05/05/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

Smoke-Free Lodging effort grows 5A Marriage amendment vote sought 6A Business cleans up for award 8A

ERIN JOHNSON T.W. BUDIG JESSICA HARPER

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DATE5,##, 2009 MAY 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 10

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Chiropractic care blends with physical therapy Burnsville chiropractor adapts business model to changing times by Stacey Ackerman SPECIAL TO THE DAKOTA COUNTY TRIBUNE

While the two opposing philosophies of chiropractic and physical therapy used to wage a battle to determine which treated patientsâ&#x20AC;&#x2122; pain problems best, those worlds are merging, and patients are getting the best from both disciplines. For Dr. Allison Behnke, of HealthSource Chiropractic & Progressive Rehab (formerly Southview Chiropractic) in Burnsville, adding rehabilitation services to her chiropractic clinic is something she feels strongly will result in better outcomes for patients. â&#x20AC;&#x153;It (rehabilitation therapy) gets patients better faster and they stay better longer,â&#x20AC;? she said. Photo by Rick Orndorf HealthSource is the largest Dr. Allison Behnke, of HealthSource Chiropractic & Progressive Rehab, works with a chiropractic franchise in the client in the physical therapy room at the Burnsville office. nation, with 270 clinics, including 30 in Minnesota. helps streamline the business process so chiro- when her partner left a year later, in 2009. The franchise was ranked practors can focus on patient care, while workâ&#x20AC;&#x153;I learned very fast that there was a lot I No. 1 in the March 2009 edi- ing within a business system that is proven to didnâ&#x20AC;&#x2122;t know,â&#x20AC;? she said. tion of the Franchise Times Behnke learned about HealthSource from â&#x20AC;&#x153;Fast 55,â&#x20AC;? in which 55 of the a classmate who opened a franchise fastest growing, young in the Twin Cities. After visiting companies in the her clinic and talking to the U.S. are ranked franchisor, she decided to on positive jump on board. The clingrowth over ic started making back the past five office changes first and years or less. officially re-branded as FranchisHealthSource in January. ing is relatively â&#x20AC;&#x153;We really started grownew in the industry, ing around the time we made in which most chithese changes,â&#x20AC;? said Behnke, who ropractic clinics have been sees about 100 patients a week. solely owned and operated by Behnke says having a chiropractic commuthe chiropractor, a person who work. nity behind her business is extremely helpful. is well-trained in patient care, Behnke, like many young chiropractors, There is someone behind the scenes who unbut may have limited business wanted to start her own clinic after graduation derstands the latest Medicare laws, allowing experience. and bought Southview Chiropractic at age 26 her to focus on patient care. The HealthSource concept with a partner, and then became a sole owner See Chiropractic, Page 10A

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INSIDE BIZ FORUM

Minnesotans have a history of showing their willingness to pay increased taxes for certain services and projects. DON 4A HEINZMAN FORUM

More commuting alternatives lead to reduced traff ic congestion and shorter travel times in the Twin Cities. 4A MATT KANE CHARLIE QUIMBY CAPITOL COMMERCE

Dakota County attorney is opposed to provisions in a bill that would give homeowners the right to use deadly force against invaders. JAMES 7A BACKSTROM CAPITOL COMMERCE

Former Army intelligence off icer and State Rep. Bob Dettmer offers his perspective on the death of Osama bin Laden. BOB 7A DETTMER

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May 5, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Man charged after groping incident at Apple Valley Target

Caponi Art Park founder celebrates 90th birthday

A Farmington man has been charged with criminal sexual conduct after allegedly groping a female shopper in the Target store at 15150 Cedar Ave. in Apple Valley. Nachaat Erian Abdelmalak, 60, was arrested in the store by Apple Valley police at 8:20 p.m. April 20 after a 38-year-old woman reported that Abdelmalak had touched her breast. The woman told police that a man, later identified as Abdelmalak, had followed her around the store for 15 to 20 minutes, “asking questions about the name of various body parts that he was pointing out,” the complaint said. She said Abdelmalak told her he liked her, pointed at her chest and said, “so those are called breasts.” Abdelmalak allegedly asked the woman a question about her bra and then rubbed his hand against the breast area of her shirt. The woman tried to get away and asked another shopper to get security, the complaint said. Police located Abdelmalak in the Starbucks portion of the store after the woman pointed him out. He was arrested there and booked into the Dakota County Jail. Abdelmalak has been charged with fifth-degree criminal sexual conduct, a gross misdemeanor that carries a maximum penalty of one year in jail and/or a $3,000 fine. His next court appearance is July 11 in Dakota County District Court in Hastings. — Andrew Miller

Anthony Caponi is nothing if not a visionary. In 1949, the sculptor and Macalester College professor bought more than 60 acres of land in Eagan and knew right away he wanted to protect it. Today, the Caponi Art Park gets about 15,000 visitors each year who enjoy everything from the sculptures that dot the landscape to the summer performances held at the Theater in the Woods. Caponi himself will turn 90 years old Saturday, May 7, and to celebrate, his namesake park will hold a public open house from 1 to 4 p.m. complete with cake, music, activities and games. The celebration coincides with the opening of the park for the 2011 season. The event is free and will include a formal presentation honoring Caponi at 1:30 p.m. Caponi said that at 90, he may not be as physically strong as he used to be, but his mind remains sharp. “Maybe I got to be 90 because I never thought about being an old man. I’ve always had youthful ideas, I have a youthful appetite for life,” he said. Born in Italy, Caponi has lived in Minnesota for more than 55 years and has made contributions to the state’s art community that go beyond his own 60-acre park. For instance, while teaching at Macalester, he was a driving force in creating the Janet Wallace Fine Arts Center, and he also built the first metal foundry in a school. He has also written two books, the most recent of which, “Meaning Beyond Reason,” was published this month. For more information, visit www.caponiartpark.org. — Erin Johnson

District 196 District 196 to lay off nontenured teachers Due to budget reductions, the Rosemount-Apple Valley-Eagan School Board unanimously approved on April 25 laying off 93 nontenured teachers next school year. School District 196 has a history of giving layoff notices to nontenured teachers and then rehiring them. However, with the current budget constraints, it is “highly unlikely” they will be hired back, said Tony Taschner, communications director for the district. “There are always exceptions, though,” he added. The School Board unanimously approved in March slashing $3.5 million from the district’s 2011-12 budget, which resulted in 48 job cuts. A recently approved retirement incentive could prevent additional layoffs because it resulted in a higherthan-average number of retirements, Taschner said. The total approved budget adjustments for 2011-12 of $8.5 million also include cutting funding for high school figure skating and increasing fees by $10 for all high school sports and fine arts. This will be the third consecutive year District 196 will face budget reductions, which officials say are due to years of flat state funding combined with accounting shifts. The state has withheld $68 million in funding over the past two years, according to district officials. As a result, the district had to impose $10 million in budget adjustments for the 2008-09 school year and $15.3 million for the 2010-11 school year. Although District 196 will face cuts next school year, officials will be able to avoid cutting another $5 million by using federal education jobs funding that became available last year. — Jessica Harper

Farmington Tensions surface at 192 School Board retreat Tensions among Farmington School Board members surfaced at an April 20 retreat as members acknowledged challenges they face working together. Identifying themselves as a public body in conflict, board members are in a “stormy” period, as defined by Katie Klanderud, the Minnesota School Board Association’s director of board development, who facilitated the meeting. Board members expressed their desire to work as a cohesive team, but tension was thick at times as they shared frustrations about past board actions, perceptions some have developed and working with each other. Eventually the chill in the air thawed. The board determined that Chair Tera Lee would be the primary person to handle communications among board members. The board also determined that each member will complete an evaluation form of how the board performs as a whole. Once completed, MSBA will compile the anonymous responses into a report the board can use as it tries to accomplish district goals. Klanderud said she will also prepare a summary for the board regarding the retreat conclusions and goals. In addition, new board members were paired with experienced members to act as mentors. Julie McKnight will mentor Lee and Melissa Sauser, and Julie Singewald will be Brian Treakle’s mentor. Board members agreed to another board retreat in six months to revisit board dynamics. After the meeting, Singewald said she was hopeful the meeting was productive. “It was hard, but we’re all here to do the right thing for kids,” she said. “I hope we can do it in a collaborative way.” — Laura Adelmann

Lakeville Lakeville police to get reprieve Police officers in Lakeville could be spending quite a bit less time at the desk and more time in the streets. Restoration of the police records technician position, which the council had voted to eliminate in 2009, has been controversial, largely because of City Council Member Matt Little’s attempt to donate half his council salary toward the position. The $4,000 Little had pledged still meant $24,000 would need to come from the general fund. However, thanks to some creativity from leaders in the police department, officers will get some reprieve after all. Even though the council voted against Little’s donation, the reality is it had already set aside the $24,000 during budget adjustments last month. In addition, the position was included in the budget for 2012. But to utilize the existing $24,000 and save money overall on benefits, Police Chief Thomas Vonhof suggested at a recent council work session that the city hire two 24-hour, part-time positions on a staggered timeline. The first would start in July with the second sometime in the fall, he said. The move would not only free up the police to carry out their enforcement efforts in the field, Vonhof said, but would also allow for weekend service at the front office of the police station. Vonhof did not initially request the positions to start this year. Little brought it up in the context of his donation and his campaign focus on public safety. But the need is indeed there. Vonhof said that when the police records tech position was cut a few years ago, the department went from a 24-hour turnaround on reports to seven to 10 days. The council was in consensus as to the viability of Vonhof ’s plan, which will save $1,700. However, a formal vote will occur at a city council meeting. — Aaron Vehling

Rosemount Rosemount woman sues clinic over prescription A Rosemount woman filed suit earlier this month against Park Nicollet Clinic Burnsville Urgent Care. In the April 12 malpractice suit, Mary Lee Thompson of Rosemount alleges that in June 2007 she was over-prescribed an antihistamine called hydroxyzine by a Park Nicollet doctor, whom she is also suing, and that the high dose caused her to have a seizure. Thompson is seeking slightly more than $138,000 for medical expenses, lost wages, court fees and mileage. “More or less, his mistake took my life — it’s taken everything I’ve worked for and put it in the trash,” she said in an interview with Thisweek Newspapers. Thompson alleges that she continued to have seizures years later and struggles with side effects of anti-seizure medication. These medical issues, she said, caused her to lose her job with a health care center in West. St. Paul. Additionally, Thompson said she is facing foreclosure. Thompson said she will seek damages if she loses her home. In court documents, Thompson admits she has had seizures in the past, but stated that she had not suffered from one in 30 years prior to the 2007 incident. Park Nicollet’s legal counsel, Victoria Wagner, states in court documents that, “We do not believe that prescribing Atarax (a brand of Hydroxyzine) was inappropriate or that it was the cause of your seizure.” Representatives from Park Nicollet declined to comment further. — Jessica Harper

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 5, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up JON KOZNICK Joins Provincial Bank as a mortgage consultant

Jon Koznick has joined Provincial Bank, Lakeville, as a mortgage consultant for its mortgage division, United Residential Mortgage. Koznick is founder of Columbia Mortgage LLC, a downtown Lakeville company he started in 2001.

Accolades CANDY RETKA Elected 2012 vice president of the South Suburban Chapter of the International Association of Administration Professionals

Candy Retka of Discovery Financial Centers in Lakeville was elected 2012 vice president of the South Suburban Chapter of the International Association of Administration Professionals.

Accolades GRYSKIEWICZ TWIN CITIES COSMETIC SURGERY CELEBRATES MILESTONE Gryskiewicz Twin Cities Cosmetic Surgery, Burnsville and Edina, recently celebrated reaching 10,000 patients since its opening in 2000. Dr. Joseph Gryskiewicz has served the south metro area since 1985, the last 11 years in private practice. FAIRVIEW RIDGES HOSPITAL AMONG TOP 5 PERCENT Fairview Ridges Hospital, Burnsville, has been named a Distinguished Hospital for Clinical Excellence by HealthGrades, a national source of health care provider information. This distinction places Fairview Ridges Hospital among the top 5 percent of hospitals nationwide for clinical performance. The study identifies those hospitals with the best overall clinical performance across all 26 medical diagnoses and procedures that the organization rates. Out of almost 5,000 hospitals nationally, only 268 were designated a HealthGrades Distinguished Hospital for Clinical Excellence.

JAMIE DAHLEN Wins Minneapolis St. Paul Business Journal’s “Women To Watch” award

Jamie Dahlen of the Lakeville Holiday Inn Hotel & Suites was chosen as a winner of Minneapolis St. Paul Business Journal’s “Women To Watch” award. She will be honored at a May 12 luncheon at the Hilton in Minneapolis. BROOKLYNN ERDMANN Earns trip to Puerto Rico from lia sophia

Brooklynn Erdmann, lia sophia advisor and Burnsville resident, recently joined other high achievers on an incentive trip to Puerto Rico. Erdmann earned the reward for reaching sales and recruiting goals. ECUMEN OF APPLE VALLEY Named 2010 Best Senior Housing Development

Minneapolis/St. Paul Business Journal has named Ecumen of Apple Valley as 2010 Best Senior Housing Development.

Business Briefs TWIN CITIES GAS PRICES HIGHER Average retail gasoline prices in the Twin Cities have risen 4.5 cents per gallon in the past week, averaging $3.97 per gallon on May 1. This compares with the national average that has increased 7.1 cents per gallon in the last week to $3.92 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in the Twin Cities during the past week, prices on May 1 were $1.12 cents per gallon higher than the same day one year ago and are 39.6 cents per gallon higher than a month ago. The national average has increased 29.2 cents per gallon during the last month and stands $1.01 cents per gallon higher than this day one year ago. BURGER TIME NOW OPEN IN APPLE VALLEY Burger Time is now open in the Rainbow Shopping Center in Apple Valley in the former Starbuck’s location.

Business Briefs

MID CONTINENT CABINETRY EFFORT HELPS PLANT TREES

DICKEY’S BARBECUE PARTNERS WITH CHILDREN’S CANCER FUND

Mid Continent Cabinetry, Eagan, has partnered with the Arbor Day Foundation to plant 10,000 trees in 365 days to support reforestation efforts. The company has made a $10,000 donation to the Arbor Day Foundation as part of this partnership. Customers who make a qualifying purchase during the next 12 months can register to have a tree planted in their name by visiting the Mid Continent website at www.midcontinentcabinetry. com and clicking on the 10,000 Tree icon.

Dickey’s Barbecue Restaurant, which opened April 29 in Eagan, will donate 10 percent of the proceeds from its grand opening to the Children’s Cancer Research Fund. To help fuel donations for the national nonprofit, Dickey’s Barbecue hosted a barbecue eating contest with the $20 entry fee going directly to Children’s Cancer Research Fund. All Minnesota Dickey’s locations participated in the contest. Finalists will compete May 16 at the Plymouth location.

MACKIN’S FUNDS4BOOKS SUPPORTS LITERACY Funds4Books, an online fundraising program for libraries and schools designed by Burnsville-based Mackin Educational Resources, promotes literacy while helping schools get funding for high-quality reading materials. Information about the program can be found online at http://www.mackin. com/FUNDS4BOOKS/FUNDS4BOOKSINFO.aspx. SAM’S CLUB UPDATES APPLE VALLEY STORE Sam’s Club, Apple Valley, is investing $1.5 million in new fixtures, a new snack bar and other improvements at its location north of County Road 42 at 14940 Florence Trail. HALLMARK GOLD CROWN REOPENS IN APPLE VALLEY Hallmark Gold Crown, 14929 Florence Trail, Apple Valley, has reopened following its recent remodel.

APPLE AUTO GROUP TO DONATE TO HOPE CHEST For every oil change during the month of May, the Apple Auto Group will donate $1 to the Hope Chest for Breast Cancer Foundation. The goal is to perform 5,000 oil changes among its four dealerships, and with customers matching that $5,000 by contributing $1 each, donate $10,000 to Hope Chest. The Apple Auto Group is comprised of Apple Valley Ford Lincoln, Apple Ford Shakopee, Apple Suzuki Shakopee and Apple Chevrolet Buick Northfield. AT HOME TITLE RELOCATES TO GRAND MARKET SQUARE At Home Title has relocated and is now open in the Grand Market Square building at 12750 Nicollet Ave. S., Suite 303, Burnsville. NACR EXHIBITS IN NEW JERSEY Eagan-based NACR was an exhibitor at the April 27-29 spring conference and exhibition of the New Jersey Conference of Mayors in Atlantic City, N.J.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

May 5, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Shift gears to ease traffic congestion in the Twin Cities by Matt Kane and Charlie Quimby SPECIAL TO THE TRIBUNE

Minnesota is shifting gears in its approach to Twin Cities traffic congestion — a smart move given the limited impact of road-building on congestion, publicsector budget constraints, and the area’s surprisingly good travel times compared to other major metro areas. State and metro-area transportation plans now aim less at free-flow traffic conditions at all times on busy highways and more at better access to where people want to be. This approach emphasizes alternatives beyond the traditional long drive to work — meaning, for example, that travelers may take a shorter car trip to a nearby destination, a smooth transit ride down the MnPASS freeway lane, a work commute timed for off-peak hours, or even virtual travel from home to work via the Internet. The shift in emphasis lines up well with a number of realities. The first reality is that congestion has grown worse despite the fact that the region is already home to more highway miles per capita than most comparable metro areas. This is due in large part to the iron law of congestion: An expanded highway reverts to its previous level of congestion as it attracts new travelers and those formerly discouraged from using the route. The added lanes can handle more travelers, but congestion continues. The second is fiscal. A 2007 study from the Minnesota Department of Transpor-

Guest Columnists Matt Kane and Charlie Quimby tation and the Met Council estimated that more than $40 billion in government funds would be needed to “solve” metroarea congestion by 2030 through major roadway expansions and related improvements — an amount that would require a $2-a-gallon increase if the revenues were to come solely from the gas tax. A third factor is that Twin Cities travel time on average is not so bad, when the goal is reframed away from congestion during the trip to reaching the trip’s end point. When we crunched the numbers, we found that the 13-county Minneapolis-St. Paul region ranks second among the nation’s 25 largest metropolitan areas for its short average travel time to work — a much better showing than expected given our population size. And recent University of Minnesota research finds that despite congestion, the ease of reaching destinations in the Twin Cities has improved. Access can be easier despite clogged roadways if the target locations are close by and reachable via short commutes by car, transit, biking and walking. The Metropolitan Council’s recent transportation plan says flat out that,

because of constraints, highway system expansion will not eliminate congestion in the Twin Cities area or even significantly reduce it. Consequently, that plan dropped mention of a dozen big-ticket highway expansion projects. And Mn/ DOT’s plan also moves the Twin Cities further away from “attempting to build its way out of congestion by adding more highway lanes.” This shift in our approach to congestion better aligns transportation policy with the ends (our destinations), rather than the means (the travel). While congestion is annoying, it comes with the territory in successful metro areas. A large number of people going places is a sign of a vibrant economy. Still, traffic delays cost the economy and undermine the public’s return on investment from highways. So how can we slow the growth of congestion to get more out of our existing transportation infrastructure? Here are four proven approaches that don’t rely simply on laying more asphalt: • Managing the highway system using metered ramps at freeway entrances, rapid response to traffic accidents, real-time information on expressway signs, managed and priced highway lanes (used now for MnPASS lanes on I-394 and I-35W), and, when necessary, lower-cost but highimpact highway construction projects. • Easing demand by shifting away from solo commutes and travel during peak drive time or by getting out of the

car altogether and working from home, for example. Both expected increases in gas prices and continued congestion will likely encourage these actions by travelers. • Banking more on transit, biking and walking to keep off our roads those cars that could otherwise push a crowded-butflowing lane into gridlock. Transit carries more people per vehicle in less space and in this way increases thoroughfare capacity. • Smarter land use — More compact and mixed-use development allows people to reach destinations without driving cars for long distances or without driving at all. And the concentration of jobs sites in certain areas — think downtowns — makes cost-effective transit possible. We can’t let congestion throttle the region’s productivity. Smarter investments in transportation help spur economic growth for the state and expand prosperity for Minnesotans. Whatever we do will cost money — and require revenues. But we can better target construction projects and use these strategies to better manage, use and maintain the road system we have. Matt Kane is the director of policy and research and Charlie Quimby is a communications fellow at Growth & Justice, a St. Paul-based progressive think tank, which recently released a report on “Shifting Gears to Ease Congestion: Improving Travel and Travel Choices in the Twin Cities.” Columns reflect the opinion of the author.

Let legislators know that you are willing to invest in state’s values by Don Heinzman DAKOTA COUNTY TRIBUNE

In recent years, Minnesotans have demonstrated they will vote for reasonable, fair and accountable increases in state taxes. Republican legislators in both houses insist they were elected to prevent any new state taxes and are willing to take state government to the brink of a shutdown to get their way. They may be overestimating that election mandate. Minnesotans are saying they understand shared sacrifice to get the state budget balanced. Given substantial spending cuts, they are ready to accept a broadened state tax to protect needed services, according to some polls. Financing of Target Field, home of the Minnesota Twins, is a good example of how compromises involving a tax increase pays off. The stadium is getting rave reviews. That financing package includes a 0.15 percent sales tax for purchases in Hennepin County. What’s more, those who voted for the sales tax increase were all reelected. Another example is the passage of the constitutional legacy amendment in 2008, resulting in a .375 percent tax increase to protect lakes and streams, parks, forests, fish and wildlife. This passed even though a smaller percentage of the proceeds was going to the arts and cultural heritage.

Tribune Columnist Don Heinzman

Still another example is the legislative override of the $6.6 billion transportation finance passage. It funds building the transportation infrastructure and creates jobs. This package included a 5-cent gas tax increased indexed for inflation, a 2.5-cent service tax to cover the cost of transportation bonding. It also included a half-cent metro sales tax to build local roads and transportation projects. While some Republicans who voted to override the veto were defeated in the next election, the critics are gone. These taxes made sense to Minnesotans because they know maintaining a good road and transportation system is essential to the tourist industry as well as to farm-to-market businesses. Still there are conservative critics who believe all government spending needs to be curtailed, even if it hurts people who need help the most. Polls show Minnesotans are willing to take a tax increase to support a good K-12 school system. There’s support for spending more on early childhood education, particularly when experts say half of

the children in the state are not ready for kindergarten. Last year the Wilder Foundation, polling on behalf of the Bush Foundation, found that 60 percent of Minnesotans are willing to pay more taxes if they believe they are getting more for their money, if the tax system is fair, if it’s a certain tax and if the purpose is to avoid erosion of funding for vital services. The public’s priorities are: K-12 education, health care for children, help for the elderly, poor and disabled and for higher education, the poll said. These next four weeks your legislators will sit down with Gov. Mark Dayton and try to work out a solution to the budget crisis. It will require compromises on both sides of the aisle. Rather than seeing vital services cut, Minnesotans have demonstrated that in the past, given a reasonable and thoughtful need for more revenues, they are ready to share in the sacrifice of accepting a tax increase. Now is the time to let your legislators know they may be underestimating your willingness to protect Minnesota values by making an investment in them. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 5, 2011

More local hotels go smoke-free Three in Eagan, Burnsville latest to ban smoking by Erin Johnson DAKOTA COUNTY TRIBUNE

Two hotels in Eagan and one in Burnsville are the latest in Dakota County to follow a national trend and go completely smoke-free. Hilton Garden Inn and Country Inn and Suites in Eagan and Nicollet Inn in Burnsville all celebrated their transition in April. The hotels were assisted by the Dakota County Public Health Department, which partnered with the Association for Nonsmokers-MN to form the Smoke-Free Lodging program. The program, funded by a state grant, helps hotels that are voluntarily transitioning to become smokefree and promotes those hotels to guests looking for smoke-free options. That brings the total number of smoke-free hotels in the county to 15,

nearly half of all lodging available. More than 12,900 hotels and motels in the U.S. are now smoke-free, according to USA Today. But the rest of the state lags behind. According to the Association for NonsmokersMN, a JD Power and Associates survey conducted in 2008 showed that 89 percent of hotel guests prefer a smoke-free hotel, but only 16 percent of hotels in Minnesota are smoke-free. Bernadette Chlebeck with the Association for Nonsmokers-MN thinks it won’t be long until all hotels are smoke-free. “Most of their guests want it. It’s a good business decision,” she said. “They’re really going there on their own. If anything, I’ve heard most hotels say they wish there would be a law.” Hotel rooms are one of the last remaining in-

door environments where employees and the public continue to be exposed to secondhand smoke, according to the Association for N o n smokers-MN. Going smoke-free not only protects the health of guests and employees, it improves indoor air quality and protects property from damage such as stains, burns, odors and even fire, the organization said. Nathan Kremer, general manager of the Nicollet Inn in Burnsville, said his hotel made the transition because the market is changing. “Smoking rooms are harder to sell,” he said. “Smokers will stay in non-

smoking rooms, but nonsmokers will never stay in smoking rooms.” T h e transition was part of a $5 million renovation of a former Holiday Inn. “We’re trying to go green,” he said. “When you don’t have to clean a room because of smoking, you don’t have to use all those chemicals and all that energy.” Kremer acknowledges that hotels making the change may lose some customers up front. “But overall, the benefits outweigh the possible loss of business,” he said. “I feel we’ve gained clients with

it. People are excited when they find out we’re smokefree.” Allowing smoking after a multi-million renovation wouldn’t make a lot of sense, he said. “It would be like smoking in a new car,” he said. While many hotels and motels are choosing to go smoke-free on their own, some are still resistant to the change, Chlebeck said, especially those who attract a predominantly smoking clientele. “There is a movement, but for some they can legitimately say their customers just aren’t there yet,” she said. The transition can also be very expensive, she said, with hotels sometimes having to gut rooms down to the walls. But that’s not always the case. Jason Mercord, general

manager of Hilton Garden Inn in Eagan, said his hotel’s transition only cost about $5,000 to $10,000 and included deep cleaning each room, painting, shampooing carpets, and new linens. The hotel, which has 100 rooms, had previously had 25 smoking rooms. Mercord said the change was made because guests were requesting it. “It was definitely by popular demand,” he said. “We had so many guests saying, ‘You really need to go non-smoking.’ ” Since the hotel reopened as a smoke-free facility in March, Mercord said he has had only one guest cancel a reservation because he was a smoker. “That’s one guest. Everyone else had been very positive,” he said. Erin Johnson is at erin.johnson@ecm-inc.com.

Financial Sense

Help needed with employee retirement transitions Benefits directors in the U.S. report that their organizations do not do enough to help employees make critical decisions at the point of retirement, according to a national survey of U.S. benefits directors commissioned by Transamerica Retirement Management. In contrast, survey respondents agree that the organization shares — almost equally with the individual — the responsibility to support the individual through retirement. The national, randomsample survey questioned more than 400 benefitsprogram decision makers on the topic of retirement transition — the period just before and just after retirement when critical retirement-preparation decisions need to be made. The survey also examined whether benefits directors believe employees have the resources, support and savvy to make sound decisions. The survey uncovered a high level of concern: • An overwhelming majority of respondents said their organizations do not sufficiently prepare employees to successfully manage their own financial

resources in retirement. Eighty percent are unsure or disagree that their organization sufficiently prepares employees to successfully manage their financial resources. • Benefits directors agree that the organization shares the responsibility to support the individual in retirement — almost equally — with the individual. Respondents said that employees, organizations and government shoulder 41 percent, 37 percent and 21 percent of the responsibility, respectively. • The vast majority of benefits directors surveyed lacked confidence in how capable employees are at making sound decisions about retirement preparation. Thirty-five percent rated employees as either “somewhat not capable” or “not capable,” while 45 percent rated employees’ capabilities as “neutral.” “These survey findings help debunk a myth that just providing employees with more retirement-related information or education will generate better retirement outcomes,” said Phil Eckman, chief executive officer, Transamerica Retirement Management.

“For decades, employers have devoted a wide range of retirement resources, matching retirement plan contributions, employeeeducation efforts, and the like, toward the goal of helping their employees enjoy positive retirement lifestyles,” Eckman said. “Add in the immense resources of the Internet and today’s employees should, theoretically, be better equipped than ever to make good decisions. But the nation’s benefits directors are telling us the opposite.” Transamerica Retirement Management commissioned the survey in October 2010 to better understand how human resources managers and benefits-program decision makers view the retirement-transition challenges facing employees, and the impact on their organizations related to this process. The survey gathered data from a broad range of industries, including financial services, health care, manufacturing and energy. According to the survey, more than 80 percent of human resources and benefits directors voiced concern that their employees are not “financially ready” to retire. Survey partici-

pants also said most employees don’t understand how to plan for the various needs and contingencies that can arise once they leave the workplace, including the cost and factors to consider in maintaining their desired lifestyle. In addition to more support from employers, benefit manager respondents said that employees need access to third-party experts who can provide customized guidance. Still, nearly half of the U.S. organizations surveyed have no affiliation with an outside resource that can help employees transition into retirement. “For many U.S. workers, the employer is the primary source, and sometimes the only source, of information and support for retirement preparation,” Eckman said. “Benefits directors walk this path with employees and therefore have a unique position from which to gauge whether employees on the cusp of retirement have the wherewithal to make good decisions, which is what makes these findings and their viewpoints so compelling.”

Wise ways to use your tax refund Visions of excess dance in your head as you await the arrival of a tax refund check from the IRS. This is “found money,” so you might as well spend it on something frivolous, right? Not so fast! Tempting as it may be to use a tax refund for a shopping spree or an expensive night on the town, the smart move, say financial planning professionals, is to do something practical with at least part of it, while reserving the rest to spend on something fun. Here, courtesy of the Financial Planning Association (FPA) in Denver, Colo., are some of the best options for putting a tax refund to constructive use: • Put it toward retirement. Instead of instant gratification, think long-term by putting the money in a retirement account. Put the money in a Roth IRA or a traditional IRA, where it has an opportunity to grow over time tax-deferred or (with a Roth) tax-free, subject to IRA rules. Ask a financial planning professional if you need help evaluating, choosing and establishing a retirement account to house the money. • Use it to pay down a high-interest debt. Debt can mount quickly, especially on a high-interest credit card. Using a tax refund now to help get out from under a burdensome, fast-growing credit card balance will translate into greater financial freedom later. • Make a vacation allocation. You know what they say

about, “All work and no play…” Deposit your tax refund into a CD or some other type of lowrisk savings vehicle and earmark that money specifically to fund a fun vacation. If you put it in a CD, be sure it has a short enough term that you can take that money out penalty-free in time to use it for your vacation. • Strive for refund reduction. While it’s gratifying having the IRS send you money instead of vice-versa, the fact that you’re receiving a refund in the first place means you had too much tax withheld — which amounts to an interest-free loan to the U.S. government. Explains Jon L. Ten Haagen, CFP of Huntington, N.Y., “The bottom line is that you don’t want a big refund. Try to keep it under $500.” To get below that threshold, talk to a financial planning professional and your employer, about ways to adjust your tax deductions, so you retain control of your money instead of Uncle Sam. To find a financial planner in your area, check out the FPA’s national database at http://www.fpanet.org/PlannerSearch/PlannerSearch.aspx. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

May 5, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Minnesota voters may define marriage Rosemount man says bill is ‘insulting’ to his gay son who died while serving his country by T.W. Budig ECM CAPITOL REPORTER

In the still of a Senate committee room Friday, April 29, Jeff Wilfahrt of Rosemount spoke of his dead son, Spc. Andrew Wilfahrt, 31, killed by an insurgent bomb on Feb. 27 in Kandahar Province, Afghanistan. Wilfahrt was not speaking at a memorial, but against legislation he depicted as an insult to his son, a gay soldier. “On the battlefield, both heteros and homosexuals bleed red. I cannot imagine what those last moments of life must have been for him,” Wilfahrt said. “He was bagged and carried from the field by his fellow soldiers, and I know his sexuality did not matter one whit to them,” he said. “Had he lived and returned here, look what he would find. A bill proposal to modify the constitution of

this state, denying a minority to chose a marriage partner of the same sex,” Wilfahrt said. Same-sex marriage is already illegal in Minnesota, he noted. “How much more insulting now to use the constitution meant to secure rights as a means to deny rights,” he said. “I truly ask what is the subtext of this bill to amend our constitution really about?” A long list of testifiers and Senate Judiciary and Public Safety Committee members debated that exact question for three hours before the committee passed Sen. Warren Limmer’s proposed constitutional amendment that, if approved by voters, would define marriage in the state constitution as the union of man and woman. The bill passed the committee on a party line vote. “This is discrimination clear and simple,” Sen. Barb

Capitol Roundup

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Goodwin, DFL-Columbia Heights, said. “Nobody had any votes on my marriage,” Sen. John Marty, DFL-Roseville, said. Limmer, R-Maple Grove, asked why shouldn’t the public by allowed to help decide a policy issue “rather than a small group, you and me, and maybe a judge or two,” he said. Sen. Dave Thompson, RLakeville, argued that “rights” should not come up for votes. “But marriage is not a right — it’s a privilege,” he said. Members of the religious community spoke for and against the proposed amendment. Catholic Bishop John Quinn, of the Diocese of Winona, indicated Minnesota

Catholic bishops support the legislation. Quinn spoke of same-sex marriage as an “untested social experiment.” Marriage concerns not just the happiness of two people, he explained, but also the welfare of society. Religious leaders in the Muslim and Jewish faiths also testified in favor the bill. Rabbi Moshe Feller of St. Paul said same-sex marriage “can never be recognized by authentic Judaism.” Rev. Bob Battle, of Beran Church in St. Paul, a person of color, took issue with the idea that same-sex marriage revolved around civil rights. “And I don’t think it (the civil rights movement) has anything to do with same-sex marriage,” he said.

But other religious leaders — some from the same faiths as the leaders who testified in support of the proposed amendment — spoke out against it. “We believe God has blessed these families,” said Rev. LeeAnne Watkins of St. Mary’s Episcopal Church of St. Paul, speaking of her church’s support of same-sex couples and their children. Don’t believe all people of all religious faiths support the proposed amendment, Watkins warned. They don’t, she said. Others bill opponents argued the amendment was needless, a calculated distraction, divisive without accomplishing anything. House Speaker Kurt Zellers, R-Maple Grove, believes a same-sex marriage ban constitutional amendment will be passed by the House.

Limmer’s bill now goes to the Senate Rules Committee. Although Democratic Gov. Mark Dayton has strongly spoken out against placing a same-sex marriage ban amendment on the ballot, as governor he is unable to stop one by procedure. Governors cannot veto proposed constitutional amendments. Goodwin voted against Limmer’s bill, with senators Thompson, Mike Jungbauer of East Bethel, and Dan Hall of Burnsville voting in favor. The Senate hearing took place before a packed committee room with dozens of people watching the hearing on television in the nearby Capitol Great Hall. T.W. Budig is at tim.budig@ ecm-inc.com.

Bill takes swipe at education commissioner’s power DFLers charge Republicans with ‘nullification’ mentality with regard to education by T.W. Budig ECM CAPITOL REPORTER

House Education Reform Committee Chairwoman Sondra Erickson presented her committee’s omnibus K-12 education reform bill Thursday, April 28, with one Democratic committee member charging one provision smacked of states’ rights. The provision would prohibit the education commissioner from adopting Common Core educational standards in any subject and school year developed with the participation of the National Governors Association and the Council of Chief State School Officers. According to the Common Core website, some 42 states — Minnesota not being one — have adopted Common Core standards, which are lauded as reflecting the most advanced educational thinking. Common Core is coordinated by the National Governors Association, an organization former Republican governor Tim Pawlenty was active in. Rep. Mindy Greiling, DFL-Roseville, faulted the inclusion of the core provision into the bill, as the reform committee had not previously debated it. “This one, members, is a humongous issue,” she said. Erickson conceded the provision had not been vetted

Photo by T.W. Budig

Rep. Mindy Greiling, DFL-Roseville, raises her hand to be recognized during an April 28 House Education Reform Committee Chairwoman Sondra committee session. Greiling is lead Democratic committee member on House education Erickson, R-Princeton, sat behind an oversized pencil durfinance committee. ing an April 28 committee session. by the committee — she added it, she explained, because the Senate had included it in its education bill. “That’s even worse,” Greiling said of the reasoning. Greiling spoke of a “critical mass” of research and experience being available by joining with other states in developing standards, a sentiment shared by other Democrats. Democrats argued the

state would not be bound to lesser standards by participating — it could adopt higher standards if seen fit. Rep. John Benson, DFLMinnetonka, suggested the core provision fit into a Republican “nullification” mentality afoot in the Legislature, one fearing the “evil” federal government or other states imposing their will onto Minnesota. Erickson argued the focus

in Minnesota should be on education standards honed locally. “We take pride in the adoption of local standards,” she said. Speaking after the committee hearing, Erickson indicated that placing the core provision in the bill would help move the bill through the process. Beyond this, it provided another bargaining chip in

eventual negotiations with the administration, she indicated. Committee members offered a series of amendments — some sticking, some not. Greiling attempted to amend the bill to soften a provision, authored by Rep. Pam Myhra, R-Burnsville, that prohibits public and charter schools from promoting third-graders who fail to show grade-level reading

proficiency on the statewide reading test. The Greiling amendment was voted down. Erickson’s committee is expected to further debate the reform bill before taking a final vote. Erickson indicated the legislation could hit the House floor late this week. T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 5, 2011

Capitol Commerce

High-profile gun bill advances in the House Dakota County attorney opposes ‘shoot first and ask questions later’ mentality in bill by T.W. Budig ECM CAPITOL REPORTER

In a packed committee room — many in the audience wearing green buttons proclaiming, “Self Defense is a Human Right” — a House committee Thursday, April 28 heard and advanced controversial gun legislation. House Public Safety and Crime Prevention Policy and Finance Committee Chairman Tony Cornish’s bill expands a person’s ability to defend themselves and their property against perceived threats through the use of deadly force. Although current state law allows for the use of deadly force under certain conditions, Cornish’s bill would significantly change the law. For instance, it broadens the definition of dwelling to include all buildings on a person’s property, and also includes tents, motor homes, hotel rooms. It establishes a rebuttal presumption so that the

person using deadly force is presumed to possess a reasonable belief that they’re facing imminent threat of great bodily harm or death. It reverses the burden of proof in self-defense cases, so the defender no longer needs to prove their innocence, but prosecutors need to prove beyond a reasonable doubt that the defender did not act lawfully. The bill allows for a defender to meet force with superior force, and continue using that force until the threat is eliminated. Republican Cornish, a former game warden and current chief of police of Lake Crystal, has been shot at twice in the line of duty and had more guns pointed at him while a game warden, he explained, than the average law enforcement officer would ever confront. Still, Cornish depicted the vehement objections to his bill — some voiced by law enforcement officials — as “a lot of hoopla.” It’s the same people, the same arguments, used to oppose the state’s successful Personal Protection Act, or concealed carry, legislation a few years back, Cornish argued. “I think it’s a good bill,” Cornish said of his legisla-

Photo by T.W. Budig

Dakota County Attorney James Backstrom (pictured in a Capitol committee meeting in March) gave testimony April 28 opposing a bill that expands a person’s ability to defend themselves and their property against perceived threats through the use of deadly force. tion. “A common sense bill.” Not everyone agreed. Dakota County Attorney James Backstrom criticized

the bill’s rebuttal presumption provision as creating a subjective rather than an objective standard in trying

to determine motive. The legislation lends itself to a “shoot first and ask questions later” mentality, he argued. Is it right, Backstrom rhetorically asked, that someone will be able to shoot and kill an unarmed teenager breaking into their garage? “I believe the answer to these questions should be ‘No,’ ” Backstrom said. A Minnesota Chiefs of Police Association spokesman testified against provisions in the bill, as did Minnesota Police and Peace Officers Association Executive Director Dennis Flaherty. “We’re frightened by it,” he said of the bill. Association members are very concerned about the reception police officers will receive when lawfully breaking down the door of a home in pursuit of suspects, Flaherty explained. But Cornish warned all law enforcement officers do not oppose his bill. Mankato Police Chief Todd Miller said he did not fear law abiding, armed citizens. “I didn’t see a carnage,” he said of the impact of broader self-defense laws in other states where he served

as police chief, he explained. He didn’t feel the officers serving under him were threatened by these laws, Miller said. But Miller indicated that life is uncertain. “We can’t promise everything,” he said of outcomes should the legislation become law. Cornish’s bill passed the committee on a 10-7 vote, and was advanced to the House Judiciary Committee. “This bill sends a message to criminals,” Rep. John Kriesel, R-Cottage Grove, said. Rep. Joe Mullery, DFLMinneapolis, found the rebuttal presumption provision in the bill nonsensical. “How can you prove I don’t believe what I say I believe?” he asked. Other provisions in the bill include the recognition of concealed carry gun permits issued in other states by Minnesota. T.W. Budig is at tim.budig@ ecm-inc.com.

Photo ID bill passes Senate by T.W. Budig ECM CAPITOL REPORTER

Rep. Dettmer emphasizes caution Recently retired Army officer praises U.S. effort to kill mastermind of Sept. 11 attacks by T.W. Budig ECM CAPITOL REPORTER

The House applauded and honored the U.S. military Monday, May 2 on successfully concluding the decadelong hunt for al Qaeda leader Osama bin Laden. One member of the House, Rep. Bob Dettmer, R-Forest Lake, just recently retired as a chief warrant officer in the U.S. Army Reserve where he worked as an intelligence officer. Dettmer, who for a time was stationed in Kuwait, views the incursion into Pakistan by U.S. special forces that resulted in the killing of bin Laden as a brilliant feat of arms. “Regardless of who’s in the White House, there was a commitment to find who was responsible for the attack on America,” Dettmer said. “And he (bin Laden) was the head of al Qaeda. Finding him and getting him out of the way was a big step forward,” said Dettmer, who has

one son currently serving in Afghanistan in the military. “Why did it take so long? Well, there’s lots of things involved. It’s a big area to find him in,” Dettmer said. It was generally believed, he noted, that bin Laden was hiding out in tribal areas along the Afghanistan/Pakistan border. “On his part, it was probably clever,” Dettmer said of bin Laden of living in the northern part of Pakistan, in Abbottabad. While celebrating bin Laden’s elimination, Dettmer warned that Americans need to be cautious of possible attacks launched in retribution by al Qaeda. “I would say you have to be more alert now – maybe he’s (bin Laden) a martyr now (to terrorists),” Dettmer said. “And they’ll continue to attack even now. That could happen.” Dettmer suggested that because bin Laden’s hideout was in a populated area – re-

portedly a Pakistani military facility was not far away – the U.S. military opted for a surgical strike instead of bombing. “If you can go in and operate like a surgeon, made incisions where you want to, that’s the way to do it,” Dettmer said. U.S. forces probably went in with the idea of taking bin Laden alive if possible, Dettmer believes, but a fire fight broke out. “When you have somebody shooting at you, you’re going to start putting lead downrange,” he said. Dettmer stressed the importance of intelligence in combating terrorism, especially having intelligence sources on the ground. He gives credit for the elimination of Osama bin Laden to the dodged efforts of the men and women in the U.S. Armed Forces. T.W. Budig is at tim.budig@ ecm-inc.com.

Photo by T.W. Budig

State Rep. Bob Dettmer, R-Forest Lake, gave a response that both praised the efforts of the U.S. military for the killing of Osama bin Laden and also issued a call for caution.

Photo identification voting legislation passed the Senate on Thursday, April 28 on a party line vote. “I’m asking you to support a simple bill,” Sen. Warren Limmer, R-Maple Grove, said of his legislation. Limmer argued the cost of the photo ID bill was well worth it. An illegitimate ballot cast disenfranchises a voter casting a legitimate ballot, Limmer argued. Democrats attacked the legislation for failing to prevent felons from voting, for potentially costing voters money — a poll tax, Sen. Barb Goodwin, DFL-Columbia Heights, argued — and in general for being a solution in search of a problem. The latter diagnosis has been echoed by Democratic Gov. Mark Dayton. “This bill is about putting road blocks up to the ballot box,” Senate Minority Leader Tom Bakk, DFL-Cook, said. But Deputy Majority Leader Geoff Michel, REdina, said when people look back on the 2011 legislative session, they will probably place the photo ID measure as one of the top three bills. T.W. Budig is at tim.budig@ ecm-inc.com.

May 5, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Family cleaner takes pride in being greener Ultimate Carpet and Upholstery named 2011 Small Business of the Year by Jessica Harper THE DAKOTA COUNTY TRIBUNE

Cleaner, greener and high quality customer service is how judges described this year’s winner of the River Heights Chamber of Commerce Small Business of the Year. Ultimate Carpet and Upholstery Cleaning in St. Paul was named the 2011 recipient on April 21 at the River Heights trade show and luncheon at the Southview Country Club in Mendota Heights. “This is not always a glamorous business,” co-owner Jon Erickson said during the award banquet. “This is such an honor.” Jon and Val Erickson started the family business 20 years ago shortly after their daughter, Jasmine, was born. The family had just moved to the Twin Cities from Illinois to be closer to relatives, and was looking for a business venture. “It seemed like a new industry and somewhat easy to get into — start-up was only

$1,000,” Jon said. Additionally, the venture allowed Val to spend more time at home with their children. Today, the couple continues to work as a family with their children Jasmine, 20, Christian, 19, and Sonny, 17. Christian works full-time with his parents, while Jasmine and Sonny, who are students at the University of Minnesota and Como Park High School respectively, help on weekends and evenings. While the recession has put a burden on many businesses, Ultimate has held steady. “We are doing better than a lot of my friends in this industry due to our loyal customer base,” Jon said. Demand has dropped among some clients and increased among others who keep their carpets longer, he said. For the past 10 years, Ultimate, which relies primarily on referrals, has been among the Super Service Providers

Photo by Jessica Harper

Ultimate Carpet and Upholstery Cleaning in St. Paul was named the 2011 Small Business of the Year by the River Heights Chamber of Commerce. Owners Jon and Val Erickson and their sons, Christian (left) and Sonny, accepted the award on April 21 at the chamber trade show and luncheon at the Southview Country Club in Mendota Heights. Jon and Val’s daughter, Jasmine, (not pictured), also assists in the 20-year-old family business. on Angie’s List, an online re- eco-friendly cleaning, Jon ferral site. said. Clients most frequently Ultimate’s motto is that it commend Ultimate on its is a “cleaner greener cleaner.” quality customer service and The company began us-

ing environmentally-friendly cleaning solutions nearly 10 years ago. “I was really concerned about what Jon was breathing

in all day when we decided to switch,” Val said. Ultimate provides carpet and upholstery cleaning for both residential and commercial buildings. Most clients are residential, but Jon said he is actively campaigning to attract additional commercial clients, specifically in the south metro. Jon said the thing he enjoys most about being a small-business owner is the ability to be independent and “meet lots of great people.” Community is very important to Jon and Val. Each year they contribute through Ultimate whether donating gift certificates at fund raising events or by raising $18,000 for DARTS, a West St. Paulbased nonprofit that provides services for elderly people. “It’s important for cleaners to have roots in their community,” Jon said. “That’s what being a small business is all about.” E-mail Jessica Harper at: jessica.harper@ecm-inc.com

Burnsville Chamber Photo Roundup

Photo submitted

The 14th annual Burnsville Home Show was held Saturday, March 26, at Burnsville High Cornerstone Copy Center celebrated 30 years in business at the March Business After School. More than 90 exhibitors were on hand to meet with people thinking about home Hours. More than 100 guests were treated to food and beverages and a tour of the facility. remodeling projects.

Photo submitted

The March A.M. Coffee Break was held at Pawn America. Attendees were treated to Mayor Elizabeth Kautz congratulates Daniel Mahowald and Warren Mosier of Cornerbreakfast, coffee and a tour of the store. stone Copy on their 30th anniversary.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 5, 2011

Calendar Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, May 5, 7:30 to 9:30 a.m., public meeting â&#x20AC;&#x201C; Robert Street Improvements, West St. Paul City Hall, 1616 Humboldt Ave., West St. Paul. Information: Matt Saam at msaam@cityofwsp.org. â&#x20AC;˘ Friday, May 6, 7:30 to 8 a.m., Minnesota Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP for this meeting to rbatulis@ dcrchamber.com or call (651) 288-9201 with questions. â&#x20AC;˘ Wednesday, May 11, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen â&#x20AC;&#x201C; State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. Information: Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Wednesday, May 11, noon to 1:15 p.m., ChamberNet, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, May 12, 8 to 9 a.m., Coffee Break, Thrivent Financial â&#x20AC;&#x201C; Dakota Valley Associates, 1895 Plaza Drive, Suite 225, Eagan. Information: Michelle Tighe at mtighe@dcrchamber. com. â&#x20AC;˘ Thursday, May 12, 6:30 to 7:30 p.m., Healthcare Awareness Seminar, Veterans Memorial Center Room 3 (Youth Community Room), 8055 Barbara Ave., Inver Grove Heights. Guest speaker Twila Brase will discuss the upcoming changes to healthcare rules and regulations. This will impact businesses and individuals. Free. Information: Stan Genadek at energy4@mac.com. â&#x20AC;˘ Friday, May 13, 7:30 to 8 a.m., Minnesota Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. â&#x20AC;˘ Tuesday, May 17, noon to 1:30 p.m., new member orientation, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Lunch and drinks served. Free. RSVP by calling Michelle at (651) 288-9202. â&#x20AC;˘ Wednesday, May 18, 8 a.m. to noon, Refresh Leadership Live, Bloomington Civic Theater, 1800 W. Old Shakopee Road, Bloomington. Speakers include author, speaker and business consultant Ken Blanchard; business consultant and former NBA player Walter â&#x20AC;&#x153;Mr. Accountabilityâ&#x20AC;? Bond and Indianapolis Colts quarterback, Peyton Manning. Information: http://www.refreshleadership.com/live. â&#x20AC;˘ Wednesday, May 18, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber of Commerce office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Greg Buck at (612) 708-4221, gbuck@bfsllc.info. â&#x20AC;˘ Thursday, May 19, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber of Commerce office, 1121 Town Centre Drive, Suite 102, Eagan. Featured will be Alan Yousha from MPC, Mendota Heights. MPC is an asset disposition business that is setting the standard for 100 percent zero-landfill electronics recycling and asset remarketing. RSVP to Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Thursday, May 19, 4:30 to 5:30 p.m., AM Connection, Fireside Pizza, 3400 150th St., Rosemount. RSVP to Michelle at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, May 19, 4:30 to 6 p.m., Celebrate School Success hosted by 360 Communities at Southview Country Club, 239 Mendota Road E., West St. Paul. RSVP to Connie Mealman at cmealman@360communities. org. â&#x20AC;˘ Friday, May 20, 7:30 to 9 a.m., Business & Industry Fo-

rum â&#x20AC;&#x201C; State of Transportation and Transit, Hilton Garden Inn, 1975 Rahncliff Court, Eagan. Cost: $25. Register by May 17. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Friday, May 20, 7:30 to 8 a.m., Minnesota Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. â&#x20AC;˘ Wednesday, May 25, noon to 1:15 p.m., ChamberNet, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, May 26, 8 to 9 a.m., Farmington Coffee Brew HaHa hosted by Janieâ&#x20AC;&#x2122;s Home Team Real Estate Services, 331 Third St., Farmington. Information: Michelle Tighe at mtighe@ dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Saturday, May 7, 9 a.m. to noon, Minnesota Virtual Academy Discovery Day, Great Clips IMAX Theatre at the Minnesota Zoo, 12000 Zoo Blvd., Apple Valley. Join Minnesota Virtual Academy, an online public school for grades K-12, to learn more about its program as well as get free IMAX tickets for the 11 a.m. showing of â&#x20AC;&#x153;Born To Be Wild 3D.â&#x20AC;? Information: Jennifer Houghton at jhoughton@k12.com. â&#x20AC;˘ Wednesday, May 11, 11:30 a.m. to 1 p.m., chamber luncheon at Old Chicago. Strategist Catherine Byers Breet will speak about Attraction & Retention in the New Economy. â&#x20AC;˘ Thursday, May 19, 6:30 to 10 p.m., Apple Valley Chamber of Commerce 40th anniversary celebration, Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley. Cost: $75. Information: LeeAnn at leeann@ applevalleychamber.com. â&#x20AC;˘ Thursday, May 26, 4:30 to 6:30 p.m., Business After Hours at Jay F. Jeweler, 15050 Cedar Ave., Suite 104, Apple Valley. Information: LeeAnn at LeeAnn@ AppleValleyChamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, May 5, 4:30 to 6:30 p.m., Business After Hours, Anchor Bank, 550 W. Burnsville Parkway, Burnsville. Free. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Wednesday, May 11, 8 to 9 a.m., AM Coffee Break hosted by Pioneer Press, location TBD. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Tuesday, May 17, noon to 1 p.m., Network at Noon hosted by Renewal by Andersen, 14270 Buck Hill Road, Burnsville. Information: Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, May 5, 11 a.m., grand opening and ribbon cutting, Pizza Ranch, 16955 Kenyon Ave. W., Lakeville. â&#x20AC;˘ Thursday, May 5, noon, Fall Gala meeting, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. â&#x20AC;˘ Thursday, May 5, 4 p.m., Golf Committee meeting, Rudyâ&#x20AC;&#x2122;s Red Eye Grill. â&#x20AC;˘ Thursday, May 5, 4:30 to 6:30 p.m., Networking After Hours, Citizens Bank, 18476 Kenrick Ave., Lakeville. â&#x20AC;˘ Friday, May 6, 7:30 a.m., Minnesota Chamber of Commerce Call, chamber conference room. â&#x20AC;˘ Friday, May 6, 8 a.m., Teacher Appreciation, Crystal Lake Elementary. â&#x20AC;˘ Tuesday, May 10, 7 a.m., Breakfast with School District ISD 194, Cracker Barrel Restaurant. â&#x20AC;˘ Wednesday, May 11, noon, Ambassador Committee meeting, chamber conference room. â&#x20AC;˘ Thursday, May 12, Rotaryâ&#x20AC;&#x2122;s Taste of Lakeville, Lakeville Area Arts Center. â&#x20AC;˘ Tuesday, May 17, 8 a.m., Chamber Board meeting, chamber conference room. â&#x20AC;˘ Tuesday, May 17, Chamber Golf Classic, Willingers Golf Club.

Registration: 11 a.m.; shotgun start: 1 p.m. â&#x20AC;˘ Tuesday, May 24, 7:30 to 9 a.m., new member orientation, chamber conference room. River Heights Chamber of Commerce events: â&#x20AC;˘ Monday, May 9, 4:15 to 5:30 p.m., Golf Task Force meeting, chamber office. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Tuesday, May 10, 11:30 a.m. to 1 p.m., ChamberNet, chamber office. ChamberNet members to participate in the Keep It Local For Lunch Program. Information: Carol Swenson at carol@riverheights.com. â&#x20AC;˘ Tuesday, May 10, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Jerseyâ&#x20AC;&#x2122;s Bar & Grill. Information: Annie Platek at annie@ riverheights.com. â&#x20AC;˘ Wednesday, May 12, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the district offices. Highway 52 â&#x20AC;&#x201C; take the 80th St. exit. Go east to Simley High School. Turn in the main drive at Simley High School at the school crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot. Limited visitor parking is available immediately in front of the district office. â&#x20AC;˘ Wednesday, May 12, 5 to 6:30 p.m., Business Card Exchange at Microtel Inn & Suites, 5681 Bishop Ave., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Tuesday, May 17, 7:30 to 9 a.m., CoffeeNet at Samâ&#x20AC;&#x2122;s Club, 3035 Denmark Ave., Eagan. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Tuesday, May 17, 4:45 to 5:45 p.m., Member Ally Group meeting, location TBD. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Friday, May 20, 7:30 to 9 a.m., Dakota County Transportation Projects (Part 4 of the 2011 Business & Industry Series), Hilton Garden Inn, 1975 Rahncliff Court, Eagan. Cost: $25. Information: Jennifer Gale, (651) 4512266 ext. 1031, jennifer@riverheights.com. â&#x20AC;˘ Monday, May 23, 11:30 a.m. to 7:30 p.m., River Heights Golf Classic, Southview Country Club, 239 E. Mendota Road, West St. Paul. Cost: $145. Registration deadline: May 13. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, May 25, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Thursday, May 26, noon to 1 p.m., ChamberNet at the chamber office. Information: Carol Swenson at carol@riverheights. com. Register for the following District 191 Adult Continuing Education Starting Your Own Business classes at www.communityed191.org or call (952) 707-4110 for information. Cost of each class in the series is $29. â&#x20AC;˘ Wednesday, May 11, 6:30 to 8:30 p.m., Marketing and Advertising Your Business, Diamondhead Education Center â&#x20AC;&#x201C; upper level, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Wednesday, May 18, 6:30 to 8:30 p.m., Legal Aspect and Financial Management, Diamondhead Education Center â&#x20AC;&#x201C; upper level, 200 W. Burnsville Parkway, Burnsville.

â&#x20AC;˘ Wednesday, May 25, 6:30 to 8:30 p.m., Developing Your Business Plan, Diamondhead Education Center â&#x20AC;&#x201C; upper level, 200 W. Burnsville Parkway, Burnsville. Register for the following District 196 Community Education business classes at www. district196.org/ce or call (651) 423-7920 for information. â&#x20AC;˘ Monday, May 9, 1 to 4 p.m., Career Transition and Change Management. Cost: $29. Diamondhead Education Center, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Tuesday, May 10, 1 to 4 p.m., Career Exploration (Assessment and Interpretation). Cost: $29. Diamondhead Education Center, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Tuesday, May 10, 6:30 to 8:30 p.m., Legal Aspects and Financial Management (Owning Your Own Business). Cost: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Tuesday, May 10, 7 to 9 p.m., New Roth Rules, Rollovers and Stretch IRAs. Cost: $19; $6 additional adult. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Wednesday, May 11, 1 to 4 p.m., Resume Development. Cost: $29. Diamondhead Education Center, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Thursday, May 12, 1 to 4 p.m., Networking Strategies. Cost: $29. Diamondhead Education Center, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Friday, May 13, 1 to 4 p.m., Interviewing Tips and Techniques. Cost: $29. Diamondhead Education Center, 200 W. Burnsville Parkway, Burnsville. â&#x20AC;˘ Monday, May 16, 6:30 to 8:30 p.m., Microsoft Word 2007: Getting Started. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Tuesday, May 17, 6:30 to 8:30 p.m., Developing Your Business Plan. Cost: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Wednesday, May 18, 6:30 to 8 p.m., Tax-Free Investing. Cost: $15; $5 additional adult. Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Monday, May 23, 6:30 to 9:30 p.m., Making $$ Selling on eBay. Cost: $45. Scott Highlands Middle, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Monday, May 23, 6:30 to 8:30 p.m., Microsoft Excel 2007: Formatting Spreadsheets. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Monday, June 6, 6:30 to 8:30 p.m., Microsoft Excel 2007: Functions and Formulas. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. Health care forum: Thursday, May 12, 6:30 to 8 p.m. Will you lose your doctor? Will you pay $2,100 more in premiums? Will Medicare Advantage be a thing of the past? Be informed. Learn from an expert. Veterans Memorial Community Center, 8055 Barbara Ave., Inver Grove Heights. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the

month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every

Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5.

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May 5, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Chiropractic from Page 1A

With the new business model, patients who are in need of rehabilitation will do a series of stretching and strength training exercises during their appointment. These rehabilitation techniques are done in collaboration with a full-time employee who is trained in progressive rehabilitation. HealthSource in Burnsville also offers massage therapy to complement treatments. HealthSource hasnâ&#x20AC;&#x2122;t been alone in adding physical therapy treatment to its services. Other chiropractic clinics

in Dakota County offer similar treatment methods. For example, Life Wellness Center in Lakeville has had a physical therapy room at its location since it moved in 2005. Life Wellness staff members also coach patients in performing stretching exercises that help in the healing process and aim to improve core strength along with offering massage therapy. Behnke and her staff receive ongoing training in progressive rehabilitation so they can stay current with the latest techniques. â&#x20AC;&#x153;Itâ&#x20AC;&#x2DC;s low-tech exercise.

Weâ&#x20AC;&#x2122;re working on stabilizing the core,â&#x20AC;? said Behnke, whose equipment includes exercise balls and arm bands. The new franchise is allowing Behnke to expand her business by reaching more patients. â&#x20AC;&#x153;There is always someone who has a story; a surgery that failed and they donâ&#x20AC;&#x2122;t know where to turn,â&#x20AC;? Behnke said. â&#x20AC;&#x153;Streamlining my practice is going to allow me to reach out to more people. I want to grow so Iâ&#x20AC;&#x2122;m helping as many people as I can.â&#x20AC;?

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HAFA-08-119 Case Type: Domestic Abuse In the Matter of: Elisa Rae Grossman, Petitioner vs. John Frederick Grossman, Respondent To Respondent named above: An Order has been issued directing you to appear at 1560 W. Highway 55, Hastings, MN 55033 on MAY 23, 2011 at 9:00 A.M. and explain why the relief sought in the petition for the Order for Protection should not be granted. You may obtain a copy of the petition and the Ex Parte Order from Dakota County court administrator’s office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 4-28-2011 Maureen Northrup Court Administrator / Deputy 2596189 5/5/11

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-11-634 Case Type: Domestic Abuse In the Matter of: Jamie Lin Ihrke, Petitioner vs. DeMarco Franklin Bradley, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN 55118 on June 7, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: May 3, 2011 CAROLYN M RENN Court Administrator LORI SCHNEPF Senior Court Clerk 2598581 5/5/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-261 Estate of Daisy P. Druhl, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated November 22, 2000, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Anne D. Druhl, whose address is 5411 South Centinela Avenue, Apt. 3, Los Angeles, CA, 90066, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: May 3rd, 2011 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney for Personal Representative William G. Peterson Peterson Law Office, LLC 3601 Minnesota Drive, #800 Bloomington, MN, 55435 Attorney License No: 86435 Telephone: (952) 921-5818 FAX: (952) 831-2550 Email: gkivens@petersonlawoffice.com 2598501 5/5-5/12/11

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-11-1288 Case Type: Domestic Abuse In the Matter of: Jennifer Gerold, Petitioner vs. Isaac Matthew Henderson, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on June 1, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: May 2, 2011 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2597144 5/5/11

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1970 MARS manufactured home, VIN #11802, currently located at 12705 Granger Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 27th day of May, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Laura Lynn Neuville (11/01/1977), Michael Sanchez Rubio (03/29/1976) and BAHS Bank of America FSB, as the owner(s) thereof to: Hometown Homes in the sum of Four-Thousand, Three-Hundred, Ten Dollars and 17/100 ($4,310.17) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: April 20, 2011 _______________________ Carol Williams, Agent Hometown Homes 2597022 5/5-5/19/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-244 ESTATE OF THOMAS M. KRYJESKI, DECEDENT It is Ordered and Notice is given that on June 6, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County District Court, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 04/01/2011 (“Will”), and for the appointment of Joseph Kryjeski whose address is: 1779 Iglehart Ave, Saint Paul, MN 55104-5215 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 4/21/11 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative Michael G. Kula, Esq. MICHAEL G. KULA, P.A. Attorney at Law 1275 St. Clair Avenue St. Paul, MN 55105 (651) 699-1499 Fax (651) 699-0134 #181080 mkula@michaelgkula.com 2587633 4/28-5/5/11

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, May 25, 2011 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 44, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1979 Moduline Ind 28x48 Manufactured Home Serial Number 63918 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Gordon Hawkins. The amount of the claim against the above referenced property is $1342.32 (plus back taxes) computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: April 20, 2011 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2596155 5/5-5/19/11

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 MARS manufactured home, VIN #FH432, currently located at 12207 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of May, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Marilyn Kay Hair (07/04/1945) and Daniel Guadalupe Andrade (01/27/1971) as the owner(s) thereof to: Hometown Homes in the sum of Four-Thousand, Four-Hundred, Eighty Dollars and 47/100 ($4,480.47) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: April 11, 2011 Carol Williams, Agent Hometown Homes 2580850 4/21-5/5/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-250 Estate of Jean C. DuRocher, Decedent It is Ordered and Notice is given that on June 6, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Therese L. Greenberg, whose address is 20956 June Court, Lakeville, Minnesota 55044 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4-25-11 BY THE COURT Jerome B. Abrams Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: merrittt@seversonsheldon.com 2588295 4/28-5/5/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: A Frame Forward Photography 2. State the address of the principal place of business: 4535 Oak Chase Way, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jackson Tyler Eddy, 4535 Oak Chase Way, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/24/11 Jackson Tyler Eddy - Sole Proprietor 2596990 5/5-5/12/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-247 In Re: Estate of Dolores Margaret Bonniwell, also known as Dolores M. Bonniwell, also known as Delores M. Bonniwell, Decedent. Walter L. Bonniwell has filed a Petition for Determination of Descent. It is Ordered that on May 16, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: April 22, 2011 BY THE COURT Patrice Sutherland Judge of District Court Attorney for Petitioner Thomas R. Haugrud, Esq. Rosene, Haugrud & Staab, Chartered 400 Robert Street North, Suite 1800 St. Paul, MN 55101 Attorney Registration No. 0132433 (651) 227-6621 Fax (651) 297-6642 2588039 4/28-5/5/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Body Corner 2. State the address of the principal place of business: 15650 Galaxie Ave, #212, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rafiq Enterprises Inc, 15650 Galaxie Ave, #212, Apple Valley, MN, 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 04/20/2011 Haji Rafiq (Owner) 2596979 5/5-5/12/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-246 In Re: Estate of Dyana Day Duerr, Decedent. It is Ordered and Notice is given that on June 6, 2011 at 9:00 a.m., a hearing will be held in this Court at Dakota County District Court, 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be a copy of the decedent's Will dated July 16, 2002, and for the appointment of Victoria A. Duerr, whose address is 325 N. Adams Street, St. Croix Falls, WI 54024, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/22/11 BY THE COURT Patrice Sutherland Judge of District Court DOUGLAS J. MENTES, ATTORNEY AT LAW Douglas J. Mentes MN# 0347735 265 W. 7th Street Suite 201 St. Paul, MN 55102 Telephone: (651) 645-3673 Facsimile: (651) 222-2589 e-mail: doug@menteslaw.com 2586653 4/28-5/5/11P

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN: That the personal property described as follows, to wit: Sears, John Time Home Loans Minnesota Home Mortgage Miller, Sharon Sharp, Renee OSN Prestige Mortgage Burris, David Robledo, Zoila Harvey, Sherry Wallace, Charles Theiringer, Mark LaRocque, Diane Craig, Molly Christensen, Pam

Storage Storage Storage Storage Storage Storage Storage Storage Storage Storage Storage Storage Storage Storage Storage

ItemsItemsItemsItemsItemsItemsItemsItemsItemsItemsItemsItemsItemsItemsItems-

Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household Personal/Household

Property Property Property Property Property Property Property Property Property Property Property Property Property Property Property

$ 983.27 $ 9,178.74 $ 2,423.64 $ 590.90 $14,909.76 $11,732.16 $16,143.43 $ 1,547.92 $ 1,378.47 $13,096.43 $ 8,240.95 $ 1,944.51 $ 7,516.64 $13,890.14 $ 2,433.73

Will be sold at public auction to be held by the Dakota County Sheriff, on the 19th day of May, 2011 at 2:00PM. At 12400 Washburn Avenue South, in the city of Burnsville, county of Dakota, State of Minnesota, to and satisfy a lien which is obtained to be due there on from the above listed individuals as the owner thereof to Action Moving Services, inc. in the sum of the above listed amounts. Computed to the day of said sale, exclusive of the expenses of said sale and the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: Unpaid storage fees of owners personal and household property. Dated: May 6, 2011 Paul Quehl Action Moving Services, Inc. 12400 Washburn Avenue South Burnsville, MN 55337 2598626 5/5-5/12/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: DKT PRESS 2. State the address of the principal place of business: 3432 Denmark Ave., #205, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Arayil Group LLC, 3668 Robin Lane, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 04/22/11 Daniel K. Thomas, CEO 2588542 4/28-5/5/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Action Travel 2. State the address of the principal place of business: 13133 Glenhurst, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Julie Jorgensen, 13133 Glenhurst, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 3-3-11 Julie Jorgensen, Owner 2589635 4/28-5/5/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Nurturing Healing Touch 2. State the address of the principal place of business: 1501 Southcross Drive West, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jane Ellen Nielsen, 78 Birnamwood Dr., Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed name number 26360882 originally filed on 12/19/2007 under the name Angels Among Us Healing Touch 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/18/2011 Jane Ellen Nielsen, RN, MS, CHTP 2589233 4/28-5/5/11P

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PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: The preliminary and final plat of one commercial lot and one outlot to be known as Lakeville Commerce Center 3rd Addition for the construction of a proposed Walmart store APPLICANT: Kimley-Horn & Associates. LOCATION AND LEGAL DESCRIPTION: The proposed preliminary and final plat is located south of 205th Street, east of Keokuk Avenue, north of 210th Street (CSAH 70) and west of Interstate 35 in the City of Lakeville, Dakota County, Minnesota and legally described as follows: Outlot B, Lakeville Commerce Center 2nd Addition WHEN: Thursday, May 19, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Contact Associate Planner Allyn Kuennen at (952) 985-4424 or by e-mail at akuennen@ci.lakeville.mn.us. DATED this 3rd day of May 2011. CITY OF LAKEVILLE Charlene Friedges, City Clerk 2598481 5/5/11

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd.8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-11-614 Case Type: Domestic Abuse In the Matter of: Mary Kay Bitney, Petitioner vs. David Allen Dahl, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN on May 27, 2011 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any ordered issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: April 29, 2011 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 2596674 5/5/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-890 In the Matter of the Welfare of M.M.C., Child TO: Lamar Carter Social Worker Christina Akolly, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to Minnesota Statutes, section: 260C, Subd.1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on June 1, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Lamar Carter. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: April 11, 2011 Richard G. Spicer Judge 2575488 4/21-5/5/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION TO TERMINATE PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1141 In the Matter of the Welfare of K.L.N. aka K.D.L,II, Child. TO: Katherine Vawn Morales Karl Douglas Lane, aka Karl Douglas Neumann, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: per Minnesota Statutes; 260.301, subd. 1(b)(1): The parent has abandoned the child. 260C.301, Subd. 1(b)(3) A parent has been ordered to contribute to the support of the child or financially aid in the child’s birth and has continuously failed to do so without good cause. This clause shall not be construed to state a grounds for termination of parental rights of a non-custodial parent if that parent has not been ordered to or cannot financially contribute to the support of the child or aid in the child’s birth. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on June 15, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Katherine Vawn Morales. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: April 27, 2011 Richard G. Spicer Judge 2595241 5/5-5/19/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1558 In the Matter of the Petition of: U.S. Bank, N.A., in Relation to Certificate of Title No. 138573 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Twenty (20) in Block Four (4) in Pine Terrace, according to the map or plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. TO: STACY LEE TIBBITS; RICHARD AIRIQ TIBBITS; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 138573 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, N.A., subject to the memorials of Document Nos. 23800 and 27691 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 665842, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 4-13-2011 BY THE COURT: Thomas Poch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2589639 4/28-5/5/11

Dakota County Community Development Agency May 5, 2011 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Years 2006 and 2010. Proposed Substantial Amendments The CDBG 2006 Action Plan shall be amended to: * Reallocate all remaining funds from the Randolph Comprehensive Plan activity with a current balance of $2,091.75. The Comprehensive Plan activity was completed under budget. * Create the Randolph Public Facility Park Fence activity with an original budget of $2,091.75. The fence will be installed along the perimeter of the Randolph City Park located north of the municipal building and fire station, and south of Upper 291st Street East. The CDBG 2010 Action Plan shall be amended to: * Increase the Randolph Public Facility Park Fence activity with an original budget of $9,000 to $12,475. The fence installation is a public facility improvement to the Randolph City Park located north of the municipal building and fire station, and south of Upper 291st Street East. Persons seeking more information on these proposed substantial amendments should contact Lisa Henning, Assistant Director of Community Revitalization, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through June 3, 2011. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on June 7 at 9:00 a.m. 2598547 5/5/11

PUBLIC NOTICE

NOTICE OF APPLICATION BY VERMILLION STATE BANK VERMILLION, MINNESOTA TO ESTABLISH A DETACHED FACILITY/BRANCH IN MIESVILLE, MINNESOTA State Application No. 1181 Notice is hereby given that Vermillion State Bank, Vermillion, Minnesota, has made application to the Minnesota Commissioner of Commerce and to the Federal Deposit Insurance Corporation for consent to establish a detached facility/branch at 14655 240th Street East, Miesville, Dakota County, Minnesota 55033. The application was accepted on April 25, 2011 with the Minnesota Department of Commerce, pursuant to Minn. Stat. §§ 47.51 to 47.57. This notice is being published in the Dakota County Tribune, Burnsville, Minnesota on Thursday May 5th, 2011. Any person, bank, or other financial institution has a right to file written communication in favor of or against the application described above. Written comments will become a part of the public record on the application. They should be addressed to: Kevin M. Murphy, Deputy Commissioner Minnesota Department of Commerce Division of Financial Institutions 85 7th Place East, Suite 500 St. Paul, Minnesota 55101 James D. LaPierre, Regional Director Federal Deposit Insurance Corporation 1100 Walnut Street Suite 2100 Kansas City, Missouri 64106 Written objections and comments to the Minnesota Commissioner of Commerce must be received within fifteen (15) calendar days after the publication date in Miesville, pursuant to Minn. Stat. § 47.54. An administrative hearing in accordance with the provisions of the Administrative Procedure Act, Minnesota Statute, Chapter 14, may be ordered at the discretion of the Commissioner to hear testimony and to take evidence in favor of or against the application. In addition, the nonconfidential part of the application is available for review at the Minnesota Department of Commerce in St. Paul. For an appointment for public review or for information on copies and related charges, please telephone (651) 297-4867 during normal business hours of 8:00 a.m. to 4:00 p.m. Any person wishing to comment on this application may file his or her comments in writing with the Regional Director of the Federal Deposit Insurance Corporation at its regional office located at 1100 Walnut Street, Suite 2100, Kansas City, Missouri 64106 not later than Friday May 20th, 2011. The non-confidential portion of the application is on file in the regional office and is available for public inspection during regular business hours. Photocopies of the non-confidential portion of the application file will be made available upon request. Vermillion State Bank 107 East Main Street Vermillion, Minnesota 55085 Dakota County Minnesota Bank Charter 1418 FDIC Certificate No. 10214 2595139 5/5/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: JRS Floor Coverings LLC 2. State the address of the principal place of business: 4070 Amethyst Ln, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Wayne Germond Jr, 4070 Amethyst Ln, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 4/19/11 Wayne Germond Jr Owner 2590187 4/28/11-5/5/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. Assumed Name # 18573 CURRENT INFORMATION ON FILE: 1. Assumed Name: MIDWEST BUSINESS BROKERS 2. Date of Original Filing: 09/01/1981 3.Current Expiration Date: 09/01/2011 4. Business Address: 14916 Sharon Ln, Box 1165, Burnsville, MN 55337-0165 5. Nameholder(s) and Address(es): Seth C & Joyce H Osborn, 14916 Sharon Ln, Box 1165, Burnsville, MN 55337-0165 INFORMATION YOU WISH TO CHANGE: 5. Nameholder(s) and Address(es): Ms. Joyce H. Osborn-Pres., 14916 Sharon Ln, Box 1165, Burnsville, MN 55306 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date: 3-14-11 Joyce H. Osborn 2596811 5/5-5/12/11P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-890 In the Matter of the Welfare of D.L.M., Child. TO: Jordan Moultrie Social Worker Christina Akolly, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to Minnesota Statutes, section: 260C,Subd.1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on June 1, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Jordan Moultrie. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: April 11, 2011 Richard G. Spicer Judge 2575350 4/21-5/5/11

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Amazing Beginnings Montessori and Child Care Center 2. State the address of the principal place of business: 3239 70th Street East, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Seraphim Child Development Center, Inc., 3239 70th Street East, Inver Grove Heights, MN 55076 4. This certificate is an amendment of Certificate of Assumed name number 3922108-2 originally filed on 7/21/2010. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/12/11 Ann Gilman, President 2597073 5/5-5/12/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1355 In the Matter of the Petition of: Garrett Square Association, in Relation to Certificate of Title No. 85688 issued for land in the County of Dakota and State of Minnesota legally described as follows: Residential Unit Number 205 and Garage Unit Number 79, in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota. TO: CRAIG A. MILLER; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of May, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 85688 and enter a new Certificate of Title for the land therein described in favor of Garrett Square Association, subject to the memorials of Document Nos. 261860, 289348, and 609853 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 672129, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-2011 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Gretchen S. Schellhas Thomsen & Nybeck, P.A. 3600 American Blvd. West, Suite 400 Bloomington, MN 55431 Attendance is not required at said hearing except to object to the entry of the above described Order. 2594071 5/5-5/12/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: LB design 2. State the address of the principal place of business: 114 Pony Lane East, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Laura Sullivan, 114 Pony Lane E., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 03.29.2011 Laura Sullivan 2582835 4/28-5/5/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: House Perfect Staging & Interior Redesign 2. State the address of the principal place of business: 8343 139th Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Moriah Shrinski, 8343 139th Court, Apple Valley, MN 55124 Jennifer Kondor, 15572 Cherry Path, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1.12.11 Moriah Shrinski, owner 2582856 4/28-5/5/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Essence of Nails 2. State the address of the principal place of business: 13755 Nicollet, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Annette Knutson, 13755 Nicollet, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 4-16-11 Annette Knutson 2596655 5/5-5/12/11P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Family First Law Office 2. State the address of the principal place of business: 3470 Washington Drive Suite 214, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. John R. Kempe, 6336 Bachman Circle, Inver Grove Heights, MN 55077 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-15-10 John R. Kempe Sole Proprietor 2585437 4/28-5/5/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Living Independent For Today 2. State the address of the principal place of business: 13849 Echo Park terr, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Drake Fitzgerald McCreary II, 13849 Echo Park terr, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/15/11 Drake Fitzgerald McCreary II 2597000 5/5-5/12/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Textile Treasures 2. State the address of the principal place of business: 130 Marie Ave W, West St Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nancy Wick, 130 Marie Ave W, West St Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/7/2011 Nancy Wick, Sole Proprietor 2597023 5/5-5/12/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: American Laser Skincare 2. State the address of the principal place of business: 24555 Hallwood Ct., Farmington Hills, MI 48335 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rhythm Manani, 24555 Hallwood, Farmington Hills, MI 48335 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/13/2010 David Spinola Vice President 2596743 5/5-5/12/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Premier Life Massage 2. State the address of the principal place of business: 7000 151st Street W, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Premier Life Chiropractic P.A., 7000 151st Street W, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/5/2011 Lance Stromberg D.C. President 2587951 4/28-5/5/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: J.T. Tools 2. State the address of the principal place of business: 8200 Lucerne Blvd., Lakeville, Mn 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jody Timm, 8200 Lucerne Blvd., Lakeville, Mn 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/22/11 Jody Timm Owner 2587973 4/28-5/5/11P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Eagan Montessori and Child Care Center 2. State the address of the principal place of business: 1250 Lone Oak Road, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Dove Child Care Inc., 1250 Lone Oak Rd., Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/12/11 Ann Gilman, President 2597054 5/5-5/12/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-245 In Re: Estate of Richard G. Klegin, a/k/a Richard Gilbert Klegin, Decedent. It is Ordered and Notice is given that on May 16, 2011, at 9:00 AM, a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated August 30, 2006, and for the appointment of Thomas W. Marks, whose address is 1125 1st Street South, Apt. 320, Sartell, MN 56377, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/22/11 BY THE COURT Richard G. Spicer Judge of District Court Peterson, Engberg & Peterson Ronald G. Marks MN# 164628 400 Second Avenue South, Suite 700 Minneapolis, MN 55401-2498 Telephone: 612-338-6743 Facsimile: 612-338-4281 e-mail: peplawyers@aol.com 2587703 4/28-5/5/11

PUBLIC NOTICE

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 260 River Woods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700702005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Townhouse Villages at River Woods 8th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,200.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555099 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-240 In Re: Estate of Michael J. Coury, Decedent. It is Ordered and Notice is given that on May 16, 2011, at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of Intestacy and determination of decedent’s heirs, and for the appointment of Melana R. Coury, whose address is 426 E. Arion Street, West St. Paul, Minnesota 55118, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/20/11 BY THE COURT Richard G. Spicer Judge of District Court Patrick J. McGuigan, #70592 Kelly & Lemmons, P.A. 176 N. Snelling Avenue, Suite 200 St. Paul, MN 55104 651-646-6325 / 651-646-8584 (fax) 2582004 4/28-5/5/11P

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PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-242 ESTATE OF Marvin W. Scherzer, DECEDENT It is Ordered and Notice is given that on June 6, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated December 10, 2009 (“Will”), and for the appointment of T h o m a s A . M a n n i n g whose address is: 1 3 1 5 Hillcrest Drive N.E., Fridley, MN 55432 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 4/20/11 Timothy J. McManus Judge (COURT SEAL) Attorney For Personal Representative Steve A. Brand, Esq., Attorney ID #10790 ROBINS, KAPLAN, MILLER & CIRESI 2800 LaSalle Plaza 800 LaSalle Avenue Minneapolis, MN 55402-2015 612-349-8731 612-339-4181 2587564 4/28-5/5/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12962 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Artur Guzhagin , as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Eight Hundred Eleven and 00/100 ($4,811.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated J a n u a r y 5 , 2 0 1 1, a n d r e c o r d e d March 10, 2011 as Document No. in the Dakota County 2790643 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 18, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 18, 2011. Dated: March 19, 2011 By /s/______________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441171 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2555695 4/7-5/12/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Deborah K. Larson, A Married Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 9, 2003, Dakota County Recorder, Document No. 2122130. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 18, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000110488 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6452 158th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-63402-368-30 LEGAL DESCRIPTION OF PROPERTY: Unit No. 368, Common Interest Community No. 280, Regatta Court Homes II, Located in Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,443.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2596416 5/5/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 And assigned to: TCF National Bank Dated: March 03, 2011 Recorded: March 09, 2011 Dakota County Recorder Document Number: 2790359 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 569 Kendall Dr, Hastings, MN 55033-4026 Tax Parcel ID Number: 19-16404-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Cari Park 5th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,186.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: TCF National Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009287F04 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2011 at 10:00 AM has been postponed to May 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. ASSIGNEE OF MORTGAGEE: TCF National Bank Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009287F04 2596336 5/5/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2004 MORTGAGOR: Suzanne E. Ursino, A Married Person. MORTGAGEE: Bankers Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded July 30, 2004, Dakota County Recorder, Document No. 2232211. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: July 8, 2004, Recorded: July 30, 2004, Document No. 2232212. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 401 7th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 19-32150-010-56 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 56, Town of Hastings, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,571.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5638 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 31, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5638 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2593745 35/5/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 0 , 2008 MORTGAGORS: Imran Rahman and Amy L. Rahman, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2008, Dakota County Recorder, Document No. 2579685. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Recorded: July 28, 2010, Document No. 2743043. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100007300082286738 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5211 183rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950503001 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 1, DAKOTA COUNTY ESTATES SIXTH ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,318.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,715.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 25, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8597 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 2, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8597 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2596394 5/5/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Gwendolyn Lundell, a single person and Melvin Welch, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375469 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 23, 2011 Recorded: March 10, 2011 Dakota County Recorder Document Number: 2790572 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030007998843 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 735 6th St W, Hastings, MN 55033-1727 Tax Parcel ID Number: 19-10500-103-40 LEGAL DESCRIPTION OF PROPERTY: Lot 9 and 10, Block 40, Addition No. 13 to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota; except the east 3.66 feet of said Lot 9; and also except the south 76 feet of said Lot 9 and Lot 10. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,615.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2011 at 10:00 AM has been postponed to June 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 2584397 5/5/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGORS: Zena B. Vezikov FKA Zinaida Vezikov and Paul I. Vezikov FKA Pavel Vezikov, wife and husband. MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. DATE AND PLACE OF RECORDING: Registered November 16, 2005, Dakota County Registrar of Titles, Document No. 579235, Certificate of Title No. 120357, and also recorded with the County Recorder on November 16, 2005, Document No. 2381150. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Partially Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 837 Cortland Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11707-120-10 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description: All that part of Lot Twelve (12) lying within the West Half (W 1/2) of the Northeast Quarter (NE 1/4) of Section 35, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota ABSTRACT PROPERTY All that part of Lot Twelve (12) lying within the Northwest Quarter (NW 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota TORRENS PROPERTY ABSTRACT AND TORRENS PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,760.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589085 4/28-6/2/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2006 MORTGAGORS: Christopher Parker and Jaci L. Ficker, Both Single Persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 24, 2006, Dakota County Recorder, Document No. 2432407. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 16, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000534806 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14550 240th Street East, Meisville, MN 55033 TAX PARCEL I.D. #: 280130006132 LEGAL DESCRIPTION OF PROPERTY: The following described tract, piece or parcel of land situate, lying and being in the County of Dakota and State of Minnesota, to-wit: That part of the Northwest Quarter (NW 1/4) of Section Thirteen (13), Township One Hundred Thirteen (113), Range Seventeen (17), described as follows: Beginning at a point on the North line of said Section Thirteen (13), said point being 312.5 feet East of the Northwest corner of said Section Thirteen (13); thence South and parallel with the West line of said Section 254.5 feet; thence East 86 feet, thence North 254.5 feet thence West 86 feet to the point of beginning, except the South 65 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,034.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2135 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598440 5/5-6/9/11

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PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: April 13, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609 on March 29, 1993, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N: Lot 3, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14304 Hickory Court, Apple Valley, MN 55124 P A R C E L I D N U M B E R: 01-28950-01-030 2. Pursuant to said Declaration, there is claimed to be due and owing as of April 13, 2011, from Steven J. Nickelson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,334.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after April 13, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 22, 2011, as Document No. 2792423 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2 2 n d d a y o f J u n e , 2 0 1 1 , a t 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on December 22, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Nickelson/11/7/101D) 2595960 5/5-6/9/11

PUBLIC NOTICE

MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5114 Hummingbird Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 148250116408 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164 Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,976.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,594.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553680 3/31-5/5/11

PUBLIC NOTICE

MORTGAGE: $115,374.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,613.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554966 3/31-5/5/11

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 21, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554994 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Laurie A. Driscoll, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366734 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of CWALT, INC., Alternative Loan Trust 2005-79CB, Mortgage Pass-Through Certificates, Series 2005-79CB Dated: March 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000389-0001002347-6 Lender or Broker: Voyager Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3845 Heather Dr, Eagan, MN 55122-1624 Tax Parcel ID Number: 10-14993-230-01 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Briar Hill Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,721.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2011, or the next business day if November 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

��

�� REDUCED TO FIVE WEEKS IF A�� JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. Notice is hereby given that default DATED: March 31, 2011 has occurred in conditions of the folASSIGNEE OF MORTGAGEE: lowing described mortgage: The Bank Of New York Mellon FKA DATE OF MORTGAGE: July 28, 2006 The Bank Of New York, as Trustee MORTGAGOR: Robert B. Kataraia, a For The Certificateholders Of single person CWALT, INC., Alternative Loan MORTGAGEE: New Century MortTrust 2005-79CB, Mortgage Pass-Through Certificates, Series gage Corporation DATE AND PLACE OF RECORDING: 2005-79CB Recorded: August 28, 2006 Wilford & Geske, P.A. Dakota County Recorder Attorneys for Assignee of Mortgagee Document #: 2456782 Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske Said mortgage was assigned to Wells 8425 Seasons Parkway, Suite 105 Fargo Bank N.A., as Trustee, for CarWoodbury, MN 55125-4393 rington Mortgage Loan Trust, Series (651) 209-3300 2006-NC4 Asset-Backed Pass-Through File Number: 019936F01 2549313 3/31-5/5/11 Certificates on December 8, 2010 and said assignment was recorded on January 3, 2011 and given document number 2776247 NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE ERTY: NOTICE IS HEREBY GIVEN that UNIT NO. 117, CIC NO. 282, default has occurred in the conditions REGATTA VILLAGE HOMES, of the following described mortgage: DAKOTA COUNTY, MINNESOTA. DATE OF MORTGAGE: September PARCEL ID #: 01-63402-117-50 30, 2004 P R O P E R T Y A D D R E S S : 15581 ORIGINAL PRINCIPAL AMOUNT OF Flight Way, Apple Valley, Minnesota MORTGAGE: $215,200.00 55124 MORTGAGOR(S): Marc T. Brown and TRANSACTION AGENT: N/A Shelly M. Brown, husband and wife TRANSACTION AGENT ID NO.: N/A MORTGAGEE: Bankers Mortgage CURRENT MORTGAGE SERVICER: Company, LLC Carrington Mortgage Services, Inc. DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded: October 29, 2004 Dakota LOCATED: Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2262601 MORTGAGE: $119,920.00 LOAN MODIFICATION: AMOUNT DUE AND CLAIMED TO BE Dated: October 13, 2009 DUE AS OF DATE OF NOTICE, INCLUDRecorded: April 13, 2010 ING TAXES, IF ANY PAID BY MORTDocument Number: 2724543 GAGEE: $137,739.37 ASSIGNMENTS OF MORTGAGE: That prior to the commencement of And assigned to: U.S. Bank, N.A. this mortgage foreclosure proceeding Dated: September 30, 2004 Mortgagee/Assignee of Mortgagee comRecorded: October 29, 2004 Dakota plied with all notice requirements as County Recorder required by statute; that no MortgagDocument Number: 2262602 ors have been released from financial Transaction Agent: Not Applicable obligation on said Mortgage; that no Transaction Agent Mortgage Identifi- action or proceeding has been instication Number: Not Applicable tuted by law to recover that debt Lender or Broker: Bankers Mortgage secured by said Mortgage, or any part Company, LLC thereof; that all conditions precedent Residential Mortgage Servicer: U.S. to foreclose of the Mortgage and accelBank Home Mortgage eration of the debt secures thereby Mortgage Originator: Not Applicable have been fulfilled; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale LOCATED: Dakota therein contained, said Mortgage will Property Address: 17468 Inland Cir, be foreclosed and the above described Lakeville, MN 55044-5620 property will be sold by the Sheriff of T a x P a r c e l I D N u m b e r : said county as follows: 22-33300-040-02 DATE AND TIME OF SALE: June 23, L E G A L D E S C R I P T I O N O F P R O P - 2011 at 10:00 am ERTY: Lot 4, Block 2, Homestead PLACE OF SALE: Dakota County Creek, Dakota County, Minnesota Law Enforcement Center, Lobby S-100, AMOUNT DUE AND CLAIMED TO BE 1580 Highway 55, Hastings, MN 55033 D U E A S O F D A T E O F N O T I C E : to pay the debt the debt then secured $234,227.83 by the Mortgage, and taxes, if any, on THAT all pre-foreclosure require- said premises, and the costs and disments have been complied with; that bursements, including attorneys' fees no action or proceeding has been insti- allowed by law, subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any sale by the mortgagor, their personal part thereof; representatives or assigns. PURSUANT to the power of sale conDATE TO VACATE PROPERTY: The t a i n e d i n s a i d m o r t g a g e , t h e date on or before which the mortgagor above-described property will be sold must vacate the property if the mortby the Sheriff of said county as fol- gage is not reinstated under Minnelows: sota Statutes section 580.30 of the DATE AND TIME OF SALE: June 17, property redeemed under Minnesota 2011 at 10:00 AM Statutes sections 580.23 is December PLACE OF SALE: Dakota County 23, 2011 at 11:59 p.m. If the foregoing Law Enforcement Center, 1580 High- date is Saturday, Sunday, or a legal way 55, Lobby S-100, Hastings, Minne- holiday, then the date to vacate is the sota next business day at 11:59 p.m. to pay the debt secured by said mortMORTGAGOR RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments, including attorney fees allowed THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. REDUCED TO FIVE WEEKS IF A JUDIIf the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED December 17, 2011, or the next busi- WITH A RESIDENTIAL DWELLING OF ness day if December 17, 2011 falls on LESS THAN FIVE UNITS, ARE NOT a Saturday, Sunday or legal holiday. PROPERTY USED IN AGRICULTURAL Mortgagor(s) released from financial PRODUCTION, AND ARE ABANDONED. obligation: NONE THIS COMMUNICATION IS FROM A THIS COMMUNICATION IS FROM DEBT COLLECTOR ATTEMPTING TO A DEBT COLLECTOR ATTEMPT- COLLECT A DEBT. ANY INFORMAING TO COLLECT A DEBT. ANY TION OBTAINED WILL BE USED FOR INFORMATION OBTAINED WILL BE THAT PURPOSE. USED FOR THAT PURPOSE. Dated: April 26, 2011 THE RIGHT TO VERIFICATION OF Wells Fargo Bank N.A., as Trustee, THE DEBT AND IDENTITY OF THE for Carrington Mortgage Loan ORIGINAL CREDITOR WITHIN THE Trust, Series 2006-NC4 AssetTIME PROVIDED BY LAW IS NOT Backed Pass-Through Certificates AFFECTED BY THIS ACTION. Mortgagee THE TIME ALLOWED BY LAW FOR Kenneth J. Johnson REDEMPTION BY THE MORTGAGOR, Minnesota State Bar No. 0246074 THE MORTGAGOR'S PERSONAL REP- Johnson, Blumberg & Associates, LLC RESENTATIVES OR ASSIGNS, MAY BE Attorney for Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 230 W. Monroe St., Ste. 1125 CIAL ORDER IS ENTERED UNDER Chicago, IL 60606 MINNESOTA STATUTES, SECTION Phone 312-541-9710 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Fax 312-541-9711 OTHER THINGS, THAT THE MORT- 2598255 5/5-6/9/11 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. THE RIGHT TO VERIFICATION DATED: May 05, 2011 OF THE DEBT AND IDENTITY OF ASSIGNEE OF MORTGAGEE: THE ORIGINAL CREDITOR WITHIN U.S. Bank, N.A. THE TIME PROVIDED BY LAW IS Wilford & Geske, P.A. NOT AFFECTED BY THIS ACTION. Attorneys for Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that Lawrence A. Wilford default has occurred in conditions of James A. Geske the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: July 6, 2007 Woodbury, MN 55125-4393 MORTGAGOR: Pamela Travnick, a (651) 209-3300 File Number: 016949F03 2593615 5/5-6/9/11 ��

PUBLIC NOTICE

�� MORTGAGED PROPERTY ADDRESS: 340 Robert Drive, Hastings, MN 55033 �� MORTGAGOR: Pamela Travnick, a married woman. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA,. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544462. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA, RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1534 Independence Drive, Northfield, MN 55057 TAX PARCEL I.D. #: 43-51500-401-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, CIC No. 391, Liberty Park Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,821.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,531.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555081 3/31-5/5/11

PUBLIC NOTICE

TAX PARCEL I.D. #: 197105101004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, South Pines 2, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,661.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10410 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554948 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 16, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 684173 on April 12, 1985, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 46 and Garage No. 46A, File No. 78, Valley Way Village Condominium, Dakota County, Minnesota STREET ADDRESS: 14856 Endicott Way, #46, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-81450-046-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 16, 2011, from Gregory Ross, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,420.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 16, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 25, 2010, as Document No. 2737511 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota

said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 19th day of May, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 19, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOMEOWNERS ASSOCIATION, INC. Attorneys for Valley Way Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Valley Way/Ross/10-7-259D) 2552324 3/31-5/5/11

PUBLIC NOTICE

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553634 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): Steven R. Kahle and Vanessa Lynn Kahle, both single people MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder Document Number: 2515793 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 27, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604735137111 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3155 Coachman Rd Apt 381, Eagan, MN 55121-1812 Tax Parcel ID Number: 10-18100-381-01 LEGAL DESCRIPTION OF PROPERTY: Unit Number 381, Coachman Oaks Condominiums, Condominium File No. 45, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,728.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003846F02 2596333 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions Of the following described mortgage: DATE OF MORTGAGE: January 6, 2006. MORTGAGORS: David A. LaValle and Ranee LaValle, husband and wife and Trillion Enterprises, Inc. a corporation under the laws of the State of Minnesota. MORTGAGEES: Brian K. Trebor-MacConnell and Kandace L. Trebor-MacConnell, husband and wife. DATE AND PLACE OF RECORDING: Recorded in the office of the Dakota County Recorder. Recorded on January 18, 2006, as Document No. 2397937. ASSIGNMENTS OF MORTGAGE: None. TRANSACTION AGENT: Not Applicable. TRANSACTION AGENTS MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: Not Applicable. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brian K. Trebor-MacConnell and Kandace L. Trebor-MacConnell. RESIDENTIAL MORTGAGE SERVICER: Not Applicable. MORTGAGE PREMISES ADDRESS: 324 South Concord Exchange, South St. Paul, Minnesota 55075 and 332 South Concord Exchange, South St. Paul, Minnesota 55075. TAX PARCEL I.D. # 36-64300-100-21 and 36-63400-070-21. LEGAL DESCRIPTION OF MORTGAGED PREMISES: Lots 7, 8, 9, and 10, Block 21, Riverside Park Addition to the City of St. Paul, according to the recorded plat thereof and situate in Dakota County, Minnesota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00. AMOUNT CLAIMED TO BE DUE AS OF DATE OF NOTICE: $437,207.03. NAME OF THE RESIDENTIAL MORTGAGE SERVICER: Not applicable. TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: Not Applicable. That all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 a.m.; PLACE OF SALE: Sheriff’s Office, Law Enforcement Center, 1580 Hwy. 55, Lobby S-100, Hastings, Minnesota; to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law. TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS: two (2) months from the date of said sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes 582.32, Subd. 9, beginning after the expiration of the mortgagor’s redemption period under this section. A person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minnesota Statutes 580.24 and 580.25, but only if before the end of the mortgagor’s redemption period the creditor files with the county recorder or registrar of titles of Dakota County, a notice of intention to redeem. Unless said mortgage is reinstated or th e property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 3, 2011. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVE’S OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 27, 2011 Brian K. Trebor-MacConnell and Kandace L. Trebor-MacConnell, Mortgagees Dale E. Vitek Attorney for Mortgagee 1128 South Concord Street South St. Paul, MN 55075 651-451-0335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2593822 5/5-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,500.00 MORTGAGOR(S): Edwin Adorno and Fabiola E. Adorno, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 26, 2004 Dakota

Recorded: August 26, 2004 Dakota County Recorder Document Number: 2242313 LOAN MODIFICATION: Dated: March 01, 2010 Recorded: May 13, 2010 Document Number: 2730081 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: March 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006513866 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16355 Hyland Ave, Lakeville, MN 55044-3800 Tax Parcel ID Number: 22-34600-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Hypointe Crossing, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $371,268.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006936F02 2559241 4/7-5/12/11

PUBLIC NOTICE

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Lot 22, Block 4, Bloomfield, CIC Number 250, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$141,234.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$142,667.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562546 4/7-5/12/11

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10495 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2556523 4/7-5/12/11

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562759 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 11, 2008 MORTGAGORS: Kenneth C. Snyder and Martha G. Snyder, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota County Recorder, Document No. 2604123. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 22, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520055010724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 29295 Endress Way, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 316590004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sarah-Lyndale First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$332,852.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: March 30, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5731 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562539 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $535,500.00 MORTGAGOR(S): Dante D. Dean and Souphanny T. Dean, Husband and Wife, As Joint Tenants MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 23, 2004, as Document No. 2250854 ASSIGNED TO: WELLS FARGO BANK, N.A. Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Dated: August 31, 2004, and recorded December 9, 2009 by Document No. 2701332. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Evermoor 8th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 13207 Crolly Court, Rosemount, MN 55068 PROPERTY I.D: 342510701001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Five Hundred Forty-Nine Thousand Three Hundred Sixty-Six and 45/100 ($549,366.45) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 21, 2011 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011 WELLS FARGO BANK, N.A. Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00129-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3982002 05/05/2011, 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011, 06/09/2011 2596244 5/5-6/9/11

PUBLIC NOTICE

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�� of��Mortgagee �� com Filed January 17, 2008, Dakota County Mortgagee/Assignee plied with all notice requirements as Recorder, as Document No. 2566822. ASSIGNMENT(S) OF MORTGAGE: required by statute; That no action or Assigned to Bayview Loan Servicing, proceeding has been instituted at law LLC, by assignment dated November o r o t h e r w i s e t o r e c o v e r t h e d e b t 29, 2007, filed for record August 25, secured by said mortgage, or any part 2008, as Document No. 2609763. thereof; PURSUANT to the power of sale conThe land described in said mortgage tained in said mortgage, the above is not registered land. MORTGAGE HOLDER (as defined in described property will be sold by the section 58.02): Sheriff of said county as follows: Transaction Agent: NA. DATE AND TIME OF SALE: June 1, Transaction Agent's Mortgage Identi- 2011 at 10:00 AM fication Number on Mortgage: NA. PLACE OF SALE:Sheriff's Office, Law Lender or Broker: Bayview Loan Enforcement Center, 1580 Hwy 55, Servicing, LLC. Lobby #S-100, Hastings, MN Residential Mortgage Servicer: NA. to pay the debt then secured by said MORTGAGE ORIGINATOR (as defined Mortgage, and taxes, if any, on said in section 58.02): Compass Capital premises, and the costs and disburseFunding Corp., a California corpora- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tion dba Commercial Capital Funding. allowed by law subject to redemption MORTGAGED PROPERTY ADDRESS: within six (6) months from the date of 901 Concord Street North, South St. said sale by the mortgagor(s), their Paul, MN 55075. personal representatives or assigns T A X P A R C E L I . D . N O . : unless reduced to Five (5) weeks under 36-70202-140-03 and 36-70202-120-03 MN Stat. §580.07. and 36-70202-111-03. TIME AND DATE TO VACATE PROPLEGAL DESCRIPTION OF PROP- E R T Y : I f t h e r e a l e s t a t e i s a n ERTY: The South 1/2 of Lot 11, and all owner-occupied, single-family dwellof Lots 12 , 13 and 14, Block 3, South ing, unless otherwise provided by law, P a r k D i v i s i o n N u m b e r 3 , D a k o t a the date on or before which the mortCounty, Minnesota; gagor(s) must vacate the property if the together with (I) all buildings and mortgage is not reinstated under secimprovements located on the property tion 580.30 or the property is not and (II) all machinery, equipment, fix- redeemed under section 580.23 is tures and personal property located 11:59 p.m. on December 1, 2011. MORTGAGOR(S) RELEASED FROM on the property owned by the mortgagor(s) and used in connection with FINANCIAL OBLIGATION ON MORTthe operation and occupancy thereof. GAGE:None COUNTY IN WHICH PROPERTY IS "THE TIME ALLOWED BY LAW FOR LOCATED: Dakota. REDEMPTION BY THE MORTGAGOR, ORIGINAL PRINCIPAL AMOUNT OF THE MORTGAGOR'S PERSONAL REPMORTGAGE: $250,000.00 RESENTATIVES OR ASSIGNS, MAY BE AMOUNT CLAIMED TO BE DUE ON REDUCED TO FIVE WEEKS IF A JUDITHE MORTGAGE ON THE DATE OF CIAL ORDER IS ENTERED UNDER THIS NOTICE: $350,983.97. MINNESOTA STATUTES, SECTION The holder of the mortgage has com- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G plied with all conditions precedent to OTHER THINGS, THAT THE MORTacceleration of the debt secured by the GAGED PREMISES ARE IMPROVED mortgage and foreclosure of the mort- WITH A RESIDENTIAL DWELLING OF gage and all notice and other require- LESS THAN FIVE UNITS, ARE NOT ments of applicable statutes. That no PROPERTY USED IN AGRICULTURAL action or proceeding has been insti- P R O D U C T I O N , A N D A R E tuted at law or otherwise to recover the ABANDONED." Dated: February 22, 2011. debt secured by said mortgage, or any part thereof. U.S. Bank, National Association PURSUANT to the power of sale conMortgagee/Assignee of Mortgagee tained in said mortgage, the above USSET, WEINGARDEN AND LIEBO, P.L.L.P. described property will be sold by the Attorneys for Mortgagee/Assignee of Mortgagee Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 4500 Park Glen Road #300 Minneapolis, MN 55416 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main (952) 925-6888 o f f i c e i n t h e D a k o t a C o u n t y L a w 19-1964 Enforcement Center, 1580 Highway 55, THIS IS A COMMUNICATION FROM Lobby #S-100, in the City of Hastings, A DEBT COLLECTOR. 2562599 4/7-5/12/11 County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disburseNOTICE OF MORTGAGE ments, including attorneys' fees FORECLOSURE SALE allowed by law subject to redemption THE RIGHT TO VERIFICATION within six (6) months from the date of said sale by the mortgagor(s), their OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN personal representatives or assigns. MORTGAGOR(S) RELEASED FROM THE TIME PROVIDED BY LAW IS FINANCIAL OBLIGATION ON MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE: none. default has occurred in conditions of Dated: March 31, 2011. BAYVIEW LOAN SERVICING, LLC, the following described mortgage: DATE OF MORTGAGE:June 22, 2007 Assignee MORTGAGORS:Mikhail I. Gutsalyuk /s/ Anna C. Mickelson and Natasha V. Gutsalyuk, husband ANNA C. MICKELSON -forand wife. Atty. I.D. #347814 MORTGAGEE:Mortgage Electronic MURNANE BRANDT Registration Systems, Inc. Attorneys for Assignee DATE AND PLACE OF RECORDING: 30 East Seventh Street, Suite 3200 Recorded July 10, 2007, Dakota St. Paul, Minnesota 55101 C o unty Recorder, Document No. Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM 2529371. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. Assigned to: Chase Home Finance 1221882 2559769 4/7-5/12/11 L L C , D a t e d : D e c e m b e r 1 5 , 2 0 0 8 , Recorded: December 26, 2008, Document No. 2628320. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100162500039237228 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: AmTrust Bank NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: Chase Home Finance LLC the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE:December 29, 18730 Dylan Drive, Farmington, MN 55024 2003 MORTGAGOR:Carol T. Oxborough, a T A X P A R C E L I . D . # : 14-47801-120-04 single person. LEGAL DESCRIPTION OF PROPMORTGAGEE:U.S. Bank, National Association. ERTY: Lot 12, Block 4, Meadow Creek SecDATE AND PLACE OF RECORDING: Recorded February 5, 2004, Dakota ond Addition, Dakota County, Minnesota. County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2172675. A S S I G N M E N T S O F LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:NONE MORTGAGE:$261,250.00 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE LENDER OR BROKER AND MORT- GAGEE:$329,605.23 That prior to the commencement of GAGE ORIGINATOR STATED ON M O R T G A G E : U . S . B a n k , N a t i o n a l this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comAssociation. R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 14216 Plymouth Avenue South, Burns- o r o t h e r w i s e t o r e c o v e r t h e d e b t ville, MN 55337 secured by said mortgage, or any part thereof; TAX PARCEL I.D. #: 025845000203 LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale contained in said mortgage, the above ERTY: Unit Number 02, Common Interest described property will be sold by the Community Number 148, Bristol Sheriff of said county as follows: Ridge Carriage Homes, Dakota DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM County, Minnesota. COUNTY IN WHICH PROPERTY IS PLACE OF SALE:Sheriff's Office, Law LOCATED:Dakota Enforcement Center, 1580 Hwy 55, ORIGINAL PRINCIPAL AMOUNT OF Lobby #S-100, Hastings, MN MORTGAGE:$145,400.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE:$132,877.06 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- ��

PUBLIC NOTICE

�� ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE �� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562528 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C. Solem and Michelle Solem, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430892 LOAN MODIFICATION: Dated: March 03, 2010 Recorded: June 09, 2010 Document Number: 2734398 ASSIGNMENTS OF MORTGAGE: And assigned to: Avelo Mortgage, LLC Dated: April 18, 2006 Recorded: May 01, 2008 Dakota County Recorder Document Number: 2587973 And assigned to: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Dated: July 24, 2009 Recorded: July 30, 2009 Dakota County Recorder Document Number: 2674934 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3566 Village Trl, Hastings, MN 55033-3496 Tax Parcel ID Number: 19-64381-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,086.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2007 MORTGAGOR: Randal G. Berres and Shelly L. Berres, husband and wife MORTGAGEE : Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING : Recorded January 29, 2007, in the office of the County Recorder, as Document No. 2492150, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS : 20520 Hollins Avenue West, Lakeville, Minnesota 55044 T A X P A R C E L I . D . N O S. 22-76800-020-01 LEGAL DESCRIPTION OF PROPERTY : Lot 2, Block 1, Todd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,260.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,929.90 INTEREST RATE AND PER DIEM: Current interest rate is 6.0%, with a daily per diem of $36.69. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 24, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen________ Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 88037 2562627 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 16, 2005 MORTGAGORS: Vincent J. Vassallo, Jr. and Jeniffer S. Vassallo, husband and wife. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Recorded February 27, 2006, Dakota County Recorder, Document No. 2408630. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: September 16, 2005, Recorded: February 27, 2006, Document No. 2408631. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1459 Highview Avenue, Saint Paul, MN 55121 TAX PARCEL I.D. #: 10-81400-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block Three (3) of Valley View Plateau, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,051.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598076 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,762.00 MORTGAGOR(S): Dustan Lick, husband and Nichole Lick, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2008 Dakota County Recorder Document Number: 2627437

Document Number: 2627437 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: March 30, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402254472263 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1191 4th St W, Hastings, MN 55033-1608 Tax Parcel ID Number: 191050019022 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 22, Addition No. Thirteen to the City of Hastings, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,263.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018946F01 2560994 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,400.00 MORTGAGOR(S): Beatriz D. Derodas and Carlos Rodas Monterroso, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document Number: 2383184 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: March 24, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040041152 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13605 Vincent Ave, Burnsville, MN 55337 Tax Parcel ID Number: 02-15550-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Burnsville Highlands 1st Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,741.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019965F01 2555732 4/7-5/12/11

PUBLIC NOTICE

on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 23, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2011 MESSERLI & KRAMER P.A. By: /s/ Michelle R. Jester_______ Michelle R. Jester (Lic. #247479) Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1 2562906 4/7-5/12/11

PUBLIC NOTICE

��

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562737 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2003 MORTGAGOR: D a n i e l M . B o n i n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 9, 2005, Dakota County Registrar of Titles, Document No. 560525, Certificate of Title No. 135459. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 24, 2007, Recorded: September 6, 2007, Document No. 616648. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110017792798 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages West, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4016 Mica Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101670411140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, in Cedar Grove No. 5 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,509.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 19, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10684 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598055 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN THAT: 1. Default has occurred in the conditions of the Mortgage dated April 15, 2008, executed by Premier Development of the Twin Cities, Inc., a Minnesota corporation, ("Mortgagor"), to 1st Regents Bank, a Minnesota corporation, ("Mortgagee"), and filed of record in the office of the County Recorder of Dakota County, Minnesota, on April 16, 2008, as Document No. 2585014 (the "Mortgage"). 2. The Mortgage has been assigned as follows: No assignment. 3. The original principal amount secured by the Mortgage was: $1,950,753.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The Mortgagee has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the Mortgagee is: $616,295.68. 7. That this mortgage foreclosure is being conducted in accordance with the terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated April 18, 2011, and recorded with the Dakota County Recorder on April 21, 2011 as Document No. 2797209, on the land described as follows. 8. Legal Description of Property: Lot 1, Block 1, FEINER 1ST ADDITION, and, That part of the Southwest Quarter of the Northwest Quarter of Section 22, Township 115, Range 20, Dakota County, Minnesota, which lies Westerly of the East 33 feet thereof and North of CHERRY OAK ESTATES, according to the recorded plat thereof, Dakota County, Minnesota, and East of the East line of Outlot A, FEINER 1ST ADDITION, and its Northerly extension, according to the recorded plat thereof, Dakota County, Minnesota. The above described land was re-platted into Lots 1 through 16, Block 1, OAKWOOD HILLS, Dakota County, Minnesota. The land that remains subject to the lien of the Mortgage (the "Property") is legally described as follows: Legal Description: Lots 6, 7, 11, 13 and 14, Block 1, OAKWOOD HILLS, Dakota County, Minnesota. Addresses and Tax ID Numbers: Lot 6, Block 1: Tax ID No: 01-54500-060-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 7, Block 1: Tax ID No: 01-54500-070-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 11, Block 1: Tax ID No: 01-54500-011-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 13, Block 1: Tax ID No: 01-54500-130-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 14, Block 1: Tax ID No: 01-54500-140-01 Address: Street address not assigned, Apple Valley, Minnesota. Check here if all or part of the described real property is registered (Torrens): ____ 9. Date, Time and Place of Sale: Pursuant to the power of sale contained in said Mortgage the above described property will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on Monday, June 6, 2011 at 10:00 a.m. at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, to pay the debt secured by the Mortgage and taxes, if any, on said property and the costs and disbursements, including attorney's fees, allowed by law. 10. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is two (2) months after the date of the sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subd. 9. Dated: February 18, 2011 Mortgagee: 1st Regents Bank Attorneys for Mortgagee: Gries & Lenhardt, P.L.L.P. David J. Lenhardt (62169) 12725 43rd Street NE, S. 201 St. Michael, MN 55376 Telephone: 763-497-3099 2598333 5/5-5/26/11

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association S/B/M to The Leader Mortgage Company, Dated: June 4, 1999, Recorded: July 2, 1999, Document No. 1618580. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16163 Flagstaff Court South, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135128001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Niakwa Village 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$98,160.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$87,734.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571337 4/14-5/19/11

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$212,369.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5456 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571321 4/14-5/19/11

PUBLIC NOTICE

��

�� OBLIGATION �� 55, FINANCIAL 1580 Hwy Enforcement Center, ON MORT Lobby #S-100, Hastings, MN GAGE:None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: April 6, 2011. gagor(s) must vacate the property if the mortgage is not reinstated under secCitiMortgage, Inc. Mortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE:None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 10-5587 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 4/14-5/19/11 REDUCED TO FIVE WEEKS IF A JUDI- 2571372 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF ASSESSMENT LIEN OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Date: April 13, 2011 YOU ARE NOTIFIED THAT: LESS THAN FIVE UNITS, ARE NOT 1. Default has occurred in the terms PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E and conditions of the Declaration for Cedar Bluff Townhome Condominium ABANDONED." Association, Inc. (hereinafter the Dated: April 7, 2011. "Association") which was recorded as Chase Home Finance LLC Document No. 1907615 on June 20, Mortgagee/Assignee of Mortgagee 2002, as amended, in the Office of the USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, Mortgagee covering the following property: 4500 Park Glen Road #300 LEGAL DESCRIPTION: Unit 97, Minneapolis, MN 55416 CIC No. 358, Cedar Bluff Townhome (952) 925-6888 Condominium, Dakota County, Min30-10223 nesota THIS IS A COMMUNICATION FROM STREET ADDRESS: 1626 River A DEBT COLLECTOR. Bluff Court, Eagan, MN 55121 2571266 4/14-5/19/11 T A X P A R C E L I D N U M B E R: 10-41300-05-097 2. Pursuant to said Declaration, NOTICE OF MORTGAGE there is claimed to be due and owing FORECLOSURE SALE as of April 13, 2011, from Marcos THE RIGHT TO VERIFICATION Guzman and Micaela B. Lopez, title OF THE DEBT AND IDENTITY OF holders, to the Association, a MinneTHE ORIGINAL CREDITOR WITHIN s o t a n o n - p r o f i t c o r p o r a t i o n , t h e THE TIME PROVIDED BY LAW IS amount of $6,925.54 for unpaid NOT AFFECTED BY THIS ACTION. association dues, late fees, attorneys NOTICE IS HEREBY GIVEN, that fees and costs, plus any other such default has occurred in conditions of amounts that will accrue after April 13, the following described mortgage: 2011, and other costs of collection and DATE OF MORTGAGE:M a r c h 2 8 , foreclosure which will be added to the 2002 amount claimed due and owing at the MORTGAGOR:L i s a M . M o o r e , A time of the sale herein. Single Person. 3. No action is now pending at law or MORTGAGEE:Mortgage Electronic otherwise to recover said debt or any Registration Systems, Inc. part thereof. DATE AND PLACE OF RECORDING: 4. That all preforeclosure requireRecorded April 29, 2002, Dakota ments have been met. County Recorder, Document No. 5. The owners have not been 1890943. released from their financial obligaA S S I G N M E N T S O F M O R T G A G E : tion to pay said amount. Assigned to: CitiMortgage, Inc., 6. The Declaration, referenced above, Dated: February 25, 2011. and Minn. Stat. §§515B.3-115 and TRANSACTION AGENT: Mortgage 515B.3-116 provide for a continuing Electronic Registration Systems, Inc. lien against the property. A Notice of T R A N S A C T I O N A G E N T ' S M O R T - Lien evidencing the amount due was GAGE IDENTIFICATION NUMBER ON recorded on March 3, 2011, as DocuMORTGAGE: 100026900020414099 ment No. 2789403 in the Dakota LENDER OR BROKER AND MORT- County Recorder's Office. GAGE ORIGINATOR STATED ON 7. Pursuant to the power of sale conMORTGAGE: Bell America Mortgage tained in the same Declaration and LLC DBA Bell Mortgage granted by the owners in taking title to R E S I D E N T I A L M O R T G A G E S E R - the premises subject to said DeclaraVICER: CitiMortgage, Inc. tion and pursuant to Minn. Stat. MORTGAGED PROPERTY ADDRESS: §§515B.3-115 and 515B.3-116, said 3420 Golfview Drive #220, Eagan, MN Lien will be foreclosed by the sale of 55123 said property by the Sheriff of Dakota T A X P A R C E L I . D . # : County, at the Dakota County Sheriff's 10-76900-044-03 Office, Dakota County Law EnforceLEGAL DESCRIPTION OF PROP- ment Center, 1580 Highway 55 Lobby ERTY: S-100, Hastings, MN 55033, on the Unit No. 220, together with Garage 22nd day of June, 2011, at 10:00 No. 82, Carriage Hills Condomini- a.m. at public auction to the highest u m s , C o n d o m i n i u m F i l e N o . 4 7 , bidder, to pay the amount then due for Dakota County, Minnesota said assessments, together with the COUNTY IN WHICH PROPERTY IS costs of foreclosure, including attorLOCATED:Dakota neys fees as allowed by law. ORIGINAL PRINCIPAL AMOUNT OF 8. T h e t i m e a l l o w e d b y l a w f o r MORTGAGE:$115,300.00 redemption by the unit owners, their AMOUNT DUE AND CLAIMED TO BE personal representatives or assigns is DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of sale. ING TAXES, IF ANY, PAID BY MORT- The date and time to vacate the GAGEE:$105,868.49 property is 11:59 p.m. on December That prior to the commencement of 22, 2011, if the account is not reinthis mortgage foreclosure proceeding stated or the owners do not redeem Mortgagee/Assignee of Mortgagee com- from the foreclosure sale. plied with all notice requirements as REDEMPTION NOTICE required by statute; That no action or THE TIME ALLOWED BY LAW FOR proceeding has been instituted at law REDEMPTION BY THE MORTGAGor otherwise to recover the debt ORS, THE MORTGAGORS' PERsecured by said mortgage, or any part S O N A L R E P R E S E N T A T I V E S O R thereof; ASSIGNS, MAY BE REDUCED TO PURSUANT to the power of sale con- F I V E W E E K S I F A J U D I C I A L tained in said mortgage, the above ORDER IS ENTERED UNDER MINdescribed property will be sold by the N E S O T A S T A T U T E S , S E C T I O N Sheriff of said county as follows: 582.032, DETERMINING, AMONG DATE AND TIME OF SALE: June 2, O T H E R T H I N G S , T H A T T H E 2011 at 10:00 AM MORTGAGED PREMISES ARE PLACE OF SALE:Sheriff's Office, Law IMPROVED WITH A RESIDENTIAL Enforcement Center, 1580 Hwy 55, DWELLING OF LESS THAN FIVE Lobby #S-100, Hastings, MN UNITS, ARE NOT PROPERTY USED to pay the debt then secured by said IN AGRICULTURAL PRODUCTION, Mortgage, and taxes, if any, on said AND ARE ABANDONED. premises, and the costs and disburse9. THIS IS A COMMUNICATION FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s A DEBT COLLECTOR ATTEMPTING TO allowed by law subject to redemption COLLECT A DEBT. ANY INFORMAwithin six (6) months from the date of TION OBTAINED WILL BE USED FOR said sale by the mortgagor(s), their THAT PURPOSE. personal representatives or assigns CEDAR BLUFF TOWNHOMES unless reduced to Five (5) weeks under CONDOMINIUM ASSOCIATION MN Stat. §580.07. Attorneys for Cedar Bluff Townhome TIME AND DATE TO VACATE PROP- Condominium Association, Inc. E R T Y : I f t h e r e a l e s t a t e i s a n THOMSEN & NYBECK, P.A. owner-occupied, single-family dwell- By: ing, unless otherwise provided by law, Gretchen S. Schellhas (#195595) the date on or before which the mort- 3600 American Blvd. West, Suite 400 gagor(s) must vacate the property if the Bloomington, Minnesota 55431 mortgage is not reinstated under sec- (952) 835-7000 tion 580.30 or the property is not (Cedar Bluff/Guzman-Lopez/10-7-787D) redeemed under section 580.23 is 2596064 5/5-6/9/11 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- ��

PUBLIC NOTICE

�� OF MORTGAGE: ASSIGNMENTS And assigned to: Nationstar Mort��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 3 , 2004 MORTGAGORS: John Eischens and Carolyn Eischens, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 22, 2004, Dakota County Recorder, Document No. 2196963. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: April 21, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000142682 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21321 Independence Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-84100-08-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Wild Meadow Villas, CIC # 363, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $232,088.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 19, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9867 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589159 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,697.00 MORTGAGOR(S): Stanislav Verenich, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2009 Dakota County Recorder Document Number: 2680285 ASSIGNMENTS OF MORTGAGE:

gage, LLC Dated: February 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520046924512 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1288 Prairie View Trl, Farmington, MN 55024-8446 Tax Parcel ID Number: 14-15304-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Bristol Square 5th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,440.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019188F01 2561440 4/7-5/12/11

PUBLIC NOTICE

MORTGAGE:$233,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$239,998.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562781 4/7-5/12/11

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571198 4/14-5/19/11

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10546 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571243 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Merrye L. Lindsey, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508097 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 03, 2010 Recorded: February 05, 2010 Dakota County Recorder Document Number: 2712898 And assigned to: Nationstar Mortgage, LLC Dated: April 05, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000161645 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20675 Hughes Ave W, Lakeville, MN 55044-8638 Tax Parcel ID Number: 22-57750-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Playfield Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,197.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012430F03 2583990 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2008 MORTGAGORS: E d w a r d G . McCullough and Marguerite A. McCullough, husband and wife. MORTGAGEE: M e r c h a n t s B a n k , National Association-Hampton. DATE AND PLACE OF RECORDING: Recorded April 4, 2008, Dakota County Recorder, Document No. 2582271. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association-Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 1332 Westview Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191950103030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Dakota Hills Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,108.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 19, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2011. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-596 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598147 5/5-6/9/11

PUBLIC NOTICE

��

144598. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010, Recorded: November 19, 2010, Document No. T671355. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$192,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571210 4/14-5/19/11

PUBLIC NOTICE

MORTGAGE: Sand Canyon Corpora tion, FKA Option One Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 24513 Chippendale Avenue West, Farmington, MN 55024 TAX PARCEL I.D. #: 070180001009 LEGAL DESCRIPTION OF PROPERTY: The South five acres of the Southeast Quarter of the Southwest Quarter of the Northeast Quarter of Section 18, Township 113, Range 19. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$490,571.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2011. Deutsch Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3285 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571614 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Recorded: September 22, 2010 Dakota County Recorder Document Number: 2754137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $563,156.15 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 27, 2011, or the next business day if November 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor Trustee to Bank of America, N.A., as Trustee, as successor by merger to LaSalle Bank National Association, as Indenture Trustee for the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F03 2569775 4/14-5/19/11

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4720 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571284 4/14-5/19/11

PUBLIC NOTICE

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�� FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPNOTICE IS HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- default has occurred in the conditions CIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: August 01, MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2006 ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $320,000.00 MORTGAGOR(S): Paulette H. WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Hjelle-Ranta, a single person MORTGAGEE: Mortgage Electronic PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Registration Systems, Inc. DATE AND PLACE OF RECORDING: ABANDONED." Recorded: August 21, 2006 Dakota Dated: April 4, 2011. County Recorder U.S. Bank, National Association Document Number: 2455152 Mortgagee/Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. And assigned to: GMAC Mortgage, Attorneys for Mortgagee/Assignee of LLC Mortgagee Dated: April 19, 2011 4500 Park Glen Road #300 Transaction Agent: Mortgage ElecMinneapolis, MN 55416 tronic Registration Systems, Inc. (952) 925-6888 Transaction Agent Mortgage Identifi19-2125 THIS IS A COMMUNICATION FROM cation Number: 100013800902730957 Lender or Broker: GreenPoint MortA DEBT COLLECTOR. 2571309 4/14-5/19/11 gage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable NOTICE OF MORTGAGE COUNTY IN WHICH PROPERTY IS FORECLOSURE SALE LOCATED: Dakota NOTICE IS HEREBY GIVEN that Property Address: 10327 165th St W, default has occurred in the conditions Lakeville, MN 55044-5638 of the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE: April 02, 2003 22-82200-01-042 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPMORTGAGE: $115,000.00 ERTY: THE EAST HALF OF LOT 4, MORTGAGOR(S): Nanci Virgin, single B L O C K 1 , V I S T A G L E N , C O M M O N MORTGAGEE: Mortgage Electronic I N T E R E S T C O M M U N I T Y N O . 3 8 7 , Registration Systems, Inc. ACCORDING TO THE RECORDED DATE AND PLACE OF RECORDING: PLAT THEREOF, DAKOTA COUNTY, Recorded: July 29, 2003 Dakota MINNESOTA County Recorder AMOUNT DUE AND CLAIMED TO BE Document Number: 2085842 DUE AS OF DATE OF NOTICE: ASSIGNMENTS OF MORTGAGE: $364,207.82 And assigned to: Nationstar MortTHAT all pre-foreclosure requiregage, LLC. ments have been complied with; that Dated: January 11, 2010 no action or proceeding has been instiRecorded: January 27, 2010 Dakota tuted at law or otherwise to recover the County Recorder debt secured by said mortgage, or any Document Number: 2710605 part thereof; Transaction Agent: Mortgage ElecPURSUANT to the power of sale contronic Registration Systems, Inc. tained in said mortgage, the Transaction Agent Mortgage Identifi- above-described property will be sold cation Number: 100037506544349104 by the Sheriff of said county as folLender or Broker: GMAC Mortgage lows: Corporation DATE AND TIME OF SALE: June 17, R e s i d e n t i a l M o r t g a g e S e r v i c e r : 2011 at 10:00 AM Nationstar Mortgage, LLC PLACE OF SALE: Dakota County Mortgage Originator: Not Applicable Law Enforcement Center, 1580 HighCOUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, MinneLOCATED: Dakota sota Property Address: 12950 Echo Ln, to pay the debt secured by said mortApple Valley, MN 55124-8656 gage and taxes, if any, on said preT a x P a r c e l I D N u m b e r : mises and the costs and disburse01-34151-04-012 ments, including attorney fees allowed L E G A L D E S C R I P T I O N O F P R O P - by law, subject to redemption within ERTY: Unit No. 12, Condominium No. six (6) months from the date of said 98, Hunter's Run Villas, a c ondo- sale by the mortgagor(s), their perminium located in Dakota County, sonal representatives or assigns. Minnesota. If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propD U E A S O F D A T E O F N O T I C E : erty is not redeemed under Minn. Stat. $85,136.76 §580.23, the Mortgagor must vacate THAT all pre-foreclosure require- the property on or before 11:59 p.m. on ments have been complied with; that December 17, 2011, or the next busino action or proceeding has been insti- ness day if December 17, 2011 falls on tuted at law or otherwise to recover the a Saturday, Sunday or legal holiday. debt secured by said mortgage, or any Mortgagor(s) released from financial part thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: June 17, THE RIGHT TO VERIFICATION OF 2011 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns. OTHER THINGS, THAT THE MORTIf the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. December 17, 2011, or the next busiDATED: May 05, 2011 ness day if December 17, 2011 falls on ASSIGNEE OF MORTGAGEE: a Saturday, Sunday or legal holiday. GMAC Mortgage, LLC Mortgagor(s) released from financial Wilford & Geske, P.A. obligation: NONE Attorneys for Assignee of Mortgagee THIS COMMUNICATION IS FROM Lawrence A. Wilford A DEBT COLLECTOR ATTEMPT- James A. Geske ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 USED FOR THAT PURPOSE. (651) 209-3300 THE RIGHT TO VERIFICATION OF File Number: 010718F02 THE DEBT AND IDENTITY OF THE 2596778 5/5-6/9/11 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE OF MORTGAGE THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE OF THE DEBT AND IDENTITY OF REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of the following described mortgage: GAGED PREMISES ARE IMPROVED DATE OF MORTGAGE:July 10, 2003 WITH A RESIDENTIAL DWELLING OF MORTGAGORS:M a r g o t H e n d r i c k s LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL and Fabian Hendricks, wife and husband. PRODUCTION, AND ARE ABANDONED. MORTGAGEE:Homestead Mortgage DATED: May 05, 2011 A S S I G N E E O F M O R T G A G E E : Corporation. DATE AND PLACE OF RECORDING: Nationstar Mortgage, LLC. Recorded September 3, 2003, Dakota Wilford & Geske, P.A. County Recorder, Document No. Attorneys for Assignee of Mortgagee 2103591, as corrected by Corrective Lawrence A. Wilford Mortgage Recorded: May 21, 2004, as James A. Geske Document No. 2207035. 8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: Woodbury, MN 55125-4393 Assigned to: TCF Mortgage Corpora(651) 209-3300 File Number: 018360F01 2596488 5/5-6/9/11 ��

PUBLIC NOTICE

�� TAX �� PARCEL I.D. #: 021530005003 LEGAL DESCRIPTION OF PROP�� Assigned to: TCF Mortgage Corpora tion, Dated: July 10, 2003, Recorded: September 3, 2003, Document No. 2103592. And thereafter assigned to: CitiMortgage, Inc., Dated: May 11, 2004, Recorded: May 14, 2004, Document No. 2204511. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11665 Horizon Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246050502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 505, Eagles Ridge, Common Interest Community No. 188, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,438.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$154,314.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571389 4/14-5/19/11

PUBLIC NOTICE

ERTY: Lot 5, Block 3, in Brandywine according to the recorded plat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$277,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$286,669.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5730 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571397 4/14-5/19/11

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2139 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571352 4/14-5/19-11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571594 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for River Pointe Condominium Association, Inc. ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota, to-wit: Unit No. 4A, CIC No. 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 555573; Subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof. Subject to encumbrances, liens and interests noted on CECT No. 134754. according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. (C/T 134773 or its successor) PROPERTY ADDRESS: 1111 Sibley Memorial Highway, Unit #4A, Lilydale, MN 55118 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Barbara J. Diebold and Deanna Jo Diebold, as Unit Owners, to River Pointe Condominium Association, Inc., the principal amount of Thirty-One Thousand One Hundred Forty-Nine and 50/100 ($31,149.50) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of River Pointe Condominium Association, Inc., as evidenced by that Notice of Lien dated March 17, 2011, and recorded April 13, 2011, as Document No. T678414 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 15, 2011, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on December 15, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 22, 2011 By /s/ David J. Raymond, #221818 Attorney for River Pointe Condominium Association, Inc. Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 187502 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2588465 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Dated: April 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,002.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 2596443 5/5-6/9/11

PUBLIC NOTICE

Dakota County Recorder, Document No. 2266231, also Registered with the Registrar of Titles on March 7, 2008 as Document No. 624781, on Certificate of Title No. 128051. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as trustee for Goldman Sachs GSAMP 2005-HE1, Dated: October 23, 2004, Recorded: August 12, 2008, Document No. 2607715, also registered with the Registrar of Tiles on August 12, 2008 as Document No. T631767. And thereafter assigned to: Deutsche Bank National Trust Company, as trustee for GSAMP Trust 2005-HE1 Mortgage Pass-Through Certificates Series 2005-HE1, Dated: March 11, 2009, Recorded: March 17, 2009, Document No. 2644138, also registered with the Registrar of Titles on March 17, 2009 as Document No. T640586. Said Mortgage Being Upon Partially Registered Land TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First NLC Financial Services, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2240 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102019001 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Legal Description File No. 3-22893 Parcel 1: That part of Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community Number 126 in Dakota County, Minnesota, according to the recording plat thereof, lying southerly of the following described line: Beginning at a point on the East line of the East Half of the East half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. Parcel 2: Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community number 126 in Dakota County, Minnesota, according to the recorded plat thereof, except that part lying southerly of the following described line: Beginning at a point on the east line of the East Half of the East Half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,339.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

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MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571509 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: April 26, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated September 22, 2005, executed by 1031 Cliff Road, LLC, as Mortgagor to Merchants Bank, National Association, as Mortgagee and filed for record November 2, 2005, as Document Number 2377094 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: Not Applicable 3. The original principal amount secured by the Mortgage was: $ 110,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $ 98,034.39 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Unit Nos. 5 and 55, Park Place Storage and Office Burnsville Condominium, CIC Number 499, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on June 16, 2011, at 10:00 a.m., at the lobby of the Dakota County Sheriff's Office, Lobby S-100, 1580 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033. 8. The street address of the property is: 1301 East Cliff Road, #5 and #55, Burnsville, Minnesota. The tax parcel identification number is: 02-56578-05-055. 9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY : If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagors must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on December 16, 2011. Attorney for Mortgagee Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507)454-3752 MERCHANTS BANK NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Merchants Bank, National Association STATE OF MINNESOTA } } ss. COUNTY OF WINONA } The foregoing instrument was acknowledged before me this 26th day of April, 2011, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2596139 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Sandra Walsh, a single woman and William Lumsden, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2006 Dakota County Recorder Document Number: 2430285 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for SerVertis REO Pass-Through Trust I Dated: March 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604284127208 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Green Tree Servicing LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 646 9th Ave N, South Saint Paul, MN 55075-1611 Tax Parcel ID Number: 36 70209 050 15 LEGAL DESCRIPTION OF PROPERTY: Lot 4, and the North 1/2 of Lot 5, Block 15, South Park Division No. 10, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,921.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for SerVertis REO Pass-Through Trust I Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018364F01 2593907 5/5-6/9/11

PUBLIC NOTICE

ment No. 2427653. And thereafter assigned to: U.S. Bank, National Association, Dated: August 3, 2010, Recorded: November 9, 2010, Document No. 2765057. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3411 156th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457525003 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 3, Rosemount Commons, Common Interest Community No. 267, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,420.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 11, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1173 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580399 4/21-5/26/11

PUBLIC NOTICE

Mortgage Corporation, a Minnesota corporation. MORTGAGED PROPERTY ADDRESS: 5086 147th Street West, Apple Valley, MN 55124. TAX PARCEL I.D. NO.: 01-20505-051-01. LEGAL DESCRIPTION OF PROPERTY: Lot 51, Block 1, Diamond Path Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $146,268.47. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on December 9, 2011, or the next business day if December 9, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: April 13, 2011. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2574513 4/21-5/26/11

PUBLIC NOTICE

��

�� under �� o r o t h e r w i s e t o r e�� c o v e r t h e�� d e b t erty is not redeemed Minn. Stat. secured by said mortgage, or any part §580.23, the Mortgagor must vacate thereof; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- December 03, 2011, or the next busitained in said mortgage, the above ness day if December 03, 2011 falls on described property will be sold by the a Saturday, Sunday or legal holiday. Sheriff of said county as follows: Mortgagor(s) released from financial DATE AND TIME OF SALE: June 9, obligation: NONE 2011 at 10:00 AM THIS COMMUNICATION IS FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , A DEBT COLLECTOR ATTEMPTLaw Enforcement Center, 1580 Hwy ING TO COLLECT A DEBT. ANY 55, Lobby #S-100, Hastings, MN INFORMATION OBTAINED WILL BE to pay the debt then secured by said USED FOR THAT PURPOSE. Mortgage, and taxes, if any, on said THE RIGHT TO VERIFICATION OF premises, and the costs and disburse- THE DEBT AND IDENTITY OF THE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ORIGINAL CREDITOR WITHIN THE allowed by law subject to redemption T I M E P R O V I D E D B Y L A W I S N O T within six (6) months from the date of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on _December 9, 2011, PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 unless the redemption period is ASSIGNEE OF MORTGAGEE: reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. New York Community Bank MORTGAGOR(S) RELEASED FROM Wilford & Geske, P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None Lawrence A. Wilford "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 020194F01 4/21-5/26/11 CIAL ORDER IS ENTERED UNDER 2573991 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF N O T ICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ABANDONED." ORIGINAL PRINCIPAL AMOUNT OF Dated: April 14, 2011. MORTGAGE: $221,920.00 CitiMortgage, Inc. MORTGAGOR(S): Maleigh A. AnderMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. son and Robert J. Anderson, wife and Attorneys for Mortgagee/Assignee of husband MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF REGISTERMinneapolis, MN 55416 ING: (952) 925-6888 Registered: August 01, 2006 Dakota 10-3805 THIS IS A COMMUNICATION FROM County Registrar of Titles Document Number: 595059 A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2580511 4/21-5/26/11 And assigned to: Nationstar Mortgage, LLC Dated: April 09, 2011 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Transaction Agent Mortgage Identifidefault has occurred in the conditions cation Number: 100011520037149590 of the following described mortgage: Lender or Broker: CitiMortgage, Inc. DATE OF MORTGAGE: November 19, Residential Mortgage Servicer: 2004 Nationstar Mortgage, LLC ORIGINAL PRINCIPAL AMOUNT OF Mortgage Originator: Not Applicable MORTGAGE: $140,600.00 CERTIFICATE OF TITLE NUMBER: MORTGAGOR(S): Mark R. Schreiber, 140416 single COUNTY IN WHICH PROPERTY IS MORTGAGEE: MidCountry Bank LOCATED: Dakota DATE AND PLACE OF REGISTERProperty Address: 207 Heritage Cir S, ING: Burnsville, MN 55337-2617 Registered: December 21, 2004 Tax Parcel ID Number: Dakota County Registrar of Titles 02-32500-090-03 Document Number: 554798 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: Lot Nine (9) in Block Three (3) And assigned to: Mortgage Elec- of Heritage Estates, Dakota County, tronic Registration Systems, Inc. Minnesota, according to the duly Dated: November 19, 2004 recorded plat thereof on file with the R e g i s t e r e d : D e c e m b e r 2 1 , 2 0 0 4 Register of Deeds in and for Dakota Dakota County Registrar of Titles County, Minnesota. Document Number: 554799 AMOUNT DUE AND CLAIMED TO BE And assigned to: New York Commu- D U E A S O F D A T E O F N O T I C E : nity Bank $226,553.60 Dated: April 07, 2011 THAT all pre-foreclosure requireTransaction Agent: Mortgage Elec- ments have been complied with; that tronic Registration Systems, Inc. no action or proceeding has been instiTransaction Agent Mortgage Identifi- tuted at law or otherwise to recover the cation Number: 100162500026668054 debt secured by said mortgage, or any Lender or Broker: MidCountry Bank part thereof; that this is registered Residential Mortgage Servicer: New property; York Community Bank PURSUANT to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the CERTIFICATE OF TITLE NUMBER: above-described property will be sold 134598 by the Sheriff of said county as folCOUNTY IN WHICH PROPERTY IS lows: LOCATED: Dakota DATE AND TIME OF SALE: June 03, Property Address: 11226 204th St W, 2011 at 10:00 AM Lakeville, MN 55044-4696 PLACE OF SALE: Dakota County T a x P a r c e l I D N u m b e r : Law Enforcement Center, 1580 High22-71390-002-06 way 55, Lobby S-100, Hastings, MinneL E G A L D E S C R I P T I O N O F P R O P - sota ERTY: Unit No. 1002, Common Inter- to pay the debt secured by said mortest Community No. 340, Springbrook gage and taxes, if any, on said preCondominiums, Dakota County, Min- mises and the costs and disbursenesota. ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within D U E A S O F D A T E O F N O T I C E : six (6) months from the date of said $134,004.30 sale by the mortgagor(s), their perTHAT all pre-foreclosure require- sonal representatives or assigns. ments have been complied with; that If the Mortgage is not reinstated no action or proceeding has been insti- under Minn. Stat. §580.30 or the proptuted at law or otherwise to recover the erty is not redeemed under Minn. Stat. debt secured by said mortgage, or any §580.23, the Mortgagor must vacate part thereof; that this is registered the property on or before 11:59 p.m. on property; December 03, 2011, or the next busiPURSUANT to the power of sale con- ness day if December 03, 2011 falls on t a i n e d i n s a i d m o r t g a g e , t h e a Saturday, Sunday or legal holiday. above-described property will be sold Mortgagor(s) released from financial by the Sheriff of said county as fol- obligation: NONE lows: THIS COMMUNICATION IS FROM DATE AND TIME OF SALE: June 03, A DEBT COLLECTOR ATTEMPT2011 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE: Dakota County INFORMATION OBTAINED WILL BE Law Enforcement Center, 1580 High- USED FOR THAT PURPOSE. way 55, Lobby S-100, Hastings, MinneTHE RIGHT TO VERIFICATION OF sota THE DEBT AND IDENTITY OF THE to pay the debt secured by said mort- ORIGINAL CREDITOR WITHIN THE gage and taxes, if any, on said pre- T I M E P R O V I D E D B Y L A W I S N O T mises and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorney fees allowed THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. REDUCED TO FIVE WEEKS IF A JUDIIf the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. ��

PUBLIC NOTICE

�� CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018960F01 2574705 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Terry L. Severson, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2006, Dakota County Recorder, Document No. 2433378. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 30, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000542569 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15324 Founders Lane #306, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480005306 LEGAL DESCRIPTION OF PROPERTY: Unit 306, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,776.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,684.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2264 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598198 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 MORTGAGORS: C h r i s H e l l i e a n d Michelle Hellie, husband and wife. MORTGAGEE: M e r c h a n t s B a n k , National Association-Hampton. DATE AND PLACE OF RECORDING: Recorded July 11, 2006, Dakota County Recorder, Document No. 2444445. ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, National Association-Winona, Dated: June 28, 2006, Recorded: July 11, 2006, Document No. 2444446. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association-Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 1306 Spring Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215091080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 91, Town of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,304.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 19, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2011. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-602 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598116 5/5-6/9/11

PUBLIC NOTICE

County Recorder, Document No. 2597422. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 31, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000154059 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17355 Greenview Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 221710012004 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Cherry View First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $273,483.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5848 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580137 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,600.00 MORTGAGOR(S): Brian C. Bauman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 13, 2004 Dakota County Registrar of Titles Document Number: 536915 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Bank Dated: March 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401426051385 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131646 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19681 Meadowlark Way, Farmington, MN 55024-2013 Tax Parcel ID Number: 14-82501-254-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 254, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota

Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,714.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019734F01 2578871 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,200.00 MORTGAGOR(S): Roger A. Glewwe, an unmarried person (male) MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261277 ASSIGNMENTS OF MORTGAGE: And assigned to: Unity One Federal Credit Union Dated: March 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029003641991558 Lender or Broker: CU Members Mortgage, a division of Colunial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 985 Allen Ave, West Saint Paul, MN 55118-1314 Tax Parcel ID Number: 42-38000-040-45 LEGAL DESCRIPTION OF PROPERTY: North 48 feet of Lot 4, Block 45, Jackson and Bidwell's Addition to West Saint Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,127.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Unity One Federal Credit Union Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019524F01 2573955 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Brian F. Sweeney and Marlys S. Sweeney, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered August 27, 2004, Dakota County Registrar of Titles, Document No. 546304, Certificate of Title No. 121096. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as trustee for WaMu Mortgage Pass-Through Certificates Series 2004-PR2 Trust, Dated: November 10, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 9029 Coffman Circle, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203270007003 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Three (3), Hidden Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $323,748.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580666 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Jeffrey A Phillips and Sheila A Phillips, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as a nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000123808 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 27, 2006, as Document No. 2448852 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: September 29, 2006, and recorded August 17, 2009 by Document No. 2678790. LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 4, Parkwood South 3rd Addition, Dakota County, Minnesota PROPERTY ADDRESS: 13103 Walnut Dr, Burnsville, MN 55337 PROPERTY I.D: 02-56602-240-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-One Thousand One Hundred Fifty-Three and 15/100 ($251,153.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 21, 2011 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00024-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3977151 05/05/2011, 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011, 06/09/2011 2593379 5/5-6/9/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 2 , 2006 MORTGAGOR: P a t r i c k J . D r u r y , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 2, 2006, Dakota County Recorder, Document No. 2402732. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: March 8, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440002947726 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 320 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364530030201 LEGAL DESCRIPTION OF PROPERTY: Part of Lots 28, 29 and 30, Block 1, Lincoln Park Addition lying East of the West 50 feet and lying West of the East 15 feet thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,601.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2011. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1167 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589347 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,600.00 MORTGAGOR(S): Carlos D. Rocha, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 16, 2006 Dakota County Recorder

County Recorder Document Number: 2412855 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee Dated: April 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100031432005120338 Lender or Broker: First Guaranty Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1268 Timbershore Ln, Eagan, MN 55123-1019 Tax Parcel ID Number: 10-76502-010-08 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Timbershore Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $119,849.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009916F02 2579024 4/21-5/26/11

PUBLIC NOTICE

VICER: American Home Mortgage Ser vicing, Inc MORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Woodgate. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,555.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3323 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580116 4/21-5/26/11

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580777 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L. Harvey, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage LLC. Dated: January 21, 2011 Recorded: February 02, 2011 Dakota County Recorder Document Number: 2783793 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,511.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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�� THIS COMMUNICATION IS �� FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE OF THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN THE THE ORIGINAL CREDITOR WITHIN T I M E P R O V I D E D B Y L A W I S N O T THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, default has occurred in conditions of THE MORTGAGOR'S PERSONAL REP- the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 13, 2007 MORTGAGORS: Serge Ngouambe and CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Sakina Ngandu, husband and wife. MORTGAGEE: Mortgage Electronic 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Registration Systems, Inc. DATE AND PLACE OF RECORDING: GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Recorded September 21, 2007, Dakota LESS THAN FIVE UNITS, ARE NOT C o u n t y R e c o r d e r , D o c u m e n t N o . PROPERTY USED IN AGRICULTURAL 2545527. ASSIGNMENTS OF MORTGAGE: PRODUCTION, AND ARE ABANDONED. Assigned to: Provident Funding AssoDATED: April 21, 2011 ciates, L.P., Dated: December 28, 2010. ASSIGNEE OF MORTGAGEE: TRANSACTION AGENT: Mortgage GMAC Mortgage LLC. Electronic Registration Systems, Inc. Wilford & Geske, P.A. TRANSACTION AGENT'S MORTAttorneys for Assignee of Mortgagee GAGE IDENTIFICATION NUMBER ON Lawrence A. Wilford MORTGAGE: 1000179-3517090006-8 James A. Geske LENDER OR BROKER AND MORT8425 Seasons Parkway, Suite 105 GAGE ORIGINATOR STATED ON Woodbury, MN 55125-4393 MORTGAGE: Provident Funding Asso(651) 209-3300 ciates, L.P. File Number: 017621F03 RESIDENTIAL MORTGAGE SER2578971 4/21-5/26/11 VICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 4741 Blaine Avenue, Inver Grove NOTICE OF MORTGAGE Heights, MN 55076 FORECLOSURE SALE TAX PARCEL I.D. #: 204400050705 THE RIGHT TO VERIFICATION LEGAL DESCRIPTION OF PROPOF THE DEBT AND IDENTITY OF ERTY: THE ORIGINAL CREDITOR WITHIN Unit Number 507, Lafayette Park, THE TIME PROVIDED BY LAW IS CIC No. 370, Dakota County, MinneNOT AFFECTED BY THIS ACTION. sota. NOTICE IS HEREBY GIVEN: COUNTY IN WHICH PROPERTY IS That default has occurred in the conditions of the following described LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF mortgage: DATE OF MORTGAGE: August 12, MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE 2005 MORTGAGOR: Cyril I. Aburime, a DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTsingle person MORTGAGEE: Affinity Plus Federal GAGEE: $182,710.77 That prior to the commencement of Credit Union, a credit union organized under the laws of the United States of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comAmerica DATE AND PLACE OF RECORD- plied with all notice requirements as ING: Recorded August 30, 2005, in the required by statute; That no action or o f f i c e o f t h e C o u n t y R e c o r d e r , a s proceeding has been instituted at law Document No. 2356368, Dakota or otherwise to recover the debt secured by said mortgage, or any part County, Minnesota. M O R T G A G E D P R O P E R T Y thereof; PURSUANT to the power of sale conADDRESS: 9142 Tyne Lane, Inver tained in said mortgage, the above Grove Heights, Minnesota 55077 described property will be sold by the TAX PARCEL I.D. NO. Sheriff of said county as follows: 20-18404-070-01 DATE AND TIME OF SALE: June 17, LEGAL DESCRIPTION OF PROP2011 at 10:00 AM ERTY: Lot 7, Block 1, Coventry Pass PLACE OF SALE: S h e r i f f ' s O f f i c e , 5th Addition, Dakota County, MinneLaw Enforcement Center, 1580 Hwy sota. 55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED: Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT premises, and the costs and disburseOF MORTGAGE: $328,000.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO allowed by law subject to redemption BE DUE AS OF DATE OF NOTICE, within six (6) months from the date of INCLUDING TAXES, IF ANY, PAID said sale by the mortgagor(s), their BY MORTGAGEE: $313,353.93 personal representatives or assigns INTEREST RATE AND PER DIEM: unless reduced to Five (5) weeks under Current interest rate is 5.5%, with a MN Stat. §580.07. daily per diem of $45.56. TIME AND DATE TO VACATE PROPThat prior to commencement of this ERTY: If the real estate is an mortgage foreclosure proceeding Mortowner-occupied, single-family dwellgagee complied with all notice ing, unless otherwise provided by law, requirements by statute; That no the date on or before which the mortaction or proceeding has been instigagor(s) must vacate the property if the tuted at law or otherwise to recover the mortgage is not reinstated under secdebt secured by said mortgage or any tion 580.30 or the property is not part thereof; redeemed under section 580.23 is PURSUANT to the power of sale con11:59 p.m. on December 19, unless the tained in said mortgage, the above redemption period is reduced to 5 described property will be sold by the weeks under MN Stat. Secs. 580.07 or Sheriff of said county as follows: 582.032. DATE AND TIME OF SALE: June MORTGAGOR(S) RELEASED FROM 10, 2011, at 10:00 a.m. FINANCIAL OBLIGATION ON MORTPLACE OF SALE: Dakota County GAGE: None Sheriff's Office, Law Enforcement Cen"THE TIME ALLOWED BY LAW FOR ter, 1580 Highway 55, Hastings, MinREDEMPTION BY THE MORTGAGOR, nesota 55033, to pay the debt then THE MORTGAGOR'S PERSONAL REPsecured by said Mortgage, taxes, if any, RESENTATIVES OR ASSIGNS, MAY BE on said premises, and the costs and REDUCED TO FIVE WEEKS IF A JUDIdisbursements, including attorneys' CIAL ORDER IS ENTERED UNDER fees allowed by law subject to redempMINNESOTA STATUTES, SECTION tion within six (6) months from the 582.032, DETERMINING, AMONG date of said sale by the mortgagor(s), OTHER THINGS, THAT THE MORTtheir personal representatives or GAGED PREMISES ARE IMPROVED assigns. WITH A RESIDENTIAL DWELLING OF DATE AND TIME MORTGAGOR LESS THAN FIVE UNITS, ARE NOT MUST VACATE THE PREMISES: PROPERTY USED IN AGRICULTURAL December 10, 2011, at 11:59 p.m. P R O D U C T I O N , A N D A R E "THE TIME ALLOWED BY LAW ABANDONED." FOR REDEMPTION BY THE MORTDated: April 22, 2011. GAGOR, THE MORTGAGOR'S PERProvident Funding Associates, L.P. SONAL REPRESENTATIVES OR Mortgagee/Assignee of Mortgagee ASSIGNS, MAY BE REDUCED TO USSET, WEINGARDEN AND LIEBO, P.L.L.P. FIVE (5) WEEKS IF A JUDICIAL Attorneys for Mortgagee/Assignee of ORDER IS ENTERED UNDER MIN- Mortgagee N E S O T A S T A T U T E S , S E C T I O N 4500 Park Glen Road #300 582.032, DETERMINING, AMONG Minneapolis, MN 55416 O T H E R T H I N G S , T H A T T H E (952) 925-6888 MORTGAGED PREMISES ARE 90-2121 IMPROVED WITH A RESIDENTIAL THIS IS A COMMUNICATION FROM DWELLING OF LESS THAN FIVE A DEBT COLLECTOR. UNITS, ARE NOT PROPERTY USED 2598377 5/5-6/9/11 IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 22, 2011 MESSERLI & KRAMER P.A. NOTICE OF MORTGAGE By: /s/ Creig Andreasen FORECLOSURE SALE Creig Andreasen (Lic. #334832) THE RIGHT TO VERIFICATION 1400 Fifth Street Towers OF THE DEBT AND IDENTITY OF 100 South Fifth Street THE ORIGINAL CREDITOR WITHIN Minneapolis, MN 55402-1217 THE TIME PROVIDED BY LAW IS (612) 672-3600 NOT AFFECTED BY THIS ACTION. Attorney in Fact for NOTICE IS HEREBY GIVEN, that Affinity Plus Federal Credit Union default has occurred in conditions of IMPORTANT NOTICE the following described mortgage: This communication is from a debt DATE OF MORTGAGE: M a r c h 2 6 , collector and is an attempt to collect a 2004 debt. Any information obtained will be MORTGAGOR: Mark F. Gonzales, A used for that purpose. Single Person. 854976.1 MORTGAGEE: O p t i m u m M o r t g a g e 2589412 4/28-6/2/11 Services Inc.. DATE AND PLACE OF RECORDING:

PUBLIC NOTICE

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�� G A G E�� ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage �� DATE AND PLACE OF RECORDING: Recorded May 7, 2004, Dakota County Recorder, Document No. 2202264. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: March 26, 2004, Recorded: May 7, 2004, Document No. 2202265. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 1, 2006, Recorded: May 5, 2006, Document No. 2426098. And thereafter assigned to: U.S. Bank, National Association, Dated: April 5, 2011. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4492 Cinnamon Ridge Trail Unit A, Eagan, MN 55122 TAX PARCEL I.D. #: 101740018200 LEGAL DESCRIPTION OF PROPERTY: Unit No. 42, Building F, Cinnamon Ridge Carriage Homes, A Condominium, Condominium File No. 41, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,076.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2157 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580344 4/21-5/26/11

PUBLIC NOTICE

LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13674 Brass Parkway, Rosemount, MN 55068 TAX PARCEL I.D. #: 343207505210 LEGAL DESCRIPTION OF PROPERTY: Unit No. 52, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,258.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,191.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2241 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580368 4/21-5/26/11

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580625 4/21-5/26/11

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 7, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2578988 4/21-5/26/11

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580090 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2005 MORTGAGOR: P a u l M c c a r t h y , a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389522. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1291 Windcrest Avenue, Eagan, MN 55123 TAX PARCEL I.D. #: 101417506001 LEGAL DESCRIPTION OF PROPERTY: Lot Six, Block One, Birch Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,738.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5846 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580601 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: July 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,500.00 MORTGAGOR(S): Amanda Stottler, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2006 Dakota County Recorder Document Number: 2452267 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003822-0501159384-6 Lender or Broker: Minnesota Home Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8871 Branson Dr, Inver Grove Heights, MN 55076-3520 Tax Parcel ID Number: 20.11856.003.02 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Common Interest Community No. 181, Rose Hill Villas, a condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,699.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018667F01 2596513 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 MORTGAGOR(S): Michael Wekseth and Leah Schmidt, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422566 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: March 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003023-0601000470-7 Lender or Broker: Lenox Financial

��

Lender or Broker: Lenox Financial Mortgage Corp. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1213 Larch St, Farmington, MN 55024-1791 Tax Parcel ID Number: 14-22505-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,718.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019871F01 2578899 4/21-5/26/11

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5876 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580173 4/21-5/26/11

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580793 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,200.00 MORTGAGOR(S): Kenneth Kaupa and Tracey Kaupa, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 12, 2007 Dakota County Recorder Document Number: 2501920 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., As Trustee, For The Certificateholders, Mastr Asset Backed Securities Trust 2007-NCW Mortgage PassThrough Certificates Series 2007-NCW Dated: September 16, 2008 Recorded: October 14, 2008 Dakota County Recorder Document Number: 2617673 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100488910121916471 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15150 Cimarron Ct, Rosemount, MN 55068-1798 Tax Parcel ID Number: 34.83610.01.610 LEGAL DESCRIPTION OF PROPERTY: Lot 61, Block 1, Wensmann Eleventh Addition, Common Interest Number 252, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,950.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., As Trustee, For The Certificateholders, Mastr Asset B a c k e d S e c u r i t i e s T r u s t 2007-NCW Mortgage Pass-Through Certificates Series 2007-NCW Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020265F01 2575973 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 1998 MORTGAGORS: Timothy E. Oian and Debra J. Redding, both single. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a North American Mortgage Company. DATE AND PLACE OF RECORDING: Recorded January 13, 1999, Dakota County Recorder, Document No. 1566885. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1463 Woodhill Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 028220202080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Vista View 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $65,424.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3642 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580283 4/21-5/26/11

�� Transaction �� Agent �� Mortgage �� Identifi ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2007 MORTGAGOR: D a v i d D . H o r s t , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562393. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC, Dated: March 18, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402075414833 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 8064 Corey Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 208210006100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Village Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,397.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598400 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,205.00 MORTGAGOR(S): David Anderson, a single individual MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: January 30, 2003 Dakota County Recorder Document Number: 1992266 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 18, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi-

cation Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14589 Evergreen Trl, Apple Valley, MN 55124-5740 Tax Parcel ID Number: 01-48845-057-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 57, Common Interest Community No. 124, Mistwood Courthomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,386.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020339F01 2579009 4/21-5/26/11

PUBLIC NOTICE

��

�� premises, and the costs and disburse ments, including attorneys' fees �� That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 11, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580642 4/21-5/26/11

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. Sovereign Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589386 4/28-6/2/11

PUBLIC NOTICE

reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2011. MetLife Home Loans, a division of MetLife Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-519 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589196 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 8 , 2008 MORTGAGORS: Jennifer L. Leacock and James L. Leacock, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 20, 2008, Dakota County Recorder, Document No. 2618729. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 31, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100196368002001470 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Guaranteed Rate, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 403 Camber Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366430001120 LEGAL DESCRIPTION OF PROPERTY: That Part of Lot 1 in Block 20 of Riverside Park Addition to the City of St Paul, lying West of a line running from a point on the North line of said lot, distant 94.5 feet East fo the East line of Camber Ave to a point on the South line of said lot, distanct 96.01 feet (East) of said East line of Camber Ave, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,887.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,776.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5843 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587705 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2007 Christopher L. MORTGAGOR: Tobias and Misty M. Koepke, both single persons MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded July 19, 2007, in the office of the County Recorder, as Document No. 2531535, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 4092 Meadowlark Road South, Eagan, Minnesota 55122 TAX PARCEL I.D. NO. 10-32952-050-08 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Hillandale Addition No. 3, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 718414, as amended, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,568.09 INTEREST RATE AND PER DIEM: Current interest rate is 2.5%, with a daily per diem of $12.22. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: December 17, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1

2596593

5/5-6/9/11

PUBLIC NOTICE

wife. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 5, 2007, Dakota County Recorder, Document No. 2548617. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1120 Bristol Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141530204060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Bristol Square Third Addition, Common Interest Community No. 258 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,511.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5884 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589322 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, aka Mariya Prokhorova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786397 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871

Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,227.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F04 2587816 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 MORTGAGORS: Terrence J. Seivert Jr. and Malissa K. Seivert, husband and wife, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 29, 2007 Dakota County Recorder Document #: 2492269 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 0901, HASTINGS CENTURY SOUTH, CIC NUMBER 336, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 19-17500-901-50 PROPERTY ADDRESS: 371 Frederick Cir, Hastings, Minnesota 55033 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $184,802.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows:

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said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is January 16, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 26, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2589430 4/28-6/2/11

PUBLIC NOTICE

P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 28, 2011 WELLS FARGO BANK, N.A. Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 Asset-Backed Pass-Through Certificates Series 2005-WHQ4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00045-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3975237 04/28/2011, 05/05/2011, 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011 2587423 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGOR: Beverley A. Hayes, A Single Person. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 25, 2007, Dakota County Recorder, Document No. 2491327. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 928 8th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364875001230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, M.D. Miller's Spring Park Addition to South Saint Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,249.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5889 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598599 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 MORTGAGOR(S): Craig T. Pace and Noelle E. Pace, FKA Noelle E. Kopet, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 05, 2005 Dakota County Registrar of Titles Document Number: 576058 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249130000020192 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 111278 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1051 Esther Ln, Mendota Heights, MN 55118-1826 Tax Parcel ID Number: 27-42100-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), in Block Five (5) of Kirchner Add., Dakota County, Minnesota, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,994.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020164F01 2596891 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,800.00 MORTGAGOR(S): Benjamin M. Preisler and Heidi L. Preisler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 13, 2006 Dakota County Recorder Document Number: 2437266 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC. Dated: February 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0060149002-7 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15736 Fremont Way, Apple Valley, MN 55124-6531 Tax Parcel ID Number: 01-32150-915-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 915, Hawthorne Condominium, CIC No. 368, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,685.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019175F01 2583875 4/28-6/2/11

PUBLIC NOTICE

��

�� or assigns representatives Mortgagee/Assignee of Mortgagee com personal plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwelling, unless otherwise provided by law, thereof; PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: June 10, redeemed under section 580.23 is 2011 at 10:00 AM 11:59 p.m. on December 12, 2011, PLACE OF SALE: S h e r i f f ' s O f f i c e , u n l e s s t h e r e d e m p t i o n p e r i o d i s Law Enforcement Center, 1580 Hwy reduced to 5 weeks under MN Stat. 55, Lobby #S-100, Hastings, MN Secs. 580.07 or 582.032. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: April 18, 2011. redeemed under section 580.23 is Chase Home Finance LLC 11:59 p.m. on December 12, 2011, Mortgagee/Assignee of Mortgagee unless the redemption period is reduced to 5 weeks under MN Stat. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE: None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 30-8261 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 4/28-6/2/11 REDUCED TO FIVE WEEKS IF A JUDI- 2589287 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF DEBT AND IDENTITY OF THE OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: April 18, 2011. default has occurred in conditions of CitiMortgage, Inc. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: April 27, 2006 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGORS: Kimberly D. Kragt Attorneys for Mortgagee/Assignee of and Steven J. Kragt, wife and husband. Mortgagee MORTGAGEE:Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded May 11, 2006, Dakota County 10-5799 THIS IS A COMMUNICATION FROM Recorder, Document No. 2428630. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2589056 4/28-6/2/11 Assigned to: Provident Funding Associates, L.P., Dated: February 15, 2011 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: 1000179-9516040314-3 LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: Provident Funding Associates, L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: Provident Funding Associates, the following described mortgage: L.P. DATE OF MORTGAGE: A u g u s t 1 6 , MORTGAGED PROPERTY ADDRESS: 2007 21316 Hytrail Circle, Lakeville, MN MORTGAGOR: Allan W. Giese, a mar- 55044 TAX PARCEL I.D. #: 227250005001 ried person. MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: DATE AND PLACE OF RECORDING: Lot 5, Block 1, Stone Borough, Recorded August 27, 2007, Dakota Dakota County, Minnesota. County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2540366. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Chase Home Finance LLC, MORTGAGE: $194,500.00 Dated: April 21, 2010, Recorded: April AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD30, 2010, Document No. 2727632. TRANSACTION AGENT: Mortgage ING TAXES, IF ANY, PAID BY MORTGAGEE: $190,949.73 Electronic Registration Systems, Inc. That prior to the commencement of TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: 100073000818063414 LENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: Freedom Mortgage Corpo- proceeding has been instituted at law ration or otherwise to recover the debt R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part thereof; VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con4130 Diamond Drive, Eagan, MN 55122 tained in said mortgage, the above TAX PARCEL I.D. #: 10-16700-050-05 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: June 10, Lot 5, Block 5, Cedar Grove No. 1, 2011 at 10:00 AM Dakota County, Minnesota. PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota 55, Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $213,975.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE: $242,870.03 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. TIME AND DATE TO VACATE PROPrequired by statute; That no action or proceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, the date on or before which the mortthereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not redeemed under section 580.23 is Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 11:59 p.m. on December 12, 2011, unless the redemption period is 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , reduced to 5 weeks under MN Stat. Law Enforcement Center, 1580 Hwy Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None premises, and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their personal representatives or assigns ��

PUBLIC NOTICE

�� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2219 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589374 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 MORTGAGOR(S): Aaron Tatone, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 02, 2008 Dakota County Recorder Document Number: 2563952 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: December 06, 2010 Recorded: January 03, 2011 Dakota County Recorder Document Number: 2776287 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402073203006 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2358 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19-29702-430-03 LEGAL DESCRIPTION OF PROPERTY: Lot 43, Block 3, Glendale Heights 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,387.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019555F01 2585460 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,500.00 MORTGAGOR(S): Karen M. O'Brien, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 13, 2007 Dakota County Recorder Document Number: 2543633 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, not in its individual capacity but solely as trustee for the holders of Maiden Lane Asset Backed Securities I Trust 2008-1 Dated: March 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100386100002959500 Lender or Broker: Bear Stearns Residential Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15031 Derby Cir # 214, Rosemount, MN 55068-5519 Tax Parcel ID Number: 348360528004 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 4, Wensmann 6th Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,376.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, not in its individual capacity but solely as trustee for the holders of Maiden Lane Asset Backed Securities I Trust 2008-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019814F01 2593774 5/5-6/9/11

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 2, HOLLY ADDITION TO THE CITY OF SOUTH ST. PAUL, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 36-33400-111-02 PROPERTY ADDRESS: 539 15th Avenue North, South Saint Paul, Minnesota 55075 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $167,000.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is January 16, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 25, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2588297 4/28-6/2/11

PUBLIC NOTICE

recorded plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota PROPERTY ADDRESS: 209 6th Avenue South, South St. Paul, MN 55075 PROPERTY I.D: 36-32550-030-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nine Thousand Forty-Four and 97/100 ($209,044.97) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 14, 2011 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 28, 2011 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2 0 0 7 - H E 5 M o r t g a g e Pass-Through Certificates, Series 2007-HE5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00146-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3975001 04/28/2011, 05/05/2011, 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011 2587380 4/28-6/2/11

PUBLIC NOTICE

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589247 4/28-6/2/11

PUBLIC NOTICE

unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587660 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2007 MORTGAGORS: Dennis J. Gould and Julie L. Gould, husband and wife. MORTGAGEE: American Residential Mortgage, LP. DATE AND PLACE OF RECORDING: Recorded April 30, 2007, Dakota County Recorder, Document No. 2513204. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: April 26, 2007, Recorded: April 30, 2007, Document No. 2513205. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2180 Glen Toro Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 273020104001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Glen Toro Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $736,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $736,979.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011.

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Dated: April 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587628 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,800.00 MORTGAGOR(S): Andrew C. Anderson and Amber L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2007 Dakota County Recorder Document Number: 2535238 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018041372 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18256 Echo Dr, Farmington, MN 55024-8720 Tax Parcel ID Number: 14-19506-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,100.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 2585504 4/28-6/2/11

PUBLIC NOTICE

single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 29, 2004, Dakota County Recorder, Document No. 2271216. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 18, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900788577454 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3796 West 321st Street, Northfield, MN 55057 TAX PARCEL I.D. #: 418340005060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Town of Waterford, according to the recorded plat thereof and situated in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,576.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 18, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587563 4/28-6/2/11

PUBLIC NOTICE

ration RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 21170 Michael Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 250350003026 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” That part of the Northwest Quarter of the Northwest Quarter of Section 35, Township 114 north, Range 17 West, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Section 35, thence South 00 degrees 55 minutes 32 seconds East, assumed bearing, along the West line of the Northwest Quarter of said Section 35, a distance of 660.00 feet to the point of beginning of the land to be described; thence North 89 degrees 40 minutes 37 seconds East, parallel with the North line of the Northwest Quarter of said Section 35, a distance of 660.00 feet; thence South 00 degrees 55 minutes 32 seconds East, a distance of 441.92 feet; thence South 87 degrees 57 minutes 05 seconds West a distance of 660.09 feet to the West line of the Northwest Quarter of said Section 35; thence North 00 degrees 55 minutes 32 seconds West along said West line of the Northwest Quarter of Section 35, a distance of 461.80 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,291.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 14, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 14, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 21, 2011. Bank of America, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589226 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Thomas Arnold Blehm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 06, 2007 Dakota County Recorder Document Number: 2554822 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0070109023-0 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 240th St E, Hastings, MN 55033-9031 Tax Parcel ID Number: 28-01300-030-32 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest 1/4 of Section 13, Township 113, Range 17, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner thereof, thence North 89 degrees 40 minutes 59 seconds East, assumed bearing, along the North line thereof 608 feet to the point of beginning of the land to be described; thence continuing North 89 degrees 40 minutes 59 seconds East, along the North line to a point 750.47 feet East (as measured along the North line) of the Northwest corner; thence South 00 degrees 16 minutes 32 seconds West to the South line of the Northerly 254.5 feet of the Northwest 1/4; thence Westerly, along the South line of the Northerly 254.5 feet to the intersection with a line drawn South 00 degrees 16 minutes 32 seconds West from the point of beginning; thence North 00 degrees 16 minutes 32 seconds East to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,028.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 2583918 4/28-6/2/11

PUBLIC NOTICE

��

�� county �� as fol Association by�� the Sheriff of said R E S I D E N T I A L M O R T G A G E S E R - lows: VICER: U.S. Bank Home Mortgage DATE AND TIME OF SALE: June 10, MORTGAGED PROPERTY ADDRESS: 2011 at 10:00 AM 3147 Jurdy Court North, Eagan, MN PLACE OF SALE: Dakota County 55121 Law Enforcement Center, 1580 HighTAX PARCEL I.D. #: 102096017001 way 55, Lobby S-100, Hastings, MinneLEGAL DESCRIPTION OF PROP- sota ERTY: to pay the debt secured by said mortLOT 17, BLOCK 1, DONNYWOOD gage and taxes, if any, on said preCOUNTY IN WHICH PROPERTY IS mises and the costs and disburseLOCATED: Dakota ments, including attorney fees allowed ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE: $160,400.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns. ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE: $150,237.85 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as December 10, 2011, or the next busirequired by statute; That no action or ness day if December 10, 2011 falls on proceeding has been instituted at law a Saturday, Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: June 16, THE RIGHT TO VERIFICATION OF 2011 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 Hwy T I M E P R O V I D E D B Y L A W I S N O T 55, Lobby #S-100, Hastings, MN AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, disburseand costs the premises, and THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, PRODUCTION, AND ARE ABANDONED. the date on or before which the mortDATED: April 28, 2011 gagor(s) must vacate the property if the ASSIGNEE OF MORTGAGEE: mortgage is not reinstated under secNationstar Mortgage, LLC tion 580.30 or the property is not Wilford & Geske, P.A. redeemed under section 580.23 is Attorneys for Assignee of Mortgagee 11:59 p.m. on December 16, 2011 Lawrence A. Wilford u n l e s s t h e r e d e m p t i o n p e r i o d i s James A. Geske reduced to 5 weeks under MN Stat. 8425 Seasons Parkway, Suite 105 Secs. 580.07 or 582.032. Woodbury, MN 55125-4393 MORTGAGOR(S) RELEASED FROM (651) 209-3300 FINANCIAL OBLIGATION ON MORT- File Number: 019636F01 GAGE: None 2583885 4/28-6/2/11 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDINOTICE IS HEREBY GIVEN that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in the conditions 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 OTHER THINGS, THAT THE MORTORIGINAL PRINCIPAL AMOUNT OF GAGED PREMISES ARE IMPROVED MORTGAGE: $157,100.00 WITH A RESIDENTIAL DWELLING OF MORTGAGOR(S): Jacqueline F. Pflugi LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Smitley and Anthony Smitley, wife and P R O D U C T I O N , A N D A R E husband MORTGAGEE: Mortgage Electronic ABANDONED." Registration Systems, Inc. Dated: April 21, 2011. DATE AND PLACE OF RECORDING: U.S. Bank, National Association Recorded: July 05, 2007 Dakota Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. County Recorder Document Number: 2528528 Attorneys for Mortgagee/Assignee of ASSIGNMENTS OF MORTGAGE: Mortgagee And assigned to: Nationstar Mort4500 Park Glen Road #300 gage, LLC Minneapolis, MN 55416 Dated: March 07, 2011 (952) 925-6888 Transaction Agent: Mortgage Elec19-1829 THIS IS A COMMUNICATION FROM tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiA DEBT COLLECTOR. 2589256 4/28-6/2/11 cation Number: 100139104915500534 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: NOTICE OF MORTGAGE Nationstar Mortgage, LLC FORECLOSURE SALE Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN that COUNTY IN WHICH PROPERTY IS default has occurred in the conditions LOCATED: Dakota of the following described mortgage: Property Address: 418 Frederick Cir, DATE OF MORTGAGE: October 17, Hastings, MN 55033-2635 2006 Tax Parcel ID Number: ORIGINAL PRINCIPAL AMOUNT OF 19-17500-601-50 MORTGAGE: $150,000.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Joseph Lesmez ERTY: Unit No. 0601, Hastings Cenand Analida Patricia Bustos, husband tury South, CIC No. 336 and wife AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Mortgage Electronic D U E A S O F D A T E O F N O T I C E : Registration Systems, Inc. $164,675.41 DATE AND PLACE OF RECORDING: THAT all pre-foreclosure requireR e c o r d e d : N o v e m b e r 0 7 , 2 0 0 6 ments have been complied with; that Dakota County Recorder no action or proceeding has been instiDocument Number: 2473987 tuted at law or otherwise to recover the ASSIGNMENTS OF MORTGAGE: debt secured by said mortgage, or any And assigned to: Nationstar Mort- part thereof; gage, LLC PURSUANT to the power of sale conDated: March 16, 2011 tained in said mortgage, the Transaction Agent: Mortgage Elec- above-described property will be sold tronic Registration Systems, Inc. by the Sheriff of said county as folTransaction Agent Mortgage Identifi- lows: cation Number: 100015904000136832 DATE AND TIME OF SALE: June 10, Lender or Broker: CTX Mortgage 2011 at 10:00 AM Company, LLC PLACE OF SALE: Dakota County R e s i d e n t i a l M o r t g a g e S e r v i c e r : Law Enforcement Center, 1580 HighNationstar Mortgage, LLC way 55, Lobby S-100, Hastings, MinneMortgage Originator: Not Applicable sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preProperty Address: 916 Wescott Sq mises and the costs and disburseApt 304, Eagan, MN 55123-2290 ments, including attorney fees allowed T a x P a r c e l I D N u m b e r : by law, subject to redemption within 10-83611-304-05 six (6) months from the date of said L E G A L D E S C R I P T I O N O F P R O P - sale by the mortgagor(s), their perERTY: Unit No. 304 and Garage Unit sonal representatives or assigns. No. 304, Common Interest Community If the Mortgage is not reinstated N u m b e r 4 9 7 , E a g a n H i l l s C o n d o - under Minn. Stat. §580.30 or the propminium Association, Dakota County, erty is not redeemed under Minn. Stat. Minnesota §580.23, the Mortgagor must vacate AMOUNT DUE AND CLAIMED TO BE the property on or before 11:59 p.m. on D U E A S O F D A T E O F N O T I C E : December 10, 2011, or the next busi$146,228.95 ness day if December 10, 2011 falls on THAT all pre-foreclosure require- a Saturday, Sunday or legal holiday. ments have been complied with; that Mortgagor(s) released from financial no action or proceeding has been insti- obligation: NONE tuted at law or otherwise to recover the THIS COMMUNICATION IS FROM debt secured by said mortgage, or any A DEBT COLLECTOR ATTEMPTpart thereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE t a i n e d i n s a i d m o r t g a g e , t h e USED FOR THAT PURPOSE. above-described property will be sold by the Sheriff of said county as fol- ��

PUBLIC NOTICE

�� ORIGINAL CREDITOR WITHIN TIME PROVIDED BY LAW IS �� USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019464F01 2588209 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Lawrence L. Lillie and Kimberly D. Lillie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 18, 2007 Dakota County Recorder Document Number: 2510422 DATE AND PLACE OF REGISTERING: Registered: April 18, 2007 Dakota County Registrar of Titles Document Number: 609112 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011 Recorded: February 07, 2011 Dakota County Recorder Document Number: 2784660 Registered: February 07, 2011 Dakota County Registrar of Titles Document Number: T675439 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604732780590 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network. Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141144 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3413 Garnet Ct, Burnsville, MN 55337-3478 Tax Parcel ID Number: 02-77900-02-320 LEGAL DESCRIPTION OF PROPERTY: Parcel A: Lot 32, Block 2, Tuxedo Park, Dakota County, Minnesota, except that part thereof lying within the Northwest Quarter of the Northeast Quarter of Section 16, Township 115, Range 20 (Abstract Property) Parcel B: That part of Lot Thirty Two (32), Block Two (2), in Tuxedo Park, according to the recorded plat thereof, lying within the Northwest Quarter of the Northeast Quarter of Section 16, Township 115, Range 20, Dakota County, Minnesota (Torrens Property) AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $445,337.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

THE NOT

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018686F02 2587383 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,300.00 MORTGAGOR(S): Linnea M. Manske and Douglas E. Manske, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2007 Dakota County Recorder Document Number: 2519348 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: March 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604733741484 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 E Burnsville Pkwy, Burnsville, MN 55337-3652 Tax Parcel ID Number: 02-57200-060-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 50, Building No. 10, Apartment Ownership No. 30., Burnhill Townhomes Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,777.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019932F01 2587289 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): David A. Epstein and Carol S. Epstein, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2008 Dakota County Recorder Document Number: 2598206 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000328707 Lender or Broker: The Business Bank, dba Prime Mortgage Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1823 Wentworth Ave, South Saint Paul, MN 55075-1537 Tax Parcel ID Number: 36-32900-201-02 LEGAL DESCRIPTION OF PROPERTY: Lot 20, except the south 10 feet, Block 2, Hillside Terrace, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,765.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018961F01 2583934 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 01, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,900.00 MORTGAGOR(S): Scott Craig and Lisa Craig, Husband and Wife, Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 29, 2008 Dakota County Recorder Document Number: 2593366 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520053851699 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC

Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20710 Helena Ln, Lakeville, MN 55044-8075 Tax Parcel ID Number: 22-82050-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Village Creek First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $419,998.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019642F01 2585472 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,500.00 MORTGAGOR(S): Patrick P. Duckson and Soury Duckson fka Soury Tran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 10, 2005 Dakota County Recorder Document Number: 2369237 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000062431 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17363 Ionia Path, Lakeville, MN 55044-5624 Tax Parcel ID Number: 22-33300-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Homestead Creek, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,607.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018866F01 2583968 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Recorded: May 28, 2010 Dakota County Recorder Document Number: 2732591 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,099.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2010 at 10:00 AM has been postponed to December 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 22, 2010 at 10:00 AM has been postponed to January 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage PassThrough Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 25, 2011 at 10:00 AM has been postponed to February 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage PassThrough Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF

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NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 15, 2011 at 10:00 AM has been postponed to March 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 07, 2011 at 10:00 AM has been postponed to April 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 07, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 07, 2011 at 10:00 AM has been postponed to May 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 04, 2011 at 10:00 AM has been postponed to June 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 2594624 5/5/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 9, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 13, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 27, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 13, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 7, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 10, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 4, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 3, 2011. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 29, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 28, 2011. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 25, 2011. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2588221 5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger

MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New Y o r k M e l l o n f k a Th e B a n k o f N e w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Registered: June 14, 2010 Dakota County Registrar of Titles Document Number: T663349 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010

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�� at ��10:00 �� AM has for�� April 05, 2011 DATED: August 19, �� 2010 ASSIGNEE OF MORTGAGEE: The been postponed to May 05, 2011 at Bank of New York Mellon fka The 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Bank of New York, as Trustee for The Certificate Holders Alternative Lobby S-100, Hastings, Minnesota in said County and State. Loan Trust 2006-HY11, Mortgage DATED: April 05, 2011 Pass-Through Certificates, Series ASSIGNEE OF MORTGAGEE: The 2006-HY11 Bank of New York Mellon fka The NOTICE OF POSTPONEMENT OF Bank of New York, as Trustee for MORTGAGE FORECLOSURE SALE The Certificate Holders AlternaThe above referenced sale scheduled tive Loan Trust 2006-HY11, for September 10, 2010 at 10:00 AM Mortgage Pass-Through has been postponed to October 07, Certificates, Series 2006-HY11 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 NOTICE OF POSTPONEMENT OF Highway 55, Lobby S-100, Hastings, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Minnesota in said County and State. for May 05, 2011 at 10:00 AM has been DATED: September 10, 2010 postponed to June 06, 2011 at 10:00 ASSIGNEE OF MORTGAGEE: The AM in the Dakota County Law Bank of New York Mellon fka The Enforcement Center, 1580 Highway 55, Bank of New York, as Trustee for The Certificate Holders Alternative Lobby S-100, Hastings, Minnesota in said County and State. Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series DATED: May 05, 2011 2006-HY11 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The NOTICE OF POSTPONEMENT OF Bank of New York, as Trustee for MORTGAGE FORECLOSURE SALE The Certificate Holders Alternative The above referenced sale scheduled Loan Trust 2006-HY11, Mortgage for October 07, 2010 at 10:00 AM has Pass-Through Certificates, Series been postponed to November 12, 2010 2006-HY11 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Wilford & Geske, P.A. Lobby S-100, Hastings, Minnesota in Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford said County and State. DATED: October 07, 2010 James A. Geske 8425 Seasons Parkway, Suite 105 ASSIGNEE OF MORTGAGEE: The Woodbury, MN 55125-4393 Bank of New York Mellon fka The (651) 209-3300 Bank of New York, as Trustee for The Certificate Holders Alternative File Number: 013056F01 Loan Trust 2006-HY11, Mortgage 2594667 5/5/11 Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF NOTICE OF MORTGAGE MORTGAGE FORECLOSURE SALE FORECLOSURE SALE The above referenced sale scheduled THE RIGHT TO VERIFICATION for November 12, 2010 at 10:00 AM has been postponed to December 13, 2010 OF THE DEBT AND IDENTITY OF at 10:00 AM in the Dakota County Law THE ORIGINAL CREDITOR WITHIN Enforcement Center, 1580 Highway 55, THE TIME PROVIDED BY LAW IS Lobby S-100, Hastings, Minnesota in NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that said County and State. default has occurred in conditions of DATED: November 12, 2010 the following described mortgage: ASSIGNEE OF MORTGAGEE: The DATE OF MORTGAGE: May 27, 2005 Bank of New York Mellon fka The MORTGAGORS: R i c h a r d A . S u t t e r Bank of New York, as Trustee for The Certificate Holders Alternative and Linda Sutter, husband and wife. MORTGAGEE: Mortgage Electronic Loan Trust 2006-HY11, Mortgage Registration Systems, Inc.. Pass-Through Certificates, Series DATE AND PLACE OF RECORDING: 2006-HY11 Recorded June 16, 2005, Dakota NOTICE OF POSTPONEMENT OF C o unty Recorder, Document No. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 2331162. ASSIGNMENTS OF MORTGAGE: for December 13, 2010 at 10:00 AM has been postponed to January 13, 2011 at Assigned to: U.S. Bank, N.A., Dated: December 27, 2010. 10:00 AM in the Dakota County Law TRANSACTION AGENT: Mortgage Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTsaid County and State. GAGE IDENTIFICATION NUMBER ON DATED: December 13, 2010 MORTGAGE: 100021278843212775 ASSIGNEE OF MORTGAGEE: The LENDER OR BROKER AND MORTBank of New York Mellon fka The G AGE ORIGINATOR STATED ON Bank of New York, as Trustee for The Certificate Holders Alternative MORTGAGE: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERLoan Trust 2006-HY11, Mortgage VICER: U.S. Bank Home Mortgage Pass-Through Certificates, Series MORTGAGED PROPERTY ADDRESS: 2006-HY11 1157 Aston Circle, Burnsville, MN NOTICE OF POSTPONEMENT OF 55337 MORTGAGE FORECLOSURE SALE TAX PARCEL I.D. #: 028481524001 The above referenced sale scheduled LEGAL DESCRIPTION OF PROPfor January 13, 2011 at 10:00 AM has been postponed to January 27, 2011 at ERTY: LOT 24, BLOCK 1, WOOD PARK 10:00 AM in the Dakota County Law PLAT SIXTEEN, DAKOTA COUNTY, Enforcement Center, 1580 Highway 55, MINNESOTA Lobby S-100, Hastings, Minnesota in COUNTY IN WHICH PROPERTY IS said County and State. LOCATED: Dakota DATED: January 13, 2011 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNEE OF MORTGAGEE: The MORTGAGE: $166,400.00 Bank of New York Mellon fka The AMOUNT DUE AND CLAIMED TO BE Bank of New York, as Trustee for The Certificate Holders Alternative DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTLoan Trust 2006-HY11, Mortgage GAGEE: $158,972.94 Pass-Through Certificates, Series That prior to the commencement of 2006-HY11 this mortgage foreclosure proceeding NOTICE OF POSTPONEMENT OF Mortgagee/Assignee of Mortgagee comMORTGAGE FORECLOSURE SALE The above referenced sale scheduled plied with all notice requirements as for January 27, 2011 at 10:00 AM has required by statute; That no action or been postponed to February 14, 2011 proceeding has been instituted at law at 10:00 AM in the Dakota County Law o r o t h e r w i s e t o r e c o v e r t h e d e b t Enforcement Center, 1580 Highway 55, secured by said mortgage, or any part Lobby S-100, Hastings, Minnesota in thereof; PURSUANT to the power of sale consaid County and State. tained in said mortgage, the above DATED: January 27, 2011 described property will be sold by the ASSIGNEE OF MORTGAGEE: The Sheriff of said county as follows: Bank of New York Mellon fka The DATE AND TIME OF SALE: March Bank of New York, as Trustee for The Certificate Holders Alternative 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Loan Trust 2006-HY11, Mortgage Law Enforcement Center, 1580 Hwy Pass-Through Certificates, Series 55, Lobby #S-100, Hastings, MN 2006-HY11 to pay the debt then secured by said NOTICE OF POSTPONEMENT OF and taxes, if any, on said Mortgage, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled p r e m i s e s , a n d t h e c o s t s a n d for February 14, 2011 at 10:00 AM has disbursements, including attorneys' been postponed to March 01, 2011 at f e e s a l l o w e d b y l a w s u b j e c t t o 10:00 AM in the Dakota County Law redemption within six (6) months from Enforcement Center, 1580 Highway 55, t h e d a t e o f s a i d s a l e b y t h e Lobby S-100, Hastings, Minnesota in mortgagor(s), their personal representatives or assigns unless reduced to said County and State. Five (5) weeks under MN Stat. §580.07. DATED: February 14, 2011 TIME AND DATE TO VACATE ASSIGNEE OF MORTGAGEE: The PROPERTY: If the real estate is an Bank of New York Mellon fka The o w ner-occupied, single-family Bank of New York, as Trustee for The Certificate Holders Alternative dwelling, unless otherwise provided by law, the date on or before which the Loan Trust 2006-HY11, Mortgage mortgagor(s) must vacate the property Pass-Through Certificates, Series if the mortgage is not reinstated under 2006-HY11 section 580.30 or the property is not NOTICE OF POSTPONEMENT OF redeemed under section 580.23 is MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 11:59 p.m. on September 15, 2011. MORTGAGOR(S) RELEASED FROM for March 01, 2011 at 10:00 AM has been postponed to April 05, 2011 at F I N A N C I A L O B L I G A T I O N O N 10:00 AM in the Dakota County Law MORTGAGE: None "THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL said County and State. REPRESENTATIVES OR ASSIGNS, DATED: March 01, 2011 MAY BE REDUCED TO FIVE WEEKS IF ASSIGNEE OF MORTGAGEE: The A JUDICIAL ORDER IS ENTERED Bank of New York Mellon fka The UNDER MINNESOTA STATUTES, Bank of New York, as Trustee for 582.032, DETERMINING, SECTION The Certificate Holders Alternative AMONG OTHER THINGS, THAT THE Loan Trust 2006-HY11, Mortgage MORTGAGED PREMISES ARE Pass-Through Certificates, Series IMPROVED WITH A RESIDENTIAL 2006-HY11 DWELLING OF LESS THAN FIVE NOTICE OF POSTPONEMENT OF UNITS, ARE NOT PROPERTY USED IN MORTGAGE FORECLOSURE SALE The above referenced sale scheduled AGRICULTURAL PRODUCTION, AND

PUBLIC NOTICE

for April 05, 2011 at 10:00 AM has

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�� mortg agor(s), their personal representatives or assigns unless �� AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 17, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 16, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 31, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 28, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2593682 5/5/11

PUBLIC NOTICE

reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 12, 2011. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-230 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 11, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-230 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 2, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-230 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2597224 5/5/11

PUBLIC NOTICE

Block Four (4), of said Hungry Point Farm, as measured along said easterly line of Outlot A; thence North 59 degrees 59 minutes 20 seconds East, based on the bearings of said Hungry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 minutes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees 44 minutes 34 seconds West, a distance of 463.00 feet to the east line of said Outlot A; thence North 1 degree 48 minutes 54 seconds West a distance of 180.04 feet to a corner of said Outlot A; thence easterly along the southerly line of Outlot A to the southeasterly corner of said Outlot A; thence North 9 degrees 54 minutes 41 seconds West, a distance of 35.14 feet to the point of beginning, according to the United States Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $187,700.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2597973 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill,

ERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION

FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 04, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 05, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 05, 2011 at 10:00 AM has been postponed to June 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2594643 5/5/11

PUBLIC NOTICE

2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010, and recorded September 30, 2010 by Document No. 2755913. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for April 26, 2011 at 10:00 AM, has been postponed to May 31, 2011 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: April 26, 2011 U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00499-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3970620 05/05/2011 2593967 5/5/11

PUBLIC NOTICE

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 5, 2011 y

g g g DATE OF MORTGAGE:March 2, 2007 MORTGAGORS:L e a h M . J o h n s o n f/k/a Leah M. Zezulka and Andrew Johnson, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2007, Dakota County Recorder, Document No. 2503984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 24, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000038306 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MidAmerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 809 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008001 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 8, Block 1, East Farmington 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,840.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 7, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2596358 5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Christian P Lorenzen and Lisa M. Lorenzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2005 Dakota County Recorder Document Number: 2364893 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Dated: March 09, 2010 Recorded: April 19, 2010 Dakota County Recorder Document Number: 2725581 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014440002229326 Lender or Broker: NetBank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23870 Conrad Ave, Hampton, MN 55031-9725 Tax Parcel ID Number: 17.00700.010.51 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the South 785 feet of the West 290 feet of the E 1/2 of the SW 1/4 of Section 7, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County,

Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,829.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND

ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-57CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-57CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013148F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2011 at 10:00 AM has been postponed to May 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-57CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-57CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013148F02 2589184 5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Edward C. Johnson and Judith M. Johnson, aka Judy M. Johnson, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 19, 2006 Dakota County Recorder Document Number: 2438902 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 18, 2011 Recorded: January 31, 2011 Dakota County Recorder Document Number: 2783142 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0594716904-4 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4073 156th St W, Rosemount, MN 55068-6601 Tax Parcel ID Number: 34-67650-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Shannon Pond, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,378.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate

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g g the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2011 at 10:00 AM has been postponed to June 30, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018391F02 2584260 5/5/11

Submitted photo

A grand opening for Vintage Marketplace will be held the first two weekends of May.

Antiques store to open in Farmington in May by Laura Adelmann DAKOTA COUNTY TRIBUNE

A new business in Farmington will offer items that bring the past to life, sometimes in entirely new creations. At Vintage Marketplace, which opens in May at 305 Oak Street, customers will find antiques, shabby chic, collectables and vintage jewelry alongside â&#x20AC;&#x153;repurposedâ&#x20AC;? items. For example, shoppers may find a cabinet door reworked into a chalkboard or

a lamp made of teacups and saucers. One of the male vendors even features antique fishing lures, guns and taxidermy items. A grand opening celebration is planned for the first two weekends of May, beginning on Thursday, May 5. A ribbon-cutting will be held on May 12. During the grand opening, visitors will be invited to enjoy refreshments and enter a contest that involves correctly identifying an item

of interest. The store is the dream of Ricki Breiter and Nancy Cauley, two local women who met as they pursued buying and selling antiques. â&#x20AC;&#x153;We just got along so good together, and when Nancy decided she wanted to start out on her own, she enticed me to join her,â&#x20AC;? Breiter said. According to an April 25 news release, 13 vendors will set up their wares throughout the store. â&#x20AC;&#x153;Everyone has a real

Submitted photo

This is a sampling if items displayed at Vintage Marketplace in downtown Farmington. unique space and a knack for setting them up,â&#x20AC;? Breiter said. She added that she and Cauley hope the antiques, many which are bargainpriced, will entice new shoppers to Farmington, and said the cityâ&#x20AC;&#x2122;s old-town charm drew them to open in the downtown. â&#x20AC;&#x153;We liked the history and

the small-town feel,â&#x20AC;? Breiter said. Beginning May 5, store hours will be: 10 a.m. to 8 p.m. Thursdays and Fridays; 10 a.m. to 7 p.m. Saturdays; and 11 a.m. to 5 p.m. Sundays. Laura Adelmann is at laura.adelmann@ecm-inc.com.

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May 5, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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