04/21/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

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Rep. Kiffmeyer’s voting bill advances in the House 6A Holberg discusses fiscal notes, government reform 6A Rep. Sanders wants to cut size of state vehicle fleet 7A

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DATE ##, APRIL 21, 2009 2011

VOLUME 32, 30, NUMBER NUMBER 8 # VOLUME

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Burnsville Medical Alliance expands initiative

INSIDE BIZ FORUM

Nonprofit group seeks to attract tech-sector businesses to city by Stacey Ackerman SPECIAL TO THE DAKOTA COUNTY TRIBUNE

The Burnsville Medical Alliance, which began in 2005 as an initiative from the city’s Economic Growth Committee to support medical companies wanting to relocate to Burnsville, is spreading its wings. It hopes to attract another 400-500 businesses in the technology sector, including IT companies, high-tech manufacturers and professional service and consulting companies that support technology businesses. “Seven or eight years ago we looked at the strength of the business community and because of Fairview Ridges and its surrounding medical businesses, we decided to make it (growth of the medical industry in Burnsville) a major initiative,” said Skip Nienhaus, economic development coordinator for the city of Burnsville. Since the initiative began, it has brought an additional 250 jobs to Burnsville, 20 existing medical-related businesses have expanded to Burnsville and 24 new medical-related businesses have opened in the city. “There are more companies in Burnsville supplying medical device companies than we were aware of when we began the initiative,” said Nienhaus. The Burnsville Medical

Alliance is a collaboration of people dedicated to helping Burnsville ’s business community thrive. Nienhaus It is managed by the city of Burnsville, but several people are involved in the initiative, including the Chamber of Commerce president, the Economic Growth Committee and several business owners. “We are there to help any existing companies grow and hope to attract similar types of companies to come to Burnsville,” said Nienhaus. The Burnsville Medical Alliance is not a membership organization, as many people mistakenly believe. The initiative offers free support to all medical-related companies in Burnsville, and soon that will expand into the technology sector as well. It offers networking events and provides up-to-date industry information to Burnsville’s business community. The Alliance is a member of Minnesota Valley MedNet, a medical marketing organization in the south metro; LifeScience Alley, a metro-wide medical marketing group, and BioBusiness Alliance of Minnesota, which promotes bioscience business in the state. Darlene Miller, president and CEO of Permac Indus-

tries, a medical device manufacturing company in Burnsville, has been involved with the city’s initiative since its inception. “The Burnsville Medical Alliance has been a strong partner uniting community leaders such as City Council members, city staff, and CEOs of businesses in Burnsville for a common goal of positive growth in the medical industry,” Miller said. “Now I am excited we have broadened our scope to include STHEM (Science, Technology, Engineering Healthcare and Math) companies. The more information and support we can all share and provide to bring potential new businesses to Burnsville and to those of us already here will bring a stronger, healthier and more financially stable, inviting city.” The decision to incorporate STHEM companies is to support the science, technology, engineering and math training that Burnsville’s School District 191 has heavily invested in, along with the nanotechnology program offered at Dakota County Technical College in Rosemount. “A lot of cities across the country have similar initiatives,” Nienhaus said. “Every city does it a bit differently. In Burnsville, our city employees are more hands-on.” One success story that came from the Burnsville Medical

JOE NATHAN

State education commissioner and teachers’ union agree changes are needed in evaluating teachers. 4A

FORUM

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Rosemount National seized by federal regulators, acquired by Central Bank by Jessica Harper DAKOTA COUNTY TRIBUNE

Rosemount National Bank was closed last week by federal regulators and acquired by Central Bank of Stillwater. This is Minnesota’s first bank failure of the year. Rosemount National’s sole location at 15055 Chippendale Ave. W. in Rosemount was closed April 15 and reopened

April 16 as a Central branch. This is one of many failed banks acquired by Central. Since the financial crisis began four years ago, Central Bank acquired five failed institutions throughout the nation. This more than doubled its assets from $300 million to $777 million. “We are always interested in the opportunity to expand our branches in the metro,” said

Larry Albert, president and CEO of Central Bank. Albert said he expects customers will experience a seamless transition. Rosemount National was founded in 1982, specializing in commercial loans backed by real estate. When the real estate market fell, Rosemount National became unstable.

The Federal Reserve increased its oversight on Rosemount National in 2010 because it had been losing money for more than a year. According to the reserve’s report, the bank lost $917,000 in 2008 and $2.5 million in 2009. Rosemount National’s total assets were $38 million at the end of 2010. Its total equity

dropped from $5.6 million in 2008 to $899,000 in 2010. Out of 402 Minnesota banks, Rosemount National ranked 296th by assets as of Dec. 31, 2010, according to the Federal Deposit Insurance Corporation. Although the financial crisis has caused a significant spike in bank seizures throughout the nation, bank shutdowns in

Minnesota have been relatively low, said Greg Hernandez, a spokesperson for the FDIC. Minnesota had eight bank seizures last year, which was considerably fewer than other states such as Florida and Georgia, which had 29 and 21 bank seizures, respectively. Jessica Harper is at jessica.harper@ecm-inc.com.

April 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Longtime principal retires from Eagan resident celebrates 100 years of a remarkable life Westview Elementary School Every weekday afternoon, Principal Karen Toomey smiles and waves to students at Westview Elementary in Apple Valley as they head home. Come the end of the school year, Toomey will say goodbye to her students for the last time. Toomey, 54, is retiring this year after a 20-year career in the RosemountApple Valley-Eagan School District. “I am leaving with very fond memories,” she said. “Whoever replaces me will be in good hands.” Toomey said she decided to retire Karen Toomey after serving as principal for 16 years to free up time to care for her aging father in Bloomington and to spend more time with her husband, Terry Condon, who is a retired MnDOT accounting supervisor. Toomey came to the district in 1991 as the coordinator of special education services. She intended to work for District 196 temporarily but ended up staying for two decades. After just a few years in the district, Toomey accepted the position as principal of Westview Elementary in 1995. Toomey said her favorite part of the job is the opportunity to build relationships with students and their families. — Jessica Harper

Burnsville Burnsville High School’s Envision Academy will close After only two years, Envision Academy at the Burnsville Performing Arts Center will close at the end of the school year due to lagging enrollment. “It’s disappointing, especially for the students involved,” said Photo by Jessica Harper Dave Helke, principal Burnsville High School’s Envision of Burnsville High Academy will close at the end of the School. “It was a great school year as a result of declining program.” enrollment. The arts magnet The Burnsville- program is based at the Burnsville Eagan-Savage School Performing Arts Center in the District had hoped Heart of the City. the magnet program would draw nearly 100 students, but only 40 enrolled this year. That is 26 fewer students than the previous year. The program was projected to have only 38 students next school year, Helke said. The academy was one of several magnet programs launched in 2009 as part of a state-mandated plan to reduce racial imbalances between the Burnsville-Eagan-Savage district and the nearby Lakeville school district, which was 25 percent less diverse than District 191. The program enables students to take music, dance and theater classes at the Performing Arts Center in Burnsville and all other courses at Burnsville High School. All four instructors at the academy will be let go at the end of the school year, Helke said. He is unsure why the program lacked sufficient interest. — Jessica Harper

She has lived through seven wars, 17 presidents, the Great Depression and the Great Recession, Pearl Harbor and Sept. 11. Carole Newman has seen a lot in her lifetime, which as of April 10 has spanned an entire century. But she had a front seat to history on Nov. 22, 1963, when she was part of President John F. Kennedy’s motorcade the day he was shot and Photo by Erin Johnson killed. Carole Newman shows Friends and family gathered earoff one of her many lier this month at Newman’s assisted paintings, a hobby she living home in Eagan to celebrate continues to indulge her remarkable life with a surprise in after turning 100 party, for which Newman donned a years old on April 10. tiara. When asked how she made it to 100 with her health intact, Newman said, “I never smoked and I never drank, I always ate good food, and I kept myself in a happy mood.” Born in New Jersey in 1911, Newman headed out to California with her aunt after graduating high school and enrolled at UCLA. While attending college, Newman got a job at Northrop Aircraft Incorporated, which has since become Northrop Grumman, a global security company. Two years into her schooling, she saw an advertisement by the U.S. Air Force that offered to pay for students to get their degrees in engineering. “So I did,” she said. “I was the only woman. The rest were men, and they gave me a bad time.” After college, Newman worked on pilot instrument panels for the Air Force. She then met her husband, a Navy man, whom she married in 1945. She and her husband raised two adopted children, a son and a daughter. Her husband died at age 85. Her daughter died at 49, and Newman helped raise her two children. Her son, 58, currently lives in Plymouth. While Newman has slowed down a bit since she had her right leg amputated below the knee two years ago due to a blood clot, she still keeps her mind active. Newman said she is surprised she made it to 100, although her grandmother lived to 102. After collecting a century of wisdom, Newman offers these words of advice to a younger generation: “Keep an open mind, and share the love of people around you, and always be helpful. I think God intended us to be that way,” she said. — Erin Johnson

Farmington School Board plans public dialogues Farmington School Board members will set monthly discussion sessions to talk with the public regarding district issues. The unanimous impromptu decision was made at the end of the board’s April 11 meeting, which began with another line of impassioned speakers expressing their concerns and views about district direction. This time it was parents calling for stability in the district and among board members. Farmington parent Amee Christensen cited many examples of positive school programs and student progress, but noted problems in the district related to recent public board disputes and district leadership resignations. She and several other speakers asked for open discussion and interaction with the School Board members. Board members responded positively to the suggestion. Board Chair Tera Lee suggested a monthly meeting to conduct dialogue. — Laura Adelmann

Lakeville Man vandalizes All Saints altar during Mass April 9 A Lakeville man is facing charges in Dakota County after he allegedly desecrated the altar during Mass on April 9 at All Saints Catholic Church. Toward the beginning of the service at the Lakeville church, Steven Richard Fay, 34, approached the altar, turned toward the parishioners and opened a jar containing a yellow Fay liquid believed to be urine, according to the criminal complaint. He proceeded to pour the liquid on the altar, the complaint said, which sullied the altar’s linen adornment and stained the Book of Gospels. As Fay attempted to leave the church, an off-duty police officer from South Dakota sought to restrain Fay, but Fay fought back, said Lakeville Police Chief Thomas Vonhof. The criminal complaint only identifies the off-duty officer by the initials “J.G.” “The man took a swing (at the police officer),” Vonhof said. After J.G. was able to restrain him, Fay slipped out of his jacket and made a run for it, the complaint said. Parishioners stepped in to assist J.G. with restraining Fay. According to the complaint, while the parishioners were holding him down, Fay yelled, “I hate Christians.” Father Thomas Wilson said the man was not a parishioner and was not familiar to him. Wilson said the archdiocese gave him permission to reconsecrate the altar, which he did on Sunday, April 10, before Mass. Wilson said the event was shocking, and that most property crimes involving churches he has encountered have centered on stolen property, not vandalism. Fay has been in the Dakota County Jail since April 9. He is being charged with one count of second-degree criminal damage to property. — Aaron Vehling

Rosemount Park-and-ride construction delayed by archeological find A historical artifact will delay plans for future transportation in Rosemount. The Minnesota Valley Transit Authority had hoped to begin construction on a park-and-ride this year — ahead of its 2013 schedule — but that likely won’t happen due to an archeological dig. “It’s disappointing that it will delay the project but if artifacts of value are found, that needs to be resolved,” Rosemount Mayor Bill Droste said. Remnants of 1880s pottery and other debris were found on the site by the Rosemount Area Historical Society, which asked to dig around the site when the city bought it. “It’s nothing of interest – just broken glass and crockery,” said Maureen Geraghty Bouchard, a member of the historical society. “It was a typical find in an old outhouse.” Since federal funds will pay for much of the $2.4 million project, though, it must comply with the National Historical Preservation Law, which requires a professional review of land where artifacts are found. The Minnesota Department of Transportation’s Cultural Resources Unit will hire an archeologist to study the site. This will push construction of the park-and-ride to 2012. — Jessica Harper

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 21, 2011

Buzz

People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up AMANDA SCHMICK Joins client development team at Abbott Glass in Burnsville

Abbott Glass, Burnsville, has hired Amanda Schmick as a member of its client development team. A native of Chippewa Falls, Wis., Schmick recently graduated from Winona State University with a master’s of sports administration degree after receiving her bachelor’s degree in recreation and marketing from the same college. Schmick will be responsible for the firm’s sales in the hospitality and office supply markets in the south metro.

Accolades companionship to older adults with offices worldwide including the south/ southwest suburbs. ATLAS INSURANCE BROKERS RECEIVES RECOGNITION Atlas Insurance Brokers has received the 2010 Independent Insurance Agency of the Year award in recognition of top sales for insurance. The Mark Stangler Agency in Lakeville is the local Atlas Insurance Brokers agency and AAA independent agent. The award is presented yearly to the top sales agency within AAA Minnesota/Iowa. DAVID E. MORAN

CHRISTY NIEMANN Becomes Tastefully Simple consultant

Christy Niemann of Eagan has become an independent consultant with Tastefully Simple Inc., a national direct sales company featuring easy-to-prepare foods.

CRAIG KANIS Named sales ofﬁce manager Edina Realty, Lakeville

Craig Kanis of Prior Lake has been named sales office manager of the Edina Realty office in Lakeville. The Lakeville office houses 81 agents who work with home buyers and sellers in the south metro area, including Lakeville, Burnsville, and the surrounding areas.

Accolades SENIOR CARE BUSINESS OWNER RECOGNIZED FOR OUTSTANDING BUSINESS PERFORMANCE Burnsville business owner Vitaly Salo was recognized for outstanding business performance at the April 13-16 Home Instead Senior Care annual international meeting held in Omaha, Neb. Salo was recognized with the Presidential I and Presidential II awards at the event. The awards are presented for superior sales and service satisfaction. Home Instead Senior Care is a provider of non-medical home care and

Named a BTI Client Service All-Star

David E. Moran of Eagan has been named a BTI Client Service All-Star for the second year in a row. Moran is a shareholder in Winthrop & Weinstine, P.A., a “Top 10 Law Firm” in Minnesota. The BTI Client Service All-Stars are an elite group of attorneys nominated by clients in BTI’s independent study as delivering the absolute best in client service. All-Stars are selected based on their keen understanding of business issues, client focus and commitment to client needs. Moran practices in the areas of general corporate law, mergers and acquisitions, real estate, and finance. He received his J.D. from the University of Minnesota Law School and his B.A. from Gustavus Adolphus College. The BTI Consulting Group of Wellesley, Mass., is a provider of strategic market research to law firms. Over the last 10 years, they have interviewed more than 2,800 corporate, counsel and this year interviewed nearly 300 corporate counsel from Fortune 1000 companies in more than 15 industries to identify the All-Star list.

Business Briefs HEALTHY KNIGHT RUN SET MAY 5 AT DAKOTA COUNTY TECHNICAL COLLEGE Dakota County Technical College will hold its Healthy Knight Run on Thursday, May 5, on its Rosemount campus. The run will include a 1-mile and 5K course. The 1-mile run will begin at 4 p.m., followed by a 5K run at 4:30 p.m. with 5K walkers starting at 4:45 p.m. Participants will receive a T-shirt along with a race bag full of coupons from area businesses. Registration is $15 by April 29 and $20 thereafter. Race-day registration is also available. Registration forms can be found at: http://blogs.dctc.edu/youblue/ files/2011/02/hk5kreg.pdf. NETTREKKER AVAILABLE THROUGH MACKIN EDUCATIONAL RESOURCES Mackin Educational Resources, Burnsville, is now offering subscriptions to netTrekker, an online educational search tool. netTrekker helps students locate digital resources that have been selected by expert educators as relevant, focused and safe. With more than 300,000 resources, netTrekker’s advanced search capabilities connect users to relevant material that supports state standards and allows them to review which resources are most highly recommended. netTrekker offers customized content for ELL/ESL, a dictionary/ translation key, read-aloud support, streamlined integration with other technology products and professional development training. More information, case studies and a free trial are available at Mackin.com.

Business Briefs REGISTER NOW FOR BURNSVILLE CHAMBER GOLF CLASSIC Early bird registration is now open for the 2011 Burnsville Chamber Golf Classic to be held Monday, June 13, at Willingers Golf Club. Early bird pricing runs through May 1. Opportunities are available for sponsorship. Donations for the silent auction and gift bags are also needed. For more information, visit www.burnsvillechamber.com or call Nicole at (952) 898-5642. TWIN CITIES GAS PRICES DROP Average retail gasoline prices in the Twin Cities have fallen 5.7 cents per gallon in the past week, averaging $3.81 per gallon on April 17. This compares with the national average that has increased 3.7 cents per gallon in the last week to $3.80 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in the Twin Cities during the past week, prices on April 17 were 98.2 cents per gallon higher than the same day one year ago and are 33.6 cents per gallon higher than a month ago. The national average has increased 27.4 cents per gallon during the last month and stands 93.5 cents per gallon higher than this day one year ago. MAYOR WILL UPDATE LAKEVILLE CHAMBER AT APRIL 27 LUNCHEON Lakeville Mayor Mark Bellows will update Lakeville chamber members on the city’s current issues and building projects at the State of the City General Membership Luncheon at noon Wednesday, April 27, at Crystal Lake Golf Club. Cost is $20. Register before April 25 by calling (952) 469-2020.

Submission to Buzz

Business Briefs NEW BURNSVILLE CHAMBER OF COMMERCE MEMBERS AND REPRESENTATIVES • Leslie Schultze, Leslie Schultze Insurance Agency, 12904 Nicollet Ave. S., Burnsville, (952) 236-8610. • Erin Turner, Picture Perfect Hair, 13911 Aldrich Ave., Burnsville, (952) 412-4513.

The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

April 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Minnesota Education Commissioner Cassellius urges changes to teacher license renewal process by Joe Nathan DAKOTA COUNTY TRIBUNE

Last week, Minnesota Commissioner of Education Brenda Cassellius met with the editorial board of ECM Publishers in Coon Rapids and recommended major, thoughtful changes in the way Minnesota teachers are evaluated. She also questioned how well principals have been trained to do this. Improving teacher assessment is part of the top seven priorities for the commissioner and Gov. Mark Dayton. I think she is right to urge greater attention to a teacher’s license renewal. Education Minnesota, the statewide teacher union, agrees changes are needed in evaluating teachers. In a recent statement sent to me, the union asserts, “Minnesota’s current teacher evaluation system is inadequate to support and develop teachers. Many teachers go years without a performance review. A stronger evaluation system is essential to help teachers be more effective.” Agreeing with this concern, Republican legislators have urged regular assessment of each Minnesota teacher. They suggest using factors including whether the teacher produces improved student achievement. Cassellius suggested tying evaluation to the license renewal process. Minnesota

Columnist Joe Nathan

teachers are required to carry out various activities and document, generally over a five-year period, that they have gained enough knowledge to be allowed to continue teaching. This is done through taking workshops and classes in various areas, totaling at least 125 hours of work. Under the approach suggested by Cassellius, Minnesota teachers also would have to take a test of professional knowledge in their field. Cassellius would supplement this with a “locally defined” group of assessments. That could include review by other teachers, videos of their work, surveys of students and determination of whether students in the teacher’s classroom are making progress. According to Cassellius, currently “principals are not trained well enough to evaluate teachers.” So the state needs to help principals develop the skills and knowledge needed to help evaluate teachers. The commissioner says many principals agree that they need “further training” to do this well. The kind of evaluation that the com-

Cassellius missioner recommended would have considerable consequences for a teacher. An ineffective teacher would lose not only her or his job, but also the license to teach anywhere in a Minnesota public school. This would transform license renewal from a relatively unexamined process. Cassellius believes that more effective assessment of teachers “is an area where (she and the governor) are seeking agreement” with Republican legislators. Legislators and the commissioner are right to make this a priority. Lonnie Hartley, Education Minnesota’s press secretary, recently sent me a

An open letter to Minnesota legislative leaders by Cory Merrif ield SPECIAL TO THE TRIBUNE

Dear Minnesota Legislative Leaders, The day is Friday, April 8, as I put pen to this paper. Today is opening day at Target Field in Minneapolis, the new home of the Minnesota Twins. I would like to take this opportunity to connect with you on a very important issue, a new stadium for the Minnesota Vikings. Four years ago, the Twins reached their destination of finding a new home outside the Metrodome. No one can deny the Twins ran a great campaign for a new stadium, and rightfully so. The Twins had the luxury of a booming housing market and robust economy during their efforts. You know this because you provided much-needed leadership on the Twins stadium issue and made it happen. Since then, times have changed. The economy is showing signs of optimism and now recovering from the recession. And the Metrodome has become an even worse venue to host a professional sports team. The reasons the Twins left the Metrodome have only become more apparent to its remaining tenant, the Vikings. Those reasons became abundantly clear to the rest of the world on Dec. 12, 2010, when the Metrodome roof collapsed. Meanwhile, Target Field has proven to be a sweeping success. I am the founder of a 30,000-person coalition of Vikings fans. We are the grassroots, and your support means the

Guest Columnist Cory Merrifield

world to us. We appreciate that when we came to you wearing our Twins jerseys, you were there. We are now approaching you in our Vikings jerseys asking for your help, one last time. Over the next few weeks you will be hearing a lot about the Vikings stadium bill; from your colleagues, from the press, the business community and from us, the fans. We, the fans, understand you have tough challenges facing you – cutting taxes without cutting too deep, reducing the deficit and creating new jobs. Those of us in the grassroots “trenches” have a fine line to walk. We want to be respectful of your tough challenge of conquering the deficit and at the same time communicate that time is slipping away to retain the cultural and economic asset that is the Minnesota Vikings. With that in mind, I want to propose to you the “Fan’s Plan” for a People’s Stadium. 1. Review the tax free stadium bill details at www.SavetheVikes.org/Stadium. 2. Split the cost of the multi-use, roofed stadium three ways (1/3 Vikes, 1/3 user-based fan fees, 1/3 Racino). 3. Combine the bill with Racino’s

JOBZ bill. There is no larger opportunity to put people back to work in Minnesota over the next three years than by building a new multi-use, roofed stadium for the community, and the Vikings. In the event you don’t like our bill in its entirety, carve out the components you like and use the research to supplement or replace undesirable components of the upcoming bill. You campaigned on many things, but all lawmakers campaigned on one thing: Creating jobs for Minnesotans. And if there is one campaign promise to keep, it’s that one. Our bill outlines how you can create 25,000 jobs in Minnesota for an industry sector facing 20 percent unemployment. A couple weeks ago, both the Star Tribune and the Pioneer Press ran polls that show over 70 percent of the public supports the proposed stadium bill in one form or fashion. Please seize the day and move forward on this issue to secure a cultural icon for the next generation so you can look at your children, and grandchildren, telling them you were the one who saved the Vikes. P.S. Your constituents can email you in support of a stadium by going to www.SavetheVikes.org/huddle. Cory Merrif ield is founder/fan advocate for SavetheVikes.org. He can be reached at Cory.Merrif ield@SavetheVikes.org. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

statement explaining that the group recommends changing teacher evaluation to, among other things: • train evaluators; • require school districts and teacher unions to negotiate “an annual teacher evaluation process or implement a plan developed by the Minnesota Department of Education”; • require “multiple measures of student learning, which could include test results, to be taken into account as evaluation components”; and • create a three-year evaluation cycle involving a teacher growth plan, review by other teachers and “at least one formal evaluation by a school administrator.” Details of evaluation proposals vary among the commissioner, Republican legislators, and the teachers’ union. However, each agrees that improving teaching evaluation is vital. Minnesota students will benefit if these groups find common ground. Joe Nathan, former public school teacher, administrator, PTA president, parent of three public school graduates, now directs the Center for School Change at Macalester College. Reactions welcome: jnathan@macalester.edu. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 21, 2011

Financial Sense

Answers to Social Security questions and more by Jim Czechowicz and Rhonda Whitenack SPECIAL TO THE DAKOTA COUNTY TRIBUNE

Jim: I can’t seem to find my Social Security card. Do I need to get a replacement? Rhonda: In most cases, knowing your Social Security number is enough. But if you do apply for and receive a replacement card, do not carry that card with you. Keep it with your important papers. For more information about your Social Security card and number and for information about how to apply for a replacement, visit www.socialsecurity.gov/ ssnumber. If you believe you’re the victim of identity theft, read our publication “Identity Theft And Your Social Security Number” at www.socialsecurity.gov/pubs/10064.html. Jim: How much can I earn while receiving Social Security retirement benefits? Rhonda: In 2011, the annual limit is $14,160 if you are below full retirement age (www.socialsecurity.gov/retire2/agereduction.htm). In the year you reach full retirement age, the annual limit is $37,680.

If you are below full retirement age: • $1 in benefits will be deducted for every $2 you earn above the annual limit. In the year you reach full retirement age: • $1 in benefits will be deducted for each $3 you earn above the annual limit; and • Starting with the month you reach full retirement age, there are no limits on the money you can earn. • If a child or spouse on your record works while receiving benefits, the same earnings limits apply. The earliest age you can receive Social Security retirement benefits is at age 62. Jim: I understand that to get Social Security disability benefits, my disability must be expected to last at least a year or be expected to result in death. But I’m disabled now. Does this mean that I must wait a year after becoming disabled before I can receive benefits? Rhonda: You do not have to wait a year after becoming disabled. If you’re disabled and expect to be out of work for at least a year, you should apply for disability benefits right

helping their moms save nearly $4,000 a year on the cost of prescription drugs. Extra Help – available through Social Security – could pay part of mom’s Medicare prescription drug Part D monthly premiums, annual deductibles, and prescription co-payments. To qualify for the Extra Help, mom must be enrolled in Medicare and have: • Income limited to $16,335 for an individual or $22,065 for a married couple living togethA valuable gift for er. Even if her annual income is higher, she still may be able mom to get some help with monthly Mother’s Day is right premiums, annual deductibles, around the corner. This year and prescription co-payments. people all over the country are

away. It can take months to process an application for disability benefits. If we approve your application, your first Social Security disability benefit will be paid for the sixth full month after the date your disability began. For more information about Social Security disability benefits, refer to Disability Benefits (Publication No. 05-10029) at www. socialsecurity.gov/pubs/10029. html.

Some examples where income may be higher include if she and/or her spouse: support other family members who live with them; have earnings from work; or live in Alaska or Hawaii. • Resources (assets) limited to $12,640 for an individual or $25,260 for a married couple living together. Resources include such things as bank accounts, stocks, and bonds. We do not count her house and car as resources. Social Security has an easyto-use online application that you can help complete for your mom. You can find it at www.socialsecurity.gov. Just select the link on the left of the home page that says, “Get extra help with Medicare prescription drug costs.” To apply by phone or have an application mailed to you, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for the Application for Help with Medicare Prescription Drug Plan Costs (SSA-1020). Or go to the nearest Social Security office. To learn more about the Medicare prescription drug plans and special enrollment

periods, visit www.medicare. gov or call 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048). In Minnesota, you can also call the Senior Linkage Line at 1-800-333-2433.

Social Security information for those who serve in the military If you’ve served in the Armed Forces and you’re planning your retirement, you’ll want to read our publication “Military Service and Social Security” at www.socialsecurity.gov/pubs/10017.html. You also may want to visit the Military Service page of our retirement planner, available at www.socialsecurity.gov/ retire2/veterans.htm. Finally, find out about expedited disability benefits for wounded warriors at www. socialsecurity.gov/pubs/10131. html and www.socialsecurity. gov/pgm/disability.htm. Rhonda Whitenack and Jim Czechowicz are public affairs specialists for Social Security in Minneapolis and St Paul.

Your legal rights regarding debt buyers, collectors by Lori Swanson SPECIAL TO THE TRIBUNE

Has an unfamiliar debt collector called or written to you, or even filed a lawsuit against you, to collect money you don’t believe you owe? If so, you may be the target of a debt buyer. More and more these days, individual citizens report being pursued by debt buyers they have never heard of, sometimes for collection of money they do not owe. In some cases, the debt buyer may pursue the wrong person altogether, while in other cases the debt buyer may pursue the collection of debt that was already paid or was in dispute (for example, where the customer was a victim of identity theft). Last month, the Attorney General’s Office took legal action against a debt buyer – Midland Funding/Midland Credit Management – for pursuing people for payment of bills they did not owe. What is a “debt buyer”? In today’s economy, many creditors – including credit card companies, utilities, phone companies, banks, and lenders – regularly sell to debt buyers old debts that they have been unable to collect. The creditors package these old debts into portfolios, which they sell to debt buyers for pennies on the dollar. It is not uncommon for a debt buyer to pay less than five cents per dollar owed. The debt buyer purchases from the

Guest Columnist Lori Swanson

creditor an electronic file, or “datastream,” of information about the portfolio of debts. The debt buyer usually does not purchase copies of individual contracts, account statements, etc. to substantiate that the individuals whose names are included in the portfolio actually owe the money. Once the portfolio of old debt is bought, the debt buyer either aggressively pursues an individual for payment of the supposed underlying debts, or re-sells the portfolio to another debt buyer. When collecting, debt buyers often cast a wide net to find people who owe money. Some citizens report being targeted by debt buyers for debt that isn’t theirs. Others report being pursued for debt that was long-ago paid or for which they were a victim of identity theft, which had previously been reported to and resolved with the original creditor. How big is the debt-buying industry? The debt-buying industry has seen explosive growth over the last 20 or so years. In 1993 an estimated $6 billion in old debt was sold to debt buyers, but by 2005, that figure spiked to $110 billion.

Debt buyers are often financed in part by large national banks and Wall Street private equity funds. In other words, many of the credit card companies and banks that sell their old debt to debt buyers partially fund the debt-buying industry. What makes debt buyers different? There are several facts that make debt buyers somewhat different than original creditors in their collection efforts. First, when purchasing a portfolio of old debt, a debt buyer generally only purchases an electronic file of information that contains names of supposed debtors, amounts owed, etc. The debt buyer usually does not purchase any documents or other evidence that shows that individual citizens owe the money, such as account statements, charge slips, etc. These electronic files are often rife with errors. Second, the debt that is purchased is often very old. This debt is often called “zombie debt” because it is so old. Some citizens report being pursued for collection efforts by a debt buyer for debt that originated 10 or more years ago. To make matters worse, debt buyers often take the position that they will continue to pursue an individual citizen for payment of a

debt unless and until the person can prove they don’t owe the money. Many people, however, don’t keep cancelled checks, account statements, etc. that go back that far and therefore have a hard time coming up with the proof that they paid the bill. Further, individuals are often unfairly stuck attempting to prove a negative (that is, that they don’t owe money), when under the law a collector is not supposed to pursue a citizen for payment of a bill unless the collector has substantiation that it is owed. Third, debt buyers are often particularly aggressive in their collection attempts. It is not uncommon for a creditor to sell a debt portfolio to an initial debt buyer, who pursues collection for a while and then sells the debt to another debt buyer, who may sell it to yet another debt buyer. As a result, some citizens report that they thought they fixed a problem with a debt buyer who wrongly pursued them for money they didn’t owe, only to later be pursued by other debt buyers for the same debt. What are your rights? Some citizens who are incorrectly pursued by a debt buyer for money they don’t owe simply ignore the collection efforts. After all, the person doesn’t owe the money, and it is unfair to ask them to spend time resolving a problem that isn’t their fault. In order to fully protect

yourself, however, the Minnesota Attorney General’s Office recommends that you exercise your rights under the federal Fair Debt Collection Practices Act (FDCPA). If a debt buyer pursues you for money you don’t think you owe, you should dispute that you owe all or part of the debt under the FDCPA in writing. To do so, you should write to the debt buyer within 30 days after you receive an initial call or letter about the debt. Your letter – which you should send by certified mail so that you have a record of its receipt – should tell the debt buyer that you dispute that the debt is owed and ask the debt buyer to substantiate the debt. You may wish to request the following substantiation in your letter, as applicable: (1) name and address of the original creditor; (2) date on which the alleged debt was incurred; (3) an itemization of the debt (for example, total principal, interest, fees, other charges); (4) a summary of your payment history on the debt; (5) copy of the applicable contract giving rise to the debt; (6) copy of the underlying account statement and other written validation and explanation of the debt. While it takes time for you to write such a letter, it may save you time and headaches down the road – and may prevent the debt buyer from wrongly suing you, reporting the debt to a credit reporting agency, or re-

selling the debt to another debt buyer. Check your credit report. If you are wrongfully pursued by a debt buyer, you should obtain a free copy of your credit report to find out whether the original creditor or the debt buyer has reported the debt to the credit reporting agencies. To obtain your free credit report, go to www.annualcreditreport.com, or call (877) 322-8228. If there are inaccuracies on your credit report, you have certain rights under federal law to correct the mistakes. If you have questions or have been wrongfully pursued by a debt buyer, contact the following agencies: • Office of Minnesota Attorney General Lori Swanson, 1400 Bremer Tower, 445 Minnesota St., St. Paul, MN 55101; (651) 296-3353; (800) 6573787; www.ag.state.mn.us. • Minnesota Department of Commerce, Market Assurance Division, 85 E. Seventh Place, Suite 500, St. Paul, MN 55101; (651) 296-2488; (800) 6573602; www.commerce.state. mn.us. • Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Ave. NW, Washington, DC 20580; toll-free helpline: (877) 3824357. Lori Swanson is attorney general for the state of Minnesota Chamber of Commerce.

April 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Rep. Kiffmeyerâ&#x20AC;&#x2122;s voting bill advances in the House by T.W. Budig ECM CAPITOL REPORTER

Rep. Mary Kiffmeyer, RBig Lake, saw her voter photo ID bill pass another House committee on Monday, April 18, on its way to the House Ways and Means Committee. Testimony in the House Transportation Policy and Finance Committee was not extensive, but familiar pros and cons were heard. Sherri Knuth, public policy coordinator for the League of Women Voters, styled Kiffmeyerâ&#x20AC;&#x2122;s bill as â&#x20AC;&#x153;unnecessary, costly, and harmful.â&#x20AC;? Among her criticisms of the bill is that in Greater Minnesota especially, requiring a photo ID to vote would force some voters to take time off from work to obtain

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

a state photo ID and cause other hardships. The legislation, Knuth explained, would â&#x20AC;&#x153;take Minnesota several steps backwards.â&#x20AC;? But Greg Oâ&#x20AC;&#x2122;Connor, of the Republican Liberty Caucus, and Dan McGrath of the Minnesota Majority, spoke in support of the bill. McGrath testified that his own group had discovered that addresses some voters had given when registering to vote when checked out proved to be swamps, highway overpasses, factories, instead of residential dwellings.

Beth Fraser, of the Minnesota Secretary of Stateâ&#x20AC;&#x2122;s Office, expressed concern over the availability of long-term funding to cover the costs of the voting initiative. While Kiffmeyer early in the session presented legislation that include provisions pertaining to so-called electronic rosters â&#x20AC;&#x201D; technology to firm-up the voting process â&#x20AC;&#x201D; currently her bill has permissive language on electronic rosters but no mandates. It would start a task force to explore how the technology can be implemented.

Mary Kiffmeyer Another photo ID bill authored by another Republican lawmaker, Rep. Mike Benson of Rochester, is alive in the House. The bill is modeled after legislation offered by former Republican state representa-

tive and gubernatorial candidate Tom Emmer, Benson told the committee. In other matters, Republican legislative leaders planned to blitz the state on April 20, flying to seven cities in Greater Minnesota to promote their budget-balancing solutions. Senate Majority Leader Amy Koch, R-Buffalo, Deputy Senate Majority Leader Geoff Michel, R-Edina, and House Speaker Kurt Zellers, R-Maple Grove, were to visit Rochester, Mankato, St. Cloud, Moorhead, Bemidji, Alexandria, and Duluth. Democratic leaders view the Republicans as barnstorming the state with an incomplete budget. â&#x20AC;&#x153;Not only are we miles

away from a final, compromise budget solution, weâ&#x20AC;&#x2122;re still miles away from even beginning to see negotiations between Republican leaders and Gov. Dayton,â&#x20AC;? said Senate DFL Caucus Leader Tom Bakk, DFL-Cook. â&#x20AC;&#x153;With just a few short weeks left in the Legislative Session, House and Senate Republicans still have two competing budget plans that have just one thing in common: theyâ&#x20AC;&#x2122;re both built on $1 billion in phony money,â&#x20AC;? Bakk said in a statement. Lawmakers left for spring recess on April 18 and will not return to the State Capitol until April 26. T.W. Budig is at tim.budig@ ecm-inc.com.

Holberg discusses fiscal notes, government reform by Minnesota State News SPECIAL TO THE TRIBUNE

House Ways and Means Chairwoman Mary Liz Holberg, R-Lakeville, sat down with Minnesota State News to discuss fiscal notes, government reform and Donald Trumpâ&#x20AC;&#x2122;s electoral prospects. Â MSN: What was it that brought you to public service? Holberg: Itâ&#x20AC;&#x2122;s a weird story. Since I was five, my parent ran a special needs foster care home. We always had about 10 or 12 kids in the house. I lived with virtually every social problem or disease you could imagine: drug use, pyromania, sexual abuse, MS, you name it. One girl, her mom was a prostitute. So, Iâ&#x20AC;&#x2122;ve seen how government programs donâ&#x20AC;&#x2122;t function, how they donâ&#x20AC;&#x2122;t work. How bureaucrats make you go through all these hoops. In my family, government was the last resort. MSN: What was your first thought when Speaker Zellers asked you to chair the House Ways and Means Committee? Thatâ&#x20AC;&#x2122;s a pretty influential committee. Holberg: I kind of think thatâ&#x20AC;&#x2122;s a misnomer. People have that impression, the allpowerful Ways and Means chairâ&#x20AC;Ś

through your committeeâ&#x20AC;Ś Holberg: The reality is itâ&#x20AC;&#x2122;s my job to make sure bills have 68 votes. Itâ&#x20AC;&#x2122;s really more of a function of putting my personal agenda on the backburner and trying to work a consensus agenda through a very diverse caucus. MSN: My first thought when I saw you was, â&#x20AC;&#x153;She looks too nice to run a committee.â&#x20AC;? But Iâ&#x20AC;&#x2122;ve seen you in action; you run a very tight ship. How do you pull that off and keep smiling all the time? Holberg: I believe this is a job built on relationships. Whether youâ&#x20AC;&#x2122;re in the minority or the majority weâ&#x20AC;&#x2122;re all people. We have different jobs to do, different values and standards, but donâ&#x20AC;&#x2122;t take it personally. I believe that 90 percent of getting the job done is the attitude. Iâ&#x20AC;&#x2122;m pretty forthright, not one to get flipped around by process and things like that. Humor helps a lot.

MSN: There has been a lot of talk about â&#x20AC;&#x153;phonyâ&#x20AC;? budget cuts this session, â&#x20AC;&#x153;Enronstyleâ&#x20AC;? accounting, and so on. How do you react to that? Holberg: You know, everyone has fought about fiscal notes for years. So thatâ&#x20AC;&#x2122;s kind of a red herring in this discussion. I think the difficulties presented in this particular MSN: Well, all of the budget cycle are unique. We financial bills have to go

are looking at doing things that have never been done before, at least in this state. Many of the other states out there are ahead of us on these reforms, quite frankly. Itâ&#x20AC;&#x2122;s hard to see into the unknown and thatâ&#x20AC;&#x2122;s what youâ&#x20AC;&#x2122;re doing with fiscal notes. Theyâ&#x20AC;&#x2122;re built on assumptions. Just because a piece of legislation has a fiscal note with a certain number, it doesnâ&#x20AC;&#x2122;t mean that in the end that number wonâ&#x20AC;&#x2122;t change. Itâ&#x20AC;&#x2122;s a starting point; itâ&#x20AC;&#x2122;s a projection to their best ability. MSN: Two of Gov. Daytonâ&#x20AC;&#x2122;s budget lieutenants released a letter Tuesday. That letter claims the House budget â&#x20AC;&#x201D; the bills your committee signed off on â&#x20AC;&#x201D; is, I quote, â&#x20AC;&#x153;out balance by $1.203 billion.â&#x20AC;? Is that a figure you dispute? Holberg: I think itâ&#x20AC;&#x2122;s too early to say itâ&#x20AC;&#x2122;s out of balance. I think whatâ&#x20AC;&#x2122;s important is the process, that we get into a conversation with the (Dayton) administration and say, â&#x20AC;&#x153;Okay what assumptions are you using to say this doesnâ&#x20AC;&#x2122;tâ&#x20AC;&#x2122; work?â&#x20AC;? MSN: We are seeing some of that happening now, are we not? Officials from the Governorâ&#x20AC;&#x2122;s office working with the Legislature? Holberg: Yeah, hopefully they are coming to confer-

ence committees and having this discussion. We are hoping to have someone from House Â leadership at some meetings. Some were scheduled for Friday; the administration has now canceled them. MSN: Have they been rescheduled? Holberg: No. MSN: Republicans came into the session talking about how they were going to change the way government operates. Do you see enough reforms in place right now to fulfill that promise? Holberg: Certainly our bills show many paths to accomplishing that. I think what people fail to understand about where we are is that through the 1990s it was typically the case that if you were in government your salary was less than the private sector but your benefit package and retirement were much better. Thatâ&#x20AC;&#x2122;s changed. Look at what weâ&#x20AC;&#x2122;ve seen happen over the last 15 years with the global marketplace and the intense competition and the two recessions. The private sector job situation has changed dramatically the last 10 or 15 years. These big reforms we are working on right now are reflective of whatâ&#x20AC;&#x2122;s been done in the private sector already.

MSN: Youâ&#x20AC;&#x2122;ve been here at the Capitol for quite a while now. Tell me about one relationship youâ&#x20AC;&#x2122;ve made in that time here that is very important to you. Holberg: Wow. There are so many people to learn from here if youâ&#x20AC;&#x2122;re smart, though not everyone does.Â I think one of the people I watched most closely as a freshman was Rep. (Dave) Bishop from Rochester. He was actually the Ways and Means Chair for a while, kind of a roughand-tumble street fighter type guy. But he knew how to get bills passed. As far as legislative acumen he was right up there. I got a lot of friends on both sides of the aisle. Frank Hornstein, even though you couldnâ&#x20AC;&#x2122;t find two people more different.Â Tom Rukavina is another. [Here Holberg offers an amusing tale about her first encounter with the DFL lawmaker from Virginia.] MSN: In ten words or less describe your government philosophy. Holberg: Government actions should be reserved to only those things that people cannot do for themselves and should support a culture of self reliance. The government should be the last resort not the first resort.

MSN: Did you hear President Obamaâ&#x20AC;&#x2122;s speech this week? Holberg: No. (laughs) Are you kidding? Weâ&#x20AC;&#x2122;ve been going 12 and 14 hour days. My husband asks me about news at the Capitol and I canâ&#x20AC;&#x2122;t even tell him that. Thereâ&#x20AC;&#x2122;s always 15 different mini-dramas going on. MSN: Whatâ&#x20AC;&#x2122;s the best part about being a Legislator? But you canâ&#x20AC;&#x2122;t answer, â&#x20AC;&#x153;All the nice people I get to meet.â&#x20AC;? Holberg: I wouldnâ&#x20AC;&#x2122;t have answered that. Although that is fun. The most fun thing about a legislator is you get to learn lots of things about lots of topics. I was a reading nerd, love current events. Tom Workman (former legislator from Carver County) used to have a saying that said â&#x20AC;&#x153;Where else can you go to the best circus in town, have front row seats, and get paid the be there?â&#x20AC;? MSN: It looks like Donald Trump is running for president. Since everyone is talking about it, I thought Iâ&#x20AC;&#x2122;d ask your thoughts on him? Holberg: (long pause) He needs a new hairdo. Minnesota State News is a non-prof it, non-partisan media entity established by Freedom Foundation of Minnesota.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 21, 2011

Capitol Commerce

Rep. Tim Sanders wants to cut the size of the state vehicle fleet by T.W. Budig ECM CAPITOL REPORTER

It’s a conversation starter, said Rep. Tim Sanders, RBlaine, of his state vehicle fleet reduction legislation. Sanders is proposing to reduce the size of the state vehicle fleet – state agencies operate about 7,800 onhighway vehicles – by 15 percent by 2015. The 7,800 vehicle number does not include vehicles operated by the University of Minnesota and Minnesota State Colleges and Universities, though Sanders’ bill includes vehicles from these two institutions. “We may well arrive at a different number,” said Sanders of the exact size of the proposed reduction. Some House Government Operations and Elections Committee members suggested that the 15 percent reduction number seemed arbitrary. “There’s some logic

there,” said Rep. Ryan Winkler, DFL-Golden Valley, noting Republicans have been proposing to reduce the size of the state employee workforce by 15 percent. Sanders’ legislation excludes vehicles used for public safety. The legislation directs the Department of Administration to consolidate the fleet of state agency passenger vehicles and trucks and manage the purchasing, replacement, fueling and maintenance of the vehicles. According to Department of Administration official Tim Morse, the state vehicle fleet has four sections: the Department of Transportation (MnDOT), the Department of Natural Resources, Public Safety, and then the combined remaining state agencies. MnDOT has the largest

vehicle section, operating about 2,900 licensed, on-highway vehicles, he noted. But the transportation department operates many vehicles that are not li-

censed. While the state owns thousands of cars and trucks, the Department of Administration also operates a vehicle leasing program. According to Morse,

state passenger vehicles are usually kept from two to seven years – sometimes longer. Trucks maybe kept up to 12 years, depending on circumstances. In committee, Morse noted that while the public may keep vehicles longer, the state places a premium on having reliable vehicles. Vehicle breakdowns hurt state employee productivity, he explained. The Department of Administration does not have a formal position on Sanders’ legislation. “We believe that further study of vehicle utilization in the state fleet will reveal if 15 percent (reduction) is the correct number,” said Morse in an e-mail. A MnDOT official ex-

pressed concern over the Sanders’ bill, saying MnDOT already has tight oversight of its fleet. Sanders’ legislation after debate was advanced to another House committee. In another matter, legislation carried by Rep. Mary Liz Holberg, R-Lakeville, passed the committee and was sent to the House floor. The bill was brought to her by Lakeville resident Jim Guttmann and would allow county parks to charge fees in excess of fees charged by state parks. Under state law, county parks cannot currently do this. But Guttmann argued removing the restriction allows for county parks to better react to the marketplace. T.W. Budig is at tim.budig@ ecm-inc.com.

Choosing a credit card for your business

BBB gives e-cigarette company failing marks

If expense reports are piling up and you’re tired of hearing your employees complain about not getting reimbursements, it might be time to consider a business credit card. The Better Business Bureau offers advice to business owners on choosing the right credit card for your business. According to a 2009 survey by the Board of Governors of the Federal Reserve System, 83 percent of small businesses used credit cards; 64 percent used small business cards, and 41 percent used personal cards. For small business owners, now is actually a good time to research how a business credit card can benefit operations, or to re-evaluate existing business credit card plans to take advantage of best rates and current offers in the marketplace. “There are many ways that a business credit card can make life easier for an owner and their employees,” said Dana Badgerow, president and CEO of the Better Business Bureau of Minnesota and North Dakota. “It can build credit history for your company, provide you with shortterm loans, offer discounts with vendors, and make expense reports a thing of the past.” Basically, there are two options for business credit

The Better Business Bureau of Minnesota and North Dakota (BBB) is warning consumers to be wary of free trial offers for electronic cigarettes. Customers who tried to take advantage of “free” Internet offers for smokeless cigarettes say they were burned by unexpected charges that totaled $100 or more. Ubiquitous and deceptive online websites for said “free trials” are even deceptively referencing news organizations such as ABC and CBS in the promotion of their products. Nationally, the BBB has received 360 complaints, including six from Minnesota consumers, against a Naples, Fla., company called Direct E-Cig. The company calls its product a “revolutionary electronic smoking device designed as a great alternative to traditional tobacco cigarettes.” It has failed to respond to 170 of the complaints and has an “F” rating with the BBB. “Customer complaints against Direct E-Cig show a clear pattern of misrepresentation,” said Dana Badgerow, president and CEO of the Better Business Bureau of Minnesota and North Dakota. “In many cases, consumers were unpleasantly surprised to find

cards – small business and corporate credit cards. The decision on which option to choose is based in large part on the size of the business and who is responsible for the debt. As the names imply, a corporate credit card is for large businesses and corporations and the burden of debt typically falls on the corporation. A business credit card is intended for smaller businesses with sole proprietors and the burden of debt is on the owner. Unless the business is producing more than $2 million annually in gross income, a corporate credit card isn’t an option. A business credit card is very similar to a personal credit card and carries a credit limit and minimum monthly payments. Business owners and any employee who will use the card will typically undergo a credit check. The BBB offers tips for choosing and implementing a new business credit card approach: • Do your research. Many banks and credit card companies are making various offers, with some attractive perks that may fit nicely with your business needs. But offers run the gamut, so be choosy. You’ll want to find out about offers from both your local banks and national credit

card companies. • Don’t get burned by special offers. As noted, there are many offers and plans available for small business owners, but pay specific attention to business credit card plans with introductory offers for 0 percent APR. While this may be a good option for an immediate, high-end purchase to support your business, you need to find out what the conditions for the APR are – under what conditions will it rise, and what are your options if it does rise. Beware of getting stuck with a high APR after the introductory period. • Consider the rewards. Many cards will offer perks for both you and your employees including discounts with preferred vendors and airlines, as well as rewards points. • Lay the ground rules. Make sure your employees know exactly what can and cannot be charged on the credit card. Some cards will let you adjust the credit limit on individual employee cards, as well as limit where the cards can be used. For additional tips on managing your business’s finances, go to www.bbb. org.

their credit cards were billed for $100 – or more – after ordering what they thought was a free starter kit.” In response to some of the complaints, Direct ECig told the BBB its website notes that consumers must go through a cancellation process within 15 days “to avoid being billed the full price of the kit of $109.95 and future monthly shipments.” Several consumers said they received direct email solicitations from the company and never saw the cancellation policy. Even if consumers are dissatisfied with the product and follow the return policy exactly, it appears that the so-called free trial offer will end up costing them money. The website notes that Direct E-Cig charges $7.50 for each opened or missing cartridge and a $10 restocking fee on all returns. A warning in small print on the Direct E-Cig website notes that “This product contains nicotine, a highly addictive substance. It has not been approved by the FDA as a smoke cessation device.” The U.S. Food and Drug Administration has warned consumers about potential health risks associated with electronic cigarettes. The FDA has said the products can increase nicotine addiction among young people and may lead them to try

other tobacco products including conventional cigarettes. The BBB offers the following advice for consumers who are considering taking advantage of free or lowcost trial offers for smokeless cigarettes or other products: • Is the free trial offer related to a membership, subscription or extended service contract? • Do I have to contact the company to avoid receiving more merchandise or services? • Who do I contact to cancel? • Will I receive other products with the free item? If so, will I have to pay for them or send them back if I do not want them? How long do I have to decide before incurring a charge? • Is there a membership fee? If so, is it refundable? • Will you automatically bill my credit card for anything? • Who is offering the trial – you or another company? What is the name and address of the company? Additional advice on signing up for free trial offers is available at www. bbb.org/us/article/free-trial-offers--are-they-gooddeals-425. Consumers who believe they have been misled by a free trial offer can file a complaint online with the BBB at www.bbb.org.

April 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Frontier Communications wants to remind you: Call before digging Frontier Communications reminds all contractors, landscapers and landowners to call 811, the national â&#x20AC;&#x153;Call Before You Digâ&#x20AC;? telephone number, in advance of any excavation. Every yearÂ telephone and Internet cables are accidentally cut, causing service interruptions for residents,

businesses, and sometimes for regional 911 call centers. Cables can be anywhere. April, the start of the spring construction and planting season, is recognized throughout the country as â&#x20AC;&#x153;safe diggingâ&#x20AC;? month. Utilities, state agencies and others use this time to promote overall safety

awareness and the national one-call number â&#x20AC;&#x153;811,â&#x20AC;? designated by the Federal Communications Commission. Using the one-call system prevents service outages and injuries. It also saves individuals the cost of repairs to utility equipment they damage, and contractors can

avoid fines for violations. â&#x20AC;&#x153;Regardless of the scope of the job â&#x20AC;&#x201C; whether you are digging to plant a shrub or tree or doing major construction â&#x20AC;&#x201C; one call to the federally mandated national 811 number gets your underground utility lines marked for free,â&#x20AC;? said Holly Dahl, general manager for

Frontier Communications. â&#x20AC;&#x153;Local utilities are also notified of your intent to dig. This coordination saves you time, possible injury, potential fines and costly repairs. It keeps you from disrupting phone and Internet service and protects your household and your neighbors.â&#x20AC;?

2266, ext. 1031, jennifer@riverheights.com. South Suburban Chapter of the International Association of Administrative Professionals event: â&#x20AC;˘ Tuesday, April 26, 6 p.m., Administrative Professionals Week celebration with guest speaker Robyne Robinson at Old Chicago, 14998 Glazier, Apple Valley. Robinson will present â&#x20AC;&#x153;The Power of Personal Transformation for a Happier & Long-Lasting Career.â&#x20AC;? Cost: $20. Register online at www. southsuburbaniaap.org. Registration fee includes appetizer bar and beverages at 6 p.m. and program at 6:30 p.m. Metro Women in Business networking event: â&#x20AC;˘ Tuesday, April 26, 6:30 p.m., Apple Valley Community Center, 14603 Hayes Road, Apple Valley. Bring business cards, catalogs, samples, or any literature to share. The meeting will begin with dinner and socializing followed by networking. Each member will receive 2-3 minutes to highlight their business. No membership fee. Limited to one person from each profession or home-based business. Registration: $20. If you bring a friend that has a business, then itâ&#x20AC;&#x2122;s only $15 for you and $15 for your friend. For more information or to register contact Heather Rabanus at (952) 220-0287 or http://www. meetup.com/Twin-Cities-Women-in-Business-NetworkingGroup/events/17110669/. Register for the following District 191 Adult Continuing Education Starting Your Own Business classes at www.communityed191.org or call (952) 707-4110 for information. Cost of each class in the series is $29 or $99 for all four. â&#x20AC;˘ Wednesday, May 4, 6:30 to 8:30 p.m., How to Start Your Own Business, Diamondhead Education Center â&#x20AC;&#x201C; upper level, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Wednesday, May 11, 6:30 to 8:30 p.m., Marketing and Advertising Your Business, Diamondhead Education Center â&#x20AC;&#x201C; upper level, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Wednesday, May 18, 6:30 to 8:30 p.m., Legal Aspect and Financial Management, Diamondhead Education Center â&#x20AC;&#x201C; upper level, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Wednesday, May 25, 6:30 to 8:30 p.m., Developing Your Business Plan, Diamondhead Education Center â&#x20AC;&#x201C; upper level, 200 W. Burnsville Parkway, Burnsville. Register for the following District 196 Community Education business classes at www.district196.org/ce or call (651) 423-7920 for information. â&#x20AC;˘ Monday, April 25, 6:30 to 8:30 p.m., Microsoft Word 2007: Document Formatting 1. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Tuesday, April 26. 6:30 to 8:30 p.m., How to Start Your Own Business. Cost: $29. Falcon Ridge Middle, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Wednesday, April 27, 6 to 9 p.m., Iâ&#x20AC;&#x2122;m on LinkedIn ... Now What? Cost:

$29. Rosemount Middle, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Wednesday, April 17, 7 to 9 p.m., Real Estate Investing: Opportunities for Success. Cost: $19; $6 additional adult. Falcon Ridge Middle, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, April 28, 6:30 to 8:30 p.m., Word 2007 Mail Merge. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners. com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 6554339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 3148676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, April 21, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber of Commerce Office, 1121 Town Centre Drive, Suite 102, Eagan. Jennifer Pfeffer of Eagan Patch. com will discuss what Patch is, how it is different and how local businesses can use and benefit from it. RSVP to rbatulis@ dcrchamber.com. â&#x20AC;˘ Monday, April 25, noon to 1:30 p.m., new member orientation, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. RSVP to Michelle at (651) 288-9202. â&#x20AC;˘ Tuesday, April 26, 4 to 6 p.m., public meeting â&#x20AC;&#x201C; Robert Street Improvements, West St. Paul City Hall, 1616 Humboldt Ave., West St. Paul. Information: Matt Saam at msaam@ cityofwsp.org. â&#x20AC;˘ Wednesday, April 27, noon to 1:15 p.m., ChamberNet, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, April 28, 8 to 9 a.m., Farmington Coffee Brew HaHa at Dakota Electric Association, 4300 220th St. W., Farmington. â&#x20AC;˘ Thursday, April 28, 6 to 8 p.m., public meeting â&#x20AC;&#x201C; Robert Street Improvements, West St. Paul City Hall, 1616 Humboldt Ave., West St. Paul. Information: Matt Saam at msaam@ cityofwsp.org. â&#x20AC;˘ Friday, April 29, 7:30 to 9 a.m., Business & Industry Forum â&#x20AC;&#x201C; State of the Schools Roundtable, Hilton Garden Inn, 1975 Rahncliff Court, Eagan.

Cost: $25. Register by Tuesday, April 26. Information: Michelle Tighe at mtighe@dcrchamber. com. â&#x20AC;˘ Tuesday, May 3, 4 to 7 p.m., South of the River Expo and Business After Hours at the Buck Hill Event Center, 15400 Buck Hill Road, Burnsville. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, May 5, 7:30 to 9:30 a.m., public meeting â&#x20AC;&#x201C; Robert Street Improvements, West St. Paul City Hall, 1616 Humboldt Ave., West St. Paul. Information: Matt Saam at msaam@cityofwsp.org. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, May 19, 6:30 to 10 p.m., 40th anniversary celebration, Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley. Cost: $75. Information: LeeAnn at leeann@applevalleychamber.com. â&#x20AC;˘ Thursday, May 26, 4:30 to 6:30 p.m., Business After Hours at Jay F. Jeweler, 15050 Cedar Ave., Suite 104, Apple Valley. Information: LeeAnn at LeeAnn@ AppleValleyChamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, April 21, 4 to 8 p.m., Smoke-free Lodging: Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Join Nicollet Inn in celebrating going 100 percent smoke-free. Refreshments and drawings for a free nightâ&#x20AC;&#x2122;s stay. Free. Information: www. mnsmokefreehotels.org. â&#x20AC;˘ Wednesday, April 27, 10 to 10:30 a.m., ribbon cutting, Renewal by Andersen, 14270 Buck Hill Road, Burnsville. Free. Information: Anne at anne@ burnsvillechamber.com. â&#x20AC;˘ Tuesday, May 3, 4 to 7 p.m., South of the River Small Business Expo and Business After Hours, Buck Hill Event Center, 15400 Buck Hill Road, Burnsville. Information: Anne at (952) 898-5642.

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â&#x20AC;˘ Thursday, May 5, 4:30 to 6:30 p.m., Business After Hours, Anchor Bank, 550 W. Burnsville Parkway, Burnsville. Free. Information: Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Tuesday, April 26, 7:30 to 9 a.m., new member orientation, chamber conference room. â&#x20AC;˘ Wednesday, April 27, 11:30 a.m. to 1 p.m., State of the City, Crystal Lake Golf Club. Speaker: Steve Mielke, city administrator. Reservation deadline: April 25. Cost: $20. â&#x20AC;˘ Thursday, April 28, 4:30 to 6:30 p.m., Networking After Hours at Applebeeâ&#x20AC;&#x2122;s Grill and Bar, 18404 Kenrick Ave. â&#x20AC;˘ Friday, April 29, 7:30 to 8:30 a.m., Business and Education meeting, Lakeville North High School. â&#x20AC;˘ Sunday, May 1, Ironman Bike Ride, Lakeville North High School. â&#x20AC;˘ Tuesday, May 3, 4 to 7 p.m., South of the River Business Expo, Buck Hill Event Center. â&#x20AC;˘ Wednesday, May 4, 7:30 to 8:30 a.m., Networking Morning Brew, Heritage Library. â&#x20AC;˘ Thursday, May 5, 4:30 to 7 p.m., Networking After Hours, Citizens Bank. â&#x20AC;˘ Thursday, May 12, Rotaryâ&#x20AC;&#x2122;s Taste of Lakeville, Lakeville Area Arts Center. â&#x20AC;˘ Tuesday, May 17, Chamber Golf Classic, Willingers Golf Club. Registration: 11 a.m.; shotgun start: 1 p.m. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, April 21, 11:30 a.m. to 1:30 p.m., Small Business Award Luncheon & Trade Show, Southview Country Club, 239 E. Mendota Road, West St. Paul. Keynote speaker: Dr. Glenn Forbes, CEO of Mayo Clinic, â&#x20AC;&#x153;Perspective of Excellence in Business and Community.â&#x20AC;? Cost: $35/members, $40/ nonmembers. Information: Nicole Bengtson, (651) 451-2266, ext. 1030, nicole@riverheights. com. â&#x20AC;˘ Sunday, April 24, 10 a.m. to 2:30 p.m., Easter Brunch with the Easter Bunny at Clarion St. Paul Hotel & Conference Center, 701 Concord Street S., South St. Paul. Cost: $17.95 for adults, $9.95 for ages 5-12, free for ages 4 and younger. Information: (651) 455-3600. â&#x20AC;˘ Tuesday, April 26, 4 to 5 p.m., Chamber 101 at Fury Motors, 1000 S. Concord St., South St. Paul. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Tuesday, April 26, 5 to 6:30 p.m., Business Card Exchange at Fury Motors, 1000 S. Concord St., South St. Paul. Information: Annie Platek at annie@ riverheights.com. â&#x20AC;˘ Wednesday, April 27, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: www.riverheights. com. â&#x20AC;˘ Friday, April 29, 7:30 to 9 a.m., State of Dakota County Schools, Part 3 of the 2011 Business & Industry Series for Dakota County, Hilton Garden Inn, Eagan. Cost: $25. Information: Jennifer Gale, (651) 451-

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 21, 2011

Alliance from Page 1A

Alliance was a partnership between Fairview Ridges Hospital and Inver Hills Community College that resulted in a $192,000 grant from the state of Minnesotaâ&#x20AC;&#x2122;s Job Share Partnership for state-of-theart cardiac arrest training for nurses. The training program consisted of more specific modules than before, allowing medical personnel to receive the most relevant training in a shorter amount of time, thereby saving the hospital money. The Burnsville Medical Alliance measures success in many ways.

â&#x20AC;&#x153;If we had a company that picked Burnsville because they would have more than enough skilled workers to choose from, thatâ&#x20AC;&#x2122;s where weâ&#x20AC;&#x2122;re going to go; thatâ&#x20AC;&#x2122;s where weâ&#x20AC;&#x2122;re going to stay,â&#x20AC;? said Nienhaus. The initiative is funded through the state of Minnesota, and like most nonprofit organizations, has faced budget cuts over the last few years. Despite the economic challenges, Burnsville doesnâ&#x20AC;&#x2122;t rely on incentives to get businesses to come to its city. â&#x20AC;&#x153;We are known to be business friendly,â&#x20AC;? Nienhaus said. â&#x20AC;&#x153;We continue to push forward with all of the positive

(things about our city) and the hurdles will just go away,â&#x20AC;? he said of the economic challenges. The Burnsville Medical Alliance is currently transitioning its expansion to include STHEM businesses, and a complete changeover is expected next month. To learn more about how your business can benefit from the initiative, contact Skip Nienhaus at (952) 895-4454, or visit www.burnsvillemedical.com. Stacey Ackerman is a freelance writer who lives in Lakeville.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE TO ANNOUNCE PUBLIC HEARING Notice is hereby given that a public hearing will be held by the Dakota County Board of Commissioners on the 3rd day of May, 2011 at 9:00 a.m. in the County Board Room of the Dakota County Administration Center, 1590 West Highway 55, Hastings, MN, for the purpose of receiving comments from the general public concerning the Dakota County Consortium 2011 Annual Action Plan. The FY 2011 Annual Action Plan combines into a single submission the planning and application aspects as well as details of all proposed activities using funds from the Department of Housing and Urban Development's (HUD) Community Development Block Grant (CDBG) and Home Investment Partnership (HOME) programs for Dakota County. Persons wishing additional information on the public hearing, the 2011 Annual Action Plan, or the proposed or previous use of Dakota County CDBG or HOME expenditures should contact Stephanie Newburg of the Dakota County Community Development Agency (CDA) at 651-675-4400. An executive summary and the list of proposed uses of the 2011 CDBG and HOME funds is available on the Dakota County CDA web site at www.dakota cda.org and on the County web site at www.dakotacounty.us. On request, the Dakota County CDA will make every attempt to make the information available in alternative formats. 2579376 4/21/11

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: AVCV11-1138 Case Type: Name Change In the Matter of the Application of: Aiesha Sharnell Johnson On Behalf of: Jerry Louis Manns III For a Change of Name to: Omeri Deshown Johnson TO: Jerry Louis Manns II 6582 - 157th St. W. #204B Apple Valley, MN 55124 An Application for Name Change has been filed by Aiesha Sharnell Johnson for a change of name for the minor child(ren) Jerry Louis Manns III to Omeri Deshown Johnson. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on June 3, 2011, at 9:00 a.m. You may obtain a copy of the Application for Name Change from Dakota County (Apple Valley) 14955 Galaxie Ave., Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: April 8, 2011 Carolyn M. Renn Court Administrator By: Pam Schadegg Deputy 2569613 4/14-4/28/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.; 19HA-PR-11-214 In Re: Estate of ARTHUR WILLIAM GRAIZIGER a/k/a ARTHUR W. GRAIZIGER, Decedent. LOUISE M. GRAIZIGER has filed a Petition for Determination of Descent. It is Ordered that on May 2, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 4-11-2011 BY THE COURT Shawn Moynihan Judge of District Court NOVITZKI and ASSOCIATES, INC. Thomas G. Novitzki MN# 0225563 1575 West 7th Street, Suite 103 St. Paul, Minnesota 55102-4122 Telephone: (651) 216-1227 Facsimile: (651) 222-4755 2570953 4/14-4/21/11P

ORDER FOR HEARING AND NOTICE (Child In Need Of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-387 In the Matter of the Welfare of E.W., Child. TO: Kenneth Dale Wilson Social Worker Jennifer Dockter, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on June 22, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Kenneth Dale Wilson. Dated: April 14, 2011 Richard G. Spicer Judge 2579349 4/21/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1378 In the Matter of the Petition of: PNC Bank, National Association, in Relation to Certificate of Title No. 129483 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seventeen (17) in Block Seven (7) of South Grove No. 8, according to the recorded plat thereof. TO: TOM LEE; TED RICHMANN LEE; MAI XIONG and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129483 and enter a new Certificate of Title for the land therein described in favor of PNC Bank, National Association, subject to the memorials of Document Nos. 21458 and 162515 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 665306, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-2011 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2570842 4/14-4/21/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Mobile Pro Systems 2. State the address of the principal place of business: 7430 Bester Avenue, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. LRG Technologies, Inc, 7430 Bester Ave, Inver Grove Heights, MN 55076 John R Gornick, 7430 Bester Ave, Inver Grove Heights, MN 55076 Linda J Gornick, 7430 Bester Ave, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/13/2011 John R Gornick, President 2578983 4/21-4/28/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1384 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 122775 issued for land in the County of Dakota and State of Minnesota legally described as follows. Residential Unit No. 26 and Garage No. 26-A, Condominium No. 56, Castle Crest Condominiums, located in the County of Dakota. TO: MARY M. HALL; CASTLE CREST HOMEOWNERS ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 122775 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 669617, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-11 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2570569 4/14-4/21/11

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: PARTITION OF REAL ESTATE Gloria Lawrence, single, Plaintiff, vs Richard Reuter, single; Robert Reuter single; and all other persons unknown having or claiming an interest in the property described in the complaint; Defendants. THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS AND TO ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING AN INTEREST IN THE PROPERTY DESCRIBED IN THE COMPLAINT HEREIN: YOU ARE HEREBY SUMMONED and required to serve upon the Plaintiff’s attorney an Answer to the Complaint which is herewith served upon you within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. All civil cases are subject to Alternative Dispute Resolution (ADR) processes, except those actions enumerated in Minn. Stat. Sec. 484.76 and Minn. Gen.R.Prac. 111.01 and 310.01. Dated: January 28, 2001 LAW OFFICES OF DONALD W. TEED, JR. /s/ Donald W. Teed, Jr., #131283 3109 Hennepin Avenue South Minneapolis, MN 55408 612-827-8121 612-827-3564 facsimile Attorney for Plaintiff 2567151 4/14-4/28/11

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 5/5/11 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows:

PUBLIC NOTICE

2571070

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1379 In the Matter of the Petition of: The Bank of New York Mellon, as Trustee, in Relation to Certificate of Title No. 137297 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Nine (9), Block One (1), Jackson Heights Second Addition, according to the recorded plat thereof. TO: JOSE G. RIZO; NANCY CASTRO-CERDAN; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137297 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon, as Trustee, subject to the memorial of Document No. 73863 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 653728, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-2011 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2567067 4/14-4/21/11

Household/Tile Tools William Buttedal $390.00 Household Goods Daniel Burk $440.00 Household Goods Jerry Cassens $945.00 Household Goods Jeffrey Fecke $570.00 Household Goods Linette Arndt $180.00 Household Goods Luther Morgan $255.00 4/14-4/28/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case File No. 19HA-CV-11-1659 THIS SUMMONS IS DIRECTED TO Stephanie Watkins. Shelia Hess, Sandi Raines, and Shirley Taylor v. Stephanie Watkins. Action to Quiet Title. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: 10740 Lyndale Ave., S., 17W, Bloomington, MN 55420. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Residential Unit No. 402 and Garage Unit No. 41 in Condominium No. 36, Garret Square Condominium Homes, Dakota County, Minnesota. The object of this action is to Quiet Title. The object of this action is to Quiet Title. Kluzak Law Office, Dated March 22, 2011, 10740 Lyndale Ave., S., 17W, Bloomington, MN 55420. (952) 881-3322 2563050 4/14-4/28/11P

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-890 In the Matter of the Welfare of M.M.C., Child TO: Lamar Carter Social Worker Christina Akolly, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to Minnesota Statutes, section: 260C, Subd.1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on June 1, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Lamar Carter. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: April 11, 2011 Richard G. Spicer Judge 2575488 4/21-5/5/11

PUBLIC NOTICE

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON PROPOSED ASSESSMENTS TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council of Lakeville will meet at 7:00 p.m. on Monday, May 16th, 2011, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider and possibly adopt proposed assessments for: Improvement Project 11-02, 2011 Street Improvement Project The area proposed to be assessed for the improvements is the following: The project will include all property in that part of the Southwest quarter of Section 28, Township 114, Range 20 and Section 29, Township 114, Range 20 City of Lakeville, Dakota County, Minnesota, described as follows: Portions of Glenn, Four Star 1st, Floyd Bentson, Park Terrace 1st-3rd and 5th, South Creek, Gilb Fitzpatrick, Overland 1st-2nd, Lake Vale 1st-2nd, Lidco, McNearney and Playfield Additions, properties along Howland Avenue north of 205th Street, properties along Hughes Avenue north of 205th Street, and properties along 205th Street between Iberia Avenue and Holyoke Avenue. TOTAL COST: $2,397,912.00 AMOUNT TO BE ASSESSED BY THE CITY OF LAKEVILLE: $1,014,088.80 The proposed assessments are on file for public inspection in the Engineering Department at City Hall. Written and oral objections will be considered at the hearing. The City has adopted a resolution allowing deferment of special assessment to persons 65 years of age and older on a hardship basis. The Engineering Administrative Assistant should be consulted for procedures on requesting a deferment. An owner may appeal an assessment to district court pursuant to M.S. Section 429.081 by serving notice of the appeal to the Mayor or Clerk within thirty (30) days after the adoption of the assessment and filing such notice with the district court within ten (10) days after service upon the Mayor or Clerk. No appeal may be taken to the district court, however, as to the amount of any assessment unless a written objection signed by the affected property owner is filed with the City Clerk prior to the assessment hearing or is presented to the presiding officer at the hearing. Dated this 18th day of April, 2011. CITY OF LAKEVILLE BY: __________________________ Charlene Friedges, City Clerk 2580866 4/21/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: M-Studio Photography 2. State the address of the principal place of business: 3055 Eagandale Place #235, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Mihert Assefa, 3055 Eagandale Place #302, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 02/22/2011 Mihert Assefa Owner 2578995 4/21-4/28/11P

PUBLIC NOTICE

SUMMONS With Real Estate State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-1053 Case Type: Dissolution without Children In Re the Marriage of: Arlene Marie Francis-Hilson, Petitioner and ODell Hilson, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding involves, affects, or brings into question the real property located at the following address 1754 Flamingo Dr. in Dakota County, State of Minnesota, with the following legal description: Lot 3 Block 11 Townview first addition 1754 Flamingo Dr. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota Law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota Statutes, Chapter 518B, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 3/28/11 2562447 4/7-4/21/11P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Issuance of Harassment State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-CV-11-1143 Case Type: Harassment Paul Biron, Petitioner(s) vs. April Lynn Biron, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: 14955 Galaxie Avenue Apple Valley, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: April 14, 2011 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2579326 4/21/11

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 MARS manufactured home, VIN #FH432, currently located at 12207 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of May, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Marilyn Kay Hair (07/04/1945) and Daniel Guadalupe Andrade (01/27/1971) as the owner(s) thereof to: Hometown Homes in the sum of Four-Thousand, Four-Hundred, Eighty Dollars and 47/100 ($4,480.47) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: April 11, 2011 Carol Williams, Agent Hometown Homes 2580850 4/21-5/5/11

PUBLIC NOTICE

NOTIFICATION OF SALE Quinn Graham, 7460 128th Street West, Apt. 2, Apple Valley, Minnesota 55124; Universal Acceptance Corp., P.O. Box 398104, Edina, Minnesota 55439; Universal Acceptance Corp., 7401 Bush Lake Rd, Edina, MN, 55439 FROM: KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, c/o William M. Topka, Severson, Sheldon, Dougherty & Molenda,P.A., 7300 W. 147th Street, Suite 600, Apple Valley, MN 55124 RE: 1998 Dodge Durango VIN No. 1B4HS28Y3WF103449 PLEASE TAKE NOTICE that KDS Auto, LLC, d/b/a Smith Nielsen Automotive Service, is in possession of the above-mentioned 1998 Dodge Durango, VIN No. 1B4HS28Y3WF103449 (“the Vehicle”). KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, will sell the Truck on Wednesday, May 25, 2011, at 2:00 p.m., at KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, 7540 147th Street West, Apple Valley, Minnesota 55124. The property to be sold is a 1998 Dodge Durango, VIN No. 1B4HS28Y3WF103449. The grounds for KDS Auto, LLC, d/b/a Smith Nielson Automotive Service’s, lien against the Vehicle is pursuant to Minnesota State Section 514.18 et seq. At the request of the owner, Quinn Graham, KDS Auto, LLC. d/b/a/ Smith Nielson Automotive Service, altered, repaired, and/or expended labor, skill, and material to or for the Vehicle on or about December 7, 2009. The amount owed to KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, for said alterations, repairs, and/or labor, skill, and material is $784.96. The amount due on the date of the sale, exclusive of expenses of advertising and sale, is $784.96. Dated: 3-30-11 SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: /s/ William M. Topka, #0339003 Attorneys for KDS Auto, LLC, d/b/a Smith Nielsen Automotive Service 7300 W. 147th Street, Suite 600 Apple Valley, Minnesota 55124 (952) 432-3136 THIS IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2565101 4/14-4/28/11 TO:

This notice is hereby given that on 5-4-11 at 1:00pm at Castle Rock Storage 4550 280th Street City of Castle Rock county of Dakota, State of Minn e s o t a , 5 5 0 1 0 , a p u b l i c / S h e r i f fs on-site public sale will be conducted. Personal property sold for CASH to highest bidder, to pay and satisfy leins. Lisa Litman #200 - Pull Camper Micheal Harder #201 - Old Camper Dan Brenna #119 - Old 23ft Bayliner 2571956 4/14-4/28/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-890 In the Matter of the Welfare of D.L.M., Child. TO: Jordan Moultrie Social Worker Christina Akolly, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to Minnesota Statutes, section: 260C,Subd.1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on June 1, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Jordan Moultrie. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: April 11, 2011 Richard G. Spicer Judge 2575350 4/21-5/5/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-11-227 ESTATE OF John J. Love, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 12/26/2000, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Ann C. Pampusch-Love whose address is: 1718 Sutton Lane, Mendota Heights, Minnesota 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4-15-11 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney For Personal Representative Fred A. Kueppers, Jr. Kueppers, Kronschnabel & Daly, P.A. Suite 2300 101 East Fifth Street St. Paul, MN 55101 651-222-5000 Atty. I.D. No. 58841 2579282 4/21-4/28/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Graystone Design 2. State the address of the principal place of business: 25489 Cedar Ave., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. John L. Hulburt, 25489 Cedar Ave., Farmington, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 4-5-11 John L. Hulburt-Sole Proprietor 2578989 4/21-4/28/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION CASE TYPE: DISSOLUTION WITHOUT CHILDREN _______________________________________ Court File No.: In RE the Marriage of: Patrick Wayne Bauer, Petitioner, and Heidi Marie Bauer, Respondent. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon the Petitioner’s attorney an Answer to the Petition which is herewith served upon you within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. YOU ARE FURTHER NOTIFIED that this proceeding involves, directs, or brings into question real property located at: 1414 Blueberry Lane, City of Hastings, County of Dakota, State of Minnesota 55055 and legally described as follows, to-wit: Lot 7, Block 1, Dakota Hills Fifth Addition, According to the REC thereof. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: 1. NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT - (i) FOR THE NECESSITIES OF LIFE OR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; 2. NEITHER PARTY MAY HARASS THE OTHER PARTY; AND 3. ALL CURRENTLY AVAILABLE I NS UR AN CE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. ALTERNATIVE DISPUTE RESOLUTION NOTICE PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NON-PROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF DOMESTIC ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION, AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. The object of this proceeding is the dissolution of marriage relationship and such division of property involved as the Court finds just. Dated: March 22, 2011 STACY K. MORGAN, P.A. By: /s/ Stacy K. Morgan 906 Vermillion Street Hastings, MN 55033 Telephone: 651-437-8933 Attorney for Petitioner 2567651 4/14-4/28/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Custom Redesign 2. State the address of the principal place of business: 3757 Blackhawk PT, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Debra Bjurquist Aune, 3757 Blackhawk PT, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02/10/11 Debra B. Aune, Sole Proprietor 2566720 4/14-4/21/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Seibukan Jujutsu of Minnesota 2. State the address of the principal place of business: 425 W Travelers Trail, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ryan S. Hoffman, 425 W Travelers Tr, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/16/10 Ryan S. Hoffman Dojo-CHO 2576004 4/21-4/28/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Revive Salon & Spa 2. State the address of the principal place of business: 15322 Galaxie Avenue, Suite 120, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Revive Salon & Spa LLC, 19817 Butternut Trail, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/01/2011 Erin N. Rowe-Garofalo - Owner 2579005 4/21-4/28/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Pain Free Posture MN 2. State the address of the principal place of business: 17463 Grove Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Deborah A Preachuk, 17463 Grove Avenue, Lakeville, MN 55044 Pilates Integration M.B.S., 17463 Grove Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/04/2010 Deborah A. Preachuk 2570263 4/14-4/21/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1383 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 127213 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Five (5), Block Five (5) in BLUEBILL BAY ESTATES, according to the recorded plat thereof. TO: STANLEY SMITH; AUDREY SMITH; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AND LENDER, AMERICAN INVESTORS BANK AND MORTGAGE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 127213 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorials of Document Nos. 185942 and 186412 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 673366, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-2011 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2568257 4/14-4/21/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Burrito Bag 2. State the address of the principal place of business: 493 Chapel Ct., Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Owen Frederickson Jr., 493 Chapel Ct., Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 03/21/2011 Paul O. Frederickson Jr. Owner 2566702 4/14-4/21/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: raKc 2. State the address of the principal place of business: 81 Walden Street, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shawn McKitrick, 81 Walden Street, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 03/15/2011 Shawn McKitrick Owner 2571968 4/14-4/21/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Race Trade 2. State the address of the principal place of business: 2990 McAndrews Rd, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stax100 LLC, 2990 McAndrews Rd, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4-4-11 Alex Cordes, President 2575287 4/21-4/28/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Call It Clean 2. State the address of the principal place of business: 21318 Hytrail Cir., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Laurie Gramling, 21318 Hytrail Cir., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4-12-11 Laurie Gramling 2574626 4/21-4/28/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: La Belle Vie Cleaning 2. State the address of the principal place of business: 17680 Icon Trail, Lakeville, Mn 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Elizabeth J. Mulholland, 17680 Icon Trail, Lakeville, Mn 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 15, 2011 Elizabeth J. Mulholland Owner 2569386 4/14-4/21/11P

PUBLIC NOTICE

PUBLIC NOTICE ORDINANCE NO. 878 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA

AN ORDINANCE AMENDING TITLE 1 CHAPTER 7 AND TITLE 3 CHAPTER 19 OF THE LAKEVILLE CITY CODE CONCERNING CRIMINAL HISTORY EMPLOYMENT AND LICENSE BACKGROUND CHECKS THE CITY COUNCIL OF THE CITY OF LAKEVILLE, MINNESOTA ORDAINS: SECTION 1. S e c t i o n 1 - 7 - 5 o f t he Lakeville City Code is amended to provide: 1-7-5: E M P L O Y M E N T B A C K GROUND CHECKS 1-7-5-1: APPLICANTS FOR CITY VOLUNTEERS AND EMPLOYMENT: A. P U R P O S E : T h e p u r p o s e a n d intent of this section is to establish regulations that will allow law enforcement access to Minnesota's Computerized Criminal History information for specified non-criminal purposes of employment and volunteer background checks. B. CRIMINAL HISTORY EMPLOYMENT AND VOLUNTEER BACKGROUND INVESTIGATIONS: The Lakeville Police Department is hereby required, as the exclusive entity within the City, to do a criminal history background investigation on applicants for volunteers and regular part-time or full-time employees of the City of Lakeville and other positions that work with children or vulnerable adults, unless the City's hiring authority concludes that a background investigation is not needed. In conducting the criminal history background investigation in order to screen volunteers and employment applicants, the Police Department is authorized to access data maintained in the Minnesota Bureau of Criminal Apprehension Computerized Criminal History information system in accor-

History information system in accor dance with BCA policy. Any data that is accessed and acquired shall be maintained at the Police Department under the care and custody of the chief law enforcement official or his or her designee. A summary of the results of the Computerized Criminal History data may be released by the Police Department to the hiring authority, including the City Council, the City Administrator, or other City staff involved in the hiring process. Before the investigation is undertaken, the applicant must authorize the Police Department by written consent to undertake the investigation. The written consent must fully comply with the provisions of Minn. Stat. Chap. 13 regarding the collection, maintenance and use of the information. Except for the positions set forth in Minnesota Statutes Section 364.09, the City will not reject an applicant for employment on the basis of the applicant's prior conviction unless the crime is directly related to the position of employment sought and the conviction is for a felony, gross misdemeanor, or misdemeanor with a jail sentence. If the City rejects the applicant's request on this basis, the City shall notify the applicant in writing of the following: 1. The grounds and reasons for the denial. 2. T h e a p p l i c a n t c o m p l a i n t a n d grievance procedure set forth in Minnesota Statutes Section 364.06. 3. The earliest date the applicant may reapply for employment. 4. That all competent evidence of rehabilitation will be considered upon reapplication. SECTION 2. Section 3-19-1 of the Lakeville City Code is amended to provide: 1-7-6: L I C E N S E B A C K G R O U N D CHECKS 1-7-6-1: APPLICANTS FOR CITY LICENSES: A. P U R P O S E : T h e p u r p o s e a n d intent of this section is to establish regulations that will allow law enforcement access to Minnesota's Computerized Criminal History information for specified non-criminal purposes of licensing background checks. B. C R I M I N A L H I S T O R Y L I C E N S E BACKGROUND INVESTIGATIONS: The Police Department is hereby required, as the exclusive entity within the City, to do a criminal history background investigation on the applicants for city permits, licenses, and other approvals. In conducting the criminal history background investigation in order to screen license applicants, the Police Department is authorized to access data maintained in the Minnesota Bureau of Criminal Apprehensions Computerized Criminal History information system in accordance with BCA policy. Any data that is accessed and acquired shall be maintained at the Police Department under the care and custody of the chief law enforcement official or his or her designee. A summary of the results of the Computerized Criminal History data may be released by the Police Department to the licensing authority, including the City Council, the City Administrator, or other City staff involved the license approval process. Before the investigation is undertaken, the applicant must authorize the Police Department by written consent to undertake the investigation. The written consent must fully comply with the provisions of Minn. Stat. Chap. 13 regarding the collection, maintenance and use of the information. Except for the positions set forth in Minnesota Statutes Section 364.09, the City will not reject an applicant for a license on the basis of the applicant's prior conviction unless the crime is directly related to the license sought and the conviction is for a felony, gross misdemeanor, or misdemeanor with a jail sentence. If the City rejects the applicant's request on this basis, the City shall notify the applicant in writing of the following: 1. The grounds and reasons for the denial. 2. T h e a p p l i c a n t c o m p l a i n t a n d grievance procedure set forth in Minnesota Statutes Section 364.06. 3. The earliest date the applicant may reapply for the license. 4. That all competent evidence of rehabilitation will be considered upon reapplication. SECTION 3. This ordinance shall be effective immediately upon its passage. ADOPTED this 18th day of April, 2011, by the City Council of the City of Lakeville, Minnesota. CITY OF LAKEVILLE BY: _______________________ Mark Bellows, Mayor ATTEST: ______________________________ Charlene Friedges, City Clerk 2580896 4/21/11

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Filed August 24, 2005, Dakota County Recorder, Document No. 2354242. ASSIGNMENT(S) OF MORTGAGE: Assigned to Citimortgage, Inc., by assignment dated July 14, 2010, filed for record July 27, 2010, as Document No. 2742856, and to LSF7 Bermuda NPL 1 Trust, by assignment dated October 26, 2010, filed for record October 26, 2010, as Document No. 2761651. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: LSF7 Bermuda NPL 1 Trust. Residential Mortgage Servicer: Vericrest Financial, Inc. MORTGAGE ORIGINATOR (as defined in section 58.02): Maribella Mortgage, LLC. MORTGAGED PROPERTY ADDRESS: 16953 Fairhaven Avenue, Lakeville, MN, 55044. TAX PARCEL I.D. NO.: 22-31502-180-02. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Harris Acres Third. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $321,360.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $353,213.75. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on November 5, 2011, or the next business day if November 5, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: March 9, 2011. LSF7 BERMUDA NPL 1 TRUST, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2536536 3/17-4/21/11

PUBLIC NOTICE

LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7926 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-27600-130-04 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Foxborough, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,134.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5667 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539994 3/17-4/21/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-201 Estate of THERESA H. DULLINGER, Decedent. It is Ordered and Notice is given that on May 2, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated February 21, 2003, and for the appointment of Wayne Dullinger, whose address is 4061 99th Avenue Northeast, Circle Pines, MN 55014, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 4/5/11 Shawn Moynihan Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2568954 4/14-4/21/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-202 ESTATE OF Mary A. Johnson, DECEDENT It is Ordered and Notice is given that on May 16, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated September 27, 1995 (“Will”), and for the appointment of William C. Johnson whose address is: 804 5th Avenue S., South St. Paul, MN 55075 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 4/6/11 David L. Knutson Judge (COURT SEAL) Attorney For Personal Representative Thomas W. Pugh Rogosheske, Sieben, Atkins & Pugh, LLC 222 Grand Avenue W., Suite 100 South St. Paul, MN 55075 Phone: (651) 451-6411 Fax: (651) 451-9956 2566259 4/14-4/21/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-225 Estate of MARGARET L. FOSS, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated November 4, 1987, and codicils to the will, dated August 22, 2005, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Monica Foss, whose address is 1284 Carriage Hills Drive, Eagan, MN, 55123, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: April 8th, 2011 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney for Personal Representative Adam C. Wadd Wendling & Associates, PA Suite 145 201 W Burnsville Pkwy Burnsville, MN, 55337 Attorney License No: 330310 Telephone: (952) 894-2546 FAX: (952) 890-1579 2579217 4/21-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00 MORTGAGOR(S): Daniel Godtland and Jill Godtland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

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DATE AND PLACE OF RECORDING: Recorded: March 18, 2008 Dakota County Recorder Document Number: 2578750 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550178481353 Lender or Broker: Access Capital Mortgage Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 791 Newell Cir, Apple Valley, MN 55124-8929 Tax Parcel ID Number: 01 11707 180 12 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Twelve (12), Apple Valley Eighth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $315,499.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018363F01 2535026 3/17-4/21/11

PUBLIC NOTICE

Lot 38, Block 5, CIC No. 250, Bloom field, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,738.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2234 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539918 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-222 Estate of Daniel Gene Evert, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed John P. Evert, whose address is 13305 Huntington Lane, Apple Valley, MN, 55124 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: April 11th, 2011 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative William G. Peterson Peterson Law Office, LLC 3601 Minnesota Drive, #800 Bloomington, MN, 55435 Attorney License No: 86435 Telephone: (952) 921-5818 FAX: (953) 831-2550 Email: gkivens@petersonlawoffice.com 2580815 04/21-4/28/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Case File No. 19HA-PR-11-219 ESTATE OF Myron Joseph Labovitch, aka Myron J. Labovitch, DECEDENT It is Ordered and Notice is given that on May 16, 2011 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 11-26-2003, under Minn. Stat. 524.2-513 (“Will”), and for the appointment of a qualified neutral third party whose address is: _________ as personal representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4-12-11 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Petitioner Melanie A. Boes, #033599X Rodney J. Mason, Ltd. 332 Minnesota Street Suite W-3070 St. Paul, MN 55101 651-224-5343 651-224-5711 fax mboes@rodneyjmason.com 2573048 4/21-4/28/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-232 ESTATE OF Jane B. O’Brien, a/k/a Jane O’Brien, Jane Blanche O’Brien, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated April 16, 1991, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Kelly E. O’Brien whose address is: 1279 Stryker Avenue, West St. Paul, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: APRIL 18TH, 2011 Registrar BY: /s/ Joann Bauer DEPUTY REGISTRAR Attorney For Personal Representative Thomas M. Scott (#98498) Campbell Knutson, P.A. 317 Eagandale Office Center 1380 Corporate Center Curve Eagan, MN 55121 651-452-5000 98498 2579920 4/21-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 And assigned to: TCF National Bank Dated: March 03, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 569 Kendall Dr, Hastings, MN 55033-4026 Tax Parcel ID Number: 19-16404-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Cari Park 5th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,186.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: TCF National Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009287F04 2533040 3/17-4/21/11

PUBLIC NOTICE

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�� S�� thereof, Dakota County, Minnesota PLACE OF SALE: h e r�� iff s Office, COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE:$189,006.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE:$194,049.67 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: May 5, 11:59 p.m. on November 7, 2011. 2011 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE: None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: March 8, 2011. the date on or before which the mortU.S. Bank, N. A. gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE:None 19-1780 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 3/17-4/21/11 RESENTATIVES OR ASSIGNS, MAY BE 2539936 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: March 4, 2011. the following described mortgage: U.S. Bank, N. A. DATE OF MORTGAGE: July 30, 2007 Mortgagee/Assignee of Mortgagee MORTGAGORS: D u s t y P a r k e r a n d USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Stacey Wolfe, both single. MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded August 23, 2007, Dakota (952) 925-6888 County Recorder, Document No. 19-1850 THIS IS A COMMUNICATION FROM 2539588. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2537512 3/17-4/21/11 Assigned to: Provident Funding Associates, L.P., Dated: October 4, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. T RANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: 100053030011976314 LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: AEGIS Wholesale Corporation NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: Provident Funding Associates, the following described mortgage: LP MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: December 24, 18274 English Avenue, Farmington, 2003 MORTGAGOR: William T. Herndon, a MN 55024 single person. TAX PARCEL I.D. #: 141950200304 MORTGAGEE: Homestead Mortgage LEGAL DESCRIPTION OF PROPCorporation. ERTY: DATE AND PLACE OF RECORDING: Unit No. 3, Sherbourne Deck Homes, Registered February 20, 2004, Dakota a Condominium, Condominium Plat County Registrar of Titles, Document CIC No. 129, according to the No. 0530485, Certificate of Title No. recorded plat thereof, Dakota 130931. County, Minnesota. ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: U.S. Bank, N.A., Dated: LOCATED: Dakota December 24, 2003, Recorded: FebruORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 ary 20, 2004, Document No. 0530486. Said Mortgage being Registered Land. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: NONE DUE AS OF DATE OF NOTICE, INCLUDT R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $152,676.72 That prior to the commencement of MORTGAGE: NONE LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Homestead Mortgage plied with all notice requirements as required by statute; That no action or Corporation R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law VICER: U.S. Bank Home Mortgage or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 13992 Holyoke Court, Apple Valley, MN thereof; 55124 PURSUANT to the power of sale conTAX PARCEL I.D. #: 016640003001 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: Lot 3, Block 1, Schimek 1st AddiDATE AND TIME OF SALE: May 3, tion. 2011 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $163,706.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $170,465.21 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, redeemed under section 580.23 is 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ��

PUBLIC NOTICE

�� redeemed under section 580.23 is 11:59 p.m. on November 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539849 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): George D Berg and Melissa A Berg, as husband and wife, as joint tenants MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on June 24, 2005, as Document No. 2333776 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Dated: March 7, 2011, and recorded March 17, 2011 by Document No. 2791760. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Dakota Heights 8th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 17528 ICELAND TR, LAKEVILLE, MN 55044-0000 PROPERTY I.D: 22-19407-03-002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand Three Hundred Twenty-One and 01/100 ($198,321.01) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 10, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00104-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3946717 03/24/2011, 03/31/2011, 04/07/2011, 04/14/2011, 04/21/2011, 04/28/2011 2546159 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-205 In Re: Estate of Robert Lee Mann, Decedent. It is Ordered and Notice is given that on May 16, 2011 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated December 29, 2004, and for the appointment of Glen Edward Upchurch, whose address is 1435 9th Avenue S, South St. Paul, Minnesota 55075 as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/6/11 BY THE COURT David Knutson Judge of District Court Sapientia Law Group Matthew J. McClenahan MN# 344837 12 South 6th Street, Suite 1242 Minneapolis, MN 55402 Telephone: (612) 756-7100 Facsimile: (612) 756-7101 e-mail: mattm@sapientialaw.com 2566313 4/14-4/21/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-213 In Re: Estate of GERALD L. SHARPSTEEN a/k/a JERRY L. SHARPSTEEN JERRY SHARPSTEEN, DECEDENT. It is Ordered and Notice is given that on 5-16-11 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated FEBRUARY 7, 2011, and for the appointment of JAMES H. SHARPSTEEN, whose address is 5452 42nd Avenue South Minneapolis, MN 55417 as personal representative of the decedent's estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4-11-11 BY THE COURT Shawn Moynihan Judge of District Court Donohue Green Law Office PLLC Margaret D. Green MN# 0389695 222 North 2nd Street, Ste 300 Minneapolis, MN 55401 Telephone: 612-708-9767 Facsimile: 612-465-0095 e-mail: mgreen@donohuegreen.com 2570485 4/14/4/21/11

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, N.A. successor by merger to National City Bank, Dated: June 19, 2009, Recorded: June 29, 2009, Document No. 2667595. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 8245 Cooper Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-69300-200-03 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 3, Sleepy Hollow Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,083.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539831 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Christian P Lorenzen and Lisa M. Lorenzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2005 Dakota County Recorder Document Number: 2364893 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Dated: March 09, 2010 Recorded: April 19, 2010 Dakota County Recorder Document Number: 2725581 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014440002229326 Lender or Broker: NetBank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23870 Conrad Ave, Hampton, MN 55031-9725 Tax Parcel ID Number: 17.00700.010.51 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the South 785 feet of the West 290 feet of the E

785 feet of the West 290 feet of the E 1/2 of the SW 1/4 of Section 7, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,829.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-57CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-57CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013148F02 2539045 3/17-4/21/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3581 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540201 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Edward C. Johnson and Judith M. Johnson, aka Judy M. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 19, 2006 Dakota County Recorder Document Number: 2438902 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 18, 2011 Recorded: January 31, 2011 Dakota County Recorder Document Number: 2783142 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0594716904-4 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4073 156th St W, Rosemount, MN 55068-6601 Tax Parcel ID Number: 34-67650-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Shannon Pond, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,378.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018391F02 2539599 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-223 Estate of Myron Ralph Robinson, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 10-18-1999, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Stephen Charles Robinson, Son, whose address is: 4438 Pondview Trail SE, Prior Lake, MN 55372 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 4-13-11 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar PRO SE Stephen Charles Robinson 4438 Pondview Trl. S.E. Prior Lake, MN 55372 Telephone: 952-451-7425 2574349 4/21-4/28/11P

PUBLIC NOTICE

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ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$107,352.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2008 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2537509 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Pamela K. Wegner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 05, 2005 Dakota County Recorder Document Number: 2367272 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The Cwabs Inc, Asset-Backed Certificates, Series 2006-IM1 Dated: February 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004804395 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4896 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20.44027.702.10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 10702, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,836.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The Cwabs Inc, Asset-Backed Certificates, Series 2006-IM1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019619F01 2539025 3/17-4/21/11

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540181 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 1, 2007 MORTGAGORS: Dodd Carlson and Tami Carlson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2007, Dakota County Recorder, Document No. 2504529. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009, Recorded: March 24, 2010, Document No. 2720949. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077960000665811 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 444 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-190-06 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,070.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives pursuant to Prior Mortgagor Postponement under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2011. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1520 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539870 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2004. MORTGAGOR(S): Peter Sarff, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Summit Mortgage Corporation, a Minnesota corporation. DATE AND PLACE OF RECORDING: Filed August 5, 2004, Dakota County Recorder as Document No. 2234616. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company by assignment dated January 31, 2011, filed for record February 16, 2011, as Document No. 2786681. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Summit Mortgage Corporation, a Minnesota corporation. MORTGAGED PROPERTY ADDRESS: 5086 147th Street West, Apple Valley, MN 55124. TAX PARCEL I.D. NO.: 01-20505-051-01. LEGAL DESCRIPTION OF PROPERTY: Lot 51, Block 1, Diamond Path Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $146,268.47. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on December 9, 2011, or the next business day if December 9, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: April 13, 2011. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2574513 4/21-5/26/11

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PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 , 2001 MORTGAGORS:M a r k C . V a n d e l i s t and Lisa Vandelist, husband and wife. MORTGAGEE:E-Loan, Inc.. DATE AND PLACE OF RECORDING: Recorded June 11, 2001, Dakota County Recorder, Document No. 1781550. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc. n/k/a CitiMortgage, Inc., Dated: December 20, 2001, Recorded: January 3, 2002, Document No. 1846765. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: E-Loan, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17021 Jackson Trail, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-47001-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lynwood South 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$258,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$230,185.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 31, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2576207 4/21/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2010 MORTGAGOR: Brigham S. Strole, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered April 14, 2010, Dakota County Registrar of Titles, Document No. T660490, Certificate of Title No. 143635. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 24, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011511211063913 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17193 Jordan Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-64603-230-02 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, in Rolling Oaks South Plat Four COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $221,124.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5443 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5443 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2579115 4/21/11

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�� August 28, 2002, Document Recorded: No. 1930245. And thereafter assigned ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,205.00 MORTGAGOR(S): David Anderson, a single individual MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: January 30, 2003 Dakota County Recorder Document Number: 1992266 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 18, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14589 Evergreen Trl, Apple Valley, MN 55124-5740 Tax Parcel ID Number: 01-48845-057-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 57, Common Interest Community No. 124, Mistwood Courthomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,386.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020339F01 2579009 4/21-5/26/11

PUBLIC NOTICE

to: Mortgage Electronic Registration Systems, Inc., Dated: July 9, 2002, Recorded: August 28, 2002, Document No. 1930246, AND BY Document No. 1920572 And thereafter assigned to: CitiMortgage, Inc., Dated: January 9, 2009, Recorded: January 13, 2009, Document No. 2630787. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC d/b/a Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15903 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025101002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Geronime Pond 2nd Addition, CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,636.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5692 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540003 3/17-4/21/11

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 10, Block 2, Chateaulin 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,378.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1919 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2537499 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,500.00 MORTGAGOR(S): Eua Vilaysone and Seng Vilaysone, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 575013 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001007233 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125860 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1854 Jade Ln, Eagan, MN 55122-2101 Tax Parcel ID Number: 10-16706-060-05 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Cedar Grove Number 7, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,749.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019425F01 2533746 3/17-4/21/11

PUBLIC NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540227 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L. Harvey, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage LLC. Dated: January 21, 2011 Recorded: February 02, 2011 Dakota County Recorder Document Number: 2783793 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,511.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017621F03 2578971 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 MORTGAGOR(S): Michael Wekseth and Leah Schmidt, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422566 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: March 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003023-0601000470-7 Lender or Broker: Lenox Financial Mortgage Corp. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1213 Larch St, Farmington, MN 55024-1791 Tax Parcel ID Number: 14-22505-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,718.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019871F01 2578899 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Gwendolyn Lundell, a single person and Melvin Welch, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375469 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030007998843

��

cation Number: 100053030007998843 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 735 6th St W, Hastings, MN 55033-1727 Tax Parcel ID Number: 19-10500-103-40 LEGAL DESCRIPTION OF PROPERTY: Lot 9 and 10, Block 40, Addition No. 13 to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota; except the east 3.66 feet of said Lot 9; and also except the south 76 feet of said Lot 9 and Lot 10. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,615.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 2533756 3/17-4/21/11

PUBLIC NOTICE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5706 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547485 3/24-4/28/11

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547516 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12840 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12840 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Ryan M. Buesgens, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Sixty One and 00/100 ($3,061.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 13, 2010, and recorded February 8, 2011, as Document No. 2785201 i n t h e D a k o t a C o u n t y Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 11, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 11, 2011. Dated: March 9, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441163 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2546361 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 MORTGAGOR(S): Joan Ristau, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460580 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin

The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009146520 Lender or Broker: First Franklin a Division of National City Bank of Indiana Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15536 Foghorn Ln, Apple Valley, MN 55124-6023 Tax Parcel ID Number: 01-63402-049-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 49, Common Interest Community No. 282, Regatta Village Homes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,180.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019753F01 2541814 3/24-4/28/11

PUBLIC NOTICE

��

�� Community Number 439, �� Dakota sonal representatives or assigns. County, Minnesota If the Mortgage is not reinstated COUNTY IN WHICH PROPERTY IS under Minn. Stat. §580.30 or the propLOCATED: Dakota erty is not redeemed under Minn. Stat. ORIGINAL PRINCIPAL AMOUNT OF §580.23, the Mortgagor must vacate MORTGAGE: $169,350.00 the property on or before 11:59 p.m. on AMOUNT DUE AND CLAIMED TO BE November 06, 2011, or the next busiDUE AS OF DATE OF NOTICE, INCLUD- ness day if November 06, 2011 falls on ING TAXES, IF ANY, PAID BY MORT- a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial GAGEE: $175,816.94 That prior to the commencement of obligation: NONE this mortgage foreclosure proceeding THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee com- A DEBT COLLECTOR ATTEMPTplied with all notice requirements as ING TO COLLECT A DEBT. ANY required by statute; That no action or INFORMATION OBTAINED WILL BE proceeding has been instituted at law USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF or otherwise to recover the debt secured by said mortgage, or any part THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE thereof; PURSUANT to the power of sale con- T I M E P R O V I D E D B Y L A W I S N O T tained in said mortgage, the above AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR described property will be sold by the Sheriff of said county as follows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: May 13, THE MORTGAGOR'S PERSONAL REP2011 at 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: S h e r i f f ' s O f f i c e , REDUCED TO FIVE WEEKS IF A JUDILaw Enforcement Center, 1580 Hwy CIAL ORDER IS ENTERED UNDER 55, Lobby #S-100, Hastings, MN MINNESOTA STATUTES, SECTION to pay the debt then secured by said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgage, and taxes, if any, on said OTHER THINGS, THAT THE MORTpremises, and the costs and disburse- GAGED PREMISES ARE IMPROVED m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s WITH A RESIDENTIAL DWELLING OF allowed by law subject to redemption LESS THAN FIVE UNITS, ARE NOT within six (6) months from the date of PROPERTY USED IN AGRICULTURAL said sale by the mortgagor(s), their PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 personal representatives or assigns ASSIGNEE OF MORTGAGEE: unless reduced to Five (5) weeks under Suntrust Mortgage, Inc. MN Stat. §580.07. PROPVACATE TO DATE AND Wilford & Geske, P.A. TIME E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Assignee of Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 018493F01 3/24-4/28/11 redeemed under section 580.23 is 2544453 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, DEBT AND IDENTITY OF THE OF THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE THE ORIGINAL CREDITOR WITHIN REDUCED TO FIVE WEEKS IF A JUDI- THE TIME PROVIDED BY LAW IS CIAL ORDER IS ENTERED UNDER NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of the following described mortgage: OTHER THINGS, THAT THE MORTDATE OF MORTGAGE: November 6, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2009 MORTGAGOR: Trista J. Edwards, a LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL single person. MORTGAGEE: Homeservices LendP R O D U C T I O N , A N D A R E ing, LLC Series A d/b/a Edina Realty ABANDONED." Mortgage. Dated: March 10, 2011. DATE AND PLACE OF RECORDING: Chase Home Finance LLC Recorded December 4, 2009, Dakota Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y R e c o r d e r , D o c u m e n t N o . Attorneys for Mortgagee/Assignee of 2700326. ASSIGNMENTS OF MORTGAGE: Mortgagee Assigned to: Wells Fargo Bank, N.A., 4500 Park Glen Road #300 Dated: November 6, 2009, Recorded: Minneapolis, MN 55416 January 28, 2010, Document No. (952) 925-6888 2710939. And thereafter assigned to: 30-10404 THIS IS A COMMUNICATION FROM U . S . B a n k , N a t i o n a l A s s o c i a t i o n , Dated: November 6, 2009, Recorded: A DEBT COLLECTOR. 2546038 3/24-4/28/11 J a n u a r y 2 8 , 2 0 1 0 , D o c u m e n t N o . 2710940, and by Document No. 2725716. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: NONE default has occurred in the conditions LENDER OR BROKER AND MORTof the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: July 18, 2008 MORTGAGE: Homeservices Lending, ORIGINAL PRINCIPAL AMOUNT OF LLC Series A d/b/a Edina Realty MortMORTGAGE: $293,580.00 gage MORTGAGOR(S): Cassandra Sawyer RESIDENTIAL MORTGAGE SERand Bryan Sawyer, wife and husband VICER: U.S. Bank Home Mortgage MORTGAGEE: Mortgage Electronic MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. 615 Burnsville Parkway East #12, DATE AND PLACE OF RECORDING: Burnsville, MN 55337 Recorded: July 30, 2008 Dakota TAX PARCEL I.D. #: 025720002200 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2605207 ERTY: ASSIGNMENTS OF MORTGAGE: Apartment Unit No. 12, together with And assigned to: Suntrust Mortgage, Garage Unit No. 12G, Building No. 3, Inc. Burnhill Townhomes, Condominium Dated: March 16, 2011 File No. 30, Dakota County, MinneTransaction Agent: Mortgage Elecsota. tronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS Transaction Agent Mortgage Identifi- LOCATED: Dakota cation Number: 100010402267286817 ORIGINAL PRINCIPAL AMOUNT OF Lender or Broker: Suntrust Mort- MORTGAGE: $98,951.00 gage, Inc. AMOUNT DUE AND CLAIMED TO BE Residential Mortgage Servicer: Sun- DUE AS OF DATE OF NOTICE, INCLUDTrust Mortgage, Inc. ING TAXES, IF ANY, PAID BY MORTMortgage Originator: Not Applicable GAGEE: $104,219.28 COUNTY IN WHICH PROPERTY IS That prior to the commencement of LOCATED: Dakota this mortgage foreclosure proceeding Property Address: 17255 Greentree Mortgagee/Assignee of Mortgagee comPath, Lakeville, MN 55044-7413 plied with all notice requirements as T a x P a r c e l I D N u m b e r : required by statute; That no action or 22-17051-010-06 proceeding has been instituted at law LEGAL DESCRIPTION OF PROP- or otherwise to recover the debt ERTY: Lot 1, Block 6, Cherry High- secured by said mortgage, or any part l a n d s S e c o n d A d d i t i o n , D a k o t a thereof; County, Minnesota. PURSUANT to the power of sale conAMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the above D U E A S O F D A T E O F N O T I C E : described property will be sold by the $304,583.32 Sheriff of said county as follows: THAT all pre-foreclosure requireDATE AND TIME OF SALE: May 13, ments have been complied with; that 2011 at 10:00 AM no action or proceeding has been instiPLACE OF SALE: S h e r i f f ' s O f f i c e , tuted at law or otherwise to recover the Law Enforcement Center, 1580 Hwy debt secured by said mortgage, or any 55, Lobby #S-100, Hastings, MN part thereof; to pay the debt then secured by said PURSUANT to the power of sale con- Mortgage, and taxes, if any, on said t a i n e d i n s a i d m o r t g a g e , t h e premises, and the costs and disburseabove-described property will be sold m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s by the Sheriff of said county as fol- allowed by law subject to redemption lows: within six (6) months from the date of DATE AND TIME OF SALE: May 06, said sale by the mortgagor(s), their 2011 at 10:00 AM personal representatives or assigns PLACE OF SALE: Dakota County unless reduced to Five (5) weeks under Law Enforcement Center, 1580 High- MN Stat. §580.07. way 55, Lobby S-100, Hastings, MinneTIME AND DATE TO VACATE PROPsota ERTY: If the real estate is an to pay the debt secured by said mort- owner-occupied, single-family dwellgage and taxes, if any, on said pre- ing, unless otherwise provided by law, mises and the costs and disburse- the date on or before which the mortments, including attorney fees allowed gagor(s) must vacate the property if the by law, subject to redemption within mortgage is not reinstated under secsix (6) months from the date of said tion 580.30 or the property is not sale by the mortgagor(s), their per�� sonal representatives or assigns.

PUBLIC NOTICE

�� CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH �� tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2049 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547647 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Kelly C Davis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910003951601 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 27, 2005, as Document No. 2326229 ASSIGNED TO: WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Dated: September 1, 2010, and recorded January 24, 2011 by Document No. 2781180 . LEGAL DESCRIPTION OF PROPERTY: That part of Lot 8, Block 1, Cinnamon Ridge 6th Addition, Dakota County, Minnesota, lying Southwesterly of a line drawn from a point on the Northwesterly line of said Lot 8, distant 34.30 feet, Northeasterly from the Northwesterly corner of said Lot 8 to a point on the Southeasterly line of said Lot 8 distant 34.12 feet, Northeasterly from the Southeasterly corner of said Lot 8, as measured along said Lot lines thereof. PROPERTY ADDRESS: 4378 Cinnamon Ridge Trail, Eagan, MN 55122 PROPERTY I.D: 10 17405 082 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Eight Hundred Thirty-Seven and 43/100 ($153,837.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 10, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4

CERTIFICATES, SERIES 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00869-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3946716 03/24/2011, 03/31/2011, 04/07/2011, 04/14/2011, 04/21/2011, 04/28/2011 2546213 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2003 MORTGAGORS: A u d r e y M . B e r n stein and Pedro Villafane, Wife and husband. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 1, 2003, Dakota County Recorder, Document No. 2087771. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 10, 2006, Document No. 2427653. And thereafter assigned to: U.S. Bank, National Association, Dated: August 3, 2010, Recorded: November 9, 2010, Document No. 2765057. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3411 156th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457525003 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 3, Rosemount Commons, Common Interest Community No. 267, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,420.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 11, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1173 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580399 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,600.00 MORTGAGOR(S): Brian C. Bauman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 13, 2004 Dakota County Registrar of Titles Document Number: 536915 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Bank Dated: March 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401426051385 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131646 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19681 Meadowlark Way, Farmington, MN 55024-2013 Tax Parcel ID Number: 14-82501-254-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 254, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,714.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019734F01 2578871 4/21-5/26/11

PUBLIC NOTICE

sand Four Hundred Seventy Seven and 00/100 ($2,477.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated N o v e m b e r 2 , 2 0 1 0, and recorded February 8, 2011, as Document No. in the Dakota County 2785203 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 11, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 11, 2011. Dated: March 9, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441160 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2546321 3/24-4/28/11

PUBLIC NOTICE

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 16, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1875 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547594 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,200.00 MORTGAGOR(S): Roger A. Glewwe, an unmarried person (male) MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261277 ASSIGNMENTS OF MORTGAGE: And assigned to: Unity One Federal Credit Union Dated: March 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029003641991558 Lender or Broker: CU Members Mortgage, a division of Colunial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 985 Allen Ave, West Saint Paul, MN 55118-1314 Tax Parcel ID Number: 42-38000-040-45 LEGAL DESCRIPTION OF PROPERTY: North 48 feet of Lot 4, Block 45, Jackson and Bidwell's Addition to West Saint Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,127.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Unity One Federal Credit Union Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019524F01 2573955 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Daniel Mehl, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2007 Dakota County Recorder Document Number: 2551001 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: February 22, 2011 Recorded: March 01, 2011 Dakota County Recorder Document Number: 2788715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604755206077 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15640 Early Bird Cir, Apple Valley, MN 55124-7847 Tax Parcel ID Number: 01-18052-505-31 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1505, CIC Number 484, a Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,660.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2011, or the next business day if October 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 03, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019377F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 15, 2011 at 10:00 AM has been postponed to May 16, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 15, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019377F01 2546385 4/21/11

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 3, 2007 MORTGAGOR:Nichole J. Reimer, a married person. MORTGAGEE:CitiMortgage, Inc. f/k/a ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Dakota County Recorder, Document No. 2516277. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. f/k/a ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15741 Duck Pond Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-030-07 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Cobblestone Lake 3rd Addition, CIC No. 357 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$439,187.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5452 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5452 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2574730 4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2007 MORTGAGORS: R i t h e e N h e p a n d Rinda Por, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 22, 2007, Dakota County Recorder, Document No. 2539252. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC, Dated: March 9, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401464551593 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 19741 Escort Trail, Unit 601, Farmington, MN 55024 TAX PARCEL I.D. #: 141660060110 LEGAL DESCRIPTION OF PROPERTY: Unit 601, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,724.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580777 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Bjornson Family Inter Vivos Revocable Trust MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 17, 2007 Dakota County Registrar of Titles Document #: 610862 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT TWO (2) BLOCK TWO (2) IN

LOT TWO (2) BLOCK TWO (2) IN CEDAR GROVE NO. 3, ACCORDING TO THE RECORDED PLAT THEREOF NOW ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS WITHIN AND FOR SAID COUNTY AND STATE, DAKOTA COUNTY, MINNESOTA. The Torrens Certificate No. is 13714 PARCEL ID #: 10-16702-020-02 PROPERTY ADDRESS: 4078 Diamond Dr., Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $248,616.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is November 12, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: March 16, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2546925 3/24-4/28/11

PUBLIC NOTICE

TAX PARCEL I.D. #: 20-12350-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Three (3), Autumn Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $267,825.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547581 3/24-4/28/11

PUBLIC NOTICE

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�� single �� or owner family dwell That no action required by statute;�� occupied, proceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on November 7, 2011. Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: May 13, FINANCIAL OBLIGATION ON MORTGAGE: None 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law "THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." Dated: March 7, 2011. owner-occupied, single-family dwellCitiMortgage, Inc. ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mortgagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- Attorneys for Mortgagee/Assignee of tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 Minneapolis, MN 55416 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT10-5651 GAGE:None THIS IS A COMMUNICATION FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. 3/24-4/28/11 REDEMPTION BY THE MORTGAGOR, 2547545 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: May 28, 2003 Dated: March 9, 2011. MORTGAGORS: Kevin Max Peterson CitiMortgage, Inc. and Rebecca Jane Peterson, husband Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. and wife. MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded July 15, 2003, Dakota Minneapolis, MN 55416 C o unty Recorder, Document No. (952) 925-6888 2078214. 10-5685 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM Assigned to: Chase Home Finance LLC, A DEBT COLLECTOR. Dated: March 14, 2011. 2543118 3/24-4/28/11 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: 100027310002741890 FORECLOSURE SALE LENDER OR BROKER AND MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF G A G E O R I G I N A T O R S T A T E D O N THE ORIGINAL CREDITOR WITHIN MORTGAGE: Sib Mortgage Corporation RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY LAW IS VICER: Chase Home Finance LLC NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGED PROPERTY ADDRESS: default has occurred in conditions of 19775 Jasmine Avenue, Lakeville, MN the following described mortgage: 55044 DATE OF MORTGAGE: O c t o b e r 1 8 , TAX PARCEL I.D. #: 224490013021 2007 LEGAL DESCRIPTION OF PROPMORTGAGOR: Jeannette C. Meier, a ERTY: single person. Lots 12 and 13, Block 21, except the MORTGAGEE: Mortgage Electronic Northerly 15 feet of Lot 13, Registration Systems, Inc. Lenihan's Lots, Antlers Park, DATE AND PLACE OF RECORDING: according to the recorded plat Recorded November 6, 2007, Dakota thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS County Recorder, Document No. 2554799. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: CitiMortgage, Inc., Dated: MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE February 17, 2011. TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $217,865.14 GAGE IDENTIFICATION NUMBER ON That prior to the commencement of this mortgage foreclosure proceeding MORTGAGE: 100011520047642170 LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as required by statute; That no action or MORTGAGE: CitiMortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law or otherwise to recover the debt VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 8123 Dana Path, Inver Grove Heights, thereof; PURSUANT to the power of sale conMN 55076 TAX PARCEL I.D. #: 20-18291-010-01 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: May 13, Lot 1, Block 1, Concord Commons 2nd Addition, Dakota County, Min- 2011 at 10:00 AM nesota. PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota 55, Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $218,000.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE: $220,347.65 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. TIME AND DATE TO VACATE PROPrequired by statute; That no action or proceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, the date on or before which the mortthereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not redeemed under section 580.23 is Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07. WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT ERTY: If the real estate is an owner-occupied, single-family dwell- ��

PUBLIC NOTICE

�� LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10422 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546447 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,200.00 MORTGAGOR(S): Kenneth Kaupa and Tracey Kaupa, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 12, 2007 Dakota County Recorder Document Number: 2501920 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., As Trustee, For The Certificateholders, Mastr Asset Backed Securities Trust 2007-NCW Mortgage PassThrough Certificates Series 2007-NCW Dated: September 16, 2008 Recorded: October 14, 2008 Dakota County Recorder Document Number: 2617673 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100488910121916471 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15150 Cimarron Ct, Rosemount, MN 55068-1798 Tax Parcel ID Number: 34.83610.01.610 LEGAL DESCRIPTION OF PROPERTY: Lot 61, Block 1, Wensmann Eleventh Addition, Common Interest Number 252, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,950.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., As Trustee, For The Certificateholders, Mastr Asset B a c k e d S e c u r i t i e s T r u s t 2007-NCW Mortgage Pass-Through Certificates Series 2007-NCW Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020265F01 2575973 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2004 MORTGAGOR: Mark F. Gonzales, A Single Person. MORTGAGEE: O p t i m u m M o r t g a g e Services Inc.. DATE AND PLACE OF RECORDING: Recorded May 7, 2004, Dakota County Recorder, Document No. 2202264. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: March 26, 2004, Recorded: May 7, 2004, Document No. 2202265. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 1, 2006, Recorded: May 5, 2006, Document No. 2426098. And thereafter assigned to: U.S. Bank, National Association, Dated: April 5, 2011. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4492 Cinnamon Ridge Trail Unit A, Eagan, MN 55122 TAX PARCEL I.D. #: 101740018200 LEGAL DESCRIPTION OF PROPERTY: Unit No. 42, Building F, Cinnamon Ridge Carriage Homes, A Condominium, Condominium File No. 41, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,076.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2157 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580344 4/21-5/26/11

PUBLIC NOTICE

MORTGAGORS: S u n M i P a r k a n d Kum Suk Park, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 25, 2008, Dakota County Recorder, Document No. 2624388. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: February 23, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000017281 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18119 Kindred Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 228465004001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Woodhill, Common Interest Community No. 482, Wood Hill Premier Townhomes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,353.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,616.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547660 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,900.00 MORTGAGOR(S): Mary Eckstrom, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2006 Dakota County Recorder Document Number: 2456557 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: February 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516080029-4 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3578 Blue Jay Way Apt 200, Eagan, MN 55123-2214 Tax Parcel ID Number: 10-45050-065-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6200, Lexington Place Condominium, Condominium File No.

Condominium, Condominium File No. 66, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $117,651.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019083F01 2546970 3/24-4/28/11

PUBLIC NOTICE

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2022 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546429 3/24-4/28/11

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5662 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547424 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,500.00 MORTGAGOR(S): Edwin Adorno and Fabiola E. Adorno, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 26, 2004 Dakota County Recorder Document Number: 2242313 LOAN MODIFICATION: Dated: March 01, 2010 Recorded: May 13, 2010 Document Number: 2730081 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: March 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006513866 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16355 Hyland Ave, Lakeville, MN 55044-3800 Tax Parcel ID Number: 22-34600-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Hypointe Crossing, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $371,268.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006936F02 2559241 4/7-5/12/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2005 MORTGAGOR: P a u l M c c a r t h y , a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389522. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1291 Windcrest Avenue, Eagan, MN 55123 TAX PARCEL I.D. #: 101417506001 LEGAL DESCRIPTION OF PROPERTY: Lot Six, Block One, Birch Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,738.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5846 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580601 4/21-5/26/11

PUBLIC NOTICE

Assigned to: Chase Home Mortgage Corporation, Dated: June 28, 1993, Recorded: September 13, 1993, Document No. 1150760. And thereafter assigned to: Chase Mortgage Company n/k/a Chase Home Finance, LLC, Dated: July 1, 1998, Recorded: May 3, 1999, Document No. 1601519. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sears Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3420 Golfview Drive 206, Eagan, MN 55123 TAX PARCEL I.D. #: 107690003003 LEGAL DESCRIPTION OF PROPERTY: Unit No. 206, Garage No. 36, Carriage Hills Condominium, Condominium File No. 47. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $41,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $26,081.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 14, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547757 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,200.00 MORTGAGOR(S): Glenda Annette Meehan, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575696 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The CWABS Inc., Asset-Backed Certificates, Series 2005-14 Dated: February 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039235000007752 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137676 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17350 Gettysburg Way Unit 188, Lakeville, MN

Way Unit 188, Lakeville, MN 55044-4005 Tax Parcel ID Number: 22.18604.18.825 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25188, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,387.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The CWABS Inc., Asset-Backed Certificates, Series 2005-14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019660F01 2546066 3/24-4/28/11

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553680 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Laurie A. Driscoll, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366734 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of CWALT, INC., Alternative Loan Trust 2005-79CB, Mortgage Pass-Through Certificates, Series 2005-79CB Dated: March 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000389-0001002347-6 Lender or Broker: Voyager Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3845 Heather Dr, Eagan, MN 55122-1624 Tax Parcel ID Number: 10-14993-230-01 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Briar Hill Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,721.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2011, or the next business day if November 13, 2011 falls on

��

�� UNDER ness day if November 13, 2011�� falls on CIAL ORDER�� IS ENTERED a Saturday, Sunday or legal holiday. MINNESOTA STATUTES, SECTION Mortgagor(s) released from financial 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTobligation: NONE THIS COMMUNICATION IS FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR ATTEMPT- WITH A RESIDENTIAL DWELLING OF ING TO COLLECT A DEBT. ANY LESS THAN FIVE UNITS, ARE NOT INFORMATION OBTAINED WILL BE PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF ABANDONED." Dated: March 17, 2011. THE DEBT AND IDENTITY OF THE Chase Home Finance LLC ORIGINAL CREDITOR WITHIN THE Mortgagee/Assignee of Mortgagee TIME PROVIDED BY LAW IS NOT USSET, WEINGARDEN AND LIEBO, P.L.L.P. AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 30-10454 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 3/31-5/5/11 OTHER THINGS, THAT THE MORT- 2554917 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN that DATED: March 31, 2011 default has occurred in the conditions ASSIGNEE OF MORTGAGEE: of the following described mortgage: The Bank Of New York Mellon FKA DATE OF MORTGAGE: July 21, 2006 The Bank Of New York, as Trustee ORIGINAL PRINCIPAL AMOUNT OF For The Certificateholders Of CWALT, INC., Alternative Loan MORTGAGE: $221,920.00 MORTGAGOR(S): Maleigh A. AnderTrust 2005-79CB, Mortgage Pass-Through Certificates, Series son and Robert J. Anderson, wife and husband 2005-79CB MORTGAGEE: Mortgage Electronic Wilford & Geske, P.A. Registration Systems, Inc. Attorneys for Assignee of Mortgagee DATE AND PLACE OF REGISTERLawrence A. Wilford ING: James A. Geske Registered: August 01, 2006 Dakota 8425 Seasons Parkway, Suite 105 County Registrar of Titles Woodbury, MN 55125-4393 Document Number: 595059 (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 019936F01 And assigned to: Nationstar Mort2549313 3/31-5/5/11 gage, LLC Dated: April 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE THE RIGHT TO VERIFICATION cation Number: 100011520037149590 Lender or Broker: CitiMortgage, Inc. OF THE DEBT AND IDENTITY OF Residential Mortgage Servicer: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Nationstar Mortgage, LLC Mortgage Originator: Not Applicable NOT AFFECTED BY THIS ACTION. CERTIFICATE OF TITLE NUMBER: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of 140416 COUNTY IN WHICH PROPERTY IS the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , LOCATED: Dakota Property Address: 207 Heritage Cir S, 2009 MORTGAGORS: Daniel Jay Bromen- Burnsville, MN 55337-2617 Tax Parcel ID Number: schenkel and Nicole Lea Bromen02-32500-090-03 schenkel, husband and wife. LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Lot Nine (9) in Block Three (3) Registration Systems, Inc. DATE AND PLACE OF RECORDING: of Heritage Estates, Dakota County, Recorded September 14, 2009, Dakota M i n n e s o t a , a c c o r d i n g t o t h e d u l y C o u n t y R e c o r d e r , D o c u m e n t N o . recorded plat thereof on file with the Register of Deeds in and for Dakota 2683978. A S S I G N M E N T S O F M O R T G A G E : County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Assigned to: Chase Home Finance LLC, DUE AS OF DATE OF NOTICE: Dated: March 17, 2011. TRANSACTION AGENT: Mortgage $226,553.60 THAT all pre-foreclosure requireElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instituted at law or otherwise to recover the MORTGAGE: 100026900021202204 LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; that this is registered MORTGAGE: Bell America Mortgage property; PURSUANT to the power of sale conLLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SER- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: by the Sheriff of said county as fol8353 157th Street West, Apple Valley, lows: DATE AND TIME OF SALE: June 03, MN 55124 2011 at 10:00 AM TAX PARCEL I.D. #: 014580037003 PLACE OF SALE: Dakota County LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 HighERTY: Lot 37, Block 3, Longridge First way 55, Lobby S-100, Hastings, MinneAddition, according to the recorded sota plat thereof, Dakota County, Minne- to pay the debt secured by said mortgage and taxes, if any, on said presota. COUNTY IN WHICH PROPERTY IS mises and the costs and disbursements, including attorney fees allowed LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE: $231,650.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns. ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE: $236,764.82 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as December 03, 2011, or the next busirequired by statute; That no action or ness day if December 03, 2011 falls on proceeding has been instituted at law a Saturday, Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: May 19, THE RIGHT TO VERIFICATION OF 2011 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 Hwy T I M E P R O V I D E D B Y L A W I S N O T 55, Lobby #S-100, Hastings, MN AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, PRODUCTION, AND ARE ABANDONED. the date on or before which the mortDATED: April 21, 2011 gagor(s) must vacate the property if the ASSIGNEE OF MORTGAGEE: mortgage is not reinstated under secNationstar Mortgage, LLC tion 580.30 or the property is not Wilford & Geske, P.A. redeemed under section 580.23 is Attorneys for Assignee of Mortgagee 11:59 p.m. on November 21, 2011. Lawrence A. Wilford MORTGAGOR(S) RELEASED FROM James A. Geske FINANCIAL OBLIGATION ON MORT- 8425 Seasons Parkway, Suite 105 GAGE: None Woodbury, MN 55125-4393 "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 018960F01 THE MORTGAGOR'S PERSONAL REP- 2574705 4/21-5/26/11 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ��

PUBLIC NOTICE

�� Recorded January 2, 2003, Dakota County Recorder, Document No. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2004 MORTGAGORS: Renee G. Wenc and Michael S. Wenc, wife and husband. MORTGAGEE: Dakota County Community Development Agency. DATE AND PLACE OF RECORDING: Registered September 24, 2004, Dakota County Registrar of Titles, Document No. 548502, Certificate of Title No. 130315. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Dakota County Community Development Agency RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 3805 Iris Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 027322522005 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 5, in Sunset Pond Preserve, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $22,090.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $17,207.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. Dakota County Community Development Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580746 4/21-5/26/11

PUBLIC NOTICE

1979262. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6721 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135020001 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20), Block One (1), Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $64,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $37,840.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 21, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554994 3/31-5/5/11

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,780.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553634 3/31-5/5/11

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555081 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 16, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 684173 on April 12, 1985, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 46 and Garage No. 46A, File No. 78, Valley Way Village Condominium, Dakota County, Minnesota STREET ADDRESS: 14856 Endicott Way, #46, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-81450-046-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 16, 2011, from Gregory Ross, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,420.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 16, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 25, 2010, as Document No. 2737511 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 19th day of May, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 19, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED

UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOMEOWNERS ASSOCIATION, INC. Attorneys for Valley Way Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Valley Way/Ross/10-7-259D) 2552324 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 1998 MORTGAGORS: Timothy E. Oian and Debra J. Redding, both single. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a North American Mortgage Company. DATE AND PLACE OF RECORDING: Recorded January 13, 1999, Dakota County Recorder, Document No. 1566885. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1463 Woodhill Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 028220202080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Vista View 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $65,424.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3642 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580283 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 0 , 2004 MORTGAGORS: J a m e s R . M u e l l e r and Mary C. Mueller, husband and wife. MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181237. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Quest Trust 2004-X2, Asset Backed Certificates, Series 2004-X2, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637609, and by Document No. 2368980. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Woodgate. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,555.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3323 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580116 4/21-5/26/11

PUBLIC NOTICE

��

MORTGAGORS: Kevin C. Karbo and Tracie S. Karbo, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 18, 2008, Dakota County Registrar of Titles, Document No. T632080, Certificate of Title No. 145298. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 17, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026921203006072 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Premier Bank Minnesota RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 340 Robert Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 197105101004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, South Pines 2, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,661.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10410 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554948 3/31-5/5/11

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Edina Realty Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 313 Main Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-77000-100-29 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 29, in the Town of Farmington, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,374.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,613.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554966 3/31-5/5/11

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $205,200.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555099 3/31-5/5/11

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562546 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,697.00 MORTGAGOR(S): Stanislav Verenich, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2009 Dakota County Recorder Document Number: 2680285 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520046924512 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1288 Prairie View Trl, Farmington, MN 55024-8446 Tax Parcel ID Number: 14-15304-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Bristol Square 5th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,440.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

��

�� AMOUNT OF ORIGINAL PRINCIPAL LESS THAN FIVE �� UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MORTGAGE: $201,400.00 MORTGAGOR(S): Beatriz D. Derodas PRODUCTION, AND ARE ABANDONED. and Carlos Rodas Monterroso, wife and DATED: April 07, 2011 husband ASSIGNEE OF MORTGAGEE: MORTGAGEE: Mortgage Electronic Nationstar Mortgage, LLC Registration Systems, Inc. Wilford & Geske, P.A. DATE AND PLACE OF RECORDING: Attorneys for Assignee of Mortgagee Recorded: November 22, 2005 Lawrence A. Wilford James A. Geske Dakota County Recorder Document Number: 2383184 8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: Woodbury, MN 55125-4393 And assigned to: THE BANK OF NEW (651) 209-3300 YORK MELLON FKA THE BANK OF File Number: 019188F01 2561440 4/7-5/12/11 NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E NOTICE OF MORTGAGE PASS-THROUGH CERTIFICATES, FORECLOSURE SALE SERIES 2005-65CB THE RIGHT TO VERIFICATION Dated: March 24, 2011 OF THE DEBT AND IDENTITY OF Transaction Agent: Mortgage ElecTHE ORIGINAL CREDITOR WITHIN tronic Registration Systems, Inc. THE TIME PROVIDED BY LAW IS Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. cation Number: 100075420040041152 NOTICE IS HEREBY GIVEN, that Lender or Broker: Homestead Mortdefault has occurred in conditions of gage Corporation the following described mortgage: Residential Mortgage Servicer: BAC DATE OF MORTGAGE: M a r c h 1 6 , Home Loans Servicing, L.P. 2005 Mortgage Originator: Not Applicable MORTGAGORS: Donna J. Wilebski COUNTY IN WHICH PROPERTY IS and Larry R. Wilebski, wife and hus- LOCATED: Dakota band. Property Address: 13605 Vincent MORTGAGEE: ABN AMRO Mortgage Ave, Burnsville, MN 55337 Group, Inc. n/k/a CitiMortgage, Inc. Tax Parcel ID Number: DATE AND PLACE OF RECORDING: 02-15550-020-01 Recorded April 4, 2005, Dakota County LEGAL DESCRIPTION OF PROPRecorder, Document No. 2310094. ERTY: Lot 2, Block 1, Burnsville HighA S S I G N M E N T S O F M O R T G A G E : lands 1st Addition, Dakota County, NONE Minnesota. TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $202,741.22 MORTGAGE: NONE THAT all pre-foreclosure requireLENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instiMORTGAGE: ABN AMRO Mortgage tuted at law or otherwise to recover the Group, Inc. n/k/a CitiMortgage, Inc. debt secured by said mortgage, or any R E S I D E N T I A L M O R T G A G E S E R - part thereof; VICER: CitiMortgage, Inc. PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 16340 Gladiola Avenue West, Rose- above-described property will be sold mount, MN 55068 by the Sheriff of said county as folTAX PARCEL I.D. #: 222117002470 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: May 20, ERTY: 2011 at 10:00 AM Lot 47, Block 2, Donnays Valley PLACE OF SALE: Dakota County Park, Dakota County, Minnesota Law Enforcement Center, 1580 HighCOUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, MinneLOCATED: Dakota sota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt secured by said mortMORTGAGE: $170,000.00 gage and taxes, if any, on said preAMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- ments, including attorney fees allowed ING TAXES, IF ANY, PAID BY MORT- by law, subject to redemption within GAGEE: $169,201.31 six (6) months from the date of said That prior to the commencement of sale by the mortgagor(s), their perthis mortgage foreclosure proceeding sonal representatives or assigns. Mortgagee/Assignee of Mortgagee comIf the Mortgage is not reinstated plied with all notice requirements as under Minn. Stat. §580.30 or the proprequired by statute; That no action or erty is not redeemed under Minn. Stat. proceeding has been instituted at law §580.23, the Mortgagor must vacate o r o t h e r w i s e t o r e c o v e r t h e d e b t the property on or before 11:59 p.m. on secured by said mortgage, or any part November 20, 2011, or the next busithereof; ness day if November 20, 2011 falls on PURSUANT to the power of sale con- a Saturday, Sunday or legal holiday. tained in said mortgage, the above Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: THIS COMMUNICATION IS FROM DATE AND TIME OF SALE: June 9, A DEBT COLLECTOR ATTEMPT2011 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE: S h e r i f f ' s O f f i c e , INFORMATION OBTAINED WILL BE Law Enforcement Center, 1580 Hwy USED FOR THAT PURPOSE. 55, Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE premises, and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s AFFECTED BY THIS ACTION. allowed by law subject to redemption THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not PRODUCTION, AND ARE ABANDONED. redeemed under section 580.23 is DATED: April 07, 2011 11:59 p.m. on December 9, 2011, ASSIGNEE OF MORTGAGEE: unless the redemption period is THE BANK OF NEW YORK reduced to 5 weeks under MN Stat. MELLON FKA THE BANK OF NEW Secs. 580.07 or 582.032. YORK, AS TRUSTEE FOR THE MORTGAGOR(S) RELEASED FROM CERTIFICATEHOLDERS OF FINANCIAL OBLIGATION ON MORTCWALT, INC., ALTERNATIVE LOAN GAGE: None TRUST 2005-65CB, MORTGAGE "THE TIME ALLOWED BY LAW FOR PASS-THROUGH CERTIFICATES, REDEMPTION BY THE MORTGAGOR, SERIES 2005-65CB THE MORTGAGOR'S PERSONAL REP- Wilford & Geske, P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 019965F01 WITH A RESIDENTIAL DWELLING OF 2555732 4/7-5/12/11 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: April 15, 2011. FORECLOSURE SALE CitiMortgage, Inc. THE RIGHT TO VERIFICATION Mortgagee/Assignee of Mortgagee OF THE DEBT AND IDENTITY OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN Attorneys for Mortgagee/Assignee of THE TIME PROVIDED BY LAW IS Mortgagee NOT AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN, that Minneapolis, MN 55416 default has occurred in the conditions (952) 925-6888 of the following described mortgage: 10-5876 DATE OF MORTGAGE: November 29, THIS IS A COMMUNICATION FROM 2007. A DEBT COLLECTOR. MORTGAGOR(S): Paul A. Mason and 2580173 4/21-5/26/11 Connie S. Kanoth-Mason, husband and wife. MORTGAGEE: C o m p a s s C a p i t a l Funding Corp., a California corporaNOTICE OF MORTGAGE tion dba Commercial Capital Funding. FORECLOSURE SALE DATE AND PLACE OF RECORDING: N O T I C E I S H E R E B Y G I V E N t h a t Filed January 17, 2008, Dakota County default has occurred in the conditions Recorder, as Document No. 2566822. of the following described mortgage: ASSIGNMENT(S) OF MORTGAGE: DATE OF MORTGAGE: September Assigned to Bayview Loan Servicing, 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF ��

PUBLIC NOTICE

�� PURSUANT to the power of sale con tained in said mortgage, the above �� Assigned to Bayview Loan Servicing, LLC, by assignment dated November 29, 2007, filed for record August 25, 2008, as Document No. 2609763. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding. MORTGAGED PROPERTY ADDRESS: 901 Concord Street North, South St. Paul, MN 55075. TAX PARCEL I.D. NO.: 36-70202-140-03 and 36-70202-120-03 and 36-70202-111-03. LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $350,983.97. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. Dated: March 31, 2011. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1221882 2559769 4/7-5/12/11

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 23, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 23, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2011 MESSERLI & KRAMER P.A. By: /s/ Michelle R. Jester_______ Michelle R. Jester (Lic. #247479) Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1 2562906 4/7-5/12/11

PUBLIC NOTICE

11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562781 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 22, 2007 MORTGAGORS:Mikhail I. Gutsalyuk and Natasha V. Gutsalyuk, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2007, Dakota County Recorder, Document No. 2529371. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 15, 2008, Recorded: December 26, 2008, Document No. 2628320. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039237228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18730 Dylan Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47801-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$329,605.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562528 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2004 MORTGAGOR: S a n d r a B e d e a u x , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 4, 2004, Dakota County Recorder, Document No. 2201122. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 1, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000150651 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16953 Fieldcrest Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 224175105003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Kilkenny Pond 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,230.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580625 4/21-5/26/11

PUBLIC NOTICE

MORTGAGORS: Kenneth C. Snyder and Martha G. Snyder, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota County Recorder, Document No. 2604123. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 22, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520055010724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 29295 Endress Way, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 316590004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sarah-Lyndale First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$332,852.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5731 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562539 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C. Solem and Michelle Solem, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430892 LOAN MODIFICATION: Dated: March 03, 2010 Recorded: June 09, 2010 Document Number: 2734398 ASSIGNMENTS OF MORTGAGE: And assigned to: Avelo Mortgage, LLC Dated: April 18, 2006 Recorded: May 01, 2008 Dakota County Recorder Document Number: 2587973 And assigned to: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Dated: July 24, 2009 Recorded: July 30, 2009 Dakota County Recorder Document Number: 2674934

Document Number: 2674934 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3566 Village Trl, Hastings, MN 55033-3496 Tax Parcel ID Number: 19-64381-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,086.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005383F03 2562883 4/7-5/12/11

PUBLIC NOTICE

��

daily per diem of $36.69. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 24, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen________ Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 88037 2562627 4/7-5/12/11

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562759 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,762.00 MORTGAGOR(S): Dustan Lick, husband and Nichole Lick, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2008 Dakota County Recorder Document Number: 2627437 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: March 30, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402254472263 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1191 4th St W, Hastings, MN 55033-1608 Tax Parcel ID Number: 191050019022 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 22, Addition No. Thirteen to the City of Hastings, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,263.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018946F01 2560994 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2007 MORTGAGORS: Raymond L. Miller and Judith L. Miller, husband and wife. MORTGAGEE: P r o v i n e t M o r t g a g e Corporation, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2007, Dakota County Recorder, Document No. 2511858. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc., Dated: April 9, 2007, Recorded: April 24, 2007, Document No. 2511859. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provinet Mortgage Corporation, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1566 Murphy Parkway, Eagan, MN 55122 TAX PARCEL I.D. #: 101439517001 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Blackhawk Pond COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $627,303.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580546 4/21-5/26/11

PUBLIC NOTICE

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 29, 2003 MORTGAGOR:Carol T. Oxborough, a single person. MORTGAGEE:U.S. Bank, National Association. DATE AND PLACE OF RECORDING: Recorded February 5, 2004, Dakota County Recorder, Document No. 2172675. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14216 Plymouth Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 025845000203 LEGAL DESCRIPTION OF PROPERTY: Unit Number 02, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,877.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1964 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562599 4/7-5/12/11

PUBLIC NOTICE

��

�� THE �� S�� REP said Declaration, PERSONAL MORTGAGOR THAT, pursuant to and the statute in such case made and RESENTATIVES OR ASSIGNS, MAY BE provided, said debt creates a lien upon REDUCED TO FIVE WEEKS IF A JUDIsaid premises in favor of Ridgeview CIAL ORDER IS ENTERED UNDER H o m e o w n e r s A s s o c i a t i o n , a s e v i - MINNESOTA STATUTES, SECTION denced by that Notice of Lien dated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G J a n u a r y 5 , 2 0 1 1, a n d r e c o r d e d OTHER THINGS, THAT THE MORTMarch 10, 2011 as Document No. GAGED PREMISES ARE IMPROVED 2790643 i n t h e D a k o t a C o u n t y WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Recorder's Office. THAT, notice is hereby given that by PROPERTY USED IN AGRICULTURAL virtue of the power of sale created by P R O D U C T I O N , A N D A R E statute, said lien will be foreclosed by ABANDONED." Dated: March 24, 2011. the sale of said premises with the Chase Home Finance LLC hereditiments and appurtenances Mortgagee/Assignee of Mortgagee thereto, which said sale will be made by the Sheriff of Dakota County, at USSET, WEINGARDEN AND LIEBO, P.L.L.P. public auction to the highest bidder, Attorneys for Mortgagee/Assignee of for cash, to pay the amount then due Mortgagee for said condominium assessments, 4500 Park Glen Road #300 together with the costs of foreclosure, Minneapolis, MN 55416 including attorney's fees as allowed by (952) 925-6888 30-10495 law, as follows: DATE AND TIME OF SALE: May 18, THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2011, at 10:00 A.M. 4/7-5/12/11 PLACE OF SALE: Dakota County 2556523 Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redempNOTICE OF MORTGAGE tion by the Unit owner, their personal FORECLOSURE SALE representatives or assigns, is six (6) THE RIGHT TO VERIFICATION months from the date of said sale. If no redemption occurs, the property OF THE DEBT AND IDENTITY OF m u s t b e v a c a t e d b y 1 1 : 5 9 P M o n THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS November 18, 2011. NOT AFFECTED BY THIS ACTION. Dated: March 19, 2011 NOTICE IS HEREBY GIVEN, that By /s/______________________ default has occurred in conditions of David J. Raymond, #221818 the following described mortgage: Attorney for Ridgeview Homeowners DATE OF MORTGAGE:M a r c h 2 5 , Association 2008 5838 Blackshire Path MORTGAGORS:Justin A. Kepler and Inver Grove Heights, MN 55076 Joyce K. Luedke, both single. 651-455-3100 MORTGAGEE:Mortgage Electronic File # 1441171 Registration Systems, Inc. THIS COMMUNICATION IS FROM A DATE AND PLACE OF RECORDING: DEBT COLLECTOR Registered April 14, 2008, Dakota 2555695 4/7-5/12/11 County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: Chase Home Finance FORECLOSURE SALE THE RIGHT TO VERIFICATION L L C , D a t e d : N o v e m b e r 1 6 , 2 0 1 0 , OF THE DEBT AND IDENTITY OF Recorded: November 19, 2010, DocuTHE ORIGINAL CREDITOR WITHIN ment No. T671355. Said Mortgage being Registered THE TIME PROVIDED BY LAW IS Land. NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: Mortgage NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTthe following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 2006 LENDER OR BROKER AND MORTMORTGAGOR: Therese E. Doughty, a GAGE ORIGINATOR STATED ON single person. MORTGAGE: Bell America Mortgage MORTGAGEE: Mortgage Electronic LLC dba Bell Mortgage Registration Systems, Inc. RESIDENTIAL MORTGAGE SERDATE AND PLACE OF RECORDING: Recorded January 27, 2006, Dakota VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: County Recorder, Document No. 21030 Chippendale Court, Farmington, 2401128. MN 55024 ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D. #: 142110005100 Assigned to: Mortgage Electronic RegLEGAL DESCRIPTION OF PROPistration Systems, Inc., Dated: January 18, 2006, Recorded: January 27, ERTY: Lot 3 and those parts of Lots 4 and 5 2006, Document No. 2401129. And lying Easterly of a Straight Line thereafter assigned to: Chase Home drawn from a point on the North Line Finance LLC, Dated: March 24, 2011. of Said Lot 4 Distant 28 feet West of TRANSACTION AGENT: Mortgage the Northeast Corner of Said Lot 4 to Electronic Registration Systems, Inc. the Southeast Corner of Said Lot 5, TRANSACTION AGENT'S MORTAll in Dooley Add. GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: 100015700063058974 LOCATED:Dakota LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE:$173,250.00 MORTGAGE: Key Community Bank AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERDUE AS OF DATE OF NOTICE, INCLUDVICER: Chase Home Finance LLC ING TAXES, IF ANY, PAID BY MORTMORTGAGED PROPERTY ADDRESS: 555 8th Avenue South, South St. Paul, GAGEE:$192,317.96 That prior to the commencement of MN 55075 this mortgage foreclosure proceeding TAX PARCEL I.D. #: 367510014002 LEGAL DESCRIPTION OF PROP- Mortgagee/Assignee of Mortgagee complied with all notice requirements as ERTY: Lot 14, Block 2, Tarbox Addition to required by statute; That no action or South St. Paul, according to the proceeding has been instituted at law recorded plat thereof, and situate in o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS thereof; PURSUANT to the power of sale conLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above described property will be sold by the MORTGAGE:$165,000.00 AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law GAGEE:$176,891.18 That prior to the commencement of Enforcement Center, 1580 Hwy 55, this mortgage foreclosure proceeding Lobby #S-100, Hastings, MN Mortgagee/Assignee of Mortgagee com- to pay the debt then secured by said plied with all notice requirements as Mortgage, and taxes, if any, on said required by statute; That no action or premises, and the costs and disburseproceeding has been instituted at law m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s o r o t h e r w i s e t o r e c o v e r t h e d e b t allowed by law subject to redemption secured by said mortgage, or any part within six (6) months from the date of said sale by the mortgagor(s), their thereof; PURSUANT to the power of sale con- personal representatives or assigns tained in said mortgage, the above unless reduced to Five (5) weeks under described property will be sold by the MN Stat. §580.07. TIME AND DATE TO VACATE PROPSheriff of said county as follows: DATE AND TIME OF SALE: May 19, E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwell2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law ing, unless otherwise provided by law, Enforcement Center, 1580 Hwy 55, the date on or before which the mortgagor(s) must vacate the property if the Lobby #S-100, Hastings, MN to pay the debt then secured by said mortgage is not reinstated under secMortgage, and taxes, if any, on said tion 580.30 or the property is not premises, and the costs and disburse- redeemed under section 580.23 is m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE:None "THE TIME ALLOWED BY LAW FOR personal representatives or assigns unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. TIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE TO FIVE WEEKS IF A JUDIREDUCED ERTY: If the real estate is an owner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM P R O D U C T I O N , A N D A R E FINANCIAL OBLIGATION ON MORT- ABANDONED." Dated: April 5, 2011. GAGE:None Chase Home Finance LLC "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- ��

PUBLIC NOTICE

�� Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571210 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Brian F. Sweeney and Marlys S. Sweeney, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered August 27, 2004, Dakota County Registrar of Titles, Document No. 546304, Certificate of Title No. 121096. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as trustee for WaMu Mortgage Pass-Through Certificates Series 2004-PR2 Trust, Dated: November 10, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 9029 Coffman Circle, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203270007003 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Three (3), Hidden Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $323,748.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580666 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 26, 2006 MORTGAGOR: Timothy H. Radant, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 3, 2006, Dakota County Recorder, Document No. 2465790. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: February 15, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516090061-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 2075 67th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201710010001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Chobans Lookout Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,052.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580793 4/21-5/26/11

PUBLIC NOTICE

National Bank, Dated: March 09, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100115600090327567 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Huntington Mortgage Group MORTGAGED PROPERTY ADDRESS: 11730 Ryan Circle, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-22460-505-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1505, Common Interest Community No. 188, Eagles Ridge. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$181,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,506.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562737 4/7-5/12/11

PUBLIC NOTICE

MORTGAGE:$161,889.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$164,300.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2139 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571352 4/14-5/19-11

PUBLIC NOTICE

Beginning at a point on the East line of the East Half of the East half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. Parcel 2: Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community number 126 in Dakota County, Minnesota, according to the recorded plat thereof, except that part lying southerly of the following described line: Beginning at a point on the east line of the East Half of the East Half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,339.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571509 4/14-5/19/11

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 215 South 7th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255005006 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South One Half of Lot 4, in Block 6 of Hepburn Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$135,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$136,002.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10546 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571243 4/14-5/19/11

PUBLIC NOTICE

��

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571337 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Recorded: September 22, 2010 Dakota County Recorder Document Number: 2754137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $563,156.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 27, 2011, or the next busi-

November 27, 2011, or the next busi ness day if November 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor Trustee to Bank of America, N.A., as Trustee, as successor by merger to LaSalle Bank National Association, as Indenture Trustee for the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F03 2569775 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 10, 2003 MORTGAGORS:M a r g o t H e n d r i c k s and Fabian Hendricks, wife and husband. MORTGAGEE:Homestead Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded September 3, 2003, Dakota County Recorder, Document No. 2103591, as corrected by Corrective Mortgage Recorded: May 21, 2004, as Document No. 2207035. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: July 10, 2003, Recorded: September 3, 2003, Document No. 2103592. And thereafter assigned to: CitiMortgage, Inc., Dated: May 11, 2004, Recorded: May 14, 2004, Document No. 2204511. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11665 Horizon Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246050502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 505, Eagles Ridge, Common Interest Community No. 188, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,438.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$154,314.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571389 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 15, 2004 MORTGAGOR:B. Walter Hamzavi, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 14, 2004, Dakota County Registrar of Titles, Document No. 554278, Certificate of Title No. 134517. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 22, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000082056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 401 Brandywine Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021530005003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, in Brandywine according to the recorded plat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$277,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$286,669.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5730 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571397 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,600.00 MORTGAGOR(S): Carlos D. Rocha, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 16, 2006 Dakota County Recorder Document Number: 2412855 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee Dated: April 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100031432005120338 Lender or Broker: First Guaranty Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1268 Timbershore Ln, Eagan, MN 55123-1019 Tax Parcel ID Number: 10-76502-010-08 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Timbershore Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $119,849.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009916F02 2579024 4/21-5/26/11

PUBLIC NOTICE

��

�� MORTGAGE: �� Suntrust �� Mortgage, �� Inc. the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE:M a r c h 2 8 , VICER: Chase Home Finance LLC 2002 MORTGAGED PROPERTY ADDRESS: MORTGAGOR:L i s a M . M o o r e , A 410 8th Avenue South, South Saint Single Person. MORTGAGEE:Mortgage Electronic Paul, MN 55075 Registration Systems, Inc. TAX PARCEL I.D. #: 366430028002 LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded April 29, 2002, Dakota ERTY: Lot 28 in Block 2 of Riverside Park County Recorder, Document No. Addition to the City of St. Paul, 1890943. Dakota County, Minnesota. ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: CitiMortgage, Inc., Dated: February 25, 2011. LOCATED:Dakota TRANSACTION AGENT: Mortgage ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. MORTGAGE:$160,000.00 AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: 100026900020414099 ING TAXES, IF ANY, PAID BY MORTLENDER OR BROKER AND MORT- GAGEE:$187,066.76 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage this mortgage foreclosure proceeding LLC DBA Bell Mortgage Mortgagee/Assignee of Mortgagee comR E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: CitiMortgage, Inc. required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 3420 Golfview Drive #220, Eagan, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t 55123 secured by said mortgage, or any part T A X P A R C E L I . D . # : thereof; PURSUANT to the power of sale con10-76900-044-03 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Unit No. 220, together with Garage Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, No. 82, Carriage Hills Condominiu m s , C o n d o m i n i u m F i l e N o . 4 7 , 2011 at 10:00 AM Dakota County, Minnesota PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE:$115,300.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE:$105,868.49 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: June 2, 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE:None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: April 7, 2011. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the under secis not reinstated Mortgagee/Assignee of Mortgagee mortgage tion 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE:None "THE TIME ALLOWED BY LAW FOR 30-10223 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 4/14-5/19/11 RESENTATIVES OR ASSIGNS, MAY BE 2571266 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: April 6, 2011. the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE:N o v e m b e r 3 , Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2003 MORTGAGORS:S t e v e n M . R g n o n t i Attorneys for Mortgagee/Assignee of and Jean M. Rgnonti, husband and Mortgagee wife. 4500 Park Glen Road #300 MORTGAGEE:J P M o r g a n C h a s e Minneapolis, MN 55416 Bank, National Association, successor (952) 925-6888 in interest by purchase from the Fed10-5587 THIS IS A COMMUNICATION FROM eral Deposit Insurance Corporation as Receiver for Washington Mutual Bank A DEBT COLLECTOR. 2571372 4/14-5/19/11 f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 3, 2004, Dakota County Recorder, Document No. 2171431. NOTICE OF MORTGAGE O F A S S I G N M E N T S FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE:NONE TRANSACTION AGENT: NONE OF THE DEBT AND IDENTITY OF TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN IDENTIFICATION NUMBER ON GAGE THE TIME PROVIDED BY LAW IS MORTGAGE: NONE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LENDER OR BROKER AND MORTdefault has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N the following described mortgage: MORTGAGE: Washington Mutual DATE OF MORTGAGE:September 20, Bank, FA RESIDENTIAL MORTGAGE SER2006 MORTGAGOR:Carol L Thompson, A VICER: Chase Home Finance LLC Single Person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE:Mortgage Electronic 1780 96TH Street East, Inver Grove Heights, MN 55077 Registration Systems, Inc.. DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 204740002002 Recorded September 28, 2006, LEGAL DESCRIPTION OF PROPDakota County Recorder, Document ERTY: No. 2464849. Lot 2, Block 2, Marcott Lakes ASSIGNMENTS OF MORTGAGE: Estates, Dakota County, Minnesota Assigned to: Chase Home Finance, COUNTY IN WHICH PROPERTY IS L L C , D a t e d : F e b r u a r y 1 1 , 2 0 1 1 , LOCATED:Dakota Recorded: February 22, 2011, DocuORIGINAL PRINCIPAL AMOUNT OF ment No. 2787324. MORTGAGE:$517,000.00 TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDT R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE:$571,554.67 That prior to the commencement of MORTGAGE: 100010402042445522 LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding GAGE ORIGINATOR STATED ON �� MORTGAGE: Suntrust Mortgage, Inc.

PUBLIC NOTICE

�� m e n t s , �� including attorneys fees allowed by law subject to redemption �� this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571594 4/14-5/19/11

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571198 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 4 , 2005 MORTGAGORS:Erik P. Nielsen and Shannon J. Nielsen, husband and wife. MORTGAGEE:Sand Canyon Corporation, FKA Option One Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2300040. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Carrington Mortgage Loan Trust, Series 2005-OPT2, Asset Backed Pass-Through Certificates, Series 2005-OPT2, Dated: March 21, 2011. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sand Canyon Corporation, FKA Option One Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 24513 Chippendale Avenue West, Farmington, MN 55024 TAX PARCEL I.D. #: 070180001009 LEGAL DESCRIPTION OF PROPERTY: The South five acres of the Southeast Quarter of the Southwest Quarter of the Northeast Quarter of Section 18, Township 113, Range 19. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$490,571.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2011. Deutsch Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3285 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571614 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: May 21, 2010, Recorded: May 26, 2010, Document No. 2732224. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,356.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 4, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 13, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2573935 4/21/11

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. October 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 16, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 13, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2573925 4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 021842505004 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, A Planned Community AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,359.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2011 at 10:00 AM has been postponed to April 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 18, 2011 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2011 at 10:00 AM has been postponed to May 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 20, 2011 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F03 2578963 4/21/11

PUBLIC NOTICE

��

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4720 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571284 4/14-5/19/11

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2125 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571309 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 2 , 2001 MORTGAGORS:Ron Jensen and Jean A. Jensen, husband and wife. MORTGAGEE:T r u s t e d M o r t g a g e Company. DATE AND PLACE OF RECORDING: Recorded December 5, 2001, Dakota County Recorder, Document No. 1836568. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: October 22, 2001, Recorded: December 5, 2001, Document No. 1836569. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: October 29, 2002, Recorded: January 30, 2003, Document No. 1991973. And thereafter assigned to: Chase Home Finance, LLC, Dated: April 4, 2011. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Trusted Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2625 London Court, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-64101-120-05 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, River Hills 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$89,521.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10556 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571260 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered April 10, 2003, Dakota County Registrar of Titles, Document No. 495295, Certificate of Title No. 127652. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 28, 2009, Recorded: January 12, 2010, Document No. T656635. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037557247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $92,327.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 7, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2578988 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2005 MORTGAGORS: C y r e a M . Carpenter-Kasel and Daniel J. Kasel, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 29, 2005, Dakota County Recorder, Document No. 2365731. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: December 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908410942 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3309 West Park Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-83580-190-03 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, West Park, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,535.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580090 4/21-5/26/11

PUBLIC NOTICE

��

�� A S S I G N M E N T S �� O F M O R T�� G A G E : ERTY: Lot 8, Block 8, East Farmington First Assigned to: CitiMortgage, Inc., Dated: March 30, 2011. Addition COUNTY IN WHICH PROPERTY IS Said Mortgage being Registered LOCATED: Dakota Land. TRANSACTION AGENT: Mortgage ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100137510000083594 LENDER OR BROKER AND MORT- GAGEE: $252,255.03 GAGE ORIGINATOR STATED ON That prior to the commencement of MORTGAGE: Lakeland Mortgage Cor- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comporation R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 8495 137th Street West, Apple Valley, o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part MN 55124 T A X P A R C E L I . D . # : thereof; PURSUANT to the power of sale 01-56775-330-02 LEGAL DESCRIPTION OF PROP- contained in said mortgage, the above described property will be sold by the ERTY: Sheriff of said county as follows: Lot 33, Block 2, in Palomino Woods DATE AND TIME OF SALE: July 14, COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM LOCATED:Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy MORTGAGE:$214,000.00 AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE:$212,369.62 premises, and the costs and That prior to the commencement of disbursements, including attorneys' this mortgage foreclosure proceeding f e e s a l l o w e d b y l a w s u b j e c t t o Mortgagee/Assignee of Mortgagee com- redemption within six (6) months from plied with all notice requirements as t h e d a t e o f s a i d s a l e b y t h e required by statute; That no action or m o r t g a g o r ( s ) , t h e i r p e r s o n a l proceeding has been instituted at law representatives or assigns unless o r o t h e r w i s e t o r e c o v e r t h e d e b t reduced to Five (5) weeks under MN secured by said mortgage, or any part Stat. §580.07. TIME AND DATE TO VACATE thereof; PURSUANT to the power of sale con- PROPERTY: If the real estate is an tained in said mortgage, the above o w n e r - o c c u p i e d , s i n g l e - f a m i l y described property will be sold by the dwelling, unless otherwise provided by law, the date on or before which the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, mortgagor(s) must vacate the property if the mortgage is not reinstated under 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law section 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on January 14, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said F I N A N C I A L O B L I G A T I O N O N premises, and the costs and disburse- MORTGAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of T H E M O R T G A G O R ' S P E R S O N A L said sale by the mortgagor(s), their REPRESENTATIVES OR ASSIGNS, personal representatives or assigns MAY BE REDUCED TO FIVE WEEKS IF unless reduced to Five (5) weeks under A J U D I C I A L O R D E R I S E N T E R E D UNDER MINNESOTA STATUTES, MN Stat. §580.07. TIME AND DATE TO VACATE PROP- SECTION 582.032, DETERMINING, E R T Y : I f t h e r e a l e s t a t e i s a n AMONG OTHER THINGS, THAT THE owner-occupied, single-family dwell- M O R T G A G E D P R E M I S E S A R E ing, unless otherwise provided by law, I M P R O V E D W I T H A R E S I D E N T I A L the date on or before which the mort- D W E L L I N G O F L E S S T H A N F I V E gagor(s) must vacate the property if the UNITS, ARE NOT PROPERTY USED IN mortgage is not reinstated under sec- AGRICULTURAL PRODUCTION, AND tion 580.30 or the property is not ARE ABANDONED." Dated: May 14, 2010. redeemed under section 580.23 is U.S. Bank, 11:59 p.m. on November 28, 2011. National Association, as trustee MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE:None "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 18-308 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 106778253 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF NOTICE OF POSTPONEMENT OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE FORECLOSURE SALE Pursuant to the provisions of PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Minnesota Statutes 580.07, the ABANDONED." foregoing foreclosure sale is postponed until August 18, 2010 at Dated: April 5, 2011. 10:00 am at the Sheriff’s Office, Law CitiMortgage, Inc. Enforcement Center, 1580 Hwy 55, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Lobby #S-100, Hastings, MN, in said Attorneys for Mortgagee/Assignee of county and state. Mortgagee Dated: July 12, 2010. U.S. Bank, National Association 4500 Park Glen Road #300 Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee (952) 925-6888 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 10-5456 By: Paul A. Weingarden THIS IS A COMMUNICATION FROM Attorneys for Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR. 2571321 4/14-5/19/11 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 NOTICE OF MORTGAGE THIS IS A COMMUNICATION FROM FORECLOSURE SALE A DEBT COLLECTOR. THE RIGHT TO VERIFICATION NOTICE OF POSTPONEMENT OF OF THE DEBT AND IDENTITY OF MORTGAGE FORECLOSURE SALE THE ORIGINAL CREDITOR WITHIN Pursuant to the provisions of THE TIME PROVIDED BY LAW IS M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e NOT AFFECTED BY THIS ACTION. foregoing foreclosure sale is NOTICE IS HEREBY GIVEN, that postponed until November 24, 2010 at default has occurred in conditions of 10:00 am at the Sheriff’s Office, Law the following described mortgage: Enforcement Center, 1580 Hwy 55, DATE OF MORTGAGE: November 17, Lobby #S-100, Hastings, MN, in said 2005 county and state. MORTGAGOR: Peggy G. Price f/k/a Dated: August 16, 2010. Peggy G. Leclair, a single person. U.S. Bank, National Association MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee Registration Systems, Inc. USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Recorded December 19, 2005, Dakota Attorneys for Mortgagee/Assignee of C o u n t y R e c o r d e r , D o c u m e n t N o . Mortgagee 2389971. 4500 Park Glen Road #300 A S S I G N M E N T S O F M O R T G A G E : Minneapolis, MN 55416 Assigned to: U.S. BANK NATIONAL (952) 925-6888 ASSOCIATION, A NATIONAL BANKING 18-308 ASSOCIATION, AS TRUSTEE OF THE THIS IS A COMMUNICATION FROM BANC OF AMERICA FUNDING 2006-A A DEBT COLLECTOR. TRUST, Dated: January 8, 2009, NOTICE OF POSTPONEMENT OF Recorded: January 28, 2009, DocuMORTGAGE FORECLOSURE SALE ment No. 2633303. Pursuant to the provisions of TRANSACTION AGENT: Mortgage M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Electronic Registration Systems, Inc. foregoing foreclosure sale is T R A N S A C T I O N A G E N T ' S M O R T - postponed until January 12, 2011 at GAGE IDENTIFICATION NUMBER ON 10:00 am at the Sheriff’s Office, Law MORTGAGE: 100200900001007910 Enforcement Center, 1580 Hwy 55, LENDER OR BROKER AND MORT- Lobby #S-100, Hastings, MN, in said G A G E O R I G I N A T O R S T A T E D O N county and state. MORTGAGE: United Residential MortDated: November 18, 2010. gage LLC U.S. Bank, National Association RESIDENTIAL MORTGAGE SERMortgagee/Assignee of Mortgagee VICER: BAC Home Loans Servicing L.P. USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGED PROPERTY ADDRESS: By: Paul A. Weingarden 1017 Spruce Street, Farmington, MN Attorneys for Mortgagee/Assignee of 55024 Mortgagee TAX PARCEL I.D. #: 142250008008 LEGAL DESCRIPTION OF PROP�� ERTY:

PUBLIC NOTICE

�� secured �� by said mortgage, or any part thereof; �� Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statues 580.07, the foregoing foreclosure sale is postponed until March 2, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 7, 2011 U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 20, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 25, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 22, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 19, 2011. U.S. Bank, National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2579955 4/21/11

PUBLIC NOTICE

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 11, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-224 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 13, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-224 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2574764 4/21/11

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 25, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 1044664764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 21, 2010 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 20, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 18, 2011. Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee od Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 22, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 14, 2011 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 2575561 4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Michael LaBrie and

MORTGAGOR(S): Michael LaBrie and Sandra LaBrie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2005 Dakota County Recorder Document Number: 2371597 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- BC5 Dated: January 26, 2011 Recorded: January 27, 2011 Dakota County Recorder Document Number: 2782323 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004539926 Lender or Broker: Decision One Mortgage Company, LLC. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3929 147th St W, Rosemount, MN 55068-4533 Tax Parcel ID Number: 34-16401-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Carrollton 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,095.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- BC5 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018197F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2011 at 10:00 AM has been postponed to April 19, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 18, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- BC5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 19, 2011 at 10:00 AM has been postponed to May 19, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATE-

TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSETBACKED CERTIFICATES, SERIES 2005- BC5 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018197F02 2578710 4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 9 , 2008 MORTGAGORS: Michelle Kuyatt and Brian S. Kuyatt, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2008, Dakota County Recorder, Document No. 2616420. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 26, 2010, Recorded: May 11, 2010, Document No. 2729615. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100113800001146443 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Land Home Financial Services RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17590 Italy Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221940204002 LEGAL DESCRIPTION OF PROPERTY: Lot Four, Block Two, Dakota Heights Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $323,727.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $345,353.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580511 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 08, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,204.00

MORTGAGE: $332,204.00 MORTGAGOR(S): Dean A. Milner and Heidi J. Milner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 21, 2009 Dakota County Recorder Document Number: 2658592 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 21, 2011 Recorded: January 27, 2011 Dakota County Recorder Document Number: 2782315 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050005827-6 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18795 Essence Trl, Farmington, MN 55024-8645 Tax Parcel ID Number: 14 50502 030 04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Nelsen Hills Farm 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $338,365.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018397F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2011 at 10:00 AM has been postponed to April 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 18, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 21, 2011 at 10:00 AM has been postponed to May 23, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018397F01 2578790 4/21/11

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 21, 2011

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Crop farm income rose in 2010, livestock making comeback, report shows The median net farm income among crop farmers more than doubled, and livestock farmers moved their median net farm income back into the black in 2010, a new joint report by the Minnesota State Colleges and Universities and the University of Minnesota shows. Overall, median net farm income was $119,915 among about 2,500 Minnesota farms in 2010, up from $33,417 in 2009 when net farm incomes were depressed by low profits in the livestock sector and increased production costs, the analysis shows. Median net farm income means half of the producers earned more and half earned less. â&#x20AC;&#x153;Most Minnesota producers had a good year in 2010,â&#x20AC;? said Richard Joerger, system director for agriculture and business at the Minnesota State College and Universities system. â&#x20AC;&#x153;However, these results occurred in an extremely risky and volatile environment.â&#x20AC;? â&#x20AC;&#x153;The biggest change in

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,600.00 MORTGAGOR(S): Mark R. Schreiber, single MORTGAGEE: MidCountry Bank DATE AND PLACE OF REGISTERING: Registered: December 21, 2004 Dakota County Registrar of Titles Document Number: 554798 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 19, 2004 Registered: December 21, 2004 Dakota County Registrar of Titles Document Number: 554799 And assigned to: New York Community Bank Dated: April 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500026668054 Lender or Broker: MidCountry Bank Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134598 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11226 204th St W, Lakeville, MN 55044-4696 Tax Parcel ID Number: 22-71390-002-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1002, Common Interest Community No. 340, Springbrook Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,004.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat.

2010 was the return to profitability of hog farms, which tend to be larger in gross sales than other Minnesota farms,â&#x20AC;? said Dale Nordquist, Extension economist with the University of Minnesotaâ&#x20AC;&#x2122;s Center for Farm Financial Management. In 2010, hog farms earned median profits of more than $250,000 compared to losses of $73,000 in 2009. The report analyzed results from 2,362 participants in the Minnesota State Colleges and Universities farm business management education programs and 97 members of the Southwest Minnesota Farm Business Management Association. Net farm income is used for living expenses, income taxes, retirement and business reinvestment. For crop farms, the median net farm income increased to $161,441 in 2010, up from $60,128 in 2009, Nordquist said. Increased profitability was driven largely by the runup in crop prices at year-end. y Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020194F01 2573991 4/21-5/26/11

PUBLIC NOTICE

Prices received on sales were actually down. â&#x20AC;&#x153;Most of the increase in crop farm earnings was reflected in increased values in inventory on producersâ&#x20AC;&#x2122; balance sheets at the end of the year. Producers have to sell those crops at profitable prices to realize these profits, but they certainly have had that opportunity,â&#x20AC;? Nordquist said. â&#x20AC;&#x153;Dairy producers made some comeback in profitability. Yet many still produced milk at break-even prices or at a loss,â&#x20AC;? Nordquist said. The median dairy farm made a net farm income of $57,853 in 2010 compared to just over $2,000 in 2009. â&#x20AC;&#x153;Agriculture is one bright spot for the Minnesota economy,â&#x20AC;? Joerger noted. â&#x20AC;&#x153;The farms that participate in our farm business management education programs contribute $1.4 billion to rural Minnesotaâ&#x20AC;&#x2122;s economy.â&#x20AC;? The analysis also showed: As usual, there was wide variation in returns. The 20 percent of the farms with

LE GA L DE SC R IPT ION OF PR OPERTY: Lot 12, Block 4, Cherry View First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $273,483.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5848 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580137 4/21-5/26/11

the highest incomes earned a median net farm income of $462,348; the median for the low 20 percent was $7,443. Profits for crop farmers were up 169 percent after a down year in 2009. Average prices received for major commodities were: corn, $3.67, down from $3.81 in 2009; soybeans, $9.66, down from $9.84; and spring wheat, $5.03, down from $5.81. For the 423 dairy farms, median net farm income was $57,853, compared to $2,193 in 2009. The average price received for milk was $16.26 per hundred pounds, up from $13.56 in 2009. Production costs increased to $16.19 per hundredweight, leaving a profit of only pennies perhundred pounds of milk. The median hog producer earned a net farm income of $265,649 compared to a loss of $73,525 in 2009. The price-per-hundred pounds sold increased from $43.30 to $54.63. Beef farm profits improved but were lower than

PUBLIC NOTICE

other operations. The median beef producer generated net farm income of $34,451 compared to a net loss of $13,138 in 2009. Corn yields were virtually unchanged from 2009 at 181 bushels per acre. Soybeans yields averaged 45.5 bushels per acre, up from 42 bushels, while spring wheat yielded 60 bushels compared to 62 bushels in 2009. Average cost of production for an acre of corn decreased by 6 percent due mostly to lower fertilizer costs. Seed cost increased 9 percent, fertilizer decreased by 27 percent, and land rent increased by 5 percent. Overall, the average farm earned a 12.5 percent rate of return on assets, up from 3.1 percent in 2009. â&#x20AC;&#x153;The need for business management education is as critical as ever in this economic environment,â&#x20AC;? Joerger said. â&#x20AC;&#x153;We encourage producers to contact a Minnesota farm business management education program (www. g y ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 11, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580642 4/21-5/26/11

PUBLIC NOTICE

fbm.mnscu.edu) instructor or University of Minnesota Extension to enroll in an education program.â&#x20AC;? Qualified instructors teach producers how to maintain and interpret quality business records. Information from the records is used to make business decisions, execute marketing plans and develop annual business analyses. The information from the personalized annual business analyses is used to apply business management information to improve their farming operations. Details of the annual report are available at www. finbin.umn.edu through the University of Minnesotaâ&#x20AC;&#x2122;s Center for Farm Financial Management, which provides educational programs and software tools that are practical, timely and applicable to real-world farm situations. For more information on University of Minnesota Extension, visit www.extension. umn.edu.

Unit No. 52, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,258.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,191.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2241 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580368 4/21-5/26/11

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April 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo submitted

Scott Jorgenson, â&#x20AC;&#x153;The Human Doingâ&#x20AC;? of St Paul, celebrates results of his new healthy life on his final day of living inside a 20x30 foot glass apartment at Mall of America in Bloomington Saturday, April 16. Jorgenson, who has been living at the mall for the last 30 days as part of a demonstration by Blue Cross Blue Shield of Minnesota to get people more active and eating better, lost 27 pounds and lowered his cholesterol 110 points as a result of doing several simple physical activities each day.

Scott Jorgenson, â&#x20AC;&#x153;The Human Doing,â&#x20AC;? of St Paul, performs the the song â&#x20AC;&#x153;YMCAâ&#x20AC;? with supporters during his final day living inside a 20x30 foot glass apartment at Mall of America in Bloomington. Jorgenson, who has been living at the mall for the last 30 days as part of a demonstration by Blue Cross Blue Shield of Minnesota, lost 27 pounds and lowered his cholesterol 110 points as a result of doing several simple physical activities each day.

The Human Do.ing sheds pounds, improves health He danced. He walked. He sweated. And in the end, he did something he wasnâ&#x20AC;&#x2122;t sure was possible. He got healthy. On April 16, Twin Cities resident Scott Jorgenson, 45, ended his 30 days as â&#x20AC;&#x153;The Human Do.ing,â&#x20AC;? a project developed by Blue Cross and Blue Shield of Minnesota as part of the companyâ&#x20AC;&#x2122;s do. Campaign to â&#x20AC;&#x153;groove your body every dayâ&#x20AC;? to achieve better health. After taking more than 500,000 steps â&#x20AC;&#x201C; equivalent to roughly 250 miles â&#x20AC;&#x201C; and exercising for more than 1,500 minutes with the encouragement of thousands of supporters, Scott stepped outside the box â&#x20AC;&#x201C; a glass house built for him at Mall of America â&#x20AC;&#x201C; for the final time lighter, stronger, fitter and with healthy habits to last a lifetime. â&#x20AC;&#x153;This has been an amazing experience, a lifechanging journey really. Iâ&#x20AC;&#x2122;m happy to report Iâ&#x20AC;&#x2122;ve lost 27 pounds â&#x20AC;&#x201C; from 254 to 227 â&#x20AC;&#x201C; in the last 30 days by doing simple daily exercises and eating more nutritious foods,â&#x20AC;? said Jorgenson. â&#x20AC;&#x153;I feel amazing, have more energy than ever, and Iâ&#x20AC;&#x2122;ve learned many healthy habits to take home with me.â&#x20AC;? The projectâ&#x20AC;&#x2122;s goal was to showcase how a regular person, with support, can make basic changes â&#x20AC;&#x201C; such

as walking and substituting more fruits and vegetables into meals and snacks â&#x20AC;&#x201C; and significantly improve his or her health. Not unlike many people, when Jorgenson started The Human Do.ing project, he struggled with even light aerobic activity â&#x20AC;&#x201C; barely making it through his first 10-minute â&#x20AC;&#x153;voteable doâ&#x20AC;? of jumping jacks. More than 60 percent of Minnesotans are overweight or obese, putting themselves at higher risk for Type 2 diabetes, high blood pressure, heart disease, stroke, osteoarthritis and colon cancer. â&#x20AC;&#x153;The Blue Cross team is extremely proud of Scott and his accomplishments through this project. These excellent results have dramatically lowered Scottâ&#x20AC;&#x2122;s risk for many diseases,â&#x20AC;? said Dr. Marc Manley, chief prevention officer for Blue Cross. â&#x20AC;&#x153;But the main message here is you donâ&#x20AC;&#x2122;t need a glass box. With support from the community, family and friends, people can make small changes in their activity levels and eating habits that can lead to bet-

ter health.â&#x20AC;? In just 30 days, the project amassed more than 4,300 Facebook fans from 19 different countries and inspired many of them to take a look at their own health. Going forward, supporters of The Human Do.ing will be able to cheer on each other and share tips about their own healthy lifestyle journey by taking the â&#x20AC;&#x153;I do, tooâ&#x20AC;? pledge on the Blue Cross do Campaign Facebook page at Facebook.com/docampaign. There will be physical activity tips, healthy recipes, and other resources posted for those who are inspired

to â&#x20AC;&#x153;groove your body every day.â&#x20AC;? Additionally, Blue Cross is donating $1 â&#x20AC;&#x201C; up to $5,000 total â&#x20AC;&#x201C; for every person who posts â&#x20AC;&#x153;I do, too!â&#x20AC;? to the do Campaign Facebook page through April 22 to benefit the local American Heart Associationâ&#x20AC;&#x2122;s annual Heart Walk. As part of Blue Crossâ&#x20AC;&#x2122; Prevention Minnesota initiative, the do Campaign and The Human Do.ing project are funded entirely by Blue Crossâ&#x20AC;&#x2122; settlement proceeds from its historic lawsuit against the tobacco companies. To learn more about the do Campaign, visit do-groove.com.

Photo submitted

Scott Jorgenson, â&#x20AC;&#x153;The Human Doingâ&#x20AC;? of St Paul, celebrates with his wife Julie Jorgenson, the health results on his final day of living inside a 20x30 foot glass apartment at Mall of America. Jorgenson lived at the mall for the last 30 days as part of a demonstration created by Blue Cross Blue Shield of Minnesota to get people more active and eating better. He lost 27 pounds and lowered his cholesterol 110 points as a result of doing several simple physical activities each day.

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