05/19/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

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SERVPRO masters disasters 6A Farmington builds for the future 6A Dentist opens new office 7A

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DATE19, ##, 2009 MAY 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 12

'DNRWD &RXQW\ 7ULEXQH Since 1884

Farming cooperative keeps growing

INSIDE BIZ FORUM

KENT KAISER

CHS among largest companies in Minnesota

State government should end the practice of giving preferential treatment to some businesses that apply for contracts. 4A

FORUM

by Jessica Harper DAKOTA COUNTY TRIBUNE

Diversity – having it often means the difference between success and failure. And this is certainly true for CHS Inc., an Inver Grove Heights-based energy, grain and foods company. The farming cooperative has a hand in nearly every type of agricultural product from livestock feed to crop nutrients to food ingredients – even fuel. As a result, CHS, a Fortune 100 company, has grown exponentially to become the sixth largest company in Minnesota. Based on population, Minnesota is the state with the highest con-

centration of Fortune 500 companies, according to Fortune 500 magazine. “We are unique on the list in that we – as a cooperative – are owned by the people who use our products,” CHS spokesperson Lani Jordan said. As a cooperative, the company is owned by 300,000 members – all farmers from across the globe – who share in the profits. CHS was founded under the name Cenex Harvest States Cooperatives in 1998 by a merger between two regional cooperatives, Cenex Inc. – established in 1931 – and Harvest States Cooperatives – established in 1929 under the name North Pacific Grain Growers Inc.

Cenex owned rural gas stations across the nation, while Harvest States Cooperative supplied grain products. The company changed its legal name to CHS in 2003. Since then, CHS has acquired several other entities such as Multigrain SA, a Brazilian grain handling and merchandising firm, in 2006. The company has continued to develop an international presence with 500 locations and 8,700 employees across the globe. In addition to food products, the company distributes fuel. Earlier this year, CHS expanded its See CHS, Page 40A

Government should look at ways to help protect people’s privacy when using mobile communications technologies. AL 4A FRANKEN FORUM

DAVID OLSON

In order to keep the best, the state’s school districts should change the way teachers are retained and dismissed. 5A

FORUM

If Republicans have their way with the state budget, Minnesota will lose more jobs in the coming years. LEE 5A EGERSTROM

Photo submitted

CHS invested $26 million in 2010 to strengthen its refined fuels supply infrastructure in the northern plains region.

Inver Grove Heights-based CHS is overseen by a 17-member board of directors. Each director must be a full-time farmer to join the board. Gary Anderson, vice president, CHS Grain Marketing (left); John Johnson, CHS president and CEO; and Mike Toelle, CHS board chairman, discuss grain issues with John Husk, CEO of Elburn Cooperative, during a tour of the cooperative’s Illinois River terminal at Morris Illinois.

Exports must grow, panel says Burnsville company visited by U.S. commerce secretary, presidential panel by John Gessner DAKOTA COUNTY TRIBUNE

Eastman Kodak invented the digital camera in 1975 but “did not embrace the change that was obviously coming,” Antonio M. Perez, CEO of the iconic company, told a Burnsville business au-

dience Thursday. The United States will make a similar mistake if it doesn’t export more products, Perez said, noting that the country’s 30 percent of world purchasing power is “not going to be forever.” “This is the time we have

to start looking outside,” he said, “just like Kodak should have done.” Perez and U.S. Commerce Secretary Gary Locke were part of a panel discussion at Permac Industries in Burnsville that focused largely on See Jobs, Page 8A

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Photo submitted

Among its many products, CHS distributes dried distillers grains with solubles (DDGS), a byproduct of ethanol production which can be used in livestock feed.

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

U.S. Commerce Secretary Gary Locke talks during a panel discussion Tuesday at Permac Industries in Burnsville. Permac CEO Darlene Miller serves on President Obama’s Council on Jobs and Competitiveness. Photo by Rick Orndorf

May 19, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

District 196

Lakeville

Fire-ravaged Arkley house tagged for demolition

District 194 officials ‘stranded’ Fees increase $10 per sport or fine arts activity in District 196 by reassignment process

Apple Valley officials are seeking to have demolished the fire-ravaged home at 4754 W. 142nd St. because it poses a threat to public health. One of the homeowners, Rhonda Arkley, has been charged with arson in connection with the Dec. 2, 2010, fire that resulted in the destruction of the entire splitlevel home and attached two-car garage. A report from the city’s chief building official, Gregory Brady, notes that the home’s roof truss system has collapsed, joists have been severely burned and walls have been reduced to ash. The city’s inspections and fire departments have been receiving complaints on the condition of the home, according to Brady, and there’s a risk that the dwelling, which adjoins Tintah Park, “will attract the attention of curious members of the general public to ‘investigate’ the property.” The city is allowed under state statute to order the removal of a hazardous building, and the burden of removal falls upon the owner. If the owner fails to comply with the order, the city may demolish the building itself and then assess the costs to the owner. The Apple Valley City Council was set to vote on the demolition order for the Arkley house as part of the consent agenda at its May 12 meeting. Consent agenda items are considered routine, noncontroversial items voted on as a block with a single motion. Rhonda Arkley is being held in the Ramsey County Jail as she awaits her next court appearance, an omnibus hearing, on Oct. 12. — Andrew Miller

While families attempt to pinch pennies in this tough economy, those in the Rosemount-Apple Valley-Eagan School District will be forced to pay higher activity fees next school year. The School Board unanimously approved on May 7 raising fees by $10 for high school athletics and fine arts activities in the 2011-12 school year to help balance the budget. The measure is part of the district’s $8.5 million budget adjustments approved by the board in March. Though it’s a relatively small amount, the increase will result in steep fees for some popular sports. For instance, hockey and football fees will be raised to $185 for the 2011-12 school year. The board also approved a proposal to impose a $10 graduation fee. This will go toward the cost of running the events, said Tony Taschner, communications director for District 196. Both activity and graduation fees are waived for students who qualify for free-and-reduced lunches. There are no fees for caps, gowns or diplomas. In addition to raising activity fees, the School Board approved, in a 4-2 vote, a 5-cent increase to its lunch prices to meet a mandate signed by President Barack Obama earlier this year that requires school districts to charge $2.34 within the next two years. Breakfast prices will not change. Board members Rob Duchscher and Bob Schutte voted against the proposal. Board Member Mike Roseen was absent. — Jessica Harper

District 191 District 191 may face budget shortfall, adjustments Burnsville-Eagan-Savage School District 191 may face a budget deficit of $2.1 million next school year unless adjustments are made, district officials say. Officials are considering, among other options, using money from the district’s fund balance to balance the budget without cutting spending. “If we do that, we will still meet state statute and not be penalized,” District 191 Finance Director Lisa Ryder said at a May 5 School Board workshop. The shortfall is primarily caused by declining enrollment and flat state funding, Ryder said. At the same time, the district is assuming it will spend $1.5 million next school year on integration programs. However, state legislators are discussing whether to alter or eliminate the state integration funds. District 191’s budget also includes $3.8 million in compensatory education funding. Officials expect little change in that funding based on legislative proposals. The district could face a $22.8 million deficit by 201314, according to Ryder’s projections, but only if voters don’t renew the district’s 2002 referendum levy of $845.68 per pupil. The district could ask voters to renew the levy in 2011 or 2012. Renewal would shrink the projected 2013-14 deficit to $14 million. Drawing $2.1 million from the district’s general fund balance next year would leave the balance at $10.2 million. The unreserved fund balance — money not dedicated to specific programs — would be $6.5 million, or about 6 percent of the district’s budget. Ideas for potential cuts can be found at www.isd191. org. — Jessica Harper

“Stranding” is a buzz word in the ongoing battles over the future of Lakeville public schools. The term refers to moving tenured teachers into subjects in which they may be certified but not be accustomed to teaching. For example, a teacher could have licensure for social studies and special education, but not have much experience at all in one of those fields. Then, as part of budget cuts, a district could move that teacher into one of those subjects to replace someone with less seniority. This happens in districts across the state, but it has recently become a point of conflict in a number of areas of discussion in regard to District 194, including budget adjustments and teachers’ union negotiations. Nancy Berquist teaches fifth grade at Lakeview Elementary. She is slated for transfer from fifth grade to special education. She protested this reassignment at a school board meeting in late March. “I have a special education license because it made me a better teacher,” Berquist said. “I studied for it in college to have a better understanding of how all children learn.” She said the special education licensure allowed her to “differentiate” her teaching, which means teaching a subject in a fashion customized to the variety of learning styles in her classroom. Middle school is her passion, Berquist said. “Now the district is taking my passion away from me,” she said. Marie Ruhme, third grade teacher at Orchard Lake, told the board at a recent meeting that she is being reassigned to special education as well. “Lakeville has model special education inclusion programs,” Ruhme said. “Parents move here for the needs of their children.” Replacing very qualified special education teachers with those who “haven’t taught special education in 20 years” will Meeting with search consultant Ken LaCroix on May 9, adversely affect the quality of the program, Ruhme said. — Aaron Vehling Farmington School Board members defined an aggressive timeline to find the district’s next superintendent and set the position’s pay range between $170,000 and $180,000. The board agreed to a candidate interview process that involves district staff and community members, with an anticipated start date of July 1 for the new district leader. At the meeting, board members described their ideal superintendent candidate as an experienced visionary leader who is passionate about education. They are also looking for a charismatic, strong commuTwo Rosemount adults were seriously injured and a nicator who can help heal the community and make sure all 4-year-old girl in their van sustained an injury of unreported sides are heard. LaCroix will also meet with teaching, administrative and severity in a two-vehicle, head-on crash in Baldwin Townsupport staff to discuss the process and ask for their opinions ship, Wis., in the early morning hours of May 5, according to a press release from the St. Croix County Sheriff ’s Departregarding attributes desired in a new superintendent. Two community forums will be held — May 23 at 5:30 ment. As of May 10, True Vangh, 46, remained in critical condip.m. and May 24 at 6:30 p.m. — to inform the public about the process and allow people to present the characteristics tion at Regions Hospital in St. Paul, while Nkajlo Vangh was they would like to see in the superintendent. Both forums released from Regions. Julianna Vangh, 4, was taken to Gilwill be held at the Boeckman Middle School Little Theater. lette Children’s Hospital. Her condition was not available. True and Julianna reportedly were not wearing vehicle The board will review candidate applications and at its safety equipment, while Nkajlo was wearing a seat belt. June 20 meeting will recommend candidates to interview. True was ejected from the northbound 2011 Toyota when Those first-round interviews are scheduled for June 22-23 with the board, and separately with the 12-member commu- it crashed into a southbound 2007 Kenworth milk truck, drivnity advisory committee. If needed, the board has set aside en by Mitchell Anderson, 36, Glenwood City, Wis., at about June 25 as an alternative interview date if a candidate has a 4:30 a.m. in the 900 block of South Highway 63. The crash reportedly occurred in the southbound lane scheduling conflict. That committee will be comprised of teachers and building about four miles north of Interstate 94 near Baldwin, Wis. administrators from the elementary, middle and high school The highway was closed for five hours as law enforcement levels. It will also include parents with students of varying age staff processed the scene. Anderson was treated for minor injuries at the scene and levels and district staff. The finalist, who will be offered a three-year contract, is released. He was wearing a seat belt. The sheriff ’s office did not indicate the family relationship expected to be announced June 29 or 30, after day-long interof the Vanghs. views with the board and the advisory committee. — Tad Johnson — Laura Adelmann

Farmington

Plan set for hiring new District 192 superintendent

Rosemount

Two Rosemount adults, toddler injured in Wisconsin crash

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 19, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

Accolades KATIE TILLEY

AMIIN HARUN

Named state ﬁnalist for the 2010 Nursing Assistant of the Year Scholarship program

Appointed budget analyst at Metropolitan State University, St. Paul

Katie Tilley of Ebenezer Ridges Care Center, Burnsville, was named a state finalist for the 2010 Nursing Assistant of the Year Scholarship program by Resource Systems and the American Association of Nurse Assessment Coordination. She was selected as a finalist from hundreds of nursing assistants nominated for her dedication and ability to provide exceptional care for residents. JAMES BARTON DESIGN-BUILD Wins 2010 CotY Award

James Barton Design-Build Inc., Apple Valley, is the winner of a 2010 CotY Award (Contractor of the Year). In addition to the CotY Award, the company has received Qualified Remodeler Magazine’s Top 500 Award for 2010 along with recognition in the Remodeling Magazine Top 550 category. The CotY Awards were established more than a decade ago to foster a sense of achievement among members of the National Association of the Remodeling Industry through friendly competition as well as to increase public awareness of NARI professionals. Each year the Qualified Remodeling Magazine recognizes the Top 500 Remodelers in the nation. The Remodeling 550 by Remodeling Magazine is a list of the largest remodeling and home improvement companies in the nation based on residential remodeling revenue. CATHERINE RAI CARDENUTO Elected top Toastmaster leader

Catherine Rai Cardenuto of Apple Valley was elected district governor, the top leadership position for District 6 Toastmasters. Beginning July 1, she will lead Toastmasters in more than 280 clubs in central and northeastern Minnesota and south-central Ontario, Canada. KEVIN SCHLANGEN Named Public Fleet Professional Manager of the Year

Kevin Schlangen, fleet manager for Dakota County, has been named Public Fleet Professional Manager of the Year by the American Public Works Association.

Amiin Harun of Burnsville has been appointed budget analyst in the Financial Management Office of Metropolitan State University, St. Paul. He works with the administration and campus budget managers to develop an annual institutional budget, provide budget tracking and other accounting tasks. Harun has worked at the university as a student service associate since June 2010, and as a financial aid specialist in 2009. He has been a program coordinator at Howry Residential Services Inc., Mendota Heights, since 2005. Harun holds a bachelor’s degree in finance from Metropolitan State University.

Business Briefs PEANUTS ATTRACTION OPENS AT VALLEYFAIR Snoopy arrived at his new Shakopee home on May 14 in grand style – by helicopter. The Minnesota-born beagle flew in to unveil Valleyfair Amusement Park’s newest attraction, Planet Snoopy. The $9 million, 3.5 acre Planet Snoopy features over 20 Peanuts-themed rides and attractions, including the Peanuts Playhouse, Snoopy Boutique and Planet Grill. Guests will be able to meet the Peanuts characters daily. The gang will entertain kids of all ages with “Charlie Brown’s Hoedown” each day in the Peanuts Showplace. Character breakfasts will begin June 4. For more information, visit www.valleyfair.com or call (952) 445-7600. TWIN CITIES GAS PRICES RISE Average retail gasoline prices in the Twin Cities have risen 4.9 cents per gallon in the past week, averaging $3.92 per gallon on May 15. This compares with the national average that has increased 0.3 cents per gallon in the last week to $3.93 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in the Twin Cities during the past week, prices on May 15 were $1.16 per gallon higher than the same day one year ago and are 11.5 cents per gallon higher than a month ago. The national average has increased 12.9 cents per gallon during the last month and stands $1.05 per gallon higher than this day one year ago.

Business Briefs

INVER GROVE HEIGHTS PLANS SIMLEY LAKE PLANTING EVENT

BLUE CROSS FOUNDATION FUNDING OPPORTUNITY

The city of Inver Grove Heights and Great River Greening are seeking 25 volunteers and four supervisors to help plant native grasses, forbs and flowers on the shore of Simley Lake. The planting event will be held from 1 to 4 p.m. Thursday, May 26. The project will help beautify the lake’s shoreline and restore wildlife habitat for birds, insects, and small mammals. In addition, numerous fish species including walleye and bluegill will benefit from the planting which will help prevent pollutants from entering the lake. Funding is provided by the city of Inver Grove Heights and the Minnesota Department of Natural Resources. Individuals of all ages, families, community and corporate groups are welcome to participate. Pre-registration is required. To register, contact Mark Turbak at volunteer@greatrivergreening.org or (651) 665-9500, ext. 11.

The Blue Cross and Blue Shield of Minnesota Foundation, Eagan, has announced a funding opportunity to support two health impact assessments (HIAs) in Minnesota. An HIA is a study that can help policy makers and community members better understand the potential health impacts of policy proposals, programs or projects in non-health sectors such as agriculture, energy or education. The grants are a part of the Health Impact Project, a collaboration of the Robert Wood Johnson Foundation and The Pew Charitable Trusts, which is funding eight HIAs across the country under a current call for proposals. Two additional grants, funded by the Blue Cross Foundation, will be up to $125,000, awarded to government agencies, educational institutions and nonprofit organizations specifically in Minnesota. Grantees will also receive training, mentoring and technical assistance from the Health Impact Project and leading HIA experts. Applicants may submit a brief proposal through June 1. To submit a brief proposal or for more information about Health Impact Assessments, visit: www.healthimpactproject.org.

MACKIN GIVES SCHOOLS EXTRA MONEY FOR LIBRARY, CLASSROOM RESOURCES Mackin Educational Resources, Burnsville, is standing firm on its “We Really Do Care” motto and providing extra money to schools to stretch their shrinking budgets. Through Mackin’s Gift for Schools program, the company is giving schools up to $500 when they place an order over $500 before July 31. For program information, visit Mackin.com, call (800) 245-9540 or e-mail mackin@mackin.com.

ANYTIME HEALTH GOES MOBILE WITH IPHONE APPLICATION Anytime Health, the official health and wellness website of Hastings-based Anytime Fitness, has launched its official iPhone app, enabling users to manage their diet and activity on-the-go. The app is available at no charge to Anytime Fitness members and premium-level Anytime Health users in the iTunes App Store.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

May 19, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

State preferences in contract-selection process cheat taxpayers by Kent Kaiser SPECIAL TO THE TRIBUNE

About a decade ago, a recording studio owner, Rod, discovered that the Minnesota Secretary of State’s Office had issued a Request for Proposal; the agency needed some video production services. Rod had recently registered with the state to receive notices of such RFPs and was confident in his ability to land this particular account. The RFP was very specific, and Rod thought his firm was perhaps the only one in the state — indeed, in the region — that could provide exactly what the agency needed. Even so, Rod sharpened his pencil and submitted what he believed was a very competitive bid: $20,000. Meanwhile, those of us on staff at the Secretary of State’s Office adhered to the state’s accepted practices by seeking multiple bids and applying state procurement rules. In the end, Rod lost to another bidder by the name of Candy. Rod was surprised and disappointed. At the Secretary of State’s Office, we were annoyed. We were annoyed because Candy’s bid was $21,000. That’s right. Even though Candy’s bid was $1,000 more than Rod’s, we awarded the bid to her. Here’s why: Under Minnesota Statutes Chapter 16C and Minnesota Rules

Guest Columnist Kent Kaiser

Chapter 1230, the state provides a 6 percent advantage to “targeted group businesses,” which consists of businesses owned principally (over 50 percent share) by women and minorities, in contracting for goods and services. Therefore, when comparing bids, we had to add six percent ($1,200) to Rod’s bid when comparing it to Candy’s. Our hands were tied. Thus, Rod’s $20,000 bid was considered to be $21,200 for comparison purposes, and he lost to Candy, who had bid $21,000. Consequently, the taxpayers paid $21,000 for a job they should have gotten for $20,000. There’s more. At the Secretary of State’s Office, we were doubly annoyed because we knew that Candy wasn’t going to be doing the work herself. She was only a broker, which means she had every intention of subcontracting the job out to someone else. Thus, with Candy as an intermediary, we knew we would have less ability to monitor our project directly.

There’s even more. Ultimately, Rod was correct about the fact that his recording studio was really the only one in the region with the ability to fulfill the Secretary of State’s needs. Candy wound up contracting with Rod for just over $20,000 to do our job. Rod wondered how it could be. How could he lose the contract when he bid lower than what he was now actually getting paid for the work? He knew Candy must be getting something for winning the contract. Indeed, she was able to skim nearly $1,000 from the total job for herself. Suspicious of the situation, Rod contacted us to ask about the contract. We explained the state’s system of preferences. Rod asked, “You mean, if I transfer 51 percent ownership of my business — on paper — to my wife, then my business will have an advantage in getting state contracts?” “Exactly.” Rod did this and started getting state contracts on a regular basis. I have changed the names and simplified the dollar figures, but the episode relayed here is pretty well intact and provides a fair representation of reality. It is impossible to know the aggregate cost to the taxpayers of the thousands of such transactions undertaken

Protect privacy in mobile technology applications by Al Franken SPECIAL TO THE TRIBUNE

In recent years, large corporations have started obtaining and storing increasingly large amounts of our personal information. Now, don’t get me wrong, this is not necessarily a bad thing. I love that I can use Google Maps and other applications. But I think we need to strike a balance. And we need to change the way we think about privacy to account for this collection of our personal information by the private sector. I believe that consumers have a fundamental right to know what data is being collected about them. I also believe that they have a right to decide whether they want to share that information, and with whom and when. That’s why I called a hearing of the Senate Judiciary Subcommittee on Privacy, Technology and the Law to discuss data from mobile devices — smartphones, tablets, and cell phones. This technology gives us incredible benefits, including video chatting, GPS navigation, and great restaurant recommendations. But the same information that allows us to do those things is not necessarily information we all want to share.

Guest Columnist Al Franken

But right now, that information on our mobile devices is not being protected. The Wall Street Journal found that 47 of 101 popular apps for iPhone and Android smartphones transmitted the user’s location to third parties, often without their users’ consent. Three weeks ago, security researchers discovered that Apple’s latest mobile operating system was gathering information about users’ location, storing it and copying it to every computer that the device is synced to. In each of these cases, most users had no idea what was happening. And in many of these cases, once users learned about it, they had no way to stop it. These breaches of privacy can have real consequences for real people. A Justice Department report shows that each year, over 26,000 adults are stalked through the use of GPS devices, including GPS devices on mobile phones.

And when I sent a letter to Apple to ask the company about its logging of users’ location, the first group to reach out to my office was the Minnesota Coalition for Battered Women. They asked: “How can we help?” Because they see case after case where a stalker or an abusive spouse has used the technology on mobile phones to stalk or harass their victims. But it isn’t just stalking. Right now, under current federal law, companies are free to disclose your location information and other sensitive information to almost anyone they please — without telling you. This is a problem. It’s something the American people need to be aware of. However, I want to be clear that the answer is not to end location-based services. No one wants to stop Apple or Google from producing their products or doing the incredible things that they do. No. What my hearing was about was trying to find a balance between all of those wonderful benefits and the public’s right to privacy. This conversation will continue, but I think we’ve taken an important first step. Al Franken is a Democrat U.S. senator from Minnesota.

Submissions to Forum: www.DakotaCountyTribune.biz

by the state each year. Not by a long shot are Rod and Candy the only ones gaming the system and thereby cheating the taxpayers — the system has been in place long enough so that eligible people know exactly how to exploit it. It’s a scheme that must cost taxpayers millions of dollars every year. Yet regardless of the cost to taxpayers, if informed of it, most Minnesotans surely would see this system in need of reform, not only because it’s fiscal irresponsibility, but also because it is so ethically wrong, and on multiple levels. Even people who support gender-based and racially based bonus points in contracting have to admit such arrangements lend themselves to offensive nonsense like I have described — and worse. As the Legislature considers cost savings during tight budget times, this is one area in which a wrong should be made right and tax dollars would be conserved, too. Kent Kaiser, Ph.D., is a faculty member at Northwestern College in St. Paul and a Center of the American Experiment senior fellow. He formerly served as communications and voter outreach director in the Off ice of the Minnesota Secretary of State under Mary Kiffmeyer, a Republican, and Mark Ritchie, a DFLer.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 19, 2011

Forum Commentary and opinion regarding issues in the world of business and public policy

Schools need to change way teachers are retained by David C. Olson SPECIAL TO THE TRIBUNE

The quality of teachers, second to parents, is the top predictor of student success. Minnesota’s new alternative teacher licensure law represents one piece of the puzzle to ensure we have effective teachers in every classroom – and more must be done. The next logical step is passage of “Effectiveness Matters” (House File 945/ Senate File 636). This bill will protect the most effective teachers and, among other things, eliminate “last in, first out” hiring practices. The Minnesota Chamber of Commerce was part of a broad, bipartisan group that helped pass the alternative licensure law. We’re now part of another coalition of diverse groups that shares a common goal of ensuring student success. That’s critical for employers who depend on a world-class workforce to compete in the global economy. Minnesota historically has had one of the most educated populations in the country, and that is one reason our unemployment rate has stayed below the national average in the last few years. But it is changing. Three dynamics are converging that will determine Minnesota’s fu-

Guest Columnist David C. Olson

ture success: • Nearly 70 percent of all jobs in Minnesota by 2018 will require at least some postsecondary education. The current estimate is 40 percent. • Minnesota has one of the widest gaps in the United States in achievement among racially diverse and low-income students. • The only growth in Minnesota’s student population is among racially diverse students. Effective teachers can help us change this collision course. This legislation is all about making the educational system accountable for the academic progress of all students and ensuring that every student coming to school will have effective teachers in their classrooms. On the federal level, President Barack Obama and U.S. Education Secretary Arne Duncan are leading the charge. Laws in Colorado, Arizona, Oklahoma and Washington, D.C., require that teacher effectiveness is the primary fac-

tor when schools make layoff decisions. Similar legislation is pending in Georgia, Illinois, Indiana, New York and Washington. In contrast, Minnesota recently received Ds from three organizations for its teacher evaluation system – the National Council on Teacher Quality, the Center for American Progress and the American Enterprise Institute. This legislation’s overriding focus is to place effective teachers in all classrooms. That will be accomplished through effective professional development, effective teacher evaluation and effective employment decisions. Some educators will term these ideas radical; others will embrace them. Those opposing these measures will likely have worked their entire professional careers in a system based on seniority and not on effectiveness. Let me be very clear that Minnesota has many amazing teachers. However, these teachers are not protected appropriately during layoffs. Thousands of highly effective teachers have been laid off early in their careers simply due to the seniority system. The ideas advanced in this bill are reasonable and practical. For example, rising stars who are deemed “highly effective” could be pro-

tected by their superintendents during layoffs. In essence, this would eliminate the “last in, first out” approach that has cost us far too many effective teachers. We anticipate push-back. The hierarchy of Education Minnesota, the teachers union, will argue that teachers should not be held accountable for the numerous influences in a student’s personal life that are beyond their control and will challenge the use of student data in teacher evaluations. They will cite the subjective nature of evaluations. It is for these reasons that student achievement will be measured on academic growth, not level of achievement. This bill underscores that targeted professional development and regular feedback are needed to improve the effectiveness of teachers and to help them grow as professionals, no matter how long they have been in the classroom. Everyone in the system, from teachers to the superintendent to parents, must be focused on student progress. This legislation ensures that our schools have the necessary information to build the strongest and most effective instructional teams at every school. David C. Olson is president of the Minnesota Chamber of Commerce.

Budget would stall slowly churning economic engine by Lee Egerstrom SPECIAL TO THE TRIBUNE

Minnesota lawmakers are putting finishing touches on a conservativecrafted budget that could toss the state back to the brink of recession, further kick the foundation out of housing prices, and speed rural Minnesota’s out-migration. That is a reasonable assessment of budget bills in the Minnesota Legislature’s two houses. They could lead to the loss of 5,000 middle-class public employment jobs, with a spillover loss of 30,000 public and private jobs in Minnesota, according to various economic estimates. If you think Minnesota’s labor market can absorb such a shock, consider the progress Minnesota has actually made over the past year. The U.S. Bureau of Labor Statistics reported earlier that Minnesota had employees on nonfarm payrolls of 2,647,900 in March this year, a gain of 19,600 jobs from March 2010. This gain helped lower Minnesota’s unemployment rate to 6.6 percent, down from 7.6 percent in March a year ago. All those gains would be lost. And nearly that many jobs again would be in jeopardy if something close to the conservative-led Legislature’s budget bills were to become law. This additional downward pressure on the job market and on the state economy would come while approximately 200,000 Minnesotans are currently out of work and looking for em-

Guest Columnist Lee Egerstrom

ployment. It is still unknown how Gov. Mark Dayton will respond to Legislature’s drastic budget actions. Assuming the Legislature is forced to go back to the drawing board to fashion a compromise, any middle ground approach would merely limit the damage forthcoming to the state and local economies by about the amount of gains they’ve made in the past year of slow economic recovery. Though dismal, that’s the big picture statewide. Actual impacts will differ by regions and communities. Ramsey County, state government’s host, will certainly feel the pinch from wholesale firings and attrition of state, local and public education employees, said Kevin Ristau with the Jobs Now Coalition, a nonprofit and nonpartisan group in St. Paul. Large areas of rural Minnesota, or Greater Minnesota, appear even more vulnerable to state-imposed job losses, Ristau said. In those communities, job losses in the dozens may be more detrimental than in larger communities and counties hit by hundreds of job losses, he added. Ristau is currently assembling em-

ployment data for southeast Minnesota counties. Going back five years, to before the 2008-2009 Great Recession, openings for part-time jobs have shrunk by 20 percent and openings for full-time jobs have declined 50 percent. The most recent regional look at job vacancies from the Jobs Now Coalition shows 13,000 unemployed workers competing for 1,800 job openings in northeast Minnesota. This means job seekers outnumber job openings by 7-to-1, the group reported. More dramatic, less than half of the job openings were full-time positions. That means the ratio between seekers and full-time jobs was actually 16-to1. If you think this is a permanent jobs problem in the northeast, the jobs promotion group noted that job seekers outnumbered job openings by less than 2-to-1 in the fourth quarter of 2002, meaning job openings fell by 66 percent in eight years. Given this weak economic base, it is almost impossible to imagine laid off schoolteachers and public servants sliding into comparable private sector jobs. It would almost certainly mean outmigration of people and talents, similar to those western Minnesota counties experienced in recent decades. Jobs Now Coalition studies show employment pressures to be a statewide problem. Throughout Greater Minnesota, 44 percent of all jobs — 460,000 — pay less than the $13.04 per hour needed to meet basic needs for a family of four, the group found. At the mini-

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mum wage of $7.25 per hour, a couple with two children would need to work 144 hours per week to meet federally recognized basic needs. A metro area couple with two children would need to work 163 hours per week at the minimum wage to meet basic needs. Ristau’s findings show that had the minimum wage kept pace with inflation since the 1960s, the minimum wage would be $9.95 per hour, based on BLS calculations. In Greater Minnesota, 24 percent of all jobs pay less than that per hour, and in the metro counties, 15 percent of all jobs pay less than that. Job losses would deliver a devastating blow to Minnesota’s badly beaten housing industry. They would also slow retail growth. Our economic recovery is fragile, weighted down by unstable job markets and growing property tax burdens on depressed housing markets. There is still time for the Legislature to come to grips with economic reality; you don’t grow the economy and create jobs by turning more people out of work and driving them from their homes. We need a balanced approach to solving the budget deficit. Lee Egerstrom, is a Minnesota 2020 economic policy development fellow. Minnesota 2020 is a nonpartisan, progressive think tank that focuses on the issues of education, health care, transportation and economic development.

May 19, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

A chance to ‘SERV’ when disaster strikes home or business Entrepreneurs add SERVPRO franchise to business portfolio by Stacey Ackerman SPECIAL TO THE DAKOTA COUNTY TRIBUNE

Entrepreneurs Mike Holmdahl and Tom Aarestad have lived portfolio lifestyles for 12 years, and last June they entered a new business venture — a SERVPRO franchise. The two, both CPAs by trade, have a knack for identifying business opportunities from a financial perspective. The business partners worked together at Ernst & Young after college. Today they are neighbors in Eagan and co-own several real estate, construction, accounting and business services ventures. Even though Holmdahl is used to running his own business, he feels that investing in a franchise is a good idea. “It’s my first franchise business after being an entrepreneur,” he said, “but it’s been a very good value. The royalties are well worth the support we get.” SERVPRO specializes in disaster restoration, cleanup and repair services, helping to remediate fire or water damage for both commercial and residential customers. SERVPRO also offers mold remediation, carpet and upholstery cleaning and other home-maintenance and restoration services. Holmdahl and Aarestad, both of Eagan, operate a territory in the Eagan/Apple Val-

In Brief

SERVPRO of Eagan/Apple Valley, 4555 Erin Drive, Suite 230, Eagan, MN 55122; email mholmdahl@servproeaganapplevalley. com, phone (651) 330-7271. SERVPRO has more than 20 offices in Minnesota, including SERVPRO of Burnsville/Lakeville owned by Gary and Theresa Miller.

ley area, but hope to expand their reach in the near future by adding one or two territories. The partners focus on what they do best — running the businesses’ financial and operations areas — and hire experts in the field to run dayto-day-operations. Holmdahl said he chose the SERVPRO business because, “It’s a more stable type of construction business,” he said. There is work to be done year-round. In the winter, the company gets calls for pipes that burst, often from snowbirds who forgot to turn their heat on. In the spring and summer months, sump pumps back up from heavy rainfall, and the team extracts the water and pulls up carpet. Another common problem is kitchen grease fires, which can happen any time of the year. SERVPRO of Eagan/ Apple Valley gets most of its business from insurance companies. One of the main draws to the franchise is its national contracts with insurance giants such as State Farm.

It also works at forming strong relationships with front line workers such as plumbers, insurance agents and insurance adjusters. If a large disaster were to occur in the Eagan/Apple Valley area, SERVPRO’s national call center would disperse a team of people to come and help. Some franchisees operate a mobile disaster unit, something Holmdahl hopes to incorporate in the future. All SERVPRO franchisees receive professional certification in disaster recovery and restoration. “It’s a very technical business,” Holmdahl said. “It’s become a very scientific process learning tricks on the trade. SERVPRO really gives us the power of training that an individual couldn’t get.” The franchise company began in 1967 in Galveston, Tenn., and currently has more than 1,500 franchises nationwide, 21 in Minnesota and 14 in the Twin Cities. SERVPRO of Eagan/Apple Valley has two full-time employees and several parttime workers. Someone on

Photo by Rick Orndorf

The SERVPRO team of Eagan/Apple Valley includes (from left) Cliff Wangerin, production manager, and owners Mike Holmdahl and Tom Aarestad. staff is always on call, and for larger disasters the owners and office staff pitch in and help. The company was ranked No. 8 in Entrepreneur magazine’s 2011 Franchise 500, and placed No. 1 in the disaster recovery and restoration category for the eighth consecutive year. Franchising is becoming a popular way to start a small business, particularly when people have been displaced

from large corporations. The International Franchise Association published economic impact data prepared for the IFA Education Foundation by PricewaterhouseCoopers, which illustrated that 900,000 franchise businesses provide over 20 million jobs and generate $2.3 trillion in economic activity. “We haven’t really been slow since last fall,” Holmdahl

said. “In this business there are other things you can do to keep busy (during slow periods) like home improvement,” he said. For Holmdahl and Aarestad, a SERVPRO franchise was the perfect complement to their business portfolio. “Diversification has always been a goal,” Holmdahl said.

Local officials join to celebrate groundbreaking of senior housing 66-unit complex expected to open this fall by Laura Adelmann THISWEEK NEWSPAPERS

Local officials joined in Farmington on May 4 to kick off development of Vermillion River Crossing, a $6.5 million, 66-unit, 77,020-square-foot senior housing complex expected to open this fall. Construction for the project, located on Duschane Parkway south of County Road 50 and west of Denmark Avenue, is to begin at the end of this month. A project of the Dakota County Community Development Agency, Vermillion River Crossing will include 32 one-bedroom units and 34 two-bedroom units. The building will feature underground heated parking, a community room with a kitchen, fitness room, club room and a screened porch. Units will be equipped with air conditioning, appliances and emergency response systems. Under its smoke-free designation, no smoking will be permitted anywhere inside or outside of the building or on the building grounds.

Photo by Laura Adelmann Photo by Laura Adelmann

Farmington Mayor Todd Larson was one of three speakers to address the crowd; next to him is a photo of the senior housing complex, Vermillion River Crossing. Larson said he hopes the complex will help spur more local development. The development is the tions will be placed into a lotDakota County Community tery drawing for placement Development Agency’s first on the list; the application affordable senior housing deadline is June 30. project in Farmington. Among those attending Seniors ages 55 and up were Dakota County comare invited to apply by calling missioners, Farmington City (651) 675-4440. All applica- Council members and senior

At the Vermillion River Crossing groundbreaking ceremony were, from left, Farmington Mayor Todd Larson, City Council Member Christy Jo Fogarty, Dakota County Board Chair Joe Harris, Dakota County commissioners Will Branning, Kathleen Gaylord and Tom Egan, who also serves as chair of the Dakota County Economic Development Agency. Also in attendance but not pictured were Farmington City Council members Julie May and Jason Bartholomay, as well as many other local officials. citizens, some who have ap- ing will spur more develop“I think this is going to plied for housing. ment in the area. spur our economic developLocal officials were all Council Member Jason ment and show our commitsmiles at the event. Bartholomay, Farmington ment to seniors as well,” Bar“I’m so excited about this Economic Development tholomay said. project,” Farmington Mayor Authority chair, agreed and Todd Larson said, adding called the senior housing Laura Adelmann is at laura. that he anticipates the build- building “hugely important.” adelmann@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 19, 2011

Business Briefs Dentist plans to build new office Now hiring: Americaâ&#x20AC;&#x2122;s family businesses Construction expected to begin this summer by Laura Adelmann THISWEEK NEWSPAPERS

A Farmington dentist is planning to expand his business by building a new office this summer on a long-empty lot in the cityâ&#x20AC;&#x2122;s downtown. Dr. Linden Dungy, owner of Immanuel Dental on Elm Street, agreed to purchase the property on Third Street, referred to as the McVicker lot, last month from the Farmington Economic Development Authority. He plans to build a 3,000-square-foot office on the site, where he can expand from his current practice from three to six chairs. The city will build a sidewalk next to the office, which will both preserve and enhance a mural painted on the

building to the south. Four parking spaces will be constructed behind the building, and patients will be able to use street parking in the front. Dungy, who opened his Farmington office in 2005, said he has been planning to expand the business for about two years, but just started to seriously consider moving downtown within the last six months. He rents in his current location and considered expanding there, but after exploring costs of renovation decided to build new. The new practice will include an X-ray machine with a panoramic view and equipment that will allow patients a magnified view of what is hap-

DCTC students shine at leadership conference Six student delegates from Dakota County Technical College, Rosemount, attended the Business Professionals of America 2011 National Leadership Conference, â&#x20AC;&#x153;Stand Out from the Crowd,â&#x20AC;? May 4-8 in Washington, D.C. All six students participated in a range of competitive events, winning 10 awards, including a first in Java programming by Zack Pudil, Hastings, a software development major, and a second in banking and finance by Matt Looyen, Farmington, an accounting major. As members of the newly formed BPA Club at DCTC, the students qualified for the nationals at the BPA 2011 Spring Leadership Confer-

ence Feb. 24-26 in Alexandria. Pudil also took fifth in C++ programming. Looyen garnered three more awards, a third in financial analysis team (along with Adam Larson, Hastings; Phil Weix, Newport; and Warren Moe, Lakeville, all accounting majors), an eighth in payroll accounting, and a 10th in management marketing and human resources. Weix won the most awards for DCTC with four, including a third in financial math and analysis, a fourth in fundamental accounting and a fourth in payroll accounting. Accounting major Mike Lebakken, Prescott, Wis., also competed.

Kline wins Republican â&#x20AC;&#x2DC;Top Gunâ&#x20AC;&#x2122; for fourth time in 5 years U.S. Congressman John Kline, R-Lakeville, was named the â&#x20AC;&#x153;Top Gunâ&#x20AC;? of the Republican Party at the Congressional Sportsmenâ&#x20AC;&#x2122;s Foundationâ&#x20AC;&#x2122;s annual shootout on May 10. Every year, members of Congress who attend the shoot-out spend an afternoon in a friendly competition shooting trap, skeet, and sporting clays. â&#x20AC;&#x153;The shoot-out is a great event that creates camaraderie between members on both sides of the aisle that fosters effective bipartisan collaboration on issues of importance to the sporting community,â&#x20AC;? said Kline, an avid hunter and fly-fisherman. â&#x20AC;&#x153;I am pleased to work with other members of the Congressional Sportsmenâ&#x20AC;&#x2122;s

Caucus to promote conservation efforts and preserve our critical habitat.â&#x20AC;? In the past five years, Kline has won the Republican â&#x20AC;&#x153;Top Gunâ&#x20AC;? award four times. The Congressional Sportsmenâ&#x20AC;&#x2122;s Foundation is an organization that seeks to provide access and a voice for sportsmen in Washington. Kline is a member of the Congressional Sportsmenâ&#x20AC;&#x2122;s Caucus, the foundationâ&#x20AC;&#x2122;s ally in Congress. Other members of Minnesotaâ&#x20AC;&#x2122;s congressional delegation belonging to the caucus include Sen. Al Franken, Congresswoman Michele Bachmann, and Congressmen Collin Peterson, Tim Walz, Erik Paulsen, and Chip Cravaack.

pening inside their mouths. â&#x20AC;&#x153;We can actually show them highlighted areas in their mouth and explain why we want to do something,â&#x20AC;? Dungy said. Construction of the building is expected to begin by the end of June, and he hopes to open the new practice in October. In the future, Dungy hopes to be able to add another doctor and hygienist to the staff and hire more front desk help. â&#x20AC;&#x153;Everyoneâ&#x20AC;&#x2122;s pretty excited,â&#x20AC;? Dungy said. Laura Adelmann is at laura. adelmann@ecm-inc.com.

For the first time since November 2008, the U.S. has seen two consecutive months where the number of job openings has been at or above 3 million. Even in light of a slight uptick in the April unemployment rate, these are promising statistics. And according to a new survey completed by Family Enterprise USA, family business owners are a major contributor to this positive news. As part of its Annual Family Business Survey, FEUSA asked family business owners in the U.S. about their likelihood of hiring and retaining employees in the next 12

months. Fifty-two percent of respondents plan to add additional employees, and 42 percent intend to keep their current staff numbers despite an overall sluggish recovery. These are encouraging statistics, and support FEUSAâ&#x20AC;&#x2122;s assertion that family businesses are the backbone of our economy. These figures lend even more credibility to the research that shows that family businesses are less likely to lay off employees. â&#x20AC;&#x153;Overall, business-owning families are more concerned about long-term sustainability than shortterm gains,â&#x20AC;? FEUSA President Ann Kinkade said.

â&#x20AC;&#x153;This type of thinking is part of the reason why family businesses will likely lead our nationâ&#x20AC;&#x2122;s economic recovery. Family Enterprise USA is a nonprofit membership organization whose overall efforts include: defining the family business sector, emphasizing its impact on the national economy, highlighting its commitment to local communities, drawing attention to philanthropic efforts, and underscoring the threats the sector faces and helping foster the continued success of Americaâ&#x20AC;&#x2122;s largest employer. For more information, visit www.familyenterpriseusa.org.

April pending sales down from last yearâ&#x20AC;&#x2122;s incentive figures Pending sales in the 13-county Twin Cities metropolitan area were down 25.8 percent to 4,289 from April 2010â&#x20AC;&#x2122;s incentive market high of 5,781, according to the Minneapolis Area Association of Realtors. The overall median sales price dropped 14.6 percent to $145,000. Sellers introduced 7,279 new properties to the market, 25.3 percent fewer than last April, and inventory levels were a welcome 16.1 percent lower at 24,380 units â&#x20AC;&#x201D; the lowest April inventory count since 2005. Since activity was disproportionately strong during April 2010, the Aprils of 2009 and 2008 can provide more reliable comparisons. Pending sales were down 17.7 percent versus 2009 but up 1.9 percent against 2008; the median sales price was down 5.2 percent compared to 2009; and new listings

were down 10.3 percent compared to 2009. Comparing non-incentive markets to similar nonincentive markets provides a different picture â&#x20AC;&#x201D; one of stabilization. Although overall purchase activity was down, overall pending sales for the month were the highest theyâ&#x20AC;&#x2122;ve been since last April and the number of foreclosure pending sales increased by 31.0 percent. Traditional (non-distressed) sales were down 39.0 percent while short sales were down 11.4 percent. Traditional sales prices were down 3.0 percent to $193,000; foreclosure prices were down 18.9 percent to $103,000; and short sale prices were down 9.9 percent to $132,400. â&#x20AC;&#x153;Distressed properties are the only sales segment to post year-over-year gains,â&#x20AC;? said Brad Fisher, president of the

Three finalists selected for seat on First Judicial District bench Three finalists have been recommended for appointment to fill the current vacancy in Minnesotaâ&#x20AC;&#x2122;s First Judicial District, which includes Dakota County. Gov. Mark Dayton will make the appointment in the next few weeks after an interview process. The finalists include Ann Offerman, an assistant Dakota County Attorney who is assigned to the Adult Criminal Prosecution Division. She previously served as a former assistant attorney general for Minnesota. Offerman is involved with the Minnesota River Valley YMCA and the Family Advisory Council with Childrenâ&#x20AC;&#x2122;s Hospitals and Clinics. The other two finalists

are Chris Wilton and Arlene Perkkio. Wilton, a volunteer hockey coach for the Apple Valley Hockey Association, is an assistant United States attorney for the District of Minnesota. He previously served as an assistant Ramsey County attorney. Perkkio is an attorney who primarily represents individuals accused of crimes in Minnesota state and federal courts. She previously served as a criminal training specialist for Ramsey County District Court. Perkkio is a member of the Minnesota Public Defender DNA Institute and was a past member of La Clinica.

Minneapolis Area Association of Realtors. â&#x20AC;&#x153;Even so, itâ&#x20AC;&#x2122;s reassuring to see that they made up the smallest share of all pending sales so far this year and even going back into 2010. The dynamic is improving.â&#x20AC;? Foreclosures and short sales comprised 46.1 percent of all pending home sales during the month â&#x20AC;&#x201D; the lowest level since November 2010 and down from 55.6 percent in January. Also, distressed homes represented 30.5 percent of all new listings â&#x20AC;&#x201D; the lowest level since April 2010. â&#x20AC;&#x153;The fact that comparatively more homes in financial distress are selling off the market than are entering the market is a positive sign,â&#x20AC;? said Fisher. The average days on market was up to 152 days, the percent of list price received at sale declined to 90.1,

months supply of inventory was up to 8.2 months and pending sales gained only at price points above $500,000. â&#x20AC;&#x153;Consumer confidence often serves as an indicator of future housing demand,â&#x20AC;? said Cari Linn, president-elect of the Minneapolis Area Association of Realtors. â&#x20AC;&#x153;There is a growing feeling on the street and in the numbers that things may finally be improving.â&#x20AC;? All information is according to the Minneapolis Area Association of Realtors based on data from the Regional Multiple Listing Service of Minnesota, Inc. MAAR is the leading regional advocate and provider of information services and research on the real estate industry for brokers, real estate professionals and the public. MAAR serves the Twin Cities 13-county metro area and western Wisconsin.

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May 19, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Better Business Bureau

Leasing an office space that works for a business If your business is starting to take up more room than your home office provides, it’s time to think about moving your business out of your house. Taking the leap and leasing a commercial office space can be a frightening prospect, but the Better Business Bureau of Minnesota and North Dakota says if you ask the right questions and take time to do your research, you’ll avoid some common pitfalls. “Choosing the work environment that’s right for you makes all the difference when it comes to your overall productivity,” said Dana Badgerow, president and CEO of the Better Business Bureau. “An efficient work space allows for an overall efficient work ethic.” The BBB recommends considering the following when choosing a leasing space that’s right for your business:

What are your needs? Before you start search, spend some thinking about what need in an office space. Don’t just consider many employees you

your time you how cur-

Guest Columnist

Better Business Bureau

your office you’ll need a convenient and safe location. Also, give some thought to where your competition is located. Consider accessibility – parking, public transportation – as well as the condition of the building and the neighborhood. Will your employees be able to easily get to work?

rently have; seriously consider your company’s potential growth and estimate how many employees you’ll gain over the course of a lease. The general rule for allotting space is 175 to 250 square feet of usable area per person. Also consider the Assess the space Take a long hard look at common areas such as break the office space and assess the rooms, reception area, and condition of the building. conference rooms you and Office space is typically your employees will need. broken down into three catGet professional help egories, Class A, B, and C Finding the right commer- dependent on the location, cial office space isn’t as easy age, condition, and amenities as finding residential prop- with Class A being considerty. Chances are you’ll need ered the highest quality. Ask a Realtor to help navigate the the landlord about recent improcess of finding that perfect provements and upgrades as office space. Before you select well as the condition of the your Realtor, check out their AC and heating units. Also, discuss with your free BBB Business Review at landlord how much remodelwww.bbb.org. ing needs to be done to the office space and determine Location The perfect location can who will foot the bill. You’ll often depend on what kind need to consider the basics of business you run. If you such as new carpet, fixtures, regularly expect clients in and fresh paint as well as ma-

jor interior renovations such as constructing new walls.

Lease Review the lease carefully. It’s time to get out the glasses because you need to make sure you read all of the fine print of your lease. If you need help deciphering the legalese of your lease, an attorney who specializes in lease agreements can help negotiate the terms. Don’t be shy about negotiating; this is a major investment and a big step for your company. You don’t want to get locked into a bad deal. For more business tips, visit www.bbb.org. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct, and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. The BBB’s hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www. bbb.org or 651-699-1111, toll free at 1-800-646-6222.

Photo by Rick Orndorf

Darryl Geise of Permac Industries explains to U.S. Commerce Secretary Gary Locke how Permac makes precision machine parts and their applications. Jobs from Page 1

exporting as a tool for competitiveness in the global marketplace. Permac owner and CEO Darlene Miller serves with Perez on the President’s Council on Jobs and Competitiveness, which is holding listening sessions with businesses around the country. President Obama wants to double U.S. exports in the next five years, Locke told an audience of about 70 on the production floor at Permac, whose 38 employees manufacture precision parts used in products across the globe. Exports support more

than 10 million jobs in the United States and 6 percent of Minnesota’s work force, Locke said. While only 1 percent of U.S. companies export products, exports grew by 17 percent in 2010 and are on a pace to match that this year, Locke said. “American workers produce the best products, and we need to get these products to the fastest-growing markets,” Miller said. For more on this story, go online to www.ThisweekLive.com. John Gessner is at john.gessner@ecm-inc.com.

Financial Sense

Retirement preparation: Ways to save more now to live comfortably later Retirement may seem a long way off for people in their 20s, 30s and 40s. Why fret about something that’s decades away? Ben Franklin once said that we must “Look before, or you’ll find yourself behind.” Financial advisers estimate that families in Generation X (people born between 1965 and 1976) and Generation Y (people born between 1977 and 1994) will need to save between $2 million and $3 million to live comfortably during retirement. Moreover, an estimated 80 percent of American workers are expected to fall short of meeting all their financial needs in retirement unless they take immediate action to save more. But take heart: It’s not too late to start saving for retirement. Retirement planning specialists offer these suggestions for how to maximize retirement savings now so you worry less later:

Assess your cash-flow by creating a budget. Exactly how much can you afford to set aside each month for retirement? To find out, look at how much money you take home in a month, and how much you spend. How much of your spending covers basic living expenses (mortgage or rent, food, utilities, etc.) and how much is discretionary (eating out, vacations, etc.)? Then decide how much of your discretionary spending you can afford to put away for later. Envision the future. What goals and milestones do you want to achieve on the road to, and during, retirement: funding a child’s or grandchild’s education; buying a vacation home; traveling? What contingencies do you need to account for, such as health, disability and nursing care, as you get older? Plan for the future. Once you get a vision of your future, it’s time to build a formal

plan designed to get you to, and through, retirement on your terms. It’s worth asking a retirement planning expert for help drafting that plan, including such vital ingredients as an investment policy statement and an asset allocation model. “These are things that help you stay on a path, where your assets are growing steadily over time,” said Irwin Gross, a wealth coach at Family Wealth Partners. Seize opportunities now. The following steps (taken with the help of a retirement planning specialist as needed) can make a huge difference down the road: • Participate in your employer’s retirement plan, at least to where your employer matches contributions. “This is a 100 percent return on any dollar they match,” said financial planner Andrew Smith of Cornerstone Financial Partners. • Consider investing in a

“Roth” account, either inside or outside an employer’s retirement plan. Funds in Roth accounts come out tax-free. • Look at other retirement savings vehicles, such as traditional IRAs. • Maximize retirement plan contributions if possible. • Automate retirement contributions so saving is a no-brainer. To find a financial planner in your area, access the Financial Planning Association’s national network at www. fpanet.org/PlannerSearch/ PlannerSearch.aspx.

Photo by Rick Orndorf

This column is provided by the Financial Planning Association of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota Photo by Rick Orndorf can be found online at www. Permac Industries CEO Darlene Miller, U.S. Commerce fpamn.org. Secretary Gary Locke and Eastman Kodak CEO Antonio Perez listen to remarks from U.S. Rep. Betty McCollum, D-St. Paul, during the forum.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 19, 2011

Arts Calendar Comedy David Dyer with special guest Rob Benton will perform May 2122 at MinneHAHA Comedy Club, 1583 E. First Ave., Shakopee (lower level of Dangerfields), (612) 860-9388, www.minnehahacomedyclub.com. Show times are 8:30 p.m. Friday and 8 and 10:30 p.m. Saturday. Early shows are $13; late show is $10. Exhibits The Childrenâ&#x20AC;&#x2122;s Art Festival runs through June 4 at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Gallery hours: Monday through Friday 9 a.m. to 5 p.m., Saturday 10 a.m. to 2 p.m. Festivals The Minnesota Soybean Festival will run May 19-21 in Farmington. Free tractor rides, entertainment, childrenâ&#x20AC;&#x2122;s activities, parade, green builders expo, soy farming expo, sustainable street market, contests, prizes. Information: www. mnsoybeanfestival.com. Theater Chameleon Theatre Circle will present â&#x20AC;&#x153;The Whoâ&#x20AC;&#x2122;s Tommyâ&#x20AC;? at the Burnsville Performing Arts Center May 20-June 19. Performances will be at 7:30 p.m. Fridays and Saturdays, 2 p.m. Sundays, and 7:30 p.m. Thursday, June 16. Tickets are $15 for adults, $13 for students, seniors, and groups of eight or more. Tickets are available at the box office, www.ticketmaster. com or (800) 982-2787. ISD 191 Community Education & The Playâ&#x20AC;&#x2122;s the Thing Productions are offering â&#x20AC;&#x153;Disneyâ&#x20AC;&#x2122;s Beauty and the Beast Jr.â&#x20AC;? Summer Musical Theatre Camp for children ages 7-17 at Eagle Ridge Junior High School in Savage July 11-Aug. 10, with performances on the main stage of the Burnsville Performing Arts Center Aug. 11-13. To register or for more information go to www. communityed191.org or call (952) 707-4150.

Books Calendar dents ages 6-11, are currently being accepted at www.allegroca.org. There is a camp in Lakeville June 20-23 and one in Burnsville Aug. 15-18. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www. danpetrovart.com, (763) 843-2734. Summer drawing and painting workshops for youth, teens and adults. Most supplies provided. Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt. com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Special needs theater program (autism-DCD), ages 5 and older, Burnsville, (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Fee is $3 and includes all supplies. Bring any old jewelry you would like to re-make. 3981 Lexington Ave. S., (651) 675-5500. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 4637833. Beginner country line dance classes on Wednesdays, 5:307:30 p.m., at the Lakeville VFW, 8790 Upper 208th St. $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 9854640.

Burnhaven Library 1101 W. County Road 42, Burnsville, (952) 891-0300 Burnhaven Library has reopened. Farmington Library 508 Third St., Farmington (651) 438-0250 Wagginâ&#x20AC;&#x2122; Tales for ages 5-10 from 10:30 to 11:30 a.m. Saturday, May 21. Read aloud to a therapy dog. MS Word 2007 for adults from 6 to 8 p.m. Monday, May 23. Learn the basic features of Microsoft Word. Prerequisite: Computer Basics class and/or ability to use the mouse. Registration required. Movies for Kids for ages 2-6 from 10:30 to 11 a.m. Friday, May 27. Enjoy fun childrenâ&#x20AC;&#x2122;s books in movie format. Galaxie Library 14955 Galaxie Ave., Apple Valley, (952) 891-7045 Wagginâ&#x20AC;&#x2122; Tales for ages 5-10 from 10:30 to 11:30 a.m. Saturday, May 21. Read aloud to a therapy dog.

Friday, May 20

Thursday, May 26

Heritage Library 20085 Heritage Drive, Lakeville (952) 891-0360 Movies for Kids for ages 2-12 from 4 to 4:30 p.m. Tuesday, May 24. Enjoy fun childrenâ&#x20AC;&#x2122;s books in movie format. Teen Advisory Group from 3:30 to 4:30 p.m. Thursday, May 26.

Family Calendar

Saturday, May 21 Rosemount Spring Clean Up Day from 8 a.m. to noon. Drop off unwanted items at Dakota County Technical College, 1300 145th St. E. (County Road 42). Information: www. ci.rosemount.mn.us. Plant sale by the Lakeville Area Garden Club from 9 a.m. to 2 p.m. by the Southfork Shopping Center parking lot next to CVS Pharmacy, 17689 Kenwood Trail (County Road 50) Lakeville, one block east of I-35 exit. Annuals, perennials, hanging baskets, and some vegetable seedlings for sale. Information: Virginia at (651) 463-8056. Classes/workshops Shred event to benefit the Register now for summer art Great Dane Rescue of Mincamps and classes for all ages at nesota and Wisconsin from the Eagan Art House. For a com9 a.m. to noon at Cub Foods, plete listing go to www.eaganart300 E. Travelers Trail, Burnshouse.org or call (651) 675-5521. ville. See the Great Danes and Registrations for Pitch Perfect, bring your confidential paper a summer music daycamp for stumaterial to be shredded onsite by Pioneer SecureShred. A donation of $5/bag or box is requested; all proceeds will go to the rescue. 5K Trial Run for Legal As12501 Nicollet Ave., Suite 100, sistance of Dakota County at 9 a.m. at Ritter Farm Park, Burnsville, (952) 736-3001. Brat Pack Radio, Bogartâ&#x20AC;&#x2122;s Mike Vanasek, 9 p.m. to Lakeville. Information: http:// Nightclub, 14917 Garrett Ave., 12:30 a.m., Rudyâ&#x20AC;&#x2122;s Redeye Grill, www.runningroom.com. Apple Valley, (952) 432-1515. Military Family Picnic 20800 Kenrick Ave., Lakeville, Arena (front), Space Nee- (952) 469-0711. from noon to 3 p.m. at Dakodle (back), 9:30 p.m., Neisenâ&#x20AC;&#x2122;s North of Nowhere, 8 p.m. to ta County Fairgrounds, 4008 Sports Bar and Grill, 4851 W. 12 a.m., The Ugly Mug Coffee, 212th St., Farmington. Special 123rd St., Savage, (952) 846- Bar and Grill, 18450 Pilot Knob picnic to honor all military fami4513. Road, Farmington, (651) 463- lies. Childrenâ&#x20AC;&#x2122;s sports camp, Urban Myth Band, 9:30 p.m., 6844. free picnic lunch, military and McKrackenâ&#x20AC;&#x2122;s Pub, 3120 W. Highpublic safety vehicles, climbing way 13, Burnsville, (952) 277wall and other events. Hosted 0197. by Dakota County Yellow RibJimmi and the Band of bon Networks. RSVP at (651) Black Rainbow and Blatant Youth, Primetime Sports Bar & Souls, 9:30 p.m., Neisenâ&#x20AC;&#x2122;s Sports Grill, 14103 Irving Ave. S., Burns- Bar and Grill, 4851 W. 123rd St., Savage, (952) 846-4513. ville, (952) 435-6111. Urban Myth Band, 9:30 p.m., No Name Jazz, 7:30 to 10 p.m., Jo Joâ&#x20AC;&#x2122;s Rise & Wine, 12501 McKrackenâ&#x20AC;&#x2122;s Pub, 3120 W. HighNicollet Ave., Suite 100, Burns- way 13, Burnsville, (952) 2770197. ville, (952) 736-3001. Ken Wanovich, 9 p.m. to 12:30 a.m., Rudyâ&#x20AC;&#x2122;s Redeye Grill, 20800 Kenrick Ave., Lakeville, JackLaugh, Bogartâ&#x20AC;&#x2122;s Night(952) 469-0711. club, 14917 Garrett Ave., Apple 8 Foot 4, Babeâ&#x20AC;&#x2122;s Music Bar, Valley, (952) 432-1515. 20685 Holyoke Ave., Lakeville, Mr. Bones with 2une (front), (952) 469-5200. The Johnny Holm Band (back), East of Innocence, 8 p.m. to 9:30 p.m., Neisenâ&#x20AC;&#x2122;s Sports Bar 12 a.m., The Ugly Mug Coffee, and Grill, 4851 W. 123rd St., SavBar and Grill, 18450 Pilot Knob age, (952) 846-4513. Road, Farmington, (651) 463Eagle River, 9:30 p.m., McK6844. rackenâ&#x20AC;&#x2122;s Pub, 3120 W. Highway

Music Calendar

Baby Storytime for babies up to 24 months and their caregivers from 9:30 to 10:15 a.m., 10:30 to 11:15 a.m., or 6:30 to 7:15 p.m. Monday, May 23. Movies for Kids for ages 2-6 from 10:30 to 11 a.m. Tuesday, May 24. Enjoy fun childrenâ&#x20AC;&#x2122;s books in movie format. Movie for teens from 6:30 to 8 p.m. Tuesday, May 24. Watch an offbeat, odd sci-fi comedy about Buckaroo Banzai and his dimension traveling Ford Fiesta. Rated PG. A Minnesota Legacy program. Movies for Kids for ages 2-6 from 10:15 to 10:45 a.m. Friday, May 27. Enjoy fun childrenâ&#x20AC;&#x2122;s books in movie format.

Robert Trail Library 14395 S. Robert Trail Rosemount, (651) 480-1210 Teens: Register to become a Volunteen to help with the Childrenâ&#x20AC;&#x2122;s Summer Reading program. Registration is now open; orientation is 2:30 to 4:30 p.m. Saturday, June 11. Wagginâ&#x20AC;&#x2122; Tales for ages 5-10 from 10:30 to 11:30 a.m. Saturday, May 21. Read aloud to a therapy dog. Teen Advisory Group from 3:15 to 4:15 p.m. Thursday, May 26. Wagginâ&#x20AC;&#x2122; Tales for ages 5-10 from 10:30 to 11:30 a.m. Saturday, May 28. Read aloud to a therapy dog. Savage Library 13090 Alabama Ave. S.E., Savage, (952) 707-1770 Inkslingers Workshop, â&#x20AC;&#x153;How the Publishing Industry Works,â&#x20AC;? from 6:30 to 8 p.m. Wednesday, May 25, with author John Toen. Learn about the steps between an authorâ&#x20AC;&#x2122;s manuscript and the published book.

The library will be closed, Sunday, May 29, and Monday, May 30. Wescott Library 1340 Wescott Road, Eagan (651) 450-2900 Movies for Kids: Transportation for ages 2-6 from 10 to 11:15 a.m. Fun movies about transportation based on popular childrenâ&#x20AC;&#x2122;s books. SteppingStone Theatre presentsâ&#x20AC;ŚMagic for ages 6-8 from 4 to 6 p.m. Monday, May 23. Work with a professional magician to learn how to perform amazing tricks with everyday objects. Registration required. A Minnesota Legacy program. Teen Writers Group from 4 to 5:30 p.m. Monday, May 23. Silver Tea for adults with accordionist Dan Newton from 2:30 to 3:30 p.m. Thursday, May 26. Newton fills the air with swing, Latin and European folk music styles â&#x20AC;&#x201C; all with a touch of whimsy. A Minnesota Legacy program.

Groups Calendar

460-2248. Sunday, May 22 Bird banding from 9 a.m. to noon at Ritter Farm Park, 19300 Ritter Trail, Lakeville. Cost: $2 per person for ages 10 and older; free for children under 10. Ongoing Rosemount Citywide Garage Sale will be held May 1921. For more information call Rosemount Parks and Recreation Department at (651) 3226011. Elko New Marketâ&#x20AC;&#x2122;s citywide garage sale will be held from 9 a.m. to 5 p.m. May 1921. For more information, email info@ci.enm.mn.us. Windmill Animal Rescue, 350 Main St., Elko New Market, will hold its annual rummage sale May 19-21. Hours are 10 a.m. to 5 p.m. on May 19 and 20; 10 a.m. to 1 p.m. on May 21. Information: (952) 461-2765. Marriage Encounter weekend June 4-5 in Eagan. Information: www.marriages. org or (651) 454-3238. The American Red Cross will sponsor the following blood drives. For more information, call 1 (800) 448-3543 or 1 (800) GIVE-LIFE or visit www.redcrossblood.org. â&#x20AC;˘ May 27, 8 a.m. to noon, Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley. â&#x20AC;˘ June 2, 1 to 6 p.m., American Family Insurance, 402 Third St., Farmington.

Miscellaneous The Eagan Lioness Club meets the fourth Thursday of the month at 6:30 p.m. in the Cedarvale Bowling Lanes banquet room, 3883 Cedar Grove Parkway off Highway 13 in Eagan. The Eagan Lioness was chartered in Eagan 32 years ago and is a service organization which raises funds for those in need in our area. For more information and membership opportunities, call President Barb Callister at (651) 452-3848 or Margo Danner at (651) 454-5688. Minnesota Free Masons Corinthian Lodge #67 meets the first and third Tuesdays of the month at 7:30 p.m. at the lodge, 326 Third Street, Farmington. Call (651) 463-7325 for information. The Burnsville Women of Today meet the third Monday of each month from 6:30-8:30 p.m. at Episcopal Church of Nativity, 15601 Maple Island Road, Burnsville. We are a community organization dedicated to service, growth and fellowship. Involvement is at your own comfort level. We welcome new members and ideas. For more information, call Beth at (651) 983-3531 or e-mail burnsvillewomenoftoday@gmail. com. Lakeville Women of Today â&#x20AC;&#x201D; a community organization dedicated to service, growth and fellowship â&#x20AC;&#x201D; meets the second Tuesday of every month at Trinity Evangelical Free Church, 10658 210th St. W., Lakeville. For more information, visit http://www.facebook. com/#!/pages/Lakeville-Womenof-Today/87296672087?ref=ts or contact Laura Beuning at (952)

212-4923. The Big Apple Toastmasters meet each Thursday, 6:45 to 7:45 p.m. at Edina Realty, corner of Cedar Avenue and 160th Street (County Road 46) in Apple Valley, behind Walgreens. For information, call (651) 423-7266 or e-mail mvrieze@harborfreight.com. The Big Apple welcomes you to visit and see for yourself what Toastmasters can do for you. Apple Valley Toastmasters, public speaking group for all professionals meets Wednesdays, 12:05 to 1 p.m., at Coldwell Banker Burnet, 7741 147th Street, Apple Valley (behind Walmart). For more information contact info@ applevalley.freetoasthost.ws or call Kim at (952) 997-7574. Speak N Eagan Toastmasters meets Thursdays from 6:30 to 7:45 p.m. New members are welcome. Meetings are at Eagan Community Center, 1501 Central Parkway, Eagan. For more information, visit www.speakneagan. org. Word Masters Toastmasters meets the first and third Saturday of the month from 11 a.m. to 12:30 p.m. at Coldwell Banker Burnet Realty, 1875 Plaza Drive, Eagan. For more information, contact info@wordmasters.org. The Dakota County Star Quilters quilt guild meets the second Tuesday of each month at 7 p.m. at the Eagan Community Center, 1501 Central Parkway, Eagan. Our meetings consist of speakers, demonstrations or community service projects all designed to share our love of quilting. Visitors welcome. For more information, visit www.dakotacountystarquilters.org.

Friday, May 27

13, Burnsville, (952) 277-0197. Life Tragic, Primetime Sports Cherry Gun, 9:30 p.m., Neis- Bar & Grill, 14103 Irving Ave. S., enâ&#x20AC;&#x2122;s Sports Bar and Grill, 4851 Burnsville, (952) 435-6111. Classic Jazz, 7:30 to 10 p.m., W. 123rd St., Savage, (952) 846Jo Joâ&#x20AC;&#x2122;s Rise & Wine, 12501 Nicol4513. Rockfist, 9:30 p.m., McK- let Ave., Suite 100, Burnsville, rackenâ&#x20AC;&#x2122;s Pub, 3120 W. Highway (952) 736-3001. Timothy Howe, 9 p.m. to 13, Burnsville, (952) 277-0197. School of Rock, Primetime 12:30 a.m., Rudyâ&#x20AC;&#x2122;s Redeye Grill, Sports Bar & Grill, 14103 Irving 20800 Kenrick Ave., Lakeville, Ave. S., Burnsville, (952) 435- (952) 469-0711. Shirts & Skins, Babeâ&#x20AC;&#x2122;s Music 6111. Urban Jazz Experience, 7:30 Bar, 20685 Holyoke Ave., Lakevto 10 p.m., Jo Joâ&#x20AC;&#x2122;s Rise & Wine, ille, (952) 469-5200.

Saturday, May 21

10A

May 19, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Dayton proposes to reduce state budget spending Republicans say they won’t agree to tax increase by T.W. Budig ECM CAPITOL REPORTER

Republicans crammed into a Capitol press conference room Monday, May 16 in a mass show of support for holding firm on not raising taxes. “When it comes to holding the line on taxes and spending, we cannot compromise,” said Senate Majority Leader Amy Koch, R-Buffalo. The demonstration of unity came within hours of Democratic Gov. Mark Dayton’s budget offer to split the remaining $3.6 billion of state budget deficit between spending cuts and additional revenue. Republicans are unwilling to spend more than $34 billion over the upcoming two-year budget cycle, while the Dayton Administration has been proposing to spend about $37 billion. But Dayton’s offer of today means the governor is willing to decrease spending to $35.8 billion, according to a Dayton Administration official. If there’s a special session or state government shutdown because of a budget impasse, he’s not to blame, Dayton explained. “I think it’s their (Republican leaders) responsibility and their fault, because I offered to go half-way,” Dayton said of failing to successfully conclude the legislative session. The regular legislative session ends a week from today. In terms of his latest offer, Dayton proposed a new fourth-tier income tax bracket with a marginal tax rate of

Photo by T.W. Budig

House Speaker Kurt Zellers, R-Maple Grove, and Senate Majority Leader Amy Koch, Gov. Mark Dayton speaks during a Capitol press confer- R-Buffalo, spoke during a budget press conference Monday, May 16. ence regarding his proposal to resolve budget differences Bakk and House Minority phones on, keep our doors governor, $277 million; Rewith Republicans. Leader Paul Thissen, DFL- open,” Koch said of continu- publicans, $201 million. Minneapolis, both indicated ing budget talks with Dayton. Transportation: governor, their respective caucuses Only one budget bill, the $180 million; Republicans, To find out the latest news in Minnesota would support the governor’s agriculture bill, has been $62 million. government, go online to ECM Capitol Roundup at www.HometownSource.com. latest proposal. signed into law by Dayton. Judiciary and Public SafeSupport in the Senate Republican “working” ty: governor, $1.8 billion; ReDFL caucus would be “near conference committee bud- publicans, $1.8 billion. 10.95 percent to tax wealthier on homes valued at over $1 unanimous,” Bakk said. get targets show wide gaps Jobs and Economic DeMinnesotans. million. Dayton is willing to con- between Republicans and velopment: governor, $165 It would apply, for inSenate Minority Leader sider other forms of new rev- Dayton on a number of bills million; Republicans, $138 stance, to a typical mar- Tom Bakk, DFL-Cook, for- enue other than what he has in terms of spending: million. ried couple with more than mer Senate Tax Committee proposed, he explained, and Higher Education; goverState Government: gover$250,000 in taxable income. chairman, said the gover- indicated everything is on nor, $2.7 billion; Republicans, nor, $872 million: RepubliOriginally, Dayton had nor’s fourth-tier tax proposal the table in terms of spending $2.5 billion. cans, $602 million. proposed more than $3 bil- would affect about 45,400 cuts. Tax Aids and Credits: K-12 Education: governor lion in tax increases, includ- Minnesota tax filers. The governor and Repub- governor, $3.5 billion; Re- $14.2 billion: Republicans, ing a temporary surtax on licans, said Koch, are fairly publicans, $2.5 billion. $14.1 billion. incomes over $500,000. “It doesn’t seem like a big close on a number of budget Health and Human SerBut the governor dropped price to pay,” Bakk said of bills — K-12 education, for vices: governor, $11.4 billion: T.W. Budig is at tim.budig@ the surtax, as well as a pro- balancing the state budget instance. Republicans, $10. 7 billion. ecm-inc.com. posed property tax increase with fewer cuts. “We’re going to keep our Environment and Energy: Photo by T.W. Budig

Capitol Roundup

Legal use of deadly force legislation passes House Bill would allow use of deadly force in more situations by T.W. Budig ECM CAPITOL REPORTER

A bill broadening the legal use of deadly force passed the House on Saturday, May 14. House Public Safety Crime Prevention Policy and Finance Committee Chairman Tony Cornish, R-Good Thunder, saw his legislation, which he amended from an earlier version, pass the House on a 79-50 vote. “Yes, you prosecutors will have to work harder to prove somebody was wrong,” Cornish said of a provision in the bill requiring the state to prove that a defender’s use of deadly force was unjustified. Cornish, chief of police

of Lake Crystal and lifelong law man, said 20 other states already have laws like his legislation, and what happened in those states? “Zero, zilch, nada, nothing happened,” he said of negative effects. Under the legislation, the use of deadly force is permitted to resist or prevent the commission of a felony in a dwelling, to resist or prevent what an individual reasonable believes is an imminent threat of substantial bodily harm, great bodily harm or death, or to resist or prevent a forcible felony. The definition of dwelling under the bill extends to garages, cars, campers, hotel rooms and other abodes.

The use of deadly force defined in the bill can be applied in a situation where there’s an attempt to force someone from their car. Defenders are allowed to meet force with superior force when the action is defensive, and defenders may stand their ground — they do not have to retreat. The presumption that defenders are acting legally does not extent to cases where a person against whom deadly force is used lawfully lives in a dwelling, lawfully owns a car, has lawful custody of a person being removed. It does not extend to criminal acts. It does not extend to actions against law enforcement.

In recent days, several metro county attorneys and law enforcement association officials have appeared at the Capitol to lobby against Cornish’s bill. Cornish insists the associations do not speak for all law enforcement officers. “They’re not unified at all,” Cornish said of opposition to his bill within the law enforcement community. Cornish explained some police officers are afraid to speak out in favor of his bill out of fear they’d be “blackballed” by the associations. Debate on the House floor was intense. In drawing up a hypothetical situation, Rep. Michael Paymar, DFL-St. Paul,

asked Cornish to imagine a situation in which he, Cornish, became so furious over the floor debate on his bill that he began threatening Paymar — threatening to beat the hell out of him, Paymar detailed. Imagine too, asked Paymar, that he, Cornish, suddenly came at him. Could he, convinced he was about to face substantial bodily harm, pull out his gun and “blow you away?” asked Paymar. Cornish indicated yes, in the hypothetical situation, Paymar would be justified in using deadly force under the bill. Other Democratic lawmakers offered other hypothetical situations — could

he open fire if someone was trying to force him off his motorcycle, one asked lawmaker. Cornish agreed that unforeseen things could happen. “This is not a solve-all. This is not a silver bullet, pardon the expression,” he said of his bill. Cornish argued that the same extreme portrayals were offered during the concealed carry debate. And time has proved them wrong, Cornish explained. Democratic Gov. Mark Dayton has indicated concerns over the use of deadly force legislation. T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 19, 2011

11A

Capitol Commerce

House passes bill to fund stateâ&#x20AC;&#x2122;s outdoor projects Debate pits outstate versus metro interests by T.W. Budig ECM CAPITOL REPORTER

While the governor was out fishing this weekend, in outdoor matters at the State Capitol, the House passed its $449 million Outdoor Heritage funding bill, dollars derived by the voter-approved outdoor heritage amendment. Squabbling broke out on the House floor when Rep. Bev Scalze, DFL-Little Canada, offered an amendment pulling several million dollars out of Greater Minnesota parks and trails funding and switching them to Metropolitan Council parks and trails funding. Metro lawmakers, such as Rep. Ann Lenczewski, DFL-Bloomington, argued the metro accounts for 68 percent of state income taxes paid, 72 percent of the corporate taxes paid â&#x20AC;&#x201D; in essence foots the majority of the bill for the state. â&#x20AC;&#x153;The metro pays the over-

whelming majority of the taxes in the state,â&#x20AC;? said Lenczewski, arguing it deserved a larger cut of the parks and trailsâ&#x20AC;&#x2122; action. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s time to defend the metro.â&#x20AC;? Supporters of the Scalzeâ&#x20AC;&#x2122; amendment argued it simply restored parks and trails funding to a 50/50 split between Greater Minnesota and the metro. Rep. Tom Rukavina, DFL-Virginia, turned Lenczewskiâ&#x20AC;&#x2122;s argument around. Perhaps most the tax dollars come from the metro. â&#x20AC;&#x153;(but) 100 percent of the food comes from rural Minnesota,â&#x20AC;? Rukavina said. The Scalze amendment failed on a 79-54 vote. The Coon Rapids Dam became an item of debate when a Republican lawmaker attempted to shift $17 million in proposed bonding to upgrade the dam as a better Asian carp barrier onto a heritage funding source. Rep. Steve Drazkowski,

R-Mazeppa, saw his amendment fail. Drazkowski succeeded in amending the heritage bill to prohibit the Lessard-Sams Outdoor Heritage Council, which receives heritage dollars, from buying land outside the metro for a period of 10 years â&#x20AC;&#x201D; except school trust land. Rep. Rick Hansen, DFLSouth St. Paul, successfully amended the bill, taking $600,000 in education funding and slating it toward wellhead protection. One of the biggest successful amendments to the bill, offered by Rep. Ryan Winkler, DFL-Golden Valley, took some $2.8 million slated for the Department of Agriculture for various grants and instead slated the dollars toward two veterans rest camps. Originally, the bill contained $400,000 for the Disabled Veterans Rest Camp on Big Marine Lake in Wash-

ington County, but Winklerâ&#x20AC;&#x2122;s amendment upgraded the funding to $2.4 million. Another veterans rest camp in Northern Minnesota also saw its funding increased. The heritage bill is destined for conference committee with the Senate, and thereâ&#x20AC;&#x2122;s no guarantee the finished legislation will retain the veterans camp funding at the current level. Legacy Funding Committee Chairman Dean Urdahl, R-Grove City, changed his bill over the course of the session, placing more emphasis on grants than direct appropriations. â&#x20AC;&#x153;No one is entitled to receive funding forever,â&#x20AC;? he said. But complaints about the metro/Greater Minnesota funding breakdown resurfaced just prior to final vote. Rep. Jean Wagenius, DFL-Minneapolis, said the metro, too, has environmen-

tal needs. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s being ignored in this bill,â&#x20AC;? said Wagenius, saying some 78 percent of the total funding in the heritage bill is directed toward Greater Minnesota. â&#x20AC;&#x153;We tried to be fair,â&#x20AC;? said Urdahl, adding most of the land in the state is located outside the seven-county metro area. Rep. Mark Buesgens, RJordan, argued the whole idea behind the legislation â&#x20AC;&#x201D; the constitutionally-dedicated funding â&#x20AC;&#x201D; is a terrible idea. Chunks of the State Capitol are falling off and a â&#x20AC;&#x153;choo-chooâ&#x20AC;? train, or light rail line, will soon be running down University Avenue and rattling the building, he said. â&#x20AC;&#x153;What this bill does for this (State Capitol) building is create a silly commission,â&#x20AC;? Buesgens said. Rep. Pat Garofalo, RFarmington, said he campaigned against the heritage amendment, saying at the

time heâ&#x20AC;&#x2122;d never vote for constitutionally-dedicated funding. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;ve never been in favor of this,â&#x20AC;? he said. But Garofalo said heâ&#x20AC;&#x2122;d vote for the bill, explaining voters passed the amendment and that bill took a good direction in terms of government land acquisition. The bill passed the House on a 86-45 vote. The Senate passed on Saturday a game and fish bill that defines the gray wolf as a small game animal and allows for a hunting season once the wolf is delisted as an endangered species by the federal government. Other items in the Senate bill defines sandhill cranes as a game bird and stiffens civil penalties against dog owners whose dogs kill big game animals. T.W. Budig is at tim.budig@ ecm-inc.com.

Budget lines drawn in the sand NFL Commissioner Goodell Gov. Mark Dayton, Republicans define parameters in negotiations this week by T.W. Budig ECM CAPITOL REPORTER

Gauntlets flew around the Capitol on Monday, May 16 as Democratic Gov. Mark Dayton and Republican legislative leaders spoke in terms of budget absolutes. After leaving the Governorâ&#x20AC;&#x2122;s Office after about a 40-minute meeting with the governor, Senate Majority Leader Amy Koch, R-Buffalo, and House Speaker Kurt Zellers, R-Maple Grove, said the governor had made a tax increase proposal to them. The Republicans wouldnâ&#x20AC;&#x2122;t bite. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s not a majority of votes in the Minnesota House of Representatives for a tax increase,â&#x20AC;? Zellers said, speaking of the perceived negative impact of raising taxes on the stateâ&#x20AC;&#x2122;s economy. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a bad idea.â&#x20AC;? Dayton, as he has for many weeks, spoke of compromise and meeting some place in the middle. â&#x20AC;&#x153;Again, I said Iâ&#x20AC;&#x2122;ll meet them halfway,â&#x20AC;? Dayton said in a press conference.

â&#x20AC;&#x153;I wonâ&#x20AC;&#x2122;t go beyond this,â&#x20AC;? the governor said of splitting the remaining $3.6 billion state budget deficit between spending cuts and tax increases. The governor, in his revamped tax increase proposal, looks to a fourth-tier income on the wealthy that would raise taxes on less than 2 percent of Minnesota filers, according to the administration. While Dayton proposes keeping his â&#x20AC;&#x153;snowbirdâ&#x20AC;? provision â&#x20AC;&#x201D; a part-year Minnesota resident income tax â&#x20AC;&#x201D; the governor withdrew his proposed property tax increase on homes valued over $1 million. Dayton described the Republican budget proposal â&#x20AC;&#x153;unreasonableâ&#x20AC;? and â&#x20AC;&#x153;extreme.â&#x20AC;? â&#x20AC;&#x153;And Iâ&#x20AC;&#x2122;m not going to agree with it,â&#x20AC;? he said. The governor indicated that achieving an overall budget agreement would be necessary for him to consider the remaining Republican budget bills. He would be willing to negotiate on a variety of possible budget cuts, Dayton said. Dayton indicated that he

expected a counter proposal from Republican leaders â&#x20AC;&#x201D; another meeting Monday between Dayton and the Republicans was expected. A big bonding bill will not substitute for additional revenue, said Dayton, who remained open to gambling expansion. Republicans indicated a gambling expansion was possible, but within the $34 billion they are proposing to spend in the upcoming two-year budget cycle. Koch and Zellers indicated that they are still optimistic budget negotiations can be successfully concluded and the session end on time â&#x20AC;&#x201D; May 23. Dayton has not made any plans for a special session or possible government shutdown, he explained. Although the state budget deficit is technically $5 billion, lawmakers look to continuing a $1.4 billion K-12 funding shift. T.W. Budig is at tim.budig@ ecm-inc.com.

meets with Dayton, lawmakers to discuss stadium by T.W. Budig ECM CAPITOL REPORTER

National Football League Commissioner Roger Goodell met with Gov. Mark Dayton and key legislative leaders Tuesday, May 17 at the Governorâ&#x20AC;&#x2122;s Residence in St. Paul. â&#x20AC;&#x153;I think thereâ&#x20AC;&#x2122;s significant progress in getting a new stadium for the Vikings built,â&#x20AC;? Goodell told reporters outside the residence. Goodell indicated that the NFL could chip in to help fund a new stadium, depending on certain factors. Goodell visited the proposed stadium site in Arden Hills on May 16, and pronounced it an extraordinary site. â&#x20AC;&#x153;I think the Vikings feel very strongly about Ramsey County,â&#x20AC;? Goodell said. Goodell said the NFL does not foresee the Vi-

kings leaving Minnesota. â&#x20AC;&#x153;We want the Vikings to be here. I think everybody wants the Vikings to be here I know the (owners) do,â&#x20AC;? he said. Democratic Gov. Mark Dayton has instructed Transportation Commission Tom Sorel to meet with Ramsey County officials to get a better sense of the exact cost of highway improvements the proposed stadium site would need. The governor expected a firmer number on May 17. Sorel has met with Ramsey County officials concerning needed highway improvements and will be meeting with technical people to â&#x20AC;&#x153;drill downâ&#x20AC;? on the number. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re trying to get the right number,â&#x20AC;? he said. Sorel explained the $175 million estimates deal with possible im-

provements beyond those already scheduled in the future for the area. Sorel indicated that some highway improvements would have to be made prior to a stadium opening in order to avoid congestion. Dayton said he and the legislative authors of the stadium bill, Sen. Julie Rosen, R-Fairmont, and Rep. Morrie Lanning, RMoorhead, are in agreement that $300 million is the full extent of the stateâ&#x20AC;&#x2122;s participation in a stadium. Any transportation cost would be subtracted from that number. â&#x20AC;&#x153;Time is of the essence,â&#x20AC;? Dayton said of advancing a stadium bill. The regular legislative session ends on Monday. â&#x20AC;&#x153;Where thereâ&#x20AC;&#x2122;s will, thereâ&#x20AC;&#x2122;s a way,â&#x20AC;? Dayton said. T.W. Budig is at tim.budig@ ecm-inc.com.

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May 19, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Bank) at (952) 469-9229. Calendar, e-mail it to darcy. • Thursday, May 26, 8 to 9 odden@ecm-inc.com or fax a.m., Farmington Coffee Brew (952) 846-2010. HaHa hosted by Janie’s Home Team Real Estate Services, Date-specific 331 Third St., Farmington. InDakota County Region- formation: Michelle Tighe at al Chamber of Commerce mtighe@dcrchamber.com. events: Apple Valley Chamber of • Thursday, May 19, 7:30 to Commerce events: 8:30 a.m., Eagan Area Busi• Thursday, May 19, 6:30 to ness Council, DCR Chamber 10 p.m., Apple Valley Chamber of Commerce office, 1121 of Commerce 40th anniversary Town Centre Drive, Suite 102, celebration, Dakota County Eagan. Featured will be Alan Western Service Center, 14955 Yousha from MPC, Mendota Galaxie Ave., Apple Valley. Heights. MPC is an asset dis- Cost: $75. Information: LeeAnn position business that is setting at leeann@applevalleychamthe standard for 100 percent ber.com. zero-landfill electronics recy• Thursday, May 26, 4:30 to cling and asset remarketing. 6:30 p.m., Business After Hours RSVP to Ruthe Batulis at rbatu- at Jay F. Jeweler, 15050 Cedar lis@dcrchamber.com. Ave., Suite 104, Apple Valley. • Thursday, May 19, 3:30 Information: LeeAnn at Leeto 3:45 p.m., ribbon cutting Ann@AppleValleyChamber. for Scott Chiropractic Clinic at com. Celtic Crossing, 15067 CrestBurnsville Chamber of one Ave. W., Rosemount. Commerce events: • Thursday, May 19, 4:30 • Monday, June 13, noon to to 5:30 p.m., AM Connection, 7 p.m., Chamber Golf Classic, Fireside Pizza, 3400 150th St., Willingers Golf Club, Northfield. Rosemount. RSVP to Michelle Cost: $175 per golfer or $650 at mtighe@dcrchamber.com. per foursome. Information: Ni• Friday, May 20, 7:30 to 9 cole Hernandez at nicole@ a.m., Business & Industry Fo- burnsvillechamber.com. rum – State of Transportation Lakeville Area Chamber of and Transit, Hilton Garden Inn, Commerce events: 1975 Rahncliff Court, Eagan. • Friday, May 20, 7:30 a.m., Cost: $25. Register by May 17. Minnesota Chamber ConferInformation: Michelle Tighe at ence Call, chamber conference mtighe@dcrchamber.com. room. • Friday, May 20, 7:30 to • Friday, May 20, 8 a.m., 8 a.m., Minnesota Chamber Government Affairs Committee, of Commerce Conference chamber conference room. Call, DCR Chamber, 1121 • Tuesday, May 24, 7:30 to 9 Town Centre Drive, Suite 102, a.m., new member orientation, Eagan. RSVP for this meeting chamber conference room. to rbatulis@dcrchamber.com or • Friday, May 27, 7:30 a.m., call (651) 288-9201 with ques- Business Education Comtions. mittee, Lakeville South High • Tuesday, May 24, 11:30 School. a.m., ribbon cutting for Mc• Monday, May 30, chamber Donald’s Restaurant’s 50th an- office closed for Memorial Day. niversary, 1273 S. Robert St., • Wednesday, June 1, 7:30 West St. Paul. to 8:30 a.m., Morning Brew, Ed• Wednesday, May 25, noon ward Jones Investments. to 1:15 p.m., ChamberNet, DCR River Heights Chamber of Chamber, 1121 Town Centre Commerce events: Drive, Suite 102, Eagan. Lead • Friday, May 20, 7:30 to 9 sharing group. Information: a.m., Dakota County TransporRobb Sweetham (Provincial tation Projects (Part 4 of the

2011 Business & Industry Series), Hilton Garden Inn, 1975 Rahncliff Court, Eagan. Cost: $25. Information: Jennifer Gale, (651) 451-2266 ext. 1031, jennifer@riverheights.com. • Monday, May 23, 11:30 a.m. to 7:30 p.m., River Heights Golf Classic, Southview Country Club, 239 E. Mendota Road, West St. Paul. Registration closed. Information: Annie Platek at annie@riverheights. com. • Wednesday, May 25, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Annie Platek at annie@riverheights.com. • Thursday, May 26, noon to 1 p.m., ChamberNet at the chamber office. Information: Carol Swenson at carol@riverheights.com. Register for the following District 191 Adult Continuing Education Starting Your Own Business classes at www. communityed191.org or call (952) 707-4110 for information. Cost is $29. • Wednesday, May 25, 6:30 to 8:30 p.m., Developing Your Business Plan, Diamondhead Education Center – upper level, 200 W. Burnsville Parkway, Burnsville. Register for the following District 196 Community Education business classes at www.district196.org/ce or call (651) 423-7920 for information. • Monday, May 23, 6:30 to 9:30 p.m., Making $$ Selling on eBay. Cost: $45. Scott Highlands Middle, 14011 Pilot Knob Road, Apple Valley. • Monday, May 23, 6:30 to 8:30 p.m., Microsoft Excel 2007: Formatting Spreadsheets. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. • Monday, June 6, 6:30 to 8:30 p.m., Microsoft Excel 2007: Functions and Formulas. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the

Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the website www. prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5.

1888 Robert St. S., West St. Paul. Birch Acres Beach Club Assoc., 190 Arion St. E., West St. Paul. Curtis Sell Photography, 435 E. Arion St. #304, West St. Paul. Anna Tere Designs, 2244 High Pointe Road, Mendota Heights. Stamps-Art-Style, 2538 Haverton Circle, Mendota Heights. Orbit Systems, 1333 Northland Drive #100, Mendota Heights. TrepStar.com, 3109 Neil Armstrong Blvd., Eagan. Burrito Bag, 493 Chapel Court, Eagan. HTC Twine, 1300 Corporate Center Curve, Eagan. Expect 2 Find, 3494 Greenwood Court S., Eagan. Giuseppes Pasta Alforno, 3881 Dolo Mite Drive, Eagan. Absolute Business Cleaning Services, 2017 Emerald Lane, Eagan. Rhino Diamond Tools, 1492 Violet Lane, Eagan. Sterling One, 1743 Meadowlark Road, Eagan. Buydilly.com, 4155 Durham Court, Eagan. The OD Center, 1627 Hawk Place, Eagan. East Africa Educational Agents, 4249 Blackhawk Road, Eagan. Beaches Consulting, 2240 James Court, Eagan. Fairviewsupply.com, 4155 Durham Court, Eagan. TruePeaceNow.com, 4845 Safari Court N., Eagan. S. Griffin Photography, 1773

Meadowlark Court, Eagan. BLIS, 1245 Carlson Lake Lane, Eagan. The Nowist, 3893 Danbury Trail, Eagan. Cityview Property Services, 4705 Pebble Beach Way, Eagan. Next Level Clean, 4428 Hamilton Drive, Eagan. Home Sweet Home Grooming, 521 Hackmore Court, Eagan. Thomson Reuters Governance, Risk and Compliance, 610 Opperman Drive, Eagan. A Frame Forward Photography, 4535 Oak Chase Way, Eagan. Airport Applelake Limo and Taxi Service, 7621 Whitney Drive, Apple Valley. Auto Angel, 13599 Embry Way, Apple Valley. N. Williams Designs, 15420 Founders Lane #407, Apple Valley. I n d i a n Tr a n s c r i p t s . c o m , 6375 156th St. W., Apple Valley. Parade Lap, 13276 Downey Trail, Apple Valley. ChangeWorks Hypnosis Center, 7570 W. 147th St. #301, Apple Valley. Minnesota Dragons, 13758 Fordham Court, Apple Valley. Michaels, PLLC, 13145 Garnet Ave., Apple Valley. DR Transport, 135 Sabra Court, Apple Valley. Pages, 14050 Pilot Knob Road #140-108, Apple Valley. Twin Cities Kids Sales, 12774 Edinbrook Path, Apple Valley. Gifts By Dawn, 15001 Greenhaven Drive #120,

Burnsville. M&S Floor Care, 2705 W. County Road 42 Rm 236, Burnsville. The Clinic, 1609 County Road 42 W. #106, Burnsville. Birdy Golf, 2999 W. County Road 42 #156, Burnsville. K-J Projects, 14444 Hollow Park Lane, Burnsville. Cre8tions By L, 14358 Burnhaven Drive, Burnsville. By barbara ann, 14358 Burnhaven Drive, Burnsville. Salon Devotions, 14358 Burnhaven Drive, Burnsville. JB Janitorial & More, 2705 County Road 42 W. #236, Burnsville. Together Organized Solutions, 1112 Emerson Court, Burnsville. Focus in Pix, 13775 Frontier Court, Burnsville. SCLLANQ Solutions, 1500 McAndrews Road W. #117, Burnsville. Down in the Valley Bakehouse, 13750 County Road 11, Burnsville. J.T.S. Cleaning, 12501 Portland Ave. #219, Burnsville. J-B SEALCOATING MN.COM, 13001 Forest Glen Drive, Burnsville. Automotive Service Co., 11960 Riverwood Drive, Burnsville. Rannells Rowan Law Firm, 2416 E. 117th St. #B, Burnsville. Valley Limo & Taxi, 2800 Selkirk Drive #C-204, Burnsville. Contractors Plus HVAC, 509 W. Travelers Trail, Burnsville. ProCare Lawn Services, 13305 Oliver Ave. S., Burns-

ville. Val Vending and Locksmith, 1204 E. 140th St., Burnsville. UglyDeck.com, 12277 Nicollet Ave. S., Burnsville. iRepairNational, 2001 E. 121st St. #312, Burnsville. raKc, 81 Walden St., Burnsville. Above and Beyond Construction and Remodeling, 3509 Highway 13 W. #2, Burnsville. Bryco Construction and Remodeling, 3509 Highway 13 W. #2, Burnsville. St. James Lutheran Early Education Center, 3650 Williams Drive, Burnsville. Yearbook Central, 11751 W. River Hills Drive #226, Burnsville. Roberge’s Painting, 12408 Mystic Lane, Burnsville. Style Nails, 200 E. Travelers Trail #135, Burnsville. Hunters Edge Fitness, 13154 Glenhurst Court, Savage. Action Travel, 13133 Glenhurst, Savage. Philly’s HRS, 5424 Egan Drive, Savage. Jessie’s Accessories, 13030 Vernon Ave., Savage. FabFotoFactory, 4401 County Road 42 W., Savage. Jensfabulousstuff.com, 4401 County Road 42 W., Savage. Jensfab, 4401 County Road 42 W., Savage. Tiny Hands, 5404 Egan Drive, Savage.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

cessories, 20576 Jupiter Path, Lakeville. Hearthstone Construction, 21324 Hytrail Circle, Lakeville. Robin Kellogg Enterprises, 16122 Inverness Way, Lakeville. The Essential, 17469 Inland Loop, Lakeville. Affordable Foreclosure Badd-Azz Lures, 19724 ButServices, 16112 Grove Trail, ternut Trail, Farmington. Zibida Media, 17700 Fon- Lakeville. Sister Rosalind Gefre Mastina Path, Farmington. Downtown Storage, 109 sage & Wellness Centers, 17829 Flushing Hills Court, Spruce St., Farmington. Tan Ambition, 923 Eighth St. Lakeville. La Belle Vie Cleaning, S., Farmington. McDawn Enterprises, 19330 17680 Icon Trail, Lakeville. Schornack Family InvestEllington Trail, Farmington. Narves Design, 20643 Cy- ments, 12245 Coffee Trail, Rosemount. press Drive, Farmington. Irish Embroidery, 3361 St. Paul I.T., 1338 15th St. Couchtown Path, Rosemount. W., Hastings. CA Gear, 13562 Birdsong Denrox Scrolling, 704 W. Path, Rosemount. 13th St., Hastings. RHS Softball Booster Club, Kit’s Lawn Service, 1885 13120 Crolly Path c/o Andrew Louis Lane, Hastings. Every Day Organized, 1615 Seldon, Rosemount. Off the Wall Marketing, 2105 Walnut St., Hastings. The McKnight Group, 3507 Southview Blvd., South St. Paul. Century Drive, Hastings. I Am Attire, 310 Sixth Ave. Idea Loft, 17410 Jasmine N., South St. Paul. Ave., Lakeville. Minnesota Dental Lab, LLC, Express Employment Professionals, 8353 210th St. W. 120 Seventh Ave. S., South St. Paul. #101, Lakeville. Minnesota Asperger’s Game Twin Cities Tile, 10165 Club, 14 E. Moreland Ave., 205th Court W., Lakeville. Nokomis Hardwood Floors, West St. Paul. Martha’s Closet, 940 S. 1015 157th St., Lakeville. Berletic Property Preserva- Robert St., West St. Paul. Ott Web Design, 2060 tion, 8415 Upper 206th St. W., Charlton St. Apt. 216, West St. Lakeville. Big’s Gyn, 26125 Dodd Paul. Life & Natural Feelings, 120 Blvd., Lakeville. Sugar Love Bakery, 18407 W. Thompson Ave. #303, West St. Paul. Lafayette Way, Lakeville. Stephanie’s Shining Stars, Pretty Princess Tutu’s Ac-

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 19, 2011

Malt-O-Meal donates cereal to weather-battered states

Malt-O-Meal is helping families in southern states harshly affected by recent severe storms by sending more than 400,000 servings of breakfast to the Alabama Emergency Management Agency and the Food Bank of Central and Eastern North Carolina in Raleigh. â&#x20AC;&#x153;Malt-O-Meal is a family-owned business that is dedicated to feeding fami-

13A

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lies, particularly during this manager at Malt-O-Meal. time when so many have The donations of Maltlost so much,â&#x20AC;? said Linda O-Meal cereal should arFisher, consumer marketing rive this week.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale On June 2, 2011 a 10:00 AM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St. W., Lakeville, MN 55044. Included in sale: #145 - Jean Aumer - PO 279 Yosemite Circle N. #6, Golden Valley, MN 55422 Tag # 2522437 - Partial inventory: furniture, kids toys, dressers, couch, rocker, file cabinet, totes, misc. household. 2615206 5/19-5/26/11

PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, June 8, 2011 on or after 9am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. J. Schmidt - Unit 218 Guitar, Snowboard, Patio Furniture H. Peterson - Unit 231 Skies, Artwork, Furniture R. Silva - Unit 404 Wheel Barrow, Refrigerator, Tools 2605225 5/19-5/26/11

PUBLIC NOTICE

Notice of Public Sale On June 2nd, 2011 at 11:00AM a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044. Included in Sale: #126 Ronald Williams 20587 Hampshire Way, Lakeville, MN 55044 Tag # 2556505 Kids toys, Boxes and Totes #332 Lori Barthol 16904 Harbor Ct. Lakeville, MN 55044 Tag # 2556550 Boxes, Furniture, Patio Furniture, Table Chairs, Misc Tools 2604459 5/19-5/26/11

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT THIRD JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-11-677 _____________________________________ Vermillion State Bank, Plaintiff, v. Tania F. Pryor, Richard P. Pryor, United States of America, State of Minnesota, Capital One Bank, J. Doe I-V and XYZ Co. I-V, Defendants. _____________________________________ Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on April 12, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendant Richard P. Pryor, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on July 8, 2011, at 10:00 a.m., at the Sheriff's Office, 1580 Highway 55, Hastings, MN, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Lot 2, Block 1, Stertz Estates, Dakota County, Minnesota. Property address: 23525 LeeAnn Drive, Hampton, MN 55031 Parcel I.D. No.: 09-72560-020-01 subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: May 5, 2011 DAVE BELLOWS, Sheriff of Dakota County By: /s/ Robert Shingledecker Deputy Ralph L. Moore, I.D. #74780 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2609442 5/19-6/23/11

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, May 25, 2011 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 44, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1979 Moduline Ind 28x48 Manufactured Home Serial Number 63918 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Gordon Hawkins. The amount of the claim against the above referenced property is $1342.32 (plus back taxes) computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: April 20, 2011 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2596155 5/5-5/19/11

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1970 MARS manufactured home, VIN #11802, currently located at 12705 Granger Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 27th day of May, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Laura Lynn Neuville (11/01/1977), Michael Sanchez Rubio (03/29/1976) and BAHS Bank of America FSB, as the owner(s) thereof to: Hometown Homes in the sum of Four-Thousand, Three-Hundred, Ten Dollars and 17/100 ($4,310.17) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: April 20, 2011 _______________________ Carol Williams, Agent Hometown Homes 2597022 5/5-5/19/11

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: 1. A n a m e n d m e n t t o t h e S t a g e d MUSA Expansion Areas and 2030 Land Use Plan maps of the 2008 Comprehensive Land Use Plan to bring property from Urban Reserve into the Current MUSA and to re-guide property from Special Plan Area to Low Density Residential. 2. A Z o n i n g M a p a m e n d m e n t t o rezone property from RA, Rural/Agricultural District to RS-3, Single Family Residential District. APPLICANT: Premier Bank on behalf of Klein Bank LOCATION AND LEGAL The property is DESCRIPTION: located east of Holyoke Avenue and south of 190th Street in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: The East Half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) of Section Twenty (20), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota, except that part lying southerly of the following described lines: Commencing at the southeast corner of said East Half of the Northeast Quarter (E 1⁄2 of NE 1⁄4); thence North 00 degrees 17 minutes 58 seconds East, along the east line of said East Half of the Northeast Quarter (E 1⁄2 of NE 1⁄4), a distance of 1362.76 feet to the point of beginning of the lines to be described; thence North 89 degrees 42 minutes 02 seconds West, a distance of 372.27 feet; thence North 69 degrees 00 minutes 56 seconds West, a distance of 1021.17 feet to the West line of said East Half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) and there terminating. WHEN: Thursday, June 2, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@lakevillemn.gov. DATED this 17th day of May, 2011. CITY OF LAKEVILLE ______________________________ Charlene Friedges, City Clerk 2616258 5/19/11

ORDER FOR HEARING AND NOTICE (Juvenile Protection Petition To Transfer Permanent Legal And Physical Custody PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1239 In the Matter of the Welfare of A.S. & R.S., Children. TO: Rogelio (Roy) Frias Social Worker Jeff Fisch, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: pursuant to Minnesota Stat. 260C.201, Subd. 11, and 518.156, 518.17, and 518.18 that full legal and physical custody of the above named children be transferred. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on June 29, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Rogelio (Roy) Frias. Dated: May 9, 2011 Richard G. Spicer Judge 2609635 5/19-6/2/11

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-11-698 Case Type: Domestic Abuse In the Matter of: RENEE ANN KAUFENBERG, Petitioner vs. GUNNAR ALLEN STURM, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN 55118 on June 14, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: MAY 17, 2011 CAROLYN M RENN Court Administrator LORI SCHNEPF Senior Court Clerk 2616867 5/19/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: PhD Central 2. State the address of the principal place of business: 17373 Jalisco Ln., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. W. Peter von HOHENBERG, 17373 Jalisco Ln., Lakeville, MN 55044 Krystyna von HOHENBERG, 17373 Jalisco Ln., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/10/11 W.P. von HOHENBERG 2602935 5/12-5/19/11P

ORDER FOR HEARING AND NOTICE (Juvenile Protection Petition To Transfer Permanent Legal And Physical Custody PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1238 In the Matter of the Welfare of L.F. & N.F., Children. TO: Rogelio (Roy) Frias Social Worker Jeff Fisch, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: pursuant to Minnesota Stat. 260C.201, Subd. 11, and 518.156, 518.17, and 518.18 that full legal and physical custody of the above named children be transferred. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on June 29, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Rogelio (Roy) Frias. Dated: May 9, 2011 Richard G. Spicer Judge 2609556 5/19-6/2/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION TO TERMINATE PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1141 In the Matter of the Welfare of K.L.N. aka K.D.L,II, Child. TO: Katherine Vawn Morales Karl Douglas Lane, aka Karl Douglas Neumann, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: per Minnesota Statutes; 260.301, subd. 1(b)(1): The parent has abandoned the child. 260C.301, Subd. 1(b)(3) A parent has been ordered to contribute to the support of the child or financially aid in the child’s birth and has continuously failed to do so without good cause. This clause shall not be construed to state a grounds for termination of parental rights of a non-custodial parent if that parent has not been ordered to or cannot financially contribute to the support of the child or aid in the child’s birth. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on June 15, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Katherine Vawn Morales. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: April 27, 2011 Richard G. Spicer Judge 2595241 5/5-5/19/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: 5S CLEAN UP 2. State the address of the principal place of business: 1919 SILVER BELL RD # 301, EAGAN, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. CLAUDIA A CARRERA TURCIOS, 1919 SILVER BELL RD # 301, EAGAN, MN 55122 JOSE M. VASQUEZ VARGAS, 1919 SILVER BELL RD # 301, EAGAN, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/27/11 CLAUDIA A CARRERA TURCIOS, OWNER 2606423 5/12-5/19/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: PRECISION BUILDERS 2. State the address of the principal place of business: 5378 193RD ST. W., FARMINGTON, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. PRECISION BUILDERS CONTRACTING, LLC, 5378 193RD ST. W., FARMINGTON, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 04/29/11 JAYME QUINNELL-PRESIDENT 2599965 5/12-5/19/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1555 In the Matter of the Petition of: U.S. Bank, N.A., In Relation to Certificate of Title No. 133757 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Eight (8) in Block One (1) of South Grove according to the plat thereof on file and of record in the office of the Registrar of Deeds within and for said County and State. TO: Christopher M. Stinnett; Michelle L. Stinnett; Jason Gray; And to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 22nd day of June, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 133757 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, N.A., subject to the memorials of Document Nos. 13229 and 13302, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 665179, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Dated: April 12, 2011 Approved: Examiner of Titles James P. O’Connell By: James P. O’Connell Examiner of Titles BY THE COURT: Shawn M. Moynihan Judge of District Court Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) Reference: 014718F01 Attendance is not required at said time except to object to the entry of the above-described Order. 2611794 5/19-5/26/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: HOODZ of Greater St Paul, Hudson & River Falls 2. State the address of the principal place of business: 4706 Blaylock Way, Inver Grove Hts, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Bleecker Snoe Inc., 4706 Blaylock Way, IGH, MN 55076 Anne Bleecker Snoeyenbos, 4706 Blaylock Way, IGH, MN 55076 Mark J Snoeyenbos, 4706 Blaylock Way, Inver Grove Hts, MN 55076 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 5-3-2011 Anne Bleecker Snoeyenbos, President 2599924 5/12-5/19/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No.: __________ In Re The Marriage Of: Ascension Armenta, Petitioner, and Luis Armenta, Respondent. __________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT YOU ARE HEREBY SUMMONED and required to serve upon Petitioner's attorneys within (30) days after service of this Summons upon you, exclusive of the date of such service, an Answer to the Petition for Dissolution of Marriage which is herewith served upon you. If you fail to do so, Judgment by Default will be taken against you for the relief demanded in the Petition. This proceeding involves no real property. NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR PROCEEDING IS DISMISSED. (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (I) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (II) BY AN AGREEMENT OF THE PARTIES IN WRITING, OR (III) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. (2) NEITHER PARTY MAY HARASS THE OTHER PARTY. (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION; AND (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION ALSO INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT R U L E S . Y O U M A Y C O N T A C T T HE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NON PROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: Alejandro A. Espinosa Attorney for Petitioner 1688 Randolph Street St. Paul, Minnesota 55105 651-554-1402/03 Atty. Reg. No.: 0299832 2603326 5/12-5/26/11P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Tree Quality 2. State the address of the principal place of business: 13410 Gull Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tree Quality, LLC, 13410 Gull Court, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/25/2011 Faith A. Appelquist, President 2615949 5/19-5/26/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Midwest Fasteners 2. State the address of the principal place of business: 2522 Northland Drive, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Anchor Distributing, Inc., 2522 Northland Drive, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4-28-11 Matt Hohmann CEO 2600001 5/12-5/19/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Persnickety Designs 2. State the address of the principal place of business: 15725 Hannover Path, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jessica Titus, 15725 Hannover Path, Apple Valley, MN 55124 Jennifer Josephsen, 5261 Bounty Street SE, Prior Lake, MN 55372 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date April 26, 2011 Jessica Titus 2614711 5/19-5/26/11P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Hearthstone Construction 2. State the address of the principal place of business: 21324 Hytrail Cir, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Hearthstone Construction LLC, 21324 Hytrail Cir, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/31/2011 Jacob Manley, President Hearthstone Construction LLC 2602899 5/12-5/19/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-2180 In the matter of the Petition of Wells Fargo Bank, N.A., also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, in Relation to Certificate of Title No. 131974 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Nine (9), Block One (1), Timberland-Knoll Acres, according to the recorded plat thereof TO: JOHN UPTON; HIGHLAND BANK; and to parties, if any, in possession of said premises adverse to Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 13th day of July, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 131974 and enter a new Certificate of Title for the land therein described in favor of Wells Fargo Bank, N.A., also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, subject to the memorial of Document No. Bk 38/MR, Pg 578 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 667457, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 5/3/11 BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES By: JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 Attendance is not required at said hearing except to object to the entry of the above described Order. 2614651 5/19-5/26/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Katalys 2. State the address of the principal place of business: 14895 Easter Avenue, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Umo Udo, 14895 Easter Avenue, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: Nov. 11, 2010 Umo Udo - Founder 2599947 5/12-5/19/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: treequality.com 2. State the address of the principal place of business: 13410 Gull Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tree Quality, LLC, 13410 Gull Court, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/25/2011 Faith A. Appelquist, President 2615954 5/19-5/26/11P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Quetica 2. State the address of the principal place of business: 10530 202nd Street West, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Quetica, LLC, 10530 202nd Street West, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: April 14, 2011 Daniel M. Sheridan, Authorized Agent 2602917 5/12-5/19/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Uniquely Me 2. State the address of the principal place of business: 8733 Bechtel Ave., Inver Grove Heights, MN 55076-5148 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jacqueline M Rogers, 8733 Bechtel Ave., Inver Grove Heights, MN 55076-5148 Jimmy F Rogers, 8733 Bechtel Ave., Inver Grove Heights, MN 55076-5148 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 5/10/11 Jacqueline M Rogers and Jimmy F Rogers 2616359 5/19-5/26/11P

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-266 Estate of Henry Thomas Kimble, Decedent It is Ordered and Notice is given that on 6-6-2011, at 9:00 a.m., a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated 10-1-04, (“Will”), and for the appointment of Kelly Sullivan, whose address is 1582 Sherwood Way, Eagan, MN 55122 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 5/5/11 BY THE COURT Mary Theisen Judge of District Court (COURT SEAL) Pro Se Kelly Sullivan 2606895 5/12-5/19/11P

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�� 401 Brandywine Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021530005003 NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE ERTY: THE RIGHT TO VERIFICATION Lot 5, Block 3, in Brandywine a c c o r d i n g t o t h e r e c o r d e d p l a t , OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. LOCATED:Dakota NOTICE IS HEREBY GIVEN, that ORIGINAL PRINCIPAL AMOUNT OF default has occurred in conditions of MORTGAGE:$277,920.00 AMOUNT DUE AND CLAIMED TO BE the following described mortgage: DATE OF MORTGAGE: May 18, 2007 DUE AS OF DATE OF NOTICE, INCLUDMORTGAGOR: Lisa Marie Oliver, an ING TAXES, IF ANY, PAID BY MORTunmarried woman. GAGEE:$286,669.13 MORTGAGEE: J P M o r g a n C h a s e That prior to the commencement of this mortgage foreclosure proceeding Bank, National Association as succesMortgagee/Assignee of Mortgagee com- sor by purchase by FDIC as receiver for plied with all notice requirements as Washington Mutual Bank f/k/a Washrequired by statute; That no action or ington Mutual Bank, FA. DATE AND PLACE OF RECORDING: proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t Recorded May 30, 2007, Dakota County secured by said mortgage, or any part Recorder, Document No. 2520487. ASSIGNMENTS OF MORTGAGE: thereof; PURSUANT to the power of sale con- NONE TRANSACTION AGENT: NONE tained in said mortgage, the above TRANSACTION AGENT'S MORTdescribed property will be sold by the GAGE IDENTIFICATION NUMBER ON Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, MORTGAGE: NONE LENDER OR BROKER AND MORT2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: JPMorgan Chase Bank, Enforcement Center, 1580 Hwy 55, N.A. as successor in interest to WashLobby #S-100, Hastings, MN to pay the debt then secured by said ington Mutual Bank, FA RESIDENTIAL MORTGAGE SERMortgage, and taxes, if any, on said premises, and the costs and disburse- VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: ments, including attorneys' fees allowed by law subject to redemption 16337 Holbrook Avenue, Lakeville, MN within six (6) months from the date of 55044 TAX PARCEL I.D. #: 228175001001 said sale by the mortgagor(s), their LEGAL DESCRIPTION OF PROPpersonal representatives or assigns unless reduced to Five (5) weeks under ERTY: Lot 1, Block 1, Vermillion Springs MN Stat. §580.07. Addition TIME AND DATE TO VACATE PROPCOUNTY IN WHICH PROPERTY IS ERTY: If the real estate is an owner-occupied, single-family dwell- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ing, unless otherwise provided by law, the date on or before which the mort- MORTGAGE: $408,000.00 AMOUNT DUE AND CLAIMED TO BE gagor(s) must vacate the property if the mortgage is not reinstated under sec- DUE AS OF DATE OF NOTICE, INCLUDtion 580.30 or the property is not ING TAXES, IF ANY, PAID BY MORTredeemed under section 580.23 is GAGEE: $468,300.67 That prior to the commencement of 11:59 p.m. on December 5, 2011. MORTGAGOR(S) RELEASED FROM this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comFINANCIAL OBLIGATION ON MORTplied with all notice requirements as GAGE:None "THE TIME ALLOWED BY LAW FOR required by statute; That no action or REDEMPTION BY THE MORTGAGOR, proceeding has been instituted at law THE MORTGAGOR'S PERSONAL REP- o r o t h e r w i s e t o r e c o v e r t h e d e b t RESENTATIVES OR ASSIGNS, MAY BE secured by said mortgage, or any part REDUCED TO FIVE WEEKS IF A JUDI- thereof; PURSUANT to the power of sale conCIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION tained in said mortgage, the above 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G described property will be sold by the OTHER THINGS, THAT THE MORT- Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Law Enforcement Center, 1580 Hwy P R O D U C T I O N , A N D A R E 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said ABANDONED." Mortgage, and taxes, if any, on said Dated: April 4, 2011. premises, and the costs and disburseCitiMortgage, Inc. ments, including attorneys' fees Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. allowed by law subject to redemption Attorneys for Mortgagee/Assignee of within six (6) months from the date of said sale by the mortgagor(s), their Mortgagee personal representatives or assigns 4500 Park Glen Road #300 unless reduced to Five (5) weeks under Minneapolis, MN 55416 MN Stat. §580.07. (952) 925-6888 TIME AND DATE TO VACATE PROP10-5730 THIS IS A COMMUNICATION FROM E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellA DEBT COLLECTOR. 2571397 4/14-5/19/11 ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not ORDER AND NOTICE OF HEARING redeemed under section 580.23 is ON PETITION FOR FORMAL 11:59 p.m. on November 14, 2011. PROBATE OF WILL AND MORTGAGOR(S) RELEASED FROM APPOINTMENT OF PERSONAL FINANCIAL OBLIGATION ON MORTREPRESENTATIVE IN GAGE: None UNSUPERVISED "THE TIME ALLOWED BY LAW FOR ADMINISTRATION AND NOTICE REDEMPTION BY THE MORTGAGOR, TO CREDITORS THE MORTGAGOR'S PERSONAL REPSTATE OF MINNESOTA RESENTATIVES OR ASSIGNS, MAY BE COUNTY OF DAKOTA REDUCED TO FIVE WEEKS IF A JUDIDISTRICT COURT CIAL ORDER IS ENTERED UNDER PROBATE DIVISION MINNESOTA STATUTES, SECTION Court File No. 19HA-PR-11-277 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G In Re: Estate of Frances Kluender, OTHER THINGS, THAT THE MORTaka Frances Mildred Kluender, aka GAGED PREMISES ARE IMPROVED F r a n c e s M i l d r e d L . K l u e n d e r , WITH A RESIDENTIAL DWELLING OF Deceased LESS THAN FIVE UNITS, ARE NOT TO ALL INTERESTED PERSONS AND PROPERTY USED IN AGRICULTURAL CREDITORS: P R O D U C T I O N , A N D A R E It is Ordered and Notice is hereby ABANDONED." given that on the 20th day of June Dated: March 16, 2011. 2011 at 9:00 o’clock A.M., a hearing JPMorgan Chase Bank, N.A. will be held in the above named Court Mortgagee/Assignee of Mortgagee at 1560 West Highway 55, Hastings, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Minnesota, for the formal probate of an Attorneys for Mortgagee/Assignee of instrument purporting to be the will of Mortgagee the above named deceased, dated Feb- 4500 Park Glen Road #300 ruary 15, 1974, and for the appoint- Minneapolis, MN 55416 m e n t o f G a r y M a y n a r d K l u e n d e r , (952) 925-6888 whose address is 4358 Lodge Pole 60-1875 Drive, Eagan, MN 55122 as personal THIS IS A COMMUNICATION FROM representative of the estate of the A DEBT COLLECTOR. above named decedent in unsuperNOTICE OF POSTPONEMENT OF vised administration, and that any MORTGAGE FORECLOSURE SALE objections thereto must be filed with Pursuant to the provisions of Minnethe Court. That, if proper, and no sota Statutes 580.07, the foregoing objections are filed, a personal repre- foreclosure sale is postponed until sentative will be appointed to adminis- J u n e 2 4 , 2 0 1 1 a t 1 0 : 0 0 a m a t t h e ter the estate, to collect all assets, to Sheriff's Office, Law Enforcement Cenpay all legal debts, claims, taxes and ter, 1580 Hwy 55, Lobby #S-100, Hastexpenses, and sell real and personal ings, MN, in said county and state. property, and do all necessary acts for Dated: May 11, 2011. the estate. JPMorgan Chase Bank, N.A. Notice is further given that ALL Mortgagee/Assignee of Mortgagee CREDITORS having claims against said USSET, WEINGARDEN AND LIEBO, P.L.L.P. estate are required to present the same By: Paul A. Weingarden to said personal representative or to Attorneys for Mortgagee/Assignee of the Court Administrator within four Mortgagee months after the date of this notice or 4500 Park Glen Road #300 said claims will be barred. Minneapolis, MN 55416 Dated: 5/12/11 (952) 925-6888 Michael Mayer 60-1875 Judge THIS IS A COMMUNICATION FROM (COURT SEAL) A DEBT COLLECTOR. P. James Taurinskas 2608910 5/19/11 Attorney I.D. #108480 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2615448 5/19-5/26/11 ��

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2009 MORTGAGOR: J o h n A n d e r s o n , a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 7, 2009, Dakota County Recorder, Document No. 2655260. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 25, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000220330 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14572 Blackberry Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 346520112002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Rosewood Village Second Addition, Common Interest Community No. 486, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,276.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,451.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2615379 5/19/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2003 MORTGAGORS: Kevin Max Peterson and Rebecca Jane Peterson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 15, 2003, Dakota County Recorder, Document No. 2078214. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 14, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027310002741890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sib Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19775 Jasmine Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 224490013021 LEGAL DESCRIPTION OF PROPERTY: Lots 12 and 13, Block 21, except the Northerly 15 feet of Lot 13, Lenihan's Lots, Antlers Park, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,865.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10422 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 11, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10422 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2608887 5/19/11

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-276 Estate of Doris L. Getsug, Decedent It is Ordered and Notice is given that on June 20, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of the Decedent dated, November 10, 2008 (“Will”), and for the appointment of Julian L. Shepard, whose address is P.O. Box 6133, MacLean, VA, 22106 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/11/11 BY THE COURT Michael Mayer Judge of District Court (COURT SEAL) Attorney for Petitioner Sarah Gohl Isabel Law Office of Sarah Gohl Isabel 1333 Bucher Avenue St. Paul, MN, 55126 Attorney License No: 0390856 Telephone: (651) 330-2067 Email: sara.isabel@gohlisabellaw.com 2611986 5/19-5/26/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-271 ESTATE OF Marlin Lee Wagner aka Marlin L. Wagner aka Marlin Wagner, DECEDENT It is Ordered and Notice is given that on June 20, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated October 18, 2009, and for the appointment of Julie J. Branham whose address is: 9 Woodcrest Drive, Burnsville, MN 55337 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/10/11 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Personal Representative Mr. Vincent J. Courtney COURTNEY & COURTNEY 2880 Middle Street, Suite 202 St. Paul, MN 55117 Phone Number (651) 224-6622 Attorney I.D. No. 15801X 2606973 5/12-5/19-11P

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as trustee for Goldman Sachs GSAMP 2005-HE1, Dated: October 23, 2004, Recorded: August 12, 2008, Document No. 2607715, also registered with the Registrar of Tiles on August 12, 2008 as Document No. T631767. And thereafter assigned to: Deutsche Bank National Trust Company, as trustee for GSAMP Trust 2005-HE1 Mortgage Pass-Through Certificates Series 2005-HE1, Dated: March 11, 2009, Recorded: March 17, 2009, Document No. 2644138, also registered with the Registrar of Titles on March 17, 2009 as Document No. T640586. Said Mortgage Being Upon Partially Registered Land TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First NLC Financial Services, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2240 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102019001 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Legal Description File No. 3-22893 Parcel 1: That part of Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community Number 126 in Dakota County, Minnesota, according to the recording plat thereof, lying southerly of the following described line: Beginning at a point on the East line of the East Half of the East half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. Parcel 2: Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community number 126 in Dakota County, Minnesota, according to the recorded plat thereof, except that part lying southerly of the following described line: Beginning at a point on the east line of the East Half of the East Half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,339.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2011. Deutsche Bank National Trust

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571509 4/14-5/19/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-11-267 Estate of Laurence E. Hunter, a/k/a Laurence Eugene Hunter, Decedent. It is Ordered and Notice is given that on June 6, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 West H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, on the Petition for Formal Probate of Will and for Formal Appointment of Personal Representative dated April 20, 2011, of Maureen A. Kane. The Petition seeks the formal probate of an instrument purporting to be the will of the Decedent, dated August 7, 2006, and for the appointment of Maureen A. Kane, whose address is 14 Island Road, North Oaks, Minnesota 55127, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representatives will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5/6/11 BY THE COURT Michael Mayer Judge of District Court (COURT SEAL) Matthew J. Shea (#309308) Gray Plant Mooty 80 South Eighth Street, Suite 500 Minneapolis, MN 55402 ph. (612) 632-3428 fax. (612) 632-4428 matthew.shea@gpmlaw.com 2605388 5/12-5/19/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-269 Estate of Darlene A. McDonnell, a/k/a Darlene Annette McDonnell, Decedent It is Ordered and Notice is given that on June 20, 2011, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, July 17, 2008, and (“Will”), and for the appointment of Karen R. Anderson, whose address is 20975 Iran Avenue, Lakeville, MN 55044 as Personal Representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 5-10-2011 BY THE COURT Shawn Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Angela M. Lutz Amann LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 249622 Telephone: (651) 451-1831 FAX: (651) 450-7384 Email: aamann@levander.com 2606804 5/12-5/19/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-280 Estate of Bonnie Natalie Cooper, Decedent Notice is given that an application for informal probate of the Decedent’s will dated August 18, 1987, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Ann Cooper Jameson, whose address is: 1590 Diane Road, Mendota Heights, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5/13/11 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar PRO SE Ann Cooper Jameson 1590 Diane Road Mendota Heights, MN 55118 Phone # 651-687-0729 2614259 5/19-5/26/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-286 ESTATE OF ROBYN T. CALMENSON, DECEDENT. Notice is given that an application for informal probate of the Decedent’s will dated 06/25/2009, and codicil to the will dated 04/13/2010, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Dori Denelle whose address is: 2478 Pond Circle W., Mendota Heights, MN 55120 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5-17-11 Carol M. Renn Registrar /s/ Joann Bauer Deputy Registrar Attorney For Personal Representative Howard J. Rubin Barnes & Thornburg LLP 225 South Sixth Street Suite 2800 Minneapolis, MN 55402 612-333-2111 121952 2616652 5/16-5/26/11

PUBLIC NOTICE

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the following described mortgage: DATE OF MORTGAGE:July 17, 2008 MORTGAGOR:L i s a M . D e l t o n , A Single Person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 22, 2008, Dakota County Registrar of Titles, Document No. T630982, Certificate of Title No. 145084. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 16, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915542536 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, a division of InterBank, fsb RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 11540 177th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224432502003 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3) in Lake Villa Golf Estates First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$368,231.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$387,709.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2125 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571309 4/14-5/19/11

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20843 India Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$298,283.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571198 4/14-5/19/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10546 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571243 4/14-5/19/11

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571210 4/14-5/19/11

PUBLIC NOTICE

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�� RESENTATIVES OR�� ASSIGNS, �� MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ORDER TO SHOW CAUSE MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G STATE OF MINNESOTA OTHER THINGS, THAT THE MORT- COUNTY OF DAKOTA DISTRICT COURT GAGED PREMISES ARE IMPROVED FIRST JUDICIAL DISTRICT WITH A RESIDENTIAL DWELLING OF COURT FILE NO. 19HA-CV-11-1763 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL In the Matter of the Petition of: P R O D U C T I O N , A N D A R E Federal National Mortgage Association, its successors and assigns, ABANDONED." In Relation to Certificate of Title No. Dated: April 4, 2011. 149517 issued for land in the County U.S. Bank, National Association of Dakota and State of Minnesota and Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. legally described as: Lot Ten (10), Block Two (2) in RIO Attorneys for Mortgagee/Assignee of LOMA 2ND ADDITION, according to Mortgagee the recorded plat thereof. 4500 Park Glen Road #300 TO: MICHAEL A. O'NEIL; Minneapolis, MN 55416 and to parties, if any, in possession of (952) 925-6888 said premises adverse to the Peti19-2139 THIS IS A COMMUNICATION FROM tioner. Upon receiving and filing the Report A DEBT COLLECTOR. 2571352 4/14-5/19-11 of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on NOTICE OF MORTGAGE the 22nd day of June, 2011, at 9:00 FORECLOSURE SALE a.m. in the Dakota county GovernN O T I C E I S H E R E B Y G I V E N t h a t ment Center, Hastings, Minnesota, and default has occurred in the conditions then, or as soon thereafter as said o f t h e f o l l o w i n g d e s c r i b e d matter can be heard, show cause, if mortgage:DATE OF MORTGAGE: June any there be, why this Court should 13, 2005 not enter an Order as follows: ORIGINAL PRINCIPAL AMOUNT OF That the Registrar of Titles, upon the MORTGAGE: $148,800.00 filing with him of a certified copy of MORTGAGOR(S): Lisa L Akinseye, a this Order, cancel Certificate of Title single person No. 149517 and enter a new Certificate MORTGAGEE: Mortgage Electronic of Title for the land therein described Registration Systems, Inc. in favor of Federal National Mortgage DATE AND PLACE OF RECORDING: Association, its successors and Recorded: February 01, 2006 Dakota assigns, free from all other memorials County Recorder now appearing on the present CertifiDocument Number: 2402238 cate of Title, the last of which is A N D C O R R E C T I V E M O R T G A G E Document No. 676945, and free also RECORDING: March 03, 2009 Dakota from the Memorial of this Order. County Recorder IT IS FURTHER ORDERED, that this Document Number: 2640913 Order be served: ASSIGNMENTS OF MORTGAGE: (a) at least 10 days before the hearAnd assigned to: US Bank National ing upon the above-named parties Association as Trustee residing in this State in the manner Dated: April 25, 2011 provided by law for the service of Transaction Agent: Mortgage Elec- Summons in a civil action; tronic Registration Systems, Inc. (b) it shall be served at least 14 days Transaction Agent Mortgage Identifi- before the hearing upon each of the cation Number: 100131020503823633 above-named non-residents by sendLender or Broker: American Mort- i n g a c o p y o f t h i s O r d e r t o t h e gage Network, Inc. non-resident's post office address, by Residential Mortgage Servicer: GMAC registered or certified mail, return Mortgage, LLC receipt requested; Mortgage Originator: Not Applicable (c) it shall be served upon any party COUNTY IN WHICH PROPERTY IS who cannot be found by two weeks LOCATED: Dakota published notice and by sending a Property Address: 15853 Gooseberry copy of this Order at least 14 days Way, Apple Valley, MN 55124-5141 before the hearing by first class mail to T a x P a r c e l I D N u m b e r : the last known address of the party 01-49106-300-01 and by sending another copy of this L E G A L D E S C R I P T I O N O F P R O P - Order at least 14 days before the hearERTY: Lot 30, Block 1, Morningview ing by first class mail to the address of Seventh Addition, Dakota County, such party as stated on the Certificate Minnesota of Title if an address is so stated. AMOUNT DUE AND CLAIMED TO BE DATED: April 15, 2011 DUE AS OF DATE OF NOTICE: BY THE COURT: $158,200.77 /s/ Shawn M. Moynihan THAT all pre-foreclosure requireJudge of District Court ments have been complied with; that APPROVED: JAMES P. O'CONNELL no action or proceeding has been instiEXAMINER OF TITLES tuted at law or otherwise to recover the BY: /s/James P. O'Connell debt secured by said mortgage, or any JAMES P. O'CONNELL part thereof; Attorney for Petitioner: PURSUANT to the power of sale con- Orin J. Kipp t a i n e d i n s a i d m o r t g a g e , t h e Wilford & Geske above-described property will be sold 8425 Seasons Parkway, Suite 105 by the Sheriff of said county as fol- Woodbury, MN 55125 lows: Attendance is not required at said DATE AND TIME OF SALE: July 01, hearing except to object to the entry of 2011 at 10:00 AM the above described Order. PLACE OF SALE: Dakota County 2601570 5/12-5/19/11 Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota NOTICE OF MORTGAGE to pay the debt secured by said mortFORECLOSURE SALE gage and taxes, if any, on said preTHE RIGHT TO VERIFICATION mises and the costs and disbursements, including attorney fees allowed OF THE DEBT AND IDENTITY OF by law, subject to redemption within THE ORIGINAL CREDITOR WITHIN six (6) months from the date of said THE TIME PROVIDED BY LAW IS sale by the mortgagor(s), their per- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that sonal representatives or assigns. If the Mortgage is not reinstated default has occurred in conditions of under Minn. Stat. §580.30 or the prop- the following described mortgage: DATE OF MORTGAGE:June 4, 1999 erty is not redeemed under Minn. Stat. MORTGAGORS:W i l l i a m H . L a d w i g §580.23, the Mortgagor must vacate and Rochelle M. Prom, Both Single. the property on or before 11:59 p.m. on MORTGAGEE:C h a s e M a n h a t t a n January 01, 2012, or the next business day if January 01, 2012 falls on a Mortgage Corporation. DATE AND PLACE OF RECORDING: Saturday, Sunday or legal holiday. Recorded July 2, 1999, Dakota Mortgagor(s) released from financial C o unty Recorder, Document No. obligation: NONE THIS COMMUNICATION IS FROM 1618579. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR ATTEMPTAssigned to: U.S. Bank, National ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE Association S/B/M to The Leader Mortgage Company, Dated: June 4, 1999, USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Recorded: July 2, 1999, Document No. THE DEBT AND IDENTITY OF THE 1618580. TRANSACTION AGENT: NONE ORIGINAL CREDITOR WITHIN THE TRANSACTION AGENT'S MORTTIME PROVIDED BY LAW IS NOT GAGE IDENTIFICATION NUMBER ON AFFECTED BY THIS ACTION. MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR LENDER OR BROKER AND MORTREDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- G A G E O R I G I N A T O R S T A T E D O N RESENTATIVES OR ASSIGNS, MAY BE MORTGAGE: Chase Manhattan MortREDUCED TO FIVE WEEKS IF A JUDI- gage Corporation RESIDENTIAL MORTGAGE SERCIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- 16163 Flagstaff Court South, RoseGAGED PREMISES ARE IMPROVED mount, MN 55068 TAX PARCEL I.D. #: 225135128001 WITH A RESIDENTIAL DWELLING OF LEGAL DESCRIPTION OF PROPLESS THAN FIVE UNITS, ARE NOT ERTY: PROPERTY USED IN AGRICULTURAL Lot 28, Block 1, Niakwa Village 2nd PRODUCTION, AND ARE ABANDONED. Addition DATED: May 19, 2011 COUNTY IN WHICH PROPERTY IS ASSIGNEE OF MORTGAGEE: U.S. Bank National Association LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF as Trustee MORTGAGE:$98,160.00 Wilford & Geske, P.A. AMOUNT DUE AND CLAIMED TO BE Attorneys for Assignee of Mortgagee DUE AS OF DATE OF NOTICE, INCLUDLawrence A. Wilford ING TAXES, IF ANY, PAID BY MORTJames A. Geske GAGEE:$87,734.09 8425 Seasons Parkway, Suite 105 That prior to the commencement of Woodbury, MN 55125-4393 this mortgage foreclosure proceeding (651) 209-3300 Mortgagee/Assignee of Mortgagee comFile Number: 016546F01 2608130 5/19-6/23/11 plied with all notice requirements as

PUBLIC NOTICE

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�� and the costs and disburse premises, ments, including attorneys' fees �� plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571337 4/14-5/19/11

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571389 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Recorded: September 22, 2010 Dakota County Recorder Document Number: 2754137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $563,156.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 27, 2011, or the next business day if November 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor Trustee to Bank of America, N.A., as Trustee, as successor by merger to LaSalle Bank National Association, as Indenture Trustee for the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F03 2569775 4/14-5/19/11

PUBLIC NOTICE

SUMMONS Without Real Estate State of Minnesota County Dakota District Court First Judicial District Court File Number: _______ Case Type: Dissolution without Children In Re the Marriage of: Alemnesh A. Reda, Petitioner and Hailemariam Gebremariam, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the Court Administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer , the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THE ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED; (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (A) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (B) BY AN AGREEMENT OF THE PARTIES IN WRITING, OR (C) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. (2) NEITHER PARTY MAY HARASS THE OTHER PARTY. (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, Y O U A R E N O T R E Q U I R ED T O T R Y MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT Dated: 9-7-10 Alemnesh A Reda, 1961 Chipman Ct. Eagan, MN 55122 2614359 5/19-6/2/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1551 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, in Relation to Certificate of Title No. 123974 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11) in Tilsen’s Highland Heights Plat 2 according to the plat thereof. TO: JAMES R. ROTHGARN; COLLEEN GANNON-ROTHGARN; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested appear before this Court on the 22nd day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 123974 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorial of Document No. 12555 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 666515, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service o f Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: April 12, 2011 BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 Attendance is not required at said hearing except to object to the entry of the above described Order. 2601633 5/12-5/19/11

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4720 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571284 4/14-5/19/11

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5587 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571372 4/14-5/19/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No. 19HA-CV-10-5763 _________________________________ Morgan Square LLC, a Minnesota limited liability company, Plaintiff, v. Lakeville Land, Ltd. Limited Partnership; Theresa Fleming; Ashley S. Larsen; Tiana A. Richardson; Tammy L. Felbab; Stephen K. Tempesta and Kelly Jo Tempesta; Nicholas K. Selimos and Bufi E. Selimos; Dean W. Bruemmer Jr. and Kelsey Bruemmer; EmPark Properties LLC; Kenneth F. Williams and Pamela Johnson; Freddy Diaz; David Aguilera and Ramona A. Aaseby-Aguilera; Jason Ramola and Karen T. Vogel; James W. Johnson; Robert H. Kanter; David A. Bester and Lanetha J. Bester; Daniel J. Stanton and Stephanie A. Stanton; Alexander J. Nelson and Monique Hand; BA Real Estate LLC; Leah E. Arnold, Roy Arnold and Sharon Arnold; Margaret A. Pierce and Edwin W. Heskett; Joy L. Osika; David J. Eng; Richard L. Hanes; Rodney Edlund; Jason K. Cullen; Douglas F. Aldrich; Federal Home Loan Mortgage Corporation; Jeremy Welke; Jennifer Sucha; Stephanie M. Gyasi and Simon K. Gyasi; Laurie M. Jackson; Dane C. Fox; Michael T. Gergen; Jason D. Grovom; Greg A. Schlosser; Timothy M. Conboy; Kristin K. Ksilander-Larson; Lacey M. Bruner; Keith S. Mendonsa; Linda J. Yi; Phillip S. Carlson; Kevin J. Mowery and Ashley E. Mowery; Dolphin Enterprises, Inc., a California corporation; Gregory Dulgarian and Irene-Rose Hougasian; Tyler J. Undem and Erica M. Undem; Alan Isaacs and Sheri Issaacs; JoBeth K. Thompson and Scott R. Thompson; Fairfield Bay Investments, LLC; Cheryl L. MacLeod; Harry’s Cafe, LLC; Weigh LLC; Muller Family Theatres of Lakeville, LLC; Oreo Corp., an Ohio corporation; Wells Fargo Bank, N.A.; Affinity Plus Federal Credit Union; Mortgage Electronic Registrations Systems, Inc.; Bank of America, N.A.; Ohio Savings Bank; Federal National Mortgage Association; The First National Bank & Trust Co. of Iron Mountain; Summit Mortgage Corporation; CitiMortgage, Inc; Federal Home Loan Mortgage Corporation; JP Morgan Chase Bank, N.A.; Think Mutual Bank; BAC Home Loans Servicing LP; Robert J. Pond, Trustee of the Robert J. Pond Living Trust dated January 26, 1977; Anchor Bank Saint Paul, NA; First American Bank, National Association; Bremer Bank, National Association; Morgan Square Homeowners Association; and the City of Lakeville, and Dakota County Community Development Agency, and Affordable R & R Services, Inc. Defendants. __________________________________ THIS SUMMONS IS DIRECTED TO TIANA A RICHARDSON; NICHOLAS K. SELIMOS; BUFI E. SELIMOS; DANE C. FOX; JASON K. CULLEN. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Gavin Law Office, PLC 207 N. Chestnut Street, Suite 150

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207 N. Chestnut Street, Suite 150 Chaska, MN 55318 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. Y o u m a y wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lots 1, 2 and 3, Block 1; Lots 1, 2 and 3, Block 2; Outlots B, C, and D, all in Lakeville Commerce Center; Outlot E, Lakeville Commerce Center (replatted as Morgan Square and Morgan Square 2nd Addition); and The North 660.06 feet of the East 660 feet of the Northeast Quarter of Section 35, Township 114, Range 21. SEE ATTACHED LIST FOR INDIVIDUAL PROPERTY ADDRESSES AND LEGAL DESCRIPTIONS. The object of this action is a declaration by the Court of certain rights and obligations under a Declaration of Covenants, Conditions and Restrictions recorded as Document No. 1422893, as amended by Document Nos. 1580119 and 2072626, in the Office of the Dakota County Recorder. GAVIN LAW OFFICE, PLC /s/ Dean G. Gavin, #024683 207 N. Chestnut St., Suite 150 Chaska, MN 55318 (952) 368-4199 James D. Bates, #5265 16670 Franklin Trail SE, Suite 250 Prior Lake, MN 55372 (952) 226-2100 ATTORNEYS FOR PLAINTIFF 2615101 5/19-6/2/11P

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proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10223 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571266 4/14-5/19/11

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ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5456 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571321 4/14-5/19/11

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 3 , 2003 MORTGAGORS:S t e v e n M . R g n o n t i and Jean M. Rgnonti, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 3, 2004, Dakota County Recorder, Document No. 2171431. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1780 96TH Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 204740002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Marcott Lakes Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$517,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$571,554.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571594 4/14-5/19/11

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SUMMONS STATE OF WISCONSIN JEFFERSON COUNTY CIRCUIT COURT BRANCH 2 CASE NO. 2011-CV-184 Case Code: 40101 Personal Injury-Auto Amount Claimed is Greater Than $5,000.00 CAROLANNE R. PISKULA, individually and in her capacity as parent and natural guardian of ROBERT S. PISKULA, date of birth 01-15-2008, S65W18680 Gem Drive, Muskego, WI 53150 -andRANDOLPH S. PISKULA, JR., individually and in his capacity as parent and natural guardian of Robert S. Piskula, 304 Hillside Circle, Johnson Creek, WI 53038 Plaintiffs, -vsGERALD L. STRAUSS, N3529 Highway E Sullivan WI 53178 JAMIE M. FUGATE, 441 Chapel Hill Drive Johnson Creek, WI 53037 AAA INSURANCE 600 Traveler’s Trail West Burnsville, MN 55337, Defendants. -andANTHEM BLUE CROSS AND BLUE SHIELD P.O. Box 10888 Green Bay, WI 54307, Subrogated Party THE STATE OF WISCONSIN To Each Person Named Above as a Defendant: You are hereby notified that the plaintiffs named above have filed a lawsuit or other legal action against you. Within 40 days after May 12, 2011, you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the Court, whose address is Clerk of Circuit Court, Jefferson County Courthouse, 320 South Main Street, Jefferson, Wisconsin, 53549, and to the plaintiffs’ attorney, whose address is 231 S. Main Street, P.O. Box 375, Jefferson, Wisconsin, 53549. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the Court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 4th day of May, 2011. CRIMINAL DEFENSE & CIVIL LITIGATION A Limited Liability Company Attorneys for Plaintiffs By: MICHAEL C. WITT State Bar No. 1013758 231 South Main Street P.O. Box 375 Jefferson, WI 53549 920/674-7824 (Phone) 920/674-7829 (Fax) 2600763 5/12-5/26/11P

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�� OF ��SALE: ��June 03, ADDRESS: DATE AND TIME MORTGAGED PROPERTY 1463 Woodhill Road, Burnsville, MN 2011 at 10:00 AM PLACE OF SALE: Dakota County 55337 Law Enforcement Center, 1580 HighTAX PARCEL I.D. #: 028220202080 LEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, Minnesota ERTY: Lot 8, Block 2, Vista View 3rd Addi- to pay the debt secured by said mortgage and taxes, if any, on said pretion COUNTY IN WHICH PROPERTY IS mises and the costs and disbursements, including attorney fees allowed LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE: $89,300.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns. ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE: $65,424.51 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as December 03, 2011, or the next busirequired by statute; That no action or ness day if December 03, 2011 falls on proceeding has been instituted at law a Saturday, Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: June 10, THE RIGHT TO VERIFICATION OF 2011 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 Hwy T I M E P R O V I D E D B Y L A W I S N O T 55, Lobby #S-100, Hastings, MN AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, PRODUCTION, AND ARE ABANDONED. the date on or before which the mortDATED: April 21, 2011 gagor(s) must vacate the property if the ASSIGNEE OF MORTGAGEE: The mortgage is not reinstated under secBank of New York Mellon Trust tion 580.30 or the property is not Company, National Association redeemed under section 580.23 is fka The Bank of New York Trust 11:59 p.m. on December 12, 2011, Company, N.A. as successor to unless the redemption period is JPMorgan Chase Bank N.A. as reduced to 5 weeks under MN Stat. Trustee Secs. 580.07 or 582.032. Wilford & Geske, P.A. MORTGAGOR(S) RELEASED FROM Attorneys for Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- Lawrence A. Wilford GAGE: None James A. Geske "THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 009916F02 REDUCED TO FIVE WEEKS IF A JUDI- 2579024 4/21-5/26/11 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF DEBT AND IDENTITY OF THE OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: April 13, 2011. default has occurred in conditions of JPMorgan Chase Bank, N.A. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: J u n e 1 0 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 2008 MORTGAGORS: Shelly Nevels and Mortgagee Curtis Fox, both single. 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 60-3642 THIS IS A COMMUNICATION FROM R e c o r d e d J u n e 1 8 , 2 0 0 8 , D a k o t a County Recorder, Document No. A DEBT COLLECTOR. 2580283 4/21-5/26/11 2597422. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 31, 2011. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE Electronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN that TRANSACTION AGENT'S MORTdefault has occurred in the conditions GAGE IDENTIFICATION NUMBER ON of the following described mortgage: MORTGAGE: 100249120000154059 DATE OF MORTGAGE: December 21, LENDER OR BROKER AND MORT2005 GAGE ORIGINATOR STATED ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Marketplace Home MortMORTGAGE: $121,600.00 gage, LLC MORTGAGOR(S): Carlos D. Rocha, RESIDENTIAL MORTGAGE SERmarried VICER: CitiMortgage, Inc. MORTGAGEE: Mortgage Electronic MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. 17355 Greenview Circle, Lakeville, MN DATE AND PLACE OF RECORDING: 55044 Recorded: March 16, 2006 Dakota TAX PARCEL I.D. #: 221710012004 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2412855 ERTY: ASSIGNMENTS OF MORTGAGE: Lot 12, Block 4, Cherry View First And assigned to: The Bank of New Addition, Dakota County, Minnesota. York Mellon Trust Company, National COUNTY IN WHICH PROPERTY IS Association fka The Bank of New York LOCATED: Dakota Trust Company, N.A. as successor to ORIGINAL PRINCIPAL AMOUNT OF JPMorgan Chase Bank N.A. as Trustee MORTGAGE: $272,330.00 Dated: April 13, 2011 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE: $273,483.74 cation Number: 100031432005120338 That prior to the commencement of Lender or Broker: First Guaranty this mortgage foreclosure proceeding Mortgage Corporation Mortgagee/Assignee of Mortgagee comResidential Mortgage Servicer: GMAC plied with all notice requirements as Mortgage, LLC required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t LOCATED: Dakota secured by said mortgage, or any part Property Address: 1268 Timber- thereof; shore Ln, Eagan, MN 55123-1019 PURSUANT to the power of sale conT a x P a r c e l I D N u m b e r : tained in said mortgage, the above 10-76502-010-08 described property will be sold by the L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: ERTY: Lot 1, Block 8, Timbershore DATE AND TIME OF SALE: June 3, Third Addition, Dakota County, Min- 2011 at 10:00 AM nesota. PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy D U E A S O F D A T E O F N O T I C E : 55, Lobby #S-100, Hastings, MN $119,849.31 to pay the debt then secured by said THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of part thereof; said sale by the mortgagor(s), their PURSUANT to the power of sale con- personal representatives or assigns t a i n e d i n s a i d m o r t g a g e , t h e unless reduced to Five (5) weeks under above-described property will be sold MN Stat. §580.07. by the Sheriff of said county as folTIME AND DATE TO VACATE PROPlows: DATE AND TIME OF SALE: June 03, ��

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�� CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION �� TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5848 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580137 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 9 , 2008 MORTGAGORS: Michelle Kuyatt and Brian S. Kuyatt, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2008, Dakota County Recorder, Document No. 2616420. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 26, 2010, Recorded: May 11, 2010, Document No. 2729615. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100113800001146443 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Land Home Financial Services RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17590 Italy Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221940204002 LEGAL DESCRIPTION OF PROPERTY: Lot Four, Block Two, Dakota Heights Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $323,727.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $345,353.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580511 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,600.00 MORTGAGOR(S): Mark R. Schreiber, single MORTGAGEE: MidCountry Bank DATE AND PLACE OF REGISTERING: Registered: December 21, 2004 Dakota County Registrar of Titles Document Number: 554798 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 19, 2004 Registered: December 21, 2004 Dakota County Registrar of Titles Document Number: 554799 And assigned to: New York Community Bank Dated: April 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500026668054 Lender or Broker: MidCountry Bank Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134598 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11226 204th St W, Lakeville, MN 55044-4696 Tax Parcel ID Number: 22-71390-002-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1002, Common Interest Community No. 340, Springbrook Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,004.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020194F01 2573991 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 1987 MORTGAGOR: John M. Parranto, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank as successor by merger to Home Savings of America, F.A.. DATE AND PLACE OF RECORDING: Registered January 5, 1988, Dakota County Registrar of Titles, Document No. 197073, Certificate of Title No. 109791. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank as successor by merger to Home Savings of America, F.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4797 Richard Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 103297527001 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven (27), Block One (1), in Hillcrest Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,521.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: May 10, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2616193 5/19-6/23/11

PUBLIC NOTICE

MORTGAGE: 100021278908410942 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3309 West Park Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-83580-190-03 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, West Park, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,535.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580090 4/21-5/26/11

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $92,327.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 7, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2578988 4/21-5/26/11

PUBLIC NOTICE

DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2157 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580344 4/21-5/26/11

PUBLIC NOTICE

��

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 11, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1173 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580399 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Brian F. Sweeney and Marlys S. Sweeney, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered August 27, 2004, Dakota County Registrar of Titles, Document No. 546304, Certificate of Title No. 121096. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as trustee for WaMu Mortgage Pass-Through Certificates Series 2004-PR2 Trust, Dated: November 10, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 9029 Coffman Circle, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203270007003 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Three (3), Hidden Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $323,748.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580666 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 MORTGAGOR(S): Lucas I. Haagenson and Breanne M. Haagenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document Number: 2477354 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0060120040-0 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1212 E 131st St, Burnsville, MN 55337-3924 Tax Parcel ID Number: 02-17002-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Chateaulin Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $176,859.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020293F01 2614714 5/19-6/23/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: April 27, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended Declaration of Crystal Lake Townhome Association (hereinafter the "Association") which was recorded on November 7, 2006, as Document No. 2473888, in the Office of the County Recorder of Dakota County, Minnesota, and as Document No. 600698 in the office of the Registrar of Titles office, and pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 57, Block 1, CIC #580, Crystal Hills, a/k/a Crystal Lake Townhomes STREET ADDRESS: 16255 Crystal Hills Drive, Lakeville, MN 55044 T A X P A R C E L I D N U M B E R: 22-18550-01-570 2. Pursuant to said Amended Declaration, there is claimed to be due and owing as of April 27, 2011, from John B. Yung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,188.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after April 27, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 11, 2011, as Document No. 2795699 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Amended Declaration and granted by the owner in taking title to the premises subject to said Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 8th day of July, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 8, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CRYSTAL LAKE TOWNHOME ASSOCIATION Attorneys for Crystal Lake Townhome Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Crystal Lake Townhome Yung/08-7-312D) 2612103 5/19-6/23/11

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1291 Windcrest Avenue, Eagan, MN 55123 TAX PARCEL I.D. #: 101417506001 LEGAL DESCRIPTION OF PROPERTY: Lot Six, Block One, Birch Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,738.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5846 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580601 4/21-5/26/11

PUBLIC NOTICE

��

�� is ��not �� proceeding this mortgage foreclosure If the Mortgage reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t December 03, 2011, or the next busisecured by said mortgage, or any part ness day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. thereof; PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: June 2, ING TO COLLECT A DEBT. ANY 2011 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: S h e r i f f ' s O f f i c e , USED FOR THAT PURPOSE. Law Enforcement Center, 1580 Hwy THE RIGHT TO VERIFICATION OF 55, Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 tion 580.30 or the property is not ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is Nationstar Mortgage, LLC 11:59 p.m. on December 2, 2011, u n l e s s t h e r e d e m p t i o n p e r i o d i s Wilford & Geske, P.A. Stat. MN to 5 weeks under Attorneys for Assignee of Mortgagee reduced Lawrence A. Wilford Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM James A. Geske FINANCIAL OBLIGATION ON MORT- 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 GAGE: None "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 018960F01 4/21-5/26/11 THE MORTGAGOR'S PERSONAL REP- 2574705 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: April 11, 2011. DATE OF MORTGAGE: July 8, 2004. JPMorgan Chase Bank, N.A. MORTGAGOR(S): Peter Sarff, a Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. single man. MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc., a Delaware Mortgagee corporation, as nominee for Summit 4500 Park Glen Road #300 Mortgage Corporation, a Minnesota Minneapolis, MN 55416 corporation. (952) 925-6888 DATE AND PLACE OF RECORDING: 60-3450 THIS IS A COMMUNICATION FROM Filed August 5, 2004, Dakota County Recorder as Document No. 2234616. A DEBT COLLECTOR. ASSIGNMENT(S) OF MORTGAGE: 2580642 4/21-5/26/11 Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company by assignment dated January 31, NOTICE OF MORTGAGE 2011, filed for record February 16, FORECLOSURE SALE 2011, as Document No. 2786681. NOTICE IS HEREBY GIVEN that The land described in said mortgage default has occurred in the conditions is not registered land. of the following described mortgage: MORTGAGE HOLDER (as defined in DATE OF MORTGAGE: July 21, 2006 section 58.02): ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent: NA. MORTGAGE: $221,920.00 Transaction Agent’s Mortgage IdentiMORTGAGOR(S): Maleigh A. Ander- fication Number on Mortgage: NA. son and Robert J. Anderson, wife and Lender or Broker: Bayview Loan husband Servicing, LLC. MORTGAGEE: Mortgage Electronic Residential Mortgage Servicer: NA. Registration Systems, Inc. MORTGAGE ORIGINATOR (as defined DATE AND PLACE OF REGISTER- in section 58.02): Mortgage Electronic ING: Registration Systems, Inc., a Delaware Registered: August 01, 2006 Dakota corporation, as nominee for Summit County Registrar of Titles Mortgage Corporation, a Minnesota Document Number: 595059 corporation. ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: And assigned to: Nationstar Mort- 5086 147th Street West, Apple Valley, gage, LLC MN 55124. Dated: April 09, 2011 TAX PARCEL I.D. NO.: Transaction Agent: Mortgage Elec- 01-20505-051-01. tronic Registration Systems, Inc. LEGAL DESCRIPTION OF PROPTransaction Agent Mortgage Identifi- ERTY: Lot 51, Block 1, Diamond Path cation Number: 100011520037149590 Sixth Addition, Dakota County, MinneLender or Broker: CitiMortgage, Inc. sota. Residential Mortgage Servicer: COUNTY IN WHICH PROPERTY IS Nationstar Mortgage, LLC LOCATED: Dakota. Mortgage Originator: Not Applicable ORIGINAL PRINCIPAL AMOUNT OF CERTIFICATE OF TITLE NUMBER: MORTGAGE: $143,920.00. 140416 AMOUNT CLAIMED TO BE DUE ON COUNTY IN WHICH PROPERTY IS THE MORTGAGE ON THE DATE OF LOCATED: Dakota THIS NOTICE: $146,268.47. Property Address: 207 Heritage Cir S, The holder of the mortgage has comBurnsville, MN 55337-2617 plied with all conditions precedent to T a x P a r c e l I D N u m b e r : acceleration of the debt secured by the 02-32500-090-03 mortgage and foreclosure of the mortL E G A L D E S C R I P T I O N O F P R O P - gage and all notice and other requireERTY: Lot Nine (9) in Block Three (3) ments of applicable statutes. That no of Heritage Estates, Dakota County, action or proceeding has been instiM i n n e s o t a , a c c o r d i n g t o t h e d u l y tuted at law or otherwise to recover the recorded plat thereof on file with the debt secured by said mortgage, or any Register of Deeds in and for Dakota part thereof. County, Minnesota. PURSUANT to the power of sale conAMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the above D U E A S O F D A T E O F N O T I C E : described property will be sold by the $226,553.60 Sheriff of said county as follows: THAT all pre-foreclosure requireDATE AND TIME OF SALE: June 9, ments have been complied with; that 2011 at 10:00 a.m. no action or proceeding has been instiPLACE OF SALE: Sheriff's main tuted at law or otherwise to recover the o f f i c e i n t h e D a k o t a C o u n t y L a w debt secured by said mortgage, or any Enforcement Center, 1580 Highway 55, part thereof; that this is registered Lobby #S-100, in the City of Hastings, property; County of Dakota, State of Minnesota. PURSUANT to the power of sale conto pay the debt then secured by said t a i n e d i n s a i d m o r t g a g e , t h e mortgage, and taxes, if any, on said above-described property will be sold premises, and the costs and disburseby the Sheriff of said county as fol- m e n t s , i n c l u d i n g a t t o r n e y s ’ f e e s lows: allowed by law subject to redemption DATE AND TIME OF SALE: June 03, within six (6) months from the date of 2011 at 10:00 AM said sale by the mortgagor(s), their PLACE OF SALE: Dakota County personal representatives or assigns. If Law Enforcement Center, 1580 High- the Mortgage is not reinstated under way 55, Lobby S-100, Hastings, Minne- Minn. Stat. §580.30, the property is not sota redeemed under Minn. Stat. §580.23, to pay the debt secured by said mort- o r t h e r e d e m p t i o n p e r i o d i s n o t gage and taxes, if any, on said pre- reduced under Minn. Stat. §582.032, mises and the costs and disburse- the Mortgagor must vacate the propments, including attorney fees allowed e r t y o n o r b e f o r e 1 1 : 5 9 p . m . o n by law, subject to redemption within December 9, 2011, or the next busisix (6) months from the date of said ness day if December 9, 2011 falls on a sale by the mortgagor(s), their per- Saturday, Sunday or legal holiday. sonal representatives or assigns. If the Mortgage is not reinstated ��

PUBLIC NOTICE

�� Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: April 13, 2011. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2574513 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2007 MORTGAGOR: Christopher L. Tobias and Misty M. Koepke, both single persons MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded July 19, 2007, in the office of the County Recorder, as Document No. 2531535, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 4092 Meadowlark Road South, Eagan, Minnesota 55122 TAX PARCEL I.D. NO. 10-32952-050-08 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Hillandale Addition No. 3, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 718414, as amended, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,568.09 INTEREST RATE AND PER DIEM: Current interest rate is 2.5%, with a daily per diem of $12.22. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: December 17, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1

2596593

5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 04, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,800.00 MORTGAGOR(S): Angela M. Lynn, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2007 Dakota County Recorder Document Number: 2519361 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 30, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002811388 Lender or Broker: J.M. Trout Enterprises, Inc. dba JMT Mortgage Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4501 Cinnamon Ridge Trl # B, Eagan, MN 55122-2375 Tax Parcel ID Number: 10-17400-173-00 LEGAL DESCRIPTION OF PROPERTY: Unit No. 33, Building E, Cinnamon Ridge Carriage Homes, Condominium File No. 41, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,493.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019063F01 2609536 5/19-6/23/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L. Harvey, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage LLC. Dated: January 21, 2011 Recorded: February 02, 2011 Dakota County Recorder Document Number: 2783793 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557

cation Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,511.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017621F03 2578971 4/21-5/26/11

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., As Trustee, For The Certificateholders, Mastr Asset B a c k e d S e c u r i t i e s T r u s t 2007-NCW Mortgage Pass-Through Certificates Series 2007-NCW Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020265F01 2575973 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 MORTGAGOR(S): Michael Wekseth and Leah Schmidt, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422566 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: March 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003023-0601000470-7 Lender or Broker: Lenox Financial Mortgage Corp. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1213 Larch St, Farmington, MN 55024-1791 Tax Parcel ID Number: 14-22505-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,718.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019871F01 2578899 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,600.00 MORTGAGOR(S): Brian C. Bauman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 13, 2004 Dakota County Registrar of Titles Document Number: 536915 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Bank Dated: March 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401426051385 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131646 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19681 Meadowlark Way, Farmington, MN 55024-2013 Tax Parcel ID Number: 14-82501-254-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 254, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,714.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: SunTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019734F01 2578871 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12922 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Philo Cleigh, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Four Hundred Eighty-Six and no/100 for condominium ($4,486.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 29, 2010, and recorded March 31, 2011, as Document No. 2793961 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 29, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 29, 2011. Dated: May 3, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441168 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2605365 5/12-6/16/11

PUBLIC NOTICE

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DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $198,191.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2241 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580368 4/21-5/26/11

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580777 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,200.00 MORTGAGOR(S): Roger A. Glewwe, an unmarried person (male) MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261277 ASSIGNMENTS OF MORTGAGE: And assigned to: Unity One Federal Credit Union Dated: March 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029003641991558 Lender or Broker: CU Members Mortgage, a division of Colunial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 985 Allen Ave, West Saint Paul, MN 55118-1314 Tax Parcel ID Number: 42-38000-040-45 LEGAL DESCRIPTION OF PROPERTY: North 48 feet of Lot 4, Block 45, Jackson and Bidwell's Addition to West Saint Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,127.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Unity One Federal Credit Union Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019524F01 2573955 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2008 MORTGAGOR: Julie R. Gustason, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Recorded July 21, 2008, Dakota County Recorder, Document No. 2603549. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15668 Crestone Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 348131010010 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 10, Valley Oak Addition Replat, according to the plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,432.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 9, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10232 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2616120 5/19-6/23/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $570,000.00 MORTGAGOR(S): Ian D. Bethel and Lolita King, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 21, 2007 Dakota County Recorder Document Number: 2504113 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MASTR ASSET-BACKED SECURITIES TRUST 2 0 0 7 - N C W , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-NCW Dated: April 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100488910122534471 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19108 Iteri Ave, Lakeville, MN 55044-7923 Tax Parcel ID Number: 22.75827.03.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, The Greenway 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $649,620.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MASTR ASSET-BACKED SECURITIES TRUST 2007-NCW, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-NCW Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020388F01 2614728 5/19-6/23/11

PUBLIC NOTICE

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�� Group, Inc. n/k/a CitiMortgage, Inc. 1650 Hickory�� Hill �� Drive, Eagan, MN DATE AND PLACE OF RECORDING: 55122 TAX PARCEL I.D. #: 108460005002 Recorded April 4, 2005, Dakota County LEGAL DESCRIPTION OF PROPRecorder, Document No. 2310094. A S S I G N M E N T S O F M O R T G A G E : ERTY: NONE Lot 5, Block 2, Woodgate. TRANSACTION AGENT: NONE COUNTY IN WHICH PROPERTY IS T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE MORTGAGE: $131,250.00 AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: ABN AMRO Mortgage ING TAXES, IF ANY, PAID BY MORTGroup, Inc. n/k/a CitiMortgage, Inc. GAGEE: $128,555.73 That prior to the commencement of RESIDENTIAL MORTGAGE SERthis mortgage foreclosure proceeding VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com16340 Gladiola Avenue West, Rose- plied with all notice requirements as required by statute; That no action or mount, MN 55068 proceeding has been instituted at law TAX PARCEL I.D. #: 222117002470 LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t ERTY: secured by said mortgage, or any part Lot 47, Block 2, Donnays Valley thereof; Park, Dakota County, Minnesota PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $170,000.00 DATE AND TIME OF SALE: June 9, AMOUNT DUE AND CLAIMED TO BE 2011 at 10:00 AM DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE: S h e r i f f ' s O f f i c e , ING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 Hwy GAGEE: $169,201.31 55, Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the above TIME AND DATE TO VACATE PROPdescribed property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n Sheriff of said county as follows: owner-occupied, single-family dwellDATE AND TIME OF SALE: June 9, ing, unless otherwise provided by law, 2011 at 10:00 AM the date on or before which the mortPLACE OF SALE: S h e r i f f ' s O f f i c e , gagor(s) must vacate the property if the Law Enforcement Center, 1580 Hwy mortgage is not reinstated under sec55, Lobby #S-100, Hastings, MN tion 580.30 or the property is not to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 1 1 : 5 9 p . m . o n D e c e m b e r 9 , 2 0 1 1 , premises, and the costs and disburse- u n l e s s t h e r e d e m p t i o n p e r i o d i s m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s reduced to 5 weeks under MN Stat. allowed by law subject to redemption Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM within six (6) months from the date of said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: None "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 1 1 : 5 9 p . m . o n D e c e m b e r 9 , 2 0 1 1 , LESS THAN FIVE UNITS, ARE NOT u n l e s s t h e r e d e m p t i o n p e r i o d i s PROPERTY USED IN AGRICULTURAL reduced to 5 weeks under MN Stat. P R O D U C T I O N , A N D A R E Secs. 580.07 or 582.032. ABANDONED." MORTGAGOR(S) RELEASED FROM Dated: April 13, 2011. FINANCIAL OBLIGATION ON MORTDeutsche Bank National Trust GAGE: None Company, as trustee "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. REPMORTGAGOR'S PERSONAL Attorneys for Mortgagee/Assignee of THE RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 40-3323 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 2580116 4/21-5/26/11 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: April 15, 2011. NOTICE IS HEREBY GIVEN that CitiMortgage, Inc. default has occurred in the conditions Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. of the following described mortgage: DATE OF MORTGAGE: November 13, Attorneys for Mortgagee/Assignee of 2002 Mortgagee ORIGINAL PRINCIPAL AMOUNT OF 4500 Park Glen Road #300 MORTGAGE: $146,205.00 Minneapolis, MN 55416 David Anderson, a MORTGAGOR(S): (952) 925-6888 single individual 10-5876 MORTGAGEE: Bank of America, N.A. THIS IS A COMMUNICATION FROM DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded: January 30, 2003 Dakota 2580173 4/21-5/26/11 County Recorder Document Number: 1992266 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE And assigned to: BAC Home Loans FORECLOSURE SALE Servicing, L.P. THE RIGHT TO VERIFICATION Dated: April 18, 2011 OF THE DEBT AND IDENTITY OF Transaction Agent: Not Applicable THE ORIGINAL CREDITOR WITHIN Transaction Agent Mortgage IdentifiTHE TIME PROVIDED BY LAW IS cation Number: Not Applicable NOT AFFECTED BY THIS ACTION. Lender or Broker: Bank of America, NOTICE IS HEREBY GIVEN, that N.A. default has occurred in conditions of Residential Mortgage Servicer: BAC the following described mortgage: Home Loans Servicing, L.P. DATE OF MORTGAGE: J a n u a r y 2 0 , Mortgage Originator: Not Applicable 2004 COUNTY IN WHICH PROPERTY IS MORTGAGORS: J a m e s R . M u e l l e r LOCATED: Dakota and Mary C. Mueller, husband and Property Address: 14589 Evergreen wife. Trl, Apple Valley, MN 55124-5740 MORTGAGEE: A r g e n t M o r t g a g e Tax Parcel ID Number: Company, LLC. 01-48845-057-20 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPR e c o r d e d M a r c h 2 , 2 0 0 4 , D a k o t a ERTY: Unit No. 57, Common Interest County Recorder, Document No. C o m m u n i t y N o . 1 2 4 , M i s t w o o d 2181237. Courthomes, Dakota County, MinneA S S I G N M E N T S O F M O R T G A G E : sota Assigned to: Deutsche Bank National AMOUNT DUE AND CLAIMED TO BE Trust Company, as Trustee for Quest D U E A S O F D A T E O F N O T I C E : Trust 2004-X2, Asset Backed Certifi- $132,386.47 cates, Series 2004-X2, Dated: February THAT all pre-foreclosure require11, 2009, Recorded: February 17, 2009, ments have been complied with; that Document No. 2637609, and by Docu- no action or proceeding has been instiment No. 2368980. tuted at law or otherwise to recover the TRANSACTION AGENT: NONE debt secured by said mortgage, or any T R A N S A C T I O N A G E N T ' S M O R T - part thereof; GAGE IDENTIFICATION NUMBER ON PURSUANT to the power of sale conMORTGAGE: NONE tained in said mortgage, the LENDER OR BROKER AND MORT- above-described property will be sold G A G E O R I G I N A T O R S T A T E D O N by the Sheriff of said county as folMORTGAGE: Argent Mortgage Com- lows: pany, LLC DATE AND TIME OF SALE: June 03, R E S I D E N T I A L M O R T G A G E S E R - 2011 at 10:00 AM VICER: American Home Mortgage SerPLACE OF SALE: Dakota County vicing, Inc Law Enforcement Center, 1580 HighMORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN ��

PUBLIC NOTICE

�� the redemption period is u n l e s s �� reduced to 5 weeks under MN Stat. �� Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020339F01 2579009 4/21-5/26/11

PUBLIC NOTICE

Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580625 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 26, 2006 MORTGAGOR: Timothy H. Radant, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 3, 2006, Dakota County Recorder, Document No. 2465790. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: February 15, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516090061-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 2075 67th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201710010001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Chobans Lookout Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,052.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2580793 4/21-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: Kelly A. Aitkin and Wayne Apple Aitkin, wife and husband. MORTGAGEE: Superior Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379517. ASSIGNMENTS OF MORTGAGE: Assigned to: BNC Mortgage, Inc., Dated: October 19, 2005, Recorded: April 2, 2007, Document No. 2506820. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: November 4, 2005, Recorded: April 2, 2007, Document No. 2506821. And thereafter assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-1, Dated: August 6, 2010, Recorded: August 12, 2010, Document No. 2746030. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13517 South 1st Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325004030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Krestwood Knolls 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,717.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2011. U.S. Bank, National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4142 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2616144 5/19-6/23/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Timothy D Hauser and Vicki D Hauser, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2007 Dakota County Recorder Document Number: 2525609 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: April 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007882099-6 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15669 Heywood Ct, Apple Valley, MN 55124-7148 Tax Parcel ID Number: 01-45800-05-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5), Longridge First Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $252,598.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008145F02 2614571 5/19-6/23/11

PUBLIC NOTICE

ADDRESS: 9142 Tyne Lane, Inver Grove Heights, Minnesota 55077 TAX PARCEL I.D. NO. 20-18404-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Coventry Pass 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $313,353.93 INTEREST RATE AND PER DIEM: Current interest rate is 5.5%, with a daily per diem of $45.56. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: December 10, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 22, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1

2589412

4/28-6/2/11

PUBLIC NOTICE

DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589056 4/28-6/2/11

PUBLIC NOTICE

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owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2011. MetLife Home Loans, a division of MetLife Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-519 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589196 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2004 MORTGAGORS: Eduard S. Fisher and Vera Fisher, husband and wife. MORTGAGEE: U.S. Bank, National Association. DATE AND PLACE OF RECORDING: Registered March 5, 2004, Dakota County Registrar of Titles, Document No. 0531769, Certificate of Title No. 116066. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3147 Jurdy Court North, Eagan, MN 55121 TAX PARCEL I.D. #: 102096017001 LEGAL DESCRIPTION OF PROPERTY: LOT 17, BLOCK 1, DONNYWOOD COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,237.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1829 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589256 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2006 MORTGAGOR: J e s s i c a L . C a r r i l l o and Victor H. Carrillo Perez, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 18, 2006, Dakota County Registrar of Titles, Document No. 597642, Certificate of Title No. 140881. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 14, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351102953 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5773 143RD Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016670005210 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 5, in Scottsbriar 1st, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,173.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589247 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Shawn Knuth and Machelle Knuth husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415634 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC 4 Dated: July 14, 2010 Recorded: July 19, 2010 Dakota County Recorder Document Number: 2741247 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005853763 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16611 Havelock Ct, Lakeville, MN 55044-6243 Tax Parcel ID Number: 22-32901.01.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highview Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,170.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 2607667 5/19-6/23/11

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded October 31, 2005, Dakota County Recorder, Document No. 2376143. ASSIGNMENTS OF MORTGAGE: Assigned to: Sovereign Bank, FSB, Dated: October 14, 2005, Recorded: October 31, 2005, Document No. 2376144. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credo Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Sovereign Bank, FSB MORTGAGED PROPERTY ADDRESS: 13035 Penn Avenue South, Minneapolis, MN 55337 TAX PARCEL I.D. #: 025658003502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 13035, Park Valley, Common Interest Community No. 137, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,323.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. Sovereign Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589386 4/28-6/2/11

PUBLIC NOTICE

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�� OF ��SALE: ��June 10, by April 1, 2011 2009 , and recorded DATE AND TIME Document No. 2794233. 2011 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 3, and the South Half of Lot Law Enforcement Center, 1580 Hwy 2, Block 7, Hepburn Park Addition to 55, Lobby #S-100, Hastings, MN the City of St. Paul, According to the to pay the debt then secured by said recorded plat thereof on file and of Mortgage, and taxes, if any, on said record in the Office of the County premises, and the costs and disbursements, including attorneys' fees Recorder, Dakota County, Minnesota P R O P E R T Y A D D R E S S : 2 0 9 6 t h allowed by law subject to redemption Avenue South, South St. Paul, MN within six (6) months from the date of 55075 said sale by the mortgagor(s), their PROPERTY I.D: 36-32550-030-07 personal representatives or assigns COUNTY IN WHICH PROPERTY IS unless reduced to Five (5) weeks under LOCATED: Dakota MN Stat. §580.07. THE AMOUNT CLAIMED TO BE DUE TIME AND DATE TO VACATE PROPON THE MORTGAGE ON THE DATE OF E R T Y : I f t h e r e a l e s t a t e i s a n T H E N O T I C E : T w o H u n d r e d N i n e owner-occupied, single-family dwellT h o u s a n d F o r t y - F o u r a n d 9 7 / 1 0 0 ing, unless otherwise provided by law, ($209,044.97) the date on or before which the mortTHAT no action or proceeding has gagor(s) must vacate the property if the been instituted at law to recover the mortgage is not reinstated under secdebt secured by said mortgage, or any tion 580.30 or the property is not part thereof; that there has been com- redeemed under section 580.23 is pliance with all pre-foreclosure notice 11:59 p.m. on December 12, 2011, and acceleration requirements of said u n l e s s t h e r e d e m p t i o n p e r i o d i s mortgage, and/or applicable statutes; reduced to 5 weeks under MN Stat. PURSUANT, to the power of sale con- Secs. 580.07 or 582.032. tained in said mortgage, the above MORTGAGOR(S) RELEASED FROM described property will be sold by the FINANCIAL OBLIGATION ON MORTSheriff of said county as follows: GAGE: None DATE AND TIME OF SALE: 10:00 AM "THE TIME ALLOWED BY LAW FOR on June 14, 2011 REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Sheriff`s M a i n THE MORTGAGOR'S PERSONAL REPOffice, Law Enforcement Center, 1580 RESENTATIVES OR ASSIGNS, MAY BE Highway 55, Hastings MN 55033-2343 REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER mortgage and taxes, if any actually MINNESOTA STATUTES, SECTION paid by the mortgagee, on the pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s a l l o w e d b y l a w . T h e t i m e GAGED PREMISES ARE IMPROVED allowed by law for redemption by said WITH A RESIDENTIAL DWELLING OF mortgagor(s), their personal represen- LESS THAN FIVE UNITS, ARE NOT tatives or assigns is 6 months from the PROPERTY USED IN AGRICULTURAL date of sale. P R O D U C T I O N , A N D A R E "THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: April 18, 2011. REDEMPTION BY THE MORTGAGOR, Chase Home Finance LLC THE MORTGAGOR`S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 30-8261 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 4/28-6/2/11 P R O D U C T I O N , A N D A R E 2589287 ABANDONED." Dated: April 28, 2011 Deutsche Bank National Trust NOTICE OF MORTGAGE Company, as trustee for the FORECLOSURE SALE registered holders of Morgan N O T ICE IS HEREBY GIVEN that Stanley ABS Capital I Inc. Trust default has occurred in the conditions 2 0 0 7 - H E 5 M o r t g a g e Pass-Through Certificates, Series of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 2007-HE5 ORIGINAL PRINCIPAL AMOUNT OF Randall S. Miller & Associates, PLLC A t t o r n e y s f o r A s s i g n e e o f MORTGAGE: $157,100.00 MORTGAGOR(S): Jacqueline F. Pflugi Mortgage/Mortgagee Smitley and Anthony Smitley, wife and One Financial Plaza, 120 South Sixth Street, Suite 1100 husband MORTGAGEE: Mortgage Electronic Minneapolis, MN 55402 Registration Systems, Inc. Phone: 612-573-3677 DATE AND PLACE OF RECORDING: Our File No. 11MN00146-1 Recorded: July 05, 2007 Dakota THIS IS A COMMUNICATION FROM County Recorder A DEBT COLLECTOR. Document Number: 2528528 ASAP# 3975001 04/28/2011, ASSIGNMENTS OF MORTGAGE: 05/05/2011, 05/12/2011, 05/19/2011, And assigned to: Nationstar Mort05/26/2011, 06/02/2011 gage, LLC 2587380 4/28-6/2/11 Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOTICE OF MORTGAGE cation Number: 100139104915500534 FORECLOSURE SALE Lender or Broker: Residential MortTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF gage Group, Inc. Residential Mortgage Servicer: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Nationstar Mortgage, LLC Mortgage Originator: Not Applicable NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that COUNTY IN WHICH PROPERTY IS default has occurred in conditions of LOCATED: Dakota Property Address: 418 Frederick Cir, the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , Hastings, MN 55033-2635 2007 Tax Parcel ID Number: MORTGAGOR: Allan W. Giese, a mar- 19-17500-601-50 LEGAL DESCRIPTION OF PROPried person. MORTGAGEE: Mortgage Electronic ERTY: Unit No. 0601, Hastings CenRegistration Systems, Inc. tury South, CIC No. 336 AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota D U E A S O F D A T E O F N O T I C E : C o u n t y R e c o r d e r , D o c u m e n t N o . $164,675.41 THAT all pre-foreclosure require2540366. A S S I G N M E N T S O F M O R T G A G E : ments have been complied with; that Assigned to: Chase Home Finance LLC, no action or proceeding has been instiDated: April 21, 2010, Recorded: April tuted at law or otherwise to recover the 30, 2010, Document No. 2727632. debt secured by said mortgage, or any TRANSACTION AGENT: Mortgage part thereof; Electronic Registration Systems, Inc. PURSUANT to the power of sale conTRANSACTION AGENT'S MORT- t a i n e d i n s a i d m o r t g a g e , t h e GAGE IDENTIFICATION NUMBER ON above-described property will be sold MORTGAGE: 100073000818063414 by the Sheriff of said county as folLENDER OR BROKER AND MORT- lows: GAGE ORIGINATOR STATED ON DATE AND TIME OF SALE: June 10, MORTGAGE: Freedom Mortgage Corpo- 2011 at 10:00 AM ration PLACE OF SALE: Dakota County R E S I D E N T I A L M O R T G A G E S E R - Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: sota 4130 Diamond Drive, Eagan, MN 55122 to pay the debt secured by said mortTAX PARCEL I.D. #: 10-16700-050-05 gage and taxes, if any, on said preLEGAL DESCRIPTION OF PROP- mises and the costs and disburseERTY: ments, including attorney fees allowed Lot 5, Block 5, Cedar Grove No. 1, by law, subject to redemption within Dakota County, Minnesota. six (6) months from the date of said COUNTY IN WHICH PROPERTY IS sale by the mortgagor(s), their perLOCATED: Dakota sonal representatives or assigns. ORIGINAL PRINCIPAL AMOUNT OF If the Mortgage is not reinstated MORTGAGE: $213,975.00 under Minn. Stat. §580.30 or the propAMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat. DUE AS OF DATE OF NOTICE, INCLUD- §580.23, the Mortgagor must vacate ING TAXES, IF ANY, PAID BY MORT- the property on or before 11:59 p.m. on GAGEE: $242,870.03 December 10, 2011, or the next busiThat prior to the commencement of ness day if December 10, 2011 falls on this mortgage foreclosure proceeding a Saturday, Sunday or legal holiday. Mortgagee/Assignee of Mortgagee comMortgagor(s) released from financial plied with all notice requirements as obligation: NONE required by statute; That no action or THIS COMMUNICATION IS FROM proceeding has been instituted at law A DEBT COLLECTOR ATTEMPTo r o t h e r w i s e t o r e c o v e r t h e d e b t ING TO COLLECT A DEBT. ANY secured by said mortgage, or any part INFORMATION OBTAINED WILL BE thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF tained in said mortgage, the above THE DEBT AND IDENTITY OF THE described property will be sold by the ORIGINAL CREDITOR WITHIN THE Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, ��

PUBLIC NOTICE

�� ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019464F01 2588209 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Sheldon K. Anderson and Pamala A. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046449 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052599900964319 Lender or Broker: Lakes National Mortgage Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 697 Havenhill Rd, Eagan, MN 55123-1659 Tax Parcel ID Number: 10-32990-120-07 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7, Hills of Stonebridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,755.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019692F01 2606051 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2004 MORTGAGORS: Daniel L. Walby and Laura Gordon Walby a/k/a Laura Leanne Gordon Walby, husband and wife. MORTGAGEE: Time Home Loans. DATE AND PLACE OF RECORDING: Recorded March 16, 2004, Dakota County Recorder, Document No. 2185927. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co., Dated: February 23, 2004, Recorded: March 16, 2004, Document No. 2185928. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Time Home Loans RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 11026 Territorial Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410506002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, River Hills 6th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,787.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 11, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2616421 5/19-6/23/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for River Pointe Condominium Association, Inc. ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota, to-wit: Unit No. 4A, CIC No. 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 555573; Subject to

Declaration No. 555573; Subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof. Subject to encumbrances, liens and interests noted on CECT No. 134754. according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. (C/T 134773 or its successor) PROPERTY ADDRESS: 1111 Sibley Memorial Highway, Unit #4A, Lilydale, MN 55118 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Barbara J. Diebold and Deanna Jo Diebold, as Unit Owners, to River Pointe Condominium Association, Inc., the principal amount of Thirty-One Thousand One Hundred Forty-Nine and 50/100 ($31,149.50) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of River Pointe Condominium Association, Inc., as evidenced by that Notice of Lien dated March 17, 2011, and recorded April 13, 2011, as Document No. T678414 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 15, 2011, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on December 15, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 22, 2011 By /s/ David J. Raymond, #221818 Attorney for River Pointe Condominium Association, Inc. Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 187502 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2588465 4/28-6/2/11

PUBLIC NOTICE

tuted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is January 16, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 25, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2588297 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,800.00 MORTGAGOR(S): Andrew C. Anderson and Amber L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2007 Dakota County Recorder Document Number: 2535238 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018041372 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18256 Echo Dr, Farmington, MN 55024-8720 Tax Parcel ID Number: 14-19506-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,100.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 2585504 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Merrye L. Lindsey, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508097 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 03, 2010 Recorded: February 05, 2010 Dakota County Recorder Document Number: 2712898 And assigned to: Nationstar Mortgage, LLC Dated: April 05, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000161645 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20675 Hughes Ave W, Lakeville, MN 55044-8638 Tax Parcel ID Number: 22-57750-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Playfield Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,197.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011

DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012430F03 2583990 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 MORTGAGORS: Fernando Corral and Raquel Corral, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 9, 2005 Dakota County Registrar of Titles Document #: 578771 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: THE NORTH TWENTY NINE (29) FEET OF LOT TWENTY FIVE (25) AND THE SOUTH TWENTY SEVEN (27) FEET OF LOT TWENTY SIX (26) IN BLOCK THREE (3) OF OAKDALE 2ND ADDITION, ACCORDING TO THE PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS IN AND FOR DAKOTA COUNTY, MINNESOTA. The Torrens Certificate No. is 134253 PARCEL ID #: 42-53701-260-03 PROPERTY ADDRESS: 1318 Macarthur Avenue, Saint Paul, Minnesota 55118 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $176,964.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is December 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 2, 2011 U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2605120 5/12-6/16/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,600.00 MORTGAGOR(S): Jon Gray and Michele Gray, husband and wife MORTGAGEE: ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded: October 13, 2006 Dakota County Recorder Document Number: 2468272 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: May 12, 2009 Recorded: May 26, 2009 Dakota County Recorder Document Number: 2659056 And assigned to: Nationstar Mortgage, LLC Dated: November 24, 2010 Recorded: December 14, 2010 Dakota County Recorder Document Number: 2772280 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: ABN AMRO Mortgage Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4149 158th St W, Rosemount, MN 55068-1580 Tax Parcel ID Number: 34-83700-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, West Ridge First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $234,317.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019933F01 2615133 5/19-6/23/11

PUBLIC NOTICE

2548617. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1120 Bristol Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141530204060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Bristol Square Third Addition, Common Interest Community No. 258 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,511.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5884 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589322 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Lawrence L. Lillie and Kimberly D. Lillie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 18, 2007 Dakota County Recorder Document Number: 2510422 DATE AND PLACE OF REGISTERING: Registered: April 18, 2007 Dakota County Registrar of Titles Document Number: 609112 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011 Recorded: February 07, 2011 Dakota County Recorder Document Number: 2784660 Registered: February 07, 2011 Dakota County Registrar of Titles Document Number: T675439 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604732780590 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network. Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

CERTIFICATE OF TITLE NUMBER: 141144 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3413 Garnet Ct, Burnsville, MN 55337-3478 Tax Parcel ID Number: 02-77900-02-320 LEGAL DESCRIPTION OF PROPERTY: Parcel A: Lot 32, Block 2, Tuxedo Park, Dakota County, Minnesota, except that part thereof lying within the Northwest Quarter of the Northeast Quarter of Section 16, Township 115, Range 20 (Abstract Property) Parcel B: That part of Lot Thirty Two (32), Block Two (2), in Tuxedo Park, according to the recorded plat thereof, lying within the Northwest Quarter of the Northeast Quarter of Section 16, Township 115, Range 20, Dakota County, Minnesota (Torrens Property) AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $445,337.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018686F02 2587383 4/28-6/2/11

PUBLIC NOTICE

ors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is January 16, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 26, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2589430 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): David A. Epstein and Carol S. Epstein, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2008 Dakota County Recorder Document Number: 2598206 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000328707 Lender or Broker: The Business Bank, dba Prime Mortgage Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1823 Wentworth Ave, South Saint Paul, MN 55075-1537 Tax Parcel ID Number: 36-32900-201-02 LEGAL DESCRIPTION OF PROPERTY: Lot 20, except the south 10 feet, Block 2, Hillside Terrace, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,765.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

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�� p.m. on dwelling, 11:59�� the property on or before unless otherwise provided by December 10, 2011, or the next busi- law, the date on or before which the ness day if December 10, 2011 falls on mortgagor(s) must vacate the property a Saturday, Sunday or legal holiday. if the mortgage is not reinstated under Mortgagor(s) released from financial section 580.30 or the property is not obligation: NONE redeemed under section 580.23 is THIS COMMUNICATION IS FROM 11:59 p.m. on December 16, 2011, A DEBT COLLECTOR ATTEMPT- u n l e s s t h e r e d e m p t i o n p e r i o d i s ING TO COLLECT A DEBT. ANY reduced to 5 weeks under MN Stat. INFORMATION OBTAINED WILL BE Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF F I N A N C I A L O B L I G A T I O N O N THE DEBT AND IDENTITY OF THE MORTGAGE: None ORIGINAL CREDITOR WITHIN THE "THE TIME ALLOWED BY LAW FOR T I M E P R O V I D E D B Y L A W I S N O T REDEMPTION BY THE MORTGAGOR, AFFECTED BY THIS ACTION. THE MORTGAGOR'S PERSONAL THE TIME ALLOWED BY LAW FOR REPRESENTATIVES OR ASSIGNS, REDEMPTION BY THE MORTGAGOR, MAY BE REDUCED TO FIVE WEEKS IF THE MORTGAGOR'S PERSONAL REP- A J U D I C I A L O R D E R I S E N T E R E D RESENTATIVES OR ASSIGNS, MAY BE U N D E R M I N N E S O T A S T A T U T E S , REDUCED TO FIVE WEEKS IF A JUDI- SECTION 582.032, DETERMINING, CIAL ORDER IS ENTERED UNDER AMONG OTHER THINGS, THAT THE MINNESOTA STATUTES, SECTION M O R T G A G E D P R E M I S E S A R E 582.032, DETERMINING, AMONG IMPROVED WITH A RESIDENTIAL OTHER THINGS, THAT THE MORT- D W E L L I N G O F L E S S T H A N F I V E GAGED PREMISES ARE IMPROVED UNITS, ARE NOT PROPERTY USED IN WITH A RESIDENTIAL DWELLING OF AGRICULTURAL PRODUCTION, AND LESS THAN FIVE UNITS, ARE NOT ARE ABANDONED." Dated: April 19, 2011. PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. CitiMortgage, Inc. DATED: April 28, 2011 Mortgagee/Assignee of Mortgagee A S S I G N E E O F M O R T G A G E E : USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Nationstar Mortgage, LLC Wilford & Geske, P.A. Mortgagee 4500 Park Glen Road #300 Attorneys for Assignee of Mortgagee Minneapolis, MN 55416 Lawrence A. Wilford James A. Geske (952) 925-6888 10-4722 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 THIS IS A COMMUNICATION FROM (651) 209-3300 A DEBT COLLECTOR. 2589085 4/28-6/2/11 File Number: 018961F01 2583934 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGORS: Zena B. Vezikov FKA Zinaida Vezikov and Paul I. Vezikov FKA Pavel Vezikov, wife and husband. MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. DATE AND PLACE OF RECORDING: Registered November 16, 2005, Dakota County Registrar of Titles, Document No. 579235, Certificate of Title No. 120357, and also recorded with the County Recorder on November 16, 2005, Document No. 2381150. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Partially Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 837 Cortland Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11707-120-10 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description: All that part of Lot Twelve (12) lying within the West Half (W 1/2) of the Northeast Quarter (NE 1/4) of Section 35, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota ABSTRACT PROPERTY All that part of Lot Twelve (12) lying within the Northwest Quarter (NW 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota TORRENS PROPERTY ABSTRACT AND TORRENS PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,760.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 MORTGAGOR(S): Aaron Tatone, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 02, 2008 Dakota County Recorder Document Number: 2563952 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: December 06, 2010 Recorded: January 03, 2011 Dakota County Recorder Document Number: 2776287 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402073203006 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2358 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19-29702-430-03 LEGAL DESCRIPTION OF PROPERTY: Lot 43, Block 3, Glendale Heights 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,387.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

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�� LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019555F01 2585460 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2004 MORTGAGOR: Deborah A. Stifter, an unmarried person. MORTGAGEE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co. DATE AND PLACE OF RECORDING: Registered November 15, 2004, Dakota County Registrar of Titles, Document No. 552232, Certificate of Title No. 134152. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 22 Marie Avenue East #307D, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424865007105 LEGAL DESCRIPTION OF PROPERTY: Unit 0307, Condominium No. 51 Fox Ridge Condominiums COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,117.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 11, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2378 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2616467 5/19-6/23/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2008 MORTGAGORS: Thomas Rezac and Rebecca Rezac, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 15, 2008, Dakota County Recorder, Document No. 2617985. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: April 4, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001783683 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, a division of InterBank, fsb RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 918 6th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050016033 LEGAL DESCRIPTION OF PROPERTY: Lot 15, except the West 9 feet, and Lot 16, except the East 33 feet, all in Block 33, "Addition No. Thirteen to the City of Hastings", Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $112,412.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2616304 5/19-6/23/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Joseph Lesmez and Analida Patricia Bustos, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2006 Dakota County Recorder Document Number: 2473987

Document Number: 2473987 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015904000136832 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 916 Wescott Sq Apt 304, Eagan, MN 55123-2290 Tax Parcel ID Number: 10-83611-304-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 304 and Garage Unit No. 304, Common Interest Community Number 497, Eagan Hills Condominium Association, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,228.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019636F01 2583885 4/28-6/2/11

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $232,088.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 19, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9867 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589159 4/28-6/2/11

PUBLIC NOTICE

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587660 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Thomas Arnold Blehm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 06, 2007 Dakota County Recorder Document Number: 2554822 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0070109023-0 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 240th St E, Hastings, MN 55033-9031 Tax Parcel ID Number: 28-01300-030-32 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest 1/4 of Section 13, Township 113, Range 17, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner thereof, thence North 89 degrees 40 minutes 59 seconds East, assumed bearing, along the North line thereof 608 feet to the point of beginning of the land to be described; thence continuing North 89 degrees 40 minutes 59 seconds East, along the North line to a point 750.47 feet East (as measured along the North line) of the Northwest corner; thence South 00 degrees 16 minutes 32 seconds West to the South line of the Northerly 254.5 feet of the Northwest 1/4; thence Westerly, along the South line of the Northerly 254.5 feet to the intersection with a line drawn South 00 degrees 16 minutes 32 seconds West from the point of beginning; thence North 00 degrees 16 minutes 32 seconds East to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,028.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 2583918 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2006 MORTGAGORS: Kimberly D. Kragt and Steven J. Kragt, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2006, Dakota County Recorder, Document No. 2428630. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: February 15, 2011 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9516040314-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 21316 Hytrail Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227250005001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Stone Borough, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,949.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

��

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2219 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589374 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, aka Mariya Prokhorova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786397 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,227.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F04 2587816 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,500.00 MORTGAGOR(S): Patrick P. Duckson and Soury Duckson fka Soury Tran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 10, 2005 Dakota County Recorder Document Number: 2369237 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000062431 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17363 Ionia Path, Lakeville, MN 55044-5624 Tax Parcel ID Number: 22-33300-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Homestead Creek, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,607.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018866F01 2583968 4/28-6/2/11

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2180 Glen Toro Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 273020104001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Glen Toro Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $736,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $736,979.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587628 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,300.00 MORTGAGOR(S): Linnea M. Manske and Douglas E. Manske, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2007 Dakota County Recorder Document Number: 2519348 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: March 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604733741484 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 E Burnsville Pkwy, Burnsville, MN 55337-3652 Tax Parcel ID Number: 02-57200-060-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 50, Building No. 10, Apartment Ownership No. 30., Burnhill Townhomes Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,777.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019932F01 2587289 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 01, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,900.00 MORTGAGOR(S): Scott Craig and Lisa Craig, Husband and Wife, Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 29, 2008 Dakota County Recorder Document Number: 2593366 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520053851699 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20710 Helena Ln, Lakeville, MN 55044-8075 Tax Parcel ID Number: 22-82050-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Village Creek First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $419,998.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

��

��WILL �� INFORMATION OBTAINED BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF NOTICE OF MORTGAGE THE DEBT AND IDENTITY OF THE FORECLOSURE SALE ORIGINAL CREDITOR WITHIN THE THE RIGHT TO VERIFICATION OF TIME PROVIDED BY LAW IS NOT THE DEBT AND IDENTITY OF THE AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ORIGINAL CREDITOR WITHIN THE REDEMPTION BY THE MORTGAGOR, T I M E P R O V I D E D B Y L A W I S N O T THE MORTGAGOR'S PERSONAL REP- AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- default has occurred in the conditions CIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: June 10, 2005 MINNESOTA STATUTES, SECTION ORIGINAL PRINCIPAL AMOUNT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- MORTGAGE: $224,800.00 MORTGAGOR(S): Naomi R Kurth and GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Adam Kurth, wife and husband MORTGAGEE: Argent Mortgage LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Company, LLC SERVICER: Ocwen Loan Servicing, PRODUCTION, AND ARE ABANDONED. LLC DATED: April 28, 2011 LENDER: Argent Mortgage Company, ASSIGNEE OF MORTGAGEE: LLC. Nationstar Mortgage, LLC DATE AND PLACE OF FILING: Wilford & Geske, P.A. Dakota County Minnesota, Recorder , Attorneys for Assignee of Mortgagee July 12, 2005, as Document No. on Lawrence A. Wilford 2339327 James A. Geske ASSIGNED TO: WELLS FARGO 8425 Seasons Parkway, Suite 105 BANK, N.A. Trustee POOLING AND Woodbury, MN 55125-4393 SERVICING AGREEMENT Dated as of (651) 209-3300 August 1, 2005 Asset-Backed File Number: 019642F01 2585472 4/28-6/2/11 P a s s - T h r o u g h C e r t i f i c a t e s S e r i e s 2005-WHQ4 Dated: June 10, 2005 , and recorded February 25, 2011 by Document No. 2788026. NOTICE OF ASSESSMENT LIEN LEGAL DESCRIPTION OF PROPFORECLOSURE SALE ERTY: Lot 2,Block 1, Empire Glen, Date: April 13, 2011 Dakota County, Minnesota. YOU ARE NOTIFIED THAT: PROPERTY ADDRESS: 3219 198TH 1. Default has occurred in the terms ST, Farmington, MN 55024 and conditions of the Declaration for PROPERTY I.D: 12-23650-020-01 Cedar Bluff Townhome Condominium COUNTY IN WHICH PROPERTY IS Association, Inc. (hereinafter the LOCATED: Dakota "Association") which was recorded as THE AMOUNT CLAIMED TO BE DUE Document No. 1907615 on June 20, ON THE MORTGAGE ON THE DATE OF 2002, as amended, in the Office of the THE NOTICE: Two Hundred Thirty-One Dakota County Recorder and also, Thousand Four Hundred Fifty-Eight pursuant to Minn. Stat. §515B.3-116, and 97/100 ($231,458.97) covering the following property: THAT no action or proceeding has LEGAL DESCRIPTION: Unit 97, been instituted at law to recover the CIC No. 358, Cedar Bluff Townhome debt secured by said mortgage, or any Condominium, Dakota County, Min- part thereof; that there has been comnesota pliance with all pre-foreclosure notice STREET ADDRESS: 1626 River and acceleration requirements of said Bluff Court, Eagan, MN 55121 mortgage, and/or applicable statutes; T A X P A R C E L I D N U M B E R: PURSUANT, to the power of sale con10-41300-05-097 tained in said mortgage, the above 2. Pursuant to said Declaration, described property will be sold by the there is claimed to be due and owing Sheriff of said county as follows: as of April 13, 2011, from Marcos DATE AND TIME OF SALE: 10:00 AM Guzman and Micaela B. Lopez, title on June 14, 2011 holders, to the Association, a MinnePLACE OF SALE: Sh eriff`s Mai n s o t a n o n - p r o f i t c o r p o r a t i o n , t h e Office, Law Enforcement Center, 1580 amount of $6,925.54 for unpaid Highway 55, Hastings MN 55033-2343 association dues, late fees, attorneys to pay the debt then secured by said fees and costs, plus any other such mortgage and taxes, if any actually amounts that will accrue after April 13, paid by the mortgagee, on the pre2011, and other costs of collection and mises and the costs and disburseforeclosure which will be added to the m e n t s a l l o w e d b y l a w . T h e t i m e amount claimed due and owing at the allowed by law for redemption by said time of the sale herein. mortgagor(s), their personal represen3. No action is now pending at law or tatives or assigns is 6 months from the otherwise to recover said debt or any date of sale. part thereof. "THE TIME ALLOWED BY LAW FOR 4. That all preforeclosure require- REDEMPTION BY THE MORTGAGOR, ments have been met. THE MORTGAGOR`S PERSONAL REP5 . T h e o w n e r s h a v e n o t b e e n RESENTATIVES OR ASSIGNS, MAY BE released from their financial obliga- REDUCED TO FIVE WEEKS IF A JUDItion to pay said amount. CIAL ORDER IS ENTERED UNDER 6. The Declaration, referenced above, MINNESOTA STATUTES, SECTION and Minn. Stat. §§515B.3-115 and 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 515B.3-116 provide for a continuing OTHER THINGS, THAT THE MORTlien against the property. A Notice of GAGED PREMISES ARE IMPROVED Lien evidencing the amount due was WITH A RESIDENTIAL DWELLING OF recorded on March 3, 2011, as Docu- LESS THAN FIVE UNITS, ARE NOT m e n t N o . 2 7 8 9 4 0 3 i n t h e D a k o t a PROPERTY USED IN AGRICULTURAL County Recorder's Office. P R O D U C T I O N , A N D A R E 7. Pursuant to the power of sale con- ABANDONED." tained in the same Declaration and Dated: April 28, 2011 granted by the owners in taking title to WELLS FARGO BANK, N.A. Trustee the premises subject to said DeclaraPOOLING AND SERVICING tion and pursuant to Minn. Stat. AGREEMENT Dated as of August 1, §§515B.3-115 and 515B.3-116, said 2005 Asset-Backed Pass-Through Lien will be foreclosed by the sale of Certificates Series 2005-WHQ4 said property by the Sheriff of Dakota Randall S. Miller & Associates, PLLC County, at the Dakota County Sheriff's A t t o r n e y s f o r A s s i g n e e o f Office, Dakota County Law Enforce- Mortgage/Mortgagee ment Center, 1580 Highway 55 Lobby One Financial Plaza, S-100, Hastings, MN 55033, on the 120 South Sixth Street, Suite 1100 22nd day of June, 2011, at 10:00 Minneapolis, MN 55402 a.m. at public auction to the highest Phone: 612-573-3677 bidder, to pay the amount then due for Our File No. 11MN00045-1 said assessments, together with the THIS IS A COMMUNICATION FROM costs of foreclosure, including attor- A DEBT COLLECTOR. neys fees as allowed by law. ASAP# 3975237 04/28/2011, 8. T h e t i m e a l l o w e d b y l a w f o r 05/05/2011, 05/12/2011, 05/19/2011, redemption by the unit owners, their 05/26/2011, 06/02/2011 personal representatives or assigns is 2587423 4/28-6/2/11 six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on December NOTICE OF MORTGAGE 22, 2011, if the account is not reinFORECLOSURE SALE stated or the owners do not redeem NOTICE IS HEREBY GIVEN that from the foreclosure sale. default has occurred in the conditions REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 REDEMPTION BY THE MORTGAGORIGINAL PRINCIPAL AMOUNT OF ORS, THE MORTGAGORS' PERS O N A L R E P R E S E N T A T I V E S O R MORTGAGE: $168,800.00 MORTGAGOR(S): Benjamin M. PreASSIGNS, MAY BE REDUCED TO F I V E W E E K S I F A J U D I C I A L isler and Heidi L. Preisler, husband and wife ORDER IS ENTERED UNDER MINMORTGAGEE: Mortgage Electronic NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Registration Systems, Inc. DATE AND PLACE OF RECORDING: OTHER THINGS, THAT THE Recorded: June 13, 2006 Dakota MORTGAGED PREMISES ARE County Recorder IMPROVED WITH A RESIDENTIAL Document Number: 2437266 DWELLING OF LESS THAN FIVE ASSIGNMENTS OF MORTGAGE: UNITS, ARE NOT PROPERTY USED And assigned to: Nationstar MortIN AGRICULTURAL PRODUCTION, gage, LLC. AND ARE ABANDONED. Dated: February 09, 2011 9. THIS IS A COMMUNICATION FROM Transaction Agent: Mortgage ElecA DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA- tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTION OBTAINED WILL BE USED FOR cation Number: 1001435-0060149002-7 THAT PURPOSE. Lender or Broker: American MortCEDAR BLUFF TOWNHOMES gage Corporation CONDOMINIUM ASSOCIATION Residential Mortgage Servicer: Attorneys for Cedar Bluff Townhome Nationstar Mortgage, LLC Condominium Association, Inc. Mortgage Originator: Not Applicable THOMSEN & NYBECK, P.A. COUNTY IN WHICH PROPERTY IS By: LOCATED: Dakota Gretchen S. Schellhas (#195595) Property Address: 15736 Fremont 3600 American Blvd. West, Suite 400 Way, Apple Valley, MN 55124-6531 Bloomington, Minnesota 55431 Tax Parcel ID Number: (952) 835-7000 (Cedar Bluff/Guzman-Lopez/10-7-787D) 2596064 5/5-6/9/11 ��

PUBLIC NOTICE

�� tained in said mortgage, the above described property will be sold by the �� Tax Parcel ID Number: 01-32150-915-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 915, Hawthorne Condominium, CIC No. 368, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,685.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019175F01 2583875 4/28-6/2/11

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2011. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1167 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2589347 4/28-6/2/11

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 18, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587563 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 8 , 2008 MORTGAGORS: Jennifer L. Leacock and James L. Leacock, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 20, 2008, Dakota County Recorder, Document No. 2618729. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 31, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100196368002001470 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Guaranteed Rate, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 403 Camber Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366430001120 LEGAL DESCRIPTION OF PROPERTY: That Part of Lot 1 in Block 20 of Riverside Park Addition to the City of St Paul, lying West of a line running from a point on the North line of said lot, distant 94.5 feet East fo the East line of Camber Ave to a point on the South line of said lot, distanct 96.01 feet (East) of said East line of Camber Ave, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,887.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,776.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5843 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2587705 4/28-6/2/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGOR: Beverley A. Hayes, A Single Person. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 25, 2007, Dakota County Recorder, Document No. 2491327. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 928 8th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364875001230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, M.D. Miller's Spring Park Addition to South Saint Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,249.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5889 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598599 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Dated: April 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,002.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 2596443 5/5-6/9/11

PUBLIC NOTICE

Recorder, Document No. 2432407. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 16, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000534806 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14550 240th Street East, Meisville, MN 55033 TAX PARCEL I.D. #: 280130006132 LEGAL DESCRIPTION OF PROPERTY: The following described tract, piece or parcel of land situate, lying and being in the County of Dakota and State of Minnesota, to-wit: That part of the Northwest Quarter (NW 1/4) of Section Thirteen (13), Township One Hundred Thirteen (113), Range Seventeen (17), described as follows: Beginning at a point on the North line of said Section Thirteen (13), said point being 312.5 feet East of the Northwest corner of said Section Thirteen (13); thence South and parallel with the West line of said Section 254.5 feet; thence East 86 feet, thence North 254.5 feet thence West 86 feet to the point of beginning, except the South 65 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,034.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2135 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598440 5/5-6/9/11

PUBLIC NOTICE

��

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 24, 2007, Recorded: September 6, 2007, Document No. 616648. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110017792798 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages West, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4016 Mica Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101670411140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, in Cedar Grove No. 5 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,509.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 19, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10684 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598055 5/5-6/9/11

PUBLIC NOTICE

CIC No. 370, Dakota County, Minne sota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,710.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 19, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598377 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Paulette H. Hjelle-Ranta, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2006 Dakota County Recorder Document Number: 2455152 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: April 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800902730957 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10327 165th St W, Lakeville, MN 55044-5638 Tax Parcel ID Number: 22-82200-01-042 LEGAL DESCRIPTION OF PROPERTY: THE EAST HALF OF LOT 4, BLOCK 1, VISTA GLEN, COMMON INTEREST COMMUNITY NO. 387, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $364,207.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010718F02 2596778 5/5-6/9/11

PUBLIC NOTICE

reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2011. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-602 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598116 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,174.00 MORTGAGOR(S): Kelly A. Hill, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 04, 2008 Dakota County Recorder Document Number: 2621182 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 03, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100196368002077355 Lender or Broker: Guaranteed Rate, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1720 Walnut Cir, Eagan, MN 55122-2416 Tax Parcel ID Number: 10-84601-07-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Woodgate 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,883.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014008F04 2606090 5/12-6/16/11

�� PROPERTY �� COUNTY IN�� WHICH IS

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: April 13, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609 on March 29, 1993, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N: Lot 3, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14304 Hickory Court, Apple Valley, MN 55124 P A R C E L I D N U M B E R: 01-28950-01-030 2. Pursuant to said Declaration, there is claimed to be due and owing as of April 13, 2011, from Steven J. Nickelson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,334.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after April 13, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 22, 2011, as Document No. 2792423 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2 2 n d d a y o f J u n e , 2 0 1 1 , a t 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on December 22, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Nickelson/11/7/101D) 2595960 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Marc T. Brown and Shelly M. Brown, husband and wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262601 LOAN MODIFICATION: Dated: October 13, 2009 Recorded: April 13, 2010 Document Number: 2724543 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 30, 2004 Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota Property Address: 17468 Inland Cir, Lakeville, MN 55044-5620 Tax Parcel ID Number: 22-33300-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Homestead Creek, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $234,227.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016949F03 2593615 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: April 26, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated September 22, 2005, executed by 1031 Cliff Road, LLC, as Mortgagor to Merchants Bank, National Association, as Mortgagee and filed for record November 2, 2005, as Document Number 2377094 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: Not Applicable 3. The original principal amount secured by the Mortgage was: $ 110,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $ 98,034.39 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Unit Nos. 5 and 55, Park Place Storage and Office Burnsville Condominium, CIC Number 499, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on June 16, 2011, at 10:00 a.m., at the lobby of the Dakota County Sheriff's Office, Lobby S-100, 1580 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033. 8. The street address of the property is: 1301 East Cliff Road, #5 and #55, Burnsville, Minnesota. The tax parcel identification number is: 02-56578-05-055. 9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

��

�� obligation: NONE THIS COMMUNICATION �� date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY : If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagors must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on December 16, 2011. Attorney for Mortgagee Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507)454-3752 MERCHANTS BANK NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Merchants Bank, National Association STATE OF MINNESOTA } } ss. COUNTY OF WINONA } The foregoing instrument was acknowledged before me this 26th day of April, 2011, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2596139 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 MORTGAGOR(S): Nanci Virgin, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 29, 2003 Dakota County Recorder Document Number: 2085842 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC. Dated: January 11, 2010 Recorded: January 27, 2010 Dakota County Recorder Document Number: 2710605 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506544349104 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12950 Echo Ln, Apple Valley, MN 55124-8656 Tax Parcel ID Number: 01-34151-04-012 LEGAL DESCRIPTION OF PROPERTY: Unit No. 12, Condominium No. 98, Hunter's Run Villas, a c o n d o minium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $85,136.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018360F01 2596488 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Terry L. Severson, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2006, Dakota County Recorder, Document No. 2433378. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 30, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000542569 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15324 Founders Lane #306, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480005306 LEGAL DESCRIPTION OF PROPERTY: Unit 306, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,776.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,684.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: April 27, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2264 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598198 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 MORTGAGOR: Robert B. Kataraia, a single person MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: August 28, 2006 Dakota County Recorder Document #: 2456782 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 Asset-Backed Pass-Through Certificates on December 8, 2010 and said assignment was recorded on January 3, 2011 and given document number 2776247 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 117, CIC NO. 282, REGATTA VILLAGE HOMES, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-63402-117-50 P R O P E R T Y A D D R E S S : 15581 Flight Way, Apple Valley, Minnesota 55124 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $137,739.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is December 23, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 26, 2011 Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 AssetBacked Pass-Through Certificates Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2598255 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $535,500.00 MORTGAGOR(S): Dante D. Dean and Souphanny T. Dean, Husband and Wife, As Joint Tenants MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 23, 2004, as Document No. 2250854 ASSIGNED TO: WELLS FARGO BANK, N.A. Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Dated: August 31, 2004, and recorded December 9, 2009 by Document No. 2701332. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Evermoor 8th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 13207 Crolly Court, Rosemount, MN 55068 PROPERTY I.D: 342510701001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Five Hundred Forty-Nine Thousand Three Hundred Sixty-Six and 45/100 ($549,366.45) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 21, 2011 P L A C E O F S A L E : Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011 WELLS FARGO BANK, N.A. Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00129-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3982002 05/05/2011, 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011, 06/09/2011 2596244 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,500.00 MORTGAGOR(S): Karen M. O'Brien, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 13, 2007 Dakota County Recorder Document Number: 2543633 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, not in its individual capacity but solely as trustee for the holders of Maiden Lane Asset Backed Securities I Trust 2008-1 Dated: March 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100386100002959500 Lender or Broker: Bear Stearns Residential Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15031 Derby Cir # 214, Rosemount, MN 55068-5519 Tax Parcel ID Number: 348360528004 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 4, Wensmann 6th Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,376.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, not in its individual capacity but solely as trustee for the holders of Maiden Lane Asset Backed Securities I Trust 2008-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019814F01 2593774 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN THAT: 1. Default has occurred in the conditions of the Mortgage dated April 15, 2008, executed by Premier Development of the Twin Cities, Inc., a Minnesota corporation, ("Mortgagor"), to 1st Regents Bank, a Minnesota corporation, ("Mortgagee"), and filed of record in the office of the County Recorder of Dakota County, Minnesota, on April 16, 2008, as Document No. 2585014 (the "Mortgage"). 2. The Mortgage has been assigned as follows: No assignment. 3. The original principal amount secured by the Mortgage was: $1,950,753.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The Mortgagee has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the Mortgagee is: $616,295.68. 7. That this mortgage foreclosure is being conducted in accordance with the terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated April 18, 2011, and recorded with the Dakota County Recorder on April 21, 2011 as Document No. 2797209, on the land described as follows. 8. Legal Description of Property: Lot 1, Block 1, FEINER 1ST ADDITION, and, That part of the Southwest Quarter of the Northwest Quarter of Section 22, Township 115, Range 20, Dakota County, Minnesota, which lies Westerly of the East 33 feet thereof and North of CHERRY OAK ESTATES, according to the recorded plat thereof, Dakota County, Minnesota, and East of the East line of Outlot A, FEINER 1ST ADDITION, and its Northerly extension, according to the recorded plat thereof, Dakota County, Minnesota.

County, Minnesota. The above described land was re-platted into Lots 1 through 16, Block 1, OAKWOOD HILLS, Dakota County, Minnesota. The land that remains subject to the lien of the Mortgage (the "Property") is legally described as follows: Legal Description: Lots 6, 7, 11, 13 and 14, Block 1, OAKWOOD HILLS, Dakota County, Minnesota. Addresses and Tax ID Numbers: Lot 6, Block 1: Tax ID No: 01-54500-060-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 7, Block 1: Tax ID No: 01-54500-070-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 11, Block 1: Tax ID No: 01-54500-011-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 13, Block 1: Tax ID No: 01-54500-130-01 Address: Street address not assigned, Apple Valley, Minnesota. Lot 14, Block 1: Tax ID No: 01-54500-140-01 Address: Street address not assigned, Apple Valley, Minnesota. Check here if all or part of the described real property is registered (Torrens): ____ 9. Date, Time and Place of Sale: Pursuant to the power of sale contained in said Mortgage the above described property will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on Monday, June 6, 2011 at 10:00 a.m. at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, to pay the debt secured by the Mortgage and taxes, if any, on said property and the costs and disbursements, including attorney's fees, allowed by law. 10. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is two (2) months after the date of the sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subd. 9. Dated: February 18, 2011 Mortgagee: 1st Regents Bank Attorneys for Mortgagee: Gries & Lenhardt, P.L.L.P. David J. Lenhardt (62169) 12725 43rd Street NE, S. 201 St. Michael, MN 55376 Telephone: 763-497-3099 2598333 5/5-5/26/11

PUBLIC NOTICE

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months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00024-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3977151 05/05/2011, 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011, 06/09/2011 2593379 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions Of the following described mortgage: DATE OF MORTGAGE: January 6, 2006. MORTGAGORS: David A. LaValle and Ranee LaValle, husband and wife and Trillion Enterprises, Inc. a corporation under the laws of the State of Minnesota. MORTGAGEES: Brian K. Trebor-MacConnell and Kandace L. Trebor-MacConnell, husband and wife. DATE AND PLACE OF RECORDING: Recorded in the office of the Dakota County Recorder. Recorded on January 18, 2006, as Document No. 2397937. ASSIGNMENTS OF MORTGAGE: None. TRANSACTION AGENT: Not Applicable. TRANSACTION AGENTS MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: Not Applicable. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brian K. Trebor-MacConnell and Kandace L. Trebor-MacConnell. RESIDENTIAL MORTGAGE SERVICER: Not Applicable. MORTGAGE PREMISES ADDRESS: 324 South Concord Exchange, South St. Paul, Minnesota 55075 and 332 South Concord Exchange, South St. Paul, Minnesota 55075. TAX PARCEL I.D. # 36-64300-100-21 and 36-64300-070-21. LEGAL DESCRIPTION OF MORTGAGED PREMISES: Lots 7, 8, 9, and 10, Block 21, Riverside Park Addition to the City of St. Paul, according to the recorded plat thereof and situate in Dakota County, Minnesota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00. AMOUNT CLAIMED TO BE DUE AS OF DATE OF NOTICE: $437,207.03. NAME OF THE RESIDENTIAL MORTGAGE SERVICER: Not applicable. TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: Not Applicable. That all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 a.m.; PLACE OF SALE: Sheriff’s Office, Law Enforcement Center, 1580 Hwy. 55, Lobby S-100, Hastings, Minnesota; to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law. TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS: two (2) months from the date of said sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes 582.32, Subd. 9, beginning after the expiration of the mortgagor’s redemption period under this section. A person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minnesota Statutes 580.24 and 580.25, but only if before the end of the mortgagor’s redemption period the creditor files with the county recorder or registrar of titles of Dakota County, a notice of intention to redeem. Unless said mortgage is reinstated or th e property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 3, 2011. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVE’S OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMIN-

UTES, SECTION 582.032, DETERMIN ING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 27, 2011 Brian K. Trebor-MacConnell and Kandace L. Trebor-MacConnell, Mortgagees Dale E. Vitek Attorney for Mortgagee 1128 South Concord Street South St. Paul, MN 55075 651-451-0335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2593822 5/5-5/26/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 MORTGAGOR(S): Craig T. Pace and Noelle E. Pace, FKA Noelle E. Kopet, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 05, 2005 Dakota County Registrar of Titles Document Number: 576058 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249130000020192 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 111278 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1051 Esther Ln, Mendota Heights, MN 55118-1826 Tax Parcel ID Number: 27-42100-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), in Block Five (5) of Kirchner Add., Dakota County, Minnesota, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,994.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020164F01 2596891 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: July 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,500.00 MORTGAGOR(S): Amanda Stottler, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2006 Dakota County Recorder Document Number: 2452267 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003822-0501159384-6 Lender or Broker: Minnesota Home Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8871 Branson Dr, Inver Grove Heights, MN 55076-3520 Tax Parcel ID Number: 20.11856.003.02 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Common Interest Community No. 181, Rose Hill Villas, a condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,699.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018667F01 2596513 5/5-6/9/11

PUBLIC NOTICE

MORTGAGE: 100010402075414833 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 8064 Corey Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 208210006100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Village Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,397.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2598400 5/5-6/9/11

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�� to �� plied with all notice requirements as allowed by law�� subject redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: June 17, the date on or before which the mort2011 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: S h e r i f f ' s O f f i c e , mortgage is not reinstated under secLaw Enforcement Center, 1580 Hwy tion 580.30 or the property is not 55, Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said 11:59 p.m. on December 22, 2011, Mortgage, and taxes, if any, on said u n l e s s t h e r e d e m p t i o n p e r i o d i s premises, and the costs and disburse- reduced to 5 weeks under MN Stat. m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE: None "THE TIME ALLOWED BY LAW FOR personal representatives or assigns unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. TIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on December 19, 2011, PROPERTY USED IN AGRICULTURAL unless the redemption period is P R O D U C T I O N , A N D A R E reduced to 5 weeks under MN Stat. ABANDONED." Dated: April 26, 2011. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM CitiMortgage, Inc. FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 10-3469 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 5/5-6/9/11 OTHER THINGS, THAT THE MORT- 2598076 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: April 27, 2011. THE ORIGINAL CREDITOR WITHIN Merchants Bank, N.A. THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: October 15, Minneapolis, MN 55416 2003 (952) 925-6888 MORTGAGORS: Mitchell J. Giese and 94-596 THIS IS A COMMUNICATION FROM Natalie A. Giese, husband and wife. MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. 2598147 5/5-6/9/11 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 29, 2004, Dakota County Recorder, Document No. 2169861. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION Assigned to: Chase Home Finance LLC, OF THE DEBT AND IDENTITY OF Dated: December 17, 2007, Recorded: THE ORIGINAL CREDITOR WITHIN December 31, 2007, Document No. THE TIME PROVIDED BY LAW IS 2563817. TRANSACTION AGENT: Mortgage NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Electronic Registration Systems, Inc. default has occurred in conditions of TRANSACTION AGENT'S MORTthe following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: S e p t e m b e r MORTGAGE: 100013700075086635 LENDER OR BROKER AND MORT16, 2005 MORTGAGORS: Vincent J. Vassallo, G A G E O R I G I N A T O R S T A T E D O N Jr. and Jeniffer S. Vassallo, husband MORTGAGE: Wachovia Mortgage Corporation and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: VICER: Chase Home Finance LLC Recorded February 27, 2006, Dakota MORTGAGED PROPERTY ADDRESS: C o u n t y R e c o r d e r , D o c u m e n t N o . 12 Old Deerfield Road, Welch, MN 55089 2408630. ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D. #: 330330001002 LEGAL DESCRIPTION OF PROPAssigned to: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage, Inc., ERTY: That part of the Northeast Quarter Dated: September 16, 2005, Recorded: February 27, 2006, Document No. (NE 1/4) of Section Thirty-three (33), 2408631. Township One Hundred Fourteen (114), Range Sixteen (16), described TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTas follows to-wit: Beginning at a point on the easterly GAGE IDENTIFICATION NUMBER ON line of Outlot A of Hungry Point MORTGAGE: NONE Farm, distant 35.14 feet southerly of LENDER OR BROKER AND MORTthe southeast corner of Lot Two (2), GAGE ORIGINATOR STATED ON Block Four (4), of said Hungry Point MORTGAGE: Tradition Mortgage Farm, as measured along said eastRESIDENTIAL MORTGAGE SERerly line of Outlot A; thence North 59 VICER: CitiMortgage, Inc. degrees 59 minutes 20 seconds East, MORTGAGED PROPERTY ADDRESS: based on the bearings of said Hun1459 Highview Avenue, Saint Paul, MN gry Point Farm, a distance of 136.26 55121 feet; thence South 1 degrees 48 minTAX PARCEL I.D. #: 10-81400-080-03 utes 54 seconds East, a distance of LEGAL DESCRIPTION OF PROP332.49 feet; thence south 88 degrees ERTY: 44 minutes 34 seconds West, a disLot Eight (8) in Block Three (3) of tance of 463.00 feet to the east line Valley View Plateau, according to the plat thereof on file or of record in the of said Outlot A; thence North 1 degree 48 minutes 54 seconds West Office of the County Recorder, Dakota County, Minnesota. a distance of 180.04 feet to a corner of said Outlot A; thence easterly COUNTY IN WHICH PROPERTY IS along the southerly line of Outlot A LOCATED: Dakota to the southeasterly corner of said ORIGINAL PRINCIPAL AMOUNT OF Outlot A; thence North 9 degrees 54 MORTGAGE: $220,000.00 minutes 41 seconds West, a disAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDtance of 35.14 feet to the point of ING TAXES, IF ANY, PAID BY MORTbeginning, according to the United States Government Survey thereof, GAGEE: $240,051.98 That prior to the commencement of Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF plied with all notice requirements as required by statute; That no action or MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE proceeding has been instituted at law or otherwise to recover the debt D U E A S O F D A T E O F N O T I C E , secured by said mortgage, or any part INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $187,700.46 thereof; That prior to the commencement of PURSUANT to the power of sale contained in said mortgage, the above this mortgage foreclosure proceeding described property will be sold by the M o r t g a g e e / A s s i g n e e o f M o r t g a g e e complied with all notice requirements Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, as required by statute; That no action or proceeding has been instituted at 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , law or otherwise to recover the debt Law Enforcement Center, 1580 Hwy secured by said mortgage, or any part thereof; 55, Lobby #S-100, Hastings, MN PURSUANT to the power of sale to pay the debt then secured by said Mortgage, and taxes, if any, on said contained in said mortgage, the above premises, and the costs and disburse- described property will be sold by the ments, including attorneys' fees allowed by law subject to redemption ��

PUBLIC NOTICE

�� COLLECT A DEBT. ANY ING TO�� INFORMATION OBTAINED WILL BE �� described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2597973 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Sandra Walsh, a single woman and William Lumsden, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2006 Dakota County Recorder Document Number: 2430285 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for SerVertis REO Pass-Through Trust I Dated: March 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604284127208 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Green Tree Servicing LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 646 9th Ave N, South Saint Paul, MN 55075-1611 Tax Parcel ID Number: 36 70209 050 15 LEGAL DESCRIPTION OF PROPERTY: Lot 4, and the North 1/2 of Lot 5, Block 15, South Park Division No. 10, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,921.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for SerVertis REO Pass-Through Trust I Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018364F01 2593907 5/5-6/9/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2007 MORTGAGOR: Brenda K. Bailey, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 28, 2007, Dakota County Recorder, Document No. 2563763. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 633 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367515113120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 13, Tarbox Rearrangement of Blocks 9 and 13 of Tarbox Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,141.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2011.

Dated: May 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607098 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2002 MORTGAGORS: Anthony Denusi and Olabopo Denusi, husband and wife. MORTGAGEE: U.S. Bank, National Association. DATE AND PLACE OF RECORDING: Recorded June 11, 2002, Dakota County Recorder, Document No. 1905441. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1515 140th Street West, Burnsville, MN 55337 TAX PARCEL I.D. #: 021537705010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Burnhaven Woods, Dakota County, Minnesota, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,430.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,191.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2244 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607051 5/12-6/16/11

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2006 MORTGAGOR: Diana P. Galindo, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461809. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 16, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000616280 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 240 Wentworth Avenue #103, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424875010302 LEGAL DESCRIPTION OF PROPERTY: Unit No. 103 and Unit No. G43, CIC No. 487, Charlton Place Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,510.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,824.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2133 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607064 5/12-6/16/11

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: BankUnited MORTGAGED PROPERTY ADDRESS: 11641 Horizon Drive Unit 401, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246040102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,156.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2011. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607317 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,800.00 MORTGAGOR(S): Kelley L Stish, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2004 Dakota County Recorder Document Number: 2167070 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000120263 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1205 Cherry Ct, Burnsville, MN 55306-6197 Tax Parcel ID Number: 02-72500-050-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Steepwood, according to the plat thereof on file and of record in the Office of the County Recorder, in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,657.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017722F01 2606167 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Candy Maria Drong, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2440028 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: June 02, 2010 Recorded: June 29, 2010 Dakota County Recorder Document Number: 2738017 And assigned to: Nationstar Mortgage, LLC Dated: May 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002639284 Lender or Broker: Heartland Home Loans, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1903 Silver Bell Rd Apt 114, Eagan, MN 55122-3115 Tax Parcel ID Number: 10-22451-412-01 LEGAL DESCRIPTION OF PROPERTY: Apartment Unit No. 114, together with Garage No. 69, Shannon Glen Condominium IV, Condominium No. 43, Dakota County, Minnesota, AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $107,294.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

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Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019058F01 2606137 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGORS: B o n n i e G r e s s a n d Randal J. Gress, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 16, 2008, Dakota County Recorder, Document No. 2584832. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 15, 2010, Recorded: July 12, 2010, Document No. 2739944. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440004040827 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 17364 Judicial Road, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-45200-411-03 LEGAL DESCRIPTION OF PROPERTY: All that part of Lots 40 and 41, Block 3, Liberty Heights, lying East of Judicial Road, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $321,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $352,389.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2011. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1027 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2605181 5/12-6/16/11

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 5, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607287 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): Steven R. Kahle and Vanessa Lynn Kahle, both single people MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder Document Number: 2515793 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 27, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604735137111 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3155 Coachman Rd Apt 381, Eagan, MN 55121-1812 Tax Parcel ID Number: 10-18100-381-01 LEGAL DESCRIPTION OF PROPERTY: Unit Number 381, Coachman Oaks Condominiums, Condominium File No. 45, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,728.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003846F02 2596333 5/5-6/9/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Lori Jan Martin and Eric Raymond Martin, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 9, 2007, Dakota County Recorder, Document No. 2495196; A portion of the premises originally encumbered by the Mortgage as been released pursuant to Document No. 2686708. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank, N.A. as Trustee successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust, Dated: May 6, 2010, Recorded: September 16, 2010, Document No. 2752894. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 13-02800-26-012 & 13-02800-26-030 LEGAL DESCRIPTION OF PROPERTY: The North 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota EXCEPT the East 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $372,448.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: December 14, 2007 MORTGAGOR: Monica Chambers, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2008, Dakota County Recorder, Document No. 2564073. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m Chase Home Finance, LLC, Dated: February 17, 2011, Recorded: February 18, 2011, Document No. 2787143. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000323179 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank d/b/a Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1029 Wedgewood Lane South, Eagan, MN 55123 TAX PARCEL I.D. #: 108355013004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Wedgwood First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,740.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10325 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2606934 5/12-6/16/11

PUBLIC NOTICE

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�� PROPERTY ADDRESS: 8175�� Darcy t �� a i n e d i n s�� a i d �� m o r�� tgage, the Lane, Inver Grove Heights, Minne- above-described property will be sold by the Sheriff of said county as folsota 55076 lows: TRANSACTION AGENT: N/A DATE AND TIME OF SALE: June 24, TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: 2011 at 10:00 AM PLACE OF SALE: Dakota County U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sota to pay the debt secured by said mortMORTGAGE: $159,200.00 AMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY PAID BY MORT- ments, including attorney fees allowed by law, subject to redemption within GAGEE: $169,211.11 That prior to the commencement of six (6) months from the date of said this mortgage foreclosure proceeding sale by the mortgagor(s), their perMortgagee/Assignee of Mortgagee com- sonal representatives or assigns. If the Mortgage is not reinstated plied with all notice requirements as required by statute; that no Mortgag- under Minn. Stat. §580.30 or the propors have been released from financial erty is not redeemed under Minn. Stat. obligation on said Mortgage; that no §580.23, the Mortgagor must vacate action or proceeding has been insti- the property on or before 11:59 p.m. on t u t e d b y l a w t o r e c o v e r t h a t d e b t December 24, 2011, or the next busisecured by said Mortgage, or any part ness day if December 24, 2011 falls on thereof; that all conditions precedent a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial to foreclose of the Mortgage and acceleration of the debt secures thereby obligation: NONE have been fulfilled; THIS COMMUNICATION IS FROM P U R S U A N T t o t h e p o w e r o f s a l e A DEBT COLLECTOR ATTEMPTtherein contained, said Mortgage will ING TO COLLECT A DEBT. ANY be foreclosed and the above described INFORMATION OBTAINED WILL BE property will be sold by the Sheriff of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF said county as follows: DATE AND TIME OF SALE: June 30, THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE 2011 at 10:00 am PLACE OF SALE: Dakota County T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, Lobby S-100, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured REDEMPTION BY THE MORTGAGOR, by the Mortgage, and taxes, if any, on THE MORTGAGOR'S PERSONAL REPsaid premises, and the costs and dis- RESENTATIVES OR ASSIGNS, MAY BE bursements, including attorneys' fees REDUCED TO FIVE WEEKS IF A JUDIallowed by law, subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION sale by the mortgagor, their personal 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTrepresentatives or assigns. DATE TO VACATE PROPERTY: The GAGED PREMISES ARE IMPROVED date on or before which the mortgagor WITH A RESIDENTIAL DWELLING OF must vacate the property if the mort- LESS THAN FIVE UNITS, ARE NOT gage is not reinstated under Minne- PROPERTY USED IN AGRICULTURAL sota Statutes section 580.30 nor the PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 property redeemed under Minnesota ASSIGNEE OF MORTGAGEE: Statutes sections 580.23 is December Compass Bank 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal Wilford & Geske, P.A. holiday, then the date to vacate is the Attorneys for Assignee of Mortgagee Lawrence A. Wilford next business day at 11:59 p.m. M O R T G A G O R R E L E A S E D F R O M James A. Geske FINANCIAL OBLIGATION ON MORT- 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 GAGE: None THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 020559F01 5/12-6/16/11 THE MORTGAGOR'S PERSONAL REP- 2606104 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A default has occurred in conditions of the following described mortgage: DEBT COLLECTOR ATTEMPTING TO DATE OF MORTGAGE: O c t o b e r 2 9 , COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR 2003 MORTGAGORS: C a r l o s V . G a m b o a THAT PURPOSE. and Arecely M. Gamboa, husband and Dated: May 2, 2011 wife. U.S. Bank National Association ND MORTGAGEE: ABN Amro Mortgage Mortgagee Group, Inc n/k/a CitiMortgage, Inc. Kenneth J. Johnson DATE AND PLACE OF RECORDING: Minnesota State Bar No. 0246074 Recorded March 8, 2011, Dakota Johnson, Blumberg & Associates, LLC County Recorder, Document No. Attorney for Mortgagee 2790051. 230 W. Monroe St., Ste. 1125 ASSIGNMENTS OF MORTGAGE: Chicago, IL 60606 NONE Phone 312-541-9710 TRANSACTION AGENT: NONE Fax 312-541-9711 TRANSACTION AGENT'S MORT2605273 5/12-6/16/11 GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: ABN Amro Mortgage FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: CitiMortgage, Inc. of the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: January 16, 17613 Gander Lane, Farmington, MN 2004 ORIGINAL PRINCIPAL AMOUNT OF 55024 TAX PARCEL I.D. #: 223094602007 MORTGAGE: $136,000.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Daniel R. Huber, a ERTY: married man Lot 2, Block 7, Greenridge Second MORTGAGEE: Mortgage Electronic Addition Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: Recorded: February 26, 2004 Dakota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF County Recorder MORTGAGE: $157,000.00 Document Number: 2179474 AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: DUE AS OF DATE OF NOTICE, INCLUDAnd assigned to: Compass Bank ING TAXES, IF ANY, PAID BY MORTDated: May 02, 2011 Transaction Agent: Mortgage Elec- GAGEE: $144,173.34 That prior to the commencement of tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comcation Number: 100012900017478046 L e n d e r o r B r o k e r : M o r t g a g e plied with all notice requirements as required by statute; That no action or Resources, Inc. R e s i d e n t i a l M o r t g a g e S e r v i c e r : proceeding has been instituted at law or otherwise to recover the debt RoundPoint Mortgage secured by said mortgage, or any part Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS thereof; PURSUANT to the power of sale conLOCATED: Dakota Property Address: 1638 Donald Ct, tained in said mortgage, the above described property will be sold by the Eagan, MN 55121-1709 T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 10-16300-01-110 L E G A L D E S C R I P T I O N O F P R O P - 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 11, Block 1, Cameron Court together with the benefits and subject Law Enforcement Center, 1580 Hwy to the burdens of that certain Declara- 55, Lobby #S-100, Hastings, MN tion of Convenants, Conditions and to pay the debt then secured by said Restrictions Document No. 546393 as Mortgage, and taxes, if any, on said restated by Document No. 1134239, premises, and the costs and disbursements, including attorneys' fees Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of said sale by the mortgagor(s), their $124,238.74 THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. TIME AND DATE TO VACATE PROPtuted at law or otherwise to recover the debt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellpart thereof; PURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h e ��

PUBLIC NOTICE

�� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI�� owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4735 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607238 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2007 MORTGAGORS: P i r a t h e e p a n Suntharalingam and Rauthirica Parameswaran, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544060. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14195 Azalea Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470303020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Bloomfield 4th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $313,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $317,874.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3658 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607493 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2008 MORTGAGOR: Christina F Mccann, A Single Person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. D A T E A N D P L A C E O F RECORDING:Recorded June 26, 2008, Dakota County Recorder, Document No. 2598850. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 10924 Territorial Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410520004 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 4, River Hills Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,180.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10491 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607134 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 6 , 2009 MORTGAGORS:Jacquelynn Sanders and Matthew Sanders, Wife and Husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 17, 2009, Dakota County Recorder, Document No. 2684934. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: May 2, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000491844 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage, A Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3405 Brookview Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027325002062 LEGAL DESCRIPTION OF PROPERTY: The East 77 Feet of Lot 6, Block 2, Sunset Terrace and the West 23 Feet of Lot 13, Block 4, Sunset Terrace 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$149,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$150,763.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10694 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2603806 5/12-6/16/11

PUBLIC NOTICE

MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 18, 2008, Dakota County Recorder, Document No. 2578358. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 19, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001825160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14233 Avalon Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470310804 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0804, Bloomfield Quad Townhomes, Common Interest Community Number 367, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$178,682.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10695 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2603799 5/12-6/16/11

PUBLIC NOTICE

1708 Southview Boulevard, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368390015105 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 5, Wharton & Miller's Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,877.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607573 5/12-6/16/11

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2250 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2607008 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Amended and Restated Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Financing Statement dated May 22, 2006, executed by IGH Development, LLC, a Minnesota limited liability company, as mortgagor (the "Mortgagor"), and delivered to Wells Fargo Bank, National Association, a national banking association, as mortgagee (the "Mortgagee"), which mortgage was recorded on May 31, 2006 as Document No. 2433429 in the Office of the Dakota County Recorder, as amended by that certain Amendment No. 1 to Amended and Restated Mortgage, Security Agreement, Fixture Financing Statement and Assignment of Leases and Rents dated January 30, 2007, which amendment was recorded on March 16, 2010 as Document No. 2719485 in the Office of the Dakota County Recorder, as amended by that certain Amendment No. 2 to Mortgage, Security Agreement, Fixture Financing Statement and Assignment of Leases and Rents dated September 6, 2007, which amendment was recorded on March 16, 2010 as Document No. 2719486 in the Office of the Dakota County Recorder, as amended by that certain Amendment No. 3 to Amended and Restated Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Financing Statement dated February 22, 2010, which amendment was recorded on March 16, 2010 as Document No. 2719487 in the Office of the Dakota County Recorder (the "Mortgage"), the original principal amount secured by said Mortgage, being $5,060,000.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $2,575,246.02; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed. The tracts of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Lots 1 through 20, inclusive, Block 1, Summit Pines; Lots 1 through 8, inclusive, Block 2, Summit Pines; and Lots 1 through 4, inclusive, and Lots 6, 7, 9 and 10, Block 3, Summit Pines; (the "Land"), together with all of the buildings and other improvements, fixtures and equipment now or hereafter located on the Land, all right, title, interest, and privileges of Mortgagor in and to all

��

privileges of Mortgagor in and to all streets, roads, and alleys, used in connection with or pertaining to such Land, all water and water rights, minerals, oil and gas, and other hydrocarbon substances in, on or under the Land, all appurtenances, easements, rights and rights of way appurtenant or related thereto, and all air rights, development rights and credits, licenses and permits related to the Land, and all interest or estate which Mortgagor may hereafter acquire in the property described above, and all additions and accretions thereto, and the proceeds of any of the foregoing (collectively, the "Mortgaged Property"), Property Addresses: 8732 Crismon Way; 8706 Crismon Way; 8680 Crismon Way; 8668 Crismon Way; 8660 Crismon Way; 8650 Crismon Way; 8640 Crismon Way; 8630 Crismon Way; 8620 Crismon Way; 8608 Crismon Way; 8578 Crismon Ct.; 8570 Crismon Ct.; 8581 Crismon Ct.; 8592 Crismon Way; 8582 Crismon Way; 8572 Crismon Way; 8562 Crismon Way; 8554 Crismon Way; 4033 87th St. E.; 4009 87th St. E.; 4067 87th St. E.; 4083 87th St. E.; 4095 87th St. E.; 4115 87th St. E.; 8679 Crismon Way; 8663 Crismon Way; 8593 Crismon Way; 8571 Crismon Way; 4008 87th St. E.; 4026 87th St. E.; 4042 87th St. E.; 4060 87th St. E.; 4098 87th St. E.; 4118 87th St. E.; 8723 Crismon Way; 8733 Crismon Way, Inver Grove Heights, Minnesota, Tax Parcel ID Numbers: 20-73225-01-010; 20-73225-01-020; 20-73225-01-030; 20-73225-01-040; 20-73225-01-050; 20-73225-01-060; 20-73225-01-070; 20-73225-01-080; 20-73225-01-090; 20-73225-01-100; 20-73225-01-110; 20-73225-01-120; 20-73225-01-130; 20-73225-01-140; 20-73225-01-150; 20-73225-01-160; 20-73225-01-170; 20-73225-01-180; 20-73225-01-190; 20-73225-01-200; 20-73225-02-010; 20-73225-02-020; 20-73225-02-030; 20-73225-02-040; 20-73225-02-050; 20-73225-02-060; 20-73225-02-070; 20-73225-02-080; 20-73225-03-010; 20-73225-03-020; 20-73225-03-030; 20-73225-03-040; 20-73225-03-060; 20-73225-03-070; 20-73225-03-090; 20-73225-03-100, will be sold by the Sheriff of Dakota County, Minnesota at public auction on Tuesday, July 12, 2011 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is twelve (12) months from the date of said sale. Each person holding a junior lien upon the Mortgaged Property or some part thereof may redeem beginning after the expiration of the Mortgagor's redemption period, but only if one week or more before the end of the Mortgagor's redemption period the creditor files with the Office of the Registrar of Titles and with the Office of the County Recorder in the county where the Mortgaged Property is located a notice of intention to redeem. Dated: April 29, 2011 WELLS FARGO BANK, N.A. FAEGRE & BENSON LLP By ___________________ D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2600060 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,814.00 MORTGAGOR(S): Daniel J. McNamara, a single person and Ashley M. Thompson, a single person and Dale L. Thompson and Jean M. Thompson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 23, 2005 Dakota County Recorder Document Number: 2391528 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: April 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249110000054615 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 430 Pleasant Dr, Hastings, MN 55033-1508 Tax Parcel ID Number: 19-83952-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Whispering Oaks 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,721.17 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: Dale and Jean Thompson THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020364F01 2599780 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,865.00 MORTGAGOR(S): Derek B. Balsimo and Jolene I. Balsimo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 10, 2009 Dakota County Registrar of Titles Document Number: T653815 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: April 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550251862883 Lender or Broker: Flagstar Bank, FSB Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144199 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13734 Fordham Ave, Apple Valley, MN 55124-5605 Tax Parcel ID Number: 01-31000-07-180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Seven (7), in Greenleaf First Addition to the plat thereof. Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,029.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020362F01 2600357 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,000.00 MORTGAGOR(S): Jaclyn Hinderks and Jeremy Hinderks , wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 08, 2006 Dakota County Recorder Document Number: 2480591 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 27, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520039224565 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1940 Glenfield Ct Unit 24, Eagan, MN 55122-2156 Tax Parcel ID Number: 10-20450-024-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 24, Condominium No. 107, Diffley Commons, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,851.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019474F01 2606081 5/12-6/16/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 26, 2004 MORTGAGORS: James P. McNamara and Crystal M. McNamara, FKA Crystal M. Bauer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 12, 2004, Dakota County Registrar of Titles, Document No. 541758, Certificate of Title No. 124031. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 2, 2007, Recorded: February 20, 2007, Document No. 605983. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249110000032868 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1325 22nd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota Hills, according to the plat thereof now on file and of record in the Office of the Registrar of Deeds within and for said County and State. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$184,618.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

��

�� Law �� Enforcement �� M i n n e s o t a S t a t u�� t e s 5 8 0 . 0�� 7 , t h e Sheriff s Office, f o r e g o i n g f o r e c l o s u r e s a l e i s Center, 1580 Hwy 55, Lobby #S-100, postponed until June 24, 2011 at 10:00 Hastings, MN, in said county and state. am at the Sheriff's Office, Law Dated: January 24, 2011. Enforcement Center, 1580 Hwy 55, Chase Home Finance LLC Lobby #S-100, Hastings, MN, in said Mortgagee/Assignee of Mortgagee county and state. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Dated: May 12, 2011. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 By: Paul A. Weingarden Minneapolis, MN 55416 Attorneys for Mortgagee/Assignee of (952) 925-6888 Mortgagee 30-9693 4500 Park Glen Road #300 THIS IS A COMMUNICATION FROM Minneapolis, MN 55416 A DEBT COLLECTOR. (952) 925-6888 NOTICE OF POSTPONEMENT OF 10-5685 MORTGAGE FORECLOSURE SALE Pursuant to the provisions of THIS IS A COMMUNICATION FROM Minnesota Statutes 580.07, the A DEBT COLLECTOR. 2611722 5/19/11 foregoing foreclosure sale is postponed until May 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, NOTICE OF MORTGAGE Lobby #S-100, Hastings, MN, in said FORECLOSURE SALE county and state. THE RIGHT TO VERIFICATION Dated: March 14, 2011. OF THE DEBT AND IDENTITY OF Chase Home Finance LLC THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee THE TIME PROVIDED BY LAW IS USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. By: Paul A. Weingarden NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: December 22, Minneapolis, MN 55416 2006 (952) 925-6888 MORTGAGORS: Nicholas Ludwig and 30-9693 Analise Ludwig, Married Couple. THIS IS A COMMUNICATION FROM MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. Registration Systems, Inc.. NOTICE OF POSTPONEMENT OF DATE AND PLACE OF RECORDING: MORTGAGE FORECLOSURE SALE Recorded January 18, 2007, Dakota Pursuant to the provisions of County Recorder, Document No. Minnesota Statutes 580.07, the 2489168. foregoing foreclosure sale is A S S I G N M E N T S O F M O R T G A G E : postponed until June 24, 2011 at 10:00 Assigned to: Chase Home Finance LLC, a m a t t h e S h e r i f f ' s O f f i c e , L a w Dated: November 18, 2010. Enforcement Center, 1580 Hwy 55, TRANSACTION AGENT: Mortgage Lobby #S-100, Hastings, MN, in said Electronic Registration Systems, Inc. county and state. TRANSACTION AGENT'S MORTDated: May 16, 2011. GAGE IDENTIFICATION NUMBER ON JPMorgan Chase Bank, National MORTGAGE: 100162500019583005 Association LENDER OR BROKER AND MORTMortgagee/Assignee of Mortgagee G A G E O R I G I N A T O R S T A T E D O N USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: Ohio Savings Bank By: Paul A. Weingarden R E S I D E N T I A L M O R T G A G E S E R - Attorneys for Mortgagee/Assignee of VICER: Chase Home Finance LLC Mortgagee MORTGAGED PROPERTY ADDRESS: 4500 Park Glen Road #300 12883 Garrett Avenue, Apple Valley, Minneapolis, MN 55416 MN 55124 (952) 925-6888 TAX PARCEL I.D. #: 018472501003 30-9693 LEGAL DESCRIPTION OF PROP- THIS IS A COMMUNICATION FROM ERTY: A DEBT COLLECTOR. Lot 1, Block 3, Woodside Estates, 2614521 5/19/11 Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF NOTICE OF MORTGAGE MORTGAGE: $179,000.00 FORECLOSURE SALE AMOUNT DUE AND CLAIMED TO BE THE RIGHT TO VERIFICATION DUE AS OF DATE OF NOTICE, INCLUD- OF THE DEBT AND IDENTITY OF ING TAXES, IF ANY, PAID BY MORT- THE ORIGINAL CREDITOR WITHIN GAGEE: $174,049.98 THE TIME PROVIDED BY LAW IS That prior to the commencement of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- default has occurred in conditions of plied with all notice requirements as the following described mortgage: DATE OF MORTGAGE: M a r c h 4 , required by statute; That no action or proceeding has been instituted at law 2005 MORTGAGORS: Troy E. Keller and or otherwise to recover the debt secured by said mortgage, or any part Victoria L. Keller, husband and wife. thereof; MORTGAGEE: H O M E S E R V I C E S P U R S U A N T t o t h e p o w e r o f s a l e LENDING, LLC DBA EDINA REALTY contained in said mortgage, the above MORTGAGE. described property will be sold by the DATE AND PLACE OF RECORDING: Sheriff of said county as follows: Recorded March 15, 2005, Dakota DATE AND TIME OF SALE: January C o u n t y R e c o r d e r , D o c u m e n t N o . 28, 2011 at 10:00 AM 2304457. ASSIGNMENTS OF MORTGAGE: PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy Assigned to: Mortgage Electronic Reg55, Lobby #S-100, Hastings, MN istration Systems, Inc., Dated: March to pay the debt then secured by said 15, 2005, Recorded: March 27, 2006, Mortgage, and taxes, if any, on said Document No. 2415501. And thereafp r e m i s e s , a n d t h e c o s t s a n d d i s - ter assigned to: U.S. Bank, NA, Dated: bursements, including attorneys' fees January 20, 2011. allowed by law subject to redemption TRANSACTION AGENT: NONE within six (6) months from the date of TRANSACTION AGENT'S MORTsaid sale by the mortgagor(s), their GAGE IDENTIFICATION NUMBER ON personal representatives or assigns MORTGAGE: NONE unless reduced to Five (5) weeks under LENDER OR BROKER AND MORTMN Stat. §580.07. GAGE ORIGINATOR STATED ON T I M E A N D D A T E T O V A C A T E MORTGAGE: HOMESERVICES LENDPROPERTY: If the real estate is an ING, LLC DBA EDINA REALTY MORTo w n e r - o c c u p i e d , s i n g l e - f a m i l y GAGE dwelling, unless otherwise provided by RESIDENTIAL MORTGAGE SERlaw, the date on or before which the VICER: U.S. Bank Home Mortgage mortgagor(s) must vacate the property MORTGAGED PROPERTY ADDRESS: if the mortgage is not reinstated under 2201 Horizon Place, Burnsville, MN section 580.30 or the property is not 55337 redeemed under section 580.23 is TAX PARCEL I.D. #: 02-33375-090-01 LEGAL DESCRIPTION OF PROP11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM ERTY: FINANCIAL OBLIGATION ON LOT 9, BLOCK 1, HORIZON HEIGHTS EAST, DAKOTA COUNTY, MINNEMORTGAGE: None SOTA "THE TIME ALLOWED BY LAW FOR COUNTY IN WHICH PROPERTY IS REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF RESENTATIVES OR ASSIGNS, MAY BE R E D U C E D T O F I V E W E E K S I F A MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION DUE AS OF DATE OF NOTICE, INCLUD5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TAXES, IF ANY, PAID BY MORTO T H E R T H I N G S , T H A T T H E GAGEE: $196,236.48 That prior to the commencement of MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L this mortgage foreclosure proceeding D W E L L I N G O F L E S S T H A N F I V E Mortgagee/Assignee of Mortgagee comUNITS, ARE NOT PROPERTY USED IN plied with all notice requirements as AGRICULTURAL PRODUCTION, AND required by statute; That no action or proceeding has been instituted at law ARE ABANDONED." Dated: November 22, 2010. or otherwise to recover the debt secured by said mortgage, or any part Chase Home Finance LLC thereof; Mortgagee/Assignee of Mortgagee PURSUANT to the power of sale USSET, WEINGARDEN AND LIEBO, P.L.L.P. contained in said mortgage, the above By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of described property will be sold by the Sheriff of said county as follows: Mortgagee DATE AND TIME OF SALE: April 1, 4500 Park Glen Road #300 Minneapolis, MN 55416 2011 at 10:00 AM (952) 925-6888 PLACE OF SALE: S h e r i f f ' s O f f i c e , 30-9693 Law Enforcement Center, 1580 Hwy THIS IS A COMMUNICATION FROM 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said A DEBT COLLECTOR. Mortgage, and taxes, if any, on said NOTICE OF POSTPONEMENT OF premises, and the costs and disburseMORTGAGE FORECLOSURE SALE Pursuant to the provisions of ments, including attorneys' fees Minnesota Statutes 580.07, the forego- allowed by law subject to redemption ing foreclosure sale is postponed until within six (6) months from the date of March 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement ��

PUBLIC NOTICE

�� thereof. �� PROPERTY ADDRESS: �� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 1, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 28, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 9, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2606547 5/19/11

PUBLIC NOTICE

4378 Cinnamon Ridge Trail, Eagan, MN 55122 PROPERTY I.D: 10 17405 082 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Eight Hundred Thirty-Seven and 43/100 ($153,837.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 10, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00869-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3946716 03/24/2011, 03/31/2011, 04/07/2011, 04/14/2011, 04/21/2011, 04/28/2011 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for May 10, 2011 at 10:00 AM, has been postponed to October 11, 2011 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: May 10, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Jennifer K Fischer (0311248) Attorneys for WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00869-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3993677 05/19/2011 2614411 5/19/11

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc f/k/a Norwest Mortgage Inc., Dated: October 29, 1999, Recorded: December 1, 1999, Document No. 1656554. And thereafter assigned to: U.S. Bank, National Association s/b/m to The Leader Mortgage Company, Dated: October 29, 1999, Recorded: December 1, 1999, Document No. 1656555, as corrected by Document No. 1789339; and also assigned by Document No. 1938223. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Edina Realty Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 313 Main Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-77000-100-29 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 29, in the Town of Farmington, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,374.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,613.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 11, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2608952 5/19/11

PUBLIC NOTICE

MORTGAGORS: Christopher W. Bel flower and Lisa E. Belflower, husband and wife. MORTGAGEE: C e n t r a l M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded December 13, 2002, Dakota County Recorder, Document No. 1971877. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Bank D/B/A Regions Mortgage, Inc. S/B/M Union Planters Bank, National Association, Dated: October 22, 2002, Recorded: December 13, 2002, Document No. 1971878. And thereafter assigned to: JPMorgan Chase Bank, N.A., Dated: February 13, 2008, Recorded: March 13, 2008, Document No. 2577400. And thereafter assigned to: Chase Home Finance LLC, Dated: October 1, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Central Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1934 52nd Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 204769503001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Mathern Heights First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,141.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 25, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 12, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 23, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said

Lobby #S 100, Hastings, MN, in said county and state. Dated: May 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2615332 5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217657 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: December 20, 2010 Recorded: December 23, 2010 Dakota County Recorder Document Number: 2774469 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,390.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2011, or the next business day if August 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2011 at 10:00 AM has been postponed to March 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC

GMAC Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 14, 2011 at 10:00 AM has been postponed to April 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 14, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 14, 2011 at 10:00 AM has been postponed to May 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2011 at 10:00 AM has been postponed to June 23, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 18, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 2608934 5/19/11

PUBLIC NOTICE

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 19, 2011 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 16, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2615097 5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

said County and State. DATED: February 03, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 08, 2011 at 10:00 AM has been postponed to April 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 08, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 12, 2011 at 10:00 AM has been postponed to May 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2011 at 10:00 AM has been postponed to June 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2605580 5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2006 MORTGAGORS: Rogelio Rodriguez and Marisol Rodriguez, Husband and Wife. MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Registered March 27, 2007, Dakota County Registrar of Titles, Document No. 607983, Certificate of Title No. 141339. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 11, 2009, Recorded: March 5, 2009, Document No. T640187. And thereafter assigned to: CitiMortgage, Inc., Dated: March 2, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8264 Dawson Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-12350-100-03 LE GA L DE SC R IPT ION OF PR OPERTY: Lot Ten (10), Block Three (3), Autumn Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $267,825.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2615700 5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,750.00 MORTGAGOR(S): Caleb S. Garn and Angela Garn, husband and wife MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489235 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517970 And assigned to: Countrywide Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota

County Recorder Document Number: 2517971 And assigned to: BAC HOME LOANS SERVICING, LP Dated: December 14, 2010 Recorded: December 20, 2010 Dakota County Recorder Document Number: 2773465 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11679 Millpond Ave, Burnsville, MN 55337-7251 Tax Parcel ID Number: 02-48503-056-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 56, CIC Number 157, Boulder Pond, a condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,018.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

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REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018395F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2011 at 10:00 AM has been postponed to March 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 10, 2011 at 10:00 AM has been postponed to April 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 11, 2011 at 10:00 AM has been postponed to May 16, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 11, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 16, 2011 at 10:00 AM has been postponed to June 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 16, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018395F01 2607377 5/19/11

Lakeville to form finance committee Appointed body will advise city on budget, fiscal issues by Aaron Vehling DAKOTA COUNTY TRIBUNE

The city of Lakeville will offer residents a new way to give their input on fiscal issues and budget matters. The Lakeville City Council voted 4-1 (with Council Member Matt Little dissenting) to form a finance committee. Mayor Mark Bellows, along with members of the Lakeville Chamber of Commerce, have been big proponents of the idea. The vote comes after months of planning, including late-into-the-night work sessions and ample input from the cityâ&#x20AC;&#x2122;s finance department. The intent was to create an appointed advisory body akin to the entity the Lakeville school district has: A point at which the residential and business communities have a venue for sharing their budget ideas while giving the City Council and staff insight into the pulse of the community. The committee, said City Administrator Steve Mielke at the meeting, would function as a citizen advisory committee. It will look at long- and short-term finan-

cial planning; state, local and regional financial trends; legislative issues; and provide assistance in public education programs relative to the cityâ&#x20AC;&#x2122;s budget and finances. â&#x20AC;&#x153;This is about protecting the taxpayersâ&#x20AC;&#x2122; dollar,â&#x20AC;? Bellows said. But Little sees the finance committee as â&#x20AC;&#x153;another layer of government bureaucracy.â&#x20AC;? â&#x20AC;&#x153;We are not in a dire fiscal situation because of (Finance Director Dennis Fellerâ&#x20AC;&#x2122;s) leadership,â&#x20AC;? he said. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m seeing this as an unnecessary duplication.â&#x20AC;? Little said another reason he opposed the formation of the committee was because of the cost. â&#x20AC;&#x153;I would take that figure and put that into fixing potholes,â&#x20AC;? he said. Cost unknown City staff have not determined the cost of the committee, and the council has not appropriated any funds toward the venture, though plans to iron out these details are in the works. At a work session on April 25, the cost was estimated at anywhere between $20,000 and $60,000. The biggest cost: devoting staffing resources to the new commit-

tee. â&#x20AC;&#x153;I think we have to recognize there are four to eight hours a month dedicated to monthly meetings,â&#x20AC;? Mielke said at the work session. â&#x20AC;&#x153;The issue is one of how much time will Dennis, and to some extent I, need to commit to this process?â&#x20AC;? But the lack of a cost determination at that meeting led Little to declare that â&#x20AC;&#x153;I will vote against it if we donâ&#x20AC;&#x2122;t have a cost.â&#x20AC;? The other council members â&#x20AC;&#x201C; Colleen Ratzlaff LaBeau, Kerrin Swecker and Laurie Rieb - all indicated they supported the committee because of the excellent community input it promises. â&#x20AC;&#x153;This is not being put together because Mr. Feller has not done a wonderful job,â&#x20AC;? LaBeau said. â&#x20AC;&#x153;This is about bringing together people with different ideas.â&#x20AC;? Mielke said the city will begin to advertise soon for applications to the committee. The appointment decisions will be made June 27. E-mail Aaron Vehling at aaron.vehling@ecm-inc. com and www.facebook.com/ thisweeklive.

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May 19, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo submitted

CHS is a farming cooperative with 300,000 members across the globe. The company pro- CHS is an Inver Grove Heights-based energy, grain and foods company that was founded duces and distributes grain and food products. It also distributes fuel. after a merger of two companies in 1998. CHS from Page 1A

refined fuel pipeline in the northern plains region â&#x20AC;&#x201C; a $26 million investment. CHS is the largest distributor of ethanol in the United States. The company also offers insurance, and financial and risk management services to farmers. All this diversification has paid off for CHS. The company generated $32.2 billion in revenue by 2008. Its profit that year was $1.2 billion. The company broke a record the following year when it returned $347 million in cash and preferred stock to its

owners. â&#x20AC;&#x153;This is a result of our ability to position ourself in the marketplace,â&#x20AC;? Jordan said. By 2010, CHSâ&#x20AC;&#x2122;s revenue began to dip slightly, yet the company still remained quite profitable. The companyâ&#x20AC;&#x2122;s net revenue was $25.3 billion, while its profits were $870.5 million. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve had growth in some areas and dips in others,â&#x20AC;? Jordan said. Demand for grain and fuel has grown across the globe in recent years as more nations develop, she said. However, other segments are shrinking. â&#x20AC;&#x153;The agricultural industry has its ups and downs,â&#x20AC;? she said. â&#x20AC;&#x153;I feel that because

Eagan representative opposes federal health care bill Wardlow, other state Republicans sign on dotted line on challenge to â&#x20AC;&#x2DC;Obamacareâ&#x20AC;&#x2122; by T.W. Budig ECM CAPITOL REPORTER

Rep. Doug Wardlow, REagan, and other Republicans signed a friend of the court brief filed last week in the U.S. Court of Appeals challenging the constitutionality of the recently passed federal Patient Protection and Affordable Care Act â&#x20AC;&#x201D; â&#x20AC;&#x153;ObamaCare,â&#x20AC;? to critics. Wardlow, an attorney, argued the 2,700-page, $938 billion federal health care bill passed last year over reached by requiring the purchasing of health care by individuals. â&#x20AC;&#x153;The Supreme Court, God willing, will get the question right,â&#x20AC;? Wardlow said. According to Republicans, they joined North Carolina Republicans in filing the amicus brief. They did this because their state attorney generals â&#x20AC;&#x201D; in Minnesotaâ&#x20AC;&#x2122;s case, Attorney General Lori Swanson â&#x20AC;&#x201D; failed to file a lawsuit. Wardlow argued that if the federal government actually had the powers it grants itself in the health care bill, state legisla-

tures might as well disband â&#x20AC;&#x201D; states would become â&#x20AC;&#x153;a subdivision of the federal government,â&#x20AC;? he said. Separate rulings in federal court have found the health care bill constitutional and unconstitutional. The Republicans insisted, when asked, that attending to the state budget was still their top priority, but House Civil Law Chairman Torrey Westrom, R-Elbow Lake, said House and Senate had passed their budget bills. â&#x20AC;&#x153;I think itâ&#x20AC;&#x2122;s very consistent with a legislatorâ&#x20AC;&#x2122;s duties,â&#x20AC;? he said of working on other matters. No Democrat signed the friend of the court brief, Wardlow said. Democrats argued what the Republicans were doing was ill advised and counterproductive. â&#x20AC;&#x153;We donâ&#x20AC;&#x2122;t think the courts are going to overturn the president,â&#x20AC;? said Rep. Tom Huntley, DFL-Duluth, House Health and Human Services Finance Committee lead Democrat. Democrats spoke of a â&#x20AC;&#x153;failure of (Republican) leadershipâ&#x20AC;? in pursuing nonbudget issues when no budget agreement with Democratic Gov. Mark Dayton has been reached. T.W. Budig is at tim.budig@ ecm-inc.com.

we diversify, that helps offset parts that are not performing as well.â&#x20AC;? Like many companies of its size, CHS shares its suc-

cess by contributing to local nonprofit organizations. Each year, CHS donates to local 4-H groups and provides scholarships through

its foundation to students interested in pursuing an agriculture degree. â&#x20AC;&#x153;It comes with being a cooperative,â&#x20AC;? Jordan said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s

important to our members to build a vital rural America.â&#x20AC;? Jessica Harper is at jessica.harper@ecm-inc.com.

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