5/24/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

LAURA ADELMANN JESSICA HARPER TAD JOHNSON

Liquor store operations scrutinized 2A Business helps those left behind 2A Gerlach back in the race 6A

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date24, ##, 2009 MAY 2012

Volume 30, Number # VOLUME 33, NUMBER 13

Dakota County Tribune Since 1884

School bus to drive Bills U.S. Senate campaign Rosemount High School teacher wins Republican endorsement

by T.W. Budig

DAKOTA COUNTY TRIBUNE

If U.S. Senate campaigns officially begin with a candidate kissing a baby, state Rep. Kurt Bills’ campaign is underway. Bills, 42, placed a smacker on the cheek of 9-month-old Kaylene Hensley of Alexandria on May 18 in St. Cloud shortly after winning the Republican Party’s endorsement for U.S. Senate. Bills performed the campaign ritual before the blue backdrop of his campaign’s converted school bus, now sporting slogans like “Let’s Bring Econ 101 To Washington” and a mock stop sign proclaiming a stop to government spending. He said he and his family intend to “rattle around” the state in the bus campaigning. The back of the bus may get an upgrade from a church group to make it more comfortable for Bills, his wife Cindy, and the couple’s four children. Prior to his father speaking, Bills’ son Hayden could be seen peeking and smiling from the bus driver’s window. “We’re going to come out of this race united,” Bills told some 2,000 Republican delegates at the St. Cloud Civic Center after defeating former state representative Dan Severson and Iraq and Afghanistan war veteran Pete Hegseth for the endorsement on the second ballot. Minnesota Republican Party Chairman Pat Shortridge echoed the sentiment, saying voters crave noncareer politicians — Bills, who was elected to the Rosemount City Council in 2008, is currently serving his first year in the House. Shortridge said Republican delegates would readily and quickly rally behind their newly endorsed U.S. Senate candidate. Bills indicated that if elected to the U.S. Senate he would serve no more than two terms. He argues his campaign will be able to compete with Democratic U.S. Sen. Amy Klobuchar, a popular, well-funded candidate. See Bills, Page 5A JENNY WOODS AN STACEY ACKERM MILLER ANDREW

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Rosemount resident turns to the power of music to re-start his life after his wife died from cancer f ive years ago. BRAD 2A WEGNER FORUM

The Dakota County Tribune’s general manager and editor talks about his time covering ‘The Third City.’ LARRY 4A WERNER FORUM

Photo by T.W. Budig

The power of professional sports overwhelmed the Minnesota Legislature to get a stadium deal done in 2012. DON 4A HEINZMAN

State Rep. Kurt Bills, R-Rosemount, briefly spoke to the media after winning the endorsement while standing before his campaign bus. A high school teacher by profession, DAKOTA ARTS Bills and his family will be Twin Cities this week news taking to the road this summer indie-rock band to Code Type: UPC Version A Stats: 0 Customer: 3242-ECM Publishers in the bus. play at the Order #: P34915-017 MAG: 1.00 popular P.O. #: BWA: 0.0020 Music in the Zoo Ordered By: Symbol Width: 1.4690 Polarity: Positive Up Symbol Height: 1.0200 summer concert Date Run: 05/29/2002 Flexo Width: 0.0000 series in Apple Valley. THE 32A PINES

Photo by T.W. Budig

State Rep. Kurt Bills kisses 9-month-old Kaylene Hensley of Alexandria shortly after winning the endorsement. Steve Hensley, the baby’s father, said he hadn’t meant for his daughter to steal the press conference.

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May 24, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Marching to the beat of a new strummer by Tad Johnson

Guitar shop owner strikes a chord with customers in the Rosemount area

DAKOTA COUNTY TRIBUNE

It’s taken Rosemount resident Brad Wegner a long time to find his new direction, but he’s doing so with help from his guitar. After Wegner’s wife died in March 2007 from complications due to cancer, he left his 17-year career in the banking industry to care for his two young adopted children. He took the time off with the idea that he would reenter the workforce, but the Great Recession constricted the banking industry so much that Wegner couldn’t find another position. After it was apparent a change was necessary, the 53-year-old Wegner contemplated what kind of work he would enjoy that give him the balance he sought. That’s when he turned to his love a music and last October enrolled in a guitarrepair class offered at Southeast Technical College in Red Wing. At first he contemplated opening a repair business out of his home, but then found reasonable rent and opened The Guitar Shop on May 20 in the Rosemount Mall between 145th and Lower 147th streets on South Robert Trail. “I like the downtown location and being in the center of the activity,” he said. “I am in the Rosemount mall that was

In Brief

For more information about The Guitar Shop, stop in at its 14555 S. Robert Trail location, call (651) 344-8177 or go online to www.mnguitarshop.com. the hub of Rosemount back in the early 80s. I want to bring that back.” He plans to do that with a mixture of selling guitars and music accessories, repairing guitars, offering lessons and inviting musicians in for instore jam sessions. Since opening, the store has been a magnet in attracting guitarists from throughout the south metro. “It’s been great,” said Wegner, who grew up on a southern Minnesota farm and lived in Burnsville before moving to Rosemount 16 years ago. Among the local guitarists who have stopped inhave been flatpicking champion and Sawtooth bluegrass band member Clint Birtzer, DFL state House candidate Jeff Wilfahrt and Nashville studio musician Ken Wilson,who has played with Mary Chapin Carpenter. “They are all different people from different walks of life,” Wegner said. “It’s great just to sit and talk to these people and find out what’s their experience. I like to get

Photo by Rick Orndorf

media. He’s played in the classic rock cover band Flashback for the past 20 years. The “weekend” band has played mostly town festivals and weddings in recent years and pulls from a catalog of songs from the 50s, 60s and 70s from the likes of the Beatles, Rolling Stones and Elvis. That experience has led him to installing a mini stage inside the shop. He plans to have live music in the store on Thursday nights. “At first I thought this place was pretty big, but now I don’t know if I have enough space,” he said of the shop that has 50 guitars in stock. He has had a few jam sessions already, but he hopes to formalize it so people can view it as a community gathering event. “Hopefully, I can bring more foot traffic to downtown,” he said. “This is kind of a hidden gem.” He said he has had six students sign up for guitar lessons, which he is offering every day of the week. “It’s gone better than I expected,” he said. “People from town and from the area, they are happy to have a guitar shop and music store in town. There is really nothing like this in the area.”

Brad Wegner strums a guitar in his new downtown Rosemount business The Guitar Shop in the Rosemount Mall. Lavonne Music in Savage. “I called him two nights before I was going to open,” Wegner said. “After I told him Brad Wegner and Donny Swanson trend mostly old what I was doing, he said: ‘I’m school with their top 10 guitarists of all time. in.’ ” Wegner – Ritchie Blackmore (Deep Purple), Jimi With Wegner’s financial Hendrix, Eddie Van Halen, Jimmy Page, Robin Trower experience, he’s concentrat(Procol Harum), Slash, Angus Young (AC/DC), David ing on running the business, Gilmore, Tom Scholz (Boston), Nuno Bettencourt (Exwhile Swanson provides a treme) deep knowledge of all things Swanson – Joe Satriani, Eddie van Halen, Ace Freguitars. hley (Kiss), Michael Shenker (Scorpions, UFO), Vinne “He is like a walking encyMoore (UFO), Randy Rhoads (Ozzy Ozborne, Quiet clopedia,” Wegner said. Riot), Al Di Meola, Paul Gilbert (Racer X, Mr. Big), Yn Wegner also is counting gwie Malmsteen, Nuno Bettencourt on his many connections in the local music scene to help Tad Johnson can be reached at to know my customers.” is with his old acquaintance, spread the word about the tad.johnson@ecm-inc.com or The most important con- Donny Swanson, a guitar business, in addition to marfacebook.com/sunthisweek. nection Wegner’s made so far teacher for the past 27 years at keting in local schools and

In Brief

Liquor store operations scrutinized Local business aims to ‘reset’ lives Farmington City Council says policy changes needed

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington’s municipal liquor stores can be more profitable if changes are made, according to an analysis by the Minnesota Municipal Beverage Association requested by the city. City Council members said they want changes made, some that were recommended in 2007 but never implemented, and for the city to remain in the liquor business but possibly move its downtown location from the City Center retail area. Options discussed include locating it in the old Rambling River Center, the former Tom Thumb building on Elm Street, the lower level of City Hall, renovating the old downtown fire station or renting retail space off of Highway 3 for $9.50 per square foot. The city now leases liquor store space downtown for $21 per square foot and $16 per square foot at the Pilot Knob location. Council members agreed at a May 14 workshop the

downtown lease price was too high and agreed they will seek other options before continuing negotiations with downtown location landlord Tom Wartman. That lease expires in August, and council members agreed the city should find a lower-cost option to help improve the city’s liquor profits. For years, the city’s municipal liquor stores have struggled to make money, at most earning about a 2 percent profit margin. The MMBA report identified policies and procedures that could be contributing to the paltry profit margin and offered suggestions to improve them. One of the biggest concerns council members cited was an apparent history of inventory practices that may have played a part in the losses. The study recommended the city establish stronger polices regulating which employees have authorization to conduct returns, voids and discounts. Without safeguards in

place, the study found the liquor stores could be losing money from employee theft, shoplifting or errors. A point of concern was a $37,000 budget loss in 2007 that was never accounted for, and although the MMBA recommended a thorough review and written polices regarding these practices at that time to liquor operations manager Randy Petrofksy, the new report indicates no changes were made. Council members agreed they want the polices in place, and requested that oversight of the operations to City Administrator Dave McKnight. With the changes, Farmington Mayor Todd Larson said he is confident the liquor operation has the potential to increase profits. “In the end, we’ll have a profitable liquor business, and it will help with the taxes and everyone will be happy,” Larson said. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

After experiencing their own loss, duo to help others

by Jessica Harper

DAKOTA COUNTY TRIBUNE

When Peggy Carlson’s stepfather died in 2009, she was already facing an uphill battle with the loss of her job. But she worked through it all by doing what comes naturally, helping her mother start over. It was this experience that inspired Carlson that year to launch Reset Design, which focuses on helping people start over after major events such as divorce or a death. “Many people are lost during these experiences, and our goal is to give them direction,” said Carlson who started the business from her Eagan home. Carlson runs the company with business partner Carolyn White, whom she met while working at a temp job at an insurance agency. Both women are divorced and have similar interests. They began helping friends and family reorganize their space while refocusing their lives. Within its first year, the business began obtaining clients throughout the Twin Cities.

One of their first clients, Dave Sackrison, turned to Reset Design for assistance in staging his Peggy home for sale. Carlson Sackrison, a former coworker of Carlson’s, looked to sell his Minnetonka home after his wife died, but didn’t know where to begin. “At the time I had so many things going on that it was overwhelming,” he said. The Chanhassen resident said he believes Carlson’s staging helped him sell quickly in a down market. Once the staging was complete, Sackrison put his home on the market in the summer of 2009 and it sold by the spring of 2010. “I’d still be trying to sell my home if it wasn’t for her,” he said. Reset Design provides each client a free hour-long consultation, which is typically followed by a shopping trip. Carlson and White, a

Burnsville resident, said they always strive to work within any budget. Carlson, who recently moved to Minneapolis, said the most rewarding aspect of her job is helping people reclaim their lives and feel better about themselves. Though Reset Design’s initial focus was on recent divorcees and widows or widowers, the business has expanded to empty nesters trying to sell their homes and adapt to smaller spaces. Since its inception, the business has relied primarily on word-of-mouth advertising and networking. The recession has remained an obstacle for the design business, which has yet to make a profit. “It’s hard when the discretionary income isn’t there,” White said. Growing into a profitable business is among White and Carlson’s goals in the coming years. Until then, both women work other jobs while running the business. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 24, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

Noteworthy

SCOTT JOHNSTON

MARK STAVROS

Promoted to vice president, associate general counsel, and assistant secretary at Blue Cross Blue Shield, Eagan

Joins Showcraft as project manager Burnsville

Scott Johnston has been named vice president, associate general counsel, and assistant secretary at Eagan-based Blue Cross Blue Shield of Minnesota. Johnston has been with Blue Cross for 18 years, holding different positions within the law department, most recently as principal attorney. He will serve as liaison to the Blue Cross board of trustees, having responsibility for board and corporate governance matters, and providing counsel for general business transactions and contracting. Johnston was in private law practice for six years before joining Blue Cross. He is licensed to practice law in Minnesota and Nebraska. Johnston holds bachelor’s and master of business administration degrees from the University of Nebraska – Lincoln, and a juris doctorate degree from the University of Nebraska College of Law. LORI NELSON Promoted to vice president of network management at Blue Cross Blue Shield, Eagan

Lori Nelson has been named vice president of network management at Blue Cross Blue Shield, Eagan. She is responsible for the overall development and implementation of Blue Cross’ provider strategy. Prior to this position, Nelson served as director of provider transactions at Blue Cross. Nelson also served in key roles at Fairview Health System, PreferredOne, Novartis Nutrition, Medica and Alliant Tech Systems. She has broad experience in contracting, relationship management, negotiations and financial analysis. Nelson has a bachelor’s degree from the University of Minnesota and holds a master of business administration in both finance and contracting from the University of St. Thomas.

Noteworthy SCOTT FRIEDRICH Joins Abbott Glass sales/marketing staff Burnsville

Scott Friedrich has joined the sales/ marketing staff at Abbott Glass, 1129 E. Cliff Road, Burnsville. He is responsible for client development. Friedrich is a member of the Burnsville Chamber of Commerce and Circle of Connections Networking Group.

Mark Stavros has joined Burnsvillebased Showcraft as project graphic production manager. He has more than 20 years of experience in design, production and client relations and will help continue to develop, among other things, Showcraft’s trade show program. Stavros previously worked for various portable display manufacturers in Atlanta and Chicago before returning to Minnesota in 2000. Most recently, Stavros worked as an account manager for a large format digital printing firm.

Accolades LOCAL BUSINESSMAN’S BOOK WINS AWARD Apple Valley businessman Jeff Appelquist’s latest book, “Wisdom is Not Enough,” was one of three finalists in the business book category of the 22nd annual Midwest Book Awards and it won the competition for best hardbound cover. The book motivates people to take a closer look at their leadership style. Appelquist’s first book, “Sacred Ground: Leadership Lessons From Gettysburg & The Little Bighorn,” won the 2010 National Indie Excellence Award for Military History, the 2010 Writer’s Digest International Award for Nonfiction and the 2010 Midwest Book Award for best business book.

Business Briefs TECH COMPANY IMPLEMENTS PROGRAM FOR VETERANS Mendota Heights-based MPC, a leader in IT and electronics asset management, disposition and remarketing, has partnered with RESOURCE/Employment Action Center and its Jobs for Veterans program. The program, funded by the Department of Labor, focuses on “Green Careers” and aims to prepare recently discharged military personnel for civilian workplaces. Through the program, MPC has added three full-time employees and hopes to hire more this year. For more information on RESOURCE/Employment Action Center’s Jobs for Veterans program, visit www.eacmn.org/EAC/JFV.

Business Briefs

CHS FOUNDATION AWARDS $75,000 IN SCHOLARSHIPS

AUTO DEALERSHIP TO SPONSOR INAUGURAL GOLF TOURNAMENT

The CHS Foundation has awarded 75 $1,000 scholarships to college students studying agriculture. This year’s recipients include 50 high school seniors and 25 two-year college students from 27 states. The CHS Foundation is the major giving entity of Inver Grove Heightsbased CHS Inc., the nation’s leading cooperative, owned by farmers, ranchers and co-ops across the United States.

Lakeville automobile dealership Jeff Belzer’s Chevrolet Dodge Kia will sponsor the inaugural Jeff Belzer/Larry Benjamin Swing for a Cure Golf Tournament Monday, July 30, at Legends Golf Club in Prior Lake. Tournament proceeds will go to A Breath of Hope Foundation and the American Cancer Society. Fees will be $150 per golfer or $600 per foursome, which includes 18 holes of golf with a cart, dinner following the tournament and a chance to win hole prizes. Shotgun play will begin at noon. Individual and corporate hole sponsorships are available. The registration deadline is July 1. For more information, contact Corey Dardis at (612) 710-9905, cbdard7@ gmail.com or Jamie Belzer at (952) 469-6865, jamiebelzer14@yahoo.com.

LOCAL ARTIST TO INTRODUCE NEW PRINT AT DECK THE WALLS Local artist Rick Kelley will introduce his new print, “The Home Coming,” from 1 to 5 p.m. Sunday, May 27, at Deck The Walls, 2026 Burnsville Center. Kelley will offer a free medium-sized print to all veterans who visit Deck The Walls on May 27. Veteran visitors may choose one of five prints: “On Freedom’s Wings,” “The Patriot,” “Coming Home,” “Liberty’s Flight” or “Reflections of Freedom.” Kris and Ed Bender, owners of Deck The Walls, said they are pleased to work with local artists and are especially proud to have Kelley visit their store. “Rick is doing this as a thank you to all veterans for protecting our freedom and by going beyond the call of duty. We are proud to be part of this show of appreciation,” Kris Bender said. “Deck The Walls is proud to display the work of talented artists from the Minneapolis area,” Ed Bender said. “Our goal is to create a venue that supports and brings attention to our local artists, and the range of talent that exists in our community.”

FRONTIER COMMUNICATIONS OFFERS SECURITY PROGRAMS Burnsville-based Frontier Communications offers Frontier Secure, leading-edge cyber security programs that give adults peace of mind about their Internet experience for themselves and their children. Frontier Secure guarantees the security of important images, personal documents and financial records, provides unlimited data back-up, Internet security/virus protection, file sharing and 24/7 U.S.-based tech support. For information about Frontier Secure, contact Holly Dahl, general manager, at (952) 891-7714 or Holly. Dahl@ftr.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc. com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

May 24, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

It’s been a privilege to manage your weekly newspapers by Larry Werner

DAKOTA COUNTY TRIBUNE

I’ve always prided myself in doing things differently. When I graduated from Michigan State University in 1969, thousands of people were moving from places like Kentucky to take jobs in Michigan’s auto plants. I left Michigan to take a job as a reporter in Kentucky. In the newspaper business, the conventional career path would be to start with a weekly newspaper, get a job with a daily and then retire to a life of golf, fishing or hanging out in the neighborhood coffee shop. For me, it went this way: Spend 38 years working for daily newspapers, retire, and then spend four years working for weeklies. Since January of 2007, following my retirement from the Star Tribune and eight long months of retirement, I’ve had the privilege of serving as editor and general manager of Thisweek Newspapers and the Dakota County Tribune. After the acquisition of the Minnesota Sun papers by ECM Publishers, we merged competing Dakota County papers into Sun Thisweek. Beginning next week, Sun Thisweek and the Tribune will be managed by Sun Group General Manager Jeff Coolman. I will be moving to ECM’s Coon Rapids headquarters in a new position called director of news. As I look forward with excitement to this new challenge of leading ECM’s editors and writers, I look back with some sadness on the people, places and events that have been part of my life since 1999. That was the year I moved with my wife and son from Edina to Lakeville. During my previous 15 years in Minnesota, I hadn’t spent much time south of the

Tribune Columnist Larry Werner

river, but shortly after Ann and I married in 1995, she began talking about heading south. Ann is a Zweber – one of those names that cause heads to nod with familiarity when mentioned down here. There are lots of Zwebers in Dakota County. One of them, her father, LeRoy, was a dairy farmer and then director of buildings and grounds for the Lakeville schools. After LeRoy died in 1996, just as the family was turning the dairy farm into a golf course, we decided we should move closer to her widowed mother and the family business. Her brother, Mark, lost his wife to cancer in 1997, and Ann wanted to be more available to him as he raised his two young boys. So we moved to a condo near downtown Lakeville, and one of the first things I noticed was the local newspaper office. Even though I was still working for the Star Tribune, I would romanticize about becoming editor of Thisweek and telling the interesting and important stories about this land south of the Minnesota River. Magically, ECM advertised for a general manager to run its Dakota County papers shortly after I retired from the Star Tribune in June of 2007. In January of 2008, I started at Thisweek’s Burnsville office. The Lakeville office had been closed by then in a cost-cutting move, and Mainstreet After Hours, a wine bar, now operates in that Lakeville space, adjacent to

Mainstreet Coffee Cafe. I’ve had a ball putting out newspapers for Lakeville and Farmington, Burnsville and Eagan, Apple Valley and Rosemount, and turning the 128-year-old Tribune into a Business Weekly. I love local news, and our Dakota County communities have provided us with a lot of opportunity to tell great stories about your neighbors, your city councils, your schools and town characters. We’ve written stories about growth and recession. And we’ve provided local businesses with a means for telling customers about their products and services. Not every day has been a bowl of cherries. Facing a recession and intense competition from other newspapers and the Internet, we’ve had to spend way too much of our energy cutting expenses. In March, we moved from Burnsville to smaller, less expensive space in Apple Valley. And later the same month, we merged the Sun Current and Thisweek papers into a paper called Sun Thisweek. I’m proud to report Sun Thisweek is exceeding expectations as a news and advertising medium. It seemed like a good time to retire again. I’ll be 65 in July. But my boss, ECM President Marge Winkelman, offered me an office at the ECM Center in Coon Rapids, where I’ll be involved with improving the reporting, writing and editing done by the company’s 84 journalists. I’ll be working closely with Keith Anderson, director of news for the Sun Group, who will lead our journalists in Dakota County. Our much larger company now delivers newspapers to about 700,000 homes throughout Minnesota. I appreciate the opportunity to work with a growing news company to serve readers with stories that inform and entertain.

Sports popularity helped sway stadium approval by Don Heinzman

DAKOTA COUNTY TRIBUNE

The popularity of professional sports, particularly football, ran roughshod over political forces that tried to stop building a another pro stadium in Minnesota. The $975 million stadium bill signed into law by Gov. Mark Dayton proved once again that the politics and power of sports reign. This power play by business leaders, strong-arm politics and leadership by Dayton show that you cannot underestimate people’s love of sports on any level. Imagine in fewer than 10 years, this state, known for its conservative ways, has built or approved spending for four new stadiums: Target Field in the Minneapolis Warehouse District, TCF Bank Stadium on the campus of the University of Minnesota, the Vikings Stadium at the Metrodome site in Minneapolis, and Xcel Energy Center in St. Paul. This from a Legislature facing a budget deficit next year of $1.1 billion and owing over $2 billion to the schools – money withheld from the school districts to balance this year’s budget. In a year when the Legislature and

Tribune Columnist Don Heinzman

governor were snarling at one another, the stadium bill managed to bring Republicans and Democrats together with the governor to approve what seemed to be the impossible. In the final tally from both Houses, 59 Democrats and 48 Republicans voted yes and 29 Democrats and 61 Republicans voted no. Professional football has a hold on Minnesota and the country. It’s the biggest television draw and the Super Bowl draws record numbers of viewers. Football stars are national celebrities. Pride played a role in the stadiumbuilding decision. A football team gives the state an identity, like no other, even more than the state that is the home of 19 Fortune 500 companies. Loyalty to the team was at play in the decision. More than anything, the Vikings

are Minnesota’s team. They sell out just about every game, and they are the talk of the town around the water coolers. Everyone is a fan and an expert. They have opinions on all aspects of the game. They love the strategy, the different plays and they like to second-guess every one of them. Some will say fans like the violence and seeing big linemen smash quarterbacks, with or without a bounty. The economics of having an NFL franchise in Minnesota had something to do with getting the bill passed, even though studies suggest that the Vikings don’t produce a lot of extra money for Main Street. Let’s face it. Sunday afternoons and the Vikings are a part of Minnesota. We couldn’t give them up, even if we can’t afford the new stadium and the price of a ticket. Don Heinzman is a member of the ECM Editorial Board. Sun Thisweek and the Dakota County Tribune are part of ECM Publishers. Heinzman can be reached at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Having moved back north of the river to be near my four grandchildren and Ann’s work at the University of Minnesota, I spend less of my free time at the Lakeville Area Arts Center or at the arts centers in Burnsville and Rosemount. And since I’ll be working in Coon Rapids with ECM’s northern newspapers, you won’t see me as much at my favorite Dakota County lunch places – the Valley Diner in Apple Valley, Jo Jo’s Rise & Wine in Burnsville and, of course, Mainstreet Coffee Cafe in Lakeville. I’ll be hanging out at coffee shops in other communities where ECM has papers – such towns as Anoka, Milaca and Princeton, the place our company was started by former Gov. Elmer Andersen 35 years ago. It’s likely I’ll use this space for stories from those places up north. So you’ll hear from me on this page. I’ll miss south of the river, which I’ve named “The Third City,” after Minneapolis and St. Paul. And I’ll miss our new offices in Apple Valley, where Managing Editors Tad Johnson and John Gessner will continue to dispatch writers to cover the news of this dynamic and growing county. Larry Werner is editor and general manager of Sun Thisweek and the Dakota County Tribune. He can be reached at larry. werner@ecm-inc.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President......................... Marge Winkelman General Manager, Editor ....... Larry Werner Managing Editors ....................Tad Johnson .................................................John Gessner Sales Manager.........................Mike Jetchick Production/Office Manager.....Ellen Reierson Buzz submissions......darcy.odden@ecm-inc.com Business Briefs....... darcy.odden@ecm-inc.com Story ideas................tad.johnson@ecm-inc.com Letters.......................tad.johnson@ecm-inc.com Advertising...................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 24, 2012

Cross gets probation

Lakeville man who abandoned son said he’s remorseful by Aaron M. Vehling and Laura Adelmann

was an architect with sole custody of his DAKOTA COUNTY TRIBUNE 11-year-old son. It started out as an He told Sun act of hopelessness: Thisweek that he Steven Alexander “watched as the house Cross of Lakeville left was torn down.” his son in July 2011 “It was hard to with neighbors and see that,” he said. fled to California on At the senthe heels of unemploytencing hearing, the ment and the forecloboy also said he wished sure of his house. his dad had not lied to Cross wrote in a him about his family. note to the neighbors Cross got sole custody that his son would be of his son early in the better off with them boy’s life and had at Photo by Laura Adelmann than with him. one point told him his Steven Cross went through court Cross’s eventual armother was dead. security as he arrived at the Dakota rest, extradition and The son has County Courthouse for sentencing court dates has culgotten to know his May 16. minated in a two-year teenaged half-brother probation sentence on (on his mother’s side) May 16. He gets credit for his 32 days he never knew he had. They have deserved in county jail. He also has to pay veloped a bond, the courts said, and $2,520 in restitution to the courts for are allowed to see each other. The boy extradition costs, in addition to $415 in (Cross’s son) is living with his mother court fees. after spending months with a great An emotional Cross gave a statement aunt. at the sentencing hearing. Through bro- Cross said the relationship between ken speech, he said he has wanted to him and his son’s mother has proapologize to his son. He said he wished gressed. He told reporters at a post-senhe could do it all over again. tencing press conference that he wanted The court read the victim statement to work things out. of Cross’s son, who was not present. The But most importantly, he wants to boy said that when Cross left, “it felt see his son again. like my life was over. It was horrible.” As part of his sentence, Cross also Cross was arrested in August 2011, has to continue regular therapy apliving in his car and working at a sand- pointments. wich shop along one of northern Cali- “I’ve been saying all I want to do is fornia’s touristy coastal cities and extra- apologize to my son,” Cross told Sun dited to Minnesota, charged with child Thisweek. “It’s been nine months and neglect. I’m still not allowed to do that.” Cross served jail time and eventually moved in with a neighbor across Aaron Vehling can be reached at aaron. the street from the house he designed vehling@ecm-inc.com or facebook.com/sunand built during better days, when he thisweek.

Bills from Page 1A

“I think we’ll be able to raise millions of dollars,” Bills said. Bills also spoke of networking and grassroot politics as sustaining his election bid. When asked whether his political beliefs were too conservative for the average voter, Bills argued the number of endorsements that he has received shows he has political appeal to a wide base. He had no intention of modifying his political stance on the issues for the general election, Bills indicated. In his speech before the convention, Bills spoke of “Obamanomics” and Klobuchar’s support of perceived failed economic policies of the president. Bills has taught high school economics for 15 years. He explains his entrance into politics as stemming

from questions his alarmed students have asked him concerning the ballooning national debt. Although Bills did not offer any details on the fiscal policies he would champion in the Senate, he indicated that the federal budget plan offered by U.S. Rep. Paul Ryan of Wisconsin constituted a sound approach. Rosemount Mayor Bill Droste said that the endorsement of Bills is a significant accomplishment since leaving the City Council less than two years ago. “He has a cohesive message that resonates with Minnesotans,” Droste said. “He has also demonstrated the ability to build a strong organization, necessary to run a statewide race.” “I think the biggest factor in his win was the fact that he understands economics,” said Apple Valley resident Kevin Ecker, Senate District 57 secretary. “In this economy and with this

Financial Sense

Seeking the bottom line in the credit vs. debit debate Debit or credit? It’s a question we routinely must answer — often with barely a second thought — during a retail transaction, whether at the grocery store, the mall or anyplace that accepts plastic as a form of payment. As inconsequential as the question and the answer might seem, the choice between using a debit card or a credit card to pay for a purchase is worth pondering a little more deeply. Indeed, how you answer the “Debit or credit?” question can have a profound impact on your life, from protecting your identity to building a credit score, according to personal finance experts at the Financial Planning Association in Denver, Colo. As much as the best answer differs from person to person and from situation to situation, depending on circumstances, the more you know ahead of time about the potential ramifications of the credit vs. debit decision, the better chance you’ll have of making the right call come payment time. Here are some pros and cons to consider: Pro credit card: Using a credit card limits identity theft exposure, said Jeff Maas, CFP with Lincoln Financial Advisors in Sacramento, Calif. Debit cards usually are directly linked to a personal bank account, so if the card number is compromised, so, too, may be the bank account.

That’s not the case with most credit cards, which typically are linked to their own distinct accounts. Pro debit card: Because a debit card draws funds directly from a personal account to cover purchases, it won’t increase the cardholder’s debt. And mounting debt is a major issue for many Americans. Pro credit card: Hotels, rental car companies and the like often place cardholder funds on “hold” for a period of time. Maas prefers using a credit card in these situations, since using a debit card may tie up money in the cardholder’s personal bank account. Pro debit card: Using cash on hand instead of credit to make purchases is a good way for a person to spend within their means, said Maas. “You can’t spend what you don’t have.” From a psychological standpoint, it removes the temptation to buy something you can’t afford. What’s more, there’s no big credit card tab hanging over your head. Pro credit card: Using a credit card responsibly — that is, using it only to the extent you’re able to pay the card’s full balance each month — will benefit your credit score. And a higher credit score plays a major role in a person’s ability to secure a loan, a mortgage, etc. Pro credit card: Many credit card providers offer cardholders perks such as fraud and insurance protec-

tion, return-of-purchase options and rewards programs that debit cards don’t provide. Pro credit card: Credit cards provide cardholders with a “float” — the flexibility of extra time (the billing period) to pay off their balance, along with the ability to finance a larger purchase. That’s not the case with debit cards, which immediately draw account funds to cover a purchase. Bottom line: It’s reasonable for people to have both a credit card and a debit card, using them as the situation dictates. People who handle credit cards responsibly should use them to build their credit rating, to take advantage of the flexibility and perks they offer, and to protect their identity, keeping in mind the danger of accruing too much credit card debt. People who are particularly budget-conscious or who have issues with debt and spending responsibly should lean more heavily on debit cards. This column is provided by the Financial Planning Association of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www. fpamn.org.

level of debt and overspending, that’s exactly the skillset we need in Washington. If he can teach economics to his students, then perhaps he can help the other politicians in Washington understand that you don’t spend more than you have.” Minnesota Democratic Party Chairman Ken Martin argued that Klobuchar has been doing a good job. “Senator Klobuchar has been a leader in the Senate and has a record of getting things done for Minnesota,” he said. “Nearly two-thirds of her bills have been with Republicans and she has consistently put Minnesota first to cut red tape and deliver results for our families and businesses. “She’s Senator Effective for Minnesota,” Martin said. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek. Tad Johnson contributed to this story.

Photo by T.W. Budig

State Rep. Kurt Bills, a Rosemount resident and Rosemount High School teacher, waves to Republican delegates in St. Cloud on May 18 after winning the Republican Party endorsement for U.S. Senate. Behind Bills is wife Cindy and some of the couple’s four children.

May 24, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Burnsville will inspect all rental housing units by John Gessner

DAKOTA COUNTY TRIBUNE

Each rental housing unit in Burnsville should be inspected at least every three years, City Council members agreed at a May 15 work session. Common areas of multifamily buildings should be inspected annually for fire code violations, the council said. The mandatory inspections — which will be added to Burnsville’s rental license ordinance — represent a change of heart for the council, which is expected to approve the modified ordinance in coming weeks. When Burnsville first licensed rental units in 2005, the council at the time rejected mandatory inspections and charging landlords a fee to pay for them. That was before the Country Village Apartments debacle. In January, the city revoked the 138-unit complex’s rental license after nearly a year of wrangling over hundreds of code violations with a property owner that city officials say was uncooperative. With Country Village fresh on their minds, council members agreed at a retreat earlier this year that more needed to be done to head off problem properties. “These inspections are very important to the safety of community,” Council Member Dan Gustafson said May 15. Burnsville has the eighthhighest number of rental units in Minnesota and the seventh-

highest concentration (34 percent), according to city-supplied rankings. Given the age of the rentalhousing stock and past problems, “this is a problem which is now our problem,” Council Member Bill Coughlin said, endorsing mandatory inspections despite what he said is his aversion to greater government regulation. The no-fee, no-inspection rental licenses have yielded many successes, officials say, including a reduction in police calls and help in evicting unruly tenants through a “threestrikes” provision. But the city has also dealt with problem properties, the worst of which — Country Village — placed unreasonable demands on fire and building inspectors and police. Would an inspections program have prevented the prevented the debacle? Gustafson asked. “Members of the council, I believe so,” replied Community Development Director Jenni Faulkner. The inspections could also enhance the reputation of Burnsville’s rental housing, officials say. “Ultimately, I think most good property owners will benefit from this,” Council Member Mary Sherry said. A number of metro cities already do mandatory inspections — some even set aside money to acquire and redevelop aging rental properties, Faulkner said.

Burnsville has 8,917 registered rental units — 7,417 in multifamily buildings, 750 in single-family homes and 746 rental lots in mobile home parks. Officials say they’ll need to add 3.5 inspection positions to inspect each unit every three years. Most metro cities impose both a per-building and perunit charge for inspections. Burnsville’s proposed inspection fees, to be paid annually, range from $140 for a single-family rental unit to $8,750 for the 400-unit The Woods, the city’s largest apartment complex. The council also endorsed an annual fire inspection of building common areas, where most fire-code violations occur. That will require a half-time inspector division at $71,000 and impose extra, annual costs of $240 per building or $10 per unit. The unit inspections would cover more than building and fire codes. Under proposed ordinance changes, corrective action or license revocation could be applied to units declared “unfit for human habitation.” “The city has found numerous hoarders in multifamily units over the past year,” said a city staff report. “Regular inspections of units would help the property managers and city to better deal with these.” John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Gerlach expects County Board race to be tight Contest will pit former rivals for state Senate seat

by Tad Johnson

DAKOTA COUNTY TRIBUNE

State Sen. Chris Gerlach had planned to take a break from politics this fall when he said he wouldn’t seek re-election in the Apple Valley and Rosemount area district he has served for the past 14 years. But a former neighbor of his changed all that. After longtime Dakota County Commissioner Will Branning said he would not seek another term on the County Board, the wheels started spinning for Gerlach. Gerlach said in a phone interview today that he had mentally prepared for not running for an office this fall, but after talking to a number of people who encouraged him to run for County Board now he’ll be doing a different kind of preparation – for a County Board campaign. The open seat also is being sought by Apple Valley Mayor Mary Hamann-Roland, who announced her County Board bid last week on the same day Branning said he would retire. With Hamann-Roland and Gerlach in the race, two very well-known and experienced political leaders who know

how to win campaigns are pitted against each other. Hamann-Roland and Gerlach squared off in the 2004 state Senate race after then Sen. David Knutson, RBurnsville, retired from the seat. At that time, HamannRoland ran as a member of the Indepedence Party. “Both Mary and I have a long history in public service,” Gerlach said. “Both of us feel strongly that the county has been well run, and we both feel interested in continuing with that.” He said he expects it to be a very competitive race. “This is a way to continue to use what I have learned at the State Capitol,” he said of knowing how to get things done in the Legislature. “I think it would be useful to have someone who knows who is pulling the levers at the State Capitol.” Gerlach, who said when retiring from the state Senate that he was doing so to spend more time with his two young children and managing his business (Eagan-based Capitol Direct), said in his release today that he was ready to retire from the high level of intensity

and partisan politics of St. Paul, but was not ready to end his service and relationship with the people of Apple Valley and Rosemount. He called working at the State Capitol very intense and a full-time job. Gerlach was elected as a Republican to the Minnesota House of Representatives in 1998 and to the state Senate in 2004. While serving in the legislature, Gerlach filled numerous leadership positions, ultimately as assistant majority leader and majority whip. Most recently he was chairman of the Senate Commerce and Consumer Protection Committee with jurisdiction over the regulation of financial institutions such as banking, insurance and real estate. Gerlach is a native of Apple Valley who said he grew up on the same street where Branning lived. He and wife Shelli have two young children in Apple Valley schools, and he owns and operates a direct marketing and bulk mail processing company located in Eagan.

Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

DFL commission rejects Maguire’s endorsement challenge by Jessica Harper

DAKOTA COUNTY TRIBUNE

The state DFL Constitution Commission denied on May 12 Eagan Mayor Mike Maguire’s challenge of the party’s endorsement of former state legislator Jim Carlson. The decision is a major setback for Maguire, who had launched a high-profile campaign in Senate District 51. “I’m very disappointed,” he said. “It’s a bit dumbfounding to me, faced with the prospects that the votes weren’t counted and that the committee didn’t seem too concerned or interested in taking action.” At the same time, the ruling reaffirmed Carlson’s prospects of challenging Republican Sen. Ted Daley this November. “We expected it would be upheld,” Carlson said. “Now I hope Mike can get behind me so we can unite as one party.” It is rare for a party endorsement to be contested, particularly in this district,

said John Wells, Senate District 51 chair for the DFL party. Commission members heard Mike several hours Maguire of testimony from both sides on Saturday. Maguire argued the party should rescind its endorsement of Carlson in light of a recent discovery that some delegate votes were not counted at February’s DFL convention. Responding to delegate concerns, convention organizers and party officers discovered a series of vote counting errors and failures to report or count votes cast for Maguire in each of the convention’s first three ballots. The official count in the fourth round of ballots gave Carlson 200 delegate votes, or 60 percent of the ballots. Maguire took 133 delegate votes, or 40 percent. Despite the errors, Carl-

son still maintained the majority of votes. Jules Goldstein, associate chair of the Minnesota DFL, contended that, in accordance to party bylaws, errors must be made intentionally for an endorsement to be overturned. Maguire has said that he believes the errors were made inadvertently. After much deliberation, the commission ultimately ruled in favor of the party. A detailed report of the decision was expected to be released by Friday. Maguire has the option to appeal, but has said he won’t make a decision until he reads the commission’s written report. Trying to appeal the decision may be another uphill battle for Maguire, Wells said. “It’s rare for an appeal to happen, and quite rare for one to succeed,” he said. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

BBB to offer Military Line program The Better Business Bureau of Minnesota and North Dakota has launched a local Military Line program designed to help Minnesota and North Dakota service members and their families make wise financial decisions and avoid scams. Military consumers and their families are heavily targeted for predatory lending, identity theft, auto loans at punitive rates, and questionable investments. In the past two years, more than 100,000 complaints from the military community have been reported to BBBs across the United States. Supported by an established national network with a century of expertise in marketplace knowledge, the mission of the BBB Military Line is to improve financial readiness and consumer education for service members, their families, and the military community. “We are excited and honored to offer this program to such an important segment of our communities,” said Dana Badgerow, president and chief executive officer of the BBB of Minnesota and North Dakota. “You would think that scammers would steer clear of those who serve, as well as their families. Sadly, that’s not the case, as these consumers are among those targeted most by scams.” Nationally, the BBB has offered a Military Line program since 2004. Disturbing patterns that they’ve tracked include: 1) Advance-fee loans, car-buying scams,

and predatory financing; 2) Scammers using job search sites to find victims; and 3) Scammers masquerading as reputable businesses or charities. BBB Military Line educational workshops that will be offered to Minnesota and North Dakota military personnel and their families include: Smart Consumer (teen and adult); Deals for Wheels (teen and adult); How to Buy a Home; Investing for Retirement; and Scams, Schemes, and ID Theft. Free resources to the military community will be provided via these five components: • Education — BBB staff will visit military installations to offer financial literacy classes to service members. • Outreach — Educational pamphlets will be distributed at community fairs, conferences and other events. Staffers will talk to service members and listen to their concerns. • Information — The resources page on the BBB’s website offers articles, links, consumer alerts and free consumer guides customized for military personnel and their families. The information will also be available via Facebook and Twitter. • Data Collection — Continuous analysis of BBB data helps identify the evolving needs of the military community in the marketplace. • Complaint and Dispute Resolution — Filing a complaint with the BBB helps military consumers resolve disputes and also aids the

BBB in identifying trends and issues affecting the military community. In addition to the BBB’s national Military Line program, the BBB of Minnesota and North Dakota joins 21 other BBBs which offer this service locally. Vicki Lokken-Paverud, the BBB’s military outreach coordinator, will be responsible for bringing Military Line resources to the Minnesota and North Dakota military community. The stated pillars of local BBB military outreach are: • Develop relationships with military installation leadership; • Teach financial readiness workshops; • Present at military installation information meetings and gatherings; • Participate in financial readiness and community fairs and conferences; and • Partner with local military affairs organizations. The mission of the Better Business Bureau is to be the leader in building marketplace trust by promoting, through self-regulation, the highest standards of business ethics and conduct, and to instill confidence in responsible businesses through programs of education and action that inform, assist and protect the general public. Hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 699-1111, toll-free at 1-800-646-6222.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 24, 2012

Boys and Girls Club gains steam

Would replace Burnsville’s GARAGE by John Gessner

DAKOTA COUNTY TRIBUNE

Photo submitted

The Eagan YMCA held a ground breaking May 11 in its 200-square-foot garden, which will produce fresh vegetables for the Eagan Resource Center.

Local YMCA hopes to help needy with green thumb by Jessica Harper

DAKOTA COUNTY TRIBUNE

As the obesity epidemic continues to swell, local food shelves have taken steps to provide healthier options. Now one Eagan nonprofit is looking to become another resource for a local food shelf to obtain fresh produce. The Eagan YMCA broke ground last week on its first 200-square-foot community garden, which will grow vegetables for the Eagan Resource Center. “This is our way to re-

spond to the community in a larger way,” said Terry Creegan, community garden board leader for the YMCA. Creegan said he expects volunteers will begin planting tomatoes, squash, peppers and rhubarb in June with the assistance of the University of Minnesota Master Gardeners. The nonprofit chose to limit its variety of vegetables the first year due to limited space. “We’ll see how it goes this year and expand it next year,” Creegan said. While growing food for

Farmington attorney: Mayor’s vote for his company not conflict City’s seed purchase raises questions

by Laura Adelmann

the bills,” Larson said. “I had abso Farmington lutely nothing to Mayor Todd Lardo with it.” son’s vote approv According to the ing a city purchase invoice, the salesof seed from the man was “TH,” company Larson Todd Larson identified by the works for did not company as sales represent a conflict representative of interest, according to Terry Harrington, whose Farmington City Attorney sales territory includes Joel Jamnik. Farmington. “He doesn’t receive a Larson’s sales territory commission, and he has is from Interstate 494 to no personal interest in the Canada. contract,” Jamnik told Sun Jamnik said City CounThisweek. cil members may vote on The city’s $2,458 pur- contracts that do not prochase of 40 bags of grass vide them a direct finanseed from Ramy Turf cial interest. Products occurred Feb. “If he got commission 23, and payment was ap- or was involved in makproved by the Farmington ing the contract or if his City Council at its April 2 compensation was based meeting. on that contract, then it Larson, a salesman for would be a conflict,” JamRamy, said he inquired nik said. with Jamnik before voting to pay the bill. Laura Adelmann is at laura. “I didn’t even know adelmann@ecm-inc.com or about it until I saw it in facebook.com/sunthisweek. DAKOTA COUNTY TRIBUNE

low-income families, the garden will be used by the YMCA’s child care center to teach children about plant life. “This project fits well with our mission to promote health, social responsibility and educational opportunities,” said Sheri Wallace, community board chair for the YMCA, “And it’s something that could be copied at other locations.” The Eagan YMCA has already raised $200 to purchase plants, but is still accepting donations for addi-

tional plants and to build a fence around the garden to keep wildlife out. An informational session will be held at 10 a.m. May 22 for those interested in volunteering at the garden. To donate or volunteer, contact Angie Cameron, member service director at the YMCA, at (651) 6834708 or at angie.cameron@ ymcastpaul.org. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Burnsville police call off active search for missing man Police have called off the active search for a Burnsville man who’s been missing for more than a month. Lorenzo Pacheco-Orozco (aka Lorenzo Moreno-Pacheco), 61, was last seen at about 6:30 a.m. on Sunday, April 15, near his southwest Burnsville home. Burnsville police have conducted several searches of the area during the past month, including air and ground rescue and recovery operations, the department said in a news release last week. Police say they’ve found no signs of Pacheco-Orozco or leads pointing to where he might be. “No further searches are planned at this time; however, Burnsville police will continue to follow up on leads as they come in,” the release said. Pacheco-Orozco does not speak English and suffers dementia from a head injury, according to police. He’s 5-foot-6, 150 pounds, with a heavy black mustache, and he walks with a limp.

Agencies and others assisting in search efforts include Murphy-Hanrehan Park Reserve; the Hennepin County Sheriff ’s Office, which provided bloodhounds; Scott County, which provided its mounted horse patrol; the State Patrol, which provided a helicopter; the Dakota County Sheriff ’s Office; the Three Rivers Park District; a private mountain bike club; Northstar K9 Search and Rescue; the Savage Police Department; the Minnesota Valley Transit Authority; the FBI; the Bureau of Criminal Apprehension; the Burnsville Mobile Volunteer Network; and many local businesses. Investigators on the case continue to work with the family, keeping it informed of any new information, police said. Anyone with information about Lorenzo PachecoOrozco is asked to call 911 or contact Burnsville police investigator Christi Carpenter at (952) 895-4592. — John Gessner

With the City Council on board and fundraising underway in the business community, momentum is growing behind a new Boys and Girls Club location in Burnsville. Questions remain about where to put the club and how to fill a projected $100,000 annual funding gap. But planning continues to replace The GARAGE, Burnsville’s 13-year-old teen center, with the first suburban outlet of the Boys and Girls Clubs of the Twin Cities. “The GARAGE is going to transition,” Council Member Dan Gustafson said at a council work session May 15. “It just needs to be stated.” Now the question is whether to renovate and expand the current GARAGE site or wait and see if a closed school building becomes available. Talk of closing a school in Burnsville-Eagan-Savage School District 191 has accelerated since the School Board this month quashed a money-saving proposal to shorten the school calendar. Permanent savings from closing a school would go a small way toward the district’s goal of cutting spending by $15 million over three years. The district is a partner in the Boys and Girls Club project. The district’s Burnsville Area Learning Center plans to provide programs and two full-time teachers at the club. Any decision on a building closing would likely be made well before the start of the 2013-14 school year. “It just remains to be seen how it all plays out,” Council Member Bill Coughlin said. Backers say a Boys and Girls Club could offer programs to up to 150 children a day, reaching more children and a wider age range with more programs than The GARAGE, which has struggled with funding and fluctuating attendance. A major part of the Boys and Girls Club proposal is a Kids Feeding Kids program, with a kitchen and dining area that could accommodate 180 children per day. Nearly half of District 191 students qualify for free or subsidized school meals. The Boys and Girls Club proposal has met resistance from youthful GARAGE organizers and loyalists, whom Boys and Girls Club

planners vowed to include in their planning process. The city spends $125,000 a year on operations at the GARAGE, which is also funded by various grants. There’s a $50,000 hole in next year’s GARAGE budget, Deputy City Manager Tom Hansen said. Longtime manager Eric Billiet departed earlier this year, and the GARAGE has an interim manager and inexperienced staffers, Hansen said, adding that “they’ll basically be scaling back the operation.” Amid budget cuts in 2009, the council shelved a $1 million plan to renovate and expand the GARAGE space in the city maintenance building in Civic Center Park. It would cost an estimated $950,000 to renovate the GARAGE space and an extra 8,450 square feet for the Boys and Girls Club. Additions would include the dining area and a sport court. Under current plans, the Boys and Girls Club would pay $328,000 a year to support operations, with five full-time staffers and some part-timers. The city would continue to contribute $125,000 a year and the building (unless a closed school is chosen). Also, Brad and Melanie Rixmann have committed $25,000 a year for 10 years for the dining program. (They have also committed $10,000 to the capital campaign for building improvements.) That still leaves questions about how to fund the renovation and cover a $100,000 annual funding gap in operations. Fundraising is underway. Council members Gustafson and Dan Kealey have been pitching the Boys and Girls Club in the business community. “I am confident beyond any doubt whatsoever that $100,000 gap will be filled, and will be filled by people in he Burnsville community,” Kealey said. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

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Calendar To submit an item for the Calendar, email it to darcy.odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, May 24, 7:30 to 9 a.m., Breakfast With Champions, JBL Conference and Event Center, 3795 Pilot Knob Road, Eagan. Speaker Tom Endersbe will teach tips and tricks of what it takes to be a successful leader. Cost: $20 members, $30 nonmembers. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, May 31, 9:30 to 10 a.m., ribbon cutting for new exhibit at The Works, 9740 Grand Ave. S., Bloomington. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, June 7, 7:30 to 8:30 a.m., The Buzz, DARTS, 1645 Marthaler Lane, West St. Paul. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: • Tuesday, June 5, 7:30 to 9:15 a.m., Coffee Connection, Great Clips IMAX Theatre at the Minnesota Zoo, 12000 Zoo Blvd., Apple Valley. Information: Catherine at Catherine@ AppleValleyChamber.com. Burnsville Chamber of Commerce events: • Wednesday, May 30, 8:30 to 10 a.m., open house, Sam’s Club, 8201 Old Carriage Court, Shakopee. Information: Jocelyn Hawman, (952) 496-1979. • Thursday, June 7, 4:30 to 6:30 p.m., Business After Hours, Olive Garden, 1451 W. County Road 42, Burnsville. Lakeville Area Chamber of Commerce events: • Friday, May 25, 7:30 to 9 a.m., Legislative Wrap-up, Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Information: Linda Rynda at info@lakevillechambercvb.org. • Thursday, May 31, 4:30 to 6:30 p.m., After Hours and ribbon cutting, Coldwell Banker/ Tucker. • Wednesday, June 6, 7:30 to 8:30 a.m., Morning Brew, LaMetry’s Collision. • Thursday, June 7, 4:30 to 6:30 p.m., After Hours, Citizen’s Bank Minnesota. River Heights Chamber of Commerce events: • Tuesday, May 29, 5 to 6:30 p.m., Business Card Exchange, Mississippi Dunes,

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10351 Grey Cloud Trail, Cottage Grove. Information: Chaz Kleinsteuber at chaz@riverheights.com. District 196 Community Education will offer the following business courses. Register at www.district196.org/ce or call (651) 423-7920. • Monday, June 4, Excel 2010: Functions and Formulas, 6:30 to 8:30 p.m., Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow businessto-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited Burnsville Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at BD’s Mongolian Grill, County Road 42 and Burnhaven Drive. To see if your category is open go to www. NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Stephano’s, Cliff Road and Highway 13, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from

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each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@ charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the JBL Companies building (old fire station),

3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes.com. Find our chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are

available. For questions, call Kathy Andrade at (952) 9971306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www.meetup.com/ womens-business-exchangeeagan. Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group.

Beronica Rivera, Lorena Hurtado, 755 Evergreen Court, Burnsville. ADesign & Photography, 1813 Skyline Drive N., Burnsville. Maple Tree Day School, 127 Poplar St. E., South St. Paul. Small Office Services, 1781 Taconite Point, Eagan. Antony DeTomasco Construction, 1335 Thompson Ave. Suite A, South St. Paul. DeTomasco Construction, 1335 Thompson Ave., South St. Paul. Wick & Associates, 15044 Portland Ave., Burnsville. Vetworx, 884 Oriole Drive, Apple Valley. What A Cool Doll Wars, 11424 Galtier Drive, Apple Valley. Fugitive Recovery Unlimited, 19706 Escort Trail, Farmington. Nana Cathy’s, 884 Oriole Drive, Apple Valley. MB Custom Cabinets, 9238 Hillcrest Drive, Savage. Paramount Bookkeeping LLC, 12701 Pheasant Run, Burnsville. CrazyHops Inflatables, 17989 Fullerton Court, Lakeville. PRN Direct, 16673 Festal Ave., Farmington. Floors To Your Door, 1008 Locust St., Farmington. Setter Market, 15219 Maryland Ave., Savage. Acceladata, 19950 Dodd Blvd., Lakeville. Major Integrity & Associates, 14507 Quebec Ave., Savage. Wants & Needs, 500 Greenhaven Drive #124, Burnsville.

Group Misterio de Mexico, 229 Elm Drive, Apple Valley. Wendy Baldinger dba Wiggle, Jiggle and Jam, 1147 Orchard Circle, Mendota Heights. Schult Engineering Services, 1804 Melody Lane, Burnsville. Little Boards, 11750 12th Ave. S., Burnsville. Minnesota Carry Training, 16383 Elm Creek Lane, Lakeville. Execute IT, 1332 Couchtown Court, Rosemount. CRB Consulting, 16935 Fieldcrest Ave., Farmington. Burnsville Auto Sales, 4109 Diamond Drive, Eagan. Midwest Stair Lifts, 1104 Fifth Ave. S., South St. Paul. Beyond the Edges.com, 4401 Egan Drive, Savage. Dreso Sport Bike Rentals, 273 Westview Drive #310, West St. Paul. Little Raiders Soccer Camps, 1811 Manor Lane, Hastings. Christy Nelson Photo, 12249 24th Ave., Burnsville. Gracewood, 720 Main St., Suite 205, Mendota Heights. Patch Masters, 13201 E. Manor Blvd., Burnsville. Kaleidoscope Designs LLC, 401 E. Burnsville Parkway #130, Burnsville. Twin Cities Special-T Quilt Company, 200 Wentworth Ave. W., Apt. C., West St. Paul. Sobas Photos, 517 Ramsey St., Hastings. TFS Benefits 4 U, 1503 Highway 13 E., Burnsville. TFS Magworld, 1503 Highway 13 E., Burnsville.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. RDW Services, 12480 Genesee Way, Apple Valley. Natural Garden Markers, 16845 Jaguar Ave., Lakeville. THPA Architects and Planners, 12016 Kennelly Road, Burnsville. ShatterHouse Ventures, 18379 Exodus Ave., Farmington. Tan Ambitions, 923 Eighth St., Farmington. Jaribu Auto Sales, 15014 Viewcrest Lane, Burnsville. DMR Apartments, 2303 Waters Drive, Mendota Heights. Christmas Lake Manor, 2303 Waters Drive, Mendota Heights. Chanhassen Village Apartments, 2303 Waters Drive, Mendota Heights. Accumulations, 16096 Huron Circle, Lakeville. Gavnat and Associates, 1007 Earley Lake Place, Burnsville. Northern Firearms, 14037 Daytona Way, Rosemount. ThrivingLives, 8452 123rd St. Court, Apple Valley. Parkside Apartments of Waterville, 15050 Cedar Ave. S. #116-316, Apple Valley. Twin Cities Choi Kwang Do, 2250 Diffley Road, Burnsville. Grounds 4 Grace, 18023 Jay Court, Lakeville. Apple Valley Villa Catered Living, 14610 Garrett Ave.,

Apple Valley. Lentz Team Associates, 4223 Boulder Ridge Point, Eagan. That Healthy Mom, 15450 Drexel Way, Apple Valley. Synthetic Seal, 708 Second St., Farmington. Bountiful Designs, 12911 Morgan Ave. S., Burnsville. Fitness Revolution Chanhassen, 14955 Overlook Drive, Savage. Vermear Designs, 12316 Parkwood Drive #210, Burnsville. Todd Kuester Properties, 750 S. Plaza Drive #319, Mendota Heights. Meetings in Minutes, 1130 E. Travelers Trail, Burnsville. Anchored Hope, 15535 Flyboat Lane, Apple Valley. Toy Treasures, 13952 Kentucky Ave., Savage. Nite-Daye Property Management, 6926 S. Park Drive, Savage. Lawns by Lambrecht, 14150 Garden View Drive, Apple Valley. River City Data, 149 Thompson Ave. E. #140, West St. Paul. Twin Cities Metro Woman Directory, 13620 Irving Ave. S., Burnsville. Texas AgXchange, 14551 County Road 11 #145, Burnsville. Tradition Valet, 8646 Eagle Creek Circle #107, Savage. Hey Girlfrenn, 1540 Thomas Lake Point Road #216, Eagan. Macro Moore, 14716 Excelsior Lane, Apple Valley. Personal Wisdom Coaching, 2506 Haverton Circle, Mendota Heights.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 24, 2012

Hometown businesses have deep roots Many Farmington graduates are local business owners

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

If Farmington High School’s 2012 graduates are like those who have gone before, many may stretch their wings during college but return to build upon their established roots. At least 23 Farmington businesses are operated by Farmington High School graduates, said Lisa Carey owner of Town’s Edge Barber and part of the school’s class of 1989. “So many graduates have stayed,” she said. “And, they not only stay, but their roots go deeper when they have a business, too.” Graduates who return and start businesses are “vitally important” to the community, said Farmington Business Association President Clyde Rath. “If you’re not growing and going forward, you’re going backwards.” People who have been raised in the community and open businesses are more emotionally connected to the area and have the community’s best interest at heart, he added. “Not to say someone from another place can’t be, but they have that history and …

ing to make money in this world and be successful, sales and owning your own business are two areas to look at, so I’ve always lived through that.” Carey credited Farmington schools for increasing its emphasis on business-related training, including the student-operated store at the high school. “It gives (students) the opportunity to get their feet wet and see if it’s something they want to pursue,” Carey said. Bischel called being selfemployed challenging and said that increasing rules and regulations have made it more difficult to be selfemployed. He said Farmington’s business community is active and the city leadership changes have made it easier to do business in Farmington. “I think there’s been a lot of cowboys in town a long Photo submitted time,” he said. “The fact that people are starting to work Mike Bischel is one of many Farmington High School graduates who have opened businesses in Farmington. together is definitely helpknow all the people around school’s class of 1981, start- by his parents and their people in this world: Some- ing.” town,” Rath said. “That’s im- ed a construction company friends in Farmington for one who works for somebody portant when you’re trying to with an office off Highway 3 their entrepreneurial spirit. else and someone who works Laura Adelmann is at laura. get something done.” about seven years ago. “I can remember my dad for themselves,” Bischel said. adelmann@ecm-inc.com or Mike Bischel, from the He said he was inspired saying there’s two kinds of “He said if you’re gofacebook.com/sunthisweek.

Indictment stirs assisted suicide debate Neighbor reached out to Apple Valley resident Doreen Dunn before her death

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Until the pain, Doreen Dunn was a traveler, quilter and master gardener, said Julie Tussing, a neighbor who helped care for Dunn at her Apple Valley home before the 57-year-old woman’s apparent suicide. Dakota County Attorney James Backstrom released last Monday a May 11 grand jury indictment of 17 counts against Final Exit Network and four of the nonprofit right-to-die organization’s volunteers for their alleged role in Dunn’s May 30, 2007, death. Cited in the indictment are nine felonies of assisting another to commit suicide and eight gross misdemeanor charges of interfering with a death scene. Charged are Final Exit Network, a 501c3 nonprofit; Thomas “Ted” Goodwin, former president of Final Exit Network; Roberta Massey, a Final Exit “case coordinator;” Jerry Dincin, then-Final Exit Network president; and the organization’s medical director Dr. Lawrence Egbert. Backstrom alleges Dunn committed suicide using a hood and inhaling helium gas after consulting with

In Brief

To read a story about last Monday’s announcement of the Dakota County Grand Jury’s indictment, go online to www.SunThisweek.com. members of Final Exit Network without her family’s knowledge, and that Dincin and Egbert were present in Dunn’s residence when she took her life. Backstrom said materials allegedly used by Dunn and items referencing Final Exit Network were removed from the scene, as outlined in the organization’s training manuals. Robert Rivas, attorney for Final Exit Network, has argued volunteers do not physically assist a person committing suicide, but provide information that is constitutionally protected free speech. He told Sun Thisweek he intends to file to have the case dismissed.

Good neighbor

Tussing and Dunn were never close friends but raised their families in the same neighborhood for over 20 years. Knowing Dunn was in

chronic pain following surgeries, Tussing one day brought Dunn a flower and a card. “It said ‘Thinking of you,’ ” Tussing said. “She just grabbed on to that, because she knew somebody cared.” The years of chronic pain had taken a toll on some relationships, including Dunn’s marriage, Tussing said, and family members appeared unsure of what to do to for her. For the last few years of Dunn’s life, Tussing would give her rides to appointments, shop for her groceries and help with her care. According to Tussing, Dunn suffered from insomnia, frequently took headache medicine and was depressed. She said the former musician who spoke with pride about her children grew to complain more frequently as she suffered constant “excruciating pain” set off by even the slightest touch.

“She just became unbearable at times. … She was always appropriate with me, but you could tell she was under a lot of stress,” Tussing said. After Dunn’s body was discovered, and the coroner ruled she died of natural causes, Tussing said she felt “sort of relieved” for Dunn because she was no longer suffering. When Tussing learned evidence uncovered in a Georgia investigation indicated Dunn had contacted Final Exit Network apparently seeking to end her life, Tussing said she was not surprised, considering all she knew about Dunn’s situation. She said Dunn had spoken to her about her suffering. “She let me know she just couldn’t take it anymore,” Tussing said. Having witnessed Dunn’s situation and knowing others who struggle with depression and pain, Tussing said she believes people should be legally allowed to end their suffering. “I agree with the right-todie,” Tussing said. “It’s unfortunate that in Minnesota, we don’t have that option.” In an interview, Backstrom said he has “great com-

passion” for those suffering from serious pain, illness or disease, but noted Minnesota law does not allow for assisted suicide. “Until such time as the Minnesota Legislature chooses to enact legislation allowing assisted suicides in cases of terminal illness or irreversible medical conditions that adversely impact a person to the extent that their quality of life is unacceptable to them, aiding, encouraging or assisting someone suffering from any condition to kill themselves is against the law in Minnesota.” Oregon is the only state with laws that allow physician-assisted suicide for terminally ill patients under the 1998 “Death with Dignity Act.” Gordie Haug, a representative for ADAPT Minnesota, a disability-rights organization, told Sun Thisweek he has concerns about a society that condones suicide. He said when discussions were occurring about legalizing assisted suicide of the terminally ill, it was proclaimed a slippery slope that would lead to ending the lives of those who are not terminal, as in Dunn’s case. “I oppose any policies and

practices that threaten the lives of persons with disabilities,” Haug said, adding that he works with many disabled people suffering from depression. Haug said there are treatments and options to ease pain and effectively treat depression, but with Medicaid cuts and tight budgets, Haug worried people may decide it is cheaper to take a life than to preserve one. “I don’t think it’s anyone’s right to take their life,” he said. The Final Exit Network volunteers will have to travel to Minnesota for trial, as they have in other states where prosecutions have occurred. Last year in Arizona, a jury found Final Exit Network’s medical director not guilty of conspiring to assist in a suicide. The jury was deadlocked in the case of an exit guide accused of assisting and conspiring to assist in the same suicide. Two other volunteers pleaded guilty to misdemeanor charges. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

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May 24, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Filing begins for two Eagan council seats

Eagan residents interested in running for City Council can file between May 22 and June 5 at the Eagan Municipal Center. The four-year terms of council members Cyndee Fields and Meg Tilley are set to expire at the end of this year.

To file for City Council, a candidate must be eligible to vote in Minnesota, be at least 21 years of age upon assuming office and maintain a residence for at least 30 days prior to the election, among other requirements. Candidates must also

complete a filing form provided at the city clerk’s office and pay a $5 filing fee. The deadline to withdraw is 5 p.m. June. 7. The municipal center is located at 3830 Pilot Knob Road in Eagan.

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Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST : A Conditional Use Permit to allow building (storage silo) heights greater than 45 feet in the I-2, General Industrial District. APPLICANT: APPRO Development on behalf of KW Holdings, LLC (dba National Polymers). LOCATION AND LEGAL DESCRIPTION: The property is located at 7920 - 215th Street in the City of Lakeville and is legally described as follows: Lots 10 and 11, Block 2, AIRLAKE INDUSTRIAL PARK 1st ADDITION, according to the recorded plat thereof, Dakota County, Minnesota. W H E N : Thursday, June 7, 2012 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Call Associate Plannier, Frank Dempsey at (952) 985-4423 or you may e-mail comments or questions to fdempsey@lakevillemn.gov DATED this 22nd day of May 2012 CITY OF LAKEVILLE _____________________ Charlene Friedges City Clerk 3025686 5/24/12

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 06/26/2012 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Enrique Gonzalez Bill of Lading #: 000301 Amount: $950.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 3024433 5/24-6/7/12

NOTICE PUBLIC NOTICE PUBLIC Notice of Public Sale

Notice is hereby given that on July 6, 2012 at 10:00AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 806 Cheryl Brown Vehicle #4678846 Unit # 851 Marlys Jasper furniture, luggage, boxes of unknown content #4678847 Unit # 1714 Jade Larson/ Shawna Larson stereo equip., vacuum cleaner, furniture, boxes of unknown content #4678848 Unit # 2106 Britni Crosslay/ Chris Mooney television, furniture #4678845 Unit # 2122 Vanessa Vasquez television, tools, furniture, boxes of unknown content #4678849 3019111 5/24-5/31/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-303 Estate of Joanne F. Dahms, Decedent Notice is given that an application for informal probate of the Decedent’s will dated July 15, 1988 and codicil( ) to the will, dated _______, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”) has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Melissa Dahms Norsten whose address is 1100 Dwane Street, South St. Paul, MN 55075 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 5/21/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Thomas R. Lehmann Lehmann & Lutter, P.A. 2113 Cliff Drive Eagan, MN 55122 Attorney License No: 184226 Telephone: 651-452-6693 FAX: 651-452-8316 3024118 5/24-5/31/12

NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 7752 Dowell Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1979 DETR manufactured home, 14 x 70, S e r i a l N o . MNDH04D24911761A . This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Timothy James Magnuson & Ashley Lynn Magnuson with Sandra & William Baier as the 1st Secured Party. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015272 5/17-5/31/12P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-283 ---------------------------------------------------------In Re: Estate of Alice Palmersheim, a/k/a Alice M. Palmersheim, a/k/a Alice Mary Palmersheim, Deceased. ---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 19th day of June, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated September 9, 1976, and for the appointment of Lawrence A. Palmersheim whose address is 12950 Hershey Way, Apple Valley, MN 55124, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of thi s notice or said claims will be barred. Dated: 5/9/12 Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 3008407 5/17-5/24/12

Notice of Public Sale On, June 14, 2012 at 10:00AM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W Lakeville, MN 55044. Included in sale: #141 Dennis Laubach 13401 York Ave So Burnsville, MN 55337 tag #2522516 Partial inventory: 2002 Harley Davidson soft-tail License #01575MT VIN# 1HD1JBB133405098, vintage beer signage & lights, leather couch, vintage lamps #147 Shaun Smieja 10585 170th St W Lakeville, MN 55044 tag #2522518 Partial inventory: Mini frig, desk, coffee table, desk chair, marble slab, lamps, crock pots, tote, portable DVD player 3018837 5/24-5/31/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 MARS manufactured home, VIN #13173 currently located at 12750 Garner Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 1st. June, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Robert Clifford Hoffman or the estate of Robert Clifford Hoffman (DOB unknown) Judith Hoffman (02/06/1940), as the owner(s) and/or resident(s) and/or occupants of the above address thereof to: Realty Systems - Arizona, Inc., in the sum of Five-Thousand, Seventy-One Dollars and 58/100 ($5,071.58) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 07, 2012 ________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 3005548 5/10-5/24/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-298 ---------------------------------------------------------In Re: Estate of Thomas Edwin Swensen, also known as Thomas E. Swensen, Deceased. ---------------------------------------------------------It is Ordered and Notice is hereby given that on June 19, 2012, at 9:00 A.M., a hearing will be held at this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated April 17, 1984, and for the appointment of Michael F. Fleming, whose address is 2316 Mount View Avenue, Minneapolis, Minnesota as Personal Representative of the Estate of the Decedent in an Unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is further given that (subject to Minn. Stat. § 524.3-801(b)(c)) ALL CREDITORS having claims against the Estate are required to present the c l a i m s t o t h e P e r s o n a l Representative(s) or to the Court Administrator within four months after the date of this notice or the claims will be barred. Dated: 5/11/12 Arlene Perkkio Judge (COURT SEAL) Michael J. Smith (183350) Larkin Hoffman Daly & Lindgren Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Minneapolis, Minnesota 55431 Telephone: (952) 835-3800 Fax: 952-896-3333 3016100 5/17-5/24/12

Notice of Public Sale On June 14th 2012 at 9:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044. Included in sale: #104 Mark Stevens 19897 Cabrilla Way, Farmington, MN 55024. Tag #0134485 Tonka Toys, Couch, King Bed, TVs, DVDs, Van Seat #177 Alfredo Perez 1020 3rd St Apt #105, Farmington, MN 55024. Tag #2556534 Crib, TV, Kitchen Table and Chairs, Pack and Play, Guitar, Misc. Household items #353 Joshua Grimsley 202 Cleopatra Dr, Lakeville, MN 55044. Tag #0134228 Office Chair, Totes, TV, Kitchen Table, Vacuum, Coat Rack, Golf Clubs. 3016348 5/24-5/31/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 4 Forest Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1978 ROLL manufactured home, 14 x 70, Serial No. 32902. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Concepcion Erika Lopez-Alcaide. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015302 5/17-5/31/12P

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS APPLE VALLEY FAMILY HOUSING LIMITED PARTNERSHIP Notice is hereby given that sealed bids will be received by the Apple Valley Family Housing Limited Partnership (Apple Valley FHLP), Minnesota until 10:00 AM, Thursday, May 31, 2012, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Furnace & AC Replacement Project at Glenbrook Family Townhomes, 12525-12639 Glenbrook Way, Apple Valley, MN 55124. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: the Apple Valley FHLP in care of Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, Attn: Bob Rosenthal. A mandatory pre-bid walk-through at the site is scheduled for May 24, 2012 at 10:30 AM and is required of ALL bidders. Bidders are to meet at Glenbrook Family Townhomes unit #12591 on May 24, 2012 at 10:30 AM. The pre-bid walk-through is mandatory and only those bidders who attend will have their bids considered at bid opening. Bidders must confirm of their intent to attend the walk-through by contacting the Project Manager, Bob Rosenthal at Dakota County CDA, 651-675-4483 no later than 3:00 PM Wednesday May 23, 2012. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Specifications and bid documents for this project may not be available until May 24, 2012. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to Bob Rosenthal, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The Apple Valley FHLP hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Apple Valley FHLP reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Apple Valley FHLP. Bob Rosenthal, Capital Projects Manager Dakota County Community Development Agency 3014616 5/17-5/24/12

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-308 --------------------------------------------------------In Re: Estate of Gary M. DeCramer, a/k/a Gary Michael DeCramer, a/k/a Gary DeCramer, Deceased. ---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 19th day of June, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 13, 2002, and for the appointment of Estelle M. Brouwer whose address is 704 Apache Lane, Mendota Heights, MN 55120, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 5/16/12 Joe Carter Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 3019324 5/24-5/31/12

PUBLIC NOTICE

AMENDED NOTICE AND ORDER FOR HEARING PURSUANT TO MINN STAT. § 501B.16 STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT CIVIL DIVISION Court File No. 19HA-CV-12-2718 In the Matter of the: THE JOHANNA HELENNA MADERN TRUST created under agreement dated April 15, 2008 _______________________________________ IT IS ORDERED AND NOTICE IS GIVEN that a Petition signed by Thomas W. Fielder, Jr., as President of Fiduciary Services of Minnesota, Inc., as Emergency Conservator of the Estate of Johanna Helenna Madern has been filed with the Court. The Petition requests an order for the following relief: Requesting the removal of the Trustee of the Johanna Helenna Madern Trust and the appointment of a Successor Trustee, or in the alternative, terminate the trust and distribute remaining trust assets to Johanna Helenna Madern. Any objections to the Petition must be filed with the Court prior to or at the hearing. If no objections are filed the Petition may be granted. IT IS ORDERED, that the Petition will be heard on June 15, 2012 at 9:00 a.m. by this Court, located at the Dakota County Judicial Center, 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033. 1. Notice shall be given to all persons named in the Petition as having or as claiming an interest in the Trust. 2. Notice shall be given by: a. Mailing a copy of this Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust, at their last known addresses by U.S. Postal Service at least 15 days prior to the hearing date; and, b. Publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County, Minnesota. BY THE COURT Tim D. Wermager /s/ Judge of District Court Date 5/21/12 Lisa Valastal /s/ District Court Administrator Date 5/22/12 Attorneys for Emergency Conservator Lori L. Guzmán, Att'y Reg. No. 285808 Timothy P. Carey, Att'y Reg. No. 390868 GUZMÁN LAW FIRM, PA 14847 Energy Way Apple Valley, MN 55124 Phone: 952-432-0648/ Fax: 952-431-2491 3025554 5/24/12

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-CV-12-1281 Case Type: Name Change In the Matter of the Application of: Marie Cyr Anderson On Behalf of: Eve Christine Andrews Diana Elizabeth Andrews For a Change of Name to: Eve Christine Anderson Diana Elizabeth Anderson TO: Donovan Andrews 1903 Silver Bell Road #316 Eagan, MN 55122 An Application for Name Change has been filed by Marie Cyr Anderson for a change of name for the minor child (ren ) Eve Christine Andrews & Diana Elizabeth Andrews to Eve Christine Anderson & Diana Elizabeth Anderson. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Avenue, Apple Valley, M N 55124 on July 6, 2012, at 9:00 a.m. You may obtain a copy of the Application for Name Change from District Court, 14955 Galaxie Avenue, Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child (ren) may be granted. Dated: May 4, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy Clerk 3009721 5/17-5/24/12P

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-958 In the Matter of the Petition of: JPMorgan Chase Bank, National Association, in Relation to Certificate of Title No. 91571 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Three (3) in Block Eighty-two (82) of the Town of Hastings according to the plat thereof now on file and of record in the office of the Register of Deeds within and for said County and State. TO: JAY M. BEGNAUD; SHARON K. BEGNAUD; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 27th day of June, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 91571 and enter a new Certificate of Title for the land therein described in favor of JPMorgan Chase Bank, National Association, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 682547, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 5/2/12 BY THE COURT: Mary J. Theisen Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 3007201 5/17-5/24/12

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PUBLIC NOTICE

Notice is hereby given that on July 6, 2012 at 11:00AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 408 Mary Walsh furniture, boxes of unknown content #4678844 Unit # 420 Dragos Bogza television, computer equip., furniture, boxes of unknown content #4678843 Unit # 454B Bradford VanHaveren bicycles, television, luggage, furniture, boxes of unknown content #4678842 3019185 5/24-5/31/12

PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday June 6, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. S. Amundsen - Unit 526 Chairs, Misc. Boxes, Mattress and Box Spring 2992792 5/17-5/24/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 1 Washburn Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1975 BEND manufactured home, 14 x 60, Serial No. S4010. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Karry Ann Rood & Michael Brice Rood. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015342 5/17-5/31/12P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on June 5, 2012 at 10 a.m. at 15 Bryan Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1969 BUDD manufactured home, 12 x 52, Serial No. BE889D. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by David Joseph Wozniak. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015034 5/17-5/31/12P

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Sherwood Forest Tavern 2. Principal Place of Business: 4619 Parkridge Drive, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. SFT, Inc., 4619 Parkridge Drive, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/1/12 SFT, Inc., by Michael Mulrooney, Its President 3006721 5/17-5/24/12

PUBLIC NOTICE PUBLIC NOTICE NOTICE AND ORDER OF

HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-309 Estate of John J. McNeely, Decedent It is Ordered and Notice is given that on 6-19-12, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated 12/28/2005, and for the appointment of U.S. Bank National Association, Patricia M. Gordon & David C. McNeely, whose addresses are EP-MN-S12, 101 E. 5th St., St. Paul, MN 55101, 4261 Alabama Ave So., St. Louis Park, MN 55416 and 10072 Buena Vista Drive, Conifer, CO 80433, respectively, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5-16-12 BY THE COURT Joseph T. Carter Judge of District Court (COURT SEAL) Attorney for Personal Representative Andrew M. Baese Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 0284336 Telephone: 651-808-6444 FAX: 651-808-6450 Email: abaese@briggs.com 3019605 5/24-5/31/12

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 29 Hays Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1972 HOLL manufactured home, 14 x 70, Serial No. M60681. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Sherman Bruce Ellison. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015332 5/17-5/31/12P

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-302 Estate of Edwin Eugene Griffith, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated February 19, 1991, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Bradley J. Griffith, whose address is 8728 Highwood Way, Apple Valley, MN, 55124, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/21/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative William G. Peterson Peterson Law Office, LLC 3601 Minnesota Drive, Suite 835 Bloomington, MN, 55435 Attorney License No.: 86435 Telephone: (952) 921-5818 FAX: (953) 831-2550 Email: gkivens@petersonlawoffice.com 3024084 5/24-5/31/12

CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: 901 Properties 2. Principal Place of Business: 12301 Dupont Avenue South, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. James F. O’Meara, 4900 West 120th Street, Apple Valley, MN 55121 Catherine O’Meara, 12540 Parkwood Drive, Burnsville, MN 55337 Mary Beth Moynihan, 13094 Herald Circle, Apple Valley, MN 55124 Thomas O’Meara, 16533 Pebblebrook Court, Prior Lake, MN 55372 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/17/2012 John M. Harvey, Authorized Agent of Mary Beth Moynihan, Partner 3026035 5/24-5/31/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-266 Estate of Holly Rae Brett (Thorson), Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Angela Mary Thorson, whose address is 9151 126th St. West, Savage, Minnesota 55378 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days for the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4/27/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator 3018612 5/24-5/31/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: GoldStarFeedback.com 2. Principal Place of Business: 4525 149th Ct., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FindMyBusinessNow.com, Inc., 4525 149th Ct., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3-27-2012 David Jabas, President 3025488 5/24-5/31/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: M&K Resale 2. Principal Place of Business: 700 14th Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Matthew J. Zeidler, 700 14th Street, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/28/2012 Matthew Zeidler 3019372 5/24-5/31/12P

PUBLIC NOTICE PUBLIC NOTICE

Summons Without Real Estate State of Minnesota County Dakota District Court First Judicial District Court File Number: ___________ Case Type: Dissolution without Children In Re the Marriage of: Shannon Kaye Klarich, Petitioner and Jeffrey Scott Klarich, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration, and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota Statutes, Chapter 518B, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 5/2/12 3006028 5/17-5/31/12

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract/Replevin Case No.: 19HA-CV-12-2110 _______________________________________ Green Tree Loan Company, as Servicer for Green Tree Servicing LLC, Plaintiff, v. Drewlene Zerbe, Defendant. _______________________________________ THIS SUMMONS IS DIRECTED TO Drewlene Zerbe, 13001 Pennock Avenue South, #3, Apple Valley, MN 55124. 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file with the District Court Administrator. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: May 2, 2012. FOLEY & MANSFIELD PLLP By:/e/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Green Tree Loan Company 2998657 5/10-5/24/12

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 20 Bryan Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1971 HSEH manufactured home, 14 x 70, Serial No. HH4701. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Nicola Ann Velat & Mavis Ann Abrahamsen. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015095 5/17-5/31/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: HD Masks 2. Principal Place of Business: 980 Aldrin Drive, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. TrueView Masks LLC, 980 Aldrin Drive, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/1/12 Mark Steffen, TrueView Masks LLC Member 3005954 5/17-5/24/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-293 Estate of Roland J. Miles, a/k/a Roland James Miles, Decedent. It is Ordered and Notice is given that on 6-19, 2012, at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of Decedent, dated June 3, 2011, (“Will”), and for the appointment of Carol Lee Miles, whose address is 1106 Kirkwood Drive, Eagan, Minnesota, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/11/12 BY THE COURT Arlene Perkkio Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt, Esq. Dougherty, Molenda, Solfest, Hills & Bauer, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: 952-953-8824 FAX: 952-432-3780 Email: tmerritt@dmshb.com 3016725 5/17-5/24/12

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PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 4212 Denton Way, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1971 AWAR manufactured home, 14 x 70, Serial No. 1829. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Jeffrey Allan Thomas. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015251 5/17-5/31/12P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on June 5, 2012 at 10 a.m. at 17 Bryan Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1990 COMM manufactured home, 14 x 70, Serial No. N030170A. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Richard James Klarchek with Bridgeview Bank and Trust as the 1st Secured Party. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015067 5/17-5/31/12P

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 9 Hays Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1978 ROLL manufactured home, 14 x 70, Serial No. 33552. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Juanita Anne Seib with Lenore D E Kromschroeder as the 1st Secured Party. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015322 5/17-5/31/12P

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On June 5, 2012 at 10 a.m. at 103 Harper Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1969 BUDD manufactured home, 12 x 60, Serial No. 4018C. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Daniel Duane Condon with 1st Bank of St. Paul as the 1st Secured Party. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $ 4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015308 5/17-5/31/12P

NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC Notice of Public Sale NOTICE OF SALE OF PERSONAL PUBLIC NOTICE MINNESOTA SECRETARY OF STATE NOTICE IS HEREBY GIVEN, that On

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Graham’s Computer Grace & Repair 2. Principal Place of Business: 430 Mendota Road West APT 317, West Saint Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Graham Parenteau, 430 Mendota Road West APT 317, West Saint Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01-04-2012 Graham Parenteau 3022458 5/24-5/31/12P

CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Helping Hands Estate Sales 2. Principal Place of Business: 15557 Cherry Path, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. James Moen, 15557 Cherry Path, Rosemount, MN 55068 Nadine Moen, 15557 Cherry Path, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/13/2012 James Moen 3016798 5/17-5/24/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-297 In Re: Estate of Catherine R. Moen, a/k/a Catherine Rose Moen, a/k/a Catherine Rose Burns, a/k/a Catherine Rose Halterman. Decedent. It is Ordered and Notice is given that on 6-19-12 at 9:00 AM, a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will re-dated January 14, 2012 and originally dated April 29, 1987, and for the appointment of Margaret Heilman, whose address is 5410 Three Points Blvd, Mound, Minnesota 55364 as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 5/11/12 BY THE COURT Arlene Perkkio Judge of District Court E Murphy Law Offices, PLLC Ellen M. Murphy-Fritsch MN# 0316921 4525 Allendale Drive White Bear Lake, MN 55127 Telephone: 651-426-9978 Facsimile: 651-426-9981 e-mail: Ellen@murphylaw.com 3015484 5/24-5/31/12P

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-316 In Re: Estate of Donald Dwayne Thorp, a/k/a Donald D. Thorp, Decedent. It is Ordered and Notice is given that on June 19, 2012 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Courtroom _____ in Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated March 30, 2010, and for the appointment of Lawrence D. Haugen, whose address is 8364 Zane Avenue, Stewart, MN 55385 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 5/21/12 BY THE COURT Tim D. Wermager Judge of District Court Grannis & Hauge, P.A. David G. Keller MN# 124734 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121-2201 Telephone: 651-456-9000 Facsimile: 651-454-4232 3024742 5/24-5/31/12

PUBLIC NOTICE

June 5, 2012 at 10 a.m. at 4232 E 77th St, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1998 VICH manufactured home, 28 x 80, Serial No. VP4318ABIN. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Nancy Marie Chavez and Octavio Guajardoo Chavez with INMC Mortgage as the 1st Secured Party. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015290 5/17-5/31/12P

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN , that On June 5, 2012 at 10 a.m. at 4128 Denton Way, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1973 LIBR manufactured home, 14 x 70, Serial No. W3566. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Rudolph Henry Riley. The property has been abandoned in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4,810.50 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date May 14, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: May 17th, May 24th, May 31st 2012) 3015210 5/17-5/31/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: No Streaking Professional Window Washing 2. Principal Place of Business: 950 Redwood Dr, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Charles D Werner, 950 Redwood Dr, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/02/2012 charles d werner 3025603 5/24-5/31/12P

PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 DEIT manufactured home, VIN #GA040637 currently located at 12584 Gavotte Ave., Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 1st. June, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Todd Alan Mickelson (01/29/1962), Jaime Hernandez (10/13/1970), as the owner(s) and/or resident(s) and/or occupants of the above address thereof to: Realty Systems - Arizona, Inc., in the sum of Five-Thousand, One-Hundred, Thirteen Dollars and 58/100 ($5,113.58) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 07, 2012 _______________________ Carol Williams, Agent Realty Systems - Arizona, Inc 3005569 5/10-5/24/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1981 MODU manufactured home, VIN #64408AB currently located at 2764 138TH St. W., Rosemount, Minnesota 55068, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 1st. June, 2012 at 2:00 P.M., at Rosemount Woods Community Office, 13925 Bunratty Avenue, in the city of Rosemount, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Lila Jane Dalton (12/20/1953) and 21ST Mortgage Corp, as the owner(s) and/or 1ST, Secured Party and/or resident(s) and/or occupants of the above address thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, Five-Hundred, Forty-Two Dollars and 76/100 ($3,542.76) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 08, 2012 _______________________ Carol Williams, Agent Realty Systems - Arizona, Inc 3005580 5/10-5/24/12

PUBLIC NOTICE

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY MORTGAGE CREDIT CERTIFICATE PROGRAM __________________________ NOTICE IS HEREBY GIVEN that the Dakota County Community Development Agency (the "CDA") intends to make Mortgage Credit Certificates ("MCCs") available to certain qualified persons purchasing or substantially rehabilitating eligible homes in Dakota County, Minnesota (the "County"), under a Mortgage Credit Certificate Program expected to be established in 2012 (the "Program"). An MCC is intended to reduce the amount of federal income tax a borrower must pay in order to free up income for the borrower to qualify for a mortgage loan. An MCC allows the borrower to take a nonrefundable credit against his or her federal income tax liability each year in an amount equal to either 20% or 30%

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�� for ��and �� issuance of The application amount equal to either 20% �� or 30% (the specific rate is to be determined) MCCs is not limited to mortgage loans of the interest paid by the borrower on made by or through any particular the mortgage identified in the MCC. lender or lenders. Any lender which The terms of the MCC and the Pro- agrees to participate in the Program gram will be subject to the provisions may facilitate the receipt of MCCs by and limitations of Section 25 of the applicants for their mortgage loans. Internal Revenue Code and applicable T h e C D A s t r o n g l y e n c o u r a g e s interested lenders to participate in the Treasury Department Regulations. Program. ELIGIBILITY REQUIREMENTS An MCC is issued to a borrower in CONTACT INFORMATION Further information regarding the connection with a specific mortgage loan on a qualifying home. The CDA Program and its requirements, for anticipates that the requirements for a p r o s p e c t i v e b o r r o w e r s a s w e l l a s borrower to be eligible to receive an lenders, may be obtained by contacting MCC will be as follows: the following person: * Principal Residence Require- Deborah Haugh ment. The borrower must occupy the D a k o t a C o u n t y C o m m u n i t y financed home as his or her principal Development Agency residence, beginning on a date that is 1228 Town Centre Drive within 60 days after the MCC is issued. Eagan, MN 55123 I n g e n e r a l , " p r i n c i p a l r e s i d e n c e " PH: 651-675-4478 5/24/12 means an eligible home which the bor- 3023632 rower will own and will occupy as his or her principal residence throughout the term of the MCC. If at any time the borrower who is the holder of an MCC MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME ceases to occupy the home as his or Minnesota Statutes, Chapter 333 her principal residence, the MCC will The filing of an assumed name does be revoked so that the tax credit may n ot provide a user with exclusive no longer be taken and the borrower r i g hts to that name. The filing is may be required to pay an additional tax intended to recapture a portion of required for consumer protection in the credit previously taken. There are order to enable consumers to be able exceptions to the recapture require- to identify the true owner of a busiment where joint tenants are divorced ness. 1. List the exact assumed nam e and one of them moves out, or where a under which the business is or will be mortgagor dies. *I n c o m e L i m i t . T h e m a x i m u m conducted: Carson Renovations 2. Principal Place of Business: 6372 annual gross income for a borrower to qualify for an MCC under the Program 134th St. W., Apple Valley, MN 55124 3. List the name and complete street is expected to be 100% of median income for the County, which is cur- address of all persons conducting business under the above Assumed rently $83,900. In general, the combined gross income of the borrower(s) Name, OR if an entity, provide the legal a n d a n y o t h e r p e r s o n ( o t h e r t h a n corporate, LLC, or Limited Partnership minors) intending to permanently live name and registered office address. Kirk Carson, 6372 134th St. W., in the home being financed is used to determine income for purposes of this Apple Valley, MN 55124 4. I, the undersigned, certify that I limit. The income of co-signers of the mortgage note who will not live in the am signing this document as the perresidence is not included. In general, son whose signature is required, or as "gross income" means all income agent of the person(s) whose signareceived on an annualized basis, less ture would be required who has authocertain non-recurring items such as rized me to sign this document on inheritances. The CDA may adjust the his/her behalf, or in both capacities. I income limit during the Program to a further certify that I have completed all figure or figures which do not exceed required fields, and that the information in this document is true and corfederal and state limits. * F i r s t - T i m e H o m e b u y e r rect and in compliance with the appliRequirement. The borrower must be cable chapter of Minnesota Statutes. I a first-time-homebuyer, defined as understand that by signing this docus o m e o n e w h o h a s n o t h a d a n ment I am subject to the penalties of o w n e r s h i p i n t e r e s t i n h i s o r h e r perjury as set forth in Section 609.48 principal residence during the three- as if I had signed this document under year period prior to the date the MCC oath. Date: 05/09/2012 is issued. The first-time-homebuyer Kirk Carson requirement is waived if a home is 5/17-5/24/12P being "substantially rehabilitated," 3016777

PUBLIC NOTICE

which means that, among other things, the amount spent for rehabilitation equals or exceeds 25 percent of the after-rehabilitation "basis" in the eligible home. "Basis" is generally equal to the amount invested in the eligible home by its owner. * Purchase Price Limit. The purchase price of an eligible home cannot exceed limits established under federal and state law, which currently limit prices to $276,870 for a one-unit home and $431,308 for a duplex. For purposes of this limit, the purchase price includes amounts to be paid in cash or in kind for the home, as well as costs to complete an unfinished home completion and the capitalized value of ground rent (where applicable). The CDA may adjust the purchase price limits during the Program as required by federal and state limits or in accordance with policy of the CDA. * Eligible Home. Homes eligible for purchase under the Program generally include new or previously occupied townhomes, condominiums or detached single family homes or an existing duplex located in the County. Mobile homes, trailers, unimproved land, investment or rental property, and vacation homes are not eligible homes under the Program. * New Mortgage Requirement. With certain exceptions, MCCs may only be issued in connection with new mortgage loans and not in connection with the refinancing of a home. This limitation does not apply to certain temporary financings or substantial rehabilitations. METHODS BY WHICH MCCS ARE TO BE ISSUED MCCs are expected to be issued by the CDA pursuant to the Program on a date not earlier than ninety (90) days after publication of this notice and through December 31, 2014, or, if earlier, exhaustion of the Program's authority or termination of the Program by the CDA. Notwithstanding this notice, the CDA reserves the right not to establish the MCC Program or to establish a first-time-homebuyer program using single family mortgage revenue bonds instead of an MCC program. The CDA's ultimate decision will depend in part on the financial markets at the time the decision is made. In order to receive an MCC, a prospective homebuyer will need to make an application to one of the participating lenders to be named by the CDA. Prior to beginning the Program, the CDA will publish on its website (www.dakotacda.org) a Program Manual identifying the participating lenders and describing in greater detail the eligibility r e q u i r e m e n t s f o r a n M C C a n d t he method for a prospective homebuyer to make application for an MCC. The application for an MCC will typically be made in connection with the borrower's mortgage loan application. LENDERS The application for and issuance of

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated September 9, 2004 , executed by Stephani J. Zautner, Robert E. Fischer aka Robert Fischer and Sheryl J. Fischer, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of One Hundred Fifty-two Thousand Eight Hundred ($152,800.00 ) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on September 28, 2004, as doc. no. 2252796; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of One Hundred Fifty-three Thousand Eight Hundred Ninety-two ($153,892.00 ) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property described as follows: Lot 4, Block 17, Morningview Second Addition, Dakota County, Minnesota. Property address: 7698 - 157th Street West, Apple Valley, MN 55124 Parcel I.D. #: 01-49101-17-040 will be sold by the sheriff of said county at public auction on June 29, 2012 , a t 1 0 : 0 0 o ' c l o c k A . M . a t Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on December 31, 2012, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 2, 2012 Vermillion State Bank, Mortgagee Ralph L. Moore, STEIN & MOORE, P.A., Attorneys for Mortgagee, 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2991196 5/3-6/7/12

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�� LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ��

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bachani Collectables 2. Principal Place of Business: 4136 West 132nd St., Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Siraj Bachani, 4136 W. 132nd St., Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/16/12 Siraj Bachani 3007511 5/17-5/24/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: GoldStarMonitoring.com 2. Principal Place of Business: 4525 149th Ct., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FindMyBusinessNow.com, Inc., 4525 149th Ct., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3-27-2012 David Jabas, President 3025547 5/24-5/31/12P

PUBLIC NOTICE

ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Six Thousand One Hundred Eighty-Five and 99/100 ($156,185.99) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 19, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 19, 2012, or the next business day if December 19, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00294-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4230136 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012 2978713 4/19-5/24/12

PUBLIC NOTICE

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3035 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980350 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007. MORTGAGOR: Sheriffs Youth Programs of Minnesota, a Minnesota non-profit corporation MORTGAGEE: Key Community Bank DATE AND PLACE OF RECORDING: June 4, 2007, Office of County Recorder, County of Dakota, Minnesota, Document No. 2521633. TRANSACTION AGENT: None. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: None. MORTGAGED PROPERTY ADDRESS: 2925 Buckley Way, Inver Grove Heights, MN 55076. TAX PARCEL ID #: 20-81400-01-020 and 20-81400-01-030 LEGAL DESCRIPTION OF PROPERTY: Lots 2 and 3, Block 1, Valley View Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $551,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $517,518.33. That prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 a.m. PLACE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings MN 55033 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s) or their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: July 11, 2013 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 8, 2012 KEY COMMUNITY BANK, Mortgagee Christoffel & Elliott, P.A. Charles E. Keenan 1111 UBS Plaza 444 Cedar Street St. Paul, MN 55101 (651) 224-0244 Attorneys for Mortgagee 3005384 5/10-6/14/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Sprickets Pottery 2. Principal Place of Business: 3550 Crosslough Tr, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Leah Armstrong, 3550 Crosslough Tr, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/9/2012 Leah Armstrong 3011750 5/17-5/24/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Type of Case: Other Civil Court File No. 19HA-CV-12-1131 _______________________________________ St. Paul Federal Credit Union, a federal credit union, Plaintiff, vs. Contessa M. Garcia, also known as Contessa M.M. Garcia; Augustine G. Garcia, Jr., also known as Augustine G. Garcia; and Citibank (South Dakota) NA, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment entered in the above entitled action on April 16, 2012, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due plaintiff in the above entitled action from defendants Contessa M. Garcia, also known as Contessa M.M. Garcia, and Augustine G. Garcia, Jr., also known as Augustine G. Garcia, the Sheriff of Dakota County, Minnesota, will sell at public auction to the highest bidder for cash on July 12, 2012, at 10:00 a.m. at the sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota, the premises and real estate described in said Judgment, to wit: Lot 2, and the South 40 feet of the North 80 feet of Lot 17, all in Block 2, of John G. DeWerff's Subdivision to St. Paul. The plaintiff, to the best of its knowledge, provides the following information regarding the mortgaged premises: 1. The physical street address, city and zip code of the mortgaged premises are 930 Manomin Avenue, West St. Paul, Minnesota, 55118. 2. The name of the mortgage servicer and the lender or broker is St. Paul Federal Credit Union. 3. The tax parcel identification number of the mortgaged premises is 42-20200-02-170. 4. The name of the mortgage originator is Capital Trust Federal Credit Union. Dated: April _27_, 2012. Dave Bellows, Sheriff of Dakota County, Minnesota By /s/ Robert Shingledecker Deputy Attorneys for Plaintiff: Peter B. Tiede (#245094) Murnane Brandt 30 East Seventh Street, Suite 3200 St. Paul, MN 55101 Telephone (651) 227-9411 1425707 2995444 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,000.00 MORTGAGOR(S): Ryan Swenson, an unmarried man and Brandon Swenson, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 23, 2005 Dakota County Registrar of Titles Document Number: 579825

Document Number: 579825 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138233 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13990 Holyoke Path, Apple Valley, MN 55124-9412 Tax Parcel ID Number: 01-56724-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), in Palomino Lakeside Meadows 5th Addition according to the recorded plat thereof now on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,619.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 MORTGAGEE: Wells Fargo Bank,N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018299F02 2978772 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Robert J. Le Claire and Brooke N. LeClaire, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 24, 2006 Dakota County Recorder Document Number: 2415094 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001018362 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20620 Holt Ave, Lakeville, MN 55044-4589 Tax Parcel ID Number: 22-13700-06-030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Six (6), Berres' Addition to Lakeville AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,076.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023865F01 2979175 4/19-5/24/12

PUBLIC NOTICE

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allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2684 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980341 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,820.00 MORTGAGOR(S): Alan D. Johnson and Bonna M. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Flagship Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 02, 2008 Dakota County Registrar of Titles Document Number: T628814 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: May 17, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680075 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550207960575 Lender or Broker: Flagship Mortgage Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 107795 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3450 146th St W, Rosemount, MN 55068-4306 Tax Parcel ID Number: 34-62853-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2) of Rahn's Fourth Addition, according to the plat thereof now on file and of record in the Office of the Registrar of Titles in and for said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,790.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004500F03 2978735 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12986 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12986 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Ronda Lee Smeester, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Eight Hundred Twenty and 00/100 ($2,820.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 10, 2012, and recorded April 5, 2012 as Document No. 2860110 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 20, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 20, 2012. Dated: April 13, 2012 By ___________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441200 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2987015 4/26-5/31/12

PUBLIC NOTICE

ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1, Mortgage Pass-Through Certificates, Series 2007-H1 Dated: February 28, 2012 , and recorded March 19, 2012 by Document No. 2856265. LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Hampton Heights, Dakota County, Minnesota. PROPERTY ADDRESS: 3575 Coachman Road, Eagan, MN 55122 PROPERTY I.D: 10-31900-04-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ten Thousand Four Hundred Eighty-One and 15/100 ($310,481.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 12, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 12, 2012, or the next business day if December 12, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1, Mortgage Pass-Through Certificates, Series 2007-H1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00240-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4229759 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012 2978501 4/19-5/24/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980029 4/19-5/24/12

PUBLIC NOTICE

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�� to pay the debt then secured �� by said u�� n l e s s t h e r�� e d e m�� ptio n period is Mortgage, and taxes, if any, on said reduced to 5 weeks under MN Stat. premises, and the costs and disburse- Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM ments, including attorneys' fees allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on December 7, 2012, P R O D U C T I O N , A N D A R E u n l e s s t h e r e d e m p t i o n p e r i o d i s ABANDONED." Dated: April 12, 2012 reduced to 5 weeks under MN Stat. U.S. Bank National Association Secs. 580.07 or 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 19-3632 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 4/19-5/24/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2980113 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ABANDONED." ORIGINAL CREDITOR WITHIN THE Dated: April 12, 2012 TIME PROVIDED BY LAW IS NOT U.S. Bank National Association AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE IS HEREBY GIVEN: That default has occurred in the Attorneys for Mortgagee/Assignee of conditions of the following described Mortgagee mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: SeptemMinneapolis, MN 55416 ber 30, 2004 (952) 925-6888 MORTGAGOR: Abigail A. Schmidt 19-3826 THIS IS A COMMUNICATION FROM and Angela J. Schmidt, both single persons A DEBT COLLECTOR. MORTGAGEE: Affinity Plus Fed2980370 4/19-5/24/12 eral Credit Union, a credit union organized under the laws of the United States of America NOTICE OF MORTGAGE DATE AND PLACE OF RECORDFORECLOSURE SALE ING: Recorded October 26, 2004, in THE RIGHT TO VERIFICATION the office of the County Recorder, as OF THE DEBT AND IDENTITY OF D o c u m e n t N o . 2 2 6 1 5 8 2 , D a k o t a THE ORIGINAL CREDITOR WITHIN County, Minnesota. THE TIME PROVIDED BY LAW IS MORTGAGED PROPERTY NOT AFFECTED BY THIS ACTION. ADDRESS: 1054 Summit Avenue, NOTICE IS HEREBY GIVEN, that South St. Paul, Minnesota 55075 default has occurred in conditions of TAX PARCEL I.D. NO. the following described mortgage: 36-18800-01-060 DATE OF MORTGAGE: December 10, LEGAL DESCRIPTION OF PROP2010 ERTY: All of Lot 5, the South 10 feet MORTGAGOR: Scott Dilger and Brit- of Lot 4 and the North 10 feet of Lot 6, tney Doran, both single. Block 1, Crocus Hill, Dakota County, MORTGAGEE: Mortgage Electronic Minnesota. Registration Systems, Inc.. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded December 30, 2010 ORIGINAL PRINCIPAL AMOUNT Dakota County Recorder, Document OF MORTGAGE: $180,000.00 No. 2775670. AMOUNT DUE AND CLAIMED TO A S S I G N M E N T S O F M O R T G A G E : BE DUE AS OF DATE OF NOTICE, Assigned to: U.S. Bank National Asso- INCLUDING TAXES, IF ANY, PAID ciation. BY MORTGAGEE: $158,240.84 TRANSACTION AGENT: Mortgage INTEREST RATE AND PER DIEM: Electronic Registration Systems, Inc. Current interest rate is 2.875%, with a T R A N S A C T I O N A G E N T ' S M O R T - daily per diem of $12.00. GAGE IDENTIFICATION NUMBER ON That prior to commencement of this MORTGAGE: 100026900021209001 mortgage foreclosure proceeding MortLENDER OR BROKER AND MORT- g a g e e c o m p l i e d w i t h a l l n o t i c e G A G E O R I G I N A T O R S T A T E D O N requirements by statute; That no MORTGAGE: Bell America Mortgage action or proceeding has been instiLLC DBA Bell Mortgage tuted at law or otherwise to recover the R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage or any VICER: U.S. Bank Home Mortgage, a part thereof; division of U.S. Bank National AssociaPURSUANT to the power of sale contion tained in said mortgage, the above MORTGAGED PROPERTY ADDRESS: described property will be sold by the 8270 169TH Street West, Lakeville, MN Sheriff of said county as follows: 55044 DATE AND TIME OF SALE: June T A X P A R C E L I . D . # : 29, 2012, at 10:00 am. 22-32900-03-040 PLACE OF SALE: Dakota County LEGAL DESCRIPTION OF PROP- Sheriff's Office, Law Enforcement CenERTY: ter, 1580 Highway 55, Hastings, MinLot 4, Block 3, Highview Heights, nesota 55033, to pay the debt then Dakota County, Minnesota secured by said Mortgage, taxes, if any, COUNTY IN WHICH PROPERTY IS on said premises, and the costs and LOCATED: Dakota disbursements, including attorneys' ORIGINAL PRINCIPAL AMOUNT OF fees allowed by law subject to redempMORTGAGE: $178,300.00 tion within six (6) months from the AMOUNT DUE AND CLAIMED TO BE date of said sale by the mortgagor(s), DUE AS OF DATE OF NOTICE, INCLUD- t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r ING TAXES, IF ANY, PAID BY MORT- assigns. GAGEE: $181,814.63 DATE AND TIME MORTGAGOR That prior to the commencement of MUST VACATE THE PREMISES: this mortgage foreclosure proceeding December 29, 2012, at 11:59 p.m. Mortgagee/Assignee of Mortgagee com"THE TIME ALLOWED BY LAW plied with all notice requirements as FOR REDEMPTION BY THE MORTrequired by statute; That no action or GAGOR, THE MORTGAGOR'S PERproceeding has been instituted at law SONAL REPRESENTATIVES OR or otherwise to recover the debt ASSIGNS, MAY BE REDUCED TO secured by said mortgage, or any part FIVE (5) WEEKS IF A JUDICIAL thereof; ORDER IS ENTERED UNDER MINPURSUANT to the power of sale conNESOTA STATUTES, SECTION tained in said mortgage, the above 582.032, DETERMINING, AMONG described property will be sold by the OTHER THINGS, THAT THE Sheriff of said county as follows: MORTGAGED PREMISES ARE DATE AND TIME OF SALE: June 7, IMPROVED WITH A RESIDENTIAL 2012 at 10:00 AM DWELLING OF LESS THAN FIVE PLACE OF SALE:Sheriff's Office, Law UNITS, ARE NOT PROPERTY USED Enforcement Center, 1580 Hwy 55, IN AGRICULTURAL PRODUCTION, Lobby #S-100, Hastings, MN AND ARE ABANDONED." to pay the debt then secured by said Dated: May 11, 2012 Mortgage, and taxes, if any, on said MESSERLI & KRAMER P.A. premises, and the costs and disburseBy:/s/ Creig Andreasen ments, including attorneys' fees Creig Andreasen (Lic. #334832) allowed by law subject to redemption 1400 Fifth Street Towers within six (6) months from the date of 100 South Fifth Street said sale by the mortgagor(s), their Minneapolis, MN 55402-1217 personal representatives or assigns (612) 672-3600 unless reduced to Five (5) weeks under Attorney in Fact for MN Stat. §580.07. Affinity Plus Federal Credit Union TIME AND DATE TO VACATE PROPIMPORTANT NOTICE ERTY: If the real estate is an This communication is from a debt owner-occupied, single-family dwellcollector and is an attempt to collect a ing, unless otherwise provided by law, debt. Any information obtained will be the date on or before which the mortused for that purpose. gagor(s) must vacate the property if the 3014939 5/17-6/21/12 mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 7, 2012, u n l e s s t h e r e d e m p t i o n p e r i o d i s ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2005 MORTGAGOR: Casey C. Aljets and Maria P. Aljets, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded June 30, 2005, in the office of the County Recorder, as Document No. 2335952, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 20655 Camden Path, Farmington, Minnesota 55024 TAX PARCEL I.D. NO. 14-74901-01-080 LEGAL DESCRIPTION OF PROPE R T Y : Lot 8, Block 1, Tamarack Ridge 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,008.44 INTEREST RATE AND PER DIEM: Current interest rate is 5.50%, with a daily per diem of $33.00. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: December 15, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 30, 2012 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2997201 5/3-6/7/12

PUBLIC NOTICE

vices Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 639 35TH Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-71025-03230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 3, South Oaks of Hastings, CIC No. 422, According to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,124.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,953.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3337 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2988441 4/26-5/31/12

PUBLIC NOTICE

THE NOTICE: One Hundred Forty-Seven Thousand Five Hundred Ninety and 71/100 ($147,590.71) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 19, 2012 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 19, 2012, or the next business day if December 19, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00228-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4233659 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012, 05/31/2012 2984771 4/26-5/31/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 2, 2008 MORTGAGOR: Michael R. Whitelaw, a single person, MORTGAGEE: ING Bank, FSB DATE AND PLACE OF RECORDING: Recorded: January 14, 2008 Dakota County Recorder Document #: 2566041 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 3, WOODLAND ESTATES, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 20-84775-03-030 PROPERTY ADDRESS: 10449 Barnes Way, Inver Grove Heights, Minnesota 55077 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $484,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $485,431.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mort-

must vacate the property if the mort gage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is December 21, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 17, 2012 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2981970 4/26-5/31/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 25, 1998 MORTGAGOR: Ronald Jay Jorgenson, A Single Person. MORTGAGEE: Pulte Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 14, 1998 Dakota County Recorder, Document No. 1558276. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pulte Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15958 Fjord Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340025023 LEGAL DESCRIPTION OF PROPERTY: Unit 23, Common Interest Community No. 235, Regatta Courthomes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,032.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $76,017.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 14, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2988295 4/26-5/31/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Nathan Jon Bollinger, a singler person and Michelle Lynn Salvatore, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: August 23, 2005 Dakota County Registrar of Titles Document Number: 572801 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: April 05, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0004081364-3 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137239 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4715 Westwind Trl, Eagan, MN 55122-3603 Tax Parcel ID Number: 10-56750-03-020 LEGAL DESCRIPTION OF PROPERTY: Lot two (2), Block three (3) in Park Ridge, according to the recorded plat thereof, in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,111.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 07, 2013, or the next business day if January 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024753F01 3018075 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: May 9, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Lexington Place Condominium Association (hereinafter the "Association") which was recorded as Document No. 658301, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 4102, Lexington Place Condominium, Condominium File No. 66, a condominium located in Dakota County, Minnesota STREET ADDRESS: 3589 Blue Jay Way, #102, Eagan, MN 55123 T A X P A R C E L I D N O . 10-45050-04-043 2. Pursuant to said Declaration, there is claimed to be due and owing as of May 9, 2012, from William J. Nelson and Gina L. Nelson, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,479.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after May 9, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 1, 2012, as Document No. 2845955 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 13th day of July, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 14, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. LEXINGTON PLACE CONDOMINIUM ASSOCIATION Attorneys for Lexington Place Condominium Association THOMSEN & NYBECK, P.A. By: _________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lexington Place/ Nelson/ 11-7-549D) 3022829 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Keith R. Fitch and Brandi C. Fitch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lakeland Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 02, 2004 Dakota County Recorder Document Number: 2244419 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000109555 Lender or Broker: Lakeland Mort-

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Lender or Broker: Lakeland Mort gage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1505 W 139th St, Burnsville, MN 55337-4367 Tax Parcel ID Number: 02-15386-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Burnhaven Woods Plat 4, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,190.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 08, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2012, or the next business day if December 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 26, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023062F02 2985696 4/26-5/31/12

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $199,973.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3823 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997237 5/3-6/7/12

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-40-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2996654 5/3-6/7/12

PUBLIC NOTICE

582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 18, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2992299 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/24/2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,000.00 MORTGAGOR(S): LaVonne Ann Hill, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/11/2009 as Document Number 2701867 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 04/16/2012 as Document Number 2862029 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Whispering Oaks 3rd Addition, Dakota County, Minnesota. Together with easements for ingress and egress as contained in Document Number 421550 and as supplemented by Document Number 508238, and as Amended by Document Number's 575942, 602670, 685364. STREET ADDRESS OF PROPERTY: 4 0 6 P l e a s a n t D r i v e , H a s t i n g s , MN 55033 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 19-83952-02-030 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-9519102527-9 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $105,990.12 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 06/15/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 12/15/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

��

�� DUCTION, AND ARE�� ABANDONED. Dated: 05/03/2012 Provident Funding Associates, NOTICE OF MORTGAGE L.P., FORECLOSURE SALE Mortgagee/Mortgage Assignee THE RIGHT TO VERIFICATION Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, OF THE DEBT AND IDENTITY OF Attorneys for Mortgagee/Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Assignee 531 Commercial Street, P.O. Box 2363, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A default has occurred in conditions of DEBT COLLECTOR AND ANY INFOR- the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , MATION OBTAINED WILL BE USED 2004 FOR THAT PURPOSE. MORTGAGOR: M i c h a e l A l l e n , a 2991229 5/3-6/7/12 single person. MORTGAGEE: First Mortgage Financial Corp. NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE Recorded August 26, 2004 Dakota THE RIGHT TO VERIFICATION C o u n t y R e c o r d e r , D o c u m e n t N o . OF THE DEBT AND IDENTITY OF 2242334. THE ORIGINAL CREDITOR WITHIN ASSIGNMENTS OF MORTGAGE: THE TIME PROVIDED BY LAW IS Assigned to: TCF Mortgage CorporaNOT AFFECTED BY THIS ACTION. tion. And thereafter assigned to: MortNOTICE IS HEREBY GIVEN, that gage Electronic Registration Systems, default has occurred in conditions of Inc.. And thereafter assigned to: U.S. the following described mortgage: Bank National Association. DATE OF MORTGAGE: December 19, TRANSACTION AGENT: NONE 2003 TRANSACTION AGENT'S MORTMORTGAGOR: M o l l y E . S p e n c e r , GAGE IDENTIFICATION NUMBER ON single and Joanne E. Spencer, a mar- MORTGAGE: NONE ried person. LENDER OR BROKER AND MORTMORTGAGEE: U . S . B a n k N a t i o n a l G A G E O R I G I N A T O R S T A T E D O N Association. MORTGAGE: First Mortgage Financial DATE AND PLACE OF RECORDING: Corp Filed January 15, 2004, Dakota RESIDENTIAL MORTGAGE SERCounty Registrar of Titles, Document VICER: U.S. Bank Home Mortgage, a No. 0527482 on Certificate of Title No. division of U.S. Bank National Associa130604. tion ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: NONE 20525 Kalmeadow Court, Lakeville, MN Said Mortgage being upon Regis- 55044 tered Land. TAX PARCEL I.D. #: 227150005130 TRANSACTION AGENT: NONE LEGAL DESCRIPTION OF PROPT R A N S A C T I O N A G E N T ' S M O R T - ERTY: GAGE IDENTIFICATION NUMBER ON Lot 13, Block 5, St. Frances Woods MORTGAGE: NONE 7th Addition, CIC 295, Dakota LENDER OR BROKER AND MORTCounty, Minnesota GAGE ORIGINATOR STATED ON COUNTY IN WHICH PROPERTY IS M O R T G A G E : U . S . B a n k N a t i o n a l LOCATED: Dakota Association ORIGINAL PRINCIPAL AMOUNT OF R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: $228,000.00 VICER: U.S. Bank Home Mortgage, a AMOUNT DUE AND CLAIMED TO BE division of U.S. Bank National Associa- DUE AS OF DATE OF NOTICE, INCLUDtion ING TAXES, IF ANY, PAID BY MORTMORTGAGED PROPERTY ADDRESS: GAGEE: $208,247.69 19676 Meadowlark Way, Farmington, That prior to the commencement of MN 52024 this mortgage foreclosure proceeding T A X P A R C E L I . D . # : Mortgagee/Assignee of Mortgagee com14.82501.08.251 plied with all notice requirements as LEGAL DESCRIPTION OF PROP- required by statute; That no action or ERTY: proceeding has been instituted at law Unit No. 251, Common Interest or otherwise to recover the debt C o m m u n i t y N o . 3 2 3 , a C o n d o - secured by said mortgage, or any part minium, Vermillion Grove Condo- thereof; miniums, Dakota County, MinnePURSUANT to the power of sale consota. tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: July 12, MORTGAGE: $143,613.00 2012 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE:Sheriff's Office, Law DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Hwy 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, Hastings, MN GAGEE: $128,591.90 to pay the debt then secured by said That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date proceeding has been instituted at law of said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: January the date on or before which the mort20, 2012 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said 11:59 p.m. on __January 14, 2013__, Mortgage, and taxes, if any, on said u n l e s s t h e r e d e m p t i o n p e r i o d i s premises, and the costs and disburse- reduced to 5 weeks under MN Stat. m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Secs. 580.07 or 582.032. allowed by law subject to redemption MORTGAGOR(S) RELEASED FROM within six (6) months from the date FINANCIAL OBLIGATION ON MORTof said sale by the mortgagor(s), their GAGE: None personal representatives or assigns "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 1 1 : 5 9 p . m . o n J a n u a r y 2 2 , 2 0 1 3 , PROPERTY USED IN AGRICULTURAL unless the redemption period is P R O D U C T I O N , A N D A R E reduced to 5 weeks under MN Stat. ABANDONED." Secs. 580.07 or 582.032. Dated: May 10, 2012 MORTGAGOR(S) RELEASED FROM U.S. Bank National Association FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE: None USSET, WEINGARDEN AND LIEBO, P.L.L.P. "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 19-3331 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. OTHER THINGS, THAT THE MORT- 3018094 5/24-6/28/12 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: May 17, 2012 THE ORIGINAL CREDITOR WITHIN U.S. Bank National Association THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: A u g u s t 1 7 , Minneapolis, MN 55416 2009 (952) 925-6888 MORTGAGOR: Patrick M. Trollen, a 19-150-2012 FC THIS IS A COMMUNICATION FROM single person. A DEBT COLLECTOR. 3025935 5/24-6/28/12 ��

PUBLIC NOTICE

�� 20 81403 02 309 LEGAL DESCRIPTION �� single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 2009 Dakota County Recorder, Document No. 2679206. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106607337 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 428 10TH Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-20200-01-081 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Devine, Kaldunskis and Spettel's Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,599.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997255 5/3-6/7/12

PUBLIC NOTICE

OF PROPERTY: Unit No. 309, Condominium File No. 96, Buckley Place Condominiums, a condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,321.74 INTEREST RATE AND PER DIEM: Current interest rate is 6.375%, with a daily per diem of $22.67. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: December 15, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 26, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2995024 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,700.00 MORTGAGOR(S): Marv Dzieweczynski and Vickie Dzieweczynski, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Homecomings Financial, LLC, (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 22, 2008 Dakota County Recorder Document Number: 2573680 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604764526770 Lender or Broker: Homecomings Financial, LLC, (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4811 Blaine Ave, Inver Grove Heights, MN 55076-1312 Tax Parcel ID Number: 20-44000-05-102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 102, Lafayette Park, Common Interest Community Number 370, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,050.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2012, or the next business day if December 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 03, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024726F01 2991378 5/3-6/7/12

PUBLIC NOTICE

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-64-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2996636 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: April 26, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominium Association (hereinafter the "Association") which was recorded as Document No. 462541, in the Office of the Registrar of Titles of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 36, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 5312 Oriole Drive, Farmington, MN 55024 T A X P A R C E L I D N O . 14-82500-08-036 2. Pursuant to said Declaration, there is claimed to be due and owing as of April 26, 2012, from Margaret E. Davies, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,403.50 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after April 26, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 7, 2012, as Document No. T692689 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of July, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 3, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUMS ASSOCIATION Attorneys for Vermillion Grove Condominiums Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove Condominiums/ Davies/ 11-7-506D) 3008994 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: May 14, 2012 NOTICE IS HEREBY GIVEN THAT: Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $472,000.00 MORTGAGOR(S): RSA Properties, LLC, a Minnesota limited liability company MORTGAGEE: First National Bank of Deerwood DATE AND PLACE OF FILING: May 8, 2007, as Document No. 2514945, in the office of the County Recorder of Dakota County, Minnesota, as modified of record. ASSIGNMENTS OF MORTGAGE: N/A LEGAL DESCRIPTION OF PROPERTY: Lots 4, 5, 6 and 7, Block 1, Cliff Cove Town Office Park, Common Interest Community No. 312, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $430,706.12 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property in Dakota County will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: July 16, 2012 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Hastings, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor, its personal representatives or assigns is six (6) months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes, Section 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30, or the property is not redeemed under section 580.23, is 11:59 p.m. on January 16, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. FIRST NATIONAL BANK OF DEERWOOD By_________________________ Dehlia C. J. Seim Attorney Registration #0339064 Fryberger, Buchanan, Smith & Frederick, P.A. 302 West Superior Street, Suite 700 Duluth, Minnesota 55802-1863 (218) 722-0861 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA (1) Street Address, city and zip code of mortgaged premises: 2440 117th Street East, Burnsville, MN 55337 (2) Transaction agent; residential mortgage servicer; and lender or broker : First National Bank of Deerwood (3) Tax parcel identification number: 02-17815-071-01 (4) Transaction Agent's mortgage ID number (MERS number): None (5) Name or mortgage originator: First National Bank of Deerwood 3019947 5/24-6/28/12

PUBLIC NOTICE

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 4, 2002 Dakota County Recorder, Document No. 1847520. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061901313000229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19053 Everest Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 147750301003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Troyhill 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,903.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997300 5/3-6/7/12

PUBLIC NOTICE

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sota STREET ADDRESS OF PROPERTY: 1730 Atwater Path, Inver Grove Heights, MN 55077 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 20-14100-02-010 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3518120207-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $306,568,14 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 06/15/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 12/15/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 05/03/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2991402 5/3-6/7/12

PUBLIC NOTICE

MORTGAGE: $259,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$260,785.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 Wells Fargo Bank, National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997281 5/3-6/7/12

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 25, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8137 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3002717 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,200.00 MORTGAGOR(S): Jeffrey Wendt and Tiffany Wendt, husband & wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 01, 2004 Dakota County Recorder Document Number: 2263128 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: March 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0002071731-9 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11686 Langford Cir, Burnsville, MN 55337-3272 Tax Parcel ID Number: 02-22460-02-705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 705, CIC No. 188, Eagles Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,310.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024622F01 3004535 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/25/2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,900.00 MORTGAGOR(S): Cindy Szambelan, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 01/07/2004 as Document Number 2161123 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Unit No.32, Sherburne Deck Homes, a condominium, Condominium Plat CIC No. 129, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 5461 Upper 183rd Street W., Farmington, MN 55024 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 14-19502-04-032 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-5713110044-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $118,336.34 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 07/06/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 01/06/2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 05/24/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3023480 5/24-6/28/12

�� MORTGAGEE: Mortgage Electronic

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 24, 2007 MORTGAGOR: M i c h a e l J . M e n n e , a/k/a Micheal J. Menne, An Unmarried Man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 28, 2007 Dakota County Recorder, Document No. 2547337. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000997779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13830 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830019204 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1204, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,233.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,934.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025180 5/24-6/28/12

PUBLIC NOTICE

Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed July 7, 2006, Dakota County Registrar of Titles, Document No. 593608 on Certificate of Title No. 140240. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278844921150 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 167 Juniper Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-11702-11-140 LEGAL DESCRIPTION OF PROPERTY: Lot 13 and the North 3 Feet of Lot 14, Block 11, Apple Valley Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,723.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3320 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3000251 5/10-6/14/12

PUBLIC NOTICE

��

�� D U E A�� S OF DATE $208,089.61 �� Dakota County Minnesota, Recorder , on December 4, 2003, as Document No. 2148269. ASSIGNED TO: US Bank Trust National Association, as Trustee for LSF7 NPL II Trust Dated: February 8, 2012 , and recorded February 22, 2012 by Document No. 2850923 . LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Crystal Lake Terrace Third Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 15013 TYACKE DRIVE, BURNSVILLE, MN 55306 PROPERTY I.D: 02-18602-02-080 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Eight Thousand Six Hundred Thirty-Seven and 76/100 ($238,637.76) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 26, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 26, 2012, or the next business day if December 26, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2012 US Bank Trust National Association, as Trustee for LSF7 NPL II Trust Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00106-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4238806 05/10/2012, 05/17/2012, 05/24/2012, 05/31/2012, 06/07/2012, 06/14/2012 2997654 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,310.00 MORTGAGOR(S): Karen K Iblings, an Unmarried Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 29, 2009 Dakota County Recorder Document Number: 2674633 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: November 24, 2010 Recorded: November 30, 2010 Dakota County Recorder Document Number: 2768887 And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: September 29, 2011 Recorded: November 10, 2011 Dakota County Recorder Document Number: 2830121 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000703-0000675400-3 Lender or Broker: Sierra Pacific Mortgage Company, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15309 Greenhaven Ln Apt 112, Burnsville, MN 55306-1606 Tax Parcel ID Number: 02-84410-02-018 LEGAL DESCRIPTION OF PROPERTY: Unit No. 18, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

OF NOTICE:

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024873F01 3000166 5/10-6/14/12

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 25, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005070 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Harry Sengpanya and Nae Sengpanya, husband and wife MORTGAGEE: Bremer Bank National Association DATE AND PLACE OF RECORDING: Recorded: June 15, 2006 Dakota County Recorder Document Number: 2437943 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, N.A. Dated: May 31, 2006 Recorded: June 15, 2006 Dakota County Recorder Document Number: 2437944 And assigned to: Countrywide Home Loans Inc. Dated: October 27, 2006 Recorded: November 20, 2006 Dakota County Recorder Document Number: 2476441 And assigned to: Countrywide Home Loans Servicing, LP Dated: September 13, 2008 Recorded: October 06, 2008 Dakota County Recorder Document Number: 2616495 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank National Association Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4414 Fremont Alcove # 34, Eagan, MN 55122-2456 Tax Parcel ID Number: 10-17790-02-034 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 34, CLIFF LAKE COURTHOMES, CIC NO. 125, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,876.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024912F01 3001287 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2009 MORTGAGOR: S e a n T r a y n o r , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2009 Dakota County Recorder, Document No. 2700638, as reformed by Court Order recorded as Document No. 2776818. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021227037 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5068 West Lower 183rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141950607006 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Dakota County Estates 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,534.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 25, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11017 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3003595 5/10-6/14/12

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/26/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,500.00 MORTGAGORS: John P. Robertson and Theresa M. Robertson MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 10/10/2007, as Document Number 2549636, in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 03/21/2011 as Document Number 2792282 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Diamond Path Fourth Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 14910 Echo Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 012050321002 LENDER/RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: None MIN: 1000179-3517090065-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $275,181.30 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 05/18/2012 at 10:00am PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 11/18/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 04/05/2012 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. NOTICE OF POSTPONEMENT The above referenced sale scheduled for 05/18/2012 at 10:00 A.M. at the Dakota County Sheriff, 1580 Highway 55, Hastings, MN 55033 is hereby postponed until further notice. Dated: 05/16/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3018130 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2008 MORTGAGOR: J u l i e S o d e r l u n d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 31, 2008 Dakota County Recorder, Document No. 2620777. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500801290722 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 687 Pinecone Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-57700-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Piney Woods, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $406,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $402,145.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3797 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025855 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,250.00 MORTGAGOR(S): Theresa Kieffer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota

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Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466867 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: December 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003372874 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1974 Glenfield Ct, Eagan, MN 55122-2156 Tax Parcel ID Number: 10-20450-04-043 LEGAL DESCRIPTION OF PROPERTY: Unit No. 43, Condominium No. 107, Diffley Commons, a condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,218.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023863F01 3004551 5/10-6/14/12

PUBLIC NOTICE

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-One Thousand Seven Hundred Eighty-Seven and 62/100 ($421,787.62) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 26, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 26, 2012, or the next business day if December 26, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2012 Deutsche Bank National Trust Company as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00330-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4239559 05/10/2012, 05/17/2012, 05/24/2012, 05/31/2012, 06/07/2012, 06/14/2012 2997991 5/10-6/14/12

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 2, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005204 5/10-6/14/12

PUBLIC NOTICE

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005170 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2009 MORTGAGOR: Michele J. Dixon, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 14, 2009 Dakota County Recorder, Document No. 2702071. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100848110182279498 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1925 Southcross Drive West #1301, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-71216-05-301 LEGAL DESCRIPTION OF PROPERTY: Unit 1301, Condominium No. 115, Southcross Village Condominium, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,263.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,411.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2012 JPMorgan Chase Bank, National Association

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Association �� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE OF MORTGAGE Attorneys for Mortgagee/Assignee of FORECLOSURE SALE Mortgagee THE RIGHT TO VERIFICATION 4500 Park Glen Road #300 OF THE DEBT AND IDENTITY OF Minneapolis, MN 55416 THE ORIGINAL CREDITOR WITHIN (952) 925-6888 THE TIME PROVIDED BY LAW IS 30-12401 THIS IS A COMMUNICATION FROM NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that A DEBT COLLECTOR. 3005009 5/10-6/14/12 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2008 NOTICE OF MORTGAGE MORTGAGOR: Nadine Shelley and FORECLOSURE SALE Michael J. Shelley, wife and husband. THE RIGHT TO VERIFICATION MORTGAGEE: J P M o r g a n C h a s e OF THE DEBT AND IDENTITY OF Bank, National Association. THE ORIGINAL CREDITOR WITHIN DATE AND PLACE OF RECORDING: THE TIME PROVIDED BY LAW IS Filed September 25, 2008, Dakota NOT AFFECTED BY THIS ACTION. County Registrar of Titles, Document NOTICE IS HEREBY GIVEN, that No. T633628 on Certificate of Title No. default has occurred in conditions of 145526. the following described mortgage: ASSIGNMENTS OF MORTGAGE: DATE OF MORTGAGE: December 15, NONE 2010 Said Mortgage being upon RegisMORTGAGOR: C h a d J S a t h e r a n d tered Land. Meghan B Sather, Husband and Wife. TRANSACTION AGENT: NONE MORTGAGEE: Homeservices LendTRANSACTION AGENT'S MORTing, LLC Series a DBA Edina Realty GAGE IDENTIFICATION NUMBER ON Mortgage. MORTGAGE: NONE DATE AND PLACE OF RECORDING: LENDER OR BROKER AND MORTFiled January 12, 2011, Dakota G A G E O R I G I N A T O R S T A T E D O N County Registrar of Titles, Document MORTGAGE: JPMorgan Chase Bank, No. T674310 on Certificate of Title No. National Association 150417. RESIDENTIAL MORTGAGE SERASSIGNMENTS OF MORTGAGE: VICER: JPMorgan Chase Bank, A s s i g n e d t o : W e l l s F a r g o B a n k , National Association National Association. And thereafter MORTGAGED PROPERTY ADDRESS: assigned to: U.S. Bank National Asso- 3698 Conroy Trail East, Inver Grove ciation. Heights, MN 55076 Said Mortgage being upon RegisTAX PARCEL I.D. #: 205365201018 tered Land. LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: NONE ERTY: TRANSACTION AGENT'S MORTLot 1, Block 18, The Oaks Third GAGE IDENTIFICATION NUMBER ON Addition, according to the recorded MORTGAGE: NONE plat, Dakota County, Minnesota. LENDER OR BROKER AND MORTCOUNTY IN WHICH PROPERTY IS G A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota MORTGAGE: Homeservices Lending, ORIGINAL PRINCIPAL AMOUNT OF LLC Series a DBA Edina Realty Mort- MORTGAGE: $120,487.00 gage AMOUNT DUE AND CLAIMED TO BE R E S I D E N T I A L M O R T G A G E S E R - DUE AS OF DATE OF NOTICE, INCLUDVICER: U.S. Bank Home Mortgage, a ING TAXES, IF ANY, PAID BY MORTdivision of U.S. Bank National Associa- GAGEE: $136,017.47 tion That prior to the commencement of MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 17664 Fieldfare Way, Farmington, MN Mortgagee/Assignee of Mortgagee com55024 plied with all notice requirements as T A X P A R C E L I . D . # : required by statute; That no action or 22-41625-06-050 proceeding has been instituted at law LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t ERTY: secured by said mortgage, or any part Lot Five (5), Block Six (6), Kenridge, thereof; Dakota County, Minnesota. PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $233,905.00 DATE AND TIME OF SALE: July 12, AMOUNT DUE AND CLAIMED TO BE 2012 at 10:00 AM DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE:Sheriff's Office, Law ING TAXES, IF ANY, PAID BY MORT- Enforcement Center, 1580 Hwy 55, GAGEE: $237,942.11 Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the above TIME AND DATE TO VACATE PROPdescribed property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n Sheriff of said county as follows: owner-occupied, single-family dwellDATE AND TIME OF SALE: July 19, ing, unless otherwise provided by law, 2012 at 10:00 AM the date on or before which the mortPLACE OF SALE:Sheriff's Office, Law gagor(s) must vacate the property if the Enforcement Center, 1580 Hwy 55, mortgage is not reinstated under secLobby #S-100, Hastings, MN tion 580.30 or the property is not to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 1 1 : 5 9 p . m . o n J a n u a r y 1 4 , 2 0 1 3 , premises, and the costs and disburse- u n l e s s t h e r e d e m p t i o n p e r i o d i s m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s reduced to 5 weeks under MN Stat. allowed by law subject to redemption Secs. 580.07 or 582.032. within six (6) months from the date MORTGAGOR(S) RELEASED FROM of said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: None unless reduced to Five (5) weeks under "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 1 1 : 5 9 p . m . o n J a n u a r y 2 2 , 2 0 1 3 , LESS THAN FIVE UNITS, ARE NOT u n l e s s t h e r e d e m p t i o n p e r i o d i s PROPERTY USED IN AGRICULTURAL reduced to 5 weeks under MN Stat. P R O D U C T I O N , A N D A R E Secs. 580.07 or 582.032. ABANDONED." MORTGAGOR(S) RELEASED FROM Dated: May 8, 2012 FINANCIAL OBLIGATION ON MORTJPMorgan Chase Bank, National GAGE: None Association "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 30-9634 FC1 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 3022582 5/24-6/28/12 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: May 16, 2012 NOTICE IS HEREBY GIVEN that U.S. Bank National Association default has occurred in the conditions Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 Attorneys for Mortgagee/Assignee of ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $150,825.00 4500 Park Glen Road #300 MORTGAGOR(S): Lycienne S. Kurr Minneapolis, MN 55416 and Robert J. Kurr, wife and husband (952) 925-6888 MORTGAGEE: Mortgage Electronic 19-32-2012 FC THIS IS A COMMUNICATION FROM Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its A DEBT COLLECTOR. 3025818 5/24-6/28/12 successors and assigns. DATE AND PLACE OF RECORDING:

PUBLIC NOTICE

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�� 22 26701 12 015 LEGAL DESCRIPTION �� DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347261 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: October 04, 2011 Recorded: December 07, 2011 Dakota County Recorder Document Number: 2835055 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000193765 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16860 Embers Ave, Farmington, MN 55024-7312 Tax Parcel ID Number: 22-47051-06-605 LEGAL DESCRIPTION OF PROPERTY: Unit 1605, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,616.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022651F02 3004440 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,604.00 MORTGAGOR(S): Ronald Dias, and Michelle Dias, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A. its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 12, 2010 Dakota County Recorder Document Number: 2707233 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000323608-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16458 Elm Creek Ln, Lakeville, MN 55044-4738 Tax Parcel ID Number: 22-26701-12-015

OF PROPERTY: Unit No. 02015, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,034.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024880F01 2997963 5/10-6/14/12

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 25, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-32-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3002710 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,400.00 MORTGAGOR(S): James A. Owens AKA James E. Owens And Erika D. Owens, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 27, 2006 Dakota County Recorder Document Number: 2464482 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: January 23, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003346712 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16106 Foliage Ave W, Rosemount, MN 55068-1265 Tax Parcel ID Number: 22.75900.04.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, The Townhouses of Shannon 1st Addition, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 417233 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,387.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016601F02 3004503 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2004 MORTGAGOR: M a r k P e r k i n s a n d Debra J. Perkins, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services, LLC, s/b/m to National City Mortgage, Inc., f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded March 2, 2005 Dakota County Recorder, Document No. 2300385. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1909 Southcross Drive West #1608, Burnsville, MN 55306 TAX PARCEL I.D. #: 027121605608 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1608, Condominium No. 115, Southcross Village Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,295.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-7-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005047 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: S t e v e n P . E l l i o t t , a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association s/b/m to Chase Home Finance LLC s/b/m to Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded June 3, 2004 Dakota County Recorder, Document No. 2211898. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2603 Bedford Court, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160104024 LEGAL DESCRIPTION OF PROPERTY: Unit 24, Condominium Number 109, Kensington Carriage Homes Condominium, A Condominium Located in the County of Dakota, State of Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,198.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3016246 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2010 MORTGAGOR: Robert F. Sweatte and Fatira Sweatte, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 19, 2010 Dakota County Recorder, Document No. 2725347. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000365493 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 15720 Frisian Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013215202020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Hawthorne 3rd Addition, Common Interest Community No. 369, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,119.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3623 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025878 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Deborah Tuholsky, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (f/k/a Homecomings Financial Networks, Inc.), successors and assigns.

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Inc.), successors and assigns. DATE AND PLACE OF RECORDING: Recorded: April 17, 2007 Dakota County Recorder Document Number: 2510191 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: December 01, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604729016869 Lender or Broker: Homecomings Financial, LLC Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 318 4th Ave S, St Paul, MN 55075-2616 Tax Parcel ID Number: 36-64300-09-260 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-six (26), Block Nine (9), Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $234,127.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023807F01 3004569 5/10-6/14/12

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,715.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-110-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005026 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Robert Rutledge and Tiwi Rutledge, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for River City Mortgage Corp., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: October 03, 2005 Dakota County Registrar of Titles Document Number: 575841 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 5 2 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-52CB Dated: June 20, 2011 Registered: June 28, 2011 Dakota County Registrar of Titles Document Number: T681264 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000023027 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122947 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4049 Blackhawk Rd, Eagan, MN 55122-1768 Tax Parcel ID Number: 10-16706-08-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Eight (8) in Cedar Grove No. 7, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,927.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-52CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-52CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022418F01 3002602 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,906.00 MORTGAGOR(S): Linda J Cardenas and Carlos A Cardenas, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2009 Dakota County Recorder Document Number: 2652469 LOAN MODIFICATION: Dated: December 22, 2010 Recorded: November 28, 2011 Document Number: 2832978 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP Dated: January 31, 2012 Recorded: February 13, 2012 Dakota County Recorder Document Number: 2848853 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100032413509073909 Lender or Broker: United Wholesale Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4291 Dodd Rd, Eagan, MN 55123-2088 Tax Parcel ID Number: 10-65800-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Saddle Horn Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,895.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024893F01 3001200 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,377.00 MORTGAGOR(S): Mark W. Mountain and Theresa M. Mountain, husband and wife MORTGAGEE: Edina Realty Mortgage, a Series of Homeservice Lending LLC DATE AND PLACE OF RECORDING: Recorded: June 16, 2006 Dakota County Recorder Document Number: 2438320 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: December 28, 2006 Recorded: January 08, 2007 Dakota County Recorder Document Number: 2486488 And assigned to: Countrywide Bank, N.A. Dated: January 02, 2007 Recorded: January 08, 2007 Dakota County Recorder Document Number: 2486489 And assigned to: Countrywide Home Loans, Inc. Dated: August 08, 2007 Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540160 And assigned to: Countrywide Home Loans Servicing, L.P. Dated: October 06, 2008 Recorded: October 30, 2008 Dakota County Recorder Document Number: 2620602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Edina Realty Mortgage, a Series of Homeservice Lending LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4580 Maple Leaf Cir, Eagan, MN 55123-1922 Tax Parcel ID Number: 10-17150-02-241 LEGAL DESCRIPTION OF PROPERTY: ALL OF LOT 24 AND THE SOUTH 23 FEET OF LOT 23, BLOCK 2, CHES MAR EAST FIRST ADDITION, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,909.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

��

�� UNDER under Minn. Stat. §580.30 or the prop CIAL ORDER�� IS ENTERED erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTDecember 24, 2012, or the next busi- GAGED PREMISES ARE IMPROVED ness day if December 24, 2012 falls on WITH A RESIDENTIAL DWELLING OF a Saturday, Sunday or legal holiday. LESS THAN FIVE UNITS, ARE NOT Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL obligation: NONE PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 THIS COMMUNICATION IS FROM ASSIGNEE OF MORTGAGEE: A DEBT COLLECTOR ATTEMPTAurora Bank FSB ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 8425 Seasons Parkway, Suite 105 THE DEBT AND IDENTITY OF THE Woodbury, MN 55125-4393 ORIGINAL CREDITOR WITHIN THE (651) 209-3300 T I M E P R O V I D E D B Y L A W I S N O T File Number: 010361F02 AFFECTED BY THIS ACTION. 3004611 5/10-6/14/12 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER DEBT AND IDENTITY OF THE OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of the following described mortgage: PROPERTY USED IN AGRICULTURAL DATE OF MORTGAGE: December 17, PRODUCTION, AND ARE ABANDONED. 2004 DATED: May 10, 2012 MORTGAGOR: Tu Thanh Vu, single. ASSIGNEE OF MORTGAGEE: MORTGAGEE: J P M o r g a n C h a s e Bank of America, N.A., successor Bank, National Association s/b/m to by merger of BAC Home Loans Chase Home Finance, LLC s/b/m to Servicing, LP, FKA Countrywide Chase Manhattan Mortgage Corp. Home Loans Servicing, LP DATE AND PLACE OF RECORDING: Wilford, Geske & Cook P.A. Recorded February 7, 2005 Dakota Attorneys for Assignee of Mortgagee County Recorder, Document No. 8425 Seasons Parkway, Suite 105 2293403. Woodbury, MN 55125-4393 ASSIGNMENTS OF MORTGAGE: (651) 209-3300 NONE File Number: 024917F01 TRANSACTION AGENT: NONE 3004207 5/10-6/14/12 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: Chase Manhattan Mortdefault has occurred in the conditions gage Corp. of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: February 18, V I C E R : J P M o r g a n C h a s e B a n k , 2005 National Association ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE: $144,000.00 4421 Overland Circle Unit 30, Eagan, MORTGAGOR(S): Angela Jane Rick- MN 55122 ard, a single person TAX PARCEL I.D. #: 101779003002 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. as nominee ERTY: for Lehman Brothers Bank, FSB., its Unit No. 30, Common Interest Comsuccessors and assigns munity #125, Cliff Lake Courthomes, DATE AND PLACE OF REGISTERDakota County, Minnesota. ING: COUNTY IN WHICH PROPERTY IS Registered: April 26, 2005 Dakota LOCATED: Dakota County Registrar of Titles ORIGINAL PRINCIPAL AMOUNT OF Document Number: 564014 MORTGAGE: $143,200.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE And assigned to: Aurora Bank FSB DUE AS OF DATE OF NOTICE, INCLUDDated: November 07, 2011 ING TAXES, IF ANY, PAID BY MORTTransaction Agent: Mortgage Elec- GAGEE: $146,142.29 tronic Registration Systems, Inc. That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: 100025440002175732 Mortgagee/Assignee of Mortgagee comLender or Broker: Lehman Brothers plied with all notice requirements as Bank, FSB. required by statute; That no action or R e s i d e n t i a l M o r t g a g e S e r v i c e r : proceeding has been instituted at law Aurora Bank, FSB or otherwise to recover the debt Mortgage Originator: Not Applicable secured by said mortgage, or any part CERTIFICATE OF TITLE NUMBER: thereof; 129712 PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 667 35th St W, Sheriff of said county as follows: Hastings, MN 55033-4143 DATE AND TIME OF SALE: July 6, T a x P a r c e l I D N u m b e r : 2012 at 10:00 AM 19-71025-03-150 PLACE OF SALE:Sheriff's Office, Law L E G A L D E S C R I P T I O N O F P R O P - Enforcement Center, 1580 Hwy 55, ERTY: Lot 15, Block 3, South Oaks of Lobby #S-100, Hastings, MN Hastings, Common Interest Commu- to pay the debt then secured by said nity No. 374, Dakota County, Minne- Mortgage, and taxes, if any, on said sota premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s D U E A S O F D A T E O F N O T I C E : allowed by law subject to redemption $147,182.65 within six (6) months from the date of THAT all pre-foreclosure require- said sale by the mortgagor(s), their ments have been complied with; that personal representatives or assigns no action or proceeding has been insti- unless reduced to Five (5) weeks under tuted at law or otherwise to recover the MN Stat. §580.07. debt secured by said mortgage, or any TIME AND DATE TO VACATE PROPpart thereof; that this is registered E R T Y : I f t h e r e a l e s t a t e i s a n property; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under seclows: tion 580.30 or the property is not DATE AND TIME OF SALE: June 22, redeemed under section 580.23 is 2012 at 10:00 AM 11:59 p.m. on January 7, 2013, unless PLACE OF SALE: Dakota County the redemption period is reduced to 5 Law Enforcement Center, 1580 High- weeks under MN Stat. Secs. 580.07 or way 55, Lobby S-100, Hastings, Minne- 582.032. sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF December 24, 2012, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if December 24, 2012 falls on PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial ABANDONED." Dated: May 3, 2012 obligation: NONE JPMorgan Chase Bank, National THIS COMMUNICATION IS FROM Association A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 75-4250 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 5/24-6/28/12 THE MORTGAGOR'S PERSONAL REP- 3025211 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ��

PUBLIC NOTICE

�� D a n i e l �� J. Diebold, Jr., Daniel J. Diebold, III, Maryanne Law, and Citi��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGOR: R i c h a r d W . F a b i n g and Judi A. Fabing, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed July 5, 2007, Dakota County Registrar of Titles, Document No. 613662 on Certificate of Title No. 142898. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700081730935 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 4736 Ridgewind Trail, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-56751-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, in Park Ridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,378.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-77 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025101 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT DIVISION: CIVIL Case Type: Contract/Foreclosure Case Number: 19HA-CV-11-5308 _______________________________________ Home Federal Savings Bank, Plaintiff, v. Barbara J. Diebold a/k/a Barbara Diebold, Deanna Jo Diebold a/k/a Deanna Diebold, Kevin J. Yellick, Daniel J. Diebold, Jr., Daniel J.

Mortgage, Inc.

Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 31st day of January, 2012, by the District Court of Dakota County, Minnesota, First Judicial District, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due Plaintiff in the above entitled action from Defendants, defined below, as prescribed in the Order, t h e u n d e r s i g n e d S h e r i f f o f Dakota County will sell at public auction, to the highest bidder, for cash, on the 12th day of July, 2012, at 10:00 A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033-2343, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGALLY DESCRIBED AS: Unit No. 4A, CIC 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 55573; subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof. Subject to encumbrances, liens, interest noted on Common Elements Certificate No. 134754. Property is Torrens, Certificate of Title No. 134773. PROPERTY ADDRESS: 1111 Sibley Memorial Highway, #4A, Lilydale, MN 55118 PID: 24-13500-04-041 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County All of the foregoing referred to herein as "Property", together with (i) all buildings and improvements now or hereafter located on the Property (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Barbara J. Diebold a/k/a Barbara Diebold, Deanna Jo Diebold a/k/a Deanna Diebold, Kevin J. Yellick, Daniel J. Diebold, Jr., Daniel J. Diebold, III, and Maryanne Law (collectively, "Defendants"), either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Property or now or hereafter transferred to the Property) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Property to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Barbara J. Diebold a/k/a Barbara Diebold, Daniel J. Diebold, Jr., Deanna Jo Diebold a/k/a Deanna Diebold, and Kevin J. Yellick (collectively "Defendant Mortgagors") or in which Defendants have or shall have an interest, now or hereafter located upon the Property, or appurtenances, thereto, or usable in connection with the present or future operation and occupancy of the Property and all building equipment, materials and supplies of any nature whatsoever owned by Defendants, or in which such Defendants have or shall have an interest, now or hereafter located upon the Property (collectively, the "Equipment"), and the right, title, and interest of such Defendants in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Property is located), superior in lien to the lien of Mortgage dated May 14, 2008, and recorded on June 13, 2008, with the Office of Registrar of Titles, Dakota County, Minnesota, as Document Number T629459 ("Mortgage A"); (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Property; (vi) all leases and other agreements affecting the use or occupancy of the Property now or hereafter entered into (the "Leases") and the right to receive and apply the rents, issues and profits of the Property (the "Rents") to the payment of the judgment; (vii) all proceeds of, and any unearned premiums on, any insurance policies (collectively, the "Policies") covering the Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for

settlements made in lieu thereof, for damages to the Property; (viii) the right, in the name of and on behalf of such Defendants, to appear in and defend any action or proceeding brought with respect to the Property and to commence any action or proceeding to protect the interest of Plaintiff in the Property; and (ix) all proceeds of each of the foregoing (the foregoing, collectively with the Property, the "Mortgaged Property"). Subject to redemption within six (6) months after confirmation of said sale. Dated this 2nd day of May, 2012. DAVE BELLOWS Sheriff of Dakota County, Minnesota /s/ Robert Shingledecker By: Robert Shingledecker Deputy Sheriff KOEPKE LAW LTD. Kevin M. Koepke MN SBN 0245306 Christine L. Eid MN SBN 0388676 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Fax: (763) 201-1212 Email: ceid@koepkelaw.com Plaintiff's Attorney 3002165 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $363,030.00 MORTGAGOR(S): Maureen A. Seidl and Jeffrey J. Seidl, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 20, 2010 Dakota County Recorder Document Number: 2708840 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: October 06, 2011 Recorded: November 15, 2011 Dakota County Recorder Document Number: 2830754 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000140572-7 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9565 Inver Grove Trl, Inver Grove Heights, MN 55076-3817 Tax Parcel ID Number: 20-02200-77-010 LEGAL DESCRIPTION OF PROPERTY: Part of the Southeast Quarter of Section 22, Township 27, Range 22, beginning at the center of said Section 22, thence South along the quarter line 233.29 feet, thence deflect to the left 82 degrees 45 minutes a distance of 452 feet, thence deflect to the left 90 degrees 42 minutes 30 seconds a distance of 290.65 feet to the East-West 1/4 line of said Section 22, thence West along said 1/4 a line 483 feet to the point of beginning, according to the United State Government Survey thereof and situate in Dakota County, Minnesota. Together with the following described easement: An easement 60 feet in width for road purposes, the centerline of which is described as follows: Beginning at a point on the North-South 1/4 line of Section 22, Township 27, Range 22, said point being 233.29 feet south of the center of said Section 22, thence sighting South along said 1/4 line, turn to the left 82 degrees 45 minutes a distance of 452 feet, thence deflect to the left 19 degrees 00 minutes a distance of 148.1 feet, thence deflect to the right 26 degrees 00 minutes a distance of 171.23 feet, thence deflect to the right 19 degrees 00 minutes a distance of 229 feet more or less to the centerline of County Road No. 77 and thence terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $379,118.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or

2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024909F01 3002611 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,750.00 MORTGAGOR(S): Elaine V. Koczur and Jason R. Koczur, wife and husband MORTGAGEE: Cendant Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 30, 2004 Dakota County Recorder Document Number: 2221361 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans Inc. Dated: May 28, 2004 Recorded: June 30, 2004 Dakota County Recorder Document Number: 2221362 And assigned to: Countrywide Home Loans, Inc. Dated: February 09, 2005 Recorded: August 05, 2005 Dakota County Recorder Document Number: 2347934 And assigned to: Countrywide Home Loans Inc. Dated: February 09, 2005 Recorded: August 08, 2005 Dakota County Recorder Document Number: 2348296 And assigned to: Countrywide Home Loans Servicing LP Dated: August 31, 2005 Recorded: October 10, 2005 Dakota County Recorder Document Number: 2368790 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Cendant Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 351 Frederick Cir, Hastings, MN 55033-2645 Tax Parcel ID Number: 19-17500-50-803 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0803, Hastings Century South, CIC No 336, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,998.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002522F03 3006016 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,144.00 MORTGAGOR(S): Steven. J. Macke, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328550 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: March 27, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002332671 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20101 Cabrilla Way, Farmington, MN 55024-1482 Tax Parcel ID Number: 12-24500-04-016 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Empire River Preserve, CIC No. 386, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,347.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 07, 2013, or the next business day if January 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024664F01 3018060 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGOR: Ivor D. Brathwaite and Mikki L. Brathwaite, husband and wife. MORTGAGEE:N a v y F e d e r a l C r e d i t Union. DATE AND PLACE OF RECORDING: Recorded September 14, 2006 Dakota County Recorder, Document No. 2461042. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Navy Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: Navy Federal Credit Union MORTGAGED PROPERTY ADDRESS: 170 Wentworth Avenue Unit 4, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-83725-02-080 and 42-83725-02-160 LEGAL DESCRIPTION OF PROPERTY: Lots 8 and 16, Block 2, The West Forty Plat 1, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,970.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,463.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 9, 2012 Navy Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025447 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,276.00 MORTGAGOR(S): Tara Berg, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for United Residential Mortgage, L.L.C., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 01, 2005 Dakota County Recorder

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Dakota County Recorder Document Number: 2357157 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: February 27, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001010724 Lender or Broker: United Residential Mortgage, L.L.C. Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1528 139th St W, Rosemount, MN 55068-3745 Tax Parcel ID Number: 34-48300-18-705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 705, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,782.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024428F01 3016135 5/17-6/21/12

PUBLIC NOTICE

MORTGAGE: $164,255.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,977.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-107-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3014822 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,134.00 MORTGAGOR(S): Jungwoo Choi, a single person and My Hien Tran, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Cornerstone Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 20, 2006 Dakota County Recorder Document Number: 2469801 AND CORRECTIVE MORTGAGE RECORDING: March 14, 2007 Dakota County Recorder Document Number: 2502615 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank N.A Dated: April 02, 2007 Recorded: April 13, 2007 Dakota County Recorder Document Number: 2509355 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050002058-1 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15732 Chasewood Ct, Rosemount, MN 55068-2577 Tax Parcel ID Number: 34-64576-06-190 LEGAL DESCRIPTION OF PROPERTY: LOT 19, BLOCK 6, ROSEMOUNT COMMONS, COMMON INTEREST COMMUNITY NO. 267, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,163.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to Countrywide Bank, FSB, fka Countrywide Bank N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024914F01 3009081 5/17-6/21/12

PUBLIC NOTICE

11:59 p.m. on January 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 11, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-45-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3016228 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): James Larson and Jacky Larson, husband and wife MORTGAGEE: Marshall Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: October 14, 2004 Dakota County Recorder Document Number: 2257859 ASSIGNMENTS OF MORTGAGE: And assigned to: 2010-3 SFR Venture, LLC Dated: November 30, 2010 Recorded: April 04, 2011 Dakota County Recorder Document Number: 2794327 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marshall Bank, N.A. Residential Mortgage Servicer: RoundPoint Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13831 Echo Park Ln, Burnsville, MN 55337-4750 Tax Parcel ID Number: 02-13700-01092 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 9, Block 1, Berkshire of Burnsville, according to the recorded plat thereof, Dakota County, Minnesota, lying Easterly of the following described line: Commencing at the Southwest corner of said Lot 9, thence Easterly along the South line of said Lot 9 a distance of 79.05 feet to the beginning of the line to be described; Thence deflecting to the left 99 degrees 15 minutes 25 seconds, a distance of 83.77 feet; Thence Northwesterly to a point to the North line of said Lot 9 distant 30.36 feet Easterly to the Northwest corner of said Lot 9 and said line terminates. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,008.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

��

�� and assigns �� OTHER THINGS, THAT THE �� MORT DATE AND PLACE OF RECORDING: GAGED PREMISES ARE IMPROVED Recorded: August 04, 2008 Dakota WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT County Recorder Document Number: 2606041 PROPERTY USED IN AGRICULTURAL ASSIGNMENTS OF MORTGAGE: PRODUCTION, AND ARE ABANDONED. And assigned to: BAC Home Loans DATED: May 17, 2012 A S S I G N E E O F M O R T G A G E E : Servicing, LP Dated: May 26, 2009 2010-3 SFR Venture, LLC Recorded: June 02, 2009 Dakota Wilford, Geske & Cook P.A. County Recorder Attorneys for Assignee of Mortgagee Document Number: 2660927 8425 Seasons Parkway, Suite 105 Transaction Agent: Mortgage ElecWoodbury, MN 55125-4393 (651) 209-3300 tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiFile Number: 024812F01 3015931 5/17-6/21/12 cation Number: 100016500007940488 Lender or Broker: GB Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. NOTICE OF MORTGAGE Mortgage Originator: Not Applicable FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS N O T I C E I S H E R E B Y G I V E N t h a t LOCATED: Dakota default has occurred in the conditions Property Address: 1742 Deerwood of the following described mortgage: Dr, Eagan, MN 55122-1736 DATE OF MORTGAGE: July 29, 2004 Tax Parcel ID Number: ORIGINAL PRINCIPAL AMOUNT OF 10-19910-01-040 MORTGAGE: $162,400.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Jesus Quinonez, a ERTY: Lot 4, Block 1, Deerhawk Addisingle man tion Dakota County, Minnesota MORTGAGEE: Mortgage Electronic AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. as nominee D U E A S O F D A T E O F N O T I C E : for Summit Mortgage Corporation, its $316,688.33 successor and assigns. THAT all pre-foreclosure requireDATE AND PLACE OF RECORDING: ments have been complied with; that Recorded: February 28, 2005 Dakota no action or proceeding has been instiCounty Recorder tuted at law or otherwise to recover the Document Number: 2299667 debt secured by said mortgage, or any ASSIGNMENTS OF MORTGAGE: part thereof; And assigned to: Aurora Bank, FSB PURSUANT to the power of sale conDated: January 24, 2012 tained in said mortgage, the Transaction Agent: Mortgage Elec- above-described property will be sold tronic Registration Systems, Inc. by the Sheriff of said county as folTransaction Agent Mortgage Identifi- lows: cation Number: 100285700000014869 DATE AND TIME OF SALE: June 29, Lender or Broker: Summit Mortgage 2012 at 10:00 AM Corporation PLACE OF SALE: Dakota County R e s i d e n t i a l M o r t g a g e S e r v i c e r : Law Enforcement Center, 1580 HighAurora Bank, FSB way 55, Lobby S-100, Hastings, MinneMortgage Originator: Not Applicable sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preProperty Address: 15649 Float Ct, mises and the costs and disburseApple Valley, MN 55124-6017 ments, including attorney fees allowed T a x P a r c e l I D N u m b e r : by law, subject to redemption within 01-63402-29-040 six (6) months from the date of said L E G A L D E S C R I P T I O N O F P R O P - sale by the mortgagor(s), their perERTY: Lot 4, Block 29, Regatta 3rd sonal representatives or assigns. Addition, Common Interest CommuIf the Mortgage is not reinstated nity No. 281, Dakota County, Minne- under Minn. Stat. §580.30 or the propsota erty is not redeemed under Minn. Stat. AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate D U E A S O F D A T E O F N O T I C E : the property on or before 11:59 p.m. on $144,460.18 December 31, 2012, or the next busiTHAT all pre-foreclosure require- ness day if December 31, 2012 falls on ments have been complied with; that a Saturday, Sunday or legal holiday. no action or proceeding has been instiMortgagor(s) released from financial tuted at law or otherwise to recover the obligation: NONE debt secured by said mortgage, or any THIS COMMUNICATION IS FROM part thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY t a i n e d i n s a i d m o r t g a g e , t h e INFORMATION OBTAINED WILL BE above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folTHE RIGHT TO VERIFICATION OF lows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: June 29, ORIGINAL CREDITOR WITHIN THE 2012 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: Dakota County AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighTHE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, sota THE MORTGAGOR'S PERSONAL REPto pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED sonal representatives or assigns. WITH A RESIDENTIAL DWELLING OF If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. PRODUCTION, AND ARE ABANDONED. §580.23, the Mortgagor must vacate DATED: May 17, 2012 the property on or before 11:59 p.m. on ASSIGNEE OF MORTGAGEE: December 31, 2012, or the next busiBank of America, N.A., successor ness day if December 31, 2012 falls on by merger to BAC Home Loans a Saturday, Sunday or legal holiday. Servicing, LP Mortgagor(s) released from financial Wilford, Geske & Cook P.A. obligation: NONE Attorneys for Assignee of Mortgagee THIS COMMUNICATION IS FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR ATTEMPT- Woodbury, MN 55125-4393 ING TO COLLECT A DEBT. ANY (651) 209-3300 INFORMATION OBTAINED WILL BE File Number: 024953F01 USED FOR THAT PURPOSE. 3008138 5/17-6/21/12 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT NOTICE OF MORTGAGE AFFECTED BY THIS ACTION. FORECLOSURE SALE THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, OF THE DEBT AND IDENTITY OF THE MORTGAGOR'S PERSONAL REP- THE ORIGINAL CREDITOR WITHIN RESENTATIVES OR ASSIGNS, MAY BE THE TIME PROVIDED BY LAW IS REDUCED TO FIVE WEEKS IF A JUDI- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in conditions of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 , OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2003 MORTGAGOR: Patrick L. Pavlina and WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Jane E. Pavlina, husband and wife. MORTGAGEE: Homeservices LendPROPERTY USED IN AGRICULTURAL ing, LLC DBA Edina Realty Mortgage. PRODUCTION, AND ARE ABANDONED. DATE AND PLACE OF RECORDING: DATED: May 17, 2012 Recorded February 11, 2004 Dakota ASSIGNEE OF MORTGAGEE: County Recorder, Document No. Aurora Bank, FSB 2174721. Wilford, Geske & Cook P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Assignee of Mortgagee Assigned to: Wells Fargo Home Mort8425 Seasons Parkway, Suite 105 gage, Inc.. And thereafter assigned to: Woodbury, MN 55125-4393 Mortgage Electronic Registration Sys(651) 209-3300 tems, Inc.. And thereafter assigned to: File Number: 024003F01 3010106 5/17-6/21/12 U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: NONE FORECLOSURE SALE LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN that GAGE ORIGINATOR STATED ON default has occurred in the conditions MORTGAGE: Homeservices Lending, of the following described mortgage: LLC DBA Edina Realty Mortgage DATE OF MORTGAGE: July 24, 2008 RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: U.S. Bank Home Mortgage, a MORTGAGE: $260,347.00 division of U.S. Bank National AssociaMORTGAGOR(S): James D. Puls and tion Michele E. Puls, husband and wife MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 16530 Irwindale Court, Lakeville, MN Registration Systems, Inc. as nominee 55044 for GB Mortgage, LLC, its successors and assigns ��

PUBLIC NOTICE

�� P U R S�� UANT to the power of sale therein contained, said Mortgage will �� 55044 T A X P A R C E L I . D . # : 22-14750-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Boulder Village West, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $275,584.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __January 7, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3553 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3014813 5/17-6/21/12

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 19, 2007 MORTGAGORS: Matthew E. Derusha and Jessalynn J. Derusha, husband and wife MORTGAGEE: ING Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 30, 2007 Dakota County Recorder Document #: 2553367 LEGAL DESCRIPTION OF PROPERTY: APARTMENT UNIT NO. 312, TOGETHER WITH GARAGE UNIT NO. 23, ITOKAH VALLEY CONDOMINIUM 1, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO. 55 PARCEL ID #: 02-37400-164.01 PROPERTY ADDRESS: 1800 Riverwood Dr Apt 312, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $102,383.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale

be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 5, 2012 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is January 5, 2013 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 9, 2012 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 3009035 5/17-6/21/12

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-117 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3015002 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $334,747.00 MORTGAGOR(S): Chia Vang, a single person and Thor Vang, a single person and GE Vang, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for M&I Marshall & Illsey Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 25, 2008 Dakota County Recorder Document Number: 2609692 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: May 13, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810193 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035328298-1 Lender or Broker: M&I Marshall & Illsey Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9169 Courthouse Blvd Court E, Inver Grove Heights, MN 55077 Tax Parcel ID Number: 20-02100-04-020 LEGAL DESCRIPTION OF PROPERTY: That part of the SW1/4 of the NE1/4 of the South 100 feet of the NW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota lying south of the north one-half of the following described tract of land: Beginning at the northwest corner of said SW1/4 of NE1/4 and running thence South 2 degrees 43 minutes 26 seconds West along the west line thereof a distance of 324.6 feet; thence South 87 degrees 41 minutes 45 seconds East and parallel with the south line of said SW1/4 of NE1/4 a distance of 677.93 feet to the intersection with the following described Line A: Line A: Commencing at the northwest corner of the south 532.00 feet of the east 410.00 of the SW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence easterly along the north line of said south 532.00 feet a distance of 117.11 feet to the point of beginning of the line to be described; thence deflecting 140 degrees 59 minutes 50 seconds left a distance of 371.58 feet; thence deflecting 35 degrees 01 minutes 20 seconds right a distance of 315.42 feet to a point hereinafter referred to as Point A; thence deflecting 18 degrees 48 minutes 20 seconds right, a distance of 217.90 feet and there terminating. Thence northwesterly along said Line A, a distance of 81.98 feet to the aforedescribed Point A; thence northerly along said line A, a distance of 217.90 feet; thence continue northerly, along the northerly production of the last described course of said Line A, a distance of 130.01 feet to the intersection with the north line of the south 100.00 feet of said NW1/4 of the NE1/4; thence 87 degrees 50 minutes 30 seconds West along said north line of the south 100.00 feet a distance of 669.44 feet to the northwest corner of said south 100.00 feet; thence South 2 degrees 43 minutes 26 seconds West along the west line of said south 100.00 feet a distance of 100.00 feet to the point of beginning and there terminating. (The north one-half of said tract being that parcel containing the north one-half of the area of the aforedescribed tract of land with the south line of said north one-half being parallel with the north line of said aforedescribed tract). And lying north of the following

And lying north of the following described Line B: Line B: Commencing at the southwest corner of the SW1/4 of the NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence North 2 degrees 43 minutes 26 seconds East (assumed bearing) along the west line of said S W 1 / 4 o f the NE1/4 a distance o f 992.65 feet to the point of beginning of the line to be described; thence South 87 degrees 50 minutes 39 seconds East to its intersection with the above described Line A and there terminating, a distance of approximately 676.74 feet. Subject to and together with the burdens and benefits contained in easement filed as Document Number 362694. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $345,695.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 3005994 5/17-6/21/12

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,952.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-46-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3016202 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: May 22, 2012 NOTICE IS HEREBY GIVEN THAT: 1. Default has occurred in the conditions of the Statutory Mortgage, Security Agreement and Fixture Financing Statement from Joe Miller Farms, Inc., a Minnesota corporation, and Lisa A. Duoos, a single woman, as Mortgagors, to and in favor of KleinBank, as Mortgagee, dated August 24, 2007, and recorded in the Office of the County Recorder for Dakota County, Minnesota on September 6, 2007 as Document No. 2542393, (the "Mortgage"). 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $337,500.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $337,012.12. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: That part of the Southwest Quarter of Section 10, Township 113, Range 19, Dakota County, Minnesota, described as follows: Commencing at the southeast corner of said Southwest Quarter; thence South 89 degrees 30 minutes 08 seconds West (assumed bearing) along the south line thereof 164.87 feet to the point of beginning of the land to be described; thence continuing South 89 degrees 30 minutes 08 seconds West along said south line of the Southwest Quarter 1062.71 feet; thence North 26 degrees 38 minutes 51 seconds East 868.23 feet; thence North 89 degrees 30 minutes 08 seconds East 666.59 feet to the intersection with a line that bears North 0 degrees 29 minutes 52 seconds West from the point of beginning; thence South 0 degrees 29 minutes 52 seconds East 772.60 feet to the point of beginning. Together with an easement for driveway purposes across that part of the Southwest Quarter of Section 10, Township 113, Range 19, Dakota County, Minnesota, described as follows: Commencing at the southeast corner of said Southwest Quarter; thence South 89 degrees 30 minutes

thence South 89 degrees 30 minutes 08 seconds West (assumed bearing) along the south line thereof 1062.59 feet; thence North 4 degrees 14 minutes 09 seconds East 385.11 feet to the point of beginning of the easement to be described; thence continuing North 4 degrees 14 minutes 09 seconds East 165.23 feet; thence North 42 degrees 43 minutes 58 seconds East 227.36 feet to the intersection with a line that bears North 26 degrees 38 minutes 51 seconds East from the point of beginning; thence South 26 degrees 38 minutes 51 seconds West 371.22 feet to the point of beginning. Abstract Property Street Address: 1205 - 240th Street W., Farmington, MN 55024 T a x P a r c e l I d e n t i f i c a t i o n N o.: 07-01-000-51-030 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on July 10, 2012, at 10:00 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. No person has been released from the financial obligations secured by the Mortgage. 10. I f t h e p r o p e r t y i s a n owner-occupied, single-family dwelling, unless otherwise provided by law, the date and time by which the Mortgagor(s) must vacate the property described herein, if the mortgage is not reinstated under Minnesota Statutes Section 580.30, or the property is not redeemed under Minnesota Statutes Section 580.23, is 11:59 p.m. on January 10, 2013. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO ANY COLLECT A DEBT. INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE ORIGINAL CREDITOR, WITHIN THE TIME PROVIDED BY LAW, IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Attorney(s) for Mortgagee: /s/ Thomas W. Larkin Thomas W. Larkin Melchert Hubert Sjodin, PLLP 121 West Main Street, Suite 200 Waconia, MN 55387 (952) 442-7700 3025758 5/24-6/28/12

PUBLIC NOTICE

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Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 15, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4151502 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012, 01/19/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for May 15, 2012 at 10:00 AM , has been postponed to June 19, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: May 15, 2012 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 AssetBacked Pass-Through Certificates Jennifer K Fischer (0311248) Attorneys for Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN00776-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4244878 05/24/2012 3017171 5/24/12

PUBLIC NOTICE

MORTGAGE: $1,560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $1,893,779.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 11, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated; October 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2012 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 8, 2011 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 29, 2012 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 20, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 4, 2012 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 23, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 23, 2012 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 30, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 25, 2012 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3019993 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,500.00 MORTGAGOR(S): Trina Wolfson and Steven A. Wolfson, wife & husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: August 15, 2006 Dakota County Registrar of Titles Document Number: 596066 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: December 05, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003262414 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 76966 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 265 Edith Dr, West Saint Paul, MN 55118-3007 Tax Parcel ID Number: 42-56700-05-100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10) in Block Five (5) of Parkview Addition according to the plat thereof on file and of record in the office of the Register of Deeds in and for said County. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $335,092.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 07, 2013, or the next business day if January 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024592F01 3017403 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2006 MORTGAGOR: M a n a l R a s h i d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 29, 2006, Dakota County Registrar of Titles, Document No. 601796, Certificate of Title No. 141362. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-56501-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Nine (9), Palomino Cliffs 2nd Addition, Common Interest Community Number 257 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,339.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

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�� 580.07, the t a t u�� t e s �� i n n e s o t a S�� T H E M O R T G A G O�� R S PERS O N A L M�� REPRESENTATIVES OR ASSIGNS, f o r e g o i n g f o r e c l o s u r e s a l e i s MAY BE REDUCED TO FIVE WEEKS IF postponed until July 20, 2012 at 10:00 A JUDICIAL ORDER IS ENTERED A M a t t h e S h e r i f f ' s O f f i c e , L a w U N D E R M I N N E S O T A S T A T U T E S , Enforcement Center, 1580 Hwy 55, SECTION 582.032, DETERMINING, Lobby #S-100, Hastings, MN, in said AMONG OTHER THINGS, THAT THE county and state. Dated: May 16, 2012. MORTGAGED PREMISES ARE JPMorgan Chase Bank, National IMPROVED WITH A RESIDENTIAL Association DWELLING OF LESS THAN FIVE Mortgagee/Assignee of Mortgagee UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of ARE ABANDONED." Mortgagee Dated: July 12, 2011. 4500 Park Glen Road #300 JPMorgan Chase Bank, N.A. Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. (952) 925-6888 Attorneys for Mortgagee/Assignee of 60-2979 Mortgagee THIS IS A COMMUNICATION FROM 4500 Park Glen Road #300 A DEBT COLLECTOR. 3019523 5/24/12 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM NOTICE OF MORTGAGE A DEBT COLLECTOR. FORECLOSURE SALE NOTICE OF POSTPONEMENT OF THE RIGHT TO VERIFICATION MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f OF THE DEBT AND IDENTITY OF Minnesota Statutes 580.07, the forego- THE ORIGINAL CREDITOR WITHIN ing foreclosure sale is postponed until THE TIME PROVIDED BY LAW IS December 2, 2011 at 10:00 am at the NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, default has occurred in conditions of Hastings, MN, in said county and state. the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r Dated: October 12, 2011. JPMorgan Chase Bank, National 23, 2005 MORTGAGOR: Laurel B. Igbanugo Association and Chudi Igbanugo, wife and husMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. band. MORTGAGEE: Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Mortgagee Recorded October 5, 2005 Dakota 4500 Park Glen Road #300 C o unty Recorder, Document No. Minneapolis, MN 55416 2367160. (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 60-2979 THIS IS A COMMUNICATION FROM Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage A DEBT COLLECTOR. Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF TRANSACTION AGENT'S MORTMORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f GAGE IDENTIFICATION NUMBER ON M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e MORTGAGE: 100020410000891007 LENDER OR BROKER AND MORTforegoing foreclosure sale is postponed until January 13, 2012 at 10:00 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: DHI Mortgage Company am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Limited Partnership RESIDENTIAL MORTGAGE SERLobby #S-100, Hastings, MN, in said VICER: Aurora Bank FSB county and state. MORTGAGED PROPERTY ADDRESS: Dated: November 28, 2011. JPMorgan Chase Bank, National 17865 Formosa Court, Lakeville, MN 55044 Association T A X P A R C E L I . D . # : Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 22-18603-01-080 LEGAL DESCRIPTION OF PROPBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of ERTY: Lot 8, Block 1, Crossroads 4th AddiMortgagee tion, Dakota County, Minnesota. 4500 Park Glen Road #300 COUNTY IN WHICH PROPERTY IS Minneapolis, MN 55416 LOCATED: Dakota (952) 925-6888 ORIGINAL PRINCIPAL AMOUNT OF 60-2979 THIS IS A COMMUNICATION FROM MORTGAGE: $374,040.00 AMOUNT DUE AND CLAIMED TO BE A DEBT COLLECTOR. DUE AS OF DATE OF NOTICE, INCLUDNOTICE OF POSTPONEMENT OF ING TAXES, IF ANY, PAID BY MORTMORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f GAGEE: $387,658.82 That prior to the commencement of Minnesota Statutes 580.07, the f o r e g o i n g f o r e c l o s u r e s a l e i s this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee compostponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law plied with all notice requirements as Enforcement Center, 1580 Hwy 55, required by statute; That no action or Lobby #S-100, Hastings, MN, in said proceeding has been instituted at law or otherwise to recover the debt county and state. secured by said mortgage, or any part Dated: January 11, 2012. JPMorgan Chase Bank, National thereof; PURSUANT to the power of sale conAssociation tained in said mortgage, the above Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. described property will be sold by the Sheriff of said county as follows: By: Paul A. Weingarden DATE AND TIME OF SALE: July 19, Attorneys for Mortgagee/Assignee of 2012 at 10:00 AM Mortgagee PLACE OF SALE:Sheriff's Office, Law 4500 Park Glen Road #300 Enforcement Center, 1580 Hwy 55, Minneapolis, MN 55416 Lobby #S-100, Hastings, MN (952) 925-6888 to pay the debt then secured by said 60-2979 and taxes, if any, on said Mortgage, THIS IS A COMMUNICATION FROM premises, and the costs and disburseA DEBT COLLECTOR. ments, including attorneys' fees NOTICE OF POSTPONEMENT OF allowed by law subject to redemption MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f within six (6) months from the date M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e of said sale by the mortgagor(s), their f o r e g o i n g f o r e c l o s u r e s a l e i s personal representatives or assigns postponed until March 23, 2012 at unless reduced to Five (5) weeks under 10:00 am at the Sheriff's Office, Law MN Stat. §580.07. TIME AND DATE TO VACATE PROPEnforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said E R T Y : I f t h e r e a l e s t a t e i s a n single-family dwellowner-occupied, county and state. ing, unless otherwise provided by law, Dated: February 13, 2012. JPMorgan Chase Bank, National the date on or before which the mortgagor(s) must vacate the property if the Association mortgage is not reinstated under secMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 1 1 : 5 9 p . m . o n J a n u a r y 2 2 , 2 0 1 3 , unless the redemption period is Mortgagee reduced to 5 weeks under MN Stat. 4500 Park Glen Road #300 Secs. 580.07 or 582.032. Minneapolis, MN 55416 MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT60-2979 THIS IS A COMMUNICATION FROM GAGE: None "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, NOTICE OF POSTPONEMENT OF THE MORTGAGOR'S PERSONAL REPMORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f RESENTATIVES OR ASSIGNS, MAY BE TO FIVE WEEKS IF A JUDIREDUCED Minnesota Statutes 580.07, the f o r e g o i n g f o r e c l o s u r e s a l e i s CIAL ORDER IS ENTERED UNDER postponed until May 18, 2012 at 10:00 MINNESOTA STATUTES, SECTION AM at the Dakota County Sheriff's 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Office, Law Enforcement Center, 1580 OTHER THINGS, THAT THE MORTHwy 55, Lobby #S-100, Hastings, MN, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF in said county and state. LESS THAN FIVE UNITS, ARE NOT Dated: March 21, 2012. JPMorgan Chase Bank, National PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Association ABANDONED." Mortgagee/Assignee of Mortgagee Dated: May 17, 2012 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Aurora Bank FSB By: Paul A. Weingarden Mortgagee/Assignee of Mortgagee Attorneys for Mortgagee/Assignee of USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee Attorneys for Mortgagee/Assignee of 4500 Park Glen Road #300 Mortgagee Minneapolis, MN 55416 4500 Park Glen Road #300 (952) 925-6888 Minneapolis, MN 55416 60-2979 THIS IS A COMMUNICATION FROM (952) 925-6888 98-1254 A DEBT COLLECTOR. THIS IS A COMMUNICATION FROM NOTICE OF POSTPONEMENT OF A DEBT COLLECTOR. MORTGAGE FORECLOSURE SALE 5/24-6/28/12 P u r s u a n t t o t h e p r o v i s i o n s o f 3025083

PUBLIC NOTICE

Minnesota Statutes 580.07, the

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�� AND PLACE OF RECORDING: DATE�� Recorded November 29, 2004 ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M. Bowlin and Julie A. Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Winstar Mortgage Partners, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 16, 2011 Recorded: March 03, 2011 Dakota County Recorder Document Number: 2789357 And assigned to: Aurora Bank FSB Dated: February 24, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-05-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $395,350.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 07, 2013, or the next business day if January 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F04 3022821 5/24-6/28/12

PUBLIC NOTICE

Dakota County Recorder, Document No. 2271489. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A.. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: Aurora Bank FSB. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 25679 Dodd Boulevard, Lakeville, MN 55044 T A X P A R C E L I . D . # : 13-01900-52-010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A A TRACT OF LAND IN THE NORTH HALF OF SOUTHWEST QUARTER (N 1/2 OF SW 1/4) OF SECTION NINETEEN (19) TOWNSHIP ONE HUNDRED THIRTEEN NORTH (113 N), RANGE TWENTY WEST (20 W), DAKOTA COUNTY MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF THE SOUTHWEST QUARTER (SW 1/4) OF SAID SECTION 19, AND RUNNING THENCE NORTH ALONG THE WEST LINE THEREOF A DISTANCE OF 335.15 FEET; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 28 DEGREES 03 MINUTES A DISTANCE OF 695.9 FEET; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 7 DEGREES 20 MINUTES A DISTANCE OF 403.5 FEET TO THE ACTUAL POINT OF BEGINNING SAID POINT OF BEGINNING THE CENTER LINE OF DODD ROAD; THENCE DELECTING TO THE LEFT AT AN ANGLE OF 90 DEGREES 00 MINUTES A DISTANCE OF 60.04 FEET; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 86 DEGREES 06 MINUTES AND RUNNING ALONG THE CENTER LINE OF MILITARY ROAD(AS VACATED) A DISTANCE OF 268.8 FEET; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 12 DEGREES 40 MINUTES A DISTANCE OF 108.95 FEET AND ALONG SAID CENTER LINE; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 8 DEGREES 14 MINUTES AND ALONG SAID CENTER LINE, A DISTANCE OF 80.7 FEET; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 8 DEGREES 47 MINUTES AND ALONG SAID CENTER LINE A DISTANCE OF 116.03 FEET; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 108 DEGREES 54 MINUTES A DISTANCE OF 213.55 FEET TO THE CENTER LINE OF SAID DODD ROAD; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 104 DEGREES 41 MINUTES AND ALONG SAID CENTER LINE A DISTANCE OF 598.0 FEET TO THE ACTUAL POINT OF BEGINNING; EXCEPT THE 33.0 FEET LYING PARALLEL AND ADJACENT WEST OF SAID CENTER LINE FOR ROAD RIGHT OF WAY. CONTAINING 1.0 ACRES, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,665.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2012 Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1251 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3023573 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,750.00 MORTGAGOR(S): Kimberly A. Giacomini and Jeffrey Giacomini, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 28, 2006 Dakota County Recorder Document Number: 2416210 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 02, 2012 Recorded: March 06, 2012 Dakota County Recorder Document Number: 2853832 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001263643-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4439 Cinnamon Ridge Cir, Eagan, MN 55122-2393 Tax Parcel ID Number: 10-17402-04-071 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 4, Cinnamon Ridge 3rd Addition, lying southerly of a line drawn from a point on the East line of said Lot 7, distant 32.58 feet North from the Southeast corner thereof to a point on the West line of said Lot 7, distant 39.07 feet North from the Southwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,342.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024511F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been postponed to June 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024511F01 3020735 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,180.00 MORTGAGOR(S): Barb J Watson and Roy T Watson, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000208426-8 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 1, 2006, as Document No. 2424614. Said mortgage modified by Loan Modification Agreement recorded October 24, 2011 As Document No. 2826226 ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2006-B, Mortgage-Backed Certificates, Series 2006-B Dated: April 3, 2012 , and recorded April 23, 2012 by Document No. 2863764 . LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Town and Country Estates Third Addition, CIC No. 242, according to the recorded plat thereof, Dakota County, Minnesota. PROPERTY ADDRESS: 16368 Jamison Path, Lakeville, MN 55044 PROPERTY I.D: 22-77152-04-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifteen Thousand One Hundred Sixty and 91/100 ($215,160.91) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 17, 2012 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 17, 2013, or the next business day if January 17, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2006-B, Mortgage-Backed Certificates, Series 2006-B Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00356-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4246512 05/24/2012, 05/31/2012, 06/07/2012, 06/14/2012, 06/21/2012, 06/28/2012 3020715 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: May 9, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominiums Association (hereinafter the "Association") which was recorded as Document No. 462541, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 5, CIC 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 19524 Bluejay Court, #5, Farmington, MN 55024 T A X P A R C E L I D N O . 14-82500-08-005 2. Pursuant to said Declaration, there is claimed to be due and owing as of May 9, 2012, from Rena Boyer, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,586.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after May 9, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. All amounts due arose on or after July 1, 2011. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 24, 2012, as Document No. T690524 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 13th day of July, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 14, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUMS ASSOCIATION Attorneys for Vermillion Grove Condominiums Association THOMSEN & NYBECK, P.A. By: __________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove Condos/ Boyer/11-7-504D) 3022879 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA OTHER CIVIL DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4361 Alerus Financial, National Association, as successor to Prosperan Bank f/k/a Washington County Bank, Plaintiff, v. Premier Development Group, Inc., a Minnesota Corporation; Korey Bannerman, an individual; Robert Carlson, an individual; JEM Mortgage Holdings, LLC, a Minnesota Limited Liability Company; Mesenbrink Construction & Engineering, Inc., a Minnesota Corporation; John Mesenbrink, an individual; Orion Development, LLC, an inactive Minnesota Limited Liability Company; Cheryl M. Wachal Trnka, an individual. Defendants.

Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Order Granting Plaintiff's Motion for Default Judgment Against Defendants and Order of Foreclosure ("Order") entered in the above-entitled action on the 18th day of January, 2012, a certified copy of which has been delivered to me directing the sale of the real property hereinafter described to satisfy or partially satisfy the amount found and adjudged due to said Plaintiff Alerus Financial, National Association, as successor to Prosperan Bank (formerly known as Washington County Bank), as prescribed in the Order, the undersigned Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Wednesday, June 5, 2012, at 10:00 a.m., in the at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota, the real property, lying and being in the Counties of Dakota and Blue Earth, State of Minnesota, described in said Order as the parcel of real property located at: 3344 Sherman Court, Eagan, Minnesota 55122 that is legally described as: Lot Three (3), Block One (1), Birchwood Office Park, according to the plat and survey thereof on file and of record in the office of the County recorder in and for Dakota County, Minnesota; (hereinafter the "Premises") together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property"). The Property is abstract property. The Tax Parcel ID. No. is 10-14225-01-030; and [no street address has been assigned to this parcel] That part of Lot 1, Block 1, Trail Creek Addition, according to the plat thereof on file and of record in the office of the County Recorder in and

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office of the County Recorder in and for Blue Earth County, Minnesota, which lies westerly and southerly of the following described line: Commencing at the southeast corner of said Lot 1; thence South 89 degrees 25 minutes 53 seconds West (Minnesota County Coordinate System of 1983, Blue Earth County Zone), along the south line of said Lot 1 a distance of 182.96 feet to the point of beginning; thence North 00 degrees 34 minutes 27 seconds West, 293.45 feet; thence South 89 degrees 25 minutes 33 seconds West, 255.95 feet to a point on the westerly line of said Lot 1 and there terminating; (hereinafter the "Premises")together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property"). The Property is abstract property. The Tax Parcel ID No. is 01.09.03.152.015. The Property is secured by a Mortgage dated October 25, 2007, and recorded in the Office of the County Recorder in and for Dakota County, Minnesota, on December 20, 2007, as Document No. 2562455 and recorded in the Office of the County Recorder in and for Blue Earth County, Minnesota, on January 7, 2008, as Document No. 481CR339, as assigned (hereinafter collectively the "Mortgage"). The maximum indebtedness secured by the Mortgage is $1,475,000.00. As of the date of this Notice, the amount claimed to be due on the Mortgage is $681,531.24, pursuant to the Order. The time allowed by law for redemption by the mortgagor or mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. Dated: April 16, 2012

Dated: April 16, 2012 Dave Bellows, the Sheriff of Dakota County By: /s/ Robert Shingledecker - Deputy Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402 By: Sydney Crowder Atty. Reg. No. 0390094 (612) 492-6748 Attorneys for Plaintiff 2979119 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: April 3, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated June 6, 2008, executed by Barry's Variety Inc., a Minnesota corporation, now known as RFB, Inc., a Minnesota corporation, as Grantor, to Key Community Bank, a Minnesota banking corporation, as Lender, filed for record June 23, 2008 as Document Number 2598233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3.The original principal amount secured by the Mortgage was $275,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $243,443.28. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The East 1/2 of the West 2/3 of Lot 4, Block 14, Town of Hastings, Dakota County, Minnesota. Commonly known as 202 2nd Street East, Hastings, Minnesota. TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, May 30, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank By Gregory J. Dennis Its President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 30, 2012 at 10:00 a.m. has been postponed to Thursday, July 12, 2012 at 10:00 a.m. in the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. Dated: May 22, 2012 Key Community Bank By Gregory J. Dennis Its President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 3026312 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGORS: Sabab Xayarath and Lalana Xayarath, husband and wife. MORTGAGEE: Goldmine Lending. DATE AND PLACE OF RECORDING: Registered October 28, 2003, Dakota County Registrar of Titles, Document No. 0519411, Certificate of Title No. 125574. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc. And thereafter assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2128 Cliff Hill Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16600-05-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, in Cedar Cliff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,193.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 3, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 17, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 9, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3018665 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGORS: D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005, Dakota County Recorder, Document No. 2301708. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3, Dated: June 30, 2010, Recorded: July 9, 2010, Document No. 2739840. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14915 East 210th Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 25-02500-010-51 LEGAL DESCRIPTION OF PROPERTY: The East Half (E 1/2) of Southeast Quarter (SE 1/4 ) of Southwest Quarter (SW 1/4 ) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17). COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $344,858.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

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��Dakota �� USSET, WEINGARDEN�� AND LIEBO,�� P.L.L.P. LOCATED: Attorneys for Mortgagee/Assignee of ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $412,500.00 AMOUNT DUE AND CLAIMED TO BE 4500 Park Glen Road #300 DUE AS OF DATE OF NOTICE, INCLUDMinneapolis, MN 55416 ING TAXES, IF ANY, PAID BY MORT(952) 925-6888 GAGEE: $457,709.47 75-4100 That prior to the commencement of THIS IS A COMMUNICATION FROM A this mortgage foreclosure proceeding DEBT COLLECTOR. Mortgagee/Assignee of Mortgagee comNOTICE OF POSTPONEMENT OF plied with all notice requirements as MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f required by statute; That no action or M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e proceeding has been instituted at law f o r e g o i n g f o r e c l o s u r e s a l e i s or otherwise to recover the debt postponed until February 16, 2012 at secured by said mortgage, or any part 10:00 am at the Sheriff's Office, Law thereof; Enforcement Center, 1580 Hwy 55, PURSUANT to the power of sale conLobby #S-100, Hastings, MN, in said tained in said mortgage, the above county and state. described property will be sold by the Dated: January 11, 2012. Sheriff of said county as follows: DATE AND TIME OF SALE: January U.S. Bank, National Association, as Trustee 19, 2012 at 10:00 AM Mortgagee/Assignee of Mortgagee PLACE OF SALE:Sheriff's Office, Law USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Hwy 55, By: Paul A. Weingarden Lobby #S-100, Hastings, MN Attorneys for Mortgagee/Assignee of to pay the debt then secured by said Mortgagee Mortgage, and taxes, if any, on said 4500 Park Glen Road #300 premises, and the costs and disbursements, including attorneys' Minneapolis, MN 55416 (952) 925-6888 fees allowed by law subject to 75-4100 redemption within six (6) months from THIS IS A COMMUNICATION FROM t h e d a t e o f s a i d s a l e b y t h e mortgagor(s), their personal A DEBT COLLECTOR. representatives or assigns unless NOTICE OF POSTPONEMENT OF reduced to Five (5) weeks under MN MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f Stat. §580.07. TIME AND DATE TO VACATE Minnesota Statutes 580.07, the f o r e g o i n g f o r e c l o s u r e s a l e i s PROPERTY: If the real estate is an postponed until March 22, 2012 at o w n e r - o c c u p i e d , s i n g l e - f a m i l y 10:00 am at the Sheriff's Office, Law dwelling, unless otherwise provided by Enforcement Center, 1580 Hwy 55, law, the date on or before which the Lobby #S-100, Hastings, MN, in said mortgagor(s) must vacate the property county and state. if the mortgage is not reinstated under section 580.30 or the property is not Dated: February 15, 2012. U.S. Bank, National Association, redeemed under section 580.23 is as Trustee 11:59 p.m. on July 19, 2012, unless Mortgagee/Assignee of Mortgagee the redemption period is reduced to 5 USSET, WEINGARDEN AND LIEBO, P.L.L.P. weeks under MN Stat. Secs. 580.07 or By: Paul A. Weingarden 582.032. Attorneys for Mortgagee/Assignee of MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT4500 Park Glen Road #300 GAGE: None Minneapolis, MN 55416 "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP75-4100 THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A A DEBT COLLECTOR. JUDICIAL ORDER IS ENTERED UNDER NOTICE OF POSTPONEMENT OF MINNESOTA STATUTES, SECTION MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota Statutes 580.07, the foregoing O T H E R T H I N G S , T H A T T H E foreclosure sale is postponed until M O R T G A G E D P R E M I S E S A R E May 17, 2012 at 10:00 AM at the IMPROVED WITH A RESIDENTIAL Sheriff's Office, Law Enforcement D W E L L I N G O F L E S S T H A N F I V E Center, 1580 Hwy 55, Lobby #S-100, UNITS, ARE NOT PROPERTY USED IN Hastings, MN, in said county and state. AGRICULTURAL PRODUCTION, AND Dated: March 21, 2012. ARE ABANDONED." Dated: November 18, 2011. U.S. Bank National Association, as Trustee CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Attorneys for Mortgagee/Assignee of Mortgagee Mortgagee 4500 Park Glen Road #300 4500 Park Glen Road #300 Minneapolis, MN 55416 Minneapolis, MN 55416 (952) 925-6888 (952) 925-6888 10-6650 75-4100 THIS IS A COMMUNICATION FROM THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is postf o r e g o i n g f o r e c l o s u r e s a l e i s poned until March 1, 2012 at 10:00 am postponed until June 28, 2012 at 10:00 a t t h e S h e r i f f ' s O f f i c e , L a w A M a t t h e S h e r i f f ' s O f f i c e , L a w Enforcement Center, 1580 Hwy 55, Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said Lobby #S-100, Hastings, MN, in said county and state. Dated: January 23, 2012. county and state. Dated: May 16, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee U.S. Bank National Association, as Trustee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Attorneys for Mortgagee/Assignee of Mortgagee Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 4500 Park Glen Road #300 (952) 925-6888 Minneapolis, MN 55416 (952) 925-6888 10-6650 75-4100 THIS IS A COMMUNICATION FROM THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF 3019000 5/24/12 MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is NOTICE OF MORTGAGE postponed until April 5, 2012 at 10:00 FORECLOSURE SALE am at the Sheriff's Office, Law THE RIGHT TO VERIFICATION Enforcement Center, 1580 Hwy 55, OF THE DEBT AND IDENTITY OF Lobby #S-100, Hastings, MN, in said THE ORIGINAL CREDITOR WITHIN county and state. THE TIME PROVIDED BY LAW IS Dated: February 28, 2012. NOT AFFECTED BY THIS ACTION. CitiMortgage, Inc. NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee default has occurred in conditions of USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: May 3, 2007 Attorneys for Mortgagee/Assignee of MORTGAGOR: Nichole J. Reimer, a Mortgagee married person. 4500 Park Glen Road #300 MORTGAGEE: C i t i M o r t g a g e , I n c . Minneapolis, MN 55416 f/k/a ABN Amro Mortgage Group, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 10-6650 R e c o r d e d M a y 1 1 , 2 0 0 7 , D a k o t a THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . A DEBT COLLECTOR. 2516277. NOTICE OF POSTPONEMENT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE FORECLOSURE SALE NONE Pursuant to the provisions of MinneTRANSACTION AGENT: NONE sota Statutes 580.07, the foregoing T R A N S A C T I O N A G E N T ' S M O R T - foreclosure sale is postponed until GAGE IDENTIFICATION NUMBER ON M a y 1 7 , 2 0 1 2 a t 1 0 : 0 0 A M a t t h e MORTGAGE: NONE Sheriff's Office, Law Enforcement LENDER OR BROKER AND MORT- Center, 1580 Hwy 55, Lobby #S-100, G A G E O R I G I N A T O R S T A T E D O N Hastings, MN, in said county and state. MORTGAGE: ABN Amro Mortgage Dated: April 9, 2012. Group, Inc. CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERMortgagee/Assignee of Mortgagee VICER: CitiMortgage, Inc. USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGED PROPERTY ADDRESS: Attorneys for Mortgagee/Assignee of 15741 Duck Pond Way, Apple Valley, Mortgagee MN 55124 4500 Park Glen Road #300 T A X P A R C E L I . D . # : Minneapolis, MN 55416 01-18052-030-07 (952) 925-6888 LEGAL DESCRIPTION OF PROP- 10-6650 ERTY: THIS IS A COMMUNICATION FROM Lot 3, Block 7, Cobblestone Lake 3rd A DEBT COLLECTOR. Addition, CIC No. 357 COUNTY IN WHICH PROPERTY IS �� LOCATED: Dakota

PUBLIC NOTICE

�� Y O �� RK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF �� A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6650 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3019021 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE

CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 3009963 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2003 MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2003, Dakota County Recorder, Document No. 2092348. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010, Recorded: May 28, 2010, Document No. 2732577. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,527.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF

MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 15, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 18, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 15, 2012 U.S. Bank National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3017376 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Brian F. Sweeney and Marlys S. Sweeney, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered August 27, 2004, Dakota County Registrar of Titles, Document No. 546304, Certificate of Title No. 121096. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as trustee for WaMu Mortgage Pass-Through Certificates Series 2004-PR2 Trust, Dated: November 10, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 9029 Coffman Circle, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203270007003 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Three (3), Hidden Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $323,748.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 8, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

(952) 925 6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 6, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 1, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 24, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 26, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 5, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 1, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 23, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 5, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 28, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of

Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 17, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 9, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3018802 5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

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REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 22, 2011 at 10:00 AM has been postponed to March 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

Lobby S 100, Hastings, Minnesota in said County and State. DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE

DAKOTANOTICE COUNTY TRIBUNE BUSINESS WEEKLY 2012 31A �� May ��24, �� OF POSTPONEMENT OF Enforcement Center, 1580 Highway 55,

YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 14, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2011 SSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 20, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55,

Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 3018680 5/24/12

Financial Sense

The top 10 financial issues for single women A single woman wants the freedom to shape her own financial present and future. But with freedom comes responsibility. As a single person, the buck starts and stops with her. “A financial plan is always a good thing, whether you’re married or not, and whether you have children or not. But it’s especially important for single people, and particularly for single women, because they tend to earn less money, and live longer, than men do, and they don’t have the resources of a partner to fall back on,” explains Leslie Beck, CFP, founder of Compass Wealth Management in Maplewood, N.J. That puts a premium on making wise financial choices. Here’s a look at 10 financial issues they’re likely to face, with expert suggestions on how to address them. 1: Finding an ally. As selfreliant as a single woman may be, it’s often worth enlisting a financial planner to devise a comprehensive road map for reaching your financial goals. To find one in your area, visit www. FPAnet.org/P lannerS earc h/ PlannerSearch, a national database of financial experts maintained by the Financial Planning Association. 2: Getting your paperwork in

order. Just as important as having a will is specifying (in legal documents) who will fill such important roles as power of attorney (to manage your financial and legal affairs if you can’t do so yourself ) and healthcare proxy/ agent/surrogate (to make health care/medical decisions for you if you lose the ability to make decisions yourself ). You also need to establish an advanced healthcare directive to guide the healthcare proxy and healthcare providers with end-of-life decisions, etc. Be sure to file copies of these documents with your primary physician, the local hospital and your attorney, and to keep copies for yourself. 3: Tracking money in and money out. Develop a spending plan so you know where your money is going and how much you can set aside for retirement, insurance premiums, etc. 4: Building an emergency fund. The lack of a partner’s resources to fall back on puts a premium on having an emergency fund containing at least six months’ worth of expenses. To be sure those funds are readily accessible, Beck recommends keeping them in a money market or savings account, or in laddered CDs that come due every month. 5: Saving and investing for

retirement. “You need to pay yourself first,” said Beck. That means committing to allocating a certain amount each month for retirement. Take advantage of employer-based plans, especially if they have a matching contribution feature. If your employer doesn’t have a plan, or you’re selfemployed, establish your own retirement plan with the help of a financial planner. Whatever the case, the approach should be the same, said Beck: “Start early, be aggressive and stay the course.” 6: Ensuring enough income to last a lifetime. With longer life expectancy comes a greater need for retirement income planning. Talk to a financial planner about the tools available — annuities, retirement accounts, etc. — to ensure you won’t outlive your nest egg. 7: Protecting your income with disability insurance. According to the Center for Retirement Research, singles are almost twice as likely as married adults to become severely disabled. What’s more, disability reduces a single person’s net worth by an average of 42 percent, compared to 16 percent for married people. Having shortand long-term disability insurance is therefore imperative for single women, said Beck. 8: Protecting yourself and

your nest egg with long-term care insurance. Because singles are twice as likely to enter a nursing home, it’s especially important for them to consider long-term care insurance, a form of insurance that covers the cost of in-home and nursing home care. Discuss options with a financial planner and consider purchasing a policy now, when good health and lower age can result in lower premiums. 9: Making a will. By drawing up a will (with the help of an attorney), you’re making the decisions on who receives your assets when you die. Otherwise, those decisions likely will fall to the state, not the most desirable outcome. 10: Leaving a legacy. One way for a single woman to leave her mark on the world is through support of charitable organizations and the like. Talk with a financial planner about charitable giving strategies and their potential tax benefits. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www.fpamn.org.

32A

Dakota Arts

May 24, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

The Pines bring indie folk blend to the zoo Minneapolis-based band headlining June 23

by Andy Rogers

DAKOTA COUNTY TRIBUNE

The Pines have performed at venues ranging from bars on Minneapolis’s West Bank to churches, theaters, and concert halls across the country. It has led to an eclectic audience that includes young and old from the city to the country. On June 23, the Pines will add trumpeter swans, Amur tigers and caribou to the growing list of listeners when they play at the Minnesota Zoo. The Pines have opened for a few artists in the Minnesota Zoo Concert Series in recent years such as Solid Gold and Mary Chapin Carpenter, but this is the first time the band has headlined a show. “When the sun goes down, with the pond there and the birds there, it’s like no other venue,” Pines guitarist and singer Benson Ramsey said. “It’s in the city but it’s in its own environment out there. It’s a good place to get away for a show. “It’s a cool thing for us to come to the Cities where we started The Pines years ago and to get to play out there. It’s a big deal for us.” The Pines will arrive at the Minnesota Zoo for the last leg of the first tour in support of their recent album “Dark So Cold” with the full band, while playing a full catalog of songs from the albums “Sparrows in the Bell” and “Tremolo.” They started as an acoustic duo with David Huckfelt and Benson Ramsey playing in coffee shops and evolved into a full band playing at the Basilica Block Party and selling out the Cedar Cultural Center. They’ve shared the stage with artists such as Bon Iver,

Photo courtesy of Red House Records/Cameron Wittig

The Pines are scheduled to play at the Minnesota Zoo on June 23 with Lucy Michelle and the Velvet Lapels. Loudon Wainwright III, Arcade Fire and Iris Dement. Last fall and winter, the Pines were on the road in support of Mason Jennings. The music has been described as Americana with a blend of gothic folk, but Ramsey gets a bit more specific, labeling it “Midwestern Americana,” linking the progression to the Mississippi River matching the landscape of farmland, forests and streams. “It was just a little trickle at first,” Ramsey said. “We started out learning folk and blues songs. Music from around the world filters

through the Midwest and we just remain open to it – let it creep into our writing.” Songs such as “Cry, Cry, Crow,” “All the While,” “Prey Tell,” “Heart and Bones,” and “Don’t Let Me Go” have seen frequent airplay on radio station 89.3 The Current over the years. “They’re not sad songs. They’re not happy songs,” Ramsey said. “They live in between light and dark. You can’t have one without the other. If you’re happy, it’s because you were probably sad at some point. In between

Theater and Arts Calendar To submit items for the Arts Calendar, email: darcy. odden@ecm-inc.com.

nior High schools at 7 p.m. Monday, May 21, at Burnsville High School Mraz Center. VocalEssence will present Auditions its ¡Cantaré! Concert at 7 p.m. The Chameleon Theatre Tuesday, May 22, at the BurnsCircle will hold auditions for ville Performing Arts Center. “Speed-the-Plow” from 10 a.m. Admission is free. Tickets may to 2 p.m. Saturday, May 19, at be picked up at the box office, 430 Gateway Blvd., Burnsville. 12600 Nicollet Ave., or go to Auditions are by appointment www.vocalessence.org/2012_ only. To register, go to http:// cantare_concert for details. chameleontheatre.org/auditions. Performances will be Oct. 12-21 Dance at the Burnsville Performing Arts DAdance will present “The Center. Three Bonnies” at 7:30 p.m. Friday, June 8, at Burnsville Camps Performing Arts Center, 12600 The Allegro Choral Acad- Nicollet Ave. Tickets are $26 for emy is now accepting registra- adults, $19 for seniors and $16 tions for its “Pitch Perfect” Sum- for students and can be purmer Singing Camp June 18-21 chased at the box office or via at St. John’s in Lakeville for chil- Ticketmaster at (800) 982-2787 dren ages 6 to 11. Find informa- or ticketmaster.com. tion and registration materials at www.allegroca.org or (952) 846- Exhibits 8585, artisticdirector@allegroca. Children’s Art Festival exorg. hibit is on display through June 2 at Burnsville Performing Arts Comedy Center, 12600 Nicollet Ave. Free. Leo Flowers with special Information: (952) 895-4685. guest Michael Callaghan at 8:30 p.m. Friday, May 18, and Festivals Saturday, May 19, at MinneHA- Minnesota Scottish Fair & HA Comedy Club, 1583 E. First Highland Games will be SatAve., Shakopee (lower level of urday, May 19, at the Dakota Dangerfield’s), (612) 860-9388, County Fairgrounds, 4008 220th www.minnehahacomedyclub. St. W., Farmington. General adcom. Tickets: $13. mission is $15 for adults, $10 for seniors age 65 and older, $5 for Concerts children ages 6 to 15, and free Eagan Women of Note will for children 5 and younger. For present “Songs For Her Be- more information, visit www.mnloved,” at 7:30 p.m. on May 19 at scottishfair.org. Eagan High School. Tickets are World War II re-enactment $10 for adults and $6 for seniors May 19-20 at Dakota City Heriand children under 12. tage Village, 4008 220th St. W., Strings program concert on the fairgrounds in Farmingby students from Harriet Bishop ton. Hours are 10 a.m. to 6 p.m. Elementary and Eagle Ridge Ju- Saturday and 10 a.m. to 3 p.m.

there’s all kinds of strings connecting them and we get tangled in the wires. “It gets complicated when you start getting in there. It’s those open-ended spaces that keeps a song interesting.” Ramsey and Huckfelt share leadership duties as the singers and songwriters. “You don’t get stuck on your own ego and lost in your own head,” Ramsey said of working with Huckfelt. “It helps you see the music objectively and stay on point. You have that reference point to check on the song and see how they translate to the both of us.” Along the way Ramsey’s brother Alex Ramsey (keyboards), Michael Rossetto (banjo), J.T. Bates (drums) and James Buckley (bass) joined the party. “It’s been a natural progression really,” Ramsey said. “We’ve always kept it interesting to us. Whether it’s stripped down or the whole group of people, it’s really a malleable and organic entity. When you break it down it comes from an acoustic guitar. Then you decorate it in all these different ways.” Lucy Michelle and the Velvet Lapelle, a six-piece acoustic group highlighted by the distinctive voice of Michelle, is scheduled to open for the Pines in support of their new album “Heat.” Tickets are on sale at www.mnzoo.com/ musicinthezoo for the Pines and other artists featured at the Minnesota Zoo Concert Series, which begins June 2 with Feist. To watch a music video for the song “Cry, Cry, Crow” and listen to samples from “Dark So Cold,” visit www.thepinesmusic.com. Andy Rogers can be reached at andy.rogers@ ecm-inc.com or facebook.com/sunthisweek.

Family Calendar Sunday. Cost: $7, or $5 with a non-perishable food donation. Free for children under 5. Information: www.dakotacity.org. Rhythm & Words Family Music and Book Festival will be held from 9 a.m. to 1:30 p.m. Saturday, June 9, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Free. Information: www.dakotacounty.us/ library. The International Festival of Burnsville will take place from 3 to 9 p.m. Saturday, June 16, in Nicollet Commons Park, Burnsville. The free festival will feature a variety of cultural dance and musical performances, ethnic food, cultural exhibits, and children’s activities. Information: www.intlfestburnsville.org.

Arts Building, Burnsville, (952) 736-3644. Special needs theater program (autism-DCD), ages 5 and older, Burnsville, (952) 7363644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Fee is $3 and includes all supplies. Bring any old jewelry you would like to re-make. 3981 Lexington Ave. S., (651) 675-5500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www. savageartstudios.com or (952) 895-0375. Soy candle making classes held weekly in Eagan near 55 Workshops/classes and Yankee Doodle. Call Jamie Music Together in the Val- at (651) 315-4849 for dates and ley offers classes for parents times. $10 per person. Presentand their infant, toddler and pre- ed by Making Scents in Minneschool children in Rosemount, sota. Farmington, Lakeville and Apple Country line dance classes Valley. Information: www.music- held for intermediates Mondays togetherclasses.com or (651) 1:30 to 3:30 p.m. at Rambling 439-4219. River Center, 325 Oak St., Farm The Eagan Art House offers ington, $5/class. Call Marilyn classes for all ages. For a com- (651) 463-7833. plete listing go to www.eagan- Beginner country line arthouse.org or call (651) 675- dance classes on Wednesdays, 5521. 5:30-7:30 p.m., at the Lakeville Dan Petrov Art Studio in VFW, 8790 Upper 208th St. $5/ Burnsville offers oil painting class. Call Marilyn (651) 463classes for beginners, interme- 7833. diate and advanced skill level Country line dance classes painters, www.danpetrovart. on Wednesdays at the Lakeville com, (763) 843-2734. Senior Center, 20732 Holt Ave. Teens Express Yourself Beginners, 9-10 a.m.; Intermediwith Paint, 5 to 7 p.m. Mondays ate, 10 a.m.-noon. $5/class. Call at Brushworks School of Art in Marilyn (651) 463-7833. Burnsville, www.BrushworksS- The Lakeville Area Arts choolofArt.com, (651) 214-4732. Center offers arts classes for Drama/theater classes for all ages, www.lakevillemn.gov, ages 4 and up at River Ridge (952) 985-4640.

To submit items for the Family Calendar, email: darcy. odden@ecm-inc.com. Friday, May 18 Community Wide Garage Sales in Burnsville. More than 75 garage sales. Map: www.burnsville.org/garagesale. Saturday, May 19 Community Wide Garage Sales in Burnsville. More than 75 garage sales. Map: www.burnsville.org/garagesale. Dakota Gardeners perennial sale from 8 a.m. to 4 p.m. at Community of Christ Church, 5990 134th St. Court, Apple Valley. Eagan 5K Your Way Activity Festival, 8:30 a.m. at Central Park, 1501 Central Parkway, Eagan. Features a 3.1-mile course participants can bike, in-line skate, walk or run, kids bike rodeo, family lawn games, mini-health fair, free fitness trying stations and free healthy snacks. Information: (651) 6755500. Plant sale by the Apple Valley Garden Club from 9 a.m. to 1 p.m. at Redwood Park Pavilion, County Road 42 and Redwood Drive, Apple Valley. Perennials and annuals for sale. Information: Chris at (612) 709-7137. Sunday, May 20 Bird banding from 9 a.m. to noon at Ritter Farm Park, 19300 Ritter Trail, Lakeville. Cost: $2 per person for ages 10 and above, free for children under 10. Ride for the Greenways community bike ride from noon to 4 p.m. starting at the Minnesota Zoo’s east parking lot, Apple Valley. Choose from 10-mile or

30-mile route. Helmets required. Cost: $12 individual, $20 family. Register at http://valleybikeandski.com. Get well party and benefit for the John Schoeben family from 3:30 to 7:30 p.m. at Embassy Suites Hotel, 7901 34th Ave., Bloomington, (952) 8541000. Admission: $20, children free. Event includes silent auction and wine toss. Donations can be made at any Wells Fargo location to “John Schoeben Family Fund.” Information: Frank Schoeben, (612) 353-7789. Tuesday, May 22 Free information session on unmarried parents’ rights from 6:30 to 7:30 p.m. Tuesday, May 22, at the Galaxie Library, 14955 Galaxie Ave., Apple Valley. Presented by the Dakota County Law Library. Friday, May 25 Surprise benefit for Sarah (Krause) Walsh from 5:30 to 8:30 p.m. at 15400 Buck Hill Road, Burnsville. Dinner served from 6 to 8 p.m. Silent auction closes at 8 p.m. Cost: $15/adult, $10/child, $40/family, children 3 and younger are free. Dress is casual, but wear some pink. All proceeds will go to the Sarah Walsh family and will help jump-start Sarah’s nonprofit organization to support other moms with breast cancer. Saturday, May 26 Bike sale fundraiser for Kids ’n Kinship from 9 a.m. to 1 p.m. at 12738 Ethelton Way, Apple Valley. Information: Rick Anderson at (952) 322-4729 or Ricka@pcgagencies.com.