05/20/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

Sanitation business builds success from ground up 2A Pawn store reaps rewards of determination, recession 9A Minnesota Legislature, governor reach budget deal 10A

A.M. VEHLING JESSICA HARPER T.W. BUDIG

dakotacountytribune.biz dakotacountytribune.biz

DATE20, ##, 2009 MAY 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 12

Dakota County Tribune Since 1884

Food manufacturing thrives despite recession Food manufacturing has experienced job growth in Minnesota and Dakota County by Jessica Harper

ConAgra Foods has experienced job growth between 2006 and 2009 by adding 65 employees. ConAgra spokesperson Bob Kula attributes the job growth to overall growth in the company.

DAKOTA COUNTY TRIBUNE

While many segments of the manufacturing sector, such as automotive and metal, continue to lose jobs as a result of the recession, another sector is thriving. Food manufacturing has continued to grow over the last few years. Jobs in this field increased 26.4 percent in Dakota County, adding 558 jobs, between the third quarter of 2006 and the third quarter of 2009. In the third quarter of 2009, it became one of the leading manufacturing employers in the county with 2,889 jobs, according to the Minnesota Department of Employment and Economic Development (DEED). ConAgra Foods is one manufacturer in the county that has experienced growth. Its Lakeville facility, which produces and packages granola bars and fruit snacks, added 65 employees between 2007 and 2009. â&#x20AC;&#x153;I think with the economy the way it is, more people are eating at home, which helps companies like ours,â&#x20AC;? said Lee Stearns, manager of the Lakeville plant. ConAgra Foods corporate spokesperson

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State Rep. Margaret Anderson Kelliher has been a key player in creating Minnesotaâ&#x20AC;&#x2122;s budget disaster. PHIL KRINKIE 4A

The legislative session was deadlocked once again because of chronic and intransigent opposition to raising revenues. 4A

BEST PRACTICES

Take time to celebrate entrepreneurship â&#x20AC;&#x201D; without it, we would not survive and the world economy would crumble JEFF APPELQUIST 5A

Photos by Jessica Harper

Food manufacturing jobs increased 26.4 percent in Dakota County, adding 558 jobs, between the third quarter of 2006 and the third quarter of 2009.

Photo by Jessica Harper

In Q3 of 2009, food manufacturing became one of the leading manufacturing sectors in Dakota County with 2,889 jobs, according to the Minnesota Department of Employment and Economic Development. Bob Kula attributes the employment growth to overall growth in the company, but declined to give details. Quality Ingredients, which manufactures dry dairy products in Burnsville, is also seeing job

growth. The company added four employees in the last year. Quality Ingredients President Isabelle Day said the move was in preparation for anticipated growth. â&#x20AC;&#x153;One thing thatâ&#x20AC;&#x2122;s nice about the food industry is that itâ&#x20AC;&#x2122;s pret-

ty stable whether the economy is slow or not,â&#x20AC;? she said. Fred Zimmerman, a former professor of manufacturing systems engineering at the University of St. Thomas, attributes this growth to Minnesotaâ&#x20AC;&#x2122;s

BUSINESS 101

BOB VOSS

Every small business needs a Customer Acquisition Plan to consistently and habitually go after new clients. 6A

See Food, Page 52A

â&#x20AC;&#x153;Minnesota sits on top of such good land - it will help the food manufacturing sector because they can grow it and package it right here.â&#x20AC;?

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May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Sanitation business builds success from ground up Started in 1966 with a business loan and one truck, Dick’s Sanitation of Lakeville is now a south-metro fixture by A.M. Vehling

Dick’s Hot Rod Shop fuels desire for restoring classic cars

DAKOTA COUNTY TRIBUNE

As he discussed his life’s work, Dick Clemmer gazed around his company’s property with pride. Since he started Dick’s Sanitation in Lakeville in 1966, Clemmer has expanded the company from a twotruck, half-acre operation into the 80-truck, 11.5-acre incarnation it is today. He talked about how he devoted every day and much of his life’s energy into building the company, though he was careful to inject a palpable, no-nonsense humility common to a bygone era. “It’s about the people working for you,” Clemmer said. “You get them working on your side.”

by A.M. Vehling DAKOTA COUNTY TRIBUNE

From the ﬁrst truck onward

Photo by A.M. Vehling

Dick Clemmer, founder of Dick’s Sanitation in Lakeville, spun off a new business, Dick’s When Clemmer was a Hot Rod Shop, when demand grew for the firm’s institutional expertise. boy, his father, Chet, ran his own three-truck sanitation one to show up every day,” he Dick’s Sanitation Inc./Lakevlle Sanitation firm in Bloomington. Back said. “I remember pacing the Inc. is open Monday through Friday from 8 then, garbage trucks could floor, thinking ‘Should I exa.m. to 5 p.m. For more information, call: not compact garbage, so the pand? I’m making a good livcommercial: (952) 469-2239; residential: process for pickup was more ing already.’ My instinct was (952) 469-5161, stop by the office at 8984 time-consuming and a bit to go for the third truck.” 215th St. W. Lakeville; or go online at www. dirtier than it is today. Dedickssanitation.com. Gradual, then quick spite this, Chet had enough residential customers to make Mary Ann, ran the business Clemmer focused on growth, growth a decent living. from their Lakeville home. but it wasn’t always easy. By As both Clemmer and In 1966, after 10 years Clemmer drove the truck and the time he had two trucks, his business matured, growth working with his father, the Mary Ann did the books and he was facing a turning point abounded in the south met25-year-old Clemmer ap- other office duties. in his life: Would he take on ro. Neighborhoods sprouted proached his father and anThe business brought in a third truck, thus taking on up in former corn fields and nounced he wanted to quit. about $900 a month, Clem- more work and more debt but business and industry sopped “I’m not making enough mer said, and had a couple potentially ushering in a new up the ample vacant acreage. money,” he told his dad. dozen customers. Today, the era of prosperity for his burGrowth was slow but So he secured a $10,000 company’s revenue approach- geoning family? steady for Clemmer. By 1985, business loan and with one es $20 million. Clemmer only “When I was young, I an opportunity to expand of his father’s trucks started stopped driving a garbage could do two men’s work,” into the residential market Dick’s Sanitation, focusing truck five years ago. Clemmer said. Back then, he presented itself: Lakeville on commercial sanitation serIn contrast with his father, added, the routes were small- Sanitation Inc. came up for vices. Clemmer and his wife, er. “I would work as much as sale. 14 or 15 hours a day.” Clemmer saw this as an But a third truck would excellent means for expan“You have to trust someone to mean he would have to hire show up every day. I remember someone. This, Clemmer sion. He beat out several larger (even national) sanitation pacing the floor, thinking said, was tough because it companies. The move was ‘Should I expand? I’m making a also meant he would have to risky, though. – Dick’s Sanitation good living already.’ My instinct entrust someone else with a “I had to mortgage my owner and founder was to go for the third truck.” portion of his livelihood. house to make the down pay“You have to trust someSee Sanitation, 52A

In Brief

Dick Clemmer

Residential

Roll-Off

Recycling

Commercial

What does garbage have to do with hot rods? For 40 years Dick Clemmer of Lakeville was known for Dick’s Sanitation, the waste management company he started in 1966, and for his involvement with Pan-O-Prog, Lakeville Cleanup Day, Sharing and Caring Hands and the United Veterans Association. But as Clemmer tried out semi-retirement, he became reacquainted with his love for cars – and restoring them. “I was always interested in cars, but I never had the time or the money,” Clemmer said. One day in 2005 he was driving and noticed a rusty 1947 Ford in someone’s front yard. He picked it up for $1,500, after some negotiation that saw Clemmer almost lose the car to another bidder. Then he began gathering mechanics to work on his own classic car acquisitions. He ended up spinning off a whole new business, Dick’s Hot Rod Shop, when demand grew for the firm’s institutional expertise. Located in a building on the grounds of Dick’s Sanitation, the Hot Rod Shop is a state-of-the-art restoration facility. Adorning much of the interior facility is a number of immaculate restorations of Fords and Chevys from that classic era of jet plane-influenced body styles and couch-sized interior seats. From lime green convertibles to a blue Chevy hot rod with suicide doors and a wooden trunk for a “trunk,” Clemmer’s show room is a walk through automobile history. One Chevy from the 1940s occupied the shop in a condition suggestive of the worst of times: its paint had faded, its interior filled with an assortment of car parts and its engine half-assembled. Its owner charged Dick’s Hot Rod staff with the task of restoring it to the point of immaculate exhibition quality. From the mechanical work to the point where the staff runs the car through a paint chamber and then the final detailing, the whole process takes nine months. “It’s kind of like having a baby,” he said. The cars do not always sit idle in the showroom, though. Clemmer and his wife, Mary Ann, often spend their weekends driving their restorations to various car shows throughout the state. The large – and mostly occupied – trophy case on the wall at the entrance to the shop is evidence of this. To see photos of the Hot Rod Shop’s current projects, go to http://www.dickscustomhotrods.com/projects.html.

In Brief

Dick’s Hot Rod Shop is open weekdays from 8 a.m. to 4:30 p.m. For more information, go online at www. dickscustomhotrods.com, call (952) 4699878 or stop by the shop at 8984 215th St. W., Lakeville.

Photo by A.M. Vehling

Dick’s Hot Rod Shop has restored a number of classic cars during the short time that it has been open for business.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades JEFF APPELQUIST Award winner Blue Knight Battleﬁeld Seminars Apple Valley

“Sacred Ground: Leadership Lessons from Gettysburg and Little Bighorn,” by Jeff Appelquist, president of Blue Knight Battlefield Seminars, recently earned a 2010 National Indie Excellence award. The book, which was published in March and highlights the lessons business leaders can learn from those who led these battles, placed in the NIE’s military history category. Appelquist is an Apple Valley resident and a regular contributing columnist to the Dakota County Tribune Business Weekly.

Business Briefs ZIP SUPPLY SIGNS WITH MEDIA RELATIONS Zip Supply has signed with Burnsville-based Media Relations Inc., one of the nation’s largest pay-per-interview publicity and marketing agencies. Zip Supply is a full-service print and copy shop business that is owned and operated by Odessa, Texas-based Mission Messiah, a nonprofit, faith-based residency program for troubled women and their children. Media Relations Inc. was established in 1988. It is a part of the Kocina Branding & Marketing Companies family, which also includes Mid-America Events & Expos Inc., and Checkerboard Strategic Web Development. UECU BOARD CHAIR RE-ELECTED, COMMITTEE MEMBER ELECTED Two volunteer leadership positions were filled at United Educators Credit Union’s Annual Meeting of Membership in late April. George Peper was re-elected as chairperson on the United Educators Credit Union Board of Directors and will serve a three-year term. The board sets the policies and direction of United Educators Credit Union. Peper is a retired teacher from the Willmar School District, and has served the credit union in a leadership capacity for 23 years. Kathy Frisk of New Brighton was reelected to the United Educators Credit Union Supervisory Committee and she

Buzz Spotlight Lakeville transit company recognized for safety Schmitty and Sons receives Premier Partner Award from SFM Mutual Insurance by Jessica Harper DAKOTA COUNTY TRIBUNE

Schmitty and Sons, a bus service contractor based in Lakeville, recently earned the Premier Partner Award for performance in worker compensation from Bloomington-based SFM Mutual Insurance Company. SFM Mutual is Minnesota’s largest workers’ compensation insurer and presents the award annually to five employers among its 13,000 Midwest employers. Schmitty and Sons, which has been in business since 1952, is the only company in the transportation industry to win the award. “We are very pleased to receive this award,” said Schmitty and Sons President and Owner Dan Schmitt. “It’s a

team effort in which we are looking at different aspects of safety all the time. It affirms the idea of being proactive.” Schmitty and Sons offers numerous programs to decrease workplace accidents and injuries. Its Injury Prevention Program, for instance, requires all employees to attend regular A Workplace Accident and Injury Reduction meeting to review safety rules, perform monthly job site safety inspections, complete monthly fleet and facilities compliance checklists and participate in bi-monthly safety meetings to discuss incident prevention. “Schmitty and Sons excels all the way around in their injury programs,”

SFM Mutual spokesperson Mark Ladwig said. “If there is an injury, they do a very nice job helping people get back to work.” The company’s Return-to-Work Program provides employees with transitional tasks to complete when injured and helps to control workers’ compensation costs. It also minimizes the impact work-related injuries have on employees by helping them return to work as soon as possible. The company, which contracts for the Minnesota Valley Transit Authority, and Shakopee and Prior Lake schools, also offers a Right-to-Know Program and a Hearing Conservation Program. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs

will also serve a three-year term. This supervisory committee ensures the financial stability and soundness of the credit union through regular auditing of operational and accounting procedures. Frisk has been a member of the credit union for 22 years. All board directors and supervisory committee members are volunteer members of the credit union. This unique structure sets credit unions apart from other financial institutions. United Educators was established in 1957 to meet the financial needs of school staff members and their families throughout Minnesota, and is the only statewide credit union exclusively serving the education community. United Educators Credit Union offers a full line of financial services, including savings products, checking, consumer loans, youth and organization accounts, online banking, and more.

invitation-only event for the Top 100 RE/MAX agents and team leaders in Minnesota and Wisconsin. The annual event provides a unique educational opportunity for RE/MAX North Central’s top agents. This year’s guest speakers included Brad Hanks, author of “Social Media is a Cocktail Party,” and Robin Getman, a Minneapolis-based hospitality expert.

Lines; Gwen Gil, team member with Caribou Coffee; and Mike Jones, concourse lead wheelchair assistant with G2 Secure Staff. The MSP Employee of the Year Award recognizes three workers from throughout the MSP community who best exhibit a commitment to airport customers, community building and leadership. Winners are nominated by their peers and selected by a committee that includes staff from the Airport Foundation MSP, Metropolitan Airports Commission, Transportation Security Administration and MSP concessions tenants, along with the previous year’s winners. The award is nicknamed “The Dorothy” after Dorothy Schaeffer (19142006), a MAC employee who held many titles in her 47 years at MSP.

CROSS FIT NORTHSTAR MOVES TO APPLE VALLEY Cross Fit Northstar, an exercise facility, moved from Rosemount to Apple Valley this month. It is located at Pilot Knob and Energy Way behind Questar. APPLE VALLEY AGENT ATTENDS RE/MAX TOP AGENT SUMMIT Steve Fiorella, an agent with RE/ MAX Results in Apple Valley, attended the Top Agent Summit last month at the W Hotel at the historic Foshay Tower in Minneapolis. The Top Agent Summit is an

AIRPORT FOUNDATION MSP HONORS EMPLOYEES The Airport Foundation MSP awarded three Minneapolis-St. Paul International Airport employees with a trophy, certificate, and check for $1,000 at the Metropolitan Airports Commission board meeting last week. This year’s MSP Employee of the Year award winners are Michelle Crow, airport customer service with Delta Air

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Kelliher has overseen four years of budgeting failures by Phil Krinkie SPECIAL TO THE TRIBUNE

In January 2007 when Rep. Margaret Anderson Kelliher, DFL-Minneapolis, assumed the post of speaker of the House, the second most powerful job in state government, the state budget outlook was positive — the state budget forecast projected a $2 billion surplus for the next two-year cycle. With this rosy economic picture, even the Minneapolis liberal could proclaim: “The Democratic House Caucus is fiscally conservative and does not plan any major tax increases.” During her first year as House speaker, we saw spending increases of $6 billion. But soon Kelliher’s big-spending habits would kick into high gear. In the early weeks of the 2008 session, the House pushed through a $6.6 billion transportation funding package, paid for with increases in the gas tax, license tax, excise tax and sales tax. GOP Gov. Tim Pawlenty quickly vetoed the bill, calling it excessive. In response to Pawlenty’s veto, Kelliher organized an override of the governor’s veto and with great glee persuaded all DFL legislators and a handful of Republican House members to impose more than $6 billion in new taxes. But Kelliher’s spending spree wasn’t over. Included in the 2008 legislative agenda was

Guest Columnist Phil Krinkie

a proposed constitutional amendment for the fall election that would increase taxes for the arts and outdoor entertainment by more than $250 million a year. By the end of the legislative session in 2008, the $2 billion budget surplus from just 18 months earlier was gone, so was $500 million in budget reserves, plus there was an increase of more $800 million in various taxes and fees. In November of 2008, voters approved the constitutional amendment for a sales tax increase, just before the general economy started to plunge. At the start of the 2009 legislative session, the state budget forecast showed a $3.8 billion deficit, which would balloon to $6.4 billion by March. Under Kelliher’s leadership, the House passed a $1.5 billion package of tax increases to try and close the budget gap. But, unable to reach agreement with the Senate on a tax bill, the speaker resorted to a scaled back $1 billion tax bill that was sent to Pawlenty, despite a clear warning that he

would veto the bill. With time running out in the 2009 session, the speaker again pushed through another $1 billion tax package combined with a $1.7 billion delay in school payments in what was a failed attempt to balance the state’s budget. Even with considerable financial help from the federal government, to the tune of about $2 billion, the governor was left to make the remaining $2.7 billion in spending reductions via the unallotment process to finally bring the budget into balance for the 2010-2011 biennium. But with tax receipts continuing to decline, the state budget forecast in February 2010 projected a $1 billion deficit for the remainder of the 2010-11 biennial budget. Kelliher’s caucus has yet to produce a balanced budget. In just four short years of Kelliher’s budgeting failures, the state of Minnesota has gone from a $2 billion budget surplus to a projected $7 billion budget deficit for 201213. After the Minnesota Supreme Court pronounced that Pawlenty had overstepped his authority with his $2.7 billion in unallotments in June of 2009, the surprise decision by the high court placed an even greater burden on the Legislature and the speaker because the budget deficit was more than $3

billion. Tallying up this record of fiscal mismanagement, the speaker has increased taxes by more than $1 billion per year under her watch, delayed almost $2 billion in payments to schools, increased fees by millions of dollars and left the state borrowing money from every available state fund that had any untapped resources. As the DFL-endorsed candidate for governor, Kelliher will blame Pawlenty for these budget woes, but the reality is the Legislature has the sole responsibility for appropriating funds. The simple truth is Kelliher cannot shift the blame, given that she has been a key player in creating this budget disaster. Since the major media outlets have avoided relaying this historical perspective, it will now be up to Kelliher’s DFL and Republican gubernatorial opponents to highlight her excessive tax-and-spending failures. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@taxpayersleague.org.

Balanced approach escapes budget-setting once again by Dane Smith SPECIAL TO THE TRIBUNE

The 2010 legislative session was deadlocked once again because of chronic and intransigent opposition to raising revenues. We desperately need a more balanced approach to budget-balancing. Most things that our taxes and governments provide are either essential or of comparable value to private-sector goods and services. And although we certainly must review and redesign our public sector, raising at least some revenue to address our state’s historic budget crisis makes obvious sense. Our way of life in Minnesota has been enriched with public investments in human capital and infrastructure. But our economy and the quality of our public sphere is deteriorating after more than a decade of ideological rigidity in budget-balancing, unsustainable tax cuts benefitting primarily high-income households, and a dubious distinction as the No. 1 state in cutting public investments. Yes, that means raising revenue — i.e., taxes, because the facts matter. We’ve all heard people say, in jest, that their minds are made up and that they don’t want to be confused with the facts. But we should demand at least a little more open-mindedness and evidence-based decision-making from our elected legislators, especially in times

Guest Columnist Dane Smith

of crisis. And that’s exactly what we had as the 2010 legislative session staggered toward adjournment with an unexpectedly huge and crushing budget shortage. Here in one handy place, are some pertinent facts for “taxophobic” legislators and their constituents. Let’s call it “Eleven Top Reasons to Raise State Revenue during a Desperate and Historic Revenue Shortage.” 1. We have a desperate and historic shortage of revenue, suddenly worse than we thought. The Minnesota Supreme Court’s decision that Gov. Tim Pawlenty’s unallotment last summer was illegal leaves a $3 billion hole for the year remaining in the current budget period, and the February forecast anticipates almost a $6 billion hole in the 2012-2013 budget. This is an unprecedented shortage of roughly 20 percent of our common funds, and this emergency cries out for a return to balance and ending the cuts-and-shifts strategy of the last decade. 2. We do need a top-to-bottom review and redesign of state and local

government. But we also must accept that fair and sufficient taxes and wise public investments are good for business and job growth. Without first-rate education systems and public works infrastructure, the quality of life in our communities degenerates, purchasing power declines — especially for struggling middle-income and lower-income folks — and business suffers. It is that simple. 3. Almost everything that our better-than-average governments in Minnesota buy with our taxes — hospitals, water and sewer systems, schools and colleges, roads and transit, police and fire protection, and health care for the elderly — is comparable in value to many of the things people buy privately with their money. 4. We’re already No. 1 in cutting. Since 1998 and over more than a decade under the prevailing no-new-taxes dogma, Minnesota has cut its taxes, especially for high-income folks at the top, and reduced its investment in public goods that benefit a broad base of our citizens. According to rankings calculated by the group Minnesota 2020, drawn from Census Bureau statistics, Minnesota has cut more as a percentage of its income and budgets than any other state. 5. We’re increasingly alone. Minnesota actually is among a shrinking minority of states refusing to employ a See Budget, Page 6A

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Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010

Best Practices

Take the time to celebrate entrepreneurship by Jeff Appelquist SPECIAL TO THE TRIBUNE

I had the opportunity to work at the Best Buy Corporation from 2001 to 2009. Although the company was formed in 1966 â&#x20AC;&#x201C; almost 45 years ago â&#x20AC;&#x201C; I was always surprised and impressed to see the founder, Richard Schulze, as a frequent presence at corporate headquarters. While Dick Schulze long ago turned over day-to-day operational responsibility and decision making to others, his innovative spirit, willingness to take risks, and drive for results are still very much a part of the corporate culture. Even though Best Buy is now one of the largest business enterprises in America with almost $50 billion in revenues and 150,000 employees, it is still a company that celebrates entrepreneurship. It is absolutely fascinating to contemplate that every business in the world, including behemoths like General Electric (Thomas Edison), Wal-Mart (Sam Walton), Toyota Motor (Kiichiro Toyoda), and Mary Kay Inc. (Mary Kay Ash) started as nothing more than an idea in someoneâ&#x20AC;&#x2122;s head. That person

Guest Columnist Jeff Appelquist

either had a new and better idea, or got sick of working for someone else, or both. And he or she also invariably had a high tolerance for uncertainty and an intense determination to succeed. It is this powerful spirit of entrepreneurship without which we could not survive and the world economy would crumble. While clearly not everyone is cut out to be an entrepreneur, we all desperately need and depend on these founding visionaries â&#x20AC;&#x201C; whatever the size of the enterprise they invent â&#x20AC;&#x201C; to continue to innovate, to strive, and to build. There is a strong difference of opinion as to whether entrepreneurship can be taught. Are entrepreneurs born, or can they be made? If the increase in formal entrepreneurial education over the last 30-plus years is any indication, many business schools believe the skills can be learned. Today, better than

2,000 American colleges and universities offer classes in entrepreneurship, compared to a paltry 200 back in the 1970s. G r e g g Fairbrothers is the founding director of the Dartmouth Entrepreneurial Network, and he teaches a hugely successful course in entrepreneurship at the Tuck School of Business. In Fairbrotherâ&#x20AC;&#x2122;s class the students learn through experience; the vast majority of the work takes place outside the classroom. Students develop and present their own ideas for a startup, and then are tasked with refining their approach, testing in the marketplace, and pitching to potential investors to secure financing. Clearly, Fairbrothers believes that learning by doing in the hard school of the marketplace is the only way to teach entrepreneurship. Fairbrothers also acknowledges that entrepreneurship is a difficult concept to define and measure with any precision. He suggests that entrepreneurs are characterized more by a set of identifiable traits than by what

they do, and that the range of entrepreneurial behaviors can be plotted along a classic bell curve. In a recent Fortune Magazine article Fairbrothers says, â&#x20AC;&#x153;So the question is, can you take a point on that curve and move it? If â&#x20AC;&#x2DC;entrepreneurialâ&#x20AC;&#x2122; is to the right, can you move it that way? I know I can move it that way. Iâ&#x20AC;&#x2122;ve done it.â&#x20AC;? Entrepreneurship, therefore, is not a single trait that some individuals and organizations possess and others do not. It is not an all-or-nothing proposition, but rather a spectrum of behaviors that includes innovative approaches, calculated risks, and willingness to fail and try again. Starbucks CEO Howard Schultz recently held a series of brainstorming meetings with a group of his employees. Schultz was the entrepreneurial visionary behind the massive growth of the Starbucks brand. He left the company for a time only to return in 2008 as Starbucks struggled to maintain its impressive growth. The employee focus group helped in the effort to return to entrepreneurial roots. Schultz says in a recent New

York Times interview, â&#x20AC;&#x153;We lost our way â&#x20AC;Ś [so] we went back to start-up mode, hand-to-hand combat every day. And with the kind of discussion and focus that probably we had not had as a company since the early days â&#x20AC;&#x201C; the fear of failure, the hunger to win.â&#x20AC;? Among other things, Starbucks now works to give its stores a local feel that reflects neighborhood history and architecture, and even displays the work of local artists. The company places greater emphasis on satisfying regional differences among coffee drinkers; Sun Belt customers prefer cold drinks and those in the Pacific Northwest drink more espresso, for example. Starbucks coffee buyers no longer focus exclusively on purchasing only beans produced in sufficient quantity to supply all stores; they now also buy local blends made in small batches. While the jury is still out, as of early 2010, Starbucks had seen healthy increases in revenues, same-store sales, and its stock price. Leadership guru Warren Bennis says of entrepreneurs like Schulz that they, â&#x20AC;&#x153;keep shaking things up and

pulling the stakes out of the tent because they like the mud and the chaos of reinventing, and Howard has a bit of that in him.â&#x20AC;? Do you as a leader display entrepreneurial behaviors? Do you like to shake things up, try new ideas, and take the occasional calculated risk? How about the organization you work for? Where does it sit on the â&#x20AC;&#x153;Entrepreneurial Bell Curve?â&#x20AC;? Do you celebrate entrepreneurship or have you become bureaucratic and stagnant? No matter the age or size of your enterprise (think Best Buy Corporation), a conscious effort to cultivate and maintain entrepreneurial roots can provide a healthy boost in performance. Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

Optimizing operational performance is critical to success by Tripp Parker SPECIAL TO THE TRIBUNE

Understanding business performance involves far more than what is displayed in the common financial statements that most people are familiar with, even if only on a high level basis. More than 80 percent of small business owners feel they need to do everything themselves; there is a fear that someone else will not do the same quality work or have the same level of commitment. Given this it is not surprising that many small business owners donâ&#x20AC;&#x2122;t have an effective and efficient way to measure business performance. Moving beyond daily financial and accounting matters is critical to making more money more easily. People get busy in small business and often times critical items are missed or delayed, causing problems in some way. Itâ&#x20AC;&#x2122;s a fact that it costs 10 times more to earn a new customer than to keep an existing customer happy. Know what makes your business tick, not just the revenue, expense and human capital functions. To truly understand current performance and gain insight into future outcomes we need to identify business drivers, also called key performance indicators. Key performance indicators or KPI metrics are an important concept for improving operational performance and

Guest Columnist Tripp Parker

business results. A KPI is a measure that directly affects a business outcome or achievement of a KPI. These KPI metrics can be: â&#x20AC;˘ A leading indicator or early warning that a situation exists that if not addressed will lead to a poor result; â&#x20AC;˘ A performance metric that is associated with a preceding step in a value stream or business process; or â&#x20AC;˘ A metric that contributes directly to a KPI and may be a component in the way the KPI is calculated. Performance drivers can be used as part of a closed-loop, continuous improvement model. This involves monitoring measures and drivers against targets, goals or best practices, identifying issues, understanding the nature of those issues and then determining the best actions to correct those issues. A performance management platform that delivers the key performance measures and drivers, and supports the continuous improvement model, enables everyone making daily operational decisions to determine the practical actions required to improve the performance of operational activities and hence business results on an ongoing basis. By definition, KPI metrics

measure aspects of business processes or the customer value stream that directly affect results or outcomes. If KPIs are actionable and monitored in a timely continuous manner, they can be used to make operational decisions and drive actions that can positively impact business outcomes in the current period. A key performance driver might itself be able to be broken down further into component parts. To better understand what is happening, we may want to look at trends over time, variances from a budget or reference metric, or period over period comparisons, to determine if there has been a gradual decline in performance or a more abrupt change which might signify that a significant event such as a failure occurred in the environment. To take the trending further we may want to see a forward projection based on the trend (with associated error ranges) to determine if we are seeing a single abnormality or a systemic issue that will affect future results. This could also be determined by examining a control chart to see if there are multiple occasions where the KPI metric is outside control limits. We may also want to use Pareto charts to identify the most significant contributors to a particular issue or performance trend. After this analysis there may

be multiple alternative actions that could be taken. In the real world it is generally not a good idea to make too many changes simultaneously as that makes it very difficult to determine cause and effect. Ideally we would apply a single change or perhaps a small number of changes and monitor the impact before taking further action. This means that we must first identify the change or combination of changes that will have the larg-

est positive effect before taking action. One mechanism for achieving this is to perform several â&#x20AC;&#x153;what if â&#x20AC;? scenario analyses to derive the expected results from various changes. We can then select the scenario with the best outcome and implement the changes required to execute the plan. Optimizing operational performance is critical to business success and improving business results. In order

to do so, the metrics related to your operations need to be continuously monitored to identify performance issues or situations that will lead to performance issues. Once a situation has been identified it must be quickly diagnosed and corrective action taken. Tripp Parker is president of Accelerato, LLC. He can be reached at tripp@acceleratolive. com.

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May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Every small business needs a CAP by Robert Voss SPECIAL TO THE TRIBUNE

Let me explain what a CAP is. CAP stands for Customer Acquisition Plan. As a small business owner and teacher of entrepreneurship, I firmly believe that every small business needs a plan to consistently and habitually go after new customers. Unfortunately, most small business owners only think about doing something to get new business when times get tough and sales are down. They then spring into action trying to lure new customers. This is the wrong time to try and get more business. No matter how good you are or how much you offer, new business takes time to grow. The planting analogy is a perfect way to understand how a CAP works. Think of going after a new customer as planting a seed. The more seeds you plant, the better the harvest you can expect. But seeds do not grow overnight — they take time. In most

Budget from Page 4A

balanced approach. Almost 30 of the 50 states have raised taxes to address the shortfalls brought on by the Wall Street collapse and the worst recession since the 1930s, and some of the few that have not raised taxes are not facing big shortfalls. 6. A price adjustment is overdue. The official bottom-line Price of Government maintained by Minnesota Management Budget shows that total state-local revenues as a percentage of total income have dropped by about 1.5 percentage points from a typical level of 17.5 percent in the 1990s to 16 percent in 2010. If we had revenues equal to the Price of Government in the 1990s, we’d have some $3.5 billion more per year for our public goods and services. 7. Every former governor in all three parties, almost every former budget officer, and a broad range of community leaders at almost every level have recommended revenue increases as part of a balanced approach to budget-balancing. 8. Many national economists agree that states in a recession or with high unemployment are better off raising taxes modestly on high-income individuals than cutting more publicsector jobs and safety-net security for vulnerable families. Public-sector in-

Make It Happen Bob Voss

cases, you have to go back to the place you planted the seed to cultivate and water to make it grow. Very few people buy the first time they see something. People take time to make a buying decision, and most people need to be exposed to something three to five times before they even start to think about a purchase. Sixteen years ago, a very good friend of mine decided to start a financial consulting business. Before he launched his new business, he met with a wise mentor to ask for advice. The wise mentor told him this: “Spend at least four hours a week doing nothing but finding new customers. This is easy to do at the beginning of a business, but even if you have more work than you can handle, do not

vestment stays in the state and keeps families going; tax breaks often are not invested in the state. 9. Several reasonable options — such as sales tax modernization and expansion, closing loopholes for foreign corporate tax havens — could be tapped. But restoring income tax rates to pre-1999 levels is the fairest option, mainly because high-income folks over that period have realized a significantly larger share of income and wealth. 10. High-income families, those at the top 1 percent, pay a smaller percentage of their income in total state-local taxes than the other 99 percent. Those at the top pay about 9 percent; everybody else pays about 12 percent in actual statelocal taxes, on property, sales and income. 11. Reasonable increases are not necessarily politically toxic. Public opinion is ambivalent to supportive for more revenue, especially on the highest incomes. Over many years, polls in Minnesota consistently have shown support for revenue-raising if the question is asked with even a smidgeon of context that reminds people what taxes pay for. Ask people pointblank whether they want to pay more in taxes, and they tend to say no. Ask them point-blank whether they want to slash investments in schools and roads and nursing homes, and they

let anything interrupt this four-hour period. Pick a time that you can commit to every week, and for that period do nothing but go after new business. If you do this, I guarantee your business will succeed.” Well, my friend followed the advice of his wise mentor. Now, 16 years later, he still spends from 8:30 a.m. to 12:30 p.m. every Friday morning going after new business. We all know how fickle the financial industry is, but through all the ups and downs, my friend’s business not only survived, but also thrived. If you ask my friend the reason for his success, he will tell you the story of his wise mentor. He will also tell you that making a habit of spending four hours a week finding new customers was the best advice he ever received. A marketing plan is an essential part of all business plans. Most people think of

also will say no. Constituents all over Minnesota need to implore their legislators to keep open minds, and work toward a breakthrough in future sessions that will produce a few hundred million dollars — and mitigate at least some of the damage to real people from yet another cuts-only budget. Under very similar circumstances in the early 1980s (conservative Republican governor, DFL Legislature), it seemed like there was no way out. But Gov. Al Quie agreed to a temporary income tax surcharge (and it did turn out to be temporary) and the economy recovered nicely in the 1980s. And under similar circumstances in the early 1990s (Republican governor, DFL Legislature), Gov. Arne Carlson approved a creative local-option sales tax increase that got the state over the hump, and the economy recovered to produce the roaring ‘90s. Confusing as the facts might be, facing them, sharing them with voters and doing the right thing can only be good for everybody.

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

a marketing plan as spending money to get your name “out there” to potential customers. They think that marketing and advertising are the same thing-and the only way to market and advertise is to spend money. When I look at all the businesses students in my classes have started, I find that there is lot more prospecting taking place than marketing. Most small businesses have very limited budgets to spend on marketing. They do, however, have time and energy to spend on prospecting. I am so sold on the CAP process that just last year I changed the marketing plan section of my college Business Plan class to a CAP section, which includes both marketing and prospecting. Let me give you two ex-

card (printed herself ) in the newspaper tubes attached to area mailboxes. Her children love it because they get to be part of the process of helping mom. Every week, she gets two to four calls — and from those calls books one or two sittings. CAPS don’t have to be complicated; they just have to become a habit. If you want your small business to succeed, start the CAP habit immediately and let nothing get in the way of going after new customers. If you would like to learn more about CAPs, or get the inside scoop on business entrepreneurship, please feel free to e-mail me at bob. voss@dctc.edu or visit www. dctc.edu.

amples of a CAP. One of my students, a young plumber working out of his house, developed a CAP where he spends a minimum of four hours per week knocking on doors of houses within a fivemile radius of his home. If no one is home, he leaves a simple yet valuable checklist for the homeowner. If someone is home, he introduces himself and asks if the person has any plumbing concerns. Over the course of a year, he will have been to every home in the five-square-mile area where he lives. The second person is a Robert Voss is an entrepreneur photographer who doubles instructor at Dakota County Technical College in Roseas a single mom with four mount and counselor at the children. Her CAP involves Small Business Development putting all the children in the van and, for four to six Center in Apple Valley. He can hours a week, she drops off a be reached at voss@dctc.edu. simple brochure and business

Group selects nominees for annual 10 Most Endangered Historic Places Program

The Preservation Alliance of Minnesota announces the nominees for its annual 10 Most Endangered Historic Places list. Nineteen nominations were submitted from concerned community advocates and distressed property owners from throughout the state. The nominees for this year’s 10 Most Endangered Historic Places list are (in alphabetical order): • Bessesen Building, Albert Lea • Cottage View Drive-In, Cottage Grove • Dairy Queen, 1720 Lexington Ave. N., Roseville • Dodd Ford Bridge, Amboy • Garrison Concourse, Garrison • Grain Belt Sign, Nicollet Island, Minneapolis • Great Northern Railway Depot, Princeton • Jackson County Resource Center, Jackson • Historic John Olness House, rural Moorhead • K. K. Berge Building, Granite Falls • Minnehaha Creek Mill Ruins, Minneapolis • Old Cedar Avenue Bridge, Bloomington • Prospect Park NeighborDane Smith is the president hood, Minneapolis of Growth & Justice, a non• Historic Samuel J. Hewson partisan advocate for fair House, 2008 Pillsbury Ave. S., taxation and smart public in- Minneapolis vestment. He can be reached at • Southeast Saint Cloud dane@growthandjustice.org. Neighborhood, Saint Cloud Columns reflect the opinion of • Todd County Courthouse, the author. Long Prairie

• Victoria Theater, Saint Paul • Wayzata Post Office, Wayzata • Wesley United Methodist Church, Minneapolis More information about the 2010 nominees to the 10 Most Endangered Historic Places list can be found by following the links on the Alliance’s webpage, http://www.mnpreservation. org/programs. This is the first year that the Alliance has revealed the list of nominees in advance of the 10 Most Endangered Historic Places announcement. This year’s formal announcement of the 10 Most Endangered designees will take place at the Alliance’s (Anti) Wrecking Ball on Thursday, May 20, 2010, 6:00-9:00 p.m., at the Soap Factory, 514 2nd St. SE in Minneapolis. The goal of the (Anti) Wrecking Ball is to kick-start advocacy support for the sites on the 10 Most Endangered list, and the Alliance hopes that revealing the nominees in advance will heighten citizen interest in taking immediate action. Local supporters of the listed sites will attend the (Anti) Wrecking Ball to present information on these ten significant historic places, the threats they face, and what interested citizens can do to help ensure a preservation solution. Everyone in attendance at the event will be allowed to vote on which of the ten listed properties should receive a $2,500 seed grant from

the Alliance. Advance tickets for the (Anti)Wrecking Ball are $8 for Alliance members, $10 for non-members, and can be purchased online at www.mnpreservation.org. All tickets will be $10 at the door the night of the event (cash only). The 10 Most Endangered program is designed to spotlight historic properties that face imminent danger through demolition and neglect, organizational and financial challenges, and restrictive and inappropriate public policy. Through this program the Alliance seeks favorable outcomes that can be achieved through a preservation approach. Of the more than 140 historic places listed over the life of this important program, two-thirds have been saved in part through the awareness generated by their listing. Recent success stories include the Saint Louis County Jail, Duluth, which was listed as an endangered property in 2008 and 2009 and was recently purchased by a developer who plans to renovate the building for office use. Three other properties on the 2009 10 Most Endangered list have also been saved: the Rock Island Swing Bridge, Inver Grove Heights; the Foley-Brower-Bohmer House, Saint Cloud; and the Big Fish, Bena. A full listing of previous 10 Most Endangered properties can be found at www.mnpreservation.org/ programs.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Clearwire proposal draws foes A telecommunications company’s plan to erect a 125-foot tower in Apple Valley’s Wildwood Park has drawn opposition from neighboring residents who say the tower would be an aesthetic blight, diminish property values and possibly have harmful health effects. The Wildwood Park Alliance, which leader John Hessburg says consists of 12 core members and has gathered the support of about 400 adult homeowners residing near the park at 137th Street and Harwell Path, stated its case against the Clearwire Wireless proposal at the May 5 Apple Valley Planning Commission meeting. Clearwire, which is partly owned by Sprint and based in Washington state, is seeking to launch a Wi-Max Internet service in the Twin Cities, and has planned four towers in Apple Valley as part of its network. In addition to the tower in Wildwood Park, Clearwire (via the project’s official petitioner, the developer FMHC Corp.) is seeking to lease space at three other sites in Apple Valley for 90-foot towers – in Hayes Park and Galaxie Park, and on private property at Christ Church located at 12925 Johnny Cake Ridge Road. Clearwire had originally planned a 145-foot tower in Wildwood Park, but reduced the plans to 125 feet to meet setback requirements. That is as low as the tower could go to meet operational needs, FMHC spokesperson Steven Kenny said. The reduction in height did little to appease opponents. Central to the Wildwood Park Alliance’s argument is the effect the tower would have on property values of neighboring homes. As for the potential health effects the tower poses, Hessburg said there’s no way of knowing – not by the Wildwood Park Alliance, or by Clearwire. Kristopher Lee, a Minneapolis attorney working on behalf of the Wildwood Park Alliance, said there are legal grounds for the city to deny Clearwire’s proposal.room.

Farmington

Accountant, council takes PAC District approves bus fee option management to task District 196 will offer students who live a half mile or less At least one City Council member is seething over a report finding fault with management procedures at the Burnsville Performing Arts Center. Another wondered aloud at a May 11 work session whether it’s time to consider dumping management company VenuWorks at the end of its two-year contract with the city. In a March report, accounting firm MMKR found fault with VenuWorks’ handling of 23 of 30 procedures in accounting, financial reporting and contract compliance. The review, covering first-year operations ending last Dec. 31, is required under the city’s contract with VenuWorks, which pays the company an annual $120,000 management fee in addition to staff salaries. VenuWorks’ contract expires at the end of this year. A June 30 update will show whether the company has fixed the problems, City Manager Craig Ebeling said. The report comes at a time when city officials and VenuWorks are already under fire for losing more money on arts center operations than budgeted. The council is forming an advisory commission to help it get a better handle on operations and generate ideas to attract more users. Shortcomings revealed in the accountants’ report ranged from late payment of credit-card bills to incomplete documentation to paying bills from the wrong account. In one case, it said, an employee expense reimbursement for $1,431.82 included documentation for only $1,058.92 in expenses. MMKR found that differences between reported sales and cash deposited that total less than .5 percent of sales were being reported as increases or decreases in facility revenue. They should have been deducted from VenuWorks’ management fee. All indications suggest VenuWorks is working to fix the problems, said Tammy Omdal, deputy city manager and chief financial officer.

Lakeville St. Paul Farmers’ market adds Saturday showcase

Photo by Kara Hildreth

The Farmington School Board is considering increasing class sizes in its elementary schools, a proposal that raises concerns for parents.

Parents oppose class size changes Larger projected elementary class sizes for the fall at Farmington elementary schools motivated some parents to speak during the May 10 Farmington School Board meeting. The tentative changes include increasing class size target ranges: • from 20-25 for second grade to 26-30 • from 25-28 for fourth grade to 25-30. If the class size increases come to fruition, among the parents’ concerns are less individualized instruction time, students with behavioral challenges monopolizing a teacher’s time, average students being ignored and students with attention deficit disorders being distracted in larger classes. The parents who spoke were not critical of teachers. The consequences for the district could be that it could lose state per pupil funding aid if parents pull their children out of the district.

Eagan

Starting the week of June 16, the St. Paul Farmers’ Market will come to downtown Lakeville on Saturdays. For the Downtown Lakeville Business Association, the Saturday market is another great opportunity to get people downtown. The whole idea of bringing the market to Lakeville in the first place more than 10 years ago was to bring people downtown in hopes they will visit local shops too, DLBA executive director Judy Tschumper said. Jack Gerten, the organizer for the St. Paul Farmers’ Market, said he expects to have 30 growers participate in the Saturday market, a slight uptick from the numbers that show for the Wednesday market. The Wednesday market will still be held in Market Plaza, adjacent to the Ace Hardware building along Holyoke Avenue in Lakeville’s downtown. The Saturday market will be held a block further down Holyoke Avenue, in the Lakeville Area Arts Center parking lot. When the DLBA first managed to get the market to downtown Lakeville, the downtown group paid a fee for the first year to guarantee some income for the market. But that was the last year the fee was paid. The first farmers’ market will come to Market Plaza from noon to 5 p.m. on Wednesday, June 16, and every Wednesday thereafter until October. The first Saturday market will be from 8 a.m. to 1 p.m. starting June 26. For more information, visit www.stpaulfarmersmarket. com.

from their schools the option of paying for bus service next year. The School Board approved the change, which will extend bus service to about 2,500 students who were previously ineligible, at its May 10 meeting. The cost would be $250 a year per child, not to exceed the cost of two children. Families whose children are eligible for free and reducedpriced lunches would pay $125 per child. The state requires districts to offer free bus service to students living more than two miles from school. District 196 already exceeded that by offering free service to elementary students who live within a half mile and secondary students within a mile of their schools. The fees are based on providing the service at a neutral cost, according to a cost and ridership analysis conducted by the Finance and Transportation departments. But district officials hope the service will eventually bring some additional money to the district, which had to make $15.3 million in cuts for next year. Transportation Coordinator Randy Dukek estimates about 100 additional students will participate during the first year of the service, which should allow the district to absorb them onto existing routes.

Rosemount Rosemount man survives beating, being run over A 27-year-old Rosemount man survived after being beaten unconscious and run over during an early-morning attack on May 7 in a local gas station parking lot. The Dakota County Attorney’s Office has filed multiple charges against alleged driver Theto Diee Hatley Jr., 23, of Columbia Heights and his passenger and alleged accomplice Phillip Deshoin Wood, 24, of Apple Valley. According to Rosemount Police Chief Gary Kalstabakken, the incident occurred around 2 a.m. in the Marathon gas station parking lot, 7468 167th St. W., as the victim and two others were walking home from Shenanigan’s Pub. The complaint states that two vehicles stopped near the pedestrians, and three men got out and started fighting with them. One of the men being allegedly attacked saw the alleged victim lying unconscious as the alleged attackers continued kicking him in the head, so he jumped on top of the victim to protect him. Another of the alleged attackers, later identified as Hatley, got in the vehicle he had been driving and ran over the alleged victim as he left the scene; the other vehicle followed. The victim was taken by ambulance to Region’s Hospital, where he received stitches in his head. He had no broken bones or internal injuries, according to the report. Soon after, Apple Valley Police pulled over a vehicle matching the description issued by Rosemount Police, and the driver, Hatley, was arrested for driving under the influence after he failed a field sobriety test. Police found the vehicle had fresh front-end damage and blood on its lower parts and bumper. Kalstabakken said Hatley and the victim, whose name has not been released, had allegedly been in a confrontation at Shenanigan’s earlier in the evening. Wood was also arrested at the scene. Hatley has been charged with second-degree assault, aiding and abetting, third-degree assault, two counts of criminal vehicular operation causing substantial bodily harm and one count of fourth-degree driving while impaired. Wood has been charged with two counts of second-degree assault, third-degree assault, aiding and abetting and two counts of aiding an offender, all felonies. Each man faces a maximum of up to one year in county jail.

May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Attorney General sues two companies for allegedly deceiving elderly clients

Photo submitted

Dakota Electric volunteers helped pull garlic mustard from the woods near the visitors’ center in Fort Snelling State Park as part of the Minnesota Touchstone Energy GreenTouch day.

Dakota Electric Association members volunteer time for Touchstone Energy GreenTouch day More than 120 Dakota Electric Association members volunteered their time on May 1 to help work in Fort Snelling State Park as part of the eleventh annual, state-wide, Touchstone Energy GreenTouch day. Local electric cooperatives around the state of Minnesota helped organize 840 volunteers who worked more than 2,600 hours — armed with rakes, clippers, trash bags and work gloves — to help prepare 15 Minnesota state parks for the spring and summer seasons. Dakota Electric members collected trash, gathered buckthorn for chipping and pulled garlic mustard, an exotic species that overtakes the forest floor and crowds out other plants. The group of cooperative members performed 390 hours of service to prepare Fort Snelling for summer hikers, bikers and nature

lovers. Mark Cleveland, central region resource specialist for the Department of Natural Resources, presented a plaque to Dakota Electric in appreciation for the electric cooperative’s efforts organizing volunteers over the years. The GreenTouch project is a partnership between Minnesota’s Touchstone Energy cooperatives and the Minnesota State Park system. Electric cooperatives in Minnesota over the last eleven years have contributed to the Minnesota Department of Natural Resources to help fund the State Park guide and Junior Park Naturalist program. Over that time, GreenTouch has provided more than 6,800 volunteers who have worked more than 23,100 hours for the Minnesota State Park system.

Each cooperative that took part in the GreenTouch event recruited members and employees to volunteer at state parks within or near their service areas. Dakota Electric volunteers included families, individuals, scouts and other groups from around Dakota County. A customer-owned, nonprofit utility since 1937, Dakota Electric Association provides electricity to more than 100,000 members throughout Dakota County and portions of Goodhue, Rice and Scott counties. Dakota Electric is a Touchstone Energy cooperative. Touchstone Energy is a nation-wide alliance of 700 electric cooperatives in 46 states serving more than 40 million members with integrity, accountability, innovation and a longstanding commitment to communities.

Warning that aggressive door-to-door salespeople and telemarketers often target senior citizens with the sale of costly and deceptively marketed products by exploiting their fears about their personal or medical safety, Minnesota Attorney General Lori Swanson on May 11 filed two lawsuits against separate Utah and Arizona companies that deceptively sold home security alarm and medical safety products to senior citizens in Minnesota. The first lawsuit — filed against AMP Alarm of Utah — alleges that the company deceptively sold home security alarms and related longterm alarm monitoring agreements to Minnesota residents that cost up to $2,300. AMP makes unsolicited door-to-door “cold calls” on Minnesota homeowners, many of them elderly and on fixed incomes, in an attempt to sell security alarms and long-term agreements that cost up to $48 per month and last up to five years. The lawsuit alleges that AMP salespeople often talk their way into peoples’ homes after failing to provide the disclosures required under the Minnesota Personal Solicitation of Sales Act or after using “bait and switch” tactics. The Act requires sales agents who make unsolicited “cold calls” at peoples’ homes to provide their name, business represented, product being sold, the fact they are trying to sell a product, and written identification before starting a sales pitch, so as to put the homeowner on guard against letting unwanted salespeople in their home. In some cases, AMP falsely told consumers it was affiliated with their current alarm company or that its alarm systems were “free,” without disclosing that, in

order to get the alarm hardware, people must sign longterm monitoring contracts. It also used high-pressure sales tactics with some citizens, including showing up at their homes late at night, walking into homes without an invitation, refusing to leave until the homeowner signed a contract, and intimidating them by calling installers before the consumer had agreed to anything. The company often failed to orally inform customers that, if they did not cancel within three days, they were locking themselves into contracts of up to five years under which they must pay a penalty equal 80 percent of all future monthly payments (often $2,000 or more) should they wish to cancel. (Some of AMP’s customers are in their 80s and are not sure they will be alive or living in their homes in five years). There have been consumer warnings around the country about alarm companies that use traveling salespeople to make unsolicited door-to-door sales calls that deceptively lock people into long-term contracts. The second lawsuit — filed against EMT Medical, Inc. of Arizona — alleges that the company deceptively sold what it pitched as an emergency medical safety product for $398 through which citizens’ medical information could purportedly be immediately accessed by first responders in an emergency. However, EMT’s product is merely an online medical storage product. Many of EMT’s customers are senior citizens who do not use computers or the Internet, and more than 85 percent never inputted their medical information into EMT’s online database after signing up. Among other things, the

company uses frightening statistics about medical errors to pitch its products, such as “98,000 Americans die each year because of medical mistakes,” “1.5 million drug mishaps happen each year,” and “medical mistakes kill more people each year than breast cancer or motor vehicle accidents.” EMT pushes people to buy its product on the spot over the phone and will not send written materials for people to look over in advance of a purchase. EMT has misled some senior citizens into believing that it is affiliated with or connected to hospitals, paramedics, and emergency responders. But it has made no contact with Minnesota hospitals, paramedics or emergency responders to encourage use of its products and was unable to describe to the state any instance in which emergency personnel accessed its database to assist in the treatment of a Minnesota patient. EMT has falsely told other Minnesota senior citizens that a new federal law was passed that requires purchase of its product; that purchase of its product was required by Medicare; that purchase of the product was required because the person was over age 65; and that paramedics would not come to a person’s home if they did not buy the product. Both lawsuits were filed in Hennepin County District Court and seek injunctive relief, restitution, and civil penalties. Both lawsuits allege that the companies violated Minnesota laws against deceptive trade practices and consumer fraud. The lawsuit against AMP also alleges that it violated Minnesota’s Personal Solicitation of Sales Act.

Better Business Bureau warns of Yellow Pages scams The Better Business Bureau of Minnesota and North Dakota (BBB) is warning businesses that Yellow Pages billing scams are making the rounds, and urges all companies to keep a close eye on the invoices they receive — they may have been sent by scammers. What these scammers are counting on is people being too busy to notice they’re being tricked into paying a debt they don’t owe. Scammers have used the Yellow Pages name and logo for years by sidestepping trademark rules. In the past, they would clip out a given company’s existing directory listing and send them an official looking invoice. Now, according to Scambusters.org, this scam is moving online and companies are receiving bills from Online Yellow Pages (or derivatives of

Yellow Pages Online), a noncopyrighted tag which is also used by legitimate directory companies in their marketing. In some cases, the fake billings are for $500 or more. If a business refuses to pay the bill, the scammers sometimes threaten them with collection or legal action. At this point, many business owners pay up just to stop the hounding. However, no one should be bullied into paying a bill they don’t owe. Businesses who receive a bill they feel is suspicious or don’t owe should file a complaint with the BBB (www.bbb.org) or the FTC (www.ftc.gov). If you think you’ve been victimized in a fraud scheme that involves the U.S. mail, contact the Postal Inspector’s Mail Fraud Complaint Center at 1-800-372-8347.

Businesses can protect themselves by alerting their accounting department or billpayers to be on the look-out for disguised solicitations and carefully check suspicious bills from entities with which they don’t normally do business. To check the reliability of the party that is sending the solicitation, businesses may contact the BBB where the company is located (www.bbb.org). The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct, and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Contact the BBB at www. bbb.org or (651) 699-1111, or toll-free at 1-800-646-6222.

St. Paul SCORE hosts Quickbooks seminar The St. Paul Chapter of SCORE is introducing its newest seminar on QuickBooks, the most popular accounting system for small businesses. Fiscal Foundations, a full service accounting firm specializing in software training, such as QuickBooks, will be presenting the seminar. St. Paul-SCORE will give entrepreneurs and existing business owners an opportunity to get answers to their accounting questions with its new QuickBooks seminar on May 20 from 9 to 1 p.m. at the Wilder Foundation Center located at 451 Lexington Parkway North in St. Paul. The half day Quick-

Books Accounting Seminar will cover a range of topics including managing financial statements and reports on receivables, inventory, payables, customer and vendor accounts, and payroll and taxes. The seminar costs $50 to attend. To register, go to the St. Paul SCORE website http:// score-stpaul.org and click in the yellow highlighted area. Or attendees can pay at the door with check or cash only, no credit cards. However, space is limited. The QuickBooks seminar is the latest in a series of seminars hosted by St. Paul SCORE designed to assist local small business owners. Other seminars in-

clude, Going Into Business, Developing Your Business Plan, Marketing Your Business, Financial Management of Your Business, and Websites and Social Media. St. Paul SCORE has been providing free small business counseling and low-cost entrepreneurial training to the St. Paul area and surrounding suburbs since 1970. For more information about starting or growing your small business, call 1-651-632-8937 or visit SCORE on the Web at http://score-stpaul.org. For information on small business, visit SCORE’s blog at http://www.scoreminnesota.org.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010

Pawn store reaps rewards of determination, recession Pawn Americaâ&#x20AC;&#x2122;s sales up over last two to three years by Jessica Harper DAKOTA COUNTY TRIBUNE

Determination, tenacity and pride. These are virtues that Burnsville-based Pawn America owner Brad Rixmann lives by â&#x20AC;&#x201C; and theyâ&#x20AC;&#x2122;re virtues he attributes to Dr. Seuss. â&#x20AC;&#x153;His books are creative in taking lessons that adults can learn too,â&#x20AC;? Rixmann said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s something you can apply to everyday life.â&#x20AC;? Following these lessons, he said, is one of the things that has led to his success in creating one of the largest pawn chains in the Midwest. Rixmann encourages his employees to learn these same lessons by requiring them to read â&#x20AC;&#x153;Green Eggs and Hamâ&#x20AC;? and â&#x20AC;&#x153;Oh, the Places Youâ&#x20AC;&#x2122;ll Go,â&#x20AC;? as well as write a 500-word essay on why they want to work for Pawn America prior to being hired. Two of the most important lessons are that â&#x20AC;&#x153;nothing is impossibleâ&#x20AC;? and â&#x20AC;&#x153;to never give up,â&#x20AC;? Rixmann said. These are two things he had to remind himself while planning his first pawn shop more than 20 years ago. At the time, Rixmann faced several obstacles. But he never let them hold him back from achieving his goal. At the time, he knew little about pawn shops let alone how to operate one. But he was determined to learn. Rixmann called the National Pawn Brokers Association, an organization he served as president of in 2006, for advice. He then talked to other local pawn shop owners, but they were not very interested in helping a potential competitor. Rixmann said he learned the most from out-of-state dealers and vendors. It was during one of his trips to Chicago that he developed the name, he said. Learning the ins and outs of the pawn industry was not the only challenge Rixmann faced in the beginning. He had hoped to open the store in Eaganâ&#x20AC;&#x2122;s former Cedarvale Mall, but a zoning ordinance prevented him from opening in that location, he said. He then found a location in Robbinsdale where he opened his first store in 1991. At the time, Rixmann never imagined it would grow into a chain.

Photo by Jessica Harper

Brad Rixmann, owner of Pawn America, attributes his success to lessons learned from Dr. Seuss books, which he requires all his employees to read prior to starting the job.

Photo by Jessica Harper

The first Pawn America opened in Robbinsdale 21 years ago. Today there are 23 stores in Minnesota, North Dakota, Photo by Jessica Harper South Dakota, and Wisconsin, and one will soon open in The recession has been good for Pawn America. Sales have increased 20 to 30 percent over Iowa. the last two to three years, and owner Brad Rixmann said he expects nearly $50 million in sales this year. â&#x20AC;&#x153;I didnâ&#x20AC;&#x2122;t think of it as a brand,â&#x20AC;? he said. â&#x20AC;&#x153;I just wanted a few stores.â&#x20AC;? However, it quickly grew. Twenty-one years later, Pawn America consists of 23 stores in Minnesota, North Dakota, South Dakota and Wisconsin, and will soon be opening one in Iowa. In addition to opening new stores, Rixmann has been busy expanding existing ones. He recently added 9,000 square feet onto the Burnsville store, increasing it to a total of 21,000 square feet. Eventually, he said, he plans to add another 6,000 square feet when Play It Again Sports moves out of the building. While the recession has been hard on many businesses, it has been good for

Pawn America. Sales have increased 20 to 30 percent over the last two to three years, Rixmann said. He said he expects nearly $50 million in sales this year. â&#x20AC;&#x153;More people are borrowing, and more are looking for great discounts,â&#x20AC;? he said. Rixmann takes prides in Pawn Americaâ&#x20AC;&#x2122;s identity as a pawn and retail store. â&#x20AC;&#x153;Our vision is very clear on who we are and what we want to do,â&#x20AC;? he said. â&#x20AC;&#x153;People know what to expect.â&#x20AC;? With bright lighting, clean stores, organized shelves and a mixture of old and new products, Rixmann said he aims for a retail feel in his stores. â&#x20AC;&#x153;There is a lot of perception in the industry that

is low,â&#x20AC;? he said. â&#x20AC;&#x153;The only thing we can do is improve it.â&#x20AC;? Improving the community is another of Rixmannâ&#x20AC;&#x2122;s passions. Rixmann regularly volunteers at Boys and Girls Club of America, where he helps serve meals to at-risk youth. â&#x20AC;&#x153;I like seeing the difference it makes in their lives,â&#x20AC;? he said. â&#x20AC;&#x153;Everybody wins â&#x20AC;&#x201C; the kids, the community and the state.â&#x20AC;? In addition to the Boys and Girls Club, Rixmann is a member of the Hennepin County Sheriff Foundation, which awards scholarships to inner-city teens who are seeking a career in law enforcement. Jessica Harper is at jessica.harper@ecm-inc.com.

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10A

May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Budget deal is a keeper School aid delayed, Pawlenty’s cuts through unallotment survives in final measure by T.W. Budig ECM CAPITOL REPORTER

In a session that unfolded like a civics lesson, lawmakers on the morning of Monday, May 17 passed a $3 billion state budget balancing bill in a mini-special legislative session. Republican Gov. Tim Pawlenty called the special session late Sunday night as part of a budget deal struck with DFL legislative leaders. Because lawmakers had run out of time to pass bills during the regular session, a special session was needed to process bills and allow votes. The budget bill includes a $1.9 billion K-12 funding shift — Pawlenty indicated it will be paid back next biennium — and puts into law budget cuts left hanging as a result of the recent Minnesota Supreme Court unallotment ruling. Some $84 million is used from the cash flow account to cover human services expenses. There are no surcharges on health care providers, no cuts to nursing homes. It provides Pawlenty and the next governor the chance to apply for Medical Assistance expansion — something Pawlenty indicated he would not do. “There is very significant health care reform in this bill,” said Rep. Tom Huntley, DFL-Duluth, House Health Care and Human Services Finance Committee chairman. The bill allows four metro hospitals in the General Assistance Medical Care program to cap enrollment — treats 17 Greater Minnesota hospitals more similar to metro hospitals in GAMC. Lawmakers offered different opinions of the budget bill compromise. “We balanced the budget without raising taxes,” said Rep. Matt Dean, R-Dellwood. That’s probably the most significant part of the bill, Dean explained. “I don’t share the enthusiasm of some my colleagues for this bill,” said Rep. Jim Abeler, R-Anoka. “It’s really easy to kick the can down the road,” he said, arguing the bill in health care sets up a system health care providers can’t do business in. The bill also fails to sufficiently address the budget deficit, said Abeler.

It’s not perfect House Minority Leader Kurt Zellers, R-Maple Grove, said difficult times sometimes require “a lot of things that make us uncomfortable.” “It’s (the bill) not a perfect product. It’s not a pretty product. It is what it is,” Zellers said.

Photo submitted

Gov. Tim Pawlenty caught four fish on Saturday, May 15 Photo by T.W. Budig on Lake Kabetogama in northern Minnesota at the GovHouse Speaker Margaret Anderson Kelliher, DFL-Minneapolis, dabs her eyes after re- ernor’s Fishing Opener. He holds a 22-inch walleye, the ceiving a standing ovation from the House on May 16 at start of session. Kelliher is the largest fish he caught during the opener. While buying his endorsed-DFL gubernatorial candidate, and win or lose in the primary, will not be back. fishing license this week, the governor noted that he’d never been skunked at one of his openers — gone with catching House Majority Leader a fish. Tony Sertich, DFL-ChFor a slideshow of T.W. Budig’s photos isholm, said the media will • Vikings stadium: the machines at Canterbury Park during the final days of the 2010 legislative look for political winners or session, go online at http://mediamn.net/ drive for a new Vikings stadi- in Shakopee. losers, but Minnesota won um glimmered briefly toward Although some commitsvmanager-hs/g44. with the budget legislation. the end of the session with a tee action took place on racThe bill passed the House proposal by Senate Tax Com- ino, a bill never hit the House on a 97-32 vote. Originally, lawmakers include: mittee Chairman Tom Bakk, or Senate floors. Area lawmakers voting were confronting about $1 • Bonding bill: Pawlenty DFL-Cook, and others. • Jobs: Lawmakers passed against were Mary Liz Hol- billion immediate state bud- line-item vetoed a $1 billion But no stadium bill ever and Pawlenty signed a “jobs” berg, R-Lakeville, and Tara get deficit when they arrived DFL bonding bill down to received a vote on House or bill including an angel tax Mack, R-Apple Valley. at the Capitol in February. $680 million. Senate floors. credit, historic structure rehaArea lawmakers voting for But the Minnesota SuSenate Capital Investment • Racino: Running Aces bilitation tax credit, and other were Sandra Masin, DFL- preme Court’s ruling, which Chairman Keith Langseth, Harness Park in Columbus provisions. Eagan; Will Morgan, DFL- found the governor had ex- DFL-Glyndon, said the Rewas cut from one gambling That the bill tapped a $30 Burnsville; Mike Obermuel- ceeded his authority last publican governor “basically proposal at the Capitol, rac- million gas tax credit meant ler, DFL-Eagan and Phil spring in his unallotment ac- massacred the bill.” ino supporters focusing their for low-income Minnesotans Sterner, DFL-Rosemount. tion, placed more than $2 bilDemocrats heralded the hopes at placing 2,500-slot rankled some lawmakers. Rep. Pat Garofalo, R- lion in cuts back on the table. bonding bill as a job creator. • State primary: the goverFarmington, did not vote. Rep. Gail Kulick Jackson, nor signed in March legislaThe bill passed the Senate DFL-Milaca, an attorney by tion moving the state primary on a 52-14. profession, found the court from September to the secChris Gerlach, R-Apple ruling from a “nerdy” legal ond Tuesday in August. Valley, voted against the bill. standpoint “delicious” beThe change keeps MinArea senators voting for cause it involved the judiciary nesota in step with recent were Jim Carlson, DFL- settling a dispute between the federal law designed to allow Eagan; John Doll, DFL- two other branches of govmilitary troops serving overBurnsville; and Pat Pariseau, ernment. seas more time to fill out and R-Farmington. “It’s like Marbury versus return absentee ballots. The Senate voted to go Madison on a state level,” said • The Kyle Herman bill sine die at about 10:45 a.m. Jackson recently, citing the became law. The law bears The House followed suit famous early America court the name of a 9-year-old boy at 10:57 a.m. ruling establishing judicial who as a kindergartner in The special session was review. the Spring Lake Park School over. Other session highlights District was abused by his teacher — abuse the parents did not learn of for almost two years. Kyle Herman has Down syndrome. The law seeks to ensure parents are notified more quickly of possible abuse to their children in school. • Race to the Top: Pawlenty pushed for K-12 education reforms in order to give Minnesota a better shot at winning federal Race to the Top funding — the initiative gained attention late in the session. The series of reforms Pawlenty wanted never apPhoto by T.W. Budig Photo submitted peared. Rep. Mary Liz Holberg, R-Lakeville, rested her head in her hands during one point of the House floor session Saturday Sen. Pat Pariseau, R-Farmington, spoke of a longing for night. In the background, Rep. Tom Emmer, R-Delano, more time with family as a reason she is stepping down after T.W. Budig is at tim.budig@ ecm-inc.com. Republican-endorsed candidate for governor, tries a snack. more than two decades at the Legislature.

In Brief

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010

11A

Capitol Commerce

New Chief Justice, member of Supreme Court appointed Governor Pawlenty appoints David Stras associate justice, names Lorie Gildea Chief Justice by T.W. Budig ECM CAPITOL REPORTER

Gov. Tim Pawlenty has appointed Minnesota Supreme Court Justice Lorie Gildea the new Chief Justice, replacing Chief Justice Eric Magnuson who is stepping down from the court. Justices Barry Anderson and Christopher Dietzen — two other Pawlenty appointees — competed with Gildea for chief justice. Gov. Pawlenty made the announcement May 13 at a State Capitol press conference. Gildea wrote a dissent in the unallotment case recently before the Minnesota Supreme Court dealing with the governor’s state budget unallotment actions of last spring — the court in a split decision ruled Pawlenty had exceeded his authority. Pawlenty in the days following the ruling, one he feels wrongheaded, specifically pointed to Gildea’s dissent. Neither Pawlenty nor Gildea would comment about the unallotment case.

Stras appointed Associate Justice Pawlenty, in a morning filled with court appointments, also appointed University of Minnesota Law School Professor David Stras to fill the vacancy on the supreme court.

Stras, 35, of Wayzata, clerked for U.S. Supreme Court Justice Clarence Thomas — a conservative on the high court — though Stras indicated at the Capitol press conference May 13 that his approach to the law does not necessarily mirror Thomas’s. Stras has no previous experience on the bench. Pawlenty in describing how he makes his decisions in appointing judges spoke of appropriately interpreting the law. That is, people who “interpret the law as written” — use an appropriate level of judicial restraint.

Can’t solve every problem Stras, besides saying one quality he prizes in the judiciary is “humility,” spoke of the limitations of the judiciary. ”Judges can’t solve every problem,” he said. Like Gildea, Stras refused to comment on the unallotment case — judicial norms of behavior prevents such commentary, he noted. But Stras, who wrote a brief in the unallotment legal case, indicated it might preclude him from being involved in a decision should related unallotment case appear before the supreme court. Pawlenty appointed Gild-

Photo by Tim Budig

Gov. Tim Pawlenty on May 13 appointed Minnesota Supreme Court Justice Lorie Gildea (left) to Chief Justice, an appointment stemming from the recent decision of Minnesota Chief Justice Eric Magnuson to step down from the court. Pawlenty appointed Minnesota Law School Professor David Stras (right) to fill the vacancy on the seven-member court created by Magnuson’s departure. ea to the supreme court in January of 2006. He described her as exhibiting common sense, a strong legal intellect, and a commitment to the idea that judges should interpret the law, not create it themselves. Gildea, 48, is a resident of Minneapolis. She has served on the su-

to Magnuson, a person the governor has known for many years. Pawlenty deemed Magnuson’s leaving a “premature departure in my view.” Says Magnuson’s In other court appointments, Pawlenty appointed term was too short Frank Magill Jr. to a Fourth “Your term on the court Judicial District trial court was too short,” said Pawlenty bench vacancy in Hennepin preme court longer than the justice she is replacing, Chief Justice Eric Magnuson. Magnuson was appointed chief justice in June of 2008.

County. Magill is counsel to the United States Attorney with the U.S. Attorney’s office for the District of Minnesota. The governor made appointments in the third and seventh judicial districts also. T.W. Budig is at tim.budig@ ecm-inc.com.

Home defects cause nightmares on Main Street Eagan man’s plight spurs bill designed to help people avoid costly home warranty lawsuits by Nick Busse SESSION WEEKLY

Paul Stutler has lived through what many would consider to be a homeowner’s worst nightmare. Two years ago, Stutler, an Eagan resident, discovered major water intrusion problems in his home — the result of a defect left by the builder. Though state law required the builder to pay for the repairs, Stutler’s home warranty claim was ignored, and he sued to get his house fixed. After months of legal wrangling, he got a settlement, but not before spending $40,000 on attorney fees. It’s a familiar story in some cities. In places like Woodbury and Eagan, many a suburban dream home has turned out to be a nightmare. Through no fault of their own, homeowners find themselves burdened with hundreds of thousands of dollars in repairs, tens of thousands of dollars in attorney fees, years of emotional stress and sometimes an unlivable home. Despite his financial loss,

Photo by Tom Olmscheid, Session Weekly

Paul Stutler stands in front of his Eagan home that suffered severe water damage. Stutler said he got off rela- ers and contractors have to The trouble comes when tively easy. ensure that buildings are free builders contest a homeown“I know of a neighbor of of “major construction de- er’s claim. The resulting lawmine in Eagan who has been fects” due to code violations suit can drag out for years, ruined by this,” he said. for 10 years after they’re built. costing both sides tens of Minnesota has a home When a builder’s faulty work thousands of dollars in legal warranty statute that’s sup- results in major damage to fees. But while the builders posed to protect people like the home, they’re liable for typically have insurance comStutler. It states that build- the cost of the repairs. panies to cover the cost of a

lawsuit, homeowners are on their own. Many say the odds are stacked against them. Take Steve Palmer’s example. After moving to Woodbury six years ago, Palmer discovered moisture problems in his home, and a forensic engineer found multiple code violations. The builder denied fault, and Palmer spent twoand-a-half years and $50,000 pursuing litigation. In the end, rather than throw away more money on a trial, Palmer took what he calls “a really lame offer” for a settlement. The experience drained more than just his bank accounts. “I missed business, I neglected my family. … My marriage is suffering because of it, my finances, everything. I mean, my life is in shambles,” Palmer said.

Homeowner help Lawmakers passed longawaited legislation that provides some help to people like Stutler and Palmer. Sponsored by Rep. Marsha Swails, DFL-Woodbury, and Sen. Kathy Saltzman,

DFL-Woodbury, the bill is designed to help people avoid costly home warranty lawsuits. The bill provides an early evaluation process that would be set up through the Department of Labor and Industry. Under the plan, a neutral party would evaluate a homeowner’s claim against a builder to determine who is at fault, what the repairs will likely cost, etc. The idea is to help homeowners and builders better understand their respective situations — and their odds of winning a lawsuit — before they go to court. Charles Durenberger, the department’s enforcement services manager for construction codes and licensing, said he believes it would knock out many lawsuits before they get off the ground. “If nothing else, we’ll get rid of those cases at the two extremes — the one extreme where the builder is just digging in his heels and being unreasonable, and the other extreme where the homeowner’s See Homes, Page 51

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May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Boutique diversifies offerings Lillian’s weathers the economic storm, clothing lines aim to turn fortunes forward by Kara Hildreth DAKOTA COUNTY TRIBUNE

Shoppers at Lillian’s, an occasional women’s boutique in Farmington, are accustomed to getting more for their money when buying designer-look purses or fashion flat wallets. Now Lillian’s savvy shoppers can buy clothing or assemble an entire fashionable wardrobe on a budget. In May, the shop launched sales of the clothing line Moon Goon, which promises a woman will experience “Big Trends, Little Spend.” Expanding into clothing is a way for the shops, which are franchised across the country, to further diversify their sales. Cindy Deuser, chief executive officer and co-founder, said the clothing line was launched after a research project when the company tested sales of men’s and women’s apparel at a location next door to a Lillian’s shop. “What happened was like serendipity - because all the women came over from Lillian’s and they all went crazy over our fashions because it was a one-stop shopping experience where people could shop and stay local,” Deuser said. Company-wide, customers and store owners’ feedback on the new clothing line has been all positive, Deuser said. Since the launch in May, Rhonda Rath, owner of the Farmington location, said people are excited to see what new choices will be offered

Photo by Kara Hildreth

Lillian’s in Farmington continues to offer a colorful array of handbags and other apparel accessories. franchising the women’s purse and accessory shops in downtown storefronts in cities like Farmington. Lillian’s will sign on a new franchisee this week for a location in Duluth, Deuser said.

Freeing venture

As a franchisee, Rath said, Photo by Kara Hildreth Rhonda Rath, owner of the Farmington Lillian’s, said people are excited to see what new customer response has been clothing choices will be offered each month after the store started selling clothes in May. promising and she likes how she has more discretion on choosing pieces to sell at her each month. shop. “Since the new line has Lillian’s of Farmington, located at 344 “This is kind of a freeing debuted this month, we have third St., can be contacted at (612) 810heard some dramatic feed8860. To check out monthly occasional venture for us,” Rath said. back so much so that I can say shopping specials and hours, go to www. “Each business owner gets to choose their clothing, so lilliansshoppe.com. May is the month of ‘feeling you are probably going to see the healing,’ ” Deuser said. The event-sales structure different things in different She said she has been re- not selling $200 handbags ceiving text messages and and expensive T-shirts,” gives customers a “un-mall- places.” like” shopping experience By intention and design, phone calls from her store Deuser said. Because Lillian’s aims to more like at a boutique, Rath there are no mirrors hung in owners regarding how good offer reasonable prices and is said. the dressing rooms so cussales are. open only four days a month Besides purses and clothtomers can model their fashSince the recession hit in October 2008, Deuser said and for special events, it has ing, Lillian’s also sells a jewel- ion finds in front of their most Lillian’s locations did not experienced the volatil- ry, scarves, sandals, shopping friends or other shoppers. “That way, our other cusnot feel the slowing of sales ity in sales that other retailers totes and beach bags. have. Lillian’s began in 2005 tomers can see them being during November and DeThe business isn’t saddled when co-founders and sisters transformed and see the pieccember due to holiday shopwith the staffing and building Cindy Deuser and Sue Olm- es that are fun,” Deuser said. E-mail Kara Hildreth at: ping. People in Farmington are farmington.thisweek@ecm-inc.com “All of last year, it affected costs associated with having a scheid opened more than 31 hoping the local shop can all retailers, but we are a very storefront open every day of stores in the Midwest. In 2008 Lillian’s began spur other business developunique niche because we are the week.

In Brief

SBA offers tools to help exporters succeed as part of World Trade Week The U.S. Small Business Administration is offering new, free tools for new and established small business exporters to help them grow and succeed in international trade. Small businesses will now have access to six-part podcast series, an introduction to exporting YouTube video and an online training course. SBA is making these new tools available as part of the World Trade Week celebrations taking place May 17-21 nationwide to raise awareness of the increasing importance of international trade to the nation’s economy. The podcast series is available online at www.sba.gov/ tools/audiovideo/Podcasts/ INTL_TRADE.html and focuses on growing your business through exporting; developing an export strategy; preparing for global markets; conducting market research; SBA Exporting Loan Program; and a small business success story. The introduction to exporting video is available

ment nearby. The Lillian’s shop in Anoka has been an occasional store magnet for that downtown shopping area. Store owners say that location has attracted eight other businesses to open nearby. “It is all about partnering because all the businesses want more customers and new ones and they want to build loyal customers,” Deuser said. “We want to wrap arms around each other and not be followers.” Business networking is necessary with members of small town business associations and growing suburban communities, especially during this slow economy. “That is why I go to ‘main street’ to help them find ways to reinvent themselves and their mindset to shopping local,” Deuser said. “We just need to work together in each community to bring together the old money and the new minds.”

at www.youtube.com/user/ sba#p/u/0/UFQIAszJWn4, and the free, online exporting course, “Take Your Business Global,” is available at http:// web.sba.gov/sbtn/registration/index.cfm?CourseId=72. This year’s World Trade Week activities support President Barack Obama’s National Export Initiative, which calls for doubling U.S. exports and supporting two million jobs over the next five years. President Obama has outlined five steps the administration is taking to help U.S. firms expand sales of their goods and services abroad: creating a new Cabinet-level focus on U.S. exports, expanding export financing, prioritizing government advocacy on behalf of U.S. exporters, providing new resources to U.S. businesses seeking to export, and ensuring a level playing field for U.S. exporters in global markets. In addition to the podcasts and other regional events to highlight World Trade Week, SBA will host a business fo-

rum on international trade at National Small Business Week, which will be held in Washington, D.C., May 2325. The forum, Customers, Profits, Jobs and Growth, will focus on how to take advantage of opportunities in exporting to expand your business, reach new markets, increase sales, and weather economic downturns. For more information on National Small Business Week, visit www.nationalsmallbusinessweek.com. In addition to the new online tools, SBA Resource Partners – Small Business Development Centers, Women’s Business Centers and SCORE – are available to assist small businesses in every U.S. state and territory who are interested in exporting. These resource partners can help entrepreneurs identify potential export markets, facilitate export transactions, develop linkages between U.S. small business and prescreened foreign buyers, ad-

vise on participation in international trade shows, assist in obtaining export financing and in facilitating the development or reorientation of marketing and production strategies. In addition to counseling resources in every state and territory there are export specialists available at the eight SBDC International Trade Export Assistance Centers and SCORE online international trade advisors. For more information, visit www.sba.gov. World Trade Week was first proclaimed in 1933 by President Franklin D. Roosevelt. Originally known as National Foreign Trade Week, Roosevelt announced it as an annual event to be held the third week in May. Over the past decades, it was renamed World Trade Week and has expanded to include many activities to highlight the importance of international trade, especially exports, to the economy.

State exports at $14.6 billion in 2009 Minnesota manufactured exports declined 15.5 percent to $14.6 billion in 2009, according to annual export numbers released by the Department of Employment and Economic Development (DEED). U.S. exports fell 18.3 percent for the same period. Minnesota ranked 20th largest in the value of manufactured exports among all states, unchanged from 2008. In 2009 Minnesota exports increased to the following seven top 20 trading markets: China ($1.3 billion, up 1 percent), Ireland ($897 million, up 1 percent), Australia ($423 million, up 5 percent), Singapore ($386 million, up 1 percent), Malaysia ($285 million, up 72 percent), Taiwan ($279 million, up 1 percent) and Thailand ($182 million, up 5 percent). Korea was flat at $506 million. Five of the countries with increased exports in 2009 were in Asia, pointing to encouraging business prospects in 2010. Asia was the state’s secondlargest source of exports by region, after North America. Last year, state exports to Canada dropped 21 percent to $3.8 billion, due largely to a drop in demand for transportation equipment (down 24 percent). Other declines among the

top 10 markets were to Japan ($738 million, down 8 percent), Mexico ($663 million, down 16 percent), Germany ($652 million, down 11 percent), United Kingdom ($585 million, down 21 percent) and Belgium ($537 million, down 14 percent). The state’s five largest export industries posted declines in 2009. Exports of computers and electronics were down 19 percent to $3.4 billion. Also down were exports of machinery ($2.4 billion, down 16 percent), miscellaneous including medical ($1.9 billion, down 1 percent), transportation equipment ($1.7 billion, down 19 percent) and food products ($1.2 billion, down 13 percent). Minnesota was among the top 15 states in all of its five major exporting manufacturing industries except transportation equipment. Governor Tim Pawlenty is set to lead a delegation of business leaders on a trade mission to China and Japan Sept. 9-18. Combining total manufactured exports with preliminary estimates of Minnesota’s exports from agricultural commodities (about $3.5 billion) and services (about $9.1 billion), the state’s total exports for 2009 are estimated at $27 billion.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010

Flint Hills sponsors Children’s Festival At Ordway Center Flint Hills Resources is sponsoring 2010 the Flint Hills Children’s Festival June 1 to 6 at the Ordway Center in St. Paul. Minnesota’s signature arts festival for children and families will feature performing artists from Kenya, Peru, Canada and the United States. The Festival takes place in two parts: School Days ( June 1-4) and Family Weekend ( June 5-6). More than 15,000 children from schools across Minnesota participate in School Days by attending performances, participating in interactive activities and engaging in artist residencies. During Family Weekend, Festival activities fill Rice Park, Landmark Plaza and Hamm Plaza with handson activities and art displays. Families experience the same performances that the students enjoy during the week, along with the free activities in the parks including dance and visual art performances, art-making activity tents, the Xcel Energy’s Butterfly Garden, food, walk-around artists and more. One of the visual highlights of this year’s festival is the Friendship Forest, an urban garden filled with trees, plants, pansies, ponds and fountains located in Hamm Plaza. Produced in collaboration with Blooming Saint Paul, the garden honors the many layers of friendships, partnerships and community that the festival has built over the past 10 years. The forest includes interactive components designed through a collaboration of artists and Saint Paul school children. More than 340,000 people have enjoyed the festival since it began in 2000. Throughout the festival, participants can enjoy a multitude of international performances inside the Ordway and on the outdoor World Stage and Target Alley Stage. Returning to the Festival this year are Peruvian puppeteers Hugo and Ines, a creative duo who helped launch the first Festival in 2000. Other international artists include Shangilia, a youth performance group from Nairobi, Kenya, led by singer/director/composer J.D. Steele, and the Mermaid Theatre of Nova Scotia, which will present “Goodnight Moon” and “The Runaway Bunny.” Shangilia Youth Choir of Kenya will be joined by the newly formed MacPhail Community Youth Choir, both under the direction of singer/director/composer J.D. Steele. The MacPhail Community Youth Choir is com-

prised of students in grades 9-12 from the Twin Cities and is free and open to students of all skill levels and abilities. This collaboration between the Ordway Center for the Performing Arts and MacPhail Center for Music, which recently opened a location in Apple Valley, brings these two groups together for the first time, not only to perform at the festival, but to engage with each other on international, cultural and artistic levels, providing an exciting international and global experience for both choral groups. In addition to the performances of Shangilia and MCYC inside the Ordway, audiences can enjoy a free, outdoor performance from the MCYC choir on the World Stage throughout the weekend. Well-known regional artists performing for free in the parks surrounding the Ordway include El Arco Iris, CAAM, Cyril Paul and the Calypso Monarchs, Dennis Warner Band, Up ‘til 2, Salsa del Sol, Mariachi Estrella, Kalpulli Yaocenoxtlli, Katha Dance Theatre, Los Alegres Bailadores and more. For the third year in a row, Target Corporation has also contributed to the festival. All tickets to indoor shows during Family Weekend cost $5 per person. All tickets are for general admission and can be purchased ahead of time through the Ordway Box Office. The Saturday performances of Mermaid Theatre are already sold out. In addition to performances, the festival features visual art projects highlighting Minnesota’s finest artistic talents and collaborations. The Festival works diligently to bring together artists and students to engage creative minds. The art that emerges from the ARTwalk, the ARTcontest, the ARTbuilds Project (sponsored by General Mills), Digital Kids Project (sponsored by Best Buy Children’s Foundation) and other student- and young artist-driven public artworks will be displayed throughout the Festival grounds. On Saturday at 1 p.m., the ARTmoves Parade invites participants of all ages to take part in a vibrant parade of moving art, and sound residencies take place in 12 Saint Paul community centers. To learn more about all Festival art projects, visit http://www.ordway.org/festival/projects. For more information on the festival and schedule of events, visit ordway.org/festival.

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DEED jobs program awarded $5.5 million grant

Dakota Electric donates 8,000 tree seedlings for Arbor Day

The Minnesota Department of Employment and Economic Development (DEED) Dislocated Worker Program has been awarded a $5.5 million grant to provide job training and related services for about 1,800 unemployed Minnesotans who are receiving training or on waiting lists for training. The National Emergency Grant was awarded by the U.S. Department of Labor. The grant will be administered by 11 entities that provide Dislocated Worker Program services in the state: Anoka County Job Training Center, Dakota-Scott Workforce Services, Hennepin County Training and Employment Assistance, Northeast Minnesota Office of Job Training, Ramsey County Workforce Solutions, Rural Minnesota Concentrated Employment Programs Inc., Southeastern Minnesota Workforce Development Inc., Southwest Minnesota Private Industry Council Inc., Stearns-Benton Employment and Training Council, Washington County Workforce Cen-

Dakota Electric Association donated nearly 8,000 tree seedlings this spring, as it wrapped up a full schedule of assisting with community plantings and environmental events throughout its service territory. Each spring, Dakota Electric participates in a variety of Arbor Day and environmental events by donating seedlings and providing educational information and assistance. Part of Dakota Electric’s active spring schedule included attending the Minnesota Zoo’s Earthfest event where the electric co-

ter and the Winona County Workforce Council. Dislocated Worker Program services include skills assessments, basic skills training, individual career counseling and occupational skills training. National Emergency Grants provide temporary funding for state and local employment and training programs. Each state must apply for the grants and must meet specific guidelines to be eligible. DEED also recently received a $2.6 million NEG from the Department of Labor to help train more than 600 workers who lost their jobs when Eagan-based Northwest Airlines merged with Delta Airlines of Atlanta. DEED is the state’s principal economic development agency, promoting business recruitment, expansion and retention, workforce development, international trade and community development. For more details about the agency and its services, visit www.PositivelyMinnesota. com.

DMV office in Farmington added to Senate omnibus transit bill

Sen. Pat Pariseau, RFarmington was successful in having her bill that would create a new full-service Office of Deputy Registrar of the Department of Motor Vehicles, with full authority to function as a registration and motor vehicle tax collection bureau, at the Farmington City Hall, included in the Senate’s omnibus transportation bill. The new DMV office is proposed to be lobe taught at the University’s cated in the new two-story, UMore Park facility in Rosemount (1605 160th Street W.; the exact location within UMore Park will be shared with participants upon registration). The June 21 class will focus on management of Gov, Tim Pawlenty on sheep and goats for wool, and May 17 announced the meat and dairy production. appointment of Leonard The June 28 class will address Axelrod to the Minnesota issues related to manage- Board on Aging. ment of beef. There is a flock Axelrod, of Eagan, is a of sheep and a beef herd at senior management conUMore Park, so participants sultant with CMC Justice will be able to observe various Services, Inc., in St. Paul. handling and management Previously, he was the deppractices during those ses- uty-in-charge of the St. sions. Paul division of the United For more information, States Bankruptcy Court, contact Wayne Martin at senior court manager with (612) 625-6224 or mar- Hennepin County District ti067@umn.edu; or Betsy Court, and held a number Wieland at (612) 596-1175 of other court administraor Eliza003@umn.edu. tion and consulting posiThe fee for the course is tions prior to that. $80. Participants can bring a Axelrod earned his law spouse or a friend for no ad- degree from Hamline Uniditional fee. Call (612) 596- versity School of Law in St. 2111 to register by phone, or Paul, his master’s degree in print the registration form at public administration from the Extension Small Farms the University of Southern website at www.extension. California in Los Angeles, umn.edu/SmallFarms/. and his bachelor of arts

U of M Extension offers livestock course for small farms The University of Minnesota Extension’s Small Farms team will offer a short course on livestock Monday evenings during the month of June as a continuation of the Living on the Land Livestock series. The classes are for farmers who have little or no experience with livestock, or for urban dwellers who would like to own livestock at some time in the near future, but are not well versed in the care and management of livestock. The four-session series will give an overview of all domestic species as well as many issues related to production management. The first two sessions ( June 7 and June 14) will be taught in room 365 Haecker Hall on the University of Minnesota’s St. Paul campus (1364 Eckles Ave., St. Paul). Topics to be covered during the first two sessions include facilities, feeds, disease and prevention, and manure management. Poultry and pork will be specifically discussed during the first two sessions. The last two sessions will

operative distributed 1,500 tree seedlings. Many students from area schools played Dakota Electric’s energy matching game and learned about energy conservation at the event. Dakota Electric capped off its busy spring schedule with a visit on May 16 to the Holz Farm Spring Festival in Eagan, where Dakota Electric donated a tree for the special planting ceremony. Since 1997, Dakota Electric has provided more than 113,000 tree seedlings to Arbor Day and other events in the local area.

20,000-square-foot city hall. The city of Farmington’s population has increased about 52 percent from 12,500 in 2000 to 19,000 in 2008, and residents have noticed the growth trend. The final verdict will be whether the provision remains in the omnibus transportation bill through the conference committee process with the Minnesota House of Representatives, but there is no expected opposition.

Governor appoints Eagan man to Minnesota Board on Aging degree from Indiana University in Bloomington. Axelrod has been a member of the Hearing Society of Minnesota Board, Minnesota Petrofund Board, and served on a number of committees at Hamline University and its law school. Axelrod replaces Jayne Hager Dee on the Board on Aging and is appointed to a four-year term that expires on January 6, 2014. The Minnesota Board on Aging develops, coordinates, evaluates and administers federal and state funds for programs for the aging; makes grants to seven area agencies on aging and nonprofit agencies; and serves as an advocate for older persons. The board consists of 25 members appointed by the governor.

Ritchie: Updated absentee ballot application form available for 2010 Secretary of State Mark Ritchie reminded voters and civic groups that the absentee ballot application form has been updated for 2010 and is available. The application incorporates legislative changes made this year that were promoted by the secretary of state and local election officials. The secretary urged civic groups, who distribute these

applications as part of their own outreach, to use the updated form and discard any older applications. Recent legislation changed the application by requiring additional information from voters. For instance, voters must provide on their applications their dates of birth and ID numbers or indicate that they do not have a Minne-

sota driver’s license number, a Minnesota state ID number, or the last four digits of their Social Security number. Voters must also sign an oath under penalty of perjury confirming that they personally completed their own applications and did so truthfully. Absentee ballots become available beginning June 25 for the state primary and

Sept. 17 for the general election. To download the absentee ballot application, visit the secretary of state’s website at www.sos.state.mn.us/ index.aspx?page=211, or contact the county auditor directly. A listing of county election officials is available at: https://minnesota. overseasvotefoundation.org/ overseas/eod.htm.

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May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy. odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, May 20, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102. Presentation by Peter Dugan, CB Richard Ellis, on â&#x20AC;&#x153;The State of Eagan Retail.â&#x20AC;? RSVP to rbatulis@dcrchamber.com. â&#x20AC;˘ Wednesday, May 26, 8 to 10 a.m., Critical Update: Local Fiber Expansion & Proposed Collocation in Eagan, Eagan Community Center, 1501 Central Parkway. Join XO Communications, Velocity Telephone, and the city of Eagan to learn about local fiber expansion throughout Eagan. In addition, the city will review plans for a new collocation facility. Free, but RSVP requested. Information: Christine Isaacs at Christine.M.Isaacs@xo.com. â&#x20AC;˘ Thursday, May 27, 8 to 9 a.m., Farmington Breakfast, Farmington Eagles Club, 200 Third St. Cost: $15. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, June 3, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 110 B and C, 1 West Mendota Road, West Saint Paul. Information: Amanda Franklin at afranklin@dcrchamber.com. â&#x20AC;˘ Tuesday, June 8, 8 to 9 a.m., AM Connection, SKB Environmental, Inc., 13425 Courthouse Blvd., Rosemount. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, June 10, 8:30 to 9:30 a.m., Coffee Break, Allied Chiropractic, 3410 Federal Drive, Suite 100, Eagan. Information: Michelle Tighe at mtighe@dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, May 20, 4:30 to 6:30 p.m., Business After Hours at Jay F. Jeweler, 15050 Cedar Ave., Apple Valley. Free. Information: LeeAnn Schirmer at info@applevalleychamber. com. â&#x20AC;˘ Tuesday, June 1, 7:30 to 9 a.m., Coffee Connection at Abdo, Eick & Meyers LLP, 14985 Glazier Ave., Suite 630, Apple Valley. Information: LeeAnn Schirmer at info@AppleValleyChamber.com. â&#x20AC;˘ Saturday, June 5, 9 a.m. to noon, Community Shred event to benefit Crime Stoppers of Minnesota at American Bank, 14295 Cedar Ave., Apple Valley. A donation of $2 per bag/ box is suggested. Information: Kim LeBoeuf at kleboeuf@ americanbankmn.com. â&#x20AC;˘ Sunday, June 13, 2 to 4 p.m., Apple Valley Community Ride 2010. The 12-mile ride begins and ends at the Apple Valley Family Aquatic Center. Ride with the mayor, members of the fire department, and other city employees. Cost:

$2/person, $5/family; includes goody bag, ride support, snacks and hydration. Register at www.valleybikeandski. com or (952) 432-1666. â&#x20AC;˘ Wednesday, June 16, 9 to 10:30 a.m., New Member Orientation at Enjoy! Restaurant, 15435 Founders Lane, Apple Valley. Free. RSVP required. Information: LeeAnn Schirmer at info@AppleValleyChamber. com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, May 20, 4 to 5 p.m., Parkwood Pointe ribbon cutting and grand opening, Parkwood Pointe Apartments, 12312 Parkwood Drive, Burnsville. Ribbon cutting at 4 p.m., reception and tours to follow. Hors dâ&#x20AC;&#x2122;oeuvres and beverages will be served. RSVP to Amy Matras at (952) 361-8912 or e-mail amatras@thegoodmangroup.com by May 13. â&#x20AC;˘ Monday, May 24, noon to 7 p.m., Chamber Golf Classic, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, Lakeville. Fees: $175 per golfer; $700 per foursome. Information: Travis Martinson at travis@burnsvillechamber. com. â&#x20AC;˘ Wednesday, May 26, 8 to 9 a.m., Cloud Computing, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150, Burnsville. Free. RSVP to (952) 435-6000. â&#x20AC;˘ Wednesday, May 26, 4 to 5 p.m., Chamber Ambassadors meeting. Information: Travis Martinson at travis@burnsvillechamber.com. â&#x20AC;˘ Tuesday, June 8, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150, Burnsville. RSVP to (952) 435-6000 or e-mail travis@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, May 20, 3:30 p.m., Golf Committee meeting, Rudyâ&#x20AC;&#x2122;s Red Eye Grill. â&#x20AC;˘ Thursday, May 20, 4:30 to 6:30 p.m., Networking After Hours, Citizenâ&#x20AC;&#x2122;s Bank Minnesota. A fun German-style networking. â&#x20AC;˘ Friday, May 21, 7:30 a.m., Government Affairs, Chamber Conference Room. â&#x20AC;˘ Tuesday, May 25, 7:30 a.m., Executive Committee meeting, Chamber Conference Room. â&#x20AC;˘ Tuesday, May 25, 8 a.m., Chamber Board meeting, Chamber Conference Room. â&#x20AC;˘ Tuesday, May 25, Chamber Annual Golf Tournament, Willingerâ&#x20AC;&#x2122;s Golf Club, 6900 Canby Trail, Northfield. Call (952) 469-2020 or visit www. lakevillechambercvb.org for information. â&#x20AC;˘ Wednesday, May 26, 8 a.m., Fall Gala meeting, Brackettâ&#x20AC;&#x2122;s Crossing. If you are interested in planning the gala, attend this meeting, or contact Tom Wroblewski at (952) 8921991. â&#x20AC;˘ Friday, May 28, 7:30 to 8:30 a.m., Business & Education Committee meeting,

Lakeville South High School. â&#x20AC;˘ Monday, May 31, office closed in observance of Memorial Day. â&#x20AC;˘ Wednesday, June 2, 7:30 to 8:30 a.m., Morning Brew at FASTFRAME Expert Picture Framing. â&#x20AC;˘ Thursday, June 3, 4:30 to 6:30 p.m., Networking After Hours at Brackettâ&#x20AC;&#x2122;s Crossing Country Club. â&#x20AC;˘ Tuesday, June 22, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Progressive Lunch, Crystal Lake Golf Club. Register by June 15. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, May 20, 4 to 5 p.m., Chamber 101, River Heights Chamber Office, Conference Room. Free. Information: Annie Platek at annie@ riverheights.com. â&#x20AC;˘ Saturday, May 22, 11 a.m. to 5 p.m., KlaasKids Child Safety Day at Inver Grove Hyundai, 4625 S. Robert Trail. Free. Information: Darcy Schuster, (651) 204-4403 or dschuster@invergrovehyundai.com. â&#x20AC;˘ Monday, May 24, 11:30 a.m. to 7:30 p.m., Golf Classic, Southview Country Club, 239 E. Mendota Road, West St. Paul. Information: Carol Swenson at (651) 451-2266, ext. 1032, or carol@riverheights. com. â&#x20AC;˘ Wednesday, May 27, 9 to 10:30 a.m., Odor Ordinance Business Town Hall Meeting at Waterous Company, 125 Hardman Ave., South St. Paul. Information: Information: Jennifer Gale at Jennifer@riverheights.com. â&#x20AC;˘ Thursday, June 3, 6:30 to 7:30 p.m., â&#x20AC;&#x153;Identity Theft What you donâ&#x20AC;&#x2122;t know MAY hurt you!â&#x20AC;? at North Dale Community Center, 1414 Albans St. N., St. Paul. Fee: $5 donation for North Dale Community Center. Information: North Dale Community Center at (651) 5582329 or AJB Benefits, LLC at (612) 454-5821, info@pyipyl. com. â&#x20AC;˘ Tuesday, June 15, 7 to 10 p.m., River Heights Twins Night. Information: Carol Swenson at (651) 451-2266 ext. 1032. â&#x20AC;˘ Wednesday, June 16, 7 to 9 p.m., Inver Grove Heights Days meeting, Drkulaâ&#x20AC;&#x2122;s - lower level. Information: president@ ighdays.org. Metro Women in Business event: â&#x20AC;˘ Monday, May 24, 6:30 p.m., networking event at the Apple Valley Community Center. Enjoy a light meal while meeting other business women who are looking to network. Bring business cards, catalogs, or any literature that you would like to share with the group. The meeting will begin with dinner and socializing. Then, each member will receive 2-3 minutes to highlight their business. There is no membership so come try us out. Sign up early. Limited to one person from each business. We also

will only allow one person from each home-based business. Cost: $20 or bring a friend $15 each. Register at http://www. meetup.com/Twin-Cities-Women-in-Business-NetworkingGroup. Call Heather at (952) 220-0287 with questions. South Suburban Chapter of IAAP (Intl. Assoc. of Administrative Professionals) meeting: â&#x20AC;˘ Tuesday, May 25, in the Cedar Room at Old Chicago, corner of Cedar Avenue and County Road 42, Apple Valley. New officers will be elected. Guests are welcome but cannot vote. Networking begins at 5:30 p.m. followed by dinner business meeting at 6 p.m. Cost: $20/members and $15/ nonmembers. For more information or to make reservations to attend the meeting, call or email Candy at (651) 210-8476 or cretka@frontiernet.net. ISD 196 Community Education class: â&#x20AC;˘ Wednesday, June 2, 6:30 to 8:30 p.m., Microsoft Excel 2003: Getting Started, Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39. Register online at www. district196.org/ce or call (651) 423-7920. Barnes & Noble, Apple Valley, event: â&#x20AC;˘ Saturday, June 5, 1 to 3 p.m., book signing by former Best Buy executive and Apple Valley resident Jeff Appelquist at Barnes & Noble, Fischer Marketplace, 14880 Florence Trail, Apple Valley, (952) 9978928. Appelquist, author of â&#x20AC;&#x153;Sacred Ground: Leadership Lessons From Gettysburg & The Little Bighorn,â&#x20AC;? will sign books and answer questions about leadership and team building during this questionand-answer event.

meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www. bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Ongoing Network Results Chapter Dakota Business Part- of Business Network Interners (networking group) meets national, networking for local every Tuesday at 8:30 a.m. at business owners, only one Enjoy! Restaurant in Apple Val- person from each profession. ley. For more information call First two meetings are free. at (651) 216-5406. We meet every Wednesday Platinum Partners, a for breakfast, 7-8:30 a.m. at chapter of BNI, welcomes Roasted Pear, 14200 Nicollet one representative from each Ave. S., Burnsville. Call Miprofession and meets every chele Jennings for more inforWednesday morning from 7:30 mation: (612) 581-0332. to 9 a.m. at the Lakeville Green Network Plus BNI ChapMill. To learn more, call Amy at ter meets from 11:30 a.m. to 1 (952) 226-7741. p.m. Thursdays at the Parkway Creative Networking Pro- Grill (old Benchwarmer Bobâ&#x20AC;&#x2122;s) fessionals, an independent in Burnsville. For more inforbusiness networking group, mation, call Kelly at (612) 861meets the first and third Tues- 8300. day of the month at JoJoâ&#x20AC;&#x2122;s Rise Networking coffee group at and Wine in Burnsville from 8 Caribou Coffee will meet from to 9 a.m. The group is focused 9:30-11:30 a.m. at Caribou on creating interpersonal re- Coffee, 14638 Cedar Ave., on lationships to grow business- the second and fourth Monto-business referrals. Yearly days of the month. Call (763) dues are $65. New members 783-4767 to register. are welcome. Members are Grapevine Network â&#x20AC;&#x153;Comlimited to one per professional mon Denominatorâ&#x20AC;? Group category. For more informa- meets Tuesdays from 7:30tion, contact Jeff Rothmeyer at 8:45 a.m. at Coldwell Banker JeffR@Roundbank.com or see Burnet, 190 Cobblestone Lane, www.CreativeNetworkingPro- Burnsville. For information, call fessionals.com. (952) 746-5611 or visit www. Network Unlimited, a pro- thegrapevinenetwork.com. fessional networking chapter, Grapevine Networking

Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 994-8392 or visit www.meetup.com/womensbusinessexchange.

Business Directory

8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

Book Your Company Event at...

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010

15A

Dakota County Business Contacts Apple Valley Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Positively Minnesota Marketing Partnership

Burnsville Chamber of Commerce

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 551240874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Rescheduled Hearing State of Minnesota Dakota County District Court First Judicial District Court File Number: 19HA-CV-09-3442 Case Type: Conciliation Appeal Diem Ho vs Nick Nelson You are notified of the following hearing date(s): Setting July 12, 2010 Jury Trial 9:00 AM at the following location: No Judicial Officer Assigned Dakota County District Court 1560 Highway 55 Hastings MN 55033 (651) 438-4341 You are expected to appear fully prepared. Dated: April 27, 2010 Carolyn M. Renn, Dakota County Court Administrator cc: Interpreter Nick Nelson 2194628 5/20/10P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-1247 In the Matter of the Welfare of R.S.S. and R.J.S., Children. TO: Phalla Suon Dakota County Attorney, Kathryn P. Scott, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes: 260C.201, Subd. 11, and 518.156, 518.17, and 518.18, the County Attorney will petition the Court for an Order that will transfer full legal and physical custody of the above named children to their relatives. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on June 9, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper provided by law, viz: Phalla Suon Dated: April 29, 2010 Judge Richard Spicer 2178522 5/6-5/20/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-270 In Re: Estate of VIOLA BARBARA BECHTEL, also known as Viola B Bechtel and Viola Bechtel, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Is it Ordered and Notice is hereby given that on the 21st day of June 2010, at 9:00 o’clock a.M., a hearing will be held in the above named Court at Dakota County Judicial Ctr., 1560 W. Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated January 26, 1991, and for the appointment of Michael L. Bechtel whose address is 3848 - 77th Street East, Inver Grove Heights, Minnesota 55076, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: May 13 2010 Richard G. Spicer Judge (COURT SEAL) Robert Regal Attorney No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 2909 (651) 451 2152 2194698 5/20-5/27/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-587 Case Type: Domestic Abuse In the Matter of: BARBARA S TORRES, Petitioner vs. ROBERT SCREAMIN’EAGLE TORRES, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN 55118 on June 8, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date MAY 11, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 2188156 5/20/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AVFA-10-1394 Case Type: Domestic Abuse In the Matter of: Mayra Miranda Mongoia, Petitioner vs. Jose Aurelio Flores-Mejia, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on June 16, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date May 12, 2010 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2190297 5/20/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-254 In Re: Estate of John Howard Erickson, Decedent. It is Ordered and Notice is given that on June 7, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Rebecca Jolynn James, whose address is 904 S. Elm St., Belle Plaine, Minnesota 56011, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 5/6/10 BY THE COURT Michael Mayer Judge of District Court Greg Schultz (MN# 028807X) Schultz Legal LLC 4085 137th St W Rosemount, Minnesota 55068 Telephone: (651) 343-3591 2184539 5/13-5/20/10P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-601 Case Type: Domestic Abuse In the Matter of: MARIA GUADALUPE LOPEZ, Petitioner vs. ROBERTO JOEL LOPEZ, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN 55118 on June 8, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date MAY 11, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 2188177 5/20/10

PUBLIC NOTICE

NOTICE OF DISSOLUTION OF MEDWAVE, INC. To Whom It May Concern: Medwave, Inc., a Delaware corporation (the “Company”) has elected to dissolve and wind up its business affairs. A Certificate of Dissolution was filed with the Delaware Secretary of State on March 1, 2010. All claims that you may have against the Company must be presented in writing with sufficient information to reasonably enable the Company to identify the claimant and the substance of the claim. Your claim should be mailed to the Company at the following address: Medwave, Inc. 21806 Wagon Wheel Trail Lakeville, MN 55044 Under Delaware law, we are required to inform you that all claims must be received by the Company no later than July 17, 2010. If your claim is not received by the Company by July 17, 2010, your claim will be barred. Under Delaware law, we are also required to inform you that (i) the Company may make distributions to other claimants, the Company’s stockholders or persons interested as having been such without further notice to you, and (ii) that for each of the prior three years, no distributions have been made to the stockholders of the Company. 2194933 5/20-5/27/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-272 Estate of, MELVIN R. MARTIN, A/K/A MARTY MARTIN, Decedent. It is Ordered and Notice is given that on June 21, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55 West, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of James Bailey Green, 9630 Clinton Avenue South, Bloomington, MN 55420 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or at the hearing. If proper and of no objections are filed, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 5/13/10 Richard G. Spicer Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 County Road 42 West, Suite 160 Burnsville, MN 55337 Attorney License No.: 75632 2194752 5/20-5/27/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-256 Estate of Katharine M. Fitzgerald, Decedent It is Ordered and Notice is given that on June 7, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, December 20, 2007, (“Will”), and for the appointment of James L. Madison, whose address is 7554 Blaine Avenue, Inver Grove Heights, MN 55076 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/7/10 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner Trisha A. Vicario Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 St. Paul, MN 55112 Attorney License No: 0343845 Telephone: (651) 332-8730 FAX: (651) 4828909 Email: tvicario@hdbob.com 2185666 5/13-5/20/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HAPR-10-248 In Re: Estate of Alice Mae Jerstad, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 25, 2001, and a Separate Writing pursuant to Minn. Stat. § 524.2-513, dated January 26, 2010. The Registrar accepted the application and appointed LYNN MARIE SETTERGREN, whose address is 3583 Fox Tail Trail NW, Prior Lake, Minnesota 55372 and MARK WILLIAM JERSTAD, whose address is 2260 Wall Street, Eagan, Minnesota 55122-4031, to serve together as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Any objection to the appointment of the personal representatives must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representatives have the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: May 5th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Theresa K. Readio (MN# 169420) Law Office of Theresa K. Readio, LLC 4183 Joppa Circle, MS-LO Savage Minnesota, 55378 Telephone: (952) 894-7388 Facsimile: (952) 894-7388 ATTORNEY FOR PERSONAL REPRESENTATIVE 2180706 5/13-5/20/10

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OR MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-278 In Re: Estate of Diane Vukas, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Jean Vukas Roberts, whose address is 9151 Cavanaugh Court, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: May 17th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Craig A. Erickson (MN# 0027121) ERICKSON & ASSOCIATES, P.A. 1300 NE Godward Street Suite 1600 Minneapolis Minnesota 55413 Telephone: (612) 465-0080 Facsimile: (612) 465-0084 ATTORNEY FOR PERSONAL REPRESENTATIVE 2196011 5/20-5/27/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Case File No. 19HAPR-10-265 Estate of Jane M. Humm, Decedent Notice is given that an application for informal probate of the Decedent’s will dated January 10, 1995, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Ronald J. Humm and Joan E. Fawcett, whose addresses are: Ronald J. Humm, 620 Thomas Ave., Shakopee, MN 55379 Joan E. Fawcett, 6811 Boudin Street, Prior Lake, MN 55372 as personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representatives have f ull power to administer t h e Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5-11-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative David P. Salter Heers and Heers Attorneys at Law 1450 Frankson Ave. St. Paul, MN 55108 Attorney License No.: 0255518 Telephone: 651-641-0001 FAX: 651-641-0505 2188596 5/20-5/27/10

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT-PROBATE/ MENTAL HEALTH DIVISION Court File No. 19HA-PR-10-264 In Re: Estate of Lowaine Marion Halseth, also known as Lowaine Halseth, and Lowaine M. Halseth, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 7th day of June, 2010 at 9:00 o’clock A.M., a hearing will be h e l d i n t h e a b o v e named Court at Dakota County District Court, 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033 for the determination of heirs of the above-named decedent, the formal probate of the will of the above named decedent, dated December 7, 2000 and the appointment of David J. Halseth, whose address is 1833 Turquoise Trail, Eagan, MN 55122, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real personal property, and do all the necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 5-11 2010 Rex Stacey Judge (COURT SEAL) Paul W. Flower Attorney Flower & Schutz, PLC 3300 County Road 10, Suite 200 Brooklyn Center, MN 55429 Telephone: 763-560-2506 Fax: 763-560-6002 2187668 5/13-5/20/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-10-247 In Re: Estate of Francis Stanley Peterka a/k/a Francis S. Peterka, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 8, 2005. The Registrar accepted the application and appointed Christopher Peterka, whose address is 4114 Skylark Lane, Eagan MN 55122, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: May 12th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Peter M. Kraker, #025440X Attorneys for Personal Representative 3109 Hennepin Avenue South Minneapolis, MN 55408 Phone: 612-827-8124 Fax: 612-827-3564 email: peterkraker@netscape.net 2191692 5/20-5/27/10P

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PUBLIC NOTICE

NOTICE OF SALE You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a public sale on site on Friday June 4, 2010 at 1:00 PM. Unit # 2604 Tenant Eugene Brown Description of Items 1987 BMW 735i, 4 door, silver, vin # WBAGB4316J1640517, 2001 MN Lic # ESU 978, weights, television The contents will be sold for cash at auction to the highest bidder. 2181731 5/13-5/27/10

PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday June 9, 2010 on or after 10am at the Simply Self Storage location at 801 Lady Bird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. J. Schmidt #218 Fender Guitar, Artwork, Sports Equip, Lawnmower J. Herrera #632 Stainless Steel Refrigerator & Range, Microwave w/ Hood, Dishwasher 2175881 5/20-5/27/10

PUBLIC SALE

Notice of Public Sale: SS MNRI, LLC doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday June 9, 2010 on or after 10am at the Simply Self Storage location at 4025 Old Sibley Memorial Highway, Eagan, MN 55122 Phone 651-894-5550. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. L. Ruelas #279 Lawn mower, Small motorcycle, dresser drawers, T.V, chair, trail bike J. Lafrance #459 Sofa, saddle, pet carrier, dresser, table, bookshelf D. Cooper #451 Desk, chairs, mattress, misc boxes, exercise equipments K. Shannon #162 Mattress, kids toys, speakers S. Thede # 439 Miscellaneous items 2175967 5/20-5/27/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 06/22/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods 1989 Ford Bronco II VIN # 1FMBU14TOKUA04452 MN Plate # PUJ277 Name: Gary Spohn Bill of Lading #: 79409 Amount: $5,634.55 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2174047 5/20-6/3/10

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: A Conditional Use Permit to allow a daycare facility (Clubhouse Child Care) in a commercial district. APPLICANT: Paster Enterprises. LOCATION AND LEGAL DESCRIPTION: The property is located at 16105 Cedar Avenue and is legally described as follows: Lot 1, Block 1, Carroll 1st Addition, except the south 215.28 feet thereof in the City of Lakeville, Dakota County, Minnesota. WHEN: Thursday, June 3, 2010 at 6:00 p.m. or as soon thereafter as the parties may be heard. Planning Commission WHERE: Meeting - City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Contact Allyn Kuennen, Associate Planner at (952) 985-4424 or by email at akuennen@ci.lakeville.mn.us. DATED this 18th day of May 2010. CITY OF LAKEVILLE _____________________________ Charlene Friedges, City Clerk 2196849 5/20/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE IN A FORECLOSURE BY ACTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Contract/foreclosure Court File No. 19-HA-CV-08-1760 ____________________________ Highland Bancshares, Inc., Plaintiff, v. Lilydale Commons, LLC, Collaborative Design Group, Inc., Pinnacle Engineering, Inc., Forced Air, Inc. d/b/a Wenzel Heating and Air Conditioning, John H. Mathern, Clayton G. Rein, XYZ Corporation; ABC Partnership; Joe Doe and Mary Rowe, whose true names and addresses are unknown to Plaintiff, Defendants. _____________________________ NOTICE IS HEREBY GIVEN that, at 10:00 a.m. on June 9, 2010 at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S100, Hastings, MN 55033 and pursuant to the Order and Order for Judgment and Partial Judgment of the District Court of Dakota County, Minnesota, First Judicial District, entered in the above captioned action on November 19, 2008 ("Judgment Order"), the undersigned Sheriff of Dakota County, Minnesota will sell the real property described in said Judgment Order, to wit: All that part of Lots 5 and 6, AUDITOR'S SUBDIVISION NO. 2 Mendota, lying Northeasterly of a line lying 100 feet Northeasterly of and parallel with the following described line: Beginning at a point on the North line of Section 23, township 28, Range 23, distant 1793.65 feet East of the Northwest corner of said Section 23; thence Southeasterly at an angle of 56 degrees 32 minutes with said North line for 2000 feet and there terminating; said line being the Easterly right of way line of Interstate Highway 35E; and that part of Government Lot 2, Section 23, Township 28, Range 23, Dakota County, Minnesota, lying Easterly of the Easterly right of way line of Interstate Highway 35E, Northerly of the Northerly right of way line of Trunk Highway No. 13 (Sibley Memorial Highway); Northerly and Westerly of the Northerly and Westerly right of way of Lower Mendota Road (Lilydale Road) and Southerly of the Southerly right of way line of Chicago, Milwaukee, St. Paul and Pacific Railway, excepting therefrom the following described tract of land, to wit: Beginning at a point on the north and south centerline of said Section 23, distant 1694.61 feet north of the center of said Section 23; thence North 85 degrees 56 minutes 30 seconds East 170.70 feet to the true point of beginning of the tract of land to be described; thence North 00 degrees 15 minutes 00 seconds East a distance of 379.32 feet; thence South 66 degrees 07 minutes 30 seconds East, a distance of 173.70 feet; thense South 41 degrees 43 minutes 30 seconds East to the northerly right of way line of Trunk Highway No. 13 (Sibley Memorial Highway); thence southwesterly along said right of way to the intersection with the first mentioned North 85 degrees 56 minutes 30 seconds East line extended easterly; thence South 85 degrees 56 minutes 30 seconds West to the true point of beginning. Street Address: 949 Sibley Memorial Highway, Lilydale, MN 55118 Tax Parcel Nos. 24-02300-010-04; 24-02300-010-05; 24-03700-010-06; 24-02300-020-05 (hereinafter the "Real Property") together with all the estates and rights in and to said Real Property and in and to lands lying in streets, alleys and roads adjoining the Real Property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to said Real Property, as one parcel (or, if directed by Plaintiff, in separate parcels), for cash, to the highest bidder, all in accordance with Minnesota Statutes Chapter 581 and the provisions of law relating to the sale of real estate on execution. As set forth in said Judgment Order, the proceeds of the sale shall be applied first to pay Plaintiff's usual and customary costs and expenses of said sale and second to pay, in whole or in part, the Court's judgment against Lilydale Commons, LLC and John H. Mathern, jointly and severally, in the amount of $5,737,041.43 plus interest at the rate of $1,549.18 per day on and after May 28, 2008 as described in the Judgment Order. The overage, if any, shall be paid to the Court to abide by the further order of the Court with respect thereto. Dated this 6 day of April, 2010. Dave Bellows Sheriff of Dakota County, Minnesota By: Robert Shingledecker Deputy BRIGGS AND MORGAN, P.A. Joseph D. Roach (#250843) Matthew A. Slaven (#288226) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 ATTORNEYS FOR PLAINTIFF 2140379 4/15-5/20/10

ALLSTATE SELF STORAGE 12001 SOUTH HWY 35W BURNSVILLE, MN 55337 952-894-4944 PUBLIC AUCTION May 22nd 2010 1:00 P.M. B66 12x20 Allan Novine Amount Owed $893 Tools C180 10x10 Kim Lindstrom Amount Owed $596 Misc Electronics C668/C711 5x8’s Jill Krueger Amount Owed $511 Misc HH Items E354 10x20 Kim Lindstrom Amount Owed $1009 HH Items, Electronics E373 10x30 Steve Fruge Amount Owed $1155 Tools, HH Items F552 5x10 Zaw-Dioh Weah Amount Owed $275 Misc Boxes

G743/G745 10x20’s Joel Frederickson Amount Owed $1105 HH Items, Furniture H853 10x20 Joyce Anderson Amount Owed $581 HH Items, Furniture H1276 5x12 Robert Oium Amount Owed $274 Misc Tools H1302 5x12 Tarah Wright Amount Owed $271 Misc HH Items H1331 5x12 John Arne Amount Owed $201 Misc Boxes H1368 5x12 Michelle Kitowski Amount Owed $307 HH Items, Clothes I924 5x10 Shana Kalkes Amount Owed $380 HH Items L1117 5x10 Pam Siewert Amount Owed $658 Misc Boxes, HH Items 2187587 5/13-5/20/10

PUBLIC NOTICE

CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA SUMMARY OF ORDINANCE NO. 865 AN ORDINANCE ADOPTING A FEE SCHEDULE This ordinance prescribes fees sufficient to defray the costs incurred by the City of Lakeville in reviewing, investigating and administering applications for the amendment to an official control established pursuant to Minnesota Statutes Sections 462.351 to 462.364 and applications for permits or approvals required under an official control established pursuant to those sections. This ordinance also prescribes billboard license fees and building permit and related fees. A printed copy of the ordinance is available for inspection by any person during regular office hours at the office of the City Clerk. APPROVED FOR PUBLICATION this 17th day of May, 2010, by the City Council of the City of Lakeville, Minnesota. CITY OF LAKEVILLE BY: Holly Dahl, Mayor ATTEST: Charlene Friedges, City Clerk 2196603 5/20/10

PUBLIC NOTICE

SUMMARY ORDINANCE NO.867 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 11 OF THE LAKEVILLE CITY CODE, THE ZONING ORDINANCE, CONCERNING THE ZONING MAP, ADMINISTRATION AND GENERAL PERFORMANCE STANDARDS, AND ZONING DISTRICT PROVISIONS This ordinance amends the City’s zoning ordinance concerning the zoning map, administration and general performance standards, and zoning district provisions. The zoning map has been amended rezoning property and making amendments to zoning district boundaries. Amendments have been made to administration and general performance standards including: grading and drainage, lighting, exterior finishes, accessory buildings, landscaping, signs, fences, wind energy conversion systems, antennas, and home occupations. Wording and substantive changes have been made to the text of the requirements of the following zoning districts: A-P, R-A, RAO, RS-1, RS-2, RS-3, RS-4, RS-CBD, RSMH, RST-1, RST-2, RM-1, RM-2, RH-1, RH-2, O-R, C-1, C-2, C-3, C-CBD, O-P, I-CBD, I-1, I-2, PUD, POS, flood plain overlay and shoreland overlay districts. A printed copy of the entire ordinance is available for inspection by any person during the City Clerk’s regular office hours. Approved for publication by the City Council of the City of Lakeville, Minnesota, this 17th day of May, 2010. CITY OF LAKEVILLE BY: Holly Dahl, Mayor ATTEST: Charlene Friedges, City Clerk 2196682 5/20/10

SUMMARY ORDINANCE NO.866 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 10 OF THE LAKEVILLE CITY CODE, THE SUBDIVISION ORDINANCE, CONCERNING NOMENCLATURE, SUBMITTAL REQUIREMENTS, ENGINEERING STANDARDS, SECURITIES AND WARRANTY REQUIREMENTS This ordinance amends the City’s subdivision ordinance concerning nomenclature, submittal requirements, engineering standards, and securities and warranty requirements. Certain terms defined in the subdivision ordinance are amended. Information required for administrative subdivisions, sketch plans, preliminary plats and final plats has been changed. Requirements for temporary cul-de-sacs, right-of-way widths, sidewalks, MPTW, drainage and utility easements, storm drainage, tree preservation, park land cash contributions, securities, and warranties are amended. A printed copy of the entire ordinance is available for inspection by any person during the City Clerk’s regular office hours. Approved for publication by the City Council of the City of Lakeville, Minnesota, this 17th day of May, 2010. CITY OF LAKEVILLE BY: Holly Dahl, Mayor ATTEST: Charlene Friedges, City Clerk 2196651 5/20/10

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS WELL NO. 14 GENERATOR AND APPURTENANT WORK FOR THE CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that sealed bids will be received, opened, and read aloud at 11:00 a.m. CST, Friday, June 11, 2010, by the City Clerk and the Operations & Maintenance Director at Lakeville City Hall, 20195 Holyoke Avenue, Lakeville, MN 55044 for the furnishing of all labor and materials for the construction, complete in-place, of one natural gas engine generator set. The bids must be submitted on the Proposal Forms provided in accordance with the Contract Documents, Plans, and Specifications as prepared by WSB & Associates, Inc., 701 Xenia Avenue South, Suite 300, Minneapolis, MN 55416, which are on file and may be viewed at the office of the Operations & Maintenance Director, 18400 Ipava Avenue, Lakeville, MN 55044. Complete digital Proposal Forms, Plans, and Specifications for use by Contractors submitting a bid are available at www.questcdn.com . You may download the digital plan documents for a nonrefundable fee of $15.00 by inputting Quest project #1194863 on the website's Project Search page. Please contact QuestCDN.com at 952-233-1632 or info@questcdn.com for assistance in free membership registration, downloading, and working with this digital project information. An optional paper set of Proposal Forms, Plans, and Specifications may be obtained from the Consulting Engineers, WSB & Associates, Inc., 701 Xenia Avenue South, Suite 300, Minneapolis, MN 55416, for a nonrefundable fee of $40.00 per set, check payable to WSB & Associates, Inc. Bids will only be accepted from Contractors who purchase digital or paper Bidding Documents as specified above. The City of Lakeville reserves the right to reject any and all bids and to waive any informalities or irregularities. No Bidder may withdraw their bid for a period of sixty (60) days after the bid opening. DATED: May 21, 2010 BY ORDER OF THE CITY COUNCIL s/s Charlene Friedges City Clerk City of Lakeville 2195355 5/20/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CIVIL COURT DIVISION Court File No: _______ In Re the Matter of: Laura J. Larson, Petitioner, and Debra L. Bowlinger, Respondent. ------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED A N D R E Q U I R E D to serve upon Petitioner’s attorney an Answer to the Complaint which is herewith served upon you, within 20 days after service of the Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Dated: April 7, 2010 APPELHOF, PFEIFER & HART, P.A. Kathy K. Hart, #300019 990 Inwood Avenue North Oakdale, Minnesota 55128 (651) 379-3024 Attorney for Petitioner 2196782 5/20-6/3/10

Notice and Order of Hearing (For Publication) STATE OF WISCONSIN ST. CROIX COUNTY CIRCUIT COURT Case No. 10 TP 9 IN THE INTEREST OF J.R.M. To: Yong Kim Miller, address unknown IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the St Croix County Courthouse, Hudson Wisconsin, 1101 Carmichael Rd Courtroom 3 Branch 1, on June 3, 2010, at 11:00 am. You have the right to have an attorney present. If you desire to contest the matter and cannot afford an attorney, the state public defender may appoint an attorney to represent you. If you fail to appear and the court terminates your parental rights, either a motion to seek relief from the judgment or a notice of intent to pursue relief from the judgment must be filed in the trial court within 30 days after the judgment is entered, in order to preserve the right to pursue such relief. If you need help in this matter because of a disability, please call 715 386 4619. Date: 5/10/10 BY THE COURT: Honorable Eric J Lundell Please check with attorney/petitioner below for exact time and date. Attorney Carol Law 2215 Vine Street Hudson, WI 54016 715-381-5448 Bar Number 1010912 2196763 5/20-6/3/10P

Notice and Order of Hearing (For Publication) STATE OF WISCONSIN ST. CROIX COUNTY CIRCUIT COURT Case No. 10 TP 8 IN THE INTEREST OF N.A.M. To: Yong Kim Miller, address unknown IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the St Croix County Courthouse, Hudson Wisconsin, 1101 Carmichael Rd Courtroom 3 Branch 1, on June 3, 2010, at 11:00 am. You have the right to have an attorney present. If you desire to contest the matter and cannot afford an attorney, the state public defender may appoint an attorney to represent you. If you fail to appear and the court terminates your parental rights, either a motion to seek relief from the judgment or a notice of intent to pursue relief from the judgment must be filed in the trial court within 30 days after the judgment is entered, in order to preserve the right to pursue such relief. If you need help in this matter because of a disability, please call 715 386 4619. Date: 5/10/10 BY THE COURT: Honorable Eric J Lundell Please check with attorney/petitioner below for exact time and date. Attorney Carol Law 2215 Vine Street Hudson, WI 54016 715-381-5448 Bar Number 1010912 2196718 5/20-6/3/10P

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SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Quiet Title Court File No. 19HA-CV-10-2093 Bank of New York for the Benefit of the CWABS, Inc. Asset-backed Certificates, Series 2007-1, Plaintiff, vs. Todd Larry Hansch, Don Gudmundson, in his official capacity as the Sheriff of Dakota County, John Doe and Mary Rowe, Defendants. _______________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff’s attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. You are hereby notified that this action is brought for the purpose of (i) reforming the legal description in that certain Mortgage dated December 29, 2006 and filed with the Dakota County Recorder on March 19, 2007 as Document No. 2503386 from: The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota. to The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h e a s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota. and (ii) further reforming the legal description in that certain Sheriff's Certificate of Sale and Foreclosure Record dated May 6, 2008 and filed with the Dakota County Recorder on May 6, 2008 as Document No. 2588672 from: The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota. to The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h e a s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota. RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. § 484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE. Dated: April 13, 2010 WILFORD & GESKE, P.A. By: /s/ David R. Mortensen David R. Mortensen, #032906X Michael R. Sauer, #387005 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2181792 5/13-5/27/10

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION File No. 19WS-FA-10-457 In Re The Marriage of: Stacey Lee Cunningham, Petitioner, and Jerry Lee Cunningham, Respondent. -----------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT; YOU ARE HEREBY SUMMONED and required to serve upon petitioner a response to the Petition which is on file in the office of the Administrator of the above named Court within (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. The object of this proceeding is a dissolution of the marriage relationship and such division of property involved, as the Court finds just. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKE THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3)ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIALLY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. The object of this proceeding is the dissolution of the marriage relationship and such division of property involved as the court finds just. Dated: 03-10-10 Stacey Lee Cunningham Petitioner Pro Se 455 Arion St. East, Apt. #104 West St. Paul, MN 55118 Telephone: 651-212-9341 2175752 5/13-5/27/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Twin Cities Mobile Rehab. 2. State the address of the principal place of business: 2370 Lexington Ave S. #308, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Garrity Chiropractic, PA, 2370 Lexington Ave S. #308, Mendota Heights, MN 55120 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 5-5-10 Brian Garrity owner 2197113 5/20-5/27/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Clear Sight Auto Glass 2. State the address of the principal place of business: 20575 Keystone Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Robert Trentman, 20575 Keystone Ave, Lakeville, MN 55044 Tony Severson, 19812 Burlington Path, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3-22-10 Rob Trentman (owner) 2189444 5/20-5/27/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-259 Estate of John T. Kroth, Decedent It is Ordered and Notice is given that on June 7, 2010, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of Decedent, dated January 3, 1994, (“Will”), and for the appointment of Marcia E. Kroth, whose address is 7735 139th Court West, Apple Valley, MN 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/10/10 BY THE COURT Michael V. Sovis Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No. 0072151 Telephone: (952) 953-8824 Fax: (952) 432-3780 Email: merrittt@seversonsheldon.com 2186349 5/13-5/20/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Ludo Lab Vending 2. State the address of the principal place of business: 12570 Portland Ave. S. #309, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Luis D. Torres, 12570 Portland Ave. S. #309, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 04/29/2010 Luis D. Torres, Business Owner 2181924 5/13-5/20/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Journaling Moments Photography 2. State the address of the principal place of business: 24655 Essex Ave, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sarah Puelston, 24655 Essex Ave, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3-29-2010 Sarah Puelston 2187631 5/13-5/20/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Moment of Impact Sports Photography 2. State the address of the principal place of business: 9453 208th St. W., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Edward A. Pletsch, 9453 208th St. W., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: April 13, 2010 Edward A. Pletsch, Owner 2178854 5/13-5/20/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Ronel Builders 2. State the address of the principal place of business: 2805 Cliff Rd. E., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ronel Corporation, 2805 Cliff Rd. E., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 5-7-10 Robert Ronning, Pres 2195529 5/20-5/27/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Global Holistic Consulting 2. State the address of the principal place of business: 5879 - 126th Street West, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lisa Jean Lillemoen, 5879 - 126th Street West, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: April 21, 2010 Lisa Lillemoen CEO & Founder 2184206 5/13-5/20/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Earthwise, Inc. 2. State the address of the principal place of business: 1875 E. 50th Street, Inver Grove Heights, MN 55077 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Southview Design, Inc., 1875 E. 50th Street, Inver Grove Heights, MN 55077 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: May 6, 2010 Chris Clifton 2191847 5/20-5/27/10P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Earth...Be One. 2. State the address of the principal place of business: 201 W Burnsville Parkway, Suite 110, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Pamela Fillhouer, 7631 Crimson Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 1-1-10 Pamela Fillhouer Owner 2197078 5/20-5/27/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Shooting Star Productions 2. State the address of the principal place of business: 1920 Glenhill Road, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Patricia Juliette, 1920 Glenhill Road, Mendota Heights, MN 55118 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3.05.10 Patricia Juliette 2194359 5/20-5/27/10P

NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE OF AND ORDER FOR NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-260 ESTATE OF RITA M. DRKULA, also known as RITA MARIE DRKULA and RITA DRKULA, DECEDENT It is Ordered and Notice is given that on June 7, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated August 15, 1997, and for the appointment of Janice M. Little whose address is: 6702 Olde Sturbridge Drive, Corcoran, Minnesota 55340 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.30-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5/11/10 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative Julie M. Pawluk Henderson, Howard & Pawluk, P.A. 6200 Shingle Creek Parkway, Suite 385 Brooklyn Center, MN 55430 Phone: (763) 566-8832 Fax: (763) 566-9214 Atty. Reg. No. 130291 2187454 5/13-5/20/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-258 Estate of Marjorie A. Steenberg, Decedent It is Ordered and Notice is given that on June 7, 2010, at 9:00 a.m., a hearing will be held in this Court at 1560 Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated November 20, 2003, and for the appointment of Paul E. Steenberg whose address is 18784 Viking Way NW, Poulsbo, WA 98370 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/10, 2010 BY THE COURT Mary J. Theisen Judge of District Court (COURT SEAL) Attorney for Personal Representative Andrew M. Baese Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 0284336 Telephone: (651) 808-6444 FAX: (651) 808-6450 Email: abaese@briggs.com 2185883 5/13-5/20/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-263 ESTATE OF Mary S. Oaster, DECEDENT It is Ordered and Notice is given that on June 7, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated September 4, 1992 and codicil to the will dated June 14, 1994, (“Will”), and for the appointment of William M. Oaster whose address is: 17157 New Market Drive, Eden Prairie, MN 55347 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5-11-10 Rex Stacey Judge (COURT SEAL) Attorney For Personal Representative Richard D. Bunin Richard D. Bunin Law Offices 1670 Metropoint Tower 600 Highway 169 South St. Louis Park, MN 55426 (952) 544-2345 12956 2188546 5/20-5/27/10

HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-273 In Re: Estate of Linus O. Roiger, Decedent. It is Ordered and Notice is given that on 6-21-2010 at 900 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Mary Lou Roiger, whose address is 4152 292nd Street E., Randolph, Minnesota 55065, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 5/13/10 BY THE COURT RICHARD G. SPICER Judge of District Court Timothy L. Morisette Attorney For Personal Representative Lampe Law Group, LLP 105 East Fifth Street, PO BOX 240 Northfield, MN 55057 507-663-1211 Attorney Reg. #168877 2193648 5/20-5/27/10

Summons Without Real Estate State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AVFA-10-1036 Case Type: Dissolution with Children In Re the Marriage of: Janine Nicole clara Solano Name of Petitioner And Angel Abad Solano chicas Name of Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it. contact an attorney for legal advice. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for a dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. There should also be a copy of Petitioner’s Financial Affidavit attached. 2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage and your Financial Affidavit. You must pay the required filing fee. Answer forms and the Financial Affidavit form are available from the Court Administrator’s office. You must serve your Answer and Financial Affidavit upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding, (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. Dated: 3/19/10 Janine Nicole clara Solano 2173925 5/6-5/20/10

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: PJs, Etc. 2. State the address of the principal place of business: 14791 Haven Drive, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jodi Volker, 14791 Haven Drive, Apple Valley, MN 55124 Steven Volker, 14791 Haven Drive, Apple Valley, MN 55124 Donald Tucker Sr., 8825 13th Avenue South, Bloomington, MN 55425 Virginia Tucker, 8825 13th Avenue South, Bloomington, MN 55425 Scott Tucker Sr., 8710 Asiatic Avenue, Inver Grove Heights, MN 55077 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 03/02/2010 Jodi Volker, Partner 2195212 5/20-5/27/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-266 In Re: Estate of ORDNER THORWALD BUNDLIE, JR., Decedent. It is Ordered and Notice is given that on June 7, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated January 30, 2006, and for the appointment of Scott Bundlie, whose address is 929 Portland Avenue, #1602, Minneapolis, Minnesota 55404, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 5/11/10 BY THE COURT RICHARD G. SPICER Judge of District Court Daniel J. Steinhagen (MN# 178469) Steinhagen & Crist, P.L.L.P. 5001 Chowen Avenue South Minneapolis Minnesota 55410-2150 Telephone: (612) 922-2260 Facsimile: (612) 922-2996 2188928 5/20-5/27/10

PUBLIC NOTICE

work, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8760 Brunell Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177720202 LEGAL DESCRIPTION OF PROPERTY: Unit No. 202, Common Interest Community No. 306, a condominium, The Gables at Arbor Pointe, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,783.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8178 1915188461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146398 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2142942 4/15-5/20/10

PUBLIC NOTICE

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3663 770210885 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148319 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,920.00 MORTGAGOR(S): James P. Olson and Julie A. Olson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 04, 2005 Dakota County Recorder Document Number: 2377918 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001011177 Lender or Broker: United Resedential Mortgage, L.L.C. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13544 Dellwood Ct, Rosemount, MN 55068-3389 Tax Parcel ID Number: 34-18305-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Country Hills 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,502.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013457F03 2193358 5/20-6/24/10

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PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2007 MORTGAGOR:Paul J. McCulloch, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 26, 2007, Dakota County Recorder, Document No. 2526428. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100418400200436943 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 150 East Burnsville Parkway, Unit 407, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32175-407-05 and 02-32175-093-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. A407, Storage Unit No. S34, and garage unit no. G93, Uptown Landing, A condominium, common interest community no. 478 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,940.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$218,059.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3529 2004369421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 30, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3529 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2193324 5/20/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: February 22, 2004 Dakota County Recorder Document Number: 2187850 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,358.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 19, 2009 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 MORTGAGEE: Associated Bank Minnesota, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to May 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2010 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F01 2190359 5/20/10

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 6 , 2003 MORTGAGORS:Michael Borwege and Joy A. Borwege, husband and wife. MORTGAGEE:Spectra Financial, Inc. DATE AND PLACE OF RECORDING: Recorded July 1, 2003, Dakota County Recorder, Document No. 2072495. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 26, 2003, Recorded: July 1, 2003, Document No. 2072496. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2026 Emerald Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16700-050-10 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 10, Cedar Grove No. 1, Dakota County, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,733.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 7810293514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2194128 5/20/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Stephen A. Fleming, as a single person MORTGAGEE: Provincial Bank DATE AND PLACE OF RECORDING: Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093805 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 30, 2003 Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093806 And assigned to: Mortgage Electronic Registration Systems, Inc Dated: May 02, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427987 And assigned to: U.S. Bank, N.A. Dated: April 09, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650991 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001859592 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7250 157th St W, Apple Valley, MN 55124-5120 Tax Parcel ID Number: 01-11650-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Apple Ponds, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,319.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003094F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003094F03 2191312 5/20/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 5 , 2004 MORTGAGORS:Frank Gerdesmeier a/k/a Francis Gerdesmeier and Gayle Gerdesmeier, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded November 10, 2004, Dakota County Recorder, Document No. 2266090. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 26, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3745 West 321st Street, Northfield, MN 55057 TAX PARCEL I.D. #: 418340002001 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Legal Description Lots One (1) and Two (2) in Block One (1), Town of Waterford; and All that part of the Northeast Quarter (NE 1/4) of Northeast Quarter (NE 1/4) of Section Thirty (30), Townhsip One Hundred Twelve (112), Range Nineteen (19), described as follows: Commencing at the Northeast corner of Lot One (1), Block One (1), Town of Waterford, thence South 165 feet to the Southeast corner of said Lot One (1), Block One (1), thence East 51 feet to a point, thence North 165 feet to a point, thence West 51 feet to point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,029.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,031.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2100 0003611862 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196499 5/20-6/24/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 8, 2009 MORTGAGOR:M i c h e l l e W a l l e y , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2009, Dakota County Recorder, Document No. 2652492. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9376 Imbler Trail, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-84100-020-07 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 7, Wild Meadow Villas, CIC No. 363. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,938.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption withi n six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3440 1120753605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3440 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196868 5/20/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,250.00 MORTGAGOR(S): Michael L Fritzen and Cindy R Fritzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder Document Number: 2452837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002728357 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19914 Evensong Ave, Farmington, MN 55024-8687 Tax Parcel ID Number: 14-16502-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Charleswood 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $414,002.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011938F02 2195274 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,450.00 MORTGAGOR(S): Jeremy Hein and Jennifer Hein, husband and wife MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF REGISTERING: Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 572052 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 11, 2006 Registered: January 30, 2006 Dakota County Registrar of Titles Document Number: 583812 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Dated: August 04, 2009 Registered: September 17, 2009 Dakota County Registrar of Titles

Dakota County Registrar of Titles Document Number: T650984 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119383 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10564 Alison Way, Inver Grove Heights, MN 55077-5467 Tax Parcel ID Number: 20-71398-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Southern Lakes 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,620.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F02 2140566 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,100.00 MORTGAGOR(S): Leslie R Klassy, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 28, 2006 Dakota County Recorder Document Number: 2464549 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1126 Tiffany Dr, Eagan, MN 55123-1878 Tax Parcel ID Number: 10-16350-170-02 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Canterbury Forest, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,768.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

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PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013777F01 2143752 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12950 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Rebecca L. Matthews, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Nine Hundred Eighty-One and no/100 ($2,981.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated April 15, 2009, and recorded November 19, 2009, as Document No. 2697713 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 26, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 26, 2010. Dated: March 15, 2010 By /s/ David J. Raymond, #221818

By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441126 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2140900 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 MORTGAGOR(S): Yuriy Timkin and Yuliya Timkin, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299996 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 10, 2005 Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299997 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14175 Azalea Path, Rosemount, MN 55068-4481 Tax Parcel ID Number: 34-14702-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,811.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 2187749 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,275.00 MORTGAGOR(S): Jeffrey A Hanson, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325604 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039046749921884 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 708 Oak St, Farmington, MN 55024-1332 Tax Parcel ID Number: 14-33900-030-03 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of the North 1/2 of the East 1/2 of the West 2/3 of Block 3, Humphrey's Addition to the Town of Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $106,688.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014330F01 2194176 5/20-6/24/10

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 1201 Westview Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19503-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Dakota Hills Fourth Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,594.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-423 16000594 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148339 4/15-5/20/10

PUBLIC NOTICE

��

�� from �� required by statute;�� That no action or within six (6) �� months the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: June 4, the date on or before which the mort2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not redeemed under section 580.23 is Lobby #S-100, Hastings, MN to pay the debt then secured by said 11:59 p.m. on December 1, 2010. Mortgage, and taxes, if any, on said MORTGAGOR(S) RELEASED FROM premises, and the costs and disburse- FINANCIAL OBLIGATION ON MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGE:None allowed by law subject to redemption "THE TIME ALLOWED BY LAW FOR within six (6) months from the date REDEMPTION BY THE MORTGAGOR, of said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MN Stat. §580.07. TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: April 2, 2010. 11:59 p.m. on December 6, 2010. Chase Home Finance LLC MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE:None "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 30-8198 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 1928280810 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 4/15-5/20/10 WITH A RESIDENTIAL DWELLING OF 2146419 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: April 7, 2010. FORECLOSURE SALE CitiMortgage, Inc. N O T ICE IS HEREBY GIVEN that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in the conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: September Attorneys for Mortgagee/Assignee of 28, 2007 Mortgagee ORIGINAL PRINCIPAL AMOUNT OF 4500 Park Glen Road #300 MORTGAGE: $227,529.00 Minneapolis, MN 55416 MORTGAGOR(S): Matthew J Fogarty (952) 925-6888 and Jennifer L Fogarty, husband and 10-3677 wife 640132507 MORTGAGEE: Wells Fargo Bank, THIS IS A COMMUNICATION FROM N.A. A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2148160 4/15-5/20/10 Recorded: October 22, 2007 Dakota County Recorder Document Number: 2551990 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE And assigned to: Countrywide Bank, FORECLOSURE SALE THE RIGHT TO VERIFICATION FSB Dated: September 28, 2007 OF THE DEBT AND IDENTITY OF Recorded: October 22, 2007 Dakota THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS County Recorder Document Number: 2551991 NOT AFFECTED BY THIS ACTION. And assigned to: BAC Home Loans NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Servicing, L.P. Dated: April 02, 2010 the following described Transaction Agent: Not Applicable mortgage:DATE OF MORTGAGE:June Transaction Agent Mortgage Identifi23, 2003 MORTGAGOR:J o s e p h P . Y u n g , a cation Number: Not Applicable Lender or Broker: Wells Fargo Bank, single person. MORTGAGEE:Mortgage Electronic N.A. Residential Mortgage Servicer: BAC Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Home Loans Servicing, L.P. Mortgage Originator: Not Applicable Recorded August 6, 2003, Dakota COUNTY IN WHICH PROPERTY IS County Recorder, Document No. LOCATED: Dakota 2090123. Property Address: 18054 Kindred Ct, ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance Lakeville, MN 55044-7597 Tax Parcel ID Number: LLC, Dated: October 15, 2009, Recorded: October 22, 2009, Docu- 22-84650-410-01 LEGAL DESCRIPTION OF PROPment No. 2692096. TRANSACTION AGENT: Mortgage E R T Y : L o t 4 1 , B l o c k 1 , W o o d h i l l , Common Interest Community No. 482, Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - Wood Hill Premier Townhomes, Dakota GAGE IDENTIFICATION NUMBER ON County, Minnesota. AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100229801000048276 LENDER OR BROKER AND MORT- D U E A S O F D A T E O F N O T I C E : G A G E O R I G I N A T O R S T A T E D O N $231,558.84 THAT all pre-foreclosure requireMORTGAGE: Prestige Mortgage, LLC R E S I D E N T I A L M O R T G A G E S E R - ments have been complied with; that no action or proceeding has been instiVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: tuted at law or otherwise to recover the 800 21st Avenue North, South Saint debt secured by said mortgage, or any part thereof; Paul, MN 55075 PURSUANT to the power of sale conT A X P A R C E L I . D . # : tained in said mortgage, the 36-70204-151-01 LEGAL DESCRIPTION OF PROP- above-described property will be sold by the Sheriff of said county as folERTY: The South 20.75 Feet of Lot 15, lows: DATE AND TIME OF SALE: May 28, Block 1, South Park Division No. 5 and that portion of the North 1/2 of 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Cullen Avenue accruing thereto, Enforcement Center, 1580 Highway 55, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE:$176,817.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE:$163,064.27 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t November 28, 2010, or the next busisecured by said mortgage, or any part ness day if November 28, 2010 falls on thereof; a Saturday, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: June 1, ING TO COLLECT A DEBT. ANY 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE:Sheriff's Office, Law USED FOR THAT PURPOSE. Enforcement Center, 1580 Hwy 55, THE RIGHT TO VERIFICATION OF Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption within six (6) months from the date of ��

PUBLIC NOTICE

�� THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012894F01 2145576 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,693.00 MORTGAGOR(S): Mark R Nestingen and Barbara L Nestingen, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 23, 2003 Dakota County Recorder Document Number: 2035750 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15845 Foliage Ave, Apple Valley, MN 55124-3344 Tax Parcel ID Number: 01-32150-087-01 LEGAL DESCRIPTION OF PROPERTY: Lot 87, Block 1, Hawthorne, CIC No. 369, according to the recorded plat thereof, Dakota County, Minnesota. Together with the benefits contained in Declaration for CIC No. 369, dated May 10, 2002, filed July 31, 2002, as Document No. 1921716. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,844.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014493F01 2188820 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Ronald C Goldbeck, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373907 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001014609 Lender or Broker: American Residential Mortgage, LP. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 408 Stanley Ave, South Saint Paul, MN 55075-1040 Tax Parcel ID Number: 36-72800-042-03 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2 & 3 and that part of the Southeasterly 10' of Lot 4 Block 3 Stickney Addition to West St Paul, lying southwesterly of the Northeasterly 55' thereof, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,853.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009847F03 2179630 5/13-6/17/10

PUBLIC NOTICE

Loan Asset Backed Certificates, Series 2006-FF1, Dated: September 5, 2008, Recorded: October 9, 2008, Document No. 2617171. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 7955 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760108010 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 10, Foxborough 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,099.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3577 1077000656 \THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148418 4/15-5/20/10

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: LEGAL DESCRIPTION EXHIBIT A That part of the East half (E 1/2) of the Southeast quarter (SE 1/4) of the Northwest quarter (NW 1/4) of Section Fourteen (14), Township One Hundred Fifteen (115), Range Twenty-one (21), described as follows, to-wit: Commencing at the point of intersection of the East line of the East Half (E 1/2) of the Southeast quarter (SE 1/4) of the Northwest quarter (NW 1/4) of Section Fourteen (14), Township One Hundred Fifteen (115), Range Twenty-one (21) with the center line of State Trunk Highway No. 13 (as now located), thence running due South 264 feet, thence due West 330 feet, thence due North to a point in the center line of said Highway, thence northeasterly along the center line of said highway to the place of beginning, EXCEPT that part thereof platted as Harkins Addition, according to the Government Survey thereof, Dakota County, Minnesota. Abstract Property, COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$166,167.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2010. HSBC Bank USA, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-901 74014697 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148025 4/15-5/20/10

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 7024 Dawn Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207116108004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, in South Grove No. 12, According to the Recorded plat thereof on file and of record in the Office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,155.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3070 4001490418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148056 4/15-5/20/10

PUBLIC NOTICE

1812 Rio Loma Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 026404013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1 in Rio Loma. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,155.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2081 0004291215 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148033 4/15-5/20/10

PUBLIC NOTICE

��

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 1, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2010 Lehman Brothers Holdings Inc. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00230-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3520502 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010, 05/13/2010, 05/20/2010 2140305 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,500.00 MORTGAGOR(S): Wendweson B Semamo and Meseret Zeru, husband and wife MORTGAGEE: Pentagon Federal C.U. DATE AND PLACE OF RECORDING: Recorded: August 15, 2008 Dakota County Recorder Document Number: 2608486 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pentagon Federal C.U. Residential Mortgage Servicer: Pentagon FCU Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17597 Foxboro Ln, Farmington, MN 55024-8194 Tax Parcel ID Number: 22-30946-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Greenridge Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,254.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Pentagon Federal C.U. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651 209-3300 File Number: 011337F03 2147205 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Troy A Gerber and Andrea L Gerber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 23, 2006 Dakota County Registrar of Titles Document Number: 583415 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank, USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495676740214 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 123934 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20907 Huntsville Trl, Lakeville, MN 55044-5860 Tax Parcel ID Number: 22-47475-270-05 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 5, Marion Fields, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $307,699.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank, USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013364F02 2190874 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,500.00 MORTGAGOR(S): Karyn L Kopecko, single MORTGAGEE: GMAC Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 21, 2001 Dakota County Recorder Document Number: 1758936 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7546 165th St W, Lakeville, MN 55044-9050 Tax Parcel ID Number: 22-27601-100-06 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Foxborough 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $113,363.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: GMAC Mortgage, LLC successor by conversion with GMAC Mortgage Corporation Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014512F01 2194188 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 07, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,100.00 MORTGAGOR(S): Jirawan Lonnquist, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 13, 2009 Dakota County Recorder Document Number: 2630755 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700034542301 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 17549 Ionia Path, Lakeville, MN 55044-5629 Tax Parcel ID Number: 22.66101.100.01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Sanasha Knolls 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,857.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013760F01 2142042 4/15-5/20/10

PUBLIC NOTICE

��

�� PURSUANT to the�� power of sale con E�� R T Y : I f t h�� e r e a�� l e�� state is an tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: May 27, gagor(s) must vacate the property if the mortgage is not reinstated under sec2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE:None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: April 7, 2010. redeemed under section 580.23 is CitiMortgage, Inc. 11:59 p.m. on November 29, 2010. Mortgagee/Assignee of Mortgagee . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden GAGE:None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 10-2253 MINNESOTA STATUTES, SECTION 8110845 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 4/15-5/20/10 GAGED PREMISES ARE IMPROVED 2148129 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: March 29, 2010. OF THE DEBT AND IDENTITY OF U.S. Bank, N. A. THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. By: Paul A. Weingarden NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE:April 9, 2007 Minneapolis, MN 55416 MORTGAGORS:Kelli M. Molzahn and (952) 925-6888 Ryan L. Molzahn, wife and husband. 19-912 MORTGAGEE:J P M o r g a n C h a s e 6800072056 THIS IS A COMMUNICATION FROM Bank, NA. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded April 27, 2007, Dakota 2143908 4/15-5/20/10 County Recorder, Document No. 2512798. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 30, 2010. NOTICE OF MORTGAGE TRANSACTION AGENT: NONE FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE THE ORIGINAL CREDITOR WITHIN LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: JPMorgan Chase Bank, default has occurred in conditions of NA RESIDENTIAL MORTGAGE SERthe following described mortgage: DATE OF MORTGAGE:M a r c h 2 1 , VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2003 MORTGAGORS:Steven A. Heibel and 4172 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670005004 Kim L. Heibel, husband and wife. LEGAL DESCRIPTION OF PROPMORTGAGEE:Mortgage Electronic ERTY: Registration Systems, Inc. Lot 5, Block 4, Cedar Grove No. 1, DATE AND PLACE OF RECORDING: Dakota County, Minnesota Recorded May 9, 2003, Dakota COUNTY IN WHICH PROPERTY IS County Recorder, Document No. LOCATED:Dakota 2044672. ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, MORTGAGE:$230,000.00 AMOUNT DUE AND CLAIMED TO BE Dated: March 5, 2010. TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - GAGEE:$240,118.85 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: 100154060000002416 LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: American Residential required by statute; That no action or proceeding has been instituted at law Mortgage, LP RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con991 Livingston Avenue, West Saint tained in said mortgage, the above Paul, MN 55118 T A X P A R C E L I . D . # : described property will be sold by the Sheriff of said county as follows: 42-48100-110-07 DATE AND TIME OF SALE: June 8, LEGAL DESCRIPTION OF PROP2010 at 10:00 AM ERTY: PLACE OF SALE:Sheriff's Office, Law LOT 11, BLOCK 7, B. MICHEL'S A D D I T I O N T O W E S T S T . P A U L , Enforcement Center, 1580 Hwy 55, ACCORDING TO THERECORDED Lobby #S-100, Hastings, MN to pay the debt then secured by said PLAT THEREOF. COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said premises, and the costs and disburseLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption MORTGAGE:$136,000.00 AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of DUE AS OF DATE OF NOTICE, INCLUD- said sale by the mortgagor(s), their ING TAXES, IF ANY, PAID BY MORT- personal representatives or assigns GAGEE:$128,132.42 unless reduced to Five (5) weeks under That prior to the commencement of MN Stat. §580.07. this mortgage foreclosure proceeding TIME AND DATE TO VACATE PROPMortgagee/Assignee of Mortgagee com- E R T Y : I f t h e r e a l e s t a t e i s a n plied with all notice requirements as owner-occupied, single-family dwellrequired by statute; That no action or ing, unless otherwise provided by law, proceeding has been instituted at law the date on or before which the morto r o t h e r w i s e t o r e c o v e r t h e d e b t gagor(s) must vacate the property if the secured by said mortgage, or any part mortgage is not reinstated under secthereof; tion 580.30 or the property is not PURSUANT to the power of sale con- redeemed under section 580.23 is tained in said mortgage, the above 11:59 p.m. on December 8, 2010. described property will be sold by the MORTGAGOR(S) RELEASED FROM Sheriff of said county as follows: FINANCIAL OBLIGATION ON MORTDATE AND TIME OF SALE: June 4, GAGE:None 2010 at 10:00 AM "THE TIME ALLOWED BY LAW FOR PLACE OF SALE:Sheriff's Office, Law REDEMPTION BY THE MORTGAGOR, Enforcement Center, 1580 Hwy 55, THE MORTGAGOR'S PERSONAL REPLobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MN Stat. §580.07. TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n ��

PUBLIC NOTICE

�� P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146331 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 8 , 2005 MORTGAGORS:Brittany Rasmussen and Sean Rasmussen, wife and husband. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded March 16, 2005, Dakota County Recorder, Document No. 2304982. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: May 31, 2005, Recorded: June 6, 2005, Document No. 2327854. And thereafter assigned to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15767 Fostoria Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-32150-413-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 413, Hawthorne, CIC No. 368, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,275.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. Wells Fargo Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3640 1044432279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187180 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jennifer M Moore, a married woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489136 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 28, 2006 Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506017290207 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 670 E 143rd St, Burnsville, MN 55337-4609 Tax Parcel ID Number: 02-84808-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Wood Park Plat Nine (9), Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,383.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014336F01 2194185 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 22, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 54, Diffley Commons 2nd Addition, Villas and Garden Homes, a Condominium, Condominium #116, Dakota County, Minnesota STREET ADDRESS: 1899 Ruby Court North, Eagan MN 55122 TAX PARCEL ID NUMBER: 10-20451-054-04 2. Pursuant to said Declaration,

2. Pursuant to said Declaration, there is claimed to be due and owing as of March 22, 2010, from Ellen Barr-Anderson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,186.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 22, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on December 10, 2009, as Document No. 2701691 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of June, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on December 4, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNERS ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association THOMSEN & NYBECK, P.A. By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons/Anderson/09-7-425D) 2147711 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 MORTGAGOR(S): Charles Maus, Jr., a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2007 Dakota County Recorder Document Number: 2538883 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604748557056 Lender or Broker: Homecomings Financial, LLC fka Homecoming Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13347 Findlay Way, Apple Valley, MN 55124-8062 Tax Parcel ID Number: 01-31002-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Greenleaf Third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,136.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010950F01 2145610 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,500.00 MORTGAGOR(S): Rasha E. Hamam and Mohammad Elsamman, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: June 02, 2005 Dakota County Registrar of Titles Document Number: 566615 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136335 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1804 E 123rd St, Burnsville, MN 55337-2906 Tax Parcel ID Number: 02-53702-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block One (1), in Oak Leaf Plat Three, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $115,970.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010079F01 2142978 4/15-5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $817,600.00 MORTGAGOR(S): Wayne A. Gaikowski and Laurie A. Gaikowski, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 10, 2006 Dakota County Recorder Document Number: A726486 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000124833 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21665 Boulder Creek Dr, Lakeville, MN 55044-4800 Tax Parcel ID Number: 04-0980040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Stoneridge First Addition, according to the plat thereof on file and of record in the office of the county recorder, Scott County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $801,409.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014294F01 2191014 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 18, 2007 MORTGAGOR:Jaisef Domar-Drapes, a single person. MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519095. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: April 28, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1387 Prairie View Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141530418001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,222.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-249 5212089 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195143 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Mary B. McCoy-Young, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2006 Dakota County Recorder Document Number: 2433187 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030009416752 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC

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Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1936 Kyle Way, Eagan, MN 55122-2457 Tax Parcel ID Number: 10-17790-073-02 LEGAL DESCRIPTION OF PROPERTY: Unit 73, Cliff Lake Courthomes, CIC Number 125, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,794.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013801F01 2145541 4/15-5/20/10

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$131,516.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. The Bank of New York Mellon Trust Company, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1837 0004611270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2146302 4/15-5/20/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-940 7810456085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2148046 4/15-5/20/10

PUBLIC NOTICE

GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2085 0005509851 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2157990 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Christian P Lorenzen and Lisa M. Lorenzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2005 Dakota County Recorder Document Number: 2364893 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Dated: March 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014440002229326 Lender or Broker: NetBank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23870 Conrad Ave, Hampton, MN 55031-9725 Tax Parcel ID Number: 17.00700.010.51 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the South 785 feet of the West 290 feet of the E 1/2 of the SW 1/4 of Section 7, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $245,855.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT,

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�� CWALT, �� the Certificateholders Inc. Alternative Loan Trust 2005-57CB Mortgage NOTICE OF MORTGAGE Pass-through Certificates, Series FORECLOSURE SALE 2005-57CB THE RIGHT TO VERIFICATION Wilford & Geske, P.A. OF THE DEBT AND IDENTITY OF Attorneys for Assignee of Mortgagee THE ORIGINAL CREDITOR WITHIN Lawrence A. Wilford THE TIME PROVIDED BY LAW IS James A. Geske NOT AFFECTED BY THIS ACTION. 8425 Seasons Parkway, Suite 105 NOTICE IS HEREBY GIVEN, that Woodbury, MN 55125-4393 default has occurred in conditions of (651) 209-3300 the following described mortgage: File Number: 013148F01 DATE OF MORTGAGE:May 31, 2005 2156151 4/22-5/27/10 MORTGAGORS:M e r w i n L . H u d s o n and Jacalyn J. Hudson, husband and wife. NOTICE OF MORTGAGE MORTGAGEE:Mortgage Electronic FORECLOSURE SALE Registration Systems, Inc. NOTICE IS HEREBY GIVEN that DATE AND PLACE OF RECORDING: default has occurred in the conditions Registered July 14, 2005, Dakota of the following described mortgage: County Registrar of Titles, Document DATE OF MORTGAGE: March 19, No. 569439, Certificate of Title No. 2004 136702. ORIGINAL PRINCIPAL AMOUNT OF O F A S S I G N M E N T S MORTGAGE: $188,070.00 MORTGAGE:NONE MORTGAGOR(S): David Brent Dahl, A Said Mortgage being Registered Single Person Land. MORTGAGEE: Mortgage Electronic TRANSACTION AGENT: Mortgage Registration Systems, Inc. Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: TRANSACTION AGENT'S MORTRecorded: April 23, 2004 Dakota GAGE IDENTIFICATION NUMBER ON County Recorder MORTGAGE: 100052550053246442 Document Number: 2197507 LENDER OR BROKER AND MORTTransaction Agent: Mortgage Elec- G A G E O R I G I N A T O R S T A T E D O N tronic Registration Systems, Inc. MORTGAGE: Minnesota Home MortTransaction Agent Mortgage Identifi- gage Corporation cation Number: 100199600000075156 RESIDENTIAL MORTGAGE SERLender or Broker: Advisor's Mort- VICER: Flagstar Bank, FSB gage, LLC MORTGAGED PROPERTY ADDRESS: R e s i d e n t i a l M o r t g a g e S e r v i c e r : 7445 Borman Avenue, Inver Grove Aurora Loan Services, LLC Heights, MN 55076 Mortgage Originator: Not Applicable T A X P A R C E L I . D . # : COUNTY IN WHICH PROPERTY IS 20-40600-080-01 LOCATED: Dakota LEGAL DESCRIPTION OF PROPProperty Address: 15724 Frisian Ln, ERTY: Apple Valley, MN 55124-5626 Lot 8, Block 1 in Justin Addition, Tax Parcel ID Number: Dakota County, Minnesota. 01-32152-040.02 COUNTY IN WHICH PROPERTY IS L E G A L D E S C R I P T I O N O F P R O P - LOCATED:Dakota ERTY: Lot 4, Block 2, Hawthorne, CIC ORIGINAL PRINCIPAL AMOUNT OF # 369, located in the County of Dakota, MORTGAGE:$146,720.00 State of Minnesota AMOUNT DUE AND CLAIMED TO BE AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDD U E A S O F D A T E O F N O T I C E : ING TAXES, IF ANY, PAID BY MORT$206,532.54 GAGEE:$149,626.03 THAT all pre-foreclosure requireThat prior to the commencement of ments have been complied with; that this mortgage foreclosure proceeding no action or proceeding has been insti- Mortgagee/Assignee of Mortgagee comtuted at law or otherwise to recover the plied with all notice requirements as debt secured by said mortgage, or any required by statute; That no action or part thereof; proceeding has been instituted at law PURSUANT to the power of sale con- o r o t h e r w i s e t o r e c o v e r t h e d e b t t a i n e d i n s a i d m o r t g a g e , t h e secured by said mortgage, or any part above-described property will be sold thereof; by the Sheriff of said county as folPURSUANT to the power of sale conlows: tained in said mortgage, the above DATE AND TIME OF SALE: May 21, described property will be sold by the 2010 at 10:00 AM Sheriff of said county as follows: PLACE OF SALE: Dakota County DATE AND TIME OF SALE: July 1, Law Enforcement Center, 1580 High- 2010 at 10:00 AM way 55, Lobby S-100, Hastings, MinnePLACE OF SALE:Sheriff's Office, Law sota Enforcement Center, 1580 Hwy 55, to pay the debt secured by said mort- Lobby #S-100, Hastings, MN gage and taxes, if any, on said pre- to pay the debt then secured by said mises and the costs and disburse- Mortgage, and taxes, if any, on said ments, including attorney fees allowed premises, and the costs and disburseby law, subject to redemption within m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s six (6) months from the date of said allowed by law subject to redemption sale by the mortgagor(s), their per- within six (6) months from the date of sonal representatives or assigns. said sale by the mortgagor(s), their If the Mortgage is not reinstated personal representatives or assigns under Minn. Stat. §580.30 or the prop- unless reduced to Five (5) weeks under erty is not redeemed under Minn. Stat. MN Stat. §580.07. §580.23, the Mortgagor must vacate TIME AND DATE TO VACATE PROPthe property on or before 11:59 p.m. on E R T Y : I f t h e r e a l e s t a t e i s a n November 21, 2010, or the next busi- owner-occupied, single-family dwellness day if November 21, 2010 falls on ing, unless otherwise provided by law, a Saturday, Sunday or legal holiday. the date on or before which the mortMortgagor(s) released from financial gagor(s) must vacate the property if the obligation: NONE mortgage is not reinstated under secTHIS COMMUNICATION IS FROM tion 580.30 or the property is not A DEBT COLLECTOR ATTEMPT- redeemed under section 580.23 is ING TO COLLECT A DEBT. ANY 1 1 : 5 9 p . m . o n J a n u a r y 3 , 2 0 1 1 INFORMATION OBTAINED WILL BE . MORTGAGOR(S) RELEASED FROM USED FOR THAT PURPOSE. FINANCIAL OBLIGATION ON MORTTHE RIGHT TO VERIFICATION OF GAGE:None THE DEBT AND IDENTITY OF THE "THE TIME ALLOWED BY LAW FOR ORIGINAL CREDITOR WITHIN THE REDEMPTION BY THE MORTGAGOR, T I M E P R O V I D E D B Y L A W I S N O T THE MORTGAGOR'S PERSONAL REPAFFECTED BY THIS ACTION. RESENTATIVES OR ASSIGNS, MAY BE THE TIME ALLOWED BY LAW FOR REDUCED TO FIVE WEEKS IF A JUDIREDEMPTION BY THE MORTGAGOR, CIAL ORDER IS ENTERED UNDER THE MORTGAGOR'S PERSONAL REP- MINNESOTA STATUTES, SECTION RESENTATIVES OR ASSIGNS, MAY BE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G REDUCED TO FIVE WEEKS IF A JUDI- OTHER THINGS, THAT THE MORTCIAL ORDER IS ENTERED UNDER GAGED PREMISES ARE IMPROVED MINNESOTA STATUTES, SECTION WITH A RESIDENTIAL DWELLING OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G LESS THAN FIVE UNITS, ARE NOT OTHER THINGS, THAT THE MORT- PROPERTY USED IN AGRICULTURAL GAGED PREMISES ARE IMPROVED P R O D U C T I O N , A N D A R E WITH A RESIDENTIAL DWELLING OF ABANDONED." LESS THAN FIVE UNITS, ARE NOT Dated: May 3, 2010. PROPERTY USED IN AGRICULTURAL Mortgage Electronic Registration PRODUCTION, AND ARE ABANDONED. Systems, Inc. DATED: April 08, 2010 Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. Electronic Registration Systems, By: Paul A. Weingarden Inc. Attorneys for Mortgagee/Assignee of Wilford & Geske, P.A. Mortgagee Attorneys for Mortgagee 4500 Park Glen Road #300 Lawrence A. Wilford Minneapolis, MN 55416 James A. Geske 92-189 8425 Seasons Parkway, Suite 105 500532464 Woodbury, MN 55125-4393 THIS IS A COMMUNICATION FROM (651) 209-3300 A DEBT COLLECTOR. File Number: 013602F01 2187027 5/13-6/17/10 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2010 at 10:00 AM has been NOTICE OF MORTGAGE postponed to May 28, 2010 at 10:00 AM FORECLOSURE SALE in the Dakota County Law EnforceTHE RIGHT TO VERIFICATION ment Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN County and State. THE TIME PROVIDED BY LAW IS DATED: May 21, 2010 NOT AFFECTED BY THIS ACTION. MORTGAGEE: Mortgage NOTICE IS HEREBY GIVEN, that Electronic Registration Systems, default has occurred in conditions of Inc. the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE:April 22, 2005 Attorneys for Mortgagee: MORTGAGORS:Joshua K. Garrahy Lawrence A. Wilford and Anne M. Garrahy, husband and James A. Geske wife. 8425 Seasons Parkway, Suite 105 MORTGAGEE:Nationwide Lending Woodbury, MN 55125-4393 Corporation. (651) 209-3300 File Number: 013602F01 2194109 5/20/10 ��

PUBLIC NOTICE

�� 3735 158th St W, Rosemount, MN 55068-3843 Tax Parcel ID Number: �� Corporation. DATE AND PLACE OF RECORDING: Recorded June 6, 2005, Dakota County Recorder, Document No. 2327815. ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation pursuant to court order filed as Document No. 2722144 and thereafter assigned to: Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-NC2, Dated: October 1, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20071 Heathrow Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16504-303-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2303, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$184,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$219,216.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3278 21138995 \THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158475 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,350.00 MORTGAGOR(S): Joan Misoi, a single person, and Isaac Misoi, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 01, 2006 Dakota County Recorder Document Number: 2478935 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800906343872 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3735 158th St W, Rosemount, MN

34-30250-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Geronime Pond, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,620.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014016F01 2158177 4/22-5/27/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8107 1974111368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2155532 4/22-5/2710

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3083 4001004268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158448 4/22-5/27/10

PUBLIC NOTICE

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 14, 2010 21st Century Bank GRIFFITTS LAW OFFICES, PLLC _______________________________________ Kelly Vince Griffitts Attorneys for Mortgagee 8053 E. Bloomington Freeway, Suite 300 Bloomington, MN 55420 952-345-1256 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. 2151007 4/22-5/27/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Denise O'Neil and Mike O'Neil, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 12, 2006 Dakota County Registrar of Titles Document Number: 587956 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008981269 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139513 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1600 Rio Loma Dr, Burnsville, MN 55337-1293 Tax Parcel ID Number: 02 64041 100 02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2) in Rio Loma 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,782.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014384F01 2193340 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 18, 2008 MORTGAGORS:Mark J. Schroeder and Rochelle P. Schroeder, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered August 12, 2008, Dakota County Registrar of Titles, Document No. T631854, Certificate of Title No. 142207. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 26, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100046900000999271 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Sterling Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1819 Senja Court, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-63980-110-09 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 9, Ridgecliffe First Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$264,407.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$271,550.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3791 2005620198 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186794 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,000.00 MORTGAGOR(S): Ralph Harris, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457251

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2457251 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5 Lilywood Ln, Saint Paul, MN 55118-6102 Tax Parcel ID Number: 24-45420-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Lilywood, CIC No. 134, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $561,987.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010084F02 2158215 4/22-5/27/10

PUBLIC NOTICE

MORTGAGE:$130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$136,407.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 118900013 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2156199 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,200.00 MORTGAGOR(S): Steven A Grufman and Diane Grufman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2483154 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604713474197 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8815 Coffman Path, Inver Grove Heights, MN 55076-5304 Tax Parcel ID Number: 20-12101-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ashwood Ponds 2nd Addition, Common Interest Community No. 220, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,776.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013737F01 2140493 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Nancy Ann Howard and Robert E Howard, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 11, 2007 Dakota County Registrar of Titles Document Number: 604108 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194430009606164 Lender or Broker: Fremont Investment and Loan Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137580 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 837 2nd Ave S, South Saint Paul, MN 55075-3006 Tax Parcel ID Number: 361725003000 LEGAL DESCRIPTION OF PROPERTY: Lot 3, excepting therefrom the South 4 feet thereof in Choban's Replat of Part of Block 20 and 21 Lorraine Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,377.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013653F01 2156094 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 3, 2006 MORTGAGOR:Kristy R. Skjerseth, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412873. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 26, 2010, Recorded: April 1, 2010, Document No. 2722376. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560458955 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 327 12th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-63000-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Ravenscroft Park Addition to South Saint Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$157,584.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187099 5/13-6/17/10

�� No. �� 609940, �� Certificate of Title No.

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 20, 2004 MORTGAGOR: Tommie Daye, a single person. MORTGAGEE:C h a s e M a n h a t t a n Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 16, 2004, Dakota County Registrar of Titles, Document No. 545160, Certificate of Title No. 130974. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: June 8, 2007, Recorded: June 18, 2007, Document No. 612622. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1301 Echo Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-22600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Echo Hills Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$314,905.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3340 15817489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196403 5/20-6/24/10

PUBLIC NOTICE

139408. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as trustee for the Holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-OA4 Mortgage Pass-Through Certificates, Dated: January 25, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700020112606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. dba America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 26446 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290001432 LEGAL DESCRIPTION OF PROPERTY: The North 278.45 feet of the South 473.13 feet of the West 782.18 feet of the Northwest Quarter of Section 29, Township 113, Range 20, Dakota County, Minnesota, as measured along and parallel with he West and South line of said Northwest Quarter, Dakota County, Minnesota Subject to zoning regulations of the Town of Eureka and the County of Dakota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$568,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2157994 4/22-5/27/10

PUBLIC NOTICE

��

�� The West 1/2 of Lot 8 and all of Lot 9, Block 44, Spring Park, Dakota �� Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604739738245 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 1040 Pine Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-30200-130-05 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Glenview Townhomes CIC No. 565, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$127,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$131,841.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1021 0021432760 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158155 4/22-5/27/10

PUBLIC NOTICE

County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$205,140.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 9, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-586 2000399058 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158122 4/22-5/27/10

PUBLIC NOTICE

Southwest corner of said Outlot D; thence North 9 degrees 51 minutes 03 seconds West to its intersection with the North line of said South 130.00 feet and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$259,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$246,524.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 9, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3085 4000445165 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158563 4/22-5/27/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1573 89672603 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158295 4/22-5/27/10

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2056 3014145993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158246 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 22, 2007 MORTGAGOR:Leann Peters, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528302. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-H1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666856. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014988585 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1409 12th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-64500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Rocky Ridge Townhouses First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,178.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3307 1044896382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158903 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2008 MORTGAGOR: Michael A. Carey, a single person. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 26, 2008, Dakota County Recorder, Document No. 2580375. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 7, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 18818 Dylan Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47801-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Meadow Creek Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$252,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$282,084.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 12, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4031 24857963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196381 5/20-6/24/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,100.00 MORTGAGOR(S): Helen A Penney and Michael G Penney, wife and husband, as tenants in common MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as a nomee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055101335449409 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 19, 2005, as Document No. 2286461 ASSIGNED TO: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Dated: August 25, 2007 , and recorded August 10, 2009 by Document No. 2677409 . LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13) of Reinardy Addition, According to the plat thereof on file and of record in the office of the county recorder within and for Dakota County, Minnesota. PROPERTY ADDRESS: 702 Highland Cir, Farmington, MN 55024 PROPERTY I.D: 07-63240-130-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Eight Thousand One Hundred Seventy-Two and 31/100 ($148,172.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 15, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010 U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00005-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3532781 04/29/2010, 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010 2156062 4/29-6/3/10

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074401787 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15620 Eagle Bay Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-902-31 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1902, CIC Number 484, a Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$218,772.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8241 1911132895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168059 4/29-6/3/10

PUBLIC NOTICE

ERTY: Lot 35, Block 1, Valley Way Village Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$154,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,579.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1918 0002083003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167900 4/29-6/3/10

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-954 7883098728 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2160942 4/29-6/3/10

PUBLIC NOTICE

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�� PROP VACATE TIME AND DATE TO 5�� 8 2 . 0 3 2 , D E�� TERM I N I�� NG, AMONG E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: April 23, 2010. Chase Home Finance LLC 11:59 p.m. on December 20, 2010. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden GAGE:None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 30-8314 MINNESOTA STATUTES, SECTION 1661143639 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 4/29-6/3/10 GAGED PREMISES ARE IMPROVED 2168124 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: April 19, 2010. OF THE DEBT AND IDENTITY OF CitiMortgage, Inc. THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. By: Paul A. Weingarden NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE:May 16, 2006 Minneapolis, MN 55416 MORTGAGORS:Neil R. Phillips and (952) 925-6888 Cheryl Phillips, husband and wife. 10-2131 MORTGAGEE:Mortgage Electronic 2003537477 THIS IS A COMMUNICATION FROM Registration Systems, Inc. AND PLACE OF RECORDING: DATE A DEBT COLLECTOR. Recorded June 2, 2006, Dakota 2167943 4/29-6/3/10 County Recorder, Document No. 2434554. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010 NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100014440003341542 LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: NetBank the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE:March 3, 2004 VICER: Chase Home Finance LLC MORTGAGORS:Delbert F. Gaffaney MORTGAGED PROPERTY ADDRESS: and Denise L. Gaffaney, husband and 7 1 0 6 B o v e y A v e n u e , I n v e r G r o v e wife. Heights, MN 55076 MORTGAGEE:Chase Home Finance T A X P A R C E L I . D . # : LLC FKA Chase Manhattan Mortgage 20-48625-050-03 Corporation. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded March 24, 2004, Dakota Lot 5, Block 3, Michael D. Dupont County Recorder, Document No. 4th Addition Country Meadows 2188474. COUNTY IN WHICH PROPERTY IS O F LOCATED:Dakota A S S I G N M E N T S MORTGAGE:NONE ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: NONE MORTGAGE:$312,000.00 TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: NONE ING TAXES, IF ANY, PAID BY MORTLENDER OR BROKER AND MORT- GAGEE:$304,033.43 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance this mortgage foreclosure proceeding LLC FKA Chase Manhattan Mortgage Mortgagee/Assignee of Mortgagee comCorporation plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: Chase Home Finance LLC proceeding has been instituted at law MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 1210 6th Avenue South, South Saint secured by said mortgage, or any part Paul, MN 55075 thereof; T A X P A R C E L I . D . # : PURSUANT to the power of sale con36-32100-040-07 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: The South 1/2 of the Lot 2, all of Lot DATE AND TIME OF SALE: July 9, 3, and the North 1/2 of Lot 4, Block 2010 at 10:00 AM 7, Hauses Addition to South St. Paul, PLACE OF SALE:Sheriff's Office, Law Dakota County, Minnesota. Enforcement Center, 1580 Hwy 55, COUNTY IN WHICH PROPERTY IS Lobby #S-100, Hastings, MN LOCATED:Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE:$140,323.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE:$99,472.09 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. TIME AND DATE TO VACATE PROPplied with all notice requirements as required by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortgagor(s) must vacate the property if the thereof; PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on January 10, 2011. DATE AND TIME OF SALE: June 25, MORTGAGOR(S) RELEASED FROM 2010 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE:Sheriff's Office, Law GAGE:None Enforcement Center, 1580 Hwy 55, "THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." ing, unless otherwise provided by law, Dated: May 7, 2010. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of 11:59 p.m. on December 27, 2010. Mortgagee MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE:None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 30-8364 REDEMPTION BY THE MORTGAGOR, 1974116485 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2196438 5/20-6/24/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ��

PUBLIC NOTICE

�� sor in interest to Washington Mutual Bank, FA. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 29, 2004 MORTGAGOR:Bradley C. Klages, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2004, Dakota County Recorder, Document No. 2249585. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: April 27, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000227413 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 3425 Golfview Drive, #105, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-76900-159-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 129, Garage No. 110, Building No. II, Carriage Hills Condominium, Condominium File No. 47, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$104,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$99,846.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1041 0018102350 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195088 5/20-6/24/10

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DATE AND PLACE OF RECORDING: Registered February 27, 2007, Dakota County Registrar of Titles, Document No. 606658, Certificate of Title No. 138322. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7267 Cleve Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115131006 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty one (31) in Block Six (6) of South Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$203,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$210,953.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2898 3013252261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158326 4/22-5/27/10

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VICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1520 Pinetree Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 105766707003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinetree Pass 8th Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$488,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$588,229.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 125284622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158006 4/22-5/27/10

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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,075.00 MORTGAGOR(S): David T Vogt, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: February 17, 2005 Dakota County Registrar of Titles Document Number: 559213 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135279 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2560 76th St E, Inver Grove Heights, MN 55076-2924 Tax Parcel ID Number: 20-16400-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1 in Carr Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,540.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013354F01 2149873 4/22-5/27/10

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7845 1962650489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158521 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 05, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,000.00 MORTGAGOR(S): Bonnie L. Adams fka Bonnie L. Sears, a Single Person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 17, 2003 Dakota County Recorder Document Number: 2016034 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 05, 2003 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427656 And assigned to: U.S. Bank National Association Dated: April 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001802840 Lender or Broker: TCF Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8371 Corcoran Cir, Inver Grove Heights, MN 55076-5315 Tax Parcel ID Number: 20-71500-046-04 LEGAL DESCRIPTION OF PROPERTY: Unit 46, Condominium No. 106, Springwood Ponds, A Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,098.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2010, or the next business day if December 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013690F01 2157776 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 7 , 2006 MORTGAGORS:Miguel A. Gutierrez Ramirez and Justina Velazquez Vega, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$273,953.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187200 5/13-6/17/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,500.00 MORTGAGOR(S): Mary T Freundschuh and James A Freundschuh, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Recorder Document Number: 2502373 LOAN MODIFICATION: Dated: July 19, 2007 Recorded: October 16, 2007 Document Number: 2550787 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000782827 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14690 Biscayne Way W, Rosemount, MN 55068-3138 Tax Parcel ID Number: 34-80050-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, University Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,291.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013701F01 2190845 5/20-6/24/10

PUBLIC NOTICE

The Leader Mortgage Company, Dated: January 11, 2000, Recorded: January 21, 2000, Document No. 1667547. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 405 4th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366430002011 LEGAL DESCRIPTION OF PROPERTY: Lot one (1) and Lot Two (2), Block Eleven (11), Riverside Park Addition to the City of St. Paul, according to the recorded plat thereof on file and of record in the office of the register of deeds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$112,442.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$93,762.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-963 9900539757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2162386 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,305.00 MORTGAGOR(S): Julie M Flack, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 23, 2005 Dakota County Recorder Document Number: 2298172 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000432337 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12924 Nicollet Ave Apt 102, Burnsville, MN 55337-3546 Tax Parcel ID Number: 02-01300-494-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12924 Nicollet Avenue South, Condominium Ownership Number 15, Ridgview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,159.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014177F01 2168193 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12926 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. PROPERTY ADDRESS: 12926 Nicollet Avenue South Unit 301, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Marie A. Halverson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Forty Five and 00/100 ($3,845.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 18, 2009, and recorded A p r i l 8 , 2 0 1 0, as D o c u m e n t N o . 2723638 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If

months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59pm on December 16, 2010. Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441116 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167067 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2005 MORTGAGOR:Ray Johnson, a single person. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded March 7, 2005, Dakota County Recorder, Document No. 2301923. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: March 7, 2006, Recorded: April 3, 2006, Document No. 2417493. And thereafter assigned to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: December 9, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1945 Ruby Court North, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-20451-021-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 21, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$133,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$142,165.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3554 1044428309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196938 5/20-6/24/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 28, 2003 MORTGAGOR:Marie L. Pieschel, a single person. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth Untied Mortgage Company. DATE AND PLACE OF RECORDING: Recorded June 18, 2003, Dakota County Recorder, Document No. 2065206. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 13, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth Untied Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 13910 Fernando Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-83275-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Waterford Village Townhomes, CIC No. 152, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,917.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1959 0002225619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185049 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,500.00 MORTGAGOR(S): Jonathan Ejuwa And Susan J. Hyek-Ejuwa, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

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DATE AND PLACE OF REGISTERING: Registered: November 22, 2006 Dakota County Registrar of Titles Document Number: 601574 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039247029483443 Lender o r B r o k e r : First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141345 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3356-3358 W 148th St, Rosemount, MN 55068 Tax Parcel ID Number: 34 62856 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, In Rahn's Seventh Addition According to the plat thereof now on file and of Record, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,824.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014029F01 2165964 4/29-6/3/10

PUBLIC NOTICE

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�� secured�� by said mortgage, or any part thereof; �� 36 75100 080 17 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Seventeen (17), in Tarbox Addition to South St. Paul, Dakota County, Minnesota, COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$199,324.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$209,618.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-992 6800029732 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167907 4/29-6/3/10

PUBLIC NOTICE

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2738 3074101159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168225 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12864 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. PROPERTY ADDRESS: 12864 Nicollet Avenue South Unit 201, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Michael Henry Pearson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand One Hundred Thirty Nine and 00/100 ($3,139.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated D e c e m b e r 7 , 2 0 0 9, and recorded A p r i l 8 , 2 0 1 0, as D o c u m e n t N o . 2723646 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010. Dated: April 19, 2010 By /s/ David J. Raymond, #221818

By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441146 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167119 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 25, 2007 MORTGAGOR:S h a n n o n M a r i e Johnson, a single person. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 T A X P A R C E L I . D . # : 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,751.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 1064169988 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196226 5/20-6/24/10

PUBLIC NOTICE

2007 MORTGAGORS:M a r y K a b i i Wangongu and Stephen Mwaura, wife and husband. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542657. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13921 Autumn Court, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-48301-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Meadows of Bloomfield 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$414,714.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2587 3014242170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168091 4/29-6/3/10

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 370 Tiffany Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-16400-020-07 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 7, Cari Park according to the recorded plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,160.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$231,866.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3204 1044591053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 21682586 4/29-6/3/10

PUBLIC NOTICE

LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$217,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$223,333.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2010. First Tennessee Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-461 0061847174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167954 4/29-6/3/10

PUBLIC NOTICE

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thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1952 0003524983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167904 4/29-6/3/10

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-608 1044296755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168016 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGOR:K e n n e t h V o l l i n g , a single person. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded September 22, 2005, Dakota County Recorder, Document No. 2363193. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401420. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 14290 Banyan Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-14700-310-04 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 4, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota, together with appurtenant easements created pursuant to declaration, Document No. 1629230, as amended. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,978.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3639 1044554847 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2163018 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 MORTGAGOR(S): Aric T Hood and Paige K Hood, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486073 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000737730 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22 Madison Ct, Hastings, MN 55033-1061 Tax Parcel ID Number: 19-57910-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Pleasant Valley 11th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,744.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013713F01 2190797 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 MORTGAGOR(S): Eric A. Goeman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 03, 2008 Dakota County Recorder Document Number: 2620922 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2009 Recorded: June 30, 2009 Dakota County Recorder Document Number: 2667739 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001835194 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16590 Imperial Cir, Lakeville, MN 55044-5600 Tax Parcel ID Number: 22-83300-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $265,331.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004419F02 2190865 5/20-6/24/10

PUBLIC NOTICE

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�� MORTGAGOR, �� sand Three Hundred Nineteen and REDEMPTION BY THE 4 0 / 1 0 0 ( $ 4 , 3 1 9 . 4 0 ) f o r c o n d o - THE MORTGAGOR'S PERSONAL REPminium assessments; and that any RESENTATIVES OR ASSIGNS, MAY BE action being now pending at law or REDUCED TO FIVE WEEKS IF A JUDIotherwise to recover said debt or any CIAL ORDER IS ENTERED UNDER part thereof has been discontinued, or MINNESOTA STATUTES, SECTION that an execution upon any judgment 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G rendered therein has been returned OTHER THINGS, THAT THE MORTunsatisfied, in whole or in part, and; GAGED PREMISES ARE IMPROVED THAT, pursuant to said Declaration, WITH A RESIDENTIAL DWELLING OF and the statute in such case made and LESS THAN FIVE UNITS, ARE NOT provided, said debt creates a lien upon PROPERTY USED IN AGRICULTURAL said premises in favor of Ridgeview PRODUCTION, AND ARE ABANDONED. Homeowners Association, as eviDATED: April 29, 2010 denced by that Notice of Lien dated ASSIGNEE OF MORTGAGEE: Provident Funding Associates, August 14, 2009, and recorded April L.P. 8, 2010, as Document No. 2723640 in the office of the County Recorder in Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee and for Dakota County, Minnesota. THAT, notice is hereby given that by Lawrence A. Wilford virtue of the power of sale created by James A. Geske statute, said lien will be foreclosed by 8425 Seasons Parkway, Suite 105 the sale of said premises with the Woodbury, MN 55125-4393 hereditiments and appurtenances (651) 209-3300 thereto, which said sale will be made File Number: 013384F01 4/29-6/3/10 by the Sheriff of Dakota County, at 2166033 public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, NOTICE OF MORTGAGE together with the costs of foreclosure, FORECLOSURE SALE including attorney's fees as allowed by THE RIGHT TO VERIFICATION law, as follows: OF THE DEBT AND IDENTITY OF DATE AND TIME OF SALE: June THE ORIGINAL CREDITOR WITHIN 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement THE TIME PROVIDED BY LAW IS Center, 1580 Highway 55, Hastings, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MN. The time allowed by law for redemp- default has occurred in conditions of tion by the Unit owner, their personal the following described mortgage: DATE OF MORTGAGE:April 20, 2007 representatives or assigns, is six (6) MORTGAGOR:Jaisef Domar Drapes, months from the date of said sale. If no redemption occurs, the property a single person. MORTGAGEE:BankUnited, FSB. must be vacated by 11:59 PM on DATE AND PLACE OF RECORDING: December 16, 2010. Recorded June 12, 2007, Dakota Dated: April 19, 2010 County Recorder, Document No. By /s/ David J. Raymond, #221818 2523570. Attorney for Ridgeview Homeowners ASSIGNMENTS OF MORTGAGE: Association Assigned to: BankUnited, Dated: 5838 Blackshire Path February 25, 2010. Inver Grove Heights, MN 55076 TRANSACTION AGENT: NONE 651-455-3100 TRANSACTION AGENT'S MORTFile # 1441119 GAGE IDENTIFICATION NUMBER ON THIS COMMUNICATION IS FROM A MORTGAGE: NONE DEBT COLLECTOR. LENDER OR BROKER AND MORT2167096 4/29-6/3/10 GAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited NOTICE OF MORTGAGE MORTGAGED PROPERTY ADDRESS: FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 1379 Prairie View Trail, Farmington, default has occurred in the conditions MN 55024 TAX PARCEL I.D. #: 141530417001 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: June 13, 2005 ERTY: ORIGINAL PRINCIPAL AMOUNT OF Lot 17, Block 1, Bristol Square Fifth MORTGAGE: $172,000.00 Addition, Dakota County, Minnesota. MORTGAGOR(S): Vsevolod M PhilipCOUNTY IN WHICH PROPERTY IS penkov and Olesya B Philippenkova, LOCATED:Dakota husband and wife ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE:$201,600.00 Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: R e c o r d e d : S e p t e m b e r 3 0 , 2 0 0 5 DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTDakota County Recorder GAGEE:$222,129.41 Document Number: 2366328 That prior to the commencement of ASSIGNMENTS OF MORTGAGE: this mortgage foreclosure proceeding And assigned to: Provident Funding Mortgagee/Assignee of Mortgagee comAssociates, L.P. plied with all notice requirements as Dated: March 25, 2010 Transaction Agent: Mortgage Elec- required by statute; That no action or proceeding has been instituted at law tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part cation Number: 100017935150500656 Lender or Broker: Provident Fund- thereof; PURSUANT to the power of sale coning Associates, L.P. Residential Mortgage Servicer: Provi- tained in said mortgage, the above described property will be sold by the dent Funding Associates Sheriff of said county as follows: Mortgage Originator: Not Applicable DATE AND TIME OF SALE: July 8, COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM LOCATED: Dakota PLACE OF SALE:Sheriff's Office, Law Property Address: 14269 Banyan Ln, Enforcement Center, 1580 Hwy 55, Rosemount, MN 55068-3495 T a x P a r c e l I D N u m b e r : Lobby #S-100, Hastings, MN to pay the debt then secured by said 34-14700-760-05 L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said ERTY: Lot 76, Block 5, Bloomfield, premises, and the costs and disburseCommon Interest Community No. 250, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s according to the plat thereof, Dakota allowed by law subject to redemption within six (6) months from the date of County, Minnesota AMOUNT DUE AND CLAIMED TO BE said sale by the mortgagor(s), their D U E A S O F D A T E O F N O T I C E : personal representatives or assigns unless reduced to Five (5) weeks under $165,565.35 THAT all pre-foreclosure require- MN Stat. §580.07. TIME AND DATE TO VACATE PROPments have been complied with; that no action or proceeding has been insti- E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwelltuted at law or otherwise to recover the debt secured by said mortgage, or any ing, unless otherwise provided by law, the date on or before which the mortpart thereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the t a i n e d i n s a i d m o r t g a g e , t h e mortgage is not reinstated under secabove-described property will be sold tion 580.30 or the property is not by the Sheriff of said county as fol- redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. lows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: June 11, FINANCIAL OBLIGATION ON MORT2010 at 10:00 AM PLACE OF SALE: Dakota County GAGE:None "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPsota to pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF sonal representatives or assigns. If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. P R O D U C T I O N , A N D A R E §580.23, the Mortgagor must vacate ABANDONED." Dated: May 6, 2010. the property on or before 11:59 p.m. on BankUnited December 11, 2010, or the next busiMortgagee/Assignee of Mortgagee ness day if December 11, 2010 falls on USSET, WEINGARDEN AND LIEBO, P.L.L.P. a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of obligation: NONE THIS COMMUNICATION IS FROM Mortgagee A DEBT COLLECTOR ATTEMPT- 4500 Park Glen Road #300 ING TO COLLECT A DEBT. ANY Minneapolis, MN 55416 INFORMATION OBTAINED WILL BE (952) 925-6888 51-246 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 521205-5 THE DEBT AND IDENTITY OF THE THIS IS A COMMUNICATION FROM ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR. 5/20-6/24/10 T I M E P R O V I D E D B Y L A W I S N O T 2195127 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,400.00 MORTGAGOR(S): Brian M. Stromback and Ellen A. Stromback, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528056 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 23, 2010 Recorded: March 30, 2010 Dakota County Recorder Document Number: 2722016 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000844478 Lender o r Broker: G o p h e r S t a t e Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16391 Fallbrook Dr, Farmington, MN 55024-8872 Tax Parcel ID Number: 22-20980-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dodd Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $340,158.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013307F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013307F01 2188061 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 10, 2004 MORTGAGOR: Debra S. Dynan, a single person. MORTGAGEE:C h a s e M a n h a t t a n Mortgage Corp. n/k/a Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded November 10, 2004, Dakota County Recorder, Document No. 2266265. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corp. n/k/a Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16108 Huron Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227740106001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Trotters Ridge 2nd Addition, according to the recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$286,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$330,629.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3470 18640938 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196342 5/20-6/24/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110013267746 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Complete Real Estate Services, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4370 152nd Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-83604-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Wensmann 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,177.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8251 1907391324 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165476 4/29-6/3/10

PUBLIC NOTICE

Lot 88, Block 1, CIC #318, Wood Park Plat Eleven, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$174,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,537.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8292 1960022328 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165481 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Tara Lynn Kasprzyk, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346146 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0012079544-7 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1313 Larch St, Farmington, MN 55024-1794 Tax Parcel ID Number: 14-22505-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, East Farmington Sixth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,995.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008128F02 2166799 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2165949 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12950 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Judith N. Peterson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Four Hundred Ninety-Four and no/100 ($3,494.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 13, 2009, and recorded April 8, 2010, as Document No. 2723648 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010. Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441135 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167054 4/29-6/3/10

PUBLIC NOTICE

��

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015700905 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 17351 Jalisco Lane, Lakeville, MN 55044 TAX PARCEL I.D. #: 226410104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2 in Ridgeview Second Addition, according to the recorded plat thereof. The East line of said Ridgeview Second Addition, which is also the east line of the South Half of the Northwest Quarter of Section 7, Township 114, Range 20, is marked by a judicial landmark place on the north-south quarter line of said Section 7, 50 feet north of the center of said section and a judicial landmark placed at the northeast corner of the South half of Northwest Quarter of said Section 7. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$288,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$335,075.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2740 0031560063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177680 5/6-6/10/10

PUBLIC NOTICE

7763 West 157th Street, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,981.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 24811929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177695 5/6-6/10/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-989 6003233717 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177439 5/6-6/10/10

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3785 1120011808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177716 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 11, 2007 MORTGAGOR: Elijah O. Mogire, a single person. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 2, 2007, Dakota County Registrar of Titles, Document No. 615026, Certificate of Title No. 141661. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 5, 2008, Recorded: December 24, 2008, Document No. T637164. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 303 South 13th Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-63000-300-04 LEGAL DESCRIPTION OF PROPERTY: Lot 30, and Lot 29 excepting from said Lot 29 the South 10 feet thereof in Block 4 of Ravenscroft Park Addition to South St. Paul. Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$244,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$307,027.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

��

�� RESENTATIVES OR�� ASSIGNS, �� MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: April 22, 2010. DATE OF MORTGAGE:July 13, 2007 Chase Home Finance, LLC MORTGAGOR:Edwin A. Truax, Jr., a Mortgagee/Assignee of Mortgagee person. single USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGEE:Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Recorded July 27, 2007, Dakota 4500 Park Glen Road #300 C o unty Recorder, Document No. Minneapolis, MN 55416 2533551. (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 75-3804 Assigned to: Chase Home Finance 24544595 THIS IS A COMMUNICATION FROM LLC, Dated: April 30, 2009, Recorded: May 7, 2009, Document No. 2655333. A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 2177702 5/6-6/10/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: 100059600060777542 FORECLOSURE SALE LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN that GAGE ORIGINATOR STATED ON default has occurred in the conditions M O R T G A G E : U n i v e r s a l A m e r i c a n of the following described mortgage: Mortgage Company, LLC DATE OF MORTGAGE: September RESIDENTIAL MORTGAGE SER02, 2003 VICER: Chase Home Finance LLC ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE: $410,000.00 18405 Lafayette Way, Lakeville, MN MORTGAGOR(S): Charles V. Shaw 55044 and Diane E Shaw, husband and wife T A X P A R C E L I . D . # : as joint tenants 22-58507-318-01 MORTGAGEE: Countrywide Home LEGAL DESCRIPTION OF PROPLoans, Inc. ERTY: DATE AND PLACE OF REGISTERUnit No. 318A, CIC No. 372, Prairie ING: Lake Lodges, Dakota County, MinRegistered: October 24, 2003 Dakota nesota. County Registrar of Titles COUNTY IN WHICH PROPERTY IS Document Number: 519032 LOCATED:Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF And assigned to: BAC Home Loans MORTGAGE:$208,176.00 Servicing, L.P. AMOUNT DUE AND CLAIMED TO BE Dated: April 22, 2010 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Not Applicable ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE:$235,578.08 cation Number: Not Applicable That prior to the commencement of L e n d e r o r B r o k e r : C o u n t r y w i d e this mortgage foreclosure proceeding Home Loans, Inc. Mortgagee/Assignee of Mortgagee comResidential Mortgage Servicer: BAC plied with all notice requirements as Home Loans Servicing, L.P. required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law CERTIFICATE OF TITLE NUMBER: o r o t h e r w i s e t o r e c o v e r t h e d e b t 112712 secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 18815 Kanabec tained in said mortgage, the above Trl, Lakeville, MN 55044-6851 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 22.30925.040.01 DATE AND TIME OF SALE: July 8, L E G A L D E S C R I P T I O N O F P R O P - 2010 at 10:00 AM ERTY: Lot 4, Block 1, Great Oak PLACE OF SALE:Sheriff's Office, Law Shores Point Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $401,737.41 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; that this is registered personal representatives or assigns property; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: June 18, the date on or before which the mort2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on January 10, 2011. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE:None ments, including attorney fees allowed "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. REDUCED TO FIVE WEEKS IF A JUDIIf the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED December 18, 2010, or the next busi- WITH A RESIDENTIAL DWELLING OF ness day if December 18, 2010 falls on LESS THAN FIVE UNITS, ARE NOT a Saturday, Sunday or legal holiday. PROPERTY USED IN AGRICULTURAL Mortgagor(s) released from financial P R O D U C T I O N , A N D A R E obligation: NONE ABANDONED." THIS COMMUNICATION IS FROM Dated: May 4, 2010. A DEBT COLLECTOR ATTEMPTChase Home Finance LLC ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. By: Paul A. Weingarden THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 AFFECTED BY THIS ACTION. (952) 925-6888 THE TIME ALLOWED BY LAW FOR 30-6631 REDEMPTION BY THE MORTGAGOR, 1843593987 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2187052 5/13-6/17/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: May 06, 2010 NOTICE IS HEREBY GIVEN, that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of BAC Home Loans Servicing, L.P. the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE:O c t o b e r 2 4 , Attorneys for Assignee of Mortgagee 2007 Lawrence A. Wilford MORTGAGORS:Rodger A. Colsen and James A. Geske Karen A. Colsen, husband and wife. 8425 Seasons Parkway, Suite 105 MORTGAGEE:Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 013498F01 Recorded November 6, 2007, Dakota 2171700 5/6-6/10/10

PUBLIC NOTICE

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�� T a x �� Parcel 10-16601-100-02 �� Recorded November 6, 2007, Dakota County Recorder, Document No. 2554646. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 6, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100995801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5377 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-19503-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Dakota County Estates Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,799.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8229 1860476390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158550 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,900.00 MORTGAGOR(S): Jay H McLeran, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 20, 2007 Dakota County Registrar of Titles Document Number: 607588 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100382205013348397 Lender or Broker: Minnesota Funding Group Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142174 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2093 Cliffview Dr, Eagan, MN 55122-2378 Tax Parcel ID Number:

Number:

LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Cedar Cliff Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,176.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012238F01 2165960 4/29-6/3/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 145713302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165045 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 MORTGAGOR(S): Cathryn S. Scott, a single person MORTGAGEE: River City Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded: April 14, 2004 Dakota County Recorder Document Number: 2194779 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corp. Dated: March 19, 2004 Recorded: April 14, 2004 Dakota County Recorder Document Number: 2194780 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2426113 And assigned to: U.S. Bank National Association Dated: September 01, 2009 Recorded: September 11, 2009 Dakota County Recorder Document Number: 2683781 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000212-48001950094 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9285 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Century Ridge 2nd Addition, CIC No. 296, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,780.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2010, or the next business day if December 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008323F02 2165516 4/29-6/3/10

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2606 2004768424 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2166175 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2003 MORTGAGOR:T h a v i n h A . C h i n d a kone, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2003, Dakota County Recorder, Document No. 2074865. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000027970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17582 Foxboro Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-30946-070-05 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Greenridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,136.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3734 8175188 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2169499 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,440.00 MORTGAGOR(S): John Schwartz, a single man, and Rebekah Tarnowski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120013941 Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2191 Rocky Rapids Way, Eagan, MN 55122-1938 Tax Parcel ID Number: 10-22426-908-03 LEGAL DESCRIPTION OF PROPERTY: Unit 1908, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,747.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Elec tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011116F03 2162230 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Ronald B. Nesheim And Norma Nesheim, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2003 Dakota County Recorder Document Number: 2117764 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0600808623-4 Lender or Broker: Franklin Mortgage Funding Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4522 Oak Leaf Cir,

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Property Address: 4522 Oak Leaf Cir, Eagan, MN 55123-1821 Tax Parcel ID Number: 10-17103-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ches Mar Fourth Addition, According to the Recorded Plat thereof, Dakota County, Minnesota A.P.N. # 10-17103-060-01. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $105,947.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013785F01 2165986 4/29/10-6/3/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 5304406332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168204 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2165935 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005 MORTGAGORS:D a n i e l J . S t a n t o n and Stephanie A. Stanton, husband and wife. MORTGAGEE:CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded December 13, 2005, Dakota County Recorder, Document No. 2388270. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20555 Keystone Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-48800-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Morgan Square, CIC No. 373, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$167,062.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$161,457.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3780 2003227935 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167970 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in conditions of that certain Combination Mortgage, Security Agreement and Fixture Financing Statement (the "Mortgage") dated June 20, 2001, executed by Burnsville Royale Limited Partnership, a Minnesota limited partnership, as Mortgagor, to Anchor Bank, West St. Paul, N.A., a national banking association, as Mortgagee, filed for registration in the office of the Dakota County Registrar of Titles, State of Minnesota, on June 22, 2001, as Document No. 441945; that the Mortgage was assigned to Zions First National Bank by an Assignment of Combination Mortgage, Security Agreement and Fixture Financing Statement and Assignment of Rents and Leases dated June 20, 2001, filed in the office of the Dakota County Registrar of Titles on June 22, 2001, as Document No. 441948; as further assigned to The Chase Manhattan Bank, as Trustee for Zions Small Business Loan Trust, Series 2001-1, by an Assignment of Mortgage and Assignment of Rents dated December 31, 2001, filed in the office of the Dakota County Registrar of Titles as Document No. 462228; and re-assigned to Zions First National Bank by an Assignment of Mortgage and Assignment of Leases and Rents dated April 5, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590537 (Zions First National Bank, "Current Mortgagee"), that the original principal amount secured by the Mortgage was $1,475,000.00; that the Mortgage was modified by that certain Modification of Mortgage dated April 6, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590538, increasing the principal amount secured by the Mortgage to $1,700,000; the Mortgage being upon Registered Land; that Document Nos. 441945, 441948, 462228, 590537 and 560538 appear as memorials on Certificate of Title No. 79387; that no Mortgagors have been released from financial obligation on the Mortgage; that no action or proceeding has been instituted by law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due upon the Mortgage including interest to the date of this Notice, and taxes, if any, the sum of One Million Six Hundred Forty-five Thousand Fifty-eight and 95/100 Dollars ($1,645,058.95); that the holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage and acceleration of the debts secured thereby and all notice and other requirements of applicable statutes have been fulfilled; and that pursuant to the power of sale contained in the Mortgage, the Mortgage will be foreclosed and a tract of land lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 5, Block 1, River Ridge Addition (the "Real Property") Property Address: 250 No. River Ridge Circle, Burnsville, MN P r o p e r t y I D N u m b e r : 0 2 - 6 4 2 0 0 - 0 5 1 - 0 1 a n d 02-64200-052-01 together with all present and future leases of the Real Property, all present and future rents, revenues, income issues, royalties, profits and other benefits derived from the Real Property, and all equipment fixtures, accessions, parts, additions to, all replacements of and all substitutions for any of the foregoing property, together with all proceeds thereof, including, without limitation, all insurance proceeds and refunds of premiums (the Real Property and personal property collectively, the "Mortgaged Property") will be sold by the Dakota County Sheriff, Minnesota, at public auction on June 4, 2010, at 10:00 AM at the office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, in Minnesota, to pay the debt then secured by the Mortgage and taxes, if any, on the Mortgaged Property, and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, or Mortgagor's personal representatives or assigns is two (2) months after the date of sale; and that each holder of a junior lien on the Property may redeem in the order and manner provided under Minn. Stat. §582.32, Subd. 9, beginning after the expiration of the Mortgagor's redemption period. Dated: May 6, 2010. Zions First National Bank, Current Mortgagee

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�� MORTGAGE: �� $223,920.00 �� Current Mortgagee MORTGAGOR(S): John Upton, a marAttorneys for Current Mortgagee: Amy J. Swedberg, Esq. ried man MASLON EDELMAN BORMAN & MORTGAGEE: World Savings Bank, BRAND, LLP FSB 3300 Wells Fargo Center DATE AND PLACE OF REGISTER90 South 7th Street ING: Minneapolis, MN 55402-4140 Registered: June 10, 2004 Dakota Telephone: (612) 672-8200 County Registrar of Titles 2177413 5/6-5/27/10 Document Number: 539224 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB NOTICE OF MORTGAGE Residential Mortgage Servicer: FORECLOSURE SALE THE RIGHT TO VERIFICATION Wachovia Mortgage, FSB Mortgage Originator: Not Applicable OF THE DEBT AND IDENTITY OF CERTIFICATE OF TITLE NUMBER: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS 131974 COUNTY IN WHICH PROPERTY IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LOCATED: Dakota Property Address: 500 Hemlock Dr, default has occurred in conditions of Burnsville, MN 55337-2745 the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE:J a n u a r y 4 , 02-76430-090-01 2007 LEGAL DESCRIPTION OF PROPMORTGAGORS:Steven F. Plaszcz and ERTY: Lot 9, Block 1, Timberland Susanne J. Plaszcz, husband and wife. Knoll Acres MORTGAGEE:Mortgage Electronic AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. DATE AND PLACE OF RECORDING: D U E A S O F D A T E O F N O T I C E : Recorded January 22, 2007, Dakota $230,816.33 THAT all pre-foreclosure requireCounty Recorder, Document No. ments have been complied with; that 2490049. action or proceeding has been instino ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance tuted at law or otherwise to recover the debt secured by said mortgage, or any LLC, Dated: May 3, 2010. TRANSACTION AGENT: Mortgage part thereof; that this is registered property; Electronic Registration Systems, Inc. PURSUANT to the power of sale conTRANSACTION AGENT'S MORTt ained in said mortgage, the GAGE IDENTIFICATION NUMBER ON above-described property will be sold MORTGAGE: 100281224471742001 LENDER OR BROKER AND MORT- by the Sheriff of said county as folG A G E O R I G I N A T O R S T A T E D O N lows: DATE AND TIME OF SALE: June 18, MORTGAGE: Platinum Lending Corpo2010 at 10:00 AM ration PLACE OF SALE: Dakota County RESIDENTIAL MORTGAGE SERLaw Enforcement Center, 1580 HighVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: way 55, Lobby S-100, Hastings, Minne5769 Ellice Trail, Apple Valley, MN sota to pay the debt secured by said mort55124 T A X P A R C E L I . D . # : gage and taxes, if any, on said premises and the costs and disburse01-31007-160-02 LEGAL DESCRIPTION OF PROP- ments, including attorney fees allowed by law, subject to redemption within ERTY: Lot 16, Block 2, Greenleaf Eighth six (6) months from the date of said sale by the mortgagor(s), their perAddition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS sonal representatives or assigns. If the Mortgage is not reinstated LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. MORTGAGE:$240,000.00 AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate property on or before 11:59 p.m. on the DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- December 18, 2010, or the next business day if December 18, 2010 falls on GAGEE:$250,923.93 That prior to the commencement of a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- obligation: NONE THIS COMMUNICATION IS FROM plied with all notice requirements as required by statute; That no action or A DEBT COLLECTOR ATTEMPTproceeding has been instituted at law ING TO COLLECT A DEBT. ANY o r o t h e r w i s e t o r e c o v e r t h e d e b t INFORMATION OBTAINED WILL BE secured by said mortgage, or any part USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF thereof; PURSUANT to the power of sale con- THE DEBT AND IDENTITY OF THE tained in said mortgage, the above ORIGINAL CREDITOR WITHIN THE described property will be sold by the T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. Sheriff of said county as follows: THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: July 9, REDEMPTION BY THE MORTGAGOR, 2010 at 10:00 AM THE MORTGAGOR'S PERSONAL REPPLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDILobby #S-100, Hastings, MN to pay the debt then secured by said CIAL ORDER IS ENTERED UNDER Mortgage, and taxes, if any, on said MINNESOTA STATUTES, SECTION premises, and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s OTHER THINGS, THAT THE MORTallowed by law subject to redemption GAGED PREMISES ARE IMPROVED within six (6) months from the date of WITH A RESIDENTIAL DWELLING OF said sale by the mortgagor(s), their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns PROPERTY USED IN AGRICULTURAL unless reduced to Five (5) weeks under PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MN Stat. §580.07. MORTGAGEE: Wells Fargo Bank, TIME AND DATE TO VACATE PROPN.A. successor by merger to ERTY: If the real estate is an Wells Fargo Bank Southwest, N.A. owner-occupied, single-family dwellf ormerly known as Wachovia ing, unless otherwise provided by law, FSB fka World Savings Mortgage, the date on or before which the mortBank, FSB gagor(s) must vacate the property if the mortgage is not reinstated under sec- Wilford & Geske, P.A. tion 580.30 or the property is not Attorneys for Mortgagee redeemed under section 580.23 is Lawrence A. Wilford James A. Geske 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 (651) 209-3300 GAGE:None "THE TIME ALLOWED BY LAW FOR File Number: 003626F02 5/6-6/10/10 REDEMPTION BY THE MORTGAGOR, 2169471

PUBLIC NOTICE

THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8324 1914512473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196315 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,800.00 MORTGAGOR(S): Matthew D. Krausert And Renee T. Krausert, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358568 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000215618 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1004 Oak St, Farmington, MN 55024-1702 Tax Parcel ID Number: 14-22500-150-08 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 8, East Farmington First Addition, Dakota County,

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�� PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, �� ton First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,714.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014261F01 2175480 5/6-6/10/10

PUBLIC NOTICE

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 6800000380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177473 5/6-6/10/10

PUBLIC NOTICE

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00024-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3552854 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010, 06/10/2010 2175562 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 23, 2004 MORTGAGORS:J a m e s W . N i c h o l s and Mary F. Nichols, husband and wife. MORTGAGEE:First Integrity Bank. DATE AND PLACE OF RECORDING: Recorded December 30, 2004, Dakota County Recorder, Document No. 2281063. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO MORTGAGE GROUP, INC. N/K/A CitiMortgage, Inc., Dated: November 23, 2004, Recorded: December 30, 2004, Document No. 2281064. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Integrity Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3680 Widgeon Way, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-65902-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, St. Francis Wood 3rd Addition, Dakota County, Mn COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$282,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$265,009.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 10-3852 647169390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186802 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 3 , 2005 MORTGAGOR:Twin Oaks Development, LLC, entity. MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Registered September 6, 2005, Dakota County Registrar of Titles, Document No. 573871, Certificate of Titles No. 134207. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: April 28, 2010. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 513 Parkside Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 021700304006 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, in Chateaulin Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$193,792.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-247 459773-8 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195249 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 MORTGAGOR(S): Thong Lee, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558599 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550157247262 Lender or Broker: Mortgage Banking

Lender or Broker: Mortgage Banking Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2402 Rushmore Rd, Hastings, MN 55033-3728 Tax Parcel ID Number: 19-29702-320-03 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 3, Glendale Heights, Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,806.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. s not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009292F03 2175506 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Angela A. Albrecht, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 15, 2005 Dakota County Recorder Document Number: 2388898 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000134763 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 145 18th Ave S, South Saint Paul, MN 55075-2146 Tax Parcel ID Number: 36-83900-200-05 LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the South 10 feet of Lot 20, Block 5, Wharton and Miller's Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,679.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18,

DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013988F01 2177063 5/6-6/10/10

PUBLIC NOTICE

��

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-806 7810231390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177448 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 25, 2004 MORTGAGORS:Keith C. Trautman and Julie Trautman, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 8, 2004, Dakota County Recorder, Document No. 2245862. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as trustee for WaMu 2004-AR12, Dated: April 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16778 Island Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-46950-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Lynwood Heights COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$639,283.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$737,008.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1905 0680392453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2178024 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 25, 2008 MORTGAGORS:T r o y V . B u h t a a n d Felicia M. Chesmer, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 14, 2008, Dakota County Recorder, Document No. 2608321. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904002595910 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18642 Dulcimer Circle, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47803-370-05 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 5, Meadow Creek Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$436,089.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8328 1911693961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196289 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 22, 2003 MORTGAGOR:Choumsy Sithisane, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2003, Dakota County Recorder, Document No. 2066421, as reformed by Court Order Recorded April 9, 2010 as Document No. 2723883. ASSIGNMENTS OF MORTGAGE: Assigned to: Household Industrial Finance Co., Dated: April 22, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176103040304519 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 15517 Garnet Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-16700-087-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, a Condominium located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,730.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2010. Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-348 0007263080 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177548 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2004 MORTGAGORS: James Michael Shandorf and Stacie Ann Shandorf, husband and wife MORTGAGEE: U.S. Bank National Association ND

Association ND DATE AND PLACE OF RECORDING: Recorded: January 28, 2005 Dakota County Recorder Document #: 2290203 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 13, BLOCK 5, BROADMOOR, COMMON INTEREST COMMUNITY NO. 337, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 20-15175-130-05 PROPERTY ADDRESS: 11539 Ashley Court, Inver Grove Heights, Minnesota 55077 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $611,991.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is December 24, 2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 21, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2178552 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Michael G. Schnarr and Paula L. Schnarr, husband and wife MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: November 14, 2003 Dakota County Recorder Document Number: 2140489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 254 20th Ave S, South Saint Paul, MN 55075-2159 Tax Parcel ID Number: 36-53600-180-08 LEGAL DESCRIPTION OF PROPERTY: Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of vacation thereof.

��

�� obligation: ��NONE �� reason of vacation thereof. AMOUNT DUE AND CLAIMED TO BE THIS COMMUNICATION IS FROM D U E A S O F D A T E O F N O T I C E : A DEBT COLLECTOR ATTEMPT$186,313.04 ING TO COLLECT A DEBT. ANY THAT all pre-foreclosure require- INFORMATION OBTAINED WILL BE ments have been complied with; that USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF no action or proceeding has been instituted at law or otherwise to recover the THE DEBT AND IDENTITY OF THE debt secured by said mortgage, or any ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT part thereof; PURSUANT to the power of sale con- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR tained in said mortgage, the above-described property will be sold REDEMPTION BY THE MORTGAGOR, by the Sheriff of said county as fol- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE lows: DATE AND TIME OF SALE: June 18, REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 2010 at 10:00 AM PLACE OF SALE: Dakota County MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 High- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G way 55, Lobby S-100, Hastings, Minne- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED sota to pay the debt secured by said mort- WITH A RESIDENTIAL DWELLING OF gage and taxes, if any, on said pre- LESS THAN FIVE UNITS, ARE NOT mises and the costs and disburse- PROPERTY USED IN AGRICULTURAL ments, including attorney fees allowed PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 by law, subject to redemption within MORTGAGEE: U.S. Bank, N.A. six (6) months from the date of said sale by the mortgagor(s), their per- Wilford & Geske, P.A. Attorneys for Mortgagee sonal representatives or assigns. If the Mortgage is not reinstated Lawrence A. Wilford under Minn. Stat. §580.30 or the prop- James A. Geske erty is not redeemed under Minn. Stat. 8425 Seasons Parkway, Suite 105 §580.23, the Mortgagor must vacate Woodbury, MN 55125-4393 the property on or before 11:59 p.m. on (651) 209-3300 December 18, 2010, or the next busi- File Number: 013719F01 5/6-6/10/10 ness day if December 18, 2010 falls on 2177097 a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE NOTICE OF MORTGAGE THIS COMMUNICATION IS FROM FORECLOSURE SALE A DEBT COLLECTOR ATTEMPTTHE RIGHT TO VERIFICATION ING TO COLLECT A DEBT. ANY DEBT AND IDENTITY OF THE OF INFORMATION OBTAINED WILL BE THE ORIGINAL CREDITOR WITHIN USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE TIME PROVIDED BY LAW IS THE DEBT AND IDENTITY OF THE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T default has occurred in conditions of the following described mortgage: AFFECTED BY THIS ACTION. DATE OF MORTGAGE:M a r c h 2 1 , THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, 2003 MORTGAGOR: D y a n a D . D u e r r , a THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE single person. MORTGAGEE:Goldmine Lending. REDUCED TO FIVE WEEKS IF A JUDIDATE AND PLACE OF RECORDING: CIAL ORDER IS ENTERED UNDER Recorded May 15, 2003, Dakota MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG County Recorder, Document No. OTHER THINGS, THAT THE MORT- 2047522. ASSIGNMENTS OF MORTGAGE: GAGED PREMISES ARE IMPROVED Assigned to: Regions Mortgage, Inc., WITH A RESIDENTIAL DWELLING OF March 26, 2003, Recorded: Dated: LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL O c t o b e r 8 , 2 0 0 3 , D o c u m e n t N o . 2121786. And thereafter assigned to: PRODUCTION, AND ARE ABANDONED. JPMorgan Chase Bank, N.A., Dated: DATED: May 06, 2010 February 21, 2008, Recorded: April 18, MORTGAGEE: U.S. Bank, N.A. 2008, Document No. 2585399. And Wilford & Geske, P.A. thereafter assigned to: Chase Home Attorneys for Mortgagee Finance LLC, Dated: April 27, 2010. Lawrence A. Wilford TRANSACTION AGENT: NONE James A. Geske TRANSACTION AGENT'S MORT8425 Seasons Parkway, Suite 105 IDENTIFICATION NUMBER ON GAGE Woodbury, MN 55125-4393 MORTGAGE: NONE (651) 209-3300 LENDER OR BROKER AND MORTFile Number: 013316F01 2177084 5/6-6/10/10 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: NOTICE OF MORTGAGE 120 11th Avenue South, South Saint FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Paul, MN 55075 T A X P A R C E L I . D . # : default has occurred in the conditions 36-48800-060-03 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: December 23, ERTY: 2002 Lot 6, Block 3, Minnesota and ORIGINAL PRINCIPAL AMOUNT OF Northwestern Addition, Dakota MORTGAGE: $123,800.00 County, Minnesota. MORTGAGOR(S): Kathleen C SherCOUNTY IN WHICH PROPERTY IS man, unmarried LOCATED:Dakota MORTGAGEE: U.S. Bank, N.A. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota MORTGAGE:$93,800.00 AMOUNT DUE AND CLAIMED TO BE County Recorder DUE AS OF DATE OF NOTICE, INCLUDDocument Number: 2011165 ING TAXES, IF ANY, PAID BY MORTTransaction Agent: Not Applicable Transaction Agent Mortgage Identifi- GAGEE:$86,365.95 That prior to the commencement of cation Number: Not Applicable this mortgage foreclosure proceeding Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Mortgagee/Assignee of Mortgagee complied with all notice requirements as Bank Home Mortgage required by statute; That no action or Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law or otherwise to recover the debt LOCATED: Dakota Property Address: 15071 Dunwood secured by said mortgage, or any part thereof; Trl, Apple Valley, MN 55124-5896 PURSUANT to the power of sale conTax Parcel ID Number: tained in said mortgage, the above 01-76900-051-06 L E G A L D E S C R I P T I O N O F P R O P - described property will be sold by the ERTY: Unit No. 51, Prairie Crossing Vil- Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, las, Common Interest Community No. 241, a condominium located in Dakota 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, D U E A S O F D A T E O F N O T I C E : Lobby #S-100, Hastings, MN to pay the debt then secured by said $113,767.97 THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of said sale by the mortgagor(s), their part thereof; PURSUANT to the power of sale con- personal representatives or assigns t a i n e d i n s a i d m o r t g a g e , t h e unless reduced to Five (5) weeks under above-described property will be sold MN Stat. §580.07. TIME AND DATE TO VACATE PROPby the Sheriff of said county as folERTY: If the real estate is an lows: DATE AND TIME OF SALE: June 18, owner-occupied, single-family dwelling, unless otherwise provided by law, 2010 at 10:00 AM PLACE OF SALE: Dakota County the date on or before which the mortLaw Enforcement Center, 1580 High- gagor(s) must vacate the property if the way 55, Lobby S-100, Hastings, Minne- mortgage is not reinstated under section 580.30 or the property is not sota to pay the debt secured by said mort- redeemed under section 580.23 is gage and taxes, if any, on said pre- 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM mises and the costs and disbursements, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE:None "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. If the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G December 18, 2010, or the next busi- OTHER THINGS, THAT THE MORTness day if December 18, 2010 falls on GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial �� obligation: NONE

PUBLIC NOTICE

�� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8262 1913389542 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177419 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 27, 2007 MORTGAGORS:Brian M. Wegwerth and Michelle J. Wegwerth, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536386. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000817174154 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1755 Brittany Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32850-180-06 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 6, Highland Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$241,302.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8378 1962366907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196332 5/20-6/24/10

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT ST. CROIX COUNTY PUBLICATION SUMMONS Case No. 09-CV-143 The Honorable Howard W. Cameron Case Code 30404 (Foreclosure of Mortgage) US Bank National Association, as Trustee for WFASC 2003-3, 3476 Stateview Boulevard, Fort Mill, SC 29715, Plaintiff vs. Marjorie A. Fleming and Robert W. Fleming, 284 Cove Road, Hudson, WI 54016, Robert Fleming & Associates, Inc., Robert J. Fleming, 1902 Glenhill Road, Mendota Heights, MN 55118 and Professional Finance, Inc., 1850 Como Avenue, Saint Paul, MN 55108, Defendants. THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after May 13, 2010, you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 1101 Carmichael Road, Hudson, WI 54016 and to GRAY & ASSOCIATES, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in th e future, and may also be enforced by garnishment or seizure of property. Elisa M. Ruer, State Bar No. 1031173, GRAY & ASSOCIATES, L.L.P., Attorneys for Plaintiff. Dated: May 6, 2010. Gray & Associates, L.L.P. is attempting to collect a debt on our client's behalf and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2182686 5/13-5/27/10P

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3774 653748472 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177651 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 25, 2001 MORTGAGORS:Stacey W. McNellis and Sean T. McNellis, wife and husband. MORTGAGEE:W e l l s F a r g o H o m e Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2001, Dakota County Recorder, Document No. 1822940. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A. successor by merger to Leader Mortgage Company, Dated: July 25, 2001, Recorded: October 22, 2001, Document No. 1822941. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 114 5th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367030015013 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 13, South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$158,746.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,174.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-933 9900135367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177431 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2007 MORTGAGOR:Robert L. Rick, a married person. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 10, 2007, Dakota County Recorder, Document No. 2515696. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA, as trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2007-OC1 Trust, Dated: November 5, 2008, Recorded: May 6, 2009, Document No. 2654936. And thereafter assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA, as trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2007-OA4 Trust, Dated: September 15, 2009, Recorded: October 28, 2009, Document No. 2693062. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2406 Rushmore Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-29702-310-03 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 3, Glendale Heights 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$203,020.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$242,568.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1603 3013413806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177587 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 6 , 2007 MORTGAGOR:Allan W. Giese, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,306.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 1962373980 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177427 5/6-6/10/10

PUBLIC NOTICE

DATE OF MORTGAGE:September 8, 2003 MORTGAGORS:H e c t o r R . M a t a s castillo and Tori Matascastillo, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 12, 2003, Dakota County Recorder, Document No. 2139321. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 27, 2006, Recorded: May 23, 2006, Document No. 2432075. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000033604 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7478 Upper 164th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21170-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Donnay's Valley Park COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$180,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$229,348.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 8313995 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186826 5/13-6/17/10

PUBLIC NOTICE

��

GAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 44 Walden Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 028340106003 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Walden Townhouses Plat 2, Subject to the Burdens and together with the benefits at the declaration of covenants, conditions and restrictions. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$142,782.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1968 0002508081 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185018 5/13-6/17/10

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,970.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2521 5302953707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186976 5/13-6/17/10

PUBLIC NOTICE

DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 12225402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186863 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,922.00 MORTGAGOR(S): Jeffrey Groebner and Jennifer Groebner, f.k.a. Jennifer Salo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 31, 2008 Dakota County Registrar of Titles Document Number: T635201 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: April 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401474365216 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131364 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1810 Karis Way, Eagan, MN 55122-3616 Tax Parcel ID Number: 10-63980-300-02 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2 in Ridgecliffe First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $272,762.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2011, or the next business day if January 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014197F01 2184791 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 5, 2007 MORTGAGOR:Sengphet Bouthsarath, a married person. MORTGAGEE:PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 13, 2007, Dakota County Recorder, Document No. 2543701. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 150 East Burnsville Parkway #104, Burnsville, MN 55337 TAX PARCEL I.D. #: 023217510405 LEGAL DESCRIPTION OF PROPERTY: Unit No. A104, Storage Unit No. S17, and Garage Unit No. G63, Uptown Landing, a condominium, Common Interest Community No. 478, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,364.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

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�� By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE 4500 Park Glen Road #300 FORECLOSURE SALE Minneapolis, MN 55416 THE RIGHT TO VERIFICATION (952) 925-6888 OF THE DEBT AND IDENTITY OF 4-2113 THE ORIGINAL CREDITOR WITHIN 0005646542 THIS IS A COMMUNICATION FROM THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. A DEBT COLLECTOR. NOTICE IS HEREBY GIVEN, that 2186850 5/13-6/17/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 31, 2001 NOTICE OF MORTGAGE MORTGAGORS:D a v i d B o y d a n d FORECLOSURE SALE Tasha Boyd, husband and wife. THE RIGHT TO VERIFICATION MORTGAGEE:P r e s t i g e M o r t g a g e , OF THE DEBT AND IDENTITY OF LLC. THE ORIGINAL CREDITOR WITHIN DATE AND PLACE OF RECORDING: THE TIME PROVIDED BY LAW IS Recorded September 19, 2001, NOT AFFECTED BY THIS ACTION. Dakota County Recorder, Document NOTICE IS HEREBY GIVEN, that No. 1812957. default has occurred in conditions of ASSIGNMENTS OF MORTGAGE: the following described mortgage: Assigned to: Union Federal Bank of DATE OF MORTGAGE:November 14, Indianapolis, Dated: July 31, 2001, 2003 Recorded: September 19, 2001, MORTGAGORS:Robert Murphree and Document No. 1812958. And thereafJennifer Murphree, husband and wife. ter assigned to: Mortgage Electronic MORTGAGEE:M T G & I n v e s t m e n t Registration Systems, Inc., Dated: Cons. Inc.. April 20, 2006, Recorded: May 5, 2006, DATE AND PLACE OF RECORDING: Document No. 2425871. And thereafR e c o r d e d D e c e m b e r 1 8 , 2 0 0 3 , ter assigned to: CitiMortgage, Inc., Dakota County Recorder, Document Dated: March 26, 2009, Recorded: No. 2154523. April 10, 2009, Document No. A S S I G N M E N T S O F M O R T G A G E : 2649441. Assigned to: National City Real TRANSACTION AGENT: NONE Estate Services LLC s/b/m National TRANSACTION AGENT'S MORTCity Mortgage, Inc. f/k/a National City GAGE IDENTIFICATION NUMBER ON Mortgage Co., Dated: November 14, MORTGAGE: NONE 2003, Recorded: December 18, 2003, LENDER OR BROKER AND MORTDocument No. 2154524. And thereaf- G A G E O R I G I N A T O R S T A T E D O N ter assigned to: PNC Bank, National MORTGAGE: Prestige Mortgage, LLC Association, Dated: April 13, 2010. RESIDENTIAL MORTGAGE SERTRANSACTION AGENT: NONE VICER: CitiMortgage, Inc. TRANSACTION AGENT'S MORTMORTGAGED PROPERTY ADDRESS: GAGE IDENTIFICATION NUMBER ON 1676 Sherwood Way, Eagan, MN 55122 MORTGAGE: NONE T A X P A R C E L I . D . # : LENDER OR BROKER AND MORT- 10-15001-010-01 GAGE ORIGINATOR STATED ON LEGAL DESCRIPTION OF PROPMORTGAGE: MTG & Investment Cons. ERTY: Inc. Lot 1, Block 1, Brittany 2nd AddiRESIDENTIAL MORTGAGE SERtion, Dakota County, Minnesota VICER: PNC Bank, National AssociaCOUNTY IN WHICH PROPERTY IS tion LOCATED:Dakota MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 18871 Dunbury Avenue, Farmington, MORTGAGE:$202,391.00 MN 55024 AMOUNT DUE AND CLAIMED TO BE T A X P A R C E L I . D . # : DUE AS OF DATE OF NOTICE, INCLUD14-47801-370-04 ING TAXES, IF ANY, PAID BY MORTLEGAL DESCRIPTION OF PROP- GAGEE:$197,128.82 ERTY: That prior to the commencement of Lot 37, Block 4, Meadow Creek Sec- this mortgage foreclosure proceeding ond Addition. Mortgagee/Assignee of Mortgagee comCOUNTY IN WHICH PROPERTY IS plied with all notice requirements as LOCATED:Dakota required by statute; That no action or ORIGINAL PRINCIPAL AMOUNT OF proceeding has been instituted at law MORTGAGE:$234,000.00 or otherwise to recover the debt AMOUNT DUE AND CLAIMED TO BE secured by said mortgage, or any part DUE AS OF DATE OF NOTICE, INCLUD- thereof; ING TAXES, IF ANY, PAID BY MORTPURSUANT to the power of sale conGAGEE:$218,086.06 tained in said mortgage, the above That prior to the commencement of described property will be sold by the this mortgage foreclosure proceeding Sheriff of said county as follows: Mortgagee/Assignee of Mortgagee comDATE AND TIME OF SALE: July 2, plied with all notice requirements as 2010 at 10:00 AM required by statute; That no action or PLACE OF SALE:Sheriff's Office, Law proceeding has been instituted at law Enforcement Center, 1580 Hwy 55, o r o t h e r w i s e t o r e c o v e r t h e d e b t Lobby #S-100, Hastings, MN secured by said mortgage, or any part to pay the debt then secured by said thereof; Mortgage, and taxes, if any, on said PURSUANT to the power of sale con- premises, and the costs and disburseabove the mortgage, said in tained ments, including attorneys' fees described property will be sold by the allowed by law subject to redemption Sheriff of said county as follows: within six (6) months from the date of DATE AND TIME OF SALE: June 29, said sale by the mortgagor(s), their 2010 at 10:00 AM personal representatives or assigns PLACE OF SALE:Sheriff's Office, Law unless reduced to Five (5) weeks under Enforcement Center, 1580 Hwy 55, MN Stat. §580.07. Lobby #S-100, Hastings, MN TIME AND DATE TO VACATE PROPto pay the debt then secured by said E R T Y : I f t h e r e a l e s t a t e i s a n Mortgage, and taxes, if any, on said owner-occupied, single-family dwellpremises, and the costs and disburse- ing, unless otherwise provided by law, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s the date on or before which the mortallowed by law subject to redemption gagor(s) must vacate the property if the within six (6) months from the date of mortgage is not reinstated under secsaid sale by the mortgagor(s), their tion 580.30 or the property is not personal representatives or assigns redeemed under section 580.23 is unless reduced to Five (5) weeks under 11:59 p.m. on January 3, 2011. MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM TIME AND DATE TO VACATE PROP- FINANCIAL OBLIGATION ON MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGE:None owner-occupied, single-family dwell"THE TIME ALLOWED BY LAW FOR ing, unless otherwise provided by law, REDEMPTION BY THE MORTGAGOR, the date on or before which the mort- THE MORTGAGOR'S PERSONAL REPgagor(s) must vacate the property if the RESENTATIVES OR ASSIGNS, MAY BE mortgage is not reinstated under sec- REDUCED TO FIVE WEEKS IF A JUDItion 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 11:59 p.m. on December 29, 2010. 582.032, DETERMINING, AMONG MORTGAGOR(S) RELEASED FROM OTHER THINGS, THAT THE MORTFINANCIAL OBLIGATION ON MORT- GAGED PREMISES ARE IMPROVED GAGE:None WITH A RESIDENTIAL DWELLING OF "THE TIME ALLOWED BY LAW FOR LESS THAN FIVE UNITS, ARE NOT REDEMPTION BY THE MORTGAGOR, PROPERTY USED IN AGRICULTURAL THE MORTGAGOR'S PERSONAL REP- P R O D U C T I O N , A N D A R E RESENTATIVES OR ASSIGNS, MAY BE ABANDONED." REDUCED TO FIVE WEEKS IF A JUDIDated: May 4, 2010. CIAL ORDER IS ENTERED UNDER CitiMortgage, Inc. MINNESOTA STATUTES, SECTION Mortgagee/Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G USSET, WEINGARDEN AND LIEBO, P.L.L.P. OTHER THINGS, THAT THE MORT- By: Paul A. Weingarden GAGED PREMISES ARE IMPROVED Attorneys for Mortgagee/Assignee of WITH A RESIDENTIAL DWELLING OF Mortgagee LESS THAN FIVE UNITS, ARE NOT 4500 Park Glen Road #300 PROPERTY USED IN AGRICULTURAL Minneapolis, MN 55416 P R O D U C T I O N , A N D A R E (952) 925-6888 ABANDONED." 10-3817 Dated: April 29, 2010. 771096535 PNC Bank, National Association THIS IS A COMMUNICATION FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR. USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2186842 5/13-6/17/10 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1943 0002903208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185010 5/13-6/17/10

PUBLIC NOTICE

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May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

PUBLIC NOTICE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 19-HA-CV-09-3366 Premier Bank Rochester, a Minnesota corporation, Plaintiff, vs. Greater Minnesota Transmission, LLC, a Minnesota limited liability company, Greater Minnesota Synergy, Inc., a Minnesota corporation, Theodore M. Bohn; Barbara J. Bohn; Kathryn Jensen for Trust of Steven D. Jensen; Evelyn M. Radunz and Roger Radunz, as trustees of the Evelyn M. Radunz Revocable Trust dated 04/06/2005; David J. Tentis; Lynn M. Tentis; Marthaler Investments, Inc., a Minnesota corporation; Timothy J. Marthaler; Steven J. Sadowski; Christine M. Sadowski; Kathleen Gergen; Bernard Werner; Beth A. Werner; Sue Gergen; Linda Stoffel; Peter Werner; Jennifer L. Werner; Robert A. Werner; Karen A. Werner; Patrick Werner; Paul Werner, Ronald Werner; Dennis Witzel; Marilyn Witzel; Dorothy M. Brochman; Ervin H. Verblas; Beverly Verblas; Brainerd 52 LLC, a Minnesota limited liability company; Estate of James McCarthy and Patrick McCarthy; CMC Heartland Partners, a Delaware partnership; Dora Kasel; Jerome J. Werner; Marcella Werner; Bernard M. Bauer; Mary Lou Bauer; Endres Farms Partnership, a limited liability partnership; James R. Rother; Diane M. Rother; James R. Titze; Linda J. Titze; Eldon M. Hagan and Effie L. Hagan, Trustees of the Eldon M. and Effie L. Hagan Living Trust dated May 20, 1982; Ray B. Nicolai; Marianne Nicolai; Alan Bester; Earl E. Bester; Florence L. Bester; Ranier Kimmes;Rodney Kimmes; Bryce Kimmes; Thomas J. Endres; Sharon R. Endres; Nicholas P. Stein; Annette R. Stein; David R. Radman; Nancy J. Radman; Joseph M. Stein; Louella M. Stein; James Hager; Clifford F. Frandrup and Mary T. Frandrup as Trustees under the Clifford F. and Mary T. Frandrup Living Trust dated May 30, 1996; Gerald A. Irrthum; Mary K. Irrthum; Rita M. Regenscheid; James E. Carnel; F. William Carnel; Michel O. Toohey; Kristina A. Gustafson; Kristina A. Gustafson as Trustee of the Gustafson Grandchildren’s Trust; William Robert Callister, Jr.; Vermillion State Bank; Federal Land Bank of St. Paul n/k/a Agribank FCB, a non-profit corporation; Northern Natural Gas Company, a Delaware corporation; Wells Fargo Home Mortgage, Inc., Lenox Financial Mortgage Corp., a California corporation; Union Planters Bank, N.A. (merged with Regions Financial Corporation); Township of Vermillion, Minnesota; Wells Fargo Bank, N.A.; Minnesota Pipe Line Company, a Delaware limited liability company; Wakota Federal Credit Union; Chicago and North Western Transportation Company; Castle Mortgage Company, a Minnesota corporation; State of Minnesota; Tree Technology & Recycling, Inc., a Minnesota corporation; Bonnie Jean Mulvihill; Dakota County, Minnesota; Anthony J. Werner; Mark K. Werner; CMC Real Estate Corporation, a Wisconsin corporation; Dakota County Electric Cooperative, n/k/a Dakota Electric Association Minnesota corporation; Northern States Power Company, a Minnesota corporation; American Telephone and Telegraph Company of Minnesota, a Delaware corporation; Farm Credit Services of Southern Minnesota, ACA; Agstar Farm Credit Services, FLCA; Agstar Farm Credit Services, ACA; Agstar Farm Credit Services, PCA; Hampton Township, Minnesota; Brenda Kimmes; Denise Kranz; Ann Myers; Lori Stoffel; Sue Meyer; Verizon Wireless (VAW) LLC, a Delaware limited liability company; Gerald J. Meier; Jerome W. Regenscheid; Josephine Regenscheid; Fidelis Regenscheid; Michele D. Callister; Community Resource Bank (fka Community National Bank); Cooperative Power Association; Minnesota Limited, Inc.; John Doe, Mary Roe, and ABC Corporation, Defendants. ______________________________________ NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE ______________________________________ NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above entitled action on March 8, 2010, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on June 3, 2010, at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, in said state and county, the following: EXHIBIT A LEGAL DESCRIPTION Parcel 1 A perpetual easement for pipeline purposes and a temporary easement for construction purposes and a perpetual easement for ingress and egress purposes over, under and across that part of the following described property:

The SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, EXCEPT THE TWO FOLLOWING DESCRIBED PARCELS: 1) The East 582.96 feet of the West 1075.06 feet of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying Southerly of the following described lines: Commencing at the Southwest corner of said SW ¼, thence North 0°15’40” West, along the West line of said SW ¼ a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’9” East, a distance of 96.19 feet; thence South 53°7’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’2” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°3’24” East, a distance of 231.08 feet; thence South 86°3’18” East, a distance of 353.79 feet to the East line of said West 1075.06 feet of said SW ¼ and there terminating. 2) That part of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying southerly and westerly of the following described lines: Commencing at the southwest corner of said SW ¼; thence North 00°15’40” West, along the west line of said SW ¼, a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’09” East, a distance of 96.19 feet; thence South 53°07’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’02” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°03’24” East, a distance of 231.08 feet; thence South 86°03’16” East, a distance of 423.49 feet; thence South 73°28’50” East, a distance of 41.53 feet; thence South 42°48’12” East, a distance of 39.29 feet; thence South 18°47’29” East, a distance of 56.93 feet; thence South 38°37’05” East, a distance of 38.49 feet; thence South 69°37’37” East, a distance of 35.16 feet’ thence South 85°27’46” East, a distance of 516.00 feet; thence South 2°46’20” East, a distance of 303.10 feet; thence South 8°13’28” West, a distance of 248.36 feet to the South line of said SW ¼ and terminating, except the West 1075.06 feet of said SW ¼. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 427.28 feet to the point of beginning of said centerline to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 1310.41 feet, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said east line of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes lying northeasterly of said perpetual pipeline easement and southwesterly of the following described line and its extensions: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 529.32 feet to the point of beginning of the line to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 557.47 feet; thence North 85 degrees 27 minutes 46 seconds West a distance of 688.73 feet to the northeasterly line of said perpetual pipeline easement, said line there terminating. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a temporary easement for construction purposes over, under and across said described property lying southwesterly of the following described line: Commencing at the southeast corner of the Southwest Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 406.88 feet; thence North 78 degrees 47 minutes 33 seconds West a distance of 746.99 feet to the point of beginning of the line to be described; thence North 78 degrees 47 minutes 33 seconds West a distance of 567.47 feet; thence North 11 degrees 12 minutes 27 seconds East a distance of 34.32 feet; thence North 85 degrees 27 minutes 46 seconds West a distance of 49.96 feet to the southerly boundary of said described property, said line there terminating. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a perpetual easement for ingress and egress purposes over, under and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of the Southwest Quarter of said Section 7; thence North 0 degrees 15 minutes 40 seconds

West, assumed bearing along the West line of said Southwest Quarter, a distance of 944.49 feet to the point of beginning of the line to be described; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet to the west line of said east 582.96 feet of the west 1075.06 feet of said Southwest Quarter, and there terminating. Parcel 1A A perpetual easement for ingress and egress purposes over and across that part of the following described property: The East 582.96 feet of the West 1075.06 feet of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying Southerly of the following described lines: Commencing at the Southwest corner of said SW ¼, thence North 0°15’40” West, along the West line of said SW ¼ a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’9” East, a distance of 96.19 feet; thence South 53°7’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’2” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°3’24” East, a distance of 231.08 feet; thence South 86°3’18” East, a distance of 353.79 feet to the East line of said West 1075.06 feet of said SW ¼ and there terminating. Which lies within a perpetual easement for ingress and egress purposes over and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of said Southwest Quarter, thence North 0 degrees 15 minutes 40 seconds West, along the West line of said Southwest Quarter, a distance of 944.49 feet; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet to the west line of the east 582.96 feet of the west 1075.06 feet of said Southwest Quarter and to the point of beginning of the line to be described; thence South 85 degrees 3 minutes 24 seconds East, a distance of 231.08 feet; thence South 86 degrees 3 minutes 18 seconds East a distance of 422.49 feet to the east line of the west 1075.06 feet of said Southwest Quarter, and there terminating. The south line of said easement is to be prolonged or shortened to terminate on said west line of the east 582.96 feet of the west 1075.06 feet of the Southwest Quarter and on said east line of the west 1075.06 feet of the Southwest Quarter. Parcel 1B A perpetual easement for ingress and egress purposes over and across that part of the following described property: That part of the SW ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, lying southerly and westerly of the following described lines: Commencing at the southwest corner of said SW ¼; thence North 00°15’40” West, along the west line of said SW ¼, a distance of 944.49 feet to the point of beginning of the lines to be described; thence South 59°51’09” East, a distance of 96.19 feet; thence South 53°07’15” East, a distance of 137.10 feet; thence South 66°18’45” East, a distance of 55.23 feet; thence South 78°36’02” East, a distance of 66.48 feet; thence South 86°24’31” East, a distance of 184.68 feet; thence South 85°03’24” East, a distance of 231.08 feet; thence South 86°03’16” East, a distance of 423.49 feet; thence South 73°28’50” East, a distance of 41.53 feet; thence South 42°48’12” East, a distance of 39.29 feet; thence South 18°47’29” East, a distance of 56.93 feet; thence South 38°37’05” East, a distance of 38.49 feet; thence South 69°37’37” East, a distance of 35.16 feet’ thence South 85°27’46” East, a distance of 516.00 feet; thence South 2°46’20” East, a distance of 303.10 feet; thence South 8°13’28” West, a distance of 248.36 feet to the South line of said SW ¼ and terminating, except the West 1075.06 feet of said SW ¼. Which lies within a perpetual easement for ingress and egress purposes over and across said described property lying 33 feet southerly of the following described line: Commencing at the Southwest corner of said Southwest Quar-

ter, thence North 0 degrees 15 minutes 40 seconds West, along the West line of said Southwest Quarter, a distance of 944.49 feet; thence South 59 degrees 51 minutes 9 seconds East a distance of 96.16 feet thence South 53 degrees 7 minutes 15 seconds East a distance of 137.10 feet; thence South 66 degrees 18 minutes 45 seconds East, a distance of 55.23 feet; thence South 78 degrees 36 minutes 2 seconds East a distance of 66.48 feet; thence South 86 degrees 24 minutes 31 seconds East a distance of 184.68 feet; thence South 85 degrees 3 minutes 24 seconds East, a distance of 231.08 feet; thence South 86 degrees 3 minutes 18 seconds East a distance of 353.79 feet to the east line of the west 1075.06 feet of said Southwest Quarter and the point of beginning of the line to be described; thence South 86 degrees 3 minutes 18 seconds East a distance of 68.70 feet; thence South 73 degrees 28 minutes 50 seconds East, a distance of 41.53 feet; thence South 42 degrees 48 minutes 12 seconds East, a distance of 39.29 feet; thence South 18 degrees 47 minutes 29 seconds East, a distance of 56.93 feet; thence South 38 degrees 37 minutes 5 seconds East a distance of 38.49 feet; thence South 69 degrees 37 minutes 37 seconds East a distance of 35.16 feet; thence South 85 degrees 27 minutes 46 seconds East a distance of 516 feet and there terminating. The south line of said easement is to be prolonged or shortened to terminate on said east line of said west 1075.06 feet the Southwest Quarter and on the east line of the above described property. PARCEL 2: A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, Dakota County, Minnesota, except the following three parcels: 1. A strip of land 100 feet in width extending over and across the East 3/8 of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 West of the Fifth Principal Meridian, said strip of land being 50 feet in width on each side of the center line of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago Great Western Railway Company, now the Chicago and Northwestern Transportation Company), as said main track center line was originally located and established over and across said Section 7. 2. The South 20 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 Dakota County, Minnesota lying westerly of the East 15 acres of said Southwest Quarter of the Southeast Quarter; together with the North 305 feet of the South 325.00 feet of the West 231.63 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, Dakota County, Minnesota. 3. That part of the SW ¼ of the SE ¼ of Section 7, Township 114, Range 18, Dakota County, Minnesota, described as follows: Commencing at the southeast corner of the said SW ¼ of the SE ¼; thence North 89 degrees 28 minutes 22 seconds West (assumed bearing) along the South line of said SW ¼ of the SE ¼ a distance of 393.92 feet to the westerly right of way of the Chicago and Northwestern Railroad and the point of beginning of the land to be described; thence continuing North 89 degrees 28 minutes 22 seconds West along said south line a distance of 182.43 feet; thence North 0 degrees 10 minutes 41 seconds East, parallel with the east line of said SW ¼ of the SE ¼ a distance of 35.00 feet; thence North 89 degrees 28 minutes 22 seconds West parallel with said South line a distance of 38 feet; thence North 0 degrees 10 minutes 41 seconds East parallel with said East line a distance of 299.43 feet; thence South 89 degrees 28 minutes 22 seconds East, parallel with said South line a distance of 104.26 feet to said Westerly right of way of the Chicago and Northwestern Railroad; thence South 18 degrees 56 minutes 21 seconds East along said Westerly right of way a distance of 354.70 feet to the point of beginning. Parcel 2A Parcel 2A A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the South 20 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18 lying Westerly of the Westerly right of way line of the Chicago and Northwestern Railroad Company running across said Southwest Quarter of the Southeast Quarter except the East 182.43 feet thereof as measured along the South line of the Southwest Quarter of the Southeast Quarter and the North 305 feet of the South 325.00 feet of the West

231.63 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 114, Range 18, all in Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of the Southeast Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 427.28; thence South 78 degrees 47 minutes 33 seconds East a distance of 394.55 feet; thence South 37 degrees 35 minutes 48 seconds East a distance of 421.00 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 25.33 feet to the south line of said Southeast Quarter, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the south 20.00 feet of said Southeast Quarter and on the south line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes lying southwesterly of said perpetual pipeline easement and lying northeasterly of a line 100.00 feet southwesterly of and parallel with the following described line: Commencing at the southwest corner of the Southeast Quarter of said Section 7; thence North 00 degrees 15 minutes 13 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 427.28; thence South 78 degrees 47 minutes 33 seconds East a distance of 394.55 feet; thence South 37 degrees 35 minutes 48 seconds East a distance of 421.00 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 25.33 feet, said centerline there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the south 20.00 feet of said Southeast Quarter and on the south line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 3 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Northeast Quarter of Section 18, Township 114, Range 18, lying West of U.S.T.H. Nos. 52 & 56, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet northeasterly of the following described line and a temporary easement for construction purposes, lying 80.00 feet southwesterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 44 minutes 04 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 632.12 feet to the point of beginning of the line to be described; thence South 37 degrees 35 minutes 48 seconds East a distance of 1076.05 feet; thence South 19 degrees 17 minutes 45 seconds East a distance of 1892.72 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the Northeast Quarter and said south line of the Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 4 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The E ½ of the SE ¼ of Section 18, Township 114, Range 18, EXCEPT that part thereof lying East of State Trunk Highway 56, ALSO EXCEPT That part of the SE ¼ of the SE ¼ of Section 18, Township 114, Range 18, Dakota County, Minnesota described as follows: Commencing at the southeast corner of SE ¼ of the SE ¼; thence West (assumed bearing) along the south line thereof a distance of 300.00 feet to the point of beginning of the land to be described; thence continuing West along said south line a distance of 275.00 feet; thence North a distance of 316.8 feet; thence East a distance of 275.00 feet; thence South a distance of 316.8 feet to the point of beginning. AND ALSO EXCEPT That part of the SE ¼ of the SE ¼ of Section 18, Township 114, Range 18, described as follows: Commencing at the Southeast corner of said SE ¼ of the SE ¼; thence West (assumed bearing) along the South line thereof a distance of 575.00 feet to the point of beginning of the land to be described; thence North a distance of 316.8 feet; thence West a distance of 69.00 feet; thence South a distance of 316.8 feet to said south line of the SE ¼ of

the SE ¼; thence East along said South line 69.00 feet to the point of beginning. AND ALSO EXCEPT A strip of land 100 feet in width extending over and across the NE ¼ of the SE ¼ and the S ½ of the SE ¼ of Section 18, Township 114, Range 18, said strip of land being 50 feet in width on each side of the centerline of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago, Great Western Railway Company, now the Chicago and Northwestern Transportation Company), as said main track centerline was established over and across said Section 18. Which lies within a perpetual easement for pipeline purposes, lying northeasterly of the following described line: Commencing at the northwest corner of said Southeast Quarter; thence South 89 degrees 46 minutes 18 seconds East, assumed bearing along the north line of said Southeast Quarter, a distance of 1917.39 feet to the point of beginning of the line to be described; thence South 19 degrees 17 minutes 45 seconds East a distance of 2130.04 feet; thence South 62 degrees 02 minutes 52 seconds East a distance of 23.74 feet to the east line of said Southeast Quarter, said line there terminating. And also: Which lies within a temporary easement for construction purposes, lying 80.00 feet southwesterly of the following described line: Commencing at the northwest corner of said Southeast Quarter; thence South 89 degrees 46 minutes 18 seconds East, assumed bearing along the north line of said Southeast Quarter, a distance of 1917.39 feet to the point of beginning of the line to be described; thence South 19 degrees 17 minutes 45 seconds East a distance of 2130.04 feet; thence South 62 degrees 02 minutes 52 seconds East a distance of 23.74 feet to the east line of said Southeast Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on said north line of the Southeast Quarter and on said east line of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 5 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Southwest ¼ of Section 17, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 00 degrees 00 minutes 33 seconds West, assumed bearing along the west line of said Southwest Quarter, a distance of 636.59 feet to the point of beginning of the line to be described; thence South 62 degrees 02 minutes 52 seconds East a distance of 698.24 feet; thence South 00 degrees 26 minutes 03 seconds West a distance of 314.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the Southwest Quarter and on said south line of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying southwesterly and westerly of said perpetual pipeline easement and lying easterly and northeasterly of a line 100.00 feet southwesterly and westerly of and parallel with the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 00 degrees 00 minutes 33 seconds West, assumed bearing along the west line of said Southeast Quarter, a distance of 636.59 feet to the point of beginning of the line to be described; thence South 62 degrees 02 minutes 52 seconds East a distance of 698.24 feet; thence South 00 degrees 26 minutes 03 seconds West a distance of 314.00 feet to the south line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the Southwest Quarter and on said south line of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 6 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the Northwest ¼ of Section 20, Township 114, Range 18, Dakota County, Minnesota, that lies East of the easterly right of way of State Trunk Highways 52 and 56. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet southwesterly and westerly of the following described line:

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY (Continued from previous page) Commencing at the southeast corner of said Northwest Quarter; thence North 89 degrees 49 minutes 47 seconds West, assumed bearing along the south line of said Northwest Quarter, a distance of 1213.11 feet to the point of beginning of the line to be described; thence North 19 degrees 07 minutes 02 seconds West a distance of 2458.90 feet; thence North 00 degrees 26 minutes 03 East a distance of 322.63 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of said Northwest Quarter and on said south line of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying between the westerly line of the previously described perpetual easement and the easterly right of way line of State Trunk Highway Number 52 and also lying 65.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northwest Quarter; thence North 89 degrees 49 minutes 47 seconds West, assumed bearing along the south line of said Northwest Quarter, a distance of 1213.11 feet to the point of beginning of the line to be described; thence North 19 degrees 07 minutes 02 seconds West a distance of 2458.90 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly line of the previously described perpetual easement and on said south line of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 7 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the East ½ of the Southwest ¼, Section 20, Township 114, Range 18 lying easterly of the center line of State Trunk Highway 52 excepting therefrom the following described tracts of land: 1. All that part of the East ½ of the Southwest ¼ of Section 20, Township 114, Range 18 described as follows, to wit: Commencing at a point on the East line of the East ½ of the Southwest ¼, aforesaid, which point is 346 ft. North of the middle of the present channel of the Vermillion River, thence South 346 feet to the middle of the present channel of the Vermillion River; thence Westerly along the middle of the present channel of the Vermillion River to the East line of State Highway 52; thence Northwesterly along the Easterly line of State Highway 52 630 feet; thence Easterly in a straight line to the place of beginning. 2. All that part of the East ½ of the Southwest ¼ Section 20, Township 114, Range 18 lying Easterly of the center line of State Trunk Highway 52 and South of the middle of the channel of the Vermillion River. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying southwesterly of a line 100.00 feet northeasterly of and parallel with the easterly right of way line of State Trunk Highway Number 52 and lying northeasterly of a line 35.00 feet northerly of and parallel with said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 8 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the East Half of the Southwest Quarter of Section 20, Township 114, Range 18, described as follows, to wit: Commencing at a point on the East line of the East half of the Southwest Quarter which point is 346 feet North of the Middle of the present channel of the Vermillion River; thence South 346 feet to the middle of the present channel of the Vermillion River, thence South 346 feet to the middle of the present channel of the Vermillion River; thence Westerly along the middle of the present channel of the Vermillion River to the East line of State Highway No. 52; thence Northwesterly along the Easterly line of State Highway No. 52 a distance of 630 feet; thence Easterly in a straight line to the place of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the northeasterly line of said easement is described as follows: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28

minutes 28 seconds West a distance of 728.10 feet to the point of beginning of the line to be described; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet; thence North 23 degrees 31 minutes 02 seconds West a distance of 121.88 feet to the north line of the above described property, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the above described property and the middle of the present channel of the Vermillion River. And also: Which lies within a temporary easement for construction purposes, lying southwesterly of said perpetual pipeline easement and northeasterly of a line 120.00 feet southwesterly of the following described line and its extensions: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the point of beginning of the line to be described; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly right of way line of State Trunk Highway Number 52 and the middle of the present channel of the Vermillion River. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 65.00 feet northeasterly of the following described line and its extensions: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 700.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet; thence continue North 45 degrees 28 minutes 28 seconds West a distance of 326.35 feet to the point of beginning of the line to be described; thence North 23 degrees 31 minutes 02 seconds West a distance of 121.88 feet to the north line of the above described property, said line there terminating. Excepting therefrom the existing buildings. The sidelines of said easement are to be prolonged or shortened to terminate on said north line of the above described property and said northeasterly line of said perpetual pipeline easement. Said temporary easement is to expire on June 1, 2008. Parcel 9 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: All that part of the Southeast Quarter of the Southwest Quarter of Section 20, Township 114, Range 18, lying southerly of the middle of the channel of the Vermillion River and easterly of the centerline of State Trunk Highway 52. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet westerly and southwesterly of the following described line: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 60.00 feet to the point of beginning of the line to be described; thence North 00 degrees 25 minutes 04 seconds West along said east line a distance of 640.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the middle of the present channel of the Vermillion River, said line there terminating. The southwest line of said easement is to be prolonged or shortened to terminate on the middle of the present channel of the Vermillion River and on the north line of Highway 66. And also: Which lies within a temporary easement for construction purposes, lying westerly and southwesterly of said perpetual pipeline easement and lying easterly and northeasterly of a line 120.00 feet westerly and southwesterly of and parallel with the following described line: Commencing at the southeast corner of said Southwest Quarter; thence North 00 degrees 25 minutes 04 seconds West, assumed bearing along the east line of said Southwest Quarter, a distance of 60.00 feet to the point of beginning of the line to be described; thence North 00 degrees 25 minutes 04 seconds West along said east line a distance of 640.76 feet; thence North 45 degrees 28 minutes 28 seconds West a distance of 728.10 feet to the middle of the present channel of the Vermillion River, said line there terminating. The southwest line of said ease-

ment is to be prolonged or shortened to terminate on the middle of the present channel of the Vermillion River and on the north line of Highway 66. Said temporary easement is to expire on June 1, 2008. Parcel 10 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Railroad right of way located within the East ½ of the Northwest ¼ and the West ½ of the Northeast ¼ of Section 29, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence North 89 degrees 57 minutes 02 seconds West, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet; thence South 00 degrees 25 minutes 04 seconds East a distance of 60.12 feet to the south line of Highway 66 and the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 16.92 feet to the south line of the former railroad right of way, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the southerly right of way line of Highway 66 and the south line of the former railroad right of way line. And also: Which lies within a temporary easement for construction purposes, lying westerly of said perpetual pipeline easement and lying easterly of a line 100.00 feet westerly of and parallel with the following described line: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence North 89 degrees 57 minutes 02 seconds West, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet; thence South 00 degrees 25 minutes 04 seconds East a distance of 60.12 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 16.92 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the southerly right of way line of Highway 66 and the south line of the former railroad right of way line. Said temporary easement is to expire on June 1, 2008. Parcel 11 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Northeast ¼, and the East ½ of the Northwest ¼, excepting therefrom the railroad, in Section 29, Township 114, Range 18, Dakota County, Minnesota, and, the Northwest ¼ of the Southeast ¼ of Section 29, Township 113, Range 18, Dakota County, Minnesota, except the following parcels: 1. That part of the Northeast ¼ of the Northwest ¼ of Section 29, Township 114, Range 18 described as follows: Beginning at the Northeast corner of the West ½ of the Northeast ¼; thence West, along the North line thereof a distance of 200 feet; thence deﬂecting 90 degrees left and Southerly a distance of 217.8 feet; thence deﬂecting 90 degrees left a distance of 200 feet more or less to the East line of the West ½ of the Northeast ¼; thence North along the East line a distance of 217.8 feet to the point of beginning. 2. That part of the Northeast ¼ of the Northwest ¼ of Section 29, township 114, range 18 described as follows: Beginning at a point distant 1333.5 feet East of the Northwest corner of Section 29 and said point lying on the centerline of State Aid Road No.66; thence at right angles to the right of said centerline a distance of 233.0 feet; thence at right angles to the left a distance of 100.0 feet; thence at right angles to the left a distance of 233.0 feet to the centerline of said road; thence at right angles to the left along said centerline a distance of 100 feet to the point of beginning; AND, beginning at the Northwest corner of the Northeast ¼ of the Northwest ¼ of said section 29, said point being 1,320 feet, more or less, east of the Northwest corner of said Section 29, and lying on the centerline of State Aid Road No. 66; thence at right angles to the right to said centerline a distance of 233.0 feet; thence at right angles to the left a distance of 13.5 feet; thence at right angles to the left a distance of 233.0 feet to the centerline of said road; thence at right angles to the left along said centerline a distance of 13.5 feet to the point of beginning. 3. That part of the East ½ of the Northwest ¼ of Section 29, Township 114, Range 18 described as follows: Commencing 1433.5 feet East of the Northwest corner of the Northwest ¼ of Section 29, Township 114, Range 18, thence South 233 feet; thence East 100 feet;

thence North 233 feet; thence West 100 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet westerly and southwesterly of the following described line: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence South 00 degrees 25 minutes 04 seconds East, assuming that the north line of said Northwest Quarter bears North 89 degrees 57 minutes 02 seconds East, a distance of 69.90 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 234.29; thence South 23 degrees 31 minutes 02 seconds East a distance of 3308.96 feet to the east line of said Northwest Quarter of the Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of the former railroad right of way line and on the east line of said Northwest Quarter of the Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying westerly of said perpetual pipeline easement and easterly of the easterly right of way line of State Trunk Highway Number 52 and also lying northeasterly of said perpetual pipeline easement and southwesterly of a line 65.00 feet northeasterly of the following described line and its extensions: Commencing at the northeast corner of the Northwest Quarter of said Section 29; thence South 00 degrees 25 minutes 04 seconds East, assuming that the north line of said Northwest Quarter bears North 89 degrees 57 minutes 02 seconds East, a distance of 69.90 feet to the point of beginning of the line to be described; thence South 00 degrees 25 minutes 04 seconds East a distance of 234.29; thence South 23 degrees 31 minutes 02 seconds East a distance of 3308.96 feet to the east line of said Northwest Quarter of the Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the easterly line of said perpetual pipeline easement and on the east line of said Northwest Quarter of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 12 intentionally omitted. Parcel 13 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Southeast ¼ of Section 29, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of said east half of the Southeast Quarter and on the south line of said east half of the Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of and parallel with the northeasterly line of State Trunk Highway Number 52. Commencing at the southeast corner of the Southeast Quarter; thence South 89 degrees 35 minutes 57 seconds West, assumed bearing along the south line of said Southeast Quarter, a distance of 512.20 feet to the point of beginning of the line to be described; thence North 23 degrees 31 minutes 02 seconds West a distance of 2028.54 feet, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of said east half of the Southeast Quarter and on the south line of said east half of the Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 14 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Northeast ¼ of Section 32, Township 114 Range 18, Dakota County, Minnesota, and all that part of the Northwest 1#4 of the Northeast 1#4 of Section 32, Township 114, Range 18, described as follows: Commencing at a point twelve rods due South of the Northeast corner of said Northwest 1#4 of the Northeast 1#4, and running thence North twelve rods, thence West on the North line of said Northwest 1#4 of the Northeast 1#4 26 and 3#4 rods, thence Southeasterly in a straight line to the place of beginning. Which lies within a perpetual easement for pipeline purposes, lying 35.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipe-

line easement and southwesterly of a line 100.00 feet northeasterly of the northeasterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 15 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The West ½ of the Northwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Abstract); The West ½ of the East ½ of the Northwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Torrens property, Certiﬁcate of Title number 4883). The East 1#2 of the East 1#2 of the Northwest 1#4 of Section 33, Township 114, Range 18, Dakota County, Minnesota The Northwest ¼ of the Southwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota (Abstract) Which lies within a perpetual easement for pipeline purposes, lying 40.00 feet southwesterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 369.83 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1433.24 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 2798.60 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on the south line of said Northwest Quarter of the Southwest Quarter and on the west line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying 80.00 feet easterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 369.83 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1433.24 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 2798.60 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The southwesterly line of said easement is to be prolonged or shortened to terminate on the south line of said Northwest Quarter of the Southwest Quarter and on the west line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 16 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest ¼ of the Southwest ¼ of Section 33, Township 114, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter of the Southwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 349.10 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 1366.00 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter of the Southwest Quarter and on the south line of said Northwest Quarter of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly and parallel with the following described line: Commencing at the northwest corner of said Northwest Quarter of the Southwest Quarter; thence South 89 degrees 55 minutes 46 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 349.10 feet to the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East a distance of 1366.00 feet to the south line of said Northwest Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter of the Southwest Quarter and on the south line of said Northwest Quarter of the

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Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 17 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southwest ¼ and the Northeast ¼ of the Southwest ¼ in Section 33, Township 114, Range 18, Dakota County, Minnesota, and the North ½ of the Northwest ¼ in Section 4, Township 113, Range 18, Dakota County, Minnesota, except the South 316.00 feet of the East 240.00 feet of the North Half of the Northwest Quarter of Section 4, Township 113, Range 18. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter of Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1366.00 feet to the north line of said South Half of the Southwest Quarter of Section 33 and the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East along the previously described line a distance of 2736.00 feet to the south line of of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southwest Quarter of Section 33 and on the south line of said North Half of the Northwest Quarter of Section 4. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter of Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1366.00 feet to the north line of said South Half of the Southwest Quarter of Section 33 and the point of beginning of the line to be described; thence South 15 degrees 06 minutes 11 seconds East along the previously described line a distance of 2736.00 feet to the south line of of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southwest Quarter of Section 33 and on the south line of said North Half of the Northwest Quarter of Section 4. Said temporary easement is to expire on June 1, 2008. Parcel 18 intentionally omitted Parcel 19 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the Southeast ¼ of the Northwest ¼, excepting therefrom that part thereof lying Southeasterly of the centerline of County Road No. 47, in Section 4, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of the Northwest Quarter of said Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 1370.02 feet to the north line of said North Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 685.65 feet to the south line of said North Half of the Southeast Quarter of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the Southeast Quarter of the Northwest Quarter and on the south line of said North Half of the Southeast Quarter of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of the Northwest Quarter of said Section 4; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a

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May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

(Continued from previous page) distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 1370.02 feet to the north line of said North Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 685.65 feet to the south line of said North Half of the Southeast Quarter of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the Southeast Quarter of the Northwest Quarter and on the south line of said North Half of the Southeast Quarter of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 20 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southeast ¼ of the Northwest ¼ lying Westerly of the Old Hastings and Waterford Road (now State Highway 47) Section 4, Township 113, Range 18, and the North ½ of the Southwest ¼ of Section 4, Township 113, Range 18 lying West of said road, Dakota County, Minnesota, except that part thereof lying within the following parcel: Beginning at the Northeast corner of the Southwest ¼ of the Northwest ¼, thence South 0 degrees 03 minutes 19 seconds East, along the East line of the Southwest ¼ of the Northwest ¼, a distance of 660.96 feet to the Northwest corner of the South ½ of the Southeast ¼ of the Northwest ¼; thence South 89 degrees 43 minutes 17 seconds East, along the North line of the South ½ of the Northwest ¼, a distance of 34.50 feet; thence South 0 degrees 03 minutes 19 seconds East, a distance of 336.07 feet; thence North 85 degrees 21 minutes 12 seconds West, a distance of 226.26 feet; thence North 0 degrees 03 minutes 19 seconds West a distance of 979.70 feet to the North line of the Southwest ¼ of the Northwest ¼; thence South 89 degrees 45 minutes 02 seconds East, along the North line a distance of 191.00 feet to the point of beginning; and except Parcels 4A and 5A as depicted on Dakota County Road Right of Way May No. 286. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 2055.67 feet to the north line of said South Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 908.54 feet, to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southeast Quarter of the Northwest Quarter and said centerline of Highway 47. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter; thence South 89 degrees 53 minutes 11 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 1053.80 feet; thence South 15 degrees 06 minutes 11 seconds East a distance of 2055.67 feet to the north line of said South Half of the Southeast Quarter of the Northwest Quarter and the point of beginning of the line to be described; thence continue South 15 degrees 06 minutes 11 seconds East a distance of 908.54 feet, to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Southeast Quarter of the Northwest Quarter and said centerline of Highway 47. Said temporary easement is to expire on June 1, 2008. Parcel 21 intentionally omitted Parcel 22 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of Section 4, Township 113, Range 18, Dakota County, Minnesota, described as follows: Beginning at the Southwest corner of the Northeast ¼ of the Southwest ¼ of said section; thence East to the Southeast corner of said quarter quarter section; thence North to the center of said section; thence West to the center of the highway; thence

Southwesterly along the center of the highway to a point 244 feet West of the point of beginning; thence East to the point of beginning; except the following described property: Beginning at the Northwest corner of the Southeast ¼ of the Southwest ¼ of said Section 4; thence South 89 degrees 37 minutes 52 seconds East (assumed bearing) along the south line of said North ½ of the Southwest ¼ 334.03 feet; thence North 44 degrees 37 minutes 52 seconds West 278.63 feet; thence North 89 degrees 37 minutes 52 seconds West 248.69 feet; to the centerline of CSAH No. 47; (formerly Hastings-Northﬁeld Road) as established by Dakota County Road Right of Way Map No 24; thence South 34 degrees 36 minutes 33 seconds West along said centerline 125.08 feet; thence Southwesterly along said centerline 117.79 feet along a tangential curve concave to the Northwest, radius of 1091.35 feet and a central angle of 6 degrees 11 minutes 03 seconds to the South line of said North ½ of the Southwest ¼; thence south 89 degrees 37 minutes 52 seconds East along said South line to the point of beginning, ALSO, the West 60 acres of the Southeast ¼ of Section 4, Township 113, Range 18. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the south line of said Northeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence continue North 04 degrees 43 minutes 49 seconds East a distance of 21.11 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1128.77 feet to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said centerline of Highway 47 and the south line of said Northeast Quarter of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the south line of said Northeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence continue North 04 degrees 43 minutes 49 seconds East a distance of 21.11 feet; thence North 15 degrees 06 minutes 11 seconds West a distance of 1128.77 feet to the centerline of Highway 47, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said centerline of Highway 47 and the south line of said Northeast Quarter of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 23 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast ¼ of the Southwest ¼ of Section 4, Township 113, Range 18, Dakota County, Minnesota, except the North 409.00 feet of the West 532.13 feet thereof; and The Northeast ¼ of the Southwest ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota, except the South 495.38 feet of the Northeast Quarter of the Southwest Quarter (NE ¼ of SW ¼) of Section 9, Township 113, Range 18, Dakota County, Minnesota, and, The East ½ of the Northwest ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter of Section 4; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the north line of said Southeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence South 04 degrees 43 minutes 49 seconds West a distance of 2877.29 feet; thence South 00 degrees 09 minutes 57 seconds West a distance of 159.86 feet; thence South 14 degrees 47 minutes 39 seconds East a distance of 80.90 feet; thence South 21 degrees 22 minutes 25 seconds

East a distance of 1543.98 feet; thence South 15 degrees 29 minutes 38 seconds East a distance of 252.01 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southeast Quarter of the Southwest Quarter of Section 4 and on the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the southwest corner of said Southwest Quarter of Section 4; thence South 89 degrees 30 minutes 03 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 2013.51 feet; thence North 04 degrees 43 minutes 49 seconds East a distance of 1326.85 feet to the north line of said Southeast Quarter of the Southwest Quarter and the point of beginning of the line to be described; thence South 04 degrees 43 minutes 49 seconds West a distance of 2877.29 feet; thence South 00 degrees 09 minutes 57 seconds West a distance of 159.86 feet; thence South 14 degrees 47 minutes 39 seconds East a distance of 80.90 feet; thence South 21 degrees 22 minutes 25 seconds East a distance of 1543.98 feet; thence South 15 degrees 29 minutes 38 seconds East a distance of 252.01 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southeast Quarter of the Southwest Quarter of Section 4 and on the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9. Said temporary easement is to expire on June 1, 2008. Parcel 24 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South 495.38 feet of the Northeast Quarter of the Southwest Quarter (NE ¼ of SW ¼) of Section 9, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter of the Southwest Quarter of Section 9; thence North 00 degrees 24 minutes 06 seconds West, assumed bearing along the east line of said Northeast Quarter of the Southwest Quarter of Section 9, a distance of 76.81 feet to the point of beginning of the line to be described; thence North 15 degrees 29 minutes 38 seconds West a distance of 434.74 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 495.38 feet of the Northeast Quarter of the Southwest Quarter and on the east line of said Northeast Quarter of the Southwest Quarter of Section 9. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet easterly of the following described line: Commencing at the southeast corner of said Northeast Quarter of the Southwest Quarter of Section 9; thence North 00 degrees 24 minutes 06 seconds West, assumed bearing along the east line of said Northeast Quarter of the Southwest Quarter of Section 9, a distance of 76.81 feet to the point of beginning of the line to be described; thence North 15 degrees 29 minutes 38 seconds West a distance of 434.74 feet to the north line of said south 495.38 feet of the Northeast Quarter of the Southwest Quarter of Section 9, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 495.38 feet of the Northeast Quarter of the Southwest Quarter and on the east line of said Northeast Quarter of the Southwest Quarter of Section 9. Said temporary easement is to expire on June 1, 2008

Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence North 34 degrees 05 minutes 29 seconds West a distance of 1602.34 feet; thence North 15 degrees 29 minutes 38 seconds West a distance of 70.89 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter and on the centerline of Lewiston Boulevard. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence North 34 degrees 05 minutes 29 seconds West a distance of 1602.34 feet; thence North 15 degrees 29 minutes 38 seconds West a distance of 70.89 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter and on the centerline of Lewiston Boulevard. Said temporary easement is to expire on June 1, 2008. Parcel 27 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the Northeast ¼, and the Southeast ¼ of the Northeast ¼ in Section 16, Township 113, Range 18, Dakota County, Minnesota, except the East 181.5 feet of the North 273 feet of the North ½ of the Northeast ¼ and except that part of the North ½ of the Northeast ¼ described as follows: Commencing at the Northwest corner of the North ½ of the Northeast ¼; thence East (assumed bearing) along the North line thereof a distance of 1478.81 feet to the point of beginning; thence continuing East a distance of 505.20 feet; thence South a distance of 689.78 feet; thence West a distance of 505.20 feet; thence North a distance of 689.78 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 3103.00 feet to the east line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the east line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 89 degrees 53 minutes 48 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 907.30 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 3103.00 feet to the east line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the east line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 28 intentionally omitted

Parcel 25 intentionally omitted Parcel 26 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast ¼ of Section 9, Township 113, Range 18, Dakota County, Minnesota, except that part thereof lying Northwesterly of Lewiston Boulevard.

Parcel 29 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Southwest ¼ of the Northwest ¼ in Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being

40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 00 degrees 09 minutes 59 seconds West, assumed bearing along west line of said Northwest Quarter, a distance of 70.32 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 35.91 feet; thence South 00 degrees 06 minutes 17 seconds East a distance of 40.47 feet to the south line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northwest Quarter and on the south line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 00 degrees 09 minutes 59 seconds West, assumed bearing along west line of said Northwest Quarter, a distance of 70.32 feet to the point of beginning of the line to be described; thence South 34 degrees 05 minutes 29 seconds East a distance of 35.91 feet; thence South 00 degrees 06 minutes 17 seconds East a distance of 40.47 feet to the south line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northwest Quarter and on the south line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 30 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 15, Township 113, Range 18, Dakota County, Minnesota, except the following parcels: 1. The North 990 feet of the South 1320 feet of the West 660 feet; 2. The East 660 feet of the West 1320 feet of the North 330 feet of the South 1320 feet; 3. The South 990 feet of the East 660 feet of the West 1320 feet; and, 4. The South 550 feet of the East 580 feet of the West 1900 feet; 5. The South 330 feet of the West 660 feet, all in the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 2638.00 feet to the north line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the north line of the south 1320 feet of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 2638.00 feet to the north line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the north line of the south 1320 feet of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 31 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North 990 feet of the South 1320 feet of the West 660 feet, and the East 660 feet of the West 1320 feet of the North 330 feet of the South 1320 feet of the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the

line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 1320.00 feet to the north line of the south 1320.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said south 1320.00 feet of the Southwest Quarter and on the south line of the north 990.00 feet of said 1320.00 feet of the Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 1320.00 feet to the north line of the south 1320.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said south 1320.00 feet of the Southwest Quarter and on the south line of the north 990.00 feet of said 1320.00 feet of the Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 32 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South 330 feet of the West 660 feet of the Southwest Quarter of Section 15, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 330.00 feet to the north line of the south 330.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South 330.00 feet of the Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly of said perpetual pipeline easement and westerly of a line 100.00 feet easterly of the following described line: Commencing at the southwest corner of said Southwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the south line of said Southwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence North 00 degrees 06 minutes 17 seconds West a distance of 330.00 feet to the north line of the south 330.00 feet of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of the South 330.00 feet of said Southwest Quarter and on the south line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 33 A perpetual easement for pipeline purposes and a temporary easement for construction purposes and a perpetual easement for utility purposes over, under and across that part of the following described property: The North ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota except that part thereof described as follows: Commencing at a point on the North line of the North ½ of the Northwest ¼ distant 830 feet East of the Northwest corner of the North ½ of the Northwest ¼ of Section 22; thence South 458 feet; thence East 190 feet; thence North 458 feet; thence West 190 feet to the point of beginning. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence South 00 degrees 06 minutes 17 seconds East a distance of 582.05 feet; thence South 55 degrees 49 minutes 36 seconds East a distance of 1297.00 feet to the south line of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY (Continued from previous page) Northwest Quarter and on the south line of said North Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying easterly and northeasterly of said perpetual pipeline easement and westerly and southwesterly of a line 100.00 feet easterly and northeasterly of the following described line: Commencing at the northwest corner of said Northwest Quarter; thence North 89 degrees 43 minutes 41 seconds East, assumed bearing along the north line of said Northwest Quarter, a distance of 20.00 feet to the point of beginning of the line to be described; thence South 00 degrees 06 minutes 17 seconds East a distance of 582.05 feet; thence South 55 degrees 49 minutes 36 seconds East a distance of 1297.00 feet to the south line of said North Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northwest Quarter and on the south line of said North Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. And also: Which lies within a perpetual easement for utility purposes, being the east 15.00 feet of the west 300.00 feet of the south 300.00 feet of the north 333.00 feet of said North Half of the Northwest Quarter. Parcel 33A: The north 133.00 feet of the west 40.00 feet of the North Half of the Northwest Quarter of Section 22, Township 113, Range 18, Dakota County, Minnesota. Parcel 34 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The North ½ of the South ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the south line of said North Half of the South Half of the Northwest Quarter and the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 300.73 feet; thence North 55 degrees 49 minutes 36 seconds West a distance of 702.78 feet to the north line of said North Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the South Half of the Northwest Quarter and on the south line of said North Half of the South Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the south line of said North Half of the South Half of the Northwest Quarter and the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 300.73 feet; thence North 55 degrees 49 minutes 36 seconds West a distance of 702.78 feet to the north line of said North Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said North Half of the South Half of the Northwest Quarter and on the south line of said North Half of the South Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 35 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the South ½ of the Northwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet to the point of beginning of the

line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the north line of said South Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the South Half of the Northwest Quarter and the south line of said South Half of the South Half of the Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 759.40 feet to the north line of said South Half of the South Half of the Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the South Half of the Northwest Quarter and the south line of said South Half of the South Half of the Northwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 36 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota, except the North 200 feet of the South 1130 feet of the West 300 feet thereof; and except beginning at the Southwest corner of the Southwest ¼ of Section 22; thence North 89 degrees 48 minutes 34 seconds East (assumed bearing) along the South line of the Southwest ¼ 234.53 feet; thence on a bearing of North 478.47 feet; thence on a bearing of West 287.38 feet to the centerline of Fischer Avenue as now located and traveled; thence South 8 degrees 19 minutes 46 seconds West along said centerline 56.47 feet; thence South 6 degrees 28 minutes 06 seconds West along said centerline 53.35 feet; thence South 3 degrees 54 minutes 30 seconds West along said centerline 46.10 feet to the South line of the Southeast ¼ of Section 21; thence North 89 degrees 53 minutes 16 seconds East along said South line 119.32 feet to the point of beginning, and all that part of the Southeast ¼ of Section 22, Township 113, Range 18 lying Southwesterly of Trunk Highway 52 as now located and constructed across said Southeast ¼. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 834.57 feet to the east line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the east line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 45 minutes 55 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 2203.72 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 834.57 feet to the east line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the east line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 37 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the Southeast ¼ of Section 22, Township 113, Range 18, Dakota County, Minnesota lying North and East of Highway 52. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Southeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing

along the south line of said Southeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 2205.00 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Southeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the south line of said Southeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence North 30 degrees 11 minutes 56 seconds West a distance of 2205.00 feet to the west line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Southeast Quarter and on the west line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 38 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: That part of the North ½ of the Northeast ¼ of Section 27, Township 113, Range 18, Dakota County, Minnesota that lies East of the easterly Right of Way of Highway 52, except the North 440 feet of the South 606 feet of the East 495 feet thereof. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the south line of said North Half of the Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the south line of said North Half of the Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet to the point of beginning of the line to be described; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the south line of said North Half of the Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Northeast Quarter and on the south line of said North Half of the Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 39 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The South ½ of the Northeast ¼ of Section 27, Township 113, Range 18, Dakota County, Minnesota except that part lying North of the following described line: Commencing at a point on the East line of the Northeast ¼; thence on a bearing of South along said East line 46.42 feet to the point of beginning of the line to be described; thence North 40 degrees 00 minutes 00 seconds West 610.04 feet to the North line of the South ½ of the Northeast ¼ and there terminating, and also except that part of the Southeast ¼ of the Northeast ¼ described as follows: Commencing at the Southeast corner of the Northeast ¼; thence running North 300 feet; thence West 200 feet; thence South 300 feet; thence East 200 feet to the place of beginning, except that portion thereof which lies Northerly of a line run parallel with and distant 184 feet Southwesterly of the following described line: From a point on the East line of Section 27, distant 326.4 feet North of the East Quarter corner thereof; thence run Northwesterly at an angle of 40 degrees 47 minutes with said East section line for 199.97 feet to the point of beginning of the line to be

described; thence run Southeasterly along the last described course for 100 feet; thence deflect to the right on a 1 degree 30 minute curve (delta angle 21 degrees 13 minutes 58 seconds) for 1414.52 feet and there terminating. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the north line of said South Half of the Northeast Quarter and the point of beginning of the line to be described; thence South 38 degrees 08 minutes 14 seconds East a distance of 878.85 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Northeast Quarter and on said easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence North 89 degrees 48 minutes 09 seconds East, assumed bearing along the north line of said Northeast Quarter, a distance of 1103.36 feet; thence South 30 degrees 11 minutes 56 seconds East a distance of 648.38 feet; thence South 38 degrees 08 minutes 14 seconds East a distance of 956.96 feet to the north line of said South Half of the Northeast Quarter and the point of beginning of the line to be described; thence South 38 degrees 08 minutes 14 seconds East a distance of 878.85 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said South Half of the Northeast Quarter and on said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 40 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest Quarter (NW ¼) of Section Twenty-six (26), Township One Hundred Thirteen (113) North of Range Eighteen (18) West, excepting therefrom the following parcels, to-wit: Commencing at the Southwest corner of said Northwest Quarter (NW ¼) thence North along the West line of said Northwest Quarter (NW ¼) for 1252.65 feet; thence East at right angles 952.00 feet to the actual point of beginning of the tract to be described; thence continuing East along the last described course 320.00 feet; thence North at right angles 636.43 feet to the centerline of a town road; thence deflecting to the left 119°53’00” along said centerline in a Southwesterly direction for 369.07 feet to an intersection with a line drawn North from the actual point of beginning at right angles to the South line of the tract herein described; thence South along said right angle line 452.55 feet to the point of beginning. Containing 4.0 acres, and subject to road over the Northwesterly line 33.0 feet as measured at right angles to the Northwesterly line of said tract. Excepting also all that part of the following described tract: The Southwest Quarter of the Northwest Quarter (SW ¼ of NW ¼) of Section Twenty-six (26), Township One Hundred Thirteen (113) North, Range Eighteen (18) West, which lies Southwesterly of a line run parallel with and distant 100 feet Northeasterly of the following described line: From a point on the West line of said Section Twenty-six (26), distant 326.1 feet North of the West quarter corner thereof, run Northwesterly at an angle of 40°47’ with said West section line for 199.97 feet to the point of beginning of the line to be described, thence run Southeasterly along the last described course for 100 feet thence deflect to the right on a 1°30’ curve (delta angle 21°13’58”) for 1415.52 feet and there terminating, together with a triangular piece adjoining and Northeasterly of the above described strip and Southwesterly of the following described line: Beginning at a point on the Northeasterly boundary of the above described strip, distant 100 feet Southeasterly of its intersection with the Easterly right-of-way line of the public road running along the West line of said Section Twenty-six (26); thence run

Northwesterly to a point on said Easterly right-of-way line, distant 100 feet Northerly of said intersection, containing 1.31 acres, more or less, in addition to the existing highways, together with all right of access, being the right of ingress to and egress from that portion of the above described tract, not acquired herein, to Trunk Highway # 52, except that the abutting owner shall retain the right of access by way of the above mentioned public road. Also excepting: Commencing at the Southwest corner of said Northwest Quarter (NW ¼); thence North along the West line of said Northwest Quarter (NW ¼) for 670 feet to the place of beginning; running thence east 264 feet; thence North 165 feet; thence West 264 feet; thence South 165 feet to place of beginning, being 1 acre, more or less. Excepting also, roadway easements or rights-ofway of record. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence North 39 degrees 03 minutes 47 seconds West a distance of 587.00 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Northwest Quarter and on said easterly right of way line of State Trunk Highway Number 52. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southwest corner of said Northwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the south line of said Northwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence North 39 degrees 03 minutes 47 seconds West a distance of 587.00 feet to the easterly right of way of State Trunk Highway Number 52, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the south line of said Northwest Quarter and on said easterly right of way line of State Trunk Highway Number 52. Said temporary easement is to expire on June 1, 2008. Parcel 41 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest ¼ of Section 26, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence South 39 degrees 03 minutes 47 seconds East a distance of 3403.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence North 89 degrees 51 minutes 09 seconds East, assumed bearing along the north line of said Southwest Quarter, a distance of 427.69 feet to the point of beginning of the line to be described; thence South 39 degrees 03 minutes 47 seconds East a distance of 3403.00 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the north line of said Southwest Quarter and on the south line of said Southwest Quarter and on the east line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 42 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Northwest ¼ of Section 35, Township 113, Range 18, excepting therefrom 8.33 acres released

May 20, 2010

45A

for highway purposes. Excepting therefrom the South 330 feet of the Southeast ¼ of the Northwest ¼ lying Easterly of the easterly right of way of U.S. Highway 52 except the East 102.00 feet thereof. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of said Northwest Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the east line of said Northwest Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence North 32 degrees 48 minutes 02 seconds West a distance of 155.65 feet; thence North 39 degrees 03 minutes 47 seconds West a distance of 6.68 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Northwest Quarter and on the north line of said Northwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northeast corner of said Northwest Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the east line of said Northwest Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence North 32 degrees 48 minutes 02 seconds West a distance of 155.65 feet; thence North 39 degrees 03 minutes 47 seconds West a distance of 6.68 feet to the north line of said Northwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Northwest Quarter and on the north line of said Northwest Quarter. Said temporary easement is to expire on June 1, 2008 Parcel 43 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East ½ of the Northeast ¼ of Section 35, Township 113, Range 18, Dakota County, Minnesota, and the West ½ of the Northeast ¼ of Section 35, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Northeast Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the west line of said Northeast Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence South 32 degrees 48 minutes 02 seconds East a distance of 7.78 feet; thence South 41 degrees 34 minutes 29 seconds East a distance of 2993.82 feet; thence South 40 degrees 52 minutes 30 seconds East a distance of 327.37 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northeast Quarter and on the south line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Northeast Quarter; thence South 00 degrees 14 minutes 10 seconds East, assumed bearing along the west line of said Northeast Quarter, a distance of 136.47 feet to the point of beginning of the line to be described; thence South 32 degrees 48 minutes 02 seconds East a distance of 7.78 feet; thence South 41 degrees 34 minutes 29 seconds East a distance of 2993.82 feet; thence South 40 degrees 52 minutes 30 seconds East a distance of 327.37 feet to the south line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Northeast Quarter and on the south line of said Northeast Quarter and on the north line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 44 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southeast 1/4 of Section 35, Township 113, Range 18, Dakota County, Minnesota, except that part of the Southeast Quarter of Section 35, Township 113, Range 18, lying southwesterly of Minnesota State Highway No. 52, Dakota County, Minnesota. Which lies within a perpetual ease-

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46A

May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

(Continued from previous page) ment for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northeast corner of said Southeast Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the east line of said Southeast Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 682.09 feet to the north line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Southeast Quarter and on the north line of said Southeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northeast corner of said Southeast Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the east line of said Southeast Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 682.09 feet to the north line of said Southeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the east line of said Southeast Quarter and on the north line of said Southeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 45: intentionally omitted Parcel 46 A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The Southwest Âź of Section 36, Township 113, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the northwest corner of said Southwest Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the west line of said Southwest Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence South 40 degrees 52 minutes 30 seconds East a distance of 2804.28 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Southwest Quarter and on the south line of said Southwest Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the northwest corner of said Southwest Quarter; thence South 00 degrees 15 minutes 38 seconds East, assumed bearing along the west line of said Southwest Quarter, a distance of 516.81 feet to the point of beginning of the line to be described; thence South 40 degrees 52 minutes 30 seconds East a distance of 2804.28 feet to the south line of said Southwest Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on the west line of said Southwest Quarter and on the south line of said Southwest Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 47 Revised March 7, 2007 â&#x20AC;&#x201C; point of commencement A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The west 56.38 acres of the Northeast Âź of Section 1, Township 112, Range 18, except that part that lies South of County Road 86, Dakota County, Minnesota, and the West 70 acres of the East 103.6 acres of the Northeast Âź of Section 1, Township 112, Range 18, Dakota County, Minnesota. Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter and the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 2427.15 feet to the north line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east

8.40 chains of the Northeast Quarter and the north line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter and the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 2427.15 feet to the north line of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the north line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. Parcel 48: intentionally omitted Parcel 49 Revised March 7, 2007 â&#x20AC;&#x201C; point of commencement A perpetual easement for pipeline purposes and a temporary easement for construction purposes over, under and across that part of the following described property: The East 8.40 Chains of Section 1, Township 112, Range 18, Dakota County, Minnesota that lies North of old Highway 52 (now Highway 86). Which lies within a perpetual easement for pipeline purposes, being 40.00 feet in width, the centerline of said easement is described as follows: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the east line of said Northeast Quarter. And also: Which lies within a temporary easement for construction purposes, lying northeasterly of said perpetual pipeline easement and southwesterly of a line 100.00 feet northeasterly of the following described line: Commencing at the southeast corner of said Northeast Quarter; thence North 00 degrees 16 minutes 48 seconds West, assumed bearing along the east line of said Northeast Quarter, a distance of 154.94 feet to the point of beginning of the line to be described; thence North 40 degrees 52 minutes 30 seconds West a distance of 851.99 feet to the west line of the east 8.40 chains of said Northeast Quarter, said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate on said west line of the east 8.40 chains of the Northeast Quarter and the east line of said Northeast Quarter. Said temporary easement is to expire on June 1, 2008. EXHIBIT B COLLATERAL All of Greater Minnesota Transmission, LLCâ&#x20AC;&#x2122;s (the â&#x20AC;&#x153;Debtorâ&#x20AC;?) right, title and interest in and to (a) all of the buildings, structures and other improvements now standing or at any time hereafter constructed or placed upon the land as described on Exhibit â&#x20AC;&#x153;Aâ&#x20AC;? (the â&#x20AC;&#x153;Landâ&#x20AC;?); (b) all heating, plumbing and lighting apparatus, elevators and motors, engines and machinery, electrical equipment, incinerator apparatus, air conditioning apparatus, water and gas apparatus, pipes, water heaters, refrigerating plant and refrigerators, water softeners, carpets, carpeting, storm windows and doors, window screens, screen doors, storm sash, window shades or blinds, awnings, locks, fences, trees, shrubs, and all other ďŹ xtures, equipment and personal property of every kind and nature whatsoever now or hereafter owned by the Debtor and attached or afďŹ xed to the Land, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (c) all hereditaments, easements, rights, privileges and appurtenances now or hereafter belonging, attached or in any way pertaining to the Land or to any building, structure or improvement now or hereafter located thereon; (d) the immediate and continuing right to receive and collect all rents, income, issues and proďŹ ts now due and which may hereafter become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or part of the Land now, heretofore or hereafter made or agreed to by Debtor; (e) all of the leases and agreements described in (d) above, together with all

guarantees therefor and any renewals or extensions thereof; and (f) all insurance and other proceeds of, and all condemnation awards with respect to, the foregoing. AND All of the Debtorâ&#x20AC;&#x2122;s right, title and interest in and to all Assets of the Debtor, including, but not limited to, the following: (a) all ďŹ xtures, equipment, vehicles and personal property of every kind and nature whatsoever now owned or hereafter owned, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (b) all Accounts, Chattel Paper, Commercial Tort or other claims, and General Intangibles; (c) all inventory now owned or hereafter owned; and, (d) any additions and accessions thereto, replacements thereof, and all insurance, condemnation and other products or proceeds of the foregoing; all of the above more fully described in that certain Security Agreement from the Debtor to the Secured Party dated August 23, 2007, and made a part hereof by this reference. AND 1. All plans and speciďŹ cations, engineering work, architectural work and plans, and the like, together with all drawings and notes accompanying or made a part of the plans and speciďŹ cations, engineering work, architectural work and plans, and the like, which have been or will be prepared and are being used or will be used in connection with the construction and operations of the Project (the â&#x20AC;&#x153;Plans and SpeciďŹ cationsâ&#x20AC;?). 2. That certain Firm Gas Transportation Agreement between the Borrower and Northern States Power Company d/b/a Xcel Energy dated April 10, 2006 (the â&#x20AC;&#x153;Xcel Energy Agreementâ&#x20AC;?). 3. That certain Facility Agreement between Invenergy Cannon Falls, LLC and the Borrower dated April 10, 2006 (the â&#x20AC;&#x153;Invenergy Agreementâ&#x20AC;?). 4. All franchise rights of the Borrower as granted pursuant to City of Cannon Falls Goodhue County, Minnesota Ordinance No. 273 passed and approved on June 7, 2007 (the â&#x20AC;&#x153;Franchise Rightsâ&#x20AC;?). 5. That certain letter agreement to the Borrower from the Department of the Army, St. Paul District, Corps of Engineers dated March 6, 2007 regarding the River Crossing Permit under Section 10 of the Rivers and Harbors Act (the â&#x20AC;&#x153;River Crossing Permitâ&#x20AC;?). 6. That certain letter agreement to the Borrower from Northern Natural Gas Company dated September 25, 2006 (the â&#x20AC;&#x153;Northern Letter Agreementâ&#x20AC;?). 7. That certain Order Granting Partial Exemption, Designating Pipeline Route and Issuing Pipeline Route Permit under Docket No. PL 6580/GP 06 931 from the Minnesota Public Utilities Commission to the Borrower under Service Date of October 27, 2006 (the â&#x20AC;&#x153;Pipe Line Permitâ&#x20AC;?). 8. Those certain road crossing permits issued to the Borrower by the Dakota County Highway Department and the Minnesota Department of Transportation (collectively the â&#x20AC;&#x153;Road Crossing Permitsâ&#x20AC;?). 9. That certain nationwide storm water permit issued to the Borrower by the Minnesota Pollution Control Agency (the â&#x20AC;&#x153;Storm Water Permitâ&#x20AC;?). 10. That certain License for Utility to Cross Protected Waters issued under License No. 144 065 6556 with an effective date of January 1, 2007 by the Minnesota Department of Natural Resources to the Borrower (the â&#x20AC;&#x153;DNR Licenseâ&#x20AC;?). Dated this 15th day of April, 2010 _______________________________ Sheriff of Dakota County By: ___________________________ Deputy Sheriff LEONARD, Oâ&#x20AC;&#x2122;BRIEN SPENCER, GALE & SAYRE, LTD. By: ____________________________ James M. Jorissen, #262833 Andrew J. Budish, #388255 Attorney for Plaintiff Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 418966

2147571 4/15-5/20/10 ______________________________________

PUBLIC NOTICE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 9375 West 176th Street, Lakeville, MN 55044 TAX PARCEL I.D. #: 226610121001 L E G A L D E S C R IP T ION OF PROPERTY: Lot 21, Block 1, Sanasha Knolls 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,759.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1976 0003675397 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185032 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H. Wehling and Patricia Wehling, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002, Dakota County Recorder, Document #: 1901030 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank, Dated: April 19, 2006, Recorded: April 25, 2006, Document #: 2423050 And thereafter assigned to: Countrywide Home Loans Servicing, LP, Dated: February 5, 2009 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker : America's Wholesale Lender Residential Mortgage Servicer : Countrywide Home Loans Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 13223 Danube Ave Rosemount, MN 55122 Tax Parcel ID No : 34 25100 080 04

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $375,796.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 19, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 054975-60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 9, 2009, at 10:00 A.M., has been postponed to May 7, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: April 9, 2009 Countrywide Home Loans Servicing, LP. Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 7, 2009, at 10:00 A.M., has been postponed to June 18, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: May 7, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2009 at 10:00 am has been postponed to August 6, 2009 at 10:00 am at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: June 17, 2009 Countrywide Home Loans Servings, LP Assignee of Mortgage Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 6, 2009 at 10:00 a.m. has been postponed to September 17, 2009 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: August 6, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford

James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2009, at 10:00 A.M., has been postponed to October 22, 2009, at 10:00 A.M. at the Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: September 17, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009, at 10:00 A.M., has been postponed to November 19, 2009, at 10:00 A.M. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: October 22, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2009 at 10:00 A.M. has been postponed to January 14, 2010 at 10:00 A.M. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: November 19, 2009 BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 a.m. has been Postponed to February 25, 2010 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: June 18, 2008 BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 a.m. has been postponed to March 25, 2010 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, in said County and State. Dated: February 25, 2010 BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 a.m. has been postponed to April 22, 2010 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: March 25, 2010 BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. Assignee of Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 22, 2010 at 10:00 a.m. has been Postponed to May 13, 2010 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: April 20, 2010 BAC Home Loans Servicing, LP

��

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 a.m. has been postponed until June 17, 2010 at 10:00 a.m. at the Main Office of the Sheriff, Dakota County Law Enforcement Center, 1560 West Highway 55, Hastings, MN, in said County and State. Dated: May 12, 2010 Mortgage Electronic Registration Systems, Inc Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 054975-60541 2189282 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 , 2006 MORTGAGORS:L o r r a i n e A n n F i s cher and Loretta Marie Fischer, both single. MORTGAGEE:Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406813. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMC Specialty Mortgage LLC f/k/a/ WM Specialty Mortgage LLC, Dated: February 27, 2008, Recorded: March 5, 2008, Document No. 2575871. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 419 Wood Way, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481228004 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 4, Wood Park Plat Thirteen, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,408.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: May 4, 2010. JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2952 0690883087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186994 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 27, 2007 MORTGAGORS:M i n d y L a n g a n d Joseph Lang, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 4, 2008, Dakota County Recorder, Document No. 2564596. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268300114093 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 658 143rd Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84808-200-01 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Wood Park Plat 9, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,490.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$168,647.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1004 6830011409 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186786 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 9, 2009 MORTGAGOR:Michael M. Bergeron, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 13, 2009, Dakota County Recorder, Document No. 2643501. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 30, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000013368 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 715 12th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22505-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, East Farmington 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,739.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,022.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3859 1120611439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186884 5/13-6/17/10

PUBLIC NOTICE

County Recorder, Document No. 2285023. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 14, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5329 185th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950809002 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Dakota County Estates 9th Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$169,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,858.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 28, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2052 0003761713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185083 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Alan Wayne Martin and Sandra T Martin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 22, 2005 Dakota County Recorder Document Number: 2314980 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2005-2 Asset Backed Notes Dated: March 16, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721181 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105030231693 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19425 Everest Path, Farmington, MN 55024-7106 Tax Parcel ID Number:

��

�� will �� be �� sold by the property T a x P a r c e l �� ID Num b e r : described Sheriff of said county as follows: 14-77500-060-04 DATE AND TIME OF SALE: July 1, LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Troyhill, Dakota 2010 at 10:00 AM County, Minnesota. PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, D U E A S O F D A T E O F N O T I C E : Lobby #S-100, Hastings, MN to pay the debt then secured by said $250,085.61 THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of said sale by the mortgagor(s), their part thereof; PURSUANT to the power of sale con- personal representatives or assigns t a i n e d i n s a i d m o r t g a g e , t h e unless reduced to Five (5) weeks under above-described property will be sold MN Stat. §580.07. TIME AND DATE TO VACATE PROPby the Sheriff of said county as folERTY: If the real estate is an lows: DATE AND TIME OF SALE: June 25, owner-occupied, single-family dwelling, unless otherwise provided by law, 2010 at 10:00 AM PLACE OF SALE: Dakota County the date on or before which the mortLaw Enforcement Center, 1580 High- gagor(s) must vacate the property if the way 55, Lobby S-100, Hastings, Minne- mortgage is not reinstated under section 580.30 or the property is not sota to pay the debt secured by said mort- redeemed under section 580.23 is gage and taxes, if any, on said pre- 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM mises and the costs and disbursements, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE:None "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. If the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G December 25, 2010, or the next busi- OTHER THINGS, THAT THE MORTness day if December 25, 2010 falls on GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL obligation: NONE THIS COMMUNICATION IS FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." Dated: May 4, 2010. ING TO COLLECT A DEBT. ANY CitiMortgage, Inc. INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE By: Paul A. Weingarden ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 952) 925-6888 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- 10-3811 RESENTATIVES OR ASSIGNS, MAY BE 8391233 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 5/13-6/17/10 MINNESOTA STATUTES, SECTION 2186893 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF VOLUNTARY WITH A RESIDENTIAL DWELLING OF MORTGAGE FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT Date: May 6, 2010 PROPERTY USED IN AGRICULTURAL YOU ARE NOTIFIED THAT PRODUCTION, AND ARE ABANDONED. 1. Default has occurred in the condiDATED: May 13, 2010 A S S I G N E E O F M O R T G A G E E : tions of a Mortgage, dated August 21, Deutsche Bank National Trust 2007, given by Minnesota Land DevelCompany, as Indenture Trustee, opment Group, Inc., as mortgagor, to on behalf of the holders of the Source Construction Capital, LLC, as Accredited Mortgage Loan Trust mortgagee. Such mortgage was filed with the County Recorder, Dakota 2005-2 Asset Backed Notes County, Minnesota on August 23, 2007 Wilford & Geske, P.A. as Document No. 2539706. Assigned Attorneys for Assignee of Mortgagee to: SCC Funding I, LLC by assignment Lawrence A. Wilford dated August 21, 2007, filed August 23, James A. Geske 2007 with such office as Document No. 8425 Seasons Parkway, Suite 105 2539707. Woodbury, MN 55125-4393 2. The original principal amount (651) 209-3300 secured by the Mortgage was: File Number: 013332F01 $300,000.00 2182718 5/13-6/17/10 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been NOTICE OF MORTGAGE released from liability on the Mortgage. FORECLOSURE SALE THE RIGHT TO VERIFICATION 4. The holder of the Mortgage has OF THE DEBT AND IDENTITY OF complied with all conditions preceTHE ORIGINAL CREDITOR WITHIN d e n t t o a c c e l e r a t i o n o f t h e d e b t THE TIME PROVIDED BY LAW IS secured by the Mortgage and foreclosure of the Mortgage, and all notice NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that and other requirements of applicable default has occurred in conditions of statutes. 5 . A t t h e d a t e o f t h i s n o t i c e , t he the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , amount due on the Mortgage, and taxes, if any, paid by the holder of the 2004 MORTGAGORS:Mesay T. Hayle and Mortgage is: $369,631.84 6. Pursuant to the power of sale in the Hiwot Mulugeta, husband and wife. MORTGAGEE:Mortgage Electronic Mortgage, the Mortgage will be foreclosed, and the land described as folRegistration Systems, Inc. DATE AND PLACE OF RECORDING: lows: Recorded April 21, 2004, Dakota Lots 2, 3, 4, 5, 6, 7, 8 and 9, Block 3, C o u n t y R e c o r d e r , D o c u m e n t N o . Common Interest Community No. 567, Glendale Heights 3rd Addition, 2196766. A S S I G N M E N T S O F M O R T G A G E : together with appurtenant easements Assigned to: CitiMortgage, Inc., c r e a t e d p u r s u a n t t o D e c l a r a t i o n , Dated: June 19, 2006, Recorded: July Document No. 2447545, as amended, Dakota County, Minnesota 6, 2006, Document No. 2443133. TRANSACTION AGENT: Mortgage will be sold by the Sheriff of Dakota County, Minnesota, at public auction Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - on June 15, 2010 at 10:00 a.m., at the GAGE IDENTIFICATION NUMBER ON Sheriff's office, located at 1580 Highway 55, Hastings, Minnesota, 55033, to MORTGAGE: 100200900000037660 LENDER OR BROKER AND MORT- pay the debt then secured by said G A G E O R I G I N A T O R S T A T E D O N Mortgage and taxes, if any, on said MORTGAGE: United Residential Mort- premises, and the costs and disbursements, including attorneys' fees gage, LLC R E S I D E N T I A L M O R T G A G E S E R - allowed by law. 7. The time allowed by law for redempVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: tion by Mortgagor or Mortgagor's per4571 Cinnamon Ridge Trail, Eagan, MN sonal representatives or assigns is two (2) months after the date of sale. Each 55122 T A X P A R C E L I . D . # : holder of a junior lien may redeem in the order and manner provided in Min10-17400-040-02 LEGAL DESCRIPTION OF PROP- nesota Statutes §582.32, Subd. 9, beginning after the expiration of the ERTY: mortgagor's redemption period. Lot 4, Block 2, Cinnamon Ridge COUNTY IN WHICH PROPERTY IS 8. This mortgage foreclosure is being conducted in accordance with the LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated MORTGAGE:$206,654.00 AMOUNT DUE AND CLAIMED TO BE January 0, 1900. DUE AS OF DATE OF NOTICE, INCLUD- Property Address:2 6 9 2 , 2 6 9 4 , 2 6 9 6 , ING TAXES, IF ANY, PAID BY MORT- 2698, 2700, 2702, 2704, 2706 Rushmore Road, Hastings, MN 55033 GAGEE:$201,851.83 That prior to the commencement of Parcel No(s).:19-29702-090-03; -080-03; this mortgage foreclosure proceeding -070-03; -060-03; -050-03; -040-03; Mortgagee/Assignee of Mortgagee com- -030-03; -020-03 plied with all notice requirements as Mortgage ID No.1053-10551 required by statute; That no action or Servicer:None proceeding has been instituted at law PETERSEN, PLC or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the ��

PUBLIC NOTICE

�� PETERSEN, PLC Attorneys for SCC Funding I, LLC, Assignee Mark A. Petersen (Atty. No. 278580) 228 East Chestnut Street, Suite 3 Stillwater, MN 55082 651-351-0500 SCC.022 / 1053-10551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2178868 5/13-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2186921 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 2, 2005 MORTGAGOR:L y d i a D . F r a z i e r , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 12, 2005, Dakota County Recorder, Document No. 2321363. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 29, 2008, Recorded: November 10, 2008, Document No. 2622029. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908264687 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: US Bancorp Advantage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15600 Dwellers Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-105-21 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1105, Common Interest Community No. 397, Bayside, a condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$206,468.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-44 7890826468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186782 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,150.00 MORTGAGOR(S): Sareen Steward and Henry L Steward, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 11, 2007 Dakota County Recorder Document Number: 2550046 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage,

And assigned to: Suntrust Mortgage, Inc. Dated: April 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402059856173 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 62 Walden St, Burnsville, MN 55337-3682 Tax Parcel ID Number: 02-83402-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), Walden Townhouses Plat 3, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,979.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2011, or the next business day if January 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014275F01 2184816 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,400.00 MORTGAGOR(S): Marilyn Ross, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 14, 2002 Dakota County Recorder Document Number: 1946525 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15508 Flyboat Ln, Apple Valley, MN 55124-6021 Tax Parcel ID Number: 01-63402-164-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164, Community Interest Community No. 282, Regatta Village Homes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $100,491.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE:February 26, 2007 MORTGAGORS:R i c h a r d E i n e r t s o n and Rosa Einertson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered March 28, 2007, Dakota County Registrar of Titles, Document No. 608175, Certificate of Title No. 130177. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 23, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120052089 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4018 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71161-170-05 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Five (5) in South Grove No. 12, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$204,522.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$230,882.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1001 6800079227 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186784 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 9 , 2008 MORTGAGORS:Michelle Kuyatt and Brian S. Kuyatt, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2008, Dakota County Recorder, Document No. 2616420. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100113800001146443 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Land Home Financial Services RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17590 Italy Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221940204002 LEGAL DESCRIPTION OF PROPERTY: Lot Four, Block Two, Dakota Heights Third Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$323,727.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$330,125.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010.

Dated: May 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 2005671960 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186808 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $419,050.00 MORTGAGOR(S): John E Beesley and Suzanne M Beesley, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 28, 2006 Dakota County Recorder Document Number: 2456995 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-through Certificates, Series AMQ 2006-HE7 Dated: August 16, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3636 Crestridge Ct, Eagan, MN 55123-2308 Tax Parcel ID Number: 10-15401-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Buffer Hills Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $428,396.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-through Certificates, Series AMQ 2006-HE7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014025F01 2182957 5/13-6/17/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Samson T Gemta, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 09, 2005 Dakota County Recorder Document Number: 2329177 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278850194940 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy, Burnsville, MN 55337-2868 Tax Parcel ID Number: 02-52001-307-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 307, Apartment Ownership No. 18, Windham Hills, a condominium, located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $112,223.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014319F01 2184800 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Mark J Smith and Shannon M Smith, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 11, 2006 Dakota County Recorder Document Number: 2419597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495705642902 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 18609 Esquire Way, Farmington, MN 55024-8643 Tax Parcel ID Number: 14-50503-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Nelsen Hills Farm 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $421,913.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 25, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F01 2191418 5/20/10

PUBLIC NOTICE

Recorded September 19, 2006, Dakota County Recorder, Document No. 2462412. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: August 28, 2006, Recorded: September 19, 2006, Document No. 2462413. And thereafter assigned to: Chase Home Finance LLC, Dated: January 5, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 883 Stryker Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-38000-020-22 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 22, Jackson & Bidwell's Addition to West St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$216,401.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7597 1064079750 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7597 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2189234 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTER-

DATE AND PLACE OF REGISTER ING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2196458 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Scott Frykholm, a single person

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�� single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE Recorded: October 04, 2007 Dakota THE RIGHT TO VERIFICATION County Recorder OF THE DEBT AND IDENTITY OF Document Number: 2548362 THE ORIGINAL CREDITOR WITHIN ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Association NOTICE IS HEREBY GIVEN, that Dated: December 17, 2009 R e c o r d e d : D e c e m b e r 3 0 , 2 0 0 9 default has occurred in conditions of the following described mortgage: Dakota County Recorder DATE OF MORTGAGE:June 13, 2007 Document Number: 2704981 MORTGAGORS:Renee A. Norgaard Transaction Agent: Mortgage Elecand Kenneth E. Norgaard, wife and tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- husband. MORTGAGEE:Mortgage Electronic cation Number: 100137510000304560 Lender or Broker: Lakeland Mort- Registration Systems, Inc. DATE AND PLACE OF RECORDING: gage Corporation Recorded June 22, 2007, Dakota Residential Mortgage Servicer: U.S. County Recorder, Document No. Bank Home Mortgage 2525881. Mortgage Originator: Not Applicable ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: U.S. Bank, N.A., Dated: LOCATED: Dakota Property Address: 5310 180th St W, March 1, 2010. TRANSACTION AGENT: Mortgage Farmington, MN 55024-9275 T a x P a r c e l I D N u m b e r : Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT14-19500-330-07 L E G A L D E S C R I P T I O N O F P R O P - GAGE IDENTIFICATION NUMBER ON ERTY: Lot 33, Block 7, Dakota County MORTGAGE: 100021278926806311 LENDER OR BROKER AND MORTEstates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE G A G E O R I G I N A T O R S T A T E D O N D U E A S O F D A T E O F N O T I C E : MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SER$255,696.60 THAT all pre-foreclosure require- VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: ments have been complied with; that no action or proceeding has been insti- 15770 Hallmark Path, Apple Valley, MN 55124 the to recover at law or otherwise tuted T A X P A R C E L I . D . # : debt secured by said mortgage, or any 01-49105-070-03 part thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the Lot 7, Block 3, Morningview Sixth above-described property will be sold Addition by the Sheriff of said county as folCOUNTY IN WHICH PROPERTY IS lows: DATE AND TIME OF SALE: February LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County MORTGAGE:$226,400.00 AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMinnesota t o p a y t h e d e b t s e c u r e d b y s a i d GAGEE:$232,277.49 That prior to the commencement of mortgage and taxes, if any, on said p r e m i s e s a n d t h e c o s t s a n d this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comdisbursements, including attorney fees allowed by law, subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law or otherwise to recover the debt personal representatives or assigns. If the Mortgage is not reinstated secured by said mortgage, or any part u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e thereof; PURSUANT to the power of sale conproperty is not redeemed under Minn. Stat. §580.23, the Mortgagor must tained in said mortgage, the above vacate the property on or before 11:59 described property will be sold by the p.m. on August 18, 2010, or the next Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Mortgagor(s) released from financial Enforcement Center, 1580 Hwy 55, obligation: NONE THIS COMMUNICATION IS FROM Lobby #S-100, Hastings, MN A DEBT COLLECTOR ATTEMPTING to pay the debt then secured by said T O C O L L E C T A D E B T . A N Y Mortgage, and taxes, if any, on said INFORMATION OBTAINED WILL BE premises, and the costs and disbursements, including attorneys' fees USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF allowed by law subject to redemption THE DEBT AND IDENTITY OF THE within six (6) months from the date of ORIGINAL CREDITOR WITHIN THE said sale by the mortgagor(s), their T I M E P R O V I D E D B Y L A W I S N O T personal representatives or assigns unless reduced to Five (5) weeks under AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. TIME AND DATE TO VACATE PROPREDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL ERTY: If the real estate is an single-family dwellowner-occupied, REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF ing, unless otherwise provided by law, A J U D I C I A L O R D E R I S E N T E R E D the date on or before which the mortU N D E R M I N N E S O T A S T A T U T E S , gagor(s) must vacate the property if the SECTION 582.032, DETERMINING, mortgage is not reinstated under secAMONG OTHER THINGS, THAT THE tion 580.30 or the property is not M O R T G A G E D P R E M I S E S A R E redeemed under section 580.23 is I M P R O V E D W I T H A R E S I D E N T I A L 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN FINANCIAL OBLIGATION ON MORTAGRICULTURAL PRODUCTION, AND GAGE:None "THE TIME ALLOWED BY LAW FOR ARE ABANDONED. REDEMPTION BY THE MORTGAGOR, DATED: January 07, 2010 THE MORTGAGOR'S PERSONAL REPASSIGNEE OF MORTGAGEE: RESENTATIVES OR ASSIGNS, MAY BE U.S. Bank National Association REDUCED TO FIVE WEEKS IF A JUDIWilford & Geske, P.A. CIAL ORDER IS ENTERED UNDER Attorneys for Assignee of Mortgagee MINNESOTA STATUTES, SECTION Lawrence A. Wilford 582.032, DETERMINING, AMONG James A. Geske OTHER THINGS, THAT THE MORT8425 Seasons Parkway, Suite 105 GAGED PREMISES ARE IMPROVED Woodbury, MN 55125-4393 WITH A RESIDENTIAL DWELLING OF (651) 209-3300 LESS THAN FIVE UNITS, ARE NOT File Number: 010750F01 PROPERTY USED IN AGRICULTURAL NOTICE OF POSTPONEMENT OF P R O D U C T I O N , A N D A R E MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ABANDONED." Dated: March 11, 2010. for February 18, 2010 at 10:00 AM has U.S. Bank, N. A. been postponed to May 20, 2010 at Mortgagee/Assignee of Mortgagee 10:00 AM in the Dakota County Law USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of said County and State. Mortgagee DATED: February 18, 2010 4500 Park Glen Road #300 ASSIGNEE OF MORTGAGEE: Minneapolis, MN 55416 U.S. Bank National Association (952) 925-6888 NOTICE OF POSTPONEMENT OF 19-854 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 7892680631 for May 20, 2010 at 10:00 AM has been THIS IS A COMMUNICATION FROM postponed to July 08, 2010 at 10:00 A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF AM in the Dakota County Law MORTGAGE FORECLOSURE SALE Enforcement Center, 1580 Highway 55, Pursuant to the provisions of MinneLobby S-100, Hastings, Minnesota in sota Statutes 580.07, the foregoing said County and State. foreclosure sale is postponed until DATED: May 20, 2010 June 18, 2010 at 10:00 am at the ASSIGNEE OF MORTGAGEE: Sheriff's Office, Law Enforcement CenU.S. Bank National Association ter, 1580 Hwy 55, Lobby #S-100, HastWilford & Geske, P.A. ings, MN, in said county and state. Attorneys for Assignee Of Mortgagee: Dated: May 12, 2010. Lawrence A. Wilford U.S. Bank, N. A. James A. Geske Mortgagee/Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Woodbury, MN 55125-4393 By: Paul A. Weingarden (651) 209-3300 Attorneys for Mortgagee/Assignee of File Number: 010750F01 2194100 5/20/10 Mortgagee

PUBLIC NOTICE

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�� Minneapolis, MN 55402 612-573-3677 �� Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2188528 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): James L Stewart, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000883391 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 22, 2006, as Document No. 2483678 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Dated: March 30, 2007 , and recorded March 9, 2010 by Document No. 2718431 . LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Scott Highlands Fourth Addition. PROPERTY ADDRESS: 14347 Garland Ave, Apple Valley, MN 55124 PROPERTY I.D: 01-66503-010-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-One Thousand Six Hundred Twenty-Six and 06/100 ($131,626.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance ith all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499059 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for May 11, 2010 at 10:00 AM , has been postponed to June 15, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: May 11, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Attorneys for Assignee of Mortgage/Mortgagee Jennifer K. Fischer Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402

Our File No. 10MN00066-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3559571 05/20/2010 2193837 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 MORTGAGOR(S): Ryan P. Dugan, Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523306 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 15, 2009 Recorded: May 01, 2009 Dakota County Recorder Document Number: 2654006 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604740310778 Lender or Broker: Homecomings Financial, LLC (f/k/a Homecomings Financial Network, Inc.) Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7803 Glenda Ct, Saint Paul, MN 55124-7416 Tax Parcel ID Number: 011640420001 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Carrollwood Village Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,253.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001074F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 15, 2010 at 10:00 AM has been postponed to June 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

Lobby S 100, Hastings, Minnesota in said County and State. DATED: March 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 14, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001074F01 2195050 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Scott T. Orman and Julie Orman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 14, 2008 Dakota County Recorder Document Number: 2577825 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 11, 2010 Recorded: February 17, 2010 Dakota County Recorder Document Number: 2714631 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100310900000116628 Lender or Broker: GSF Mortgage Corp Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1333 9th Ave S, South Saint Paul, MN 55075-3310 Tax Parcel ID Number: 363300015000 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Hirte Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,704.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012796F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 22, 2010 at

been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 22, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012796F01 2194151 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 22, 2006 MORTGAGOR:Amber M. Arrison, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 21, 2006, Dakota County Registrar of Titles, Document No. 586717, Certificate of Title No. 133925. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 9, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060710000862895 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Millennia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3951 77th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71163-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen, Block One in South Grove No. 14 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$45,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$44,569.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3555 770920836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3555 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2197128 5/20/10

PUBLIC NOTICE

FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 10, 2010. Bank of America, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 3013191915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 12, 2010. Bank of America, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2189338 5/20/10

PUBLIC NOTICE

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11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 11, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 2003441949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 THIS IS A COMMUNICATION FROM A DEBT NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196981 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Dean T. French and Amy S. French, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 14, 2006 Dakota County Recorder Document Number: 2475512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506562759002 Lender or Broker: GMAC Mortgage Corporation DBA ditech.com Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19002 Embry Ave, Farmington, MN 55024-9188 Tax Parcel ID Number: 14-58652-010-02 LEGAL DESCRIPTION OF PROPERTY: All that parcel of Land in City of Dakota County, State of Minnesota, as more fully described in Deed Doc # 1913248, ID# 14-58652-010-02, being known and designated as: Real Property in Dakota County, Minnesoat, described as follows: Lot 1, Block 2, Prairie Creek Third Addition, Prairie Creek Third Addition Plat-Doc No.1289752 Recorded 07/24/1995 By Fee Simple Deed from Metro Classic Homes, Inc., a Minnesota Corporation as set forth in Doc #1913248 dated 05/22/2002 and recorded 07/05/2002, Dakota County Records, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $269,554.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16,

2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006097F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2010 at 10:00 AM has been postponed to May 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 16, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 17, 2010 at 10:00 AM has been postponed to June 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006097F02 2194440 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Ryan R Kestner, unmarried and Jacob B Leonard, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2006 Dakota County Recorder Document Number: 2466354 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 26, 2010 Recorded: April 06, 2010 Dakota County Recorder Document Number: 2723125 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104599308 Lender or Broker: Bailey Financial Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 991 Cherokee Ave, West Saint Paul, MN 55118-1110 Tax Parcel ID Number: 42-69950-134-00 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 12, Smith's Outlots, West St. Paul, Dakota County, Minnesota, described as follows: Commencing at a point 496 feet South of the Northeast corner of said Lot 12; thence South 43 feet; thence West 250 feet to a point 540 feet South of the Northwest corner of said Lot 12; thence North 43 feet; thence East 250 feet to the point of beginning, excepting from above described land the Westerly 125 feet thereof, Dakota County, Minnesota, together with an

y g easement for driveway purposes as contained in Document No. 675573. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,984.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010554F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010554F01 2195627 5/20/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,916.00 MORTGAGOR(S): Julian M. Lipscomb and Danielle L. Lipscomb, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: July 13, 2006 Dakota County Recorder Document Number: 2444943 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 17, 2006 Recorded: September 11, 2006 Dakota County Recorder Document Number: 2459547 And assigned to: Countrywide Home Loans Servicing, LP Dated: January 13, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631428 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700070172230 Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Manomin Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: 42-34952-270-04 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 4, Icklers 3rd Addition to South St. Paul, accord-

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 20, 2010 ing to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,803.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F01 2190884 5/20/10

Homes from Page 11A

expectations are maybe farther out than they should be,â&#x20AC;? he said. Gov. Tim Pawlenty signed the bill into law May 13. For Swails, itâ&#x20AC;&#x2122;s a victory. She comes from a district plagued by home warranty issues, and has spent the last four years trying to get legislation passed to help homeowners. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s quite a bit of work left to be done, but this is a good step forward,â&#x20AC;? she said. The bill doesnâ&#x20AC;&#x2122;t go as far as many would like, however. Swails herself said it represents a significant compromise from the legislation she really wants. And Stutler, Palmer and others argue itâ&#x20AC;&#x2122;s too much of a compromise.

been through litigation say the stateâ&#x20AC;&#x2122;s home warranty law had no real teeth, and that builders and their insurance companies try to game the system. Builders and insurers intentionally drag out the process, they say, hoping the aggrieved homeowners will either give up or settle for less than the cost of the repairs. Itâ&#x20AC;&#x2122;s a charge the builders deny, but Stutler said their incentive is clear. â&#x20AC;&#x153;Families are getting wiped out because the insurance companies are doing a cold, hard economic calculation: â&#x20AC;&#x2DC;I can outlast these guys,â&#x20AC;&#x2122; â&#x20AC;? he said. Last year, Swails proposed a fix to that problem. She sponsored legislation that would have required builders to pay a homeownerâ&#x20AC;&#x2122;s legal costs when a homeowner prevailed in a home warranty lawsuit. To her, it seemed like a reasonable way to remove the buildersâ&#x20AC;&#x2122; incentive for procrastination and level the playing field for the homeowners. â&#x20AC;&#x153;There are hundreds of examples in statute where the prevailing party is awarded attorneys fees,â&#x20AC;? Swails said. â&#x20AC;&#x153;For this not to be applied to homeowners, to me, feels unjust.â&#x20AC;? Hearings were held. Palmer and many others testified in support of the bill, sharing their horror stories with lawmakers. Finally, after months of work, the House and Senate passed the bill and sent it to Pawlentyâ&#x20AC;&#x2122;s desk shortly before adjourning the 2009 legislative session. Pawlenty vetoed the bill. In a letter to lawmakers, he said the legislation would have further burdened an industry that was already devastated by the housing market crash. â&#x20AC;&#x153;You gotta be kidding me,â&#x20AC;? Palmer said, recounting his reaction upon hearing the news. Frustrating as it was for Palmer and the others, Pawlenty and many Republican lawmakers saw the bill as potentially opening the door to a wave of frivolous lawsuits. Pam Perri Weaver, executive vice president of the Builders Association of Minnesota, said awarding attorney fees would encourage attorneys to be more aggressive about pursuing litigation. She claims cases like Stutlerâ&#x20AC;&#x2122;s and Palmerâ&#x20AC;&#x2122;s only show one side of the problem. The other side is that builders have to fend off frivolous lawsuits that drive up insurance premiums and increase the overall cost of housing, she said. â&#x20AC;&#x153;I think that there are already far too many attorneys in this process, and I donâ&#x20AC;&#x2122;t think attorney fees (legislation) will solve this problem. I think itâ&#x20AC;&#x2122;ll make matters worse,â&#x20AC;? she said.

Not over yet

Itâ&#x20AC;&#x2122;s hard to say which side is right, since thereâ&#x20AC;&#x2122;s no real hard data on home warranty claims in the state. Stutler said thatâ&#x20AC;&#x2122;s one of the problems. Last fall, Stutler, Palmer and other homeowners gathered with lawmakers in a Department of Labor and Industry conference room for a Looking for justice series of meetings to hash out Homeowners who have a compromise on home war-

51A

ranty legislation. Across the table from them were builders, insurers and attorneys. Durenberger presided over the meetings. As the talks progressed (or didnâ&#x20AC;&#x2122;t, depending on whom you ask), Stutler said both sides made assertions that no one could confirm or deny because the data simply doesnâ&#x20AC;&#x2122;t exist. â&#x20AC;&#x153;A lot of the discussion in that room was basically people telling other people that they knew better than they did. And that makes for a very poor discussion to start with,â&#x20AC;? Stutler said. With little hard evidence to construct legislation around, the group eventually came up with the compromise laid out in the Swails legislation. Reviews of the bill were mixed. Builders and insurers were satisfied, believing it would save time and money. Homeowners werenâ&#x20AC;&#x2122;t so sure. Stutler said the legislation probably would have helped him in his situation, but others are skeptical. Ed Seifert, a Shoreview resident who also sat in on the stakeholder meetings, said he felt the process was stacked against homeowners and in favor of the industry. He said homeowners were outnumbered, and that none of the industry lobbyists wanted to talk about attorney fees, which he still considers â&#x20AC;&#x153;the simplest, easiest fix to the problem.â&#x20AC;? â&#x20AC;&#x153;It wasnâ&#x20AC;&#x2122;t that I really had any problem with the (groupâ&#x20AC;&#x2122;s) recommendation. Itâ&#x20AC;&#x2122;s just that, in my opinion, it really doesnâ&#x20AC;&#x2122;t do much of anything for homeowners,â&#x20AC;? Seifert said. Swails admits that more work is needed, and said those advocating for tougher reforms will soon have another day in court, so to speak. She and Durenberger plan to hold more stakeholder meetings later this year to look for a more comprehensive solution. â&#x20AC;&#x153;Just because we didnâ&#x20AC;&#x2122;t solve the entire problem doesnâ&#x20AC;&#x2122;t mean itâ&#x20AC;&#x2122;s not going to get solved; it just means we have a lot of work ahead of us. And Iâ&#x20AC;&#x2122;m game,â&#x20AC;? Swails said. Both Swails and Durenberger believe the ultimate solution will hinge on some version of the attorney fees legislation that was vetoed by Pawlenty. What a compromise on attorney fees might look like is unclear, though some have floated the idea of limiting the types of lawsuits that would qualify. Weaver, speaking for the builders, said only that â&#x20AC;&#x153;itâ&#x20AC;&#x2122;s possibleâ&#x20AC;? some form of the attorney fees legislation would be acceptable to the industry. In the meantime, Durenberger said courts in Hennepin and Ramsey counties have taken it upon themselves to compress their schedules for construction defect cases. The effort by these counties, in addition to Swailsâ&#x20AC;&#x2122; bill, should at least help â&#x20AC;&#x153;make a dentâ&#x20AC;? in the amount of costly home warranty litigation, Durenberger said.

52A

May 20, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Sanitation from Page 2A

ment,â&#x20AC;? he said. In the deal, Clemmer purchased a company with six trucks serving commercial clients and five trucks serving 3,000 residential customers. It proved lucrative. â&#x20AC;&#x153;The business doubled its income,â&#x20AC;? he said. Clemmer paid off the purchase in six years. So by 1988, Clemmer had a much larger business and was still driving garbage truck routes. â&#x20AC;&#x153;I liked driving a truck,â&#x20AC;? Clemmer said. â&#x20AC;&#x153;I get to be out and about, talking to customers. The day goes by fast.â&#x20AC;? Then his right-handman decided to quit. Brett Anderson, now an operations manager at Dickâ&#x20AC;&#x2122;s Sanitation, had been working his way through college at Dickâ&#x20AC;&#x2122;s. Anderson was adept at many aspects of the business. He could perform maintenance on trucks, drive pickup routes and work in the administrative realm without skipping a beat. Anderson was unavailable for comment by press time. According to Clemmer, Anderson had his business management degree and was ready to move on. Anderson tendered his two weeksâ&#x20AC;&#x2122; notice, but then returned to Clemmer with a proposal. â&#x20AC;&#x153;He said he wanted to return as a salesman,â&#x20AC;? Clemmer said. Until Anderson, Dickâ&#x20AC;&#x2122;s Sanitation had no one working the sales beats. Clemmer accepted Andersonâ&#x20AC;&#x2122;s offer. The move proved fruitful and prescient. The sales crew has played a pivotal role in the expansion of the business and Clemmer said it was key to Dickâ&#x20AC;&#x2122;s reaching its $19 million in revenue and customer count of 50,000.

Taking on â&#x20AC;&#x2DC;Big Garbageâ&#x20AC;&#x2122; Clemmerâ&#x20AC;&#x2122;s commercial and residential sanitation business employs 100 people and serves areas in Dakota, Hennepin, Scott and Ramsey counties. But it is not the largest sanitation business out there. Allied Waste and Waste Management are national chains

that compete locally with Dickâ&#x20AC;&#x2122;s Sanitation. In the face of behemoths, Clemmer and his crew of loyal and familial staff stand their ground. What they offer versus the larger firms, he said, is the local, personal touch of a family-owned business. â&#x20AC;&#x153;When you call us, you get a real person,â&#x20AC;? he said. â&#x20AC;&#x153;We also have a good reputation.â&#x20AC;? Clemmer and his staff also stay on top of technological trends. Three dispatchers sit in a central command center perusing a GPS-based route mapping system. The company purchases new trucks every 10 years on a revolving system to reduce too much liability at one time. Perhaps at a more foundational level, it comes down to employee morale and management style. Junior Sleta has worked at Dickâ&#x20AC;&#x2122;s Sanitation for 25 years and is the companyâ&#x20AC;&#x2122;s lead mechanic. Most of such work is performed in-house, which means Sleta manages 10 people who perform such tasks as welding, oil changes and transmission reconstruction. When asked about why he enjoys his job, he was quick to answer. â&#x20AC;&#x153;I like Dick,â&#x20AC;? he said. â&#x20AC;&#x153;Heâ&#x20AC;&#x2122;s a super guy to work for.â&#x20AC;? This sentiment is pervasive at Dickâ&#x20AC;&#x2122;s Sanitation and is something Clemmer does not take for granted. â&#x20AC;&#x153;It makes me feel good when I hear that,â&#x20AC;? he said. As for his management style, some changes a decade ago ensured that Clemmer would not be the only go-to guy on site. He said his children encouraged him to bring in a management consultant. The firm reinforced in Clemmer the principles of delegation and division of labor. â&#x20AC;&#x153;It worked perfectly,â&#x20AC;? he said. The firm told him he should function more as Dickâ&#x20AC;&#x2122;s Sanitationâ&#x20AC;&#x2122;s president and less like a hands-on manager. Employees were assigned managers, which allowed for a smoother operation. â&#x20AC;&#x153;The company was reorganized so that not everyone was waiting for me,â&#x20AC;? Clem-

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mer said. In 2005, the Lakeville Chamber of Commerce honored Clemmer and his wife with the Lakeville Business Persons of the Year Award. It was bittersweet for the man whose ideal form of communication is one-on-one. â&#x20AC;&#x153;I had to give a speech in front of everyone,â&#x20AC;? he said laughing.

A sort-of retirement Clemmer said he has spent the past few years semi-retired. He tries to stay out of the day-to-day operation of the company, but if his recent activity is any indication his definition of retirement is anything but leisurely. In 2006, he decided to return to a hobby he enjoys: restoring classic cars. He was driving and noticed a rusty 1947 Ford in someoneâ&#x20AC;&#x2122;s front yard. He picked it up for $1,500 after some negotiation. He started out gathering mechanics to work on his own cars and ended up spinning off a whole new business, Dickâ&#x20AC;&#x2122;s Hot Rod Shop (see sidebar story). In addition, there are two other businesses affiliated with Dickâ&#x20AC;&#x2122;s Sanitation. Both were Andersonâ&#x20AC;&#x2122;s ideas, which Clemmer said he supported. One is True Blue Designs, a graphic design and decal firm. One of their biggest clients is the city of Lakeville, for which it designed the decals on the side of every police car. True Blue also does all the decals for Dickâ&#x20AC;&#x2122;s Sanitation. The other is a trash compactor maintenance and repair service with such clients as Target. After spending his life focused on his company, Clemmer said he enjoys having a little more time for other things. But he also looks back on his legacy and is pleased with having the ability to provide something stable to pass on to his children. â&#x20AC;&#x153;I worked every day with no break,â&#x20AC;? he said, attributing his work ethic to inspiration from both his father and his farmer father-inlaw. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a good feeling to see the kids take an interest in the company.â&#x20AC;?

Photo by Jessica Harper

Food manufacturing is one of only two manufacturing sectors that has seen job growth during the recession.

Food from Page 1A

strong agricultural economy. â&#x20AC;&#x153;Food is a localized industry,â&#x20AC;? he said. â&#x20AC;&#x153;Minnesota sits on top of such good land â&#x20AC;&#x201C; it will help the food manufacturing sector because they can grow it and package it right here.â&#x20AC;? By being tied to agriculture, the food manufacturing sector has been relatively untouched by the financial crisis and overall recession, he said. Zimmerman said he also believes the growth of manufacturing jobs in Dakota County is a result of high costs in other metro counties. â&#x20AC;&#x153;Industries are moving out of core counties and into the outlying ones,â&#x20AC;? he said. â&#x20AC;&#x153;It costs 20 percent less to do business in Dakota County than in other counties.â&#x20AC;? Food manufacturing was not the only sector to grow

during the recession. Manufacturing of electronic goods has also grown slightly (3.3 percent) in Dakota County, adding 93 jobs between the third quarter of 2006 and the third quarter of 2009, according to DEED. Despite this growth, manufacturing as a whole has continued to decline. Minnesota lost an average of 52,565 manufacturing jobs between the third quarter of 2006 and the same period in 2009. Another 14,000 jobs were lost between March 2009 and March 2010, according to DEED. Manufacturing is expected to lose 19,540 jobs (5.6 percent) between 2006 and 2016, according to DEED. The sectors hit the hardest in Dakota County between the third quarter of 2006 and the third quarter of 2009 were metal, plastic and rubber manufacturing.

Metal manufacturing lost 531 jobs between the third quarter of 2006 and the third quarter of 2009, while plastics and rubber lost 352 jobs in that same timeframe. â&#x20AC;&#x153;The loss of manufacturing jobs is something we should worry about,â&#x20AC;? Zimmerman said, â&#x20AC;&#x153;because we are suffering an erosion of mid-range high-quality suppliers.â&#x20AC;? However, there has been some good news for the manufacturing industry this year. A study of the nine-state Mid-America region, including Minnesota, showed economic growth in the manufacturing sector. The stateâ&#x20AC;&#x2122;s business conditions index rose from 42.6 in April 2009 to 62.4 in April 2010. Jessica Harper is at jessica.harper@ecm-inc.com.