05/06/2010 - Dakota County Tribune Business Weekly

Page 1

Wildlife business takes flight in Lakeville 9A Race to the Top’s false start and recovery 12A Lawmakers make Vikings stadium proposal 14A

JESSICA HARPER T.W. BUDIG T.W. BUDIG

dakotacountytribune.biz dakotacountytribune.biz

DATE6,##, 2009 MAY 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 10

Dakota County Tribune Since 1884

B

U

S

I

N

E

S

S

w

e

e

k

Tough economy good for college enrollment Community and technical schools are experiencing a boom in job-skills training by Jessica Harper DAKOTA COUNTY TRIBUNE

College enrollment has risen over the years and some speculate it is due, in part, to displaced workers returning to school. “Many folks thought they didn’t need an education ... Then the rug was pulled right out from under them, and they find themselves looking for a new career after 25 years in the field,� said Scott Gunderson, chair of the business and management department at Dakota County Technical College. Gunderson said he has seen a “huge influx� in enrollment in the last year due to layoffs. Enrollment in DCTC’s business school in Apple Valley increased by about 20 percent between the fall of 2008 and the fall of 2009, he said. The program, which was launched in 2003, consists of an array of business degrees such as marketing, entrepreneurship, business management, among others. DCTC also offers independent study opportunities in which career experience can transfer into credits for individuals who are age 25 and older. Enrollment, in general, at DCTC increased from 2,104 students in the fall of 2008 to 2,206 students in the fall of 2009. Although DCTC does not track how many of these students are returning from the workforce, Gunderson said that anecdotally he is seeing more displaced workers return to school. As its enrollment grows, the vo-

Business Education

Photo submitted

Scott Gunderson of Dakota County Technical College said he has seen a 20 percent increase in enrollment at the vocational school’s business program in Apple Valley. Gunderson said that he is seeing more displaced workers return to school.

Photo submitted

Enrollment in general at DCTC is on the rise from 2,104 students in the fall of 2008 to 2,206 students in the fall of 2009. This is in sync with statewide trends.

cational school is looking at potentially expanding its Apple Valley site, Gunderson said. Inver Hills Community College also has seen an influx in enrollment. In the fall of 2008, the community college had 5,607 students. This increased to 6,210 by the fall of 2009. Like DCTC, Inver Hills does not track how many of these students are returning from the workforce, but Peter Hoch, director of business development, said he is seeing more displaced workers return to school. Rassmussen College in Eagan is seeing similar trends. Enrollment at the private school has increased from 500 students the fall of 2008 to 900 students the fall of 2009. Rassmussen, which offers associate and bachelors degrees has seen an increase in students returning from the workforce. But that is to be expected since that college is tailored to people returning from the workforce, said Antar Salim, business program coordinator at Rassmussen College in Eagan. The local community colleges are in sync with statewide trends. Enrollment in colleges and universities statewide has increased 19.9 percent between the fall of 2004 and the fall of 2008, according to the Minnesota Office of Higher Educa-

+&//: 800%4 "/ 45"$&: "$,&3. "/%3&8 .*--&3

" PG QSPN PUJPOT FQSFOFV S " " OFX A'SPOUJFS UFTUT ZP VOH FOUS " 5ISFBET *OLT S FOUFSUB JONFOU B (SBOE 4MBN GP

70-6 .&

/6. #&3

USJCVOF CJ[

EBLPUBDPVOUZ

4JODF

#

6

4

*

/

&

4

4

X

F

F

L

M

INSIDE BIZ FORUM

Minnesota legislators need a reality check — A Vikings stadium is not feasible when facing budget shortfalls. PHIL KRINKIE 4A FORUM

JOE WITT BUSINESS 101

Take f ive easy steps to create conditions for organizational learning to transform your work environment. HAROLD TORRENCE 6A BEST PRACTICES

Engaging in constructive conflict creates a culture in which people are unafraid to speak the truth. JEFF APPELQUIST 7A

&

Amy Henschel

Federal f inancial regulatory bill creates burdens for banks while leaving nonbank lenders off the hook. 4A

Troy Olson

Aaron Groshong

!""'! !

$

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Interested in a FREE subscription?

une Dakota County Trib )JUUJOH

"6(6 45

y

See Enrollment, Page 2A

There are many reasons people return to school: a mom returning to work after a divorce, a veteran who feels a new career would be better than another deployment in Iraq or a mortgage-industry worker displaced by the housing bust. They are part of a new boom in college and vocational school enrollment. See Stories, Page 2A

l

Z

*/4*%& #*;

'036.

5IF -FHJTMBUVSF DPVMEO U CBMBODF B CVEHFU UIF HPWFSOPS DPVME 0, CVU UFOEFE UP PUIFS IPU UPQJDT 1)*,3*/,*&

"

#64*/&44

EVSFT EF TBMPO FO 8 IJMF GBET GB

" NFOUPS DBO IFMQ B ZPVOH XPSLFS SJTF UISPVHI UIF SBOLT PG BO PSHBOJ[BUJPO PS MFBE UP PUIFS DBSFFS PQQPSUVOJUJFT

)"30-% " 5033&/$& TLJMMT UISPVHI BOE EFWFMPQJOH UIFJS %T 5*$&4 UIF #&45 13"$ SFBEJOH WJEFPT BOE $ BMTP DSFBUFE ,OPXJOH UIF 5IF DPNQBOZ XIJDI FO EJGGFSFODF CFUXFFO 4UBS 5ISPXFS QSPHSBN H BOE QSPGFT BEWFSUJTJOH BOE IBODFT TFMG MFBSOJO OU 5FBN NFN QVCMJD SFMBUJPOT TJPOBM EFWFMPQNF E UP BUUFOE DBO IFMQ CVTJOFTTFT CFST BSF FODPVSBHF JEF FWFOUT UP DSFBUF CV[[ UIBU JOEVTUSZ BOE OBUJPOX XPSLT FN TUBZ BCSFBTU PG USFOET TFWFSBM IBT DLFSNBO 45"$&: " CZ 4UBDFZ " $PMF T 4BMPO JUI UIF DPN /5: 53*#6/& / %",05" $06 "$,&3." QMPZFFT XIP WF CFFO XVTF UIFZ LFFQ $PMF T GPVOEFS PG QBOZ GPS ZFBST CFDB UISPVHIPVU %PVH $PMF 4U 1BVM #BSCFS 5*$&4 HSPXJOH #&45 13"$ MFBSOJOH BOE 4BMPO BUUFOEFE FSF IF MFBSOFE 1JYBS QSPNPUFT UIFJS DBSFFST CFFO BMM * OFFE UP 4DIPPM BU BHF XI IJT MPOHUJNF 3JFOUT B DVMUVSF PG i$PMF T IBT TVDDFTTGVM BOE CF GSPN +FSSZ DPNNVOJDBUJPO BU NBLF NZ MJGF VSQIZ B NFOUPS XPSLT UIBU SFBQT U UIF GVMGJMMFE w TBJE +BOFM . 5PEBZ 3JFOUT MPO BT B CBS 4BMPO WFUFSBO i"BCPVU JOOPWBUJPO BOE SOEPSG GPS ZFBS $PMF T 1IPUP CZ 3JDL 0 $PMF T "QQMF 7BMMFZ TB * GFFM HPPE QSPmUT JO IBT CFFO EPJOH VFT PO 5JN FOE PG UIF EBZ CFS XIJDI IF PPE w OUT DPOUJO NPWJF NBLJOH 5SJTI .FMJTTB )BOT NBLJOH PUIFST GFFM H IBT UIF QBTU ZFBST 3JF +&'' O IBT HSPXO UISPVHI " IJQ GSPN MFGU -BVSB JTI 4UPSIPGG GPS $PMF BOE $PMF T 4BMP OVSUVSJOH FNQMPZ *45 UP CF B NFOUPS UIF MBTU GPVS EF $PMF T 4BMPO MFBEFST BS 5PVSUJMMPUU BOE 5S "11&-26 CZ GPS QMFT w /VH UIF ZFBST JOTQJSFE IJN B MPZBM DMJFOUFMF $PMF %PVH $PMF $I PZ BOE QSJODJ UIF (PMEFO BOE CVJMEJOH FFO TFFJOH UIF DBEFT IBT UBVHIU IJT FNQM IBU $PMF TUBSUFE FNQMPZFFT FFT FE IJT GJSTU $PMF T 4B XBT UIJOH $PMF MBTU ZFBST BOE JT X D HFUT QSPHSBN JO XIJDI OVH .BOZ DMJFOUT IBWF C M ZFBST $PMF PQFO JO *U UP XSJUF FFT GPS UIF TJOFTTFT TV TBNF TUZMJTU GPS TFWFSB F LFFQT NF MPO JO #VSOTWJMMFTPVUI PG UIF SJWFS BSF DIBMMFOHFE NFS TFSWJD IF BUUSJCVUFT UP IJT CV UIF POMZ TBMPO TFSWJDFE UIF FO HFUT JO TJY NPOUIT BSF QVUUJOH i5IF DVTUP TBJE 5SJTI 1FSLJOT UIBU DFTT $PMF PQFOFE i(PMEFO OVHHFUT *U JT DPNJOH CBDL w 7BMMFZ TBMPO BU UIBU UJNF IF MBUF T *O %PVH BU UIF "QQMF JO PVS NJOE 4PVUIEBMF TJDB UJSF GBNJMZ %VSJOH U JOH BOE JU XBT #BSCFS BU HPPE UIJOHT TFMG UBML BOE TFMG B DMJFOU FFO TFFJOH TUZMJTU +FT $IJMESFO T BU BHF FMZ QPTJUJWF XIP IBT C #VSOTWJMMF XBT CPPN Z GPS $PMF UP F ZFBST MBUFS POF BCPVU ZFBST i5IFZ EFGJOJU JMM Z BOE .BMM 5ISF B QFSGFDU PQQPSUVOJU UIPVHIU w $PMF TBJE UIF TBMPO CFDBVTF FNQMPZFFT 4UBQG GPS BU ZPV XBOU +FTTJDB X w DPNNVOJU DMPTFE $PMF T PG IF UIF I POF IFZ DBUFS UP XI FF[F NF JO HSPX XJUI &WFSZ FNQMPZFF XBT UPP NVD * EJEO U JT HJWFO B OPUFCPPL JO XIJDI U T UBLF NZ DBMMT BOE TRV HFE JO UIF SBJTF IJT PXO GBNJMZ QBOZ XJMM BHF UP BGGJSNBUJPO CFS UIF DPN 8IJMF B MPU IBT DIBO Z i'SPN I XBT EFUSJNFOUBM UP NZ XSJUF EPXO QPTJUJWF UIF DPN (FOFSBM 5IJT 0DUP F XJMM SFDFJWF NF UP PWFS ZFBST ZFBS BOOJWFSTBS MFBSO XIJD %JTUSJCVUJPO FODPVSBHFE DFMFCSBUF JUT DVSSFOUMZ PQFSBUFT FWFSZ EBZ TVDI BT i8 i)BCJUT MFBWF CVTJOFTT U DIBOHFE JUT DPSF WBMVFT CVTJOFTT +FSSZ UZ FMJFWFw BOE "EWFSUJTJOH S B EBZ w $PMF QBOZ IBTO 5IF CVTJOFTT OTWJMMF "QQMF TUBSU MFBSOJOH BO IPV CFHJOOJOH XIBU XF C GSPN USVTU BOE IPOFT 4BWBHF IBT B XIJDI TUFNUT PG iHSPXJOH ZPVSTFMG w UIF WFSZ GJWF TBMPOT o JO #VS B USBJM w 4BMPO BMTP JO &BHBO BOE $PMF TBJE i'SPN B MFBSOJOH DVMUVSF 7BMMFZ UXP &BDI $PMF T XIFSF FNQMPZFFT BOE DPOTJT 4FF $PMF T 1BHF " XF FTUBCMJTIFE UP CFUUFS FNQMPZFFT o BOE IBT MFBSOJOH MFBSOJOH MJCSBSZ IJT MPDBUJPOT HSPVOEFE JO UIF EFTJSF F WBMVF UP PVS BSF FODPVSBHFE UP LFFQ TUSPOH IBT QVSQPTFGVMMZ LFQU WBMVFT SJWFS UP GPSN PVSTFMWFT QSPWJEF USV MJWF CZ PVS TPVUI PG UIF DVTUPNFST BOE DPNNVOJUZ UJFT O IPVS B EBZ JT TPNF -FBSOJOH B

(+* +)

$PMF T 4BMPO DFMFCSBUFT ZFBST

F JUJPO POMJO VS EJHJUBM FE ta County Tribune Dako

$IFDL PVU P

QBHF in JQw UP UIF OFYU LT UP UIF ST PG UIF QBHFT UP [PPN JO 5IF MJOG UIF QBHF $MJDL PO DPSOF PUUPN P PQ PG BOZ QBHF UP $MJDL PO UIF U C 4JUFT XJMM BQQFBS BU UIF C PVS FTT $MJDL PO "EWFS UJTFS 8F QBSUJDVMBS CVTJO -PPLJOH GPS B FY BU UIF UPQ PG UIF QBHF "EWFS UJTFS *OE FZ XPSE 4FBSDIBCMF CZ L

&44 8

&&,-:

#64*/ #VSOTWJMMF CJ[ $P 3E PVOUZ5SJCVOF XXX %BLPUB$ "%7&35*4*/(

Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11 Burnsville, MN 55337 or fax to: 952-846-2010

__________________________________________________ _____________________________ BUSINESS NAME

ATTENTION

________________________________________________________________________________ ADDRESS

________________________________________________________________________________ CITY/STATE/ZIP

__________________________________________________ _____________________________ SIGNATURE

DATE

________________________________________________________________________________ EMAIL

2A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

He prefers an HR job to another deployment

Business Education

by A.M. Vehling DAKOTA COUNTY TRIBUNE

From stay-at-home mom to health-care student by A.M. Vehling DAKOTA COUNTY TRIBUNE

For the past 11 years, Amy Henschel of Farmington has been a “stay-at-home� mother. Then came a divorce and the kind of economic hardship that such a life event spawns. Henschel needed to get a job; a daunting prospect during what is the most profound recession since the 1930s. One major problem she faced was that her children didn’t count as references on a resume. “My resume is pretty blank,� she said. “Any of my references are from 11 years ago. I just knew that I had to go back to school to get a good job.� So Henschel enrolled at the Minnesota School of Business to get an associate’s degree. Upon her return to school, Henschel was uncertain about getting back into the medical field. She had studied to be a paramedic in the 1990s and was uncertain she would really be interested in that line of work again. But a meeting with her admissions counselor led her to realize that the medical field is where the jobs are and will be.

Amy Henschel “With all the aging baby boomers,� Henschel said, “it will be a guaranteed position, just not guaranteed wealth; which is fine because I’m not looking to get rich. I just want to make enough to pay my bills.� It was a good move, too, she said, because once she took her first course, which focused on anatomy and physiology, she was in love all over again. Henschel said she enjoys the flexibility of the Minnesota School of Business. The campus is easy to get to, she said, and she even takes some online courses. Both of these help her to balance her role as a student and a single mother. To pursue economic stability, Henschel has had to

sacrifice in the short term to secure a stable future for herself and her children. She said she feels excited when she and her kids are able to rent a movie. She told of a time when she rented a movie at Blockbuster with a coupon and then bought her children popcorn from the neighboring movie theater. In essence, she said, it’s the simple things that make her family happy. She said that one day last week she was perusing the Dakota County website and learned she was living at 100 percent of the federal poverty level. “I don’t feel poor,� she said. “I’ve got a house and I drive a car.� So Henschel is looking ahead to a time when she will use her degree as a medical assistant to secure a position in a family practice and provide for her children. It is a job, she said, that she feels right about. It will give her an income, benefits and speak to her abilities. “I’m an empathetic person and I like to take care of people.� A.M. Vehling is at aaron. vehling@gmail.com

ďż˝

There were times in the past couple years when Iraq War veteran Troy Olson got frustrated and even a bit sullen. The Apple Valley man had a wealth of respectable experience on his resume: he was an aviation mechanic for two major airlines; he is in the Air Force Reserves; and he has a degree in auto mechanics from Dunwoody College. But none of this seemed to mean anything because he would not get so much as a returned call, let alone an opportunity to interview. Last week alone, he applied for 12 jobs. “I actually thought (at one point) about asking for another deployment,� Olson said. “I know people who go on deployment after deployment because they have no money or work.�

by A.M. Vehling DAKOTA COUNTY TRIBUNE

Aaron Groshong was riding high before the housing bubble burst. He had a nice, new truck and motorcycle, the latest technological gadgetry and a well-paying job in the mortgage business for which he left community college. But by 2008, banks stopped lending money and people stopped buying houses. The markets tanked, the world panicked and businesses began to shed jobs. Groshong, of Apple Valley, said he found himself working twice as hard for half the money. The commission-based compensation that once proved a boon was now eating away at the life he had built for himself. There were days, he said, that he actually lost money despite working up to 12 hours. “I thought to myself that there had to be a better way,� Groshong said. Seeing an opportunity for self-renewal amid the ashes of economic destruction, Groshong decided to return to school to become a paralegal.

Enrollment from Page 1A

ďż˝ ďż˝ !

ďż˝ ďż˝ " #$ " $

A.M. Vehling is at aaron. vehling@gmail.com

The mortgage business was a learning experience

ďż˝

Troy Olson As an alternative to another two years in Iraq, Olson decided to go back to school. With tuition benefits from the military, he is pursuing a bachelor’s degree in business management with a focus on human resources (HR) at the Minnesota School of Business. “I am hoping to get a position in human resources at a large company in Minnesota,�

Olson said. He added that he would be interested in returning to the aviation industry in a human-resources capacity, but he is certainly open to other firms as well. So much of Olson’s life right now centers on his responsibilities as a full-time student and his role in the Air Force Reserves. He would still like to have a job while he studies, though. “It would relieve a lot of stress,� he said. He still has at least a year left in school, but he said he has already started looking into HR positions. “I am getting out there,� Olson said. “I’m putting my name out there – putting my feelers out and networking.�

tion. Between the fall of 2008 and the fall of 2009, college enrollment increased 5.3 percent from 353,359 students to 372,108 students. In addition to traditional programs, colleges and universities are working to help dislocated workers by offering nondegree programs in which students can take classes to

Aaron Groshong “It fits how my mind works,� he said of the analytical nature of law. At the time, he felt almost like an outsider. He did not know many people who had experienced the turmoil he had. That was until he started attending classes at the Minnesota School of Business in Lakeville. “All of a sudden I was talking to people who were going through the same thing,� he said. “I’m building these new relationships with people that outside these walls I’d never think to talk to. We have a bond.� Nowadays, Groshong devotes his time to his academic studies and reads a variety of

economic and trade publications. He sees his tumult as an opportunity to downsize his life and focus on school. “I sold everything and I’ve cut everything I could have cut,� he said. “I live simply. I drive a 20-year-old car. I see this as an opportunity to get the highest GPA possible and to do myself a service for once.� Groshong’s focus is paying off. He is on the dean’s list and is enjoying his classes. Being unemployed and lacking the wherewithal to keep up with the neighbors has allowed him to focus on school as his career. “I don’t feel I’m missing out on anything,� he said. “I enjoy embracing school.� Looking back at his stint as a mortgage banker, which he calls a “rollercoaster experience,� Groshong said that he feels as if he learned something he can bring into his new career as a paralegal. “I treat it as a positive, learning experience,� he said. “It’s a launching pad for greater things.� A.M. Vehling is at aaron. vehling@gmail.com

active duty military personnel and their families. The program taught these job seekers how to prepare for an interview, write an appealing resume and cover letter, create a portfolio, among other marketable skills. It also offered networking opportunities with working Additionally, DCTC held a professionals. series of seminars earlier this Jessica Harper is at year called Your Edge, which was aimed at DCTC students, jessica.harper@ecm-inc.com. alumni, and U.S. veterans and build job skills or obtain certifications at a reduced tuition. Both Inver Hills and DCTC offer such opportunities. “We want to create flexibility for those who already have a degree and want to build upon that degree or change their field,� Gunderson said.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up RODNEY HELGAAS

Buzz Spotlight DCTC teacher earns Instructor of the Year award Charlotte Kodner recognized for dedication to students

Completes accelerator course Farmers Insurance Burnsville

Rodney Helgaas, a Farmers Insurance agent in Burnsville, has completed the insurance agent career accelerator course at the University of Farmers. The University of Farmers training facility, located in Agoura Hills, Calif., was officially dedicated November 3, 2006. Farmers CEO Robert Woudstra noted that the university is national in scope, and offers training to Farmers’ 15,000 agents and staff, 500 district managers and 10,000 claims staff year round.

Accolades

by Jessica Harper

about themselves,” she said. The most rewarding part For Charlotte Kodner, ofabout teaching, she said, is the fice careers instructor at Daopportunity to see struggling kota County Technical Colstudents blossom. lege, going the extra mile for Kodner was nominated by students is a natural part of the DCTC graduate Anna Voight. job. “She’s an awesome instrucCharlotte This philosophy led her to Kodner tor ... She constantly goes out be named Instructor of the of her way to help students,” Year by the Minnesota State College Voight said. Student Association. Voight said Kodner was instru“It’s an amazing honor, because its mental in helping her acclimate when an award that originates from stushe was a new student at DCTC. dents,” Kodner said. “She positively affects all her stuKodner has taught at DCTC for dents and it wears on all of us to carry more than 30 years. that attitude with us,” Voight said. Teaching has been a life-long asKodner’s humor creates an enterpiration, she said. taining classroom environment and “I wanted to make a difference her techniques keep students enin the lives of others and help them gaged, Voight said. discover something they didn’t know “Her lectures are better than DAKOTA COUNTY TRIBUNE

watching TV,” she said. Most importantly, Kodner will go out of her way to mentor students even if it requires her to come to work early, stay late or miss her lunch break, Voight said. “She’s always going out of her way for students even if they are not her students,” Voight said. Voight is one of many students Kodner has taken under her wing. She was instrumental in helping DCTC student, Kim Thole, who suffered from pancreatic cancer, attain an honorary associates degree before her death last year. ““Kodner really cares about each and every one of her students,” Voight said. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

CHRISTINE DEGRAMMONT Earns Mary Kay pink Cadillac Mary Kay Inc. Lakeville

Christine DeGrammont of Lakeville has earned the use of the exclusive Mary Kay pink Cadillac, the most coveted incentive awarded by Mary Kay Inc. The new Cadillac comes in pearlized pink, a color unique to the Mary Kay Career Car Program. DeGrammont began her Mary Kay business as an independent beauty consultant in 1994 and became an independent sales director in 1995.

Business Briefs DUCKS UNLIMITED RECOGNIZES FLINT HILLS RESOURCES Partnering with Flint Hills Resources has allowed Ducks Unlimited to enhance Minnesota’s rich waterfowl traditions by protecting, restoring and managing tens of thousands of wildlife habitat acres. Ducks Unlimited recently recognized Flint Hills Resources with its Benefactor Roll of Honor award for its philanthropic contributions to Ducks Unlimited’s conservation work. With a current grant from Flint Hills, Ducks Unlimited and its partners are enhancing 6,806 acres of important waterfowl habitat on eight shallow lakes and acquiring 140 acres of new wildlife management areas. During the past 15 years, contri-

Business Briefs

Business Briefs

Business Briefs

butions from Flint Hills have helped Ducks Unlimited evaluate and manage more than 36,000 acres of wild rice on 116 lakes in northern Minnesota and permanently protect, with voluntary conservation easements, 1.5 miles of sensitive shoreline and 202 acres of wetlands and grasslands. Ducks Unlimited is the world’s largest non-profit organization dedicated to conserving North America’s continually disappearing waterfowl habitats.

of perspectives. The North Carolina Council was a major sponsor of the International Conference on Self-Determination, held in Raleigh, N.C. earlier this year. The MarCom Awards competition, which attracts entries from across the United States and abroad, is sponsored by the Association of Marketing and Communication Professionals.

when a bus will arrive, and where it is at that moment. For more information on this application, called “route shout,” visit www.m.routeshout.com.

WALLACE GROUP EARNS MARCOM AWARD The Wallace Group, an Eagan-based marketing communications firm, has been honored with a Gold Award in the international 2009 MarCom Awards competition. The Wallace firm received the award for a video it produced for the North Carolina Council on Developmental Disabilities focusing on the growing tide of sentiment for more freedom to make decisions for those with intellectual disabilities. Called “Self-Determination Is…,” the video runs 16 and a half minutes and includes comments from self-advocates, leaders in the field and government officials. Some 25 interviews were conducted in the production of the video, examining the issues involved from a variety

MVTA ANNOUNCES PLANS TO ADD GPS TO BUSES The Minnesota Valley Transit Authority recently announced it will be adding GPS to all its buses to allow smartphones and computers to identify

NEW COMPUTER REPAIR STORE OPENS IN APPLE VALLEY Holoweb, a computer repair service company, recently opened on 145th Street behind Paradise Car Wash in Apple Valley. CEDAR STREET FLORAL CLOSES IN APPLE VALLEY Cedar Street Floral at 7570 147th Street in Apple Valley closed recently.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

3A

4A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Minnesota legislators need a reality check by Phil Krinkie SPECIAL TO THE TRIBUNE

As the coach in the locker room says to the team before the big game, it’s “gut check” time. Translation: Are you mentally prepared for the game? Over at the Capitol in St. Paul, Senate Majority Leader Larry Pogemiller, DFL-Minneapolis, and House Speaker Margaret Anderson-Kelliher, DFLMinneapolis, should bring their respective teams into a closed-door meeting and tell them it’s “reality check” time. Translation for legislators: Stop talking foolishness and get your work done. The foolishness is the hype by legislators, lobbyists and some of the media about a possible Vikings stadium deal. Whether it’s $700 million, $800 million or $900 million, it’s all just trash talk. First, there are just three weeks left during the 2010 legislative session. Past stadium deals, whether it was the Xcel Energy Center for pro hockey in St. Paul, TCF Bank Stadium for the University of Minnesota’s Gophers football in Minneapolis, or the Twins half-billion dollar sports palace, required months if not years to arrange

Guest Columnist Phil Krinkie

the complex tax and finance issues. Any deal made behind closed doors in the closing days of a legislative session would be a disaster. Second, legislators have yet to balance the budget. After three months of working on the budget they still only have a third of a loaf. That is to say, the state has a $1 billion budget deficit and to date lawmakers have only resolved one-third of the problem, making $300 million in spending reductions. That leaves a $700 million funding gap yet to be filled. Raise taxes, cut spending or punt the ball to Gov. Tim Pawlenty, but the clock is running and as of now lawmakers haven’t come up with any answers that can pass both bodies and get signed into law by Pawlenty. The third reason a “Hail Mary” for

a new Vikings stadium is likely to fall short is because of the laundry list of items left unfinished. They include Pawlenty’s education reforms that, if agreed on by legislators, would qualify Minnesota for more federal dollars in “Race to the Top” funding and the consideration of a second bonding bill that could include projects vetoed by the governor in the first bill, as well as an additional $12 million for the billion-dollar University Avenue trolley, I mean the Central Corridor light rail – money needed to relocate labs at the University of Minnesota because no one could figure out during the five years of planning that a train passing within 100 feet of sensitive scientific instruments might cause a problem. And last but not least, has anyone noticed the state is going to be out of cash by September? Yes, according to the office of Minnesota Management and Budget, the well is set to run dry by this fall. With no cash to pay the bills, the state would have to resort to shortterm borrowing from private banks for the first time since 1984.

So, despite all the hoopla over the new outdoor playground for millionaires in Minneapolis, legislators in St. Paul should keep their eye on the ball. That means recognizing that Minnesota has serious budget problems that need to be dealt with in the next three weeks – and that musing about new football stadiums is neither wise nor warranted. Some legislators are acting like school children with spring fever. With the onset of warm weather, they are gazing out the window daydreaming about baseball and football instead of getting their work done. Legislators’ mission in the next three weeks is to balance the state’s budget, not increase taxes to build a billionaire his Taj Mahal-like football facility that will only enhance his net worth. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Financial regulatory reform provisions don’t take aim at the real offenders by Joe Witt SPECIAL TO THE TRIBUNE

Now that Congress has finished its work on health care reform, the attention has turned to financial regulatory reform. The economic collapse of 2008 was a significant event, and the federal government needed to have a strong response to prevent future problems. The members of the Minnesota Bankers Association applaud Congress’ efforts to reduce systemic risk, to improve oversight of the financial derivatives markets and to prevent future government interventions. There is much reform work to be done, and we support many parts of the reform bills. However, our concern is that the 1,300-page bill passed by the U.S. House of Representatives and the 1,500-page bill being considered by the U.S. Senate go far beyond preventing future financial system meltdowns. As often happens, the bills have attracted dozens of extra provisions that have nothing to do with systemic risk or financial institution safety and soundness. Sold by its proponents as a bill to end Wall Street abuses, these proposals will have a major impact on your local bank. One example is the proposed Consumer Financial Protection Agency (called the Consumer Financial Protection Bureau in the Senate bill). This new agency or

Guest Columnist Joe Witt

bureau will have broad new authority to regulate financial products and services. When these additional consumer protections were first announced, the banking industry hoped that the reform bills would address a concern we have had for years: the disparity between the heavily regulated banking industry and the unregulated financial services providers. Unfortunately, the bills do not level the regulatory playing field. The bills actually make the gap between the regulated banks and the unregulated non-banks even wider. There are 450 traditional, FDICinsured banks operating in Minnesota. These institutions are heavily regulated. They are already subject to thousands of pages of laws and regulations, and the proposed agency or bureau will certainly add to that total. All those regulations are strictly enforced against every bank by the state and/or a federal examining agency. During an examination, a team of bank examiners shows up at the bank and stays there for several weeks, poring over the bank’s

accounts and loan files to ensure the bank is operating correctly. Banks that are found to be deficient are subject to regulatory actions. Because of this intense regulatory environment, your local bank commits significant resources to its compliance program, and Minnesota banks have a strong compliance record. That level of examination and enforcement is unique. Other non-bank lenders may be subject to some of the same rules as banks, but they are not subject to the same examination and enforcement. For example, mortgage brokers and finance companies are subject to a whole array of mortgage rules and standards of conduct, but no state or federal agency actively examines each mortgage broker and finance company for compliance. The same is true for payday lenders and check cashing facilities. One of the major causes of the financial meltdown was a high number of defaulted subprime mortgages. Who originated those mortgages? Was it the regulated banks or the unregulated lenders? Not surprisingly, the unregulated lenders originated most of the subprime loans that ultimately caused this economic crisis. Studies show that leading up to the meltdown, more than 70 percent of the subprime loans were originated outside the traditional, regulated banking system.

Submissions to Forum: www.DakotaCountyTribune.biz

So in drafting the regulatory reform bills, wouldn’t you think that regulating the formerly unregulated lenders would be a major priority? When creating a new federal bureaucracy designed to protect consumers from unscrupulous lenders, wouldn’t you think the bills would specifically target the lenders that contributed heavily to the recent economic crisis? Unfortunately, neither the House nor the Senate reform bill changes the current regulatory imbalance. The unregulated lenders, the very lenders that originated most of the subprime loans that caused this economic collapse, are still unregulated. There is something incredibly wrong about that situation. Some supporters of the bills have stated that the banks are opposed to reform. The members of the Minnesota Bankers Association are not opposed to reform. We strongly support many of the measures included in the reform bills. However, we are opposed to the parts of the bill that create new regulatory burdens for our banks, while leaving the nonbank lenders off the hook. Joe Witt is the CEO and president of the Minnesota Bankers Association. He is at joew@minnbankers.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

Forum Commentary and opinion regarding issues in the world of business and public policy

Newest gathering center to form community ties by Tad Johnson THISWEEK NEWSPAPERS

I’ve noticed that city leaders in Dakota County have been thinking a lot more about bringing others together in the past few years. Apple Valley and Farmington have built new places for seniors and other groups to gather with the construction of the new Hayes Community and Senior Center and the move of the Rambling River Center to the old Farmington City Hall. Burnsville has constructed a new arts center that is the site of a lot more than events related to the arts. Lakeville has opened a new Market Plaza downtown to host its weekly farmers markets and other events. One project that is under development is the city of Rosemount’s renovation project to turn the town’s most recognizable landmark – the former St. Joseph Church – into a gathering place for people with a wide range of interests. In much the same way that Lakeville turned the former All Saints Church in its downtown area into the Lakeville Area Arts Center, Rosemount is looking to provide a place where plays, concerts and special events could be held, along with providing spaces for classes and meetings.

Tribune Columnist Tad Johnson If the community rallies around the concept of this arts and cultural center, which I have no doubt will occur, the city of Rosemount will hit a home run with the project. The former St. Joseph Church is perfectly located for generating a high use. It is next door to Rosemount middle and elementary schools and the high school is not far from it. The former church also rests next to the Dakota County Robert Trail Library, which when it opened last year was flooded with use due in large part to its location next to the schools. Keith Reed, president of the Rosemount Area Arts Council, agrees the center will be a big hit. Reed was a recent guest on our cable access and web television show – ThisweekLive the Show. During our interview, which can be seen at www. ThisweekLive.com, Reed talked about how the future arts and cultural center use will not only form strong alliances in the community, but also serve as an

economic engine for Rosemount. “When you go to the play and you see that your neighbor produced this or that is your neighbor on the stage, it holds a real special meaning,” Reed said. “It brings it home for people and instills a real pride in the community.” It is hoped that the center will be a magnet for people looking to spend a night out in Rosemount for dinner and see a concert or play, rather than flocking to other communities for their entertainment. Reed said he knows the city wants the future center to cover its costs when it opens through ticket sales and classes offered. While the thirst for theater and concerts is unknown because Rosemount doesn’t have a venue like this, Reed said there is a lot of potential for classes such as drama, photography and other artistic pursuits because currently there are few such offerings in Rosemount. It may take some time to develop the center’s education component because renovation work still needs to be completed in the classroom portion of the former St. Joseph School space next to the church. The success of those programs will depend on how the center and the council are able to market them and form connections with school and commu-

Regional transit system ranks high in efficiency by Peter Bell SPECIAL TO THE TRIBUNE

Over the last seven years, the Metropolitan Council has had considerable success in expanding our regional transit system and growing ridership. We’ve opened our first light rail line in the Hiawatha corridor and begun work on our second in the Central corridor. We’ve started service on our first commuter rail line in the Northstar corridor. And we’ve completed the first phase of bus rapid transit improvements in the I-35W and Cedar Avenue corridors. However, we’ve also worked very hard to ensure that our system is as efficient and cost-effective as possible. Our transit system compares very well with peer systems around the country, as shown by a new report compiled by our transportation staff. The performance evaluation report, required by state law, compares our transit system with 11 others – including Baltimore, Dallas, Denver, Milwaukee, Portland, Seattle and St. Louis. Here are a few key findings: The ridership of our system grew by 17 percent during the period 2005 to

Guest Columnist Peter Bell

2008, compared with 8.5 percent for our 11 peers. Our system’s operating costs – adjusted for inflation – increased by 7.4 percent during this period, compared with 12.1 percent for our peers. Our farebox recovery rate – the percentage of operating costs covered by fares – ranked third highest in 2008 among the 12 systems examined. Our subsidy per passenger in 2008 averaged $2.61, compared with $3.24 for our peers. In other words, our ridership is growing faster, our service is more efficient and it requires a lower subsidy per passenger than most of our peers. One place where we lag a little is in the amount of transit service we offer. Our system provides 19.9 miles of transit service per capita, putting us in sixth place among the 12 regions studied and just below the peer average (20.7).

However, we hope to improve in is this area as we continue to expand our bus system, and develop our network of rail and bus transitways. On May 26, the council will be acting on a recommendation from Hennepin County that we move forward with our third light rail line in the Southwest Corridor between downtown Minneapolis and Eden Prairie. The 14-mile line would connect with our other rail lines at the inter-modal station near Target Field. When this rail line is completed, we will have nearly 130 miles of transitways providing fast, hassle-free service in some of our most heavily traveled corridors. Overall, the new report is a tribute to the outstanding performance of our staff at Metro Transit, Metro Mobility and our entire transportation services division. Peter Bell is chairman of the Metropolitan Council, a 17-member body that oversees regional planning, transit, wastewater services, and regional parks and trails. He is at peter.bell@metc.state.mn.us.

Submissions to Forum: www.DakotaCountyTribune.biz

nity groups. “We want to outreach to the schools,” Reed said. “We can work with the elementary and the high school. … There’s a lot of talent there.” Reed doesn’t feel that the current economic recession will have much of an impact on the future use of the center. “I think that most people recognize the importance of the development of a community that can be experienced through art,” Reed said. “Most art doesn’t have to be expensive.” He said the cost to take a family to a community theater production is far less than to take them to a sporting event or a Hollywood-produced movie, especially when the cost of a tub of popcorn is added. While some will measure the success of the center in dollars and cents, the real value of gathering spaces like this across Dakota County is determined by the ability it has to get people off the couch and bring them together to make something larger than themselves. Tad Johnson is managing editor of Thisweek Newspapers. He is at editor. thisweek@ecm-inc.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

5A

6A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Create conditions for organizational learning How to transform our work environments by Harold Torrence SPECIAL TO THE TRIBUNE

How many hours a week do you work? How much time do you spend with your family? Do you work 40 or more hours per week? Chances are that you might be dedicating more time at your workplace talking and building relationships with your coworkers than at home. But what is the status of those relationships? Do you feel like you want to work every day? Do you look forward to going to work every day? This might be an interesting topic for organizational development research, but, indeed, human motivation and learning still is a limitless topic of discussion in the history of organizational research. From Taylor to Senge, researchers try to find best practices, but there still are many questions to be answered. I often asked my students about these challenges, and they are quick to bring negative examples of tough workplace relationships that are not conducive to learning and

Make It Happen Harold Torrence

to human and professional development. So what is the magic pill? How can we create better conditions for human and professional development? Peter Senge in his bestseller, “The Fifth Disciple,� introduces the concept of creating “learning communities� that I think is the key to construct “learning organizations.� According to Senge, “learning organizations are organizations where people continually expand their capacity to create the results they truly desire, where new and expansive patterns of thinking are nurtured, where collective aspiration is set free and where people are continually learning how to learn together.� This can be a very abstract concept to grasp, but on the other hand, if we create a culture based on true learning circles/communities, sooner

Book Your Company Event at...

8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044

-

+ . ďż˝ ďż˝

ďż˝

ďż˝

!" #$

%&' (%) **** + , +

ďż˝

1922 ! /:

D/ D D

D D D D. D

& '() *(+ ) ),- +

. % / ! 012 021

. % % % # !. 3

& 4 5 (.. " # ďż˝

. !4 2 7 3 $ & ) / 4 %

. . 4 # .. % 3 8) % ! 4 . % 9 &

. # .

# 4 . + # % . $ 3 ) 3 )

4 % . 4

# %

. ! 3

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ % . # # % 3 7 =

% 7 " 0 3 + 5 > ? % ;!497 % . 4

3 ďż˝ ďż˝ ) ! %

4 . ďż˝ %

ďż˝ ďż˝ ! .. . ? % 1= %

)

! #4 3 / ) 4 54/05/

% 1 3 ) % . % 1 4 / + = 3 % B

C 8( "

% % ! !4 ďż˝ ďż˝ # !. 9 ďż˝ !ďż˝ " $ ! 4 ) :2 % &

& 4 @ # % + 5

(.. 3 + 3 $ % % 1: " # + 4 4 / ; < .4 7 3 ;; . ďż˝= ! % % ?9/

07 3 10 = = 4 1 .

%4 # 8)

5 .4 3 19 /0 *<* .

. 9 . 3 % 3 & ! * % ! % ..

%&% ďż˝ ) !. ! % . 0 727 . % 3 $ďż˝

!4 . . ďż˝ # ' 8A %

ďż˝= 10 . # ďż˝= 103 (ďż˝ ! . - 0 (( >

-

" D D D D !. %D !. D D %D %D D D

D

3

& '() *(+ ) ),- +

ďż˝

ďż˝ ďż˝ ďż˝ !" " ďż˝ # ďż˝ ! " ! & "' ( $ďż˝ $ďż˝ $ % # ! $ & ďż˝ ďż˝ %&! ) ) ' & * +ďż˝"' #

.#.#. . # ďż˝ ďż˝ + " ' ( & , - ďż˝, 1 " $ďż˝ + ( %

) # / 0 "ďż˝ $ 3"" ďż˝

2 " # & � (* � # � $� ! " ! & "' ( # � - ( (��+ $� $ % ) #

# ! $ & ďż˝ ďż˝ ! ! # ' # ďż˝ ďż˝ + " ' ( - - - + , , ,

+ " " )

%

0 1 " $ďż˝ + ( 0 "ďż˝ / # / 1 + ( / % & 4 4 # 3 / #

$ďż˝ ' # ďż˝ ďż˝ 4/0 3! 0 !0

ďż˝ ! 8 ! " ďż˝ $ďż˝ " 44/ 5 6/ / 7 ! # $ % &

" ) + ďż˝ & "' ( # )

% $ďż˝ 4 $ďż˝ $ % %&!

! $ -

+ . ! # ' & * +ďż˝"' #

# ! ďż˝ ďż˝ ! ! ! &

+ , + - - - &

( %

) ďż˝ 0 "ďż˝ $ / # /

# & � # � $� " + � & "' ( $ % $� � �2 � & � � %&! ! # ' & * +�"' � + ) + ! ! , /0 /" 1/2 * D . D D D D %D %D 1 " $� + 3 $ + - �"

ďż˝ ďż˝

. 1 2

D .D

D! D

D* DA D D D. ! # 5 D/ D D 4 D D"

3 8- # % % E . . F . 4 - ! 9 3 8- # . 39 B % . @

.

! .

. # % 3 C . ! % # % ! % ! .. % 3 B . D % 4

3 , 7 # % 2= 4 .

1= % 4 % . % # 3 $ %4

/ 1 / ! !77 !77 4 ! 77 4

B & ! * % 4 ! 4 . % % .

3 C . % % %

! 3 C =0 . ! . . ďż˝ % 3 C # B .

.

.

# 0 %

. @ . 4

) * **

3 4 B ! 4 . # .

% .

ďż˝ % ),- + . 4

& '() *(+ )

! # % B ! - 5 ! % . / . 4. % I B ! 3 ! %

.

#

4. % / D %D, % D D B !

$ % 4 &

%

3 5 / '( )' 3 *' . / 0 ((

(+ !ďż˝ '" ! # 5 . 4

# 8-

* A 3 B !4

%

9

! )

3 8 ! 4. 4 ? , # .

% ! #

! , B ! .4 4

# G # 4 4

3

%

8- ! ( .

3 . % , !

I1 3 . 4 # 6 = 3 # 4 #

. 39 'ďż˝ $ 8- 5

! # 9 B !

% 5 � ���

4

Iďż˝

!

B ! 8 - 5

%3 .

% 4 % -

4 0

! 3 $

% . 9 B ! ! 39

7 ! 39 % 8

% #

8A 8$ .

" - 3 . A 4 ! .

B ! 3 4 !

3 9 . # 4

. # % 8) % %

.. A 39 #

! # 39 B !

% 3

/

4 * % . #

, =

& D 4 # .

4 4 5 4 % 4 % 3

8-5 . % 3 - 4 4 % .

%3

" ! # 9

. B ! 3 B ! C .

4 4 . 4

%

/

%

. 5 # 4 ! . .. . 4

( . #

3

#

%3 % , ! A 8-

. I0

3 $ " !+" A % ! % ! . %

. I 0

% B ! 4 0 % - / 9 . . #

3

5 I 1 % B !

3 8 - - % - # #

%

%3 3

4 3 ..

. 39 / ) %

. . #

# . # #

% B ! 3 B ! .

! 8) 4 . . #

3 ! # 8 #

%

! #4 # 9 B !

4

. !

5

8

) %3

3

3 8- 3

8 % 9 B ! %

. # 39 !

! . %4 3 - 5 ? %

# %

. B !

% ? @ 9 3 -5 ! !

G ! %

G ! ! #4 8 % 39 B ! 3

%

!

! . . G / & 3 03 ! # $ #

3 !

.

% % ďż˝ 8

39 A % ..

A

/

@

4 4. % 9 # H B !

3 8 9 B ! # 3 4

C .

3 8) % 4 3 % 3 # 39 #

B ! 8- 5

3 3

- 5

. 3 ďż˝ ? %

ďż˝ ( +ďż˝ ďż˝ B . . .

- ! , ďż˝ ! ! ďż˝ (!$ďż˝ ďż˝

# 4 ! # 9 !

#

3

or later a true learning organization vision can be realized. This is how we teach in our supervisory management program at Dakota County Technical College where student classroom engagement has been maximized. This is how I have been learning at my education doctoral program at Hamline University, where student retention and graduation rates are impressive. Moreover, Senge adds that learning communities are “networks of relationships based on common aims and shared meaning,� but how do we create shared meaning? It is a matter of humility, and having the willingness to dedicate time to nurture those relationships in mutual agreement based on respect and understanding. Collay, Dunlap, Enloe and Gagnon provide insightful information in their book, “Learning Circles,� in which they establish a more applicable and concrete framework to create learning com-

munities in schools. This framework is completely transferable to the business community, and it should be seriously considered as a cornerstone to finally take steps toward the ideal of creating learning organizations. First, we must be willing to build community which means “making sure members get to know one another, their work histories, their life stories, and the areas of interest.� This will create a completely different working environment, where everybody can feel they belong to their community. I believe this will increase job satisfaction, motivation and reduce turnover. “The second condition essential for healthy communities of learners is to understand how individuals construct knowledge by making their own meaning and sharing their understanding with others.� This will support the importance of taking into consideration the individual’s unique learning style, which will result in maximizing individual contributions and fostering higher levels of

critical thinking. “The third condition essential for healthy communities of learners is to provide support for individuals in their communities through conversations, encouragement, site visits, support groups, and feedback on ideas or changes.� These initiatives set the perfect foundation for continuous improvement, which is at the heart of creating opportunities for growth and development individually, in teams and organizationally. Fourth, documenting reflection provides the perfect tool to ensure the adequate knowledge management process, so the learning community members can track their own progress and growth. Fifth, assessing expectation regularly will facilitate the necessary tools to indicate whether or not we are on the same page. Finally, “the sixth condition essential for healthy communities of learners is for members to engage in thinking about how the culture of their classroom and students or businesses, churches, or or-

ganizations could be changed by their individual or collective efforts.� Indeed, this is one of the most important goals of today’s organizations, which is to learn to cope with constant change. Thus, this will allow individuals, groups and organizations to have the necessary resiliency to bounce back from challenges and to adapt more successfully. Now, let’s move together forward, so we can feel like we love to go every day to work, and start building positive and more effective relationships. This amazing state of Minnesota can continue to lead the nation, but we all need to build stronger and healthier communities everywhere. If you have a topic in mind for the Make It Happen columnists, please contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu. Harold Torrence is a supervisory management instructor at Dakota County Technical College. He can be reached at harold.torrence@dctc.edu.

Financial Planning

Is your paycheck protected by disability insurance? by Paul Bayer SPECIAL TO THE TRIBUNE

While most people don’t think twice about insuring their cars and homes, they often leave one of their most important assets unprotected – their paychecks. Working Americans rely heavily on their paychecks to support their families and to fund their everyday living expenses, but few consider how their lives would be affected if they were unable to work due to an illness or injury and couldn’t bring home a paycheck. Your paycheck is clearly one of your most valuable assets. Just as you insure other valuables in your life, such as your home or car, it is crucial to insure your income. Think of disability insurance as insurance for your paycheck. It provides an income if you’re unable to work due to an illness or injury. According to a LIFE Foundation survey, nearly 50 percent of working Americans say they would not be able to make it a month before financial difficulties

Guest Columnist Paul Bayer

would set in if a disability were to keep them out of work. More than one in four say they would face financial problems immediately. While no one likes to think about becoming disabled, the chances of suffering a long-term disability are much higher than most people think. According to the consulting firm Milliman, Inc., U.S. workers have a three in 10 chance of becoming disabled for 90 days or more between age 35 and 65. That means disability income insurance is something every working person needs to be thinking about. Disability income insurance is the most overlooked and misunderstood of the major forms of insurance. May is Disability Insur-

ance Awareness Month, and the following three tips will help people assess their coverage needs: Step 1: Determine if you need it. The general rule of thumb is: If you have a job, you need disability income insurance. It provides replacement income if you’re unable to work due to injury or illness, helping you meet your financial obligations until you are able to return to work. Step 2: Estimate how much you need. Determine what your monthly living expenses are and compare them with the money available to you absent your paycheck, such as current insurance coverage through work or purchased on your own, savings, and income from other family members. Often, these resources may not be enough to support your standard of living if you were no longer able to earn a paycheck.

Use Thrivent Financial’s disability income insurance calculator to help you figure out how much coverage you may need at www.thrivent. com/calculators/dinkytown/ Disability.html. Step 3: Explore your options. There are several ways you can obtain disability income insurance. While a common source of coverage is through employers, you can also purchase an individual policy through a qualified insurance professional. If you belong to a professional organization, you may be able to purchase disability income insurance through a group plan. Meeting with an insurance professional in your community or your benefits manager at work can help you sort through your various options and find a plan that fits your needs and budget. Paul Bayer is a consultant at Thrivent Financial in Burnsville. He is at www. thrivent.com/fr/paul.bayer.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

7A

Best Practices

Engage in constructive conflict - just like family by Jeff Appelquist SPECIAL TO THE TRIBUNE

In July 2009, Ursula Burns became the new CEO of Xerox, taking over from Anne Mulcahy. Mulcahy had led the venerable technology company since 2000, and with a steady hand guided it from the brink of disaster to relative stability. But a great deal of work remains to be done. Among other things, investors are now looking for continued improvements in revenue and earnings. One of the key cultural challenges, identified by Burns in a recent feature in the New York Times, is what she calls, “Terminal niceness … We are really, really, really nice.” Burns believes the “Xerox family” needs to start acting more like a real family. Burns says, “When we’re in the family, you don’t have to be as nice as when you’re outside of the family. I want us to stay civil and kind, but we have to be frank — and the reason we can be frank is because we are all in the same family.” Ursula Burns recognizes

Guest Columnist Jeff Appelquist

that in order to achieve the best possible business outcomes over time, it is critically important to create a culture in which people engage in constructive conflict. Some leaders believe that any conflict at all is a bad thing for their teams and organizations. But conflict, when managed properly, can actually be extremely beneficial. Professor Michael Finer of the Columbia University Graduate School of Business says, “Contests over personal agendas are unhealthy, but conflicts over ideas are good.” When teams argue openly and honestly over ideas, asserts Finer, the process can “lead to creativity, innovation, and positive change by squeezing the best ideas from each participant’s mind.” Perceptive leaders recognize the need for frank discourse when important

issues are on the line, and they use their skills to deliberately enable debate and disagreement. Finer says, “The higher the stakes in any key decision, the more vital it is to stimulate this healthy kind of conflict.” Mediation expert Mark Gerzon uses a cooking analogy to describe how talented leaders manage the process of conflict. A situation in which there is no conflict at all is akin to cooking with a temperature that is too cold — Nothing happens. The chef needs to turn up the temperature a bit; but not too hot, because excessive heat can result in an overcooked dish. Similarly, leaders need to ensure that there is enough heat in the debate to achieve a good result, but not so much that the exchange boils over into negative, unhealthy conflict. Like Goldilocks in the story of the three bears, good leaders need to use their experience in managing conflict to find the temperature that is “just right.”

Professor Finer encourages leaders to think of good conflict versus bad in the same way we think of good cholesterol versus bad. He says, “Once you compare the negative impact of bad cholesterol on your health with the benefits of good cholesterol, you’ll likely feel more motivated to change the way you’re doing things. You adopt whatever discipline and practices — new fitness or dietary regimens — you need to reduce the bad kind and increase the good kind.” Business leaders who can favorably manipulate both kinds of conflict and develop habits that put an emphasis on the good will be able to save their companies from “having a corporate coronary.” There are a number of techniques for managing bad conflict when it happens. Focusing on facts and ideas rather than emotions and personalities is key. Encouraging a compromise that results in a fair solution or a collaboration that results in a joint recommendation are also tools in a good leader’s kit bag.

Good leaders also work hard to maximize positive conflict. They are clear about roles, responsibilities, and expected outcomes in the decision-making process. They listen carefully to the entire debate and avoid stating their own opinion up front, as that may result in groupthink. They may encourage role playing to stimulate debate, for example, by having some members of the team play the role of the company’s chief competitor. They may assign a person to deliberately play the role of the devil’s advocate. Good leaders ask nonthreatening, open-ended questions. They ask people what they are thinking and how they are feeling. They call out the quiet people in a discussion to make sure everyone has a chance to be heard. Professor Finer says the leaders who use these techniques send the message, “I want your ideas. I want your disagreement. I want you to challenge me.” When Ursula Burns took over at Xerox, she spoke to a

group of employees and described the all-too common phenomenon of the meeting where some people talk and others just listen: “We know it. We know what we do ... And then the meeting ends, and we leave and go, ‘Man, that wasn’t true.’ I’m like, “Why didn’t you say that in the meeting?’” Burns is determined to create a culture in which people are unafraid to speak the truth in the attempt to produce good business results. She insists that Xerox will never achieve true greatness again until the day the company learns to do what any strong, healthy family does: consistently, openly, and honestly engage in constructive conflict. Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

How to Turn Complaining Customers into Loyal Customers by Kevin Stirtz SPECIAL TO THE TRIBUNE

Angry customers can seem like our worst nightmare. But, if you handle them right, they can be your company’s best friend. When you do listen to angry customers, you get a lot in return. Complaining customers often have valuable information about how you can improve your business. And, when you listen sincerely, you make it more likely they will stay with you. Here are five things you can do to convert angry customers into valuable partners who will help you improve and promote your business.

Guest Columnist Kevin Stirtz

They are complaining because they want to be heard. No matter what their issue, you need to listen. Focus on them (don’t multi-task). Take notes so they know you’re serious. Then clarify you understand by confirming with them. For example: “Mr. Smith, if I understand you correctly…”

Apologize

After listening sincerely, the best thing you can do is This is where you win or apologize. lose with an angry customer. Don’t waffle and say “I’m

Listen sincerely

sorry if you feel that way”. That’s not really an apology and it might make them more angry. Make it real and genuine. “Mrs. Jones, I’m really sorry this happened. I can understand why you would feel like you do.” When you apologize you are not taking responsibility for causing the problem. You are taking responsibility for finding a resolution. That’s what complaining customers want.

Complaints and concerns are priceless information. They help you know how to improve your business. They are a valuable asset. And what do you do when someone gives you something of value? You thank them, of course! So thank them for their feedback.

don’t know what they want, you can’t give it to them. And responding with a stock offer tells them you don’t care enough to meet their needs. It might even offend them. Not everyone who complains is looking for a freebie. Ask them how you can “make it right” for them. Then Ask what they want (unless they’re completely unHere is where most com- reasonable) do a little more. panies fail when handling Fix the problem and complaints. They automatically re- follow up spond with a generic offer of If you are able to reach out compensation (or they offer to your customer, after you have nothing). They might take fixed the problem, do it. Let 10% of the bill. Or they offer them know you have fixed the the customer a 50% discount problem. Thank them on their next visit. Or maybe Tell them how much you This might sound difficult they just give them their entire appreciate their help. This puts to do, but it’s just as important meal for free. you miles ahead of your comas listening and apologizing. The problem is if you petitors. It builds tremendous

credibility for you. It shows them you listen, you act and you care. Complaints don’t have be a stain on your day. They can (and should) be something you look forward to. Encourage them because they are gold for your business. Handle them well and you’ll have more loyal customers than ever before. Kevin Stirtz is the Amazing Service Guy, a speaker, trainer and consultant who helps organizations of all kinds deliver amazing customer service. His recent book: “More Loyal Customers” has won 5 star reviews at Amazon.com. He can be reached at kevin@amazingserviceguy. com.

We Are Looking for local veterans Do you have a local hero? Tell us about them by submitting their photo, name, branch of service and city. Email photos/info to us at: reporter.thisweek@ecm-inc.com Submit your Local Hero Photo no later than May 10th and we will publish it in our Memorial Day Special Section on May 28th!

Thisweek Newspapers

or mail them to:

12190 County Rd 11 Burnsville, MN 55337

8A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Trash houses, other unsafe homes targeted by proposal

Patricia Mosey of Hidden Valley Book series to remain in schools named Teacher of the Year The “Bone” series of graphic novels by Jeff Smith will re-

Homes with unsafe living conditions such as rat infestation, piles of garbage or a faulty plumbing system are the focus of proposed ordinance amendments before the Apple Valley City Council. Such homes aren’t believed to be common in Apple Valley, “but we’ve seen a number of them that have caused some concern for us,” said Thomas Lovelace, city planner. If approved, the proposal would give city officials greater authority to inspect and begin abatement procedures. When the city becomes aware of a home with unsafe conditions — through response to a medical emergency call, for example — the home can be inspected and the homeowner will be given written notice to correct the problem. If the homeowner doesn’t fix what needs fixing “within a reasonable time,” the city may proceed with “other legal remedies,” such as sending in a cleaning team and then billing the homeowner, according to the proposal. A home with a few dirty dishes in the kitchen sink wouldn’t fall under the ordinance amendments. The council is scheduled to vote on the proposal at its meeting Thursday, May 13. A draft of the proposed ordinance amendments is available on the city’s website, www.cityofapplevalley.org.

Patricia Mosey, a veteran science specialist in District 191 and the driving force behind science activities at Hidden Valley Elementary, was recently named district’s 2010 Teacher of the Year. The winner is chosen annually by the Burnsville Education Association. Mosey was hired in 1994 as a substitute teacher in Burnsville-Eagan-Savage School Patricia District 191. She was hired as a long-term Mosey sub for the science specialist at Hidden Valley Elementary, who was going on maternity leave. A little anxious in her new job, Mosey channeled her students’ enthusiasm and found herself capably teaching the curriculum and learning at the same time. After earning her elementary education degree in 1984, Mosey spent years substitute teaching, raising two children and providing day care. She started as a long-term substitute in 1993 and was hired as full-time science specialist at Sioux Trail Elementary in Burnsville in 1996. She saw her eagerness rubbing off on students and came to recognize their different learning styles. Two years ago she was able to transfer to Hidden Valley in Savage, which is closer to her and husband Steve’s home on Prior Lake. At Hidden Valley Mosey teaches one of the most diverse elementary populations in District 191, with many Englishlanguage learners. Mosey advises the school’s computer club and launched its environmental club and annual science fair. She planned an all-school trip to the Environmental Learning Center in Savage on April 29, even landing a grant from Target to pay for busing. Mosey is among 18 District 191 teachers named 2010 building Teachers of the Year. As District 191 Teacher of the Year, Mosey becomes eligible for Education Minnesota’s state Teacher of the Year honor in 2011.

Farmington

Photo by Kara Hildreth

Farmington homeowners Sheri and Eric Speckan, with their children Annabelle, 4, and Zachary, 6, were shocked when two large 30-year-old trees were recently uprooted in the boulevard in front of their house, along with all the boulevard trees on both sides of the block.

Neighborhood outraged at city for sudden tree removal When Sheri and Eric Speckan heard the news that two of the large trees in front of their home were removed, they were on vacation, but that did not cushion their shock and disappointment. The loss was compounded when they were told that all 21 boulevard trees on their block of Fifth Street were gone. The tree removal was part of the city’s Walnut Street reconstruction project to replace aged and deteriorated sanitary sewer, water main and pavement. The trees were marked and removed April 7 after the city sent a notice April 2. Several neighbors aruged at the April 19 Farmington City Council meeting that the tree loss devalues all the homes’ curb appeal. Fifth Street residents have written letters to the city and testified before the council, expressing the neighborhood’s shock, loss and disappointment. Jen Dullum, city natural resource specialist and the only member on the city’s Tree Board, said it was determined that the trees along Fifth Street would not have survived after the reconstruction project.

main in elementary school libraries in the Rosemount-Apple Valley-Eagan School District, a district committee has ruled. An Apple Valley mom lost her fight to ban the series, which she said contains references to smoking, drinking and gambling that are inappropriate for elementary school children. The book review committee — made up of parents, teachers, and school media specialists — voted 10 to 1 in favor of keeping the books at a hearing April 27. The committee heard arguments from both the parent challenging the books and a district elementary media specialist opposed to banning them. The series, made up of nine volumes, is about the adventures of the Bone family — bald, white, big-nosed cartoon characters — whose epic journey begins when they are exiled from their hometown of Boneville. Ramona DeLay said the books caught her off guard when her fifth-grade son brought one home from the Southview Elementary library. She objected to the fact that one of the main settings of the book is a pub, and that some characters smoke cigarettes, pipes and cigars as well as fix races and take bets. DeLay, an educational assistant with the Burnsville-Eagan-Savage School District, has since restricted her children’s access to the books at their school, so they can no longer check them out. Melinda Martin, district elementary media specialist, told the committee that district libraries use a set selection process to develop their collections based on professional reviews and previews by staff. Staff must select books for a variety of ages, from 5 to 11, and a variety of interests and reading levels. The “Bone” series has won numerous awards, was well-reviewed by many professional journals, and was recommended by professionals in the field of children’s literature, she said. Martin read a letter from the author himself, Jim Smith, who argued that the characters in his books who engage in bad behavior always get their comeupance. Several committee members said the books make a good starting point for discussions with children about those behaviors.

Lakeville Board OKs gifted program The Lakeville School Board on April 27 approved the framework to create a full-time program for highly gifted elementary students and an expanded honors program at the district’s three middle schools starting the 2010-11 school year. Because the district is short on funding, the plan is costneutral. For the past nine years, the Lakeville Council for Gifted and Talented, a local group made of parents of gifted learners, has been advocating for such programming that can meet the challenge and rigor some of Lakeville’s brightest students need. According to Catherine Gillach, principal at Century Middle School, the program will be rolled out over three years with 7.5 full-time equivalency positions being reshuffled within the district to accommodate the program’s needs. Specifics of the plan have yet to be hammered out, Gillach said, but starting next year, new honors classes will be available in the middle schools and by 2011, a full-time program for highly gifted elementary students would launch in one classroom at a building yet to be determined Next year, a coordinator will be hired to plan the class and, in 2011, a classroom teacher to teach it. To pay for a half-time coordinator next year, they plan to reduce gifted staffing at the Orchard Lake and Christina Huddleston elementary schools.

Rosemount Old St. Joseph may reopen as Steeple Center During an April 26 special work session, Rosemount City Council and Parks and Recreation Committee members reviewed about 65 name suggestions sent from the public that ranged from sarcastic (“Blarney Place”) to commemorative (“Saint Joseph Hall”). But it was the historic building’s steeple, its most distinctive feature, that drew city staff to recommend calling it “The Steeple Center” or possibly “Rosemount Steeple Center,” said Parks and Recreation Director Dan Schultz. Parks and Recreation Committee Member Kevin Strayton urged low rental prices so the facility gets used, in part to help quell public criticism of the city’s 2007 decision to renovate St. Joseph’s after a city referendum on the issue failed. Under a draft proposal, rental costs for four or six hours would be $65 or $110, depending on the day of week and whether a banquet-style or theater-style event; capacity is estimated at 192 or 280 people. Comparatively, the Lakeville Arts Center, also a former Catholic church, allows for between 175 and 300 people at a cost of $220 to $420 for four hours of use on weekends and $135 to $270 on weekdays.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

9A

Wildlife business takes flight in Lakeville by Jessica Harper DAKOTA COUNTY TRIBUNE

While many entrepreneurs look to take advantage of urban sprawl, one Lakeville man has built upon his rural surroundings. For the last 15 years, Greg Tacheny has operated Tacheny’s Wildlife, an exotic duck-breeding business, on 13 acres of wetlands outside of Lakeville. The venture started as a hobby but quickly became a full-time job after Tacheny was laid off from Northwest Airlines in 2002. “My duck business is what pulled me through those hard times,� Tacheny said. Today, he runs the business from his home alongside Greg’s Handyman, a home- repair business he founded two years later. Each year, Tacheny raises between 800 and 1,000 Asian, North American and Siberian ducks that he sells to zoos and collectors across the nation. Despite the economy, demand has continued to increase, he said. Only four years ago, he sold 300 to 400 birds. This increased to about 950 birds last year. Although there is high demand, Tacheny said he runs across few competitors.

Photo by Jessica Harper

Greg Tacheny of Lakeville founded Tacheny’s Wildlife 15 years ago. What started as a hobby quickly grew to a full-time venture that supported him after he was laid off from Northwest eight years ago. Tacheny said the most enjoyable part of running his bird business is watching the ducks swim in their ponds and court one another. “It’s very relaxing work,� he said. Tacheny keeps his ducks in eight natural ponds surrounded by natural grasses and wooden bird houses. Keeping predators away can be challenging but Tacheny surrounds their habitats with electrically charged wire and netting.

He said he lost a few birds one day be his sole source of to minks a few years ago so income. Photo by Jessica Harper he increased their security. Tacheny’s Wildlife breeds and sells between 800 and 1,000 Shipping is often a chalJessica Harper is at Asian, North American and Siberian ducks to zoos and lenge as well especially after jessica.harper@ecm-inc.com. collectors across the nation. 9/11, which drove costs up, Tacheny said. Feed has also increased in cost over the years. Despite these cost increases, Tacheny said, he continues to be able to generate a profit. However, he said, he is always reinvesting to grow the business, which he hopes will

10A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Best Buy files suit against Ultimate Electronics over advertising claims Best Buy filed a lawsuit against Ultimate Electronics in Minneapolis’ U.S. District Court on Friday, April 23. The suit challenges Ultimate Electronics’ advertisements stating it has the lowest prices, which the company asserts is based on daily shopping of competitors, such as Best Buy and Wal-Mart, and constant adjusting of prices. Best Buy says that claim is false. “In fact, however, because Ultimate’s prices are often higher than Best Buy’s, consumers do need to comparison shop to obtain the lowest prices,� Best Buy attorneys state in the lawsuit. The Better Business Bureau of Minnesota and North Dakota secret shopped Ultimate Electronics’ ‘Lowest Prices Period’ claim on dates between July 2007 and August 2008. On each of those five occasions – of a random sampling of electronic devices – our secret shoppers noted one or more items which were priced lower at the stores of competitors listed in Ultimate Electronics advertising. The BBB challenged

the company’s advertisements based on its findings, asking them to substantiate, modify or discontinue them, but Ultimate Electronics refused to cooperate. “The BBB’s standpoint is that lowest price claims cannot be substantiated,� said Dana Badgerow, president and CEO of the BBB of Minnesota and North Dakota. “Furthermore, our secret shoppers found that in some cases Ultimate’s prices were not lower than their competitors, as claimed, and the company failed to provide our office with any information to substantiate their claims in response to our challenges, which resulted in them receiving an ‘F’ rating.� Six Ultimate Electronics stores in the Minneapolis area are the target of the recent suit but its headquarters are based in Thornton, Colo. The BBB serving Denver/ Boulder gives the company an ‘F’ rating due to the same advertising concerns as well as unanswered complaints. In January, Best Buy tried to get this advertising issue

resolved through the Council of Better Business Bureaus’ National Advertising Division. The NAD notified Best Buy in April that Ultimate Electronics refused to cooperate in the self-regulation process and that it had referred the case to the Federal Trade Commission. Along with seeking several damages, Best Buy’s suit asks for the judge to order Ultimate Electronics to discontinue and destroy all challenged advertising and to create new, accurate advertisements. The Better Business Bureau of Minnesota and North Dakota is a private, nonprofit organization providing services to consumers and businesses. The focus of the bureau’s activity is to promote an ethical marketplace by encouraging honest advertising and selling practices, and offering dispute resolution. For more information on the Better Business Bureau, visit www.thefirstbbb.org or call (651) 699-1111.

Photo by Tad Johnson

MacPhail President Paul Babcock, (left) and MacPhail students Clair Dunham of Mendota Heights, and Calonna Carlisle of Lakeville, presented a flowering crab tree to Apple Valley Mayor Mary Hamann-Roland and Councilman Tom Goodwin (right) during MacPhail’s grand opening celebrating at its new location in Apple Valley

Apple Valley Mayor welcomes MacPhail Center for Music

Apple Valley Mayor, Mary Hamann-Roland welcomed MacPhail Center for Music to its new site at a grand opening celebration held May 2. “Our community is alive with music and will prosper because MacPhail is here,� Hamann-Roland said during a brief ceremony. “Arts and music lift us all up and we are so happy MacPhail choose Apple Valley as a home. We see you as part of our family.� MacPhail president Paul Babcock presented a flowering crab apple tree to Mayor Hamann-Roland and City Councilman Tom Goodwin Photo submitted as an appreciation for the Bill Fuesz, Frontier’s Central Regional Marketing, ad- city’s support, and to repredresses Burnsville area multi-dwelling property owners sent MacPhail putting down and managers on ways that Frontier’s products and services can enhance the experiences of their guests/residents.

Frontier shares technology tips with MDU property owners, managers Frontier Communications, one of the area’s providers of telephone, Internet and digital television services, recently hosted the first in a series of technology forums for multi-dwelling unit (MDU) property owners and managers in the Burnsville area. Entitled “Smart Strategies for Smart Buildings: Improving the Guest/Resident Experience,� the event focused on ways that property owners and managers can use technology to improve their market share. Together with members of Frontier’s sales team, Bill Fuesz, Central Region Marketing, described how Frontier’s products and services could help MDUs to attract and retain customers, guests, residents and members. Fuesz highlighted the ultimate benefits: improved marketability, below market

pricing, common-area benefits, improved loyalty and retention, and a new source of revenue. The attendees represented more than 60 property locations and more than 5,000 units of housing and hotel space, including the Holiday Inn and Days Inn, Augustana Health Care, Ebenezer Nursing Home and the Dakota County

ďż˝

! " ďż˝

# $! $ $ % & ' ! ()(*+ (( , -. //001 2 & */)3�563)+(+

Community Development Association. Representatives learned not only about Frontier’s dial-tone, Internet and video options, but also how they could use Frontier’s services to build out their infrastructure. Topics ranged from using video in lobbies to WiFi enabled IP cameras for security.

ďż˝

roots in Apple Valley. MacPhail first opened a site in Apple Valley at the Paideia Academy in 2005. Since then, student numbers have grown to the extent that a larger site was needed. After much searching, MacPhail opened its doors in the Ryan Real Estate building on the corner of 147th Street and Cedar Ave. The new site includes nine instructional rooms, which are custom built with the acoustical treatments needed for student lessons, music therapy, early childhood Music programs and small recitals. This accessible one-level building also has free parking outside the front door. Paul Babcock, MacPhail

president, thanked Paideia Academy for the many years of sharing their building. “It has been a wonderful way to introduce MacPhail to the Apple Valley area,� Babcock said, “and we look forward to our ongoing partnership with Paideia.� He also noted the wonderful support from the City of Apple Valley and thanked them as well. During the grand opening celebration, visitors were able to take sample lessons on several instruments. There were also many activities provided by MacPhail’s early childhood music instructors, as well as performances by MacPhail Apple Valley students and teachers.

Legends Club recognized for environmental excellence Legends Club has achieved designation as a Certified Audubon Cooperative Sanctuary through the Audubon Cooperative Sanctuary Program for Golf Courses, an Audubon International program. Scott Thayer, course superintendent, has led the effort to obtain sanctuary status and is being recognized for Environmental Stewardship by Audubon International. Legends Club is the 25th course in Minnesota and the 826th in the world to receive the honor. “Legends Club has shown a strong commitment to its environmental program,� said Joellen Lampman, program manager for the Audubon

Cooperative Sanctuary Programs. “They are to be commended for their efforts to provide a sanctuary for wildlife on the golf course property. “To reach certification, a course must demonstrate that they are maintaining a high degree of environmental quality in a number of areas,� Lampman said. These categories include: Environmental Planning, Wildlife & Habitat Management, Outreach and Education, Chemical Use Reduction and Safety, Water Conservation, and Water Quality Management. “We are excited about our partnership with Audubon International,� Thayer said. “The Sanctuary Pro-

gram offers a great opportunity to highlight our environmental efforts, and we are all extremely proud to have achieved certification.� The Audubon Cooperative Sanctuary Program for Golf Courses, endorsed by the United States Golf Association, provides information and guidance to help golf courses preserve and enhance wildlife habitat, and protect natural resources. Golf courses from the United States, Africa, Australia, Canada, Central America, Europe, and Southeast Asia have also achieved certification in the program. For more information on golf and the environment, visit www.golfandenvironment.org.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

Secretary of State Mark Ritchie reminds Minnesotans interested in running for public office that the candidate-filing period for federal, state, county and some local offices begins Tuesday, May 18, at 8 a.m. and closes Tuesday, June 1, at 5 p.m. “It is important to note that filing begins almost six weeks earlier this year,” Ritchie said. “The secretary of state’s office will be open at 8 a.m. on May 18 to accept federal, state and legislative candidate filings. Also, candidates from Greater Minnesota have the option to file in their county of residence.” The filing period was moved up from July to May when legislation was passed to hold the state primary on Aug. 10 to provide military and overseas voters more time to cast their ballots and return them by Election Day. The new law requires that the state provide a minimum 45day absentee ballot window prior to a regularly scheduled primary or general election. Requirements for filing vary depending on the office, whether the candidate is a member of a major political party, a minor political party, or an independent, and whether the office is partisan or nonpartisan. Candidates for state Senate, House of

FTTH hosts grand opening Photo submitted

Representatives, judicial and constitutional offices have a choice to either file with the secretary of state or in their county of residence. Candidates for U.S. Congress must file with the secretary of state. Candidates for county offices must file with their county auditor. Filing dates may vary for candidates for municipal and school district offices. Minnesotans interested in running for office may visit the secretary of state’s website to find informational guides for candidates as well as downloadable forms and instructions. To access guides and forms for candidates, visit: www.sos.state.mn.us. Candidates for local offices should contact their county auditor, municipal clerk, or school clerk for additional information about filing and filing deadlines for offices up for election in their respective jurisdictions. The secretary of state’s office will post a listing of candidates who have filed for office on its website (www.sos. state.mn.us) beginning May 18 and will update that list regularly as additional filings are received. This listing will There may be one upside include local candidates if filto the challenging economing information is provided to this office by local jurisdic- ic conditions of the past few years: Creative teams tions. are stronger now than before the recession. Sixty-one percent of advertising and marketing executives polled said the caliber of their firms’ creative talent is higher than it phishing is close to the top was three years ago. Only 6 of the IRS’ 2010 Dirty Doz- percent felt the level of talen Tax Scams list and these ent within their firm had scam e-mails often are very declined. The national study was convincing. They may say that a review of your taxes developed by The Creative has resulted in a refund they Group, a specialized staffare trying to get to you, or ing service providing crethey may threaten you with ative, advertising, marketan audit or investigation if ing and Web professionals you fail to respond. They may on a project basis, and coneven include your name and ducted by an independent look authentic because they research firm. It is based on use graphics from the real more than 500 telephone IRS website and cite Internal interviews – approximately Revenue Code or other offi- 375 with marketing excial documents. Resch also cautioned that clicking on links in scam emails or opening attachments may expose your computer to malicious code that will infect it. Information at www.IRS. gov, keyword “phishing,” tells taxpayers how to forward the scam e-mails to the IRS with the encoding still intact to assist the IRS in battling these scammers. Important information also is available for anyone who has responded to a scam e-mail by giving out private information. Taxpayers are encouraged to read the entire 2010 Dirty Dozen Tax Scams list at IRS. gov to avoid becoming victims of or unintended participants in a tax scam.

Executives say they have stronger creative teams

IRS says scammers might time e-mails to trick tax filers Most people are aware that the April 15 tax filing deadline has just passed. The Internal Revenue Service reminds taxpayers that scammers are aware, too, and may send official-looking e-mails to phish for private information. “The IRS doesn’t ever send e-mails about your taxes,” said IRS spokesperson Carrie Resch. “If you filed your tax return recently, don’t let a scam e-mail trick you into thinking the IRS is contacting you about it.” Resch said 75 percent of Minnesotans e-filed their returns last year, and because electronic tax filing is so common, people may wrongly assume the IRS will contact them online about their taxes. But the IRS never sends private taxpayer information by e-mail and will never ask for it that way, she said. “If you filed electronically, you probably will get a confirmation e-mail from your tax software company but not directly from the IRS,” Resch said. “Still, scammers know the weeks following tax season are a prime time to target the huge pool of potential victims who just filed a return.” According to Resch,

FTTH Communications, a telephone, cable and Internet fiber network provider, held a grand opening celebration of its new Rosemount headquarters in Waterford Commons off of Highway 3. FTTH Communications President Jeffrey Feldman (right) presented a commemorative plaque to Mayor William Droste and the Rosemount City Council for their leadership and continued support of FTTH Communications in the Rosemount community. The event, which was open to the public, was also attended by FTTH customers, members of the Rosemount Port Authority, and Dakota County business leaders including Ruthe Batulis, president of the Dakota County Regional Chamber of Commerce.

ecutives randomly selected from companies with 100 or more employees and 125 with advertising executives randomly selected from agencies with 20 or more employees. Advertising and marketing executives were asked, “How would you rate the caliber of creative talent on your team now versus three years ago?” Their responses: • Much higher – 31 percent • Somewhat higher – 30 percent • No change – 33 percent • Somewhat lower – 4 percent • Much lower – 2 percent “Businesses hold on to their best people, even in a difficult economy. But many companies are also

taking the opportunity to enhance the overall skills of their teams by upgrading their talent bench,” said Donna Farrugia, executive director of The Creative Group. “High unemployment levels have left many talented creative professionals in search of jobs.” Farrugia added that retaining top creative talent will become more of a concern as the economy gains momentum. “Many employees are biding their time, waiting for new opportunities to open as the recovery takes hold,” she said. “It’s important to identify key staff members now and make sure these workers know they are appreciated and that there is a career path for them within the organization.”

Candidate-filing period begins Tuesday, May 18

11A

US Federal Credit Union campaign helps stack up for MN FoodShare US Federal Credit Union has once again surpassed their MN FoodShare goal with outstanding contributions of food and monetary donations in 2010 for food shelves in the community. During the month-long campaign last March, USFCU collected a total of 11,330.30 dollars/pounds. The final score was comprised of an astounding $5,801.83 and 5,528.47 pounds of food. The U.S. Federal Credit Union Minnesota FoodShare committee — a collaboration of the marketing, human resources and facilities departments coordinated the campaign. This year’s food pyramid-themed campaign (appropriately titled ‘Stack It Up’) encouraged teams of employees to load-up on various items in each category, such as fruits/ vegetables, meats/dairy, throughout the week in an effort to supply the local food shelves. The month also held a variety of initiatives to raise even more poundage and dollars including a kickoff breakfast, Casual for a Cause, a Buca Di Beppo luncheon, Silent Auction, and department and branch competitions. In addition, USFCU continued sales of the everpopular employee-branded Water Bottles. This year, each water bottle proudly displayed the face of a USFCU executive — each one creatively representing a different food group.

12A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Race to the Top’s false start and recovery Governor touts education reform initiative across the state by T.W. Budig ECM CAPITOL REPORTER

Education leaders were expected to discuss school reform with an eye to reinvigorating a state application for federal Race to the Top funding. Gov. Tim Pawlenty and DFL education leaders spoke about the pending hearing, the governor presenting reform initiatives that administration officials will bring to the hearing in bill form. “These things are going to happen,” said Pawlenty of the reforms. “We hope they will be reconsidered.” Pawlenty again indicated the administration will not submit a second Race to the Top application without reforms being passed by lawmakers. “More is better,” Pawlenty said. Minnesota in the first round of Race to the Top scored toward the middle among the states. Pawlenty looks for reform in the area teacher preparation, licensure change to allow experts outside the teaching profes-

Photo by T.W. Budig

Rep. Pat Garofalo, R-Farmington, lead Republican on the House K-12 finance committee, called for the legislative package consisting of proposals the governor has previously tried to put into law to be passed.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

sion to more easily begin to teach, strengthening his signature education reform Q Comp, and other proposals. Pawlenty travelled the state in recent days pushing for passage of his education reforms. Rep. Pat Garofalo, RFarmington, lead Republican on the House education finance committee, said at the governor’s press conference that Minnesotans expect reform. “Other states across the country are literally racing

to complete their education reforms,” Garofalo said. “And while places like Delaware and Tennessee are getting in their Maserati or Corvettes, we have some establishment figures in Minnesota that are arguing over who will drive a ‘78 Pinto,” Garofalo said. House K-12 Finance Committee Chairwoman Mindy Greiling, DFL-Roseville, said the governor’s press conference was “not helpful” — a subtle poke in

Photo by T.W. Budig

House K-12 Finance Committee Chairwoman Mindy Greiling, DFL-Roseville, pictured at a past education press conference, said Gov. Tim Pawlenty’s press conference as unhelpful and another poke at the teachers’ union. the eye to Education Minnesota, the teachers’ union, she explained standing outside the Governor’s Office. Greiling believes she and the Senate education committee chairman can craft a compromise with Education Minnesota, she explained.

Reforms possible It could be possible to achieve reforms in the area of teacher licensure and establish a baseline in mea-

suring teacher performance under Q Comp, she explained. Pawlenty is proposing that 35 percent of teacher permanence evaluation be linked to student achievement measured under growth model testing. Greiling indicated that 25 percent could be more acceptable in terms of reaching compromise. Should teacher licensure reform, Q Comp re-

form, and union buy-in be achieved, the state should be in good shape to file ia second Race to the Top application, Greiling explained. Minnesota stands to gain from $60 million to $175 million over four years should the feds rule favorably on its application. T.W. Budig is at tim.budig@ ecm-inc.com.

House passes bill aimed at making schools safer Sentences for dangerous weapons violations could rise to five years, $10,000 fine by T.W. Budig ECM CAPITOL REPORTER

The House passed on April 15 a weapon on school grounds bill supporters describe as extending needed protections to students but detractors argued could double penalties on people making innocent mistakes. The legislation, carried by Rep. Sandra Peterson, DFL-New Hope, allows for sentences up to five years in a detention facility or fines of up to $10,000 for those who knowingly possess, store, or keep a dangerous weapon on school property. “Having spent 17 years in the classroom as a teacher, I know how important school safety is,” Peterson said. “It’s astonishing and dumbfounding to think that Minnesota schools don’t get the same treatment as other public buildings.” One change to law brought by the bill is that it downgrades the legal con-

sequence for brandishing a replica firearm or BB gun knowingly on school property. Those found guilty of such an offense under the bill are guilty of a gross misdemeanor. Although ultimately passing untouched by a wide margin, Rep. Jim Abeler, RAnoka, attempted to amend the bill. On the House floor, Abeler expressed concern that a student – someone like his son who enjoys hunting – could get snared legally by being caught with a firearm in a vehicle on school property simply because he intended to hunt after school. “He isn’t an attacker or anything bad,” said Abeler of his son. He had dropped a child off for school while having a four-inch folding knife in the vehicle – is this a crime punishable by jail time and a

heavy fine? Abeler asked. He told the story of a person who had been moving and caught with a butter knife in their vehicle at school and running afoul of the law. “One man’s weapon is another man’s butter knife,” he said. Other lawmakers, too, spoke of young hunters unwittingly getting into trouble by having hunting knives or guns in their cars at school. But Peterson countered the bill was permissive – it didn’t mandate the full weight of sentences be applied. Abeler’s attempt to change the penalties under the bill to two years in jail or payment of a fine up to $5,000 failed on a 56 to 71 vote. T.W. Budig is at tim.budig@ ecm-inc.com.

Photo by T.W. Budig

Rep. Jim Abeler, R-Anoka, attempted to amend a bill calling for stiffer penalties for dangerous weapons on school grounds.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

13A

Capitol Commerce

GOP endorses Emmer for governor by T.W. Budig ECM CAPITOL REPORTER

Rep. Tom Emmer of Delano is the endorsed Republican candidate for governor. “I want to thank you for an amazing ride that’s just beginning,” Emmer told cheering Republican delegates at the Minneapolis Convention Center April 30. Emmer, 49, was surrounded by family at the podium – wife, Jacqueline, and the couples’ seven children: Tripp, Jack, Bobby, Katie, Joey, Billy, and Johnny lining up behind their attorney husband and father. “This is what I fight for every day,” said Emmer to the convention, motioning to his family. Emmer won endorsement against main opponent Rep. Marty Seifert of Marshall after Seifert conceded to Emmer after two ballots. Tear off the “Seifert” bumper sticker and put on “Emmer,” Seifert told delegates in a sign of unity. The former minority leader said he was retiring from the Legislature to “go back to the family and city I love.” Although Seifert’s decision to concede was abrupt – scant minutes before he was working delegates on the convention floor talking of Gov. Tim Pawlenty’s

2002 endorsement comeback – some saw an Emmer endorsement as a matter of time. Speaking after the first ballot, former state representative Kathy Tingelstad, an alternate delegate, saw Emmer at the controls. “Second or third ballot – it will be done,” she said. Tingelstad expected that Emmer’s first ballot results would be better, judging from the convention’s reaction to his nomination speech, she explained. “I think people are looking for someone charismatic – and certainly Emmer has that,” Tingelstad said. “I think even Seifert would admit he doesn’t come across as well in speeches.” Rep. Tom Hackbarth, RCedar, an Emmer supporter, also spoke of a sparkle in the candidate. “He’s got something,” Hackbarth said of Emmer. Tingelstad pointed to former Alaska governor Sarah Palin’s endorsement of Emmer as significant. Emmer indicated the endorsement carried weight. “I had a lot of people walk up and say, ‘You know, I was already leaning your way. But that absolutely sold me,’ ” said Emmer, speaking after the first ballot. “I had more people talk about how important that will be in the general election than even the endorse-

Photo by Tim Budig

Rep. Tom Emmer of Delano stands on the podium with his former gubernatorial endorsement rival, Rep. Marty Seifert of Marshall, who holds aloft one of Emmer’s sons. The two men joined hands as the convention applauded. ment,” he said. Other lesser known gubernatorial candidates – Phil Herwig of Milaca, former state representative Bill Haas of Champlin, and environmental activist Leslie Davis – fell out after the first ballot. In the first ballot, Emmer garnered about 54 percent of the vote with Seifert tallying about 43 percent. On the second ballot, Emmer’s percentage in-

creased by a couple of points. The endorsement threshold was 60 percent. In his nomination speech, Emmer spoke of a new style of leadership – a leaving behind old politics and politicians. He jabbed the “liberal” media for criticizing Republicans as the party of “No.” “There’s no shame in saying ‘No’ to bad ideas,” Emmer said. Speaking after Seifert’s

concession, Emmer expressed surprise how quickly the contest ended – he attributed his campaign’s success to doggedness. “We’re going to start introducing ourselves to even a larger group now,” said Emmer of expanding the campaign from delegates to the general public. “We will win,” he said. Emmer spoke of a message of smaller government, economic freedom and re-

newed leadership. His family is no different from other Minnesota families, he said. Emmer depicted his political message as better fitted for the state than the one offered by Democrats. “They’re all nice people but their message isn’t going to fly,” said Emmer of bigger government. DFL State Party officials quickly responded to Emmer’s endorsement. DFL State Party Chairman Brian Melendez depicted Emmer as a Tea Party candidate. “The Republican Party today blessed the more inflammatory of its two leading candidates and, swayed by a last-minute personal appeal from former Alaska Governor Sarah Palin, endorsed state representative Tom Emmer as the Republican gubernatorial candidate,” Melendez said in a statement. “And while he (Emmer) was grandstanding for his Tea Party base about wedge issues, Minnesotans continue to struggle with economic hardships amidst historic job losses,” he said. In addition to endorsing Emmer, the Republican Party also endorsed his running mate Met Council member Annette Meeks. T.W. Budig is at tim.budig@ ecm-inc.com.

Republican Chris Barden vies for state attorney general seat Barden criticizes DFL Attorney General Lori Swanson’s office as stagnant, legally unresponsive and partisan by T.W. Budig ECM CAPITOL REPORTER

Attorney Chris Barden of Edina wants to add “Minnesota Attorney General” to his already varied resume. Barden, Republican candidate for attorney general, is a Harvard trained attorney, licensed psychologist, expert witness, who views the current State Attorney General’s Office as stagnant, legally unresponsive and partisan. Barden, who was endorsed April 29, vows to “reform and renew” the office that DFL Attorney General Lori Swanson of Eagan won in 2006. At a Capitol press conference on April 28, Barden indicated his interest in running for attorney general began with the passage of the federal health care bill. While Swanson elected not to file suit regarding per-

ceived illegalities contained in the legislation, Barden said he would have as attorney general would have. “I think they’re excellent,” he said of the odds of having the health care bill thrown out by the courts. “There is no legal precedent,” Barden said of aspects of the legislation. Even during World War II, the government did not require people to buy war bonds, though now requires them to have health insurance, he argued.

Recent history troubling Besides questioning Swanson’s management of the office, — he considers the recent history of the office troubling — Barden argued that the DFL has simply held the office for too long. The exchange of offices

Photo by Tim Budig

Chris Barden, an Edina attorney, formally announced his candidacy for state attorney general on April 28 at a Capitol press conference. Barden, a Republican, will attempt to end the decades’ long DFL hold on the Attorney General’s Office currently occupied by Attorney General Lori Swanson.

between parties is healthy and a means of renewal, he argued. Barden detailed his views. “I am a firm believer in consumer protection,” he said. But Barden argued that Swanson’s office practices a narrow economic brand of consumerism — the partisan office opposes business, he said. Barden indicated his support for having a photo ID requirement in state election law. It’s difficult to know under current state election law whether voter fraud exists, he said Barden considers marriage to be a union between a man and a woman. Barden grew up and was educated in the suburbs, attended school just 10 blocks away from where he, his

wife, Robin, live with their kind of what Minnesotans expect,” he said of Swanson’s four children in Edina. office. Faces no opposition The DFL State Party noted that Barden unsucfor endorsement cessfully ran for the Board He faced no opposition of Education in Utah — the for state party endorsement. family moved to Utah for a Former Republican repnumber of years to help take resentative Jeff Johnson, care of Barden’s motherwho unsuccessfully ran for in-law who was suffering attorney general in 2006, from Alzheimer’s. The famconsiders Barden one of best ily returned to Minnesota in chances Republicans have 2007. had at winning the Attorney “The law is evidently the General’s Office in years. latest in a series of profesSen. Don Betzold, DFLsions that Dr. Barden has Fridley, an attorney and decided to try on for size,” Senate chairman overseeing DFL State Party Chairman attorney general office budBrian Melendez said in a geting, believes that historistatement. cally the DFL attorney genSwanson’s expertise as an erals have worked in more or attorney general has been less in harmony with governationally recognized, Menors of other parties. lendez said. People do not complain to him about the functioning T.W. Budig is at tim.budig@ of Swanson’s office, he said. ecm-inc.com. “They (the office) do

14A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Democratic lawmakers propose Vikings stadium legislation Proposal looks at shifting costs to beneficiaries by T.W. Budig ECM CAPITOL REPORTER

Democratic lawmakers on May 3 presented Vikings stadium proposals they believe can yet be passed as the legislative session moves into its final weeks. The proposals will soon be in bill form. Senate Tax Committee Chairman Tom Bakk, DFLCook, and House Ways and Means Committee Chairman Loren Solberg, DFL-Grand Rapids, are carrying legislation they described as flexible – placing a new Vikings stadium at the Metrodome or at another location. One possible site outside of the Minneapolis area has been in the city of Brooklyn Park. The lawmakers describe their proposals as The White Plan and The Purple Plan – the former would have the city of Minneapolis shifting downtown entertainment taxes from paying for the convention center to paying for the $791 million stadium. Other elements of the plan include a 40-year lock-in lease for the Vikings, and the team paying stadium debt service, among other elements.

Photo by Tim Budig

House Ways and Means Committee Chairman Loren Solberg, DFL-Grand Rapids, (above) will carry Vikings stadium legislation in the House. Solberg, along with Senate Tax Committee Chairman Tom Bakk, DFL-Cook, presented their stadium proposals at a Capitol press conference May 3. value to the Vikings, he said. Further, Bagley indicated the team was considering about $210 million in upfront money, and further indicated wariness over the team signing a 40-year lease agreement.

Buy-in needed from Four specific resources local government The Purple Plan has the Vikings kicking in $264 million upfront funding for a new stadium with four specific resources paying for financing the remaining $527 million for over 40 years. These include a hotel and car rental surtax, and a sales tax on Vikings clothing and lottery scratch-off game. “We have enough time,” Solberg said of nursing the bills through the Legislature before adjournment. Vikings spokesman Lester Bagley called the legislation “a great start.” But Bagley expressed concern about the financing of a stadium roof – a roof is of no

Rep. Morrie Lanning, RMoorhead, who along with Sen. Julie Rosen, R-Fairmont, provided a bipartisan scope to the morning press conference, repeatedly said for a stadium proposal to be successful, it needed buy-in from local government. He indicated that part of the deal was up to the Vikings. “We’re working on this,” said Bagley of finding a local partner. Gov. Tim Pawlenty’s Deputy Chief of Staff Brian McClung said the governor’s position on the stadium remains unchanged. “While the Vikings are an

important state asset, the governor believes the Legislature should concentrate on passing a budget and key education reforms,” McClung said. “We remain opposed to any stadium plan that includes tax increases and believe the team needs a local partner to be successful in their effort,” he said. The two lawmakers indicated that the Legislature is in the final stages of passing a supplemental state budget. Further, they billed the stadium proposal as a jobs proposal. The Vikings stadium proposal found some support among area lawmakers. Rep. Jim Abeler, R-Anoka, thought the proposal was a step in the right direction. Toward the end of a session, only about 10 to 20 percent of lawmakers are active in late session swirl – many lawmakers have time on their hands, he explained. Now is a good time to work on the stadium proposal, Abel-

er said. Rep. Greg Davids, R-Preston, though not necessarily backing the proposal, thought Photo by Tim Budig it viable. “It could pass,” he said. Lester Bagley of the Vikings organization spoke of the legislation as a positive step, though expressing some conPrefers budgetary cerns.

matters first Rep. Mike Obermueller, DFL-Eagan, indicated he preferred state budgetary matters first be taken care of before lawmakers began a stadium debate. Rep. Jerry Newton, DFLCoon Rapids, indicated he could vote for such a stadium proposal – he had some revenue-raising provisions in mind not currently in the proposal – and not get hammered in his district. No one wants to lose the Minnesota Vikings, he said. But he also stressed the need for fairness. Newton views the construction jobs that building a new stadium could bring as temporary respite for unem-

ployed construction workers in his district. Some of them could get jobs at the stadium, and in the meantime hopefully construction in general would perk up, he explained.

Only those who benefit will pay “The best idea is that only those who would benefit would pay,” said Rep. Gail Kulick Jackson, DFL-Milaca. Arguably, everyone would benefit from the construction jobs, Jackson explained. “But the Vikings stadium is a hard sell to make when we’re slashing budgets from everything from hospitals, to nursing homes, to schools,” she

said. “And my position has always been, the Vikings are very important. We want them to stay,” she said. But other areas of the country have constructed stadiums with private dollars, she said. The money is out there, Jackson argued. Beyond this, she would like to see Vikings games be available on pay preview. “I know when we watch Vikings games at my house, I paid ten bucks to watch – heck of a lot cheaper than paying for a ticket,” she said. T.W. Budig is at tim.budig@ ecm-inc.com.

Republicans endorse Pat Anderson for state auditor Rep. Dan Severson and Chris Barden endorsed for secretary of state and attorney general, respectively by T.W. Budig ECM CAPITOL REPORTER

Republicans endorsed three constitutional office candidates April 29 at their state convention in Minneapolis. Former state auditor Pat Anderson of Dellwood, who lost re-election to current DFL State Auditor Rebecca Otto in 2006, was endorsed for another run at the office. “We’re going to win this office,” said Anderson after winning endorsement. Anderson spoke to the convention of auditing light rail, taking a closer look at

Gov. Tim Pawlenty’s signature rural development program JOBZ — Anderson has never supported it — and the need to scrutinize local government aid. “We must hold government accountable,” Anderson said. Anderson referred to a comment Otto recently made when she said the Office of State Auditor, like comedian Rodney Dangerfield, doesn’t get any respect. “And she’s right — she doesn’t,” Anderson said. One of the four candidates vying for endorsement,

former St. Paul School Board Member Tom Conlon, withdrew and endorsed Anderson. But third-term mayor Randy Gilbert of Long Lake and CPA and State Auditor’s Office employee Jeff Wiita of Minnetonka remained in the hunt. As auditor, Gilbert said he would be the “taxpayer’s first line of defense.” Wiita, who proposes to privatize the duties of the state auditor’s office, complained that a Thursday night endorsement will favor Anderson, because some Greater

Minnesota delegates might not arrive at the convention until Friday. A lot of his support is rural, Wiita recently explained. A motion made on the convention floor to delay the state auditor endorsement until Friday failed. “I’m the only candidate who is a certified public accountant,” Wiita said to the convention. But Wiita dropped out after the second ballot — endorsing no one. Balloting continued with Anderson winning endorsement on the third ballot early

Friday morning. After Gov. Tim Pawlenty announced his decision not to seek a third term last summer, Anderson first elected to run for governor. But she later switched to the auditor’s race. In other constitutional office endorsements, Rep. Dan Severson, of Sauk Rapids, was endorsed for Secretary of State. “Let me say two words about the importance of this office — Coleman, Franken,” said Rep. Mary Kiffmeyer of Big Lake, former Minnesota secretary of state, in introduc-

ing Severson. A former military flier, Severson wore a flight uniform to the endorsement. The convention also endorsed attorney Chris Barden of Edina. “When your lawyer fails to defend you, you fire them and get a better lawyer,” he said, saying DFL Attorney General Lori Swanson hasn’t done her job. Neither Barden or Severson faced endorsement opposition. T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

15A

Calendar To submit an item for the com. Calendar, e-mail it to darcy.oddApple Valley Chamber of en@ecm-inc.com or fax (952) Commerce events: 846-2010. • Wednesday, May 12, 11:30 a.m. to 1 p.m., Chamber Date-specific Luncheon, Enjoy Restaurant, Dakota County Region- 15435 Founders Lane, Apple al Chamber of Commerce Valley. Cedar final plans; three events: county speakers to present the • Thursday, May 6, 7:30 to facts. Cost: $15 for members, 8:30 a.m., The Buzz, Work- $20 for nonmembers. RSVP to Force Center of Dakota Coun- info@applevalleychamber.com. ty, 110 B&C, 1 West Mendota Contact information: LeeAnn Road, West St. Paul. Informa- Schirmer at info@applevaltion: Ruthe Batulis at rbatulis@ leychamber.com. dcrchamber.com. • Thursday, May 20, 4:30 to • Friday, May 7, 7:30 to 8 6:30 p.m., Business After Hours a.m., MN Chamber of Com- at Jay F. Jeweler, 15050 Cedar merce Conference Call, DCR Ave., Apple Valley. Free. InforChamber, 1121 Town Centre mation: LeeAnn Schirmer at Drive, Suite 102, Eagan. RSVP info@applevalleychamber.com. for this meeting to rbatulis@ • Tuesday, June 10, 4:30 to dcrchamber.com or call (651) 6:30 p.m., Wine Tasting at Apple 288-9201 with questions. Valley Villa. This is an annual • Tuesday, May 11, 8 to 9 event. It is not an “official Chama.m., AM Connection, organized ber event.â€? Ticket pricing not by the Rosemount Area Busi- available yet; however, contact ness Council. Meeting place Eric Iverson to reserve tickets at to be determined. Informa- (612) 518-5736. tion: Ruthe Batulis at rbatulis@ Burnsville Chamber of dcrchamber.com. Commerce events: • Tuesday, May 11, 3:15 to 6 • Thursday, May 6, 4:30 to p.m., Henry Sibley High School 6:30 p.m., Business After Hours, Career Fair, 1897 Delaware Anchor Bank, 550 W. Burnsville Ave., Mendota Heights. The Parkway, Burnsville. Informaschool is asking for volunteers tion: Anne at anne@burnsvilleto represent different trades or chamber.com. professions at the fair and to • Tuesday, May 11, 1:30 help organize the fair. To vol- to 3:30 p.m., Power of E-mail unteer, contact Belina Reisman Marketing – Constant Conat (651) 686-8129 or belinareis- tact Seminar, Buck Hill Event man@comcast.net. Center, 15400 Buck Hill Road, • Tuesday, May 11, 4 to 7 Burnsville. Fee: $10. Call the p.m., South of the River Expo chamber at (952) 435-6000 to and Business After Hours, Buck register. Information: Anne at Hill Event Center, 15400 Buck anne@burnsvillechamber.com. Hill Road, Burnsville. Free. In• Tuesday, May 11, 4 to 7 formation: Michelle Tighe at p.m., South of the River Expo mtighe@dcrchamber.com. and Business After Hours, Buck • Wednesday, May 12, 7:30 Hill Event Center, 15400 Buck to 8:30 a.m., Rosemount Area Hill Road, Burnsville. Free. Business Council, Paul Eggen Information: Anne at anne@ - State Farm Insurance, 14450 burnsvillechamber.com. S. Robert Trail, Suite 204, Rose• Wednesday, May 12, 8 to 9 mount. RSVP for this meeting to a.m., A.M. Coffee Break, CourRuthe at rbatulis@dcrchamber. age Center, 100 Cobblestone com or call the chamber office Lane, Burnsville. Enjoy a hot with questions at (651) 452- breakfast courtesy of the Roast9872. ed Pear. Information: Anne at • Thursday, May 13, 8:30 anne@burnsvillechamber.com. to 9:30 a.m., Coffee Break, Ti• Monday, May 24, noon to ger Schmitt and Beverly Cory 7 p.m., Chamber Golf Classic, (Edward Jones) offices, 750 S. Brackett’s Crossing Country Plaza Drive, Suite 216, Mendota Club, Lakeville. Fees: $175 per Heights. Information: Michelle golfer; $700 per foursome. InTighe at mtighe@dcrchamber. formation: Travis Martinson at com. travis@burnsvillechamber.com. • Friday, May 14, 7:30 to • Wednesday, May 26, 4 to 8:30 a.m., Government Affairs 5 p.m., Chamber Ambassadors Committee, DCR Chamber, meeting. Information: Travis 1121 Town Centre Drive, Suite Martinson at travis@burnsville102, Eagan. Information: Ruthe chamber.com. Batulis at rbatulis@dcrchamber. Lakeville Area Chamber of

Commerce events: • Tuesday, May 11, 1:30 to 3:30 p.m., Power of E-mail Marketing – Constant Contact Seminar, Buck Hill Event Center, 15400 Buck Hill Road, Burnsville. Register online at www. lakevillechambercvb.org. • Tuesday, May 11, 4 to 7 p.m., South of the River Chambers Business Expo, Buck Hill Event Center, Burnsville. • Thursday, May 20, 4:30 to 6:30 p.m., Networking After Hours, Citizen’s Bank Minnesota. • Tuesday, May 25, Chamber Annual Golf Tournament, Willinger’s Golf Club. River Heights Chamber of Commerce events: • Thursday, May 6, 5:30 to 7 p.m., Ambassadors Cinco de Mayo celebration at Baja Sol Cantina, 5861 Blaine Ave., Inver Grove Heights. Tickets are $20. To purchase tickets, contact Annie Platek at (651) 451-2266, ext. 1033, or annie@riverheights.com. • Tuesday, May 11, 5 to 6 p.m., Monthly Business Card Exchange and Member Social, FASTSIGNs Inver Grove Heights, 1354 Mendota Road, Inver Grove Heights, (651) 4554559. • Wednesday, May 19, 7 to 9 p.m., Inver Grove Heights Days meeting, Drkulas - lower level. Information: president@ighdays.org. • Saturday, May 22, 11 a.m. to 5 p.m., KlaasKids Child Safety Day at Inver Grove Hyundai, 4625 S. Robert Trail. Free. Information: Darcy Schuster, (651) 204-4403 or dschuster@ invergrovehyundai.com. • Monday, May 24, 11:30 a.m. to 7:30 p.m., Golf Classic, Southview Country Club, 239 E. Mendota Road, West St. Paul. Information: Carol Swenson at (651) 451-2266, ext. 1032, or carol@riverheights.com. Metro Women in Business event: • Monday, May 24, 6:30 p.m., networking event at the Apple Valley Community Center. Enjoy a light meal while meeting other business women who are looking to network. Bring business cards, catalogs, or any literature that you would like to share with the group. The meeting will begin with dinner and socializing. Then, each member will receive 2-3 minutes to highlight their business. There is no membership so come try us out. Sign up early. Limited to one person

from each business. We also will only allow one person from each home-based business. Cost: $20 or bring a friend $15 each. Register at http://www. meetup.com/Twin-Cities-Women-in-Business-NetworkingGroup. Call Heather at (952) 220-0287 with questions. ISD 196 Community Education classes. Register online at www.district196.org/ce or call (651) 423-7920. • Tuesday, May 11, 6:30 to 8:30 p.m., Developing Your Business Plan. Fee: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge, Rd., Apple Valley.

Dunn Bros Coffee, 1603 County Road 42 W., Burnsville. Lubenow Engineering, 14722 Courtyard Circle, Burnsville. Grandma Pinky’s Fresh Baked Cookies, 15000 Orchard Drive, Burnsville. King’s Buffet, 1719 County Road 42, Burnsville. One Moment in Time Wedding and Event Planning Incorporated, 3313 Red Oak Circle S., Burnsville. Famous Dave’s, 12721 County Road 5, Burnsville. JHR Computer Services, 2703 River Hills Drive S., Burnsville. Advocacy Concepts, 2703 River Hills Drive S., Burnsville. Beyond the 4 Walls, 12560 Parkwood Drive, Burnsville. Java Fetish, 1601 Cliff Road #128, Burnsville. Cerulean Blue, 12922 Morgan Ave. S., Burnsville. Etch-Tek, 13111 Myrtle Drive, Burnsville. CBC‌Get Organized, 11114 Radisson Court, Burnsville. Alina Janitorial, 13742 Heather Hills Drive, Burnsville. Egypt And Germany Co/MN, 12700 Zenity Ave. S., Burnsville. Egg of Nyx, 400 Unique Drive,

Burnsville. Side Job Mechanical, 11108 Zebulon Pike Ave., Burnsville. RE/MAX Advisors, 11995 County Road 11 #220, Burnsville. POS Data Express, 13224 Humboldt Ave. S., Burnsville. Muskies and More Guide Service, 2905 Loop Road S., Burnsville. Smorgasbord Polka Band, 301 E. Bul Parkway, Burnsville. Juna’s Gifts, 13934 Echo Park Circle, Burnsville. 123 Classic Auto Parts, 1415 Ravoux Lane, Chaska. McHughs Public House, 5715 Egan Drive, Savage. New Guns 4 Less LLC, 13304 Brunswick Ave. S., Savage. D & D Tickets, 4428 134th St. W., Savage. Jamie Osbourne, 8646 Eagle Creek Circle #212, Savage. Dunn Bros Coffee, 5801 Egan Drive, Savage. Oak Edge Countertops, 5214 Riverwoods Drive, Savage. This Is Cole, 4200 W. 150th St., Savage. YiWu Supply and Market Import/Export Co., 13636 Ashcroft Road, Savage.

Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238

or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 8618300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobble-

stone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. Seed Your Business Networking Group – “Plant a seed and grow your business� – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness. com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Assumed Names Trail, Apple Valley. Military Candles, 15370 Dresden Way, Apple Valley. Sunshine Asian Massage, 14050 Pilot Knob Road #144, Apple Valley. Valley Buick GMC of Apple Valley, 7500 W. 145th St., Apple Osaka, 7537 148th St. W. #A, Valley. Lac Lavon Neighborhood AsApple Valley. Reveille, 912 Redwell Lane, sociation, 15732 Highview Drive, Apple Valley. Apple Valley. Meyer’s Maintenance, 5704 Rusell&Russell, 8329 144th 144th St. W., Apple Valley. St., Apple Valley. Images Everlasting - PhotogMuskie Maiden Lures, 15801 raphy and Digital Design, 5374 Griffon Path, Apple Valley. Oh la la !, 12559 Glenbrook Upper 147th St. W., Apple Valley. Love Always by Maddy, 15606 Way, Apple Valley. PJs, Etc., 14791 Haven Drive, Eagles Nest Way, Apple Valley. Blog Consulting, 15115 DunApple Valley. Integrated Number Solutions, bar Court, Apple Valley. ResidenceDot, 15115 Dunbar 15623 Finch Ave., Apple Valley. Calmar Enterprises, 5520 Court, Apple Valley. Porter Creek Hardwood Grill, 142nd St. W. #208, Apple Valley. RMP Imagery, 15121 Dunbar 14201 Burngarten Drive, Burnsville. Blvd., Apple Valley. Finale Events, 18 Geneva Star Marketing MN, 6871 FolBlvd., Burnsville. kestone Road, Apple Valley. Pavwoski Financial, 1012 CSC Entertainment, 13245 April Place, Burnsville. Findlay Ave., Apple Valley. B-LaFamille Entertainment, BJ Folkerts Art & Design, 13296 Ellice Court, Apple Valley. 717 Chicago Drive, Burnsville. Big Toe and the Jam, 15349 Dog Cleanup, 15709 Hayes Greenhaven Lane #106, BurnsTrail, Apple Valley. Errand Helper, 15709 Hayes ville. Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

ďż˝ ďż˝ ďż˝

ďż˝

, - . " /

! " # $ % & ! "' ! " ! ( )*+ # ! "' " 01 ()*+ #

! " # $ % & " '" & ( " ) ) ) * ( $ ' + , ( ( ! * ( ! $$ %- . , (/ ( & & & , ,'

ďż˝

! " # $ %& %" ' # (

16A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 551240874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

Business Directory ďż˝ ďż˝ ďż˝

Book Your Company Event at...

ďż˝ ďż˝

ďż˝ !

" # ! !" !"#

$ $ďż˝$ ďż˝ $ % &"'' ( )*!) % % & % ' ( )ďż˝ +,"''- !" !"# * + , "- $ . . . $ ďż˝ .

To advertise in the Dakota County Tribune Business Directory

8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044

call 952-894-1111

������ ������ ������� ��� �� ����

����� �������

���

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ORDINANCE NO. 864 DAKOTA, COUNTY, MINNESOTA AN ORDINANCE CHANGING A STREET NAME FROM 195TH STREET WEST TO 194TH STREET WEST THE CITY COUNCIL OF THE CITY OF LAKEVILLE ORDAINS: SECTION 1. A street segment currently named 195th Street West is renamed to 194th Street West between Holyoke Avenue and Dodd Boulevard. S E C T I O N 2 . Effective Date. This ordinance shall be effective May 3rd following its passage and publication. ADOPTED this 3rd day of May 2010 by the City Council of the City of Lakeville, Minnesota. CITY OF LAKEVILLE BY: Holly Dahl, Mayor ATTEST: Charlene Friedges, City Clerk 2177848 5/6/10

PUBLIC NOTICE

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: Conditional Use Permit Amendment to change the approved conditional use permit major auto repair to minor auto repair for Hometown Auto Service. APPLICANT: Roger Gilb LOCATION AND LEGAL DESCRIPTION: T h e p r o p e r t y i s located at 20315 Iberia Avenue in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Lot 1, Block 1, Gilb Fitzpatrick Addition W H E N : Thursday, May 20, 2010 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey (952) 985-4423 or you may e-mail comments or questions to fedempsey@ci.lakeville.mn.us DATED this 4th day of May 1020. CITY OF LAKEVILLE Charlene Friedges City Clerk 2178489 5/6/10

PUBLIC NOTICE

NOTICE OF HEARING ON PETITION FOR ADOPTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT JUVENILE COURT DIVISION Court File No. 19HA-FA-10-347 In Re the Petition of: Sarah Jane O’Keefe, Petitioner, Parent and Mohammad Humayun Zafar, Petitioner/Stepparent To Adopt: Amayia Shabilah Ibrahim. ----------------------------------------Please Take Notice that not sooner than fourteen (14) days from the date of service of this Notice that a hearing on the Petitioners’ Petition for the Adoption of the minor child, Amayia Shabilah Ibrahim, shall be heard before a Judge of the above-mentioned court. Dated: January_28, 2010. KATZ, MANKA, TEPLINSKY, GRAVES & SOBOL, LTD. Kathryn A. Graves, #16415X Attorneys for Petitioners Suite 4150 225 South Sixth Street Minneapolis, MN 55402 Telephone: (612) 333-1671 2159835 4/29-5/13/10P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-1247 In the Matter of the Welfare of R.S.S. and R.J.S., Children. TO: Phalla Suon Dakota County Attorney, Kathryn P. Scott, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes: 260C.201, Subd. 11, and 518.156, 518.17, and 518.18, the County Attorney will petition the Court for an Order that will transfer full legal and physical custody of the above named children to their relatives. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on June 9, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper provided by law, viz: Phalla Suon Dated: April 29, 2010 Judge Richard Spicer 2178522 5/6-5/20/10

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-239 In Re: Estate of Patrick B. Gaughan, aka Patrick Bernard Gaughan, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 7th day of June, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated February 23, 1996, and for the appointment of Michael H. Gaughan whose address is 9980 Irwin Trail, Montgomery, MN 56069 and, Patrick S. Gaughan whose address is 14607 - 130th Place, Finlayson, MN 55735 as co-personal representatives of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, co-personal representatives will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said co-personal representatives or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 4-28-10 Michael V. Sovis Judge (COURT SEAL) P. James Taurinskas Attorney I. D. #108480 633 So. Concord Street, #320 P. O. Box 605 South St. Paul, MN 55075 2171613 5/6-5/13/10

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION COURT FILE NO.: 19HA-PR-10-223 In Re: Estate of: KAREN ANN COGGINS, aka KAREN A. COGGINS, aka KAREN H. COGGINS, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 24th day of May 2010, at 9:00 o’clock a.m., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated DECEMBER 28, 2004, a n d f o r t h e a p p o i n t m e n t o f SHAUN P. COGGINS, whose address is: 1709 Duluth Street, Maplewood, Minnesota 55109, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of Court within four months after the date of this notice or said claims will be barred. Dated: April 21, 2010 Michael Sovis Judge Attorney for Petitioner: MICHAEL J. BURKE DUDLEY AND SMITH, P.A. 101 East Fifth Street, Suite 2602 Saint Paul, Minnesota 55101 Tel: 651-291-1717 Fax: 651-223-5055 A.R.N.: 174816 2162189 4/29-5/6/10

PUBLIC NOTICE PUBLIC NOTICE

(PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-1212 In the Matter of the Welfare of E. M. K., Child. TO: Michael Douglas Kern Robin Hubertus, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parents to the child should be terminated because the parents have abandoned the child; and/or the parents have been ordered to contribute to the support of the child or financially aid in the child’s birth and has continuously failed to do so without good cause. (This clause shall not be construed to state a grounds for termination of parental rights of a noncustodial parent if that parent has not been ordered to or cannot financially contribute to the support of the child or aid in the child's birth); and/or the parents are palpably unfit to be a party to the parent and child relationship because of a consistent pattern of specific conduct before the child or of specific conditions directly relating to the parent and child relationship either of which are determined by the court to be a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the child; and/or the child has experienced egregious harm in the parent’s care which is of a nature, duration, or chronicity that i n d i c a t e s a l a c k o f r e g a r d f o r t he child’s well-being, such that a reasonable person would believe it contrary to the best interest of the child or of any child to be in the parent’s care. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND IT MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on May 26, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Michael Douglas Kern. Dated: April 13, 2010 Judge Richard Spicer 2156027 4/22-5/6/10

(PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-1212 In the Matter of the Welfare of E. M. K., Child. TO: Christa Jayne Schroeder Robin Hubertus, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parents to the child should be terminated because the parents have abandoned the child; and/or the parents have been ordered to contribute to the support of the child or financially aid in the child’s birth and has continuously failed to do so without good cause. (This clause shall not be construed to state a grounds for termination of parental rights of a noncustodial parent if that parent has not been ordered to or cannot financially contribute to the support of the child or aid in the child's birth); and/or the parents are palpably unfit to be a party to the parent and child relationship because of a consistent pattern of specific conduct before the child or of specific conditions directly relating to the parent and child relationship either of which are determined by the court to be a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the child; and/or the child has experienced egregious harm in the parent’s care which is of a nature, duration, or chronicity that i n d i c a t e s a l a c k o f r e g a r d f o r t he child’s well-being, such that a reasonable person would believe it contrary to the best interest of the child or of any child to be in the parent’s care. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND IT MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on May 26, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Christa Jayne Schroeder. Dated: April 13, 2010 Judge Richard Spicer 2156024 4/22-5/6/10

Notice of Public Sale: On May 13th, 2010 at 10:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN. 55044. Included in sale: 176 Amanda Lee 501 Oak St. Farmington, MN, 55024. TAG #1350597 Dell Computer, HP Scanner, Totes, TV, Drafting Table, Gum Ball Machine.

216 Frank Limbacher 8532 210th Ave. W. Lakeville, MN. 55044 TAG #0134710 Misc Boxes, File Cabinate, Micro Wave. 362 Denay Raney 13807 Quay St. Andover MN. 55304 TAG #0134453 TV’s, Dresser, Couch, Bed, Totes, Kids Toys, Misc Household Items 575 Mary Clardy Miller 1375 Davern St. #439 St Paul, MN. 55116 TAG# 0134212 Kitchen Appliances, (2) Stoves, Dish Washer, Craftsman Table Saw, Washer, Dryer, Pure Rinse Sytem 576 Mary Clardy Miller 1375 Davern St. #439 St. Paul, MN. 55116 TAG# 0134278 Honda Pressure Washer, Lawn Mower, Tools, Totes, Washer Dryer, Misc Boxes. 2164868 4/29-5/6/10

PUBLIC NOTICE

To Whom it may concern and To Larry and Barbara Durham, 1348 Ames Avenue East., Apt. #114, St. Paul, MN 55106 Please be advised that pursuant to Minn. Stat. 345.75 the following property: Recreational Vehicle identified by license plate number RVB2827 and VIN number 1GBJP37W4H3326054 and all personal property located within the vehicle has been abandoned and not removed from Sure Lock Rentals and Outdoor Storage, Inc. located at 10900 Courthouse Boulevard East, Inver Grove Heights, MN 55077. The above-described property that you left at Sure Lock Rentals and Outdoor Storage, Inc., 1181 80th Street East, Inver Grove Heights MN 55077 will be considered abandoned by you and will become the property of Sure Lock Rentals and Outdoor Storage, Inc. if you fail to submit to Sure Lock Rental and Outdoor Storage, Inc. a written claim to the property within 30 days after this notice. You must contact Sure Lock Rentals and Outdoor Storage, Inc. if you do not want ownership of the vehicle transferred to Sure Lock Rentals and Outdoor Storage, Inc. If you do submit a written claim to the property within 30 days of this notice, Sure Lock Rentals and Outdoor Storage, Inc. will allow the return of the property to you upon your payment of the outstanding rental charges. The cost of returning the property to you is your responsibility unless you have made other arrangements with Sure Lock Rentals and Outdoor Storage, Inc. Rodger Espeseth Sure Lock Rentals and Outdoor Storage, Inc. 10900 Courthouse Boulevard East Inver Grove Heights, MN 55077 2165059 4/29-5/13/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. CURRENT INFORMATION ON FILE: Assumed Name # X 242540 1. Assumed Name: Chris Manthey Dry Wall 2. Date of Original Filing: 09/28/2000 3. Current Expiration Date: 09/28/2010 4. Business Address: 13066 Findlay Way, Apple Valley, MN 55124 5. Nameholder(s) and Address(es): Chris Manthey, 13066 Findlay Way, Apple Valley, MN 55124 INFORMATION YOU WISH TO CHANGE: 1. Chris Manthey Painting 3. 10 Year Extension 4. Business address: 4822 Dupont Ave N, Minneapolis, MN 55430 5. Nameholder(s) and Address(es): Chris Manthey, 4822 Dupont Ave N, Minneapolis, MN 55430 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date: 4/1/10 Chris Manthey 2174549 5/3-5/13/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Sips-N-Snacks Refreshments 2. State the address of the principal place of business: 13035 Parkwood Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lee A. Danielson, 13035 Parkwood Drive, Burnsville, MN 55337 Sheryl K. Danielson, 13035 Parkwood Drive, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/31/2010 Lee A. Danielson, owner 2167577 4/29-5/6/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-2062 In the Matter of the Petition of: The Bank of New York Mellon, as Trustee, in Relation to Certificate of Title No. 140271 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Nineteen (19) in Block Three (3) in Bob’s Garden View Third Addition, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State. TO: JOSE GUEVARA VAZQUEZ; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MILA, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 9th day of June, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 140271 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon, as Trustee, subject to the memorial of Document No. 29966 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 638110, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 4/15/10 BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, Suite #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2173891 5/6-5/13/10

NOTICE OF STATE LAND SALE By Minnesota Department of Natural Resources

Notice is hereby given that state lands located in Dakota County, as described below, are hereby offered for sale by the Commissioner of Natural Resources. The lands will be sold at public auction as provided by Minn. Stat. Ch. 92 and 94. Bidders are advised to obtain property data sheets and be familiar with the properties, prices, and terms and conditions of sale prior to attending the auction. To obtain a property data sheet, call (651) 259-5432, (888) M I N N D N R o r e - m a i l Please landsale@dnr.state.mn.us. specify the property #. Property data sheets are also available online at www.dnr.state.mn.us/lands_ minerals/landsale/index.html Public Land Auction on Tuesday, June 22, 2010 at 11 a.m.: Registration begins at 10:45 a.m., followed by the auction at 11:00 a.m. at the Department of Natural Resources 1201 East Highway 2, Grand Rapids, MN. Land to be sold at this event is as follows: Property #19002: NWNW, Section 2, Township 114, Range 17, Dakota County. Property #19003: SWNW, Section 2, Township 114, Range 17, Dakota County. Public Land Auction on Thursday, June 24, 2010 at 10 a.m.: Registration begins at 9:45 a.m., followed by the auction at 10:00 a.m. at the MN Department of Natural Resources, 1200 Warner Road, St. Paul, MN 55106. Land to be sold at this event will include parcels not sold at the June 22 auction. General Statement of Terms of Sale : The following is a summary of terms: the property data sheet details the comprehensive terms and conditions of sale. Bidding for each parcel will start at the minimum bid, which is the appraised value plus sale costs. The successful bidder must pay 10% of the bid amount at the time of the auction. The balance of the purchase price must be paid within 90 days from the date of the auction. Bidders are advised to obtain a property data sheet prior to attending the auction. 2169537 5/6/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-236 In Re: Estate of Orville L. Krech, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 16, 2002, and a Codicil dated August 11, 2003. The Registrar accepted the application and appointed James H. Krech, whose address is 2585 62nd Street East, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: April 27th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 2169788 5/6-5/13/10

���������� �� ���� �����

��� ��� �� ���� ������ ������ ������� ���������� ���� ���������

PUBLIC NOTICE

AMENDED NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-118 ESTATE OF Martin J. Larkin, a/k/a Martin Jeffery Larkin, DECEDENT It is Ordered and Notice is given that on May 17, 2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated December 14, 2009, and for the appointment of Stephanie J. Pash whose address is: 7327 Borman Avenue, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 4/21/10 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representatives Steve A. Brand, Esq., Attorney ID #10790 ROBINS, KAPLAN, MILLER & CIRESI 2800 LaSalle Plaza 800 LaSalle Avenue Minneapolis, MN 55402-2015 612-349-8731 612-339-4181 2160597 4/29-5/6/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-218 ESTATE OF Lynne M. Stacker, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated August 17, 2007, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Howard G. Stacker and Larry Barenbaum whose address is: Howard G. Stacker, 694 Maple Park Drive, Mendota Heights, Minnesota 55118 Larry Barenbaum, 11020 First Avenue North, Plymouth, MN 55441 as personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representatives h a v e full power t o administer t h e Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 4/19/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representatives Sidney Kaplan Leonard Street and Deinard 150 South 5th Street Suite 2300 Minneapolis, MN 55402 612-335-1500 Direct: 612-335-1455 sidney.kaplan@leonard.com Minnesota Attorney ID No. 53703 2158650 4/29-5/6/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE IN A FORECLOSURE BY ACTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Contract/foreclosure Court File No. 19-HA-CV-08-1760 ____________________________ Highland Bancshares, Inc., Plaintiff, v. Lilydale Commons, LLC, Collaborative Design Group, Inc., Pinnacle Engineering, Inc., Forced Air, Inc. d/b/a Wenzel Heating and Air Conditioning, John H. Mathern, Clayton G. Rein, XYZ Corporation; ABC Partnership; Joe Doe and Mary Rowe, whose true names and addresses are unknown to Plaintiff, Defendants. _____________________________ NOTICE IS HEREBY GIVEN that, at 10:00 a.m. on June 9, 2010 at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S100, Hastings, MN 55033 and pursuant to the Order and Order for Judgment and Partial Judgment of the District Court of Dakota County, Minnesota, First Judicial District, entered in the above captioned action on November 19, 2008 ("Judgment Order"), the undersigned Sheriff of Dakota County, Minnesota will sell the real property described in said Judgment Order, to wit: All that part of Lots 5 and 6, AUDITOR'S SUBDIVISION NO. 2 Mendota, lying Northeasterly of a line lying 100 feet Northeasterly of and parallel with the following described line: Beginning at a point on the North line of Section 23, township 28, Range 23, distant 1793.65 feet East of the Northwest corner of said Section 23; thence Southeasterly at an angle of 56 degrees 32 minutes with said North line for 2000 feet and there terminating; said line being the Easterly right of way line of Interstate Highway 35E; and that part of Government Lot 2, Section 23, Township 28, Range 23, Dakota County, Minnesota, lying Easterly of the Easterly right of way line of Interstate Highway 35E, Northerly of the Northerly right of way line of Trunk Highway No. 13 (Sibley Memorial Highway); Northerly and Westerly of the Northerly and Westerly right of way of Lower Mendota Road (Lilydale Road) and Southerly of the Southerly right of way line of Chicago, Milwaukee, St. Paul and Pacific Railway, excepting therefrom the following described tract of land, to wit: Beginning at a point on the north and south centerline of said Section 23, distant 1694.61 feet north of the center of said Section 23; thence North 85 degrees 56 minutes 30 seconds East 170.70 feet to the true point of beginning of the tract of land to be described; thence North 00 degrees 15 minutes 00 seconds East a distance of 379.32 feet; thence South 66 degrees 07 minutes 30 seconds East, a distance of 173.70 feet; thense South 41 degrees 43 minutes 30 seconds East to the northerly right of way line of Trunk Highway No. 13 (Sibley Memorial Highway); thence southwesterly along said right of way to the intersection with the first mentioned North 85 degrees 56 minutes 30 seconds East line extended easterly; thence South 85 degrees 56 minutes 30 seconds West to the true point of beginning. Street Address: 949 Sibley Memorial Highway, Lilydale, MN 55118 Tax Parcel Nos. 24-02300-010-04; 24-02300-010-05; 24-03700-010-06; 24-02300-020-05 (hereinafter the "Real Property") together with all the estates and rights in and to said Real Property and in and to lands lying in streets, alleys and roads adjoining the Real Property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to said Real Property, as one parcel (or, if directed by Plaintiff, in separate parcels), for cash, to the highest bidder, all in accordance with Minnesota Statutes Chapter 581 and the provisions of law relating to the sale of real estate on execution. As set forth in said Judgment Order, the proceeds of the sale shall be applied first to pay Plaintiff's usual and customary costs and expenses of said sale and second to pay, in whole or in part, the Court's judgment against Lilydale Commons, LLC and John H. Mathern, jointly and severally, in the amount of $5,737,041.43 plus interest at the rate of $1,549.18 per day on and after May 28, 2008 as described in the Judgment Order. The overage, if any, shall be paid to the Court to abide by the further order of the Court with respect thereto. Dated this 6 day of April, 2010. Dave Bellows Sheriff of Dakota County, Minnesota By: Robert Shingledecker Deputy BRIGGS AND MORGAN, P.A. Joseph D. Roach (#250843) Matthew A. Slaven (#288226) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 ATTORNEYS FOR PLAINTIFF 2140379 4/15-5/20/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: UNITED INSURANCES 2. State the address of the principal place of business: 7737 GRINNELL WAY, LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. TU PHUOC PHAM, 7737 GRINNELL WAY, LAKEVILLE, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 07-28-09 TU PHUOC PHAM - PRESIDENT 2171060 5/6-5/13/10P

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS The Apple Valley East Family Housing Limited Partnership (Partnership) and Dakota County Community Development Agency (CDA) invites prospective Bidders to submit bids for the construction of a 45 unit townhome development in Apple Valley, Minnesota. Single bids will be received for the total bid package. Sealed bids will be received at the CDA until 2:00 p.m. CDT, Tuesday, May 25, 2010. Bids received after this date and hour will be returned unopened. No telephone bids or fax bids will be accepted. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Kari Gill, Apple Valley East Family Housing Limited Partnership c/o Dakota County CDA, 1228 Town Centre Drive, Eagan, Minnesota 55123. Bidding Documents will be available on or about Monday, May 3, 2010. Bidding Documents are available elect r o n i c a l l y o n - l i n e a t (Quest Project www.questcdn.com Number #1173025). There is a registration fee of $25.00. Alternatively, Bidding Documents can be viewed at LHB's Minneapolis' office located at 250 Third Avenue North, Suite 450, Minneapolis, Minnesota, 55401; Phone: (612) 338-2029; or complete sets of Bidding Documents can be purchased direct through Engineering Repro Systems; (763) 694-5900 ask for Keri or Lisa. In addition Bidding Documents will be on file at: St. Paul and Minneapolis Builders' Exchanges, McGraw Hill Construction Plan Room, Reed Construction Data Plan Room, MEDA Minority Contractors Plan Room, and National Association of Minority Contractors of Upper Midwest. A certified check, cashier's check or corporate surety bond in an amount equal to five (5%) percent of the base bid shall accompany each bid. This bid security shall be made payable to the Apple Valley East Family Housing Limited Partnership. The bidder who is awarded the contract will be required to furnish a Performance Bond and a Labor and Material Payment Bond. The cost of all bonds shall be included in the bid. The company providing the bid bond must sign the bid form. The Contractor must be a responsible bidder as defined in the bid documents. The CDA, as general partner of the Partnership, may select any combination of alternates at its own discretion. The CDA, as general partner of the Partnership, reserves the right to reject any and all bids received and to waive informalities and irregularities in the bidding. 2175488 5/6-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 10, 2003 MORTGAGOR:Alan Stano, a married person. MORTGAGEE:Custom Mortgage & Funding Inc.. DATE AND PLACE OF RECORDING: Recorded December 22, 2003, Dakota County Recorder, Document No. 2155476. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., Dated: August 11, 2005, Recorded: February 17, 2006, Document No. 2406607 and by Document No. 2430505. And thereafter assigned to: Deutsche Bank Trust Company Americas f/k/a Bankers Trust Company as trustee, RALI 2004-QS1,

pany as trustee, RALI 2004 QS1, Dated: November 24, 2003, Recorded: May 16, 2006, Document No. 2430506. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Custom Mortgage & Funding Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3 2 2 7 E v e r g r e e n D r i v e , E a g a n , MN 55121 T A X P A R C E L I . D . # : 10-18075-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Coachman Highlands. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$124,944.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1947 0002915737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129783 4/1-5/6/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Enhanced Home Improvements 2. State the address of the principal place of business: 1691 Oakbrooke Way, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Enhanced Home Improvements, Inc., 1691 Oakbooke Way, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: April 26, 2010 James Webster, Incorporator 2168684 4/29-5/6/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Scott’s Remodeling and Repair LLC. 2. State the address of the principal place of business: 2862 S. Lexington Ave., Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Scott M. Lindgren, 2862 S. Lexington, Ave., Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/22/10 Scott Lindgren 2176045 5/6-5/13/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Blog Consulting 2. State the address of the principal place of business: 15115 Dunbar Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FirmDot, Inc., 15115 Dunbar Court, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 03-30-2010 Pavel Ushakov, President, FirmDot, Inc. 2178507 5/6-5/13/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: RE/MAX Advisors 2. State the address of the principal place of business: 11995 Co. Rd. 11 #220, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. BEST 1 INC., 11995 Co Rd 11 #220, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/11/10 MICHAEL SAFI, PRESIDENT 2177212 5/6-5/13/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 4 , 2005 MORTGAGOR: Anthony Ruddock, a single person. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded August 29, 2005, Dakota County Recorder, Document No. 2355780. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: September 25, 2007, Recorded: October 2, 2007, Document No. 2547923.

No. 2547923. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 619 Evergreen Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84810-009-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,598.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3678 20747069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130404 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 MORTGAGOR(S): Yuriy Timkin and Yuliya Timkin, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299996 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 10, 2005 Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299997 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14175 Azalea Path, Rosemount, MN 55068-4481 Tax Parcel ID Number: 34-14702-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,811.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

���������� �� ���� �����

���������� ���� ���������

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 2127964 4/1-5/6/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Golf Products & Services 2. State the address of the principal place of business: 16794 Iredale Path, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JCH Development LLC, 16794 Iredale Path, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: April 13, 2010 Jeffrey C. Hultgren manager 2170933 5/6-5/13/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 9 , 2007 MORTGAGOR:Michael Mahoney, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 27, 2007, Dakota County Registrar of Titles, Document No. 606648, Certificate of Title No. 142067. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Adjustable Rate Mortgage Trust 2007-1, Adjustable Rate Mortgage-Backed Pass-Through Certificates, Series 2007-1, Dated: March 15, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100251207005046649

MORTGAGE: 100251207005046649 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credit Suisse Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 159 Chaparral Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.56603.050.03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3 in Palomino Hills Fourth Addition, according to the recorded plat thereof now on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$282,527.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-95 0010513448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130241 4/1-5/6/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Magnolia And Twig floral design 2. State the address of the principal place of business: 1065 Douglas Road, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Mary Wilton, 1065 Douglas Rd, Mendota Heights, MN 55118 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 04/09/2010 Mary Wilton Owner 2171384 5/6-5/13/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Beacon Hill House 2. State the address of the principal place of business: 4687 Beacon Hill Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Gateway Mental Healthcare, Inc., 4687 Beacon Hill Road, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 4/20/2010 Oliver Jorbedom, President 2178499 5/6-5/13/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: ResidenceDot 2. State the address of the principal place of business: 15115 Dunbar Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FirmDot, Inc., 15115 Dunbar Court, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 03-30-2010 Pavel Ushakov, President, FirmDot, Inc. 2178514 5/6-5/13/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:D o d d C a r l s o n a n d Tami Carlson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2007, Dakota County Recorder, Document No. 2504529. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077960000665811 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 444 6th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-190-06 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Riverside Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,942.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20,

DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1520 0000405010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130116 4/1-5/6/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Concrete Excellence 2. State the address of the principal place of business: 3610 160th street east #6, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Trent Malenke (owner), 3610 160th street east #6, Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 4-20-2010 Trent Malenke (owner) 2160765 4/29-5/6/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,916.00 MORTGAGOR(S): Julian M. Lipscomb and Danielle L. Lipscomb, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: July 13, 2006 Dakota County Recorder Document Number: 2444943 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 17, 2006 Recorded: September 11, 2006 Dakota County Recorder Document Number: 2459547 And assigned to: Countrywide Home Loans Servicing, LP Dated: January 13, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631428 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700070172230 Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Manomin Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: 42-34952-270-04 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 4, Icklers 3rd Addition to South St. Paul, accord-

���

������ ������� ��� �� Sheriff of said county as ���� follows: 3rd Addition to South������ St. Paul, accord DATE AND TIME OF SALE: May 21, ing to the recorded plat thereof, 2010 at 10:00 AM Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE:Sheriff's Office, Law D U E A S O F D A T E O F N O T I C E : Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN $273,803.12 THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption part thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: May 18, E R T Y : I f t h e r e a l e s t a t e i s a n 2010 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Lobby S-100, Hastings, Minne- gagor(s) must vacate the property if the sota mortgage is not reinstated under secto pay the debt secured by said mort- tion 580.30 or the property is not gage and taxes, if any, on said pre- redeemed under section 580.23 is mises and the costs and disburse- 1 1 : 5 9 p . m . o n N o v e m b e r 2 2 , 2 0 1 0 ments, including attorney fees allowed . MORTGAGOR(S) RELEASED FROM by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE:None sale by the mortgagor(s), their per"THE TIME ALLOWED BY LAW FOR sonal representatives or assigns. REDEMPTION BY THE MORTGAGOR, If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION November 18, 2010, or the next busi- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ness day if November 18, 2010 falls on OTHER THINGS, THAT THE MORTa Saturday, Sunday or legal holiday. GAGED PREMISES ARE IMPROVED Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF obligation: NONE LESS THAN FIVE UNITS, ARE NOT THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: March 25, 2010. INFORMATION OBTAINED WILL BE Branch Banking & Trust Company USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE By: Paul A. Weingarden T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 90-1620 REDUCED TO FIVE WEEKS IF A JUDI- 6961457317 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 4/1-5/6/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2129941 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION PRODUCTION, AND ARE ABANDONED. DEBT AND IDENTITY OF THE OF DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: THE ORIGINAL CREDITOR WITHIN BAC Home Loans Servicing, THE TIME PROVIDED BY LAW IS L.P. fka Countrywide Hom e NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Loans Servicing, LP default has occurred in conditions of Wilford & Geske, P.A. the following described mortgage: Attorneys for Assignee of Mortgagee DATE OF MORTGAGE:December 28, Lawrence A. Wilford 2007 James A. Geske MORTGAGOR:C l a r e W . C l a r k , a 8425 Seasons Parkway, Suite 105 single man. Woodbury, MN 55125-4393 MORTGAGEE:Mortgage Electronic (651) 209-3300 Registration Systems, Inc. File Number: 013388F01 DATE AND PLACE OF RECORDING: 2122090 4/1-5/6/10 Registered January 9, 2008, Dakota County Registrar of Titles, Document No. 622298, Certificate of Title No. 117614. A S S I G N M E N T S O F NOTICE OF MORTGAGE MORTGAGE:NONE FORECLOSURE SALE Said Mortgage being Registered THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Land. TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100281210720585523 the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE:J a n u a r y 2 9 , G A G E O R I G I N A T O R S T A T E D O N 2008 MORTGAGE: Platinum Lending CorpoMORTGAGORS:Thomas L. Hackett ration and Lisa J. Hackett, husband and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE:Mortgage Electronic VICER: LoanCare Servicing Center, Registration Systems, Inc. Inc. DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: R e c o r d e d J u n e 9 , 2 0 0 8 , D a k o t a 138 Westchester Drive, West Saint C o u n t y R e c o r d e r , D o c u m e n t N o . Paul, MN 55118 2595468. T A X P A R C E L I . D . # : A S S I G N M E N T S O F M O R T G A G E : 42-83810-010-07 Assigned to: Branch Banking and LEGAL DESCRIPTION OF PROPTrust Company, Dated: February 2, ERTY: Lot One (1), Block Seven (7), 2010 Westchester Heights No 2 Re TRANSACTION AGENT: Mortgage arrangement, Except that part Electronic Registration Systems, Inc. thereof described as follows: BeginTRANSACTION AGENT'S MORTning at the Southeasterly corner of GAGE IDENTIFICATION NUMBER ON said Lot One (1), Block Seven (7), MORTGAGE: 100159969614573171 Westchester Heights No 2 Re LENDER OR BROKER AND MORTArrangement; thence Southwesterly GAGE ORIGINATOR STATED ON at right angles to the Easterly line of MORTGAGE: Liberty Mortgage Corposaid Lot One (1) to a point on the ration d/b/a Liberty Mortgage CorporaWesterly line of said Lot One (1); tion (Georgia) thence Southerly along the Westerly RESIDENTIAL MORTGAGE SERline of said Lot One (1) to the Southwest corner of said Lot One (1); VICER: Branch Banking and Trust thence Northeasterly along the Company Southerly line of said Lot One (1) to MORTGAGED PROPERTY ADDRESS: the point of beginning. Dakota 13624 Upton Avenue South, BurnsCounty, Minnesota Torrens Certifiville, MN 55337 T A X P A R C E L I . D . # : cate No. 117614 02-50900-130-01 Our File Number: 0006383NMN07 LEGAL DESCRIPTION OF PROPCOUNTY IN WHICH PROPERTY IS ERTY: LOCATED:Dakota Lot 13, Block 1, Neil Park Highlands ORIGINAL PRINCIPAL AMOUNT OF COUNTY IN WHICH PROPERTY IS MORTGAGE:$208,800.00 LOCATED:Dakota AMOUNT DUE AND CLAIMED TO BE ORIGINAL PRINCIPAL AMOUNT OF D U E A S O F D A T E O F N O T I C E , MORTGAGE:$235,000.00 INCLUDING TAXES, IF ANY, PAID BY AMOUNT DUE AND CLAIMED TO BE MORTGAGEE:$219,381.40 That prior to the commencement of DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee GAGEE:$238,942.44 That prior to the commencement of complied with all notice requirements this mortgage foreclosure proceeding as required by statute; That no action Mortgagee/Assignee of Mortgagee com- or proceeding has been instituted at plied with all notice requirements as law or otherwise to recover the debt required by statute; That no action or secured by said mortgage, or any part proceeding has been instituted at law thereof; or otherwise to recover the debt PURSUANT to the power of sale secured by said mortgage, or any part contained in said mortgage, the above thereof; described property will be sold by the PURSUANT to the power of sale con- Sheriff of said county as follows: tained in said mortgage, the above DATE AND TIME OF SALE: May 20, described property will be sold by the ���������� �� ���� ����� Sheriff of said county as follows:

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ USED ������� FOR THAT PURPOSE. THE RIGHT TO VERIFICATION ���������� ���� ��������� DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1618 4514881 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130045 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 MORTGAGOR(S): Bryan S. Bailey and Leah K. Bailey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 07, 2009 Dakota County Recorder Document Number: 2629749 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: March 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0014110301-9 Lender or Broker: Bell America Morgage LLC DBA Bell Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13667 Brick Path, Rosemount, MN 55068-2471 Tax Parcel ID Number: 34.32075.173.10 LEGAL DESCRIPTION OF PROPERTY: Unit No.173, Common Interest Community No. 489, Harmony East, A Condominium, Dakota Couny, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,246.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 2122587 4/1-5/6/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-2065 In the Matter of the Petition of: Chase Home Finance, LLC, a Delaware limited liability company, in Relation to Certificate of Title No 132378 issued for land in the County of Dakota and State of Minnesota legally described as follows: The Northeasterly 100 feet of Lots One (1) and Two (2), Block Twenty O n e ( 2 1 ) , A n t l e r ’ s P a r k , D a k o ta County, Minnesota according to the plat thereof now on file and of record in the office of the Register of Deeds within and for said County and State. TO: LAURETTA BARICH; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 9th day of June, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 132378 and enter a new Certificate of Title for the land therein described in favor of Chase Home Finance LLC, a Delaware limited liability company, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 649103, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 4/15/10 BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, Suite #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2167615 4/29-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 2 , 2009 MORTGAGORS:Mark A. Tartagalia and Felicia A. Edmark, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2009, Dakota County Recorder, Document No.

County Recorder, Document No. 2639731. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000830337531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7635 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Foxborough, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,558.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$226,651.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8137 1962704952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129483 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,089.00 MORTGAGOR(S): Jason D Minks, an unmarried man, Kimberly J. Sondergard, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 08, 2006 Dakota County Recorder Document Number: 2451946 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 13, 2009 Recorded: August 31, 2009 Dakota County Recorder Document Number: 2681452 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000350908103 Lender or Broker: PHH Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4435 Upper 156th St W, Rosemount, MN 55068-4641 Tax Parcel ID Number: 34-83702-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, West Ridge Third Addition, Dakota County, Minnesota.

Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,110.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007774F02 2127401 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2122947 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 08, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,307.00 MORTGAGOR(S): Matthew A Hellerman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2008 Dakota County Recorder Document Number: 2582696 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100419600000168427 Lender o r B r o k e r : A s c e n t H o m e Loans, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 226 River Woods Ln, Burnsville, MN 55337-3380 Tax Parcel ID Number: 02-77005-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Townhouse Village at Riverwoods 6th Addition, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,682.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013032F01 2129429 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 29, 2005 MORTGAGORS:Matthew K. Thompson and Denise R. Green, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 16, 2005, Dakota County Recorder, Document No. 2381253. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: April 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500051200454 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 3300 145th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-03800-200-12 LEGAL DESCRIPTION OF PROPERTY: Part of Lot 12 in Auditor's Subdivision No. 27, in the Village of Rosemount, described as follows: Beginning at a point 58 feet West of the Southwest corner of Lot 11, in said Auditor's Subdivision No. 27, thence West 110 feet, thence North 150 feet, thence East 110 feet, thence South 150 feet to the place of beginning. Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$175,759.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1036 0031669831 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168047 4/29-6/3/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Case Type: Dissolution with Children Court File No. 19AV-FA-10-1126 In Re the Marriage of: GANGA PERSAUD PARSRAM Petitioner And HEMWANTI KUMARIE PARSRAM, Respondent. ----------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon the attorney for the Petitioner an Answer to the Petition for Dissolution of Marriage which is herewith served upon you within thirty (30) days of service of this Summons upon you exclusive of the date of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition for Dissolution of Marriage. YOU ARE FURTHER NOTIFIED that this action affects the title to certain real estate located at 16274 Glen Oaks Road, Lakeville, Dakota County, Minnesota and legally described as follows, to-wit: Lot 6, Block 1, Cedarglen Addition NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS: UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. (5) NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS UNDER MINNESOTA STATUTES, SECTION 518.157 IN A CONTESTED PROCEEDING INVOLVING CUSTODY OR PARENTING TIME OF A MINOR CHILD, THE PARTIES MUST BEING PARTICIPATION IN A PARENT EDUCATION PROGRAM THAT MEETS MINIMUM STANDARDS PROMULGATED BY THE MINNESOTA SUPREME COURT WITHIN 30 DAYS AFTER THE FIRST FILING WITH THE COURT. IN SOME DISTRICTS, PARENTING EDUCATION MAY BE REQUIRED IN ALL CUSTODY PARENTING PROCEEDINGS. YOU MAY CONTACT THE DISTRICT COURT ADMINISTRATOR FOR ADDITIONAL INFORMATION REGARDING THIS REQUIREMENT AND THE AVAILABILITY OF PARENT EDUCATION PROGRAMS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: April 19, 2010 Sally K. Mortenson Attorney for Petitioner 2500 West County Rd. 42, Suite 160 Burnsville, MN 55337 (952) 431-2222 Attorney I.D. No. 75632 2160822 4/29-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 9 , 2005 MORTGAGORS:D e r i c k G r a n b e r r y and Bibi Granberry, husband and wife. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document

Dakota County Recorder, Document No. 2360955. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401414. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset - Backed Certificates, Series 2005-FFH4, Dated: June 2, 2008, Recorded: August 25, 2008, Document No. 2609658. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 959 Bellows Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423800004041 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Forty-One (41), Jackson and Bidwell's Addition to West St. Paul, according to the recorded plat thereof and of record in the Office of the County Recorder Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,487.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2554 1044556811 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130189 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01

02 32850 040 01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,983.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F02 2125733 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 4 , 2006 MORTGAGORS:Mari Kautzman and Burton O. Othim, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422948. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: March 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007202770 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15616 Float Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340202033 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 33, Regatta 3rd Addition, CIC No. 281, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$166,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,718.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20,

DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3618 1044661066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130233 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 0 , 2006 MORTGAGOR:C h a d A . E i c h t e n , a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 2, 2006, Dakota County Recorder, Document No. 2424935. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200574929446 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loan Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 19646 Escalade Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16600-905-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 905, Common Interest Community Number 520, A Condominium, Charleswood Crossing COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$146,768.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,601.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

���

������� ���OF��MORTGAGEE: ���� mort which the������ the date on or before������ ASSIGNEE gagor(s) must vacate the property if the Deutsche Bank National Trust Company, as Indenture mortgage is not reinstated under secTrustee, on behalf of the tion 580.30 or the property is not holders of the Accredited redeemed under section 580.23 is Mortgage L o a n T r u s t 2 0 0 5 - 2 11:59 p.m. on November 25, 2010 Asset Backed Notes . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee GAGE:None "THE TIME ALLOWED BY LAW FOR Lawrence A. Wilford REDEMPTION BY THE MORTGAGOR, James A. Geske THE MORTGAGOR'S PERSONAL REP- 8425 Seasons Parkway, Suite 105 RESENTATIVES OR ASSIGNS, MAY BE Woodbury, MN 55125-4393 REDUCED TO FIVE WEEKS IF A JUDI- (651) 209-3300 CIAL ORDER IS ENTERED UNDER File Number: 013332F01 4/1-5/6/10 MINNESOTA STATUTES, SECTION 2121827 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Summons WITH A RESIDENTIAL DWELLING OF Without Real Estate LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL State of Minnesota P R O D U C T I O N , A N D A R E County Dakota District Court ABANDONED." 1st Judicial District Dated: March 25, 2010. Court File Number: 19AVFA-10-1036 Bayview Loan Servicing, LLC Case Type: Mortgagee/Assignee of Mortgagee Dissolution with Children USSET, WEINGARDEN AND LIEBO, P.L.L.P. In Re the Marriage of: By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Janine Nicole clara Solano Name of Petitioner Mortgagee And 4500 Park Glen Road #300 Angel Abad Solano chicas Minneapolis, MN 55416 Name of Respondent (952) 925-6888 THE STATE OF MINNESOTA TO THE 90-1514 ABOVE-NAMED RESPONDENT: 0000407756 WARNING: Your spouse (husband THIS IS A COMMUNICATION FROM or wife) has filed a lawsuit against A DEBT COLLECTOR. 2129890 4/1-5/6/10 you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that NOTICE OF MORTGAGE affects your rights. Read this sumFORECLOSURE SALE mons carefully. If you do not underN O T I C E I S H E R E B Y G I V E N t h a t stand it. contact an attorney for default has occurred in the conditions legal advice. of the following described mortgage: 1. The Petitioner (your spouse) has DATE OF MORTGAGE: March 09, filed a lawsuit against you asking for a 2005 dissolution of your marriage (divorce). ORIGINAL PRINCIPAL AMOUNT OF A copy of the Petition for Dissolution MORTGAGE: $234,000.00 of Marriage is attached to this SumMORTGAGOR(S): Alan Wayne Martin mons. There should also be a copy of and Sandra T Martin, husband and wife Petitioner’s Financial Affidavit MORTGAGEE: Mortgage Electronic attached. Registration Systems, Inc. 2. You must serve upon Petitioner DATE AND PLACE OF RECORDING: and file with the Court a written Recorded: April 22, 2005 Dakota Answer to the Petition for Dissolution County Recorder of Marriage and your Financial AffidaDocument Number: 2314980 vit. You must pay the required filing ASSIGNMENTS OF MORTGAGE: fee. Answer forms and the Financial And assigned to: Deutsche Bank Affidavit form are available from the National Trust Company, as Indenture Court Administrator’s office. You must Trustee, on behalf of the holders of the serve your Answer and Financial AffiA c c r e d i t e d M o r t g a g e L o a n T r u s t davit upon Petitioner within thirty 2005-2 Asset Backed Notes (30) days of the date you were served Dated: March 16, 2010 with this Summons, not counting the Transaction Agent: Mortgage Elec- day of service. If you do not serve and tronic Registration Systems, Inc. file your Answer and Financial AffidaTransaction Agent Mortgage Identifi- vit, the Court may give your spouse cation Number: 100176105030231693 everything he or she is asking for in Lender or Broker: Accredited Home the Petition for Dissolution of MarLenders, Inc. riage. Residential Mortgage Servicer: Select This proceeding does not involve real Portfolio Servicing property. Mortgage Originator: Not Applicable NOTICE OF TEMPORARY COUNTY IN WHICH PROPERTY IS RESTRAINING PROVISIONS LOCATED: Dakota Under Minnesota law, service of this Property Address: 19425 Everest s u m m o n s m a k e s t h e f o l l o w i n g Path, Farmington, MN 55024-7106 requirements apply to both parties to T a x P a r c e l I D N u m b e r : the action, unless they are modified by 14-77500-060-04 the court or the proceeding is disL E G A L D E S C R I P T I O N O F P R O P - missed: ERTY: Lot 6, Block 4, Troyhill, Dakota (1) Neither party may dispose of any County, Minnesota. assets except (a) for the necessities AMOUNT DUE AND CLAIMED TO BE of life or for the necessary generaDUE AS OF DATE OF NOTICE: tion of income or preservation of $247,802.11 assets, (b) by an agreement of the THAT all pre-foreclosure requireparties in writing, or (c) for retaining ments have been complied with; that counsel to carry on or to contest this no action or proceeding has been instiproceeding, tuted at law or otherwise to recover the (2) Neither party may harass the debt secured by said mortgage, or any other party. part thereof; (3) All currently available insurance PURSUANT to the power of sale concoverage must be maintained and tained in said mortgage, the continued without change in coverabove-described property will be sold age or beneficiary designation. by the Sheriff of said county as fol(4) Parties to a marriage dissolution lows: proceeding are encouraged to DATE AND TIME OF SALE: May 07, attempt alternative dispute resolu2010 at 10:00 AM tion pursuant to Minnesota law. PLACE OF SALE: Dakota County Alternative dispute resolution Law Enforcement Center, 1580 Highincludes mediation, arbitration and way 55, Lobby S-100, Hastings, Minneother processes as set forth in the sota district court rules. You may conto pay the debt secured by said morttact the court administrator about gage and taxes, if any, on said preresources in your area. If you canmises and the costs and disbursenot pay for mediation or alternative ments, including attorney fees allowed dispute resolution, in some counby law, subject to redemption within ties, assistance may be available to six (6) months from the date of said you through a nonprofit provider or a sale by the mortgagor(s), their percourt program. If you are a victim of sonal representatives or assigns. domestic abuse or threats as defined If the Mortgage is not reinstated in Minnesota statutes, chapter 518b, under Minn. Stat. §580.30 or the propyou are not required to try mediaerty is not redeemed under Minn. Stat. tion and you will not be penalized by §580.23, the Mortgagor must vacate the court in later proceedings. the property on or before 11:59 p.m. on IF YOU VIOLATE ANY OF THESE November 07, 2010, or the next busi- PROVISIONS, YOU WILL BE SUBness day if November 07, 2010 falls on J E C T T O S A N C T I O N S B Y T H E a Saturday, Sunday or legal holiday. COURT. Mortgagor(s) released from financial NOTICE OF PARENT EDUCATION obligation: NONE PROGRAM REQUIREMENTS THIS COMMUNICATION IS FROM Under Minnesota Statutes, Section A DEBT COLLECTOR ATTEMPT- 518.157, in a contested proceeding ING TO COLLECT A DEBT. ANY involving custody or parenting time of INFORMATION OBTAINED WILL BE a minor child, the parties must begin USED FOR THAT PURPOSE. participation in a parent education THE RIGHT TO VERIFICATION OF program that meets minimum stanTHE DEBT AND IDENTITY OF THE dards promulgated by the Minnesota ORIGINAL CREDITOR WITHIN THE Supreme Court within 30 days after T I M E P R O V I D E D B Y L A W I S N O T the first filing with the court. In some AFFECTED BY THIS ACTION. Districts, parenting education may be THE TIME ALLOWED BY LAW FOR required in all custody or parenting REDEMPTION BY THE MORTGAGOR, proceedings. You may contact the DisTHE MORTGAGOR'S PERSONAL REP- trict Court Administrator for addiRESENTATIVES OR ASSIGNS, MAY BE t i o n a l i n f o r m a t i o n r e g a r d i n g t h i s REDUCED TO FIVE WEEKS IF A JUDI- requirement and the availability of parCIAL ORDER IS ENTERED UNDER ent education programs. MINNESOTA STATUTES, SECTION Dated: 3/19/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Janine Nicole clara Solano OTHER THINGS, THAT THE MORT- 2173925 5/6-5/20/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ ������� ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 MORTGAGORS: Gerald A. Stodolka and Cheryl A. Stodolka, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded January 19, 2007, Dakota County Recorder, Document No. 2489673. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4521 Oak Pond Road, Eagan, MN 55123 TAX PARCEL I.D. #: 10-25801-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Fawn Ridge 2nd Addition, according to the recorded plat thereof, abstract property. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $316,498.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 27, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3914 24110868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 29, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3914 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2173693 5/6/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGOR: Beth P. Macmillan and Paul Joseph Macmillan, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 15, 2007, Dakota County Registrar of Titles, Document No. 606163, Certificate of Title No. 131212. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for American Home Mortgage Assets Trust 2007-2 Mortgage-Backed Pass-Through Certificates, Series 2007-2, Dated: December 23, 2009, Recorded: January 26, 2010, Document No. T657248. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015700905 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 17351 Jalisco Lane, Lakeville, MN 55044 TAX PARCEL I.D. #: 226410104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2 in Ridgeview Second Addition, according to the recorded plat thereof. The East line of said Ridgeview Second Addition, which is also the east line of the South Half of the Northwest Quarter of Section 7, Township 114, Range 20, is marked by a judicial landmark place on the north-south quarter line of said Section 7, 50 feet north of the center of said section and a judicial landmark placed at the northeast corner of the South half of Northwest Quarter of said Section 7. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$288,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$335,075.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2740 0031560063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177680 5/6-6/10/10

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12950 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Judith N. Peterson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Four Hundred Ninety-Four and no/100 ($3,494.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 13, 2009, and recorded April 8, 2010, as Document No. 2723648 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010. Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441135 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167054 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,400.00 MORTGAGOR(S): Brian M. Stromback and Ellen A. Stromback, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528056 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000844478 Lender or Broker: Gopher State Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16391 Fallbrook Dr, Farmington, MN 55024-8872 Tax Parcel ID Number: 22-20980-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dodd Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $340,158.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013307F01 2129379 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2122561 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 1 , 2006 MORTGAGOR:J a s o n F . R o a t h , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 7, 2006, Dakota County Recorder, Document No. 2418959. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 15, 2009, Recorded: August 31, 2009, Document No. 2681433. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981116396277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12834 Nicollet Avenue South 101, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01300-379-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 101, Apartment Ownership No. 15, Nicollet Avenue 12834, Ridgeview Condominium Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$83,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$87,375.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2131 2003537477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167943 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Martin De La Cruz and Maria Martha Hita, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2005 Dakota County Recorder Document Number: 2355705 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 25, 2010 Recorded: March 11, 2010 Dakota County Recorder Document Number: 2718729 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000271896 Lender or Broker: Centennial Mortgage & Funding, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1964 Beaver Dam Ct, Eagan, MN 55122-2221 Tax Parcel ID Number: 104805006501 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Meadowland First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,378.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed to June 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 2169758 5/6/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2007 MORTGAGOR:Robert L. Rick, a married person. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 10, 2007, Dakota County Recorder, Document No. 2515696. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA, as trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2007-OC1 Trust, Dated: November 5, 2008, Recorded: May 6, 2009, Document No. 2654936. And thereafter assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA, as trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2007-OA4 Trust, Dated: September 15, 2009, Recorded: October 28, 2009, Document No. 2693062. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2406 Rushmore Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-29702-310-03 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 3, Glendale Heights 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$203,020.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$242,568.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1603 3013413806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177587 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 Tax Parcel ID Number: 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $113,767.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F01 2177097 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 12, 2006 MORTGAGORS:Destyn D. Dagle and Krista J. Dagle, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 1, 2006, Dakota County Recorder, Document No. 2433985. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000326330598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17529 Five Oaks Drive, Farmington, MN 55024 T A X P A R C E L I . D . # :

T A X P A R C E L I . D . # : 22-20878-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Dodd Ridge 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$276,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,087.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8051 1909626633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129820 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,200.00 MORTGAGOR(S): John Schuster, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 08, 2002 Dakota County Recorder Document Number: 1881653 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4108 Oakbrooke Trail, Eagan, MN 55122 Tax Parcel ID Number: 10-53762-190-03 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, Oakbrooke 3rd Addition, CIC No. 264, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,722.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012725F01 2122851 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Stephen A. Fleming, as a single person MORTGAGEE: Provincial Bank DATE AND PLACE OF RECORDING: Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093805 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 30, 2003 Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093806 And assigned to: Mortgage Electronic Registration Systems, Inc Dated: May 02, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427987 And assigned to: U.S. Bank, N.A. Dated: April 09, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650991 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001859592 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7250 157th St W, Apple Valley, MN 55124-5120 Tax Parcel ID Number: 01-11650-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Apple Ponds, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,319.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

���

������OF������ ������� ��� �� ���� THE DEBT AND IDENTITY THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT NOTICE OF MORTGAGE AFFECTED BY THIS ACTION. FORECLOSURE SALE THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- OF THE DEBT AND IDENTITY OF RESENTATIVES OR ASSIGNS, MAY BE THE ORIGINAL CREDITOR WITHIN REDUCED TO FIVE WEEKS IF A JUDI- THE TIME PROVIDED BY LAW IS CIAL ORDER IS ENTERED UNDER NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of OTHER THINGS, THAT THE MORT- the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 6 , GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2005 MORTGAGOR:Michael E. Lamoreux, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL a single person. MORTGAGEE:First Franklin. PRODUCTION, AND ARE ABANDONED. DATE AND PLACE OF RECORDING: DATED: April 01, 2010 Recorded November 7, 2005, Dakota ASSIGNEE OF MORTGAGEE: C o unty Recorder, Document No. U.S. Bank, N.A. 2378536. Wilford & Geske, P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Assignee of Mortgagee Assigned to: First Franklin FinanLawrence A. Wilford cial Corporation, Dated: March 7, James A. Geske 2006, Recorded: April 3, 2006, Docu8425 Seasons Parkway, Suite 105 ment No. 2417503. And thereafter Woodbury, MN 55125-4393 assigned to: Deutsche Bank National (651) 209-3300 Trust Company, as Trustee for First File Number: 003094F03 2129565 4/1-5/6/10 F r a n k l i n M o r t g a g e L o a n T r u s t 2006-FF1 Mortgage Pass-Through Certificates, Series 2006-FF1, Dated: April 9, 2009, Recorded: April 30, 2009, Document No. 2653775. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE MORTGAGE: NONE NOTICE IS HEREBY GIVEN that LENDER OR BROKER AND MORTdefault has occurred in the conditions G A G E O R I G I N A T O R S T A T E D O N of the following described mortgage: MORTGAGE: First Franklin DATE OF MORTGAGE: August 26, RESIDENTIAL MORTGAGE SER2005 VICER: Home Loan Services, Inc. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE: $200,800.00 370 Tiffany Drive, Hastings, MN 55033 MORTGAGOR(S): Matthew D. T A X P A R C E L I . D . # : Krausert And Renee T. Krausert, Hus- 19-16400-020-07 band And Wife LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. Lot 2, Block 7, Cari Park according DATE AND PLACE OF RECORDING: to the recorded plat thereof on file Recorded: September 07, 2005 and of record in the Office of the Dakota County Recorder County Recorder, Dakota County, Document Number: 2358568 Minnesota. Transaction Agent: Mortgage ElecCOUNTY IN WHICH PROPERTY IS tronic Registration Systems, Inc. LOCATED:Dakota Transaction Agent Mortgage IdentifiORIGINAL PRINCIPAL AMOUNT OF cation Number: 100137510000215618 MORTGAGE:$202,160.00 Lender or Broker: Lakeland MortAMOUNT DUE AND CLAIMED TO BE gage Corporation DUE AS OF DATE OF NOTICE, INCLUDR e s i d e n t i a l M o r t g a g e S e r v i c e r : ING TAXES, IF ANY, PAID BY MORTAurora Loan Services, LLC GAGEE:$231,866.74 Mortgage Originator: Not Applicable That prior to the commencement of COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding LOCATED: Dakota Mortgagee/Assignee of Mortgagee comP r o p e r t y A d d r e s s : 1 0 0 4 O a k S t , plied with all notice requirements as Farmington, MN 55024-1702 required by statute; That no action or T a x P a r c e l I D N u m b e r : proceeding has been instituted at law 14-22500-150-08 or otherwise to recover the debt L E G A L D E S C R I P T I O N O F P R O P - secured by said mortgage, or any part ERTY: Lot 15, Block 8, East Farming- thereof; ton First Addition, Dakota County, PURSUANT to the power of sale conMinnesota. tained in said mortgage, the above AMOUNT DUE AND CLAIMED TO BE described property will be sold by the D U E A S O F D A T E O F N O T I C E : Sheriff of said county as follows: $194,714.41 DATE AND TIME OF SALE: June 22, THAT all pre-foreclosure require- 2010 at 10:00 AM ments have been complied with; that PLACE OF SALE:Sheriff's Office, Law no action or proceeding has been insti- Enforcement Center, 1580 Hwy 55, tuted at law or otherwise to recover the Lobby #S-100, Hastings, MN debt secured by said mortgage, or any to pay the debt then secured by said part thereof; Mortgage, and taxes, if any, on said PURSUANT to the power of sale con- premises, and the costs and disburset a i n e d i n s a i d m o r t g a g e , t h e ments, including attorneys' fees above-described property will be sold allowed by law subject to redemption by the Sheriff of said county as fol- within six (6) months from the date of lows: said sale by the mortgagor(s), their DATE AND TIME OF SALE: June 18, personal representatives or assigns 2010 at 10:00 AM unless reduced to Five (5) weeks under PLACE OF SALE: Dakota County MN Stat. §580.07. Law Enforcement Center, 1580 HighTIME AND DATE TO VACATE PROPway 55, Lobby S-100, Hastings, Minne- E R T Y : I f t h e r e a l e s t a t e i s a n sota owner-occupied, single-family dwellto pay the debt secured by said mort- ing, unless otherwise provided by law, gage and taxes, if any, on said pre- the date on or before which the mortmises and the costs and disburse- gagor(s) must vacate the property if the ments, including attorney fees allowed mortgage is not reinstated under secby law, subject to redemption within tion 580.30 or the property is not six (6) months from the date of said redeemed under section 580.23 is sale by the mortgagor(s), their per- 11:59 p.m. on December 22, 2010. sonal representatives or assigns. MORTGAGOR(S) RELEASED FROM If the Mortgage is not reinstated FINANCIAL OBLIGATION ON MORTunder Minn. Stat. §580.30 or the prop- GAGE:None erty is not redeemed under Minn. Stat. "THE TIME ALLOWED BY LAW FOR §580.23, the Mortgagor must vacate REDEMPTION BY THE MORTGAGOR, the property on or before 11:59 p.m. on THE MORTGAGOR'S PERSONAL REPDecember 18, 2010, or the next busi- RESENTATIVES OR ASSIGNS, MAY BE ness day if December 18, 2010 falls on REDUCED TO FIVE WEEKS IF A JUDIa Saturday, Sunday or legal holiday. CIAL ORDER IS ENTERED UNDER Mortgagor(s) released from financial MINNESOTA STATUTES, SECTION obligation: NONE 582.032, DETERMINING, AMONG THIS COMMUNICATION IS FROM OTHER THINGS, THAT THE MORTA DEBT COLLECTOR ATTEMPT- GAGED PREMISES ARE IMPROVED ING TO COLLECT A DEBT. ANY WITH A RESIDENTIAL DWELLING OF INFORMATION OBTAINED WILL BE LESS THAN FIVE UNITS, ARE NOT USED FOR THAT PURPOSE. PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF P R O D U C T I O N , A N D A R E THE DEBT AND IDENTITY OF THE ABANDONED." ORIGINAL CREDITOR WITHIN THE Dated: April 21, 2010. TIME PROVIDED BY LAW IS NOT Deutsche Bank National Trust AFFECTED BY THIS ACTION. Company, as trustee THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- By: Paul A. Weingarden RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT- 76-3204 GAGED PREMISES ARE IMPROVED 1044591053 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. PROPERTY USED IN AGRICULTURAL 21682586 4/29-6/3/10 PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Wilford & Geske, P.A. FORECLOSURE SALE Attorneys for Mortgagee NOTICE IS HEREBY GIVEN that Lawrence A. Wilford default has occurred in the conditions James A. Geske of the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: April 14, 2004 Woodbury, MN 55125-4393 ORIGINAL PRINCIPAL AMOUNT OF (651) 209-3300 MORTGAGE: $203,250.00 File Number: 014261F01 2175480 5/6-6/10/10

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ��� �� ���� ������ ������ ������� Lender or Broker: America s Whole sale Lender ���������� ���� ��������� MORTGAGE: $203,250.00 MORTGAGOR(S): Mark R. Von Berge AKA Mark R. Vonberge, A Married Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2004 Dakota County Recorder Document Number: 2218685 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100050500007648641 Lender or Broker: Ryland Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6808 158th St W, Apple Valley, MN 55124-6027 Tax Parcel ID Number: 01-32151-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Hawthorne 2nd Addition, CIC No. 369. Located in the County of Dakota, State of Minnesota. Together with the benefits contained in the Declaration for CIC No. 369, Dated May 10, 2002, filed July 31, 2002 as Document No. 1921716 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,948.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For T h e C e r t i f i c a t e h o l d e r s o f CWMBS 2004-15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012288F01 2122935 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): James M McCune, a single man and Nora J Rodriquez, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430703 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Dated: November 11, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065982874 Lender or Broker: America's Whole-

Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16941 Gannon Way W, Lakeville, MN 55068 Tax Parcel ID Number: 22-16701-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Cedar Highlands Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,127.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010116F01 2126998 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 19, 2007 MORTGAGORS:Bruce R. Miller and Lisa B. Miller, husband and wife. MORTGAGEE:M e r c h a n t s B a n k , National Association. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562083. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 17052 Huntington Path, Lakeville, MN 55044-4654 T A X P A R C E L I . D . # : 22-18590-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Crystal Lake Fairways COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$420,945.70 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-414 16012594 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129914 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 28, 2006 MORTGAGOR:Amanda R. Mulligan, an unmarried woman. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank as successor in interest to Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded November 16, 2006, Dakota County Recorder, Document No. 2475889. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-11, Dated: March 4, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15560 Eagle Ridge Road, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-306-21 LEGAL DESCRIPTION OF PROPERTY: Unit 1306, Bayside, A Condominium, CIC No. 397 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,945.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2819 0698543576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130015 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J . Marsteiner and Renae S. Marsteiner, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$264,243.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010

11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 0000405296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129871 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 MORTGAGOR(S): Thong Lee, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558599 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550157247262 Lender or Broker: Mortgage Banking Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2402 Rushmore Rd, Hastings, MN 55033-3728 Tax Parcel ID Number: 19-29702-320-03 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 3, Glendale Heights, Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,806.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. s not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009292F03 2175506 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 5 , 2007 MORTGAGOR:T h e r e s a J . M c C o r mick, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-83900-290-01 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$172,357.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 5304406332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168204 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 0 , 2006 MORTGAGORS:Jesus Sanchez and Carmen G. Sanchez, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.

���������� �� ���� �����

���������� ���� ���������

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 3, 2006, Dakota County Registar of Titles, Document No. 587351, on Certificate No. 130928 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: March 8, 2010 Said Mortgage Being Upon Registered Land TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065792679 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2205 Wentworth Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53450-051-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 except the East 5 feet of said Lot 5 in Block 1 in Oak Park Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$185,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,182.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2828 5304572703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129976 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Debbie L. Griffith, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Solution Lending, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0608230008-5 SERVICER: Ocwen Loan Servicing, LLC LENDER: First Solution Lending, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 13, 2006, as Document No. 2460687 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE

N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Dated: September 21, 2006 , and recorded September 5, 2008 by Document No. 2611584 . LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Ashwood Ponds 3rd Addition, Common Interest Community NO.305, Dakota County, Minnesota PROPERTY ADDRESS: 8866 Coppersmith Court, Inver Grove Heights, MN 55076 PROPERTY I.D: 20-12102-170-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Four Hundred Fifty-Three and 78/100 ($183,453.78) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 18, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00004-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3502913 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010 2121209 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 25, 2006 MORTGAGORS:V e r o n i c a L o u i s e Brown and Willie Brown, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 14, 2006, Dakota County Registrar of Titles, Document No. 592198, Certificate of Title No. 136307. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation 2006-BC2, Dated: February 4, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002584461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 812 South 8th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600005011 LEGAL DESCRIPTION OF PROPERTY: Lot 4 and the North 25 feet of Lot 5 in Block 11 of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,503.02 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3018 0021696612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130447 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2006 MORTGAGOR:A l t h e a J . Toliver-Vogel, married. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 8, 2006, Dakota County Recorder, Document No. 2474272. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: February 17, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926730180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1805 5th Street South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48550-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Michaels Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$204,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,983.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2784 5304049645 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129959 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 , 2001 MORTGAGOR:John E. Mahoney, a single individual. MORTGAGEE:Voyageur Financial, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753664. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753665. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: April 23, 2002, Recorded: May 9, 2002, Document No. 1894289. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: March 4, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13510 Aldrich Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-42701-071-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying South of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$97,375.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROP-

���

������ �������USED ��� ���� TIME AND DATE TO VACATE ������ PROP PROPERTY IN �� AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: March 30, 2010. ing, unless otherwise provided by law, the date on or before which the mortJPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of 1 1 : 5 9 p . m . o n N o v e m b e r 1 5 , 2 0 1 0 Mortgagee . MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE:None "THE TIME ALLOWED BY LAW FOR 60-1583 REDEMPTION BY THE MORTGAGOR, 3073260758 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 4/8-5/13/10 REDUCED TO FIVE WEEKS IF A JUDI- 2139431 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: March 18, 2010. NOTICE IS HEREBY GIVEN, that JPMorgan Chase Bank, N.A. default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE:September 26, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2005 MORTGAGOR:Nicholas Fitch, A marMortgagee ried person. 4500 Park Glen Road #300 MORTGAGEE:Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc.. (952) 925-6888 DATE AND PLACE OF RECORDING: 60-2814 Recorded October 5, 2005, Dakota 5300982104 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . 2367662. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2130073 4/1-5/6/10 Assigned to: U.S. Bank, N.A., Dated: August 15, 2009, Recorded: August 20, 2009, Document No. 2679444. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100137510000204463 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Lakeland Mortgage CorNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that poration default has occurred in conditions of RESIDENTIAL MORTGAGE SERthe following described mortgage: VICER: U.S. Bank Home Mortgage DATE OF MORTGAGE:March 7, 2003 MORTGAGED PROPERTY ADDRESS: MORTGAGORS:Stacey A. Wade and 629 5th Avenue South, South Saint Keith A. Wade, husband and wife. Paul, MN 55075 MORTGAGEE:J P M o r g a n C h a s e T A X P A R C E L I . D . # : Bank, N.A. as successor in interest to 36-75100-080-17 Washington Mutual Bank, F.A. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded April 29, 2003, Dakota Lot Eight (8), Block Seventeen (17), County Recorder, Document No. in Tarbox Addition to South St. Paul, Dakota County, Minnesota, 2039151. COUNTY IN WHICH PROPERTY IS A S S I G N M E N T S O F LOCATED:Dakota MORTGAGE:NONE TRANSACTION AGENT: NONE ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE:$199,324.00 GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NONE DUE AS OF DATE OF NOTICE, INCLUDLENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE:$209,618.53 That prior to the commencement of MORTGAGE: Washington Mutual Bank, F.A. this mortgage foreclosure proceeding R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comV I C E R : J P M o r g a n C h a s e B a n k , plied with all notice requirements as National Association required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1046 Savannah Road, Eagan, MN 55123 o r o t h e r w i s e t o r e c o v e r t h e d e b t TAX PARCEL I.D. #: 104507704001 secured by said mortgage, or any part LEGAL DESCRIPTION OF PROP- thereof; ERTY: PURSUANT to the power of sale conLot 4, Block 1, Lexington Square 3rd tained in said mortgage, the above Addition described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: June 18, ORIGINAL PRINCIPAL AMOUNT OF 2010 at 10:00 AM MORTGAGE:$160,000.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$129,189.99 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. TIME AND DATE TO VACATE PROPthereof; PURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: May 21, gagor(s) must vacate the property if the mortgage is not reinstated under sec2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on December 20, 2010. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE:None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date THE MORTGAGOR'S PERSONAL REPof said sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: April 23, 2010. redeemed under section 580.23 is U.S. Bank, N. A. 11:59 p.m. on November 22, 2010 Mortgagee/Assignee of Mortgagee . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden GAGE:None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 19-992 MINNESOTA STATUTES, SECTION 6800029732 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 4/29-6/3/10 GAGED PREMISES ARE IMPROVED 2167907 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ ������� MORTGAGEE:Mortgage Registration Systems, Inc. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 4, 1999 MORTGAGORS:Ray A. Kingsley and Julie D. Kingsley, husband and wife. MORTGAGEE:American Advantage Mortgage. DATE AND PLACE OF RECORDING: Recorded July 13, 1999, Dakota County Recorder, Document No. 1620731. ASSIGNMENTS OF MORTGAGE: Assigned to: CrossLand Mortgage Corp., Recorded: April 6, 2000, Document No. 1683086. And thereafter assigned to: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC, Recorded: December 9, 1999, Document No. 1658564. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Advantage Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7271 146th Way West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-81400-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Valley South, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$120,510.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$124,676.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8069 1956347737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168163 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 29, 2006 MORTGAGOR:Rebecca O. Nyafli, a single person. MORTGAGEE:Mortgage Electronic

Electronic

DATE AND PLACE OF RECORDING: Recorded December 26, 2006, Dakota County Recorder, Document No. 2484092. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: June 4, 2009, Recorded: June 23, 2009, Document No. 2666133. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017995161104419 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 4861 Four Seasons Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-83957-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Whispering Woods Eighth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$425,322.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1548 9516110441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139241 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 2 , 2005 MORTGAGORS:James Hart and Lisa Hart, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 9, 2005, Dakota County Recorder, Document No. 2387448. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, Trustee for Lehman Brothers c/o Chase Home Finance LLC, Dated: May 25, 2007, Recorded: June 7, 2007, Document No. 2522324. And thereafter assigned to: US Bank National Association, as Trustee for Structured Asset Investment Loan Trust SAIL 2005-11 c/o Chase Home Finance, LLC Dated: November 7, 2008, Recorded: November 18, 2008, Document No. 2623201. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002098330 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2140 East 78th Court, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-36400-311-04 LEGAL DESCRIPTION OF PROPERTY: Lawyers Title Insurance Corporation Commitment Number: 2005092290 SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: That part of Lot 31, Block 4, Inver Grove Estates, Dakota County, Minnesota, which lies Southwesterly of the following described line; Commencing at the Northwest corner of said Lot 31, thence Southeasterly a distance of 50.63 feet, along the Northerly line of said Lot 31 which is a curve concave to the north having a radius of 60.00 feet, a central angle of 48 degrees 20 minutes 48 seconds and the chord of which bears South 83 degrees 16 minutes 07 seconds East to the beginning of said line to be described; thence South 21 degrees 27 minutes 09 seconds East, radial to last described line, a distance of 166.95 feet to the intersection of the southeasterly line of said Lot 31 and there terminating, Dakota County, Minnesota. Subject to Easements, restriction, covenants and conditions of record, if any. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,424.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3993 22277958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138906 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,350.00 MORTGAGOR(S): Oscar Chavez Castillo, married

Castillo, married MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., subsidiary of National City Bank of Indiana. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 17, 2004, as Document No. 2238566 ASSIGNED TO: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 Dated: March 16, 2010 , and recorded March 24, 2010 by Document No. 2721077. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Morningview, Dakota County, Minnesota. PROPERTY ADDRESS: 15660 Hallmark Path, Apple Valley, MN 55124 PROPERTY I.D: 01 49 10 00 50 03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Six Thousand Six Hundred Fifty-Six and 15/100 ($176,656.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 25, 2010 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010 Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00152-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3513649 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010, 05/13/2010 2134651 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 , 2006 MORTGAGORS:A d a m B . B u r g a n d Corrina Burg, husband and wife. MORTGAGEE:PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 5, 2006, Dakota County Recorder, Document No. 2458805. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 708 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050019012 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 12, Addition No. 13 to the City of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,861.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$198,935.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2046 0004800491 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2138855 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 13, 2006 MORTGAGORS:Balois C. Bonilla and Maria Bonilla, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 9, 2006, Dakota County Recorder, Document No. 2466872. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401446959054 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 521 17th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70201-030-00 LEGAL DESCRIPTION OF PROPERTY: Exhibit A The South 1/2 of the lands described as follows: Commencing at the Intersection of the North line of Lot “G”, South Park Division No. 2 and the West line of Seventeenth Avenue North, South St. Paul, Minnesota, as now laid out, thence West along the North line of said Lot “G” 300.99 feet, thence South 148.24 feet to a point 301.025 feet West of the West line of 17th Avenue North; thence East 301.025 feet to the West line of 17th Avenue North as now laid out; thence North along the West line of 17th Avenue North 148.14 feet to the point of beginning, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$222,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,924.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8074 1914067880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139346 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,070.00 MORTGAGOR(S): David Brent Dahl, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 23, 2004 Dakota County Recorder Document Number: 2197507 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000075156 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15724 Frisian Ln, Apple Valley, MN 55124-5626 Tax Parcel ID Number: 01-32152-040.02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Hawthorne, CIC # 369, located in the County of Dakota, State of Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,532.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

���������� �� ���� �����

���������� ���� ���������

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013602F01 2137301 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,230.00 MORTGAGOR(S): Richard B Watters and Ines M Watters, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000177248 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18627 Dylan Dr, Farmington, MN 55024-7070 Tax Parcel ID Number: 14-47803-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Meadow Creek Fourth Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,142.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 MORTGAGEE: Mortgage Electronic Registration

Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010818F03 2130955 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 , 2007 MORTGAGORS:Steven Benson, married and Karen McNevins, A single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 10, 2007, Dakota County Recorder, Document No. 2542886. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100034200057739132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Metrocities Mortgage LLC, A limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14055 Pennock Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-84300-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Wildwood Pond, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,647.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$200,812.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-989 6003233717 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177439 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 21, 2004 MORTGAGOR:Katheryn A Andresen, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,327.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3633 8422464 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139085 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 24, 2007 MORTGAGOR:Kimberly G. Serbus, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Dakota County Recorder, Document No. 2516317. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: September 2, 2008, Recorded: October 21, 2008, Document No. 2618903. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014205899 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 18067 Kindred Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 228465026001 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Woodhill, Common Interest Community No. 482, Wood Hill Premier Townhomes. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$278,586.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3592 1044877702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139264 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,790.00 MORTGAGOR(S): Johnna M Giguere, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 05, 2005 Dakota County Recorder Document Number: 2337111 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550072626772 Lender or Broker: Cities Financial, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd Apt 322, Eagan, MN 55122-2190 Tax Parcel ID Number: 10-22470-322-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B322, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $115,324.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

���

������ ������ ������� ��� ��from ���� part thereof; within six (6) months the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: May 21, E R T Y : I f t h e r e a l e s t a t e i s a n 2010 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Lobby S-100, Hastings, Minne- gagor(s) must vacate the property if the sota mortgage is not reinstated under secto pay the debt secured by said mort- tion 580.30 or the property is not gage and taxes, if any, on said pre- redeemed under section 580.23 is mises and the costs and disburse- 11:59 p.m. on November 26, 2010. ments, including attorney fees allowed MORTGAGOR(S) RELEASED FROM by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE:None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION November 21, 2010, or the next busi- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ness day if November 21, 2010 falls on OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: March 26, 2010. INFORMATION OBTAINED WILL BE Wells Fargo Bank, N.A., as Trustee USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE By: Paul A. Weingarden T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 85-478 REDUCED TO FIVE WEEKS IF A JUDI- 7000008793 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 4/8-5/13/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2139052 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION PRODUCTION, AND ARE ABANDONED. OF THE DEBT AND IDENTITY OF DATED: April 08, 2010 A S S I G N E E O F M O R T G A G E E : THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Nationstar Mortgage, LLC NOT AFFECTED BY THIS ACTION. Wilford & Geske, P.A. NOTICE IS HEREBY GIVEN, that Attorneys for Assignee of Mortgagee default has occurred in conditions of Lawrence A. Wilford the following described mortgage: James A. Geske DATE OF MORTGAGE:June 2, 2008 8425 Seasons Parkway, Suite 105 MORTGAGORS:Paul C. Weierke and Woodbury, MN 55125-4393 Lisa A. Weierke, husband and wife. (651) 209-3300 MORTGAGEE:Mortgage Electronic File Number: 013410F01 2136622 4/8-5/13/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 9, 2008, Dakota County Recorder, Document No. 2595352. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: U.S. Bank, N.A., Dated: FORECLOSURE SALE THE RIGHT TO VERIFICATION March 9, 2010. TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: 100137510000343287 LENDER OR BROKER AND MORTdefault has occurred in conditions of GAGE ORIGINATOR STATED ON the following described mortgage: DATE OF MORTGAGE:O c t o b e r 9 , MORTGAGE: Lakeland Mortgage Corporation 2006 RESIDENTIAL MORTGAGE SERMORTGAGORS:Jesus Martinez and Maria Del Carmen Angeles, husband VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: and wife. MORTGAGEE:Mortgage Electronic 19665 Everest Path, Farmington, MN 55024 Registration Systems, Inc. T A X P A R C E L I . D . # : DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota 14-16500-100-04 LEGAL DESCRIPTION OF PROPCounty Recorder, Document No. ERTY: 2471524. Lot 10, Block 4, Charleswood, ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS as Trustee for Carrington Mortgage L o a n T r u s t , S e r i e s 2 0 0 7 - R F C 1 , LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Asset-Backed Pass Through CertifiMORTGAGE:$329,397.00 cates, Dated: July 23, 2008. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE:$346,480.20 That prior to the commencement of MORTGAGE: 100261495803081037 LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Great Northern Finan- plied with all notice requirements as required by statute; That no action or cial Group, Inc. R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law VICER: Carrington Mortgage Services o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part LLC MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con239 Winona Street West, West Saint tained in said mortgage, the above Paul, MN 55118 described property will be sold by the TAX PARCEL I.D. #: 421870012003 LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, ERTY: Lot 12, Block 3, Crowley's Addition, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE:$168,000.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE:$179,572.65 within six (6) months from the date That prior to the commencement of of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, the date on or before which the mortthereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not redeemed under section 580.23 is Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 11:59 p.m. on November 26, 2010. 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE:None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption within six (6) months from the date of ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ ������� ���������� ���� ��������� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-880 6800152358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137489 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Angela A. Albrecht, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 15, 2005 Dakota County Recorder Document Number: 2388898 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000134763 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 145 18th Ave S, South Saint Paul, MN 55075-2146 Tax Parcel ID Number: 36-83900-200-05 LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the South 10 feet of Lot 20, Block 5, Wharton and Miller's Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,679.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013988F01 2177063 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in conditions of that certain Combination Mortgage, Security Agreement and Fixture Financing Statement (the "Mortgage") dated June 20, 2001, executed by Burnsville Royale Limited Partnership, a Minnesota limited partnership, as Mortgagor, to Anchor Bank, West St. Paul, N.A., a national banking association, as Mortgagee, filed for registration in the office of the Dakota County Registrar of Titles, State of Minnesota, on June 22, 2001, as Document No. 441945; that the Mortgage was assigned to Zions First National Bank by an Assignment of Combination Mortgage, Security Agreement and Fixture Financing Statement and Assignment of Rents and Leases dated June 20, 2001, filed in the office of the Dakota County Registrar of Titles on June 22, 2001, as Document No. 441948; as further assigned to The Chase Manhattan Bank, as Trustee for Zions Small Business Loan Trust, Series 2001-1, by an Assignment of Mortgage and Assignment of Rents dated December 31, 2001, filed in the office of the Dakota County Registrar of Titles as Document No. 462228; and re-assigned to Zions First National Bank by an Assignment of Mortgage and Assignment of Leases and Rents dated April 5, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590537 (Zions First National Bank, "Current Mortgagee"), that the original principal amount secured by the Mortgage was $1,475,000.00; that the Mortgage was modified by that certain Modification of Mortgage dated April 6, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590538, increasing the principal amount secured by the Mortgage to $1,700,000; the Mortgage being upon Registered Land; that Document Nos. 441945, 441948, 462228, 590537 and 560538 appear as memorials on Certificate of Title No. 79387; that no Mortgagors have been released from financial obligation on the Mortgage; that no action or proceeding has been instituted by law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due upon the Mortgage including interest to the date of this Notice, and taxes, if any, the sum of One Million Six Hundred Forty-five Thousand Fifty-eight and 95/100 Dollars ($1,645,058.95); that the holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage and acceleration of the debts secured thereby and all notice and other requirements of applicable statutes have been fulfilled; and that pursuant to the power of sale contained in the Mortgage, the Mortgage will be foreclosed and a tract of land lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 5, Block 1, River Ridge Addition (the "Real Property") Property Address: 250 No. River Ridge Circle, Burnsville, MN P r o p e r t y I D N u m b e r : 0 2 - 6 4 2 0 0 - 0 5 1 - 0 1 a n d 02-64200-052-01 together with all present and future leases of the Real Property, all present and future rents, revenues, income issues, royalties, profits and other benefits derived from the Real Property, and all equipment fixtures, accessions, parts, additions to, all replacements of and all substitutions for any of the foregoing property, together with all proceeds thereof, including, without limitation, all insurance proceeds and refunds of premiums (the Real Property and personal property collectively, the "Mortgaged Property") will be sold by the Dakota County Sheriff, Minnesota, at public auction on June 4, 2010, at 10:00 AM at the office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, in Minnesota, to pay the debt then secured by the Mortgage and taxes, if any, on the Mortgaged Property, and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, or Mortgagor's personal representatives or assigns is two (2) months after the date of sale; and that each holder of a junior lien on the Property may redeem in the order and manner provided under Minn. Stat. §582.32, Subd. 9, beginning after the expiration of the Mortgagor's redemption period. Dated: May 6, 2010. Zions First National Bank, Current Mortgagee Attorneys for Current Mortgagee: Amy J. Swedberg, Esq. MASLON EDELMAN BORMAN & BRAND, LLP 3300 Wells Fargo Center 90 South 7th Street Minneapolis, MN 55402-4140 Telephone: (612) 672-8200 2177413 5/6-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 20, 2006 MORTGAGOR:E l i z a b e t h A . G r o s hong, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2006, Dakota County Recorder, Document No. 2478987. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022600314110 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16610 Flagstaff Way West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21177-090-05 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,574.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 21390300 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Jeremy Johnson and Catherine Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 16, 2007 Dakota County Recorder Document Number: 2488404 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2007-BC2 Dated: January 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 100052647024273172 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 246 Bernard St E, West Saint Paul, MN 55118-1552 Tax Parcel ID Number: 42-19700-180-00 LEGAL DESCRIPTION OF PROPERTY: All that part of Lot 17, Dawson Outlots to West St. Paul described as follows: Commencing at a point on the North line of Lot 17 Distant 111 Feet West of the NE corner thereof; Thence running South along a line parallel with the East line of Lot 17 160 feet; Thence running West along a line parallel with the North line of said Lot 17 55 feet; Thence North along a line parallel with the said East line of Lot 17 to the North line of said Lot; Thence running East along the North line of said Lot 17 55 feet to the point of beginning, except that part thereof taken for road. Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,892.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2007-BC2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012057F01 2135079 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 3, 2006 MORTGAGOR:Kristy R. Skjerseth, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412873. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560458955 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 327 12th Avenue South, South Saint Paul, MN 55075

Paul, MN 55075 T A X P A R C E L I . D . # : 36-63000-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Ravenscroft Park Addition to South Saint Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,477.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137529 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 3 , 2006 MORTGAGORS:Richard Airiq Tibbits and Stacy Lee Tibbits, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 7, 2006, Dakota County Registrar of Titles, Document No. 584381, Certificate of Title No. 138573. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 15, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100318801000134607 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 916 15th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-57500-200-04 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 4, Pine Terrace, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$175,210.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 26, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-911 6800043574 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2137509 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 1, 2003 MORTGAGORS:John L. Claeson and Cindy Claeson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2003, Dakota County Recorder, Document No. 2050540. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600062671180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17225 Fieldcrest Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-48101-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Meadow Brook Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,440.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

���������� �� ���� �����

���������� ���� ���������

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3581 6267118 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2136644 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 16, 2005 MORTGAGORS:Duane D. Murra and Rebecca H. Murra, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2005, Dakota County Recorder, Document No. 2367870. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: March 25, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000850235 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 17622 Glasgow Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18602-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, CIC No. 437, Crossroads 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,289.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1670 89661790 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319224 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2003 MORTGAGOR:T h a v i n h A . C h i n d a kone, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2003, Dakota County Recorder, Document No. 2074865. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000027970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17582 Foxboro Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-30946-070-05 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Greenridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,136.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3734 8175188 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2169499 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 11, 2004 MORTGAGORS:Laurie S. Lancette and Derrick D. Sanders, both single. MORTGAGEE:First Franklin Financial Corporation, subsidiary of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded July 9, 2004, Dakota County Recorder, Document No. 2223961. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2004-FFH3, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 13444 Settlers Ridge Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026730059001 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Settlers Ridge CIC Number 355, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,661.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-608 1044296755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168016 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 , 2006 MORTGAGOR:Julie R. Huda, a married person. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2006, Dakota County Recorder, Document No.

County Recorder, Document No. 2452971. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 40 Maple Island Road, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-53754-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Oak Shores Ninth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$130,286.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3623 653587354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2139104 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Ryan R Kestner, unmarried and Jacob B Leonard, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2006 Dakota County Recorder Document Number: 2466354 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104599308 Lender or Broker: Bailey Financial Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 991 Cherokee Ave, West Saint Paul, MN 55118-1110 Tax Parcel ID Number: 42-69950-134-00 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 12, Smith's Outlots, West St. Paul, Dakota County, Minnesota, described as follows: Commencing at a point 496 feet South of the Northeast corner of said Lot 12; thence South 43 feet; thence

���

������ ������ PURSUANT ������� to��� �� ���� of sale con the power Lot 12; thence South 43 feet; thence West 250 feet to a point 540 feet South tained in said mortgage, the above of the Northwest corner of said Lot 12; described property will be sold by the thence North 43 feet; thence East 250 Sheriff of said county as follows: feet to the point of beginning, exceptDATE AND TIME OF SALE: May 28, ing from above described land the 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Westerly 125 feet thereof, Dakota County, Minnesota, together with an Enforcement Center, 1580 Hwy 55, easement for driveway purposes as Lobby #S-100, Hastings, MN contained in Document No. 675573. to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$202,984.44 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07. PURSUANT to the power of sale con- TIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: May 21, gagor(s) must vacate the property if the 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 1 1 : 5 9 p . m . o n N o v e m b e r 2 9 , 2 0 1 0 sota .MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE:None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. CIAL ORDER IS ENTERED UNDER If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF November 21, 2010, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if November 21, 2010 falls on PROPERTY USED IN AGRICULTURAL a Saturday, Sunday or legal holiday. P R O D U C T I O N , A N D A R E Mortgagor(s) released from financial ABANDONED." Dated: April 1, 2010. obligation: NONE JPMorgan Chase Bank, N.A. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 AFFECTED BY THIS ACTION. 60-2881 THE TIME ALLOWED BY LAW FOR 3014596971 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM A THE MORTGAGOR'S PERSONAL REP- DEBT COLLECTOR. 4/8-5/13/10 RESENTATIVES OR ASSIGNS, MAY BE 2139206 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: December 14, PROPERTY USED IN AGRICULTURAL 2007 PRODUCTION, AND ARE ABANDONED. ORIGINAL PRINCIPAL AMOUNT OF DATED: April 08, 2010 MORTGAGE: $166,000.00 ASSIGNEE OF MORTGAGEE: MORTGAGOR(S): Sarah M DeWald U.S. Bank National Association and Simon R DeWald, wife and husWilford & Geske, P.A. band Attorneys for Assignee of Mortgagee MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc. James A. Geske DATE AND PLACE OF RECORDING: 8425 Seasons Parkway, Suite 105 Recorded: December 24, 2007 Woodbury, MN 55125-4393 Dakota County Recorder (651) 209-3300 Document Number: 2563248 File Number: 010554F01 ASSIGNMENTS OF MORTGAGE: 2137881 4/8-5/13/10 And assigned to: Suntrust Mortgage, Inc. Dated: December 22, 2009 Recorded: December 24, 2009 NOTICE OF MORTGAGE Dakota County Recorder FORECLOSURE SALE Document Number: 2704342 THE RIGHT TO VERIFICATION Transaction Agent: Mortgage ElecOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHE TIME PROVIDED BY LAW IS cation Number: 100010402069804684 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Lender or Broker: Suntrust Mortdefault has occurred in conditions of gage, Inc. the following described mortgage: Residential Mortgage Servicer: SunDATE OF MORTGAGE:September 28, Trust Mortgage, Inc. 2007 Mortgage Originator: Not Applicable MORTGAGOR:Y u l i y a T i m k i n , a COUNTY IN WHICH PROPERTY IS single woman. LOCATED: Dakota MORTGAGEE:J P M o r g a n C h a s e Property Address: 7720 157th St W, Bank, National Association as succes- Apple Valley, MN 55124-7099 sor in interest to Washington Mutual Tax Parcel ID Number: Bank, FA. 01-49101-020-20 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded October 9, 2007, Dakota ERTY: Lot 2, Block 20, Morningview C o u n t y R e c o r d e r , D o c u m e n t N o . Second Addition, Dakota County, Min2549208. nesota. A S S I G N M E N T S O F AMOUNT DUE AND CLAIMED TO BE MORTGAGE:NONE DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: NONE $173,099.09 THAT all pre-foreclosure requireTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: NONE no action or proceeding has been instiLENDER OR BROKER AND MORT- tuted at law or otherwise to recover the G A G E O R I G I N A T O R S T A T E D O N debt secured by said mortgage, or any M O R T G A G E : W a s h i n g t o n M u t u a l part thereof; Bank, FA PURSUANT to the power of sale conRESIDENTIAL MORTGAGE SER- t a i n e d i n s a i d m o r t g a g e , t h e V I C E R : J P M o r g a n C h a s e B a n k , above-described property will be sold National Association by the Sheriff of said county as folMORTGAGED PROPERTY ADDRESS: lows: DATE AND TIME OF SALE: May 21, 15675 Chasewood Court, Rosemount, 2010 at 10:00 AM MN 55068 PLACE OF SALE: Dakota County TAX PARCEL I.D. #: 346457512005 LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneERTY: Lot 12, Block 5, Rosemount Com- sota mons, Common Interest Community to pay the debt secured by said mortgage and taxes, if any, on said preNo. 267 COUNTY IN WHICH PROPERTY IS mises and the costs and disbursements, including attorney fees allowed LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE:$188,100.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns. ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE:$188,471.70 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as November 21, 2010, or the next busirequired by statute; That no action or ness day if November 21, 2010 falls on proceeding has been instituted at law a Saturday, Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; PURSUANT to the power of sale con- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ P R O ������� D U C T I O ABANDONED." ���������� ���� ��������� obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011084F03 2138133 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 31, 2006 MORTGAGORS:Jeremy L. Green and Kristi C. W. Green, husband and wife. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered October 31, 2006, Dakota County Registrar of Titles, Document No. 600443, Certificate of Title No. 141231. O F A S S I G N M E N T S MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 212 7th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32550-270-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven in Block Three, Hepburn Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$166,521.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

N ,

A N D

A R E

Dated: March 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3612 653401986 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2136637 4/8-5/13/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 9 , 2004 MORTGAGORS:Sharon Mctamaney and Michael F. Mctamaney, wife and husband. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded November 23, 2004, Dakota County Recorder, Document No. 2270328. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1832 Walnut Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22750-050-04 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Eden Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,718.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1952 0003524983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167904 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 3, 2004 MORTGAGORS:Delbert F. Gaffaney and Denise L. Gaffaney, husband and wife. MORTGAGEE:Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 24, 2004, Dakota County Recorder, Document No. 2188474. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1210 6th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-040-07 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the Lot 2, all of Lot 3, and the North 1/2 of Lot 4, Block 7, Hauses Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$140,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$99,472.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8314 1661143639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168124 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGORS:Daniel J. Polski and Rachel M. Polski, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 7, 2005, Dakota County Recorder, Document No.

County Recorder, Document No. 2358352. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 31, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020508311170 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8760 Brunell Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177720202 LEGAL DESCRIPTION OF PROPERTY: Unit No. 202, Common Interest Community No. 306, a condominium, The Gables at Arbor Pointe, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,783.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8178 1915188461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146398 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12950 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Rebecca L. Matthews, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Nine Hundred Eighty-One and no/100 ($2,981.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated

denced by that Notice of Lien dated April 15, 2009, and recorded November 19, 2009, as Document No. 2697713 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 26, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 26, 2010. Dated: March 15, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441126 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2140900 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 26, 2005 MORTGAGOR:Catherine M. Sever, a single person. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded July 26, 2005, Dakota County Recorder, Document No. 2343971. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: September 30, 2005, Recorded: October 26, 2005, Document No. 2374455. And thereafter assigned to: PNC Bank, National Association as successor by merger to National City Bank, Dated: April 1, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1711 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460105001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Woodgate 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,383.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3632 1044492679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148099 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 25, 2001 MORTGAGORS:Stacey W. McNellis and Sean T. McNellis, wife and husband. MORTGAGEE:W e l l s F a r g o H o m e Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2001, Dakota County Recorder, Document No. 1822940. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A. successor by merger to Leader Mortgage Company, Dated: July 25, 2001, Recorded: October 22, 2001, Document No. 1822941. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 114 5th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367030015013 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 13, South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$158,746.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,174.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-933 9900135367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177431 5/6-6/10/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Jeffrey A Phillips and Sheila A Phillips, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as a nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000123808 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 27, 2006, as Document No. 2448852 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: September 29, 2006 , and recorded August 17, 2009 by Document No. 2678790 . LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 4, Parkwood South 3rd Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 13103 Walnut Drive, Burnsville, MN 55337 PROPERTY I.D: 025660224004 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Eight Thousand Seven Hundred Nine and 43/100 ($238,709.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 22, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00024-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3552854 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010, 06/10/2010 2175562 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 22, 2006 MORTGAGOR:Anne Marie Sinotte, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 3, 2006, Dakota County Recorder, Document No. 2465609. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2006-AR6, Dated:

Certificates Series 2006 AR6, Dated: January 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100112065727490837 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MortgageIt, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 2217 Old County Road 34 Place, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01400-031-41 LEGAL DESCRIPTION OF PROPERTY: LEGAL DESCRIPTION EXHIBIT A That part of the East half (E 1/2) of the Southeast quarter (SE 1/4) of the Northwest quarter (NW 1/4) of Section Fourteen (14), Township One Hundred Fifteen (115), Range Twenty-one (21), described as follows, to-wit: Commencing at the point of intersection of the East line of the East Half (E 1/2) of the Southeast quarter (SE 1/4) of the Northwest quarter (NW 1/4) of Section Fourteen (14), Township One Hundred Fifteen (115), Range Twenty-one (21) with the center line of State Trunk Highway No. 13 (as now located), thence running due South 264 feet, thence due West 330 feet, thence due North to a point in the center line of said Highway, thence northeasterly along the center line of said highway to the place of beginning, EXCEPT that part thereof platted as Harkins Addition, according to the Government Survey thereof, Dakota County, Minnesota. Abstract Property, COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$166,167.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2010. HSBC Bank USA, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-901 74014697 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148025 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670

Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2142942 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGORS:A n h P h o n g T r a n Nguyen and Nok Nguyen, husband and wife. MORTGAGEE:PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Registered September 20, 2005, Dakota County Registrar of Titles, Document No. 574750, Certificate of Title No. 129005. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1812 Rio Loma Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 026404013001 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 13, Block 1 in Rio Loma. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,155.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2081 0004291215 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148033 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:DATE OF MORTGAGE:June 23, 2003 MORTGAGOR:J o s e p h P . Y u n g , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090123. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 15, 2009, Recorded: October 22, 2009, Document No. 2692096. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000048276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 800 21st Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70204-151-01 LEGAL DESCRIPTION OF PROPERTY: The South 20.75 Feet of Lot 15, Block 1, South Park Division No. 5 and that portion of the North 1/2 of Cullen Avenue accruing thereto, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,817.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,064.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

���

������ ������ ������� ���ACTION. �� ���� PURSUANT to the power of sale con AFFECTED BY THIS tained in said mortgage, the above THE TIME ALLOWED BY LAW FOR described property will be sold by the REDEMPTION BY THE MORTGAGOR, Sheriff of said county as follows: THE MORTGAGOR'S PERSONAL REPDATE AND TIME OF SALE: June 1, RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law CIAL ORDER IS ENTERED UNDER Enforcement Center, 1580 Hwy 55, MINNESOTA STATUTES, SECTION Lobby #S-100, Hastings, MN 582.032, DETERMINING, AMONG to pay the debt then secured by said OTHER THINGS, THAT THE MORTMortgage, and taxes, if any, on said GAGED PREMISES ARE IMPROVED premises, and the costs and disburse- WITH A RESIDENTIAL DWELLING OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s LESS THAN FIVE UNITS, ARE NOT allowed by law subject to redemption PROPERTY USED IN AGRICULTURAL within six (6) months from the date of PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 said sale by the mortgagor(s), their MORTGAGEE: Mortgage personal representatives or assigns Electronic Registration Systems, unless reduced to Five (5) weeks under Inc. MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 013801F01 4/15-5/20/10 redeemed under section 580.23 is 2145541 11:59 p.m. on December 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPNOTICE IS HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE default has occurred in the conditions REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: September MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $196,800.00 MORTGAGOR(S): Michael G. Schnarr WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT and Paula L. Schnarr, husband and PROPERTY USED IN AGRICULTURAL wife MORTGAGEE: U.S. Bank, N.A. P R O D U C T I O N , A N D A R E DATE AND PLACE OF RECORDING: ABANDONED." R ecorded: November 14, 2003 Dated: April 2, 2010. Dakota County Recorder Chase Home Finance LLC Document Number: 2140489 Mortgagee/Assignee of Mortgagee Transaction Agent: Not Applicable USSET, WEINGARDEN AND LIEBO, P.L.L.P. Transaction Agent Mortgage IdentifiBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of cation Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Mortgagee Residential Mortgage Servicer: U.S. 4500 Park Glen Road #300 Bank Home Mortgage Minneapolis, MN 55416 Mortgage Originator: Not Applicable (952) 925-6888 COUNTY IN WHICH PROPERTY IS 30-8198 LOCATED: Dakota 1928280810 Address: 254 20th Ave S, Property THIS IS A COMMUNICATION FROM South Saint Paul, MN 55075-2159 A DEBT COLLECTOR. Tax Parcel ID Number: 2146419 4/15-5/20/10 36-53600-180-08 LEGAL DESCRIPTION OF PROPERTY: Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen NOTICE OF MORTGAGE (13) and Eighteen (18), Block Eight (8), FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Oak View Addition to South St. Paul, default has occurred in the conditions t o g e t h e r w i t h t h a t p o r t i o n o f t h e vacated alley which accrued thereto by of the following described mortgage: reason of vacation thereof. DATE OF MORTGAGE: May 12, 2006 AMOUNT DUE AND CLAIMED TO BE ORIGINAL PRINCIPAL AMOUNT OF DUE AS OF DATE OF NOTICE: MORTGAGE: $148,000.00 M O R T G A G O R ( S ) : M a r y B . $186,313.04 THAT all pre-foreclosure requireMcCoy-Young, A Single Person MORTGAGEE: Mortgage Electronic ments have been complied with; that no action or proceeding has been instiRegistration Systems, Inc. tuted at law or otherwise to recover the DATE AND PLACE OF RECORDING: R e c o r d e d : M a y 3 0 , 2 0 0 6 D a k o t a debt secured by said mortgage, or any part thereof; County Recorder PURSUANT to the power of sale conDocument Number: 2433187 Transaction Agent: Mortgage Elec- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- by the Sheriff of said county as follows: cation Number: 100053030009416752 DATE AND TIME OF SALE: June 18, Lender or Broker: Aegis Wholesale 2010 at 10:00 AM Corporation PLACE OF SALE: Dakota County Residential Mortgage Servicer: Law Enforcement Center, 1580 HighAurora Loan Services, LLC way 55, Lobby S-100, Hastings, MinneMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS sota to pay the debt secured by said mortLOCATED: Dakota Property Address: 1936 Kyle Way, gage and taxes, if any, on said premises and the costs and disburseEagan, MN 55122-2457 T a x P a r c e l I D N u m b e r : ments, including attorney fees allowed by law, subject to redemption within 10-17790-073-02 LEGAL DESCRIPTION OF PROP- six (6) months from the date of said ERTY: Unit 73, Cliff Lake Courthomes, sale by the mortgagor(s), their perCIC Number 125, Dakota County, Min- sonal representatives or assigns. nesota. If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propD U E A S O F D A T E O F N O T I C E : erty is not redeemed under Minn. Stat. $153,794.57 §580.23, the Mortgagor must vacate THAT all pre-foreclosure require- the property on or before 11:59 p.m. on ments have been complied with; that December 18, 2010, or the next busino action or proceeding has been insti- ness day if December 18, 2010 falls on tuted at law or otherwise to recover the a Saturday, Sunday or legal holiday. debt secured by said mortgage, or any Mortgagor(s) released from financial part thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: May 28, THE RIGHT TO VERIFICATION OF 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said REDEMPTION BY THE MORTGAGOR, mortgage and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsonal representatives or assigns. If the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 November 28, 2010, or the next busiMORTGAGEE: U.S. Bank, N.A. ness day if November 28, 2010 falls on Wilford & Geske, P.A. a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial Attorneys for Mortgagee Lawrence A. Wilford obligation: NONE THIS COMMUNICATION IS FROM James A. Geske A DEBT COLLECTOR ATTEMPT- 8425 Seasons Parkway, Suite 105 ING TO COLLECT A DEBT. ANY Woodbury, MN 55125-4393 INFORMATION OBTAINED WILL BE (651) 209-3300 File Number: 013316F01 USED FOR THAT PURPOSE. 5/6-6/10/10 THE RIGHT TO VERIFICATION OF 2177084 THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT ���������� �� ���� ����� AFFECTED BY THIS ACTION.

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ C o u n t������� y Recorder, 2297993. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 1, 2006 MORTGAGOR:Boundeuane Davongtry, a single person. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464169. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1956 Glenfield Court, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-20450-032-04 LEGAL DESCRIPTION OF PROPERTY: Unit 32, Condominium No. 107, Diffley Commons, a Condominium COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$134,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$138,053.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3774 653748472 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177651 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 5 , 2004 MORTGAGORS:Randall A. Fennert and Melinda R. Fennert, husband and wife. MORTGAGEE:First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Recorded February 23, 2005, Dakota County Recorder, Document No.

Document No.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: September 5, 2008, Recorded: October 9, 2008, Document No. 2617171. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 7955 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760108010 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 10, Foxborough 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,099.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3577 1077000656 \THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148418 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 8 , 2005 MORTGAGORS:Amy E. Andrews and Gretchen M. Courteau, both single. MORTGAGEE:Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Registered March 1, 2005, Dakota County Registrar of Titles, Document No. 559961, Certificate of Title No. 124217. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3, under the Pooling and Servicing Agreement Dated April 1, 2005, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641793. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 7024 Dawn Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207116108004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, in South Grove No. 12, According to the Recorded plat thereof on file and of record in the Office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,155.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3070 4001490418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148056 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,529.00 MORTGAGOR(S): Matthew J Fogarty and Jennifer L Fogarty, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: October 22, 2007 Dakota County Recorder Document Number: 2551990 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: September 28, 2007 Recorded: October 22, 2007 Dakota County Recorder Document Number: 2551991 And assigned to: BAC Home Loans Servicing, L.P. Dated: April 02, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18054 Kindred Ct, Lakeville, MN 55044-7597 Tax Parcel ID Number: 22-84650-410-01 LEGAL DESCRIPTION OF PROPERTY: Lot 41, Block 1, Woodhill, Common Interest Community No. 482,

Common Interest Community No. 482, Wood Hill Premier Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,558.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012894F01 2145576 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,500.00 MORTGAGOR(S): Wendweson B Semamo and Meseret Zeru, husband and wife MORTGAGEE: Pentagon Federal C.U. DATE AND PLACE OF RECORDING: Recorded: August 15, 2008 Dakota County Recorder Document Number: 2608486 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pentagon Federal C.U. Residential Mortgage Servicer: Pentagon FCU Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17597 Foxboro Ln, Farmington, MN 55024-8194 Tax Parcel ID Number: 22-30946-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Greenridge Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,254.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Pentagon Federal C.U. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651 209-3300 File Number: 011337F03 2147205 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 3 , 2007 MORTGAGORS:Gerald L. Johnson and Juanita O. Johnson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492980. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100352000000003550 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Investors Bank and Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2220 Liberty Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22427-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Eagan Heights Townhomes 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,865.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-912 6800072056 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2143908 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2004 MORTGAGORS: James Michael Shandorf and Stacie Ann Shandorf, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 28, 2005 Dakota County Recorder Document #: 2290203 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 13, BLOCK 5, BROADMOOR, COMMON INTEREST COMMUNITY NO. 337, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 20-15175-130-05 PROPERTY ADDRESS: 11539 Ashley Court, Inver Grove Heights, Minnesota 55077 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $611,991.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is December 24, 2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 21, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2178552 5/6-6/10/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,000.00 MORTGAGOR(S): Michael Blakesley, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2007 Dakota County Recorder Document Number: 2562256 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604761182114 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14851 Endicott Way Apt 106, Apple Valley, MN 55124-6433 Tax Parcel ID Number: 01-81450-106-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 106, together with Garage Unit No. 106A, Valley Way Village Condominium, Dakota County, Minnesota, Condominium File No. 78 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $110,503.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011900F02 2171493 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 15, 2002 MORTGAGOR:J i l l A . B i e r b a u m , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 14, 2002, Dakota County Recorder, Document No. 1896206. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020358072 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3295 East Lower 67th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204435015003 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 15, Building No. 4, Condominium File No. 5, Lakebridge Condominium No. 1 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$120,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,728.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3663 770210885 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148319 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,100.00 MORTGAGOR(S): Leslie R Klassy, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 28, 2006 Dakota County Recorder Document Number: 2464549 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1126 Tiffany Dr, Eagan, MN 55123-1878 Tax Parcel ID Number: 10-16350-170-02 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Canterbury Forest, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,768.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM

2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013777F01 2143752 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 07, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,100.00 MORTGAGOR(S): Jirawan Lonnquist, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 13, 2009 Dakota County Recorder Document Number: 2630755 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700034542301 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17549 Ionia Path, Lakeville, MN 55044-5629 Tax Parcel ID Number: 22.66101.100.01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Sanasha Knolls 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,857.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013760F01 2142042 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 MORTGAGOR(S): Charles Maus, Jr., a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2007 Dakota County Recorder Document Number: 2538883 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604748557056 Lender or Broker: Homecomings Financial, LLC fka Homecoming Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13347 Findlay Way, Apple Valley, MN 55124-8062 Tax Parcel ID Number: 01-31002-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Greenleaf Third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,136.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010950F01 2145610 4/15-5/20/10

������ ������ D������� A T E A N D ��� P L A C�� E ���� O F F I L��� ING:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 MORTGAGOR(S): John Upton, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: June 10, 2004 Dakota County Registrar of Titles Document Number: 539224 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131974 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 500 Hemlock Dr, Burnsville, MN 55337-2745 Tax Parcel ID Number: 02-76430-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Timberland Knoll Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,816.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003626F02 2169471 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $319,000.00 MORTGAGOR(S): Vallentine Nyanchama Manani and Eljah Ogoti Ocharo. (wife & husband) MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for M&I Bank FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100273100007710334 SERVICER: Ocwen Loan Servicing, LLC LENDER: M&I Bank FSB. DATE AND PLACE OF FILING:

Dakota County Minnesota, Registrar of Title, on February 3, 2005, as Document No. 558221 ASSIGNED TO: Lehman Brothers Holdings Inc. Dated: May 7, 2008 , and recorded May 19, 2008 by Document No. T628165 . LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, in carriage place. The subject property is registered land, as evidenced by certificate of title no. 130232 PROPERTY ADDRESS: 14916 Williamsburg Curve, Burnsville, MN 55337 PROPERTY I.D: 021640004003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred One Thousand Two Hundred Sixty-Two and 93/100 ($401,262.93) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 1, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2010 Lehman Brothers Holdings Inc. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00230-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3520502 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010, 05/13/2010, 05/20/2010 2140305 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,450.00 MORTGAGOR(S): Jeremy Hein and Jennifer Hein, husband and wife MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF REGISTERING: Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 572052 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 11, 2006 Registered: January 30, 2006 Dakota County Registrar of Titles Document Number: 583812 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Dated: August 04, 2009 Registered: September 17, 2009 Dakota County Registrar of Titles Document Number: T650984 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119383 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10564 Alison Way, Inver Grove Heights, MN 55077-5467 Tax Parcel ID Number: 20-71398-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Southern Lakes 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,620.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

���������� �� ���� �����

��� ��� �� ���� ������ ������ m e n t s������� , including attorneys fees allowed by law subject to redemption ���������� ���� ��������� property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F02 2140566 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 29, 2005 MORTGAGORS: Cory W. Gesme and Christina R. Gesme, husband and wife. MORTGAGEE: White Rock Bank. DATE AND PLACE OF RECORDING: Recorded August 8, 2005, Dakota County Recorder, Document No. 2348794. ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A., Dated: July 29, 2005, Recorded: August 8, 2005, Document No. 2348795, and by Document No. 2384178. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: White Rock Bank RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 1201 Westview Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19503-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Dakota Hills Fourth Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,594.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-423 16000594 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148339 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 2, 2003 MORTGAGORS:James A Bartholow and Paula Jo Bartholow, husband and wife. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2003, Dakota County Recorder, Document No. 2129845. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14218 Deerborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830029001 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$85,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,200.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 640132507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148160 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 29, 2007 MORTGAGOR: Heather J. Gustafson, a single person. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562036. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 12, 2009, Recorded: May 21, 2009, Document No. 2658642. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 7763 West 157th Street, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,981.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 24811929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177695 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 25, 2004 MORTGAGORS:Keith C. Trautman and Julie Trautman, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 8, 2004, Dakota County Recorder, Document No. 2245862. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as trustee for WaMu 2004-AR12, Dated: April 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16778 Island Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-46950-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Lynwood Heights COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$639,283.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$737,008.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1905 0680392453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2178024 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 1 , 2003 MORTGAGORS:Steven A. Heibel and Kim L. Heibel, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 9, 2003, Dakota

Recorded May 9, 2003, Dakota County Recorder, Document No. 2044672. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000002416 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 991 Livingston Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-48100-110-07 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 7, B. MICHEL'S ADDITION TO WEST ST. PAUL, ACCORDING TO THERECORDED PLAT THEREOF. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,132.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2253 8110845 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148129 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 1 , 2006 MORTGAGOR:Joseph K. Grossbach, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 11, 2006, Dakota County Recorder, Document No. 2419609, Re-recorded as Document No. 2465141. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. successor to JPMorgan Chase Bank N.A., Dated: September 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001099261 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Associa-

VICER: PNC Bank, National Associa tion MORTGAGED PROPERTY ADDRESS: 2553 Yellowstone Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-29702-073-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 73, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,736.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$131,516.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. The Bank of New York Mellon Trust Company, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1837 0004611270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146302 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 9, 2007 MORTGAGORS:Kelli M. Molzahn and Ryan L. Molzahn, wife and husband. MORTGAGEE:J P M o r g a n C h a s e Bank, NA. DATE AND PLACE OF RECORDING: Recorded April 27, 2007, Dakota County Recorder, Document No. 2512798. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 30, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4172 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Cedar Grove No. 1, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$240,118.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

���������� �� ���� �����

���������� ���� ���������

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146331 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 8, 2006 MORTGAGOR:Joseph Reese, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 4, 2006, Dakota County Recorder, Document No. 2417953. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 25, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104560854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advantage Funding Group, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13009 Oliver Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 025667609001 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Patricia Manor 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,004.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1 , 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-940 7810456085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148046 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Christian P Lorenzen and Lisa M. Lorenzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2005 Dakota County Recorder Document Number: 2364893 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Dated: March 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014440002229326 Lender or Broker: NetBank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23870 Conrad Ave, Hampton, MN 55031-9725 Tax Parcel ID Number: 17.00700.010.51 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the South 785 feet of the West 290 feet of the E 1/2 of the SW 1/4 of Section 7, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $245,855.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013148F01 2156151 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $410,000.00 MORTGAGOR(S): Charles V. Shaw and Diane E Shaw, husband and wife as joint tenants MORTGAGEE: Countrywide Home Loans, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2003 Dakota County Registrar of Titles Document Number: 519032 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 22, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 112712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18815 Kanabec Trl, Lakeville, MN 55044-6851 Tax Parcel ID Number: 22.30925.040.01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Great Oak Shores Point AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $401,737.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013498F01 2171700 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 28, 2003 MORTGAGOR:David G. Lind, a single person. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded April 11, 2003, Dakota County Recorder, Document No. 2029282. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5332 Upper 147th Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-81454-350-01 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 1, Valley Way Village Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$154,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,579.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1918 0002083003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167900 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,000.00 MORTGAGOR(S): Ralph Harris, an unmarried man MORTGAGEE: World Savings Bank,

���

������ �������PRINCIPAL ��� �� ���� MORTGAGEE: World Savings ������ Bank, ORIGINAL AMOUNT OF FSB MORTGAGE:$220,750.00 DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded: August 29, 2006 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder Document Number: ING TAXES, IF ANY, PAID BY MORT2457251 GAGEE:$220,799.39 Transaction Agent: Not Applicable That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: Not Applicable Lender Mortgagee/Assignee of Mortgagee comor Broker: World Savings Bank, FSB plied with all notice requirements as Residential Mortgage Servicer: Wacho- required by statute; That no action or via Mortgage, FSB Mortgage Originator: proceeding has been instituted at law Not Applicable or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota Property Address: 5 thereof; Lilywood Ln, Saint Paul, MN PURSUANT to the power of sale con55118-6102 Tax Parcel ID Number: tained in said mortgage, the above 24-45420-050-01 described property will be sold by the L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: ERTY: Lot 5, Block 1, Lilywood, CIC DATE AND TIME OF SALE: June 10, No. 134, Dakota County, Minnesota. 2010 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE:Sheriff's Office, Law D U E A S O F D A T E O F N O T I C E : Enforcement Center, 1580 Hwy 55, $561,987.48 Lobby #S-100, Hastings, MN THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption part thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: June 04, E R T Y : I f t h e r e a l e s t a t e i s a n 2010 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Lobby S-100, Hastings, Minne- gagor(s) must vacate the property if the sota mortgage is not reinstated under secto pay the debt secured by said mort- tion 580.30 or the property is not gage and taxes, if any, on said pre- redeemed under section 580.23 is mises and the costs and disburse- 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE:None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION December 04, 2010, or the next busi- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ness day if December 04, 2010 falls on OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: April 8, 2010. INFORMATION OBTAINED WILL BE Chase Home Finance LLC USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE By: Paul A. Weingarden T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 30-8229 REDUCED TO FIVE WEEKS IF A JUDI- 1860476390 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 4/22-5/27/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2158550 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION PRODUCTION, AND ARE ABANDONED. OF THE DEBT AND IDENTITY OF DATED: April 22, 2010 MORTGAGEE: Wells Fargo Bank, THE ORIGINAL CREDITOR WITHIN N . A . s u c c e s s o r b y m e r g e r t o THE TIME PROVIDED BY LAW IS Wells Fargo Bank Southwest, N.A. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that formerly known as Wachovia Mortgage, FSB fka World Savings default has occurred in conditions of the following described mortgage: Bank, FSB DATE OF MORTGAGE:April 14, 2006 Wilford & Geske, P.A. MORTGAGORS:G r e g o r y J . G r a v e s Attorneys for Mortgagee and Amanda L. Olson, both single. Lawrence A. Wilford Electronic MORTGAGEE:Mortgage James A. Geske Registration Systems, Inc.. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded April 24, 2006, Dakota (651) 209-3300 County Recorder, Document No. File Number: 010084F02 2158215 4/22-5/27/10 2422706. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY,AS TRUSTEE FOR GSAA HOME EQUITY NOTICE OF MORTGAGE TRUST 2006-11, ASSET-BACKED FORECLOSURE SALE THE RIGHT TO VERIFICATION C E R T I F I C A T E S S E R I E S 2 0 0 6 - 1 1 , OF THE DEBT AND IDENTITY OF Dated: November 30, 2009. TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100321500011600664 LENDER OR BROKER AND MORTthe following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 4 , G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Timberland Mortgage 2007 MORTGAGORS:Rodger A. Colsen and Services, Inc. RESIDENTIAL MORTGAGE SERKaren A. Colsen, husband and wife. MORTGAGEE:Mortgage Electronic VICER: BAC Home Loans Servicing L.P. Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota 145 Richmond Street West, South C o u n t y R e c o r d e r , D o c u m e n t N o . Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150013037 2554646. LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance ERTY: Lot 12 and the East Half of Lot 13, LLC, Dated: April 6, 2010. Block 37, Spring Park. TRANSACTION AGENT: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE:$130,400.00 MORTGAGE: 100026900100995801 AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: Bell America Mortgage ING TAXES, IF ANY, PAID BY MORTGAGEE:$136,407.16 LLC DBA Bell Mortgage That prior to the commencement of RESIDENTIAL MORTGAGE SERthis mortgage foreclosure proceeding VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com5377 Upper 183rd Street West, Farm- plied with all notice requirements as required by statute; That no action or ington, MN 55024 T A X P A R C E L I . D . # : proceeding has been instituted at law or otherwise to recover the debt 14-19503-120-03 LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part thereof; ERTY: PURSUANT to the power of sale conLot 12, Block 3, Dakota County Estates Fourth Addition, Dakota tained in said mortgage, the above described property will be sold by the County, Minnesota. COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ ������� on or before which the mort the date gagor(s) must vacate the property if the ���������� ���� ��������� Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 118900013 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2156199 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 16, 2007 MORTGAGOR:Dorothy M. Miller, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 17, 2007, Dakota County Recorder, Document No. 2561745. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: March 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604739738245 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 1040 Pine Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-30200-130-05 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Glenview Townhomes CIC No. 565, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$127,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$131,841.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1021 0021432760 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158155 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Nancy Ann Howard and Robert E Howard, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 11, 2007 Dakota County Registrar of Titles Document Number: 604108 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194430009606164 Lender or Broker: Fremont Investment and Loan Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137580 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 837 2nd Ave S, South Saint Paul, MN 55075-3006 Tax Parcel ID Number: 361725003000 LEGAL DESCRIPTION OF PROPERTY: Lot 3, excepting therefrom the South 4 feet thereof in Choban's Replat of Part of Block 20 and 21 Lorraine Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,377.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013653F01 2156094 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 1 , 2003 MORTGAGOR: D y a n a D . D u e r r , a single person. MORTGAGEE:Goldmine Lending. DATE AND PLACE OF RECORDING: Recorded May 15, 2003, Dakota County Recorder, Document No. 2047522. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc., Dated: March 26, 2003, Recorded: October 8, 2003, Document No. 2121786. And thereafter assigned to: JPMorgan Chase Bank, N.A., Dated: February 21, 2008, Recorded: April 18, 2008, Document No. 2585399. And thereafter assigned to: Chase Home Finance LLC, Dated: April 27, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 120 11th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48800-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Minnesota and Northwestern Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$93,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$86,365.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8262 1913389542 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177419 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,305.00 MORTGAGOR(S): Julie M Flack, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 23, 2005 Dakota County Recorder Document Number: 2298172 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000432337 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12924 Nicollet Ave Apt 102, Burnsville, MN 55337-3546 Tax Parcel ID Number: 02-01300-494-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12924 Nicollet Avenue South, Condominium Ownership Number 15, Ridgview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,159.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014177F01 2168193 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 22, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 54, Diffley Commons 2nd Addition, Villas and Garden Homes, a Condominium, Condominium #116, Dakota County, Minnesota STREET ADDRESS: 1899 Ruby Court North, Eagan MN 55122 TAX PARCEL ID NUMBER: 10-20451-054-04 2. Pursuant to said Declaration, there is claimed to be due and owing

there is claimed to be due and owing as of March 22, 2010, from Ellen Barr-Anderson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,186.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 22, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on December 10, 2009, as Document No. 2701691 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of June, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on December 4, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNERS ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association THOMSEN & NYBECK, P.A. By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons/Anderson/09-7-425D) 2147711 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,500.00 MORTGAGOR(S): Rasha E. Hamam and Mohammad Elsamman, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: June 02, 2005 Dakota County Registrar of Titles Document Number: 566615 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136335 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1804 E 123rd St, Burnsville, MN 55337-2906 Tax Parcel ID Number: 02-53702-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block One (1), in Oak Leaf Plat Three, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $115,970.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010079F01 2142978 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,350.00 MORTGAGOR(S): Joan Misoi, a single person, and Isaac Misoi, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 01, 2006 Dakota County Recorder Document Number: 2478935 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800906343872 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3735 158th St W, Rosemount, MN 55068-3843 Tax Parcel ID Number: 34-30250-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Geronime Pond, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,620.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

���������� �� ���� �����

���������� ���� ���������

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014016F01 2158177 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 0 , 2006 MORTGAGOR:James L. Clark, a married person. MORTGAGEE:Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564. ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter assigned to: Chase Home Finance LLC, Dated: March 29, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16875 Kenmore Drive, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-37951-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$268,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$259,919.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8107 1974111368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2155532 4/22-5/2710

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 7 , 2006 MORTGAGORS:Rachel N. Flanders and Allen R. Flanders, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422423. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074401787 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15620 Eagle Bay Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-902-31 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1902, CIC Number 484, a Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$218,772.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8241 1911132895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168059 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 6 , 2007 MORTGAGOR:Allan W. Giese, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,306.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 1962373980 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177427 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 22, 2008 MORTGAGORS:A m b e r D u f f y a n d Darin Duffy, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2008, Dakota County Recorder, Document No. 2614869. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance

Assigned to: Chase Home Finance LLC, Dated: February 19, 2010, Recorded: March 2, 2010, Document No. 2716879. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000828330134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 509 3rd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-020-61 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 61, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,448.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$159,926.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7845 1962650489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158521 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,200.00 MORTGAGOR(S): Steven A Grufman and Diane Grufman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2483154 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604713474197 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8815 Coffman Path, Inver Grove Heights, MN 55076-5304 Tax Parcel ID Number: 20-12101-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ashwood Ponds 2nd Addition, Common Interest Community No. 220, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,776.65 THAT all pre-foreclosure require-

���

������ ������ ������� ��� �� ���� require THAT all pre foreclosure Lobby #S-100, Hastings, MN ments have been complied with; that to pay the debt then secured by said no action or proceeding has been insti- Mortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disbursedebt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s part thereof; allowed by law subject to redemption PURSUANT to the power of sale con- within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- unless reduced to Five (5) weeks under lows: MN Stat. §580.07. TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: June 04, ERTY: If the real estate is an 2010 at 10:00 AM PLACE OF SALE: Dakota County owner-occupied, single-family dwellLaw Enforcement Center, 1580 High- ing, unless otherwise provided by law, way 55, Lobby S-100, Hastings, Minne- the date on or before which the mortgagor(s) must vacate the property if the sota to pay the debt secured by said mort- mortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is ments, including attorney fees allowed 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM by law, subject to redemption within six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE:None "THE TIME ALLOWED BY LAW FOR sonal representatives or assigns. If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER December 04, 2010, or the next busi- MINNESOTA STATUTES, SECTION ness day if December 04, 2010 falls on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTa Saturday, Sunday or legal holiday. Mortgagor(s) released from financial GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF obligation: NONE THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY P R O D U C T I O N , A N D A R E INFORMATION OBTAINED WILL BE ABANDONED." Dated: April 9, 2010. USED FOR THAT PURPOSE. Deutsche Bank National Trust THE RIGHT TO VERIFICATION OF Company, as trustee THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 84-586 MINNESOTA STATUTES, SECTION 2000399058 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 4/22-5/27/10 GAGED PREMISES ARE IMPROVED 2158122 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE PRODUCTION, AND ARE ABANDONED. FORECLOSURE SALE DATED: April 22, 2010 N O T ICE IS HEREBY GIVEN that MORTGAGEE: Mortgage Electronic Registration Systems, default has occurred in the conditions of the following described mortgage: Inc. DATE OF MORTGAGE: February 05, Wilford & Geske, P.A. 2003 Attorneys for Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $86,000.00 James A. Geske MORTGAGOR(S): Bonnie L. Adams 8425 Seasons Parkway, Suite 105 fka Bonnie L. Sears, a Single Person Woodbury, MN 55125-4393 MORTGAGEE: TCF Mortgage Corpo(651) 209-3300 ration File Number: 013737F01 DATE AND PLACE OF RECORDING: 2140493 4/22-5/27/10 Recorded: March 17, 2003 Dakota County Recorder Document Number: 2016034 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Dated: February 05, 2003 THE RIGHT TO VERIFICATION Recorded: May 10, 2006 Dakota OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN County Recorder Document Number: 2427656 THE TIME PROVIDED BY LAW IS And assigned to: U.S. Bank National NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Association Dated: April 15, 2010 default has occurred in conditions of Transaction Agent: Mortgage Electhe following described mortgage: DATE OF MORTGAGE:September 25, tronic Registration Systems, Inc. Agent Mortgage IdentifiTransaction 2006 MORTGAGORS:Adrian D. Vega and cation Number: 100021248001802840 Lender or Broker: TCF Mortgage Louise G. Vega, husband and wife. MORTGAGEE:Mortgage Electronic Corporation Residential Mortgage Servicer: U.S. Registration Systems, Inc. DATE AND PLACE OF RECORDING: Bank Home Mortgage Mortgage Originator: Not Applicable Recorded October 10, 2006, Dakota COUNTY IN WHICH PROPERTY IS County Recorder, Document No. LOCATED: Dakota 2467192. Property Address: 8371 Corcoran ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank Cir, Inver Grove Heights, MN National Trust Company, as Trustee 55076-5315 Tax Parcel ID Number: for NovaStar Mortgage Funding Trust, Series 2006-5, Dated: October 30, 20-71500-046-04 LEGAL DESCRIPTION OF PROP2009, Recorded: November 12, 2009, ERTY: Unit 46, Condominium No. 106, Document No. 2696110. TRANSACTION AGENT: Mortgage Springwood Ponds, A Condominium, Dakota County, Minnesota. Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON D U E A S O F D A T E O F N O T I C E : $80,098.63 MORTGAGE: 100080190060021946 THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that no action or proceeding has been instiMORTGAGE: NovaStar Mortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - tuted at law or otherwise to recover the debt secured by said mortgage, or any VICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: part thereof; PURSUANT to the power of sale con233 Richmond Street West, South tained in said mortgage, the Saint Paul, MN 55075 T A X P A R C E L I . D . # : above-described property will be sold by the Sheriff of said county as fol36-71500-090-44 LEGAL DESCRIPTION OF PROP- lows: DATE AND TIME OF SALE: June 10, ERTY: The West 1/2 of Lot 8 and all of Lot 2010 at 10:00 AM PLACE OF SALE: Dakota County 9, Block 44, Spring Park, Dakota Law Enforcement Center, 1580 HighCounty, Minnesota. COUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, Minnesota LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt secured by said mortgage and taxes, if any, on said preMORTGAGE:$188,800.00 AMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- ments, including attorney fees allowed ING TAXES, IF ANY, PAID BY MORT- by law, subject to redemption within six (6) months from the date of said GAGEE:$205,140.95 That prior to the commencement of sale by the mortgagor(s), their perthis mortgage foreclosure proceeding sonal representatives or assigns. If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee complied with all notice requirements as under Minn. Stat. §580.30 or the proprequired by statute; That no action or erty is not redeemed under Minn. Stat. proceeding has been instituted at law §580.23, the Mortgagor must vacate o r o t h e r w i s e t o r e c o v e r t h e d e b t the property on or before 11:59 p.m. on secured by said mortgage, or any part December 10, 2010, or the next business day if December 10, 2010 falls on thereof; PURSUANT to the power of sale con- a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial tained in said mortgage, the above described property will be sold by the obligation: NONE THIS COMMUNICATION IS FROM Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law INFORMATION OBTAINED WILL BE Enforcement Center, 1580 Hwy 55, ���������� �� ���� ����� Lobby #S-100, Hastings, MN

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ ������� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP���������� ���� ��������� INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013690F01 2157776 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2007 MORTGAGORS:Tamara Jo Ahlgren and Jeffrey K. Ahlgren, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 3, 2007, Dakota County Registrar of Titles, Document No. 609940, Certificate of Title No. 139408. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as trustee for the Holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-OA4 Mortgage Pass-Through Certificates, Dated: January 25, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700020112606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. dba America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 26446 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290001432 LEGAL DESCRIPTION OF PROPERTY: The North 278.45 feet of the South 473.13 feet of the West 782.18 feet of the Northwest Quarter of Section 29, Township 113, Range 20, Dakota County, Minnesota, as measured along and parallel with he West and South line of said Northwest Quarter, Dakota County, Minnesota Subject to zoning regulations of the Town of Eureka and the County of Dakota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$568,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2157994 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 6 , 2007 MORTGAGORS:Peter J. Reardon and Regina A. Timm, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 21, 2007, Dakota County Recorder, Document No. 2557262. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: April 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500039714 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 320 River Woods Lane, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-77004-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Townhouse Villages at River Woods 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,660.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,014.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1573 89672603 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158295 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 22, 2007 MORTGAGOR:Leann Peters, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528302. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-H1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666856. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014988585 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1409 12th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-64500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Rocky Ridge Townhouses First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,178.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3307 1044896382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158903 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 11, 2003 MORTGAGOR:P a m e l a M a n n i n g Preiner, single. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090079. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14434 Garland Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-66503-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Scott Highlands Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,713.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2738 3074101159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168225 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 19, 2007 MORTGAGORS:Anita S. Hansraj and Mahendra V. Hansraj, wife and husband. MORTGAGEE:PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded May 8, 2007, Dakota County Recorder, Document No.

County Recorder, Document No. 2515048. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 14420 Hollow Park Lane, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-83580-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, West Park, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$233,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$253,683.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2085 0005509851 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2157990 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,075.00 MORTGAGOR(S): David T Vogt, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: February 17, 2005 Dakota County Registrar of Titles Document Number: 559213 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135279 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2560 76th St E, Inver Grove Heights, MN 55076-2924 Tax Parcel ID Number: 20-16400-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1 in Carr Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,540.58 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013354F01 2149873 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005 MORTGAGOR: Jacqueline Malone, a single woman. MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 21, 2005, Dakota County Recorder, Document No. 2383029. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W5, under the Pooling and Servicing Agreement Dated December 1, 2005, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637664. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 3249 Valley Ridge Drive, Eagan, MN 55121 TAX PARCEL I.D. #: 104130007307 LEGAL DESCRIPTION OF PROPERTY: Unit 73, Common Interest Community Number 347, A planned community, Valley Ridge Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$153,031.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

���������� �� ���� �����

���������� ���� ���������

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3083 4001004268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158448 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 5 , 2004 MORTGAGOR: Kelley L. Stish, a single person. MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Registered April 26, 2004, Dakota County Registrar of Titles, Document No. 535435, Certificate of Title No. 131514. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-PW1, under the Pooling and Servicing Agreement Dated June 1, 2004, Dated: February 11, 2009, Recorded: March 4, 2009, Document No. T640106. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 120 136th Street West, Burnsville, MN 55337 TAX PARCEL I.D. #: 028135004500 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the South 130.00 feet as measured along the East and West lines thereof of Outlot D, Valley Highlands, according to the recorded plat thereof, lying Westerly of the following described line: Beginning at a point on the South line of said Outlot D, said South line having an assumed bearing of South 86 degrees 32 minutes 00 seconds East, distant 139.28 feet East of the Southwest corner of said Outlot D; thence North 9 degrees 51 minutes 03 seconds West to its intersection with the North line of said South 130.00 feet and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$259,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$246,524.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at

or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 9, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3085 4000445165 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158563 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 26, 2007 MORTGAGOR:Arik Orosz and Sally Orosz, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536256. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11440 Avery Avenue, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201517527005 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 5, Broadmoor, Common Interest Community No. 337 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$928,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$1,058,257.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2056 3014145993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158246 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 5 , 2007 MORTGAGORS:Todd P. Vanhorn, a single person. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered February 27, 2007, Dakota County Registrar of Titles, Document No. 606658, Certificate of Title No. 138322. O F A S S I G N M E N T S MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7267 Cleve Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115131006 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty one (31) in Block Six (6) of South Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$203,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$210,953.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2898 3013252261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158326 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 22, 2005 MORTGAGORS:Joshua K. Garrahy and Anne M. Garrahy, husband and wife. MORTGAGEE:Nationwide Lending Corporation. DATE AND PLACE OF RECORDING: Recorded June 6, 2005, Dakota County Recorder, Document No. 2327815. ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation pursuant to court order filed as Document No. 2722144 and thereafter assigned to: Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-NC2, Dated: October 1, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20071 Heathrow Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16504-303-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2303, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$184,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$219,216.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

���

������ ������ ������� ��� �� By: Paul A. Weingarden default has occurred in ���� conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: Mortgagee DATE OF MORTGAGE:J a n u a r y 1 7 , 4500 Park Glen Road #300 2006 Minneapolis, MN 55416 MORTGAGORS:S t e v e n M . G o u e t t e (952) 925-6888 and Stephanie E. Gouette, husband 75-3278 and wife. 21138995 MORTGAGEE:Mortgage Electronic \THIS IS A COMMUNICATION FROM Registration Systems, Inc.. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded June 14, 2006, Dakota 2158475 4/22-5/27/10 County Recorder, Document No. 2437532. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: The Bank of New York FORECLOSURE SALE Mellon f/k/a The Bank of New York as THE RIGHT TO VERIFICATION successor to JpMorgan Chase Bank, OF THE DEBT AND IDENTITY OF N.A. as trustee of SAMI II2006-AR3, THE ORIGINAL CREDITOR WITHIN Dated: February 5, 2010. THE TIME PROVIDED BY LAW IS TRANSACTION AGENT: Mortgage NOT AFFECTED BY THIS ACTION. Electronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN that TRANSACTION AGENT'S MORTdefault has occurred in the conditions GAGE IDENTIFICATION NUMBER ON of the following described mortgage: MORTGAGE: 100133700011808295 DATE OF MORTGAGE: June 27, LENDER OR BROKER AND MORT2007 GAGE ORIGINATOR STATED ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Countrywide Bank, N.A. MORTGAGE: $187,000.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Cheryl L. Oppe- VICER: BAC Home Loans Servicing gard and Jeffrey A. Oppegard L.P. MORTGAGEE: Delaware Funding, MORTGAGED PROPERTY ADDRESS: Inc. 1520 Pinetree Trail, Eagan, MN 55122 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 105766707003 Recorded with the County Recorder in LEGAL DESCRIPTION OF PROPand for the County of Dakota, State of ERTY: Minnesota on the 6th day of July 2007, Lot 7, Block 3, Pinetree Pass 8th as Document No. 2528781. Addition. LEGAL DESCRIPTION OF PROPCOUNTY IN WHICH PROPERTY IS ERTY: LOCATED:Dakota Lot 10, Block 2, Valdness, Dakota ORIGINAL PRINCIPAL AMOUNT OF County, Minnesota MORTGAGE:$488,000.00 PROPERTY ADDRESS: 1282 Bidwell AMOUNT DUE AND CLAIMED TO BE Street West, St. Paul, Minnesota DUE AS OF DATE OF NOTICE, INCLUDCOUNTY IN WHICH PROPERTY IS ING TAXES, IF ANY, PAID BY MORTLOCATED: Dakota GAGEE:$588,229.46 ASSIGNMENT OF MORTGAGE: On That prior to the commencement of J u n e 2 7 , 2 0 0 7 s a i d M o r t g a g e w a s this mortgage foreclosure proceeding assigned to 21st Century Bank and Mortgagee/Assignee of Mortgagee comr e c o r d e d a s d o c u m e n t n u m b e r plied with all notice requirements as 2528782. required by statute; That no action or AMOUNT DUE AND CLAIMED TO BE proceeding has been instituted at law DUE AS OF DATE OF NOTICE, INCLUD- o r o t h e r w i s e t o r e c o v e r t h e d e b t ING TAXES, IF ANY, PAID BY MORT- secured by said mortgage, or any part GAGEE: $198,687.52. thereof; TRANSACTION AGENT: NONE PURSUANT to the power of sale conTRANSACTION MORTGAGE IDENTI- tained in said mortgage, the above FICATION NUMBER ON MORTGAGE: described property will be sold by the NONE Sheriff of said county as follows: LENDER OR BROKER AND MORTDATE AND TIME OF SALE: June 11, G A G E O R I G I N A T O R S T A T E D O N 2010 at 10:00 AM MORTGAGE: Delaware Funding, Inc. PLACE OF SALE:Sheriff's Office, Law R E S I D E N T I A L M O R T G A G E S E R - Enforcement Center, 1580 Hwy 55, VICER: Delaware Funding, Inc. Lobby #S-100, Hastings, MN THAT there has been compliance to pay the debt then secured by said with all pre-foreclosure requirements; Mortgage, and taxes, if any, on said that no action or proceeding has been premises, and the costs and disburseinstituted at law or otherwise to ments, including attorneys' fees recover the debt secured by said mort- allowed by law subject to redemption gage, or any part thereof; within six (6) months from the date of THAT pursuant to the power of sale said sale by the mortgagor(s), their c o n t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of Dakota County as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: June 4, E R T Y : I f t h e r e a l e s t a t e i s a n 2010, at 10:00 a.m. owner-occupied, single-family dwellPLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Hastings, Minnesota 55033 gagor(s) must vacate the property if the to pay the debt secured by said mort- mortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 11:59 p.m. on December 13, 2010. allowed by law subject to redemption MORTGAGOR(S) RELEASED FROM within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE:None personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR M O R T G A G O R S R E L A S E D F R O M REDEMPTION BY THE MORTGAGOR, FINANCIAL OBLIGATION ON MORT- THE MORTGAGOR'S PERSONAL REPGAGE: NONE RESENTATIVES OR ASSIGNS, MAY BE The date on or before which the REDUCED TO FIVE WEEKS IF A JUDImortgagor must vacate the property if CIAL ORDER IS ENTERED UNDER the mortgage is not reinstated under MINNESOTA STATUTES, SECTION s e c t i o n 580.30 o r t h e p r o p e r t y 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G r e d e e m e d u n d e r s e c t i o n 580.23 : OTHER THINGS, THAT THE MORTDecember 4, 2010 at 11:59 p.m. GAGED PREMISES ARE IMPROVED THE TIME ALLOWED BY LAW FOR WITH A RESIDENTIAL DWELLING OF REDEMPTION BY THE MORTGAGOR, LESS THAN FIVE UNITS, ARE NOT THE MORTGAGOR'S PERSONAL REP- PROPERTY USED IN AGRICULTURAL RESENTATIVES OR ASSIGNS MAY BE P R O D U C T I O N , A N D A R E REDUCED TO FIVE WEEKS IF A JUDI- ABANDONED." CIAL ORDER IS ENTERED UNDER Dated: April 14, 2010. MINNESOTA STATUTES, SECTION The Bank of New York Mellon, §582.032, DETERMINING, AMONG as Trustee OTHER THINGS, THAT THE MORTMortgagee/Assignee of Mortgagee GAGED PREMISES ARE IMPROVED USSET, WEINGARDEN AND LIEBO, P.L.L.P. WITH A RESIDENTIAL DWELLING OF By: Paul A. Weingarden LESS THAN FIVE UNITS, ARE NOT Attorneys for Mortgagee/Assignee of PROPERTY USED IN AGRICULTURAL Mortgagee PRODUCTION, AND ARE ABANDONED. 4500 Park Glen Road #300 Dated: April 14, 2010 Minneapolis, MN 55416 21st Century Bank (952) 925-6888 GRIFFITTS LAW OFFICES, PLLC 18-917 _______________________________________ 125284622 Kelly Vince Griffitts THIS IS A COMMUNICATION FROM Attorneys for Mortgagee A DEBT COLLECTOR. 8053 E. Bloomington Freeway, 2158006 4/22-5/27/10 Suite 300 Bloomington, MN 55420 952-345-1256 PURSUANT TO THE FAIR DEBT NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE COLLECTION PRACTICES ACT, NOTICE IS HEREBY GIVEN, that YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT default has occurred in the terms and COLLECTOR. ANY INFORMATION conditions of the Declaration for RidOBTAINED WILL BE USED FOR geview Condominium Homes ("DeclaTHAT PURPOSE. THIS NOTICE IS ration") as recorded in the office of the REQUIRED BY THE PROVISIONS County Recorder in and for Dakota OF THE FAIR DEBT COLLECTION County, Minnesota, which said DeclaPRACTICES ACT AND DOES NOT ration covers the following described IMPLY THAT WE ARE ATTEMPT- property situated in the County of ING TO COLLECT MONEY FROM Dakota and State of Minnesota, to-wit: ANYONE WHO HAS DISCHARGED Apartment Number 201, 12864 Nicollet Avenue South, THE DEBT UNDER THE BANKCondominium Ownership No. 15, RUPTCY LAWS OF THE UNITED Ridgeview Condominium Homes STATES. 2151007 4/22-5/27/10P according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. NOTICE OF MORTGAGE PROPERTY ADDRESS: 12864 FORECLOSURE SALE Nicollet Avenue South Unit 201, THE RIGHT TO VERIFICATION Burnsville MN 55337. OF THE DEBT AND IDENTITY OF THAT, pursuant to said Declaration, THE ORIGINAL CREDITOR WITHIN there is claimed to be due and owing THE TIME PROVIDED BY LAW IS as of the date of this Notice by Michael NOT AFFECTED BY THIS ACTION. Henry Pearson, as Unit owner, to RidNOTICE IS HEREBY GIVEN, that default has occurred in conditions of ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� �� ���� ������ ������ ������� Dated: April 19, 2010 By /s/ David J. Raymond, #221818 ���������� ���� ��������� Henry Pearson, as Unit owner, to Rid geview Homeowners Association, the principal amount of Three Thousand One Hundred Thirty Nine and 00/100 ($3,139.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated D e c e m b e r 7 , 2 0 0 9, and recorded A p r i l 8 , 2 0 1 0, as D o c u m e n t N o . 2723646 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010. Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441146 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167119 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12926 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. PROPERTY ADDRESS: 12926 Nicollet Avenue South Unit 301, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Marie A. Halverson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Forty Five and 00/100 ($3,845.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 18, 2009, and recorded A p r i l 8 , 2 0 1 0, as D o c u m e n t N o . 2723638 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59pm on December 16, 2010. Dated: April 19, 2010

Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441116 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167067 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,100.00 MORTGAGOR(S): Helen A Penney and Michael G Penney, wife and husband, as tenants in common MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as a nomee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055101335449409 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 19, 2005, as Document No. 2286461 ASSIGNED TO: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Dated: August 25, 2007 , and recorded August 10, 2009 by Document No. 2677409 . LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13) of Reinardy Addition, According to the plat thereof on file and of record in the office of the county recorder within and for Dakota County, Minnesota. PROPERTY ADDRESS: 702 Highland Cir, Farmington, MN 55024 PROPERTY I.D: 07-63240-130-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Eight Thousand One Hundred Seventy-Two and 31/100 ($148,172.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 15, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010 U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00005-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3532781 04/29/2010, 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010 2156062 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12924 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12924 Nicollet Avenue South Unit 102, Burnsville MN 55337

Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Julie M. Flack, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Ten Thousand Four Hundred Ninety and 50/100 for condominium ($10,490.50) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 18, 2008, and recorded October 24, 2008, as Document No. 2619729 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010. Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441099 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167038 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,900.00 MORTGAGOR(S): Jay H McLeran, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 20, 2007 Dakota County Registrar of Titles Document Number: 607588 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100382205013348397 Lender or Broker: Minnesota Funding Group Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142174 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2093 Cliffview Dr, Eagan, MN 55122-2378 Tax Parcel ID Number: 10-16601-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Cedar Cliff Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,176.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012238F01 2165960 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 8 , 2005 MORTGAGORS:Brittany Rasmussen and Sean Rasmussen, wife and husband. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded March 16, 2005, Dakota County Recorder, Document No. 2304982. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: May 31, 2005, Recorded: June 6, 2005, Document No. 2327854. And thereafter assigned to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15767 Fostoria Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-32150-413-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 413, Hawthorne, CIC No. 368, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,275.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. Wells Fargo Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3640 1044432279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2162995 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2004 M O R T G A G O R : Lindsey J. C h r i s tensen, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 14, 2004 Dakota County Registrar of Titles Document #: 2225013 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: RESIDENTIAL UNIT NO. 15, AND GARAGE UNIT NO. 15-A, CONDOMINIUM NO. 56, CASTLE CREST CONDOMINIUM, LOCATED IN THE COUNTY OF DAKOTA, MINNESOTA; SUBJECT TO AND TOGETHER WITH THE EASEMENTS, RESTRICTIONS, COVENANTS, CONDITIONS AND PROVISIONS CONTAINED IN THE DECLARATION, DOCUMENT NO. 128412, AS AMENDED BY FIRST AMENDMENT DOCUMENT NO. 132480, SECOND AMENDMENT DOCUMENT NO. 133844, THIRD AMENDMENT DOCUMENT NO. 138895, FOURTH AMENDMENT DOCUMENT NO. 140001, FIFTH AMENDMENT DOCUMENT NO. 141656 AND THE SIXTH AMENDMENT DOCUMENT NO. 156833 BY-LAWS OF CASTLE C R E S T H O M E O W N E R ' S A S S OCIATION, DOCUMENT NO. 128413, AND FLOOR PLANS OF SAID CONDOMINIUM, AS AMENDED; AND SUBJECT TO THE PROVISIONS OF MINNESOTA UNIFORM CONDOMINIUM ACT, MINNESOTA STATUTES 1980 CHAPTER 515A AND ACTS AMENDATORY THEREOF. The Torrens Certificate No. is 132550 PARCEL ID #: 02-16500-115-01 P R O P E R T Y A D D R E S S : 1146 E.Travelers Trail, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $115,944.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is December 17, 2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 16, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2159773 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 10, 2003 MORTGAGOR:Lee Merriman, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054746. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110013267746 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Complete Real Estate Services, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4370 152nd Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-83604-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Wensmann 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,177.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8251 1907391324 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165476 4/29-6/3/10

���������� �� ���� �����

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

PUBLIC NOTICE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 19-HA-CV-09-3366 Premier Bank Rochester, a Minnesota corporation, Plaintiff, vs. Greater Minnesota Transmission, LLC, a Minnesota limited liability company, Greater Minnesota Synergy, Inc., a Minnesota corporation, Theodore M. Bohn; Barbara J. Bohn; Kathryn Jensen for Trust of Steven D. Jensen; Evelyn M. Radunz and Roger Radunz, as trustees of the Evelyn M. Radunz Revocable Trust dated 04/06/2005; David J. Tentis; Lynn M. Tentis; Marthaler Investments, Inc., a Minnesota corporation; Timothy J. Marthaler; Steven J. Sadowski; Christine M. Sadowski; Kathleen Gergen; Bernard Werner; Beth A. Werner; Sue Gergen; Linda Stoffel; Peter Werner; Jennifer L. Werner; Robert A. Werner; Karen A. Werner; Patrick Werner; Paul Werner, Ronald Werner; Dennis Witzel; Marilyn Witzel; Dorothy M. Brochman; Ervin H. Verblas; Beverly Verblas; Brainerd 52 LLC, a Minnesota limited liability company; Estate of James McCarthy and Patrick McCarthy; CMC Heartland Partners, a Delaware partnership; Dora Kasel; Jerome J. Werner; Marcella Werner; Bernard M. Bauer; Mary Lou Bauer; Endres Farms Partnership, a limited liability partnership; James R. Rother; Diane M. Rother; James R. Titze; Linda J. Titze; Eldon M. Hagan and Effie L. Hagan, Trustees of the Eldon M. and Effie L. Hagan Living Trust dated May 20, 1982; Ray B. Nicolai; Marianne Nicolai; Alan Bester; Earl E. Bester; Florence L. Bester; Ranier Kimmes;Rodney Kimmes; Bryce Kimmes; Thomas J. Endres; Sharon R. Endres; Nicholas P. Stein; Annette R. Stein; David R. Radman; Nancy J. Radman; Joseph M. Stein; Louella M. Stein; James Hager; Clifford F. Frandrup and Mary T. Frandrup as Trustees under the Clifford F. and Mary T. Frandrup Living Trust dated May 30, 1996; Gerald A. Irrthum; Mary K. Irrthum; Rita M. Regenscheid; James E. Carnel; F. William Carnel; Michel O. Toohey; Kristina A. Gustafson; Kristina A. Gustafson as Trustee of the Gustafson Grandchildren’s Trust; William Robert Callister, Jr.; Vermillion State Bank; Federal Land Bank of St. Paul n/k/a Agribank FCB, a non-profit corporation; Northern Natural Gas Company, a Delaware corporation; Wells Fargo Home Mortgage, Inc., Lenox Financial Mortgage Corp., a California corporation; Union Planters Bank, N.A. (merged with Regions Financial Corporation); Township of Vermillion, Minnesota; Wells Fargo Bank, N.A.; Minnesota Pipe Line Company, a Delaware limited liability company; Wakota Federal Credit Union; Chicago and North Western Transportation Company; Castle Mortgage Company, a Minnesota corporation; State of Minnesota; Tree Technology & Recycling, Inc., a Minnesota corporation; Bonnie Jean Mulvihill; Dakota County, Minnesota; Anthony J. Werner; Mark K. Werner; CMC Real Estate Corporation, a Wisconsin corporation; Dakota County Electric Cooperative, n/k/a Dakota Electric Association Minnesota corporation; Northern States Power Company, a Minnesota corporation; American Telephone and Telegraph Company of Minnesota, a Delaware corporation; Farm Credit Services of Southern Minnesota, ACA; Agstar Farm Credit Services, FLCA; Agstar Farm Credit Services, ACA; Agstar Farm Credit Services, PCA; Hampton Township, Minnesota; Brenda Kimmes; Denise Kranz; Ann Myers; Lori Stoffel; Sue Meyer; Verizon Wireless (VAW) LLC, a Delaware limited liability company; Gerald J. Meier; Jerome W. Regenscheid; Josephine Regenscheid; Fidelis Regenscheid; Michele D. Callister; Community Resource Bank (fka Community National Bank); Cooperative Power Association; Minnesota Limited, Inc.; John Doe, Mary Roe, and ABC Corporation, Defendants. ______________________________________ NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE ______________________________________ NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above entitled action on March 8, 2010, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on June 3, 2010, at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, in said state and county, the following: EXHIBIT A LEGAL DESCRIPTION Parcel 1 A perpetual easement for pipeline purposes and a temporary easement for construction purposes and a perpetual easement for ingress and egress purposes over, under and across that part of the following described property:

The SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, EXCEPT THE TWO FOLLOWING DESCRIBED PARCELS: 1) The East 582.96 feet of the West 1075.06 feet of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying Southerly of the following described lines: Commencing at the Southwest corner of said SW ¼, thence North 0°15’40” West, along the West line of said SW ¼ a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’9” East, a distance of 96.19 feet; thence South 53°7’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’2” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°3’24” East, a distance of 231.08 feet; thence South 86°3’18” East, a distance of 353.79 feet to the East line of said West 1075.06 feet of said SW ¼ and there terminating. 2) That part of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying southerly and westerly of the following described lines: Commencing at the southwest corner of said SW ¼; thence North 00°15’40” West, along the west line of said SW ¼, a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’09” East, a distance of 96.19 feet; thence South 53°07’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’02” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°03’24” East, a distance of 231.08 feet; thence South 86°03’16” East, a distance of 423.49 feet; thence South 73°28’50” East, a distance of 41.53 feet; thence South 42°48’12” East, a distance of 39.29 feet; thence South 18°47’29” East, a distance of 56.93 feet; thence South 38°37’05” East, a distance of 38.49 feet; thence South 69°37’37” East, a distance of 35.16 feet’ thence South 85°27’46” East, a distance of 516.00 feet; thence South 2°46’20” East, a distance of 303.10 feet; thence South 8°13’28” West, a distance of 248.36 feet to the South line of said SW ¼ and terminating, except the West 1075.06 feet of said SW ¼. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 427.28 feet to the point of beginning of said centerline to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 1310.41 feet, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said east line of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes lying northeasterly of said perpetual pipeline easement and southwesterly of the following described line and its extensions: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 529.32 feet to the point of beginning of the line to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 557.47 feet; thence North 85 degrees 27 minutes 46 seconds West a distance of 688.73 feet to the northeasterly line of said perpetual pipeline easement, said line there terminating. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a temporary easement for construction purposes over, under and across said described property lying southwesterly of the following described line: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 406.88 feet; thence North 78 degrees 47 minutes 33 seconds West a distance of 746.99 feet to the point of beginning of the line to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 567.47 feet; thence North 11 degrees 12 minutes 27 seconds East a distance of 34.32 feet; thence North 85 degrees 27 minutes 46 seconds West a distance of 49.96 feet to the southerly boundary of said described property, said line there terminating. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a perpetual easement for ingress and egress purposes over, under and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of the Southwest Quarter of said Section 7; thence North 0 degrees 15 minutes 40 seconds

West, assumed bearing along the West line of said Southwest Quarter, a distance of 944.49 feet to the point of beginning of the line to be described; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet to the west line of said east 582.96 feet of the west 1075.06 feet of said Southwest Quarter, and there terminating. Parcel 1A A perpetual easement for ingress and egress purposes over and across that part of the following described property: The East 582.96 feet of the West 1075.06 feet of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying Southerly of the following described lines: Commencing at the Southwest corner of said SW ¼, thence North 0°15’40” West, along the West line of said SW ¼ a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’9” East, a distance of 96.19 feet; thence South 53°7’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’2” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°3’24” East, a distance of 231.08 feet; thence South 86°3’18” East, a distance of 353.79 feet to the East line of said West 1075.06 feet of said SW ¼ and there terminating. Which lies within a perpetual easement for ingress and egress purposes over and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of said Southwest Quarter, thence North 0 degrees 15 minutes 40 seconds West, along the West line of said Southwest Quarter, a distance of 944.49 feet; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet to the west line of the east 582.96 feet of the west 1075.06 feet of said Southwest Quarter and to the point of beginning of the line to be described; thence South 85 degrees 3 minutes 24 seconds East, a distance of 231.08 feet; thence South 86 degrees 3 minutes 18 seconds East a distance of 422.49 feet to the east line of the west 1075.06 feet of said Southwest Quarter, and there terminating. The south line of said easement is to be prolonged or shortened to terminate on said west line of the east 582.96 feet of the west 1075.06 feet of the Southwest Quarter and on said east line of the west 1075.06 feet of the Southwest Quarter. Parcel 1B A perpetual easement for ingress and egress purposes over and across that part of the following described property: That part of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying southerly and westerly of the following described lines: Commencing at the southwest corner of said SW ¼; thence North 00°15’40” West, along the west line of said SW ¼, a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’09” East, a distance of 96.19 feet; thence South 53°07’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’02” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°03’24” East, a distance of 231.08 feet; thence South 86°03’16” East, a distance of 423.49 feet; thence South 73°28’50” East, a distance of 41.53 feet; thence South 42°48’12” East, a distance of 39.29 feet; thence South 18°47’29” East, a distance of 56.93 feet; thence South 38°37’05” East, a distance of 38.49 feet; thence South 69°37’37” East, a distance of 35.16 feet’ thence South 85°27’46” East, a distance of 516.00 feet; thence South 2°46’20” East, a distance of 303.10 feet; thence South 8°13’28” West, a distance of 248.36 feet to the South line of said SW ¼ and terminating, except the West 1075.06 feet of said SW ¼. Which lies within a perpetual easement for ingress and egress purposes over and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of said Southwest Quar-

ter, thence North 0 degrees 15 minutes 40 seconds West, along the West line of said Southwest Quarter, a distance of 944.49 feet; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet; thence South 85 degrees 3 minutes 24 seconds East, a distance of 231.08 feet; thence South 86 degrees 3 minutes 18 seconds East a distance of 353.79 feet to the east line of the west 1075.06 feet of said Southwest Quarter and the point of beginning of the line to be described; thence South 86 degrees 3 minutes 18 seconds East a distance of 68.70 feet; thence South 73 degrees 28 minutes 50 seconds East, a distance of 41.53 feet; thence South 42 degrees 48 minutes 12 seconds East, a distance of 39.29 feet; thence South 18 degrees 47 minutes 29 seconds East, a distance of 56.93 feet; thence South 38 degrees 37 minutes 5 seconds East a distance of 38.49 feet; thence South 69 degrees 37 minutes 37 seconds East a distance of 35.16 feet; thence South 85 degrees 27 minutes 46 seconds East a distance of 516 feet and there terminating. The south line of said easement is to be prolonged or shortened to terminate on said east line of said west 1075.06 feet the Southwest Quarter and on the east line of the above described property. PARCEL 2: A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, Dakota County, Minnesota, except the following three parcels: 1. A strip of land 100 feet in width extending over and across the East 3/8 of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 West of the Fifth Principal Meridian, said strip of land being 50 feet in width on each side of the center line of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago Great Western Railway Company, now the Chicago and Northwestern Transportation Company), as said main track center line was originally located and established over and across said Section 7. 2. The South 20 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 Dakota County, Minnesota lying westerly of the East 15 acres of said Southwest Quarter of the Southeast Quarter; together with the North 305 feet of the South 325.00 feet of the West 231.63 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, Dakota County, Minnesota. 3. That part of the SW ¼ of the SE ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, described as follows: Commencing at the southeast corner of the said SW ¼ of the SE ¼; thence North 89 degrees 28 minutes 22 seconds West (assumed bearing) along the South line of said SW ¼ of the SE ¼ a distance of 393.92 feet to the westerly right of way of the Chicago and Northwestern Railroad and the point of beginning of the land to be described; thence continuing North 89 degrees 28 minutes 22 seconds West along said south line a distance of 182.43 feet; thence North 0 degrees 10 minutes 41 seconds East, parallel with the east line of said SW ¼ of the SE ¼ a distance of 35.00 feet; thence North 89 degrees 28 minutes 22 seconds West parallel with said South line a distance of 38 feet; thence North 0 degrees 10 minutes 41 seconds East parallel with said East line a distance of 299.43 feet; thence South 89 degrees 28 minutes 22 seconds East, parallel with said South line a distance of 104.26 feet to said Westerly right of way of the Chicago and Northwestern Railroad; thence South 18 degrees 56 minutes 21 seconds East along said Westerly right of way a distance of 354.70 feet to the point of beginning. Parcel 2A Parcel 2A A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the South 20 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 lying Westerly of the Westerly right of way line of the Chicago and Northwestern Railroad Company running across said Southwest Quarter of the Southeast Quarter except the East 182.43 feet thereof as measured along the South line of the Southwest Quarter of the Southeast Quarter and the North 305 feet of the South 325.00 feet of the West

231.63 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, all in Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of the Southeast Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 427.28; thence South 78 degrees 47 minutes 33 seconds East a distance of 394.55 feet; thence South 37 degrees 35 minutes 48 seconds East a distance of 421.00 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 25.33 feet to the south line of said Southeast Quarter, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the south 20.00 feet of said Southeast Quarter and on the south line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes lying southwesterly of said perpetual pipeline easement and lying northeasterly of a line 100.00 feet southwesterly of and parallel with the following described line: Commencing at the southwest corner of the Southeast Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 427.28; thence South 78 degrees 47 minutes 33 seconds East a distance of 394.55 feet; thence South 37 degrees 35 minutes 48 seconds East a distance of 421.00 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 25.33 feet, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the south 20.00 feet of said Southeast Quarter and on the south line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 3 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Northeast Quarter of Section 18, Township 114, Range 18, lying West of U.S.T.H. Nos. 52 & 56, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet northeasterly of the following described line and a temporary easement for construction purposes, lying 80.00 feet southwesterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 44 minutes 04 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 632.12 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 1076.05 feet; thence South 19 degrees 17 minutes 45 seconds East a distance of 1892.72 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the Northeast Quarter and said south line of the Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 4 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The E ½ of the SE ¼ of Section 18, Township 114, Range 18, EXCEPT that part thereof lying East of State Trunk Highway 56, ALSO EXCEPT That part of the SE ¼ of the SE ¼ of Section 18, Township 114, Range 18, Dakota County, Minnesota described as follows: Commencing at the southeast corner of SE ¼ of the SE ¼; thence West (assumed bearing) along the south line thereof a distance of 300.00 feet to the point of beginning of the land to be described; thence continuing West along said south line a distance of 275.00 feet; thence North a distance of 316.8 feet; thence East a distance of 275.00 feet; thence South a distance of 316.8 feet to the point of beginning. AND ALSO EXCEPT That part of the SE ¼ of the SE ¼ of Section 18, Township 114, Range 18, described as follows: Commencing at the Southeast corner of said SE ¼ of the SE ¼; thence West (assumed bearing) along the South line thereof a distance of 575.00 feet to the point of beginning of the land to be described; thence North a distance of 316.8 feet; thence West a distance of 69.00 feet; thence South a distance of 316.8 feet to said south line of the SE ¼ of

May 6, 2010

41A

the SE ¼; thence East along said South line 69.00 feet to the point of beginning. AND ALSO EXCEPT A strip of land 100 feet in width extending over and across the NE ¼ of the SE ¼ and the S ½ of the SE ¼ of Section 18, Township 114, Range 18, said strip of land being 50 feet in width on each side of the centerline of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago, Great Western Railway Company, now the Chicago and Northwestern Transportation Company), as said main track centerline was established over and across said Section 18. Which lies within a perpetual easement for pipeline purposes, lying northeasterly of the following described line: Commencing at the northwest corner of said Southeast Quarter; thence South 89 degrees 46 minutes 18 seconds East, assumed bearing along the north line of said Southeast Quarter, a distance of 1917.39 feet to the point of beginning of the line to be described; thence South 19 degrees 17 minutes 45 seconds East a distance of 2130.04 feet; thence South 62 degrees 02 minutes 52 seconds East a distance of 23.74 feet to the east line of said Southeast Quarter, said line there terminating. And also: Which lies within a temporary easement for construction purposes, lying 80.00 feet southwesterly of the following described line: Commencing at the northwest corner of said Southeast Quarter; thence South 89 degrees 46 minutes 18 seconds East, assumed bearing along the north line of said Southeast Quarter, a distance of 1917.39 feet to the point of beginning of the line to be described; thence South 19 degrees 17 minutes 45 seconds East a distance of 2130.04 feet; thence South 62 degrees 02 minutes 52 seconds East a distance of 23.74 feet to the east line of said Southeast Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on said north line of the Southeast Quarter and on said east line of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 5 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Southwest ¼ of Section 17, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 00 degrees 00 minutes 33 seconds West, assumed bearing along the west line of said Southwest Quarter, a distance of 636.59 feet to the point of beginning of the line to be described; thence South 62 degrees 02 minutes 52 seconds East a distance of 698.24 feet; thence South 00 degrees 26 minutes 03 seconds West a distance of 314.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the Southwest Quarter and on said south line of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying southwesterly and westerly of said perpetual pipeline easement and lying easterly and northeasterly of a line 100.00 feet southwesterly and westerly of and parallel with the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 00 degrees 00 minutes 33 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 636.59 feet to the point of beginning of the line to be described; thence South 62 degrees 02 minutes 52 seconds East a distance of 698.24 feet; thence South 00 degrees 26 minutes 03 seconds West a distance of 314.00 feet to the south line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the Southwest Quarter and on said south line of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 6 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the Northwest ¼ of Section 20, Township 114, Range 18, Dakota County, Minnesota, that lies East of the easterly right of way of State Trunk Highways 52 and 56. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet southwesterly and westerly of the following described line:

(Continued on next page)

42A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

(Continued from previous page) Commencing at the southeast corner of said Northwest Quarter; thence North 89 degrees 49 minutes 47 seconds West, assumed bearing along the south line of said Northwest Quarter, a distance of 1213.11 feet to the point of beginning of the line to be described; thence North 19 degrees 07 minutes 02 seconds West a distance of 2458.90 feet; thence North 00 degrees 26 minutes 03 East a distance of 322.63 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of said Northwest Quarter and on said south line of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying between the westerly line of the previously described perpetual easement and the easterly right of way line of State Trunk Highway Number 52 and also lying 65.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northwest Quarter; thence North 89 degrees 49 minutes 47 seconds West, assumed bearing along the south line of said Northwest Quarter, a distance of 1213.11 feet to the point of beginning of the line to be described; thence North 19 degrees 07 minutes 02 seconds West a distance of 2458.90 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly line of the previously described perpetual easement and on said south line of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 7 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the East ½ of the Southwest ¼, Section 20, Township 114, Range 18 lying easterly of the center line of State Trunk Highway 52 excepting therefrom the following described tracts of land: 1. All that part of the East ½ of the Southwest ¼ of Section 20, Township 114, Range 18 described as follows, to wit: Commencing at a point on the East line of the East ½ of the Southwest ¼, aforesaid, which point is 346 ft. North of the middle of the present channel of the Vermillion River, thence South 346 feet to the middle of the present channel of the Vermillion River; thence Westerly along the middle of the present channel of the Vermillion River to the East line of State Highway 52; thence Northwesterly along the Easterly line of State Highway 52 630 feet; thence Easterly in a straight line to the place of beginning. 2. All that part of the East ½ of the Southwest ¼ Section 20, Township 114, Range 18 lying Easterly of the center line of State Trunk Highway 52 and South of the middle of the channel of the Vermillion River. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying southwesterly of a line 100.00 feet northeasterly of and parallel with the easterly right of way line of State Trunk Highway Number 52 and lying northeasterly of a line 35.00 feet northerly of and parallel with said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 8 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the East Half of the Southwest Quarter of Section 20, Township 114, Range 18, described as follows, to wit: Commencing at a point on the East line of the East half of the Southwest Quarter which point is 346 feet North of the Middle of the present channel of the Vermillion River; thence South 346 feet to the middle of the present channel of the Vermillion River, thence South 346 feet to the middle of the present channel of the Vermillion River; thence Westerly along the middle of the present channel of the Vermillion River to the East line of State Highway No. 52; thence Northwesterly along the Easterly line of State Highway No. 52 a distance of 630 feet; thence Easterly in a straight line to the place of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the northeasterly line of said easement is described as follows: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28

minutes 28 seconds West a distance of 728.10 feet to the point of beginning of the line to be described; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet; thence North 23 degrees 31 minutes 02 seconds West a distance of 121.88 feet to the north line of the above described property, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the above described property and the middle of the present channel of the Vermillion River. And also: Which lies within a temporary easement for construction purposes, lying southwesterly of said perpetual pipeline easement and northeasterly of a line 120.00 feet southwesterly of the following described line and its extensions: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the point of beginning of the line to be described; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly right of way line of State Trunk Highway Number 52 and the middle of the present channel of the Vermillion River. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 65.00 feet northeasterly of the following described line and its extensions: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet to the point of beginning of the line to be described; thence North 23 degrees 31 minutes 02 seconds West a distance of 121.88 feet to the north line of the above described property, said line there terminating. Excepting therefrom the existing buildings. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the above described property and said northeasterly line of said perpetual pipeline easement. Said temporary easement is to expire on June 1, 2008. Parcel 9 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the Southeast Quarter of the Southwest Quarter of Section 20, Township 114, Range 18, lying southerly of the middle of the channel of the Vermillion River and easterly of the centerline of State Trunk Highway 52. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet westerly and southwesterly of the following described line: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 60.00 feet to the point of beginning of the line to be described; thence North 00 degrees 25 minutes 04 seconds West along said east line a distance of 640.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the middle of the present channel of the Vermillion River, said line there terminating. The southwest line of said easement is to be prolonged or shortened to terminate on the middle of the present channel of the Vermillion River and on the north line of Highway 66. And also: Which lies within a temporary easement for construction purposes, lying westerly and southwesterly of said perpetual pipeline easement and lying easterly and northeasterly of a line 120.00 feet westerly and southwesterly of and parallel with the following described line: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 60.00 feet to the point of beginning of the line to be described; thence North 00 degrees 25 minutes 04 seconds West along said east line a distance of 640.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the middle of the present channel of the Vermillion River, said line there terminating. The southwest line of said ease-

ment is to be prolonged or shortened to terminate on the middle of the present channel of the Vermillion River and on the north line of Highway 66. Said temporary easement is to expire on June 1, 2008. Parcel 10 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Railroad right of way located within the East ½ of the Northwest ¼ and the West ½ of the Northeast ¼ of Section 29, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence North 89 degrees 57 minutes 02 seconds West, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet; thence South 00 degrees 25 minutes 04 seconds East a distance of 60.12 feet to the south line of Highway 66 and the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 16.92 feet to the south line of the former railroad right of way, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the southerly right of way line of Highway 66 and the south line of the former railroad right of way line. And also: Which lies within a temporary easement for construction purposes, lying westerly of said perpetual pipeline easement and lying easterly of a line 100.00 feet westerly of and parallel with the following described line: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence North 89 degrees 57 minutes 02 seconds West, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet; thence South 00 degrees 25 minutes 04 seconds East a distance of 60.12 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 16.92 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the southerly right of way line of Highway 66 and the south line of the former railroad right of way line. Said temporary easement is to expire on June 1, 2008. Parcel 11 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Northeast ¼, and the East ½ of the Northwest ¼, excepting therefrom the railroad, in Section 29, Township 114, Range 18, Dakota County, Minnesota, and, the Northwest ¼ of the Southeast ¼ of Section 29, Township 113, Range 18, Dakota County, Minnesota, except the following parcels: 1. That part of the Northeast ¼ of the Northwest ¼ of Section 29, Township 114, Range 18 described as follows: Beginning at the Northeast corner of the West ½ of the Northeast ¼; thence West, along the North line thereof a distance of 200 feet; thence deflecting 90 degrees left and Southerly a distance of 217.8 feet; thence deflecting 90 degrees left a distance of 200 feet more or less to the East line of the West ½ of the Northeast ¼; thence North along the East line a distance of 217.8 feet to the point of beginning. 2. That part of the Northeast ¼ of the Northwest ¼ of Section 29, township 114, range 18 described as follows: Beginning at a point distant 1333.5 feet East of the Northwest corner of Section 29 and said point lying on the centerline of State Aid Road No.66; thence at right angles to the right of said centerline a distance of 233.0 feet; thence at right angles to the left a distance of 100.0 feet; thence at right angles to the left a distance of 233.0 feet to the centerline of said road; thence at right angles to the left along said centerline a distance of 100 feet to the point of beginning; AND, beginning at the Northwest corner of the Northeast ¼ of the Northwest ¼ of said section 29, said point being 1,320 feet, more or less, east of the Northwest corner of said Section 29, and lying on the centerline of State Aid Road No. 66; thence at right angles to the right to said centerline a distance of 233.0 feet; thence at right angles to the left a distance of 13.5 feet; thence at right angles to the left a distance of 233.0 feet to the centerline of said road; thence at right angles to the left along said centerline a distance of 13.5 feet to the point of beginning. 3. That part of the East ½ of the Northwest ¼ of Section 29, Township 114, Range 18 described as follows: Commencing 1433.5 feet East of the Northwest corner of the Northwest ¼ of Section 29, Township 114, Range 18, thence South 233 feet; thence East 100 feet;

thence North 233 feet; thence West 100 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet westerly and southwesterly of the following described line: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence South 00 degrees 25 minutes 04 seconds East, assuming that the north line of said Northwest Quarter bears North 89 degrees 57 minutes 02 seconds East, a distance of 69.90 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 234.29; thence South 23 degrees 31 minutes 02 seconds East a distance of 3308.96 feet to the east line of said Northwest Quarter of the Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of the former railroad right of way line and on the east line of said Northwest Quarter of the Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying westerly of said perpetual pipeline easement and easterly of the easterly right of way line of State Trunk Highway Number 52 and also lying northeasterly of said perpetual pipeline easement and southwesterly of a line 65.00 feet northeasterly of the following described line and its extensions: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence South 00 degrees 25 minutes 04 seconds East, assuming that the north line of said Northwest Quarter bears North 89 degrees 57 minutes 02 seconds East, a distance of 69.90 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 234.29; thence South 23 degrees 31 minutes 02 seconds East a distance of 3308.96 feet to the east line of said Northwest Quarter of the Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly line of said perpetual pipeline easement and on the east line of said Northwest Quarter of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 12 intentionally omitted. Parcel 13 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Southeast ¼ of Section 29, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of said east half of the Southeast Quarter and on the south line of said east half of the Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of and parallel with the northeasterly line of State Trunk Highway Number 52. Commencing at the southeast corner of the Southeast Quarter; thence South 89 degrees 35 minutes 57 seconds West, assumed bearing along the south line of said Southeast Quarter, a distance of 512.20 feet to the point of beginning of the line to be described; thence North 23 degrees 31 minutes 02 seconds West a distance of 2028.54 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of said east half of the Southeast Quarter and on the south line of said east half of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 14 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Northeast ¼ of Section 32, Township 114 Range 18, Dakota County, Minnesota, and all that part of the Northwest 1#4 of the Northeast 1#4 of Section 32, Township 114, Range 18, described as follows: Commencing at a point twelve rods due South of the Northeast corner of said Northwest 1#4 of the Northeast 1#4, and running thence North twelve rods, thence West on the North line of said Northwest 1#4 of the Northeast 1#4 26 and 3#4 rods, thence Southeasterly in a straight line to the place of beginning. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipe-

line easement and southwesterly of a line 100.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 15 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Northwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Abstract); The West ½ of the East ½ of the Northwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Torrens property, Certificate of Title number 4883). The East 1#2 of the East 1#2 of the Northwest 1#4 of Section 33, Township 114, Range 18, Dakota County, Minnesota The Northwest ¼ of the Southwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Abstract) Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet southwesterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 369.83 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1433.24 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 2798.60 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on the south line of said Northwest Quarter of the Southwest Quarter and on the west line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying 80.00 feet easterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 369.83 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1433.24 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 2798.60 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on the south line of said Northwest Quarter of the Southwest Quarter and on the west line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 16 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest ¼ of the Southwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter of the Southwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 349.10 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 1366.00 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter of the Southwest Quarter and on the south line of said Northwest Quarter of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly and parallel with the following described line: Commencing at the northwest corner of said Northwest Quarter of the Southwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 349.10 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 1366.00 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter of the Southwest Quarter and on the south line of said Northwest Quarter of the

Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 17 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southwest ¼ and the Northeast ¼ of the Southwest ¼ in Section 33, Township 114, Range 18, Dakota County, Minnesota, and the North ½ of the Northwest ¼ in Section 4, Township 113, Range 18, Dakota County, Minnesota, except the South 316.00 feet of the East 240.00 feet of the North Half of the Northwest Quarter of Section 4, Township 113, Range 18. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter of Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1366.00 feet to the north line of said South Half of the Southwest Quarter of Section 33 and the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East along the previously described line a distance of 2736.00 feet to the south line of of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southwest Quarter of Section 33 and on the south line of said North Half of the Northwest Quarter of Section 4. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter of Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1366.00 feet to the north line of said South Half of the Southwest Quarter of Section 33 and the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East along the previously described line a distance of 2736.00 feet to the south line of of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southwest Quarter of Section 33 and on the south line of said North Half of the Northwest Quarter of Section 4. Said temporary easement is to expire on June 1, 2008. Parcel 18 intentionally omitted Parcel 19 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the Southeast ¼ of the Northwest ¼, excepting therefrom that part thereof lying Southeasterly of the centerline of County Road No. 47, in Section 4, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of the Northwest Quarter of said Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 1370.02 feet to the north line of said North Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 685.65 feet to the south line of said North Half of the Southeast Quarter of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the Southeast Quarter of the Northwest Quarter and on the south line of said North Half of the Southeast Quarter of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of the Northwest Quarter of said Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a

(Continued on next page)

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY (Continued from previous page) distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 1370.02 feet to the north line of said North Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 685.65 feet to the south line of said North Half of the Southeast Quarter of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the Southeast Quarter of the Northwest Quarter and on the south line of said North Half of the Southeast Quarter of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 20 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southeast ¼ of the Northwest ¼ lying Westerly of the Old Hastings and Waterford Road (now State Highway 47) Section 4, Township 113, Range 18, and the North ½ of the Southwest ¼ of Section 4, Township 113, Range 18 lying West of said road, Dakota County, Minnesota, except that part thereof lying within the following parcel: Beginning at the Northeast corner of the Southwest ¼ of the Northwest ¼, thence South 0 degrees 03 minutes 19 seconds East, along the East line of the Southwest ¼ of the Northwest ¼, a distance of 660.96 feet to the Northwest corner of the South ½ of the Southeast ¼ of the Northwest ¼; thence South 89 degrees 43 minutes 17 seconds East, along the North line of the South ½ of the Northwest ¼, a distance of 34.50 feet; thence South 0 degrees 03 minutes 19 seconds East, a distance of 336.07 feet; thence North 85 degrees 21 minutes 12 seconds West, a distance of 226.26 feet; thence North 0 degrees 03 minutes 19 seconds West a distance of 979.70 feet to the North line of the Southwest ¼ of the Northwest ¼; thence South 89 degrees 45 minutes 02 seconds East, along the North line a distance of 191.00 feet to the point of beginning; and except Parcels 4A and 5A as depicted on Dakota County Road Right of Way May No. 286. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 2055.67 feet to the north line of said South Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 908.54 feet, to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southeast Quarter of the Northwest Quarter and said centerline of Highway 47. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 2055.67 feet to the north line of said South Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 908.54 feet, to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southeast Quarter of the Northwest Quarter and said centerline of Highway 47. Said temporary easement is to expire on June 1, 2008. Parcel 21 intentionally omitted Parcel 22 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of Section 4, Township 113, Range 18, Dakota County, Minnesota, described as follows: Beginning at the Southwest corner of the Northeast ¼ of the Southwest ¼ of said section; thence East to the Southeast corner of said quarter quarter section; thence North to the center of said section; thence West to the center of the highway; thence

Southwesterly along the center of the highway to a point 244 feet West of the point of beginning; thence East to the point of beginning; except the following described property: Beginning at the Northwest corner of the Southeast ¼ of the Southwest ¼ of said Section 4; thence South 89 degrees 37 minutes 52 seconds East (assumed bearing) along the south line of said North ½ of the Southwest ¼ 334.03 feet; thence North 44 degrees 37 minutes 52 seconds West 278.63 feet; thence North 89 degrees 37 minutes 52 seconds West 248.69 feet; to the centerline of CSAH No. 47; (formerly Hastings-Northfield Road) as established by Dakota County Road Right of Way Map No 24; thence South 34 degrees 36 minutes 33 seconds West along said centerline 125.08 feet; thence Southwesterly along said centerline 117.79 feet along a tangential curve concave to the Northwest, radius of 1091.35 feet and a central angle of 6 degrees 11 minutes 03 seconds to the South line of said North ½ of the Southwest ¼; thence south 89 degrees 37 minutes 52 seconds East along said South line to the point of beginning, ALSO, the West 60 acres of the Southeast ¼ of Section 4, Township 113, Range 18. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the south line of said Northeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence continue North 04 degrees 43 minutes 49 seconds East a distance of 21.11 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1128.77 feet to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said centerline of Highway 47 and the south line of said Northeast Quarter of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the south line of said Northeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence continue North 04 degrees 43 minutes 49 seconds East a distance of 21.11 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1128.77 feet to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said centerline of Highway 47 and the south line of said Northeast Quarter of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 23 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast ¼ of the Southwest ¼ of Section 4, Township 113, Range 18, Dakota County, Minnesota, except the North 409.00 feet of the West 532.13 feet thereof; and The Northeast ¼ of the Southwest ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota, except the South 495.38 feet of the Northeast Quarter of the Southwest Quarter (NE ¼ of SW ¼) of Section 9, Township 113, Range 18, Dakota County, Minnesota, and, The East ½ of the Northwest ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter of Section 4; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the north line of said Southeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence South 04 degrees 43 minutes 49 seconds West a distance of 2877.29 feet; thence South 00 degrees 09 minutes 57 seconds West a distance of 159.86 feet; thence South 14 degrees 47 minutes 39 seconds East a distance of 80.90 feet; thence South 21 degrees 22 minutes 25 seconds

East a distance of 1543.98 feet; thence South 15 degrees 29 minutes 38 seconds East a distance of 252.01 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southeast Quarter of the Southwest Quarter of Section 4 and on the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the southwest corner of said Southwest Quarter of Section 4; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the north line of said Southeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence South 04 degrees 43 minutes 49 seconds West a distance of 2877.29 feet; thence South 00 degrees 09 minutes 57 seconds West a distance of 159.86 feet; thence South 14 degrees 47 minutes 39 seconds East a distance of 80.90 feet; thence South 21 degrees 22 minutes 25 seconds East a distance of 1543.98 feet; thence South 15 degrees 29 minutes 38 seconds East a distance of 252.01 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southeast Quarter of the Southwest Quarter of Section 4 and on the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9. Said temporary easement is to expire on June 1, 2008. Parcel 24 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South 495.38 feet of the Northeast Quarter of the Southwest Quarter (NE ¼ of SW ¼) of Section 9, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter of the Southwest Quarter of Section 9; thence North 00 degrees 24 minutes 06 seconds West, assumed bearing along the east line of said Northeast Quarter of the Southwest Quarter of Section 9, a distance of 76.81 feet to the point of beginning of the line to be described; thence North 15 degrees 29 minutes 38 seconds West a distance of 434.74 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 495.38 feet of the Northeast Quarter of the Southwest Quarter and on the east line of said Northeast Quarter of the Southwest Quarter of Section 9. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet easterly of the following described line: Commencing at the southeast corner of said Northeast Quarter of the Southwest Quarter of Section 9; thence North 00 degrees 24 minutes 06 seconds West, assumed bearing along the east line of said Northeast Quarter of the Southwest Quarter of Section 9, a distance of 76.81 feet to the point of beginning of the line to be described; thence North 15 degrees 29 minutes 38 seconds West a distance of 434.74 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 495.38 feet of the Northeast Quarter of the Southwest Quarter and on the east line of said Northeast Quarter of the Southwest Quarter of Section 9. Said temporary easement is to expire on June 1, 2008

Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence North 34 degrees 05 minutes 29 seconds West a distance of 1602.34 feet; thence North 15 degrees 29 minutes 38 seconds West a distance of 70.89 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter and on the centerline of Lewiston Boulevard. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence North 34 degrees 05 minutes 29 seconds West a distance of 1602.34 feet; thence North 15 degrees 29 minutes 38 seconds West a distance of 70.89 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter and on the centerline of Lewiston Boulevard. Said temporary easement is to expire on June 1, 2008. Parcel 27 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the Northeast ¼, and the Southeast ¼ of the Northeast ¼ in Section 16, Township 113, Range 18, Dakota County, Minnesota, except the East 181.5 feet of the North 273 feet of the North ½ of the Northeast ¼ and except that part of the North ½ of the Northeast ¼ described as follows: Commencing at the Northwest corner of the North ½ of the Northeast ¼; thence East (assumed bearing) along the North line thereof a distance of 1478.81 feet to the point of beginning; thence continuing East a distance of 505.20 feet; thence South a distance of 689.78 feet; thence West a distance of 505.20 feet; thence North a distance of 689.78 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 3103.00 feet to the east line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the east line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 3103.00 feet to the east line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the east line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 28 intentionally omitted

Parcel 25 intentionally omitted Parcel 26 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota, except that part thereof lying Northwesterly of Lewiston Boulevard.

Parcel 29 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southwest ¼ of the Northwest ¼ in Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being

40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 00 degrees 09 minutes 59 seconds West, assumed bearing along west line of said Northwest Quarter, a distance of 70.32 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 35.91 feet; thence South 00 degrees 06 minutes 17 seconds East a distance of 40.47 feet to the south line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northwest Quarter and on the south line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 00 degrees 09 minutes 59 seconds West, assumed bearing along west line of said Northwest Quarter, a distance of 70.32 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 35.91 feet; thence South 00 degrees 06 minutes 17 seconds East a distance of 40.47 feet to the south line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northwest Quarter and on the south line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 30 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 15, Township 113, Range 18, Dakota County, Minnesota, except the following parcels: 1. The North 990 feet of the South 1320 feet of the West 660 feet; 2. The East 660 feet of the West 1320 feet of the North 330 feet of the South 1320 feet; 3. The South 990 feet of the East 660 feet of the West 1320 feet; and, 4. The South 550 feet of the East 580 feet of the West 1900 feet; 5. The South 330 feet of the West 660 feet, all in the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 2638.00 feet to the north line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the north line of the south 1320 feet of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 2638.00 feet to the north line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the north line of the south 1320 feet of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 31 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North 990 feet of the South 1320 feet of the West 660 feet, and the East 660 feet of the West 1320 feet of the North 330 feet of the South 1320 feet of the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the

May 6, 2010

43A

line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 1320.00 feet to the north line of the south 1320.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said south 1320.00 feet of the Southwest Quarter and on the south line of the north 990.00 feet of said 1320.00 feet of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 1320.00 feet to the north line of the south 1320.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said south 1320.00 feet of the Southwest Quarter and on the south line of the north 990.00 feet of said 1320.00 feet of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 32 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South 330 feet of the West 660 feet of the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 330.00 feet to the north line of the south 330.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 330.00 feet of the Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 330.00 feet to the north line of the south 330.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the South 330.00 feet of said Southwest Quarter and on the south line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 33 A perpetual easement for pipeline purposes and a temporary easement for construction purposes and a perpetual easement for utility purposes over, under and across that part of the following described property: The North ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota except that part thereof described as follows: Commencing at a point on the North line of the North ½ of the Northwest ¼ distant 830 feet East of the Northwest corner of the North ½ of the Northwest ¼ of Section 22; thence South 458 feet; thence East 190 feet; thence North 458 feet; thence West 190 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence South 00 degrees 06 minutes 17 seconds East a distance of 582.05 feet; thence South 55 degrees 49 minutes 36 seconds East a distance of 1297.00 feet to the south line of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said

(Continued on next page)

44A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

(Continued from previous page) Northwest Quarter and on the south line of said North Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence South 00 degrees 06 minutes 17 seconds East a distance of 582.05 feet; thence South 55 degrees 49 minutes 36 seconds East a distance of 1297.00 feet to the south line of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter and on the south line of said North Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a perpetual easement for utility purposes, being the east 15.00 feet of the west 300.00 feet of the south 300.00 feet of the north 333.00 feet of said North Half of the Northwest Quarter. Parcel 33A: The north 133.00 feet of the west 40.00 feet of the North Half of the Northwest Quarter of Section 22, Township 113, Range 18, Dakota County, Minnesota. Parcel 34 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the South ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the south line of said North Half of the South Half of the Northwest Quarter and the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 300.73 feet; thence North 55 degrees 49 minutes 36 seconds West a distance of 702.78 feet to the north line of said North Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the South Half of the Northwest Quarter and on the south line of said North Half of the South Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the south line of said North Half of the South Half of the Northwest Quarter and the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 300.73 feet; thence North 55 degrees 49 minutes 36 seconds West a distance of 702.78 feet to the north line of said North Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the South Half of the Northwest Quarter and on the south line of said North Half of the South Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 35 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the South ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet to the point of beginning of the

line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the north line of said South Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the South Half of the Northwest Quarter and the south line of said South Half of the South Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the north line of said South Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the South Half of the Northwest Quarter and the south line of said South Half of the South Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 36 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota, except the North 200 feet of the South 1130 feet of the West 300 feet thereof; and except beginning at the Southwest corner of the Southwest ¼ of Section 22; thence North 89 degrees 48 minutes 34 seconds East (assumed bearing) along the South line of the Southwest ¼ 234.53 feet; thence on a bearing of North 478.47 feet; thence on a bearing of West 287.38 feet to the centerline of Fischer Avenue as now located and traveled; thence South 8 degrees 19 minutes 46 seconds West along said centerline 56.47 feet; thence South 6 degrees 28 minutes 06 seconds West along said centerline 53.35 feet; thence South 3 degrees 54 minutes 30 seconds West along said centerline 46.10 feet to the South line of the Southeast ¼ of Section 21; thence North 89 degrees 53 minutes 16 seconds East along said South line 119.32 feet to the point of beginning, and all that part of the Southeast ¼ of Section 22, Township 113, Range 18 lying Southwesterly of Trunk Highway 52 as now located and constructed across said Southeast ¼. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 834.57 feet to the east line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the east line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 834.57 feet to the east line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the east line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 37 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Southeast ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota lying North and East of Highway 52. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing

along the south line of said Southeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 2205.00 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 2205.00 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 38 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the North ½ of the Northeast ¼ of Section 27, Township 113, Range 18, Dakota County, Minnesota that lies East of the easterly Right of Way of Highway 52, except the North 440 feet of the South 606 feet of the East 495 feet thereof. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the south line of said North Half of the Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the south line of said North Half of the Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the south line of said North Half of the Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the south line of said North Half of the Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 39 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Northeast ¼ of Section 27, Township 113, Range 18, Dakota County, Minnesota except that part lying North of the following described line: Commencing at a point on the East line of the Northeast ¼; thence on a bearing of South along said East line 46.42 feet to the point of beginning of the line to be described; thence North 40 degrees 00 minutes 00 seconds West 610.04 feet to the North line of the South ½ of the Northeast ¼ and there terminating, and also except that part of the Southeast ¼ of the Northeast ¼ described as follows: Commencing at the Southeast corner of the Northeast ¼; thence running North 300 feet; thence West 200 feet; thence South 300 feet; thence East 200 feet to the place of beginning, except that portion thereof which lies Northerly of a line run parallel with and distant 184 feet Southwesterly of the following described line: From a point on the East line of Section 27, distant 326.4 feet North of the East Quarter corner thereof; thence run Northwesterly at an angle of 40 degrees 47 minutes with said East section line for 199.97 feet to the point of beginning of the line to be

described; thence run Southeasterly along the last described course for 100 feet; thence deflect to the right on a 1 degree 30 minute curve (delta angle 21 degrees 13 minutes 58 seconds) for 1414.52 feet and there terminating. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the north line of said South Half of the Northeast Quarter and the point of beginning of the line to be described; thence South 38 degrees 08 minutes 14 seconds East a distance of 878.85 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Northeast Quarter and on said easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the north line of said South Half of the Northeast Quarter and the point of beginning of the line to be described; thence South 38 degrees 08 minutes 14 seconds East a distance of 878.85 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Northeast Quarter and on said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 40 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest Quarter (NW ¼) of Section Twenty-six (26), Township One Hundred Thirteen (113) North of Range Eighteen (18) West, excepting therefrom the following parcels, to-wit: Commencing at the Southwest corner of said Northwest Quarter (NW ¼) thence North along the West line of said Northwest Quarter (NW ¼) for 1252.65 feet; thence East at right angles 952.00 feet to the actual point of beginning of the tract to be described; thence continuing East along the last described course 320.00 feet; thence North at right angles 636.43 feet to the centerline of a town road; thence deflecting to the left 119°53’00” along said centerline in a Southwesterly direction for 369.07 feet to an intersection with a line drawn North from the actual point of beginning at right angles to the South line of the tract herein described; thence South along said right angle line 452.55 feet to the point of beginning. Containing 4.0 acres, and subject to road over the Northwesterly line 33.0 feet as measured at right angles to the Northwesterly line of said tract. Excepting also all that part of the following described tract: The Southwest Quarter of the Northwest Quarter (SW ¼ of NW ¼) of Section Twenty-six (26), Township One Hundred Thirteen (113) North, Range Eighteen (18) West, which lies Southwesterly of a line run parallel with and distant 100 feet Northeasterly of the following described line: From a point on the West line of said Section Twenty-six (26), distant 326.1 feet North of the West quarter corner thereof, run Northwesterly at an angle of 40°47’ with said West section line for 199.97 feet to the point of beginning of the line to be described, thence run Southeasterly along the last described course for 100 feet thence deflect to the right on a 1°30’ curve (delta angle 21°13’58”) for 1415.52 feet and there terminating, together with a triangular piece adjoining and Northeasterly of the above described strip and Southwesterly of the following described line: Beginning at a point on the Northeasterly boundary of the above described strip, distant 100 feet Southeasterly of its intersection with the Easterly right-of-way line of the public road running along the West line of said Section Twenty-six (26); thence run

Northwesterly to a point on said Easterly right-of-way line, distant 100 feet Northerly of said intersection, containing 1.31 acres, more or less, in addition to the existing highways, together with all right of access, being the right of ingress to and egress from that portion of the above described tract, not acquired herein, to Trunk Highway # 52, except that the abutting owner shall retain the right of access by way of the above mentioned public road. Also excepting: Commencing at the Southwest corner of said Northwest Quarter (NW ¼); thence North along the West line of said Northwest Quarter (NW ¼) for 670 feet to the place of beginning; running thence east 264 feet; thence North 165 feet; thence West 264 feet; thence South 165 feet to place of beginning, being 1 acre, more or less. Excepting also, roadway easements or rights-ofway of record. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence North 39 degrees 03 minutes 47 seconds West a distance of 587.00 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Northwest Quarter and on said easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence North 39 degrees 03 minutes 47 seconds West a distance of 587.00 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Northwest Quarter and on said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 41 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 26, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence South 39 degrees 03 minutes 47 seconds East a distance of 3403.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence South 39 degrees 03 minutes 47 seconds East a distance of 3403.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the south line of said Southwest Quarter and on the east line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 42 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest ¼ of Section 35, Township 113, Range 18, excepting therefrom 8.33 acres released

for highway purposes. Excepting therefrom the South 330 feet of the Southeast ¼ of the Northwest ¼ lying Easterly of the easterly right of way of U.S. Highway 52 except the East 102.00 feet thereof. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of said Northwest Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the east line of said Northwest Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence North 32 degrees 48 minutes 02 seconds West a distance of 155.65 feet; thence North 39 degrees 03 minutes 47 seconds West a distance of 6.68 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Northwest Quarter and on the north line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northeast corner of said Northwest Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the east line of said Northwest Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence North 32 degrees 48 minutes 02 seconds West a distance of 155.65 feet; thence North 39 degrees 03 minutes 47 seconds West a distance of 6.68 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Northwest Quarter and on the north line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008 Parcel 43 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Northeast ¼ of Section 35, Township 113, Range 18, Dakota County, Minnesota, and the West ½ of the Northeast ¼ of Section 35, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the west line of said Northeast Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence South 32 degrees 48 minutes 02 seconds East a distance of 7.78 feet; thence South 41 degrees 34 minutes 29 seconds East a distance of 2993.82 feet; thence South 40 degrees 52 minutes 30 seconds East a distance of 327.37 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northeast Quarter and on the south line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the west line of said Northeast Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence South 32 degrees 48 minutes 02 seconds East a distance of 7.78 feet; thence South 41 degrees 34 minutes 29 seconds East a distance of 2993.82 feet; thence South 40 degrees 52 minutes 30 seconds East a distance of 327.37 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northeast Quarter and on the south line of said Northeast Quarter and on the north line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 44 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast 1/4 of Section 35, Township 113, Range 18, Dakota County, Minnesota, except that part of the Southeast Quarter of Section 35, Township 113, Range 18, lying southwesterly of Minnesota State Highway No. 52, Dakota County, Minnesota. Which lies within a perpetual ease-

(Continued on next page)

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY (Continued from previous page) ment for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of said Southeast Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the east line of said Southeast Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 682.09 feet to the north line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Southeast Quarter and on the north line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northeast corner of said Southeast Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the east line of said Southeast Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 682.09 feet to the north line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Southeast Quarter and on the north line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 45: intentionally omitted Parcel 46 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest Ÿ of Section 36, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the west line of said Southwest Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence South 40 degrees 52 minutes 30 seconds East a distance of 2804.28 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the west line of said Southwest Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence South 40 degrees 52 minutes 30 seconds East a distance of 2804.28 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Southwest Quarter and on the south line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 47 Revised March 7, 2007 – point of commencement A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The west 56.38 acres of the Northeast Ÿ of Section 1, Township 112, Range 18, except that part that lies South of County Road 86, Dakota County, Minnesota, and the West 70 acres of the East 103.6 acres of the Northeast Ÿ of Section 1, Township 112, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter and the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 2427.15 feet to the north line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east

8.40 chains of the Northeast Quarter and the north line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter and the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 2427.15 feet to the north line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the north line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 48: intentionally omitted Parcel 49 Revised March 7, 2007 – point of commencement A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East 8.40 Chains of Section 1, Township 112, Range 18, Dakota County, Minnesota that lies North of old Highway 52 (now Highway 86). Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the east line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the east line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. EXHIBIT B COLLATERAL All of Greater Minnesota Transmission, LLC’s (the “Debtorâ€?) right, title and interest in and to (a) all of the buildings, structures and other improvements now standing or at any time hereafter constructed or placed upon the land as described on Exhibit “Aâ€? (the “Landâ€?); (b) all heating, plumbing and lighting apparatus, elevators and motors, engines and machinery, electrical equipment, incinerator apparatus, air conditioning apparatus, water and gas apparatus, pipes, water heaters, refrigerating plant and refrigerators, water softeners, carpets, carpeting, storm windows and doors, window screens, screen doors, storm sash, window shades or blinds, awnings, locks, fences, trees, shrubs, and all other ďŹ xtures, equipment and personal property of every kind and nature whatsoever now or hereafter owned by the Debtor and attached or afďŹ xed to the Land, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (c) all hereditaments, easements, rights, privileges and appurtenances now or hereafter belonging, attached or in any way pertaining to the Land or to any building, structure or improvement now or hereafter located thereon; (d) the immediate and continuing right to receive and collect all rents, income, issues and proďŹ ts now due and which may hereafter become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or part of the Land now, heretofore or hereafter made or agreed to by Debtor; (e) all of the leases and agreements described in (d) above, together with all

guarantees therefor and any renewals or extensions thereof; and (f) all insurance and other proceeds of, and all condemnation awards with respect to, the foregoing. AND All of the Debtor’s right, title and interest in and to all Assets of the Debtor, including, but not limited to, the following: (a) all ďŹ xtures, equipment, vehicles and personal property of every kind and nature whatsoever now owned or hereafter owned, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (b) all Accounts, Chattel Paper, Commercial Tort or other claims, and General Intangibles; (c) all inventory now owned or hereafter owned; and, (d) any additions and accessions thereto, replacements thereof, and all insurance, condemnation and other products or proceeds of the foregoing; all of the above more fully described in that certain Security Agreement from the Debtor to the Secured Party dated August 23, 2007, and made a part hereof by this reference. AND 1. All plans and speciďŹ cations, engineering work, architectural work and plans, and the like, together with all drawings and notes accompanying or made a part of the plans and speciďŹ cations, engineering work, architectural work and plans, and the like, which have been or will be prepared and are being used or will be used in connection with the construction and operations of the Project (the “Plans and SpeciďŹ cationsâ€?). 2. That certain Firm Gas Transportation Agreement between the Borrower and Northern States Power Company d/b/a Xcel Energy dated April 10, 2006 (the “Xcel Energy Agreementâ€?). 3. That certain Facility Agreement between Invenergy Cannon Falls, LLC and the Borrower dated April 10, 2006 (the “Invenergy Agreementâ€?). 4. All franchise rights of the Borrower as granted pursuant to City of Cannon Falls Goodhue County, Minnesota Ordinance No. 273 passed and approved on June 7, 2007 (the “Franchise Rightsâ€?). 5. That certain letter agreement to the Borrower from the Department of the Army, St. Paul District, Corps of Engineers dated March 6, 2007 regarding the River Crossing Permit under Section 10 of the Rivers and Harbors Act (the “River Crossing Permitâ€?). 6. That certain letter agreement to the Borrower from Northern Natural Gas Company dated September 25, 2006 (the “Northern Letter Agreementâ€?). 7. That certain Order Granting Partial Exemption, Designating Pipeline Route and Issuing Pipeline Route Permit under Docket No. PL 6580/GP 06 931 from the Minnesota Public Utilities Commission to the Borrower under Service Date of October 27, 2006 (the “Pipe Line Permitâ€?). 8. Those certain road crossing permits issued to the Borrower by the Dakota County Highway Department and the Minnesota Department of Transportation (collectively the “Road Crossing Permitsâ€?). 9. That certain nationwide storm water permit issued to the Borrower by the Minnesota Pollution Control Agency (the “Storm Water Permitâ€?). 10. That certain License for Utility to Cross Protected Waters issued under License No. 144 065 6556 with an effective date of January 1, 2007 by the Minnesota Department of Natural Resources to the Borrower (the “DNR Licenseâ€?). Dated this 15th day of April, 2010 _______________________________ Sheriff of Dakota County By: ___________________________ Deputy Sheriff LEONARD, O’BRIEN SPENCER, GALE & SAYRE, LTD. By: ____________________________ James M. Jorissen, #262833 Andrew J. Budish, #388255 Attorney for Plaintiff Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 418966

2147571

4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 8 , 2002 MORTGAGORS:M a r y E . E g a n a n d Kenneth G. Egan, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2003, Dakota County Recorder, Document No. 1985854. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893461364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Twin Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14703 Dunbar Court, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-20500-110-04 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 11 Block 4, Diamond Path Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$93,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$59,896.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8279 1986429240 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177422 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Tara Lynn Kasprzyk, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346146 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0012079544-7 Lender or Broker: Bell America

Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1313 Larch St, Farmington, MN 55024-1794 Tax Parcel ID Number: 14-22505-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, East Farmington Sixth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,995.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008128F02 2166799 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 MORTGAGOR(S): Cathryn S. Scott, a single person MORTGAGEE: River City Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded: April 14, 2004 Dakota County Recorder Document Number: 2194779 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corp. Dated: March 19, 2004 Recorded: April 14, 2004 Dakota County Recorder Document Number: 2194780 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2426113 And assigned to: U.S. Bank National Association Dated: September 01, 2009 Recorded: September 11, 2009 Dakota County Recorder Document Number: 2683781 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000212-48001950094 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9285 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Century Ridge 2nd Addition, CIC No. 296, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE

May 6, 2010

45A

DUE AS OF DATE OF NOTICE: $188,780.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2010, or the next business day if December 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008323F02 2165516 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 5 , 2007 MORTGAGOR:K a t h l e e n F r a n c e s Middlecamp, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota County Recorder, Document No. 2554724. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047684248 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 449 20th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48550-021-02 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 1, 2, Block 2, Michaels Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$258,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$266,202.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

��� ��� �� ���� ������ ������ ������� S PERSONAL REP THE MORTGAGOR RESENTATIVES OR ASSIGNS, MAY BE ���������� ���� ��������� premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2606 2004768424 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2166175 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,500.00 MORTGAGOR(S): Jonathan Ejuwa And Susan J. Hyek-Ejuwa, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 22, 2006 Dakota County Registrar of Titles Document Number: 601574 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039247029483443 Lender o r Broker: F i r s t M a g n u s Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141345 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3356-3358 W 148th St, Rosemount, MN 55068 Tax Parcel ID Number: 34 62856 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, In Rahn's Seventh Addition According to the plat thereof now on file and of Record, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,824.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014029F01 2165964 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Vsevolod M Philippenkov and Olesya B Philippenkova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2005 Dakota County Recorder Document Number: 2366328 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: March 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935150500656 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14269 Banyan Ln, Rosemount, MN 55068-3495 Tax Parcel ID Number: 34-14700-760-05 LEGAL DESCRIPTION OF PROPERTY: Lot 76, Block 5, Bloomfield, Common Interest Community No. 250, according to the plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,565.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013384F01 2166033 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 3 , 2007 MORTGAGORS:M a r y K a b i i Wangongu and Stephen Mwaura, wife and husband. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542657. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13921 Autumn Court, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-48301-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Meadows of Bloomfield 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$414,714.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2587 3014242170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168091 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 15, 2004 MORTGAGOR:C l a u d e t t e M a u s , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 12, 2004, Dakota County Recorder, Document No. 2203696. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900777213301 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 839 Evergreen Circle, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84810-088-01 LEGAL DESCRIPTION OF PROPERTY: Lot 88, Block 1, CIC #318, Wood Park Plat Eleven, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$174,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,537.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8292 1960022328 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165481 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Ronald B. Nesheim And Norma Nesheim, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2003 Dakota County Recorder Document Number: 2117764 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0600808623-4 Lender or Broker: Franklin Mortgage Funding Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4522 Oak Leaf Cir, Eagan, MN 55123-1821 Tax Parcel ID Number: 10-17103-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ches Mar Fourth Addition, According to the Recorded Plat thereof, Dakota County, Minnesota A.P.N. # 10-17103-060-01.

sota A.P.N. # 10-17103-060-01. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $105,947.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013785F01 2165986 4/29/10-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 5 , 2006 MORTGAGORS:Donna S. Anderson and Mark Anderson, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 27, 2006, Dakota County Registrar of Titles, Document No. 600271, Certificate of Title No. 120923. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-21, Dated: January 27, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073602100 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14617 Fieldcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027120005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Southcross Heights 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$237,968.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 145713302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165045 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

���������� �� ���� �����

���������� ���� ���������

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2165935 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12864 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. P R O P E R T Y A D D R E S S : 12864 Nicollet Avenue South Unit 102, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Virginia R. Schnacky, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Three Hundred Nineteen and 40/100 ($4,319.40) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 14, 2009, and recorded April 8, 2010, as Document No. 2723640 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010. Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441119 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167096 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGOR:K e n n e t h V o l l i n g , a single person. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded September 22, 2005, Dakota County Recorder, Document No. 2363193. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401420. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 14290 Banyan Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-14700-310-04 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 4, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota, together with appurtenant easements created pursuant to declaration, Document No. 1629230, as amended. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,978.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3639 1044554847 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2163018 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,440.00 MORTGAGOR(S): John Schwartz, a single man, and Rebekah Tarnowski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120013941 Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2191 Rocky Rapids Way, Eagan, MN 55122-1938

ids Way, Eagan, MN 55122-1938 Tax Parcel ID Number: 10-22426-908-03 LEGAL DESCRIPTION OF PROPERTY: Unit 1908, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,747.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Elec tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011116F03 2162230 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 5 , 2006 MORTGAGORS:Bruce W. Schweich and Michelle L. Schweich, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 16, 2006, Dakota County Recorder, Document No. 2468617. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 30, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 10021278830987280 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 710 5th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 146450008000 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, John W. Roche's Addition to Farmington, According to the recorded plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,775.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,162.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-954 7883098728 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2160942 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

���

������ ������ ������� ��� �� ���� AND AGRICULTURAL PRODUCTION, A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY ARE ABANDONED." Dated: March 1, 2010. INFORMATION OBTAINED WILL BE U.S. Bank, N. A. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee/Assignee of Mortgagee THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE By: Paul A. Weingarden T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. Mortgagee THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 19-736 REDUCED TO FIVE WEEKS IF A JUDI- 6700000830 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 582.032, DETERMINING, AMONG NOTICE OF POSTPONEMENT OF OTHER THINGS, THAT THE MORTMORTGAGE FORECLOSURE SALE GAGED PREMISES ARE IMPROVED Pursuant to the provisions of WITH A RESIDENTIAL DWELLING OF M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e LESS THAN FIVE UNITS, ARE NOT f o r e g o i n g f o r e c l o s u r e s a l e i s PROPERTY USED IN AGRICULTURAL postponed until July 29, 2010 at 10:00 PRODUCTION, AND ARE ABANDONED. am at the Sheriff's Office, Law DATED: April 29, 2010 Enforcement Center, 1580 Hwy 55, ASSIGNEE OF MORTGAGEE: Lobby #S-100, Hastings, MN, in said U.S. Bank National Association, county and state. as Trustee for the holders of Bear Dated: April 29, 2010. Stearns ARM Trust, Mortgage U.S. Bank, N. A. Pass-Through Certificates, Series Mortgagee/Assignee of Mortgagee 2006-2 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Wilford & Geske, P.A. By: Paul A. Weingarden Attorneys for Assignee of Mortgagee Attorneys for Mortgagee/Assignee of Lawrence A. Wilford Mortgagee James A. Geske 4500 Park Glen Road #300 8425 Seasons Parkway, Suite 105 Minneapolis, MN 55416 Woodbury, MN 55125-4393 (952) 925-6888 (651) 209-3300 19-736 File Number: 013461F01 THIS IS A COMMUNICATION FROM 2165949 4/29-6/3/10 A DEBT COLLECTOR. 2173831 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 0 , 2007 MORTGAGORS: Matthew W. Virtue and Danielle A. Virtue, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 25, 2007, Dakota County Recorder, Document No. 2552639. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 25, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900140972992 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5197 West 203rd Court, Farmington, MN 55024 TAX PARCEL I.D. #: 14-48704-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Middle Creek 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $438,257.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2006 MORTGAGOR: Rebecca K. Raiter, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 20, 2006, Dakota County Recorder, Document No. 2483108. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500026331 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 203 Ash Street West, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-83300-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Walter and Arthur Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,527.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN

���������� �� ���� �����

��� ��� �� ���� ������ ������ u n d e r������� Minn. Stat. §580.30 or the property is not redeemed under Minn. ���������� ���� ��������� UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 20, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7503 1914416061 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7503 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7503 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2178479 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2178132 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, Husband and Wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.150.02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,386.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 2176252 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Renee Aufmuth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544517 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 23, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698516 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700023434114 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15445 Frost Path, Apple Valley, MN 55124

Apple Valley, MN 55124 Tax Parcel ID Number: 01-44800-505-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1505, CIC No. 377, Legacy Square Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,252.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 19, 2010, or the next business day if July 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 19, 2010 at 10:00 AM has been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2010 at 10:00 AM has been postponed to April 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 01, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 2175515 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 1995 MORTGAGORS: J e s u s E d u a r d o Lopez and Victoria A Lopez, husband and wife and Lilia Lopez, a single person. MORTGAGEE: North American Mortgage Company. DATE AND PLACE OF RECORDING: Recorded January 11, 1996, Dakota County Recorder, Document No. 1323625. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiCorp Mortgage, Inc n/k/a CitiMortgage, Inc, Dated: April 24, 1996, Recorded: July 8, 1996, Document No. 1360354. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 447 East Bernard Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-34100-280-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven and the west Thirty feet of Lot Twenty-eight in Block Two of Hutchinson's Addition to St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $80,641.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2975 625752924 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Hastings, MN, in said county and state. Dated: March 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2169566 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,000.00 MORTGAGOR(S): Anthony Hall and Chelsea Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder Document Number: 2515903 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 30, 2009 Recorded: December 02, 2009 Dakota County Recorder Document Number: 2699548 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000173251 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14263 Banyan Ln, Rosemount, MN 55068-3495 Tax Parcel ID Number: 34-14700-850-05 LEGAL DESCRIPTION OF PROPERTY: Lot 85, Block 5, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,365.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2010, or the next business day if July 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

���������� �� ���� �����

���������� ���� ���������

ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010658F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to March 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 10, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2010 at 10:00 AM has been postponed to April 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 27, 2010 at 10:00 AM has been postponed to May 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010658F01 2169508 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005 MORTGAGORS:D a n i e l J . S t a n t o n and Stephanie A. Stanton, husband and wife. MORTGAGEE:CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded December 13, 2005, Dakota County Recorder, Document No. 2388270. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20555 Keystone Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-48800-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Morgan Square, CIC No. 373, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$167,062.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$161,457.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3780 2003227935 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167970 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 5 , 2007 MORTGAGORS:Paul J. Gullerud and Tracy R. Gullerud, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 24, 2007, Dakota County Recorder, Document No. 2540002. ASSIGNMENTS OF MORTGAGE: Assigned to: FIRST TENNESSEE BANK NATIONAL ASSOCIATION, Dated: March 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200618471744 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loans, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 149 South Street East, South Saint Paul, MN 55075-3522 T A X P A R C E L I . D . # : 36-73151-190-02 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Sunny View Terrace No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$217,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$223,333.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2010. First Tennessee Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-461 0061847174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167954 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 1999 MORTGAGORS:Shannon M. Lewerke and Tony K. Lewerke, wife and husband. MORTGAGEE:Norwest Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded November 1, 1999, Dakota County Recorder, Document No. 1649787. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank N.A. S/B/M to The Leader Mortgage Company, Dated: January 11, 2000, Recorded: January 21, 2000, Document No. 1667547. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 405 4th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366430002011 LEGAL DESCRIPTION OF PROPERTY: Lot one (1) and Lot Two (2), Block Eleven (11), Riverside Park Addition to the City of St. Paul, according to the recorded plat thereof on file and of record in the office of the register of deeds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$112,442.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$93,762.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-963 9900539757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2162386 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 6 , 2007 MORTGAGORS:Norbert J. Schmidt and Kathaleen M. Schmidt, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2518907. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 8, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100134400030132277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Loan Link Financial Services RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14493 Crescent Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 346742510002 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Shannon Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$324,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$368,218.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2899 5304316903 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168718 4/29-6/3/10

������ ������ DATE ������� ��� �� ��� AND PLACE OF���� RECORDING:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 11, 2007 MORTGAGOR: Elijah O. Mogire, a single person. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 2, 2007, Dakota County Registrar of Titles, Document No. 615026, Certificate of Title No. 141661. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 5, 2008, Recorded: December 24, 2008, Document No. T637164. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 303 South 13th Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-63000-300-04 LEGAL DESCRIPTION OF PROPERTY: Lot 30, and Lot 29 excepting from said Lot 29 the South 10 feet thereof in Block 4 of Ravenscroft Park Addition to South St. Paul. Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$244,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$307,027.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3804 24544595 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177702 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 23, 2004 MORTGAGORS:Timothy E. Goss and Erin T. Goss, husband and wife. MORTGAGEE:C e n d a n t M o r t g a g e Corporation. DATE AND PLACE OF RECORDING:

Recorded March 23, 2004, Dakota County Recorder, Document No. 2188114. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 8, 2008, Recorded: July 15, 2008, Document No. 2602527. And thereafter assigned to: CitiMortgage, Inc, Dated: April 26, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16118 Inverness Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18599-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Crystal Lakes Golf Estates 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$296,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$275,739.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3785 1120011808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177716 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 22, 2003 MORTGAGOR:Choumsy Sithisane, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2003, Dakota County Recorder, Document No. 2066421, as reformed by Court Order Recorded April 9, 2010 as Document No. 2723883. ASSIGNMENTS OF MORTGAGE: Assigned to: Household Industrial Finance Co., Dated: April 22, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176103040304519 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A.

���������� �� ���� �����

��� ��� �� ���� ������ ������ ������� part thereof; PURSUANT to the power of sale con���������� ���� ��������� VICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 15517 Garnet Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-16700-087-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, a Condominium located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,730.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2010. Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-348 0007263080 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177548 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Russell H Zakariasen III, and Angela J Zakariasen husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2007 Dakota County Recorder Document Number: 2496586 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: February 26, 2010 Recorded: March 24, 2010 Dakota County Recorder Document Number: 2720938 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000813667425 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16108 Fairgreen Ave, Rosemount, MN 55068-1314 Tax Parcel ID Number: 222117706012 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 12, Donnay's Valley Park 8th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,358.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F02 2177488 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 3 , 2002 MORTGAGOR:Susan K. Petterson, a single person. MORTGAGEE:First Residential Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded October 24, 2002, Dakota County Recorder, Document No. 1951373. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: August 23, 2002, Recorded: October 24, 2002, Document No. 1951374. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13702 Heather Hills Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32252-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Heather Hills Third Addition CIC No 467, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$140,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$135,058.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-806 7810231390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177448 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 26, 2004 MORTGAGORS:Jeffrey M Johnson and Sylvia Johnson, husband and wife. MORTGAGEE:Alpine Lending, LLC. DATE AND PLACE OF RECORDING: Registered June 17, 2004, Dakota County Registrar of Titles, Document No. 539904, Certificate of Title No. 109000, also recorded with the County Recorder on May 3, 2005 as Document No. 2318424. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc n/k/a CitiMortgage, Inc, Dated: April 30, 2004, Recorded: December 29, 2004, Document No. 555349, and also recorded with the County Recorder on May 3, 2005, as Document #2318425. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3296 Sibley Memorial Highway, Eagan, MN 55121 T A X P A R C E L I . D . # : 10-00800-011-75 LEGAL DESCRIPTION OF PROPERTY: Parcel A: Part of the East half (E 1/2) of the Southeast Quarter (SE 1/4) commencing 1394.24 feet north of the Southeast corner, thence North 85 degrees 57 minutes West 81 feet, thence North 60 degrees 08 minutes West 132.9 feet, thence North 55 degrees 48 minutes West 159.8 feet to the center of Sibley Highway, thence North 27 degrees 06 minutes East 721.85 feet to the East line of Section, thence South 803.33 feet to the point of beginning, all in Section Eight (8), Township Twenty-seven (27), Range Twenty-three (23), according to the Government Survey thereof. Except that part described as follows: That part of Government Lot 7, Section 8, Township 27 North, Range 23 West and that part of Section 9, Township 27 North, Range 23 West, Dakota County, Minnesota, described as follows: Commencing at the Southeast corner of said Section 8; thence North 0 degrees 54 minutes 45 seconds West (assumed bearing) along the east line of said Section 8 a distance of 1,394.24 feet to a Judicial Landmark set pursuant to District Court File #78511; thence North 89 degrees 05 minutes 14 seconds East 12.31 feet to the point of beginning parcel to be described, said point being marked by a

said point being marked by a Judicial Landmark set pursuant to the above File #78511; thence South 89 degrees 05 minutes 14 seconds West 12.31 feet to a Judicial Landmark set pursuant to the above File #78511; thence North 86 degrees 51 minutes 46 seconds West 81.00 feet to a Judicial Landmark set pursuant to the above File #78511; thence North 61 degrees 02 minutes 46 seconds West 132.9 feet to a Judicial Landmark set pursuant to the above File #78511; thence North 56 degrees 42 minutes 46 seconds West 42.60 feet along a line, which if extended 164.48 feet from said last Judicial Landmark would run to a Judicial Landmark set pursuant to the above File #78511; thence in a straight line to point of beginning and there terminating. Abstract Property Parcel B: Commencing at a point on the West line of Section 9, Township 27, Range 23, a distance of 1394.24 feet north of the Southwest corner of said Section 9; thence North along the west line of said Section 9 a distance of 492.2 feet to a point on the southwesterly line of Letendre Street in Letendre Addition; thence South 56 degrees 27 minutes East along said street line a distance of 18.21 feet to a point; thence South a distance of 484.9 feet to a point; thence West a distance of 12.31 feet to the point of beginning. Being part of Lots 9, 10 and 12, Block 2, Letendre Addition, according to the Government Survey thereof. Abstract Property Parcel C: That part of Lots 9 and 10, Block 2, LETENDRE ADDITION lying East and North of the following described line: Commencing at the Southwest corner of Section 9, Township 27, Range 23; thence North 0 degrees 54 minutes 46 seconds West (assumed bearing) along the West line of the Southwest Quarter of said section 1394.24 feet to a point, said point being marked by a Judicial Landmark set pursuant to District Court File No. 78511; thence North 0 degrees 54 minutes 46 seconds West 492.2 feet; thence South 67 degrees 21 minutes 46 seconds East 18.21 feet to the actual point of beginning of the line to be described; thence South 0 degrees 23 minutes 41 seconds East 484.94 feet to a point, said point being marked by a Judicial Landmark set pursuant to District Court File No. 78511; thence, on a bearing of due East, to the Easterly line of said Block 2, and there terminating. Excepting from the above described lands all that part plated as MC RAE ADD. Registered Property, as evidenced by Certificate of Title No. 106105. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,662.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

Minneapolis, MN 55416 (952) 925-6888 10-3310 770260929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 28, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2171286 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGOR: Donna M. Bourassa Fawcett, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515463. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,175.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820

1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 29, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2173759 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 2 , 2004 MORTGAGOR:Rebecca A. Scott, A single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 29, 2004, Dakota County Recorder, Document No. 2199179. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000003802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15375 Flower Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-55900-065-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 65, Orchard Pointe Condominiums, CIC No. 311 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$177,915.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$193,228.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29 , 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

���������� �� ���� �����

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 6800000380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177473 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,900.00 MORTGAGOR(S): Joseph M. Cortelli, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2006 Dakota County Recorder Document Number: 2471036 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 21, 2009 Recorded: September 23, 2009 Dakota County Recorder Document Number: 2686029 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003215-0001160195-1 Lender or Broker: Timberland Mortgage Services, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4488 Cinnamon Ridge Trl Unit 52, Eagan, MN 55122-2385 Tax Parcel ID Number: 101740019200 LEGAL DESCRIPTION OF PROPERTY: Building G, Unit 52, Cinnamon Ridge, Carriage Homes, a Condominium, Condominium Ownership No. 41 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $129,412.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2010, or the next business day if July 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105

y Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008645F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2010 at 10:00 AM has been postponed to February 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2010 at 10:00 AM has been postponed to March 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2010 at 10:00 AM has been postponed to April 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 01, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008645F01 2176350 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGOR: T r a v i s G i l l u n d , a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded February 28, 2007, Dakota County Recorder, Document No. 2499698. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 13, 2010 . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13516 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-42701-091-01 LEGAL DESCRI PTI ON OF PR OPERTY: North 84 feet of Lot 9, Block 1, Knob Hill II, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,939.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal

g g representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 25, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 24145930 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 26, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 29, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2173789 5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.080.08 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,956.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 6, 2010

51A

Blondies Tavern on tap to open doors this summer in Farmington Owners realize dream of opening mom-and-pop restaurant by Kara Hildreth DAKOTA COUNTY TRIBUNE

Blondies Tavern will serve up plates of classic American cuisine when the Farmington restaurant opens its doors sometime in early August. Owners Jeff and Stacy Schlichter are counting the days to the grand opening, when they will finally realize their dream of welcoming guests at their new family restaurant. Blondies Tavern, still under construction at Tamarack

g tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F01 2176725 5/6/10

Ridge Center, will be located at 20700 Chippendale Ave., off Highway 3 on the southeast edge of town. Working in food service for more than 25 years, Jeff started out by scrubbing pots and pans in a college kitchen and then earned a degree in hospitality management. For the last 19 years he worked for Perkins Family Restaurants. April 30 was his last day. “I worked in training units for Perkins and went in to help and support restaurants to bring them up to standards,� said Jeff, whose wife has worked in management for Boston Market restaurants for 15 years. Now the couple will reap the benefits of hard work and ambition, understanding the long hours it takes to start a new business and keep customers happy. “I have had lots of well wishes and an overwhelming amount of calls� from colleagues, vendors and customers, Jeff Schlichter said. After brainstorming about restaurant names for three months, the couple gathered feedback from family and friends. They decided on Blondies Tavern because Stacy’s locks are blonde and the “tavern� name evokes a casual, friendly image. Construction on the restaurant space began a week ago at Tamarack Ridge Center, a strip mall built in 2005 when the economy was booming. Owner Blaine Eggum said the new restaurant will be good news for Farmington and for his development, which struggled to fill spaces after the recession hit. Why open a restaurant in Farmington? “We like Farmington and have lived here for 15 years, and we see the opportunity to get our business started now and going, and people here are great and we like the atmosphere and the surroundings,� Schlichter said. “Farmington is a strong community, and the more solid it is, the better the businesses can be and can contribute, and the more solid the foundation of the community can be,� he said. Blondies Tavern will take up three south-end units of the strip mall, seating up to 150 people in 5,000 square feet that includes outdoor patio seating, a full bar and another dining room with a media center for business meetings and banquets. Blondies Tavern started out as an exploratory plan

three years ago when the Schlichters began dreaming and looking at various locations. They considered other food service companies and even franchising options, but wanted to create their own restaurant. After conducting market research and working with the city of Farmington for more than a year, Schlichter said he decided Tamarack Ridge Center would be the best location. The opening of 195th Street and the bridge that connect the west and east sides of Farmington will help bring traffic to his new restaurant, Schlichter said. Blondies Tavern will be open seven days a week, as early as 6 a.m., and serve breakfast, lunch and dinner. The American classic menu will include grilled burgers, chicken, salads, pastas and desserts. “This is still a farming community with a lot of early risers,� said Schlichter, who plans to hire 35 to 40 staff members. The secret to running a successful restaurant comes down to genuine hospitality, Schlichter said. “It is all about creating an environment that is warm, welcoming, inviting and comfortable,� he said. “We bring over 40 years of experience in the industry, and we will be working it every single day and we will be very hands on,� Schlichter said. The Schlichters, who invested their savings and obtained a federal business loan to open Blondies Tavern, said the mom-and-pop business will be involved in the community. “We want to be involved in the community as much as possible with the Tiger club at the high school, the Rotary Club and the chamber of commerce,� Schlichter said. “At Valentine’s Day we would like to have a piano player, and we want to be that place people come for special occasions. We would like to fill that niche,� he said. Facebook fans can check out the Blondies Tavern signage and floor plan in the next week. “We are very excited that we now have all our eggs in the basket and we are ready to make a run of it,� Schlichter said. “We are looking at the opportunity to keep smiles on people’s faces.� Kara Hildreth is at farmington.thisweek@ecm-inc.com.

52A

May 6, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Home selling is easier with some preparation, staging A few changes can invite buyers To play today’s real estate game, sellers must offer a package that appeals to design-conscious buyers. More than simply removing clutter and rearranging furniture, home staging encourages appeal

by creating flow inside a home, inviting potential buyers. To achieve a package, sellers should clean their house, evaluating every nook and cranny to eliminate unnecessary personal items. Pictures on the refrigerator, letters on the kitchen counter, toys in the liv-

ing room, albums stacked in the closet should all be taken out. A realtor, home stager or design-conscious friend can offer another eye to point out problem areas that may be overlooked. “Because you’re often competing with similar homes for potential buyers, you have to deliver the per-

fect presentation the moment the buyer steps out of the car,” said Robin Peterson, president of Coldwell Banker Burnet. “Making a conscious effort to stage the home for buyers enhances the desirability factor.” Good staging lightens up a home. Bright, cheery homes are

pleasing to potential buyers, so let natural light shine in by opening the shades and drapes, and moving (or removing) furniture to create a feeling of openness. Shift to well-positioned lamps and dimmer switches to create a warm atmosphere for evening showings. Sellers should also re-

member that the first impression can be the most lasting, so be sure your home doesn’t disappoint on the outside. Beyond essential grooming and upkeep, create charm with flowers and outdoor accessories that beckon buyers beyond the front step.

5/6•2166543R•DCT

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.