence southwesterly along said right of way to the intersection with the first mentioned North 85 degrees 56 minutes 30 seconds East line extended easterly; thence South 85 degrees 56 minutes 30 seconds West to the true point of beginning. Street Address: 949 Sibley Memorial Highway, Lilydale, MN 55118 Tax Parcel Nos. 24-02300-010-04; 24-02300-010-05; 24-03700-010-06; 24-02300-020-05 (hereinafter the "Real Property") together with all the estates and rights in and to said Real Property and in and to lands lying in streets, alleys and roads adjoining the Real Property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to said Real Property, as one parcel (or, if directed by Plaintiff, in separate parcels), for cash, to the highest bidder, all in accordance with Minnesota Statutes Chapter 581 and the provisions of law relating to the sale of real estate on execution. As set forth in said Judgment Order, the proceeds of the sale shall be applied first to pay Plaintiff's usual and customary costs and expenses of said sale and second to pay, in whole or in part, the Court's judgment against Lilydale Commons, LLC and John H. Mathern, jointly and severally, in the amount of $5,737,041.43 plus interest at the rate of $1,549.18 per day on and after May 28, 2008 as described in the Judgment Order. The overage, if any, shall be paid to the Court to abide by the further order of the Court with respect thereto. Dated this 6 day of April, 2010. Dave Bellows Sheriff of Dakota County, Minnesota By: Robert Shingledecker Deputy BRIGGS AND MORGAN, P.A. Joseph D. Roach (#250843) Matthew A. Slaven (#288226) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 ATTORNEYS FOR PLAINTIFF 2140379 4/15-5/20/10

ORDER FOR HEARING AND NOTICE (TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV10932 In the Matter of the Welfare of H.L, Child. TO: LESTER LALLEY ROCHELLE THOMPSON, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes section: 260C.301 Subd. 1(b)(1) that the parent(s) have abandoned the child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on APRIL 28, 2010 at 10:30 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE publication in a legal newspaper as provided by law, viz; LESTER LALLEY. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: March 24, 2010 Judge RICHARD SPICER 2127054 4/1-4/15/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-1287 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 141178 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Ten (10), Block Four (4), in LAKE VILLA GOLF ESTATES 9th ADDITION, CIC No. 266, Dakota County Minnesota. TO: MONICA HAGE; BRIDGEWATER BANK; ALLIED EXCAVATING, INC.; AGGREGATE INDUSTRIES, INC.; MARSH POINT COUNTRY VILLAS HOMEOWNERS ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 26th day of May, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 141178 and enter a new Certificate of Title for the land there in described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorials of Document Nos. 380864, 409596, 498553, and 544977 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 622875, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named partie s residing in this State in the matter provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident’s post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: March 26, 2010 BY THE COURT: /s/Martha M. Simonett Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Robert Q. Williams Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2138237 4/8-4/15/10

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-182 In Re: Estate of MARY KATHRYN PACZOSA, also known as Mary K Paczosa and Mary Paczosa, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 3rd day of May, 2010, at 9:00 o’clock A.M., a hearing will be h e l d i n t h e a b o v e na m e d C o u r t a t Dakota County Judicial Center, 1560 Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated October 9, 2006, and for the appointment of Christian M. Murphy, whose address is 6473 Thompson Park Curve, Cottage Grove, Minnesota 55016, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 3-31 2010 Rex Stacey Judge (COURT SEAL) Robert Regal Attorney No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 2909 (651) 451 2152 2134062 4/8-4/15/10

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-189 In Re: Estate of Richard Anthony Palodichuk, Sr., aka Richard A. Palodichuk, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 3rd day of May, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 Highway 55, Hastings, Minnesota, on petition of David B. Palodichuk, dated March 23, 2010, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of David B. Palodichuk, whose address is 213 Ash Street E., South St. Paul, MN 55075, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 4/2/10 Joseph Carter Judge (Court Seal) Brian J. Taurinskas Attorney I.D. #338941 633 So. Concord St., #320 P O Box 605 South St. Paul, MN 55075 2139769 4/8-4/15/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12950 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Rebecca L. Matthews, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Nine Hundred Eighty-One and no/100 ($2,981.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated April 15, 2009, and recorded November 19, 2009, as Document No. 2697713 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 26, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 26, 2010. Dated: March 15, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441126 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2140900 4/15-5/20/10

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12960 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12960 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Melody Hoagland and Gerald Hoagland, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Seven Hundred Ninety-Five and no/100 ($2,795.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 16, 2009, and recorded March 16, 2010, as Document No. in the Dakota County 2719401 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 2, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 2, 2010. Dated: March 31, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441150 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2147675 4/15-5/20/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): Laura L Neudecker, an unmarried woman and Gaylen P Johannsen, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: April 07, 2006 Dakota County Registrar of Titles Document Number: 587633 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129946 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13901 Frontier Ln, Burnsville, MN 55337-4743 Tax Parcel ID Number: 02-22680-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block One (1) in Echo Valley AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $574,359.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011854F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2010 at 10:00 AM has been postponed to May 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011854F01 2146231 4/15/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 CURRENT INFORMATION ON FILE: The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. Assumed Name: Shipping Solutions 2. Date of Original Filing: 09/28/2000 3.Current Expiration Date: 09/28/2010 4. Business Address: 4867 Safari Pass, Eagan, MN 55122 5. Nameholder(s) and Address(es): InterMart Inc, 4867 Safari Pass, Eagan, MN 55122 INFORMATION YOU WISH TO CHANGE: 3. Current Expiration Date: 10 Year Extension I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date: 3-15-10 Lisa Nemer Noah 2137258 4/8-4/15/10P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 CURRENT INFORMATION ON FILE: 1. Assumed Name: International Business Training 2. Date of Original Filing: 09/28/2000 3. Current Expiration Date: 09/28/2010 4. Business Address: 4867 Safari Pass, Eagan, MN 55122 5. Nameholder(s) and Address(es): InterMart Inc, 4867 Safari Pass, Eagan, MN 55122 INFORMATION YOU WISH TO CHANGE: 3. Current Expiration Date: 10 Year Extension I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date: 3-15-10 Lisa Nemer Noah 2137266 4/8-4/15/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 MORTGAGOR(S): Charles Maus, Jr., a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2007 Dakota County Recorder Document Number: 2538883 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604748557056 Lender or Broker: Homecomings Financial, LLC fka Homecoming Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13347 Findlay Way, Apple Valley, MN 55124-8062 Tax Parcel ID Number: 01-31002-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Greenleaf Third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,136.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010950F01 2145610 4/15-5/20/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Heaven Scent Floral Design 2. State the address of the principal place of business: 18624 Duluth Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Laurie Manley, 18624 Duluth Street, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: March 28, 2010 Laurie Manley - Sole Proprietor 2143494 4/15-4/22/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Runner’s Gate 2. State the address of the principal place of business: 7676 160th Street, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Runner’s Gate, L.L.C., 7676 160th Street, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3.15.10 Phillip I. Hoffland, Owner 2142919 4/15-4/22/10P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: SEYMOUR FAMILY LAW 2. State the address of the principal place of business: 10633 165TH STREET W., LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. SEYMOUR FAMILY LAW, LLC, 2950 VALLEY VIEW, BURNSVILLE, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: MARCH 24, 2010 JULIE SEYMOUR 2132624 4/8-4/15/10P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION JUDICIAL DISTRICT Court File No. 19HA-PR-10-173 Estate of RAYMOND GILBERT POCHARDT, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed BARBARA J FURE AND MARK K. POCHARDT, whose address is 105 CARVER CREEK CIR CARVER MN 55315 AND 6100 CREEK VIEW TRAIL MINNETONKA MN 55345 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3-29-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar PRO SE for Personal Representative BARBARA J. FURE PRO SE 105 CARVER CREEK CIR CARVER, MN 55315 Telephone: 952-426-8536 2132788 4/8-4/15/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: SERVPRO of Eagan/Apple Valley 2. State the address of the principal place of business: 4555 Erin Drive, Suite 230, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Grand Parisy, LLC, 4555 Erin Drive, Suite 230, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: February 23, 2010 Richard Lau, Redmon Law Chartered 2139976 4/8-4/15/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-202 ESTATE OF Lucy M. Wildenauer, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated April 2, 1985, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed John M. Wildenauer whose address is: 871 Judd Street, Marine on St. Croix, MN 55047 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 4-8-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2145702 4/15-4/22/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Twin Cities Inflatables 2. State the address of the principal place of business: 4485 Cinnamon Ridge Trail, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Twin Cities Inflatables, Inc., 4485 Cinnamon Ridge Trail, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/31/2010 James A. Webster, Incorporator 2145681 4/15-4/22/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Pain Relief Guys In Eagan 2. State the address of the principal place of business: 1960 Cliff Lake Road, Suite 180, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Suzanne Detlefsen, 1960 Cliff Lake Road, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: March 10, 2010 Suzanne Detlefsen, President 2132915 4/8-4/15/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Healthy Savings Program 2. State the address of the principal place of business: 60 Carriage Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Arizona Events LLC, 60 Carriage Lane, Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 2/3/10 Lee Oberg President 2146244 4/15-4/22/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Images Everlasting - Photography and Digital Design 2. State the address of the principal place of business: 5374 Upper 147th St W, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rebekah Budziszewski, 5374 Upper 147th St W, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/28/10 Rebekah Budziszewski 2146249 4/15-4/22/10P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL, SEPARATE WRITING AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-177 In Re: Estate of Lowell Martin White, also known as Lowell M. White and Lowell White, Deceased. It is Ordered and Notice is given that on May 3, 2010, at 9:00 am, a hearing will be held in this Court at the Dakota County Government Center, 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, for the formal probate of an instrument purporting to be the will of Decedent, dated November 24, 2008, and separate writing dated November 24, 2008, and for the appointment of Jeffrey R. White, whose address is 8433 Upland Lane North, Maple Grove, Minnesota 55311, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/31/10 David Knutson Judge (COURT SEAL) Mary E. Shearen (#195753) Attorney for Personal Representative Best & Flanagan LLP 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402-4690 Telephone: (612) 339-7121 2132658 4/8-4/15/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-176 In Re: Estate of Astrid J. Henry, Decedent. It is Ordered and Notice is given that on May 3, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated November 25, 1997, and for the appointment of Earl C. Henry, whose address is 22175 Berring Avenue, Farmington, Minnesota 55024, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 3/30/10 BY THE COURT Joseph Carter Judge of District Court Michael D. Burville (MN# 0261889) Burville Law Office, P.A. 429 Third Street P.O. Box 187 Farmington Minnesota 55024 Telephone: (651) 460-3757 Facsimile: (651) 460-6568 2131586 4/8-4/15/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Menzhuber Art Studios 2. State the address of the principal place of business: 1292 Crestridge Lane, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Eric Menzhuber, 1292 Crestridge Lane, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 2/13/10 Eric Menzhuber, Sole Proprietor 2134939 4/8-4/15/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Lomarco 2. State the address of the principal place of business: 12753 Ethelton Way, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Russ Lowthian, 12753 Ehelton Way, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 2-16-2010 Russ Lowthian 2139571 4/8-4/15/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota IN DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-PR-10-174 ESTATE OF: Rebecca Ann Preisler, Decedent. It is Ordered and Notice is given that on May 3, 2010, at 9:00 a.m., a hearing will be held in this Court at Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Mary Nell Preisler, whose address is 1526 170th Avenue, Bejou, MN 56516, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/30/10 Patrice Sutherland JUDGE (COURT SEAL) Attorney for Personal Representative: Elroy Hanson WAMBACH & HANSON LAW OFFICE P.O. Box 340 Mahnomen, MN 56557 Atty License No: 155123 Telephone: 218-935-2266 FAX 218-935-2267 2131610 4/8-4/15/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-192 Estate of Mary Alice Weaver, Decedent It is Ordered and Notice is given that on May 17, 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Ctr, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated, and and for the appointment of Gail E. Lamott, whose address is 2501 Hayes Drive, Burnsville, MN 55337 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4-5-10 BY THE COURT Rex Stacey Judge of District Court (COURT SEAL) Attorney for Personal Representative Gail E. Lamott 2501 Hayes Drive Burnsville, MN 55337 (952) 890-7496 2142075 4/15-4/22/10P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12832 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. PROPERTY ADDRESS: 12832 Nicollet Avenue South Unit 102, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Antonio Nerios, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Six Thousand Four Hundred Fifty Eight and 50/100 ($6,458.50) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 24, 2008, and recorded October 24, 2008, as Document No. 2619728 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 28, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59pm on October 28, 2010. Dated: March 3, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441102 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2104876 3/18-4/22/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: SharpPro 2. State the address of the principal place of business: 1004 Ramsey Street, Hastings, MN 55033 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tzanko lordanov Matov, 1004 Ramsey Street, Hastings, MN 55033 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 03/25/2010 Tzanko lordanov Matov 2147622 4/15-4/22/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Coalesco 2. State the address of the principal place of business: 16236 Fernando Way W, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Matthew Dimich, 16236 Fernando Way W, Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 2-5-2010 Matthew T. Dimich 2137255 4/8-4/15/10P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-200 Estate of Robert J. Schoonover, Decedent. A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or at the hearing. If proper, and no objections are filed, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on May 3, 2010, 2010, at 9:00 a.m., by this Court at the Dakota County Government Center, 1560 Highway 55, Hastings MN 55033-2343. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 4-8-2010 Edward Lynch Judge of District Court Robert J. Polski, Jr. Attorney for Petitioner 101 East 5th Street, Suite 1712 St. Paul, MN 55101-1819 (651) 224-1776 Attorney Registration No. 87439 2144032 4/15-4/22/10

PUBLIC NOTICE

and Cheryl H. Lanigan, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2008, Dakota County Recorder, Document No. 2608548. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1004919-0692750000-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Village Capital & Investment LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18871 Inca Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-16950-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Century Ridge, CIC No. 296 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$216,956.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$227,132.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3461 2005583128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102908 3/11-4/15/10

PUBLIC NOTICE

��

�� within to redemption law, subject 18137 Ironstone Way, Lakeville, MN by 55044 six (6) months from the date of said T A X P A R C E L I . D . # : sale by the mortgagor(s), their per22-59600-050-05 sonal representatives or assigns. LEGAL DESCRIPTION OF PROPIf the Mortgage is not reinstated ERTY: under Minn. Stat. §580.30 or the propLot 5, Block 5, Quail Ridge erty is not redeemed under Minn. Stat. COUNTY IN WHICH PROPERTY IS §580.23, the Mortgagor must vacate LOCATED:Dakota the property on or before 11:59 p.m. on ORIGINAL PRINCIPAL AMOUNT OF October 29, 2010, or the next busiMORTGAGE:$405,163.00 ness day if October 29, 2010 falls on a AMOUNT DUE AND CLAIMED TO BE Saturday, Sunday or legal holiday. DUE AS OF DATE OF NOTICE, INCLUDMortgagor(s) released from financial ING TAXES, IF ANY, PAID BY MORT- obligation: NONE GAGEE:$410,521.71 THIS COMMUNICATION IS FROM That prior to the commencement of A DEBT COLLECTOR ATTEMPTthis mortgage foreclosure proceeding ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee com- INFORMATION OBTAINED WILL BE plied with all notice requirements as USED FOR THAT PURPOSE. required by statute; That no action or THE RIGHT TO VERIFICATION OF proceeding has been instituted at law THE DEBT AND IDENTITY OF THE o r o t h e r w i s e t o r e c o v e r t h e d e b t ORIGINAL CREDITOR WITHIN THE secured by said mortgage, or any part T I M E P R O V I D E D B Y L A W I S N O T thereof; AFFECTED BY THIS ACTION. PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW FOR tained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR'S PERSONAL REPSheriff of said county as follows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: May 6, REDUCED TO FIVE WEEKS IF A JUDI2010 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE:Sheriff's Office, Law MINNESOTA STATUTES, SECTION Enforcement Center, 1580 Hwy 55, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lobby #S-100, Hastings, MN OTHER THINGS, THAT THE MORTto pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 within six (6) months from the date of MORTGAGEE: Mortgage said sale by the mortgagor(s), their Elect r o n i c R e g i s t r a t i o n personal representatives or assigns Systems, Inc. unless reduced to Five (5) weeks under Wilford & Geske, P.A. MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Attorneys for Mortgagee E R T Y : I f t h e r e a l e s t a t e i s a n Lawrence A. Wilford owner-occupied, single-family dwell- James A. Geske ing, unless otherwise provided by law, 8425 Seasons Parkway, Suite 105 the date on or before which the mort- Woodbury, MN 55125-4393 gagor(s) must vacate the property if the (651) 209-3300 mortgage is not reinstated under sec- File Number: 012978F01 3/11-4/15/10 tion 580.30 or the property is not 2096323 redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM NOTICE OF MORTGAGE FINANCIAL OBLIGATION ON MORTFORECLOSURE SALE GAGE:None THE RIGHT TO VERIFICATION "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, OF THE DEBT AND IDENTITY OF THE MORTGAGOR'S PERSONAL REP- THE ORIGINAL CREDITOR WITHIN RESENTATIVES OR ASSIGNS, MAY BE THE TIME PROVIDED BY LAW IS REDUCED TO FIVE WEEKS IF A JUDI- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in conditions of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2003 A. Johnston, MORTGAGORS:Robert WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Jr. and Michelle R. Johnston, husPROPERTY USED IN AGRICULTURAL band and wife. MORTGAGEE:G o p h e r S t a t e M o r t P R O D U C T I O N , A N D A R E gage Corporation. ABANDONED." AND PLACE OF RECORDING: DATE Dated: March 4, 2010. Recorded October 8, 2003, Dakota CitiMortgage, Inc. County Recorder, Document No. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2121517. ASSIGNMENTS OF MORTGAGE: By: Paul A. Weingarden Assigned to: U.S. Bank, N.A., Dated: Attorneys for Mortgagee/Assignee of 26, 2003, Recorded: October 8, August Mortgagee 2003, Document No. 2121518. 4500 Park Glen Road #300 TRANSACTION AGENT: NONE Minneapolis, MN 55416 TRANSACTION AGENT'S MORT(952) 925-6888 GAGE IDENTIFICATION NUMBER ON 10-3429 MORTGAGE: NONE 2004705537 LENDER OR BROKER AND MORTTHIS IS A COMMUNICATION FROM GAGE ORIGINATOR STATED ON A DEBT COLLECTOR. 2102818 3/11-4/15/10 MORTGAGE: Gopher State Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 11412 River Hills Drive, Burnsville, MN NOTICE OF MORTGAGE 55337 FORECLOSURE SALE NOTICE IS HEREBY GIVEN that T A X P A R C E L I . D . # : default has occurred in the conditions 02-64109-010-03 LEGAL DESCRIPTION OF PROPof the following described mortgage: DATE OF MORTGAGE: June 08, 2005 ERTY: ORIGINAL PRINCIPAL AMOUNT OF Lot 1, Block 3, River Hills 10th AddiMORTGAGE: $300,000.00 tion, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS MORTGAGOR(S): Susan M. Kaltinger, LOCATED:Dakota a single person ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE:$167,000.00 Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Recorded: June 29, 2005 Dakota DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTCounty Recorder GAGEE:$156,533.57 Document Number: 2335479 That prior to the commencement of Transaction Agent: Mortgage Electronic Registration Systems, Inc. this mortgage foreclosure proceeding Transaction Agent Mortgage Identifi- Mortgagee/Assignee of Mortgagee complied with all notice requirements as cation Number: 100025440002443908 Lender or Broker: Lehman Brothers required by statute; That no action or proceeding has been instituted at law Bank Residential Mortgage Servicer: or otherwise to recover the debt secured by said mortgage, or any part Aurora Loan Services, LLC Mortgage Originator: Not Applicable thereof; PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota Property Address: 701 Ridge Ct E, described property will be sold by the Sheriff of said county as follows: Burnsville , MN 55337 DATE AND TIME OF SALE: April 23, Tax Parcel ID Number: 2010 at 10:00 AM 025371517001 PLACE OF SALE:Sheriff's Office, Law LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Oak Ridge, Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said premises, and the costs and disburse$309,106.54 THAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date tuted at law or otherwise to recover the of said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: April 29, the date on or before which the mort2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on October 25, 2010. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE:None ments, including attorney fees allowed by law, subject to redemption within ��

PUBLIC NOTICE

�� GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-751 7810357284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102354 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,100.00 MORTGAGOR(S): Leslie R Klassy, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 28, 2006 Dakota County Recorder Document Number: 2464549 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1126 Tiffany Dr, Eagan, MN 55123-1878 Tax Parcel ID Number: 10-16350-170-02 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Canterbury Forest, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,768.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013777F01 2143752 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 22, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 54, Diffley Commons 2nd Addition, Villas and Garden Homes, a Condominium, Condominium #116, Dakota County, Minnesota STREET ADDRESS: 1899 Ruby Court North, Eagan MN 55122 TAX PARCEL ID NUMBER: 10-20451-054-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 22, 2010, from Ellen Barr-Anderson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,186.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 22, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on December 10, 2009, as Document No. 2701691 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of June, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on December 4, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNERS ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association THOMSEN & NYBECK, P.A. By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons/Anderson/09-7-425D) 2147711 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Scott P Euteneuer and Geraldine Euteneuer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 28, 2007 Dakota County Registrar of Titles Document Number: 621935 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 30, 2009 Registered: July 07, 2009 Dakota County Registrar of Titles Document Number: 646707 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402076589724 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2022 Carnelian Ln, Eagan, MN 55122-2831 Tax Parcel ID Number: 10-16702-090-04 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Four (4) in Cedar Grove No. 3, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,639.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004053F02 2100530 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Michael J. Ries and Pat Ries, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 07, 2008 Dakota County Registrar of Titles Document Number: T630448 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Dated: June 08, 2009 Registered: July 08, 2009 Dakota County Registrar of Titles Document Number: T646855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001944-5000077045-4 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 74561

74561 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19245 Michael Ave, Hastings, MN 55033-8611 Tax Parcel ID Number: 25-02200-030-01 LEGAL DESCRIPTION OF PROPERTY: The East Half of the Northeast Quarter (E 1/2 of NE 1/4) of Section Twenty-two (22), Township One Hundred Fourteen (114), Range 17 described as: The North 650.27 feet of the East 565.00 feet of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota, and The South 200.00 feet of the east 341.00 feet of the Northeast Quarter of the Northeast Quarter (NE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $505,310.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004925F01 20902868 3/11-4/15/10

PUBLIC NOTICE

T A X P A R C E L I . D . # : 42-38000-020-22 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 22, Jackson & Bidwell's Addition to West St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$216,401.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7597 1064079750 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2100567 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington Ln, Eagan, MN 55122-2746 Tax Parcel ID Number: 10-57665-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $431,325.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F01 2098002 3/11-4/15/10

PUBLIC NOTICE

��

GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3407 648886298 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102871 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Mary B. McCoy-Young, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2006 Dakota County Recorder Document Number: 2433187 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030009416752 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1936 Kyle Way, Eagan, MN 55122-2457 Tax Parcel ID Number: 10-17790-073-02 LEGAL DESCRIPTION OF PROPERTY: Unit 73, Cliff Lake Courthomes, CIC Number 125, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,794.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013801F01 2145541 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 5 , 2004 MORTGAGORS:Randall A. Fennert and Melinda R. Fennert, husband and wife. MORTGAGEE:First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Recorded February 23, 2005, Dakota County Recorder, Document No. 2297993. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: September 5, 2008, Recorded: October 9, 2008, Document No. 2617171. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 7955 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760108010 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 10, Foxborough 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,099.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3577 1077000656 \THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148418 4/15-5/20/10

PUBLIC NOTICE

single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2007, Dakota County Recorder, Document No. 2544691. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: August 28, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100526500052948637 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1309 Prairie View Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-15304-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,101.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 26, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-226 529486-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102513 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Randy Giesen and Marie Giesen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2005 Dakota County Recorder Document Number: 2389872 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005068669 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15691 Finewood Ct, Apple Valley, MN 55124-5819 Tax Parcel ID Number: 01-63400-330-03 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 3, Regatta Manor Homes, C.I.C. #234, Dakota County, Minnesota.

Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,897.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008764F02 2101561 3/11-4/15/10

PUBLIC NOTICE

��

�� Lobby #S-100, Hastings, MN �� GAGE:None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MN Stat. §580.07. TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: March 4, 2010. gagor(s) must vacate the property if the Chase Home Finance, LLC mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on November 5, 2010. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE:None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 75-3914 RESENTATIVES OR ASSIGNS, MAY BE 24110868 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 3/11-4/15/10 MINNESOTA STATUTES, SECTION 2102689 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: March 2, 2010. THE TIME PROVIDED BY LAW IS Aurora Loan Services LLC NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE:July 31, 2007 Mortgagee MORTGAGOR:Michael Richards, a 4500 Park Glen Road #300 person. single Minneapolis, MN 55416 Electronic MORTGAGEE:Mortgage (952) 925-6888 Registration Systems, Inc. 98-1007 DATE AND PLACE OF RECORDING: 0021495890 Recorded September 17, 2007, THIS IS A COMMUNICATION FROM Dakota County Recorder, Document A DEBT COLLECTOR. 2102623 3/11-4/15/10 No. 2544412. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: August 31, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100526500052881549 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: BankUnited, FSB NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of VICER: BankUnited MORTGAGED PROPERTY ADDRESS: the following described mortgage: DATE OF MORTGAGE:December 29, 1301 Prairie View Trail, Farmington, MN 55024 2006 T A X P A R C E L I . D . # : MORTGAGORS:Gerald A. Stodolka and Cheryl A. Stodolka, husband and 14-15304-090-01 LEGAL DESCRIPTION OF PROPwife. ERTY: MORTGAGEE:Chase Bank USA, N.A. Lot 9, Block 1, Bristol Square Fifth DATE AND PLACE OF RECORDING: Addition, Dakota County, Minnesota. Recorded January 19, 2007, Dakota COUNTY IN WHICH PROPERTY IS County Recorder, Document No. LOCATED:Dakota 2489673. ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance MORTGAGE:$206,100.00 AMOUNT DUE AND CLAIMED TO BE LLC, Dated: February 25, 2010. DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE:$225,888.89 That prior to the commencement of MORTGAGE: NONE LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: Chase Bank USA, N.A. R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 4 5 2 1 O a k P o n d R o a d , E a g a n , M N secured by said mortgage, or any part thereof; 55123 PURSUANT to the power of sale conT A X P A R C E L I . D . # : tained in said mortgage, the above 10-25801-010-01 LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: April 29, Lot 1, Block 1, Fawn Ridge 2nd Addition, according to the recorded plat 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law thereof, abstract property. COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE:$289,000.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE:$316,498.78 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, the date on or before which the mortthereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: April 27 , 11:59 p.m. on October 29, 2010. 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE:None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: March 1, 2010. the date on or before which the mortBankUnited gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 11:59 p.m. on October 27, 2010 . MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT�� GAGE:None

PUBLIC NOTICE

�� Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-227 528815-4 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102479 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $350,000.00 MORTGAGOR(S): Peter A Rustad and Susan N Rustad, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2005 Dakota County Recorder Document Number: 2335832 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505828262025 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12568 Eden Ct, Apple Valley, MN 55124-5747 Tax Parcel ID Number: 01-15150-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Briar Knoll 1st Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $335,780.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012472F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 09, 2010 at 10:00 AM has been postponed to May 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012472F01 2144136 4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:DATE OF MORTGAGE:June 23, 2003 MORTGAGOR:J o s e p h P . Y u n g , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090123. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 15, 2009, Recorded: October 22, 2009, Document No. 2692096. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000048276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 800 21st Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70204-151-01 LEGAL DESCRIPTION OF PROPERTY: The South 20.75 Feet of Lot 15, Block 1, South Park Division No. 5 and that portion of the North 1/2 of Cullen Avenue accruing thereto, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,817.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,064.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8198 1928280810 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146419 4/15-5/20/10

PUBLIC NOTICE

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 19, 2007, Dakota County Recorder, Document No. 2503487. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020923214 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC, D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20525 West Hughes Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 225775002101 LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2, Block 1, Playfield Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$203,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$211,498.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-829 6700000473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102443 3/11-4/15/10

PUBLIC NOTICE

T A X P A R C E L I . D . # : 20-00400-070-82 LEGAL DESCRIPTION OF PROPERTY: The South 266.9 feet of the East 150 feet of the West 330 feet of the Southwest Quarter of the Southeast Quarter of Section 4, Township 27, Range 22, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$317,598.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6667 1064157945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102296 3/11-4/15/10

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE:$148,505.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-569 1002141792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102592 3/11-4/15/10

PUBLIC NOTICE

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3445 1774310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102716 3/11-4/15/10

PUBLIC NOTICE

��

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-1886 1044875761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102750 3/11-4/15/10

PUBLIC NOTICE

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-736 6700000830 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102377 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,529.00 MORTGAGOR(S): Matthew J Fogarty and Jennifer L Fogarty, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: October 22, 2007 Dakota County Recorder Document Number: 2551990 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: September 28, 2007 Recorded: October 22, 2007 Dakota County Recorder Document Number: 2551991 And assigned to: BAC Home Loans Servicing, L.P. Dated: April 02, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18054 Kindred Ct, Lakeville, MN 55044-7597 Tax Parcel ID Number: 22-84650-410-01 LEGAL DESCRIPTION OF PROPERTY: Lot 41, Block 1, Woodhill, Common Interest Community No. 482, Wood Hill Premier Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,558.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012894F01 2145576 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 1 , 2006 MORTGAGOR:Joseph K. Grossbach, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 11, 2006, Dakota County Recorder, Document No. 2419609, Re-recorded as Document No. 2465141. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. successor to JPMorgan Chase Bank N.A., Dated: September 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001099261 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2553 Yellowstone Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-29702-073-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 73, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,736.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$131,516.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. The Bank of New York Mellon Trust Company, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1837 0004611270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146302 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 1, 2010 YOU ARE NOTIFIED THAT: 1.Default has occurred in the terms and conditions of the Declaration for Cobblestone III Association, Inc. (hereinafter the "Association") which was recorded as Document No. 149862 and the Amended Declaration recorded on November 7, 2006 as Document No.

November 7, 2006 as Document No. 600699, in the Office of the Registrar of Titles of Dakota County, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 6, Block 1, CIC No. 579, Cobblestone III Townhomes (Cobblestone Manor 3rd Addition), Dakota County, Minnesota STREET ADDRESS: 8653 134th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18077-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 1, 2010, from Michael Suchy, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,457.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 15, 2009, as Document No. T647412 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 12th day of May, 2010, at 10:00 a.m . at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 12, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Cobblestone III Association, Inc.: COBBLESTONE III ASSOCIATION, INC. THOMSEN & NYBECK By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cobblestone III/Suchy/08-7-904D) 2110073 3/18-4/22/10

PUBLIC NOTICE

��

�� TAXES, IF ANY, PAID BY MORT Lot 18, Block 9, Except the �� South 2 ING feet, B. Michel's Addition to West St. GAGEE:$317,080.46 That prior to the commencement of Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF plied with all notice requirements as required by statute; That no action or MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE proceeding has been instituted at law DUE AS OF DATE OF NOTICE, INCLUD- o r o t h e r w i s e t o r e c o v e r t h e d e b t ING TAXES, IF ANY, PAID BY MORT- secured by said mortgage, or any part GAGEE:$182,451.18 thereof; That prior to the commencement of PURSUANT to the power of sale conthis mortgage foreclosure proceeding tained in said mortgage, the above Mortgagee/Assignee of Mortgagee com- described property will be sold by the plied with all notice requirements as Sheriff of said county as follows: required by statute; That no action or DATE AND TIME OF SALE: May 13, proceeding has been instituted at law 2010 at 10:00 AM or otherwise to recover the debt PLACE OF SALE:Sheriff's Office, Law secured by said mortgage, or any part Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN thereof; PURSUANT to the power of sale con- to pay the debt then secured by said tained in said mortgage, the above Mortgage, and taxes, if any, on said described property will be sold by the premises, and the costs and disbursements, including attorneys' fees Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, allowed by law subject to redemption 2010 at 10:00 AM within six (6) months from the date of PLACE OF SALE:Sheriff's Office, Law said sale by the mortgagor(s), their Enforcement Center, 1580 Hwy 55, personal representatives or assigns Lobby #S-100, Hastings, MN unless reduced to Five (5) weeks under to pay the debt then secured by said MN Stat. §580.07. Mortgage, and taxes, if any, on said TIME AND DATE TO VACATE PROPpremises, and the costs and disburse- E R T Y : I f t h e r e a l e s t a t e i s a n m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s owner-occupied, single-family dwellallowed by law subject to redemption ing, unless otherwise provided by law, within six (6) months from the date of the date on or before which the mortsaid sale by the mortgagor(s), their gagor(s) must vacate the property if the personal representatives or assigns mortgage is not reinstated under secunless reduced to Five (5) weeks under tion 580.30 or the property is not redeemed under section 580.23 is MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM ERTY: If the real estate is an owner-occupied, single-family dwell- FINANCIAL OBLIGATION ON MORTing, unless otherwise provided by law, GAGE:None "THE TIME ALLOWED BY LAW FOR the date on or before which the mortgagor(s) must vacate the property if the REDEMPTION BY THE MORTGAGOR, mortgage is not reinstated under sec- THE MORTGAGOR'S PERSONAL REPtion 580.30 or the property is not RESENTATIVES OR ASSIGNS, MAY BE redeemed under section 580.23 is REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM MINNESOTA STATUTES, SECTION FINANCIAL OBLIGATION ON MORT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G GAGE:None OTHER THINGS, THAT THE MORT"THE TIME ALLOWED BY LAW FOR GAGED PREMISES ARE IMPROVED REDEMPTION BY THE MORTGAGOR, WITH A RESIDENTIAL DWELLING OF THE MORTGAGOR'S PERSONAL REP- LESS THAN FIVE UNITS, ARE NOT RESENTATIVES OR ASSIGNS, MAY BE PROPERTY USED IN AGRICULTURAL REDUCED TO FIVE WEEKS IF A JUDI- P R O D U C T I O N , A N D A R E CIAL ORDER IS ENTERED UNDER ABANDONED." Dated: March 10, 2010. MINNESOTA STATUTES, SECTION JPMorgan Chase Bank, N.A. 582.032, DETERMINING, AMONG Mortgagee/Assignee of Mortgagee OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED USSET, WEINGARDEN AND LIEBO, P.L.L.P. WITH A RESIDENTIAL DWELLING OF By: Paul A. Weingarden LESS THAN FIVE UNITS, ARE NOT Attorneys for Mortgagee/Assignee of PROPERTY USED IN AGRICULTURAL Mortgagee P R O D U C T I O N , A N D A R E 4500 Park Glen Road #300 Minneapolis, MN 55416 ABANDONED." (952) 925-6888 Dated: March 9, 2010. 60-1561 U.S. Bank National Association, 5304053522 Trustee Mortgagee/Assignee of Mortgagee THIS IS A COMMUNICATION FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR. 2110977 3/18-4/22/10 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 NOTICE OF MORTGAGE Minneapolis, MN 55416 FORECLOSURE SALE (952) 925-6888 THE RIGHT TO VERIFICATION 18-796 OF THE DEBT AND IDENTITY OF 134633654 THE ORIGINAL CREDITOR WITHIN THIS IS A COMMUNICATION FROM THE TIME PROVIDED BY LAW IS A DEBT COLLECTOR. NOT AFFECTED BY THIS ACTION. 2109323 3/18-4/22/10 NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 1 , 2006 NOTICE OF MORTGAGE MORTGAGORS:Michelle C. ThompFORECLOSURE SALE THE RIGHT TO VERIFICATION son and Benn P. Thompson, Wife and OF THE DEBT AND IDENTITY OF husband. MORTGAGEE:A r g e n t M o r t g a g e THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Company, LLC. DATE AND PLACE OF RECORDING: NOT AFFECTED BY THIS ACTION. Recorded October 12, 2006, Dakota NOTICE IS HEREBY GIVEN, that default has occurred in conditions of C o u n t y R e c o r d e r , D o c u m e n t N o . 2467850. the following described mortgage: ASSIGNMENTS OF MORTGAGE: DATE OF MORTGAGE:N o v e m b e r 6 , Assigned to: U.S.Bank National 2006 MORTGAGOR:J e f f r e y J . Z e i s a n d Association, as Trustee, in Trust for the registered certificate holders of Jeanette F. Zeis, husband and wife. MORTGAGEE:Mortgages Unlimited, C i t i g r o u p M o r t g a g e L o a n T r u s t 2007-AMC2, Asset-Backed Inc.. DATE AND PLACE OF RECORDING: Pass-Through Certificates, Series R e g i s t e r e d F e b r u a r y 1 2 , 2 0 0 7 , 2007-AMC2 A United States CorporaDakota County Registrar of Titles, tion, Dated: June 16, 2008, Recorded: Document No. 605859, Certificate of J u n e 3 0 , 2 0 0 8 , D o c u m e n t N o . 2599437. And thereafter assigned to: Title No. 132524. A S S I G N M E N T S O F M O R T G A G E : CitiMortgage, Inc., Dated: February 25, A s s i g n e d t o : N e t b a n k , D a t e d : 2010. TRANSACTION AGENT: NONE November 6, 2006, Recorded: FebruTRANSACTION AGENT'S MORTary 12, 2007, Document No. 605860. And thereafter assigned to: Mortgage GAGE IDENTIFICATION NUMBER ON Electronic Registration Systems, Inc., MORTGAGE: NONE LENDER OR BROKER AND MORTDated: June 26, 2007, Recorded: July 2, 2007, Document No. 613489. And G A G E O R I G I N A T O R S T A T E D O N thereafter assigned to: JPMorgan MORTGAGE: Argent Mortgage ComChase Bank, N.A., Dated: October 14, pany, LLC RESIDENTIAL MORTGAGE SER2008, Recorded: November 7, 2008, VICER: CitiMortgage, Inc. Document No. T635386. MORTGAGED PROPERTY ADDRESS: Said Mortgage being Registered 14850 Echo Way, Apple Valley, MN Land. 55124 TRANSACTION AGENT: NONE T A X P A R C E L I . D . # : TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON 01-20503-160-02 LEGAL DESCRIPTION OF PROPMORTGAGE: NONE ERTY: LENDER OR BROKER AND MORTLot 16, Block 2, Diamond Path GAGE ORIGINATOR STATED ON Fourth Addition. MORTGAGE: Mortgages Unlimited, Dakota County Inc. COUNTY IN WHICH PROPERTY IS RESIDENTIAL MORTGAGE SERLOCATED:Dakota VICER: JPMorgan Chase Bank, ORIGINAL PRINCIPAL AMOUNT OF National Association MORTGAGED PROPERTY ADDRESS: MORTGAGE:$212,800.00 AMOUNT DUE AND CLAIMED TO BE 373 Runge Lane, West Saint Paul, MN DUE AS OF DATE OF NOTICE, INCLUD55118 T A X P A R C E L I . D . # : ING TAXES, IF ANY, PAID BY MORTGAGEE:$254,858.49 42-56701-160-08 That prior to the commencement of LEGAL DESCRIPTION OF PROPthis mortgage foreclosure proceeding ERTY: Lot Sixteen (16), Block Eight (8), in Mortgagee/Assignee of Mortgagee complied with all notice requirements as Parkview 2nd Addition COUNTY IN WHICH PROPERTY IS required by statute; That no action or has been instituted at law proceeding LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part MORTGAGE:$274,000.00 AMOUNT DUE AND CLAIMED TO BE thereof; DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- ��

PUBLIC NOTICE

�� MN Stat.�� §580.07. TIME AND DATE TO VACATE PROP�� thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3322 9000140120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110828 3/18-4/22/10

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2639 3013635614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110989 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Martin De La Cruz and Maria Martha Hita, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2005 Dakota County Recorder Document Number: 2355705 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000271896 Lender or Broker: Centennial Mortgage & Funding, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1964 Beaver Dam Ct, Eagan, MN 55122-2221 Tax Parcel ID Number: 104805006501 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Meadowland First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,378.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 2106474 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGORS:A n h P h o n g T r a n Nguyen and Nok Nguyen, husband and wife. MORTGAGEE:PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Registered September 20, 2005, Dakota County Registrar of Titles, Document No. 574750, Certificate of Title No. 129005. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1812 Rio Loma Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 026404013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1 in Rio Loma. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,155.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2081 0004291215 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148033 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,000.00 MORTGAGOR(S): Erin Olberding and Jeff Olberding, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 20, 2007 Dakota County Recorder Document Number: 2538510 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10006260474830498 Lender or Broker: Homecomings Financial, LLC (fka Homecomings Financial Network, Inc.) Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17810 Jalisco Way, Lakeville, MN 55044-8720 Tax Parcel ID Number: 225350205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Oak Hills Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $372,400.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012162F03 2110041 3/18-4/22/10

PUBLIC NOTICE

MORTGAGE: American Brokers Con duit RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 822 Holland Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70201-030-03 LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2 and the North Half of Lot 3, Block 3, South Park Division No. 2, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$194,272.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7967 1927369576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2111299 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,200.00 MORTGAGOR(S): Anna L. Schmidt, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 11, 2005 Dakota County Recorder Document Number: 2284626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001002713 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20041 Heritage Dr, Lakeville, MN 55044-6848 Tax Parcel ID Number: 223217545001 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 1, Commom Interest Community No. 366, Heritage Walk AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,666.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 2110130 File Number: 013090F01 2110130 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Alejandro Lopez, a single person and Nicole E Deberardini, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353723 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 Dated: December 22, 2008 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001527-100000-669-8 Lender or Broker: Mortgage One, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1522 Aspen Dr, Eagan, MN 55122-1305 Tax Parcel ID Number: 10-73002-020-07 10-73002-030-07 LEGAL DESCRIPTION OF PROPERTY: Lots 2 and 3, Block 7, Surrey Heights Third Addition, together with easements for access, party walls, utilities, recreational and parking facilities as contained in Document No. 404666, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,930.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next busi-

��

October 30, 2010, or the next busi ness day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013192F01 2110273 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd # A309, Eagan, MN 55122-2163 Tax Parcel ID Number: 10-22470-309-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. #A309, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $101,254.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013078F01 2108081 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 07, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,100.00 MORTGAGOR(S): Jirawan Lonnquist, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 13, 2009 Dakota County Recorder Document Number: 2630755 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700034542301 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17549 Ionia Path, Lakeville, MN 55044-5629 Tax Parcel ID Number: 22.66101.100.01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Sanasha Knolls 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,857.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013760F01 2142042 4/15-5/20/10

�� R E S I D E N T�� I A L M�� ORT G A G E �� SER

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 , 2006 MORTGAGOR: Melony M. Schmitz, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 22, 2006, Dakota County Recorder, Document No. 2414320. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039279150721689 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19987 McKendry Path, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,764.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 2003441949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 THIS IS A COMMUNICATION FROM A DEBT 2148799 4/15/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 MORTGAGORS: Lloyd Hoff and Leola Hoff, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered May 18, 2007, Dakota County Registrar of Titles, Document No. 610914, Certificate of Title No. 136863. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 4, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278923057124 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 308 Harold Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Timberland-Knoll Acres. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,574.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-667 7892305712 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 12, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-667 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2147168 4/15/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,500.00 MORTGAGOR(S): Wendweson B Semamo and Meseret Zeru, husband and wife MORTGAGEE: Pentagon Federal C.U. DATE AND PLACE OF RECORDING: Recorded: August 15, 2008 Dakota County Recorder Document Number: 2608486 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pentagon Federal C.U. Residential Mortgage Servicer: Pentagon FCU Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17597 Foxboro Ln, Farmington, MN 55024-8194 Tax Parcel ID Number: 22-30946-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Greenridge Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,254.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Pentagon Federal C.U. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651 209-3300 File Number: 011337F03 2147205 4/15-5/20/10

PUBLIC NOTICE

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5467 180th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota County Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$123,190.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$137,056.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6790 1766463468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2100552 3/11-4/15/10

PUBLIC NOTICE

��

�� o r o t h e�� rwise to recover the debt secured by said mortgage, or any part �� AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$104,842.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3424 771062998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102776 3/11-4/15/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3026 4001190166 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102668 3/11-4/15/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3477 637638739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2109355 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,675.00 MORTGAGOR(S): Heather A Heichert, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: March 12, 2007 Dakota County Recorder Document Number: 2501979 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: March 06, 2007 Recorded: May 29, 2007 Dakota County Recorder Document Number: 2520209 And assigned to: U.S. Bank National Association Dated: March 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021269120196252 Lender or Broker: Homeservices Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14128 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, C.I.C. No. 128, Foxmoore Ridge Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,577.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013124F01 2106643 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 M O R T G A G O R ( S ) : E r i c C. Plan, a single person and Rebecca L. Cox, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 02, 2006 Dakota County Recorder Document Number: 2465506 AND CORRECTIVE MORTGAGE RECORDING: March 16, 2007 Dakota County Recorder Document Number: 2502946 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, NA Dated: February 15, 2007 Recorded: February 22, 2007 Dakota County Recorder Document Number: 2498401 And assigned to: BAC Home Loans Servicing, L.P. Dated: April 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500023494 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20536 Erin Ct, Farmington, MN 55024-1466 Tax Parcel ID Number: 144870103405 LEGAL DESCRIPTION OF PROPERTY: Unit No. 34, CIC No. 319, Middle Creek Condominiums AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,446.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006563F01 2145564 4/15-5/20/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $392,000.00 MORTGAGOR(S): Scott J Dobesh and Stephanie L Dobesh fka Stephanie L Polston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2004 Dakota County Recorder Document Number: 2205452 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: February 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700000658644 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13303 Diamond Path, Apple Valley, MN 55124-8753 Tax Parcel ID Number: 01-02400-090-02 LEGAL DESCRIPTION OF PROPERTY: From the Northeast corner of Section 24, Township 115, Range 20 West of the 5th Principal Meridian, thence westerly on the north line of said Section 24, a distance of 1384 feet to the intersection of said North line of said Section 24, with the center line of a winding Township Road. Following the center line of this road South 40 degrees 15 minutes East 126 feet; thence South 13 degrees 30 minutes East 400 feet; thence South 47 degrees 45 minutes East 230 feet; thence South 51 degrees 30 minutes East 140 feet; thence South 27 degrees 45 minutes East 290 feet; thence South 37 degrees 45 minutes East 200 feet; thence South 19 degrees 15 minutes East 300 feet; thence South 27 degrees 15 minutes East 125 feet, to point of beginning; thence South 27 degrees 15 minutes East 75 feet; thence South 18 degrees East 140 feet; thence North 83 degrees 30 minutes West 392 feet, to shore line of Farquhar Lake; along shore line of said Lake North 20 degrees 15 minutes East 197 feet; thence South 83 degrees 30 minutes East 238 feet to point of beginning, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $459,524.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 2107283 3/18-4/22/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 3 , 2007 MORTGAGORS:Gerald L. Johnson and Juanita O. Johnson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492980. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100352000000003550 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Investors Bank and Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2220 Liberty Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22427-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Eagan Heights Townhomes 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,865.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-912 6800072056 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2143908 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,200.00 MORTGAGOR(S): Chima B Abakporo and Ngozi B Abakporo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2006 Dakota County Recorder Document Number: 2432581

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Document Number: 2432581 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Dated: November 11, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700067750634 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20674 E Oaks Dr, Farmington, MN 55024-1593 Tax Parcel ID Number: 14-48762-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Middle Creek East 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,564.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 2105502 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): Nicholas R. Prince, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 06, 2006 Dakota County Recorder Document Number: 2480087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100172117978010579 Lender or Broker: Amerifund Financial, Inc., DBA All Fund Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 558 12th Ave N, South Saint Paul, MN 55075-1620 Tax Parcel ID Number: 367020902012 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 5 feet of Lot 2, Block 12, South Park Division No. 10, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $215,752.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002290F02 2109870 3/18-4/22/10

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. Bank of America, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 3013191915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2111009 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,600.00 MORTGAGOR(S): Angela D Lovstuen a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 24, 2006 Dakota County Recorder Document Number: 2415065 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900020778048 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18236 Kerrville Trl, Lakeville, MN 55044-7295 Tax Parcel ID Number: 22-58200-105-20 LEGAL DESCRIPTION OF PROPERTY: Unit 105, Prairie Lake Lodges, Common Interest Community No. 372, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,819.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010300F02 2107890 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,500.00 MORTGAGOR(S): Rasha E. Hamam and Mohammad Elsamman, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: June 02, 2005 Dakota County Registrar of Titles Document Number: 566615 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136335 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1804 E 123rd St, Burnsville, MN 55337-2906 Tax Parcel ID Number: 02-53702-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block One (1), in Oak Leaf Plat Three, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $115,970.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010079F01 2142978 4/15-5/20/10

�� Trust �� Company, Dated: February 15,

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 2, 2003 MORTGAGORS:James A Bartholow and Paula Jo Bartholow, husband and wife. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2003, Dakota County Recorder, Document No. 2129845. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14218 Deerborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830029001 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$85,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,200.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 640132507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148160 4/15-5/20/10

PUBLIC NOTICE

2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614453275 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation d/b/a Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 16063 Goodview Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-17000-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Chapel Hills COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$222,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$227,387.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1625 6961445327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110939 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Gary F. Hanneman and Debra J. Rivas Hanneman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2006 Dakota County Recorder Document Number: 2473887 DATE AND PLACE OF REGISTERING: Registered: November 07, 2006 Dakota County Registrar of Titles Document Number: 600411 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: February 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278926805636 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 121592 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20728 Hurley Ave, Lakeville, MN 55044-5873

��

�� PURSUANT to the power of sale con tained in said mortgage, the above �� Lakeville, MN 55044-5873 Tax Parcel ID Number: 22-47475-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Marion Fields, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $326,426.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012627F01 2106857 3/18-4/22/10

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3566 8161683 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110877 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,520.00 MORTGAGOR(S): Christina Buck, a.k.a. Christina Munguia, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 28, 2005 Dakota County Registrar of Titles Document Number: 581810 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset-Backed Pass-Through Certificates Dated: March 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100336604040005318 Lender or Broker: Commonsense Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138472 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3786 Red Robin Ln, Eagan, MN 55122-1133 Tax Parcel ID Number: 107710006017 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 17, Town View First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,666.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset-Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013024F01 2103652 3/18-4/22/10

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: C2-07-7407 Premier Bank, a Minnesota corporation, Plaintiff, vs. LaFavre & Miller Development, LLC, a Minnesota limited liability company, Joseph M. Miller, an adult resident of Minnesota, and Adam T. LaFavre, an adult resident of Minnesota, Defendants. --------------------------------------------------------NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE --------------------------------------------------------NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above entitled action on August 7, 2007, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on April 29, 2010, at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, in said state and county, the premises and real estate described in said Judgment: Parcel 1: That part of the East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) of Section 20 (20), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota lying Southerly of the following described line: Commencing at the Southeast corner of said East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4); thence North 00 degrees 17 minutes 58 seconds East, along the East line of said East One-half of the Northeast Quarter (E 1/2 of NE 1⁄4), a distance of 1362.76 feet to the point of beginning of the line to be described; thence North 89 degrees 42 minutes 02 seconds West, a distance of 372.27 feet; thence North 69 degrees 00 minutes 56 seconds West, a distance of 1021.17 feet to the West line of said East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) and there terminating. Excepting therefrom the East 16.50 feet of the South 16.50 feet of the East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) of Section Twenty (20), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota. Parcel 2: The South 854.25 feet of the West 1⁄2 of the Northeast Quarter of Section 20, Township 114, Range 20, Dakota County, Minnesota, except that part of the Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4) of Section 20, Township 114, Range 20, Dakota County, Minnesota, lying southeasterly and southerly of the following described line and its easterly extension: Commencing at the Southeast corner of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4); thence North 89 degrees 57 minutes 36 seconds West, assumed bearing, along the South line of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4), a distance of 783.41 feet to the point of beginning of the line to be described; thence North 51 degrees 25 minutes 56 seconds East, 21.72 feet; thence northeasterly 187.32 feet, along a tangential curve, concave to the

tangential curve, concave to the northwest, having a radius of 410.00 feet, and a central angle of 26 degrees 10 minutes 39 seconds; thence northeasterly 555.31 feet, along a reverse curve, concave to the southeast, having a radius of 490.00 feet, and a central angle of 64 degrees 55 minutes 58 seconds; thence South 89 degrees 48 minutes 45 seconds East, tangent to said last described curve, 207.84 feet to the East line of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4) and said line there terminating. Parcel 3: The North 656.70 feet of the South 1510.95 feet of the West 1⁄2 of the Northeast 1⁄4 of Section 20, Township 114, Range 20, Dakota County, Minnesota. Property Addresses: Parcel 1: 195XX Holyoke Ave, Lakeville, MN 55044 Parcel 2: Unassigned Parcel 3: Unassigned Dated this 15th day of March, 2010 Dave Bellows Sheriff of Dakota County LEONARD, O'BRIEN, SPENCER, GALE & SAYRE, LTD. James M. Jorissen, #262833 Attorney for Plaintiff Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 2110776 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 12, 2003 MORTGAGORS:Laura M. Trulson and James H. Selmon-Vasser, both single. MORTGAGEE:River City Mortgage Corp.. DATE AND PLACE OF RECORDING: Recorded August 14, 2003, Dakota County Recorder, Document No. 2094685. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 12, 2003, Recorded: August 14, 2003, Document No. 2094686. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20578 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-82052080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Village Creek 3rd Addition, CIC Number 346, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,311.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,048.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010. U.S. Bank, N. A.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-839 7810314537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2111243 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in conditions of that certain Combination Mortgage, Security Agreement and Fixture Financing Statement (the "Mortgage") dated June 20, 2001, executed by Burnsville Royale Limited Partnership, a Minnesota limited partnership, as Mortgagor, to Anchor Bank, West St. Paul, N.A., a national banking association, as Mortgagee, filed for registration in the office of the Dakota County Registrar of Titles, State of Minnesota, on June 22, 2001, as Document No. 441945; that the Mortgage was assigned to Zions First National Bank by an Assignment of Combination Mortgage, Security Agreement and Fixture Financing Statement and Assignment of Rents and Leases dated June 20, 2001, filed in the office of the Dakota County Registrar of Titles on June 22, 2001, as Document No. 441948; as further assigned to The Chase Manhattan Bank, as Trustee for Zions Small Business Loan Trust, Series 2001-1, by an Assignment of Mortgage and Assignment of Rents dated December 31, 2001, filed in the office of the Dakota County Registrar of Titles as Document No. 462228; and re-assigned to Zions First National Bank by an Assignment of Mortgage and Assignment of Leases and Rents dated April 5, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590537 (Zions First National Bank, "Current Mortgagee"), that the original principal amount secured by the Mortgage was $1,475,000.00; that the Mortgage was modified by that certain Modification of Mortgage dated April 6, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590538, increasing the principal amount secured by the Mortgage to $1,700,000; the Mortgage being upon Registered Land; that Document Nos. 441945, 441948, 462228, 590537 and 560538 appear as memorials on Certificate of Title No. 79387; that no Mortgagors have been released from financial obligation on the Mortgage; that no action or proceeding has been instituted by law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due upon the Mortgage including interest to the date of this Notice, and taxes, if any, the sum of One Million Six Hundred Seventeen Thousand Eight Hundred Nineteen and 99/100 Dollars ($1,617,819.99); that the holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage and acceleration of the debts secured thereby and all notice and other requirements of applicable statutes have been fulfilled; and that pursuant to the power of sale contained in the Mortgage, the Mortgage will be foreclosed and a tract of land lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 5, Block 1, River Ridge Addition (the "Real Property") Property Address: 250 No. River Ridge Circle, Burnsville, MN P r o p e r t y I D N u m b e r : 0 2 - 6 4 2 0 0 - 0 5 1 - 0 1 a n d 02-64200-052-01 together with all present and future leases of the Real Property, all present and future rents, revenues, income issues, royalties, profits and other benefits derived from the Real Property, and all equipment fixtures, accessions, parts, additions to, all replacements of and all substitutions for any of the foregoing property, together with all proceeds thereof, including, without limitation, all insurance proceeds and refunds of premiums (the Real Property and personal property collectively, the "Mortgaged Property") will be sold by the Dakota County Sheriff, Minnesota, at public auction on April 30, 2010, at 10:00 AM at the office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, in Minnesota, to pay the debt then secured by the Mortgage and taxes, if any, on the Mortgaged Property, and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. Dated: March 11, 2010. Zions First National Bank, Current Mortgagee Attorneys for Current Mortgagee: Amy J. Swedberg, Esq. MASLON EDELMAN BORMAN & BRAND, LLP 3300 Wells Fargo Center 90 South 7th Street Minneapolis, MN 55402-4140 Telephone: (612) 672-8200 2110145 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 29, 2005 MORTGAGORS: Cory W. Gesme and Christina R. Gesme, husband and wife. MORTGAGEE: White Rock Bank. DATE AND PLACE OF RECORDING: Recorded August 8, 2005, Dakota County Recorder, Document No. 2348794. ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A., Dated: July 29, 2005, Recorded: August 8, 2005, Document No. 2348795, and by Document No. 2384178. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: White Rock Bank RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 1201 Westview Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19503-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Dakota Hills Fourth Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,594.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-423 16000594 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148339 4/15-5/20/10

PUBLIC NOTICE

��

County Recorder, Document No. 2510211. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 25, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520042538902 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16774 Embers Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-47051-302-07 LEGAL DESCRIPTION OF PROPERTY: Unit 2302, Common Interest Community No. 362, Mallard Shores 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$166,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$167,497.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3496 2004253890 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110891 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $307,500.00 MORTGAGOR(S): Debra Proulx, an unmarried woman and Danny Clarkson, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 15, 2004 Dakota County Recorder Document Number: 2276603 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3698 Widgeon Way, Eagan, MN 55123-1113 Tax Parcel ID Number: 106590410001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block One, St. Francis Wood 5th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $362,807.27

$362,807.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005095F02 2000268 3/18/-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 MORTGAGOR(S): Christopher J. McHugh and Katherine A. McHugh, Husband and Wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: July 25, 2003 Dakota County Recorder Document Number: 2083892 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: June 19, 2003 Recorded: July 25, 2003 Dakota County Recorder Document Number: 2083893 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2428114 And assigned to: U.S. Bank, National Association Dated: March 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001879988 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13101 Finch Way, Apple Valley, MN 55124-8056 Tax Parcel ID Number: 01-31004-310-05 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 5, Greenleaf Fifth Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $106,981.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2010, or the next business day if November 06, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002567F02 2108646 3/18-4/22/10

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3555 770920836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120868 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 20, 2003 MORTGAGORS:M i l t o n A . Z e t i n o , Dany A. Martinez Flores, and Sebastian D. Martinez Flores, all single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 26, 2003, Dakota County Recorder, Document No. 2100883. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100593374 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1640 Knox Circle, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-56780-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Parkway Place, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$185,691.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

��

�� single �� ABANDONED. man. �� Dated: March 16, 2010. MORTGAGEE:J P M o r g a n C h a s e Chase Home Finance LLC Bank, National Association as succesMortgagee/Assignee of Mortgagee sor in interest to Washington Mutual USSET, WEINGARDEN AND LIEBO, P.L.L.P. Bank, FA. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Recorded September 17, 2007, Attorneys for Mortgagee/Assignee of Mortgagee Dakota County Recorder, Document 4500 Park Glen Road #300 No. 2544409. O F Minneapolis, MN 55416 A S S I G N M E N T S (952) 925-6888 MORTGAGE:NONE TRANSACTION AGENT: NONE 30-8097 TRANSACTION AGENT'S MORT1928269963 THIS IS A COMMUNICATION FROM GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE A DEBT COLLECTOR. LENDER OR BROKER AND MORT2118620 3/25-4/29/10 GAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: JPMorgan Chase Bank, FORECLOSURE SALE National Association NOTICE IS HEREBY GIVEN that MORTGAGED PROPERTY ADDRESS: default has occurred in the conditions 1325 Prairieview Trail, Farmington, MN of the following described mortgage: 55024 DATE OF MORTGAGE: February 20, T A X P A R C E L I . D . # : 2007 14-15304-120-01 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPMORTGAGE: $193,000.00 ERTY: MORTGAGOR(S): Gery B Kirk, a Lot 12, Block 1, Bristol Square Fifth single person Addition MORTGAGEE: Bank of America, N.A. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF REGISTER- LOCATED:Dakota ING: ORIGINAL PRINCIPAL AMOUNT OF Registered: April 09, 2007 Dakota MORTGAGE:$179,200.00 County Registrar of Titles AMOUNT DUE AND CLAIMED TO BE Document Number: 608670 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Not Applicable ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE:$200,337.30 cation Number: Not Applicable That prior to the commencement of Lender or Broker: Bank of America, this mortgage foreclosure proceeding N.A. Mortgagee/Assignee of Mortgagee comResidential Mortgage Servicer: BAC plied with all notice requirements as Home Loans Servicing, L.P. required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law CERTIFICATE OF TITLE NUMBER: o r o t h e r w i s e t o r e c o v e r t h e d e b t 142287 secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 3813 Lodestone tained in said mortgage, the above Ln, Eagan, MN 55122-1657 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 10-16711-120-03 DATE AND TIME OF SALE: April 29, L E G A L D E S C R I P T I O N O F P R O P - 2010 at 10:00 AM ERTY: Lot 12, Block 3 PLACE OF SALE:Sheriff's Office, Law in Cedar Grove No. 11, Enforcement Center, 1580 Hwy 55, a c c o r d i n g t o t h e r e c o r d e d p l a t Lobby #S-100, Hastings, MN thereof to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$197,949.83 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; that this is registered MN Stat. §580.07. property; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: May 28, mortgage is not reinstated under sec2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on October 29, 2010. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE:None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns. MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT November 28, 2010, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if November 28, 2010 falls on P R O D U C T I O N , A N D A R E a Saturday, Sunday or legal holiday. ABANDONED." Mortgagor(s) released from financial Dated: March 8, 2010. obligation: NONE JPMorgan Chase Bank, N.A. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. Mortgagee THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 T I M E P R O V I D E D B Y L A W I S N O T 60-2409 AFFECTED BY THIS ACTION. 3014219681 THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2110948 3/18-4/22/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION OF WITH A RESIDENTIAL DWELLING OF THE DEBT AND IDENTITY OF THE LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL T I M E P R O V I D E D B Y L A W I S N O T PRODUCTION, AND ARE ABANDONED. AFFECTED BY THIS ACTION. DATED: April 15, 2010 NOTICE IS HEREBY GIVEN: MORTGAGEE: Bank of That default has occurred in the America, N.A. conditions of the following described Wilford & Geske, P.A. mortgage: Attorneys for Mortgagee DATE OF MORTGAGE: June 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $139,200.00 James A. Geske MORTGAGOR(S): Michael P. Bitzer, a 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 married man MORTGAGEE: Mortgage Electronic (651) 209-3300 File Number: 012331F01 Registration Systems, Inc. as nominee 2142942 4/15-5/20/10 for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200700000484171 NOTICE OF MORTGAGE SERVICER: Ocwen Loan Servicing, FORECLOSURE SALE LLC THE RIGHT TO VERIFICATION LENDER: Paragon Home Lending, OF THE DEBT AND IDENTITY OF LLC. THE ORIGINAL CREDITOR WITHIN DATE AND PLACE OF FILING: THE TIME PROVIDED BY LAW IS Dakota County Minnesota, Recorder , NOT AFFECTED BY THIS ACTION. on June 30, 2005, as Document No. NOTICE IS HEREBY GIVEN, that 2336015 default has occurred in conditions of ASSIGNED TO: HSBC Bank USA, the following described mortgage: N.A., as Trustee for the registered DATE OF MORTGAGE:July 30, 2007 holders of ACE Securities Corp. Home MORTGAGOR:Michael W. Richards, a single man. ��

PUBLIC NOTICE

�� o r o t h e�� rwise to recover the debt secured by said mortgage, or any part �� holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Dated: October 28, 2005 , and recorded March 9, 2010 by Document No. 2718433 . LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Oak Shores 9th Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 14 Maple Island Road, Burnsville, MN 55306 PROPERTY I.D: 02 53754 220 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Three Thousand Eight Hundred One and 06/100 ($143,801.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00061-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499087 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119882 3/25-4/29/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/ Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3041 4001171224 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120033 3/25-4/29/10

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3440 1120753605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120438 3/25-4/29/10

PUBLIC NOTICE

One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 5540 Phone: 612-573-3677 Our File No. 10MN00031-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3497199 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119931 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,450.00 MORTGAGOR(S): Jeremy Hein and Jennifer Hein, husband and wife MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF REGISTERING: Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 572052 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 11, 2006 Registered: January 30, 2006 Dakota County Registrar of Titles Document Number: 583812 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Dated: August 04, 2009 Registered: September 17, 2009 Dakota County Registrar of Titles Document Number: T650984 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119383 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10564 Alison Way, Inver Grove Heights, MN 55077-5467 Tax Parcel ID Number: 20-71398-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Southern Lakes 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,620.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F02 2140566 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 9, 2007 MORTGAGORS:Kelli M. Molzahn and Ryan L. Molzahn, wife and husband. MORTGAGEE:J P M o r g a n C h a s e Bank, NA. DATE AND PLACE OF RECORDING: Recorded April 27, 2007, Dakota County Recorder, Document No. 2512798. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 30, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4172 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Cedar Grove No. 1, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$240,118.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146331 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE

LOAN TRUST 2007 2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFIC A T E S , S E R I E S 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2120019 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAG FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Chad Beiler and Jacalyn Beiler, husband and wife as joint tenants MORTGAGEE: First Franklin A Division of NAT.City Bank of IN SERVICER: Home Loan Services, Inc LENDER: First Franklin A Division of NAT. City Bank of IN. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 5, 2005, as Document No. 2336947 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH3, Asset-Backed Certificates, Series 2005-FFH3 Dated: March 5, 2010 , and recorded March 15, 2010 by Document No. 2719252 . LEGAL DESCRIPTION OF PROPERTY: Unit No.113, Common Interest Community No.282, Regatta Village Homes, Dakota County

��

Homes, Dakota County PROPERTY ADDRESS: 15589 Flight Way, Unit 113, Apple Valley, MN 55124 PROPERTY I.D: 01-63402-113-50 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Five Thousand Seven Hundred Fifty-Three and 24/100 ($165,753.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH3, Asset-Backed Certificates, Series 2005-FFH3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00102-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499061 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119812 3/25-4/29/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 12, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-858 6800112515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120145 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,900.00 MORTGAGOR(S): Natalie A. Gibbons, A single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2004 Dakota County Recorder Document Number: 2280677 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0003074685-2 Lender or Broker: Bell America Mortgage, LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 Four Oaks Rd 121, Eagan, MN 55121 Tax Parcel ID Number: 10-18100-121.01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 121, Coachman Oaks Condominiums, Dakota County, Minnesota Condominium No. 45 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,418.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013341F01 2117143 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,600.00 MORTGAGOR(S): Glenn O Smith, a single person MORTGAGEE: Homeservices Lending, LLC dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder Document Number: 2301067 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 22, 2005 Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358031 And assigned to: U.S. Bank National Association Dated: March 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021269120003524 Lender or Broker: Homeservices Lending, LLC dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16330 Javari Ct, Lakeville, MN 55044-6831 Tax Parcel ID Number: 22-77150-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Town and Country Estates Common Interest Community No. 242, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,557.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association

U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013230F01 2119440 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 8 , 2005 MORTGAGORS:Amy E. Andrews and Gretchen M. Courteau, both single. MORTGAGEE:Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Registered March 1, 2005, Dakota County Registrar of Titles, Document No. 559961, Certificate of Title No. 124217. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3, under the Pooling and Servicing Agreement Dated April 1, 2005, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641793. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 7024 Dawn Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207116108004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, in South Grove No. 12, According to the Recorded plat thereof on file and of record in the Office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,155.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3070 4001490418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148056 4/15-5/20/10

�� N.A. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 8, 2006 MORTGAGOR:Joseph Reese, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 4, 2006, Dakota County Recorder, Document No. 2417953. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 25, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104560854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advantage Funding Group, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13009 Oliver Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 025667609001 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Patricia Manor 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,004.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1 , 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-940 7810456085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148046 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): Geoffrey O Ongaga, a single person and Vincent M Mochama, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: March 21, 2008 Dakota County Registrar of Titles Document Number: 625502 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A.

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Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137728 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 196 150th St W, Apple Valley, MN 55124-8913 Tax Parcel ID Number: 01-11706-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Apple Valley Seventh Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,918.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011972F01 2118937 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Russell H Zakariasen III, and Angela J Zakariasen husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2007 Dakota County Recorder Document Number: 2496586 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: February 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000813667425 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16108 Fairgreen Ave, Rosemount, MN 55068-1314 Tax Parcel ID Number: 222117706012 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 12, Donnay's Valley Park 8th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,358.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

��

�� a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial �� above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F02 2120026 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.080.08 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,956.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative L o a n T r u s t 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F01 2120021 3/25-4/29/10

PUBLIC NOTICE

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3529 2004369421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120825 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 15, 2002 MORTGAGOR:J i l l A . B i e r b a u m , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 14, 2002, Dakota County Recorder, Document No. 1896206. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020358072 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3295 East Lower 67th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204435015003 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 15, Building No. 4, Condominium File No. 5, Lakebridge Condominium No. 1 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$120,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,728.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3663 770210885 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148319 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 26, 2005 MORTGAGOR:Catherine M. Sever, a single person. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded July 26, 2005, Dakota County Recorder, Document No. 2343971. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: September 30, 2005, Recorded: October 26, 2005, Document No. 2374455. And thereafter assigned to: PNC Bank, National Association as successor by merger to National City Bank, Dated: April 1, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1711 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460105001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Woodgate 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,383.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3632 1044492679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148099 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,214.00 MORTGAGOR(S): Jonathan McDonough, a single person and Jamie Jacobson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 21, 2005 Dakota County Recorder Document Number: 2362951 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New

And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Dated: March 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700056723998 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16862 Embers Ave, Lakeville , MN 55044 Tax Parcel ID Number: 22-47051-603-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1603, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,018.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 2120017 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,080.00 MORTGAGOR(S): Stephanie B. Clay and Trevor D. Bear, both single MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 08, 2007 Dakota County Recorder Document Number: 2515201 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13220 Humboldt Ave S, Burnsville, MN 55337-2412 Tax Parcel ID Number: 02-44700-260-02 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Leisure Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,781.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009331F01 2118960 3/25-4/29/10

PUBLIC NOTICE

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TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 7810293514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120092 3/25-4/29/10

PUBLIC NOTICE

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2690 0016749004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120042 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2007 MORTGAGORS:Renee A. Norgaard and Kenneth E. Norgaard, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 22, 2007, Dakota County Recorder, Document No. 2525881. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926806311 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15770 Hallmark Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49105-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Morningview Sixth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$226,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$232,277.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300

4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-854 7892680631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120079 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 1 , 2003 MORTGAGORS:Steven A. Heibel and Kim L. Heibel, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 9, 2003, Dakota County Recorder, Document No. 2044672. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000002416 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 991 Livingston Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-48100-110-07 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 7, B. MICHEL'S ADDITION TO WEST ST. PAUL, ACCORDING TO THERECORDED PLAT THEREOF. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,132.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2253 8110845 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148129 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN:

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): James L Stewart, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000883391 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 22, 2006, as Document No. 2483678 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Dated: March 30, 2007 , and recorded March 9, 2010 by Document No. 2718431 . LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Scott Highlands Fourth Addition. PROPERTY ADDRESS: 14347 Garland Ave, Apple Valley, MN 55124 PROPERTY I.D: 01-66503-010-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-One Thousand Six Hundred Twenty-Six and 06/100 ($131,626.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the regist e r e d N o t e h o l d e r s o f Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499059 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119957 3/25-4/29/10

PUBLIC NOTICE

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�� Lot 8, Block 3, Wood Park�� Plat 2, ments, including attorney fees allowed Dakota County, Minnesota. by law, subject to redemption within COUNTY IN WHICH PROPERTY IS six (6) months from the date of said LOCATED:Dakota sale by the mortgagor(s), their perORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns. MORTGAGE:$274,787.00 If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propDUE AS OF DATE OF NOTICE, INCLUD- erty is not redeemed under Minn. Stat. ING TAXES, IF ANY, PAID BY MORT- §580.23, the Mortgagor must vacate GAGEE:$306,140.63 the property on or before 11:59 p.m. on That prior to the commencement of November 07, 2010, or the next busithis mortgage foreclosure proceeding ness day if November 07, 2010 falls on Mortgagee/Assignee of Mortgagee com- a Saturday, Sunday or legal holiday. plied with all notice requirements as Mortgagor(s) released from financial required by statute; That no action or obligation: NONE proceeding has been instituted at law THIS COMMUNICATION IS FROM o r o t h e r w i s e t o r e c o v e r t h e d e b t A DEBT COLLECTOR ATTEMPTsecured by said mortgage, or any part ING TO COLLECT A DEBT. ANY thereof; INFORMATION OBTAINED WILL BE PURSUANT to the power of sale con- USED FOR THAT PURPOSE. tained in said mortgage, the above THE RIGHT TO VERIFICATION OF described property will be sold by the THE DEBT AND IDENTITY OF THE Sheriff of said county as follows: ORIGINAL CREDITOR WITHIN THE DATE AND TIME OF SALE: May 11, T I M E P R O V I D E D B Y L A W I S N O T 2010 at 10:00 AM AFFECTED BY THIS ACTION. PLACE OF SALE:Sheriff's Office, Law THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ERTY: If the real estate is an MORTGAGEE: Wells Fargo owner-occupied, single-family dwellBank, N.A. successor by merger ing, unless otherwise provided by law, to Wells Fargo Bank Southwest, the date on or before which the mortN.A. formerly known as Wacho gagor(s) must vacate the property if the via Mortgage, FSB fka World mortgage is not reinstated under secSavings Bank, FSB tion 580.30 or the property is not redeemed under section 580.23 is Wilford & Geske, P.A. 11:59 p.m. on November 12, 2010. Attorneys for Mortgagee MORTGAGOR(S) RELEASED FROM Lawrence A. Wilford FINANCIAL OBLIGATION ON MORT- James A. Geske GAGE:None 8425 Seasons Parkway, Suite 105 "THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 007719F02 3/25-4/29/10 RESENTATIVES OR ASSIGNS, MAY BE 2119478 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED NOTICE IS HEREBY GIVEN that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL of the following described mortgage: DATE OF MORTGAGE: November 30, P R O D U C T I O N , A N D A R E 2004 ABANDONED." ORIGINAL PRINCIPAL AMOUNT OF Dated: March 11, 2010. MORTGAGE: $164,512.00 U.S. Bank, N. A. MORTGAGOR(S): Matthew R. SpitsMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. berg and Robin R. Spitsberg, both persons single By: Paul A. Weingarden MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded: January 03, 2005 Dakota Minneapolis, MN 55416 County Recorder (952) 925-6888 Document Number: 2282125 19-799 Transaction Agent: Mortgage Elec6800096788 THIS IS A COMMUNICATION FROM tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiA DEBT COLLECTOR. 2120067 3/25-4/29/10 cation Number: 100199600000094678 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable NOTICE OF MORTGAGE COUNTY IN WHICH PROPERTY IS FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t LOCATED: Dakota Property Address: 15960 Firtree Dr, default has occurred in the conditions of the following described mortgage: Apple Valley, MN 55124-5832 DATE OF MORTGAGE: August 21, Tax Parcel ID Number: 2003 01-63400-014-25 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPERTY: Unit No. 14, CIC No. 235, MORTGAGE: $197,625.00 MORTGAGOR(S): James Bigalke, an Regatta Courthomes, a condominium unmarried man located in Dakota County, Minnesota. MORTGAGEE: World Savings Bank, AMOUNT DUE AND CLAIMED TO BE FSB DUE AS OF DATE OF NOTICE: DATE AND PLACE OF REGISTER- $160,289.44 ING: THAT all pre-foreclosure requireRegistered: October 16, 2003 Dakota ments have been complied with; that no action or proceeding has been instiCounty Registrar of Titles Document Number: 517938 tuted at law or otherwise to recover the Transaction Agent: Not Applicable debt secured by said mortgage, or any Transaction Agent Mortgage Identifi- part thereof; PURSUANT to the power of sale concation Number: Not Applicable Lender or Broker: World Savings t a i n e d i n s a i d m o r t g a g e , t h e Bank, FSB above-described property will be sold R e s i d e n t i a l M o r t g a g e S e r v i c e r : by the Sheriff of said county as follows: Wachovia Mortgage, FSB DATE AND TIME OF SALE: May 07, Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 2010 at 10:00 AM PLACE OF SALE: Dakota County 129561 COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota Property Address: 17179 Joplin Ave, sota to pay the debt secured by said mortLakeville, MN 55044-9475 T a x P a r c e l I D N u m b e r : gage and taxes, if any, on said premises and the costs and disburse22-64603-300-02 L E G A L D E S C R I P T I O N O F P R O P - ments, including attorney fees allowed ERTY: Lot 30, Block 2, Rolling Oaks by law, subject to redemption within South Plat Four, according to the six (6) months from the date of said recorded plat thereof, Dakota County, sale by the mortgagor(s), their perMinnesota. sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated D U E A S O F D A T E O F N O T I C E : under Minn. Stat. §580.30 or the prop$230,519.20 erty is not redeemed under Minn. Stat. THAT all pre-foreclosure require- §580.23, the Mortgagor must vacate ments have been complied with; that the property on or before 11:59 p.m. on no action or proceeding has been insti- November 07, 2010, or the next busituted at law or otherwise to recover the ness day if November 07, 2010 falls on debt secured by said mortgage, or any a Saturday, Sunday or legal holiday. part thereof; that this is registered Mortgagor(s) released from financial property; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: May 07, THE RIGHT TO VERIFICATION OF 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disbursements, including attorney fees allowed ��

PUBLIC NOTICE

�� THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013436F01 2118794 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,175.00 MORTGAGOR(S): Gerardo Briseno and Yubisay Garcia, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552801 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604751888019 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 687 E Burnsville Pkwy, Burnsville, MN 55337-3617 Tax Parcel ID Number: 02-57200-033-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 23 of Building No. 6 and 1.73% of undivided interest in the common areas and facilities, Apartment Ownership No. 30, Burnhill Townhomes, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,102.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Elect r o n i c R e g i s t r a t i o n Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002799F02 2112065 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGORS:Daniel J. Polski and Rachel M. Polski, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 7, 2005, Dakota County Recorder, Document No. 2358352. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 31, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020508311170 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8760 Brunell Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177720202 LEGAL DESCRIPTION OF PROPERTY: Unit No. 202, Common Interest Community No. 306, a condominium, The Gables at Arbor Pointe, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,783.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8178 1915188461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146398 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J Jenkins and Cheryl M Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974

Document Number: 599974 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East 1/2 of Lot 12 and the West 1/2 of Lot 13, Westchester Heights No. 1, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,437.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F01 2112011 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,720.00 MORTGAGOR(S): Koffi Agbemaple and Kuamba Kpayedo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder Document Number: 2452584 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Dated: March 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009410207 Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13448 Settlers Ridge Dr, Burnsville, MN 55337-4188 Tax Parcel ID Number: 02-67300-570-01 LEGAL DESCRIPTION OF PROPERTY: Lot 57, Block One, Settlers Ridge, Common Interest Community Number 355, Dakota County, Minnesota.

sota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,902.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013270F01 2118461 3/25-4/29/10

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7980 1981174222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2118489 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): James P Cordell and Stephanie Cordell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2005 Dakota County Recorder Document Number: 2376275 AND CORRECTIVE MORTGAGE RECORDING: March 02, 2006 Dakota County Recorder Document Number: 2409582 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Dated: March 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500047997458 Lender or Broker: Provincial Bank Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21225 Hyacinth Ave, Lakeville, MN 55044-7484 Tax Parcel ID Number: 22-30800-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Golden Pond First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,080.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013156F01 2116975 3/25-4/29/10

PUBLIC NOTICE

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REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3549 1119991907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120845 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: Name of Mortgagor: Smith Properties, LLC Name of Mortgagee: W e l l s F a r g o Bank, National Association Original Principle Amount Secured by the Mortgage: $181,890.00 Date and Recording Information of Mortgage: March 26, 2007; recorded in the Dakota County Registrar of Titles Office, State of Minnesota, on April 11, 2007, on Certificate of Title No. 142309, as Document No. 608873 (the "Mortgage"). This foreclosure will be conducted in accordance with the Mortgage, related loan documents, applicable law, and that certain Agreement for Voluntary Foreclosure dated February 25, 2010, executed by Smith Properties, LLC, Kids ATVs, LLC, and Wells Fargo Bank, National Association and filed of record with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on March 2, 2010, on Certificate of Title No. 142309 as Document No. 658686. Amount Due as of March 25, 2010: $194,556.50 (which includes, without limitation, interest, costs, and fees, all of which will continue to accrue) Legal Description of Mortgaged Premises: That part of Lot Three (3), Block One (1) in Hastings Industrial Park No. 1, according to the recorded plat thereof, described as follows: Commencing at the Southeast corner of said Lot Three (3); thence North 00 degrees 26 minutes 34 seconds East, bearing assumed, along the East line of said Lot Three (3), a distance of 304.68 feet to the point of beginning of the land to be described; thence North 89 degrees 33 minutes 00 seconds West a distance of 175.00 feet; thence North 10 degrees 41 minutes 47 seconds West a distance of 199.08 feet to the North line of said Lot Three (3); thence South 89 degrees 33 minutes 00 seconds East, along said North line, a distance of 213.46 feet to the Northeast corner of said Lot Three (3); thence South 00 degrees 26 minutes 34 seconds West, along the East line of said Lot Three (3), a distance of 195.32 feet to the point of beginning. Common Address and Tax Parcel Identification Number of Mortgaged Premises: The Property has a common address of 2750 Millard Avenue, Hastings, Minnesota 55033. The tax parcel identification number of the Property is 19-32000-033-01. No Pending Action: N o a c t i o n o r proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. Conditions Precedent: T h e h o l d e r of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. Mortgage Origination: The name of the lender or broker of the Mortgage is Wells Fargo Bank, National Association. Date, Time, and Place of Sale: Pursuant to the power of sale in the Mortgage and Agreement for Voluntary Foreclosure, the Mortgage will be foreclosed upon the Property described above and will be sold on Wednesday, May 12, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, Minnesota, 55033. Date of Agreement for Voluntary Foreclosure: February 25, 2010 Non-Merger of Interests: A n y purchase by the Mortgagee of th e Property at the foreclosure sale and/or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the Mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests. Redemption: M o r t g a g o r ' s Redemption Period shall expire two

Redemption Period shall expire two months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in M.S.A. § 582.32, Subd. 9, beginning after the expiration of the Mortgagor's Redemption Period. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Deficiency: The Mortgagee waives any rights to a deficiency against the Mortgagor. Dated: March 25, 2010 MANTY & ASSOCIATES, P.A. By: /e/ Heidi L. Staloch Heidi L. Staloch (271445) Nauni Manty (230352) 510 First Avenue North, Suite 305 Minneapolis, MN 55403 612-465-0955 Attorneys for Wells Fargo Bank, National Association 2127104 4/1-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,983.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F02 2125733 4/1-5/6/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 28, 2007 MORTGAGOR:C l a r e W . C l a r k , a single man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 9, 2008, Dakota County Registrar of Titles, Document No. 622298, Certificate of Title No. 117614. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281210720585523 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 138 Westchester Drive, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-83810-010-07 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7), Westchester Heights No 2 Re arrangement, Except that part thereof described as follows: Beginning at the Southeasterly corner of said Lot One (1), Block Seven (7), Westchester Heights No 2 Re Arrangement; thence Southwesterly at right angles to the Easterly line of said Lot One (1) to a point on the Westerly line of said Lot One (1); thence Southerly along the Westerly line of said Lot One (1) to the Southwest corner of said Lot One (1); thence Northeasterly along the Southerly line of said Lot One (1) to the point of beginning. Dakota County, Minnesota Torrens Certificate No. 117614 Our File Number: 0006383NMN07 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$208,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$219,381.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1618 4514881 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130045 4/1-5/6/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2122947 4/1-5/6/10

PUBLIC NOTICE

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�� ville, �� Land. MN 55337 TRANSACTION AGENT: Mortgage T A X P A R C E L I . D . # : Electronic Registration Systems, Inc. 02-50900-130-01 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: Lot 13, Block 1, Neil Park Highlands MORTGAGE: 100251207005046649 LENDER OR BROKER AND MORTCOUNTY IN WHICH PROPERTY IS G A G E O R I G I N A T O R S T A T E D O N LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Credit Suisse Financial MORTGAGE:$235,000.00 Corporation AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. DUE AS OF DATE OF NOTICE, INCLUDMORTGAGED PROPERTY ADDRESS: ING TAXES, IF ANY, PAID BY MORT159 Chaparral Drive, Apple Valley, MN GAGEE:$238,942.44 55124 That prior to the commencement of T A X P A R C E L I . D . # : this mortgage foreclosure proceeding 01.56603.050.03 Mortgagee/Assignee of Mortgagee comLEGAL DESCRIPTION OF PROP- plied with all notice requirements as ERTY: required by statute; That no action or Lot 5, Block 3 in Palomino Hills proceeding has been instituted at law Fourth Addition, according to the o r o t h e r w i s e t o r e c o v e r t h e d e b t recorded plat thereof now on file and secured by said mortgage, or any part of record in the office of the Regis- thereof; trar of Titles in and for Dakota PURSUANT to the power of sale conCounty, Minnesota. tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: May 21, ORIGINAL PRINCIPAL AMOUNT OF 2010 at 10:00 AM MORTGAGE:$256,500.00 AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE:Sheriff's Office, Law DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Hwy 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, Hastings, MN GAGEE:$282,527.47 to pay the debt then secured by said That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: May 25, the date on or before which the mort2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said 1 1 : 5 9 p . m . o n N o v e m b e r 2 2 , 2 0 1 0 Mortgage, and taxes, if any, on said . MORTGAGOR(S) RELEASED FROM premises, and the costs and disburse- FINANCIAL OBLIGATION ON MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGE:None allowed by law subject to redemption "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." 11:59 p.m. on November 26, 2010. Dated: March 25, 2010. MORTGAGOR(S) RELEASED FROM Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE:None "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 90-1620 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 6961457317 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 4/1-5/6/10 WITH A RESIDENTIAL DWELLING OF 2129941 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: March 22, 2010. THE RIGHT TO VERIFICATION U.S. Bank National Association, OF THE DEBT AND IDENTITY OF Trustee THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. By: Paul A. Weingarden NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE:September 28, Minneapolis, MN 55416 2006 (952) 925-6888 MORTGAGOR:Amanda R. Mulligan, 38-95 an unmarried woman. 0010513448 MORTGAGEE:J P M o r g a n C h a s e THIS IS A COMMUNICATION FROM Bank, National Association as succesA DEBT COLLECTOR. 2130241 4/1-5/6/10 sor in interest to Washington Mutual Bank as successor in interest to Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded November 16, 2006, Dakota County Recorder, Document NOTICE OF MORTGAGE No. 2475889. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION Assigned to: Deutsche Bank OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN National Trust Company, as Trustee THE TIME PROVIDED BY LAW IS for Long Beach Mortgage Loan Trust 2006-11, Dated: March 4, 2010 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 9 , MORTGAGE: NONE 2008 LENDER OR BROKER AND MORTMORTGAGORS:Thomas L. Hackett G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Long Beach Mortgage and Lisa J. Hackett, husband and wife. MORTGAGEE:Mortgage Electronic Company RESIDENTIAL MORTGAGE SERRegistration Systems, Inc. DATE AND PLACE OF RECORDING: V I C E R : J P M o r g a n C h a s e B a n k , R e c o r d e d J u n e 9 , 2 0 0 8 , D a k o t a National Association County Recorder, Document No. MORTGAGED PROPERTY ADDRESS: 2595468. 15560 Eagle Ridge Road, Apple Valley, A S S I G N M E N T S O F M O R T G A G E : MN 55124 Assigned to: Branch Banking and T A X P A R C E L I . D . # : Trust Company, Dated: February 2, 01-18052-306-21 LEGAL DESCRIPTION OF PROP2010 TRANSACTION AGENT: Mortgage ERTY: Unit 1306, Bayside, A Condominium, Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTCIC No. 397 COUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED:Dakota MORTGAGE: 100159969614573171 LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE:$160,000.00 MORTGAGE: Liberty Mortgage CorpoAMOUNT DUE AND CLAIMED TO BE ration d/b/a Liberty Mortgage Corpora- DUE AS OF DATE OF NOTICE, INCLUDtion (Georgia) ING TAXES, IF ANY, PAID BY MORTR E S I D E N T I A L M O R T G A G E S E R - GAGEE:$162,945.01 That prior to the commencement of VICER: Branch Banking and Trust Company this mortgage foreclosure proceeding MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com13624 Upton Avenue South, Burns�� ville, MN 55337

PUBLIC NOTICE

�� DATE �� AND TIME OF SALE: May 20, 2010 at 10:00 AM �� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2819 0698543576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130015 4/1-5/6/10

PUBLIC NOTICE

PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1947 0002915737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129783 4/1-5/6/10

PUBLIC NOTICE

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2814 5300982104 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130073 4/1-5/6/10

PUBLIC NOTICE

GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3678 20747069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130404 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,400.00 MORTGAGOR(S): Brian M. Stromback and Ellen A. Stromback, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528056 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000844478 Lender or Broker: Gopher State Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16391 Fallbrook Dr, Farmington, MN 55024-8872 Tax Parcel ID Number: 22-20980-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dodd Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $340,158.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013307F01 2129379 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J . Marsteiner and Renae S. Marsteiner, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$264,243.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 0000405296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129871 4/1-5/6/10

PUBLIC NOTICE

County Recorder, Document No. 2309981. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2005-3, Dated: June 2, 2009, Recorded: June 10, 2009, Document No. 2663331. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Option One Mortgage Corporation n/k/a Sand Canyon Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1309 2nd Street, Mendota, MN 55150 TAX PARCEL I.D. #: 267700010010 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 10, Town of Mendota, except for the railroad of Lot 10, Block 10 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,659.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2773 0015050263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130354 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 08, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,307.00 MORTGAGOR(S): Matthew A Hellerman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2008 Dakota County Recorder Document Number: 2582696 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100419600000168427 Lender o r B r o k e r : A s c e n t H o m e Loans, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 226 River Woods Ln, Burnsville, MN 55337-3380 Tax Parcel ID Number: 02-77005-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Townhouse Vil-

��

ERTY: Lot 1, Block 4, Townhouse Vil lage at Riverwoods 6th Addition, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,682.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013032F01 2129429 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 MORTGAGOR(S): Yuriy Timkin and Yuliya Timkin, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299996 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 10, 2005 Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299997 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14175 Azalea Path, Rosemount, MN 55068-4481 Tax Parcel ID Number: 34-14702-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,811.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 2127964 4/1-5/6/10

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1520 0000405010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130116 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,089.00 MORTGAGOR(S): Jason D Minks, an unmarried man, Kimberly J. Sondergard, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 08, 2006 Dakota County Recorder Document Number: 2451946 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 13, 2009 Recorded: August 31, 2009 Dakota County Recorder Document Number: 2681452 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000350908103 Lender or Broker: PHH Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4435 Upper 156th St W, Rosemount, MN 55068-4641 Tax Parcel ID Number: 34-83702-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, West Ridge Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,110.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007774F02 2127401 4/1-5/6/10

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NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE OF MORTGAGE NOTICE OF MORTGAGE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 13, 2006 MORTGAGORS:Balois C. Bonilla and Maria Bonilla, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 9, 2006, Dakota County Recorder, Document No. 2466872. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401446959054 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 521 17th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70201-030-00 LEGAL DESCRIPTION OF PROPERTY: Exhibit A The South 1/2 of the lands described as follows: Commencing at the Intersection of the North line of Lot “G”, South Park Division No. 2 and the West line of Seventeenth Avenue North, South St. Paul, Minnesota, as now laid out, thence West along the North line of said Lot “G” 300.99 feet, thence South 148.24 feet to a point 301.025 feet West of the West line of 17th Avenue North; thence East 301.025 feet to the West line of 17th Avenue North as now laid out; thence North along the West line of 17th Avenue North 148.14 feet to the point of beginning, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$222,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,924.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8074 1914067880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139346 4/8-5/13/10

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,560.00 MORTGAGOR(S): Suzette Jackson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 14, 2006 Dakota County Recorder Document Number: 2453415 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: February 19, 2010 Recorded: March 02, 2010 Dakota County Recorder Document Number: 2716876 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000009860 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17052 Embers Ave, Farmington, MN 55024-7300 Tax Parcel ID Number: 22-18102-501-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2501, Common Interest Community No. 329, Cornerstone Lake Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,492.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012621F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012621F01 2147149 4/15/10

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,900.00 MORTGAGOR(S): Nicole B. Remini, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 16, 2006 Dakota County Recorder Document Number: 2429955 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 18, 2010 Recorded: February 23, 2010 Dakota County Recorder Document Number: 2715620 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10007540040052985 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17315 Homestead Trl, Lakeville, MN 55044-7819 Tax Parcel ID Number: 223331004003 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Homestead Creek East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,080.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2010, or the next business day if December 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012639F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 15, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012639F01 2143149 4/15/10

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April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

PUBLIC NOTICE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 19-HA-CV-09-3366 Premier Bank Rochester, a Minnesota corporation, Plaintiff, vs. Greater Minnesota Transmission, LLC, a Minnesota limited liability company, Greater Minnesota Synergy, Inc., a Minnesota corporation, Theodore M. Bohn; Barbara J. Bohn; Kathryn Jensen for Trust of Steven D. Jensen; Evelyn M. Radunz and Roger Radunz, as trustees of the Evelyn M. Radunz Revocable Trust dated 04/06/2005; David J. Tentis; Lynn M. Tentis; Marthaler Investments, Inc., a Minnesota corporation; Timothy J. Marthaler; Steven J. Sadowski; Christine M. Sadowski; Kathleen Gergen; Bernard Werner; Beth A. Werner; Sue Gergen; Linda Stoffel; Peter Werner; Jennifer L. Werner; Robert A. Werner; Karen A. Werner; Patrick Werner; Paul Werner, Ronald Werner; Dennis Witzel; Marilyn Witzel; Dorothy M. Brochman; Ervin H. Verblas; Beverly Verblas; Brainerd 52 LLC, a Minnesota limited liability company; Estate of James McCarthy and Patrick McCarthy; CMC Heartland Partners, a Delaware partnership; Dora Kasel; Jerome J. Werner; Marcella Werner; Bernard M. Bauer; Mary Lou Bauer; Endres Farms Partnership, a limited liability partnership; James R. Rother; Diane M. Rother; James R. Titze; Linda J. Titze; Eldon M. Hagan and Effie L. Hagan, Trustees of the Eldon M. and Effie L. Hagan Living Trust dated May 20, 1982; Ray B. Nicolai; Marianne Nicolai; Alan Bester; Earl E. Bester; Florence L. Bester; Ranier Kimmes;Rodney Kimmes; Bryce Kimmes; Thomas J. Endres; Sharon R. Endres; Nicholas P. Stein; Annette R. Stein; David R. Radman; Nancy J. Radman; Joseph M. Stein; Louella M. Stein; James Hager; Clifford F. Frandrup and Mary T. Frandrup as Trustees under the Clifford F. and Mary T. Frandrup Living Trust dated May 30, 1996; Gerald A. Irrthum; Mary K. Irrthum; Rita M. Regenscheid; James E. Carnel; F. William Carnel; Michel O. Toohey; Kristina A. Gustafson; Kristina A. Gustafson as Trustee of the Gustafson Grandchildren’s Trust; William Robert Callister, Jr.; Vermillion State Bank; Federal Land Bank of St. Paul n/k/a Agribank FCB, a non-profit corporation; Northern Natural Gas Company, a Delaware corporation; Wells Fargo Home Mortgage, Inc., Lenox Financial Mortgage Corp., a California corporation; Union Planters Bank, N.A. (merged with Regions Financial Corporation); Township of Vermillion, Minnesota; Wells Fargo Bank, N.A.; Minnesota Pipe Line Company, a Delaware limited liability company; Wakota Federal Credit Union; Chicago and North Western Transportation Company; Castle Mortgage Company, a Minnesota corporation; State of Minnesota; Tree Technology & Recycling, Inc., a Minnesota corporation; Bonnie Jean Mulvihill; Dakota County, Minnesota; Anthony J. Werner; Mark K. Werner; CMC Real Estate Corporation, a Wisconsin corporation; Dakota County Electric Cooperative, n/k/a Dakota Electric Association Minnesota corporation; Northern States Power Company, a Minnesota corporation; American Telephone and Telegraph Company of Minnesota, a Delaware corporation; Farm Credit Services of Southern Minnesota, ACA; Agstar Farm Credit Services, FLCA; Agstar Farm Credit Services, ACA; Agstar Farm Credit Services, PCA; Hampton Township, Minnesota; Brenda Kimmes; Denise Kranz; Ann Myers; Lori Stoffel; Sue Meyer; Verizon Wireless (VAW) LLC, a Delaware limited liability company; Gerald J. Meier; Jerome W. Regenscheid; Josephine Regenscheid; Fidelis Regenscheid; Michele D. Callister; Community Resource Bank (fka Community National Bank); Cooperative Power Association; Minnesota Limited, Inc.; John Doe, Mary Roe, and ABC Corporation, Defendants. ______________________________________ NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE ______________________________________ NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above entitled action on March 8, 2010, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on June 3, 2010, at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, in said state and county, the following: EXHIBIT A LEGAL DESCRIPTION Parcel 1 A perpetual easement for pipeline purposes and a temporary easement for construction purposes and a perpetual easement for ingress and egress purposes over, under and across that part of the following described property:

The SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, EXCEPT THE TWO FOLLOWING DESCRIBED PARCELS: 1) The East 582.96 feet of the West 1075.06 feet of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying Southerly of the following described lines: Commencing at the Southwest corner of said SW ¼, thence North 0°15’40” West, along the West line of said SW ¼ a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’9” East, a distance of 96.19 feet; thence South 53°7’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’2” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°3’24” East, a distance of 231.08 feet; thence South 86°3’18” East, a distance of 353.79 feet to the East line of said West 1075.06 feet of said SW ¼ and there terminating. 2) That part of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying southerly and westerly of the following described lines: Commencing at the southwest corner of said SW ¼; thence North 00°15’40” West, along the west line of said SW ¼, a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’09” East, a distance of 96.19 feet; thence South 53°07’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’02” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°03’24” East, a distance of 231.08 feet; thence South 86°03’16” East, a distance of 423.49 feet; thence South 73°28’50” East, a distance of 41.53 feet; thence South 42°48’12” East, a distance of 39.29 feet; thence South 18°47’29” East, a distance of 56.93 feet; thence South 38°37’05” East, a distance of 38.49 feet; thence South 69°37’37” East, a distance of 35.16 feet’ thence South 85°27’46” East, a distance of 516.00 feet; thence South 2°46’20” East, a distance of 303.10 feet; thence South 8°13’28” West, a distance of 248.36 feet to the South line of said SW ¼ and terminating, except the West 1075.06 feet of said SW ¼. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 427.28 feet to the point of beginning of said centerline to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 1310.41 feet, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said east line of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes lying northeasterly of said perpetual pipeline easement and southwesterly of the following described line and its extensions: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 529.32 feet to the point of beginning of the line to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 557.47 feet; thence North 85 degrees 27 minutes 46 seconds West a distance of 688.73 feet to the northeasterly line of said perpetual pipeline easement, said line there terminating. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a temporary easement for construction purposes over, under and across said described property lying southwesterly of the following described line: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 406.88 feet; thence North 78 degrees 47 minutes 33 seconds West a distance of 746.99 feet to the point of beginning of the line to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 567.47 feet; thence North 11 degrees 12 minutes 27 seconds East a distance of 34.32 feet; thence North 85 degrees 27 minutes 46 seconds West a distance of 49.96 feet to the southerly boundary of said described property, said line there terminating. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a perpetual easement for ingress and egress purposes over, under and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of the Southwest Quarter of said Section 7; thence North 0 degrees 15 minutes 40 seconds

West, assumed bearing along the West line of said Southwest Quarter, a distance of 944.49 feet to the point of beginning of the line to be described; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet to the west line of said east 582.96 feet of the west 1075.06 feet of said Southwest Quarter, and there terminating. Parcel 1A A perpetual easement for ingress and egress purposes over and across that part of the following described property: The East 582.96 feet of the West 1075.06 feet of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying Southerly of the following described lines: Commencing at the Southwest corner of said SW ¼, thence North 0°15’40” West, along the West line of said SW ¼ a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’9” East, a distance of 96.19 feet; thence South 53°7’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’2” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°3’24” East, a distance of 231.08 feet; thence South 86°3’18” East, a distance of 353.79 feet to the East line of said West 1075.06 feet of said SW ¼ and there terminating. Which lies within a perpetual easement for ingress and egress purposes over and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of said Southwest Quarter, thence North 0 degrees 15 minutes 40 seconds West, along the West line of said Southwest Quarter, a distance of 944.49 feet; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet to the west line of the east 582.96 feet of the west 1075.06 feet of said Southwest Quarter and to the point of beginning of the line to be described; thence South 85 degrees 3 minutes 24 seconds East, a distance of 231.08 feet; thence South 86 degrees 3 minutes 18 seconds East a distance of 422.49 feet to the east line of the west 1075.06 feet of said Southwest Quarter, and there terminating. The south line of said easement is to be prolonged or shortened to terminate on said west line of the east 582.96 feet of the west 1075.06 feet of the Southwest Quarter and on said east line of the west 1075.06 feet of the Southwest Quarter. Parcel 1B A perpetual easement for ingress and egress purposes over and across that part of the following described property: That part of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying southerly and westerly of the following described lines: Commencing at the southwest corner of said SW ¼; thence North 00°15’40” West, along the west line of said SW ¼, a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’09” East, a distance of 96.19 feet; thence South 53°07’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’02” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°03’24” East, a distance of 231.08 feet; thence South 86°03’16” East, a distance of 423.49 feet; thence South 73°28’50” East, a distance of 41.53 feet; thence South 42°48’12” East, a distance of 39.29 feet; thence South 18°47’29” East, a distance of 56.93 feet; thence South 38°37’05” East, a distance of 38.49 feet; thence South 69°37’37” East, a distance of 35.16 feet’ thence South 85°27’46” East, a distance of 516.00 feet; thence South 2°46’20” East, a distance of 303.10 feet; thence South 8°13’28” West, a distance of 248.36 feet to the South line of said SW ¼ and terminating, except the West 1075.06 feet of said SW ¼. Which lies within a perpetual easement for ingress and egress purposes over and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of said Southwest Quar-

ter, thence North 0 degrees 15 minutes 40 seconds West, along the West line of said Southwest Quarter, a distance of 944.49 feet; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet; thence South 85 degrees 3 minutes 24 seconds East, a distance of 231.08 feet; thence South 86 degrees 3 minutes 18 seconds East a distance of 353.79 feet to the east line of the west 1075.06 feet of said Southwest Quarter and the point of beginning of the line to be described; thence South 86 degrees 3 minutes 18 seconds East a distance of 68.70 feet; thence South 73 degrees 28 minutes 50 seconds East, a distance of 41.53 feet; thence South 42 degrees 48 minutes 12 seconds East, a distance of 39.29 feet; thence South 18 degrees 47 minutes 29 seconds East, a distance of 56.93 feet; thence South 38 degrees 37 minutes 5 seconds East a distance of 38.49 feet; thence South 69 degrees 37 minutes 37 seconds East a distance of 35.16 feet; thence South 85 degrees 27 minutes 46 seconds East a distance of 516 feet and there terminating. The south line of said easement is to be prolonged or shortened to terminate on said east line of said west 1075.06 feet the Southwest Quarter and on the east line of the above described property. PARCEL 2: A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, Dakota County, Minnesota, except the following three parcels: 1. A strip of land 100 feet in width extending over and across the East 3/8 of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 West of the Fifth Principal Meridian, said strip of land being 50 feet in width on each side of the center line of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago Great Western Railway Company, now the Chicago and Northwestern Transportation Company), as said main track center line was originally located and established over and across said Section 7. 2. The South 20 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 Dakota County, Minnesota lying westerly of the East 15 acres of said Southwest Quarter of the Southeast Quarter; together with the North 305 feet of the South 325.00 feet of the West 231.63 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, Dakota County, Minnesota. 3. That part of the SW ¼ of the SE ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, described as follows: Commencing at the southeast corner of the said SW ¼ of the SE ¼; thence North 89 degrees 28 minutes 22 seconds West (assumed bearing) along the South line of said SW ¼ of the SE ¼ a distance of 393.92 feet to the westerly right of way of the Chicago and Northwestern Railroad and the point of beginning of the land to be described; thence continuing North 89 degrees 28 minutes 22 seconds West along said south line a distance of 182.43 feet; thence North 0 degrees 10 minutes 41 seconds East, parallel with the east line of said SW ¼ of the SE ¼ a distance of 35.00 feet; thence North 89 degrees 28 minutes 22 seconds West parallel with said South line a distance of 38 feet; thence North 0 degrees 10 minutes 41 seconds East parallel with said East line a distance of 299.43 feet; thence South 89 degrees 28 minutes 22 seconds East, parallel with said South line a distance of 104.26 feet to said Westerly right of way of the Chicago and Northwestern Railroad; thence South 18 degrees 56 minutes 21 seconds East along said Westerly right of way a distance of 354.70 feet to the point of beginning. Parcel 2A Parcel 2A A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the South 20 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 lying Westerly of the Westerly right of way line of the Chicago and Northwestern Railroad Company running across said Southwest Quarter of the Southeast Quarter except the East 182.43 feet thereof as measured along the South line of the Southwest Quarter of the Southeast Quarter and the North 305 feet of the South 325.00 feet of the West

231.63 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, all in Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of the Southeast Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 427.28; thence South 78 degrees 47 minutes 33 seconds East a distance of 394.55 feet; thence South 37 degrees 35 minutes 48 seconds East a distance of 421.00 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 25.33 feet to the south line of said Southeast Quarter, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the south 20.00 feet of said Southeast Quarter and on the south line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes lying southwesterly of said perpetual pipeline easement and lying northeasterly of a line 100.00 feet southwesterly of and parallel with the following described line: Commencing at the southwest corner of the Southeast Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 427.28; thence South 78 degrees 47 minutes 33 seconds East a distance of 394.55 feet; thence South 37 degrees 35 minutes 48 seconds East a distance of 421.00 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 25.33 feet, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the south 20.00 feet of said Southeast Quarter and on the south line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 3 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Northeast Quarter of Section 18, Township 114, Range 18, lying West of U.S.T.H. Nos. 52 & 56, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet northeasterly of the following described line and a temporary easement for construction purposes, lying 80.00 feet southwesterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 44 minutes 04 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 632.12 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 1076.05 feet; thence South 19 degrees 17 minutes 45 seconds East a distance of 1892.72 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the Northeast Quarter and said south line of the Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 4 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The E ½ of the SE ¼ of Section 18, Township 114, Range 18, EXCEPT that part thereof lying East of State Trunk Highway 56, ALSO EXCEPT That part of the SE ¼ of the SE ¼ of Section 18, Township 114, Range 18, Dakota County, Minnesota described as follows: Commencing at the southeast corner of SE ¼ of the SE ¼; thence West (assumed bearing) along the south line thereof a distance of 300.00 feet to the point of beginning of the land to be described; thence continuing West along said south line a distance of 275.00 feet; thence North a distance of 316.8 feet; thence East a distance of 275.00 feet; thence South a distance of 316.8 feet to the point of beginning. AND ALSO EXCEPT That part of the SE ¼ of the SE ¼ of Section 18, Township 114, Range 18, described as follows: Commencing at the Southeast corner of said SE ¼ of the SE ¼; thence West (assumed bearing) along the South line thereof a distance of 575.00 feet to the point of beginning of the land to be described; thence North a distance of 316.8 feet; thence West a distance of 69.00 feet; thence South a distance of 316.8 feet to said south line of the SE ¼ of

the SE ¼; thence East along said South line 69.00 feet to the point of beginning. AND ALSO EXCEPT A strip of land 100 feet in width extending over and across the NE ¼ of the SE ¼ and the S ½ of the SE ¼ of Section 18, Township 114, Range 18, said strip of land being 50 feet in width on each side of the centerline of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago, Great Western Railway Company, now the Chicago and Northwestern Transportation Company), as said main track centerline was established over and across said Section 18. Which lies within a perpetual easement for pipeline purposes, lying northeasterly of the following described line: Commencing at the northwest corner of said Southeast Quarter; thence South 89 degrees 46 minutes 18 seconds East, assumed bearing along the north line of said Southeast Quarter, a distance of 1917.39 feet to the point of beginning of the line to be described; thence South 19 degrees 17 minutes 45 seconds East a distance of 2130.04 feet; thence South 62 degrees 02 minutes 52 seconds East a distance of 23.74 feet to the east line of said Southeast Quarter, said line there terminating. And also: Which lies within a temporary easement for construction purposes, lying 80.00 feet southwesterly of the following described line: Commencing at the northwest corner of said Southeast Quarter; thence South 89 degrees 46 minutes 18 seconds East, assumed bearing along the north line of said Southeast Quarter, a distance of 1917.39 feet to the point of beginning of the line to be described; thence South 19 degrees 17 minutes 45 seconds East a distance of 2130.04 feet; thence South 62 degrees 02 minutes 52 seconds East a distance of 23.74 feet to the east line of said Southeast Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on said north line of the Southeast Quarter and on said east line of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 5 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Southwest ¼ of Section 17, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 00 degrees 00 minutes 33 seconds West, assumed bearing along the west line of said Southwest Quarter, a distance of 636.59 feet to the point of beginning of the line to be described; thence South 62 degrees 02 minutes 52 seconds East a distance of 698.24 feet; thence South 00 degrees 26 minutes 03 seconds West a distance of 314.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the Southwest Quarter and on said south line of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying southwesterly and westerly of said perpetual pipeline easement and lying easterly and northeasterly of a line 100.00 feet southwesterly and westerly of and parallel with the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 00 degrees 00 minutes 33 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 636.59 feet to the point of beginning of the line to be described; thence South 62 degrees 02 minutes 52 seconds East a distance of 698.24 feet; thence South 00 degrees 26 minutes 03 seconds West a distance of 314.00 feet to the south line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the Southwest Quarter and on said south line of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 6 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the Northwest ¼ of Section 20, Township 114, Range 18, Dakota County, Minnesota, that lies East of the easterly right of way of State Trunk Highways 52 and 56. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet southwesterly and westerly of the following described line:

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY (Continued from previous page) Commencing at the southeast corner of said Northwest Quarter; thence North 89 degrees 49 minutes 47 seconds West, assumed bearing along the south line of said Northwest Quarter, a distance of 1213.11 feet to the point of beginning of the line to be described; thence North 19 degrees 07 minutes 02 seconds West a distance of 2458.90 feet; thence North 00 degrees 26 minutes 03 East a distance of 322.63 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of said Northwest Quarter and on said south line of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying between the westerly line of the previously described perpetual easement and the easterly right of way line of State Trunk Highway Number 52 and also lying 65.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northwest Quarter; thence North 89 degrees 49 minutes 47 seconds West, assumed bearing along the south line of said Northwest Quarter, a distance of 1213.11 feet to the point of beginning of the line to be described; thence North 19 degrees 07 minutes 02 seconds West a distance of 2458.90 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly line of the previously described perpetual easement and on said south line of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 7 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the East ½ of the Southwest ¼, Section 20, Township 114, Range 18 lying easterly of the center line of State Trunk Highway 52 excepting therefrom the following described tracts of land: 1. All that part of the East ½ of the Southwest ¼ of Section 20, Township 114, Range 18 described as follows, to wit: Commencing at a point on the East line of the East ½ of the Southwest ¼, aforesaid, which point is 346 ft. North of the middle of the present channel of the Vermillion River, thence South 346 feet to the middle of the present channel of the Vermillion River; thence Westerly along the middle of the present channel of the Vermillion River to the East line of State Highway 52; thence Northwesterly along the Easterly line of State Highway 52 630 feet; thence Easterly in a straight line to the place of beginning. 2. All that part of the East ½ of the Southwest ¼ Section 20, Township 114, Range 18 lying Easterly of the center line of State Trunk Highway 52 and South of the middle of the channel of the Vermillion River. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying southwesterly of a line 100.00 feet northeasterly of and parallel with the easterly right of way line of State Trunk Highway Number 52 and lying northeasterly of a line 35.00 feet northerly of and parallel with said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 8 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the East Half of the Southwest Quarter of Section 20, Township 114, Range 18, described as follows, to wit: Commencing at a point on the East line of the East half of the Southwest Quarter which point is 346 feet North of the Middle of the present channel of the Vermillion River; thence South 346 feet to the middle of the present channel of the Vermillion River, thence South 346 feet to the middle of the present channel of the Vermillion River; thence Westerly along the middle of the present channel of the Vermillion River to the East line of State Highway No. 52; thence Northwesterly along the Easterly line of State Highway No. 52 a distance of 630 feet; thence Easterly in a straight line to the place of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the northeasterly line of said easement is described as follows: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28

minutes 28 seconds West a distance of 728.10 feet to the point of beginning of the line to be described; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet; thence North 23 degrees 31 minutes 02 seconds West a distance of 121.88 feet to the north line of the above described property, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the above described property and the middle of the present channel of the Vermillion River. And also: Which lies within a temporary easement for construction purposes, lying southwesterly of said perpetual pipeline easement and northeasterly of a line 120.00 feet southwesterly of the following described line and its extensions: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the point of beginning of the line to be described; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly right of way line of State Trunk Highway Number 52 and the middle of the present channel of the Vermillion River. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 65.00 feet northeasterly of the following described line and its extensions: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet to the point of beginning of the line to be described; thence North 23 degrees 31 minutes 02 seconds West a distance of 121.88 feet to the north line of the above described property, said line there terminating. Excepting therefrom the existing buildings. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the above described property and said northeasterly line of said perpetual pipeline easement. Said temporary easement is to expire on June 1, 2008. Parcel 9 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the Southeast Quarter of the Southwest Quarter of Section 20, Township 114, Range 18, lying southerly of the middle of the channel of the Vermillion River and easterly of the centerline of State Trunk Highway 52. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet westerly and southwesterly of the following described line: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 60.00 feet to the point of beginning of the line to be described; thence North 00 degrees 25 minutes 04 seconds West along said east line a distance of 640.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the middle of the present channel of the Vermillion River, said line there terminating. The southwest line of said easement is to be prolonged or shortened to terminate on the middle of the present channel of the Vermillion River and on the north line of Highway 66. And also: Which lies within a temporary easement for construction purposes, lying westerly and southwesterly of said perpetual pipeline easement and lying easterly and northeasterly of a line 120.00 feet westerly and southwesterly of and parallel with the following described line: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 60.00 feet to the point of beginning of the line to be described; thence North 00 degrees 25 minutes 04 seconds West along said east line a distance of 640.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the middle of the present channel of the Vermillion River, said line there terminating. The southwest line of said ease-

ment is to be prolonged or shortened to terminate on the middle of the present channel of the Vermillion River and on the north line of Highway 66. Said temporary easement is to expire on June 1, 2008. Parcel 10 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Railroad right of way located within the East ½ of the Northwest ¼ and the West ½ of the Northeast ¼ of Section 29, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence North 89 degrees 57 minutes 02 seconds West, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet; thence South 00 degrees 25 minutes 04 seconds East a distance of 60.12 feet to the south line of Highway 66 and the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 16.92 feet to the south line of the former railroad right of way, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the southerly right of way line of Highway 66 and the south line of the former railroad right of way line. And also: Which lies within a temporary easement for construction purposes, lying westerly of said perpetual pipeline easement and lying easterly of a line 100.00 feet westerly of and parallel with the following described line: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence North 89 degrees 57 minutes 02 seconds West, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet; thence South 00 degrees 25 minutes 04 seconds East a distance of 60.12 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 16.92 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the southerly right of way line of Highway 66 and the south line of the former railroad right of way line. Said temporary easement is to expire on June 1, 2008. Parcel 11 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Northeast ¼, and the East ½ of the Northwest ¼, excepting therefrom the railroad, in Section 29, Township 114, Range 18, Dakota County, Minnesota, and, the Northwest ¼ of the Southeast ¼ of Section 29, Township 113, Range 18, Dakota County, Minnesota, except the following parcels: 1. That part of the Northeast ¼ of the Northwest ¼ of Section 29, Township 114, Range 18 described as follows: Beginning at the Northeast corner of the West ½ of the Northeast ¼; thence West, along the North line thereof a distance of 200 feet; thence deﬂecting 90 degrees left and Southerly a distance of 217.8 feet; thence deﬂecting 90 degrees left a distance of 200 feet more or less to the East line of the West ½ of the Northeast ¼; thence North along the East line a distance of 217.8 feet to the point of beginning. 2. That part of the Northeast ¼ of the Northwest ¼ of Section 29, township 114, range 18 described as follows: Beginning at a point distant 1333.5 feet East of the Northwest corner of Section 29 and said point lying on the centerline of State Aid Road No.66; thence at right angles to the right of said centerline a distance of 233.0 feet; thence at right angles to the left a distance of 100.0 feet; thence at right angles to the left a distance of 233.0 feet to the centerline of said road; thence at right angles to the left along said centerline a distance of 100 feet to the point of beginning; AND, beginning at the Northwest corner of the Northeast ¼ of the Northwest ¼ of said section 29, said point being 1,320 feet, more or less, east of the Northwest corner of said Section 29, and lying on the centerline of State Aid Road No. 66; thence at right angles to the right to said centerline a distance of 233.0 feet; thence at right angles to the left a distance of 13.5 feet; thence at right angles to the left a distance of 233.0 feet to the centerline of said road; thence at right angles to the left along said centerline a distance of 13.5 feet to the point of beginning. 3. That part of the East ½ of the Northwest ¼ of Section 29, Township 114, Range 18 described as follows: Commencing 1433.5 feet East of the Northwest corner of the Northwest ¼ of Section 29, Township 114, Range 18, thence South 233 feet; thence East 100 feet;

thence North 233 feet; thence West 100 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet westerly and southwesterly of the following described line: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence South 00 degrees 25 minutes 04 seconds East, assuming that the north line of said Northwest Quarter bears North 89 degrees 57 minutes 02 seconds East, a distance of 69.90 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 234.29; thence South 23 degrees 31 minutes 02 seconds East a distance of 3308.96 feet to the east line of said Northwest Quarter of the Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of the former railroad right of way line and on the east line of said Northwest Quarter of the Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying westerly of said perpetual pipeline easement and easterly of the easterly right of way line of State Trunk Highway Number 52 and also lying northeasterly of said perpetual pipeline easement and southwesterly of a line 65.00 feet northeasterly of the following described line and its extensions: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence South 00 degrees 25 minutes 04 seconds East, assuming that the north line of said Northwest Quarter bears North 89 degrees 57 minutes 02 seconds East, a distance of 69.90 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 234.29; thence South 23 degrees 31 minutes 02 seconds East a distance of 3308.96 feet to the east line of said Northwest Quarter of the Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly line of said perpetual pipeline easement and on the east line of said Northwest Quarter of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 12 intentionally omitted. Parcel 13 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Southeast ¼ of Section 29, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of said east half of the Southeast Quarter and on the south line of said east half of the Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of and parallel with the northeasterly line of State Trunk Highway Number 52. Commencing at the southeast corner of the Southeast Quarter; thence South 89 degrees 35 minutes 57 seconds West, assumed bearing along the south line of said Southeast Quarter, a distance of 512.20 feet to the point of beginning of the line to be described; thence North 23 degrees 31 minutes 02 seconds West a distance of 2028.54 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of said east half of the Southeast Quarter and on the south line of said east half of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 14 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Northeast ¼ of Section 32, Township 114 Range 18, Dakota County, Minnesota, and all that part of the Northwest 1#4 of the Northeast 1#4 of Section 32, Township 114, Range 18, described as follows: Commencing at a point twelve rods due South of the Northeast corner of said Northwest 1#4 of the Northeast 1#4, and running thence North twelve rods, thence West on the North line of said Northwest 1#4 of the Northeast 1#4 26 and 3#4 rods, thence Southeasterly in a straight line to the place of beginning. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipe-

line easement and southwesterly of a line 100.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 15 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Northwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Abstract); The West ½ of the East ½ of the Northwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Torrens property, Certiﬁcate of Title number 4883). The East 1#2 of the East 1#2 of the Northwest 1#4 of Section 33, Township 114, Range 18, Dakota County, Minnesota The Northwest ¼ of the Southwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Abstract) Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet southwesterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 369.83 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1433.24 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 2798.60 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on the south line of said Northwest Quarter of the Southwest Quarter and on the west line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying 80.00 feet easterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 369.83 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1433.24 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 2798.60 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on the south line of said Northwest Quarter of the Southwest Quarter and on the west line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 16 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest ¼ of the Southwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter of the Southwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 349.10 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 1366.00 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter of the Southwest Quarter and on the south line of said Northwest Quarter of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly and parallel with the following described line: Commencing at the northwest corner of said Northwest Quarter of the Southwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 349.10 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 1366.00 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter of the Southwest Quarter and on the south line of said Northwest Quarter of the

April 15, 2010

39A

Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 17 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southwest ¼ and the Northeast ¼ of the Southwest ¼ in Section 33, Township 114, Range 18, Dakota County, Minnesota, and the North ½ of the Northwest ¼ in Section 4, Township 113, Range 18, Dakota County, Minnesota, except the South 316.00 feet of the East 240.00 feet of the North Half of the Northwest Quarter of Section 4, Township 113, Range 18. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter of Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1366.00 feet to the north line of said South Half of the Southwest Quarter of Section 33 and the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East along the previously described line a distance of 2736.00 feet to the south line of of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southwest Quarter of Section 33 and on the south line of said North Half of the Northwest Quarter of Section 4. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter of Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1366.00 feet to the north line of said South Half of the Southwest Quarter of Section 33 and the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East along the previously described line a distance of 2736.00 feet to the south line of of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southwest Quarter of Section 33 and on the south line of said North Half of the Northwest Quarter of Section 4. Said temporary easement is to expire on June 1, 2008. Parcel 18 intentionally omitted Parcel 19 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the Southeast ¼ of the Northwest ¼, excepting therefrom that part thereof lying Southeasterly of the centerline of County Road No. 47, in Section 4, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of the Northwest Quarter of said Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 1370.02 feet to the north line of said North Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 685.65 feet to the south line of said North Half of the Southeast Quarter of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the Southeast Quarter of the Northwest Quarter and on the south line of said North Half of the Southeast Quarter of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of the Northwest Quarter of said Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a

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April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

(Continued from previous page) distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 1370.02 feet to the north line of said North Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 685.65 feet to the south line of said North Half of the Southeast Quarter of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the Southeast Quarter of the Northwest Quarter and on the south line of said North Half of the Southeast Quarter of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 20 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southeast ¼ of the Northwest ¼ lying Westerly of the Old Hastings and Waterford Road (now State Highway 47) Section 4, Township 113, Range 18, and the North ½ of the Southwest ¼ of Section 4, Township 113, Range 18 lying West of said road, Dakota County, Minnesota, except that part thereof lying within the following parcel: Beginning at the Northeast corner of the Southwest ¼ of the Northwest ¼, thence South 0 degrees 03 minutes 19 seconds East, along the East line of the Southwest ¼ of the Northwest ¼, a distance of 660.96 feet to the Northwest corner of the South ½ of the Southeast ¼ of the Northwest ¼; thence South 89 degrees 43 minutes 17 seconds East, along the North line of the South ½ of the Northwest ¼, a distance of 34.50 feet; thence South 0 degrees 03 minutes 19 seconds East, a distance of 336.07 feet; thence North 85 degrees 21 minutes 12 seconds West, a distance of 226.26 feet; thence North 0 degrees 03 minutes 19 seconds West a distance of 979.70 feet to the North line of the Southwest ¼ of the Northwest ¼; thence South 89 degrees 45 minutes 02 seconds East, along the North line a distance of 191.00 feet to the point of beginning; and except Parcels 4A and 5A as depicted on Dakota County Road Right of Way May No. 286. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 2055.67 feet to the north line of said South Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 908.54 feet, to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southeast Quarter of the Northwest Quarter and said centerline of Highway 47. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 2055.67 feet to the north line of said South Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 908.54 feet, to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southeast Quarter of the Northwest Quarter and said centerline of Highway 47. Said temporary easement is to expire on June 1, 2008. Parcel 21 intentionally omitted Parcel 22 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of Section 4, Township 113, Range 18, Dakota County, Minnesota, described as follows: Beginning at the Southwest corner of the Northeast ¼ of the Southwest ¼ of said section; thence East to the Southeast corner of said quarter quarter section; thence North to the center of said section; thence West to the center of the highway; thence

Southwesterly along the center of the highway to a point 244 feet West of the point of beginning; thence East to the point of beginning; except the following described property: Beginning at the Northwest corner of the Southeast ¼ of the Southwest ¼ of said Section 4; thence South 89 degrees 37 minutes 52 seconds East (assumed bearing) along the south line of said North ½ of the Southwest ¼ 334.03 feet; thence North 44 degrees 37 minutes 52 seconds West 278.63 feet; thence North 89 degrees 37 minutes 52 seconds West 248.69 feet; to the centerline of CSAH No. 47; (formerly Hastings-Northﬁeld Road) as established by Dakota County Road Right of Way Map No 24; thence South 34 degrees 36 minutes 33 seconds West along said centerline 125.08 feet; thence Southwesterly along said centerline 117.79 feet along a tangential curve concave to the Northwest, radius of 1091.35 feet and a central angle of 6 degrees 11 minutes 03 seconds to the South line of said North ½ of the Southwest ¼; thence south 89 degrees 37 minutes 52 seconds East along said South line to the point of beginning, ALSO, the West 60 acres of the Southeast ¼ of Section 4, Township 113, Range 18. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the south line of said Northeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence continue North 04 degrees 43 minutes 49 seconds East a distance of 21.11 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1128.77 feet to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said centerline of Highway 47 and the south line of said Northeast Quarter of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the south line of said Northeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence continue North 04 degrees 43 minutes 49 seconds East a distance of 21.11 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1128.77 feet to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said centerline of Highway 47 and the south line of said Northeast Quarter of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 23 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast ¼ of the Southwest ¼ of Section 4, Township 113, Range 18, Dakota County, Minnesota, except the North 409.00 feet of the West 532.13 feet thereof; and The Northeast ¼ of the Southwest ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota, except the South 495.38 feet of the Northeast Quarter of the Southwest Quarter (NE ¼ of SW ¼) of Section 9, Township 113, Range 18, Dakota County, Minnesota, and, The East ½ of the Northwest ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter of Section 4; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the north line of said Southeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence South 04 degrees 43 minutes 49 seconds West a distance of 2877.29 feet; thence South 00 degrees 09 minutes 57 seconds West a distance of 159.86 feet; thence South 14 degrees 47 minutes 39 seconds East a distance of 80.90 feet; thence South 21 degrees 22 minutes 25 seconds

East a distance of 1543.98 feet; thence South 15 degrees 29 minutes 38 seconds East a distance of 252.01 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southeast Quarter of the Southwest Quarter of Section 4 and on the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the southwest corner of said Southwest Quarter of Section 4; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the north line of said Southeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence South 04 degrees 43 minutes 49 seconds West a distance of 2877.29 feet; thence South 00 degrees 09 minutes 57 seconds West a distance of 159.86 feet; thence South 14 degrees 47 minutes 39 seconds East a distance of 80.90 feet; thence South 21 degrees 22 minutes 25 seconds East a distance of 1543.98 feet; thence South 15 degrees 29 minutes 38 seconds East a distance of 252.01 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southeast Quarter of the Southwest Quarter of Section 4 and on the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9. Said temporary easement is to expire on June 1, 2008. Parcel 24 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South 495.38 feet of the Northeast Quarter of the Southwest Quarter (NE ¼ of SW ¼) of Section 9, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter of the Southwest Quarter of Section 9; thence North 00 degrees 24 minutes 06 seconds West, assumed bearing along the east line of said Northeast Quarter of the Southwest Quarter of Section 9, a distance of 76.81 feet to the point of beginning of the line to be described; thence North 15 degrees 29 minutes 38 seconds West a distance of 434.74 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 495.38 feet of the Northeast Quarter of the Southwest Quarter and on the east line of said Northeast Quarter of the Southwest Quarter of Section 9. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet easterly of the following described line: Commencing at the southeast corner of said Northeast Quarter of the Southwest Quarter of Section 9; thence North 00 degrees 24 minutes 06 seconds West, assumed bearing along the east line of said Northeast Quarter of the Southwest Quarter of Section 9, a distance of 76.81 feet to the point of beginning of the line to be described; thence North 15 degrees 29 minutes 38 seconds West a distance of 434.74 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 495.38 feet of the Northeast Quarter of the Southwest Quarter and on the east line of said Northeast Quarter of the Southwest Quarter of Section 9. Said temporary easement is to expire on June 1, 2008

Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence North 34 degrees 05 minutes 29 seconds West a distance of 1602.34 feet; thence North 15 degrees 29 minutes 38 seconds West a distance of 70.89 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter and on the centerline of Lewiston Boulevard. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence North 34 degrees 05 minutes 29 seconds West a distance of 1602.34 feet; thence North 15 degrees 29 minutes 38 seconds West a distance of 70.89 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter and on the centerline of Lewiston Boulevard. Said temporary easement is to expire on June 1, 2008. Parcel 27 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the Northeast ¼, and the Southeast ¼ of the Northeast ¼ in Section 16, Township 113, Range 18, Dakota County, Minnesota, except the East 181.5 feet of the North 273 feet of the North ½ of the Northeast ¼ and except that part of the North ½ of the Northeast ¼ described as follows: Commencing at the Northwest corner of the North ½ of the Northeast ¼; thence East (assumed bearing) along the North line thereof a distance of 1478.81 feet to the point of beginning; thence continuing East a distance of 505.20 feet; thence South a distance of 689.78 feet; thence West a distance of 505.20 feet; thence North a distance of 689.78 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 3103.00 feet to the east line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the east line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 3103.00 feet to the east line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the east line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 28 intentionally omitted

Parcel 25 intentionally omitted Parcel 26 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota, except that part thereof lying Northwesterly of Lewiston Boulevard.

Parcel 29 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southwest ¼ of the Northwest ¼ in Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being

40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 00 degrees 09 minutes 59 seconds West, assumed bearing along west line of said Northwest Quarter, a distance of 70.32 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 35.91 feet; thence South 00 degrees 06 minutes 17 seconds East a distance of 40.47 feet to the south line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northwest Quarter and on the south line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 00 degrees 09 minutes 59 seconds West, assumed bearing along west line of said Northwest Quarter, a distance of 70.32 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 35.91 feet; thence South 00 degrees 06 minutes 17 seconds East a distance of 40.47 feet to the south line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northwest Quarter and on the south line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 30 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 15, Township 113, Range 18, Dakota County, Minnesota, except the following parcels: 1. The North 990 feet of the South 1320 feet of the West 660 feet; 2. The East 660 feet of the West 1320 feet of the North 330 feet of the South 1320 feet; 3. The South 990 feet of the East 660 feet of the West 1320 feet; and, 4. The South 550 feet of the East 580 feet of the West 1900 feet; 5. The South 330 feet of the West 660 feet, all in the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 2638.00 feet to the north line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the north line of the south 1320 feet of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 2638.00 feet to the north line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the north line of the south 1320 feet of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 31 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North 990 feet of the South 1320 feet of the West 660 feet, and the East 660 feet of the West 1320 feet of the North 330 feet of the South 1320 feet of the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the

line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 1320.00 feet to the north line of the south 1320.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said south 1320.00 feet of the Southwest Quarter and on the south line of the north 990.00 feet of said 1320.00 feet of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 1320.00 feet to the north line of the south 1320.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said south 1320.00 feet of the Southwest Quarter and on the south line of the north 990.00 feet of said 1320.00 feet of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 32 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South 330 feet of the West 660 feet of the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 330.00 feet to the north line of the south 330.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 330.00 feet of the Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 330.00 feet to the north line of the south 330.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the South 330.00 feet of said Southwest Quarter and on the south line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 33 A perpetual easement for pipeline purposes and a temporary easement for construction purposes and a perpetual easement for utility purposes over, under and across that part of the following described property: The North ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota except that part thereof described as follows: Commencing at a point on the North line of the North ½ of the Northwest ¼ distant 830 feet East of the Northwest corner of the North ½ of the Northwest ¼ of Section 22; thence South 458 feet; thence East 190 feet; thence North 458 feet; thence West 190 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence South 00 degrees 06 minutes 17 seconds East a distance of 582.05 feet; thence South 55 degrees 49 minutes 36 seconds East a distance of 1297.00 feet to the south line of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY (Continued from previous page) Northwest Quarter and on the south line of said North Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence South 00 degrees 06 minutes 17 seconds East a distance of 582.05 feet; thence South 55 degrees 49 minutes 36 seconds East a distance of 1297.00 feet to the south line of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter and on the south line of said North Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a perpetual easement for utility purposes, being the east 15.00 feet of the west 300.00 feet of the south 300.00 feet of the north 333.00 feet of said North Half of the Northwest Quarter. Parcel 33A: The north 133.00 feet of the west 40.00 feet of the North Half of the Northwest Quarter of Section 22, Township 113, Range 18, Dakota County, Minnesota. Parcel 34 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the South ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the south line of said North Half of the South Half of the Northwest Quarter and the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 300.73 feet; thence North 55 degrees 49 minutes 36 seconds West a distance of 702.78 feet to the north line of said North Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the South Half of the Northwest Quarter and on the south line of said North Half of the South Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the south line of said North Half of the South Half of the Northwest Quarter and the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 300.73 feet; thence North 55 degrees 49 minutes 36 seconds West a distance of 702.78 feet to the north line of said North Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the South Half of the Northwest Quarter and on the south line of said North Half of the South Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 35 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the South ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet to the point of beginning of the

line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the north line of said South Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the South Half of the Northwest Quarter and the south line of said South Half of the South Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the north line of said South Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the South Half of the Northwest Quarter and the south line of said South Half of the South Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 36 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota, except the North 200 feet of the South 1130 feet of the West 300 feet thereof; and except beginning at the Southwest corner of the Southwest ¼ of Section 22; thence North 89 degrees 48 minutes 34 seconds East (assumed bearing) along the South line of the Southwest ¼ 234.53 feet; thence on a bearing of North 478.47 feet; thence on a bearing of West 287.38 feet to the centerline of Fischer Avenue as now located and traveled; thence South 8 degrees 19 minutes 46 seconds West along said centerline 56.47 feet; thence South 6 degrees 28 minutes 06 seconds West along said centerline 53.35 feet; thence South 3 degrees 54 minutes 30 seconds West along said centerline 46.10 feet to the South line of the Southeast ¼ of Section 21; thence North 89 degrees 53 minutes 16 seconds East along said South line 119.32 feet to the point of beginning, and all that part of the Southeast ¼ of Section 22, Township 113, Range 18 lying Southwesterly of Trunk Highway 52 as now located and constructed across said Southeast ¼. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 834.57 feet to the east line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the east line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 834.57 feet to the east line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the east line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 37 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Southeast ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota lying North and East of Highway 52. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing

along the south line of said Southeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 2205.00 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 2205.00 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 38 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the North ½ of the Northeast ¼ of Section 27, Township 113, Range 18, Dakota County, Minnesota that lies East of the easterly Right of Way of Highway 52, except the North 440 feet of the South 606 feet of the East 495 feet thereof. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the south line of said North Half of the Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the south line of said North Half of the Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the south line of said North Half of the Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the south line of said North Half of the Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 39 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Northeast ¼ of Section 27, Township 113, Range 18, Dakota County, Minnesota except that part lying North of the following described line: Commencing at a point on the East line of the Northeast ¼; thence on a bearing of South along said East line 46.42 feet to the point of beginning of the line to be described; thence North 40 degrees 00 minutes 00 seconds West 610.04 feet to the North line of the South ½ of the Northeast ¼ and there terminating, and also except that part of the Southeast ¼ of the Northeast ¼ described as follows: Commencing at the Southeast corner of the Northeast ¼; thence running North 300 feet; thence West 200 feet; thence South 300 feet; thence East 200 feet to the place of beginning, except that portion thereof which lies Northerly of a line run parallel with and distant 184 feet Southwesterly of the following described line: From a point on the East line of Section 27, distant 326.4 feet North of the East Quarter corner thereof; thence run Northwesterly at an angle of 40 degrees 47 minutes with said East section line for 199.97 feet to the point of beginning of the line to be

described; thence run Southeasterly along the last described course for 100 feet; thence deflect to the right on a 1 degree 30 minute curve (delta angle 21 degrees 13 minutes 58 seconds) for 1414.52 feet and there terminating. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the north line of said South Half of the Northeast Quarter and the point of beginning of the line to be described; thence South 38 degrees 08 minutes 14 seconds East a distance of 878.85 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Northeast Quarter and on said easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the north line of said South Half of the Northeast Quarter and the point of beginning of the line to be described; thence South 38 degrees 08 minutes 14 seconds East a distance of 878.85 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Northeast Quarter and on said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 40 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest Quarter (NW ¼) of Section Twenty-six (26), Township One Hundred Thirteen (113) North of Range Eighteen (18) West, excepting therefrom the following parcels, to-wit: Commencing at the Southwest corner of said Northwest Quarter (NW ¼) thence North along the West line of said Northwest Quarter (NW ¼) for 1252.65 feet; thence East at right angles 952.00 feet to the actual point of beginning of the tract to be described; thence continuing East along the last described course 320.00 feet; thence North at right angles 636.43 feet to the centerline of a town road; thence deflecting to the left 119°53’00” along said centerline in a Southwesterly direction for 369.07 feet to an intersection with a line drawn North from the actual point of beginning at right angles to the South line of the tract herein described; thence South along said right angle line 452.55 feet to the point of beginning. Containing 4.0 acres, and subject to road over the Northwesterly line 33.0 feet as measured at right angles to the Northwesterly line of said tract. Excepting also all that part of the following described tract: The Southwest Quarter of the Northwest Quarter (SW ¼ of NW ¼) of Section Twenty-six (26), Township One Hundred Thirteen (113) North, Range Eighteen (18) West, which lies Southwesterly of a line run parallel with and distant 100 feet Northeasterly of the following described line: From a point on the West line of said Section Twenty-six (26), distant 326.1 feet North of the West quarter corner thereof, run Northwesterly at an angle of 40°47’ with said West section line for 199.97 feet to the point of beginning of the line to be described, thence run Southeasterly along the last described course for 100 feet thence deflect to the right on a 1°30’ curve (delta angle 21°13’58”) for 1415.52 feet and there terminating, together with a triangular piece adjoining and Northeasterly of the above described strip and Southwesterly of the following described line: Beginning at a point on the Northeasterly boundary of the above described strip, distant 100 feet Southeasterly of its intersection with the Easterly right-of-way line of the public road running along the West line of said Section Twenty-six (26); thence run

Northwesterly to a point on said Easterly right-of-way line, distant 100 feet Northerly of said intersection, containing 1.31 acres, more or less, in addition to the existing highways, together with all right of access, being the right of ingress to and egress from that portion of the above described tract, not acquired herein, to Trunk Highway # 52, except that the abutting owner shall retain the right of access by way of the above mentioned public road. Also excepting: Commencing at the Southwest corner of said Northwest Quarter (NW ¼); thence North along the West line of said Northwest Quarter (NW ¼) for 670 feet to the place of beginning; running thence east 264 feet; thence North 165 feet; thence West 264 feet; thence South 165 feet to place of beginning, being 1 acre, more or less. Excepting also, roadway easements or rights-ofway of record. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence North 39 degrees 03 minutes 47 seconds West a distance of 587.00 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Northwest Quarter and on said easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence North 39 degrees 03 minutes 47 seconds West a distance of 587.00 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Northwest Quarter and on said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 41 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 26, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence South 39 degrees 03 minutes 47 seconds East a distance of 3403.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence South 39 degrees 03 minutes 47 seconds East a distance of 3403.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the south line of said Southwest Quarter and on the east line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 42 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest ¼ of Section 35, Township 113, Range 18, excepting therefrom 8.33 acres released

April 15, 2010

41A

for highway purposes. Excepting therefrom the South 330 feet of the Southeast ¼ of the Northwest ¼ lying Easterly of the easterly right of way of U.S. Highway 52 except the East 102.00 feet thereof. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of said Northwest Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the east line of said Northwest Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence North 32 degrees 48 minutes 02 seconds West a distance of 155.65 feet; thence North 39 degrees 03 minutes 47 seconds West a distance of 6.68 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Northwest Quarter and on the north line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northeast corner of said Northwest Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the east line of said Northwest Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence North 32 degrees 48 minutes 02 seconds West a distance of 155.65 feet; thence North 39 degrees 03 minutes 47 seconds West a distance of 6.68 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Northwest Quarter and on the north line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008 Parcel 43 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Northeast ¼ of Section 35, Township 113, Range 18, Dakota County, Minnesota, and the West ½ of the Northeast ¼ of Section 35, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the west line of said Northeast Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence South 32 degrees 48 minutes 02 seconds East a distance of 7.78 feet; thence South 41 degrees 34 minutes 29 seconds East a distance of 2993.82 feet; thence South 40 degrees 52 minutes 30 seconds East a distance of 327.37 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northeast Quarter and on the south line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the west line of said Northeast Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence South 32 degrees 48 minutes 02 seconds East a distance of 7.78 feet; thence South 41 degrees 34 minutes 29 seconds East a distance of 2993.82 feet; thence South 40 degrees 52 minutes 30 seconds East a distance of 327.37 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northeast Quarter and on the south line of said Northeast Quarter and on the north line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 44 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast 1/4 of Section 35, Township 113, Range 18, Dakota County, Minnesota, except that part of the Southeast Quarter of Section 35, Township 113, Range 18, lying southwesterly of Minnesota State Highway No. 52, Dakota County, Minnesota. Which lies within a perpetual ease-

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42A

April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

(Continued from previous page) ment for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of said Southeast Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the east line of said Southeast Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 682.09 feet to the north line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Southeast Quarter and on the north line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northeast corner of said Southeast Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the east line of said Southeast Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 682.09 feet to the north line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Southeast Quarter and on the north line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 45: intentionally omitted Parcel 46 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest Âź of Section 36, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the west line of said Southwest Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence South 40 degrees 52 minutes 30 seconds East a distance of 2804.28 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the west line of said Southwest Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence South 40 degrees 52 minutes 30 seconds East a distance of 2804.28 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Southwest Quarter and on the south line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 47 Revised March 7, 2007 â&#x20AC;&#x201C; point of commencement A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The west 56.38 acres of the Northeast Âź of Section 1, Township 112, Range 18, except that part that lies South of County Road 86, Dakota County, Minnesota, and the West 70 acres of the East 103.6 acres of the Northeast Âź of Section 1, Township 112, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter and the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 2427.15 feet to the north line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east

8.40 chains of the Northeast Quarter and the north line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter and the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 2427.15 feet to the north line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the north line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 48: intentionally omitted Parcel 49 Revised March 7, 2007 â&#x20AC;&#x201C; point of commencement A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East 8.40 Chains of Section 1, Township 112, Range 18, Dakota County, Minnesota that lies North of old Highway 52 (now Highway 86). Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the east line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the east line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. EXHIBIT B COLLATERAL All of Greater Minnesota Transmission, LLCâ&#x20AC;&#x2122;s (the â&#x20AC;&#x153;Debtorâ&#x20AC;?) right, title and interest in and to (a) all of the buildings, structures and other improvements now standing or at any time hereafter constructed or placed upon the land as described on Exhibit â&#x20AC;&#x153;Aâ&#x20AC;? (the â&#x20AC;&#x153;Landâ&#x20AC;?); (b) all heating, plumbing and lighting apparatus, elevators and motors, engines and machinery, electrical equipment, incinerator apparatus, air conditioning apparatus, water and gas apparatus, pipes, water heaters, refrigerating plant and refrigerators, water softeners, carpets, carpeting, storm windows and doors, window screens, screen doors, storm sash, window shades or blinds, awnings, locks, fences, trees, shrubs, and all other ďŹ xtures, equipment and personal property of every kind and nature whatsoever now or hereafter owned by the Debtor and attached or afďŹ xed to the Land, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (c) all hereditaments, easements, rights, privileges and appurtenances now or hereafter belonging, attached or in any way pertaining to the Land or to any building, structure or improvement now or hereafter located thereon; (d) the immediate and continuing right to receive and collect all rents, income, issues and proďŹ ts now due and which may hereafter become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or part of the Land now, heretofore or hereafter made or agreed to by Debtor; (e) all of the leases and agreements described in (d) above, together with all

guarantees therefor and any renewals or extensions thereof; and (f) all insurance and other proceeds of, and all condemnation awards with respect to, the foregoing. AND All of the Debtorâ&#x20AC;&#x2122;s right, title and interest in and to all Assets of the Debtor, including, but not limited to, the following: (a) all ďŹ xtures, equipment, vehicles and personal property of every kind and nature whatsoever now owned or hereafter owned, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (b) all Accounts, Chattel Paper, Commercial Tort or other claims, and General Intangibles; (c) all inventory now owned or hereafter owned; and, (d) any additions and accessions thereto, replacements thereof, and all insurance, condemnation and other products or proceeds of the foregoing; all of the above more fully described in that certain Security Agreement from the Debtor to the Secured Party dated August 23, 2007, and made a part hereof by this reference. AND 1. All plans and speciďŹ cations, engineering work, architectural work and plans, and the like, together with all drawings and notes accompanying or made a part of the plans and speciďŹ cations, engineering work, architectural work and plans, and the like, which have been or will be prepared and are being used or will be used in connection with the construction and operations of the Project (the â&#x20AC;&#x153;Plans and SpeciďŹ cationsâ&#x20AC;?). 2. That certain Firm Gas Transportation Agreement between the Borrower and Northern States Power Company d/b/a Xcel Energy dated April 10, 2006 (the â&#x20AC;&#x153;Xcel Energy Agreementâ&#x20AC;?). 3. That certain Facility Agreement between Invenergy Cannon Falls, LLC and the Borrower dated April 10, 2006 (the â&#x20AC;&#x153;Invenergy Agreementâ&#x20AC;?). 4. All franchise rights of the Borrower as granted pursuant to City of Cannon Falls Goodhue County, Minnesota Ordinance No. 273 passed and approved on June 7, 2007 (the â&#x20AC;&#x153;Franchise Rightsâ&#x20AC;?). 5. That certain letter agreement to the Borrower from the Department of the Army, St. Paul District, Corps of Engineers dated March 6, 2007 regarding the River Crossing Permit under Section 10 of the Rivers and Harbors Act (the â&#x20AC;&#x153;River Crossing Permitâ&#x20AC;?). 6. That certain letter agreement to the Borrower from Northern Natural Gas Company dated September 25, 2006 (the â&#x20AC;&#x153;Northern Letter Agreementâ&#x20AC;?). 7. That certain Order Granting Partial Exemption, Designating Pipeline Route and Issuing Pipeline Route Permit under Docket No. PL 6580/GP 06 931 from the Minnesota Public Utilities Commission to the Borrower under Service Date of October 27, 2006 (the â&#x20AC;&#x153;Pipe Line Permitâ&#x20AC;?). 8. Those certain road crossing permits issued to the Borrower by the Dakota County Highway Department and the Minnesota Department of Transportation (collectively the â&#x20AC;&#x153;Road Crossing Permitsâ&#x20AC;?). 9. That certain nationwide storm water permit issued to the Borrower by the Minnesota Pollution Control Agency (the â&#x20AC;&#x153;Storm Water Permitâ&#x20AC;?). 10. That certain License for Utility to Cross Protected Waters issued under License No. 144 065 6556 with an effective date of January 1, 2007 by the Minnesota Department of Natural Resources to the Borrower (the â&#x20AC;&#x153;DNR Licenseâ&#x20AC;?). Dated this 15th day of April, 2010 _______________________________ Sheriff of Dakota County By: ___________________________ Deputy Sheriff LEONARD, Oâ&#x20AC;&#x2122;BRIEN SPENCER, GALE & SAYRE, LTD. By: ____________________________ James M. Jorissen, #262833 Andrew J. Budish, #388255 Attorney for Plaintiff Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 418966

2147571

4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,250.00 MORTGAGOR(S): Mark R. Von Berge AKA Mark R. Vonberge, A Married Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2004 Dakota County Recorder Document Number: 2218685 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100050500007648641 Lender or Broker: Ryland Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6808 158th St W, Apple Valley, MN 55124-6027 Tax Parcel ID Number: 01-32151-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Hawthorne 2nd Addition, CIC No. 369. Located in the County of Dakota, State of Minnesota. Together with the benefits contained in the Declaration for CIC No. 369, Dated May 10, 2002, filed July 31, 2002 as Document No. 1921716 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,948.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For T h e C e r t i f i c a t e h o l d e r s o f CWMBS 2004-15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012288F01 2122935 4/1-5/6/10

PUBLIC NOTICE

Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200574929446 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loan Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 19646 Escalade Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16600-905-10 L E G A L D E S C R I P TI O N O F P R O P ERTY: Unit No. 905, Common Interest Community Number 520, A Condominium, Charleswood Crossing COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$146,768.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,601.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1514 0000407756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129890 4/1-5/6/10

PUBLIC NOTICE

munity NO.305, Dakota County, Minnesota PROPERTY ADDRESS: 8866 Coppersmith Court, Inver Grove Heights, MN 55076 PROPERTY I.D: 20-12102-170-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Four Hundred Fifty-Three and 78/100 ($183,453.78) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 18, 2010 P L A C E O F S A L E : S h e r i ff` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00004-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3502913 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010 2121209 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Alan Wayne Martin and Sandra T Martin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 22, 2005 Dakota County Recorder Document Number: 2314980 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2005-2 Asset Backed Notes Dated: March 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105030231693 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19425 Everest Path, Farmington, MN 55024-7106 Tax Parcel ID Number: 14-77500-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Troyhill, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,802.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

��

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage L o a n T r u s t 2 0 0 5 - 2 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013332F01 2121827 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE (Minnesota Statutes Section 582.32) Date of Voluntary Foreclosure Agreement: February 23, 2010 NOTICE IS HEREBY GIVEN, That default has occurred in the conditions of that certain mortgage dated the 17th day of December, 2007, in the original principal amount of Three Hundred Sixty Thousand One Hundred Four Dollars executed by College City Homes, Inc., as mortgagor, to Mainstreet Bank, a Minnesota corporation, as mortgagee, and filed for record in the office of the County Recorder in and for the County of Dakota and State of Minnesota on the 28th day of December, 2007, as Document No. 2563634 and thereafter assigned to Central Bank by an Assignment of Mortgage dated February 23, 2010, and recorded with the Dakota County Recorder on February 25, 2010 as Document No. 2716089. That all pre foreclosure notice requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof or has been discontinued; that there is due and claimed to be due upon said mortgage the sum of $418,958.34 as of March 26, 2010, which includes interest to the date hereof; and that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land and fixtures and personal property secured by said mortgage lying and being in the County of Dakota, State of Minnesota, described as follows, to wit: Lot 3, Block 4 and Lot 7, Block 5 and Lot 9, Block 7 and Lot 2, Block 9, Parkview Ponds, Dakota County, Minnesota will be sold by the Sheriff of Dakota County at public auction on the 29th day of April, 2010, at 10:00 o'clock a.m. at the Sheriff's Main Office, Law Enforcement Center, located at 1580 West Highway 55, Hastings, Minnesota in said state and county, to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law, subject to redemption within TWO (2) MONTHS from said date of sale by the mortgagor, its successors or assigns. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes 582.32 Subd. 9, beginning after the expiration of the mortgagor's two month redemption period. Dated: March 26, 2010 CENTRAL BANK Mortgagee WILFORD & GESKE, P.A. By __/s/ Eric D. Cook_________ Eric D. Cook, #218807 Attorneys for Mortgagee 8425 Seasons Parkway Suite 105 Woodbury, Minnesota 55125 2127954 4/1-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2006 MORTGAGOR:A l t h e a J . Toliver-Vogel, married. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 8, 2006, Dakota County Recorder, Document No. 2474272. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: February 17, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926730180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1805 5th Street South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48550-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Michaels Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$204,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,983.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2784 5304049645 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129959 4/1-5/6/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000326330598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17529 Five Oaks Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-20878-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Dodd Ridge 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$276,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,087.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8051 1909626633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129820 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 MORTGAGOR(S): Bryan S. Bailey and Leah K. Bailey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 07, 2009 Dakota County Recorder Document Number: 2629749 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: March 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0014110301-9 Lender or Broker: Bell America Morgage LLC DBA Bell Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13667 Brick Path, Rosemount, MN 55068-2471 Tax Parcel ID Number: 34.32075.173.10 LEGAL DESCRIPTION OF PROPERTY: Unit No.173, Common Interest Community No. 489, Harmony East, A Condominium, Dakota Couny, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,246.20

$220,246.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 2122587 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Stephen A. Fleming, as a single person MORTGAGEE: Provincial Bank DATE AND PLACE OF RECORDING: Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093805 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 30, 2003 Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093806 And assigned to: Mortgage Electronic Registration Systems, Inc Dated: May 02, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427987 And assigned to: U.S. Bank, N.A. Dated: April 09, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650991 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001859592 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7250 157th St W, Apple Valley, MN 55124-5120 Tax Parcel ID Number: 01-11650-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Apple Ponds, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,319.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

��

�� THAT �� gage and taxes, if �� any, on said pre OTHER THINGS, THE MORT mises and the costs and disburse- GAGED PREMISES ARE IMPROVED ments, including attorney fees allowed WITH A RESIDENTIAL DWELLING OF by law, subject to redemption within LESS THAN FIVE UNITS, ARE NOT six (6) months from the date of said PROPERTY USED IN AGRICULTURAL sale by the mortgagor(s), their per- PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 sonal representatives or assigns. MORTGAGEE: If the Mortgage is not reinstated Bank of America, N.A. under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. Wilford & Geske, P.A. §580.23, the Mortgagor must vacate Attorneys for Mortgagee the property on or before 11:59 p.m. on Lawrence A. Wilford November 14, 2010, or the next busi- James A. Geske ness day if November 14, 2010 falls on 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial (651) 209-3300 File Number: 012725F01 obligation: NONE 4/1-5/6/10 THIS COMMUNICATION IS FROM 2122851 A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF MORTGAGE THE RIGHT TO VERIFICATION OF FORECLOSURE SALE THE DEBT AND IDENTITY OF THE N O T ICE IS HEREBY GIVEN that ORIGINAL CREDITOR WITHIN THE default has occurred in the conditions TIME PROVIDED BY LAW IS NOT of the following described mortgage: AFFECTED BY THIS ACTION. DATE OF MORTGAGE: April 06, 2006 THE TIME ALLOWED BY LAW FOR ORIGINAL PRINCIPAL AMOUNT OF REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- MORTGAGE: $209,600.00 MORTGAGOR(S): James M McCune, RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- a single man and Nora J Rodriquez, a CIAL ORDER IS ENTERED UNDER single woman MORTGAGEE: Mortgage Electronic MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Registration Systems, Inc. DATE AND PLACE OF RECORDING: OTHER THINGS, THAT THE MORTRecorded: May 18, 2006 Dakota GAGED PREMISES ARE IMPROVED County Recorder WITH A RESIDENTIAL DWELLING OF Document Number: 2430703 LESS THAN FIVE UNITS, ARE NOT ASSIGNMENTS OF MORTGAGE: PROPERTY USED IN AGRICULTURAL And assigned to: U.S. Bank National PRODUCTION, AND ARE ABANDONED. Association, as successor Trustee to DATED: April 01, 2010 Lasalle Bank National Association, as ASSIGNEE OF MORTGAGEE: Trustee, for Thornburg Mortgage SecuU.S. Bank, N.A. rities Trust 2006-14 Wilford & Geske, P.A. Dated: November 11, 2009 Attorneys for Assignee of Mortgagee Transaction Agent: Mortgage ElecLawrence A. Wilford tronic Registration Systems, Inc. James A. Geske Transaction Agent Mortgage Identifi8425 Seasons Parkway, Suite 105 cation Number: 100015700065982874 Woodbury, MN 55125-4393 Lender or Broker: America's Whole(651) 209-3300 sale Lender File Number: 003094F03 Residential Mortgage Servicer: BAC 2129565 4/1-5/6/10 Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16941 Gannon Way W, Lakeville, MN 55068 NOTICE OF MORTGAGE Tax Parcel ID Number: FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 22-16701-060-02 LEGAL DESCRIPTION OF PROPdefault has occurred in the conditions ERTY: Lot 6, Block 2, Cedar Highlands of the following described mortgage: DATE OF MORTGAGE: March 07, Second Addition, Dakota County, Minnesota. 2002 AMOUNT DUE AND CLAIMED TO BE ORIGINAL PRINCIPAL AMOUNT OF DUE AS OF DATE OF NOTICE: MORTGAGE: $195,200.00 MORTGAGOR(S): John Schuster, a $219,127.39 THAT all pre-foreclosure requiresingle person ments have been complied with; that MORTGAGEE: Bank of America, N.A. no action or proceeding has been instiDATE AND PLACE OF RECORDING: Recorded: April 08, 2002 Dakota tuted at law or otherwise to recover the debt secured by said mortgage, or any County Recorder part thereof; Document Number: 1881653 PURSUANT to the power of sale conTransaction Agent: Not Applicable Transaction Agent Mortgage Identifi- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold cation Number: Not Applicable Lender or Broker: Bank of America, by the Sheriff of said county as follows: N.A. DATE AND TIME OF SALE: May 18, Residential Mortgage Servicer: BAC 2010 at 10:00 AM Home Loans Servicing, L.P. PLACE OF SALE: Dakota County Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota Property Address: 4108 Oakbrooke sota to pay the debt secured by said mortTrail, Eagan, MN 55122 T a x P a r c e l I D N u m b e r : gage and taxes, if any, on said premises and the costs and disburse10-53762-190-03 L E G A L D E S C R I P T I O N O F P R O P - ments, including attorney fees allowed ERTY: Lot 19, Block 3, Oakbrooke 3rd by law, subject to redemption within Addition, CIC No. 264, Dakota County, six (6) months from the date of said Minnesota sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns. If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE: under Minn. Stat. §580.30 or the prop$187,722.92 THAT all pre-foreclosure require- erty is not redeemed under Minn. Stat. ments have been complied with; that §580.23, the Mortgagor must vacate no action or proceeding has been insti- the property on or before 11:59 p.m. on tuted at law or otherwise to recover the November 18, 2010, or the next busidebt secured by said mortgage, or any ness day if November 18, 2010 falls on part thereof; a Saturday, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial t a i n e d i n s a i d m o r t g a g e , t h e obligation: NONE above-described property will be sold THIS COMMUNICATION IS FROM by the Sheriff of said county as fol- A DEBT COLLECTOR ATTEMPTlows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: May 14, INFORMATION OBTAINED WILL BE 2010 at 10:00 AM USED FOR THAT PURPOSE. PLACE OF SALE: Dakota County THE RIGHT TO VERIFICATION OF Law Enforcement Center, 1580 High- THE DEBT AND IDENTITY OF THE way 55, Lobby S-100, Hastings, Minne- ORIGINAL CREDITOR WITHIN THE sota TIME PROVIDED BY LAW IS NOT to pay the debt secured by said mort- AFFECTED BY THIS ACTION. gage and taxes, if any, on said preTHE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION sonal representatives or assigns. If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT November 14, 2010, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if November 14, 2010 falls on PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 a Saturday, Sunday or legal holiday. ASSIGNEE OF MORTGAGEE: Mortgagor(s) released from financial U.S. Bank National Association, obligation: NONE as successor Trustee to Lasalle THIS COMMUNICATION IS FROM Bank National Association, as A DEBT COLLECTOR ATTEMPTTrustee, for Thornburg ING TO COLLECT A DEBT. ANY Mortgage Securities Trust INFORMATION OBTAINED WILL BE 2006-14 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Wilford & Geske, P.A. THE DEBT AND IDENTITY OF THE Attorneys for Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE Lawrence A. Wilford T I M E P R O V I D E D B Y L A W I S N O T James A. Geske 8425 Seasons Parkway, Suite 105 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 010116F01 4/1-5/6/10 RESENTATIVES OR ASSIGNS, MAY BE 2126998 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- ��

PUBLIC NOTICE

�� 2006 MORTGAGORS:Jesus ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 25, 2006 MORTGAGORS:V e r o n i c a L o u i s e Brown and Willie Brown, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 14, 2006, Dakota County Registrar of Titles, Document No. 592198, Certificate of Title No. 136307. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation 2006-BC2, Dated: February 4, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002584461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 812 South 8th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600005011 LEGAL DESCRIPTION OF PROPERTY: Lot 4 and the North 25 feet of Lot 5 in Block 11 of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,503.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3018 0021696612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130447 4/1-5/6/10

PUBLIC NOTICE

Sanchez and Carmen G. Sanchez, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 3, 2006, Dakota County Registar of Titles, Document No. 587351, on Certificate No. 130928 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: March 8, 2010 Said Mortgage Being Upon Registered Land TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065792679 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2205 Wentworth Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53450-051-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 except the East 5 feet of said Lot 5 in Block 1 in Oak Park Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$185,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,182.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2828 5304572703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129976 4/1-5/6/10

PUBLIC NOTICE

Asset Backed Certificates, Series 2007-FF1, Dated: March 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011368575 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1021 7th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22450-080-00 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Eaken's Addition, Dakota County, Minnesota, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,337.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3619 1044806271 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130225 4/1-5/6/10

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,558.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$226,651.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8137 1962704952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129483 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2122561 4/1-5/6/10

PUBLIC NOTICE

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3618 1044661066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130233 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,916.00 MORTGAGOR(S): Julian M. Lipscomb and Danielle L. Lipscomb, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: July 13, 2006 Dakota County Recorder Document Number: 2444943 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 17, 2006 Recorded: September 11, 2006 Dakota County Recorder Document Number: 2459547 And assigned to: Countrywide Home Loans Servicing, LP Dated: January 13, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631428 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700070172230 Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Manomin Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: 42-34952-270-04 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 4, Icklers 3rd Addition to South St. Paul, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,803.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. fka Countrywide Hom e Loans Servicing, LP

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Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F01 2122090 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 19, 2007 MORTGAGORS:Bruce R. Miller and Lisa B. Miller, husband and wife. MORTGAGEE:M e r c h a n t s B a n k , National Association. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562083. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 17052 Huntington Path, Lakeville, MN 55044-4654 T A X P A R C E L I . D . # : 22-18590-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Crystal Lake Fairways COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$420,945.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-414 16012594 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129914 4/1-5/6/10

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 9 , 2005 MORTGAGORS:D e r i c k G r a n b e r r y and Bibi Granberry, husband and wife. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2360955. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401414. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset - Backed Certificates, Series 2005-FFH4, Dated: June 2, 2008, Recorded: August 25, 2008, Document No. 2609658. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 959 Bellows Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423800004041 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Forty-One (41), Jackson and Bidwell's Addition to West St. Paul, according to the recorded plat thereof and of record in the Office of the County Recorder Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,487.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2554 1044556811 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130189 4/1-5/6/10

PUBLIC NOTICE

Corp., subsidiary of National City Bank of Indiana. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 17, 2004, as Document No. 2238566 ASSIGNED TO: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 Dated: March 16, 2010 , and recorded March 24, 2010 by Document No. 2721077. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Morningview, Dakota County, Minnesota. PROPERTY ADDRESS: 15660 Hallmark Path, Apple Valley, MN 55124 PROPERTY I.D: 01 49 10 00 50 03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Six Thousand Six Hundred Fifty-Six and 15/100 ($176,656.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 25, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010 Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00152-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3513649 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010, 05/13/2010 2134651 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,790.00 MORTGAGOR(S): Johnna M Giguere, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 05, 2005 Dakota County Recorder Document Number: 2337111 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550072626772 Lender or Broker: Cities Financial, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd Apt 322, Eagan, MN 55122-2190 Tax Parcel ID Number: 10-22470-322-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B322, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $115,324.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Ryan R Kestner, unmarried and Jacob B Leonard, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2006 Dakota County Recorder Document Number: 2466354 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104599308 Lender or Broker: Bailey Financial Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 991 Cherokee Ave, West Saint Paul, MN 55118-1110 Tax Parcel ID Number: 42-69950-134-00 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 12, Smith's Outlots, West St. Paul, Dakota County, Minnesota, described as follows: Commencing at a point 496 feet South of the Northeast corner of said Lot 12; thence South 43 feet; thence West 250 feet to a point 540 feet South of the Northwest corner of said Lot 12; thence North 43 feet; thence East 250 feet to the point of beginning, excepting from above described land the Westerly 125 feet thereof, Dakota County, Minnesota, together with an easement for driveway purposes as contained in Document No. 675573. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,984.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

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�� Mortgagee/Assignee of Mortgagee Mortgagor(s) released from financial USSET, WEINGARDEN AND LIEBO, P.L.L.P. obligation: NONE THIS COMMUNICATION IS FROM By: Paul A. Weingarden A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 Minneapolis, MN 55416 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (952) 925-6888 THE DEBT AND IDENTITY OF THE 19-873 ORIGINAL CREDITOR WITHIN THE 7810435655 T I M E P R O V I D E D B Y L A W I S N O T THIS IS A COMMUNICATION FROM AFFECTED BY THIS ACTION. A DEBT COLLECTOR. 4/8-5/13/10 THE TIME ALLOWED BY LAW FOR 2139028 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER NOTICE IS HEREBY GIVEN that MINNESOTA STATUTES, SECTION default has occurred in the conditions 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- of the following described mortgage: DATE OF MORTGAGE: March 19, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2004 ORIGINAL PRINCIPAL AMOUNT OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MORTGAGE: $188,070.00 MORTGAGOR(S): David Brent Dahl, A PRODUCTION, AND ARE ABANDONED. Single Person DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic ASSIGNEE OF MORTGAGEE: Registration Systems, Inc. U.S. Bank National Association DATE AND PLACE OF RECORDING: Wilford & Geske, P.A. Recorded: April 23, 2004 Dakota Attorneys for Assignee of Mortgagee County Recorder Lawrence A. Wilford Document Number: 2197507 James A. Geske Transaction Agent: Mortgage Elec8425 Seasons Parkway, Suite 105 tronic Registration Systems, Inc. Woodbury, MN 55125-4393 Transaction Agent Mortgage Identifi(651) 209-3300 cation Number: 100199600000075156 File Number: 010554F01 Lender or Broker: Advisor's Mort2137881 4/8-5/13/10 gage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable NOTICE OF MORTGAGE COUNTY IN WHICH PROPERTY IS FORECLOSURE SALE THE RIGHT TO VERIFICATION LOCATED: Dakota Property Address: 15724 Frisian Ln, OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Apple Valley, MN 55124-5626 Tax Parcel ID Number: THE TIME PROVIDED BY LAW IS 01-32152-040.02 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LEGAL DESCRIPTION OF PROPdefault has occurred in conditions of ERTY: Lot 4, Block 2, Hawthorne, CIC the following described mortgage: # 369, located in the County of Dakota, DATE OF MORTGAGE:April 11, 2005 State of Minnesota MORTGAGOR:Robert T. Gruhlke, a AMOUNT DUE AND CLAIMED TO BE single person. DUE AS OF DATE OF NOTICE: MORTGAGEE:Mortgage Electronic $206,532.54 Registration Systems, Inc. THAT all pre-foreclosure requireDATE AND PLACE OF RECORDING: ments have been complied with; that R e c o r d e d J u l y 7 , 2 0 0 5 , D a k o t a no action or proceeding has been instiC o u n t y R e c o r d e r , D o c u m e n t N o . tuted at law or otherwise to recover the 2337740. debt secured by said mortgage, or any A S S I G N M E N T S O F M O R T G A G E : part thereof; PURSUANT to the power of sale conAssigned to: U.S. Bank, N.A., Dated: tained in said mortgage, the March 9, 2010. TRANSACTION AGENT: Mortgage above-described property will be sold Electronic Registration Systems, Inc. by the Sheriff of said county as folT R A N S A C T I O N A G E N T ' S M O R T - lows: GAGE IDENTIFICATION NUMBER ON DATE AND TIME OF SALE: May 21, MORTGAGE: 100103210000094135 2010 at 10:00 AM LENDER OR BROKER AND MORTPLACE OF SALE: Dakota County G A G E O R I G I N A T O R S T A T E D O N Law Enforcement Center, 1580 HighMORTGAGE: Prime Mortgage Corpora- way 55, Lobby S-100, Hastings, Minnetion sota R E S I D E N T I A L M O R T G A G E S E R - to pay the debt secured by said mortVICER: U.S. Bank Home Mortgage gage and taxes, if any, on said preMORTGAGED PROPERTY ADDRESS: mises and the costs and disburse4848 Shevlin Court, Eagan, MN 55122 ments, including attorney fees allowed T A X P A R C E L I . D . # : by law, subject to redemption within 10-15003-180-01 six (6) months from the date of said LEGAL DESCRIPTION OF PROP- sale by the mortgagor(s), their perERTY: sonal representatives or assigns. Lot 18, Block 1, Brittany 4th AddiIf the Mortgage is not reinstated tion, Dakota County, Minnesota. under Minn. Stat. §580.30 or the propCOUNTY IN WHICH PROPERTY IS erty is not redeemed under Minn. Stat. LOCATED:Dakota §580.23, the Mortgagor must vacate ORIGINAL PRINCIPAL AMOUNT OF the property on or before 11:59 p.m. on MORTGAGE:$211,200.00 November 21, 2010, or the next busiAMOUNT DUE AND CLAIMED TO BE ness day if November 21, 2010 falls on DUE AS OF DATE OF NOTICE, INCLUD- a Saturday, Sunday or legal holiday. ING TAXES, IF ANY, PAID BY MORTMortgagor(s) released from financial GAGEE:$203,905.70 obligation: NONE That prior to the commencement of THIS COMMUNICATION IS FROM this mortgage foreclosure proceeding A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee com- ING TO COLLECT A DEBT. ANY plied with all notice requirements as INFORMATION OBTAINED WILL BE required by statute; That no action or USED FOR THAT PURPOSE. proceeding has been instituted at law THE RIGHT TO VERIFICATION OF o r o t h e r w i s e t o r e c o v e r t h e d e b t THE DEBT AND IDENTITY OF THE secured by said mortgage, or any part ORIGINAL CREDITOR WITHIN THE thereof; TIME PROVIDED BY LAW IS NOT PURSUANT to the power of sale con- AFFECTED BY THIS ACTION. tained in said mortgage, the above THE TIME ALLOWED BY LAW FOR described property will be sold by the REDEMPTION BY THE MORTGAGOR, Sheriff of said county as follows: THE MORTGAGOR'S PERSONAL REPDATE AND TIME OF SALE: May 28, RESENTATIVES OR ASSIGNS, MAY BE 2010 at 10:00 AM REDUCED TO FIVE WEEKS IF A JUDIPLACE OF SALE:Sheriff's Office, Law CIAL ORDER IS ENTERED UNDER Enforcement Center, 1580 Hwy 55, MINNESOTA STATUTES, SECTION Lobby #S-100, Hastings, MN 582.032, DETERMINING, AMONG to pay the debt then secured by said OTHER THINGS, THAT THE MORTMortgage, and taxes, if any, on said GAGED PREMISES ARE IMPROVED premises, and the costs and disburse- WITH A RESIDENTIAL DWELLING OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s LESS THAN FIVE UNITS, ARE NOT allowed by law subject to redemption PROPERTY USED IN AGRICULTURAL within six (6) months from the date PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 of said sale by the mortgagor(s), their personal representatives or assigns MORTGAGEE: unless reduced to Five (5) weeks under Mortgage Electronic Registration Systems, Inc. MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 013602F01 4/8-5/13/10 redeemed under section 580.23 is 2137301 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE:None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR N O T ICE IS HEREBY GIVEN that REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- default has occurred in the conditions RESENTATIVES OR ASSIGNS, MAY BE of the following described mortgage: DATE OF MORTGAGE: December 19, REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 2006 ORIGINAL PRINCIPAL AMOUNT OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MORTGAGE: $164,800.00 MORTGAGOR(S): Jeremy Johnson OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED and Catherine Johnson, husband and WITH A RESIDENTIAL DWELLING OF wife MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Recorded: January 16, 2007 Dakota ABANDONED." County Recorder Dated: March 29, 2010.

PUBLIC NOTICE

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee

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�� 2458805.�� A S S I G N M �� County Recorder Document Number: 2488404 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2007-BC2 Dated: January 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647024273172 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 246 Bernard St E, West Saint Paul, MN 55118-1552 Tax Parcel ID Number: 42-19700-180-00 LEGAL DESCRIPTION OF PROPERTY: All that part of Lot 17, Dawson Outlots to West St. Paul described as follows: Commencing at a point on the North line of Lot 17 Distant 111 Feet West of the NE corner thereof; Thence running South along a line parallel with the East line of Lot 17 160 feet; Thence running West along a line parallel with the North line of said Lot 17 55 feet; Thence North along a line parallel with the said East line of Lot 17 to the North line of said Lot; Thence running East along the North line of said Lot 17 55 feet to the point of beginning, except that part thereof taken for road. Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,892.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2007-BC2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012057F01 2135079 4/8-5/13/10

PUBLIC NOTICE

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MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 708 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050019012 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 12, Addition No. 13 to the City of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,861.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,935.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2046 0004800491 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138855 4/8-5/13/10

PUBLIC NOTICE

County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,477.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137529 4/8-5/13/10

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1548 9516110441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139241 4/8-5/13/10

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3592 1044877702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139264 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Sarah M DeWald and Simon R DeWald, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 24, 2007 Dakota County Recorder Document Number: 2563248 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: December 22, 2009 Recorded: December 24, 2009 Dakota County Recorder Document Number: 2704342 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402069804684 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7720 157th St W, Apple Valley, MN 55124-7099 Tax Parcel ID Number: 01-49101-020-20 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 20, Morningview Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,099.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011084F03 2138133 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 3 , 2006 MORTGAGORS:Richard Airiq Tibbits and Stacy Lee Tibbits, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 7, 2006, Dakota County Registrar of Titles, Document No. 584381, Certificate of Title No. 138573. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 15, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100318801000134607 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 916 15th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-57500-200-04 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 4, Pine Terrace, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$175,210.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-911 6800043574 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137509 4/8-5/13/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 9 , 2006 MORTGAGORS:Jesus Martinez and Maria Del Carmen Angeles, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471524. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, Asset-Backed Pass Through Certificates, Dated: July 23, 2008. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100261495803081037 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Great Northern Financial Group, Inc. RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 239 Winona Street West, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 421870012003 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Crowley's Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,572.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-478 7000008793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139052 4/8-5/13/10

PUBLIC NOTICE

Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered October 31, 2006, Dakota County Registrar of Titles, Document No. 600443, Certificate of Title No. 141231. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 212 7th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32550-270-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven in Block Three, Hepburn Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$166,521.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3612 653401986 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2136637 4/8-5/13/10

PUBLIC NOTICE

17622 Glasgow Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18602-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, CIC No. 437, Crossroads 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,289.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1670 89661790 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319224 4/8-5/13/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 21390300 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred under the Mortgage dated April 19, 2001, executed by Mittelstaedt Brothers Construction, Inc., a Minnesota corporation, as mortgagor, to Builders Mortgage Company LLC, a Minnesota limited liability company, as mortgagee, and recorded in the office of the County Recorder, Washington County, Minnesota on April 19, 2001 as Document No. 3151964, as amended by the Amendment to Mortgage dated December 6, 2001, which was recorded in the office of the County Recorder, Dakota County, Minnesota on December 7, 2001 as Document No. 1837511, the Amendment to Mortgage dated May 21, 2003, which was recorded in the office of the County Recorder, Scott County, Minnesota on May 22, 2003 as Document No. 603657, the Amendment to Mortgage dated August 9, 2004, which was recorded in the office of the County Recorder, Rice County, Minnesota on August 10, 2004 as Document No. 543185, the Amendment to Mortgage dated October 1, 2004, which was recorded in the office of the County Recorder, Rice County, Minnesota on October 4, 2004 as Document No. 546026, the Mortgage and Mortgage Amendment dated December 16, 2004, which was recorded in the office of the County Recorder, Rice County, Minnesota on December 17, 2004 as Document No. 549821, the Supplemental Mortgage and Mortgage Amendment dated October 6, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on October 19, 2005 as Document No. 2372125, the Supplemental Mortgage, Mortgage Amendment and Extension of Mortgage dated November 4, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on November 8, 2005 as Document No. 2379325, the Mortgage Amendment dated November 9, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on November 10, 2005 as Document No. 2380147, the Mortgage Amendment dated December 8, 2005, which was recorded in the office of the County Recorder, Dakota County, Minnesota on December 15, 2005 as Document No. 2388951, the Mortgage Amendment dated January 12, 2006, which was recorded in the office of the County Recorder, Scott County, Minnesota on January 13, 2006 as Document No. 726986, the Mortgage Amendment dated February 3, 2006, which was recorded in the office of the County Recorder, Dakota County, Minnesota on February 6, 2006 as Document No. 2403723 and the Mortgage Amendment dated December 14, 2007, which was recorded in the offices of the County Recorder, Scott County, Minnesota on December 17, 2007 as Document No. 789831, the County Recorder, Rice County, Minne-

��

�� NONE �� County Recorder, Rice County,�� Minne obligation: sota on December 17, 2007 as DocuTHIS COMMUNICATION IS FROM m e n t N o . 5 9 6 1 3 7 a n d t h e C o u n t y A DEBT COLLECTOR ATTEMPTRecorder, Dakota County, Minnesota ING TO COLLECT A DEBT. ANY on December 14, 2007 as Document INFORMATION OBTAINED WILL BE No. 2561495; that the maximum prin- USED FOR THAT PURPOSE. cipal amount secured by the Mortgage THE RIGHT TO VERIFICATION OF is $7,000,000.00; that Mittelstaedt THE DEBT AND IDENTITY OF THE Brothers Construction, Inc. and Build- ORIGINAL CREDITOR WITHIN THE ers Mortgage Company LLC made and T I M E P R O V I D E D B Y L A W I S N O T entered into a Voluntary Mortgage AFFECTED BY THIS ACTION. Foreclosure Agreement dated DecemTHE TIME ALLOWED BY LAW FOR b e r 2 0 , 2 0 0 7 w h e r e i n t h e p a r t i e s REDEMPTION BY THE MORTGAGOR, agreed that the Mortgage shall be vol- THE MORTGAGOR'S PERSONAL REPuntarily foreclosed pursuant to Minn. RESENTATIVES OR ASSIGNS, MAY BE Stat. § 582.32; that there has been REDUCED TO FIVE WEEKS IF A JUDIcompliance with all conditions prece- CIAL ORDER IS ENTERED UNDER dent to the foreclosure of the Mort- MINNESOTA STATUTES, SECTION gage and the acceleration of the 582.032, DETERMINING, AMONG indebtedness secured thereby; that no OTHER THINGS, THAT THE MORTaction or proceeding has been insti- GAGED PREMISES ARE IMPROVED t u t e d a t l a w t o r e c o v e r t h e d e b t WITH A RESIDENTIAL DWELLING OF secured by the Mortgage or any part LESS THAN FIVE UNITS, ARE NOT thereof; that there is due and claimed PROPERTY USED IN AGRICULTURAL to be due under the Mortgage the sum PRODUCTION, AND ARE ABANDONED. of $2,199,908.94; and that pursuant to DATED: April 08, 2010 the power of sale therein, the MortMORTGAGEE: Mortgage gage will be foreclosed and the real Electronic Registration Systems, Inc. property located in Dakota, Scott and Rice Counties, Minnesota described as Wilford & Geske, P.A. Attorneys for Mortgagee follows: Lot 15, Block 2, Lot 2, Block 5, Lots Lawrence A. Wilford 7 and 20, Block 6, Lots 3 and 7, James A. Geske B l o c k 8 a n d L o t 1 2 , B l o c k 1 1 , 8425 Seasons Parkway, Suite 105 Parkview Ponds; Lot 4, Block 4, Woodbury, MN 55125-4393 Harmony 2nd Addition; and Lot 3, (651) 209-3300 Block 1, Providence, Dakota County, File Number: 010818F03 2130955 4/8-5/13/10 Minnesota Lot 3, Block 6, Boulder Pointe; and Lot 6, Block 2 and Lots 2 and 3, Block 3, Boulder Pointe Third NOTICE OF MORTGAGE Addition, Scott County, Minnesota; FORECLOSURE SALE and RIGHT TO VERIFICATION THE Lots 7 and 13, Block 1, Lot 1, Block 2 a n d L o t 6 , B l o c k 7 , F a r g a z e OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Meadows, Rice County, Minnesota will be sold by the Sheriff of said THE TIME PROVIDED BY LAW IS County at public auction on May 25, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2010 at 10:00 a.m. in the Main Office of the Sheriff of Dakota County, Dakota default has occurred in conditions of County Law Enforcement Center, 1580 the following described mortgage: DATE OF MORTGAGE:June 2, 2008 Highway 55, Lobby S-100, City of MORTGAGORS:Paul C. Weierke and Hastings, in said County and State, to Lisa A. Weierke, husband and wife. pay the debt secured by the Mortgage MORTGAGEE:Mortgage Electronic and taxes, if any, on said premises and the costs and disbursements allowed Registration Systems, Inc. DATE AND PLACE OF RECORDING: by law, subject to redemption by the Recorded June 9, 2008, Dakota mortgagor, its successors or assigns, within two (2) months of the date of C o u n t y R e c o r d e r , D o c u m e n t N o . the sale. After the expiration of the 2595352. ASSIGNMENTS OF MORTGAGE: mortgagor's redemption period, each Assigned to: U.S. Bank, N.A., Dated: holder of a junior lien may redeem in the order and manner provided in March 9, 2010. TRANSACTION AGENT: Mortgage Minn. Stat. § 582.32, Subd. 9. Electronic Registration Systems, Inc. Date: March 30, 2010. TRANSACTION AGENT'S MORTBUILDERS MORTGAGE GAGE IDENTIFICATION NUMBER ON COMPANY LLC, Mortgagee MORTGAGE: 100137510000343287 By /s/ Gerald G. Workinger, Jr. LENDER OR BROKER AND MORTAttorney for Mortgagee GAGE ORIGINATOR STATED ON 5705 Susan Avenue MORTGAGE: Lakeland Mortgage CorEdina, Minnesota 55439 poration Telephone: 952-941-3270 RESIDENTIAL MORTGAGE SER2136789 4/8-4/29/10 VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19665 Everest Path, Farmington, MN 55024 NOTICE OF MORTGAGE T A X P A R C E L I . D . # : FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 14-16500-100-04 default has occurred in the conditions LEGAL DESCRIPTION OF PROPof the following described mortgage: ERTY: DATE OF MORTGAGE: July 22, 2005 Lot 10, Block 4, Charleswood, ORIGINAL PRINCIPAL AMOUNT OF Dakota County, Minnesota MORTGAGE: $278,230.00 COUNTY IN WHICH PROPERTY IS MORTGAGOR(S): Richard B Watters LOCATED:Dakota and Ines M Watters, husband and wife ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE:$329,397.00 Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: DUE AS OF DATE OF NOTICE, INCLUDRecorded: August 03, 2005 Dakota ING TAXES, IF ANY, PAID BY MORTCounty Recorder GAGEE:$346,480.20 Document Number: 2347009 That prior to the commencement of Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding tronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: 100137510000177248 required by statute; That no action or Lender or Broker: Lakeland Mort- proceeding has been instituted at law gage Corporation or otherwise to recover the debt R e s i d e n t i a l M o r t g a g e S e r v i c e r : secured by said mortgage, or any part thereof; Aurora Loan Services, LLC PURSUANT to the power of sale conMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 18627 Dylan Dr, Sheriff of said county as follows: Farmington, MN 55024-7070 DATE AND TIME OF SALE: May 25, T a x P a r c e l I D N u m b e r : 2010 at 10:00 AM 14-47803-080-01 PLACE OF SALE:Sheriff's Office, Law L E G A L D E S C R I P T I O N O F P R O P - Enforcement Center, 1580 Hwy 55, ERTY: Lot 8, Block 1, Meadow Creek Lobby #S-100, Hastings, MN Fourth Addition, according to the to pay the debt then secured by said recorded plat thereof. Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorneys' fees $293,142.24 allowed by law subject to redemption THAT all pre-foreclosure require- within six (6) months from the date ments have been complied with; that of said sale by the mortgagor(s), their no action or proceeding has been insti- personal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: May 21, mortgage is not reinstated under sec2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on November 26, 2010. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE:None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns. MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT November 21, 2010, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if November 21, 2010 falls on P R O D U C T I O N , A N D A R E a Saturday, Sunday or legal holiday. ABANDONED." Mortgagor(s) released from financial �� obligation: NONE

PUBLIC NOTICE

�� ABANDONED. Dated: March 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-880 6800152358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137489 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 21, 2004 MORTGAGOR:Katheryn A Andresen, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,327.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3633 8422464 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139085 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 2 , 2005 MORTGAGORS:James Hart and Lisa Hart, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 9, 2005, Dakota County Recorder, Document No. 2387448. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, Trustee for Lehman Brothers c/o Chase Home Finance LLC, Dated: May 25, 2007, Recorded: June 7, 2007, Document No. 2522324. And thereafter assigned to: US Bank National Association, as Trustee for Structured Asset Investment Loan Trust SAIL 2005-11 c/o Chase Home Finance, LLC Dated: November 7, 2008, Recorded: November 18, 2008, Document No. 2623201. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002098330 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2140 East 78th Court, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-36400-311-04 LEGAL DESCRIPTION OF PROPERTY: Lawyers Title Insurance Corporation Commitment Number: 2005092290 SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: That part of Lot 31, Block 4, Inver Grove Estates, Dakota County, Minnesota, which lies Southwesterly of the following described line; Commencing at the Northwest corner of said Lot 31, thence Southeasterly a distance of 50.63 feet, along the Northerly line of said Lot 31 which is a curve concave to the north having a radius of 60.00 feet, a central angle of 48 degrees 20 minutes 48 seconds and the chord of which bears South 83 degrees 16 minutes 07 seconds East to the beginning of said line to be described; thence South 21 degrees 27 minutes 09 seconds East, radial to last described line, a distance of 166.95 feet to the intersection of the southeasterly line of said Lot 31 and there terminating, Dakota County, Minnesota. Subject to Easements, restriction, covenants and conditions of record, if any. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,424.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3993 22277958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138906 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,500.00 MORTGAGOR(S): Michael T. Lien, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2005 Dakota County Recorder Document Number: 2303267 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0004076973-8 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12330 175th St W, Lakeville, MN 55044-9322 Tax Parcel ID Number: 22-15000-031-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Bracketts Townhomes, except that part of Lot 3, Block 4, Bracketts Townhomes described as follows: beginning at the Southwest corner of said Lot 3, Block 4, Bracketts Townhomes, thence North 89 degrees 59 minutes 42 seconds East a distance of 30.00 feet, thence North 0 degrees 14 minutes 48 seconds East a distance of 181.50 feet more or less to the boundary of said Lot 3, Block 4, Bracketts Townhomes, thence South 89 degrees 59 minutes 42 seconds West a distance of 30.00 feet more or less to the boundary of said Lot 3, Block 4, Bracketts Townhomes, thence South 0 degrees 14 minutes 48 seconds West a distance of 181.50 feet more or less to the point of beginning, according to the map or Plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $223,697.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems,

Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003970F02 2137335 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 28, 2007 MORTGAGOR:Y u l i y a T i m k i n , a single woman. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 9, 2007, Dakota County Recorder, Document No. 2549208. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15675 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457512005 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, Rosemount Commons, Common Interest Community No. 267 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,471.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2881 3014596971 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139206 4/8-5/13/10

PUBLIC NOTICE

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 , 2006 MORTGAGOR:Julie R. Huda, a married person. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2006, Dakota County Recorder, Document No. 2452971. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 40 Maple Island Road, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-53754-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Oak Shores Ninth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$130,286.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3623 653587354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139104 4/8-5/13/10

PUBLIC NOTICE

National Association MORTGAGED PROPERTY ADDRESS: 1046 Savannah Road, Eagan, MN 55123 TAX PARCEL I.D. #: 104507704001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lexington Square 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$129,189.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1583 3073260758 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139431 4/8-5/13/10

PUBLIC NOTICE

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or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3581 6267118 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2136644 4/8-5/13/10

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3010 1120369092 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148719 4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Olov A Strole and Heidi L Strole fka Heidi L Gehris, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2005 Dakota County Recorder Document Number: 2359719 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 17, 2010 Recorded: February 19, 2010 Dakota County Recorder Document Number: 2715157 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0143786457-8 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 851 Allen Ave, West Saint Paul, MN 55118-5714 Tax Parcel ID Number: 42-00700-080-78 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Southwest corner of Deppe's Addition to Saint Paul, thence running South a distance of 50 feet, thence East along a line parallel with the South line of said Deppe's Addition to Saint Paul to a point on the West line of Sunfish Lake Road (Now Allen Avenue), which point is distant 50 feet South of the South line of said Deppe's Addition to Saint Paul, thence Northeasterly along the West line of said Sunfish Lake Road to the South line of Deppe's Addition to Saint Paul, thence Westerly along the South line of Deppe's Addition to Saint Paul, a distance of 216.64 feet more or less, to the place of beginning, being a part of the South Half (S 1/2) of the Southwest Quarter (SW 1/4) of the Southeast Quarter (SE 1/4) of Section Seven (7), Township Twenty-eight (28), Range Twenty-two (22), Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,358.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on 12/9/2010, or the next business day if 12/9/2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011579F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 09, 2010 at 10:00 AM has been postponed to June 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 09, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011579F01 2145622 4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,000.00 MORTGAGOR(S): Anthony Hall and Chelsea Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder Document Number: 2515903 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 30, 2009 Recorded: December 02, 2009 Dakota County Recorder Document Number: 2699548 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000173251 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14263 Banyan Ln, Rosemount, MN 55068-3495 Tax Parcel ID Number: 34-14700-850-05 LEGAL DESCRIPTION OF PROPERTY: Lot 85, Block 5, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,365.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2010, or the next business day if July 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010658F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to March 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 10, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2010 at 10:00 AM has been postponed to April 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010658F01 2146227 4/15/10

PUBLIC NOTICE

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�� $350,000.00 �� G A G E O R I G I N A T�� O R S T A T�� E D O N MORTGAGE: MORTGAGE: Pioneer Mortgage CorpoMORTGAGOR(S): Glenn L. Hofer and ration MaryLou Hofer, husband and wife RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: U.S. Bank Home Mortgage Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: Recorded: November 19, 2004 3780 Upper 71st Street E., Inver Grove Dakota County Recorder Heights, MN 55076 Document Number: 2269295 TAX PARCEL I.D. #: 20-71155-020-06 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAnd assigned to: Suntrust Mortgage, ERTY: Lot Two (2) in Block Six (6) of South Inc. Dated: October 28, 2009 Grove No. 6 Recorded: November 12, 2009 COUNTY IN WHICH PROPERTY IS Dakota County Recorder LOCATED: Dakota Document Number: 2693879 ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent: Mortgage ElecMORTGAGE: $220,255.00 AMOUNT DUE AND CLAIMED TO BE tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- cation Number: 100103210000079912 Lender or Broker: Prime Mortgage GAGEE: $268,479.42 That prior to the commencement of Corporation Residential Mortgage Servicer: Sunthis mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- Trust Mortgage, Inc. Mortgage Originator: Not Applicable plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or proceeding has been instituted at law LOCATED: Dakota Property Address: 16602 Hearthside or otherwise to recover the debt secured by said mortgage, or any part Way, Lakeville, MN 55044-4207 Tax Parcel ID Number: thereof; P U R S U A N T t o t h e p o w e r o f s a l e 22-75100-040-05 contained in said mortgage, the above LEGAL DESCRIPTION OF PROPdescribed property will be sold by the ERTY: Lot 4, Block 5, Tarry Creek, Dakota County, Minnesota. Sheriff of said county as follows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: February DUE AS OF DATE OF NOTICE: 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law $327,358.26 THAT all pre-foreclosure requireEnforcement Center, 1580 Hwy 55, ments have been complied with; that Lobby #S-100, Hastings, MN to pay the debt then secured by said no action or proceeding has been instiMortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disburse- debt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s part thereof; PURSUANT to the power of sale conallowed by law subject to redemption within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as folunless reduced to Five (5) weeks under lows: DATE AND TIME OF SALE: DecemMN Stat. §580.07. T I M E A N D D A T E T O V A C A T E ber 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County PROPERTY: If the real estate is an o w n e r - o c c u p i e d , s i n g l e - f a m i l y Law Enforcement Center, 1580 Highdwelling, unless otherwise provided by way 55, Lobby S-100, Hastings, Minnelaw, the date on or before which the sota mortgagor(s) must vacate the property t o p a y t h e d e b t s e c u r e d b y s a i d if the mortgage is not reinstated under mortgage and taxes, if any, on said section 580.30 or the property is not p r e m i s e s a n d t h e c o s t s a n d redeemed under section 580.23 is disbursements, including attorney fees 11:59 p.m. on August 4, 2010. allowed by law, subject to redemption MORTGAGOR(S) RELEASED FROM within six (6) months from the date of F I N A N C I A L O B L I G A T I O N O N said sale by the mortgagor(s), their MORTGAGE: None personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e T H E M O R T G A G O R ' S P E R S O N A L property is not redeemed under Minn. REPRESENTATIVES OR ASSIGNS, Stat. §580.23, the Mortgagor must MAY BE REDUCED TO FIVE WEEKS IF vacate the property on or before 11:59 A J U D I C I A L O R D E R I S E N T E R E D p.m. on June 17, 2010, or the next U N D E R M I N N E S O T A S T A T U T E S , business day if June 17, 2010 falls on SECTION 582.032, DETERMINING, a Saturday, Sunday or legal holiday. AMONG OTHER THINGS, THAT THE Mortgagor(s) released from financial M O R T G A G E D P R E M I S E S A R E obligation: NONE IMPROVED WITH A RESIDENTIAL THIS COMMUNICATION IS FROM D W E L L I N G O F L E S S T H A N F I V E A DEBT COLLECTOR ATTEMPTING UNITS, ARE NOT PROPERTY USED IN T O C O L L E C T A D E B T . A N Y AGRICULTURAL PRODUCTION, AND INFORMATION OBTAINED WILL BE ARE ABANDONED." USED FOR THAT PURPOSE. Dated: November 30, 2009. THE RIGHT TO VERIFICATION OF U.S. Bank, N. A. THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T By: Paul A. Weingarden AFFECTED BY THIS ACTION. Attorneys for Mortgagee/ THE TIME ALLOWED BY LAW FOR Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL Minneapolis, MN 55416 REPRESENTATIVES OR ASSIGNS, (952) 925-6888 MAY BE REDUCED TO FIVE WEEKS IF 19-561 A JUDICIAL ORDER IS ENTERED 7810447560 UNDER MINNESOTA STATUTES, THIS IS A COMMUNICATION FROM SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE A DEBT COLLECTOR. MORTGAGED PREMISES ARE NOTICE OF POSTPONEMENT OF IMPROVED WITH A RESIDENTIAL MORTGAGE FORECLOSURE SALE Pursuant to the provisions of DWELLING OF LESS THAN FIVE Minnesota Statutes 580.07, the forego- UNITS, ARE NOT PROPERTY USED IN ing foreclosure sale is postponed until AGRICULTURAL PRODUCTION, AND A p r i l 8 , 2 0 1 0 a t 1 0 : 0 0 a m a t t h e ARE ABANDONED. Sheriff's Office, Law Enforcement DATED: November 05, 2009 Center, 1580 Hwy 55, Lobby #S-100, ASSIGNEE OF MORTGAGEE: Hastings, MN, in said county and state. Suntrust Mortgage, Inc. Dated: February 8, 2010. Wilford & Geske, P.A. U.S. Bank, N. A. Attorneys for Assignee of Mortgagee Mortgagee/Assignee of Mortgagee Lawrence A. Wilford USSET, WEINGARDEN AND LIEBO, P.L.L.P. James A. Geske By: Paul A. Weingarden 8425 Seasons Parkway, Suite 105 Attorneys for Mortgagee/Assignee of Woodbury, MN 55125-4393 Mortgagee (651) 209-3300 4500 Park Glen Road #300 File Number: 009688F01 Minneapolis, MN 55416 NOTICE OF POSTPONEMENT OF (952) 925-6888 MORTGAGE FORECLOSURE SALE 19-561 The above referenced sale scheduled THIS IS A COMMUNICATION FROM for December 17, 2009 at 10:00 AM has been postponed to January 21, 2010 at A DEBT COLLECTOR. 10:00 AM in the Dakota County Law NOTICE OF POSTPONEMENT OF Enforcement Center, 1580 Highway 55, MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f Lobby S-100, Hastings, Minnesota in M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e said County and State. foregoing foreclosure sale is DATED: December 17, 2009 postponed until July 15, 2010 at 10:00 ASSIGNEE OF MORTGAGEE: am at the Sheriff's Office, Law Suntrust Mortgage, Inc. Enforcement Center, 1580 Hwy 55, NOTICE OF POSTPONEMENT OF Lobby #S-100, Hastings, MN, in said MORTGAGE FORECLOSURE SALE county and state. The above referenced sale scheduled Dated: April 7, 2010. for January 21, 2010 at 10:00 AM has U.S. Bank, N. A. been postponed to April 22, 2010 at Mortgagee/Assignee of Mortgagee 10:00 AM in the Dakota County Law USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Highway 55, By: Paul A. Weingarden Lobby S-100, Hastings, Minnesota in Attorneys for Mortgagee/Assignee of said County and State. Mortgagee DATED: January 21, 2010 4500 Park Glen Road #300 ASSIGNEE OF MORTGAGEE: Minneapolis, MN 55416 Suntrust Mortgage, Inc. (952) 925-6888 NOTICE OF POSTPONEMENT OF 19-647 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled THIS IS A COMMUNICATION FROM for April 22, 2010 at 10:00 AM has A DEBT COLLECTOR. 2141937 4/15/10 been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in NOTICE OF MORTGAGE said County and State. FORECLOSURE SALE DATED: April 22, 2010 NOTICE IS HEREBY GIVEN that ASSIGNEE OF MORTGAGEE: default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF �� MORTGAGE: $350,000.00

PUBLIC NOTICE

�� AMONG�� OTHER THINGS, THAT THE MORTGAGED PREMISES ARE �� ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009688F01 2148067 4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 22, 2006 MORTGAGOR:Anne Marie Sinotte, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 3, 2006, Dakota County Recorder, Document No. 2465609. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2006-AR6, Dated: January 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100112065727490837 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MortgageIt, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 2217 Old County Road 34 Place, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01400-031-41 LEGAL DESCRIPTION OF PROPERTY: LEGAL DESCRIPTION EXHIBIT A That part of the East half (E 1/2) of the Southeast quarter (SE 1/4) of the Northwest quarter (NW 1/4) of Section Fourteen (14), Township One Hundred Fifteen (115), Range Twenty-one (21), described as follows, to-wit: Commencing at the point of intersection of the East line of the East Half (E 1/2) of the Southeast quarter (SE 1/4) of the Northwest quarter (NW 1/4) of Section Fourteen (14), Township One Hundred Fifteen (115), Range Twenty-one (21) with the center line of State Trunk Highway No. 13 (as now located), thence running due South 264 feet, thence due West 330 feet, thence due North to a point in the center line of said Highway, thence northeasterly along the center line of said highway to the place of beginning, EXCEPT that part thereof platted as Harkins Addition, according to the Government Survey thereof, Dakota County, Minnesota. Abstract Property, COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$166,167.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE

IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2010. HSBC Bank USA, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-901 74014697 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148025 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 7 , 2006 MORTGAGORS: Bradley G. Bramstedt and Kotchakon Bramstedt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 7, 2006, Dakota County Recorder, Document No. 2403988. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100031209787206430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14363 Hickory Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-28950-340-01 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 1, Gardenview Place First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,456.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 1846375199 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 20, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 19, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2145525 4/15/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,000.00 MORTGAGOR(S): Lorita Powell, and Roy E. Powell, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 13, 2006, Dakota County Registrar of Titles, Document #: 582909 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: January 30, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number: 100261495673139873 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NO. 105696 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1) in Skyline View Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12504 Skyline Drive Burnsville, MN 55337 Tax Parcel ID No: 02-69000-140-01 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,847.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered

part thereof; that this is registered property. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 10, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 166700-38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2009 at 10:00 A.M. has been postponed to May 14, 2009 at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: April 30, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 166700-38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14th, 2009 at 10:00 am has been postponed to June 4th, 2009 at 10:00 am in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the city of Hastings, MN, in said County and State. Dated: May 14th, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006- ASAP3. Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford James A. Geske Attorneys for Assignee of Mortgagee 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 166700-38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 4, 2009 at 10:00 am has been postponed to July 9, 2009 at 10:00 am in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: June 3, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford James A. Geske Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 166700-38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 9, 2009 at 10:00 am has been postponed to July 30, 2009 at 10:00 am in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: July 7, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford James A. Geske Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 166700-38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2009 at 10:00 am has been postponed to August 20, 2009 at 10:00 am in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the city of Hastings, in said County and State. Dated: July 28, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford James A. Geske Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 166700-38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2009 at 10:00 a.m. has been Postponed to September 10, 2009 at 10:00 a.m. in the Dakota Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN Dated: August 21, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2009 at 10:00 a.m. has been postponed to November 5, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN. Dated: September 10, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 phone: 651-209-3320 File ID: 38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 5, 2009 at 10:00 a.m. has been postponed to December 17, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN. Dated: November 5, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 phone: 651-209-3320 File ID: 38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2009 at 10:00 a.m. has been postponed to March 4, 2010 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN. Dated: December 17, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3,

Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 phone: 651-209-3320 File ID: 38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 4, 2010 at 10:00 a.m. has been postponed to April 8, 2010 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN. Dated: March 4, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 phone: 651-209-3320 File ID: 38808 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 8, 2010 at 10:00 a.m. has been Postponed to April 16, 2010 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Hghway 55, Lobby S-100, Hastings, MN Dated: April 15, 2010 MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Wilford & Geske By: Lawrence A. Wilford/ James A. Geske Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 phone: 651-209-3320 File ID: 38808 2146368 4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,275.00 MORTGAGOR(S): Joan M. Miller and Clayton Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2008 Dakota County Recorder Document Number: 2601158 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100188508050246614 Lender or Broker: Draper and Kramer Mortgage Corp DBA 1st Advantage Morgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1300 Vista Dr, Burnsville, MN 55337-2337 Tax Parcel ID Number: 02-82201-232-02 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Vista View 2nd Addition, Dakota County, Minnesota, excepting therefrom that part lying Westerly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of said lot 23, distant 46.60 feet Southwesterly of the most northerly corner of said Lot 23; thensce Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of Lot 28 in Block 2, Vista View 2nd Addition, distant 10 feet Southwesterly of the southeast corner of said Lot 28, and that part of Lot 28 Block 2, Vista View 2nd Addition, lying Easterly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of Lot 23 of said Block 2, Vista View 2nd Addition, distant 46.60 feet Southwesterly of the most Northerly corner of said Lot; thence Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of said Lot 28, distant 10 feet Southwesterly of the Southeast corner of said Lot 28, Dakota county, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,139.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 15, 2010 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011931F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 15, 2010 at 10:00 AM has been postponed to April 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 14, 2010 at 10:00 AM has been postponed to April 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011931F01 2147374 4/15/10

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-647 6800102604 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 7, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-561 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2141991 4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,250.00 MORTGAGOR(S): Jed J. Loewen, a single person MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: January 28, 2003 Dakota County Recorder Document Number: 1990648 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 15, 2002 Recorded: January 28, 2003 Dakota County Recorder Document Number: 1990649 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 15, 2006 Dakota County Recorder Document Number: 2429811 And assigned to: U.S. Bank National Association Dated: January 06, 2010 Recorded: January 11, 2010 Dakota County Recorder Document Number: 2706876 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001798303 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7214 158th St W, Apple Valley, MN 55124-5937 Tax Parcel ID Number:

01-11650-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Apple Ponds, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $109,791.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2010, or the next business day if December 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009144F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009144F01 2140790 4/15/10

51A

Springâ&#x20AC;&#x2122;s home sales activity increases in the Twin Cities The St. Paul Area Association of Realtors, which represents Dakota County, recently released housing statistics for March 2010. â&#x20AC;&#x153;We welcome the spring buyer activity which has helped maintain the increase in median sales price across the metro,â&#x20AC;? said Tony Maurer, president of the association. â&#x20AC;&#x153;The Twin Citiesâ&#x20AC;&#x2122; marketplace continues to be a bit of an unknown, especially with the looming conclusion to the Home Buyer Tax Credit on April 30, however, one thing is certain; it remains an exceptional time for buyers to take advantage of the combination of amazing purchase opportunities.â&#x20AC;?

quarter of 2009. Year over year, pending sales were up 14.6 percent from one year ago with 5,051 pending sales in March â&#x20AC;&#x2DC;10 compared to 4,407 in March â&#x20AC;&#x2DC;09.

reported at $160,000, up 4.9 percent from one year ago, when it was $152,500. Year over year, the median sales price increased 7.1 percent. In March 2009 the median sale price was $154,125 compared to $165,000 in March 2010.

Active Listings

Other statistics

Active listings at the end of March stood at 25,236 listings compared to 26,159 listings at the same time in â&#x20AC;&#x2122;09. That is 3.5 percent below March 2009â&#x20AC;&#x2122;s active listing inventory.

Months supply of inventory stood at 5.3 months in March â&#x20AC;&#x2122;10 compared to 7.1 months in February â&#x20AC;&#x2122;10. One year ago: MSI stood at 7.0 months. Two years ago: MSI stood at 9.6 months. Average Days on Market stood at 71 days at the end of March â&#x20AC;&#x2DC;10. One year ago: ADOM stood at 79 days. Two years ago: ADOM stood at 88 days. Housing statistics include existing single family homes, condominiums and townhomes. Statistics are provided by the association and are based on data supplied by the Regional Multiple Listing Service. The Saint Paul Area Association of Realtors represents 5,000 members involved in all aspects of the real estate industry.

Pending Sales

New Listing Inventory

Year over year new listing inventory is up nearly 27 perClosed Sales cent with 9,991 listings addMarch closed home sales ed in the first quarter of 2010 are up 6.48 percent from compared to the 7,870 added March 2009. There were in the first quarter of 2009. 3,269 closed home sales in March â&#x20AC;&#x2DC;10 compared to 3,070 Median Sales Price in March â&#x20AC;&#x2DC;09. This monthâ&#x20AC;&#x2122;s median sales For the first quarter of price is the third consecutive 2010, closed home sales are monthly increase coming in up 3.9 percent from one year at $165,000, which is a 3.8 ago. There were 7,428 closed percent increase over last home sales at the end of the monthâ&#x20AC;&#x2122;s median sales price of first quarter of 2010 com$159,000. pared to 7,150 closed home The median sales price for sales at the end of the first the first quarter of 2010 was

Deadline draws near to join 37,600 first-time homebuyers home after Nov. 6, 2009. To qualify for this version of the credit, which is a maximum of $6,500, eligible taxpayers must show that they owned and lived in their old home for a fiveconsecutive-year period during the eight-year period ending on the purchase date of the new home. For married couples, both spouses must qualify in order to claim the credit. Income limits apply for single and married taxpayers. Buyers who purchased homes through Nov. 6, 2009 may qualify for the full credit if their modified adjusted gross income is $75,000 or less ($150,000 for joint filers). For purchases Nov. 7, 2009 or later, the full credit is available with MAGI up to $125,000 ($225,000 for joint filers). The credit is reduced for higher incomes and eventually phases out. The credit is fully refundable, meaning eligible Who QualiďŹ es taxpayers will be paid the The First-Time Homecredit even if they owe no buyer Credit provides up to tax or the credit is more $8,000 for taxpayers buythan the tax owed. ing a new home if it is their first home or if they have How to claim not owned a home in the Taxpayers claiming a three years before the date homebuyer credit must file of purchase. Legislation in a paper return and attach 2009 expanded the credit to Form 5405, First-Time include long-time residents Homebuyer Credit and who purchase a new main More than 37,600 Minnesotans already have collected $265.5 million in First-Time Homebuyer Credits. As the deadline draws near, the Internal Revenue Service reminds potential homebuyers that they must have a binding contract to purchase a home by April 30, 2010 and must close on that home by June 30, 2010 to qualify for the First-Time Homebuyer Credit. â&#x20AC;&#x153;This is a sizable tax credit. It would be unfortunate for any potential homebuyer to leave this money on the table simply because they missed the deadline,â&#x20AC;? said Carrie Resch, IRS spokesperson. â&#x20AC;&#x153;If youâ&#x20AC;&#x2122;re in the market, build your timeline accordingly to take advantage of this credit.â&#x20AC;? Nationally, through midFebruary, nearly 1.8 million Americans had filed returns to collect $12.6 billion in tax credits for homes that they purchased in 2008 and 2009.

Repayment of the Credit, with additional documents to verify the purchase. Although these taxpayers cannot file electronically, they can use IRS Free File or other tax-preparation software to prepare the return, which they can then print and mail to the IRS, along with required documentation. Qualifying buyers who purchased a home in 2009 could claim the credit on their 2008 or 2009 tax return. Qualifying taxpayers who purchase in 2010 have the option of claiming the credit on either their 2009 or 2010 tax return.

Members of the Military Members of the Armed Forces and certain federal employees serving outside the U.S. have an extra year to buy a principal residence in the U.S. and still qualify for the credit. Individuals who are eligible for this extension must enter into a binding contract to buy a home no later than April 30, 2011, and settle on the purchase by June 30, 2011. For more information about the First-Time Homebuyer Tax Credit and the documentation requirements, visit IRS.gov/recovery.

52A

April 15, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Target Field opens for business New ballpark will generate more traffic to the Twin Cities, but the regional effect is to be determined

by Howard Lestrud and Tad Johnson DAKOTA COUNTY TRIBUNE

If the opening day of Target Field on Monday, April 12 was any indication, the new home of the Minnesota Twins will generate lots of traffic to the Twin Cities. Whether the stadium will turn into an economic boom for downtown Minneapolis and the surrounding suburbs is a question that will be answered in time. Emma Califf, 12, of Ankeny, Iowa, and her father Sean came to the Twin Cities last night, stayed overnight and then got up early Monday morning to take in the special activities at Target Field, including the Kirby Puckett statue unveiling. Stadium ownership and the politicians who backed the Target Field plan hope more people like Califf flock to the Twin Cities for years to come. Barb Sykora, member of the Ball Park Authority and former member of the Minnesota Legislature, spoke at the ceremony and said the Puckett statue and the other statues are something to be enjoyed by the fans at any time. She said the Ballpark Authority’s real priority in building a stadium was for the fans. The Twins say the ballpark cost $412 million to build. To pay for it, a local .0015 sales tax increase will generate $260 million from Hennepin County and the remaining $152 million comes

Photo by Howard Lestrud

The Boston Red Sox played the Minnesota Twins for the inaugural game at Target Field Monday, April 12. from the Pohlad family and the Twins. Peter McLauglin of the Hennepin County Board, which passed the sales tax, asked the Twins fans on opening day if they were ready for some outdoor baseball, to which the fans answered with a loud cheer. The Twins estimated the construction project created 500 full-time jobs during the three years it took to build. Now that the stadium is built new jobs were created inside the stadium too. The sustained success of the ballpark will largely depend on how well the Twins play and keeping its star players, according to sports business analysts. “We’ve been waiting for this for a long time,” Twins catcher Joe Mauer said about the opportunity to play in a new Twins ball-

park. Mauer said he was glad to have signed a new contract with the Twins. “I didn’t want to go anywhere,” he said. Twins outfielder Jason Kubel said the day also came with sadness in that several key parts of the path toward a new ballpark are missing. He was referring to former owners Carl and Eloise Pohlad, Hall of Famer Kirby Puckett, public address announcer Bob Casey and Hall of Fame broadcaster Herb Carneal all of whom have died recently. “It’s here,” Kubel said of the home opener. “The fans are pretty pumped up and we are pumped up to play.” The fans were indeed psyched for this game. Many showed up early and stayed late with throngs of them heading to local bars

and restaurants. Inside the stadium the fans rivaled noise levels at the Metrodome with loud cheers during big plays. “You cannot get a better setting for a ballpark than what we had today with good weather, lots of pageantry and a win,” Twins manager Ron Gardenhire said. “It’s ours and it’s our fans’ park for generations to come.” The park will bring in families and will live for a long time, he said. “We have a wonderful place here,” he said. When asked how good the Twins are, pitcher Carl Pavano said: “we’re good; everyone is aggressive, fresh and playing together.” Pavano called his teammates “a good bunch of guys who are humble” about their accomplishments.

Amid all the hype and hoopla, Twins players were having a difficult time concentrating on the task at hand. “We can’t forget we have a ball game to play, too,” Mauer, said prior to the first pitch being thrown. Kubel predicted the hoopla would bring about a fun day but he also cautioned players to remember there’s a game to be played. Mauer and Kubel both remembered Monday was more than lots of inaugural activities for Target Field and took the actual baseball game with serious concentration. Mauer went three for five at the plate and Kubel hit the first home run ever at Target Field. They propelled the Twins to their sixth win of the young season, 5-2 over the Boston Red Sox.

Twins’ new home brings back outdoor baseball by Don Heinzman

its lease to play in the Metrodome? St. Paul and Ramsey County cannot duplicate what Hennepin County is doing, since it just built the stadium for the Minnesota Wild. The Minnesota Legislature, facing a $5 billion structural budgetary deficit, will not authorize taxpayer funds to build a stadium, no matter how much they want to keep the Vikings in Minnesota. Could a Racino – slot machines at race tracks – be the answer? People in the state seem to favor it. Meanwhile, with 47 games already sold out, it’s obvious that Minnesota loves its new stadium and its Twins. Target Field’s biggest day to date was Monday, April 12 when the Twins hosted the Boston Red Sox in the stadium’s inaugural game. Play ball!

SPECIAL TO THE TRIBUNE

We rejoice with the rest of Minnesota in having a new outdoor baseball stadium for the Minnesota Twins. For many years, the Twins played at the Metrodome, which was designed as a football stadium. The Twins argued that a new stadium would give the fans baseball outdoors, much better seating close to the action and the revenue needed to provide major league baseball for years to come. This is the third ballpark the state has provided for residents of the state. Old Metropolitan Stadium in Bloomington, built originally for the Minneapolis Millers, was the home of the Minnesota Twins until 1982. Bloomington bid for a new combination outdoor baseball and football stadium, but lost out to Minneapolis interests who wanted a dome stadium downtown. The Dome served the Twins well where they won two World Series. Now, led by a strong nucleus of young players, particularly phenomenal catcher Joe Mauer, a hometown boy, this new club has

Staff Columnist Don Heinzman

a state-of-the-art stadium. Some say it already ranks as the top two or three in the league. We must, however, tip our baseball hat to the Hennepin County Board, which stepped up to the plate and agreed to have an exclusive sales tax to build a stadium. When you buy something in Hennepin County, that sales tax is helping to pay for the stadium. It was an easy vote for the Minnesota Legislature when residents from 86 counties did not have to pay one dime for the stadium, which is after all a state facility. Hats off also to the Pohlad family, which not only helped pay for this stadium, but signed Joe Mauer to a lucrative eight-year contract. In one year, Minnesotans have opened two top-of-the-line stadiums, TCF Bank football stadium on the University of Minnesota campus and now Target Field in downtown Minneapolis. Now the question remains:

Photo by Howard Lestrud

Kevin Mathews and his sons, William, 3, and Keaton, 21 months, arrived at Target Field three hours prior to the game. How will a third new stadium be built for the Minnesota Vikings football team, which will not renew

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Stadium earns highest LEED rating of any in America The U.S. Green Building Council awarded on Thursday, April 8 Target Field LEED Silver Certification, making it the second Major League ballpark in the United States to achieve that status. Having collected the most certification points ever awarded to a ballpark, Target Field is the greenest ballpark in America. Some of the green design elements included: • Energy use reduction – achieved through high efficiency field lighting, interior lighting and heating/cooling and ventilation equipment. • Water use reduction – achieved through water-saving fixtures such as low-flow urinals and dual-flush toilets as well as a specially designed rain water filter system used to capture runoff, filter it and use it both to wash down the seating bowl and for irrigation. • Game Day Recycling – Recyclable collection points stationed conveniently around Target Field will keep an estimated 400 cubic yards of material over the course of a three-game home stand from going to landfills. • Public transportation access – Target Field was built to include a public transportation hub where commuter and light rail lines terminate, adjacent to a major bus hub as well as access by bike riders and pedestrians. • Recycled Materials – More than 30 percent of all installed materials are made up of recycled content including the canopy structure, masonry blocks, carpet and the foul poles. • Local Materials – Locally sourced materials were used to limit energy costs related to shipping and also stimulated the local economy. • Construction Waste – In an effort to reduce the impact on local landfills, more than 70 percent of the waste generated through the construction of Target Field was recycled or reused. This included all concrete, wood, cardboard, metals and paper. • Reduced Pollution – Early precautions were taken prior to performing construction activities to control soil erosion, waterway sedimentation and airborne dust.