4/19/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

JOHN GESSNER JESSICA HARPER LAURA ADELMANN

Burnsville to back business loans 6A New leadership starts at Blue Cross 6A County Board districts change 6A

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DATE ##, APRIL 19, 2009 2012

VOLUME 33, 30, NUMBER NUMBER 8 # VOLUME

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Rebuilding from the ashes

INSIDE BIZ FORUM

The recent death of Eddie Wallin reminds us how important it is for a community to embrace all of its residents. LARRY 4A WERNER

Casper’s Cherokee Sirloin Room to reopen in May

saved the barn.” Seven months A repafter a fire destroyed li lica of an 1880s much of the Cherokeee bar barn that houses Sirloin Room, the Eagan n the ba bar area was serestaurant will reopen with ith verely damaged by a slightly new name and the fire fire. look. Caspe intends to Casper The steakhouse willl open thank firefig firefighters with an May 7 under the name me Casper’s invitation-only benefit May 6. Cherokee Sirloin Room and feature a d Proceeds will be donated to the new patio and larger, more re open bar area. dep Eagan and Burnsville fire departments. eady called it Casper’s Though the fire was limited lim “So many people already to the exthat we decided to add it to the name,” said terior of the building, much of the estabco-owner Rick Casper. lishment’s interior was severely damurant will have a aged by smoke and wa Casper said the restaurant water. single-level concrete patioo instead of a Casper saw thi this as an opportwo-story wooden deck like ike before, tunity to improv improve the look and re flamefeel of the bar area. because concrete is more retardant. The renovated The new patio will feature space features fea an urban an outdoor bar, seating for 24 historic design with people and four bocce ball exposed beams, an courts. open floor plan Fire caused by and a second-floor an improperly disloft area for a carded cigarette D.J. The bar destroyed the resitself is larger taurant’s original and contains a two-story wooden more expansive deck on Oct. 9, drink selection 2011. that includes It was reported 16 craft beers, that Cherokee bar many of which employees said are brewed lothey used two cally. pitchers of water The resto extinguish a fire taurant unthat had started derwent renoPhoto by Jessica Harper in a wood barrel vations that Casper’s Cherokee Sirloin Room managed to restore its signature barn after a fire destroyed a two-story flower pot on the integrated origideck and severely damaged much of the building. second-floor deck nal elements before the end of with new ones. their shift. Several doors But it is believed the fire continued to smol- in flames. Firefighters were able to contain the and stained-glass windows, which were salvaged der after the staff left early that Sunday morn- blaze to the exterior of the building. after the fire, are incorporated into the restauing, started the wood barrel on fire and spread No one was injured since the business wasn’t rant’s traditional design. to the deck. The building isn’t the only thing to underoccupied at the time. By the time crews from Eagan and Burns“We are very grateful to the fire depart- go changes at Casper’s. Its menu was changed See Casper’s, Page 10A ville fire stations arrived, the deck was engulfed ments,” Casper said. “Their quick action

by Jessica Harper

DAKOTA COUNTY TRIBUNE

FORUM

KEVIN MARK

Expungement of criminal records is an important process that must be thoughtfully considered in each instance. 4A

CAPITOL COMMERCE

State Sen. Chris Gerlach, R-Apple Valley, will focus on family and his business after a long political career ends. CHRIS 9A GERLACH DAKOTA ARTS

SCOTT GILBERT

Chamelon Theatre Circle brings to the Burnsville stage Greek tragedy set at a Minnesota trailer park. 28A

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Burnsville businesswoman earns Carrer Achievement Award Founder and former CEO of Hollstadt & Associates receives top honor from Business Journal Burnsville resident Rachel Hollstadt, the longtime CEO and founder of Hollstadt & Associates, a management consulting firm based in Lakeville and Burnsville from 1990-2011, was selected to receive the Career Achievement Award from the Minneapolis/ St. Paul Business Journal.

The honor, which was announced Friday, April 13, is part of the publication’s annual Women in Business Awards. Hollstadt started the company from the basement of her Lakeville home in 1990 and recently sold the business to Jim and Molly Jungbauer af-

ter it was moved from Burnsville to Mendota Heights in 2011. Hollstadt & Associates continues to help large companies with project-based work by bringing in seasoned project managers and business analysts in both technical and general business functions.

The company provides professional management consultants who define, analyze and manage business and technology initiatives. The company has about 20 staff members and a total work force, including consultants, of 100 to 130. Clients have included Eagan-based

Northwest Airlines, Blue Cross Blue Shield and the University of Minnesota. Hollstadt & Associates earned the Minnesota Business Ethics Award from the Center for Ethical Business Cultures and the Society for Financial Services ProfessionSee Hollstadt, Page 10A

Rachel Hollstadt

April 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Lakeview Bank honors community builders Legacy Awards earned by student, volunteer and businesswoman In describing his wife, Delmoro wrote in his essay, “If everyone could have a marriage like ours was, there would be no divorces.” Delmoro and his wife raised three daughters, who now give him a combined eight grandchildren. “In a nutshell,” Delmoro wrote, “I plan to just keep doing what I’m doing.”

by Aaron Vehling DAKOTA COUNTY TRIBUNE

Lakeview Bank honored Boden Silberg, Ed Delmoro and Linda Peterson in this year’s Legacy Awards. The sixth annual event on Thursday, April 12, recognized a high school student, community volunteer and businessperson who give of themselves to better their community. “We felt it was important to find and recognize people in our community who go above and beyond in virtually everything they do,” said Tom Mork, CEO and president of Lakeview Bank. Winners are selected after an in-depth process, Mork said. After people are nominated through a form on Lakeview’s website, the bank notifies suitable nominees, who are asked to write an essay. A committee consisting of Lakeview bank employees and customers selects a semifinal round of nominees who excel at the bank’s core beliefs: integrity, honesty, professionalism, service, attitude and respect. Mork said all of those are written into the bank’s charter. “We’ve had these from the day we started,” he said. After that process is completed, a group of past Legacy winners chooses the finalists for each category. This year’s panel consisted of Lakeville Mayor Mark Bellows, Rotary president and Dakota County Tribune Exceptional Businesswoman Sheila Longie and Kelsey Weisensell, who won the award as a senior in high school and is now a nurse at Mayo Clinic.

Bo Silberg Bo Silberg is a senior at Rosemount High School, where his teammates voted him best lineman and football player of the year. He earned those accolades through hard

Linda Peterson

Boden Silberg

Ed Delmoro

work, determination, and focus – and by creating gaping holes for his football team’s backfield, according to the bank. But it is the whole man who defines Silberg. “Yet, even as he intends to pursue playing football at a collegiate level, Bo possesses a passion for helping others rarely seen in a young man his age. “In addition to holding down a part-time job, he regularly volunteers at the Lewis House for abused women and children, where through simple acts of kindness he finds joy in turning frowns into smiles and replacing fear with trust,” his award bio says. Inspired by caring for his double-amputee stepfather for 15 years, Silberg will start his pursuit toward a nursing degree next fall at Jamestown College in North Dakota. According to his award bio, Silberg has contributed to his community in a number of ways: National Honor Society, volunteering with football and basketball camps and running to raise money for breast cancer research. He has achieved this while taking college prep classes and maintaining a high GPA.

Linda Peterson

Ed Delmoro Ed Delmoro of Burnsville has been as active in retirement as he was when he worked in sales for the Soo Line Railroad for 42 years. Since 1995, according to his award bio, Delmoro’s retirement saw him starting up a career in public service, creating Burnsville’s popular lighting event and he has raised more than $30,000 annually to keep it going for the past 13 years. Around that time, Delmoro brought the Saturday morning farmers market to the city. For his dedication to Burnsville, he has received three Community Builders Awards. To add to his service, Delmoro was involved in the Heart of the City design-review committee and has been involved with the Burnsville Community Foundation, American Legion Youth Baseball Association-191 and Fairview Ridges Ambassadors. Delmoro’s wife, Linda, to whom he was married to for 41 years, died of ALS in 2007. In her memory, Delmoro’s $1,000 Legacy Award will be made to the ALS Association.

Good signs for housing market Sales up, inventory down, Realtor tells council by John Gessner SUN THISWEEK

Sales are up and inventory is down — good signs for the housing market in Burnsville and across the metro area, according to Richard Tucker, president of the St. Paul Area Association of Realtors. “Sales are up, and people are out buying. ... We had a very, very strong March in Burnsville,” Tucker told the City Council at an April 10 work session. Burnsville is one of a number of cities where Tucker has gone to discuss the post-crash housing market. Burnsville homes that are in good condition and appropriately priced are likely to attract multiple offers and move fairly quickly, Tucker said. “Buyers are ready, and that’s a positive,” Tucker said. “Interest rates are fabulous.” Eventually, demand will begin to push home prices up again, Tucker said.

“Prices will be the last thing you see recover,” he said. Closed sales in Burnsville totaled 783 from April 2011 through March 2012, a 26.5 percent year-over-year increase for the period, according to the St. Paul Area Association of Realtors. There were 619 closed sales from April 2010 through March 2011 and 697 from April 2009 through March 2010. 2009 sales were boosted by the first-time homebuyer credit in the federal stimulus package, Tucker said. Lower inventories are helping to stabilize the market, according to Tucker. Burnsville had 1,039 new listings from April 2011 through March 2012, a 19.1 percent year-over-year drop. Listings totaled 1,284 in the previous period, and 1,352 in the period before that. The number of Burnsville homes for sale dropped from 448 from April 2010 through March 2011 to 331 from April 2011 through March 2012 — a 26 percent decrease.

Less expensive housing makes up the bulk of Burnsville’s recent market activity. April 2011 through March 2012 saw 130 homes for sale priced at $139,899 and below, 85 priced from $139,900 to $194,899, 65 priced from $194,900 to $254,899, and 52 priced at $255,000 or higher. The number of closed sales in the recent period was dominated by homes in the lowest range. A total of 376 homes sold for $139,899 or less, followed by 187, 140 and 80 in the respective price ranges. The less expensive homes comprised the greatest number of traditional closed sales among the four price categories. That trend was accentuated among foreclosures and short sales, with sales of the cheaper homes towering over sales in the other price categories. Condominiums were the housing type most likely to be sold through foreclosure from April 2011 to March 2012. There were 45 foreclosures and 19 short sales

during the period, compared with 37 traditional sales. Townhomes also saw a large number of foreclosures and short sales, 121 and 44 respectively, compared with 124 traditional sales. Closed sales of singlefamily homes included 187 traditional sales, 140 foreclosures and 48 short sales. The median sales price for the period among single-family homes sold through traditional sales was $220,000, down from $239,250 during the April 2009 to March 2010 period. The median foreclosure price for the recent period was $166,000, and the median short sale price was $170,500. Across the Twin Cities metro area, home sales rose from 38,283 in 2010 to 41,429 in 2011. The number of homes for sale dropped from 22,723 to 16,223. The median sales price regionwide fell from $169,900 to $150,000. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Linda Peterson owns and operates the 6,300-square-foot Beau Monde Salon in Burnsville, employing nearly 100 independent contractors. To get here, Peterson and her family had to overcome some severe hurdles. According to her award bio, her husband, Mike, faced a stage-four melanoma diagnosis in 1992, but the family had no life or health insurance. Despite this, the family pooled their remaining money together and opened a salon. In its initial incarnation, Beau Monde was five people in a 1,300-square-foot space. Peterson has raised money for a number of causes, including Special Olympics, Whole Learning School, Down Syndrome Association, American Cancer Society, St. Joseph’s Children’s Home, St. Thomas Academy and Toys for Tots. She has indicated that she will donate her $1,000 Legacy Award to Mary Jo Copeland’s Caring and Sharing Hands and Feed My Starving Children. Twenty years later, Peterson’s husband is healthy. They have raised two children: Sam, a senior at Eastview High School, and Austin, a junior at St. Thomas Academy in Mendota Heights. Regarding her coworkers, Peterson wrote that “We are one big family that supports each other.” Aaron Vehling can be reached at aaron. vehling@ecm-inc.com or facebook.com/sunthisweek.

City Council brings more of the Big Mac to Lakeville McDonald’s to set up city’s third location by Aaron Vehling DAKOTA COUNTY TRIBUNE

Big Macs are coming to Cedar Avenue in Lakeville. The City Council approved a plan on Monday, April 15, for McDonald’s to raze the Dino’s Gyros building at 179th and Cedar to build a new restaurant. Dino’s is still open and there is no word yet on the fate of the business. McDonald’s had been looking into building on the site in 2003, but opted at the time not to proceed. The new construction will occupy the foundational footprint of the current building, said Daryl Morey, the city’s planning director. The reason the City Council had to approve a conditional use permit for the new restaurant is because of the demolition of the current building and the construction of an additional drive-thru lane, Morey said. The approval was not a simple process. With only four of seven members present, the Lakeville Planning Commission voted last 2-2 Thursday, April 5, on a conditional use permit that would allow McDonald’s to raze the current Dino’s Gyros building to build a new location near Cedar Avenue and Dodd Boulevard. A couple of the commissioners were concerned about traffic control with regard to the drive-through lane emptying into the existing right-of-way in the area. The City Council voted on the CUP with no official recommendation from the Planning Commission. Typically, projects and requests such as these are subject to a Planning Commission vote before heading to the City Council, whose members make a decision based on the positive or negative recommendation of the commission. Lakeville currently has two McDonald’s restaurants. Aaron Vehling can be reached at aaron.vehling@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 19, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up RUSTY HARDER Appointed product manager at Wilbur-Ellis Burnsville

Rusty Harder has been appointed product manager for adjuvants at Wilbur-Ellis, an agriculture business in Burnsville. Harder will be responsible for all operations related to the adjuvants products. In addition to his expertise in sales and marketing, Harder brings strategic experience in creating and implementing plans for product launches and positioning to the company, as well as his skills in software development and implementation. As product manager, Harder will be working closely with the company’s seed partners in Ames, Iowa, as Wilbur-Ellis positions and expands its adjuvant portfolio.

Accolades WANDA KIRKPATRICK Named Woman of the Year by Advancing Women in Transportation

Wanda Kirkpatrick of Lakeville was named Woman of the Year by Advancing Women in Transportation. Kirkpatrick is the director of the Office of Diversity for the Metropolitan Council. As chair of the Central Corridor Disadvantaged Business Enterprises Advisory Committee, she has effectively brought together widely diverse groups to promote increased minority, female, and DBE participation in the Central Corridor LRT construction project.

Noteworthy DARIN HUNHOFF Named chairman of Propane Education & Research Council’s market outreach and training working group

Darin Hunhoff, vice president of propane at CHS, Inver Grove Heights, has been named chairman of the Propane Education & Research Council’s market outreach and training working group, Washington, D.C. The group is made up of propane industry volunteers from around the country.

Business Briefs

CHS HARVEST FOR HUNGER RAISES 2.45 MILLION MEALS

LEADERSHIP SIMULCAST FEATURES AUTHOR, ATHLETES, ENTERTAINER

FRONTIER PLANS ACTIVITIES TO REDUCE TAXPAYER STRESS

More than 2.45 million meals are headed for hungry families thanks to the second annual CHS Harvest for Hunger food and funds drive by the Country Operations division of Inver Grove Heightsbased CHS Inc. “CHS Harvest for Hunger rallied thousands of CHS employees, customers and partners to collectively raise the equivalent of 2.45 million meals for hungry families, including 652,000 pounds of canned and fresh foods, and $360,000 in cash and grain,” said John McEnroe, executive vice president, CHS Country Operations. CHS Harvest for Hunger was held March 1-16 at most of the CHS Country Operations retail locations. Donations collected went to regional food banks. Fundraising activities varied at each location.

The Lakeville Area Chamber of Commerce will host the Refresh Leadership Live Simulcast from 8 a.m. to noon Wednesday, May 16, at Paragon Theatre, 14401 Burnhaven Drive, Burnsville. Simulcast speakers include: Patrick Lencioni, “The Five Temptations of a Leader,” New York Times bestselling author, speaker, consultant and founder and president of The Table Group. Troy Aikman, “Hall of Fame Leadership,” former quarterback for the Dallas Cowboys. Emmitt Smith, “Hall of Fame Leadership,” former running back for the Dallas Cowboys and Arizona Cardinals. Bertice Berry, “Finding Your Purpose,” award-winning entertainer, lecturer and comedienne. Cost is $25 for members, $35 for nonmembers. To register, email info@ lakevillechambercvb.org.

Teams from Burnsville-based Frontier Communications are providing free community activities April 15-21 as part of Frontier Week. Customer appreciation events include free coffee, rolls, lunch and more. Teams randomly distributed 100 $5 gift certificates to Frontier customers on April 17 in Apple Valley, Burnsville, Farmington, Lakeville or Rosemount. The certificates can be applied to customers’ monthly Frontier phone bills. In Burnsville, Frontier provided lunch for the staff of Haskell’s on April 14 and provided coffee and rolls to Meadowview Elementary teachers and staff in Farmington on April 16. Morning coffee and nibbles were provided April 18 at Dunn Brothers in Apple Valley. In Lakeville, Frontier will present new and gently used books to JFK Elementary School at 10 a.m. on April 19 and provide Munch Lunch fun and prizes from 11:30 a.m. to 1:30 p.m. on April 20 at Culver’s of Lakeville. “Frontier is committed to the communities we serve. Our 100 percent U.S.-based workforce lives and works in our markets and supports our neighborhoods and towns at local events,” said Holly Dahl, general manager, Frontier Communications. “Our tax-week events help to demonstrate our ‘Frontier spirit’ throughout our communities. We want everyone to take a little break from whatever is taxing them and join Frontier for our special week of fun.”

NEW LEGAL NURSE CONSULTING PRACTICE IN EAGAN Serrano & Kraemer Medico-Legal Solutions, LLC, an independent legal nurse consulting practice, is now open in Eagan. The company’s focus is to provide services that allow attorneys to save time and money by minimizing efforts and maximizing returns of the law firms. The company was founded by Sandra Serrano, RN, BSN, CPHQ, CLNC, and Linda Kraemer, RN, BAN, CLNC. With more than 30 years combined in patient safety/quality assurance and clinical practice, Serrano and Kraemer provide services for cases ranging from medical malpractice to personal injury to criminal cases. More information can be found at www.skmedicolegal.com.

SOUTH OF THE RIVER EXPO, AFTER HOURS SET AT BUCK HILL Dakota County chambers of commerce will hold a networking event Tuesday, May 8, at the Buck Hill Event Center, 15400 Buck Hill Road, Burnsville. Schedule: • Session 1, 2:30 to 3:30 p.m., Constant Contact Jeff Ferrazzo – Social Campaigns: Supercharging Your Facebook. • Session 2, 3:30 to 4:30 p.m., Speed Networking. • Business Expo, 4:30 to 6:30 p.m. Seminars are free to attend but registration is requested. Contact your local chamber for more information. The following chambers are participating: Apple Valley, Burnsville, Dakota County Regional, Hastings Area, Lakeville Area and River Heights.

SOUTH OF THE RIVER CHAMBERS MEMBERSHIP LUNCHEON SET Lezlie Vermillion, Scott County deputy administrator, will be the guest speaker at the April 25 South of the River Chambers membership luncheon at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Vermillion will address transportation for the 21st century and its impact for Dakota and Scott counties. The lunch and program begin at noon. Cost is $20 for chamber members, $25 for nonmembers. Registration is available through the following chambers: Burnsville, Dakota County Regional, Elko New Market, Lakeville Area, Prior Lake and Shakopee Area.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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April 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

You can judge a community’s heart by the way it treats its Eddies by Larry Werner DAKOTA COUNTY TRIBUNE

The Easter ham and kolatchky were going down easily at my brother-inlaw’s holiday gathering. Before Auntie Jan served up the strawberry-rhubarb pie, I mentioned the death of Eddie Wallin, and the stories started. I’m told the same thing happened at Babe’s sports bar in downtown Lakeville after Eddie’s funeral last month. Jeff Reisinger and his buddies exchanged Eddie stories over beer at Babe’s, laughing and recalling the times they shared with a guy you’d remember seeing if you spent any time in downtown Lakeville. Reisinger’s sister found Eddie’s body when she checked on his apartment after he missed two straight bingo nights at the VFW. Jeff asked his sister to check on Eddie because he hadn’t received a call from this gentle man we’d refer to these days as “developmentally disabled.” Reisinger, who runs a Lakeville lawn service, said he might have been more inclined than others to watch over Eddie because he had an older sister who was “mentally retarded” – the way we used to describe people with intellectual handicaps. But while his family might have been sensitized to Eddie’s special needs by their own experience, Reisinger said he and others simply enjoyed banter with the big guy who rode through town on his three-wheel bike loaded up with cans he collected and sold for spending money. “He called a lot of people in town,” Reisinger said. “Actually, if I was having a horrible day, I’d call him. But you couldn’t get him off the phone.” At Babe’s, or the VFW, or at the ball fields in Lakeville, Eddie would spot one of the guys he knew since high school, and he’d shout out a nickname

Tribune Columnist Larry Werner

he had devised. “He’d say, ‘Where’s Squirrel Brain?’” Reisinger said. “I was Oscar.” Sure, the Lakeville gang would make some fun of Eddie, who was 54. But he gave as much guff as he got, and the locals would regularly pass the hat at Babe’s to collect funds they’d dole out to Eddie. They grew up with him and assumed responsibility for someone who was as much a part of downtown as the bars or the Ben Franklin or the park. When I moved to Lakeville, I was corrected more than once when I referred to the city as a “suburb.” Technically, a city on the outskirts of a big city is a suburb. But some ‘burbs have elements others don’t. Among those elements are historic downtowns and, as someone said at our Easter dinner, history. Lakeville, which was founded as a village to serve the surrounding farms, has history in a way Apple Valley and Eagan, for example, don’t. And one of the people who will always be part of that history is Eddie Wallin. After moving to Lakeville in 1999, I encountered Eddie many times while he was collecting his cans, chatting with customers at Moen’s Barber Shop, lining up for food at the Wednesday on Main events in the downtown park. My wife, Ann, had grown up on a farm near Lakeville, and her father, LeRoy Zweber, worked for many years as director of buildings and grounds for the schools. Ann said her father used to let Eddie help him when he worked on the school buildings. One day, LeRoy couldn’t

File photo by Sun Thisweek

Eddie Wallin and the three-wheel bike he received from an anonymous donor after his old one was stolen in 2008. find Eddie – until Eddie fell through the ceiling of a room where LeRoy was working. Exploring the spaces above ceilings can be great fun. Then there’s the story about the time Eddie’s car died on the way to a softball game in Mankato. The lesson to be drawn from that incident is if the engine starts when your buddies are towing you, don’t keep going. Reisinger likes to tell about the time Rich Wensmann tossed a $10 bill on the floor at Babe’s to see if Eddie would pick it up. When he did, Rich said the money was his, Reisinger recalls. “I don’t see your name on it,” Eddie said, stuffing the bill into his pocket.

Oscar, Squirrel Brain and the others who grew up with Eddie made sure he had money, especially at holiday time. They dropped their cans off for him and passed the hat at Babe’s or the VFW. When Eddie’s three-wheeler was stolen in 2008, it was replaced by an anonymous donor after Lakeville police officers asked the media to write a story about the stolen bike. As the father of a son with special needs, I salute those who understand, as Reisinger and many others in Lakeville did, that Eddie might have biked to a different drummer, but he did so with a smile on his face and a song in his heart. One of the many messages left on the White Funeral Home online guest book was this one from Loren McCaghy of East Hampton, Conn.: “Eddie will be forever inseparable from the memories of Lakeville for those who grew up there. Whether it was at the store, beach, pool or just around town, Eddie had a special way of making every day just a little bit brighter. Thanks, Eddie, for being Lakeville’s eternal sunshine.” OK. I promise I’ll try to avoid calling Lakeville a suburb. Larry Werner is editor and general manager of Sun Thisweek Newspapers and the Dakota County Tribune. He can be reached at larry.werner@ecm-inc.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen

Expunge? It all depends (and does it really matter?) by Kevin F. Mark SPECIAL TO THE TRIBUNE

Your son, on a dare from his new college friends, slips a candy bar from the store rack into his pocket and walks out without paying. The next time the game escalates. It’s a video game at Wal-Mart, except Wal-Mart has security people watching, and your son is caught and arrested. A simple charge of theft results in a conviction, a fine and, hopefully, a valuable lesson. Your child sincerely tells you it was a stupid mistake and will never happen again. A few years pass, and your son, graduated from college, has applied for the job he’s really wanted, a position in a high-tech security firm. The interview goes well, and the job should be his, except there’s a glitch. Through its electronic search of records, the firm discovers a criminal record showing a theft conviction. Your son is disqualified unless the theft conviction can disappear. You talk to your lawyer to see if something can be done. After all, this

Guest Columnist Kevin F. Mark

is the only blemish on his application, on his life. He’s a great kid. He’s hardly a criminal. We all make mistakes. Your lawyer tells you that you can ask a judge to have the conviction expunged. To expunge something is to erase it, as if it didn’t happen. The process to expunge a criminal conviction is set out in our state statutes. A petition is made to the court with notice being sent to various parties, typically the prosecuting attorney’s office and law enforcement agencies. The petition is then heard in open court allowing for those parties to object if they deem the expungement to be unwarranted or unlawful. These types of requests come before the district court regularly. To explain all the standards and ex-

ceptions pertaining to court-ordered expungement of records would exceed the limitations of this article. Our state statutes authorize the expungement of certain records as a matter of course and allow expungement under the court’s inherent authority under other limited circumstances. The district court has more authority to expunge its own records than the records held by outside agencies, such as a police department or the state Bureau of Criminal Apprehension (BCA). As to the latter, the court, among other criteria, is limited in its expungement authority over non-court records where it is necessary to prevent serious infringement of an individual’s constitutional rights, and those benefits to the individual outweigh the disadvantage to the public from the elimination of the public record. Let’s go back to our original scenario, except now you are the prospective employer. You’ve worked hard to create a See Expunge, Page 15A

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 19, 2012

Financial Sense

Where there’s a will, there is a way to security Life can be hectic — so hectic, in fact, that close to 60 percent of adult Americans haven’t taken the time to make a will, according to a recent survey conducted by FindLaw.com. Life is busy enough without contemplating the unsettling notion of one’s own death. But life is also full of surprises, some of them not so pleasant. Which is why, according to the personal financial planning experts at the Financial Planning Association, a will is a must for any adult, young, old or inbetween, married or single, with children or without, wealthy or otherwise. “Do you need a will? The answer is ‘of course,’ ” says Thomas F. Scanlon, certified financial planning professional and accountant in Manchester, Conn. The more you know about wills, the more sense they make. Here’s a quick primer:

What is a will? It’s a legal document in which a person (the decedent) specifies how they want their affairs — dependent children, financial assets and other holdings, debts, etc. — handled upon their death. “In the most simple terms, it’s about who gets your stuff and when they get it,” explains Scanlon. Why have a will? Because it gives a person the authority to dictate how some really important issues are handled following his or her death, including: • who will serve as guardian(s) of dependent children and handle their finances; • who will be the will’s executor — the person who carries out the decedent’s wishes; • who will have authority to make legal, financial and medical decisions for the person if he or she isn’t able to;

• how, and to whom, the decedent’s assets will be distributed; • how those assets are transferred tax-efficiently. What happens if you die without a will? Without a will, the aforementioned major decisions likely will fall into the hands of the state probate court and a judge who, chances are, knows a lot less about your wishes than you do. Then there’s the matter of subjecting loved ones to the extra uncertainty, fees and red tape that typically accompany the probate process. What’s in a will? Wills range from simple to complex. But most contain a few basic elements: • An executor (usually a spouse, trusted friend or family member) who will be responsible for gathering and distributing the decedent’s assets, settling debts and carrying out other of the dece-

dent’s wishes, as well as a successor executor in case something happens to the primary executor. • Beneficiaries and the bequests they are to receive. • A guardian (or guardians) to care for dependent children. • An inventory of all the decedent’s assets. • An individual or entity to serve as power of attorney to manage financial and legal affairs if you can’t do so yourself. • A health care proxy/ agent/surrogate to make health care/medical decisions for you if you lose (temporarily or permanently) the ability to make decisions yourself, along with an advanced health care directive to guide the health care proxy and health care providers with end-of-life decisions, etc. • For business owners, a plan specifying how the business is to be handled

upon their death. Could you do a will yourself ? Doing a will yourself may be acceptable in certain situations (i.e., no minor children, simple estate with few personal assets). Should you choose to set up a will on your own, go online to sites such as Legalzoom.com or Quicken Will Maker. Be certain you have two or three witnesses and get it notarized. However, given the legal complexities, the doit-yourself approach is risky. “I don’t recommend it,” says Scanlon. “You don’t know what you don’t know.” Who can help? Enlist an attorney who’s experienced in estate planning and wills. Find one by asking friends, family members and trusted professionals, such as a financial planner or accountant, for referrals. What does it cost? The

cost of a will varies by geographic region, and according to the complexity of a person’s affairs. Expect to pay a minimum of $500 for a basic will that includes power of attorney and health care proxy documents. Will my will need updating? Most likely, yes. You and your attorney should revisit the will and update it as necessary whenever life changes dictate: marriage, divorce, having a child, inheriting money, etc. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

To buy or rent? Tips to help you ‘home’ in on an answer Owning a home has long been part of the American Dream. But given today’s economic realities and the risks associated with real estate investments, the decision whether to buy or rent a home isn’t as cut and dried as it once seemed. Should you rent or should you buy? Here’s a look at the pros and cons of each option, along with some of the key factors to weigh before deciding whether renting or buying is best for you.

Buy Pros: • Flexibility: Decisions about décor, remodeling, landscaping are yours.

• Security and independence: No landlord dictating terms such as rent, deposit, etc. • Value of home may increase, to your benefit. • A home is an asset from which you may build equity as you pay down the mortgage. • Tax advantages: Mortgage interest, closing costs and real estate taxes usually are tax-deductible. • Pride in home ownership. • Paying mortgage on time helps build credit score. • It’s a buyer’s market: Low interest rates, plus moderating prices in many areas.

Cons: • Responsibility for repairs and maintenance — and associated costs — is yours. • Financial commitment: It’s a large investment in a single asset. • Your investment may lose value; don’t assume real estate value will appreciate. • Responsibility for covering ongoing costs such as property taxes, homeowner association fees and utilities are yours. And those costs may rise over time.

Rent Pros: • No or low maintenance. Your landlord is responsible for upkeep and repairs. • Less cash required upfront. • You assume no risk of the property’s value dropping. • Ongoing costs tend to be lower — utility costs may be wrapped into rent; no obligation to pay homeowner association fees or property taxes. Cons:

• You don’t build equity. • No return on your investment (rent); you’re just paying to use the space. • Limited ability to remodel/customize the space. Even if you are permitted to customize the décor, etc., you most likely won’t recoup what you invest to do so. • No tax advantages to renting. • Potential (frequent) rent increases. • You may need to move if the landlord decides to sell. Once you’ve weighed the pluses and minuses, ask yourself the following questions: • Am I prepared to do due diligence? Buying a home likely will be one of the biggest decisions you make, so be sure to be thorough in researching neighborhoods, schools, resale values and other key factors. • How long do I plan to live in the home? If it’s more than five years, owning could make more sense

than renting, says Anja Luesink, CFP, principal at Luesink Financial Planning, LLC in New York City. • Do I have enough money to cover a down payment (and private mortgage insurance if the down payment is less than 20 percent of the purchase price)? Also, do I have an emergency fund to cover unexpected and potentially substantial repairs? • Am I ready for the upkeep and repair responsibilities that come with home ownership? • How’s my credit score? The stronger your score, the better chance you have of getting a lower mortgage interest rate. Luesink recommends checking your credit score six to 12 months before you plan to start home-hunting so you have time to raise your credit score if necessary. Doing so could be worth thousands of dollars in the short- and long-term. • How much home can I afford? “Look at your budget and what you feel com-

fortable with” in terms of mortgage payment, rather than relying entirely on what the mortgage company says you can afford, Luesink recommends. • Am I willing to assume the risk of having my property lose value? • Will I be able to afford mortgage payments if I or my spouse/partner loses a job? One final piece of advice from Luesink: Don’t let emotions cloud the homebuying decision. “Treat this as an investment. Don’t fall in love with a home,” she advises. “If one doesn’t work out, there will always be another one that comes along.” This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

April 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Lakeville, Burnsville to be independent Dakota County commissioner districts Elections this year for six of the seven districts by Laura Adelmann DAKOTA COUNTY TRIBUNE

All but one Dakota County commissioner seat will be up for re-election this year, based on redrawn county district maps. Under the changes that go into effect next year, Lakeville and Burnsville will become their own commissioner districts, now represented by Commissioners Paul Krause and Liz Workman, respectively. Apple Valley will no longer be divided among three commissioner districts, but along with parts of Rosemount will be included in District 7, currently represented by Commissioner Will Branning. District 3 will continue to primarily include Eagan and will add precincts that include City Hall and the Wescott Library. Areas of Inver Grove Heights will no longer be in-

cluded in the district. Commissioner Tom Egan said he is pleased with the changes. â&#x20AC;&#x153;I regret losing any part of Eagan, but itâ&#x20AC;&#x2122;s nice to be picking up other areas,â&#x20AC;? the former Eagan mayor and City Council member said. District 4, held by Commissioner Nancy Shouweiler, will see the most change of any district. That district, will include Eagan precincts 8, 15 and 17 and Rosemount precincts 1, 2, 4, 6 and 7. District 1, the countyâ&#x20AC;&#x2122;s largest and most rural, was changed to eliminate Lakeville precincts 13 and 14, giving those instead to District 6. District 2, represented by Commissioner Kathleen Gaylord, does not change more than 5 percent, so no election is required. Gaylord is seeking the DFL endorsement to chal-

lenge U.S. Rep. John Kline for Congress in November. To ensure staggered elections, Dakota County commissioners agreed the seats in Districts 1, 2 and 6 would be two-year terms this election cycle, and up for reelection in 2014, when they will again become four-year terms. County commissioners determined which districts would have the shorter terms at an April 10 meeting. The District 2 seat is in mid-term, Harris is not running for reelection, and Krause volunteered to serve the third twoyear term. In an interview, Krause, 70, said he decided to take the shortened term â&#x20AC;&#x153;because someone had to.â&#x20AC;? He said he plans seek reelection to the County Board this year, and if elected, he would evaluate whether to seek another term.

Schouweiler, Workman and Egan have all said they are seeking another term, but Branning said in an interview he is waiting until May to announce whether he will run again. The filing period for county commissioner seats opens May 22. State statute requires county commissioner districts to be redrawn following a federal census and are to be as equal in population as possible. The county district boundaries are the last to be determined, because they are drawn to avoid splitting city and township precincts. For a map of the old and new districts, go online to www.SunThisweek.com. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Burnsville plans loan guarantees to help businesses by John Gessner DAKOTA COUNTY TRIBUNE

Burnsville may have found a way to unlock frozen credit for some businesses looking to move to or expand in the city. Officials have crafted a loan guarantee program that could help businesses secure bank loans. The city would guarantee up to half of a qualifying businessâ&#x20AC;&#x2122; loan. The maximum guarantee would be $20,000. Officials say a guarantee could be the deciding factor in whether banks approve some business loans. They say banks are hamstrung by stricter underwriting standards imposed by government regulators in the wake of the financial crisis. A guarantee could be a â&#x20AC;&#x153;linchpinâ&#x20AC;? for â&#x20AC;&#x153;relatively solidâ&#x20AC;? businesses that would have qualified for credit before the banks pulled back, Burnsville Economic Development Coordinator Skip Nienhaus said. City Council members endorsed the program at an April 10 work session. Formal approval is expected at an upcoming council meeting. Minneapolis is the only city in the region with a busi-

ness loan guarantee program, Community Development Director Jenni Faulkner said. â&#x20AC;&#x153;I think we have all heard over the last year or from our business community that access to capital is getting harder,â&#x20AC;? said Nienhaus, who worked with Burnsvilleâ&#x20AC;&#x2122;s Economic Development Commission on designing the program. Three local bank presidents contacted by the city said the program could be the deciding factor in a loan application, said a city staff report. A business applying for a guarantee would have to provide documentation showing that the guarantee is needed to secure the loan, City Manager Craig Ebeling said. â&#x20AC;&#x153;The lending institution is our primary due-diligence driver,â&#x20AC;? Nienhaus said. Guarantees would be used to attract new businesses and help existing businesses expand or upgrade. The program includes special provisions aimed at attracting â&#x20AC;&#x153;STHEMâ&#x20AC;? businesses (companies in healthcare, technology or scientific fields, at least half of whose employees have a post-secondary degree in science,

technology, health care, engineering or math). Businesses moving to Burnsville would need at least 10 employees to qualify. New STHEM businesses would need five. Expanding businesses would have to increase their workforces by 10 percent or at least one employee, whichever is greater. STHEM businesses would have to add 5 percent or one employee. The hires would have to be completed within two years of the loan guarantee. Existing businesses seeking to renovate or upgrade a freestanding building or buy equipment would need at least five employees to qualify (three for STHEM businesses). No increase in workforce would be required. Retailers and restaurants would not be eligible. The application fee would be 1 percent of the requested guarantee under the proposed policy. City staff recommends launching the program with $100,000 from the Economic Development Authorityâ&#x20AC;&#x2122;s fund balance, which is projected to finish the year at $768,000. Council members Mary Sherry and Dan Kealey voiced philosophical reserva-

tions but endorsed the program. â&#x20AC;&#x153;Right now we are doing this because capital is so tight,â&#x20AC;? Sherry said. â&#x20AC;&#x153;It has not always been like that and it is not always going to be that way. ... I would hate to establish a government program that never goes away.â&#x20AC;? The council would review the programâ&#x20AC;&#x2122;s budget annually, Faulkner said. Kealey said the intersection of public and private may make some people â&#x20AC;&#x201C; including some on the commission that helped craft the program â&#x20AC;&#x201C; uncomfortable. There is risk to taxpayers, he said. But he called the program a â&#x20AC;&#x153;circuit-breakerâ&#x20AC;? for â&#x20AC;&#x153;the extraordinary circumstances this recession has created.â&#x20AC;? â&#x20AC;&#x153;I believe itâ&#x20AC;&#x2122;s an idea that has a purpose, but a shortterm purpose in an extraordinary time,â&#x20AC;? Kealey said. Economic Development Commissioner Rich Vanderlaan said the idea seemed â&#x20AC;&#x153;a little bit radical, to me at least,â&#x20AC;? but the program is needed. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Blue Cross adds new executive team members by Jessica Harper DAKOTA COUNTY TRIBUNE

Less than a month after several top executives left Blue Cross and Blue Shield of Minnesota, the stateâ&#x20AC;&#x2122;s largest health insurer announced April 10 it has appointed new members to its leadership team. The company named James Eppel as chief operating officer and hired James Egan as chief information officer. As COO, Eppel oversees commercial markets, government programs and health management, among other duties. Eppel previously served as Blue Crossâ&#x20AC;&#x2122; senior vice president of health management and commercial markets, a position in which he was accountable for all aspects of health management. Prior to joining Blue Cross in 2007, Eppel held senior leadership positions with Allina Hospitals and Clinics, UnitedHealth Group, and Medica. Egan comes to Blue Cross from Outcomes Health Information Solutions where he served as CIO. He previously served in executive roles at Ingenix (United Health) and Cardinal Health. As CIO, Egan is responsible for leading the companyâ&#x20AC;&#x2122;s overall technology strategy in support of current and future business endeavors. â&#x20AC;&#x153;These are very collaborative and accessible leaders who get actively engaged in delivering results,â&#x20AC;? CEO Kenneth Burdick said in a news release. â&#x20AC;&#x153;I know that their collective expertise, along with their shared commitment to our nonprofit mission, will allow our organization to deliver even stronger products and services.â&#x20AC;? Other new appointments include Garrett Black, senior vice president of health management; Rochelle Myers, vice president of strategic planning and portfolio management; and David Spalding, senior vice president of business development. As senior vice president of health at Blue Cross, Black leads network management, health economics, medical management and integrated health management. Prior to joining Blue Cross in 2010, Black served as chief strategy officer for Childrenâ&#x20AC;&#x2122;s Hospitals and Clinics of Minnesota and as system

director for strategic development at Allina Hospitals and Clinics. Myers is responsible for leading the development and execution of Blue Crossâ&#x20AC;&#x2122; strategic plan among other duties. Myers most recently served as director of strategic planning in which she led the development of the companyâ&#x20AC;&#x2122;s health care reform strategy. She previously served in several key leadership positions at Blue Cross. Prior to joining the health insurer, Myers worked in the banking and financial services industry. Spalding oversees affiliate companies, revenue diversification and innovation. He was previously vice president of ancillary business lines at Blue Cross and CEO of SelectAccount, a Blue Cross subsidiary that provides administrative and custodial services for consumer-directed spending accounts. Two employees had their duties expanded as part of the initiative. Senior Vice President Patricia Riley will take on governmental affairs and public policy in addition to her governmental programs responsibilities. Senior Vice President Colleen Connors will add communications and community relations to her existing responsibilities in human resources and facilities. Riley has more than 30 years of experience in health and human services in the area of government programs. Before joining Blue Cross in 2006, Riley was president and CEO of Stratis Health, a nonprofit quality improvement organization for the state of Minnesota. She also led government program initiatives at United Healthcare and Aetna Health Plans, and served as director of the Minnesota Medicaid Demonstration Project. Prior to joining Blue Cross in 2008, Connors served as senior vice president and global head of talent strategy at The Bank of New York Mellon. Her career also includes human resources leadership positions for Aetna Healthcare and Prudential Healthcare. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 19, 2012

Photo submitted

Visitors to the Dakota County Judicial Center in Hastings are screened before they are The Dakota County Courthouse uses scanner technology to check bags brought into the allowed to enter courtroom areas. building in Hastings.

Renovation may expand court screening Construction at the Dakota County Courthouse in Hastings may start by 2013 by Laura Adelmann DAKOTA COUNTY TRIBUNE

Millions may soon be spent upgrading Dakota Countyâ&#x20AC;&#x2122;s Judicial Center in Hastings, in part to address security concerns. Sheriff Dave Bellows said his priorities are to add security entrance checks for visitors to the in-custody courtroom, located near the jail entrance, and to the courtrooms in West St. Paul. A plan being considered for the renovation work would address both issues without the ongoing expense of additional staffing, Bellows said. At the jail now, visitors observe proceedings from behind a glass wall, but do not go through the metal detector and X-ray process.

Expunge from Page 4A

company in a highly competitive field. To succeed you assure your clientele that everyone who works in your company has been extensively screened to ensure that those employees handling sensitive and secretive material are beyond reproach. You vouch for each and every one of them. They can be trusted. Donâ&#x20AC;&#x2122;t you as the employer deserve to know the entirety of an applicantâ&#x20AC;&#x2122;s former criminal record? Weighing these competing and conflicting interests is core to a district court judgeâ&#x20AC;&#x2122;s function. As to this hypothetical, the court could decide to expunge the courtâ&#x20AC;&#x2122;s own records (they arenâ&#x20AC;&#x2122;t shredded or destroyed, but sealed from public access) on the grounds of its

Renovation plans may move the in-custody courtroom so visitors would go through the regular courtroom screening area and prisoners would enter through a secure hallway through the jail. â&#x20AC;&#x153;As sheriff, Iâ&#x20AC;&#x2122;d like to see that nobody goes into a courtroom without pointof-entry screening,â&#x20AC;? Bellows said. At the Hastings screening point, the only one in any of the three Dakota County courthouses, officers daily confiscate objects that could be used as weapons. Among items the screening has kept from Dakota County courtrooms in Hastings: crochet needles, box cutters, screw drivers, knives and scissors.

â&#x20AC;&#x153;Some people call them self-defense items.â&#x20AC;? Deputy Arturo Herrera said. â&#x20AC;&#x153;We call them contraband.â&#x20AC;? Courtroom security is of particular concern in family court, said First District Chief Judge Edward Lynch. Many of those cases, which include orders for protection and child custody, are heard in West St. Paul. Renovation of the in-custody courtroom would free up a deputy to staff frontentry screening in West St. Paul without adding personnel expense, Bellows said. Adding screening to the courtrooms is a change Lynch said he supports. â&#x20AC;&#x153;Any family law area has the potential for emotions to run high,â&#x20AC;? Lynch said. â&#x20AC;&#x153;When you read through

enough petitions of orders for protection, you understand how volatile those proceedings can be.â&#x20AC;? Herrera said entry screening requires visitors to pass through a metal detector and empty pockets and remove shoes and belts for X-ray. Anything found that could be considered a weapon can either be returned to the personâ&#x20AC;&#x2122;s vehicle or confiscated. People can become agitated going through screening and also in the courtroom, Herrera said. The last time he was in a courtroom proceeding, a man became upset after the judge ordered him into custody for nonpayment of child support. â&#x20AC;&#x153;He started taking off

his shirt and had both fists clenched like he was going to fight us,â&#x20AC;? Herrera said. Despite warnings to cooperate, the man continued to resist and wound up being subdued with a Taser so deputies could handcuff him and take him into custody. â&#x20AC;&#x153;Sometimes people do get hurt, but we do as much as we can to control the situation,â&#x20AC;? Herrera said. Lynch said another aspect of the renovation project being considered is to address other issues in the court system. In the juvenile court area, officials are considering renovations to add conference rooms and a separate hallway for juveniles to enter court hearings. â&#x20AC;&#x153;Juveniles are not sup-

posed to have their cases known to the public,â&#x20AC;? Lynch said. â&#x20AC;&#x153;But when they are marched through public hallways with handcuffs on, itâ&#x20AC;&#x2122;s pretty obvious thereâ&#x20AC;&#x2122;s an issue.â&#x20AC;? Dakota Countyâ&#x20AC;&#x2122;s renovation process is in its early stages, with officials meeting to determine needs, but Bellows said construction could start by early next year. The county has budgeted $3 million for the renovation, but that number could change as the process continues, said Dakota County Facilities Manager Ken Harrington.

inherent authority. However, an order to expunge outside records held by police or the BCA would probably not stand. Under current precedent (appellate decisions reviewing lower court rulings) the inability or difficulty in gaining employment is not a sufficient basis to obtain the expungement of all records held by public agencies. Another point is essential to understand here. I have discussed the potential erasure of only public records. Not that long ago, a criminal background check was conducted almost exclusively within court and law enforcement records. That is no longer the case. Information regarding criminal records can now be obtained via the Internet from many sources, most compiled by commercial services, and

some are more accurate than others. None of these private sources is within the jurisdiction of the court system. The records kept by Wal-Mart are private as are the agencies with whom they want to share that information. So then, what is the value of an expungement of a public record in todayâ&#x20AC;&#x2122;s world? Record-keeping is, and always has been, a vital concern of the court system. With the advent of electronic records and scanning of paper documents, records can now be kept forever in large quantities and yet be instantly and accurately accessed. In our daily lives we gain information from a number of sources be it television, radio, newspaper, the Internet or our regular personal contacts. Younger generations rely on sources

different and foreign to their senior counterparts. Regardless, each of us develops our own habits and practices in determining what information is sound and reliable. This process of gathering and filtering information will continue to evolve

in both our personal and professional lives. As we decide where to look, the records held by public entities will continue to be a trusted source, and for that reason, expungement of any of these records will remain an important process. Is the disappearance of any of

these records from the public view a good idea? That may depend on how it affects you or those near to you.

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Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Kevin F. Mark is 1st Judicial District judge. Columns reflect the opinion of the author.

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April 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo submitted

Dakota Electric President and CEO Greg Miller discussed the cooperative’s strong Five directors won elections at this year’s Dakota Electric Association annual meeting commitment over the past 75 years to providing safe, reliability and affordable electricity. (from left): David Jones, Judy Kimmes, Jerry Pittman, Clay Van De Bogart. Not pictured: Ken Danner.

Dakota Electric celebrates 75 of serving its members Five directors elected at annual meeting; one of them is new member David Jones Dakota Electric Association’s 75-year history was celebrated at the Farmington-based cooperative’s annual meeting April 12 when four incumbent directors and one new director were elected. The meeting held in St. Michael’s Church social hall saw the re-election of: • Jerry Pittman, District 1; • Clay Van De Bogart, District 2; • Ken Danner, District 3, and • Judy Kimmes, District 4, to three-year terms. An open seat in District

1 (one-year term), due to the retirement of longtime board member Carl Potter, was filled by David Jones of Lakeville. Greg Miller, the cooperative’s president and CEO, took a look back into history as he compared the work of early cooperative employees and board members to the cooperative’s current efforts to provide the membership with reliable electricity. “Today’s reliance on electricity makes us keenly focused on reliability,” Miller said. He went on to say that because of Dakota

Electric’s outstanding reliability, the national association used “Dakota Electric as a case study from which other cooperatives could learn about reliability.”

Miller also discussed the growth of the system over the years, technology used to improve services and the cooperative’s goal to provide “safe and reliable elec-

tricity, great service, and all at the lowest possible cost.” The membership heard from Larry Schmid, vice president and CFO at Great River Energy, Dakota Electric’s wholesale power supplier. Schmid discussed Great River Energy’s performance measures and the company’s challenges to keep cost increases to a minimum. Board chair Jim Sheldon thanked the board and employees for their hard work serving Dakota Electric’s members and introduced a short video detailing the

cooperative’s history (available at www.dakotaelectric. com). A treasurer’s report and an update on Dakota Electric’s subsidiary business, Energy Alternatives were given at the meeting. As a cooperative owned by those it serves, Dakota Electric holds director elections and an annual meeting each year. Dakota Electric, a Touchstone Energy partner, provides electricity to more than 100,000 members throughout Dakota County and portions of Goodhue, Rice and Scott counties.

Best Practices

Email archiving and how it affects your business by Pat Powers SPECIAL TO THE TRIBUNE

Email is the backbone of today’s business communication. Everything important to your business goes through your email system sooner or later. If you run a business and you haven’t noticed that yet, maybe it’s time to saddle up your horse and ride on down the trail while you let somebody else run the business. While you’re at it, you might as well find somebody who understands what email archiving is and why it’s just as important to your business as liability insurance. Many people confuse email archiving with email backup. They are not the same and neither one does the job of the other. Backups were never intended to meet regulatory requirements or other compliance needs. They serve as a short-term insurance policy to facilitate disaster recovery, assuming they are kept offsite.

Guest Columnist Pat Powers Email archiving is for retention and discovery. Discovery is the pre-trial phase in a lawsuit. Email archiving is a way of indexing and storing emails that provides quick, searchable access to emails and stores them in their original format, which, in order to meet compliance regulations, cannot be altered. Archiving also reduces the strain on your email servers and reduces your storage costs. Potential effect There is even more confusion about the laws affecting email archiving. The Federal Rules of Civil Procedure govern civil lawsuits in U.S. District Courts and apply to every organization that can be sued, including yours.

Edward Alexi states in the Oct. 10, 2008, edition of ITWorld.com: “Remarkably, most business operators don’t realize they must comply with the Federal Regulations on Civil Procedures, or FRCP. In this instance, ignorance is far from bliss. It could put you and your organization in serious legal trouble, if the requested electronically stored information is not produced when requested by courts.” Suppose someone sues you claiming discrimination or harassment between them and your manager four years ago, continuing for six months. The court will request all related records for those six months and you have 30 days to provide them. If you did not have a dedicated email archiving solution in place during that time, you will not be able to provide them in 30 days, if at all. The court will assume you have something to hide and rule

accordingly. There is precedent for this scenario and it can be exceedingly expensive, in both financial and public relations terms. Remember, saved or backed up emails don’t count because they can be changed and you won’t be able to find them all anyway. Using Exchange 2010’s archiving capabilities won’t cut it either. If you don’t believe that, ask Microsoft. There are additional email regulations that may or may not apply to your organization: the HIPAA Act of 1996 for health care; SEC Rule 17A-4 for brokers and dealers; FINRA for the financial industry and the Sarbanes-Oxley Act of 2002 for publicly owned companies. In essence, it’s like car insurance; there’s no law that says you have to have comp and collision – and it works just fine to save money by not buying insurance – until you have an accident

and a $30,000 repair bill on your $40,000 vehicle. Then you will wish you had insured yourself against such a loss. The stakes for your business are much higher in the email archiving game. Most small businesses can install an easy to use, dedicated Email Archiving solution in about an hour for $5,000 to $10,000, depending on how many email users they have. Just like your liability insurance, you might wish you had. On the other hand, if you’re saddling up that horse, you’re not in the 21st century anyway so let the manager do his/her job and don’t worry about it. Enjoy the ride. Pat Powers, Ph.D., is an account executive at Intradyn (Intradyn. com), a 10-year-old Email Archiving Company in Eagan. He is at ppowers@intradyn.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 19, 2012

Capitol Commerce

Obermueller enters race for congressional DFL nomination Former Eagan state representative wants chance to campaign against U.S. Rep. John Kline by Jessica Harper DAKOTA COUNTY TRIBUNE

After a year-long break from the political realm, Mike Obermueller will once again enter his hat into the ring. The former Minnesota representative said last Friday he intends to seek the DFL nomination in the 2nd Congressional District. “I think Washington has become too partisan, and it’s time for someone to represent the voters,” the 39-year-old Eagan resident said. Obermueller joins Patrick Ganey, a city council member in Northfield, and Kathleen Gaylord, a Dakota County commissioner, in the endorsement race. “I think I match up well against both those other individuals from a DFL perspective,” Obermueller said. He said his experience serving as representative in an electorally tough district (a swing district) makes him

a better choice than lieves his prior expeGaylord of South rience and notoriety St. Paul, who comes give him a competifrom a traditionally tive edge that preDFL area. Obermvious challengers ueller noted that lacked. Gaylord wouldn’t Though the last few even be running if the Mike elections have indistrict hadn’t been Obermueller cluded large swings redrawn to include to the left or right, South St. Paul; it also now Obermueller said he believes includes West St. Paul. the waves have calmed. “She’s a really good perPointing to Kline’s supson,” he said. “I just think I port for U.S. Rep. Paul Ryan’s have a better chance of beat- budget proposal and cuts ing John Kline and a better to Medicare, Obermueller sense of what it’s going to claims Kline’s decisions have take to win in a really com- contradicted voter opinion. petitive district like this.” Medicare is among the Obermueller, who grew most important issues to votup in rural Wisconsin, said ers, Obermueller said. he has an advantage in that “Folks who have worked a he understands the needs of lifetime deserve that,” he said. both rural and urban constitObermueller pointed to uents in the district. education and jobs as other Though Kine has held key issues that Kline has fallthe seat for the past decade, en short on. Obermueller said he is conKline has vowed to repeal fident he can defeat the Re- Bush’s No Child Left Bepublican congressman. hind, but has failed to do this, Obermueller said he be- Obermueller said.

Gerlach’s final session nears its end State senator talks about his political career by Tad Johnson DAKOTA COUNTY TRIBUNE

Chris Gerlach says his decision to not seek re-election after serving at the State Capitol for 14 years probably won’t set in until he is watching the Apple Valley Freedom Days Parade with his family. Gerlach has been an annual participant in the parade since he was elected to the House in 1998 and won five more elections after that – three to the House and three to the Senate. He said after he announced his retirement in March that he had to make his family and his business his priority. “Every election we all make a decision,” Gerlach said. “You work so hard to get here, but you have to ask how long do you stay continue to stay?” With his children at ages 10 and 8, he said he is just getting into the intensive stage of parental involvement. “I don’t want to be an absent father,” said Gerlach who has served Apple Valley and Rosemount as senator for the past eight years. His seat is up for grabs this year after new district maps were created as Senate District 37 was altered slightly and given a new number – 57. When asked if the timing was right to leave the Capitol with a sense of finished business, Gerlach said the work is never done. “There are plenty of things to work on,” he said.

“You close up some things then 10 more open up. … There are always things left over that you don’t get done.” Gerlach said he ran for the House Chris originally because Gerlach he saw local, state and federal governments taking too much from the private sector and government getting too big. He said his major accomplishments focused on limiting government in this regard, including his current work on an occupational licensing bill that would remove some barriers to businesses operating in various ways because of licensing requirements. “I really feel good about everything I have done over the 14 years to that end,” Gerlach said. As for other successes, the Apple Valley senator also cited his work as chair of the Senate Commerce Committee. “It was a real honor and an opportunity to be able to do that,” he said. “It is a big job.” Gerlach has served in both the majority and minority party and was majority whip and assistant majority leader. He said you don’t need a title or a position to be influential at the Capitol, citing his work on campaign reform as a minority member. The election reforms included new administration procedures, absentee ballot reforms, an earlier primary

election and changes to campaign finance and reporting rules in the wake of the ColemanFranken U.S. Senate race recount of 2008. As for the future, he said he plans to focus more energy on his direct-mail business, Eagan-based Capitol Direct. Gerlach, who is a University of St. Thomas graduate and earned a master’s degree in business administration from the University of South Dakota, bought the company in the mid 2000s. Gerlach said he will continue to be involved in politics in some way. For the past several years he has trained prospective Republican candidates in campaign pools. He said during the sessions he has imparted what he has learned in his years serving the area where he grew up and went to school. One of the aspects of politics he talks about is that experts can tell you about the technical nature of bills, but it comes down to how it affects people and their lives. “Politics above all else is about people,” Gerlach said. “You are surrounded by issues and offices and votes and positions and elections and campaigns but when you get to the core, it is about people. You need to understand people.” Tad Johnson is at tad.johnson@ecm-inc.com.

“We gotta have a workforce that is ready to do the job of the 21st century,” he said. This can happen, Obermueller said, by repealing NCLB and supporting local school districts. Though Kline considers himself a fiscal conservative, Obermueller criticizes Congress’ management of the federal budget. “We need to be more respectful with federal funds,” he said. A Twin Cities attorney, Obermueller noted that he has prior business experience and understands how to work within a budget. After graduating from Loras College in Dubuque, Iowa, with a bachelor’s degree in communication and political science, Obermueller went to work as the director of Campus Dining Services for ARAMARK Corporation at Mount Marty College in Yankton, S.D.

While there, Obermueller managed more than 30 employees, ran a full-service catering operation, and learned the ropes of operating a small business. By 1999, he decided to shift careers and enrolled at the University of Iowa where he graduated with a law degree. If elected, Obermueller said he will advocate for small businesses. Obermueller also claims Kline is not doing enough to assist returning veterans. “I think there’s a focus from Kline on helping troops on the battlefield, but not on helping them once they get home,” he said. “We need a second GI bill … and need to figure out how to get troops home.” Obermueller said he believes the United States must quit being the world police. But the greatest difference between Obermueller and Kline, Obermueller said, is that he wants to help every-

one achieve their dreams, not just the very wealthy. “The American dream isn’t just about one person getting success, it’s all of us becoming successful,” he said. “I want to get back in the American dream business.” After moving around the Midwest for about a decade, Obermueller and his wife, Sara, settled in Eagan about six years ago. When he and his wife were first married they had a talk about what they wanted to “be” when they grew up. “I really wanted to be in Congress. It must be about 19 years ago we had that talk,” he said. The Obermuellers have two boys – one a sophomore and the other a senior at Eagan High School. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek. John Gessner contributed to this report.

DFL endorses independent to face Garofalo Arlt: Partisan politics jams progress by Laura Adelmann DAKOTA COUNTY TRIBUNE

Although a political independent, Jim Arlt on April 5 received unanimous Democratic endorsement to challenge Republican state Rep. Patrick Garofalo for the House 58B seat in November. Arlt, 54, of Ravenna Township, retired in March from a law enforcement career that spanned more than three decades, and included work as a Northfield police officer, a deputy sheriff, and a special agent, senior special agent and interim director with the Alcohol and Gambling Enforcement Division of the Minnesota Department of Public Safety. In an interview with the Tribune, Arlt described himself as “fairly conservative,” noting he supports gun rights and would support tax increases “only if absolutely necessary.” Arlt said he believes partisan politics is jamming progress in the Legislature, and he would work cooperatively to address issues. “I’ve struggled with what I think is a fairly simplistic pledge of no new taxes, no new revenues,” he said. Garofalo said regardless of who is elected, there will be disagreement about spending. “Conservatives believe in less spending, smaller government and lower taxes,” Garofalo said. “Liberals believe in more spending,

bigger government Scams Program and higher taxes.” that once tracked But Arlt said tax the perpetrators by increases are ocworking with incurring in Minneternational law ensota “in the form of forcement agencies property taxes” that has dwindled to “fall on everyone.” Jim Arlt one part-timer and He also quesneeds funding, but tioned why there is a con- a bill that would add fees tinual shift away from to money transfers to pay funding schools. for investigations was not Arlt called recent Re- passed. publican-led legislation to But Garofalo said there repay schools some of the has been bipartisan support $2 billion state funding for legislation that reduces shift with $430 million of fraud for all citizens, instate reserves “a political cluding welfare reform to move” that could increase ensure those receiving benfuture state borrowing and efits are legal citizens. debt. “No one benefits when Garofalo, chair of the taxpayers get ripped off,” House Education Com- Garofalo said. mittee, said legislation he Another key to Arlt’s authored and Republicans platform is jobs and the passed saved the Farming- economy, an issue he said ton School District over more legislators should be $34 million, reducing prop- focused on. erty taxes. “This is part of why the “When the state has ex- government is not working tra cash on hand, the first here in Minnesota,” Arlt thing it should do is repay said. “They are not willing its debt,” Garofalo said. to work together solving One of Arlt’s biggest problems.” aims is that more be done He called for the creto help crime victims, es- ation of a bipartisan legispecially senior citizens lative committee to develop left penniless because they a comprehensive plan that were duped into sending provides solutions to boost money transfers out of the the economy and improve country. job creation. In his job, Arlt worked “It’s not just a matter of with victims that included giving businesses complete “sweet little old ladies who tax breaks in hopes they still wanted to believe they hire,” Arlt said. “It needs to had won” and sat at their be a complete plan.” county airport all night during winter waiting for Laura Adelmann is at laura. adelmann@ecm-inc.com or money that never came. facebook.com/sunthisweek. He said the DPS Mn-

10A

April 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, April 19, 7:30 to 9 a.m., Eagan Area Business Council meeting, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Thursday, April 19, 4:30 to 6:30 p.m., open house, Dougherty, Molenda, Solfest, Hills & Bauer P.A., 7300 W. 147th St., Apple Valley. Information: Linda Molenda at (952) 953-8826 or lmolenda@ dmshb.com. â&#x20AC;˘ Tuesday, April 24, 11:30 a.m. to 12:30 p.m., Rosemount Letâ&#x20AC;&#x2122;s Do Lunch, Las Tortillas, 15051 Crestone Ave., Rosemount. RSVP to Jessy by Friday, April 20: (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Wednesday, April 25, 7:30 to 10 a.m., HR Roundtable â&#x20AC;&#x201C; Hire Right, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Cost: $149, includes breakfast. Information: Kelly Brenna at (952) 707-8202 or kbrenna@kainsurance.com. â&#x20AC;˘ Thursday, April 26, 7:30 to 9 a.m., Breakfast With Champions, JBL Conference and Events Center, 3795 Pilot Knob Road, Eagan. Michele Jennings of Netmajic will speak about increasing the visibility of a business website. Cost: $20 members, $30 nonmembers; includes breakfast. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Thursday, April 26, 4:30 to 6 p.m., Farmington Brew HaHa â&#x20AC;&#x201C; After Hours event, Roundbank, 3380 Vermillion River Trail, Farmington. Information: Devyn Rohlk at (507) 837-4840. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, April 19, 4:30 to 6:30 p.m., open house, Dougherty, Molenda, Solfest, Hills & Bauer P.A., 7300 W. 147th St., Apple Valley. Information: Linda Molenda at (952) 953-8826 or lmolenda@ dmshb.com. â&#x20AC;˘ Thursday, April 26, 4:30 to 6:30 p.m., Chamber Business After Hours, Henry W. Anderson Mortuary, 14850 Garrett Ave., Apple Valley. Information: Catherine at catherine@applevalleychamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Friday, April 20, 4 to 7 p.m., ribbon cutting, Studio B Floral Designs, 190 S. River Ridge Circle, Burnsville. Information: Tami at (612) 788-7575.

Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, April 19, 4:30 to 6:30 p.m., After Hours, Dougherty, Molenda, Solfest, Hills & Bauer P.A., 7300 W. 147th St., Apple Valley. Information: Linda Molenda at (952) 953-8826 or lmolenda@ dmshb.com. â&#x20AC;˘ Wednesday, April 25, noon, South of the River Chambers Membership Luncheon, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Lezlie Vermillion, Scott County deputy administrator, will discuss transportation for the 21st century and its impact on Dakota and Scott counties. Cost: $20 members, $25 nonmembers. Information: info@ lakevillechambercvb.org. â&#x20AC;˘ Thursday, April 26, 6 to 8 p.m., DLBA Family Fun Night, Market Plaza. Free food, games, entertainment. River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, April 24, 11:30 a.m. to 1 p.m., Inver Grove Heights business town hall meeting, Veterans Memorial Community Center, 8055 Barbara Ave., Inver Grove Heights. Information: Jennifer Gale at (651) 451-2266, ext. 1031 or jennifer@riverheights.com. â&#x20AC;˘ Tuesday, April 24, 5 to 6:30 p.m., Business Card Exchange, Eddyâ&#x20AC;&#x2122;s Bar & Grill, 6537 Concord Blvd. E., Inver Grove Heights. Information: Chaz Kleinsteuber at chaz@riverheights.com. â&#x20AC;˘ Thursday, April 26, 11 a.m. to 1:30 p.m., Small Business Award Luncheon and Trade Show, Mendakota Country Club. Cost: $35. Register online at www.riverheights.com. District 196 Community Education will offer the following business courses. Register at www.district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Saturday, April 21, Free Business Advertising Using Google, 9 a.m. to noon, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. â&#x20AC;˘ Monday, April 23, Get Completely Out of Debt, Including Your Mortgage, 6:30 to 9:30 p.m., Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $35, $14 additional adult. â&#x20AC;˘ Monday, April 23, Make Money Doing Voiceovers in TV and Radio, 7 to 9:30 p.m., Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $45. â&#x20AC;˘ Tuesday, April 24, How to Start Your Own Business, 6:30 to 8:30 p.m. Tuesday, April 24, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $29. â&#x20AC;˘ Tuesday, April 24, Gift of

Answers â&#x20AC;&#x201C; Preparing for End of Life, 7 to 9 p.m., Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. Cost: $19, $6 additional adult. â&#x20AC;˘ Tuesday, April 24, Asset Protection and Planning for Longevity, 7 to 9 p.m., Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $15, $4 additional adult. â&#x20AC;˘ Wednesday, April 25, Seven Secrets of Windows 7, 6 to 9 p.m., Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $35. â&#x20AC;˘ Thursday, April 26, Internet and Email Basics, 6:30 to 8:30 p.m., Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. â&#x20AC;˘ Saturday, April 28, Organize with Microsoft Excel â&#x20AC;&#x201C; Intermediate Level, 8:30 to 11:30 a.m., Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $35. â&#x20AC;˘ Monday, April 30, Voiceovers â&#x20AC;&#x201C; Record Audio Books, 7 to 9 p.m., Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $39. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited Burnsville Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at BDâ&#x20AC;&#x2122;s Mongolian Grill, County Road 42 and Burnhaven Drive. To see if your category is open go to www. NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Stephanoâ&#x20AC;&#x2122;s,

Cliff Road and Highway 13, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 8914057 or visit www.bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI â&#x20AC;&#x201C; Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzerâ&#x20AC;&#x2122;s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@ mnhomes.com. Find our chapterâ&#x20AC;&#x2122;s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave.

S., Burnsville. Call Jim Culpepper for more information: (612) 6554339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednes-

day from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womens-business-exchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group.

Hollstadt from Page 1A

als in 2007. The company along with Rachel and her husband, Denny Hollstadt, have received multiple Spirit of Caring Awards from 360 Communities (formerly Community Action Council) for donations of more than $30,000. She founded â&#x20AC;&#x153;Art With Heart,â&#x20AC;? an annual art show fundraiser for the nonprofit, which had raised more than $70,000 as of 2010, according to the Dakota County Tribuneâ&#x20AC;&#x2122;s story about Hollstadt when she received the newspaperâ&#x20AC;&#x2122;s 2010 Exceptional Businesswomen award. She is an active supporter of 360â&#x20AC;&#x2122;s B. Robert Lewis House, a shelter for women and children. The company also has participated in 360â&#x20AC;&#x2122;s Armful of Love holiday program. Each year, the Business Journal honors 25 Women to Watch and 25 Industry Leaders who are at the forefront of their industries. The honorees will be featured in a special publication May 25 and recognized at a luncheon May 23.

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slightly to include breakfast from 7 a.m. to 2 p.m. New specials, such as the Eagan FD No. 5 and the Blazing Barn Burger, were added to reflect the restaurantâ&#x20AC;&#x2122;s resilience after such devastation. Though Casper can now take it all in with a smile, rebuilding hasnâ&#x20AC;&#x2122;t been easy. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s been a long haul,â&#x20AC;? he said. â&#x20AC;&#x153;For months before insurance money came, it was a hard time with lots of uncertainty.â&#x20AC;? The Cherokee Sirloin Room has been a part of the community for more than four decades. Its roots are in West St. Paul, where the first Cherokee Sirloin Room stands. The establishment â&#x20AC;&#x201D; called Cherokee Tavern at the time â&#x20AC;&#x201D; was purchased in 1970 by Rickâ&#x20AC;&#x2122;s parents, Bob and Dorothy Casper. The couple renamed it Casperâ&#x20AC;&#x2122;s Cherokee Sirloin Room and turned it into a small neighborhood bar and grill. They sold the restaurant in 1987 to Rick and his brother, Jim. In 1991, a second restaurant was opened in Eagan. The building originally housed Durn-

Photo by Rick Orndorf

The interior of Casperâ&#x20AC;&#x2122;s Cherokee Sirloin Room in Eagan was damaged by fire earlier this year, which precipitated the renovation of the two-level bar and lounge area. ingâ&#x20AC;&#x2122;s restaurant, which started in about cal resident Doug Rickabaugh. 1976, and the barnlike section was added to display items the restaurantâ&#x20AC;&#x2122;s owner Jessica Harper is at jessica.harper@ecmhad collected, according to longtime loinc.com or facebook.com/sunthisweek.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Nicolas L. Charles, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Voyager Bank, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 06, 2005 Dakota County Registrar of Titles Document Number: 573908 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, I NC ., A L T ER NA T IV E LOAN TRUST 2 0 0 5 - 5 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-55CB Dated: July 15, 2011 Registered: August 08, 2011 Dakota County Registrar of Titles Document Number: T682690 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000389-0001002461-5 Lender or Broker: Voyager Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137377 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 394 Mainzer St East, West Saint Paul, MN 55118-1649 Tax Parcel ID Number: 42-43200-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3) in Block Two (2) of Kraft Addition according to the plat thereof on file in the office of the Register of Deeds in and for said County, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,346.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-55CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-55CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021492F02 2943904 3/22-4/26/12

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-937 Case Type: Name Change In the Matter of the Application of: Shannon Nicole Washington On Behalf of: Timothy Stanley McNeal For a Change of Name to: Timothy Kittrell Washington TO: Timothy Stanley Shaw Name of parent to be notified Unknown Last known address An Application for Name Change has been filed by Shannon Nicole Washington for a change of name for the minor child(ren) Timothy Stanley McNeal to Timothy Kittrell Washington. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on May 4, 2012, at 9:00 a.m. You may obtain a copy of the Application for Name Change from Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: April 3, 2012 Carolyn M. Renn Court Administrator By: Pam Schadegg Deputy 2963064 4/5-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Vonrocks 2. Principal Place of Business: 1320 Riverside Lane #402, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cynthia Vonfeldt, 1320 Riverside lane #402, Mendota Heights, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/14/2012 Cynthia VonFeldt Sole Proprietor 2979001 4/19-4/26/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: JOSEPH MOUSEL 2. Principal Place of Business: 15004 CHERRY LN, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JOSEPH MOUSEL, P.O. BOX 3104, BURNSVILLE, MN 55337 JOSEPH N. MOUSEL, 15004 CHERRY LN, BURNSVILLE, MN 55306 JOSEPH NICKOLAS MOUSEL, JR., 15004 CHERRY LN, BURNSVILLE, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 2, 2009 joseph; mousel, member 2970164 4/12-4/19/12P

NOTICE TO CREDITORS AND CLAIMANTS AGAINST SLAWIK FAMILY FOUNDATION NOTICE IS HEREBY GIVEN by Slawik Family Foundation, a Minnesota non-profit corporation (the “Corporation”), that: 1. The Corporation is in the process of voluntary dissolution pursuant to Sections 317A.721 and 31A.735 of Minnesota Statutes; 2. The Corporation has filed a Notice of Intent to Dissolve with the Secretary of State for the State of Minnesota; 3. Such Notice was filed on April 2, 2012; 4. All claims against Corporation by creditors or claimants must be in writing and must be filed with Meier, Kennedy & Quinn, Chartered, Bremer Tower, Suite 2200, 445 Minnesota Street, Saint Paul, MN 55101; and 5. All claims by creditors and/or claimants must be received on or before July 5, 2012 or if later, 90 days from the date of first publication of this Notice. Any creditor or claimant who fails to file a claim on or before July 5, 2012 or if later, 90 days from the date of first publication of this Notice, and all those claiming through or under the creditor or claimant are forever barred from suing on that claim or otherwise realizing upon or enforcing it except as otherwise provided in Section 317A.781 of Minnesota Statutes: This Notice is given by: The Slawik Foundation Meier, Kennedy & Quinn, Chartered Attorneys for Dissolving Corporation 445 Minnesota Street, Suite 2200 Saint Paul, MN 55101-2137 2962888 4/5-4/26/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THIS NOTICE DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES, BUT IS AN ATTEMPT TO ENFORCE A VALID SECURITY INTEREST IN THE SUBJECT PROPERTY. NOTICE IS HEREBY GIVEN, that default has occurred in the terms and c o n d i t i o n s o f t h e D e c l a r a t i o n f or Summit Shores Homeowners Association ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota: Lot 16, Block 1, Summit Shores 4th, CIC 135 according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. (C/T 122560 or its successor) PROPERTY ADDRESS: 1427 Summit Shores Drive, Burnsville, MN 55306 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Michael A. Thurston and Mary Jo Thurston, as Unit Owners, to Summit Shores Homeowners Association, the principal amount of Eleven Thousand One Hundred Four and no/100 Dollars ($11,104.00) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of Summit Shores Homeowners Association, as evidenced by that Notice of Lien dated September 22, 2011 , and recorded November 18, 2011, as Document No. T687290 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 9, 2012, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on November 9, 2012. Dated: March 7, 2012 By _________/s/____________________ David J. Raymond, #221818 Attorney for Summit Shores Homeowners Association Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 193102 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2940370 3/22-4/26/12

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No.: 19HA-PR-12-227 In Re: Estate of Donna B. Curry, aka Donna Beverly Curry, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 8, 1995. The Registrar accepted the application and appointed David Charles Curry whose address is 1013 Southridge Road, New Ulm, MN 56073 to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Samuel C. Tripp MN# 110851 4445 West 77th Street, Suite 235 Edina, MN 55435 Telephone: 952-831-5533 Facsimile: 952-831-0028 2969866 4/12-4/19/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-231 Estate of Timothy O. Chavie, also known as Timothy Owen Chavie, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 11/10/2011 and codicil ( ) to the will, dated _____, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Kerry J. Chavie whose address is 4255 Meghan Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Karen K. Donohoo Otto Law 3116 Fairview Avenue North St. Paul, MN 55113 Attorney License No: 267363 Telephone: (651) 636-1076 FAX: (651) 636-4111 Email: kdonohoo@ottoesq.com 2971781 4/12-4/19/12

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: A Conditional Use Permit to allow an accessory day care use at Crossroad United Methodist Church. APPLICANT: Phil and Amy Shaver LOCATION AND LEGAL DESCRIPTION: The property is located at 17671 Glacier Way in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Lot 1, Block 1, Crossroads 1st Addition WHEN: T h u r s d a y , M a y 3 , 2 0 1 2 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Call Associate Planner, Frank Dempsey at (952) 985-4423 or you may e-mail comments or questions to fdempsey@lakevillemn.gov DATED this 17th day of April 2012 CITY OF LAKEVILLE _____________________ Charlene Friedges City Clerk 2980135 4/19/12

PUBLIC NOTICE

ORDER AND NOTICE FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT No. 19HA-CV-11-3472 ---------------------------------------------------------In Re Petition of Minnesota Valley Humane Society ---------------------------------------------------------It is Ordered and Notice is hereby given that a hearing will be held at the Dakota County Judicial Center in the City of Hastings, State of Minnesota, on the 5th day of June, 2012 at 9:00 a.m. on the Petition of the Minnesota Valley Humane Society, a Minnesota non-profit corporation, for the approval of a plan of distribution of the assets of the corporation and for the issuance of a decree of dissolution of the corporation pursuant to Minn. Stat. § 317A.763. Notice of the hearing shall be published in a legal newspaper in Dakota County once a week for two consecutive weeks with the second publication at least 10 days prior to the date of the hearing. Notice of the hearing and a copy of the Petition shall also be mailed by first class mail to the Minnesota Attorney General and to all creditors who have filed claims at least 14 days prior to the date of the hearing. Dated: 4/9, 2012 Richard G. Spicer District Court Judge 2972059 4/12-4/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-218 In Re: Estate of Thomas C. Brown, Decedent. Notice is hereby given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated February 23, 2008. The Registrar accepted the Application and appointed Michelle P. Brown, whose address is 1231 El Dorado Avenue, Santa Cruz, California 95062, to serve as the Personal Representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of Letters Testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. §524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or said claims will be barred. Dated: 4/4/12 Heidi Carstensen Registrar William M. Kronschnabel #58518 Kueppers, Kronschnabel & Daly, P.A. Suite 2300 US Bank Center 101 East Fifth Street St. Paul, Minnesota 55101 Telephone: (651) 222-5000 Facsimile: (651) 222-1313 E-Mail: wkronsch@kkblawfirm.com 2964807 4/12-4/19/12

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: Conditional Use Permit to allow more than one principal building on a commercial lot in the C-2, Highway Oriented Commercial District. APPLICANT: JJM Properties LLC (Belzer Chevrolet, Dodge, Kia) LOCATION AND LEGAL DESCRIPTION: The property is located at 21111 Cedar Avenue in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Legal Description That part of the East half of the Northeast Quarter of Section 33, Township 114, Range 20, Dakota County, Minnesota, lying South of State Trunk Highway No. 50; lying West of a line parallel with and 575.00 feet West of the East line of said East Half of the Northeast Quarter when measured along a line parallel with the South line of said East half of the Northeast Quarter and lying Northerly of a straight line beginning at a point on the West line of said East half of the Northeast Quarter distant 1292.07 feet North of the Southwest corner of said East half of the Northeast Quarter as measured along said West line and terminating at the Northwest corner of the East 493.13 feet of the South 891.00 feet of said East half of the Northeast Quarter, according to the United States Government Survey thereof and situated in Dakota County, Minnesota. Subject to existing highway easements and other easements of record. And, That part of the East 1/2 of the Northeast 1/4 Section 33, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at a point on the east line of the Northeast 1/4 Section 33, distant 1470.22 feet northerly of the southeast corner of said Northeast 1/4; thence bearing South 00 degrees 35 minutes 45 seconds West, assumed bearing, along the east line of said Northeast 1/4 a distance of 579.17 feet to the north line of the south 891.00 feet of said Northeast 1/4; thence bearing West, along the north line of the south 891.00 feet of said Northeast 1/4, a distance of 493.16 feet to the west line of the east 493.13 feet of said Northeast 1/4; thence bearing North 63 degrees 58 minutes 06 seconds West, on a line when extended northwesterly intersects the west line of the East 1/2 of said Northeast 1/4 of a point 1292.07 feet northerly of the southwest corner of said East 1/2 of the Northeast 1/4, a distance of 90.62 feet; thence bearing North 00 degrees 35 minutes 45 seconds East, parallel with the east line of said Northeast 1/4, a distance of 539.40 feet to a point on a line parallel with the south line of said Northeast 1/4 and passing through the point of beginning; thence bearing East, parallel with the south line of said Northeast 1/4, a distance of 575.00 feet to the point of beginning. Subject to existing highway easements and other easements of record. And, That part of the East 1/2 of the Northeast 1/4 of Section 33, Township 114, Range 20, Dakota County, Minnesota, lying south of the centerline of Minnesota Trunk Highway No. 50, described as follows; Beginning at a point on the east line of the East 1/2 of the Northeast 1/4 of said section, distant 1470.22 feet north of the Southeast corner of said East 1/2 of the Northeast 1/4 of said section; then bearing South 89 degrees 24 minutes West, parallel with the south line of the East 1/2 of the Northeast 1/4 of said section, 575.00 feet; thence bearing North parallel with the east line of the East 1/2 of the Northeast 1/4 of said section 504.82 feet to the center line of Minnesota Trunk Highway No. 50; thence bearing South 83 degrees 04 minutes East along said centerline, 579.20 feet of the east line of the East 1/2 of the Northeast 1/4 of said section; thence bearing South along the east line of the East 1/2 of the Northeast 1/4 of said section, 424.88 feet to the point of beginning. Subject to existing highway easements and other easements of record. WHEN: T h u r s d a y , M a y 3 , 2 0 1 2 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. Q U E S T I O N S : Call the Planning Department at (952) 985-4423 or you may e-mail comments or questions to fdempsey@lakevillemn.gov DATED this 17th day of April 2012 CITY OF LAKEVILLE _____________________ Charlene Friedges City Clerk 2980263 4/19/12

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PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1999 HIGL manufactured home, VIN #HN8095 currently located at 12463 Genesee Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of David Andrew Spence (07/21/1972), Karen Kaye Spence (03/13/1983), and MH FINANCIAL SERVICES LLC ISAOA, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Four Dollars and 23/100 ($3,104.23) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963487 4/5-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,400.00 MORTGAGOR(S): Lindsay M. Eckloff, an unmarried woman, and Reed C. Rimpila, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 07, 2004 Dakota County Recorder Document Number: 2273625 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 509 Simione Ct, Northfield, MN 55057-1379 Tax Parcel ID Number: 43-52100-02-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, North Ridge Addition, according to the plat thereof now on file and of record in the office of the Dakota County Recorder in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,323.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 08, 2012, or the next business day if June 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATED: March 22, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013647F04 2943900 3/22-4/26/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

SuperLock Self Storage You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a sale on site on Wednesday May 9, 2012 at 10:00 AM. Unit# Tenant 2404 Paul Johnson Description of Items HP laptop, golf clubs, tools, stain glass, digital camera, sporting goods, 6-8 bags of clothing, suitcase, 15-20 boxes misc. business documents. The contents will be sold for cash at auction to the highest bidder. 2970200 4/12-4/19/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave E, West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on April 27th, 2012 at 9:30am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1074 - Mikacevich, David 1097 - Oothoudt, Brian 2020 - hernandez-santos, angela 2030 - Boykin, Angela 2054 - SuperShuttle 2079 - Schneider, Stacy 2103 - Foote, Raquel 3018 - Kirk, Altovise 4029 - Helquist, Gloria 4062 - Agustin, Jaime 4072 - Hughley, Kevin 4109 - Flowers, Lawrence 4120 - Eckstrom, Laurie 4198 - Berglund, Terry 5015 - Perez, Jorge 5040 - Johnson, Sullivan 5082 - Romano, Tatiana 613 - Patterson, Effie 2968933 4/12-4/19/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA

CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-996 Discover Bank Plaintiff, vs. Ronald J Winter Defendant(s). THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of the Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. Y o u m a y wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER PA /s/ Jefferson C. Pappas, #030943 3033 Campus Drive, Ste 250, Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2956551 4/5-4/19/12

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 SKYL manufactured home, VIN #03561444H currently located at 12465 Genesee Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of John Melvin Linn (08/13/1971) as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, Fifty-Four Dollars and 19/100 ($3,054.19) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963498 4/5-4/19/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 DETR manufactured home, VIN #040721 currently located at 12687 Garner Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Escobar Angel N. Melger (10/01/1947) David Sanchez (01/06/1981), as the owner(s) thereof to: Realty Systems Arizona, Inc., in the sum of Five-Thousand, One-Hundred, Eighty -Two Dollars and 60/100 ($5,182.60) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963475 4/5-4/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-233 Estate of Margaret Pauline Suchomel, Decedent Notice is given that an application for informal probate of the Decedent’s will dated November 18, 2003, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Donald W. Suchomel, whose address is: 2169 E. Belmont Lane North St. Paul, MN 55109; as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Patrick J. Downs 6043 Hudson Road Suite 140C Woodbury, MN, 55125 Attorney License No: 276388 Telephone: (651) 274-6526 2971233 4/19-4/26/12P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 2007 REDH manufactured home, VIN #112000HR104577AB currently located at 12360 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Nathan Alexander Smith (06/26/1985), Gina Marie Pierce (02/15/1986) and ORIGEN FIN SERV LLC, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Eighty-Eight Dollars and 42/100 ($3,119.76) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963557 4/5-4/19/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1999 HOLP manufactured home, VIN #1HP991412 currently located at 12494 Genesee Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Miguel De Jesus Santana (10/15/1970), Emily Joane Santana (09/01/1975) and MH FINANCIAL SERVICES LLC, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Eighty-Eight Dollars and 42/100 ($3,188.42) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963508 4/5-4/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-210 In Re: Estate of JOAN SALLY HAINES, Deceased. NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an application for informal probate of the Decedent’s Last Will and Testament dated April 22, 2012 has been filed with the Registrar. The Application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed PAMELA D. WARNER, whose address is 522 21st Street NW #913, Washington D.C. 20006, as personal representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801), ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4/3/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Heather L. L. Koering, #30394X Eastlund, Solstad, Cade & Hutchinson, Ltd. 4200 County Rd. 42 W. Savage MN 55378 (952) 894-6400 2964469 4/12-4/19/12

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 MARS manufactured home, VIN #17626 currently located at 12526 Garland Ave., Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of M a r k C o l e m a n O k e e f e (11/18/1959),Christine Delores Edwards (10/11/1951), Mark Mills (08/18/1967) and Northwest Airlines Credit Union, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Eighty-Eight Dollars and 42/100 ($3,119.76) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963588 4/5-4/19/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract/Replevin Case No.: 19HA-CV-12-1746 _______________________________________ Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership, Plaintiff, v. Cirilo Silva, Defendant. _______________________________________ THIS SUMMONS IS DIRECTED TO Cirilo Silva, 12710 Garland Avenue, Cedar Knolls #26, Apple Valley, MN 55124. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: April 16, 2012. FOLEY & MANSFIELD PLLP By: /e/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foeymansfield.com Attorneys for Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership 2978783 4/19-5/3/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Booked Passages 2. Principal Place of Business: 12290 175th Street West, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tamara Johnson, 12290 175th Street West, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02/12/12 Tamara Marie Johnson Owner 2978916 4/19-4/26/12P

PUBLIC NOTICE

SUMMONS Without Real Estate State of Minnesota County Dakota District Court Case Type: Dissolution without Children In Re the Marriage of: Myong Chin Li, Petitioner and Zhong Long Li, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota Law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota Statutes, Chapter 518B, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 1-18-12 2972222 4/19-5/3/12P

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PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-214 In Re: Estate of John W. Mortensen, Decedent. It is Ordered and Notice is given that on May 8, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated October 6, 2005, and for the appointment of Linda Johnston, whose address is 6111 Falcon Ridge Trail, Apple Valley, Minnesota 55124 as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/3/12 BY THE COURT Shawn M. Moynihan Judge of District Court Peter M. Hendricks (MN# 0336798) Garvey, Boggio & Hendricks, P.A. 9995 Lyndale Avenue South Bloomington Minnesota 55420 Telephone: (952) 881-4996 Facsimile: (952) 881-2470 2964592 4/12-4/19/12

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS APPLE VALLEY FAMILY HOUSING LIMITED PARTNERSHIP Notice is hereby given that sealed bids will be received by the Apple Valley Family Housing Limited Partnership (Apple Valley FHLP), Minnesota until 10:00 AM, Thursday, May 10, 2012 , at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Furnace & AC Replacement Project at Glenbrook Family Townhomes, 12525-12639 Glenbrook Way, Apple Valley, MN 55124. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: the Apple Valley FHLP in care of Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, Attn: Bob Rosenthal. A mandatory pre-bid walk-through at the site is scheduled for May 3, 2012 at 10:30 AM and is required of ALL bidders. Bidders are to meet at Glenbrook Family Townhomes unit #12591 on May 3, 2012 at 10:30 AM. The pre-bid walk-through is mandatory and only those bidders who attend will have their bids considered at bid opening. Bidders must confirm of their intent to attend the walk-through by contacting the Project Manager, Bob Rosenthal at Dakota County CDA, 651-675-4483 no later than 3:00 PM Wednesday May 2, 2012. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Specifications and bid documents for this project may not be available until May 3, 2012. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to Bob Rosenthal, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The Apple Valley FHLP hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Apple Valley FHLP reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Apple Valley FHLP. Bob Rosenthal, Capital Projects Manager Dakota County Community Development Agency 2980077 4/19-4/26/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE & NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT First JUDICIAL DISTRICT Court File No.: 19HA-PR-12-235 In Re: Estate of Carol A. Curtis aka Carol Ann Curtis, Decedent. It is Ordered and Notice is given that on May 8th 2012 at 9:00 a.m., a hearing will be held in Dakota County District Court at 1550 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Christopher D. Colburn, whose address is 19876 Devrie Path, Farmington, MN 55024 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/9/12 BY THE COURT Richard G. Spicer Judge of District Court KLEMP & STANTON, PLLP Marna Wolf Orren MN# 221533 2295 Waters Drive Mendota Heights, MN 55120 Telephone: 651-310-1400 Facsimile: 651-222-2002 e-mail: mwo@klemp-stanton.com 2970744 4/12-4/19/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12820 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12820 Nicollet Avenue South, Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Benjamin D. Sitte, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand One Hundred Ninety Five and 0 0 / 1 0 0 ( $ 2 , 1 9 5 . 0 0) f o r c o n d o minium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated December 28, 2011, and recorded March 21, 2012, as Document No. 2856983 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 6, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 6, 2012. Dated: April 2, 2012 By_______/s/___________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441139 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2978542 4/19-5/24/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: JOSEPH NICKOLAS MOUSEL, JR. 2. Principal Place of Business: 15004 CHERRY LN, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JOSEPH NICKOLAS MOUSEL, JR. LLC, 15004 CHERRY LN, BURNSVILLE, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: March 5th, 2012 joseph nickolas, member 2970188 4/12-4/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Armstrong Enterprises 2. Principal Place of Business: 102 Hidden Meadow Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jonathan T Armstrong, 102 Hidden Meadow Court, Apple Valley, MN 55124 Nathan B Armstrong, 102 Hidden Meadow Court, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: February 2, 2012 Jonathan T Armstrong (Partner) 2978935 4/19-4/26/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Minnesota Center for Co-Parenting 2. Principal Place of Business: 14041 Burnhaven Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Johnson Therapy Services, LLC, 14141 Burnhaven Drive, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: March 15, 2012 Elizabeth Shapiro Johnson, Chief Manager 2975191 4/19-4/26/12P

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 MORTGAGOR:Miriam Attias-Magana, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 29, 2007, Dakota County Recorder, Document No. 2520372. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000859872 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15587 Eagles Nest Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805230403 LEGAL DESCRIPTION OF PROPERTY: Unit No. 403, CIC Number 484, A Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,425.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,550.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 1, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2973143 4/19/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: BAUBLELULUBEADS.COM 2. Principal Place of Business: 17457 INLAND LOOP, LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. BDJ ENTERPRISES, INC., 17457 INLAND LOOP, LAKEVILLE, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/21/2012 Rob Dingmann CFO 2974207 4/19-4/26/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: STYLEEVERAFTER.COM 2. Principal Place of Business: 17457 INLAND LOOP, LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. BDJ ENTERPRISES, INC., 17457 INLAND LOOP, LAKEVILLE, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/21/2012 Rob Dingmann CFO 2974245 4/19-4/26/12P

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, Burnsville, MN 55337. Notice is hereby given that the undersigned will sell at public auction on April 28th, 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: C022 - Jackson, Sharita C071 - Weidenhaft, Jordan C129 - Kelly, Gerry D041 - Borchardt, Tyler D067 - Foster, Deanna E019 - Robey, Nicholas E055 - Wilkins, Sybil E080 - Davis, Karen E083 - BOYD, LESA E101 - Richardson, Diane F007 - Uhlir-Prado, Tammy F009 - Robertson, Donald J009 - Dugan, Erin NOTICE OF SALE AND \DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, Burnsville, MN 55306. Notice is hereby given that the undersigned will sell at public auction on April 28th, 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1005 1013 2022 3009

Vogen, Dennis Botkin, William Folkers, Michael Clinton, Jake

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard

TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial wy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on April 28th, 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 123 - Broadway, Lisa 162 - Kortava, Nancy 318 - Warling, Joe

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on April 29th, 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 3006 5233 6303 6522

MEINZ, DAVID Yeazle, Shirley Miller, Thomas STEVENS, JOHN

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on April 29th, 2012, 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 100 111 223 309 372 790

King, John PETERSON, RACHEL SMITH, MICHELE Long, Nanette C Black, Donald QUICK, DUSTIN

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on April 29th, 2012, 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 411 527 717 738

Hinchee, Chris Dorado, Guillermo Doughty, Lynn Lynae Gieseke, Donald Dickerson

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on April 29th, 2 0 1 2 , 2 0 1 2 a t 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1323 - Tufte, Johanna 3101 - Lindsey, Sheena 6102 - Enriquez, Cortney 6104 - Rose, Cheryl 6219 - Warriner, Tera 7322 - Dosse, Cristina 2968955 4/12-4/19/12

PUBLIC NOTICE

��

�� THAT �� all pre foreclosure require ments have been complied with; that �� STREET ADDRESS OF PROPERTY: 12986 Nicollet Avenue South #102, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 02-01300-16-680 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3517100096-7 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $78,014.41 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 04/27/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 10/27/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 03/15/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2938348 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 MORTGAGOR(S): Jessica R. Waldron, a single person and Todd A. Peterson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 31, 2005 Dakota County Recorder Document Number: 2290788 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FkA The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2005-3CB, Mortgage Pass-through Certificates, Series 2005-3CB Dated: June 06, 2011 Recorded: January 18, 2012 Dakota County Recorder Document Number: 2842926 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001310-2040851459-2 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14305 Hickory Ct, Apple Valley, MN 55124-6675 Tax Parcel ID Number: 01.28950.01.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Gardenview Place First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,988.92 THAT all pre-foreclosure require-

no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FkA The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2005-3CB, Mortgage Pass-through Certificates, Series 2005-3CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022399F01 2936711 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-229 Estate of Daniel R. Pates, a/k/a Don R. Pates, a/k/a Daniel Richard Pates, Decedent. Notice is given that an Application for Informal Probate of the Decedent’s Will dated February 24, 1997 (“Will”), has been filed with the Registrar. The Application has been granted. Notice is also given that the Registrar has informally appointed Diane Pates Johnson whose address is 4775 Burr Oak Street, Eagan, MN 55122-3320, as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate, including, after 30 days from the date of issuance of Letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. § 501B.41, subd. 5. Dated: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Anne L. Bjerken Gray Plant Mooty 80 South Eighth Street, Suite 500 Minneapolis, MN 55402 Attorney License No.: 0350692 Telephone: (612) 632-3432 FAX: (612) 632-4432 2971659 4/12-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: JOSEPH N. MOUSEL 2. Principal Place of Business: 15004 CHERRY LN, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JOSEPH N. MOUSEL, LLC, P.O. BOX 3104, BURNSVILLE, MN 55337 JOSEPH NICKOLAS MOUSEL, JR., LLC, 15004 CHERRY LN, BURNSVILLE, MN 55306 JOE MOUSEL, P.O. BOX 3104, BURNSVILLE, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 2, 2009 joseph nickolas member 2970139 4/12-4/19/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-12-226 Estate of Bliss Andrews, Decedent. Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Dorothy I. Andrews, whose address is 4474 Butler Hill Road, Apt. 301, St. Louis, Missouri, 63128 as personal representative of the Estate of the Decedent. Any heir other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of the issuance of letters, the power to sell, encumber, lease or distribute real property. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after this date of this Notice or the claims will be barred. Date: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Robert B. Hartley, Jr. (#0290968) Hartley Law Office 3988 Central Avenue NE Columbia Heights, Minnesota 55421 (763) 789-4394 2971409 4/12-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Tamela J. Moen and Larry A. Moen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 22, 2005 Dakota County Recorder Document Number: 2333157 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 Dated: September 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831205 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10001570004929820-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15508 Judicial Rd, Burnsville, MN 55306-5206 Tax Parcel ID Number: 02-13500-00-141 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Fourteen (14) which lies Easterly of the Westerly 231 feet, First Addition to Benham Investment Company's Minnesota Orchard Gardens, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,008.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022949F01 2936720 3/15-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Family Court Innocence Project 2. State the address of the principal place of business: 1069 South Robert Street, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Family Innocence Project, Inc., 1069 South Robert Street, West St. Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7-13-11 Michelle L. MacDonald - President 2973309 4/19-4/26/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: PCS Residential 2. Principal Place of Business: 2005 Pin Oak Dr, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Property Claim Solutions LLC, 2005 Pin Oak Dr, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/11/2012 William E. Gschwind Atty #0390793 2978897 4/19-4/26/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-232 Estate of Peter Francis Miller, Decedent Notice is given that an application for informal probate of the Decedent’s will dated May 26, 1994, has been filed with the Registrar. The Application has been granted. Notice is also given that the Registrar has informally appointed Heidi C. Perez , whose address is 1190 64th Street, Hudson, WI 54016, as Personal Representative of the estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the estate including, after 30 days from the date of issuance of Letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Rosalind Denise Keppler Attorney I.D. No. 146511 Kuehn & Keppler, Lawyers Ltd. 332 Minnesota Street, #W2610 St. Paul, MN 55101 Phone: 651/222-2586 Fax: 651/228-9237 2971608 4/12-4/19/12

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 12407 Birnamwood Court, Burnsville, MN 55337 TAX PARCEL I.D. #: 021400801120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Birnamwood 9th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $187,894.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2656 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937865 3/15-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: www.familyinnocenceproject.com 2. Principal Place of Business: 1069 South Robert Street, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Family Innocence Project, Inc., 1069 South Robert Street, West St. Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/13/12 Michelle L. MacDonald - President 2973281 4/19-4/26/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Satya Seekers Yoga 2. Principal Place of Business: 18199 Lansford Path, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Satya Seekers, LLC, 18199 Lansford Path, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02/17/2012 Colleen Storhaug, Manager 2975784 4/19-4/26/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-225 In Re: Estate of MICHI Y. NORSTEN, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated March 29, 1999. The Registrar accepted the application and appointed SANDRA L. NORSTEN, whose address is 17607 Iberia Avenue, Lakeville, MN 55044, to serve as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator The Molever Law Firm Matthew Guttman MN# 0335496 9800 Shelard Pkwy, Suite 212 Plymouth, MN 55441 Telephone: (763) 595-9292 Facsimile: (763) 595-0202 e-mail: mguttman@molever.com 2969992 4/12-4/19/12

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5971 Cahill Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 200331083020 and 200341052060 LEGAL DESCRIPTION OF PROPERTY: The South 250 feet of the East 174.2 feet of the Southeast Quarter of Section 33, Township 28, Range 22, ALSO Commencing at the Southwest corner of Section 34, Township 28, Range 22, thence East 23 feet to the center of S.A. Road No. 25, thence Northeasterly along the center of said road to a point 93 feet East and 250 feet North of the Southwest corner of said Section, thence West 93 feet to the West line of said Section, thence South 250 feet of the point of beginning, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,598.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $248,814.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 5, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10653 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937931 3/15-4/19/12

PUBLIC NOTICE

LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17409 Ixonia Path, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-13201-170-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Barrett Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,953.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937913 3/15-4/19/12

PUBLIC NOTICE

GAGEE: $129,507.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3133 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2931622 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-243 In Re: Estate of Ruth Naoma Kibbons, also known as Ruth N. Kibbons, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated November 21, 1996. The Registrar accepted the application and appointed Nancy R. Patrick, whose address is 10117 W. 65th Dr., Merriam, Kansas 66203, and Christopher R. Kibbons, whose address is 3040 17th Ave. S., Minneapolis, Minnesota 55407, to serve as the co-personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Any objection to the appointment of the personal representatives must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representatives have the full power to administer the estate, including after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/13/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator John M. Mulligan (MN# 76107) Mulligan & Bjornnes PLLP 401 Groveland Avenue Minneapolis Minnesota 55403 Telephone: (612) 871-1800 Facsimile: (612) 871-7869 ATTORNEY FOR PERSONAL REPRESENTATIVE 2978818 4/19-4/26/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Todd Haglind 2. Principal Place of Business: 1484 West Pond Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Northmark Financial Corporation, 1484 West Pond Road, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: April 2, 2012 Ward R. Anderson, Attorney for Northmark Financial Corporation 2964799 4/12-4/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-12-230 ESTATE OF Richard Kinitgh, a/k/a Richard D. Kintigh, a/k/a Richard Dean Kintigh, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Kelly Kohlrusch Kintigh whose address is 4326 N. Woodgate Lane, Eagan, Minnesota 55122 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice of the claims will be barred. Date: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Dennis Patrick Moriarty Jaspers, Moriarty & Walburg, P.A. 206 Scott Street Shakopee, MN 55379952-445-2817 7519X 2971727 4/12-4/19/12

PUBLIC NOTICE

by Loan Modification of Mortgage Agreement recorded July 31, 2009 as Document No. 2675140. Said mortgage was also modified by Modification Agreement recorded on March 18, 2011 as Document No. 2791978. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2006, GSAMP Trust 2006-HE1 Dated: January 4, 2012 , and recorded January 23, 2012 by Document No. 2844200. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, the townhouses of Shannon 1st Addition, Together with the easement for access, party walls, utilities, recreation facilities and parking facilities as contained in document no. 417233, Dakota County, Minnesota. PROPERTY ADDRESS: 16128 Foliage Avenue West, Rosemount, MN 55068 PROPERTY I.D: 22 75900 07 010 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Eight Thousand Nine Hundred Nine and 26/100 ($148,909.26) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 1, 2012 PLACE OF SALE: Sh e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 1, 2012, or the next business day if November 1, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2012 Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2006, GSAMP Trust 2006-HE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00999-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4213453 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012 2932594 3/15-4/19/12

PUBLIC NOTICE

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�� thereof; �� PURSUANT to the power of sale con�� nesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,832.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-57 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937850 3/15-4/19/12

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12209 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937875 3/15-4/19/12

PUBLIC NOTICE

the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 1, 2012, or the next business day if November 1, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2012 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00551-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4213648 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012 2933402 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2010 MORTGAGOR: Ashley Bergeson, a single person. MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded May 24, 2010, Dakota County Recorder, Document No. 2731695. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1118 Wild Rose Court, Northfield, MN 55057 TAX PARCEL I.D. #: 432250001280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, College View Estates, CIC No. 197 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,830.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,223.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2931648 3/15-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Diane Haglind 2. Principal Place of Business: 1484 West Pond Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Northmark Financial Corporation, 1484 West Pond Road, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: April 2, 2012 Ward R. Anderson, Attorney for Northmark Financial Corporation 2964786 4/12-4/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-228 Estate of Delores Jean Fryar, aka D. Jean Fryar and Delores J. Fryar, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated June 12, 1984, and (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Nancy Jean Nielsen, whose address is 18157 W. Las Palmaritas Drive, Waddell, AZ, 85355, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 4/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Dennis J. Smith Christine R. Cahill Law Office, Ltd. 20840 Prairie Hill Lane Prior Lake, MN, 55371 Attorney License No: 0313725 Telephone: (763) 424-7525 FAX: (763) 424-4476 Email: DennisJSmith@comcast.net 2970072 4/12-4/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Minnesota Friends Karaoke 2. Principal Place of Business: 13402 Coachford Ave, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shankar Krishnan, 13402 Coachford Ave, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/05/2012 Shankar Krishnan - Owner/Founder 2969970 4/12-4/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: FOCUS 2. Principal Place of Business: 3973 Northview Terrace, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FOCUS Engineering, Inc., 3973 Northview Terrace, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 03/31/2012 John (Jack) W. Griffin, Principal / CFO 2971899 4/12-4/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Galaxie Car Wash 2. Principal Place of Business: 6982 145th St. W, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. KMG Distributing, 6982 145th St. W, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/2/2012 Kari A. Gallagher - owner 2964654 4/12-4/19/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Sara Weldin, a single person and James A. Talbot, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homestead Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 24, 2006 Dakota County Recorder Document Number: 2408366 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2006-12CB, Mortgage Pass-Through Certificates, Series 2006-12CB Dated: January 12, 2012 Recorded: January 26, 2012 Dakota County Recorder Document Number: 2844925 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040049890 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1046 Hall Ave, West Saint Paul, MN 55118-1422 Tax Parcel ID Number: 42.48100.12.130 LEGAL DESCRIPTION OF PROPERTY: The North 50 feet of the South 150 feet of the West 1/2 of Block 12, B. Michel's Addition to West St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,811.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2006-12CB, Mortgage Pass-Through Certificates, Series 2006-12CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024316F01 2932064 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Gina G. Steiner and Vincent P. Steiner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328766 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National

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And assigned to: U.S. Bank, National Association, as successor trustee to Wachovia Bank, N.A., as trustee for the Certificateholders of the MLMI Trust Mortgage Loan Asset-Backed Certificates, Series 2005-A6 Dated: September 28, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831408 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800869570651 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15872 Griffon Path, Apple Valley, MN 55124-6660 Tax Parcel ID Number: 01-49103-09-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Morningview Fourth Addition, together with appurtenant easements created pursuant to declaration, Document No. 827274, as amended, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,617.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Wachovia Bank, N.A., as trustee for the Certificateholders of the MLMI Trust Mortgage Loan Asset-Backed Certificates, Series 2005-A6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022742F01 2931054 3/15-4/19/12

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 14550 240th Street East, Meisville, MN 55033 TAX PARCEL I.D. #: 280130006132 LEGAL DESCRIPTION OF PROPERTY: Exhibit A The following described tract, piece or parcel of land situate, lying and being in the County of Dakota and State of Minnesota, to-wit: That part of the Northwest Quarter (NW1/4) of Section Thirteen (13), Township One Hundred Thirteen (113), Range Seventeen (17), described as follows: Beginning at a point on the North line of said Section Thirteen (13), said point being 312.5 feet East of the Northwest corner of said Section Thirteen (13); thence South and parallel with the West line of said Section 254.5 feet; thence East 86 feet, thence North 254.5 feet thence West 86 feet to the point of beginnning, except the South 65 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,211.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2946211 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 MORTGAGOR(S): Lance Getz and Ariane M. Getz, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: January 21, 2005 Dakota County Recorder Document Number: 2287369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6770 132nd St W, Apple Valley, MN 55124-7908 Tax Parcel ID Number: 01-52006-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nordic Woods Seventh Addition, according to the

Seventh Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,369.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022804F01 2939590 3/22-4/26/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3575 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2946052 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Sherbourne Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 1252576, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. § 515B.3-116, covering the following property: Unit No. LEGAL DESCRIPTION: 32, CIC No. 129, Sherbourne Deckhomes Condominium, Dakota County, Minnesota STREET ADDRESS: 5461 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I D N O . 14-19502-04-032 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 1, 2012, from Cindy Szambelan, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,812.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after March 1, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 7 , 2 0 1 1 , as Document No. 2825098 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 10th day of May, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 13, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR

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�� S O N A L R E P R E S�� E N T A T I V�� ES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MIN- MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME NESOTA STATUTES, SECTION Minnesota Statutes, Chapter 333 582.032, DETERMINING, AMONG The filing of an assumed name does OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E not provide a user with exclusive IMPROVED WITH A RESIDENTIAL r i g h t s t o t h a t n a m e . T h e f i l i n g i s DWELLING OF LESS THAN FIVE required for consumer protection in UNITS, ARE NOT PROPERTY USED order to enable consumers to be able IN AGRICULTURAL PRODUCTION, to identify the true owner of a business. AND ARE ABANDONED. 1. List the exact assumed nam e 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO under which the business is or will be COLLECT A DEBT. ANY INFORMA- conducted: Happy Bear Entertainment 2. Principal Place of Business: 16235 TION OBTAINED WILL BE USED FOR Garner Ave W, Rosemount, MN 55068 THAT PURPOSE. 3. List the name and complete street SHERBOURNE DECKHOMES address of all persons conducting ASSOCIATION business under the above Assumed Attorneys for Sherbourne Deckhomes Name, OR if an entity, provide the legal Association corporate, LLC, or Limited Partnership THOMSEN & NYBECK, P.A. name and registered office address. By: William Angelos, 16235 Garner Ave Gretchen S. Schellhas (#195595) W, Rosemount, MN 55068 3600 American Blvd. West, Suite 400 Jamie Angelos, 16235 Garner Ave W, Bloomington, Minnesota 55431 Rosemount, MN 55068 (952) 835-7000 4. I, the undersigned, certify that I (Sherbourne/Szambelan/11-7-282D) 2940331 3/22-4/26/12 am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authoNOTICE OF MORTGAGE rized me to sign this document on FORECLOSURE SALE his/her behalf, or in both capacities. I THE RIGHT TO VERIFICATION OF further certify that I have completed all THE DEBT AND IDENTITY OF THE required fields, and that the informaORIGINAL CREDITOR WITHIN THE tion in this document is true and corT I M E P R O V I D E D B Y L A W I S N O T rect and in compliance with the appliAFFECTED BY THIS ACTION. cable chapter of Minnesota Statutes. I NOTICE IS HEREBY GIVEN: That understand that by signing this docudefault has occurred in the conditions ment I am subject to the penalties of of the following described mortgage: perjury as set forth in Section 609.48 DATE OF MORTGAGE: March 27, as if I had signed this document under 2006 oath. ORIGINAL PRINCIPAL AMOUNT OF Date: 04 April 2012 MORTGAGE: $236,000.00 William Angelos Owner M O R T G A G O R ( S ) : L y w a T u y a n d 2975300 4/19-4/26/12P Sophan Tuy, Husband and Wife as Joint Tenants MORTGAGEE: Argent Mortgage MINNESOTA SECRETARY OF STATE Company, LLC CERTIFICATE OF ASSUMED NAME SERVICER: Ocwen Loan Servicing, Minnesota Statutes, Chapter 333 LLC The filing of an assumed name does LENDER: Argent Mortgage Company, not provide a user with exclusive LLC. D A T E A N D P L A C E O F F I L I N G : rights to that name. The filing is Dakota County Minnesota, Recorder , required for consumer protection in on April 17, 2006, as Document No. order to enable consumers to be able to identify the true owner of a busi2421109. ASSIGNED TO: U.S. Bank, National ness. 1. List the exact assumed nam e Association, as Trustee for C-BASS 2 0 0 6 - C B 7 T r u s t , M o r t g a g e L o a n under which the business is or will be conducted: www.familyinnocence.com Asset-Backed Certificates, Series 2. Principal Place of Business: 1069 2006-CB7 Dated: February 7, 2012 , and recorded February 22, 2012 by South Robert Street, West St. Paul, MN 55118 Document No. 2850815 . 3. List the name and complete street LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), address of all persons conducting business under the above Assumed Paula`s Third Addition, Dakota Name, OR if an entity, provide the legal County, Minnesota. PROPERTY ADDRESS: 13430 Wash- corporate, LLC, or Limited Partnership name and registered office address. burn Ave South, Burnsville, MN 55337 Family Innocence Project, Inc., 1069 PROPERTY I.D: 02-56702-02-150 COUNTY IN WHICH PROPERTY IS South Robert Street, West St. Paul, MN 55118 LOCATED: Dakota 4. I, the undersigned, certify that I THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF am signing this document as the perTHE NOTICE: Two Hundred Eighty son whose signature is required, or as Thousand Four Hundred Ninety-Five agent of the person(s) whose signature would be required who has authoand 86/100 ($280,495.86) THAT no action or proceeding has rized me to sign this document on been instituted at law to recover the his/her behalf, or in both capacities. I debt secured by said mortgage, or any further certify that I have completed all part thereof; that there has been com- required fields, and that the informapliance with all pre-foreclosure notice tion in this document is true and corand acceleration requirements of said rect and in compliance with the applicable chapter of Minnesota Statutes. I mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- understand that by signing this docutained in said mortgage, the above ment I am subject to the penalties of described property will be sold by the perjury as set forth in Section 609.48 as if I had signed this document under Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM oath. Date: 3/13/12 on May 15, 2012 Michelle L. MacDonald - President PLACE OF SALE: Sheriff`s Mai n 4/19-4/26/12P Office, Law Enforcement Center, 1580 2973256 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the pre- MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME mises and the costs and disburseMinnesota Statutes, Chapter 333 ments allowed by law. The time The filing of an assumed name does allowed by law for redemption by said mortgagor(s), their personal represen- n o t p r o v i d e a u s e r w i t h e x c l u s i v e tatives or assigns is 6.00 months from r i g h t s t o t h a t n a m e . T h e f i l i n g i s the date of sale. If Mortgage is not required for consumer protection in reinstated under Minn. Stat. §580.30 order to enable consumers to be able or the property is not redeemed under to identify the true owner of a busiMinn. Stat. §580.23, the Mortgagor ness. 1. List the exact assumed nam e must vacate the property on or before 11:59 p.m. on November 15, 2012, or under which the business is or will be the next business day if November 15, conducted: Newpath Medical 2. Principal Place of Business: 400 2012 falls on a Saturday, Sunday or Gateway Boulevard, Burnsville, MN legal holiday. "THE TIME ALLOWED BY LAW FOR 55337 3. List the name and complete street REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REP- address of all persons conducting business under the above Assumed RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- Name, OR if an entity, provide the legal CIAL ORDER IS ENTERED UNDER corporate, LLC, or Limited Partnership MINNESOTA STATUTES, SECTION name and registered office address. Imricor Medical Systems, Inc., 400 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Gateway Boulevard, Burnsville, MN 55337 GAGED PREMISES ARE IMPROVED 4. I, the undersigned, certify that I WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT am signing this document as the perPROPERTY USED IN AGRICULTURAL son whose signature is required, or as P R O D U C T I O N , A N D A R E agent of the person(s) whose signature would be required who has authoABANDONED." rized me to sign this document on Dated: March 29, 2012 his/her behalf, or in both capacities. I U.S. Bank, National Association, as Trustee for C-BASS 2006-CB7 further certify that I have completed all T r u s t , M o r t g a g e L o a n required fields, and that the informaAsset-Backed Certificates, Series tion in this document is true and correct and in compliance with the appli2006-CB7 cable chapter of Minnesota Statutes. I Randall S. Miller & Associates, PLLC understand that by signing this docuAttorneys for Assignee of Mortgage/ ment I am subject to the penalties of Mortgagee perjury as set forth in Section 609.48 One Financial Plaza, as if I had signed this document under 120 South Sixth Street, Suite 1100 oath. Minneapolis, MN 55402 Date: 4-4-12 Phone: 612-573-3677 Steven Wedan, Chief Executive Officer Our File No. 11MN00919-1 4/12-4/19/12P THIS IS A COMMUNICATION FROM A 2971918

PUBLIC NOTICE

DEBT COLLECTOR. A-4219367 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012 2950698 3/29-5/3/12

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�� IF ANY, ING TAXES, GAGEE: $144,670.13 ��

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: FOCUS Engineering 2. Principal Place of Business: 3973 Northview Terrace, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FOCUS Engineering, Inc., 3973 Northview Terrace, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 03/31/2012 John (Jack) W. Griffin, Principal / CFO 2971841 4/12-4/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Maxion Consulting 2. Principal Place of Business: 486 Whitewood Dr, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Maxion, Inc., 486 Whitewood Dr., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/4/2012 James O’Keefe, President 2970434 4/12-4/19/12P

PUBLIC NOTICE

PAID BY MORT

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-58 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937820 3/15-4/19/12

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2931699 3/15-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: ATS Labs 2. Principal Place of Business: 1285 Corporate Center Dr., Suite 110, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. ATS Labs, Inc., 1285 Corporate Center Dr., Suite 110, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3-21-2012 Alan Roth - Vice President of Finance 2978977 4/19-4/26/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Family Innocence Project 2. State the address of the principal place of business: 1069 South Robert Street, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Family Innocence Project, Inc., 1069 South Robert Street, West St. Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7/13/11 Michelle L. MacDonald - President 2973321 4/19-4/26/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lady Love Photography 2. Principal Place of Business: 13114 Independence Ave., Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jessica Bisping, 13114 Independence Ave., Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: Date: 2/6/12 Jessica Bisping 2971382 4/12-4/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Twin Cities Metro Woman Directory 2. Principal Place of Business: 13620 Irving Ave S, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shannon Johnson, 13620 Irving Ave S, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/10/2012 Shannon Johnson, Owner 2979478 4/19-4/26/12P

PUBLIC NOTICE

PURSUANT, to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 8, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 8, 2012, or the next business day if November 8, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller & Associates, PLLC ttorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01048-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4215431 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012 2939875 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12922 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by US Bank, National Association, as Trustee , as Unit owner, to Ridgeview Homeowners Association, the principal amount of One Thousand Eight Hundred Ninety Six Dollars and 00/100 ($1,896.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated January 9, 2012, and recorded February 22, 2012 as Document No. 2850977 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 2, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 2, 2012. Dated: February 29, 2012 By ____________/s/_________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441168 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2936266 3/15-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lawns By Lambrecht 2. Principal Place of Business: 14150 Garden View Dr, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Todd Lambrecht, 14150 Garden View Dr, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: April 10, 2012 Todd Lambrecht Owner 2979344 4/19-4/26/12P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Five Hundred Forty and 00/100 ($2,540.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 8, 2011, and recorded October 24, 2011 as Document No. 2 8 2 6 3 5 6 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 30, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 30, 2012. Dated: March 20, 2012 By _______/s/______________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144161 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2965155 4/12-5/17/12

PUBLIC NOTICE

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MORTGAGORS: Susan K. Sutton and Marion L. Wardell, Both Single Persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 2, 2006, Dakota County Recorder, Document No. 2465399. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920265290 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 13604 Brass Parkway, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-32075-10-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 15, Common Interest Community No. 489, a Condominium, Harmony East, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,783.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3556 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2946182 3/22-4/26/12

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843212171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1501 131st Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-17002-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Chateaulin 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$225,249.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 5, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1919 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2946409 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Steven J Filek and Monica M Filek, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corporation, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: June 03, 2003 Dakota County Recorder Document Number: 2055846 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. Dated: August 19, 2008 Recorded: August 26, 2008 Dakota County Recorder Document Number: 2610057 And assigned to: BAC Home Loans Servicing, LP Dated: October 21, 2009 Recorded: October 27, 2009 Dakota County Recorder Document Number: 2692715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-031050004-5 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5910 180th St W, Farmington, MN 55024-7019 Tax Parcel ID Number: 14.19851.03.090

14.19851.03.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Deer Meadow Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,011.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024322F01 2943902 3/22-4/26/12

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2945758 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Sherry Ann Peterson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 12, 2005 Dakota County Registrar of Titles Document Number: 569201 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 118169 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12505 Skyline Dr, Burnsville, MN 55337-2968 Tax Parcel ID Number: 02-69000-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Skyline View Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,562.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

��

�� T I M E P R O V I D E D�� B Y L A W �� IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPTHE RIGHT TO VERIFICATION RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- OF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER THE ORIGINAL CREDITOR WITHIN MINNESOTA STATUTES, SECTION THE TIME PROVIDED BY LAW IS 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in conditions of WITH A RESIDENTIAL DWELLING OF the following described mortgage: DATE OF MORTGAGE: July 13, 2005 LESS THAN FIVE UNITS, ARE NOT MORTGAGOR: Eric R. Christensen PROPERTY USED IN AGRICULTURAL and Mark Mundahl, both single. PRODUCTION, AND ARE ABANDONED. MORTGAGEE: Mortgage Electronic DATED: March 22, 2012 MORTGAGEE: Wells Fargo Bank, Registration Systems, Inc.. DATE AND PLACE OF RECORDING: N.A. Recorded July 26, 2005 Dakota Wilford, Geske & Cook P.A. C o unty Recorder, Document No. Attorneys for Mortgagee 2343716. Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske Assigned to: U.S. Bank National Asso8425 Seasons Parkway, Suite 105 ciation. Woodbury, MN 55125-4393 TRANSACTION AGENT: Mortgage (651) 209-3300 Electronic Registration Systems, Inc. File Number: 014745F04 TRANSACTION AGENT'S MORT2939835 3/22-4/26/12 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000021369 LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE MORTGAGE: River City Mortgage N O T I C E I S H E R E B Y G I V E N t h a t Financial default has occurred in the conditions RESIDENTIAL MORTGAGE SERof the following described mortgage: VICER: U.S. Bank Home Mortgage, a DATE OF MORTGAGE: November 10, division of U.S. Bank National Associa2005 tion ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE: $226,000.00 15399 Foliage Avenue, Apple Valley, MORTGAGOR(S): Ryan Swenson, an MN 55124 unmarried man and Brandon Swenson, TAX PARCEL I.D. #: 014480006204 an unmarried man LEGAL DESCRIPTION OF PROPMORTGAGEE: World Savings Bank, ERTY: FSB Unit No. 1204, Common Interest DATE AND PLACE OF REGISTERCommunity No. 377, Legacy Square ING: Condominiums, Dakota County, Registered: November 23, 2005 Minnesota Dakota County Registrar of Titles COUNTY IN WHICH PROPERTY IS Document Number: 579825 LOCATED: Dakota Transaction Agent: Not Applicable ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent Mortgage Identifi- MORTGAGE: $152,924.00 cation Number: Not Applicable AMOUNT DUE AND CLAIMED TO BE Lender or Broker: World Savings DUE AS OF DATE OF NOTICE, INCLUDBank, FSB ING TAXES, IF ANY, PAID BY MORTResidential Mortgage Servicer: Wells GAGEE: $157,547.28 Fargo Bank, N.A. That prior to the commencement of Mortgage Originator: Not Applicable this mortgage foreclosure proceeding CERTIFICATE OF TITLE NUMBER: Mortgagee/Assignee of Mortgagee com138233 plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or LOCATED: Dakota proceeding has been instituted at law Property Address: 13990 Holyoke o r o t h e r w i s e t o r e c o v e r t h e d e b t Path, Apple Valley, MN 55124-9412 secured by said mortgage, or any part T a x P a r c e l I D N u m b e r : thereof; 01-56724-01-070 PURSUANT to the power of sale conL E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Lot Seven (7), Block One (1), in described property will be sold by the Palomino Lakeside Meadows 5th Addi- Sheriff of said county as follows: tion according to the recorded plat DATE AND TIME OF SALE: May 31, thereof now on file and of record in the 2012 at 10:00 AM Office of the Registrar of Titles in and PLACE OF SALE:Sheriff's Office, Law for Dakota County, Minnesota. Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $276,619.12 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; that this is registered personal representatives or assigns property; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: June 01, the date on or before which the mort2012 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on November 30, 2012, to pay the debt secured by said mort- u n l e s s t h e r e d e m p t i o n p e r i o d i s gage and taxes, if any, on said pre- reduced to 5 weeks under MN Stat. mises and the costs and disburse- Secs. 580.07 or 582.032. ments, including attorney fees allowed MORTGAGOR(S) RELEASED FROM by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE: None sale by the mortgagor(s), their per"THE TIME ALLOWED BY LAW FOR sonal representatives or assigns. REDEMPTION BY THE MORTGAGOR, If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION December 03, 2012, or the next busi- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ness day if December 03, 2012 falls on OTHER THINGS, THAT THE MORTa Saturday, Sunday or legal holiday. GAGED PREMISES ARE IMPROVED Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF obligation: NONE LESS THAN FIVE UNITS, ARE NOT THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." INFORMATION OBTAINED WILL BE Dated: April 3, 2012 USED FOR THAT PURPOSE. U.S. Bank National Association THE RIGHT TO VERIFICATION OF Mortgagee/Assignee of Mortgagee THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 19-3035 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER 2980350 4/19-5/24/12 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE PRODUCTION, AND ARE ABANDONED. TIME PROVIDED BY LAW IS NOT DATED: April 19, 2012 AFFECTED BY THIS ACTION. MORTGAGEE: NOTICE IS HEREBY GIVEN: That Wells Fargo Bank,N.A. default has occurred in the conditions Wilford, Geske & Cook P.A. of the following described mortgage: Attorneys for Mortgagee DATE OF MORTGAGE: March 18, Lawrence A. Wilford 2004 James A. Geske ORIGINAL PRINCIPAL AMOUNT OF 8425 Seasons Parkway, Suite 105 MORTGAGE: $165,000.00 Woodbury, MN 55125-4393 MORTGAGOR(S): Kristel M. Winter, a (651) 209-3300 single person File Number: 018299F02 2978772 4/19-5/24/12

PUBLIC NOTICE

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�� Dakota LOCATED: Property Address: 3968 72nd St E, �� single person MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 3, 2004, as Document No. 2200446. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for the registered holders of GSAMP Trust 2005-SD1, Mortgage Pass-Through Certificates, Series 2005-SD1 Dated: December 13, 2010 , and recorded January 4, 2011 by Document No. 2776399 . LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 3, Tripps Addition to Hastings PROPERTY ADDRESS: 1323 Sibley Street, Hastings, MN 55033 PROPERTY I.D: 19-77300-03-291 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Nine Thousand Thirty and 81/100 ($179,030.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 15, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 15, 2012, or the next business day if November 15, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2012 Deutsche Bank National Trust Company, as Trustee for the registered holders of GSAMP Trust 2005-SD1, Mortgage Pass-Through Certificates, Series 2005-SD1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00280-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4220556 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012 2952949 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,101.00 MORTGAGOR(S): Isarel Bonfil, a single man and Juana M. Guzman, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., solely as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 04, 2007 Dakota County Registrar of Titles Document Number: 611767 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 17, 2011 Registered: August 02, 2011 Dakota County Registrar of Titles Document Number: T682481 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000189703 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135667 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

Inver Grove Heights, MN 55076-2640 Tax Parcel ID Number: 20.71150.06.020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Six (6), of South Grove, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,929.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 12, 2012, or the next business day if November 12, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024531F01 2952355 3/29-5/3/12

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-64 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2954763 3/29-5/3/12

PUBLIC NOTICE

allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 15, 2012, or the next business day if November 15, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2012 U.S. Bank National Association, as Trustee under the Pooling and Servicing Agreement, dated as of October 1, 2002, among Credit-Based Asset Servicing and Securitization LLC, Asset Backed Funding Corporation, Litton Loan Servicing LP and U.S. Bank National Association, C-BASS Mortgage Loan Asset-Backed Certificates, Series 2002-CB5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00070-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4219762 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012 2950979 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,100.00 MORTGAGOR(S): Jacqueline F. Pflugi Smitley and Anthony Smitley, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Residential Mortgage Group, Inc., its successors and assigs DATE AND PLACE OF RECORDING: Recorded: July 05, 2007 Dakota County Recorder Document Number: 2528528 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Recorded: April 26, 2011 Dakota County Recorder Document Number: 2797740 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915500534 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 418 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-50-601 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0601, Hastings Century South, CIC No. 336 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,245.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 12, 2012, or the next business day if November 12, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 29, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019464F02 2953430 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $271,000.00 MORTGAGOR(S): Samir Cherif, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mila, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001752-0000306482-4 SERVICER: Ocwen Loan Servicing, LLC LENDER: Mila, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 13, 2006, as Document No. 2460672. ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1, Mortgage Pass-Through Certificates, Series 2007-H1 Dated: February 28, 2012 , and recorded March 19, 2012 by Document No. 2856265. LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Hampton Heights, Dakota County, Minnesota. PROPERTY ADDRESS: 3575 Coachman Road, Eagan, MN 55122 PROPERTY I.D: 10-31900-04-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ten Thousand Four Hundred Eighty-One and 15/100 ($310,481.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 12, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 12, 2012, or the next business day if December 12, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1, Mortgage Pass-Through Certificates, Series 2007-H1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00240-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4229759 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012 2978501 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 7 , 2002 MORTGAGOR: Igor Belichenko and Irina Belichenko, husband and wife. MORTGAGEE: U . S . B a n k N a t i o n a l Association. DATE AND PLACE OF RECORDING: Recorded December 19, 2002 Dakota County Recorder, Document No. 1975050. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3494 Greenwood Court South, Eagan, MN 55122 TAX PARCEL I.D. #: 107300011050 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and 5, Block 11, Surrey Heights First Addition, According to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,418.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2684 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980341 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $475,786.00 MORTGAGOR(S): Brent T. Mellett and Adriana Mellett, husband and wife MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271456

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Document Number: 2271456 LOAN MODIFICATION: Dated: June 01, 2010 Recorded: August 23, 2010 Document Number: 2747913 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 22, 2004 Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271458 And assigned to: New York Community Bank Dated: June 15, 2011 Recorded: June 27, 2011 Dakota County Recorder Document Number: 2807128 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016619976 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20825 Bentley Ct, Farmington, MN 55024-8510 Tax Parcel ID Number: 12-29500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ferris Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $490,381.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 15, 2012, or the next business day if June 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATED: March 29, 2012 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021011F03 2950922 3/29-5/3/12

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$160,359.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11525 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2954559 3/29-5/3/12

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11117 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2952976 3/29-5/3/12

PUBLIC NOTICE

Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 16, 2012. M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-93 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2954587 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 MORTGAGORS: A a r o n C r a i g a n d Holly Craig, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 30, 2005, Dakota County Recorder, Document No. 2336059. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000154779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 13505 Bryant Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270008070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 8, Knob Hill, and Outlot G, Knob Hill II, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,369.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee

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�� Mortgagee/Assignee of Mortgagee LENDER OR BROKER AND MORT USSET, WEINGARDEN AND LIEBO, P.L.L.P. G A G E O R I G I N A T O R S T A T E D O N Attorneys for Mortgagee/Assignee of MORTGAGE: American Mortgage CorMortgagee poration 4500 Park Glen Road #300 RESIDENTIAL MORTGAGE SERMinneapolis, MN 55416 VICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: (952) 925-6888 20226 Akin Road, Farmington, MN 19-3280 THIS IS A COMMUNICATION FROM 55024 T A X P A R C E L I . D . # : A DEBT COLLECTOR. 2962609 4/5-5/10/12 14-02500-01-019 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT ‘A’ NOTICE OF MORTGAGE That part of the northeast quarter of FORECLOSURE SALE Section 25, Township 114, Range 20, THE RIGHT TO VERIFICATION Dakota County, Minnesota, OF THE DEBT AND IDENTITY OF described as follows: Commencing at THE ORIGINAL CREDITOR WITHIN the intersection of the north line of THE TIME PROVIDED BY LAW IS said northeast quarter with the cenNOT AFFECTED BY THIS ACTION. terline of C.S.A.H. No 31; thence NOTICE IS HEREBY GIVEN: southeasterly, along said centerline, That default has occurred in the a distance of 230.55 feet, along a conditions of the following described non-tangential curve, concave to the mortgage: West, with a radius of 5729.74 feet; DATE OF MORTGAGE: October thence south 17 degrees, 21 min26, 2007 utes, 5 seconds east assumed bearMORTGAGOR: Matt McMillan, a ing, tangent to said curve, a distance single person of 1288.67 feet to the point of beginMORTGAGEE: Affinity Plus Fedning of the land to be described; eral Credit Union, a credit union orgathence north 17 degrees, 21 minnized under the laws of the United utes, 5 seconds west, along said cenStates of America terline, a distance of 244.60 feet to a DATE AND PLACE OF RECORDpoint hereinafter referred to as ING: Recorded November 13, 2007, in “Point B”, thence north 72 degrees, the office of the County Recorder, as 38 minutes, 55 seconds east a disDocument No. 2555979, Dakota tance of 458.33 feet; thence south 18 County, Minnesota. degrees, 21 minutes, 47 seconds MORTGAGED PROPERTY east a distance 317.21 feet, thence A D D R E S S : 1057 Beatrice Street, south 81 degrees, 32 minutes, 16 Eagan, Minnesota 55121 seconds west a distance of 469.57 TAX PARCEL I.D. NO. feet to the point of beginning. 10-47750-02-240 Together with a 60 foot wide easePROPOF DESCRIPTION LEGAL ment for driveway purposes, the cenERTY: Lot 24, Block 2, McKee Additerline of which is described as foltion, Dakota County, Minnesota. lows: Commencing at said “Point B”; COUNTY IN WHICH PROPERTY IS thence north 72 degrees, 38 minLOCATED: Dakota utes, 55 seconds east a distance ORIGINAL PRINCIPAL AMOUNT 508.33 feet; thence north 17 degrees, 21 minutes, 5 seconds west a disOF MORTGAGE: $190,000.00 tance of 30.00 feet; to the point of AMOUNT DUE AND CLAIMED TO beginning of the centerline to be BE DUE AS OF DATE OF NOTICE, described; thence south 72 degrees, INCLUDING TAXES, IF ANY, PAID 38 minutes, 55 seconds west a disBY MORTGAGEE: $185,884.63 tance of 508.33 feet to the centerINTEREST RATE AND PER DIEM: line of C.S.A.H. No. 31 and there Current interest rate is 5.25%, with a terminating. Subject to a utility daily per diem of $25.94. easement over the northerly 20 feet That prior to commencement of this thereof. Subject to County State Aid mortgage foreclosure proceeding MortHighway No. 31, Containing 2.97 gagee complied with all notice acres, more or less. A.P.N. requirements by statute; That no 140250001901 action or proceeding has been instiCOUNTY IN WHICH PROPERTY IS tuted at law or otherwise to recover the debt secured by said mortgage or any LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF part thereof; PURSUANT to the power of sale con- MORTGAGE: $320,000.00 AMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the above described property will be sold by the D U E A S O F D A T E O F N O T I C E , INCLUDING TAXES, IF ANY, PAID BY Sheriff of said county as follows: DATE AND TIME OF SALE: May MORTGAGEE: $287,369.08 That prior to the commencement of 11, 2012, at 10:00 am. PLACE OF SALE: Dakota County this mortgage foreclosure proceeding Sheriff's Office, Law Enforcement Cen- M o r t g a g e e / A s s i g n e e o f M o r t g a g e e ter, 1580 Highway 55, Hastings, Min- complied with all notice requirements nesota 55033, to pay the debt then as required by statute; That no action secured by said Mortgage, taxes, if any, or proceeding has been instituted at on said premises, and the costs and law or otherwise to recover the debt disbursements, including attorneys' secured by said mortgage, or any part fees allowed by law subject to redemp- thereof; PURSUANT to the power of sale tion within six (6) months from the date of said sale by the mortgagor(s), contained in said mortgage, the above t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r described property will be sold by the Sheriff of said county as follows: assigns. DATE AND TIME OF SALE: May 22, DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law November 11, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW Enforcement Center, 1580 Hwy 55, FOR REDEMPTION BY THE MORT- Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGOR, THE MORTGAGOR'S PERS O N A L R E P R E S E N T A T I V E S O R Mortgage, and taxes, if any, on said p r emises, and the costs and ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL disbursements, including attorneys' ORDER IS ENTERED UNDER MIN- f e e s a l l o w e d b y l a w s u b j e c t t o N E S O T A S T A T U T E S , S E C T I O N redemption within six (6) months from 582.032, DETERMINING, AMONG t h e d a t e o f s a i d s a l e b y t h e OTHER THINGS, THAT THE mortgagor(s), their personal M O R T G A G E D P R E M I S E S A R E representatives or assigns unless IMPROVED WITH A RESIDENTIAL reduced to Five (5) weeks under MN DWELLING OF LESS THAN FIVE Stat. §580.07. TIME AND DATE TO VACATE PROPUNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, E R T Y : I f t h e r e a l e s t a t e i s a n o w ner-occupied, single-family AND ARE ABANDONED." dwelling, unless otherwise provided by Dated: March 26, 2012 law, the date on or before which the MESSERLI & KRAMER P.A. mortgagor(s) must vacate the property By:/s/ Creig Andreasen if the mortgage is not reinstated under Creig Andreasen (Lic. #334832) section 580.30 or the property is not 1400 Fifth Street Towers under section 580.23 is redeemed 100 South Fifth Street 11:59 p.m. on November 23, 2012, Minneapolis, MN 55402-1217 unless the redemption period is (612) 672-3600 reduced to 5 weeks under MN Stat. Attorney in Fact for Secs. 580.07 or 582.032. Affinity Plus Federal Credit Union MORTGAGOR(S) RELEASED FROM IMPORTANT NOTICE F INANCIAL OBLIGATION ON This communication is from a debt collector and is an attempt to collect a MORTGAGE: None "THE TIME ALLOWED BY LAW FOR debt. Any information obtained will be REDEMPTION BY THE MORTGAGOR, used for that purpose. 2954097 3/29-5/3/12 T H E M O R T G A G O R ' S P E R S O N A L REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED NOTICE OF MORTGAGE UNDER MINNESOTA STATUTES, FORECLOSURE SALE SECTION 582.032, DETERMINING, THE RIGHT TO VERIFICATION AMONG OTHER THINGS, THAT THE OF THE DEBT AND IDENTITY OF M O R T G A G E D P R E M I S E S A R E THE ORIGINAL CREDITOR WITHIN I M P R O V E D W I T H A R E S I D E N T I A L THE TIME PROVIDED BY LAW IS D W E L L I N G O F L E S S T H A N F I V E NOT AFFECTED BY THIS ACTION. UNITS, ARE NOT PROPERTY USED IN NOTICE IS HEREBY GIVEN, that AGRICULTURAL PRODUCTION, AND default has occurred in conditions of ARE ABANDONED." the following described mortgage: Dated: March 22, 2012. DATE OF MORTGAGE: J u n e 1 6 , CitiMortgage, Inc. 2003 Mortgagee/Assignee of Mortgagee MORTGAGOR: Wade L. Wiebold and USSET, WEINGARDEN AND LIEBO, P.L.L.P. Melynda S. Wiebold, husband and wife. Attorneys for Mortgagee/Assignee of MORTGAGEE:Mortgage Electronic Mortgagee Registration Systems, Inc.. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 R e c o r d e d N o v e m b e r 2 5 , 2 0 0 3 (952) 925-6888 Dakota County Recorder, Document 10-6971 No. 2145056. THIS IS A COMMUNICATION FROM A S S I G N M E N T S O F M O R T G A G E : A DEBT COLLECTOR. Assigned to: CitiMortgage, Inc. 2962531 4/5-5/10/12 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500200390073 LENDER OR BROKER AND MORT- ��

PUBLIC NOTICE

�� cial Corp.. DATE AND PLACE OF RECORDING: ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2008 MORTGAGOR: Cory A. Muir and Lisa E. Muir, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 31, 2008 Dakota County Recorder, Document No. 2605502. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021046452 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 9024 West 197th Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-21195-06-150 LEGAL DESCRIPTION OF PROPERTY: LOT 15, BLOCK 6, DONNELLY FARMS ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,722.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2494 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2971394 4/12-5/17/12

PUBLIC NOTICE

Recorded July 18, 2003 Dakota County Recorder, Document No. 2080789. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Mortgage Financial Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 13166 Floral Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Nordic Woods 2nd Addition, According to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,681.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962638 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 2961458 4/5-5/10/12

PUBLIC NOTICE

Unit No. 275, Common Interest Community No. 323, A Condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,752.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,567.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3689 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962762 4/5-5/10/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 05/18/2012 at 10:00am PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 11/18/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 04/05/2012 Provident Funding Associates, L.P., Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2959330 4/5-5/10/12

PUBLIC NOTICE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2012 Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2006-HE1, Pooling and Servicing Agreement dated as of January 1, 2006 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01052-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4221239 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012 2954870 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $525,000.00 MORTGAGOR(S): Charles T. French and Erin C. French, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bell America Mortgage, LLC DBA Bell Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 19, 2007 Dakota County Registrar of Titles Document Number: 612681 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Registered: February 08, 2011 Dakota County Registrar of Titles Document Number: T675567 And assigned to: Aurora Bank, FSB Dated: December 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0003097203-7 Lender or Broker: Bell America Mortgage LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 75212 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 153 Surrey Trl S, Apple Valley, MN 55124-7350 Tax Parcel ID Number: 01-01600-02-011 LEGAL DESCRIPTION OF PROPERTY: That part of the West half of the Northeast Quarter of Section 16, Township 115, Range 20, Dakota County, Minnesota, lying Northerly and Easterly of Block 3, Palomino Hills Fourth Addition, according to the recorded plat thereof on file and of record in the office of the Register of Deeds of said Dakota County, and lying Southerly of the Northeasterly extension of the Northwesterly line of said Block 3, Palomino Hills Fourth Addition, except that part of the W 1⁄2 of the NE 1⁄4 of Section 16, Township 115, Range 20, Dakota County, Minnesota described as follows: Beginning at the Southeast corner of said Lot 18, Block 3; thence along the Easterly line of said Lot 18, Block 3 on an assumed bearing of North 00 degrees 05 minutes 43 seconds East 140.00 feet; thence North 43 degrees 09 minutes 21 seconds West along the Northeasterly line of said Lot 18 and Lot 17, Block 3 Palomino Hills 4th Addition, 78.14 feet; thence North 67 degrees 11 minutes 19 seconds East 276.00 feet more or less to the East line of said West 1⁄2 of the NE 1⁄4; thence Southerly along said East line, 342.00 feet more or less to a point which bears South 79 degrees 21 minutes 30 seconds East from the point of beginning; thence North 79 degrees 21 minutes 30 seconds West of 204.00 feet, more or less to the point of beginning, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $599,332.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

��

said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018958F02 2956083 4/5-5/10/12

PUBLIC NOTICE

IF THE PROPERTY TO BE SOLD CONTAINS SEPARATE TRACTS, YOU MAY REQUEST THAT THE TRACTS BE SOLD AND REDEEMED SEPARATELY. EACH OF THE SEPARATE TRACTS MUST CONFORM TO LOCAL ZONING ORDINANCES, MUST HAVE AN ENTRANCE BY DIRECT ACCESS TO A PUBLIC ROAD OR BY PERMANENT EASEMENT, AND MUST NOT UNREASONABLY AFFECT THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE PERSON FORECLOSING ON THE PROPERTY, THE SHERIFF, AND THE COUNTY RECORDER WITH A COPY OF THE LEGAL DESCRIPTIONS OF EACH OF THE TRACTS YOU HAVE DESIGNATED TO BE SOLD SEPARATELY BY TEN BUSINESS DAYS BEFORE THE DATE THE PROPERTY IS TO BE SOLD.” COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$245,731.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 29, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3704 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962652 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,750.00 MORTGAGOR(S): Kimberly A. Giacomini and Jeffrey Giacomini, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 28, 2006 Dakota County Recorder Document Number: 2416210 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 02, 2012 Recorded: March 06, 2012 Dakota County Recorder Document Number: 2853832 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001263643-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4439 Cinnamon Ridge Cir, Eagan, MN 55122-2393 Tax Parcel ID Number: 10-17402-04-071 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: That part of Lot 7, Block 4, Cinnamon Ridge 3rd Addition, lying southerly of a line drawn from a point on the East line of said Lot 7, distant 32.58 feet North from the Southeast corner thereof to a point on the West line of said Lot 7, distant 39.07 feet North from the Southwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,342.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024511F01 2958755 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,916.00 MORTGAGOR(S): Julian M. Lipscomb and Danielle L. Lipscomb, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: July 13, 2006 Dakota County Recorder Document Number: 2444943 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 17, 2006 Recorded: September 11, 2006 Dakota County Recorder Document Number: 2459547 And assigned to: Countrywide Home Loans Servicing LP Dated: January 13, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631428 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700070172230 Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Manomin Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: 42-34952-04-270 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 4, Icklers 3rd Addition to South St. Paul, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,827.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: May 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 29, 2012, or the next business day if November 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F02 2969053 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Jon Becht and Amy Becht, Husband and Wife as Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 15, 2004 Dakota County Recorder Document Number: 2276619 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2004-25, Mortgage Pass-Through Certificates, Series 2004-25 Dated: December 16, 2011 Recorded: December 22, 2011 Dakota County Recorder Document Number: 2838279 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004448519-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 124 18th Ave S, South Saint Paul, MN 55075-2145 Tax Parcel ID Number: 36-53600-01-081 LEGAL DESCRIPTION OF PROPERTY: The North One Half of Lot 8, and that part of Lot 7, Block 1, Oak View Addition on file and of record in the office of the County Recorder, Dakota County, Minnesota, together with that part of the East One Half of the vacated alley accruing thereto by reason of the vacation thereof, lying Southerly of the following described line: Commencing at the Northeast corner of said Lot 7; thence South 00 degrees 07 minutes 50 seconds East, bearing assumed, along the East line of said Lot 7, a distance of 10.02 feet to the point of beginning of the line to be described; thence South 89 degrees 30 minutes 34 seconds West, parallel with the North line of said Lot 7, a distance of 134.64 feet to the center line of said vacated alley and there terminating. Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $254,183.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

��

�� is�� months from 6.00�� or assigns above described property will�� be sold tatives b y t h e S h e r i f f o f s a i d c o u n t y a s the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 follows: DATE AND TIME OF SALE: May 25, or the property is not redeemed under 2012 at 10:00 AM Minn. Stat. §580.23, the Mortgagor PLACE OF SALE: Dakota County must vacate the property on or before L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 11:59 p.m. on December 13, 2012, or Highway 55, Lobby S-100, Hastings, the next business day if December 13, Minnesota 2012 falls on a Saturday, Sunday or t o p a y t h e d e b t s e c u r e d b y s a i d legal holiday. mortgage and taxes, if any, on said "THE TIME ALLOWED BY LAW FOR p r e m i s e s a n d t h e c o s t s a n d REDEMPTION BY THE MORTGAGOR, disbursements, including attorney fees THE MORTGAGOR`S PERSONAL REPallowed by law, subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION personal representatives or assigns. If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e OTHER THINGS, THAT THE MORTproperty is not redeemed under Minn. GAGED PREMISES ARE IMPROVED Stat. §580.23, the Mortgagor must WITH A RESIDENTIAL DWELLING OF vacate the property on or before 11:59 LESS THAN FIVE UNITS, ARE NOT p.m. on November 26, 2012, or the next PROPERTY USED IN AGRICULTURAL business day if November 26, 2012 P R O D U C T I O N , A N D A R E falls on a Saturday, Sunday or legal ABANDONED." Dated: April 12, 2012 holiday. Deutsche Bank National Trust Mortgagor(s) released from financial Company, as Trustee for GSAA obligation: NONE Home Equity Trust 2006-16, THIS COMMUNICATION IS FROM Asset-Backed Certificates, Series A DEBT COLLECTOR ATTEMPTING 2006-16 TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE One Financial Plaza, ORIGINAL CREDITOR WITHIN THE 120 South Sixth Street, Suite 1100 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55402 Phone: 612-573-3677 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Our File No. 11MN01010-1 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM T H E M O R T G A G O R ' S P E R S O N A L A DEBT COLLECTOR. REPRESENTATIVES OR ASSIGNS, A-4226763 04/12/2012, 04/19/2012, MAY BE REDUCED TO FIVE WEEKS IF 04/26/2012, 05/03/2012, 05/10/2012, A J U D I C I A L O R D E R I S E N T E R E D 05/17/2012 4/12-5/17/12 U N D E R M I N N E S O T A S T A T U T E S , 2968114 SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE NOTICE OF MORTGAGE IMPROVED WITH A RESIDENTIAL FORECLOSURE SALE DWELLING OF LESS THAN FIVE THE RIGHT TO VERIFICATION UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: April 12, 2012 NOT AFFECTED BY THIS ACTION. ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN, that The Bank of New York Mellon FKA The Bank of New York as Trustee default has occurred in conditions of f o r t h e C e r t i f i c a t e h o l d e r s o f the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , CWMBS, Inc., CHL Mortgage P a s s - T h r o u g h T r u s t 2 0 0 4 - 2 5 , 2005 MORTGAGOR: Thomas M. Casper, an Mortgage Pass-Through unmarried man. Certificates, Series 2004-25 MORTGAGEE: Mortgage Electronic Wilford, Geske & Cook P.A. Registration Systems, Inc.. Attorneys for Assignee of Mortgagee DATE AND PLACE OF RECORDING: Lawrence A. Wilford Filed November 16, 2005, Dakota James A. Geske Registrar of Titles, Document No. 8425 Seasons Parkway, Suite 105 579281 on Certificate of Title No. Woodbury, MN 55125-4393 126498. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 022681F01 Assigned to: CitiMortgage, Inc. 2969059 4/12-5/17/12 Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION OF GAGE IDENTIFICATION NUMBER ON THE DEBT AND IDENTITY OF THE MORTGAGE: 100036000002770713 LENDER OR BROKER AND MORTORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT GAGE ORIGINATOR STATED ON MORTGAGE: New Freedom Mortgage AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Corporation RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: CitiMortgage, Inc of the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF 4679 Ridge Cliff Drive, Eagan, MN 55122 MORTGAGE: $206,000.00 TAX PARCEL I.D. #: 103980102004 MORTGAGOR(S): Vanida Gillquist, A LEGAL DESCRIPTION OF PROPMarried Person, Purchase Money ERTY: Mortgage Lot Two (2), Block Four (4) in MORTGAGEE: Mortgage Electronic Johnny Cake Ridge Second Addition Registration Systems, Inc. as nominee COUNTY IN WHICH PROPERTY IS for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. MORTGAGE: $181,357.00 MIN#: 100220710000123865 AMOUNT DUE AND CLAIMED TO BE SERVICER: Ocwen Loan Servicing, DUE AS OF DATE OF NOTICE, INCLUDLLC ING TAXES, IF ANY, PAID BY MORTLENDER: Maribella Mortgage, LLC. D A T E A N D P L A C E O F F I L I N G : GAGEE: $183,417.41 That prior to the commencement of Dakota County Minnesota, Recorder , on July 11, 2006, as Document No. this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com2444339. A S S I G N E D T O : D e u t s c h e B a n k plied with all notice requirements as required by statute; That no action or National Trust Company, as Trustee for GSAA Home Equity Trust 2006-16, proceeding has been instituted at law Asset-Backed Certificates, Series o r o t h e r w i s e t o r e c o v e r t h e d e b t 2006-16 Dated: February 24, 2012 , and secured by said mortgage, or any part recorded March 5, 2012 by Document thereof; PURSUANT to the power of sale conNo. 2853405 . L E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Lot 3, Block 1, Deer Meadow described property will be sold by the Second Addition, According to the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, Recorded Plat Thereof, Dakota County, 2012 at 10:00 AM Minnesota. PLACE OF SALE:Sheriff's Office, Law PROPERTY ADDRESS: 18037 Exeter Enforcement Center, 1580 Hwy 55, CT, Farmington, MN 55024 Lobby #S-100, Hastings, MN PROPERTY I.D: 14-19851-01-030 COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE premises, and the costs and disburseON THE MORTGAGE ON THE DATE OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s T H E N O T I C E : T w o H u n d r e d allowed by law subject to redemption Twenty-Five Thousand Four Hundred within six (6) months from the date of said sale by the mortgagor(s), their Ninety-Six and 82/100 ($225,496.82) THAT no action or proceeding has personal representatives or assigns been instituted at law to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. TIME AND DATE TO VACATE PROPpart thereof; that there has been compliance with all pre-foreclosure notice E R T Y : I f t h e r e a l e s t a t e i s a n and acceleration requirements of said owner-occupied, single-family dwelling, unless otherwise provided by law, mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM redeemed under section 580.23 is 11:59 p.m. on __November 26, on June 13, 2012 PLACE OF SALE: Sheriff`s Mai n 2012____________________, unless the Office, Law Enforcement Center, 1580 redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said 582.032. MORTGAGOR(S) RELEASED FROM mortgage and taxes, if any actually paid by the mortgagee, on the pre- FINANCIAL OBLIGATION ON MORTGAGE: None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR ments allowed by law. The time allowed by law for redemption by said REDEMPTION BY THE MORTGAGOR, mortgagor(s), their personal representatives or assigns is 6.00 months from ��

PUBLIC NOTICE

�� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 27, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2966709 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Robert J. Le Claire and Brooke N. LeClaire, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 24, 2006 Dakota County Recorder Document Number: 2415094 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001018362 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20620 Holt Ave, Lakeville, MN 55044-4589 Tax Parcel ID Number: 22-13700-06-030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Six (6), Berres' Addition to Lakeville AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,076.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023865F01 2979175 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,820.00 MORTGAGOR(S): Alan D. Johnson and Bonna M. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Flagship Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 02, 2008 Dakota County Registrar of Titles Document Number: T628814 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: May 17, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680075 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550207960575 Lender or Broker: Flagship Mortgage Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 107795 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3450 146th St W, Rosemount, MN 55068-4306 Tax Parcel ID Number: 34-62853-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2) of Rahn's Fourth Addition, according to the plat thereof now on file and of record in the Office of the Registrar of Titles in and for said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,790.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004500F03 2978735 4/19-5/24/12

PUBLIC NOTICE

Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000171558-1 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 11, 2005, as Document No. 2369720. Said mortgage modified by Loan Modification Agreement recorded October 27, 2010 as Document Number 2761911 ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-D, Mortgage-Backed Certificates, Series 2005-D Dated: January 5, 2012 , and recorded January 23, 2012 by Document No. 2844198 . LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 1, The Park, Dakota County, Minnesota. PROPERTY ADDRESS: 2109 Great Oaks Dr, Burnsville, MN 55337 PROPERTY I.D: 02-75890-01-350 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Ninety-Four Thousand Six Hundred Twenty-Five and 25/100 ($294,625.25) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 5, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 5, 2012, or the next business day if December 5, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-D, Mortgage-Backed Certificates, Series 2005-D Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00924-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4226466 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012 2967330 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: April 3, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated June 6, 2008, executed by Barry's Variety Inc., a Minnesota corporation, now known as RFB, Inc., a Minnesota corporation, as Grantor, to Key Community Bank, a Minnesota banking corporation, as Lender, filed for record June 23, 2008 as Document Number 2598233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was $275,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $243,443.28. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The East 1/2 of the West 2/3 of Lot 4,

The East 1/2 of the West 2/3 of Lot 4, Block 14, Town of Hastings, Dakota County, Minnesota. Commonly known as 202 2nd Street East, Hastings, Minnesota. TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, May 30, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank By Gregory J. Dennis Its President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2964564 4/12-5/17/12

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 2, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-46 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2968838 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Bradley D Moore, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000056977-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 1, 2003, as Document No. 2023037. ASSIGNED TO: U.S. Bank National Association, as Trustee, for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2007-RP1 Dated: March 24, 2008 , and recorded April 2, 2008 by Document No. 2581933 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, OAK Hills Second Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 17925 Jaguar Path, Lakeville, MN 55044 PROPERTY I.D: 22-53501-04-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ten Thousand Six Hundred Ninety-Three and 65/100 ($310,693.65) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 12, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 12, 2012, or the next business day if December 12, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association, as

Bank National Association, as Trustee, for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2007-RP1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00940-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4226762 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012 2968183 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2005 MORTGAGOR: Curtis L. Bridges and Lisa M. Bridges, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 22, 2005 Dakota County Recorder, Document No. 2297942. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000017412 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1500 Maywood Drive, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 361995002090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Deerwood Park Replat, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,848.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 7, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980370 4/19-5/24/12

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2006 MORTGAGOR: Keith Wendt and Jessica Wendt, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 4, 2007 Dakota County Recorder, Document No. 2485956. ASSIGNMENTS OF MORTGAGE: Assig ned to: U.S. B a n k , N a t i o n a l Association as Trustee for WAMU Mortgage Pass Through Certificate for WMALT Series 2007-3 Trust. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800912845134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 508 13th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22502-03-110 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 3, EAST FARMINGTON 3RD ADDITION, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,983.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980029 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): Wendy Peterson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee

Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489054 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Dated: December 16, 2011 Recorded: December 28, 2011 Dakota County Recorder Document Number: 2839002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240011390868 Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2005 Southcross Dr W Apt 1005, Burnsville, MN 55306-4990 Tax Parcel ID Number: 02.71216.05.005 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1005, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,765.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021974F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to April 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for April 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 26, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021974F01 2954153 4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,383.00 MORTGAGOR(S): Godfrey Teed and Theresa Teed, husband and wife MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325878 ASSIGNMENTS OF MORTGAGE: And assigned to: Centex Home Equity Company, LLC Dated: September 28, 2005 Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366608 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13949 Autumn Ct, Rosemount, MN 55068-2468 Tax Parcel ID Number: 34-48301-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Meadows of Bloomfield 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $361,797.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014649F02 2978760 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 1998 MORTGAGOR: Lynn M. Johnson, a single person. MORTGAGEE: U.S. Bank National Association, successor by merger to Firstar Bank, N.A. successor in interest to Firstar Home Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded Dakota County Recorder December 14, 1998, Document No. 1558145. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Firstar Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4170 Running Brook Road, Eagan, MN 55122 TAX PARCEL I.D. #: 102242604202 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2202, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota Together with the benefits contained in Declaration Document No. 1381769, Dated August 20, 1996, filed October 14, 1996 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $103,016.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2971293 4/12-5/17/12

PUBLIC NOTICE

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�� Golden MORTGAGORS: S�� t e v e n J . �� NOTICE IS �� HEREBY GIVEN, that and Joyce L. Golden, husband and default has occurred in conditions of wife. the following described mortgage: MORTGAGEE: TCF Mortgage CorpoDATE OF MORTGAGE: July 25, 2005 ration. MORTGAGOR: LaurieAnn M. ChrisDATE AND PLACE OF RECORDING: topherson, a married person. Registered March 14, 2003, Dakota MORTGAGEE:Mortgage Electronic County Registrar of Titles, Document Registration Systems, Inc. No. 492177, Certificate of Title No. DATE AND PLACE OF RECORDING: 121245. Recorded August 18, 2005, Dakota ASSIGNMENTS OF MORTGAGE: County Recorder, Document No. Assigned to: Mortgage Electronic 2352637. Registration Systems, Inc. And thereASSIGNMENTS OF MORTGAGE: after assigned to: U.S. Bank National Assigned to: CitiMortgage, Inc. And Association. thereafter assigned to: U.S. Bank S a i d M o r t g a g e b e i n g R e g i s t e r e d National Association, as Trustee for Land. Stanwich Mortgage Loan Trust, Series TRANSACTION AGENT: NONE 2011-4. TRANSACTION AGENT'S MORTTRANSACTION AGENT: Mortgage GAGE IDENTIFICATION NUMBER ON Electronic Registration Systems, Inc. MORTGAGE: NONE TRANSACTION AGENT'S MORTLENDER OR BROKER AND MORT- GAGE IDENTIFICATION NUMBER ON G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: 100015901074391160 MORTGAGE: TCF Mortgage CorporaLENDER OR BROKER AND MORTtion GAGE ORIGINATOR STATED ON R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: CTX Mortgage Company, VICER: U.S. Bank Home Mortgage LLC MORTGAGED PROPERTY ADDRESS: RESIDENTIAL MORTGAGE SER9187 Cavanaugh Court, Inver Grove VICER: Carrington Mortgage Services Heights, MN 55076 LLC T A X P A R C E L I . D . # : MORTGAGED PROPERTY ADDRESS: 20-32700-02-160 13920 Autumnwood Court, RoseLEGAL DESCRIPTION OF PROP- mount, MN 55068 ERTY: TAX PARCEL I.D. #: 344830021203 Lot 16, Block 2, Hidden Forest LEGAL DESCRIPTION OF PROPCOUNTY IN WHICH PROPERTY IS ERTY: LOCATED: Dakota UNIT NO. 3203, MEADOWS OF ORIGINAL PRINCIPAL AMOUNT OF BLOOMFIELD, COMMON INTEREST MORTGAGE: $248,000.00 COMMUNITY NUMBER 470, DAKOTA AMOUNT DUE AND CLAIMED TO BE COUNTY, MINNESOTA. DUE AS OF DATE OF NOTICE, INCLUDCOUNTY IN WHICH PROPERTY IS ING TAXES, IF ANY, PAID BY MORT- LOCATED: Dakota GAGEE: $229,056.64 ORIGINAL PRINCIPAL AMOUNT OF That prior to the commencement of MORTGAGE: $196,000.00 this mortgage foreclosure proceeding AMOUNT DUE AND CLAIMED TO BE Mortgagee/Assignee of Mortgagee com- DUE AS OF DATE OF NOTICE, INCLUDplied with all notice requirements as ING TAXES, IF ANY, PAID BY MORTrequired by statute; That no action or GAGEE: $208,175.72 proceeding has been instituted at law That prior to the commencement of o r o t h e r w i s e t o r e c o v e r t h e d e b t this mortgage foreclosure proceeding secured by said mortgage, or any part Mortgagee/Assignee of Mortgagee comthereof; plied with all notice requirements as P U R S U A N T t o t h e p o w e r o f s a l e required by statute; That no action or contained in said mortgage, the above proceeding has been instituted at law described property will be sold by the o r o t h e r w i s e t o r e c o v e r t h e d e b t Sheriff of said county as follows: secured by said mortgage, or any part DATE AND TIME OF SALE: April 13, thereof; 2012 at 10:00 AM PURSUANT to the power of sale PLACE OF SALE:Sheriff's Office, Law contained in said mortgage, the above Enforcement Center, 1580 Hwy 55, described property will be sold by the Lobby #S-100, Hastings, MN Sheriff of said county as follows: to pay the debt then secured by said DATE AND TIME OF SALE: April 10, Mortgage, and taxes, if any, on said 2012 at 10:00 AM premises, and the costs and PLACE OF SALE:Sheriff's Office, Law disbursements, including attorneys' Enforcement Center, 1580 Hwy 55, f e e s a l l o w e d b y l a w s u b j e c t t o Lobby #S-100, Hastings, MN redemption within six (6) months from to pay the debt then secured by said t h e d a t e o f s a i d s a l e b y t h e Mortgage, and taxes, if any, on said m o r t g a g o r ( s ) , t h e i r p e r s o n a l premises, and the costs and disburserepresentatives or assigns unless m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s reduced to Five (5) weeks under MN allowed by law subject to redemption Stat. §580.07. within six (6) months from the date of T I M E A N D D A T E T O V A C A T E said sale by the mortgagor(s), their PROPERTY: If the real estate is an personal representatives or assigns o w n e r - o c c u p i e d , s i n g l e - f a m i l y unless reduced to Five (5) weeks under dwelling, unless otherwise provided by MN Stat. §580.07. law, the date on or before which the TIME AND DATE TO VACATE mortgagor(s) must vacate the property PROPERTY: If the real estate is an if the mortgage is not reinstated under o w n e r - o c c u p i e d , s i n g l e - f a m i l y section 580.30 or the property is not dwelling, unless otherwise provided by redeemed under section 580.23 is law, the date on or before which the 11:59 p.m. on October 15, 2012, unless mortgagor(s) must vacate the property the redemption period is reduced to 5 if the mortgage is not reinstated under weeks under MN Stat. Secs. 580.07 or section 580.30 or the property is not 582.032. redeemed under section 580.23 is MORTGAGOR(S) RELEASED FROM 11:59 p.m. on October 10, 2012, unless F I N A N C I A L O B L I G A T I O N O N the redemption period is reduced to 5 MORTGAGE: None weeks under MN Stat. Secs. 580.07 or "THE TIME ALLOWED BY LAW FOR 582.032. REDEMPTION BY THE MORTGAGOR, MORTGAGOR(S) RELEASED FROM THE MORTGAGOR'S PERSONAL F I N A N C I A L O B L I G A T I O N O N REPRESENTATIVES OR ASSIGNS, MORTGAGE: None MAY BE REDUCED TO FIVE WEEKS IF "THE TIME ALLOWED BY LAW FOR A J U D I C I A L O R D E R I S E N T E R E D REDEMPTION BY THE MORTGAGOR, UNDER MINNESOTA STATUTES, THE MORTGAGOR'S PERSONAL SECTION 582.032, DETERMINING, REPRESENTATIVES OR ASSIGNS, AMONG OTHER THINGS, THAT THE MAY BE REDUCED TO FIVE WEEKS IF M O R T G A G E D P R E M I S E S A R E A JUDICIAL ORDER IS ENTERED IMPROVED WITH A RESIDENTIAL U N D E R M I N N E S O T A S T A T U T E S , D W E L L I N G O F L E S S T H A N F I V E SECTION 582.032, DETERMINING, UNITS, ARE NOT PROPERTY USED IN AMONG OTHER THINGS, THAT THE AGRICULTURAL PRODUCTION, AND M O R T G A G E D P R E M I S E S A R E ARE ABANDONED." IMPROVED WITH A RESIDENTIAL Dated: February 15, 2012. DWELLING OF LESS THAN FIVE U.S. Bank National Association UNITS, ARE NOT PROPERTY USED IN Mortgagee/Assignee of Mortgagee AGRICULTURAL PRODUCTION, AND USSET, WEINGARDEN AND LIEBO, P.L.L.P. ARE ABANDONED." Attorneys for Mortgagee/Assignee of Dated: February 2, 2012. Mortgagee U.S. Bank, National Association, 4500 Park Glen Road #300 as Trustee Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee (952) 925-6888 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 19-3480 Attorneys for Mortgagee/Assignee of THIS IS A COMMUNICATION FROM Mortgagee 4500 Park Glen Road #300 A DEBT COLLECTOR. Minneapolis, MN 55416 NOTICE OF POSTPONEMENT OF (952) 925-6888 MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f 85-610 M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e THIS IS A COMMUNICATION FROM f o r e g o i n g f o r e c l o s u r e s a l e i s A DEBT COLLECTOR. postponed until June 1, 2012 at 10:00 NOTICE OF POSTPONEMENT OF AM at the Sheriff's Office, Law MORTGAGE FORECLOSURE SALE Enforcement Center, 1580 Hwy 55, Pursuant to the provisions of Lobby #S-100, Hastings, MN, in said M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e county and state. foregoing foreclosure sale is Dated: April 10, 2012. postponed until June 26, 2012 at 10:00 U.S. Bank National Association AM at the Sheriff's Office, Law Mortgagee/Assignee of Mortgagee Enforcement Center, 1580 Hwy 55, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Lobby #S-100, Hastings, MN, in said Attorneys for Mortgagee/Assignee of county and state. Mortgagee Dated: April 13, 2012. 4500 Park Glen Road #300 U.S. Bank National Association, as Minneapolis, MN 55416 Trustee (952) 925-6888 Mortgagee/Assignee of Mortgagee 19-3480 USSET, WEINGARDEN AND LIEBO, P.L.L.P. THIS IS A COMMUNICATION FROM Attorneys for Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR. 2973167 4/19/12 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-610 NOTICE OF MORTGAGE THIS IS A COMMUNICATION FROM FORECLOSURE SALE A DEBT COLLECTOR. THE RIGHT TO VERIFICATION 2978703 4/19/12 OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ��

PUBLIC NOTICE

�� DATED: March 23, 2012 ASSIGNEE OF MORTGAGEE: ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,520.00 MORTGAGOR(S): Susan Reishus-LaBounty, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218119 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS INC., CHL MORTGAGE PASS-THROUGH TRUST 2004-12, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-12 Dated: August 19, 2012 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831404 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700037241292 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15834 Fleet Trl, Apple Valley, MN 55124-6013 Tax Parcel ID Number: 01-63402-30-352 LEGAL DESCRIPTION OF PROPERTY: Unit No. 352, CIC No. 280, Regatta Courthomes II, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,632.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS INC., CHL MORTGAGE PASS-THROUGH TRUST 2004-12, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022769F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to July 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 23, 2012

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS INC., CHL MORTGAGE PASS-THROUGH TRUST 2004-12, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-12 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022769F01 2975678 4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,400.00 MORTGAGOR(S): James R. Sims and Bernadette Sims, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910115957036 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 26, 2007, as Document No. 2491669 Said Mortgage was Modified and Recorded on June 29, 2010 as Document No. 2737882. ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Dated: March 9, 2012 , and recorded March 23, 2012 by Document No. 2857468. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, CarrollWood Village Fifth Addition, According to the plat thereof on file and of record in the office of the county recorder for Dakota County, Minnesota, Subject to matters, if any, of record PROPERTY ADDRESS: 7850 142nd Street West, Apple Valley, MN 55124 PROPERTY I.D: 01-16404-01-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Six Thousand One Hundred Eighty-Five and 99/100 ($156,185.99) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 19, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 19, 2012, or the next business day if December 19, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00294-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4230136 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012 2978713 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2010 MORTGAGOR: Scott Dilger and Brittney Doran, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 30, 2010 Dakota County Recorder, Document No. 2775670. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021209001 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 8270 169TH Street West, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-32900-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Highview Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,814.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 7, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980113 4/19-5/24/12

PUBLIC NOTICE

Registered Dakota County Registrar of Titles October 1, 2008, Document No. T633849, Certificate of Title No. 146361. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100715800000007432 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lake Area Mortgage, a division of Lake Area Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1342 17TH Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 197700002100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Town's View Estates, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,296.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,156.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3741 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2971315 4/12-5/17/12

PUBLIC NOTICE

Pass Through Certificates Dated: November 11, 2011 , and recorded November 23, 2011 by Document No. 2832549 . LEGAL DESCRIPTION OF PROPERTY: Unit 111, CIC 235, Regatta Court Homes, Dakota County, Minnesota PROPERTY ADDRESS: 6411 158TH ST, APPLE VALLEY, MN 55124-0000 PROPERTY I.D: 016340125111 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Two Hundred Ninety-Nine and 10/100 ($174,299.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as ollows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2012 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 15, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4151502 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012, 01/19/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for April 10, 2012 at 10:00 AM , has been postponed to May 15, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: April 10, 2012 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Jennifer K Fischer (0311248) Attorneys for Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN00776-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4228381 04/19/2012 2972701 4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael Goutierez and Raquel Goutierez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp., its succes-

for WMC Mortgage Corp., its succes sor and assigns. DATE AND PLACE OF RECORDING: Recorded: January 13, 2005 Dakota County Recorder Document Number: 2285026 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank NA for the Benefit of Asset Backed Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset Backed Pass through Certificates, Series 2005-HE3 Dated: June 09, 2008 Recorded: June 24, 2008 Dakota County Recorder Document Number: 2598543 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100136300110895231 Lender or Broker: WMC Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Vermillion Springs AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $741,041.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to April 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2012 at 10:00 AM has been postponed to July 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

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said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE33 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 2951473 4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, husband and wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004212821 Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.02.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,727.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12

Alternative Loan Trust 2005 J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 28, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 2975737 4/19/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA OTHER CIVIL DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4361 Alerus Financial, National Association, as successor to Prosperan Bank f/k/a Washington County Bank, Plaintiff, v. Premier Development Group, Inc., a Minnesota Corporation; Korey Bannerman, an individual; Robert Carlson, an individual; JEM Mortgage Holdings, LLC, a Minnesota Limited Liability Company; Mesenbrink Construction & Engineering, Inc., a Minnesota Corporation; John Mesenbrink, an individual; Orion Development, LLC, an inactive Minnesota Limited Liability Company; Cheryl M. Wachal Trnka, an individual. Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Order Granting Plaintiff's Motion for Default Judgment Against Defendants and Order of Foreclosure ("Order") entered in the above-entitled action on the 18th day of January, 2012, a certified copy of which has been delivered to me directing the sale of the real property hereinafter described to satisfy or partially satisfy the amount found and adjudged due to said Plaintiff Alerus Financial, National Association, as successor to Prosperan Bank (formerly known as Washington County Bank), as prescribed in the Order, the undersigned Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Wednesday, June 5, 2012, at 10:00 a.m., in the at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota, the real property, lying and being in the Counties of Dakota and Blue Earth, State of Minnesota, described in said Order as the parcel of real property located at: 3344 Sherman Court, Eagan, Minnesota 55122 that is legally described as: Lot Three (3), Block One (1), Birchwood Office Park, according to the plat and survey thereof on file and of record in the office of the County recorder in and for Dakota County, Minnesota; (hereinafter the "Premises") together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in

whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property"). The Property is abstract property. The Tax Parcel ID. No. is 10-14225-01-030; and [no street address has been assigned to this parcel] That part of Lot 1, Block 1, Trail Creek Addition, according to the plat thereof on file and of record in the office of the County Recorder in and for Blue Earth County, Minnesota, which lies westerly and southerly of the following described line: Commencing at the southeast corner of said Lot 1; thence South 89 degrees 25 minutes 53 seconds West (Minnesota County Coordinate System of 1983, Blue Earth County Zone), along the south line of said Lot 1 a distance of 182.96 feet to the point of beginning; thence North 00 degrees 34 minutes 27 seconds West, 293.45 feet; thence South 89 degrees 25 minutes 33 seconds West, 255.95 feet to a point on the westerly line of said Lot 1 and there terminating; (hereinafter the "Premises")together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY 2012 27A �� April ��19, �� Center, 1580 Highway 55, property is not redeemed under Minn. Enforcement

any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property"). The Property is abstract property. The Tax Parcel ID No. is 01.09.03.152.015. The Property is secured by a Mortgage dated October 25, 2007, and recorded in the Office of the County Recorder in and for Dakota County, Minnesota, on December 20, 2007, as Document No. 2562455 and recorded in the Office of the County Recorder in and for Blue Earth County, Minnesota, on January 7, 2008, as Document No. 481CR339, as assigned (hereinafter collectively the "Mortgage"). The maximum indebtedness secured by the Mortgage is $1,475,000.00. As of the date of this Notice, the amount claimed to be due on the Mortgage is $681,531.24, pursuant to the Order. The time allowed by law for redemption by the mortgagor or mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. Dated: April 16, 2012 Dave Bellows, the Sheriff of Dakota County By: /s/ Robert Shingledecker - Deputy Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402 By: Sydney Crowder Atty. Reg. No. 0390094 (612) 492-6748 Attorneys for Plaintiff 2979119 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Recorded: November 03, 2011 Dakota County Recorder Document Number: 2828538 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,574.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 23, 2011 at 10:00 AM has been postponed to February 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 06, 2012 at 10:00 AM has been postponed to March 22, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 23, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2012 at 10:00 AM has been postponed to April 02, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55,

Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 09, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2012 at 10:00 AM has been postponed to April 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2012 at 10:00 AM has been postponed to May 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 29, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 2961265 4/19/12

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: A conditional use permit to allow a commercial recreation facility in the I-1, Light Industrial District. APPLICANT: CrossFit Templar, LLC LOCATION AND LEGAL DESCRIPTION: The property is located at 21034 Heron Way in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Lots 2 and 3, Block 1, Airlake Development Fourth Addition WHEN: Thursday, May 3, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. W H E R E : Planning Commission meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@lakevillemn.gov. DATED this 17th day of April 2012. CITY OF LAKEVILLE __________________________ Charlene Friedges, City Clerk 2981104 4/19/12

You say you didn’t notice until it was too late to do anything about it? Probably, if you aren’t checking the Public Notice columns of this newspaper regularly. Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world. The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting. Whether you know them as Public Notices or as “the legals”, it pays you to check the Public Notice columns in this newspaper each issue. What you don’t know might cost you!

SUN Thisweek Dakota County Tribune 952-894-1111

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April 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota Arts Tale of ancient tragedy gets trailer park makeover Chameleon Theatre Circle’s ‘True Love’ opened April 13 by Andrew Miller DAKOTA COUNTY TRIBUNE

Greek tragedy meets Jerry Springer in “True Love,” the latest production from Burnsville-based Chameleon Theatre Circle. The script by playwright Charles L. Mee puts a novel twist on an ancient tale – the tragic, blood-soaked story of Phaedra and Hippolytus, set against the backdrop of a mythical Minnesota trailer park. The driving force behind the show, said director Barbe Marshall, is the array of quirky characters, including a crossdressing hairdresser (played by Scott Gilbert) and a transgender auto mechanic (Corinna Knepper Troth). It’s also what makes the show appealing to

theater aficionados already familiar with the Hippolytus story. “Spoiler alert: Everybody dies,” said Marshall. “You know how it’s going to end, but the fun is in how you get there.” A trash-art aesthetic informed the costume and set design. Beer cans are used as hair curlers. Duct tape holds together a kiddie pool. A rolled-up pizza box serves as a microphone. “The set sort of looks like the stuff you see on ‘American Pickers.’ We’ve got a lot of what they call rusty gold,” Marshall said. If you go, expect some mind-bending postmodern weirdness. The playwright described his script as a “collage piece” that incorporates chunks of text from various sources: the writings of Wilhelm Reich, Photo by Rick Orndorf Andy Warhol and Simone de Beauvoir, among others, as well A cross-dressing hairdresser, played by Scott Gilbert, is among the eccentric array of as the transcript of the Menen- characters in “True Love.”

Theater and Arts Briefs Local actor brings Mark Twain to life Mark Twain will come to life on the St. Croix Lutheran High School auditorium stage at 7 p.m., Saturday, May 5, when Burnsville actor and writer Michael Bateson performs “An Evening with Mark Twain.” As a Twain scholar, Bateson incorporates stories and information about Twain’s life on the Mississippi, as a writer, a husband, and father. At the end of the performance, Bateson invites the audience to ask questions of Twain about his life, opinions, books and family. In the past year he has performed at both the Lakeville Area Arts Center and Dakota County Fair in Farmington. Tickets are $15 for adults and $10 for students and are available by calling (651) 455-1521. All proceeds from the performance will support the school’s China trip. St. Croix Lutheran High School is located at 1200 Oakdale Ave., West St. Paul.

Local musicians at Silver Tea A wide variety of musical programs – all free and specially created for adults 55 and older – will be offered at Silver Tea programs at Dakota County libraries in May. In addition to the musical events, staff will be on hand to describe library services and programs designed specifically for older adults. Re-

freshments will be provided. • Tropics Steel Drum Band, 2:30 to 3:30 p.m. Thursday, May 3, Wescott Library, 1340 Wescott Road, Eagan, (651) 450-2900. • Accordionist Dan Newton, 1:30 to 9 p.m. Tuesday, May 8, Heritage Library, 20085 Heritage Drive, Lakeville, (952) 891-0360. • Impersonator Loren Wolfe, 10:30 to 11:30 a.m. Wednesday, May 9, Galaxie Library, 14955 Galaxie Ave., Apple Valley, (952) 891-7045. • Charlie Maguire, 10:30 a.m. to noon Thursday, May 10, Farmington Library, 508 Third St., Farmington, (651) 438-0250. • Blue Wolf, 1:30 to 3 p.m. Thursday, May 10, Robert Trail Library, 14395 S. Robert Trail, Rosemount, (651) 480-1200. • Dragonfly, 1:30 to 3:30 p.m. Thursday, May 10, Burnhaven Library, 1101 W. County Road 42, Burnsville, (952) 891-0300. Dakota County Library’s Silver Tea programs are presented with money from Minnesota’s Arts and Cultural Heritage Fund. For more information, call (651) 450-2918 or visit www.dakotacounty.us/library. Teen poetry programming In celebration of National Poetry Month, Caponi Art Park and Learning Center, Eagan, will host a poetry workshop and spoken word slam for aspiring teen poets in collaboration with the School of Environmental Studies and Dakota County Library.

dez brothers murder trial. Chameleon’s press release for the show notes that “True Love” is suggested for mature audiences. “Although it’s entertaining and fast-paced, it’s really not for children,” Marshall said. “It’s an exploration of love and lust. There’s nudity and strong language. Parental discretion is advised.” The show is running April 13-29 in the Burnsville Performing Arts Center’s Black Box Theatre. Tickets are $20 for adults, $17 for seniors and students, and are available in person at the PAC box office and through Ticketmaster at (800) 982-2787 or Ticketmaster.com. More about “True Love” is at www.chameleontheatre.org. Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Arts Calendar The poetry performance workshop will be 4 to 6 p.m. Monday, April 30, at the Wescott Library in Eagan. The workshop is free, with a $5 requested donation. Call (651) 454-9412 to register. This year, Caponi Art Park and the Dakota County Library will combine their teen poetry slams into one event on Sunday, May 13, in Caponi Art Park’s Theater in the Woods outdoor amphitheater. All are welcome to watch the slam from 2 to 4 p.m. Teens ages 12-19 are invited to perform and can register from 1:30 to 2 p.m. at the event.

Call for artists in Rosemount The Rosemount Area Arts Council is seeking crafters and artists to participate in the July 21 craft fair during Leprechaun Days. The fair will be held from 11 a.m. to 9 p.m. outdoors at Central Park and will be a juried craft show of handmade products. Those interested should contact Heide Peterson at (952) 239-8870 or email heide_peterson@yahoo.com for additional information.

Youth in art at Eagan festival Eagan Art Festival invites youth ages 13 to 17 to exhibit their work in “Youth in Art!” June 23-24. Free mentoring sessions will be included. Check it out at www.eaganartfestival.org or email artfest@weston.borman.com.

To submit items for the Arts Calendar, email: darcy. odden@ecm-inc.com.

Holyoke Ave. Tickets range from $24 to $29 and are available at the arts center and online at www.lakevillemn.gov. Comedy Lorie Line’s “Live In The Marc Yaffee with special Sunshine” performance, 7:30 guest Ron Lamprecht at 8:30 p.m. Tuesday, May 8, at Lakevp.m. Friday, April 13, and Sat- ille Area Arts Center, 20965 urday, April 14, at MinneHAHA Holyoke Ave. Tickets are $39 Comedy Club, 1583 E. First and are available at the arts Ave., Shakopee (lower level of center or by calling (952) 985Dangerfield’s), (612) 860-9388, 4640. www.minnehahacomedyclub. com. Tickets: $13. Exhibits The Burnsville Visual Arts Concerts Society will hold its 30th annuGlen Campbell’s “Good- al member art show, Art Fete, bye Tour” at 8 p.m. Friday, April March 8 through April 14 at the 13, Mystic Lake Casino Hotel, Burnsville Performing Arts CenPrior Lake. Prices are $32 and ter, 12600 Nicollet Ave. The $39. Information: (952) 445- exhibit is free and open to the 9000 or mysticlake.com. public during gallery hours: 9 The Minnesota Valley a.m. to 5 p.m. Monday through Men’s and Women’s Chorales Friday and 10 a.m. to 2 p.m. will “Sing into Spring” with their Saturday. concerts at 7:30 p.m. Friday, An exhibit of oil paintings by April 20, at St. Joseph Catho- artist Holly Stone is on display lic Church in Rosemount, and through April 17 at the Lakeville Saturday, April 21, at Grace Lu- Area Arts Center, 20965 Holytheran Church in Apple Valley. oke Ave. Information: (952) 985Tickets are available at the door 4640. or from any chorale member for $5. Poetry Three local handbell enIn celebration of National sembles will present “Bell Fan- Poetry Month, Caponi Art Park tasia” at 7:30 p.m. Friday, April and Learning Center is hosting 27, at the Burnsville Performing a poetry performance workshop, Arts Center, 12600 Nicollet Ave. “Frankenstein: Bring Your Bells of the Lakes, the St. Olaf Words to Life,” on Monday, Handbell Choir and the North- April 30, from 4 to 6 p.m. at the ern Lights Ringers will perform. Wescott Library, 1340 Wescott Tickets range from $15 to $25 Road, Eagan. Call (651) 454and can be purchased at the 9412 to register. box office, at Ticketmaster.com or by calling (800) 982-2787. Theater South Metro Chorale will The Chameleon Theatre present “All Creation Sings” at Circle will present “True Love” 7:30 p.m. Saturday, April 28, at 7:30 p.m. April 13-14, 20-21, at St. John the Baptist Catho- 23, 27-28 and at 2 p.m. April lic Church, 4625 W. 125th St., 29 at the Burnsville Performing Savage, and at 4 p.m. Sun- Arts Center, 12600 Nicollet Ave. day, April 29, at St. John’s Lu- General admission tickets are theran Church, 20165 Heath $20 ($17 for seniors, students, Ave., Lakeville. Tickets are audio description and ASL pa$10 for adults, $8 for students trons) in person at the box ofand seniors. Purchase tickets fice, via Ticketmaster at (800) by phone at (612) 386-4636 982-2787 or www.ticketmaster. or email tickets@southmetro- com. chorale.org. Information: www. Expressions Community southmetrochorale.org. Theater will present “Mama Violin concert by Chad Won’t Fly” at 7:30 p.m. April Hoopes, Minnesota Public Ra- 13-14 and 20-21 and at 2 p.m. dio’s Artist in Residence, 7 p.m. April 15 and 22 at the Lakeville Saturday, April 29, at the Lakev- Area Arts Centers, 20965 Holyille Area Arts Center, 20965 oke Ave. Tickets are $12 and

can be purchased by calling (952) 985-4640. Burnsville High School Theatre Guild will present “Willy Wonka” at 7:30 p.m. April 19-21 and 26-28 and at 2 p.m. April 22 at Mraz Center, Burnsville High School, 600 E. Highway 13, Burnsville. Tickets are 8 for students, $9 for seniors, and $10 for adults. Tickets can be reserved online at www.MrazCenterTickets.com or purchased at the door. Easter Community Theatre will present “Godspell” at 7:30 p.m. April 19-21 and at 1 p.m. April 22 at Easter Lutheran Church - On the Hill, 4200 Pilot Knob Road, Eagan. Tickets are $8 for adults, $6 for students and seniors and are available at easter.org/godspell or by calling (651) 452-3680. Lakeville South High School will present “The Wizard of Oz” at 7 p.m. April 20-21, 26-28 and at 2 p.m. April 28 in the school auditorium. Tickets are $10 for adults and $5 for students/seniors. Ticket sales begin April 16 from 11 a.m. to 1 p.m. at the LSHS Commons, 21135 Jacquard Ave. Information: (952) 232-3322. “Ole & Lena’s 50th Wedding Anniversary and Vow Renewal” performances will be at 7:30 p.m. Friday, May 11, and Saturday, May 12, at the Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $15. Call (952) 985-4640 for information. Workshops/classes Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for all ages. For a complete listing go to www.eaganarthouse.org or call (651) 6755521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734.