05/27/2010 - Dakota County Tribune Business Weekly

ERIN JOHNSON TAD JOHNSON JESSICA HARPER

New law aims to protect local businesses 2A A ‘concrete’ idea for innovation 13A War veteran opens children’s store 48A

dakotacountytribune.biz dakotacountytribune.biz

DATE27, ##, 2009 MAY 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 13

Dakota County Tribune Since 1884

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Customers urged to buy local

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INSIDE BIZ FORUM

The Minnesota Supreme Court created a new law when deciding to void governor’s unallotment decisions.

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Business owners in Burnsville, Rosemount starting new campaigns

TOM WEST BUSINESS 101

Small business owners should never give up their dreams easily when change is all that might be needed to reverse fortunes.

CHRISTINE 5A PIGSLEY

by Tad Johnson and Jessica Harper

d from f h stemmed another she saw based on the DAKOTA COUNTY TRIBUNE concept of “the 365 acAs small businesses tivities people could do struggle to compete in the in the city of Minneaporecession, many are asklis.� ing consumers to “keep it She liked the conlocal.� cept because the site For many years, groups would feed followers Photos by Rick Orndorf such as business asso- A group of Burnsville business owners is planning to launch a new website in June that with a new activity each ciations and chambers will track area events, such as Art Fete (above), and offer daily deals from local merchants, day. But she said the of commerce have en- such as those in the Heart of the City (right). The Rosemount Business Council plans to website fell short of her couraged shopping lo- use The 3/50 Project as its model to spread its message to consumers to shop locally. expectations because it cally through a variety of wasn’t updated daily. three stores at a tim methods. “We want people to e. t A resurgence of the buy- lothink of where that dollar is going,� Litt cal message has emerged in recent terer said. “Am I sending it to someone in a months in such cities as Burnsville another state or could it be going to the p and Rosemount with individual people who could be coaching my child’s Š t business owners and groups taking team?�

VD YL QJ W KH E UL FN D QG the lead.

She said it is difficult to change peo P RU WD UV R XU Q DW LR Q LV E XL OW R Q p A group spearheaded by LeAnn ple’s spending habits, especially since so unch m Litterer of Frontier Design plans to launch many people travel throughout the Twin Th J ne ebsite in adad C the website KeepItInBurnsville.com in June. messages connected to the website, Cities every day and may spend money The website will have businesses offering dition to Facebook and Twitter accounts. while commuting or in the city where they a daily deal on a rotating basis, according to Another feature of the website will be a work.

Litterer. The deal could range from a certain community calendar where people can list their She said business is also migrating to the inpercentage off products and services to compli- own events from in-store sales to community ternet. mentary gifts for purchases. happenings. “When we go out and do sales calls we get Litterer said she has a few businesses signed The group also plans to host its own events, a lot of people saying they get signs from the on already but is seeking more. including an exposition open to the public for Internet,� Litterer said. “It is about the businesses,� Litterer said. people to discover all the kinds of businesses The Rosemount Business Council, which is “They have to get involved for it to be success- Burnsville has to offer. The fair could be held as a part of the Dakota County Regional Chamful.� early as June. ber of Commerce, is another group working on The concept relies on traffic from local shopThe group has been working on launching a local campaign. pers looking for deals. The website will keep the website for the past six months. “The goal is to help business stay in the See Local, Page 9A consumers informed of the daily deal through Litterer said the idea to create a website

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BEST PRACTICES

KEVIN STIRTZ

Building one’s client list can be as simple as following a few steps by encouraging customer referrals.

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CAPITOL COMMERCE

T.W. BUDIG

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DFL-endorsed gubernatorial candidate selects running mate who once served under Republican governor.

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

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May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

New law aims to protect local businesses Prohibits deceptive practices used by out-of-state companies to mimic local shops

by Erin Johnson DAKOTA COUNTY TRIBUNE

A new Minnesota law aims to prevent out-of-state companies from using deceptive tactics to poach customers away from local businesses.

The law, part of the Minnesota Deceptive Practices Act, will take effect Aug. 1.

While it applies to any business in Minnesota, the law mostly affects those in the floral and locksmith industries who have been hurt by such tactics in recent years.

The law requires that companies list their physical addresses in ads and prohibits the use of local phone numbers that appear to be local but roll over to non-local locations.

Eagan Floral owner Patricia Thomas has been pushing for such a law since 2005. She watched her business significantly decrease after a New Jersey company listed itself in local phone books under the names Eagan Florist, Eagan Flowers, and Florist of Eagan.

When customers call what looks like a local number or even an 800 number, they are actually routed to a switchboard in New Jersey staffed by telemarketers, not florists. “The company listed an address at the local post office and posed as a local flo-

rist, robbing Eagan Floral of their everyday telephone business and confusing the customer,� said Kym Erickson of the Minnesota State Floral Association.

The New Jersey company has no affiliation with Eagan Floral, an independent flower shop that has been in Eagan since 1986, but it has made a big impact.

Thomas said she’s “ecstatic� that the new law has finally passed. “It took such a chunk out of our business,� she said.

The New Jersey company, owned by Thomas Meola, began listing itself in local phone books with no address around 2001. Soon after, Thomas said, she began getting customer complaints about flowers not being delivered or not being fresh.

Thomas, who has built a loyal customer following based on high-quality arrangements and personal service, was confused by the complaints.

After searching through orders and finding no record of them, she realized her customers had been unknowingly calling the New Jersey company to place their orders. “It was only when they asked if they could stop by and pick up the flowers them-

File photo

A new law aims to help those like Eagan Floral owner Patricia Thomas, who has seen her business suffer since a New Jersey company began listing itself under the names “Eagan Flowers� and “Eagan Florist� in local phone books. Callers who think they are placing a local order are actually routed to a switchboard in New Jersey staffed by telemarketers, not florists.

selves that they realized they had called the wrong place,� she said. “They were told it was a delivery-only business.�

The company works like this: A phone operator in New Jersey will take an order for a $50 flower arrangement, then call a larger florist located in the Twin Cities area and place an order for a $30 arrangement, pocketing the difference. “They take the order, raise the fee, call the local florist to place the order, and you end up paying more and getting less,� said Buzz Anderson, executive director of the Minnesota Retailers Association, who lobbied on behalf of the new law.

Minnesota is the 26th state to pass such a law, he said. “This is one of those bills where lawmakers didn’t have to choose between the consumer and small businesses,� he said. “This is one that’s a great benefit to both.�

Local locksmith businesses have also been affected by similar – if not more sinister – deceptive practices, he said.

In the case of locksmiths, customers would again call what looked like a local number at a local address that would roll over to an outof-state number. The phone operator would give a quote of $40, then send out a local person “with a toolbox,�

Anderson said. Once on scene, that person would demand $120 in cash to do the work, essentially holding the stranded motorist or lockedout homeowner hostage, he said.

Anderson said he looked up some of the addresses listed by these out-of-state locksmiths and found they belonged to empty lots, attorneys’ offices, and even one town’s city hall.

The new law requires that any business advertising on the Internet or in the phone book now have its actual physical address listed. It also prohibits phone numbers that look local but are routed to a non-local location. “If you use a local phone number that rolls to an 800 number and use a local address that doesn’t contain your business, it’s considered a deceptive practice,� Anderson said.

As soon as the law takes effect, local businesses will be able to file injunctions against the offending businesses.

Proof of monetary damage or intent to deceive is not required, Anderson said. “We think this will only have to happen a handful of times before they give up and go elsewhere,� he said.

Erin Johnson is at erin. johnson@ecm-inc.com.

CFOs recommend accounting graduates start their careers at smaller companies Today’s accounting grads might have more success cutting their teeth at smaller companies than at public accounting firms or big corporations, according to financial executives surveyed recently.

Fifty-six percent of chief financial officers (CFOs) interviewed said they would advise entry-level professionals to begin their careers at small to midsize companies. When asked what area of specialization they would recommend for newly minted graduates,

the majority of CFOs (60 percent) said general accounting.

The results are in line with those from a similar survey conducted in 2005.

The national study was developed by Accountemps, a division of Robert Half International and the world’s first and largest specialized staffing service for temporary accounting, finance and bookkeeping professionals. It was conducted by an independent research firm and is based on more than 1,400

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telephone interviews with CFOs from a random sample of U.S. companies with 20 or more employees.

For the study to be statistically representative and ensure that companies from all segments are represented, the sample was stratified by geographic region and number of employees. The results were then weighted to reflect the proper proportions of the number of employees within each region. C F O s were asked, “In which one of the following employ-

ment environments would you recommend today’s accounting graduates begin their careers?�

In the 2010 survey, 56 percent said small to midsize companies, 16 percent said small to midsize public accounting firms, 14 percent said large corporations and 8 percent said large public accounting firms. Another 6 percent responded other or don’t know.

In the 2005 survey, 46 percent said small to midsize companies, 30 percent said small to midsize public accounting firms, 9 percent said large corporations and 10 percent said large public accounting firms. Another 5 percent responded other or don’t know.

CFOs also were asked, “Which one of the following areas of specialization would you recommend to someone just beginning his or her career in accounting?�

In the 2010 survey, 60 percent said general accounting, 12 percent said internal audit, 10 percent said tax accounting, 9 per-

cent said cost accounting and 8 percent said credit and collections. Another 1 percent responded other or don’t know.

In the 2005 survey, 49 percent said general accounting, 17 percent said internal audit, 10 percent said tax accounting, 13 percent said cost accounting and 6 percent said credit and collections. Another 5 percent responded other or don’t know.

Accountemps highlights five common job hunting mistakes and how to avoid them: Limiting your networking efforts: Spread the word about your job hunt to everyone you know.

Also, work with a staffing firm that specializes in your field. These firms have networks in the local business community and often know of unadvertised opportunities.

Posting inappropriate materials online: A hiring manager may google you, so make sure you keep your digital footprint professional. Look for positive ways to enhance your on-

line image, such as commenting constructively on industry blogs. In addition, update your privacy settings.

Failing to customize your application materials: Tailor your resume and cover letter to each position for which you apply, and address your correspondence to the hiring manager by name, if possible.

Not doing your homework: Before submitting a resume and again prior to the interview, research the prospective employer, its industry and its competitors. You will be better prepared for the interview, and you’ll impress the hiring manager with your initiative and enthusiasm.

Forgetting to say “thank you�: Promptly thank everyone who helps you in your job search. In particular, send thank-you notes to managers who interviewed you. E-mail is fine, but also follow up with a handwritten note to further stand out from the crowd.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up BONNIE ANDERSON Hired College City Design-Build Lakeville

Bonnie Anderson has joined College City Design-Build Inc., a custom move-up builder and remodeler in Lakeville, as its lead designer.

Anderson is a graduate of the University of Minnesota with industry expertise in residential design, logistics, space planning and project management. She specializes in high-end custom homes in both new construction and remodels.

Anderson owns and is the creative director for B. Lavish. Previously, she was an interior designer for Ramsey Engler and Financial Interiors Inc. She has been certified by the National Council for Interior Design and is a member of the American Society of Interior Designers.

Anderson has spent the last nine months working on the DIY Network television show “BATHtastic!” making over bathrooms and is also an active volunteer mentoring for the University of Minnesota’s interior design program.

SCOTT PLUM Named market manager TDS Telecommunications Corp.

Madison, Wis.

TDS Telecommunications Corp. appointed Scott Plum to market manager for Minnesota.

He will be responsible for developing business relations throughout the Twin Cities, Rochester, St. Cloud and Duluth.

Most recently, Plum was the cofounder of New Business Minnesota.

With 23 years of experience in sales and marketing, Plum has focused on connecting professional business owners with the resources they need to launch, grow and succeed.

KATHLEEN HARRINGTON Named president Heartland Credit Union Inver Grove Heights

Heartland Credit Union, which has a location in Inver Grove Heights, has named Kathleen Harrington, an industry veteran with more than two decades of experience, as its new president and chief executive officer.

Buzz Spotlight Irv Cross becomes partner at Crystal Treasures

by Jessica Harper

Porter said he was not only interested in Cross’ executive expeCrystal Treasures, a home inrience but also his connections to ventory service in Eagan, recentthe pro-sports arena. ly named former NFL player and Cross played for the Philasport commentator Irv Cross delphia Eagles from 1961 until partner.

1966 when he was traded to the “I think this is an exciting op- Irv Cross L.A. Rams. He returned to the portunity,” Cross said. “I saw this Eagles in 1969 and played for the as an opportunity to do someteam until his retirement in 1970. thing creative and new.”

After that, Cross co-hosted NFL Cross, who will start at the company Today for 23 years, and most recently June 1, has more than 30 years of excommented for local channel FOX 9’s ecutive experience, including overseeing post-game shows. banking and insurance firms.

Crystal Treasures was planning He is currently executive director on expanding its marketing efforts to at Big Brothers, Big Sisters of Central pro-athletes, Porter said, and looked to Minnesota in St. Cloud.

Cross advice.

“Irv will be a great asset for the comAfter working with him for some pany,” Crystal Treasures President Philtime, Porter said he decided to bring lip Porter said.

Cross on board full time.

DAKOTA COUNTY TRIBUNE

Business Briefs GREEN LOTUS YOGA TO OFFER CLASSES FOR CANCER PATIENTS Green Lotus Yoga and Healing Center of Lakeville recently announced a new twice-weekly yoga class designed for cancer patients, survivors and their personal caregivers.

Yoga for CancerCare debuts June 1 and will be offered Tuesdays and Saturdays at 11 a.m. Drop-ins are welcome.

The class fee is $5.

Yoga for CancerCare combines gentle yoga poses and guided imagery with breathing and relaxation techniques to help students manage and release the physical pain and emotional stress that typically accompany cancer diagnosis, treatment and recovery.

The hour-long class was designed in consultation with yoga students who also are cancer patients and survivors, as well as with certified yoga instructors who have experience teaching cancer patients.

TOYOTA GRANTS $10,000 TO BURNSVILLE HIGH SCHOOL Burnsville Toyota recently selected Burnsville High School as one of two grand prize winners in its “Drive for Education” contest. School officials were awarded the top prize of $10,000 at the Minnesota State Hockey Tournament in St. Paul.

Burnsville High School had already been selected for a $2,500 prize along with 13 other Minnesota high

Business Briefs schools, when the two grand prize winners were announced March 13.

By winning, the high school received an upgraded grant of $10,000.

Per the rules of the contest, students or school personnel had to write a short essay specifically detailing how their school could use the $2,500 and $10,000 prizes to enhance education, with specific monetary earmarks.

Burnsville’s winning submission involved needed improvements to school’s softball field, which, in turn, will lead to expanded opportunities for students in the BurnsvilleEagan-Savage Community School District.

Over the past 21 years, Toyota and its Minnesota-based dealers have donated more than $400,000 to further education in the state.

Cross said he was intrigued by Crystal Treasures’ concept and agreed to join the business.

“The business itself is something everybody needs,” he said. “It’s just a matter of how to get it to people.”

As partner, Cross will be responsible for targeting to the pro-athlete market and assisting in developing partnerships between Crystal Treasures and insurance firms.

Cross said his goal is to help the business grow and become successful in branching out into its new market.

Cross also works for a Ramsey County-based Christian group called Love Inc., which coordinates philanthropic events in the metro.

E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs EDWARD JONES NAMED NO. 1 FULL-SERVICE BROKER SmartMoney magazine ranked Edward Jones No. 1 in three survey categories – stock picking, brokerage statement and customer satisfaction - this year.

The magazine said: “Across-theboard strength vaults Edward Jones into first place.”

The magazine lauded Edward Jones for growing the number of financial advisors – up more than 500 since last year – to meet investor needs.

The firm has consistently been ranked highly in the SmartMoney survey as No. 2 in 2009 and 2008 and No. 1 in 2007 and 2005.

Edward Jones provides financial services for individual investors. Branch offices are located in Apple Valley, Burnsville, Eagan, Farmington and Rosemount.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

High court makes up law in political dispute

by Tom West SPECIAL TO THE TRIBUNE

Subd. 4.Reduction.(a) If the commissioner (of management and budget) determines that probable receipts for the general fund will be less than anticipated, and that the amount available for the remainder of the biennium will be less than needed, the commissioner shall, with the approval of the governor, and after consulting the Legislative Advisory Commission, reduce the amount in the budget reserve account as needed to balance expenditures with revenue. (b) An additional deficit shall, with the approval of the governor, and after consulting the Legislative Advisory Commission, be made up by reducing unexpended allotments of any prior appropriation or transfer … .

-Minnesota Statutes 16A.152, subd.

4(a) So it was that a year ago, the Legislature was nearing the end of the session.

On May 9, 2009, Gov. Tim Pawlenty vetoed a tax increase to meet a projected funding deficit of $4.57 billion. An override attempt in the Legislature failed.

Then, from May 4 to May 18, the Legislature passed a series of spending bills that reduced the projected deficit to $2.7 billion. The governor signed the spending bills, but then the chickens came home to roost.

Guest Columnist Tom West

On May 18, the session’s last day, the Legislature passed another tax hike, then adjourned. As expected, the governor again vetoed it.

For the first time in a long time, the governor got the Legislature’s goat. Some sharpie in the legislative branch figured that if they sent the governor all the spending bills first, he would have to sign them in order to avoid being blamed for another government shut down.

They sat back on the crucial tax bill and then sent it to him on the last day of the session, thinking he had no choice but to sign it to pay for all the spending he had signed off on.

With the budget out of balance by $2.7 billion, Pawlenty then had two choices.

He could have called the Legislature back into special session, incurring another expenditure of funds that the state did not have, or he could just ignore the lawmakers and balance the budget himself.

He opted for the latter and most Minnesotans figured that except for some tweaking, the budget would be balanced.

That thought prevailed until this spring, when the Minnesota Supreme Court

handed down the strangest decision I’ve ever read.

In a 4-3 decision, the court didn’t say that Pawlenty acted unconstitutionally. In fact, it went into great detail to say that Pawlenty had followed the requirements of Minnesota Statutes 16A.152, Subdivision 4, which describes the unallotment process.

Then the court refused to address the constitutionality of unallotment.

The court majority even found, “the competing interpretations advanced by the parties are each reasonable.”

The problem, the court said, was that the unallotment statute the governor used to balance the budget was “ambiguous.”

The pertinent first part of the statute is at the beginning of this column. You can decide for yourself if it is unclear.

The court said the trouble was that it didn’t include sufficient conditions for unallotment. Therefore, the Supreme Court added a few. The four justices made sure to tell us that we have three branches of government and checks and balances to prevent tyranny. The part of the junior high civics curriculum that they forgot was that the justices were supposed to interpret the law as it was written, not create new legislation. Legislating is the job of the Legislature, and the Legislature was clear that it would give the governor the right to unallot spending.

The court could have declared the law

Session does little to close $5 billion structural deficit This past session of the Minnesota Legislature was disappointing and did little to advance the welfare of all Minnesotans and to close a structural deficit of over $5 billion.

Faced with a special session, the possible shutdown of the state government and a lowering of the state’s credit rating, the Minnesota Legislature and Gov. Tim Pawlenty put together a patchwork budget-solving solution.

Granted these are difficult economic times and in normal times there would be more payments of sales and income taxes to fund state government. Difficult times call for leadership and compromise, which was lacking.

This was not a good session for local units of government and school districts.

Local units of government will have no choice but to raise property taxes, because the Legislature is balancing the budget by cutting $350 million to local governments.

This puts the burden of solving the state’s deficit on the backs of property taxpayers of a tax that is not based on the ability to pay.

Moreover, by delaying $1.9 billion in state aids to the schools, districts will have to borrow money to run their operations, which could add even more to property taxes. (A Minnesota 20 analysis concludes property taxes have gone up by 73 percent statewide between 2002 and 2010.)

ECM Editorial School districts will have to borrow the delayed payment of nearly $2 billion and pay interest of $20 million a year until the state pays back the aid. Charlie Kyte of the Minnesota Association of School Administrators says that could buy 400 teachers a year.

In addition, the state is delaying payment of $152 million in business tax refunds and rebates.

An attempt by the DFL to tax the highest earners to assure there would be money to pay back that $1.9 billion back to the school districts failed.

One of the contentious issues on which some compromise was reached involves Medicaid, which for years has used federal and state money to pay medical bills to those who can’t pay them. Half a million Minnesotans are getting their health care paid for all or in part by Medicaid.

The Legislature could have chosen to use $1.4 billion of federal money for Medicaid recipients from the recently passed Federal Health Bill in exchange for paying $200 million in state money.

The DFL even provided a solution to paying the $200 million by assessing fees to health providers and health insurance companies.

Republicans, however, opposed it, saying they wanted no part of what they termed Obamacare. In the end, however, the Legislature left open the possibility that Gov. Tim Pawlenty and future governors could opt in to the Medicaid offer through an executive order.

Credit the Legislature for providing tax breaks for small business investors, for tougher drunken driving penalties, for moving the primary election to August, for funding $750 million in state building projects and requiring corporations to disclose campaign finance information.

Credit it also for not cutting aids to K-12 education and for not cutting dollars to nursing homes.

But the big $5 billion hole in the state’s revenue budget remains.

It will be left up to a new governor to provide the leadership to pick up the pieces of the unfinished business, particularly the structural deficit.

The stage is set for a test of Minnesota’s will to pick a leader who has the courage to provide necessary services for all Minnesotans and find a way to pay for them.

This editorial is a product of the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

Submissions to Forum: www.DakotaCountyTribune.biz

unconstitutional because it gave too much power to the governor, but instead it took over the legislative function. It’s exactly that kind of judicial activism that sends people who believe in representative democracy right up the wall.

The governor’s legislative opponents have been quick to say that Pawlenty acted “illegally.” I guess that’s so - if you think that complying step-by-step with the statute, interpreting it in a “reasonable” manner and acting within the constitution is “illegal,” a fitting conclusion in today’s bizarre political climate.

In her scathing dissent, Associate Justice Lorie Skjrven Kildea noted that the majority found the budget commissioner guilty of violating a statute based on conditions that weren’t created until 10 months after the act. This is justice worthy of the Third World, where we just make the law up as we go along.

The upshot will be that no governor in his or her right mind will ever again sign a spending bill sent to him by the opposition party without the tax revenues already enacted.

The second result will be that the judiciary will probably get what it asked for - an increased political role in the state’s politics - but it will pay a heavy price in lost independence once citizens realize the amount of lawmaking some judges are wont to do.

See Court, Page 9A

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

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Business 101

Don’t give up business dream: Change it up Seek advice from experienced experts before abandoning an idea for a new venture

by Christine Pigsley SPECIAL TO THE TRIBUNE

I see small businesses across the metro area closing their doors due to the economy, and I can’t help reflecting on my own experience as a tuxedo-shop owner in rural Iowa back in the early 1990s.

My shop was beautiful, well-inventoried, and staffed with experienced and caring staff, but the economy in my little town was fighting me tooth and nail.

I watched as two men’s stores went out of business and a large women’s outlet store relocated to the big city to survive.

Everyday, my cash reserves waned more and I had few credit options for the marketing I thought would save my business. I made the hard decision to lose the store and cut my close osses. losses.

Make It Happen

In Brief

Christine Pigsley

I paid a visit to my tuxedo supplier, who didn’t want me to close. I was so fortunate that my supplier had been through similar experiences in business.

As we commiserated, something amazing happened. I focused on what was killing my business. I was just like everyone else.

I spent too much money on rent, merchandising and staff while spending too little time focusing on the needs of my customers.

My supplier said something very simple, but the words changed my world.

“Why not take your business home with you?”

who pushed me to explore options outside the box. I also had the support of my spouse, who believed we should take the risk even though we had little to fall back on if we failed.

I understood the power of changing it up when my business grew to the point that my neighbors forced me to rent a school gymnasium for prom rentals because we couldn’t process fittings for 200 tuxedos in one weekend.

So my advice to you in these trying economic times is to reach out and get some feedback before you abandon your business dream.

It won’t be easy and you likely won’t get rich overnight. I worked many more

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

By the time I had completed my two-hour journey home, my business was revamped into a mobile tuxedo rental company that would go directly to the customer, offer individual consultation, provide custom tailoring and deliver right to the church.

Within a month, I was operating by appointment only 24 hours a day, seven days a week. I did measurements and sales consultations in people’s kitchens or during the Monday Night Football halftime show with a roomfull of groomsmen.

Within two years, I had

four employees — twice the number I had when I closed the shop — and we marketed ourselves as a specialty business.

We were able to raise our prices and lower our overhead so we didn’t need to borrow operating capital.

Most importantly, we had rebranded ourselves as the team to make everything “perfect” when, honestly, we really weren’t doing things much differently than our competition.

It was all about our winning attitude and the customer relationships we built.

I was very fortunate to have other business owners

hours and gave up virtually every weekend, but I learned that you are the one who needs to change, not your community or the economy.

People have money to spend. What separates successful entrepreneurs from mere shopkeepers is creativity and innovation.

If you need some help stretching your thinking, take advantage of programs such as the Small Business Development Center at the DCTC Apple Valley site, or SCORE Chapter 628 in Burnsville, which offers low-cost to no-cost counseling to small businesses.

Christine Pigsley is dean of student affairs and general education at Dakota County Technical College.

Best Practices

Seven steps to more customer referrals Implementing steps to garner more business is not complicated and the initiatives won’t cost a fortune

by Kevin Stirtz SPECIAL TO THE TRIBUNE

One of the best ways to increase revenue and profits in a tough economy is to get more new customers who are already sold on your product, service or brand.

These customers can be hugely profitable because they require very little marketing or sales costs. By the time they reach your door they have already heard good things about your business and they are interested in learning more.

If you handle them right, a high percentage will become customers with little effort on your part.

Here are seven things you can do to increase customer referrals at your business.

They’re not complicated and they won’t cost you a fortune. And if you do them well and consistently, they’ll help you build a better business.

1. Talk to your customers Have real person-to-person conversations with as many customers as you can. If you have a lot of customers relative to your employees, then you’ll need to prioritize.

Find ways to have real, meaningful and ongoing conversations with them.

This might mean inviting some to lunch.

Guest Columnist Kevin Stirtz

It might mean hosting get-togethers at your business. It might start with a survey and end with a phone call or a meeting. For others it might be virtual conversations using e-mail or Web 2.0 tools.

2. Serve their needs Of course you’re doing this to make your company better. But everything you do in your customer referral effort needs to be useful from your customer’s perspective.

Educate them while you engage them.

3. Engage your customers Find multiple ways to get your customers involved. For some people, just a regular phone call or lunch will be enough. For others you might get their help finding solutions to challenges you’re facing (using brainstorming or other facilitated meetings).

Create communities for your customers to participate in. Forums and blogs are great

for this. Software and online companies 6. Post reminders. have done this for years but so can small This sounds basic but it works. Make postbusinesses. ers of the top things your customers want from you. Include your “customer service 4. Get your employees standards” so everyone knows what the involved expectations are. Place them around your Let your employees participate. Don’t business so everyone can see them. Also, script them or micro-manage their involve- use post-it notes, e-mails, customer service ment. Let them get to know your customers calendars and any other fun ways you can and vice-versa. The more your customers think of to refresh your employee’s memoknow and like your employees, the more ries. likely they will tell others to do business 7. Celebrate good news with you.

When customers give you and your staff 5. Hire customer friendly good feedback, share it. Have a party. Let all your staff know about it. Show your ememployees ployees how important it is. Post it where You can train, teach and coach a lot of people will see it. Send e-mails. Talk about things but being friendly is not one of them. it at staff meetings.

And beyond just friendly, you should look When your company is driven by service, for employees who make a habit of focusing your customers will notice. And they’ll like on the customer, who go out of their way to it. Serve them well and they’ll keep coming take care of customer’s needs. back. Even better, they’ll tell their friends One of the best ways to do this is to keep too! your eyes open when you are a customer.

When you meet people who are very good, Kevin Stirtz of Burnsville is the Amazing tell them what you do. Start a relationship Service Guy, a speaker, trainer and consulso if they look for other work they might tant. He is author of the recent book: “More call you.

Loyal Customers.” He can be reached at kevin@amazingserviceguy.com.

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May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Quarry Point Park opens June 1, Attendance, revenue down features eight athletic fields at Burnsville’s teen center

False report leads to three hour standoff with SWAT team

The newest addition to Apple Valley’s park system is set to open June 1.

Quarry Point Park, located at Pilot Knob Road and 160th Street at the former site of a sand and gravel mining pit, features eight athletic fields for baseball, softball, soccer and lacrosse.

Driving Photo courtesy of Apple Valley city staff the park’s cre- The eight fields at the new Quarry Point ation was an Park, located at Pilot Knob Road and 160th increased de- Street, will see heavy use from the city’s mand for field youth sports associations. time by two of the city’s youth sports associations: Valley Athletic Association and the Eastview Athletic Association.

The new fields will help alleviate the scheduling “crunch” experienced in recent years by the associations, said Randy Johnson, the city’s Parks and Recreation director. “(Quarry Point Park) will be one of the primary spots for youth athletics,” he said. “It’s going to be a real busy park – we’ll be going seven days a week once we open.”

The fields, built with a special turf that allows for quick drainage, will play host to nightly league games and tournaments throughout the summer.

Quarry Point Park was included in the Park Improvement Bond Referendum approved by Apple Valley voters in November 2007; $2.8 million was allocated for construction of the complex, which also includes a snack bar, maintenance building, and scoreboards/lighting for two of its fields.

– Andrew Miller

Twenty Eagan police officers spent three hours on the scene of what they thought was a home invasion May 17, but turned out to be a hoax.

The Dakota Communications Center received a 911 call around 7 p.m. reporting a home invasion at a townhome on the 1700 block of Hickory Hill.

A man who said he was calling from inside the home reported that two males had broken in, and one had a gun.

Just after the caller told dispatchers he was hiding in a laundry room, his call was disconnected.

Dispatchers attempted to contact the caller several times but weren’t able to get through.

Officers soon arrived and set up a perimeter around the scene, and the SWAT team was called in. Police made contact with the person renting the townhome, who was not home at the time. She told officers that no one should be in the home.

When SWAT team members entered the home, they found no one inside and no sign of a home invasion.

Police said the 911 call came from a cell phone, which is in the process of being traced.

Falsely reporting a crime is itself a crime, said Eagan Police Officer Danielle Anselment.

The Eagan Police Department is asking anyone with information about this incident to call (651) 675-5700.

– Erin Johnson

Burnsville’s GARAGE remains the south suburbs’ most popular teen center, despite fallen attendance, red ink and cost-cutting. The worrisome numbers prompted the City Council to order a review of GARAGE operations, delivered at a May 11 work session.

The GARAGE still has no equal among area teen centers, said Garret Beck, Burnsville’s recreation supervisor.

Attendance for all programs in 2009 totaled 20,566, compared with 10,500 at Apple Valley’s teen center and 1,500 at Eagan’s, Beck said. But the decade-old GARAGE’s peak years appear to be behind it.

Attendance surged to 30,388 in 2005 and 32,380 in 2006, according to a report by Beck. Visits plummeted to 20,243 in 2006 and 17,990 in 2008 before rebounding a bit last year.

Falling attendance at concerts, which are booked by a network of local teens, has hurt overall numbers.

After peaking at 247 in 2006, average concert attendance fell to 219 in 2007 and 143 in 2008. Last year’s average attendance was up to 159.

Meanwhile, participation in GARAGE programs by lowincome teens has risen steadily, from 51 percent in 2000 to 2005 to 78 percent in 2008-09. More and more teens qualify for free programs or scholarships. Beck said.

– John Gessner

Lakeville

Rosemount Residents may sue city over assessments for street project

Farmington Feely’s Elevator contests safety, health agency’s citations, fines Three months after a heroic rescue of an employee trapped inside Feely Elevator in Farmington for nearly eight hours, Minnesota Occupational Safety and Health Administration has issued seven citations and $7,750 in fines.

Nerstrand Agri Center, the company that owns Feely Elevator, is contesting some of the citations issued in April after the accident investigation Feb. 4 into the incident when elevator manager Mark Malecha was rescued from inside the grain bin after he attempted to dislodge a clog.

Minnesota OSHA issued seven citations that contend Feely Elevator violated safety standards for grain handling.

Doug Gilbertson, owner of Nerstrand Agri Center, said the company is contesting half of the violations and plans to meet in June to finalize the case.

“We hope to get it behind us, the sooner, the better,” Gilbertson said.

A safety inspector toured Feely Elevator the day after the accident, according to James Honerman, OSHA spokesperson.

OSHA and Feely Elevator representatives will discuss reasons the company is contesting the violations in June.

“Both sides try to come to an agreement, and if an agreement is reached, a settlement is prepared and both parties sign,” Honerman said.

In the past five years, there have been 13 fatalities in Minnesota due to someone being suffocated or crushed while handling grain. Ten were on family farms that are not under OSHA jurisdiction and for the other three OSHA conducted an inspection, according to Honerman.

– Kara Hildreth

Photo by Rick Orndorf

Two women enjoy food samples from one of the more than 30 vendors at the Taste of Lakeville on May 15. To see more photos of the event, visit www.ThisweekLive.com.

Sun, patrons break through clouds for Taste of Lakeville It was gloomy and rainy in the morning, but the sun eventually poked through the clouds, and this year’s Taste of Lakeville on May 13 went off without a hitch.

“Despite the weather, we were very pleased with how it all turned out,” said Taste co-chair, Ken Mosier. “And the feedback we’ve received from people who came out has been very positive.”

This year’s Taste of Lakeville was the Rotary Club’s eighth annual and was held at the Lakeville Area Arts Center.

The Taste also serves as the club’s largest annual fundraiser and virtually all of the money raised is filtered back into the community by way of grants, donations and scholarships.

“We don’t have the official numbers yet, but anecdotally, I think we came close to last year’s numbers,” Mosier said.

Last year’s event drew more than 2,000 patrons and raised more than $60,000.

Mosier said the few changes organizers put in place – a new band called Mason Dixon and auction baskets – were well received. The food drive for 360 Communities’ food shelf was a smashing success.

“It was wonderful,” Mosier said. “It speaks to the sensitivity and commitment this community has.”

For more information about the Taste of Lakeville, visit www.taste-of-lakeville.org.

– Derrick Williams

A handful of Rosemount residents may sue the city over assessments charged them to help fund $2.4 million in road upgrades on and around Shannon Parkway.

While most homes in higher-density neighborhoods are being assessed under $600 to pay for the street improvement project scheduled to start in July, a dozen homes on larger rural lots are being assessed $6,944 for the road upgrades.

Seven of those homeowners have hired attorney Lindquist & Vennum attorney Karla Vehrs to represent them as they challenge the assessment.

At a May 18 public hearing, Vehrs said the city’s assessment didn’t follow state law that requires assessments to be based on benefits property owners derive from the project.

“We feel the proposed special Photo by Laura Adelmann assessment of $7,000 is way out of At a May 18 public hearline for the benefit they can ex- ing, Rosemount resident pect to receive,” Vehrs said.

Laura Thompson quesIn addition, she argued that tioned the city’s policies improvements would bring more regarding assessments traffic and actually negatively af- for planned Shannon fect properties and valuations.

Parkway street improveCity Engineer Andrew Brot- ments. zler had earlier explained city policy is to assess all properties abutting improved roads 35 percent of the project cost as they benefit from the work completed.

Under the city’s plan, School District 196 is being assessed $8,566 for the street improvements, which include widening Shannon Parkway at 133rd Court to accommodate a turn lane into Shannon Park Elementary.

City Attorney Charles LeFevere said assessing each property individually could add $1,000 to $2,000 per property onto the project costs.

– Laura Adelmann

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

7A

Panda Express opens in Eagan

Photo by Tad Johnson

Think Mutual Bank has begun construction for a new location after it purchased property for a future bank branch in Eagan at the intersection of Diffley and Johnny Cake Ridge Road.

Construction on Think Bank begins

Photo submitted

Minnesota’s first free-standing Panda Express recently opened in Eagan at 1270 Promenade Location in Eagan grows organization’s service region Place. Panda Express locations are usually found only in shopping center food courts, but the into the south metro free-standing concept has been successful in other markets and more free-standing restauThink Mutual Bank has customers in the Twin Cities branch began this month on rants like this one are planned for the Twin Cities area. begun construction for a new area. the newly purchased site. location after it purchased “This new branch will Think Mutual Bank is property for a future bank provide a central focus for community bank headquarbranch in Eagan. The prop- our service efforts in the tered in Rochester, with eight erty is located at the intersec- south metro area,” said Daryl full-service offices in Rochtion of Diffley and Johnny Karsky, vice president of the ester, Edina, and St. Paul.

Cake Ridge Road. bank’s Twin Cities region. Think says it focuses on conThe land purchase is part “We are committed to offer- sumers and small businesses, of the bank’s long-range stra- ing our brand of financial ser- providing a full array of banktegic plan that aims to reach vice to both new and existing ing, investment and insurance new customers and improve customers in this area.” services. convenience for its existing Construction of a bank

New dental office is all smiles

New broadband coverage maps go live on Connect Minnesota Connect Minnesota has launched a powerful new broadband app in the effort to bring affordable, highspeed Internet to the entire state.

Available on Connect Minnesota’s website, www. connectmn.org, BroadbandStat is the interactive state mapping resource that makes information on the broadband landscape readily accessible. Connect Minnesota is a subsidiary of Connected Nation and operates as a nonprofit in the state of Minnesota.

“Minnesota has been a national leader on creating awareness and driving broadband expansion across its state,” explains Brian Mefford, CEO of Connect Minnesota’s parent organization, Connected Nation. “We are proud to support the effort through this new mapping app that empowers citizens, businesses, community developers, and policy makers to make informed plans for high-speed Internet expansion in their communities.”

Since 2008, Connect Minnesota has served as the broadband mapping entity for Minnesota.

Connect Minnesota has been able to gather and verify state-specific data on the availability, speed, location, and type of broadband

services in order to create an accurate picture of the state’s broadband landscape.

Starting this year, the program has also focused on gathering data on the adoption and availability of broadband at community anchor institutions across the state to identify the need for services at schools, libraries, and hospitals.

The meeting of this milestone is a result of a severalmonth long process of aggressive outreach to providers and community anchor institutions across the state, and extensive verification and validation of the data collected from these entities.

The maps represent the coverage areas of 93 Minnesota broadband providers. The newly unveiled map confirms that approximately 84,391 households are still without any broadband service option at all.

It was found that 95.55 percent of Minnesota households have access to broadband service of at least 768 Kbps downstream and 90.56 percent of rural Minnesota households have access.

There are approximately 78,848 unserved rural households (excluding mobile and satellite service).

Connected Nation’s GIS team will continuously refine the maps as more data

is gathered - relying upon citizen feedback as part of the validation process.

Residents, businesses, and any interested party with knowledge of the state broadband landscape are asked to go to Connect Minnesota’s website to provide input that will be used to verify and ensure the highest level of accuPhoto submitted racy for the broadband maps. Now Care Dental recently opened in Eagan. Dr. Nicholas Geller and his staff specialize in As the designated entity emergency dentistry with regularly scheduled appointments and routine care also available. for broadband mapping and planning in the state of Minnesota, Connect Minnesota is a public-private partnership uniting local governments, A rare Sichuan takin calf businesses, and citizens in the named Jingxi was born May goal of increasing broadband 8 at the Minnesota Zoo in service in the state’s underApple Valley. Initially kept served areas. off exhibit to make sure he In December 2009, the was healthy and bonding U.S. Department of Comwith his mom, the male calf merce the National Telecomis now on exhibit on the munications and Informazoo’s Northern Trail. Contion Administration awarded sidered national treasures Connect Minnesota $1.7 milby the Chinese, takin are lion in Recovery Act funding a relative of the musk ox under the State Broadband that look like small moose, Data and Development grant climb like mountain goats, program (SBDD) to supand snort. Found in forest port the effort to increase the mountainsides in China, Siavailability and use of highchuan takin prefer mid-alspeed Internet service in the titude mountains and rocky state. hillsides. “Little is known The funding enables the about their numbers in the state to collect data and dewild due to their inaccessible velop maintain a detailed habitat,” said Northern Trail map of existing broadband Supervisor Diana Weinservice over two years and hardt. “Jingxi” is Chinese for conduct planning efforts for a “surprise.” period of five years.

Photo submitted

Rare Chinese calf born at zoo

8A

May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Communications director changes at Minnesota 2020 Minnesota 2020 Executive Director John Van Hecke said recently that Communications Director Nora Ferrell will be departing for a new position in Chicago.

She will be succeeded

by Joe Sheeran, Minnesota 2020’s Mass Communications Fellow.

Ferrell will become vice president of Community Media Workshop, a highly regarded nonprofit organization that provides media coaching for grassroots, arts and nonprofit organizations.

Ferrell is a graduate of the University of North Carolina, earning a bachelor of arts in journalism and mass communications. She most recently worked as a senior account executive at Valerie Denny Communications, a Chicago public relations firm serving nonprofit and advocacy organizations.

Sheeran is a former television news reporter and a Philadelphia native.

MVTA celebrates transit station grand opening

He holds a bachelor of arts in journalism from Temple University. He served as Minnesota 2020’s interim communications director last summer during Ferrell’s maternity leave. Before moving to Minnesota with his wife, a Worthington native, Sheeran was communications director for the Delaware State Democratic Party.

“I’m excited for Nora’s opportunity back in Chicago,” Van Hecke said, “And I’m excited to have Joe joining us full time, leading our communications team. His reporting background, coupled with his communications experience, will guide Minnesota 2020’s growth in social media and visual communications.”

Minnesota 2020, founded in 2007, is a nonprofit state public policy think-tank focused on education, health Photo submitted care, transportation, and ecoThe Minnesota Valley Transit Authority, city of Eagan and Dakota County celebrated the nomic development. grand opening of the Cedar Grove Transit Station at 4035 Nicols Road in Eagan on May 26. The facility began operations on March 20.

Small businesses warned about foreign hackers targeting them

Leadership Lakeville seeks applicants for its fifth class

The Better Business Bureau of Minnesota and North Dakota and the Minnesota Cyber Crime Task Force are warning small businesses that process credit cards.

Foreign hackers are targeting smaller U.S. businesses with outdated or no online security software, stealing customer credit card information and then turning around and selling it on the Internet.

Businesses that are targeted by these cyber intrusions could be liable for any losses involving stolen credit card data, which could potentially bankrupt smaller businesses.

All small businesses that process, store or transmit credit card information are urged to update their security software and become PCI compliant immediately.

“It’s easy for small businesses to become lax in regards to their Internet security, thinking they’re too small for hackers to bother with,” said Dana Badgerow, president and CEO of the BBB. “However, according to the Minnesota Cyber Crime Task Force, these are the businesses which are squarely in the crosshairs of cyber criminals.”

The Payment Card Industry Data Security Standard

Leadership Lakeville, a program whose purpose is “to foster and develop citizen leaders in Lakeville,” is recruiting individuals to participate in its fifth class.

The goal of this program is to provide citizens an opportunity to learn about Lakeville, to learn about leadership opportunities in the community and to develop leadership skills.

Graduates have gone on to run for public office, sit on local committees, run businesses and improve their leadership skills.

A limited number of individuals will be selected to take part in the training program, which will include nine workshops, one a month beginning in September 2010.

is a set of requirements designed to ensure that all companies which process, store or transmit credit card information maintain a secure environment.

Though the PCI security standard is not law, it was created by major credit card brands (such as Visa, MasterCard, Discover and AMEX), and at their discretion, merchants that do not comply with Payment Card Industry Data Security Standards may be subject to fines, card replacement costs, costly forensic audits and brand damage should a data breach occur.

According to the online PCI Compliance Guide (www.pcicomplianceguide. org), Minnesota established the Plastic Card Security Act in 2007, which states that any company that is breached and is found to have been storing ‘prohibited’ PCI data (magnetic stripe, track data) will be required to reimburse banks and other entities for costs associated with blocking and reissuing cards. This law also opens up these companies to private lawsuits.

For more information on PCI compliance, visit www. pcisecuritystandards.org.

Contact the BBB at www. bbb.org or 651-699-1111, toll-free at 1-800-646-6222.

Hospitality Minnesota Education Foundation has awarded $44,000 in scholarships to 22 students who are pursuing post-secondary education careers in the hos-

Shredding event set June 5

Crime Stoppers of Minnesota, American Bank, Shred Right and Hannon Security Services have partnered together to host an on-site document destruction event to help the Apple Valley community shred the threat of identity theft.

This event will take place on Saturday, June 5 from 9 a.m. to noon at American Bank located at 14295 Cedar Ave. in Apple Valley.

Individuals will have the opportunity to drop off unwanted bank statements, utility bills, insurance statements and other personally pitality industry. identifying information at the The scholarships were American Bank Apple Valley presented May 11 during a location and Shred Right, a special luncheon at II Gatton St. Paul based information dein Minneapolis. struction company, will shred it on-site.

Hospitality foundation awards $44,000 in scholarships

The cost of the program is $495.

Each session is designed to cultivate leadership potential and educate participants on various facets and functions of organizations in the community.

Leadership Lakeville is a collaborative effort sponsored by the Lakeville Area Chamber of Commerce, City of Lakeville, Dakota Electric Association, Lakeville Area Public Schools, and 360 Communities.

To find more information and an application go online to www.leadershiplakeville. com or contact the Lakeville Area Chamber of Commerce at (952) 469-2020.

The application deadline is June 30, 2010.

This event will benefit Crime Stoppers, a local nonprofit organization supporting local law enforcement agencies by helping them solve crimes.

In order to support Crime Stoppers’ crime fighting program a donation of $2.00 per bag/box is suggested.

Low tech methods of stealing personal information from wallets and physical documents are still the most popular methods for identity thieves. Shredding personal documents is an essential step towards protecting a person’s identity.

According to a study by Javelin Strategy & Research Center, stealing of personal information from wallets and physical documents accounts for 43 percent of all identity theft crimes.

Highview Hills hosts workshop Highview Hills by Walker Senior Living in Lakeville will be hosting a workshop June 10 at 1 p.m. called “Selling your home in today’s market compared to selling 20 plus years ago” by Chaz Field, and Kay Grobel with RE MAX Advantage Plus for Highview Hills’ residents and the community.

Other presenters will include: Tammy Field, “Staging ideas and techniques to help sell your home,” and Catherine Matrejek with Twin Cities Helping you Move, “One stop shopping for all your relocation needs”.

Highview Hills by Walker is located at 20150 Highview Ave. in Lakeville.

Please call Christi Fletcher, outreach director to R.S.V.P. and make reservations at: (952) 985-9003 or cfletcher@highviewhills. com

Highway 3 traffic should get better Drivers traveling Highway 3 between Rosemount and Inver Grove Heights can expect some short-term relief as the closure of Highway 3 between McAndrews and Cliff Roads wraps up on Wednesday, May 26.

Traffic delays should be minimal Thursday, May 27 through noon on Friday, May 28, and again on Tuesday June 1 as crews perform “odd and ends” maintenance work.

There may be intermittent single lane traffic with flaggers, but for the most part all lanes of Highway 3 will be open to traffic.

There will be no lane closures between noon on Friday, May 28 and Memorial

Day. Tentative, June 2-7: Highway 3 will be closed to through traffic between Connemara Trail and McAndrews Road.

Tentative, June 8-18: Expect intermittent single-lane closures with flaggers between approximately 145th Street and Connemara Trail as the project wraps up.

MnDOT reminds motorists that local businesses will remain open and accessible during construction.

Questions and comments on this project can be directed to J.P. Gillach, MnDOT ,etro area public affairs/communications, james.gillach@state. mn.us or (651) 234-7503.

Department of Revenue website offers more tax research data The Minnesota Department of Revenue has updated its website with additional tax data and reorganized the site’s research pages to make it easier to find and sort frequently requested tax information.

Four major reports — the Minnesota Tax Handbook, Tax Expenditure Budget, Tax Incidence Study and the Homeowner Property Burden Study — are now listed at the top of the page for easier access.

A direct link to the latest version of the annual House Research report Major State Aids and Taxes has also been added.

Other changes include: • Expanded tax rankings for all 50 states based on U.S. Census data, including a drop-down menu for easy access to the rankings

history of a particular state — Single all-state tables for revenue or major taxes can be sorted alphabetically or by rank with a single click.

• The addition of 2008 sales tax statistics, available in Excel files for convenience.

• For the first time, charts and tables showing Minnesota’s tax collection history for each individual state tax, major state and local tax totals, and dollars and shares of tax and nontax revenue by level of government.

To view the changes, click here for the direct link. Check back for more additions being posted this summer.

Follow the latest news and updates from the Department of Revenue on Twitter.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

State gains 10,200 jobs in April Minnesota employers added 10,200 jobs in April, according to figures released by the Minnesota Department of Employment and Economic Development.

The state’s seasonally adjusted unemployment rate fell to 7.2 percent in April, down from a revised 7.3 percent in the previous month.

Minnesota’s unemployment rate was 2.7 percent below the U.S. unemployment rate of 9.9 percent in April, the largest gap between the two on record.

The state has lost 0.8 percent of its jobs in the past year, while the U.S. lost 1 percent of its jobs during that period.

Meanwhile, new claims for unemployment benefits in Minnesota were down nearly 11,000 or 31 percent in April compared with a year ago. “The April employment numbers are another indication that businesses are gaining confidence in the economy,� said DEED Commissioner Dan McElroy. “As we’ve cautioned before, however, the labor market will take some time to recover.�

Six of the state’s 11 major industry sectors added jobs in April, including manufacturing, which posted gains for the fourth consecutive month • leisure and hospitality with 1,500 new positions. (up 700), and Other gains occurred in: • information (up 300). • trade, transportation and Logging and mining held utilities (up 5,700), steady in April. • government (up 2,200), Job losses occurred in: education and health care (up • other services (down 1,600), 900), financial activities

(down 500), • professional and business services (down 300), and • construction (down 100).

Over the past year, job gains have occurred in: • professional and business services (up 4,500),

• education and health services (up 3,700), and • government (up 1,200).

Job losses occurred in the past year in: • construction (down 9,300), • manufacturing (down 8,100), • other services (down 4,400), • financial activities (down 3,900), • leisure and hospitality (down 2,700), • trade, transportation and utilities (down 1,100), • logging and mining (down 1,000), and • information (down 700).

In the state Metropolitan Statistical Areas, job gains occurred in the past year in: • the St. Cloud MSA (up 0.5 percent) and • the Rochester MSA (up 0.1 percent).

Over-the-year job losses occurred in: • the Duluth-Superior MSA (down 0.4 percent), • Minneapolis-St. Paul MSA (down 1.7 percent) and • Mankato MSA (down 3.4 percent).

DEED is the state’s principal economic development agency, promoting business recruitment, expansion and retention, workforce development, international trade and community development.

For more details about the agency and services, visit www.PositivelyMinnesota. com or www.twitter.com/ PositivelyMN.

DEED sets workshops on Redevelopment Grant Program

community and promote redevelopment of Rosemount,�

Rosemount Business Council Chairman Paul Eggen said.

Supporting local business is essential to supporting the larger community, said Eggen, a State Farm Insurance agent in Rosemount. “More local businesses support more local nonprofits and invest more in the community,� Eggen said.

For every $100 spent at small businesses, $68 stays in the community, according to recent studies. A national chain feeds about $43 to the local economy for every $100 spent in its stores. “People don’t need to buy everything locally, but we’d like them to try to support as many local businesses as they can,� Eggen said.

Eggen said the council is still in the planning stages of its campaign. “At this point, we are still brainstorming ideas,� Eggen said.

The Rosemount Business Council, which has approximately 12 members, plans to promote The 3/50 Project, which encourages resi-

Court from Page 4A

dents to spend $50 at three Rosemount businesses each month. “They don’t have to spend $50 at each business but perhaps $50 total at three local businesses,� Eggen said.

The 3/50 Project, a movement started by a Minneapolis retail consultant, reports that if just half of the employed U.S. population spent $50 monthly in locally owned businesses, it would generate more than $4.2 billion in revenue.

The council is considering other events such as a Ladies Night Out, which several neighboring communities such as Apple Valley, Lakeville, Burnsville and Prior Lake, host to promote local businesses, Rosemount Business Council Member Stacey Bartelson said. “Our hope is that events like that will help keep business here,� said Bartelson, a financial adviser at Edward Jones in Rosemount.

Bartelson points out that spending locally also saves money, time and the environment by encouraging people to drive less.

Jessica Harper is at jessica.harper@ecm-inc.com.

against the other two, that the efforts in human nature toward tyranny can alone be checked and restrained, and any degree of freedom preserved in the constitution.�

Adams was correct: we need to beware of tyranny - including that of the judiciary. At least that’s now clear.

Chief Justice Eric Magnuson wrote the opinion and Associate Justice Alan Page, concurred. Then Associate Justice Paul Anderson joined them by throwing in a quote from a 1775 letter from John Adams to Richard Henry Lee, which added nothing to the legal argument.

Tom West is the editor and Anderson quotes Adams: general manager of the Mor“A legislative, an executive, rison County Record in Little and a judicial power com- Falls. ÂĄ He can be reached at prehend the whole of what 632-2345 or by e-mail at is meant and understood by tom.west@mcrecord.com. government. It is by balanc- Columns reflect the opinion ing each of these powers of the author.

other project-related im- Conference Rooms 1 & state.mn.us .

For more details about provements related to rede- 2, 7225 Northland Drive, the agency and services, veloping blighted property. Brooklyn Park For questions, contact visit www.PositivelyMinAn overview of the grant program is available at Irene Dassier, (651) 259- nesota.com and www.twitwww.tinyurl.com/29br9bb, 7449 or Irene.dassier@ ter.com/PositivelyMN. along with applications, forms and instructions.

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The Minnesota Department of Employment and Economic Development will hold five workshops around the state in June to provide details about the agency’s Redevelopment Grant Program.

The program has $3 million available to help communities offset the costs of cleaning up and developing blighted properties.

Workshops are scheduled for Austin, Brooklyn Park, Granite Falls, Detroit Lakes and Grand Rapids. “The workshops are designed to provide valuable information about the Redevelopment Grant Program and give us feedback about how we are meeting the needs of our communities,� said DEED Commissioner Dan McElroy. “They also will give us an opportunity to discuss a potential new feature of the program related to demolition loans.�

The program helps cities, counties and other units of government pay for up to 50 percent of the cost of land acquisition, demolition, infrastructure and

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May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Keliher selects Gunyou as running mate Minnetonka city manager served as finance commissioner under Gov. Arne Carlson

by T.W. Budig ECM CAPITOL REPORTER

House Speaker Margaret Anderson Kelliher has picked former Gov. Arne Carlson Administration finance commissioner John Gunyou as her gubernatorial running mate.

At a Capitol press conference Friday, May 21, Kelliher, DFL-Minneapolis, heralded Gunyou, currently city manager of Minnetonka, as possessing an “unmatched” knowledge of government finance.

Kelliher depicted Gunyou as lieutenant governor as assisting in the formation of the Kelliher Administration, working closely with her, engineering a performance accountability measure of taxation.

Gunyou would not serve as revenue or finance commissioner in her administration, Kelliher indicated.

Gunyou — who has voted more often for Democrats than Republicans, he said — indicated it was his faith in Kelliher along with the sense the moment was critical for the state that led him to accept the chance of being Kelliher’s running mate.

“We need a governor who cares about us again,” he said.

Gunyou, who indicated a distrust of ideological or pure approaches to governance, blasted the Pawlenty Administration for irresponsible fiscal management, a “callous” disregard of state law, and depicted the Republican governor as guided

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Photo by T.W. Budig

Speaker of the House and Democrat endorsed candidate for governor Margaret Anderson Kelliher (left) picked John Gunyou (above), Minnetonka city manager and former finance commissioner under Republican Gov. Arne Carlson, as her running mate. by political ambitions instead of budgeting reality.

Gunyou sent a barb, too, in the direction of DFL gubernatorial candidate Sen. Mark Dayton by saying slogans like tax-the-rich — an often heard Dayton comment — is not a solution.

Dayton, along with former House minority leader Matt Entenza, is challenging Kelliher in the August primary.

In taking questions, Gunyou explained that in solving the state budget crunch

Dayton selects Duluth senator as gubernatorial running mate DFL candidate for gov- brings her extensive experiernor Mark Dayton ence in both state and announced this week local government. that his running mate Her very thoughtful, for lieutenant goversensitive, and visionnor was Duluth state ary leadership and Sen. Yvonne Prettner public service are Solon. further informed by “I am deeply Yvonne her life experiences, grateful that she is Prettner which have forged a willing to leave the Solon woman I deeply reMinnesota Senate, spect and admire. where she has been such an He said if elected, they outstanding leader and su- will create a “Senior Citiperb public servant for her zens Service Center” within constituents in Duluth, to the Office of the Lieutenant gain an even more important Governor, which will provide leadership position on behalf seniors with a toll-free numof all the people of Minne- ber to call with problems resota,” Dayton said. lated to state government.

He said Prettner Solon is “I have always admired the only person he asked to (Dayton) for his incredible be his running mate. integrity,” Prettner Solon said “She fits perfectly my I know that he is not running priorities for that important because he needs to be govConstitutional office,” he said. ernor, but because he cares “I want a lieutenant governor deeply for the people of Minwho will be a strong partner nesota and he knows what with me in leading our state needs to be done to put our toward a better future. (She) state back on track.”

everything needed to be on the table.

He spoke of the first thing he wanted to do was “take a look into the (budget) hole and see how deep it is.”

Proportionally, the budget deficit the state faces is about the same percentage that confronted then Governor Carlson, Gunyou explained.

But the challenge of solving the budget problem is more challenging now, Gunyou explained, because the

one-time fixes have been used up in nursing the budget year to year.

Gunyou expressed chagrin over the current tax debate, indicating the focus has wrongly been on the question of raising or lowering taxes. “It hasn’t been about tax reform,” he said.

Gunyou is a graduate of the U.S. Air Force Academy and holds a master’s degree in economics and public administration.

A resident of Minnetonka, Gunyou and wife Kim, a

research clinician, have five children.

Kelliher, in taking a question about her selection of a suburban running mate, beckoned to her own rural roots as substantiating her as the candidate with the closest ties to Greater Minnesota.

Kelliher grew up on a farm, and recently described herself as the girl on the tractor.

Kelliher also indicated that Gunyou could prove a strength both in the primary

and general elections.

Rep. Tom Emmer, RDelano, the Republican-endorsed candidate for governor, recently selected former Gingrich staffer and conservative think tank veteran Annette Meeks as his running mate.

The Republican Party of Minnesota depicted Kelliher and Gunyou as two deeply irresponsible tax and spend liberals.

T.W. Budig is at tim.budig@ ecm-inc.com.

Landlord-tenant changes enacted in new law

by Mike Cook SESSION WEEKLY

Landlord advocates and tenant advocates have agreed to a compromise on some issues that have been a source of contention.

Provisions in a new law, sponsored by Rep. Joe Mullery (DFL-Minneapolis) and Sen. D. Scott Dibble (DFLMinneapolis), include: • landlords cannot charge a late fee for rent unless agreed to in writing, and the late fee cannot exceed 8 percent of the overdue rent pay-

ment; • landlords must provide receipts if the rent or other payments are paid in cash; • if a lease provides for attorney fees for a landlord that prevails in an action or summary proceeding, a tenant could also be awarded attorney fees if they prevail; • a landlord who breaks the law related to utility building and single-metered buildings is liable to the tenant the greater of $1,000 or twice the actual damages plus reasonable attorney fees;

• new notice requirements for eviction actions when a tenant remains in a property after the redemption time has expired; • a penalty up to $500 plus reasonable attorney fees is established for tenants who lie on their application; and • additions to the prohibited activities of a landlord with respect to an applicant’s screening fee, including a prohibition from using, cashing, or depositing a screening fee “until all prior applicants have been screened and re-

jected, or offered the unit and declined to enter into a rental agreement.”

Most of the law, signed May 11 by Gov. Tim Pawlenty, takes effect Aug. 1, 2010.

The late fee provision takes effect for leases entered into beginning Jan. 1, 2011; the attorney fees provision is effective for leases entered into beginning Aug. 1, 2011, and for leases renewed on or after Aug. 1, 2012.

Several members of the state House won’t seek re-election Minnesota House members announcing they will not seek re-election are: • Rep. Karla Bigham (DFL-Cottage Grove) • Rep. Laura Brod (RNew Prague) • Rep. Rob Eastlund (RIsanti) • Rep. Larry Haws (DFLSt. Cloud)

• Rep. Jeremy Kalin (DFL-North Branch) • Rep. Paul Kohls (R-Victoria) • Rep. Mary Ellen Otremba (DFL-Long Prairie) • Rep. Marty Seifert (RMarshall) • Rep. Cy Thao (DFL-St. Paul) This year both the House

and Senate are up for election, as are the executive branch offices. House members retiring to seek a different elected office are: Governor – House Speaker Margaret Anderson Kelliher (DFL-Minneapolis); Rep. Tom Emmer (R-Delano) Secretary of State – Rep.

Dan Severson (R-Sauk Rapids) Senate seat – Rep. Doug Magnus (R-Slayton) U.S. 1st Congressional District – Rep. Randy Demmer (R-Hayfield) The 2011 legislative session is, by statute, scheduled to convene noon, Jan. 4, 2011.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

Innovative event encourages more telework in Minnesota The University of Minnesota/Hubert H. Humphrey Institute, in partnership with numerous technology suppliers and the Minnesota Department of Transportation will host an event from 8-11 a.m. Thursday, June 3, to help unite business and technology participation in an innovative telework Twin Cities program — eWorkPlace. eWorkPlace is a statesponsored program for metro-area employers to help reduce congestion on roadways in and around the Twin Cities via teleworking (often referred to as telecommuting).

The event “Everything You Wanted to Know About Telework” will feature critical employer guidance and information in regard to technology, HR and management solutions — leading to successful business outcomes.

The event aims to blend the connections among new technologies, organizational readiness, and bottom-line results such as increased productivity, cost reductions and

In Brief

To see an interview with Burnsville resident Adeel Lari, eWorkPlace program director, go online at www.ThisweekLive.com and click on the More Videos link under the main page’s video player.

work-life balance.

Event speakers include: • Eric Davis – Davis currently serves as the director of human resources for MnDOT. He has been heading a directive to engage MnDOT managers and employees in a telework pilot that is expected to be successfully expanded to the greater Minnesota area.

• Theresa Sarff – Sarff currently serves as the director of IT for Catholic Charities for the Twin Cities. She has successfully launched an innovative virtual work strategy within the nonprofit agency, reducing occupancy costs and increasing service to the community participants.

• Brad Beagle - Beagle is the IT director at TURCK, a leading manufacturer of products designed for factory and process automa-

tion industries. TURCK has implemented a strong virtual and telework environment to maximize their sales and service.

• Colleen Anderson - Anderson is a senior manager in the Federal Tax Practice of the Minneapolis office of KPMG LLP. She has enjoyed a flexible work schedule which includes telecommuting for the past 10 years. Her flexible schedule has been a long term solution to allow her to balance a challenging career with her personal life.

• Adeel Lari – Lari is the eWorkPlace program director in the State and Local Policy Program at the Hubert H. Humphrey Institute of Public Affairs. He joined the university after more than 30 years with MnDOT where he led the development and

implementation of transportation initiatives.

Featured technologies will include products and services provided by TranscendUnited, Comcast, Shoretel, Sharepoint, Sprint, Interdyn, Riverbed and Lifesize.

Technology suppliers, employers and program officials will be available to share information about telework, explain how employees can effectively connect to the office via the internet and other technology. eWorkPlace offers many free services from national telework experts including consulting, training, tools, tips and advice for a limited time.

Telework is a proven business strategy and has demonstrated multiple benefits to employers and employees alike.

For more information about the benefits of eWorkPlace or to register for the June 3 free seminar, go to www.eworkplace-mn.com.

Thomson’s WestlawNext optimized for mobile access WestlawNext, the new legal research system from Thomson Reuters, is now optimized for mobile device access at http://m.next.westlaw. com.

WestlawNext subscribers can access the mobile website from any device with Web browsing capabilities.

“We want to provide an entire ecosystem for customers to more easily interact with the law and with their work product,” said James Jarvis, senior director of user experience for Westlaw Product Development. “With

WestlawNext Mobile, an attorney can access his research from anywhere.”

WestlawNext Mobile mirrors the clean, modern interface of WestlawNext, with a primary focus on helping legal professionals resume their research while on-the-go.

The intuitive design makes it easy to navigate research folders and read documents or notes on any mobile device.

WestSearch, the proprietary search engine that emulates the best practices of expert legal researchers, pro-

vides more inclusive, better ranked results wherever mobile access is available.

“The legal profession is getting more and more mobile, and it’s exciting that we now have the tools to be more effective at our jobs from anywhere,” said Mike Dahn, vice president of WestlawNext Product Development. “We will continue to enhance and improve upon the capabilities of WestlawNext to give legal professionals a better research experience, increased efficiency, and greater confidence in their legal research.”

An iPad version of WestlawNext is available at http:// next.westlaw.com, combining the full WestlawNext experience with convenient mobile features, such as touchscreen search term navigation.

According to Jarvis, this helps ensure that “researchers have the best possible experience regardless of the device they’re using.”

Thomson Reuters is the world’s leading source of intelligent information for businesses and professionals with a major operation in Eagan.

Thomson Reuters to have 2010 Investor Day in Eagan

South metro lawmakers to host capitol open house

Thomson Reuters, the world’s leading source of intelligent information for businesses and professionals, will host its 2010 Investor Day in Eagan on Thursday, June 3 from 8:30 a.m. to 12:15 p.m.

Senior management will provide information on Thomson Reuters with a focus on the company’s legal business. The presentations may include forwardlooking information.

A live audio webcast and will be available at www. thomsonreuters.com.

A video webcast replay will also be available beginning Friday, June 4.

To participate in the webcast, visit www.thomsonreuters.com, click on

State Reps. Sandra Masin, Mike Obermueller, Will Morgan and Phil Sterner will host a Capitol Open House 6:30-7:30 p.m. Tuesday, June 1 in the Chamber of the Minnesota House of Representatives.

The lawmakers will meet with constituents and discuss the recently concluded legislative session.

In a joint statement the lawmakers said: “The State Capitol is the peoples house and a part of Minnesota’s identity. We can’t think of a better place to discuss the many opportunities and challenges facing Minnesota than our state’s

“Investor Relations” at the top of the page and then “Events & Webcasts” at the left side of the page, or by visiting the following link directly: http://thomsonreuters.com/content/Xml_ Events/2010_IR_Day. Minimum requirements to listen to the broadcast: A media player and a connection to the Internet are required to follow the live broadcasts or view recordings from the archive. A list of media players that can be downloaded free of charge is available in the webcast’s “Help” section.

If you experience problems listening to the broadcast, send an e-mail to support_us@thomson-webcast.net.

Capitol. We’re excited to open the doors to all of our constituents, and look forward to seeing them in the House Chamber for an important and engaging discussion.”

The local legislators are inviting all area residents to attend this free event.

Children are also encouraged to attend.

Parking meters are enforced until 4:30 p.m. each weekday and so free parking is available in the metered spaces in front of the Capitol along John Ireland Boulevard, Cedar Street and Rev. Dr. Martin Luther King, Jr. Boulevard.

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Events center gets six more months Mall tenant must prove itself to Burnsville City Council

by John Gessner DAKOTA COUNTY TRIBUNE

A Burnsville events center that received city approval a year ago will get six more months to prove it can operate trouble-free.

The City Council approved a planned unit development amendment May 18 for VIP Olmeca Events at Valley Ridge Shopping Center, 1927 W. Burnsville Parkway.

The business occupies the 10,876-square-foot space formerly occupied by QSharks Billiards. It’s owned

by Super Mercado Olmeca Inc., which has a food market and restaurant next door.

City officials say the business is more of a nightclub than the private events center the owner promised a year ago. Complaints from residential neighbors to the south and east have centered on music volume and loitering in the parking lot after closing.

The original PUD was good for 12 months. The new one is good for six. It includes added conditions, including a requirement that security personnel clear the parking lot within 15 minutes after closing.

The conditions and the shorter approval period, recommended by the Planning Commission, are more “complaint-driven than compliance-driven,” City Planner Chris Slania said. “Generally speaking, the applicant has been compliant with the original PUD.” Council Member Mary Sherry said her concerns about the location and the type of business go back to her days on the Planning Commission. She supported six more months for VIP Events to prove itself.

“I won’t go another round,” Sherry said.

The business has been “pretty good,” said Mayor Elizabeth Kautz, who told owner Alex Luebbert that she’ll be watching.

“You can be assured I will be out this summer,” Kautz

said. “And you can be assured I will be riding with police officers and making a visit.”

She particularly objected to “cage fights” at the venue, saying they draw the wrong kind of patrons.

General manager Lisa Zarza said the business has hosted weekend mixed martial arts matches.

“We’ve never had any issues on those nights,” she said. “It’s one of the easier nights for us, actually.”

The business is open three to seven nights a week, featuring mostly Latin bands and DJs, Zarza said.

Events are usually staged by outside promoters who rent the venue, she said.

“We have to try everything possible to survive” in a bad economy, Luebbert said.

Sherry said she wouldn’t have supported the original PUD had she known the business would become more of a nightclub than a venue for weddings and other private gatherings.

The business has its supporters. During a May 10 public hearing before the Planning Commission, four people spoke in favor of the PUD extension and only two against.

Zarza said some business owners at Valley Ridge, long plagued by vacancies, think VIP Olmeca Events helps deter crime by making the mall a “destination” after 8 p.m.

Noise complaints have been found by police to require no action, Zarza said.

The business has installed equipment that allows it to limit bass sound by overriding the sound board, she said.

Zarza urged council members to compare the event center’s 28 police calls with other business’ calls over the past year.

“The Burnsville police are very, very happy with the job that we’ve done and our security,” she said.

John Gessner is at burnsville. thisweek@ecm-inc.com.

Blytheco re-launches its web-mobile solution Mendota Heights-based Blytheco, a business management software and consulting service, recently announced that the firm’s development division, BlythecoDev, will re-launch its web-mobile solution for MAS 90 and MAS 200.

The company said the relaunched version of the solution, now named bly|Mobile,

is an enhancement that enables customers to deploy MAS 90 over the Web on any browser, and on smart phones or the iPad. bly|Mobile enables executive, sales, service, purchasing, warehouse, delivery and other critical teams to be productive no matter where they are, in the environment they choose.

12A

May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Guiding business owners to success Business coaches can help organizations train managers to maximize efficiencies

by Eric Hagen

that produces the product.”

One client Furst has had since March is not a small business owner yet.

John Mittelstadt has worked in corporate America since 1966, most recently as the vice president of the IT department for The Hartford Group.

Since he wants to exit the corporate world, he recently announced his retirement but wants to keep working in some capacity.

“I can’t sit around at the age of 61 and play golf,” he said.

Mittelstadt began meeting with Furst last year to discuss his goals of either technological consulting or getting a franchise so he would gain a better understanding on how to transition to being a business owner.

DAKOTA COUNTY TRIBUNE

A small business owner often is a person who succeeded as an employee in her industry and is passionate enough about controlling her own desBarbara tiny.

R u n n i n g Zuleger a small business is an overwhelming task during any economy though.

In good times and bad, there are people out there whose job is to not only help a businesses bottom line, but to help improve the workplace environment and the business owner or manager’s balance between life at the office and at home.

These people are business coaches and they offer tips in a variety of formats from group to one-on-one sessions.

Many approaches are taken, depending on what the business owner wants to accomplish, according to a couple of Twin Cities based coaches – Alan Furst and Barbara Zuleger.

Once the goals are known, strategies are developed to meet each objective.

With a business coach in place, the owner will obviously need to be the one doing the work to make the business successful.

“Hiring a coach doesn’t fix the problem. It gives you the opportunity to fix the problems,” Zuleger said.

Peter Turok, president of the Anoka Area Chamber of Commerce, said a thought that can cross business owners’ minds is when business is good, they should have tried business coaching and when business is bad, they have to.

“I don’t think a business person can ever stop learning to improve their business,” Turok said.

About the people Photo by Eric Hagen

Alan Furst (left) meets with John Mittelstadt at the Perkins restaurant in Blaine. Mittelstadt recently announced retired from his post as vice president in IT for The Hartford Financial Services Group, and he wants to start his own small business. He hired Furst to coach him on this major career change.

Owners needing guidance Zuleger knows the excuses that a small business owner or manager could use on why he or she has not been more proactive because for 15 years she co-owned a small business that printed plaques and sports trophies. Her husband still runs the business.

“Business owners, and I see this with my clients every day, get so busy with putting out fires and all the things that are coming at them that it’s really hard to take a step back and start proactively running your business,” Zuleger said.

“The business kind of runs them.”

Furst said when he walked into one office of a business that made $2 million a year, there was a four-foot wide by six-foot tall bookshelf filled with books about how to run a successful business.

Furst asked his new client why he needed a coach when all the answers were in his of-

fice.

According to Furst, the business owner replied, “What I’m missing is someone who will hold me accountable.”

With almost 20 years of being a small business owner, first for a creative design firm and then for a senior home care franchise, Furst knows it helps to have a view from outside the company.

“The good business owners, the people who really want to be the best at what they do, are much more willing and much more actively looking for help,” Zuleger said.

Putting the proper steps in place to make sure everyone in the company is following the same systems is what a coach does, according to Zuleger.

A business coach will ask the client for hir or her goals on sales and then go into more detail on what type of advertising he or she does, whether the sales people need

to be talked to, whether some sales people need to be let go, is the company marketing plan not getting the message out and so on, Furst said.

Doug Gorsegner has owned the Twin Cities machine parts manufacturing business G & K Machining for 13 years.

About two-and-a-half years ago, he heard about a seminar led by business coach Kelli Hoskins.

He was intrigued enough to sign up for Hoskins’ oneon-one coaching sessions, which he said has really helped him get the right key performance indicator systems in place to hold people accountable to meeting goals, improve communication and help better define the company’s target market.

Before starting G & K Machining, Gorsenger was a machinist and engineer for a large manufacturing shop.

The adjustment for him was he was a very hands-on person and this can be difficult

to do when there are many other obligations in running a business.

Without having a business background, it can be tough to step right into an ownership role, Gorsegner said.

“She (Hoskins) has taught me over the last two-and-ahalf years how to be a successful business owner,” he said.

There are a number of steps people take to being a business owner and Zuleger uses a chart to show clients the process. After the employee stage, there is self-employment. After hiring, the owner becomes a manager.

Many small business owners also work alongside their employees.

Many times the owners excelled in their fields when they were employees, but it takes a different mindset to run a business.

Zuleger said it is about “how to get them to think beyond producing the product to building the business

Business coaching can be much more than helping the bottom line.

Furst said his father throughout his life talked about making enough money so his wife and him could live off the interest earnings.

In the months leading up to his death a couple of years ago, he and his son had frank discussions and Furst said none of it focused on money.

The conversations focused on relationships that needed to be mended.

When he is meeting with clients, Furst uses a method that he calls “the tombstone test.” Essentially, he asks business people how they want to be remembered after they die.

“In that sense, they shape their own goals and strategies,” Furst said.

Furst believes over the last two years some businesses have re-evaluated their thought process of whether this is all about money.

“People are looking for satisfaction and fulfillment in their jobs,” Furst said.

Eric Hagen is at eric.hagen@ ecm-inc.com.

Workforce data needs addressed as part of $12.4 million grant U.S. Secretary of Education Arne Duncan has announced that Minnesota was awarded $12.4 million for the design and implementation of a statewide longitudinal data system.

SLDS grants, funded through the American Recovery and Reinvestment Act of 2009, support the development and implementation of data systems

to enable states to examine student progress from early childhood into career, including matching teachers to students, while protecting student privacy and confidentiality consistent with applicable privacy protection laws.

Last year, Congress expanded the program to include not only K-12 data systems, but also provide

links with pre-K, postsecondary, and workforce data.

“This grant will allow us to put in place the final pieces of our longitudinal data systems so we can follow students from kindergarten into college and careers,” said Commissioner Alice Seagren. “It will provide us with critical information to measure whether students are being successfully prepared

by our P-12 educational system and will also allow the department to create more user friendly access to data for parents, educators and researchers.”

When fully implemented, the proposed system improvements will transition Minnesota’s education data capacity to a fully interoperable, enterprise-level data collection, reporting and

analysis system.

These improvements will include solid data sharing connections across multiple state agencies with links among P-12 education, post secondary education, and the workforce to support the continuous improvement of statewide education services and inform policy and practice.

The Minnesota Depart-

ment of Education’s work partners on this project include the Office of Higher Education, Office of Enterprise Technology, Department of Employment and Economic Development, as well as the P-20 Education Partnership and the State Advisory Council on Early Childhood Education and Care.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

13A

Business founded in a ‘concrete’ way Coy Jackson started Concrete Coatings in an effort to corner part of the market

by Tad Johnson DAKOTA COUNTY TRIBUNE

It happens all the time.

Sidewalks buckle, driveways crack and concrete steps chip away from daily use, harsh Minnesota weather and roots growing under ground.

For most business and homeowners, repairing such hazards appears to be an overwhelming job. Many think the projects entail ripping up entire sections of huge concrete slabs, disturbing the earth around and below it.

But Coy Jackson has a better way.

When looking to start a new business in 2009, Jackson researched long hours to find a product line and work that would clearly set his endeavor apart from others.

The Lakeville High School graduate found his niche after establishing Concrete Coatings Unlimited, which is based in New Prague.

His concrete restoration and design company uses a new process that can overlay existing steps, walks, pools and foundations without turning the project into a demolition and full replacement.

Jackson liked the idea because it provided great advantages for customers, including projects that cost less and can be completed more quickly and with less disruption to the business or homeowner’s property.

Photo submitted

A peel away of a design shows how Concrete Coatings Unlimited creates patterns in the permanency of a walkway.

Photo submitted

Coy Jackson, owner of Concrete Coatings Unlimited in New Prague, started the business in 2009 after researching to find a unique niche in the construction area.

In Brief

For more information about Concrete Coatings Unlimited, go online at www. concretecoats.com or call (952) 292-3581.

“We were noticing a need for this type of service and for people needing alternative options to concrete replacement and also alternatives for interior stain-free flooring,�

Jackson said.

The owner of Concrete Coatings recently took some time out to answer questions for the Dakota County Tribune Business Weekly’s Spotlight.

decorative industry that re- Managing editor Tad Johnson quires constant attention to compiles the Dakota County Tribune Business Weekly’s changing trends and changing home designs from one Spotlight, which specializes in neighborhood to the next. featuring local small business and micro business owners.

Coming up with custom To suggest a business for a ideas and designs is a daily commitment to this type of Spotlight feature, e-mail tad. johnson@ecm-inc.com. business, which makes the projects very unique.

Photos submitted

Before and after photographs from one of Concrete Coatings Unlimited’s job sites show the results of the business’ unique process that can save time and money for customers.

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Q: What are some milestones in the company?

A: We are certified installers through CCI Inc. We have the capability of full technical support, and factory direct access to material, giving us a great advantage to give the customer a fair price and warranty to back up our installations. We currently have one crew and are looking to develop another installation crew. I am proud to be on site of every project to control the process and meet the homeowners and business owners face to face.

Q: What are the basic services or products that you provide?

A: Basic services are concrete restoration and repair.

We can take an existing concrete surface and restore it using our highly durable and slip resistant product. We can create a stone look, tile look, brick look all without replacement and it includes a four-year warranty. We also offer interior garage floor coatings that are slip resistant, low maintenance, and resistant to salt and oil unlike plain concrete.

Q: What is a product or service you provide that many people would be surprised to know?

A: People are surprised that we can repair the existing surface without removing concrete. This is a big advantage not only in cost, but it also provides minimal interruption to landscaping.

We can access areas such as pool decks that have extenPhotos submitted sive landscaping around them Among the more popular projects for Concrete Coatings that may not be accessible Unlimited are those related to patios, which can be decowith the concrete replacerated in a variety of ways. ment option.

Q: What kind of civic involvement is the company or its employees involved in?

A: This summer we are looking into sponsoring local youth sporting events. We find this type of involvement to be critical to supporting youth involvement in sports and keeping kids active.

We are also members of the Lakeville Chamber of Commerce.

Q: What is the most rewarding part about being involved in your field?

A: The most rewarding part of this business is the ability to create unlimited designs and colors. We also find it rewarding being able to save their existing concrete instead of removal that may end up filling our landfills.

Q: What is your background and community involvement?

A: I have strong family ties to the area and am a 2001 graduate of Lakeville High School. I grew up in the south metro and currently have lots of family still living in the area.

Q: What advice do you have for other business owners either in your own field or generally?

A: This is not a business for the close-minded.

This is a constantly evolving

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14A

May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 551240874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

Book Your Company Event at...

8075 Lucerne Blvd.

3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

15A

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, May 27, 8 to 9 a.m., Farmington Breakfast, Farmington Eagles Club, 200 Third St. Cost: $15. Information: Michelle Tighe at mtighe@ dcrchamber.com. • Monday, May 31, DCR Chamber office closed in observance of Memorial Day. • Thursday, June 3, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 110 B and C, 1 West Mendota Road, West Saint Paul. Information: Amanda Franklin at afranklin@ dcrchamber.com. • Tuesday, June 8, 8 to 9 a.m., AM Connection, SKB Environmental, Inc., 13425 Courthouse Blvd., Rosemount.

Information: Michelle Tighe at mtighe@ dcrchamber.com. • Wednesday, June 9, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen - State Farm Insurance, 14450 South Robert Trail, Suite 204, Rosemount. The meeting will feature a report from RABC Chair Paul Eggen and Ruthe Batulis on their attendance at the last Rosemount Port Authority meeting to discuss the 3/50 project. Check out the website: the350project. net for more information. RSVP for this meeting to Ruthe at rbatulis@dcrchamber.com or call the chamber office with questions at (651) 452-9872. • Thursday, June 10, 8:30 to 9:30 a.m., Coffee Break, Allied Chiropractic, 3410 Federal Drive, Suite 100, Eagan. Information: Michelle Tighe at mtighe@ dcrchamber.com. • Tuesday, June 15, 7:30 to 9 a.m., Board of Directors meeting, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. • Tuesday, June 15, noon to 1:30 p.m., New Member Orientation, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. RSVP to by calling Michelle at (651) 2889202. • Thursday, June 17, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. Speaker will be Ken Pirkel, a SCORE counselor.

RSVP to rbatulis@dcrchamber.

com by Tuesday, June 15.

Apple Valley Chamber of Commerce events: • Tuesday, June 1, 7:30 to 9 a.m., Coffee Connection at Abdo, Eick & Meyers LLP, 14985 Glazier Ave., Suite 630, Apple Valley.

Information: LeeAnn Schirmer at info@AppleValleyChamber.com. • Saturday, June 5, 9 a.m. to noon, Community Shred event to benefit Crime Stoppers of Minnesota at American Bank, 14295 Cedar Ave., Apple Valley. A donation of $2 per bag/box is suggested. Information: Kim LeBoeuf at kleboeuf@americanbankmn. com. • Sunday, June 13, 2 to 4 p.m., Apple Valley Community Ride 2010. The 12-mile ride begins and ends at the Apple Valley Family Aquatic Center. Ride with the mayor, members of the fire department, and other city employees. Cost: $2/person, $5/ family; includes goody bag, ride support, snacks and hydration.

Register at www.valleybikeandski.com or (952) 432-1666. • Wednesday, June 16, 9 to 10:30 a.m., New Member Orientation at Enjoy! Restaurant, 15435 Founders Lane, Apple Valley. Free. RSVP required. Information: LeeAnn Schirmer at info@AppleValleyChamber.com. • Friday, June 18, 11 a.m. to noon, ribbon cutting and grand opening at Cifelli’s Salon & Spa, 15083 Flagstaff Ave., Suite D, Apple Valley. Information: LeeAnn Schirmer at info@AppleValleyChamber.com. • Thursday, June 24, 4:30 to 6:30 p.m., Business After Hours at American Legion Post #1776, 14521 Granada Drive, Apple Valley. Information: LeeAnn Schirmer at info@AppleValleyChamber. com.

Burnsville Chamber of Commerce events: • Thursday, May 27, 11:30 a.m. to 1 p.m., Women Empowered with Star Tribune columnist C.J. at Buca di Beppo, 14300 Burnhaven Drive, Burnsville.

Fee: $20. Register at www.burnsvillechamber.com. Contact Anne for more information at anne@ burnsvillechamber.com. • Thursday, June 3, 4:30 to 6:30 p.m., Business After Hours, Minnesota Horse & Hunt Club, 2920 220th St. E., Prior Lake. • Tuesday, June 8, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150, Burnsville. RSVP to (952) 435-6000 or e-mail travis@burnsvillechamber.

com. • Wednesday, June 23, 4 to 5 p.m., Chamber Ambassadors meeting. Information: Travis Martinson at travis@burnsvillechamber.com.

Lakeville Area Chamber of Commerce events: • Friday, May 28, 7:30 to 8:30 a.m., Business & Education Committee meeting, Lakeville South High School. • Monday, May 31, office closed in observance of Memorial Day. • Wednesday, June 2, 7:30 to 8:30 a.m., Morning Brew at FASTFRAME Expert Picture Framing. • Thursday, June 3, 4:30 to 6:30 p.m., Networking After Hours at Brackett’s Crossing Country Club. • Tuesday, June 22, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Progressive Lunch, Crystal Lake Golf Club.

Register by June 15.

River Heights Chamber of Commerce events: • Wednesday, May 27, 9 to 10:30 a.m., Odor Ordinance Business Town Hall Meeting at Waterous Company, 125 Hardman Ave., South St. Paul. Information: Jennifer Gale at Jennifer@riverheights.com. • Thursday, June 3, 6:30 to 7:30 p.m., “Identity Theft - What you don’t know MAY hurt you!â€? at North Dale Community Center, 1414 Albans St. N., St. Paul. Fee: $5 donation for North Dale Community Center. Information: North Dale Community Center at (651) 558-2329 or AJB Benefits, LLC at (612) 454-5821, info@pyipyl. com. • Tuesday, June 8, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch at Blvd Bar & Grille, 433 E. Mendota Road, West St. Paul.

Information: Annie Platek at annie@riverheights.com. • Tuesday, June 15, 7 to 10 p.m., River Heights Twins Night.

Information: Carol Swenson at (651) 451-2266 ext. 1032. • Wednesday, June 16, 7 to 9 p.m., Inver Grove Heights Days meeting, Drkula’s - lower level.

Information: president@ighdays. org. • Monday, June 21, 5 to 6:30 p.m., Business Card Exchange, Outback Steakhouse, 5723 Bishop Ave., Inver Grove Heights.

Information: Annie Platek at annie@riverheights.com.

ISD 196 Community Education class: • Wednesday, June 2, 6:30 to

8:30 p.m., Microsoft Excel 2003: Getting Started, Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39. Register online at www. district196.org/ce or call (651) 423-7920.

Barnes & Noble, Apple Valley, event: • Saturday, June 5, 1 to 3 p.m., book signing by former Best Buy executive and Apple Valley resident Jeff Appelquist at Barnes & Noble, Fischer Marketplace, 14880 Florence Trail, Apple Valley, (952) 997-8928. Appelquist, author of “Sacred Ground: Leadership Lessons From Gettysburg & The Little Bighorn,â€? will sign books and answer questions about leadership and team building during this question-and-answer event.

(651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 Ongoing Dakota Business Partners a.m. at Commons on Marice in (networking group) meets every Eagan. For more information call Tuesday at 8:30 a.m. at Enjoy! Christina Avery at (651) 247-2111 Restaurant in Apple Valley. For or check out the BNI Website at more information call at (651) www.bni-mn.com.

Beta Sigma Phi, Precep216-5406.

Platinum Partners, a chapter tor Alpha Delta Chapter, meets of BNI, welcomes one represen- the second Wednesday of every tative from each profession and month at 7:30 at a member’s meets every Wednesday morning home. For information, call (952) from 7:30 to 9 a.m. at the Lakev- 894-8831.

Network Results Chapter of ille Green Mill. To learn more, call Business Network InternationAmy at (952) 226-7741.

Creative Networking Pro- al, networking for local business fessionals, an independent busi- owners, only one person from ness networking group, meets each profession. First two meetthe first and third Tuesday of the ings are free. We meet every month at JoJo’s Rise and Wine Wednesday for breakfast, 7-8:30 in Burnsville from 8 to 9 a.m. The a.m. at Roasted Pear, 14200 group is focused on creating in- Nicollet Ave. S., Burnsville. Call terpersonal relationships to grow Michele Jennings for more inforbusiness-to-business referrals. mation: (612) 581-0332.

Network Plus BNI ChapYearly dues are $65. New members are welcome. Members are ter meets from 11:30 a.m. to 1 limited to one per professional p.m. Thursdays at the Parkway category. For more informa- Grill (old Benchwarmer Bob’s) in tion, contact Jeff Rothmeyer at Burnsville. For more information, JeffR@Roundbank.com or see call Kelly at (612) 861-8300.

Networking coffee group at www.CreativeNetworkingProfesCaribou Coffee will meet from sionals.com.

Network Unlimited, a profes- 9:30-11:30 a.m. at Caribou Cofsional networking chapter, meets fee, 14638 Cedar Ave., on the Tuesdays from 4:30 to 5:45 p.m. second and fourth Mondays of at Cherokee Sirloin Room, Cliff the month. Call (763) 783-4767 to Road and Nicols Road, Eagan. register.

Grapevine Network “ComTo see if your category is open go mon Denominator� Group meets to www.NetworkUnlimited.org.

BNI – The Valley Network- Tuesdays from 7:30-8:45 a.m. ers chapter of Business Net- at Coldwell Banker Burnet, 190 working Intl. meets Thursdays Cobblestone Lane, Burnsville. at 11:30 a.m. at the DCTC Apple For information, call (952) 746Valley Site at 14200 Cedar Ave. 5611 or visit www.thegrapeBNI is a networking group for vinenetwork.com.

Grapevine Networking business owners who are looking meets Wednesdays to increase their revenue. Only Group one person from each profession. from 7:30-8:45 a.m. at Coldwell Bring your own lunch. For more Banker Burnet, 190 Cobblestone information, call Nicole Blasing at Lane, Burnsville. For information,

call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group – “Plant a seed and grow your business� – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Oriental Therapeutic Massage, 4321 Highway 13, Savage.

Swill Beverages, 9347 134th St., Savage.

Black Dog Building & Design, 14730 Oak Run Lane, Burnsville.

Baby Gusano, 1813 Southcross Drive W. #2504, Burnsville.

Wedding Day Jewelers, 1028 Burnsville Center, Burnsville.

The Kinney Firm, 15141 Cherry Lane, Burnsville.

Java on the Job, 541 Wildflower Road, Burnsville.

ANDY International Import and Export, 2208 Westelife Court, Burnsville.

American Jewelry Company,

1609 County Road 42 W. #173, Burnsville.

Sips-N-Snacks Refreshments, 13035 Parkwood Drive, Burnsville.

Heart Roofing & Remodeling, 14051 Burnhaven Drive #116, Burnsville.

Leadership Catalysts, 10700 Cambridge Court, Burnsville.

Arena Chiropractor, 14237 11th Ave., Burnsville.

Legally Wed, 700 E. 131st St., Burnsville.

My Design Heroes, 10585 McCool Court, Burnsville.

Closets By Herbert-Scott, 1013 E. Cliff Road #401, Burns-

lutions, 15554 Dunberry Way, Apple Valley.

GardenKare by Kris, 7736 157th St. W., Apple Valley.

Global Holistic Consulting, 5879 126th St. W., Apple Valley.

Synergy & Co., 15636 Gateway Path, Apple Valley.

Galaxy Promotions, 15550 Galaxie Ave. #409, Apple Valley.

Dallas Photography, 5015 148th Path W., Apple Valley.

Northern Lights Risk Solutions, 7907 Upper Hamlet Court, Apple Valley.

Auto 1 Repair, 508 Southcross Drive W., Burnsville.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

898 Company, 1605 W. 139th St. Burnsville.

Yogasana, 17 Garden Drive, Burnsville.

Halloween Haven, 14720 White Oak Drive, Burnsville.

Augustana Emerald Care of Burnsville, 451 E. Travelers Trail, Burnsville.

Pine Ridge Construction,

13112 Pine Ridge Road, Burnsville.

JB Security, 13107 Circle Drive, Burnsville.

Avian Superstore, 13603 Parkwood Drive, Burnsville.

US Wave Power Technology Fund, 2505 Friendship Lane, Burnsville.

ONYX, 1927 W. Burnsville Parkway, Burnsville.

Ludo Lab Vending, 12570 Portland Ave. S. #309, Burnsville.

My Bridge, 181 River Ridge Circle S., Burnsville.

Accounting and Tax Services of Minnesota, 8464 Eagle Creek Circle #113, Savage.

ville.

Human Energy Solutions, Inc., 14781 Haven Drive, Apple Valley.

Du Geng Company, 13944 Fallbrook Way, Apple Valley.

MKMK Studios, 14854 Endicott Way, Apple Valley.

Eekhoff Farm Real Estate, 13910 Galway Court, Apple Valley.

Designs Exclusively By Jayne, 15550 Galaxie Ave. #318, Apple Valley.

Talitha Cumi Women’s Home, 12725 Germane Ave. #101, Apple Valley.

Garage Works Shelving So-

Business Directory

Cheryl Retterath 612-760-4623 www.cherylretterath.com Your South Metro Real Estate Resource.

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To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

The Dakota County Community Development Agency (DCCDA), a Suballocator of Housing Tax Credits as designated by the Minnesota Legislature, is issuing this Request for Proposals (RFP) seeking the services of a qualified Contractor to undertake physical inspections and on-site file reviews of properties that have been awarded/financed by the Low Income Housing Tax Credit Program (the "Program") in Dakota County. RFP documents will be available on or about Wednesday, May 26, 2010 by contacting Lori Zierden at or lzierden@dakotacda.state.mn.us 1228 Town Centre Drive, Eagan, Minnesota 55123. Proposals will be received at the CDA until 2:00 p.m.

CDT, Friday, July 9, 2010 and shall be submitted to: Lori Zierden, Dakota County CDA, 1228 Town Centre Drive, Eagan, Minnesota 55123.

2205050 5/27-6/3/10

PUBLIC NOTICE

NOTICE OF SALE You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a public sale on site on Friday June 4, 2010 at 1:00 PM. Unit # 2604 Tenant Eugene Brown Description of Items 1987 BMW 735i, 4 door, silver, vin # WBAGB4316J1640517, 2001 MN Lic # ESU 978, weights, television The contents will be sold for cash at auction to the highest bidder.

2181731 5/13-5/27/10

PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday June 9, 2010 on or after 10am at the Simply Self Storage location at 801 Lady Bird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply.

J. Schmidt #218 Fender Guitar, Artwork, Sports Equip, Lawnmower J. Herrera #632 Stainless Steel Refrigerator & Range, Microwave w/ Hood, Dishwasher 2175881 5/20-5/27/10

PUBLIC SALE

Notice of Public Sale: SS MNRI, LLC doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday June 9, 2010 on or after 10am at the Simply Self Storage location at 4025 Old Sibley Memorial Highway, Eagan, MN 55122 Phone 651-894-5550. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply.

L. Ruelas #279 Lawn mower, Small motorcycle, dresser drawers, T.V, chair, trail bike J. Lafrance #459 Sofa, saddle, pet carrier, dresser, table, bookshelf D. Cooper #451 Desk, chairs, mattress, misc boxes, exercise equipments K. Shannon #162 Mattress, kids toys, speakers S. Thede # 439 Miscellaneous items 2175967 5/20-5/27/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 06/22/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods 1989 Ford Bronco II VIN # 1FMBU14TOKUA04452 MN Plate # PUJ277 Name: Gary Spohn Bill of Lading #: 79409 Amount: $5,634.55 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2174047 5/20-6/3/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1975 ARTC Manufactured home, VIN# 7203 currently located at 7153 123rd St. West, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 18th day of June, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Sergey Grigoryevich Selyukov (10/09/1986) and Olga Vladimirovna Denzer (04/08/1987) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One - Hundred, Seventy-Nine Dollars and 70/100 ($3,179.70) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: May 24, 2010 ______________________________ Carol Williams, Agent Hometown Homes 2205892 5/27-6/10/10

PUBLIC NOTICE

Notice and Order of Hearing (For Publication) STATE OF WISCONSIN ST. CROIX COUNTY CIRCUIT COURT Case No. 10 TP 8 IN THE INTEREST OF N.A.M. To: Yong Kim Miller, address unknown IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the St Croix County Courthouse, Hudson Wisconsin, 1101 Carmichael Rd Courtroom 3 Branch 1, on June 3, 2010, at 11:00 am.

You have the right to have an attorney present. If you desire to contest the matter and cannot afford an attorney, the state public defender may appoint an attorney to represent you.

If you fail to appear and the court terminates your parental rights, either a motion to seek relief from the judgment or a notice of intent to pursue relief from the judgment must be filed in the trial court within 30 days after the judgment is entered, in order to preserve the right to pursue such relief.

If you need help in this matter because of a disability, please call 715 386 4619.

Date: 5/10/10

BY THE COURT: Honorable Eric J Lundell Please check with attorney/petitioner below for exact time and date.

Attorney Carol Law 2215 Vine Street Hudson, WI 54016 715-381-5448 Bar Number 1010912 2196718 5/20-6/3/10P

PUBLIC NOTICE

Notice and Order of Hearing (For Publication) STATE OF WISCONSIN ST. CROIX COUNTY CIRCUIT COURT Case No. 10 TP 9 IN THE INTEREST OF J.R.M. To: Yong Kim Miller, address unknown IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the St Croix County Courthouse, Hudson Wisconsin, 1101 Carmichael Rd Courtroom 3 Branch 1, on June 3, 2010, at 11:00 am.

You have the right to have an attorney present. If you desire to contest the matter and cannot afford an attorney, the state public defender may appoint an attorney to represent you.

If you fail to appear and the court terminates your parental rights, either a motion to seek relief from the judgment or a notice of intent to pursue relief from the judgment must be filed in the trial court within 30 days after the judgment is entered, in order to preserve the right to pursue such relief.

If you need help in this matter because of a disability, please call 715 386 4619.

Date: 5/10/10

BY THE COURT: Honorable Eric J Lundell Please check with attorney/petitioner below for exact time and date.

Attorney Carol Law 2215 Vine Street Hudson, WI 54016 715-381-5448 Bar Number 1010912 2196763 5/20-6/3/10P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District: Court File Number: 19AVFA10-1468 Case Type: Domestic Abuse In the Matter of: Hillary Katherine Ahlers, Petitioner, vs.

John L. Holloway, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on June 21, 2010 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

May 29, 2010 Carol Renn Court Administrator Pam Schadegg Deputy 2199400 5/27/10

PUBLIC NOTICE

NOTICE OF DISSOLUTION OF MEDWAVE, INC. To Whom It May Concern: Medwave, Inc., a Delaware corporation (the “Company”) has elected to dissolve and wind up its business affairs. A Certificate of Dissolution was filed with the Delaware Secretary of State on March 1, 2010.

All claims that you may have against the Company must be presented in writing with sufficient information to reasonably enable the Company to identify the claimant and the substance of the claim. Your claim should be mailed to the Company at the following address: Medwave, Inc. 21806 Wagon Wheel Trail Lakeville, MN 55044 Under Delaware law, we are required to inform you that all claims must be received by the Company no later than July 17, 2010. If your claim is not received by the Company by July 17, 2010, your claim will be barred.

Under Delaware law, we are also required to inform you that (i) the Company may make distributions to other claimants, the Company’s stockholders or persons interested as having been such without further notice to you, and (ii) that for each of the prior three years, no distributions have been made to the stockholders of the Company.

2194933 5/20-5/27/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-281 ESTATE OF Donald R. Newell a/k/a Donald Ray Newell a/k/a Donald Newell, DECEDENT It is Ordered and Notice is given that on 6-21-2010 at 9:00 a.m. a hearing will be held in this Court at 1560 W Hwy 55 Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 04/23/1985 for the appointment of JOANNE C. NEWELL whose address is: 12542 DANBURY WAY, ROSEMOUNT, MN 55068 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 5/20/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney For Personal Representative WADE E. SUSEE SUSEE & LEE, LTD. 6640 LYNDALE AVENUE SOUTH SUITE 100 RICHFIELD, MN 55423 (P)612-861-8531 (F)612-861-8535 0348508 2200404 5/27-6/3/10P

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OR MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-278 In Re: Estate of Diane Vukas, Decedent.

Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Jean Vukas Roberts, whose address is 9151 Cavanaugh Court, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate.

Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: May 17th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Craig A. Erickson (MN# 0027121) ERICKSON & ASSOCIATES, P.A. 1300 NE Godward Street Suite 1600 Minneapolis Minnesota 55413 Telephone: (612) 465-0080 Facsimile: (612) 465-0084 ATTORNEY FOR PERSONAL REPRESENTATIVE 2196011 5/20-5/27/10

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-295 In Re: Estate of Mary J. McMurray, Deceased.

TO: ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above-named decedent’s last will dated January 17, 1974, is on file with the court, and the application has been granted informally probating such will.

Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby given that the informal appointment of Charles J. McMurray, whose address is 1205 Earle Way, Burnsville, Minnesota 55306, as personal representative of the estate of the above-named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: May 25, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Michael J. Smith (183350) Larkin Hoffman Daly & Lindgren Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Minneapolis, Minnesota 55431 (952) 835-3800 2205900 5/27-6/3/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Case File No. 19HAPR-10-265 Estate of Jane M. Humm, Decedent Notice is given that an application for informal probate of the Decedent’s will dated January 10, 1995, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Ronald J. Humm and Joan E. Fawcett, whose addresses are: Ronald J. Humm, 620 Thomas Ave., Shakopee, MN 55379 Joan E. Fawcett, 6811 Boudin Street, Prior Lake, MN 55372 as personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representatives h a v e f u l l p o w e r t o a d m i n i s t e r th e Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 5-11-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative David P. Salter Heers and Heers Attorneys at Law 1450 Frankson Ave. St. Paul, MN 55108 Attorney License No.: 0255518 Telephone: 651-641-0001 FAX: 651-641-0505 2188596 5/20-5/27/10

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-10-247 In Re: Estate of Francis Stanley Peterka a/k/a Francis S. Peterka, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 8, 2005. The Registrar accepted the application and appointed Christopher Peterka, whose address is 4114 Skylark Lane, Eagan MN 55122, to serve as the personal representative of the decedent’s estate.

Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: May 12th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Peter M. Kraker, #025440X Attorneys for Personal Representative 3109 Hennepin Avenue South Minneapolis, MN 55408 Phone: 612-827-8124 Fax: 612-827-3564 email: peterkraker@netscape.net 2191692 5/20-5/27/10P

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-270 In Re: Estate of VIOLA BARBARA BECHTEL, also known as Viola B Bechtel and Viola Bechtel, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Is it Ordered and Notice is hereby given that on the 21st day of June 2010, at 9:00 o’clock a.M., a hearing will be held in the above named Court at Dakota County Judicial Ctr., 1560 W. Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated January 26, 1991, and for the appointment of Michael L. Bechtel whose address is 3848 - 77th Street East, Inver Grove Heights, Minnesota 55076, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: May 13 2010 Richard G. Spicer Judge (COURT SEAL) Robert Regal Attorney No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 2909 (651) 451 2152 2194698 5/20-5/27/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-293 Estate of Mary Jane Walton a/k/a Mary J. Walton a/k/a Mary Walton, Decedent It is Ordered and Notice is given that on 6-28-10, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, April 1, 1999, and separate writings under Minn. Stat. 524.2-513, dated October 30, 2008 (”Will”), and for the appointment of Sherry VanDuyn Parker, whose address is 5049 Chowen Ave S, Minneapolis, MN, 55410 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 5-24-10

BY THE COURT RICHARD G. SPICER Judge of District Court (COURT SEAL) Attorney for Petitioner Reid Hansen Hansen McCann & O’Connor 14450 South Robert Trail Rosemount, MN, 55068 Attorney License No: 0124254 Telephone: (651) 423-1155 FAX: (651) 423-1175 Email: reidhansen@rosemountlaw.net 2205913 5/27-6/3/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Earthwise, Inc. 2. State the address of the principal place of business: 1875 E. 50th Street, Inver Grove Heights, MN 55077 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Southview Design, Inc., 1875 E. 50th Street, Inver Grove Heights, MN 55077 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: May 6, 2010 Chris Clifton 2191847 5/20-5/27/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: ANTONOVON COMPUTERS 2. State the address of the principal place of business: 3575 LEXINGTON AVE S #416, EAGAN, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

OLEG ANTONOV, 3575 LEXINGTON AVE S #416, EAGAN, MN 55123 4. This certificate is an amendment to Certificate of Assumed name number 29082500002 originally filed on 6/26/08 under the name ANTONOVON INFO MANAGEMENT 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 4/27/10 OLEG ANTONOV MANAGER 2200099 5/27-6/3/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Not Your Everyday Cake 2. State the address of the principal place of business: 4165 158th St W, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Christine Stefanick, 4165 158th St W, Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: March, 10, 2010 Signed: Christine L Stefanick, owner 2200110 5/27-6/3/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Clear Sight Auto Glass 2. State the address of the principal place of business: 20575 Keystone Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Robert Trentman, 20575 Keystone Ave, Lakeville, MN 55044 Tony Severson, 19812 Burlington Path, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 3-22-10 Rob Trentman (owner) 2189444 5/20-5/27/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL, AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-286 In Re: Estate of LESTER RAYMOND KLOS, SR., also known as LESTER R. KLOS, SR. and LESTER RAYMOND KLOS, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 28th day of June, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent dated July 2, 2007 and for the appointment of Lester R. Klos, Jr., whose address is 3931 - 18th Avenue South, Minneapolis, MN 55407, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 5/21, 2010.

RICHARD G. SPICER Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No. 36808 Grannis & Grannis, P.A. Attorney for Petitioner 412 Southview Blvd., Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2204204 5/27-6/3/10

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Ronel Builders 2. State the address of the principal place of business: 2805 Cliff Rd. E., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronel Corporation, 2805 Cliff Rd. E., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 5-7-10 Robert Ronning, Pres 2195529 5/20-5/27/10P

PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-266 In Re: Estate of ORDNER THORWALD BUNDLIE, JR., Decedent.

It is Ordered and Notice is given that on June 7, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated January 30, 2006, and for the appointment of Scott Bundlie, whose address is 929 Portland Avenue, #1602, Minneapolis, Minnesota 55404, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 5/11/10

BY THE COURT RICHARD G. SPICER Judge of District Court Daniel J. Steinhagen (MN# 178469) Steinhagen & Crist, P.L.L.P. 5001 Chowen Avenue South Minneapolis Minnesota 55410-2150 Telephone: (612) 922-2260 Facsimile: (612) 922-2996 2188928 5/20-5/27/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: PJs, Etc. 2. State the address of the principal place of business: 14791 Haven Drive, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Jodi Volker, 14791 Haven Drive, Apple Valley, MN 55124 Steven Volker, 14791 Haven Drive, Apple Valley, MN 55124 Donald Tucker Sr., 8825 13th Avenue South, Bloomington, MN 55425 Virginia Tucker, 8825 13th Avenue South, Bloomington, MN 55425 Scott Tucker Sr., 8710 Asiatic Avenue, Inver Grove Heights, MN 55077 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 03/02/2010 Jodi Volker, Partner 2195212 5/20-5/27/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-272 Estate of, MELVIN R. MARTIN, A/K/A MARTY MARTIN, Decedent.

It is Ordered and Notice is given that on June 21, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55 West, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of James Bailey Green, 9630 Clinton Avenue South, Bloomington, MN 55420 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or at the hearing. If proper and of no objections are filed, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 5/13/10 Richard G. Spicer Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 County Road 42 West, Suite 160 Burnsville, MN 55337 Attorney License No.: 75632 2194752 5/20-5/27/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Twin Cities Mobile Rehab.

2. State the address of the principal place of business: 2370 Lexington Ave S. #308, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Garrity Chiropractic, PA, 2370 Lexington Ave S. #308, Mendota Heights, MN 55120 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 5-5-10 Brian Garrity owner 2197113 5/20-5/27/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Earth...Be One. 2. State the address of the principal place of business: 201 W Burnsville Parkway, Suite 110, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Pamela Fillhouer, 7631 Crimson Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 1-1-10 Pamela Fillhouer Owner 2197078 5/20-5/27/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-279 In Re: Estate of Rose Mary Finer, Decedent.

It is Ordered and Notice is given that on June 21, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated April 22, 2008, and for the appointment of Paul G. Finer, whose address is 14405 Guthrie Way, Apple Valley, Minnesota 55124, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 5/19/10

BY THE COURT RICHARD G. SPICER Judge of District Court Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 2198496 5/27-6/3/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Shooting Star Productions 2. State the address of the principal place of business: 1920 Glenhill Road, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Patricia Juliette, 1920 Glenhill Road, Mendota Heights, MN 55118 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 3.05.10 Patricia Juliette 2194359 5/20-5/27/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CIVIL COURT DIVISION Court File No: _______ In Re the Matter of: Laura J. Larson, Petitioner, and Debra L. Bowlinger, Respondent.

------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED A N D R E Q U I R E D to serve upon Petitioner’s attorney an Answer to the Complaint which is herewith served upon you, within 20 days after service of the Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

Dated: April 7, 2010 APPELHOF, PFEIFER & HART, P.A. Kathy K. Hart, #300019 990 Inwood Avenue North Oakdale, Minnesota 55128 (651) 379-3024 Attorney for Petitioner 2196782 5/20-6/3/10

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT ST. CROIX COUNTY PUBLICATION SUMMONS Case No. 09-CV-143 The Honorable Howard W. Cameron Case Code 30404 (Foreclosure of Mortgage) US Bank National Association, as Trustee for WFASC 2003-3, 3476 Stateview Boulevard, Fort Mill, SC 29715, Plaintiff vs. Marjorie A. Fleming and Robert W. Fleming, 284 Cove Road, Hudson, WI 54016, Robert Fleming & Associates, Inc., Robert J. Fleming, 1902 Glenhill Road, Mendota Heights, MN 55118 and Professional Finance, Inc., 1850 Como Avenue, Saint Paul, MN 55108, Defendants.

THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after May 13, 2010, you must respond with a written demand for a copy of the complaint.

The demand must be sent or delivered to the court, whose address is 1101 Carmichael Road, Hudson, WI 54016 and to GRAY & ASSOCIATES, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint.

A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in th e future, and may also be enforced by garnishment or seizure of property.

Elisa M. Ruer, State Bar No. 1031173, GRAY & ASSOCIATES, L.L.P., Attorneys for Plaintiff.

Dated: May 6, 2010. Gray & Associates, L.L.P. is attempting to collect a debt on our client's behalf and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt.

2182686 5/13-5/27/10P

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-263 ESTATE OF Mary S. Oaster, DECEDENT It is Ordered and Notice is given that on June 7, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated September 4, 1992 and codicil to the will dated June 14, 1994, (“Will”), and for the appointment of William M. Oaster whose address is: 17157 New Market Drive, Eden Prairie, MN 55347 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 5-11-10 Rex Stacey Judge (COURT SEAL) Attorney For Personal Representative Richard D. Bunin Richard D. Bunin Law Offices 1670 Metropoint Tower 600 Highway 169 South St. Louis Park, MN 55426 (952) 544-2345 12956 2188546 5/20-5/27/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12950 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Judith N. Peterson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Four Hundred Ninety-Four and no/100 ($3,494.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 13, 2009, and recorded April 8, 2010, as Document No. 2723648 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010.

Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441135 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167054 4/29-6/3/10

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-284 Estate of DOREEN CLARA SMETANKA, Decedent.

It is Ordered and Notice is given that on 6-28 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated January 13, 2006, and for the appointment of Mary Jane Smetanka, whose address is 3410 - 42nd Avenue South, Minneapolis, Minnesota 55406, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 5/21/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2204249 5/27-6/3/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-287 In Re: Estate of Wesley E. Revely, Decedent.

It is Ordered and Notice is given that on 6/28/10 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Joyce L. Revely, whose address is 1115 SW Lincoln Street, Topeka, KS 66604, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 5/24/10

BY THE COURT Rex Stacey Judge of District Court ENGELMEIER & UMANAH, P.A. Ivory S. Umanah MN# 279973 12 South 6th Street, Suite 1230 Minneapolis, MN 55402 Telephone:(612) 455-7720 Facsimile:(612) 455-7740 e-mail: ivoryu@e-ulaw.com 2204803 5/27-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Christian P Lorenzen and Lisa M. Lorenzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2005 Dakota County Recorder Document Number: 2364893 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York

CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Dated: March 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014440002229326 Lender or Broker: NetBank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23870 Conrad Ave, Hampton, MN 55031-9725 Tax Parcel ID Number: 17.00700.010.51 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the South 785 feet of the West 290 feet of the E 1/2 of the SW 1/4 of Section 7, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $245,855.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013148F01 2156151 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 19, 2007 MORTGAGORS:Anita S. Hansraj and Mahendra V. Hansraj, wife and husband.

MORTGAGEE:PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded May 8, 2007, Dakota County Recorder, Document No. 2515048.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 14420 Hollow Park Lane, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-83580-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, West Park, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$233,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$253,683.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2085 0005509851 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2157990 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 14, 2006 MORTGAGORS:G r e g o r y J . G r a v e s and Amanda L. Olson, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422706.

ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY,AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-11, ASSET-BACKED CERTIFICATES SERIES 2006-11, Dated: November 30, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011600664 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 145 Richmond Street West, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150013037 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the East Half of Lot 13, Block 37, Spring Park.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$136,407.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 118900013 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2156199 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 22, 2007 MORTGAGOR:Leann Peters, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528302.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-H1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666856.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014988585 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp.

RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1409 12th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-64500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Rocky Ridge Townhouses First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,178.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3307 1044896382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158903 4/22-5/27/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION File No. 19WS-FA-10-457 In Re The Marriage of: Stacey Lee Cunningham, Petitioner, and Jerry Lee Cunningham, Respondent.

-----------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT; YOU ARE HEREBY SUMMONED and required to serve upon petitioner a response to the Petition which is on file in the office of the Administrator of the above named Court within (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition.

The object of this proceeding is a dissolution of the marriage relationship and such division of property involved, as the Court finds just.

NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKE THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3)ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIALLY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. The object of this proceeding is the dissolution of the marriage relationship and such division of property involved as the court finds just.

Dated: 03-10-10 Stacey Lee Cunningham Petitioner Pro Se 455 Arion St. East, Apt. #104 West St. Paul, MN 55118 Telephone: 651-212-9341 2175752 5/13-5/27/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-273 In Re: Estate of Linus O. Roiger, Decedent.

It is Ordered and Notice is given that on 6-21-2010 at 900 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Mary Lou Roiger, whose address is 4152 292nd Street E., Randolph, Minnesota 55065, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes and expenses; to sell real and personal property; and to do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred.

Dated: 5/13/10

BY THE COURT RICHARD G. SPICER Judge of District Court Timothy L. Morisette Attorney For Personal Representative Lampe Law Group, LLP 105 East Fifth Street, PO BOX 240 Northfield, MN 55057 507-663-1211 Attorney Reg. #168877 2193648 5/20-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 15, 2007 MORTGAGORS:Todd P. Vanhorn, a single person.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered February 27, 2007, Dakota County Registrar of Titles, Document No. 606658, Certificate of Title No. 138322.

A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7267 Cleve Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115131006 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty one (31) in Block Six (6) of South Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$203,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$210,953.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

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unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2898 3013252261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158326 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 0 , 2006 MORTGAGOR:James L. Clark, a married person.

MORTGAGEE:Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564.

ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter assigned to: Chase Home Finance LLC, Dated: March 29, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16875 Kenmore Drive, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-37951-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$268,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$259,919.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8107 1974111368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2155532 4/22-5/2710

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: May 3, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominiums Association (hereinafter the "Association") which was recorded as Document No. 462541 on March 21, 2002, in the Office of the Registrar of Titles of Dakota County, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 33, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 5300 Oriole Drive, Farmington, MN 55024 TAX PARCEL ID NUMBER: 14-82500-033-08 2. Pursuant to said Declaration, there is claimed to be due and owing as of May 3, 2010, from Jeff Webber, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,397.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after May 3, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 10, 2009, as Document No. T650687 in the Registrar of Titles Office of Dakota County.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 13th day of July, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 13, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUMS ASSOCIATION Attorneys for Vermillion Grove Condominiums Association THOMSEN & NYBECK, P.A. By: _______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove/Webber/09-7-362D)

2203560

5/27-7/1/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Quiet Title Court File No. 19HA-CV-10-2093 Bank of New York for the Benefit of the CWABS, Inc. Asset-backed Certificates, Series 2007-1, Plaintiff, vs.

Todd Larry Hansch, Don Gudmundson, in his official capacity as the Sheriff of Dakota County, John Doe and Mary Rowe, Defendants. _______________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff’s attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You are hereby notified that this action is brought for the purpose of (i) reforming the legal description in that certain Mortgage dated December 29, 2006 and filed with the Dakota County Recorder on March 19, 2007 as Document No. 2503386 from: The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota. to The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h e a s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota. and (ii) further reforming the legal description in that certain Sheriff's Certificate of Sale and Foreclosure Record dated May 6, 2008 and filed with the Dakota County Recorder on May 6, 2008 as Document No. 2588672 from: The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota. to The East 130.07 feet of the West 520.28 feet of the North 1⁄2 of the Northeast 1⁄4 of the Southeast 1⁄4 of t h e S o u t h e a s t 1⁄4 o f S e c t i o n 2 8 , Township 114, Range 16, Dakota County, Minnesota.

RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. § 484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE. Dated: April 13, 2010 WILFORD & GESKE, P.A. By: /s/ David R. Mortensen David R. Mortensen, #032906X Michael R. Sauer, #387005 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2181792 5/13-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 7 , 2006 MORTGAGORS:S t e v e n M . G o u e t t e and Stephanie E. Gouette, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 14, 2006, Dakota County Recorder, Document No. 2437532.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as successor to JpMorgan Chase Bank, N.A. as trustee of SAMI II2006-AR3, Dated: February 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700011808295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1520 Pinetree Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 105766707003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinetree Pass 8th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$488,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$588,229.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 125284622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158006 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,000.00 MORTGAGOR(S): Ralph Harris, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457251 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5 Lilywood Ln, Saint Paul, MN 55118-6102 Tax Parcel ID Number: 24-45420-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Lilywood, CIC No. 134, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $561,987.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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������IS������ ������� ��� ��� ���� FROM AMOUNT OF THIS COMMUNICATION ORIGINAL PRINCIPAL A DEBT COLLECTOR ATTEMPT- MORTGAGE: $187,000.00 ING TO COLLECT A DEBT. ANY MORTGAGOR(S): Cheryl L. OppeINFORMATION OBTAINED WILL BE gard and Jeffrey A. Oppegard MORTGAGEE: Delaware Funding, USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Inc. THE DEBT AND IDENTITY OF THE DATE AND PLACE OF RECORDING: ORIGINAL CREDITOR WITHIN THE Recorded with the County Recorder in T I M E P R O V I D E D B Y L A W I S N O T and for the County of Dakota, State of AFFECTED BY THIS ACTION. Minnesota on the 6th day of July 2007, THE TIME ALLOWED BY LAW FOR as Document No. 2528781.

REDEMPTION BY THE MORTGAGOR, LEGAL DESCRIPTION OF PROPTHE MORTGAGOR'S PERSONAL REP- ERTY: RESENTATIVES OR ASSIGNS, MAY BE Lot 10, Block 2, Valdness, Dakota REDUCED TO FIVE WEEKS IF A JUDI- County, Minnesota CIAL ORDER IS ENTERED UNDER PROPERTY ADDRESS: 1282 Bidwell MINNESOTA STATUTES, SECTION Street West, St. Paul, Minnesota 582.032, DETERMINING, AMONG COUNTY IN WHICH PROPERTY IS OTHER THINGS, THAT THE MORT- LOCATED: Dakota GAGED PREMISES ARE IMPROVED ASSIGNMENT OF MORTGAGE: On WITH A RESIDENTIAL DWELLING OF J u n e 2 7 , 2 0 0 7 s a i d M o r t g a g e w a s LESS THAN FIVE UNITS, ARE NOT assigned to 21st Century Bank and PROPERTY USED IN AGRICULTURAL r e c o r d e d a s d o c u m e n t n u m b e r PRODUCTION, AND ARE ABANDONED. 2528782.

DATED: April 22, 2010 AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Wells Fargo Bank, DUE AS OF DATE OF NOTICE, INCLUDN . A . s u c c e s s o r b y m e r g e r t o ING TAXES, IF ANY, PAID BY MORTWells Fargo Bank Southwest, N.A. GAGEE: $198,687.52. formerly known as Wachovia TRANSACTION AGENT: NONE Mortgage, FSB fka World Savings TRANSACTION MORTGAGE IDENTIBank, FSB FICATION NUMBER ON MORTGAGE: Wilford & Geske, P.A. NONE Attorneys for Mortgagee LENDER OR BROKER AND MORTLawrence A. Wilford GAGE ORIGINATOR STATED ON James A. Geske MORTGAGE: Delaware Funding, Inc. 8425 Seasons Parkway, Suite 105 RESIDENTIAL MORTGAGE SERWoodbury, MN 55125-4393 VICER: Delaware Funding, Inc. (651) 209-3300 THAT there has been compliance File Number: 010084F02 with all pre-foreclosure requirements; 2158215 4/22-5/27/10 that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; ORDER TO SHOW CAUSE THAT pursuant to the power of sale STATE OF MINNESOTA contained in said mortgage, the COUNTY OF DAKOTA above-described property will be sold DISTRICT COURT by the Sheriff of Dakota County as folFIRST JUDICIAL DISTRICT lows: COURT FILE NO. 19HA-CV-10-1981 DATE AND TIME OF SALE: June 4, In the Matter of the Petition of: 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County U.S. Bank, N.A., Law Enforcement Center, 1580 Highin Relation to Certificate of Title No. way 55, Hastings, Minnesota 55033 119208 issued for land in the County to pay the debt secured by said mortof Dakota and State of Minnesota gage and taxes, if any, on said prelegally described as follows: mises and the costs and disburseLot Eleven (11), Block One (1), in m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Oak Leaf Plat Two, according to the allowed by law subject to redemption recorded plat thereof. within six (6) months from the date of said sale by the mortgagor(s), their TO: WINFIELD R. ROWELL; personal representatives or assigns.

DENISE T. ROWELL; MORTGAGORS RELASED FROM BRANDON W. ROWELL; FINANCIAL OBLIGATION ON MORTELIZABETH M. GAMEON; GAGE: NONE OAK LEAF WEST HOMEOWNERS The date on or before which the ASSOCIATION; and to parties, if any, in possession of mortgagor must vacate the property if said premises adverse to the Peti- the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y tioner.

Upon receiving and filing the Report r e d e e m e d u n d e r s e c t i o n 580.23 : of the Examiner of Titles in the above December 4, 2010 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR entitled matter, IT IS HEREBY ORDERED, that you and all persons REDEMPTION BY THE MORTGAGOR, interested, appear before this Court on THE MORTGAGOR'S PERSONAL REPthe 28 day of July, 2010, at 9:00 a.m. RESENTATIVES OR ASSIGNS MAY BE in the Dakota County Government REDUCED TO FIVE WEEKS IF A JUDICenter, Hastings, Minnesota, and then, CIAL ORDER IS ENTERED UNDER or as soon thereafter as said matter MINNESOTA STATUTES, SECTION can be heard, show cause, if any there §582.032, DETERMINING, AMONG be, why this Court should not enter an OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Order as follows: That the Registrar of Titles, upon the WITH A RESIDENTIAL DWELLING OF filing with him of a certified copy of LESS THAN FIVE UNITS, ARE NOT this Order, cancel Certificate of Title PROPERTY USED IN AGRICULTURAL No. 119208 and enter a new Certifi- PRODUCTION, AND ARE ABANDONED. Dated: April 14, 2010 cate of Title for the land therein 21st Century Bank described in favor of U.S. Bank, N.A., subject to the memorial of Docu- GRIFFITTS LAW OFFICES, PLLC ment No. 466846 but free from all _______________________________________ other memorials now appearing on Kelly Vince Griffitts the present Certificate of Title, the Attorneys for Mortgagee l a s t o f w h i c h i s D o c u m e n t N o . 8053 E. Bloomington Freeway, 6 5 4 8 3 1 , a n d f r e e a l s o f r o m t h e Suite 300 Bloomington, MN 55420 Memorial of this Order.

IT IS FURTHER ORDERED, that this 952-345-1256 PURSUANT TO THE FAIR DEBT Order be served: a) at least 10 days prior to such hear- C O L L E C T I O N P R A C T I C E S A C T , ing upon the above named parties Y O U A R E A D V I S E D T H A T T H I S residing in this State in the manner OFFICE IS DEEMED TO BE A DEBT provided by law for the service of COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR Summons in a civil action; b) it shall be served at least 14 days THAT PURPOSE. THIS NOTICE IS prior to such hearing upon any of the REQUIRED BY THE PROVISIONS above named nonresidents by sending OF THE FAIR DEBT COLLECTION a copy of this Order to such nonresi- PRACTICES ACT AND DOES NOT dent at his post office address, by reg- IMPLY THAT WE ARE ATTEMPTistered or certified mail, return receipt; ING TO COLLECT MONEY FROM c) it shall be served upon any party ANYONE WHO HAS DISCHARGED who cannot be found by two weeks T H E D E B T U N D E R T H E B A N K published notice and by sending a RUPTCY LAWS OF THE UNITED copy of this Order at least 14 days STATES. 4/22-5/27/10P prior to the hearing by first class mail 2151007 to such party at this last last known address and by sending another copy of this Order at least 14 days prior to NOTICE OF MORTGAGE the hearing by first class mail to his FORECLOSURE SALE address as stated on the Certificate of N O T ICE IS HEREBY GIVEN that Title if an address is so stated. default has occurred in the conditions DATED: 4-15-10 of the following described mortgage:

BY THE COURT: DATE OF MORTGAGE: December 01, Rex Stacey 2006 Judge of District Court ORIGINAL PRINCIPAL AMOUNT OF APPROVED: JAMES P. O’CONNELL MORTGAGE: $196,200.00 EXAMINER OF TITLES MORTGAGOR(S): Steven A Grufman BY: JAMES P. O’CONNELL and Diane Grufman, husband and wife Attorney for Petitioner: MORTGAGEE: Mortgage Electronic Orin J. Kipp Registration Systems, Inc. Wilford & Geske, P.A., DATE AND PLACE OF RECORDING: 8425 Seasons Parkway, Suite 105 Recorded: December 20, 2006 Woodbury, MN 55125 Attendance is not required at said Dakota County Recorder Document Number: 2483154 hearing except to object to the entry of Transaction Agent: Mortgage Electhe above described Order.

2203840 5/27-6/3/10 tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604713474197 Lender or Broker: Homecomings Financial, LLC fka Homecomings NOTICE OF MORTGAGE Financial Network, Inc. FORECLOSURE SALE Residential Mortgage Servicer: GMAC THE RIGHT TO VERIFICATION Mortgage, LLC OF THE DEBT AND IDENTITY OF Mortgage Originator: Not Applicable THE ORIGINAL CREDITOR WITHIN COUNTY IN WHICH PROPERTY IS THE TIME PROVIDED BY LAW IS LOCATED: Dakota NOT AFFECTED BY THIS ACTION. Property Address: 8815 Coffman NOTICE IS HEREBY GIVEN that default has occurred in the conditions P a t h , I n v e r G r o v e H e i g h t s , M N 55076-5304 of the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ ������� mises and the costs and disburse ments, including attorney fees allowed ���������� ���� ��������� Tax Parcel ID Number: 20-12101-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ashwood Ponds 2nd Addition, Common Interest Community No. 220, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,776.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013737F01 2140493 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,075.00 MORTGAGOR(S): David T Vogt, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: February 17, 2005 Dakota County Registrar of Titles Document Number: 559213 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135279 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2560 76th St E, Inver Grove Heights, MN 55076-2924 Tax Parcel ID Number: 20-16400-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1 in Carr Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,540.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013354F01 2149873 4/22-5/27/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-1985 In the Matter of the Petition of: Mortgage Electronic Registration Systems, inc., in Relation to Certificate of Title No. 129306 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lots Six (6) and Seven (7), in Block One (1) of Oak Shores First Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State.

TO: KELLY STISH; WELLS FARGO BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28 day of July, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129306 and enter a new Certificate of Title for the land therein described in favor of Aurora Loan Services, LLC, subject to the memorials of Document Nos. 24594 and 54322 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 658094, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 4-15-10

BY THE COURT: Rex Stacey Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A., 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2203710 5/27-6/3/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,529.00 MORTGAGOR(S): Matthew J Fogarty and Jennifer L Fogarty, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: October 22, 2007 Dakota County Recorder Document Number: 2551990 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: September 28, 2007 Recorded: October 22, 2007 Dakota County Recorder Document Number: 2551991 And assigned to: BAC Home Loans Servicing, L.P. Dated: April 02, 2010 Recorded: April 09, 2010 Dakota County Recorder Document Number: 2723962 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18054 Kindred Ct, Lakeville, MN 55044-7597 Tax Parcel ID Number: 22-84650-410-01 LEGAL DESCRIPTION OF PROPERTY: Lot 41, Block 1, Woodhill, Common Interest Community No. 482, Wood Hill Premier Townhomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,558.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012894F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012894F01 22007777 5/27/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J .

Marsteiner and Renae S. Marsteiner, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$264,243.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 0000405296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2200834 5/27/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 4 , 2005 MORTGAGOR: Anthony Ruddock, a single person.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded August 29, 2005, Dakota County Recorder, Document No. 2355780.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: September 25, 2007, Recorded: October 2, 2007, Document No. 2547923.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 619 Evergreen Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84810-009-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,598.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3678 20747069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 7, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2184112 5/27/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 1 , 2005 MORTGAGORS:A l i c i a G a r c i a a n d Taurino Segura, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379564.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000307076087 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16025 Grove Trail, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-17000-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Chapel Hills Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$279,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$270,429.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3549 1119991907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 21, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3549 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2199479 5/27/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,000.00 MORTGAGOR(S): Nancy Charlene Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 31, 2007 Dakota County Recorder Document Number: 2492843 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000392-4160031026-5 Lender o r Broker: F i r s t M a g n u s Financial Coporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 305 5th Ave S, South Saint Paul, MN 55075-2620 Tax Parcel ID Number: 36-64300-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9, Riverside Park Addition, Dakota County Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,861.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011702F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2010 at 10:00 AM has been postponed to May 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011702F01 2200147 5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, aka Mariya Prokhorova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,717.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F02 2204558 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Nancy Ann Howard and Robert E Howard, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 11, 2007 Dakota County Registrar of Titles Document Number: 604108 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194430009606164 Lender or Broker: Fremont Investment and Loan Residential Mortgage Servicer:

Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137580 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 837 2nd Ave S, South Saint Paul, MN 55075-3006 Tax Parcel ID Number: 361725003000 LEGAL DESCRIPTION OF PROPERTY: Lot 3, excepting therefrom the South 4 feet thereof in Choban's Replat of Part of Block 20 and 21 Lorraine Park, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,377.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013653F01 2156094 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 6 , 2007 MORTGAGORS:Peter J. Reardon and Regina A. Timm, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 21, 2007, Dakota County Recorder, Document No. 2557262.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: April 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500039714 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 320 River Woods Lane, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-77004-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Townhouse Villages at River Woods 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,660.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,014.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2010.

Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1573 89672603 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158295 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 26, 2007 MORTGAGOR:Arik Orosz and Sally Orosz, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536256.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11440 Avery Avenue, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201517527005 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 5, Broadmoor, Common Interest Community No. 337 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$928,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$1,058,257.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

���

������� ��� ���� MAY BE MN Stat. §580.07. ������ ������RESENTATIVES OR ��� ASSIGNS, TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on December 8, 2010 P R O D U C T I O N , A N D A R E . MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: April 12, 2010.

FINANCIAL OBLIGATION ON MORTGAGE:None Deutsche Bank National Trust "THE TIME ALLOWED BY LAW FOR Company, as trustee Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE By: Paul A. Weingarden REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 75-3278 WITH A RESIDENTIAL DWELLING OF 21138995 LESS THAN FIVE UNITS, ARE NOT \THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 4/22-5/27/10 P R O D U C T I O N , A N D A R E 2158475 ABANDONED." Dated: April 13, 2010.

JPMorgan Chase Bank, N.A. NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE IS HEREBY GIVEN that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE:A u g u s t 2 4 , 4500 Park Glen Road #300 2004 Minneapolis, MN 55416 MORTGAGOR:K e v i n B o e h m e r a n d (952) 925-6888 Joyce Boehmer, husband and wife.

60-2056 MORTGAGEE:ABN Amro Mortgage 3014145993 THIS IS A COMMUNICATION FROM Group, Inc., NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded September 22, 2004, 2158246 4/22-5/27/10 Dakota County Recorder, Document No. 2250542.

A S S I G N M E N T S O F MORTGAGE:NONE NOTICE OF MORTGAGE TRANSACTION AGENT: NONE FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: NONE LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: ABN Amro Mortgage default has occurred in conditions of Group, Inc., NKA CitiMortgage, Inc. the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE:April 22, 2005 VICER: CitiMortgage, Inc. MORTGAGORS:Joshua K. Garrahy MORTGAGED PROPERTY ADDRESS: and Anne M. Garrahy, husband and 639 Highway 110, Mendota Heights, wife.

MN 55118 MORTGAGEE:Nationwide Lending T A X P A R C E L I . D . # : Corporation.

27-28700-152-00 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPR e c o r d e d J u n e 6 , 2 0 0 5 , D a k o t a ERTY: County Recorder, Document No. Lot 15, Gailand Heights, Except the 2327815.

North 158 feet thereof, Dakota County, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage COUNTY IN WHICH PROPERTY IS Corporation pursuant to court order LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF filed as Document No. 2722144 and thereafter assigned to: Deutsche MORTGAGE:$227,000.00 AMOUNT DUE AND CLAIMED TO BE Bank National Trust Company as Trustee for HSI Asset Securitization DUE AS OF DATE OF NOTICE, INCLUDCorporation 2005-NC2, Dated: Octo- ING TAXES, IF ANY, PAID BY MORTGAGEE:$237,315.64 ber 1, 2009.

TRANSACTION AGENT: NONE That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: Nationwide Lending Cor- o r o t h e r w i s e t o r e c o v e r t h e d e b t poration secured by said mortgage, or any part R E S I D E N T I A L M O R T G A G E S E R - thereof; VICER: Chase Home Finance, LLC PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 20071 Heathrow Way, Farmington, MN described property will be sold by the 55024 Sheriff of said county as follows: T A X P A R C E L I . D . # : DATE AND TIME OF SALE: July 15, 14-16504-303-07 2010 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE:Sheriff's Office, Law ERTY: Enforcement Center, 1580 Hwy 55, Unit No. 2303, CIC No. 328, Char- Lobby #S-100, Hastings, MN l e s w o o d C o n d o m i n i u m . D a k o t a to pay the debt then secured by said County Mortgage, and taxes, if any, on said COUNTY IN WHICH PROPERTY IS premises, and the costs and disburseLOCATED:Dakota ments, including attorneys' fees ORIGINAL PRINCIPAL AMOUNT OF allowed by law subject to redemption MORTGAGE:$184,800.00 within six (6) months from the date of AMOUNT DUE AND CLAIMED TO BE said sale by the mortgagor(s), their DUE AS OF DATE OF NOTICE, INCLUD- personal representatives or assigns ING TAXES, IF ANY, PAID BY MORT- unless reduced to Five (5) weeks under MN Stat. §580.07.

GAGEE:$219,216.40 TIME AND DATE TO VACATE PROPThat prior to the commencement of this mortgage foreclosure proceeding E R T Y : I f t h e r e a l e s t a t e i s a n Mortgagee/Assignee of Mortgagee com- owner-occupied, single-family dwellplied with all notice requirements as ing, unless otherwise provided by law, required by statute; That no action or the date on or before which the mortproceeding has been instituted at law gagor(s) must vacate the property if the o r o t h e r w i s e t o r e c o v e r t h e d e b t mortgage is not reinstated under secsecured by said mortgage, or any part tion 580.30 or the property is not thereof; redeemed under section 580.23 is PURSUANT to the power of sale con- 11:59 p.m. on January 17, 2010. tained in said mortgage, the above MORTGAGOR(S) RELEASED FROM described property will be sold by the FINANCIAL OBLIGATION ON MORTSheriff of said county as follows: GAGE:None DATE AND TIME OF SALE: June 10, "THE TIME ALLOWED BY LAW FOR 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE:Sheriff's Office, Law THE MORTGAGOR'S PERSONAL REPEnforcement Center, 1580 Hwy 55, RESENTATIVES OR ASSIGNS, MAY BE Lobby #S-100, Hastings, MN REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER Mortgage, and taxes, if any, on said MINNESOTA STATUTES, SECTION premises, and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s OTHER THINGS, THAT THE MORTallowed by law subject to redemption GAGED PREMISES ARE IMPROVED within six (6) months from the date of WITH A RESIDENTIAL DWELLING OF said sale by the mortgagor(s), their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns PROPERTY USED IN AGRICULTURAL unless reduced to Five (5) weeks under P R O D U C T I O N , A N D A R E MN Stat. §580.07.

ABANDONED." TIME AND DATE TO VACATE PROPDated: May 13, 2010.

ERTY: If the real estate is an CitiMortgage, Inc. owner-occupied, single-family dwellMortgagee/Assignee of Mortgagee ing, unless otherwise provided by law, USSET, WEINGARDEN AND LIEBO, P.L.L.P. the date on or before which the mort- By: Paul A. Weingarden gagor(s) must vacate the property if the Attorneys for Mortgagee/Assignee of mortgage is not reinstated under sec- Mortgagee tion 580.30 or the property is not 4500 Park Glen Road #300 redeemed under section 580.23 is Minneapolis, MN 55416 11:59 p.m. on December 10, 2010.

(952) 925-6888 MORTGAGOR(S) RELEASED FROM 10-1053 FINANCIAL OBLIGATION ON MORT- 646101148 GAGE:None THIS IS A COMMUNICATION FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, 2200279 5/27-7/1/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ ������� Bell America MORTGAGE: LLC DBA Bell Mortgage ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Diane K Hohberger, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423104 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15921 Finch Ln, Apple Valley, MN 55124-5838 Tax Parcel ID Number: 01-63400-036-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 36, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,880.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014734F01 2202461 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 4 , 2007 MORTGAGORS:Rodger A. Colsen and Karen A. Colsen, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota County Recorder, Document No. 2554646.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 6, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100995801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage

Mortgage

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5377 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-19503-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Dakota County Estates Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,799.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8229 1860476390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158550 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 05, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,000.00 MORTGAGOR(S): Bonnie L. Adams fka Bonnie L. Sears, a Single Person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 17, 2003 Dakota County Recorder Document Number: 2016034 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 05, 2003 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427656 And assigned to: U.S. Bank National Association Dated: April 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001802840 Lender or Broker: TCF Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8371 Corcoran Cir, Inver Grove Heights, MN 55076-5315 Tax Parcel ID Number: 20-71500-046-04 LEGAL DESCRIPTION OF PROPERTY: Unit 46, Condominium No. 106, Springwood Ponds, A Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,098.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2010, or the next business day if December 10, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013690F01 2157776 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005 MORTGAGOR: Jacqueline Malone, a single woman.

MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 21, 2005, Dakota County Recorder, Document No. 2383029.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W5, under the Pooling and Servicing Agreement Dated December 1, 2005, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637664.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 3249 Valley Ridge Drive, Eagan, MN 55121 TAX PARCEL I.D. #: 104130007307 LEGAL DESCRIPTION OF PROPERTY: Unit 73, Common Interest Community Number 347, A planned community, Valley Ridge Townhomes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$153,031.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 8, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3083 4001004268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158448 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2007 MORTGAGORS:Tamara Jo Ahlgren and Jeffrey K. Ahlgren, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 3, 2007, Dakota County Registrar of Titles, Document No. 609940, Certificate of Title No. 139408.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as trustee for the Holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-OA4 Mortgage Pass-Through Certificates, Dated: January 25, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700020112606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. dba America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 26446 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290001432 LEGAL DESCRIPTION OF PROPERTY: The North 278.45 feet of the South 473.13 feet of the West 782.18 feet of the Northwest Quarter of Section 29, Township 113, Range 20, Dakota County, Minnesota, as measured along and parallel with he West and South line of said Northwest Quarter, Dakota County, Minnesota Subject to zoning regulations of the Town of Eureka and the County of Dakota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$568,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2157994 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 25, 2006 MORTGAGORS:Adrian D. Vega and Louise G. Vega, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2006, Dakota County Recorder, Document No. 2467192.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5, Dated: October 30, 2009, Recorded: November 12, 2009, Document No. 2696110.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190060021946 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 233 Richmond Street West, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-71500-090-44 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 8 and all of Lot 9, Block 44, Spring Park, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$205,140.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 9, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-586 2000399058 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158122 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,900.00 MORTGAGOR(S): Zachary S Olson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 15, 2007 Dakota County Recorder Document Number: 2524384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550146104210 Lender or Broker: American Residential Mortgage, L.P. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 352 8th Ave S, South Saint Paul, MN 55075-2508 Tax Parcel ID Number: 36-64300-171-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,077.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014438F01 2200129 5/27-7/1/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 MORTGAGOR(S): Donald Hall a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2004 Dakota County Recorder Document Number: 2263550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100112065686354834 Lender or Broker: Mit Lending Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11727 Ryan Cir, Burnsville, MN 55337-3254 Tax Parcel ID Number: 02-22460-208-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1208, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,121.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001097F02 2202367 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 22, 2008 MORTGAGORS:A m b e r D u f f y a n d Darin Duffy, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2008, Dakota County Recorder, Document No. 2614869.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 19, 2010, Recorded: March 2, 2010, Document No. 2716879.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000828330134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON

GAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 509 3rd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-020-61 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 61, Town of Hastings, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,448.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$159,926.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7845 1962650489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158521 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 5 , 2004 MORTGAGOR: Kelley L. Stish, a single person.

MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Registered April 26, 2004, Dakota County Registrar of Titles, Document No. 535435, Certificate of Title No. 131514.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-PW1, under the Pooling and Servicing Agreement Dated June 1, 2004, Dated: February 11, 2009, Recorded: March 4, 2009, Document No. T640106.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 120 136th Street West, Burnsville, MN 55337 TAX PARCEL I.D. #: 028135004500 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the South 130.00 feet as measured along the East and West

measured along the East and West lines thereof of Outlot D, Valley Highlands, according to the recorded plat thereof, lying Westerly of the following described line: Beginning at a point on the South line of said Outlot D, said South line having an assumed bearing of South 86 degrees 32 minutes 00 seconds East, distant 139.28 feet East of the Southwest corner of said Outlot D; thence North 9 degrees 51 minutes 03 seconds West to its intersection with the North line of said South 130.00 feet and there terminating.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$259,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$246,524.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 9, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3085 4000445165 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2158563 4/22-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 5 , 2007 MORTGAGOR:K a t h l e e n F r a n c e s Middlecamp, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota County Recorder, Document No. 2554724.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047684248 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 449 20th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48550-021-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, 2, Block 2, Michaels Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$258,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$266,202.78 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2606 2004768424 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2166175 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGOR:K e n n e t h V o l l i n g , a single person.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded September 22, 2005, Dakota County Recorder, Document No. 2363193.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401420. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11, Dated: April 12, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 14290 Banyan Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-14700-310-04 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 4, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota, together with appurtenant easements created pursuant to declaration, Document No. 1629230, as amended.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,978.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM

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������� ��� ���DWELLING ���� 2010 at 10:00 AM ������ ������WITH A RESIDENTIAL OF PLACE OF SALE:Sheriff's Office, Law LESS THAN FIVE UNITS, ARE NOT Enforcement Center, 1580 Hwy 55, PROPERTY USED IN AGRICULTURAL Lobby #S-100, Hastings, MN P R O D U C T I O N , A N D A R E to pay the debt then secured by said ABANDONED." Mortgage, and taxes, if any, on said Dated: April 29, 2010 premises, and the costs and disburseU.S. Bank National Association, ments, including attorneys' fees as Indenture Trustee for the allowed by law subject to redemption registered holders of Aegis Asset within six (6) months from the date of Backed Securities Trust 2005-1, said sale by the mortgagor(s), their Mortgage Backed Notes personal representatives or assigns Randall S. Miller & Associates, PLLC unless reduced to Five (5) weeks under A t t o r n e y s f o r A s s i g n e e o f MN Stat. §580.07.

Mortgage/Mortgagee TIME AND DATE TO VACATE PROP- One Financial Plaza, E R T Y : I f t h e r e a l e s t a t e i s a n 120 South Sixth Street, Suite 1100 owner-occupied, single-family dwell- Minneapolis, MN 55402 ing, unless otherwise provided by law, Phone: 612-573-3677 the date on or before which the mort- Our File No. 09MN00005-2 gagor(s) must vacate the property if the THIS IS A COMMUNICATION FROM mortgage is not reinstated under sec- A DEBT COLLECTOR. tion 580.30 or the property is not A S A P # 3 5 3 2 7 8 1 0 4 / 2 9 / 2 0 1 0 , redeemed under section 580.23 is 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010 11:59 p.m. on December 15, 2010.

4/29-6/3/10 MORTGAGOR(S) RELEASED FROM 2156062 FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPN O T ICE IS HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE default has occurred in the conditions REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: May 04, 2005 MINNESOTA STATUTES, SECTION ORIGINAL PRINCIPAL AMOUNT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- MORTGAGE: $301,383.00 MORTGAGOR(S): Godfrey Teed and GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Theresa Teed, husband and wife MORTGAGEE: CTX Mortgage ComLESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL pany, LLC DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Recorded: May 26, 2005 Dakota ABANDONED." County Recorder Dated: April 16, 2010.

Document Number: 2325878 Deutsche Bank National Trust ASSIGNMENTS OF MORTGAGE: Company, as trustee And assigned to: Nationstar MortMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. gage LLC, f/k/a Centex Home Equity Company, LLC Attorneys for Mortgagee/Assignee of Dated: September 28, 2005 Mortgagee Recorded: October 03, 2005 Dakota 4500 Park Glen Road #300 County Recorder Minneapolis, MN 55416 Document Number: 2366608 (952) 925-6888 Transaction Agent: Not Applicable 76-3639 Transaction Agent Mortgage Identifi1044554847 cation Number: Not Applicable THIS IS A COMMUNICATION FROM Lender or Broker: CTX Mortgage A DEBT COLLECTOR. 2163018 4/29-6/3/10 Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS NOTICE OF MORTGAGE LOCATED: Dakota FORECLOSURE SALE THE RIGHT TO VERIFICATION OF Property Address: 13949 Autumn Ct, THE DEBT AND IDENTITY OF THE Rosemount, MN 55068-2468 ORIGINAL CREDITOR WITHIN THE Tax Parcel ID Number: T I M E P R O V I D E D B Y L A W I S N O T 34.48301.060.01 AFFECTED BY THIS ACTION. LEGAL DESCRIPTION OF PROPNOTICE IS HEREBY GIVEN: That ERTY: Lot 6, Block 1, Meadows of default has occurred in the conditions B l o o m f i e l d 2 n d A d d i t i o n , D a k o t a of the following described mortgage: County, Minnesota.

DATE OF MORTGAGE: December 2, AMOUNT DUE AND CLAIMED TO BE 2004 DUE AS OF DATE OF NOTICE: ORIGINAL PRINCIPAL AMOUNT OF $349,622.62 MORTGAGE: $140,100.00 THAT all pre-foreclosure requireMORTGAGOR(S): Helen A Penney ments have been complied with; that and Michael G Penney, wife and hus- no action or proceeding has been instiband, as tenants in common tuted at law or otherwise to recover the MORTGAGEE: Mortgage Electronic debt secured by said mortgage, or any Registration Systems, Inc., as a nomee part thereof; for Aegis Lending Corporation PURSUANT to the power of sale conTRANSACTION AGENT: Mortgage t a i n e d i n s a i d m o r t g a g e , t h e Electronic Registration Systems, Inc above-described property will be sold MIN#: 100055101335449409 by the Sheriff of said county as folSERVICER: Ocwen Loan Servicing, lows: LLC DATE AND TIME OF SALE: July 09, LENDER: Aegis Lending Corporation. 2010 at 10:00 AM DATE AND PLACE OF FILING: PLACE OF SALE: Dakota County Dakota County Minnesota, Recorder , Law Enforcement Center, 1580 Highon January 19, 2005, as Document No. way 55, Lobby S-100, Hastings, Minne2286461 sota ASSIGNED TO: U.S. Bank National to pay the debt secured by said mortAssociation, as Indenture Trustee for gage and taxes, if any, on said prethe registered holders of Aegis Asset mises and the costs and disburseBacked Securities Trust 2005-1, Mort- ments, including attorney fees allowed gage Backed Notes Dated: August 25, by law, subject to redemption within 2007 , and recorded August 10, 2009 six (6) months from the date of said

by Document No. 2677409 . sale by the mortgagor(s), their perL E G A L D E S C R I P T I O N O F P R O P - sonal representatives or assigns.

ERTY: Lot Thirteen (13) of Reinardy If the Mortgage is not reinstated Addition, According to the plat thereof under Minn. Stat. §580.30 or the propon file and of record in the office of the erty is not redeemed under Minn. Stat. county recorder within and for Dakota §580.23, the Mortgagor must vacate County, Minnesota. the property on or before 11:59 p.m. on PROPERTY ADDRESS: 702 Highland January 09, 2011, or the next busiCir, Farmington, MN 55024 ness day if January 09, 2011 falls on a PROPERTY I.D: 07-63240-130-00 Saturday, Sunday or legal holiday.

COUNTY IN WHICH PROPERTY IS Mortgagor(s) released from financial LOCATED: Dakota obligation: NONE THE AMOUNT CLAIMED TO BE DUE THIS COMMUNICATION IS FROM ON THE MORTGAGE ON THE DATE OF A DEBT COLLECTOR ATTEMPTTHE NOTICE: One Hundred Forty-Eight ING TO COLLECT A DEBT. ANY Thousand One Hundred Seventy-Two INFORMATION OBTAINED WILL BE and 31/100 ($148,172.31) USED FOR THAT PURPOSE. THAT no action or proceeding has THE RIGHT TO VERIFICATION OF been instituted at law to recover the THE DEBT AND IDENTITY OF THE debt secured by said mortgage, or any ORIGINAL CREDITOR WITHIN THE part thereof; that there has been com- T I M E P R O V I D E D B Y L A W I S N O T pliance with all pre-foreclosure notice AFFECTED BY THIS ACTION. and acceleration requirements of said THE TIME ALLOWED BY LAW FOR mortgage, and/or applicable statutes; REDEMPTION BY THE MORTGAGOR, PURSUANT, to the power of sale con- THE MORTGAGOR'S PERSONAL REPtained in said mortgage, the above RESENTATIVES OR ASSIGNS, MAY BE described property will be sold by the REDUCED TO FIVE WEEKS IF A JUDISheriff of said county as follows: CIAL ORDER IS ENTERED UNDER DATE AND TIME OF SALE: 10:00 AM MINNESOTA STATUTES, SECTION on June 15, 2010 582.032, DETERMINING, AMONG PLACE OF SALE: Sheriff`s M a i n OTHER THINGS, THAT THE MORTOffice, Law Enforcement Center, 1580 GAGED PREMISES ARE IMPROVED Highway 55, Hastings MN 55033-2343 WITH A RESIDENTIAL DWELLING OF to pay the debt then secured by said LESS THAN FIVE UNITS, ARE NOT mortgage and taxes, if any actually PROPERTY USED IN AGRICULTURAL paid by the mortgagee, on the pre- PRODUCTION, AND ARE ABANDONED. mises and the costs and disburseDATED: May 27, 2010 ments allowed by law. The time ASSIGNEE OF MORTGAGEE: allowed by law for redemption by said Nationstar Mortgage LLC, f/k/a mortgagor(s), their personal represenCentex Home Equity Company, tatives or assigns is 6 months from the LLC date of sale.

Wilford & Geske, P.A. "THE TIME ALLOWED BY LAW FOR Attorneys for Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, Lawrence A. Wilford THE MORTGAGOR`S PERSONAL REP- James A. Geske RESENTATIVES OR ASSIGNS, MAY BE 8425 Seasons Parkway, Suite 105 REDUCED TO FIVE WEEKS IF A JUDI- Woodbury, MN 55125-4393 CIAL ORDER IS ENTERED UNDER (651) 209-3300 MINNESOTA STATUTES, SECTION File Number: 014649F01 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2202358 5/27-7/1/10 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ VICER: ������� U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 T a x P a r c e l I D N u m b e r : 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,118.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F01 2205021 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 1999 MORTGAGORS:Shannon M. Lewerke and Tony K. Lewerke, wife and husband.

MORTGAGEE:Norwest Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded November 1, 1999, Dakota County Recorder, Document No. 1649787.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank N.A. S/B/M to The Leader Mortgage Company, Dated: January 11, 2000, Recorded: January 21, 2000, Document No. 1667547.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage

405 4th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366430002011 LEGAL DESCRIPTION OF PROPERTY: Lot one (1) and Lot Two (2), Block Eleven (11), Riverside Park Addition to the City of St. Paul, according to the recorded plat thereof on file and of record in the office of the register of deeds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$112,442.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$93,762.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-963 9900539757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2162386 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 7 , 2006 MORTGAGORS:Rachel N. Flanders and Allen R. Flanders, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422423.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074401787 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15620 Eagle Bay Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-902-31 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1902, CIC Number 484, a Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$218,772.87

GAGEE:$218,772.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8241 1911132895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168059 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12926 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 12926 Nicollet Avenue South Unit 301, Burnsville MN 55337.

THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Marie A. Halverson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Forty Five and 00/100 ($3,845.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 18, 2009, and recorded A p r i l 8 , 2 0 1 0, as D o c u m e n t N o .

2723638 in the office of the County Recorder in and for Dakota County, Minnesota.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property

no redemption occurs, the property must be vacated by 11:59pm on December 16, 2010.

Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441116 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167067 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: David A. Nyberg and Karin A. Nyberg, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 2, 2005, Dakota County Recorder, Document No. 2377129.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AEG 2006-HE1 Asset Backed Pass-Through Certificates, Series AEG 2006-HE1, Dated: December 15, 2009, Recorded: January 19, 2010, Document No. 2708563.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100055140017121423 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15170 December Trail, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-83605-090-01 LEGAL DESCRIPTION OF PROPERTY: LOT 9, BLOCK 1, WENSMANN SIXTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,768.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 19, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-61 0008941759 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205860 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $340,700.00 MORTGAGOR(S): Scott Oettinger and Heather Oettinger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418436 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900110841144 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13610 Birchwood Ave, Rosemount, MN 55068-3591 Tax Parcel ID Number: 34-14504-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Biscayne Pointe Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $336,254.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014053F01 2200177 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 1 , 2006 MORTGAGOR:J a s o n F . R o a t h , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 7, 2006, Dakota County Recorder, Document No. 2418959.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 15, 2009, Recorded: August 31, 2009, Document No. 2681433.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981116396277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12834 Nicollet Avenue South 101, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01300-379-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 101, Apartment Ownership No. 15, Nicollet Avenue 12834, Ridgeview Condominium Homes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$83,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$87,375.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2131 2003537477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167943 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Ronald B. Nesheim And Norma Nesheim, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2003 Dakota County Recorder Document Number: 2117764 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0600808623-4 Lender or Broker: Franklin Mortgage Funding Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4522 Oak Leaf Cir, Eagan, MN 55123-1821 Tax Parcel ID Number: 10-17103-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ches Mar Fourth Addition, According to the Recorded Plat thereof, Dakota County, Minnesota A.P.N. # 10-17103-060-01.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $105,947.99 THAT all pre-foreclosure requirements have been complied with; that

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ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013785F01 2165986 4/29/10-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12864 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 12864 Nicollet Avenue South Unit 201, Burnsville MN 55337.

THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Michael Henry Pearson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand One Hundred Thirty Nine and 00/100 ($3,139.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated D e c e m b e r 7 , 2 0 0 9, and recorded A p r i l 8 , 2 0 1 0, as D o c u m e n t N o .

2723646 in the office of the County Recorder in and for Dakota County, Minnesota.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property

no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010.

Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441146 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167119 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 MORTGAGORS: Terry Lapanta and Paula Lapanta, husband and wife.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2007, Dakota County Recorder, Document No. 2523259.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8475 Ann Marie Trail, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-81200-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Vali Hi North COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $447,507.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3896 655430895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204040 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 5 ,

DATE OF MORTGAGE:A u g u s t 2 5 , 2006 MORTGAGORS:Bruce W. Schweich and Michelle L. Schweich, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 16, 2006, Dakota County Recorder, Document No. 2468617.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 30, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 10021278830987280 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 710 5th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 146450008000 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, John W. Roche's Addition to Farmington, According to the recorded plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,775.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,162.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-954 7883098728 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2160942 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 5 , 2006 MORTGAGORS:Donna S. Anderson and Mark Anderson, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 27, 2006, Dakota County Registrar of Titles, Document No. 600271, Certificate of Title No. 120923.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-21, Dated: January 27, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073602100 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14617 Fieldcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027120005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Southcross Heights 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$237,968.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 145713302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165045 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 11, 2003 MORTGAGOR:P a m e l a M a n n i n g Preiner, single.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090079.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14434 Garland Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-66503-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Scott Highlands Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00

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������ ������Enforcement ������� ��� ��� 1580 ����Hwy 55, Center, MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said premises, and the costs and disburseGAGEE:$155,713.99 That prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07.

TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, mortgage is not reinstated under section 580.30 or the property is not 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM Lobby #S-100, Hastings, MN to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE:None premises, and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07.

582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." Dated: April 23, 2010. tion 580.30 or the property is not Chase Home Finance LLC redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on December 20, 2010 . MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of GAGE:None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 30-8314 CIAL ORDER IS ENTERED UNDER 1661143639 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 4/29-6/3/10 OTHER THINGS, THAT THE MORT- 2168124 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E RIGHT TO VERIFICATION THE ABANDONED." OF THE DEBT AND IDENTITY OF Dated: April 21, 2010.

THE ORIGINAL CREDITOR WITHIN JPMorgan Chase Bank, N.A. THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE:September 26, 4500 Park Glen Road #300 2005 Minneapolis, MN 55416 MORTGAGOR:Nicholas Fitch, A mar(952) 925-6888 ried person.

60-2738 MORTGAGEE:Mortgage Electronic 3074101159 THIS IS A COMMUNICATION FROM Registration Systems, Inc..

DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded October 5, 2005, Dakota 2168225 4/29-6/3/10 County Recorder, Document No. 2367662.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: NOTICE OF MORTGAGE August 15, 2009, Recorded: August FORECLOSURE SALE THE RIGHT TO VERIFICATION 20, 2009, Document No. 2679444.

TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: 100137510000204463 LENDER OR BROKER AND MORTdefault has occurred in conditions of GAGE ORIGINATOR STATED ON the following described mortgage: MORTGAGE: Lakeland Mortgage CorDATE OF MORTGAGE:March 3, 2004 MORTGAGORS:Delbert F. Gaffaney poration and Denise L. Gaffaney, husband and RESIDENTIAL MORTGAGE SERwife.

VICER: U.S. Bank Home Mortgage MORTGAGEE:Chase Home Finance MORTGAGED PROPERTY ADDRESS: LLC FKA Chase Manhattan Mortgage 629 5th Avenue South, South Saint Corporation.

Paul, MN 55075 DATE AND PLACE OF RECORDING: T A X P A R C E L I . D . # : Recorded March 24, 2004, Dakota 36-75100-080-17 County Recorder, Document No. LEGAL DESCRIPTION OF PROP2188474.

ERTY: O F A S S I G N M E N T S Lot Eight (8), Block Seventeen (17), MORTGAGE:NONE in Tarbox Addition to South St. Paul, Dakota County, Minnesota, TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED:Dakota MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORT- MORTGAGE:$199,324.00 GAGE ORIGINATOR STATED ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Chase Home Finance DUE AS OF DATE OF NOTICE, INCLUDLLC FKA Chase Manhattan Mortgage ING TAXES, IF ANY, PAID BY MORTCorporation GAGEE:$209,618.53 RESIDENTIAL MORTGAGE SERThat prior to the commencement of VICER: Chase Home Finance LLC this mortgage foreclosure proceeding MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com1210 6th Avenue South, South Saint plied with all notice requirements as Paul, MN 55075 required by statute; That no action or T A X P A R C E L I . D . # : proceeding has been instituted at law 36-32100-040-07 or otherwise to recover the debt LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part thereof; ERTY: The South 1/2 of the Lot 2, all of Lot PURSUANT to the power of sale con3, and the North 1/2 of Lot 4, Block tained in said mortgage, the above 7, Hauses Addition to South St. Paul, described property will be sold by the Dakota County, Minnesota.

Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: June 18, LOCATED:Dakota 2010 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, MORTGAGE:$140,323.00 AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE:$99,472.09 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07.

TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, mortgage is not reinstated under section 580.30 or the property is not 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ P R O D������� U C T I O N ABANDONED." ���������� ���� ��������� tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-992 6800029732 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167907 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 5 , 2007 MORTGAGORS:Paul J. Gullerud and Tracy R. Gullerud, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 24, 2007, Dakota County Recorder, Document No. 2540002.

ASSIGNMENTS OF MORTGAGE: Assigned to: FIRST TENNESSEE BANK NATIONAL ASSOCIATION, Dated: March 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200618471744 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loans, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 149 South Street East, South Saint Paul, MN 55075-3522 T A X P A R C E L I . D . # : 36-73151-190-02 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Sunny View Terrace No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$217,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$223,333.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

,

A N D

A R E

Dated: April 21, 2010.

First Tennessee Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-461 0061847174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167954 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,560.00 MORTGAGOR(S): Neil R. Deplazes, single and Jessica L. Ward, single MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF REGISTERING: Registered: May 02, 2003 Dakota County Registrar of Titles Document Number: 498131 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127899 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19614 Meadowlark Way, Farmington, MN 55024-2012 Tax Parcel ID Number: 14-82501-128-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 128, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,077.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007477F02 2197774 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,305.00 MORTGAGOR(S): Julie M Flack, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: February 23, 2005 Dakota County Recorder Document Number: 2298172 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000432337 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12924 Nicollet Ave Apt 102, Burnsville, MN 55337-3546 Tax Parcel ID Number: 02-01300-494-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12924 Nicollet Avenue South, Condominium Ownership Number 15, Ridgview Condominium Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,159.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014177F01 2168193 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12864 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

P R O P E R T Y A D D R E S S : 12864 Nicollet Avenue South Unit 102, Burnsville MN 55337.

THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Virginia R. Schnacky, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Three Hundred Nineteen and 40/100 ($4,319.40) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview

said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 14, 2009, and recorded April 8, 2010, as Document No. 2723640 in the office of the County Recorder in and for Dakota County, Minnesota.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 16, 2010, at 10:00 AM PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 16, 2010.

Dated: April 19, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441119 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 2167096 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 9 , 2004 MORTGAGORS:Sharon Mctamaney and Michael F. Mctamaney, wife and husband.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 23, 2004, Dakota County Recorder, Document No. 2270328.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 12, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1832 Walnut Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22750-050-04 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Eden Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,718.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1952 0003524983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167904 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: David K. Gjerdevig, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 11, 2007, Dakota County Registrar of Titles, Document No. 613794, Certificate of Title No. 142906.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 14, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000149746 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17281 Joy Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-11825-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block One, Argonne Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $319,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $329,162.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3924 2004363663 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205927 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,500.00 MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2006 Dakota County Recorder Document Number: 2484840 LOAN MODIFICATION: Dated: August 22, 2007 Recorded: September 11, 2007 Document Number: 2543051 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100446701000225634 Lender or Broker: Alternative Mortgage Options, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 630 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-31200-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Common Interest Community Number 550, Griseldas Whispering Meadows, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,707.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014256F01 2204110 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 3 , 2007 MORTGAGORS:M a r y K a b i i Wangongu and Stephen Mwaura, wife and husband.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING:

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DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542657.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13921 Autumn Court, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-48301-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Meadows of Bloomfield 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$414,714.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2587 3014242170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168091 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005 MORTGAGORS:D a n i e l J . S t a n t o n and Stephanie A. Stanton, husband and wife.

MORTGAGEE:CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded December 13, 2005, Dakota County Recorder, Document No. 2388270.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20555 Keystone Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-48800-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Morgan Square, CIC

Lot 17, Block 1, Morgan Square, CIC No. 373, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$167,062.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$161,457.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3780 2003227935 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167970 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 5 , 2007 MORTGAGOR:T h e r e s a J . M c C o r mick, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-83900-290-01 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$172,357.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 14, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 5304406332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2168204 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 MORTGAGOR(S): Cathryn S. Scott, a single person MORTGAGEE: River City Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded: April 14, 2004 Dakota County Recorder Document Number: 2194779 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corp.

Dated: March 19, 2004 Recorded: April 14, 2004 Dakota County Recorder Document Number: 2194780 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2426113 And assigned to: U.S. Bank National Association Dated: September 01, 2009 Recorded: September 11, 2009 Dakota County Recorder Document Number: 2683781 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000212-48001950094 Lender or Broker: River City Mortgage Corp.

Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9285 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Century Ridge 2nd Addition, CIC No. 296, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,780.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2010, or the next business day if December 17, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008323F02 2165516 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Tara Lynn Kasprzyk, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346146 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0012079544-7 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1313 Larch St, Farmington, MN 55024-1794 Tax Parcel ID Number: 14-22505-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, East Farmington Sixth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,995.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

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������ ������� ��� ��� ���� PRODUCTION, AND ������ ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: NOTICE OF MORTGAGE Mortgage Electronic Registration FORECLOSURE SALE Systems, Inc. THE RIGHT TO VERIFICATION Wilford & Geske, P.A. OF THE DEBT AND IDENTITY OF Attorneys for Mortgagee THE ORIGINAL CREDITOR WITHIN Lawrence A. Wilford THE TIME PROVIDED BY LAW IS James A. Geske NOT AFFECTED BY THIS ACTION. 8425 Seasons Parkway, Suite 105 NOTICE IS HEREBY GIVEN, that Woodbury, MN 55125-4393 default has occurred in conditions of (651) 209-3300 the following described mortgage: File Number: 008128F02 DATE OF MORTGAGE: May 16, 2007 2166799 4/29-6/3/10 MORTGAGOR: Dorothy M. Miller, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE THE RIGHT TO VERIFICATION Recorded December 17, 2007, Dakota C o unty Recorder, Document No. OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN 2561745.

ASSIGNMENTS OF MORTGAGE: THE TIME PROVIDED BY LAW IS Assigned to: Aurora Loan Services, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LLC, Dated: March 16, 2010, Recorded: default has occurred in conditions of A p r i l 1 6 , 2 0 1 0 , D o c u m e n t N o .

2725177. the following described mortgage: TRANSACTION AGENT: Mortgage DATE OF MORTGAGE: November 16, Electronic Registration Systems, Inc. 2005 TRANSACTION AGENT'S MORTMORTGAGOR: Travis B. Anderson, a GAGE IDENTIFICATION NUMBER ON single man.

MORTGAGEE: Mortgage Electronic MORTGAGE: 100062604739738245 LENDER OR BROKER AND MORTRegistration Systems, Inc. DATE AND PLACE OF RECORDING: G A G E O R I G I N A T O R S T A T E D O N Recorded December 29, 2005, Dakota MORTGAGE: Homecomings Financial, C o u n t y R e c o r d e r , D o c u m e n t N o . LLC RESIDENTIAL MORTGAGE SER2392750.

A S S I G N M E N T S O F M O R T G A G E : VICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: Assigned to: U.S. Bank National Association, as Trustee for Structured 1040 Pine Street, Farmington, MN Asset Investment Loan Trust, Mort- 55024 TAX PARCEL I.D. #: 14-30200-130-05 gage Pass-Through Certificates, Series LEGAL DESCRIPTION OF PROP2006-BNC 1, Dated: May 21, 2010.

TRANSACTION AGENT: Mortgage ERTY: Lot 13, Block 5, Glenview TownhoElectronic Registration Systems, Inc. mes CIC No. 565, Dakota County, TRANSACTION AGENT'S MORTMinnesota GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORT- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE: $127,200.00 MORTGAGE: BNC Mortgage, Inc. AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERDUE AS OF DATE OF NOTICE, INCLUDVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: ING TAXES, IF ANY, PAID BY MORT326 Chestnut Street, South Saint Paul, GAGEE: $131,841.58 That prior to the commencement of MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 this mortgage foreclosure proceeding LEGAL DESCRIPTION OF PROP- Mortgagee/Assignee of Mortgagee complied with all notice requirements as ERTY: The East 15.00 feet of Lots 28, 29 required by statute; That no action or and 30, Block 1, Lincoln Park Addi- proceeding has been instituted at law tion to South St. Paul, Dakota or otherwise to recover the debt County, Minnesota, together with the secured by said mortgage, or any part West 1/2 of Vacated Boston Avenue thereof; PURSUANT to the power of sale conlying Southerly of the Easterly extension of the Northerly Lot line of tained in said mortgage, the above Lot 30 and lying Northerly of the described property will be sold by the Easterly Extension of the Southerly Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE: $231,210.63 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07.

TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: July 20, tion 580.30 or the property is not redeemed under section 580.23 is 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTMN Stat. §580.07.

TIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: April 13, 2010. mortgage is not reinstated under secAurora Loan Services LLC tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 98-1021 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 0021432760 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 5/27-7/1/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2204699 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: May 24, 2010.

THE TIME PROVIDED BY LAW IS U.S. Bank NOT AFFECTED BY THIS ACTION. National Association, Trustee NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of the following described mortgage: By: Paul A. Weingarden NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE:April 15, 2004 Minneapolis, MN 55416 MORTGAGOR:C l a u d e t t e M a u s , a (952) 925-6888 single person.

75-4065 MORTGAGEE:Mortgage Electronic 22349807 THIS IS A COMMUNICATION FROM Registration Systems, Inc..

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

A DEBT COLLECTOR. 2205383

5/27-7/1/10

���������� �� ���� �����

��� ��� ��� ���� ������ ������ ������� IN WHICH COUNTY LOCATED: Dakota ���������� ���� ��������� Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 12, 2004, Dakota County Recorder, Document No. 2203696.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900777213301 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 839 Evergreen Circle, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84810-088-01 LEGAL DESCRIPTION OF PROPERTY: Lot 88, Block 1, CIC #318, Wood Park Plat Eleven, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$174,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,537.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8292 1960022328 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165481 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS

PROPERTY IS

Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2165949 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in conditions of that certain Combination Mortgage, Security Agreement and Fixture Financing Statement (the "Mortgage") dated June 20, 2001, executed by Burnsville Royale Limited Partnership, a Minnesota limited partnership, as Mortgagor, to Anchor Bank, West St. Paul, N.A., a national banking association, as Mortgagee, filed for registration in the office of the Dakota County Registrar of Titles, State of Minnesota, on June 22, 2001, as Document No. 441945; that the Mortgage was assigned to Zions First National Bank by an Assignment of Combination Mortgage, Security Agreement and Fixture Financing Statement and Assignment of Rents and Leases dated June 20, 2001, filed in the office of the Dakota County Registrar of Titles on June 22, 2001, as Document No. 441948; as further assigned to The Chase Manhattan Bank, as Trustee for Zions Small Business Loan Trust, Series 2001-1, by an Assignment of Mortgage and Assignment of Rents dated December 31, 2001, filed in the office of the Dakota County Registrar of Titles as Document No. 462228; and re-assigned to Zions First National Bank by an Assignment of Mortgage and Assignment of Leases and Rents dated April 5, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590537 (Zions First National Bank, "Current Mortgagee"), that the original principal amount secured by the Mortgage was $1,475,000.00; that the Mortgage was modified by that certain Modification of Mortgage dated April 6, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590538, increasing the principal amount secured by the Mortgage to $1,700,000; the Mortgage being upon Registered Land; that Document Nos. 441945, 441948, 462228, 590537 and 560538 appear as memorials on Certificate of Title No. 79387; that no Mortgagors have been released from financial obligation on the Mortgage; that no action or proceeding has been instituted by

or proceeding has been instituted by law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due upon the Mortgage including interest to the date of this Notice, and taxes, if any, the sum of One Million Six Hundred Forty-five Thousand Fifty-eight and 95/100 Dollars ($1,645,058.95); that the holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage and acceleration of the debts secured thereby and all notice and other requirements of applicable statutes have been fulfilled; and that pursuant to the power of sale contained in the Mortgage, the Mortgage will be foreclosed and a tract of land lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 5, Block 1, River Ridge Addition (the "Real Property") Property Address: 250 No. River Ridge Circle, Burnsville, MN P r o p e r t y I D N u m b e r : 0 2 - 6 4 2 0 0 - 0 5 1 - 0 1 a n d 02-64200-052-01 together with all present and future leases of the Real Property, all present and future rents, revenues, income issues, royalties, profits and other benefits derived from the Real Property, and all equipment fixtures, accessions, parts, additions to, all replacements of and all substitutions for any of the foregoing property, together with all proceeds thereof, including, without limitation, all insurance proceeds and refunds of premiums (the Real Property and personal property collectively, the "Mortgaged Property") will be sold by the Dakota County Sheriff, Minnesota, at public auction on June 4, 2010, at 10:00 AM at the office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, in Minnesota, to pay the debt then secured by the Mortgage and taxes, if any, on the Mortgaged Property, and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, or Mortgagor's personal representatives or assigns is two (2) months after the date of sale; and that each holder of a junior lien on the Property may redeem in the order and manner provided under Minn. Stat. §582.32, Subd. 9, beginning after the expiration of the Mortgagor's redemption period.

Dated: May 6, 2010.

Zions First National Bank, Current Mortgagee Attorneys for Current Mortgagee: Amy J. Swedberg, Esq. MASLON EDELMAN BORMAN & BRAND, LLP 3300 Wells Fargo Center 90 South 7th Street Minneapolis, MN 55402-4140 Telephone: (612) 672-8200 2177413 5/6-5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 29, 2007 MORTGAGOR: Heather J. Gustafson, a single person.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562036.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 12, 2009, Recorded: May 21, 2009, Document No. 2658642.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 7763 West 157th Street, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,981.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 24811929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177695 5/6-6/10/10

premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2740 0031560063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177680 5/6-6/10/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGOR: Beth P. Macmillan and Paul Joseph Macmillan, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 15, 2007, Dakota County Registrar of Titles, Document No. 606163, Certificate of Title No. 131212.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for American Home Mortgage Assets Trust 2007-2 Mortgage-Backed Pass-Through Certificates, Series 2007-2, Dated: December 23, 2009, Recorded: January 26, 2010, Document No. T657248.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015700905 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 17351 Jalisco Lane, Lakeville, MN 55044 TAX PARCEL I.D. #: 226410104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2 in Ridgeview Second Addition, according to the recorded plat thereof. The East line of said Ridgeview Second Addition, which is also the east line of the South Half of the Northwest Quarter of Section 7, Township 114, Range 20, is marked by a judicial landmark place on the north-south quarter line of said Section 7, 50 feet north of the center of said section and a judicial landmark placed at the northeast corner of the South half of Northwest Quarter of said Section 7.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$288,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$335,075.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2003 MORTGAGOR:T h a v i n h A . C h i n d a kone, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2003, Dakota County Recorder, Document No. 2074865.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000027970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17582 Foxboro Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-30946-070-05 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Greenridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,136.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3734 8175188 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2169499 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Kimberly A. Rygh and Joseph R. Rygh, Joint Tenants Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558606 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550167008654 Lender or Broker: Mortgage Banking Corp.

Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2374 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19.29702.390.03 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 3, Glendale Heights 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,389.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014441F01 2199566 5/27-7/1/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGOR: Sandra M. Hudson, a single woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2007, Dakota County Recorder, Document No. 2552470.

ASSIGNMENTS OF MORTGAGE: Assigned to: CHASE HOME FINANCE, LLC c/o Chase Home Finance LLC., Dated: November 6, 2008, Recorded: November 18, 2008, Document No. 2623200.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200003246276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1011 16th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70200-150-04 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the north half of Lot 15, Block 4, South Park 1st Division, according to the plat thereof now on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,469.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4058 24620817 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205335 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2004 MORTGAGORS: James Michael Shandorf and Stacie Ann Shandorf,

Shandorf and Stacie Ann Shandorf, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 28, 2005 Dakota County Recorder Document #: 2290203 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 13, BLOCK 5, BROADMOOR, COMMON INTEREST COMMUNITY NO. 337, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 20-15175-130-05 PROPERTY ADDRESS: 11539 Ashley Court, Inver Grove Heights, Minnesota 55077 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $611,991.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is December 24, 2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 21, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2178552 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,800.00 MORTGAGOR(S): Matthew D. Krausert And Renee T. Krausert, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358568 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000215618 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1004 Oak St, Farmington, MN 55024-1702 Tax Parcel ID Number: 14-22500-150-08 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 8, East Farmington First Addition, Dakota County,

ton First Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,714.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014261F01 2175480 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 3 , 2004 MORTGAGORS:Timothy E. Goss and Erin T. Goss, husband and wife.

MORTGAGEE:C e n d a n t M o r t g a g e Corporation.

DATE AND PLACE OF RECORDING: Recorded March 23, 2004, Dakota County Recorder, Document No. 2188114.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 8, 2008, Recorded: July 15, 2008, Document No. 2602527. And thereafter assigned to: CitiMortgage, Inc, Dated: April 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16118 Inverness Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18599-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Crystal Lakes Golf Estates 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$296,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$275,739.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM

2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3785 1120011808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177716 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $410,000.00 MORTGAGOR(S): Charles V. Shaw and Diane E Shaw, husband and wife as joint tenants MORTGAGEE: Countrywide Home Loans, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2003 Dakota County Registrar of Titles Document Number: 519032 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 22, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 112712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18815 Kanabec Trl, Lakeville, MN 55044-6851 Tax Parcel ID Number: 22.30925.040.01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Great Oak Shores Point AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $401,737.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

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������ ������ ������� ��� ��� ���� ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE OF MORTGAGE THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE OF THE DEBT AND IDENTITY OF REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of GAGED PREMISES ARE IMPROVED the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 1 , WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2009 MORTGAGORS: Brian R. Darst and PROPERTY USED IN AGRICULTURAL Rachel M. Darst, husband and wife.

PRODUCTION, AND ARE ABANDONED. MORTGAGEE: Mortgage Electronic DATED: May 06, 2010 Registration Systems, Inc..

ASSIGNEE OF MORTGAGEE: DATE AND PLACE OF RECORDING: BAC Home Loans Servicing, L.P. Recorded February 5, 2009, Dakota Wilford & Geske, P.A. County Recorder, Document No. Attorneys for Assignee of Mortgagee 2635404.

Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske Assigned to: U.S. Bank, N.A., Dated: 8425 Seasons Parkway, Suite 105 April 28, 2010.

Woodbury, MN 55125-4393 TRANSACTION AGENT: Mortgage (651) 209-3300 Electronic Registration Systems, Inc. File Number: 013498F01 TRANSACTION AGENT'S MORT2171700 5/6-6/10/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268002051395 LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE MORTGAGE: Granite Mortgage & ConTHE RIGHT TO VERIFICATION OF struction Finance, Inc. THE DEBT AND IDENTITY OF THE RESIDENTIAL MORTGAGE SERORIGINAL CREDITOR WITHIN THE VICER: U.S. Bank Home Mortgage TIME PROVIDED BY LAW IS NOT MORTGAGED PROPERTY ADDRESS: AFFECTED BY THIS ACTION. NOTICE 17385 Polk Avenue, Hastings, MN IS HEREBY GIVEN: 55033 That default has occurred in the TAX PARCEL I.D. #: 33-00700-013-02 conditions of the following described LEGAL DESCRIPTION OF PROPmortgage: ERTY: DATE OF MORTGAGE: April 12, 2006 That part of the Northeast Quarter of ORIGINAL PRINCIPAL AMOUNT OF SECTION 7 MORTGAGE: $214,000.00 TOWNSHIP 114 MORTGAGOR(S): Dustin Kerr and RANGE 16, described as follows: Gina Kerr, husband and wife, joint Commencing at the Northeast cortenants ner of said Northeast Quarter; thence MORTGAGEE: Saxon Mortgage, Inc. South (Assumed bearing) along the D/B/A Saxon Home Mortgage East line thereof a distance of SERVICER: Ocwen Loan Servicing, 1873.37 feet to the point of beginLLC ning of land to be described; thence LENDER: Saxon Mortgage, Inc. D/B/A continuing South along said East Saxon Home Mortgage. line a distance of 269.00 feet; thence DATE AND PLACE OF FILING: West a distance of 390.00 feet; Dakota County Minnesota, Recorder , thence north a distance of 269.00 on April 28, 2006, as Document No. feet; thence East a distance of 2424196 390.00 feet to the point of beginning, ASSIGNED TO: Deutsche Bank according to the Government Survey, National Trust Company, as Trustee Dakota County, Minnesota. for the registered holders of Saxon COUNTY IN WHICH PROPERTY IS Asset Securities Trust 2006-2 Mort- LOCATED: Dakota gage Loan Asset Backed Certificates, ORIGINAL PRINCIPAL AMOUNT OF Series 2006-2 Dated: April 6, 2010 , MORTGAGE: $408,750.00 and recorded May 3, 2010 by DocuAMOUNT DUE AND CLAIMED TO BE ment No. 2727886 .

DUE AS OF DATE OF NOTICE, INCLUDL E G A L D E S C R I P T I O N O F P R O P - ING TAXES, IF ANY, PAID BY MORTERTY: Lot 25, Block 2, Diamond Path GAGEE: $424,936.04 Fifth Addition, Dakota County, MinneThat prior to the commencement of sota. this mortgage foreclosure proceeding PROPERTY ADDRESS: 5351 Upper Mortgagee/Assignee of Mortgagee com147th West, Saint Paul, MN 55124 plied with all notice requirements as PROPERTY I.D: 01-20504-250-02 required by statute; That no action or COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law LOCATED: Dakota or otherwise to recover the debt THE AMOUNT CLAIMED TO BE DUE secured by said mortgage, or any part ON THE MORTGAGE ON THE DATE OF thereof; THE NOTICE: Two Hundred Fifteen PURSUANT to the power of sale conThousand Seven Hundred Sixty-Eight tained in said mortgage, the above and 64/100 ($215,768.64) described property will be sold by the THAT no action or proceeding has Sheriff of said county as follows: been instituted at law to recover the DATE AND TIME OF SALE: July 16, debt secured by said mortgage, or any 2010 at 10:00 AM part thereof; that there has been comPLACE OF SALE: S h e r i f f ' s O f f i c e , pliance with all pre-foreclosure notice Law Enforcement Center, 1580 Hwy and acceleration requirements of said 55, Lobby #S-100, Hastings, MN mortgage, and/or applicable statutes; to pay the debt then secured by said PURSUANT, to the power of sale con- Mortgage, and taxes, if any, on said tained in said mortgage, the above premises, and the costs and disbursedescribed property will be sold by the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Sheriff of said county as follows: allowed by law subject to redemption DATE AND TIME OF SALE: 10:00 AM within six (6) months from the date of on July 13, 2010 PLACE OF SALE: said sale by the mortgagor(s), their Sheriff`s Main Office, Law Enforce- personal representatives or assigns ment Center, 1580 Highway 55, Hast- unless reduced to Five (5) weeks under ings MN 55033-2343 MN Stat. §580.07. to pay the debt then secured by said TIME AND DATE TO VACATE PROPmortgage and taxes, if any actually E R T Y : I f t h e r e a l e s t a t e i s a n paid by the mortgagee, on the pre- owner-occupied, single-family dwellmises and the costs and disburse- ing, unless otherwise provided by law, m e n t s a l l o w e d b y l a w . T h e t i m e the date on or before which the mortallowed by law for redemption by said gagor(s) must vacate the property if the mortgagor(s), their personal represen- mortgage is not reinstated under sectatives or assigns is 6 months from the tion 580.30 or the property is not date of sale. redeemed under section 580.23 is "THE TIME ALLOWED BY LAW FOR 11:59 p.m. on December 18, 2010.

REDEMPTION BY THE MORTGAGOR, MORTGAGOR(S) RELEASED FROM THE MORTGAGOR`S PERSONAL REP- FINANCIAL OBLIGATION ON MORTRESENTATIVES OR ASSIGNS, MAY BE GAGE: None REDUCED TO FIVE WEEKS IF A JUDI"THE TIME ALLOWED BY LAW FOR CIAL ORDER IS ENTERED UNDER REDEMPTION BY THE MORTGAGOR, MINNESOTA STATUTES, SECTION THE MORTGAGOR'S PERSONAL REP5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G RESENTATIVES OR ASSIGNS, MAY BE OTHER THINGS, THAT THE MORT- REDUCED TO FIVE WEEKS IF A JUDIGAGED PREMISES ARE IMPROVED CIAL ORDER IS ENTERED UNDER WITH A RESIDENTIAL DWELLING OF MINNESOTA STATUTES, SECTION LESS THAN FIVE UNITS, ARE NOT 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G PROPERTY USED IN AGRICULTURAL OTHER THINGS, THAT THE MORTP R O D U C T I O N , A N D A R E GAGED PREMISES ARE IMPROVED ABANDONED." WITH A RESIDENTIAL DWELLING OF Dated: May 27, 2010 LESS THAN FIVE UNITS, ARE NOT Deutsche Bank National Trust PROPERTY USED IN AGRICULTURAL Company, as Trustee for the P R O D U C T I O N , A N D A R E registered holders of Saxon Asset ABANDONED." Securities Trust 2006-2 Mortgage Dated: May 18, 2010.

Loan Asset Backed Certificates, U.S. Bank, N. A. Series 2006-2 Mortgagee/Assignee of Mortgagee Randall S. Miller & Associates, PLLC USSET, WEINGARDEN AND LIEBO, P.L.L.P. A t t o r n e y s f o r A s s i g n e e o f By: Paul A. Weingarden Mortgage/Mortgagee Attorneys for Mortgagee/Assignee of One Financial Plaza, Mortgagee 120 South Sixth Street, Suite 1100 4500 Park Glen Road #300 Minneapolis, MN 55402 Minneapolis, MN 55416 Phone: 612-573-3677 (952) 925-6888 Our File No. 10MN00169-1 19-1015 THIS IS A COMMUNICATION FROM 6800205139 A DEBT COLLECTOR. THIS IS A COMMUNICATION FROM A S A P # 3 5 7 6 2 0 1 0 5 / 2 7 / 2 0 1 0 , A DEBT COLLECTOR. 06/03/2010, 06/10/2010, 06/17/2010, 2205517 5/27-7/1/10 06/24/2010, 07/01/2010 2198192 5/27-7/1/10

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 27, 2008 MORTGAGOR:Brenda J Hanowski, a single person.

MORTGAGEE:City Source Lending, LLC. DATE AND PLACE OF RECORDING: Registered July 16, 2008, Dakota County Registrar of Titles, Document No. T630814, Certificate of Title No. 137732.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: July 1, 2008.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: City Source Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4553 Horizon Circle, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-17152-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, in Ches Mar East Third Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,987.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3346 2005511110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2202478 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,900.00 MORTGAGOR(S): Jay H McLeran, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 20, 2007 Dakota County Registrar of Titles Document Number: 607588 ASSIGNMENTS OF MORTGAGE:

gage, LLC Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100382205013348397 Lender or Broker: Minnesota Funding Group Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142174 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2093 Cliffview Dr, Eagan, MN 55122-2378 Tax Parcel ID Number: 10-16601-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Cedar Cliff Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,176.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012238F01 2165960 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 8 , 2003 MORTGAGOR:David G. Lind, a single person.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded April 11, 2003, Dakota County Recorder, Document No. 2029282.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 12, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5332 Upper 147th Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-81454-350-01 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 35, Block 1, Valley Way Village Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$154,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,579.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1918 0002083003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2167900 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,500.00 MORTGAGOR(S): Jonathan Ejuwa And Susan J. Hyek-Ejuwa, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 22, 2006 Dakota County Registrar of Titles Document Number: 601574 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039247029483443 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141345 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3356-3358 W 148th St, Rosemount, MN 55068 Tax Parcel ID Number: 34 62856 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, In Rahn's Seventh Addition According to the plat thereof now on file and of Record, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,824.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014029F01 2165964 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,440.00 MORTGAGOR(S): John Schwartz, a single man, and Rebekah Tarnowski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120013941 Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2191 Rocky Rapids Way, Eagan, MN 55122-1938 Tax Parcel ID Number: 10-22426-908-03 LEGAL DESCRIPTION OF PROPERTY: Unit 1908, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,747.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Elec tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011116F03 2162230 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 18, 2008 MORTGAGORS: Narinedat Seenarine and Sharmeela Seenarine, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2009, Dakota County Recorder, Document No. 2631000.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100233111108120322 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allen Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1918 Sapphire Point, Eagan, MN 55122 TAX PARCEL I.D. #: 10-20451-100-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 100, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,875.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,673.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8418 1891439580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205836 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Linda Schultz, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 16, 2006 Dakota County Recorder Document Number: 2468649 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006912071 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 185 Curtice St W, West Saint Paul, MN 55118-5708 Tax Parcel ID Number: 42-18700-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Crowley's Addition to Saint Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,182.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005613F03 2202544 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Vsevolod M Philippenkov and Olesya B Philippenkova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2005 Dakota County Recorder Document Number: 2366328 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: March 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935150500656 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

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COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14269 Banyan Ln, Rosemount, MN 55068-3495 Tax Parcel ID Number: 34-14700-760-05 LEGAL DESCRIPTION OF PROPERTY: Lot 76, Block 5, Bloomfield, Common Interest Community No. 250, according to the plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,565.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013384F01 2166033 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 10, 2003 MORTGAGOR:Lee Merriman, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054746.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110013267746 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Complete Real Estate Services, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4370 152nd Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-83604-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Wensmann 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,177.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8251 1907391324 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2165476 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 6 , 2005 MORTGAGOR:Michael E. Lamoreux, a single person.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded November 7, 2005, Dakota County Recorder, Document No. 2378536.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: March 7, 2006, Recorded: April 3, 2006, Document No. 2417503. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF1 Mortgage Pass-Through Certificates, Series 2006-FF1, Dated: April 9, 2009, Recorded: April 30, 2009, Document No. 2653775.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 370 Tiffany Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-16400-020-07 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 7, Cari Park according to the recorded plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,160.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$231,866.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 21, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3204 1044591053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 21682586 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2165935 4/29-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 MORTGAGOR(S): John Upton, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: June 10, 2004 Dakota County Registrar of Titles Document Number: 539224 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131974 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 500 Hemlock Dr, Burnsville, MN 55337-2745 Tax Parcel ID Number: 02-76430-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Timberland Knoll Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,816.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003626F02 2169471 5/6-6/10/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dean Kockelman a single person and Wendy Haeg a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 02, 2004 Dakota County Recorder Document Number: 2244357 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100053536912 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20015 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-059-04 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 4, Empire River Preserve, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,483.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013289F02 2202436 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 , 2007 MORTGAGORS:Steven Benson, married and Karen McNevins, A single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 10, 2007, Dakota County Recorder, Document No. 2542886.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100034200057739132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Metrocities Mortgage LLC, A limited Liability Company RESIDENTIAL MORTGAGE SER-

VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14055 Pennock Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-84300-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Wildwood Pond, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,647.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$200,812.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-989 6003233717 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177439 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 2 , 2004 MORTGAGOR:Rebecca A. Scott, A single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 29, 2004, Dakota County Recorder, Document No. 2199179.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000003802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15375 Flower Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-55900-065-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 65, Orchard Pointe Condominiums, CIC No. 311 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$177,915.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$193,228.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

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��� ��� ��� ���� ������ ������ ������� A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY ���������� ���� ��������� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29 , 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 6800000380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177473 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 MORTGAGOR(S): Thong Lee, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558599 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550157247262 Lender or Broker: Mortgage Banking Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2402 Rushmore Rd, Hastings, MN 55033-3728 Tax Parcel ID Number: 19-29702-320-03 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 3, Glendale Heights, Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,806.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. s not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009292F03 2175506 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,920.00 MORTGAGOR(S): Michael J Hocks and Kelly J Hocks, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 05, 2006 Dakota County Recorder Document Number: 2394912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500011689 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd # B204, Eagan, MN 55122-2162 Tax Parcel ID Number: 10-22470-204-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B204, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,333.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012165F03 2202487 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2005 MORTGAGORS: Daniel A. Sandbeck and Lynne S Sandbeck, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 14, 2005, Dakota County Recorder, Document No. 2340037.

ASSIGNMENTS OF MORTGAGE: Assigned to: FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION., Dated: October 31, 2008, Recorded: November 18, 2008, Document No. 2623252.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200529029623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: FIRST HORIZON HOME LOAN CORPORATION RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 4872 Bisset Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44026-404-09 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 9404, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,010.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,785.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010.

First Tennessee Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-333 8164486 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205409 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 25, 2001 MORTGAGORS:Stacey W. McNellis and Sean T. McNellis, wife and husband.

band.

MORTGAGEE:W e l l s F a r g o H o m e Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2001, Dakota County Recorder, Document No. 1822940.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A. successor by merger to Leader Mortgage Company, Dated: July 25, 2001, Recorded: October 22, 2001, Document No. 1822941.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 114 5th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367030015013 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 13, South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$158,746.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,174.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-933 9900135367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177431 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 1, 2006 MORTGAGOR:Boundeuane Davongtry, a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464169.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1956 Glenfield Court, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-20450-032-04

10 20450 032 04 LEGAL DESCRIPTION OF PROPERTY: Unit 32, Condominium No. 107, Diffley Commons, a Condominium COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$134,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$138,053.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3774 653748472 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177651 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 22, 2003 MORTGAGOR:Choumsy Sithisane, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2003, Dakota County Recorder, Document No. 2066421, as reformed by Court Order Recorded April 9, 2010 as Document No. 2723883.

ASSIGNMENTS OF MORTGAGE: Assigned to: Household Industrial Finance Co., Dated: April 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176103040304519 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 15517 Garnet Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-16700-087-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, a Condominium located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,730.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2010.

Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-348 0007263080 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177548 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 25, 2004 MORTGAGORS:Keith C. Trautman and Julie Trautman, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 8, 2004, Dakota County Recorder, Document No. 2245862.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as trustee for WaMu 2004-AR12, Dated: April 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16778 Island Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-46950-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Lynwood Heights COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$639,283.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$737,008.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

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unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1905 0680392453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2178024 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Angela A. Albrecht, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 15, 2005 Dakota County Recorder Document Number: 2388898 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000134763 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 145 18th Ave S, South Saint Paul, MN 55075-2146 Tax Parcel ID Number: 36-83900-200-05 LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the South 10 feet of Lot 20, Block 5, Wharton and Miller's Addition to South St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,679.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013988F01 2177063 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2005 MORTGAGOR: Peggy G. Price f/k/a Peggy G. Leclair, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 19, 2005, Dakota County Recorder, Document No. 2389971.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, A NATIONAL BANKING ASSOCIATION, AS TRUSTEE OF THE BANC OF AMERICA FUNDING 2006-A TRUST, Dated: January 8, 2009, Recorded: January 28, 2009, Document No. 2633303.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900001007910 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1017 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008008 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, East Farmington First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,255.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

U.S. Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 106778253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205454 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Patricia A. Stratton, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Delta Funding Corporation.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100076600001115587 SERVICER: Ocwen Loan Servicing, LLC LENDER: Delta Funding Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on September 20, 2007, as Document No. 617575 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Dated: April 1, 2010 , and recorded May 3, 2010 by Document No. T661288 .

LEGAL DESCRIPTION OF PROPERTY: Lot Thirty-six (36), Block one (1) in RODE`O HILLS, according to the recorded plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 13301 Huntington Circle, Apple Valley, MN 55124 PROPERTY I.D: 01-64500-360-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Forty-Seven Thousand Four Hundred Forty-One and 36/100 ($47,441.36) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 13, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00161-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3579112 05/27/2010, 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 2202334 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 11, 2007 MORTGAGOR: Elijah O. Mogire, a single person.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 2, 2007, Dakota County Registrar of Titles, Document No. 615026, Certificate of Title No. 141661.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 5, 2008, Recorded: December 24, 2008, Document No. T637164.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 303 South 13th Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-63000-300-04 LEGAL DESCRIPTION OF PROPERTY: Lot 30, and Lot 29 excepting from said Lot 29 the South 10 feet thereof in Block 4 of Ravenscroft Park Addition to South St. Paul. Dakota County.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$244,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$307,027.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3804 24544595 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177702 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2007 MORTGAGOR:Robert L. Rick, a married person.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 10, 2007, Dakota County Recorder, Document No. 2515696.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA, as trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2007-OC1 Trust, Dated: November 5, 2008, Recorded: May 6, 2009, Document No. 2654936. And thereafter assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA, as trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2007-OA4 Trust, Dated: September 15, 2009, Recorded: October 28, 2009, Document No. 2693062.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS:

���

������ ������secured ������� ��� ��� ���� or any part ADDRESS: mortgage, by said MORTGAGED PROPERTY 2406 Rushmore Road, Hastings, MN thereof; 55033 PURSUANT to the power of sale conT A X P A R C E L I . D . # : tained in said mortgage, the above 19-29702-310-03 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, ERTY: Lot 31, Block 3, Glendale Heights 2010 at 10:00 AM 3rd Addition PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE:$203,020.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption within six (6) months from the date of GAGEE:$242,568.00 That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: June 29, 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE:None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: April 23, 2010. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden 11:59 p.m. on December 29, 2010 Attorneys for Mortgagee/Assignee of .MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE:None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 30-8261 THE MORTGAGOR'S PERSONAL REP- 1962373980 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 5/6-6/10/10 CIAL ORDER IS ENTERED UNDER 2177427 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: April 29, 2010.

NOTICE IS HEREBY GIVEN, that Bank of America, N.A., as trustee default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE:A u g u s t 1 9 , By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2008 MORTGAGORS:Michelle Kuyatt and Mortgagee Brian S. Kuyatt, wife and husband.

4500 Park Glen Road #300 MORTGAGEE:Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 60-1603 Recorded October 6, 2008, Dakota 3013413806 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o .

2616420.

A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2177587 5/6-6/10/10 Assigned to: CitiMortgage, Inc, Dated: April 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100113800001146443 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Land Home Financial NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Services default has occurred in conditions of RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE:A u g u s t 1 6 , 17590 Italy Path, Lakeville, MN 55044 2007 MORTGAGOR:Allan W. Giese, a marTAX PARCEL I.D. #: 221940204002 LEGAL DESCRIPTION OF PROPried person.

MORTGAGEE:Mortgage Electronic ERTY: Lot Four, Block Two, Dakota Heights Registration Systems, Inc. Third Addition DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded August 27, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF 2540366.

A S S I G N M E N T S O F M O R T G A G E : MORTGAGE:$323,727.00 AMOUNT DUE AND CLAIMED TO BE Assigned to: Chase Home Finance DUE AS OF DATE OF NOTICE, INCLUDLLC, Dated: April 21, 2010.

TRANSACTION AGENT: Mortgage ING TAXES, IF ANY, PAID BY MORTGAGEE:$330,125.11 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTThat prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: 100073000818063414 LENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: Freedom Mortgage Cor- proceeding has been instituted at law or otherwise to recover the debt poration R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part thereof; VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale contained in said mortgage, the above 4130 Diamond Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : described property will be sold by the 10-16700-050-05 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: July 2, 2010 at 10:00 AM ERTY: Lot 5, Block 5, Cedar Grove No. 1, PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS Lobby #S-100, Hastings, MN LOCATED:Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE:$213,975.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE:$220,306.41 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPplied with all notice requirements as required by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwellor otherwise to recover the debt secured by said mortgage, or any part ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ ������� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG ���������� ���� ��������� owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 2005671960 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186808 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 8 , 2005 MORTGAGORS:Brittany Rasmussen and Sean Rasmussen, wife and husband.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded March 16, 2005, Dakota County Recorder, Document No. 2304982.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: May 31, 2005, Recorded: June 6, 2005, Document No. 2327854. And thereafter assigned to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: April 12, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15767 Fostoria Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-32150-413-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 413, Hawthorne, CIC No. 368, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,275.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010.

Wells Fargo Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3640 1044432279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187180 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: H u y D o a n a n d Patrick Miller, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 16, 2007, Dakota County Recorder, Document No. 2530649.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020943600 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4338 Meghan Lane, Unit #505, Eagan, MN 55122 TAX PARCEL I.D. #: 10-48250-505-03 LEGAL DESCRIPTION OF PROPERTY: Unit 505, Condo No. 114. Courthomes at Carrolwood Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,663.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8419 1860180961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205814 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,007.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F03 2202780 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 3 , 2002 MORTGAGOR:Susan K. Petterson, a single person.

MORTGAGEE:First Residential Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded October 24, 2002, Dakota County Recorder, Document No. 1951373.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: August 23, 2002, Recorded: October 24, 2002, Document No. 1951374.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13702 Heather Hills Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32252-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Heather Hills Third Addition CIC No 467, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$140,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$135,058.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-806 7810231390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177448 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Jeffrey A Phillips and Sheila A Phillips, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as a nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000123808 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 27, 2006, as Document No. 2448852 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: September 29, 2006 , and recorded August 17, 2009 by Document No. 2678790 .

LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 4, Parkwood South 3rd Addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 13103 Walnut Drive, Burnsville, MN 55337 PROPERTY I.D: 025660224004 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Eight Thousand Seven Hundred Nine and 43/100 ($238,709.43) THAT no action or proceeding has been instituted at law to recover the

been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 22, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00024-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3552854 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010, 06/10/2010 2175562 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 1 , 2003 MORTGAGOR: D y a n a D . D u e r r , a single person.

MORTGAGEE:Goldmine Lending.

DATE AND PLACE OF RECORDING: Recorded May 15, 2003, Dakota County Recorder, Document No. 2047522.

ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc., Dated: March 26, 2003, Recorded: October 8, 2003, Document No. 2121786. And thereafter assigned to: JPMorgan Chase Bank, N.A., Dated: February 21, 2008, Recorded: April 18, 2008, Document No. 2585399. And thereafter assigned to: Chase Home Finance LLC, Dated: April 27, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 120 11th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48800-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Minnesota and Northwestern Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$93,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$86,365.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8262 1913389542 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177419 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Michael G. Schnarr and Paula L. Schnarr, husband and wife MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: November 14, 2003 Dakota County Recorder Document Number: 2140489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 254 20th Ave S, South Saint Paul, MN 55075-2159 Tax Parcel ID Number: 36-53600-180-08 LEGAL DESCRIPTION OF PROPERTY: Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of vacation thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,313.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

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PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013316F01 2177084 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2005 MORTGAGOR:Ray Johnson, a single person.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded March 7, 2005, Dakota County Recorder, Document No. 2301923.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: March 7, 2006, Recorded: April 3, 2006, Document No. 2417493. And thereafter assigned to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: December 9, 2009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1945 Ruby Court North, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-20451-021-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 21, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$133,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$142,165.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3554 1044428309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196838 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2007 MORTGAGORS: Janelle K. Taft and Michael L. Cobb-Butler, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499293.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2008, Recorded: November 25, 2008, Document No. 2624256.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000546949 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1947 Sierra Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-58600-703-11 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1703, Common Interest Community Number 511, a Condominium, Prairie Ridge, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,494.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8416 1911306373 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205847 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 7 , 2006 MORTGAGORS:Miguel A. Gutierrez Ramirez and Justina Velazquez Vega, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota

Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$273,953.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187200 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 5 , 2003 MORTGAGORS:Daryle E. Backen and Debby L. Backen, husband and wife.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co..

DATE AND PLACE OF RECORDING: Recorded October 24, 2003, Dakota County Recorder, Document No. 2129616.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 14, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co.

Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 44 Walden Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 028340106003 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Walden Townhouses Plat 2, Subject to the Burdens and together with the benefits at the declaration of covenants, conditions and restrictions.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$142,782.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1968 0002508081 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185018 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 24, 2004 MORTGAGOR:Phyllis J. Springfield, unmarried.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 3, 2004, Dakota County Recorder, Document No. 2244693.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for ARMT 2004-1, Dated: October 13, 2009, Recorded: November 12, 2009, Document No. 2696112.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100058900003392693 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: RBC Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5442 Upper 182nd Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-19500-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Dakota County Estates COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

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������ ������� ��� ��� 1580 ����Hwy 55, MORT PAID BY������ ING TAXES, IF ANY, Enforcement Center, GAGEE:$180,970.05 Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the above TIME AND DATE TO VACATE PROPdescribed property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n Sheriff of said county as follows: owner-occupied, single-family dwellDATE AND TIME OF SALE: July 9, ing, unless otherwise provided by law, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE:Sheriff's Office, Law gagor(s) must vacate the property if the Enforcement Center, 1580 Hwy 55, mortgage is not reinstated under secLobby #S-100, Hastings, MN tion 580.30 or the property is not to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE:None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07.

REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 1 1 : 5 9 p . m . o n J a n u a r y 1 0 , 2 0 1 1 ABANDONED." Dated: May 6, 2010. . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTPNC Bank, National Association Mortgagee/Assignee of Mortgagee GAGE:None "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4-2113 OTHER THINGS, THAT THE MORT- 0005646542 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 5/13-6/17/10 LESS THAN FIVE UNITS, ARE NOT 2186850 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: May 6, 2010.

FORECLOSURE SALE U.S. Bank National Association, THE RIGHT TO VERIFICATION Trustee OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE:July 13, 2007 (952) 925-6888 MORTGAGOR:Edwin A. Truax, Jr., a 60-2521 single person.

5302953707 Electronic MORTGAGEE:Mortgage THIS IS A COMMUNICATION FROM Registration Systems, Inc. A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2186976 5/13-6/17/10 Recorded July 27, 2007, Dakota County Recorder, Document No. 2533551.

ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: Chase Home Finance FORECLOSURE SALE THE RIGHT TO VERIFICATION LLC, Dated: April 30, 2009, Recorded: OF THE DEBT AND IDENTITY OF May 7, 2009, Document No. 2655333.

TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100059600060777542 the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE:July 5, 2007 GAGE ORIGINATOR STATED ON MORTGAGOR:Sengphet Bouthsar- M O R T G A G E : U n i v e r s a l A m e r i c a n ath, a married person.

Mortgage Company, LLC RESIDENTIAL MORTGAGE SERMORTGAGEE:PNC Bank, National Association s/b/m to National City VICER: Chase Home Finance LLC Mortgage a division of National City MORTGAGED PROPERTY ADDRESS: 18405 Lafayette Way, Lakeville, MN Bank.

DATE AND PLACE OF RECORDING: 55044 T A X P A R C E L I . D . # : Recorded September 13, 2007, Dakota County Recorder, Document 22-58507-318-01 LEGAL DESCRIPTION OF PROPNo. 2543701.

A S S I G N M E N T S O F ERTY: MORTGAGE:NONE Unit No. 318A, CIC No. 372, Prairie Lake Lodges, Dakota County, MinTRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTnesota.

GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS LOCATED:Dakota MORTGAGE: NONE LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE:$208,176.00 MORTGAGE: PNC Bank, National AMOUNT DUE AND CLAIMED TO BE Association s/b/m to National City DUE AS OF DATE OF NOTICE, INCLUDMortgage a division of National City ING TAXES, IF ANY, PAID BY MORTGAGEE:$235,578.08 Bank RESIDENTIAL MORTGAGE SERThat prior to the commencement of VICER: PNC Bank, National Associa- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comtion MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 150 East Burnsville Parkway #104, required by statute; That no action or proceeding has been instituted at law Burnsville, MN 55337 or otherwise to recover the debt TAX PARCEL I.D. #: 023217510405 LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part thereof; ERTY: Unit No. A104, Storage Unit No. S17, PURSUANT to the power of sale conand Garage Unit No. G63, Uptown tained in said mortgage, the above Landing, a condominium, Common described property will be sold by the Interest Community No. 478, Dakota Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, County, Minnesota.

COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, MORTGAGE:$189,900.00 Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE:$204,364.19 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07.

TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: July 8, tion 580.30 or the property is not redeemed under section 580.23 is 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ ������� ABANDONED. Dated: May 4, 2010. ���������� ���� ��������� redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6631 1843593987 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187052 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 , 2006 MORTGAGORS:L o r r a i n e A n n F i s cher and Loretta Marie Fischer, both single.

MORTGAGEE:Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406813.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMC Specialty Mortgage LLC f/k/a/ WM Specialty Mortgage LLC, Dated: February 27, 2008, Recorded: March 5, 2008, Document No. 2575871.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 419 Wood Way, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481228004 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 4, Wood Park Plat Thirteen, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,408.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2952 0690883087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186994 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 6, 1999 MORTGAGORS: M a r t y J N e v e u , a single person and Rose Neveu, a married person.

MORTGAGEE: Mortgages Unlimited, Inc., A Minnesota Corporation.

DATE AND PLACE OF RECORDING: Recorded March 3, 2000, Dakota County Recorder, Document No. 1677279.

ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank, N.A., Dated: December 6, 1999, Recorded: March 3, 2000, Document No. 1677280. And thereafter assigned to: Chase Home Finance LLC, S/B/M to Chase Manhattan Mortgage Corporation, Dated: August 2, 2000, Recorded: August 21, 2000, Document No. 1712584.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc., A Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 349 9th Avenue South, South St. Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Riverside Park Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $88,843.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8411 1953243780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205578 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 MORTGAGORS: Minoru Hashimoto and Sachiyo H. Hashimoto, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537694.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000194083 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1808 Knox Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15383-270-01 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, Burnhaven Woods Plat Five, Dakota County, Minnesota, common interest community No. 322.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,893.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 6800095426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205678 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 14, 2003 MORTGAGORS:Robert Murphree and Jennifer Murphree, husband and wife.

MORTGAGEE:M T G & I n v e s t m e n t Cons. Inc..

DATE AND PLACE OF RECORDING: Recorded December 18, 2003, Dakota County Recorder, Document No. 2154523.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: November 14, 2003, Recorded: December 18, 2003, Document No. 2154524. And thereafter assigned to: PNC Bank, National Association, Dated: April 13, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MTG & Investment Cons.

Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 18871 Dunbury Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47801-370-04 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 4, Meadow Creek Second Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$234,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$218,086.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1943 0002903208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185010 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718

Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2186921 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Alan Wayne Martin and Sandra T Martin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 22, 2005 Dakota County Recorder Document Number: 2314980 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2005-2 Asset Backed Notes Dated: March 16, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721181 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105030231693 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19425 Everest Path, Farmington, MN 55024-7106 Tax Parcel ID Number: 14-77500-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Troyhill, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,085.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2005-2 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013332F01 2182718 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,150.00 MORTGAGOR(S): Sareen Steward and Henry L Steward, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 11, 2007 Dakota County Recorder Document Number: 2550046 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: April 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402059856173 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 62 Walden St, Burnsville, MN 55337-3682 Tax Parcel ID Number: 02-83402-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), Walden Townhouses Plat 3, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,979.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2011, or the next business day if January 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

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obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014275F01 2184816 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 27, 2007 MORTGAGORS:M i n d y L a n g a n d Joseph Lang, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 4, 2008, Dakota County Recorder, Document No. 2564596.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268300114093 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 658 143rd Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84808-200-01 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Wood Park Plat 9, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,490.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$168,647.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010.

Dated: April 30, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1004 6830011409 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186786 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE Date: May 6, 2010 YOU ARE NOTIFIED THAT 1. Default has occurred in the conditions of a Mortgage, dated August 21, 2007, given by Minnesota Land Development Group, Inc., as mortgagor, to Source Construction Capital, LLC, as mortgagee. Such mortgage was filed with the County Recorder, Dakota County, Minnesota on August 23, 2007 as Document No. 2539706. Assigned to: SCC Funding I, LLC by assignment dated August 21, 2007, filed August 23, 2007 with such office as Document No. 2539707.

2. The original principal amount secured by the Mortgage was: $300,000.00 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5 . A t t h e d a t e o f t h i s n o t i c e , t he amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $369,631.84 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots 2, 3, 4, 5, 6, 7, 8 and 9, Block 3, Common Interest Community No. 567, Glendale Heights 3rd Addition, together with appurtenant easements created pursuant to Declaration, Document No. 2447545, as amended, Dakota County, Minnesota will be sold by the Sheriff of Dakota County, Minnesota, at public auction on June 15, 2010 at 10:00 a.m., at the Sheriff's office, located at 1580 Highway 55, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law.

7. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is two (2) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes §582.32, Subd. 9, beginning after the expiration of the mortgagor's redemption period.

8. This mortgage foreclosure is being conducted in accordance with the terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated January 0, 1900.

Property Address:2 6 9 2 , 2 6 9 4 , 2 6 9 6 , 2698, 2700, 2702, 2704, 2706 Rushmore Road, Hastings, MN 55033 Parcel No(s).:19-29702-090-03; -080-03; -070-03; -060-03; -050-03; -040-03; -030-03; -020-03 Mortgage ID No.1053-10551 Servicer:None PETERSEN, PLC Attorneys for SCC Funding I, LLC, Assignee Mark A. Petersen (Atty. No. 278580) 228 East Chestnut Street, Suite 3 Stillwater, MN 55082 651-351-0500 SCC.022 / 1053-10551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2178868 5/13-6/3/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 6 , 2007 MORTGAGORS:R i c h a r d E i n e r t s o n and Rosa Einertson, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered March 28, 2007, Dakota County Registrar of Titles, Document No. 608175, Certificate of Title No. 130177.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 23, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120052089 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4018 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71161-170-05

20 71161 170 05 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Five (5) in South Grove No. 12, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$204,522.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$230,882.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1001 6800079227 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186784 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 9 , 2004 MORTGAGORS:Kheuangkham Daoheuang and Thoune Vilaysouk, both single.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co..

DATE AND PLACE OF RECORDING: Recorded January 13, 2005, Dakota County Recorder, Document No. 2285023.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 14, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5329 185th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950809002 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Dakota County Estates 9th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$169,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,858.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 28, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2052 0003761713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185083 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Ronald C Goldbeck, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373907 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001014609 Lender or Broker: American Residential Mortgage, LP. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 408 Stanley Ave, South Saint Paul, MN 55075-1040 Tax Parcel ID Number: 36-72800-042-03 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2 & 3 and that part of the Southeasterly 10' of Lot 4 Block 3 Stickney Addition to West St Paul, lying southwesterly of the Northeasterly 55' thereof, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,853.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

���

obligation: NONE ������ ������P������� R O D U C T��� I O N��� , ���� A N D A R E THIS COMMUNICATION IS FROM ABANDONED." Dated: May 4, 2010.

A DEBT COLLECTOR ATTEMPTU.S. Bank, N. A. ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 19-44 THE MORTGAGOR'S PERSONAL REP- 7890826468 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 5/13-6/17/10 CIAL ORDER IS ENTERED UNDER 2186782 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN PRODUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: May 13, 2010 NOT AFFECTED BY THIS ACTION. MORTGAGEE: NOTICE IS HEREBY GIVEN, that Mortgage Electronic default has occurred in conditions of Registration Systems, Inc. the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: M a r c h 3 0 , Attorneys for Mortgagee 2009 Lawrence A. Wilford MORTGAGOR: Larry M. McDonald, a James A. Geske single person.

8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 009847F03 2179630 5/13-6/17/10 R e g i s t e r e d M a y 1 8 , 2 0 0 9 , D a k o t a County Registrar of Titles, Document No. T643988, Certificate of Title No. 146702.

ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: Chase Home Finance LLC, FORECLOSURE SALE THE RIGHT TO VERIFICATION Dated: May 14, 2010.

OF THE DEBT AND IDENTITY OF Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. T RANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100026900111129424 LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE:May 2, 2005 MORTGAGOR:L y d i a D . F r a z i e r , a MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage single person.

RESIDENTIAL MORTGAGE SERMORTGAGEE:Mortgage Electronic VICER: Chase Home Finance LLC Registration Systems, Inc..

MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: R e c o r d e d M a y 1 2 , 2 0 0 5 , D a k o t a 714 West 14th Street, Hastings, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55033 TAX PARCEL I.D. #: 19-31950-060-13 2321363.

LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: ERTY: Lot 6 in Block 13 of Hancock, ThoOctober 29, 2008, Recorded: Novemmas & Co.'s Addition to the Town of ber 10, 2008, Document No. 2622029.

Hastings, according to the plat TRANSACTION AGENT: Mortgage thereof on file and of record in the Electronic Registration Systems, Inc. office of the Registrar of Deeds in TRANSACTION AGENT'S MORTand for Dakota County, Minnesota GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: 100021278908264687 LENDER OR BROKER AND MORT- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE: US Bancorp Advantage, MORTGAGE: $122,700.00 AMOUNT DUE AND CLAIMED TO BE LLC R E S I D E N T I A L M O R T G A G E S E R - DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: GAGEE: $124,240.92 That prior to the commencement of 15600 Dwellers Way, Apple Valley, MN this mortgage foreclosure proceeding 55124 T A X P A R C E L I . D . # : Mortgagee/Assignee of Mortgagee complied with all notice requirements as 01-18052-105-21 LEGAL DESCRIPTION OF PROP- required by statute; That no action or proceeding has been instituted at law ERTY: Unit No. 1105, Common Interest o r o t h e r w i s e t o r e c o v e r t h e d e b t Community No. 397, Bayside, a con- secured by said mortgage, or any part dominium, Dakota County, Minne- thereof; PURSUANT to the power of sale consota.

COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above described property will be sold by the LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, MORTGAGE:$196,083.00 AMOUNT DUE AND CLAIMED TO BE 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN GAGEE:$206,468.97 That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns unless reduced to Five (5) weeks under thereof; PURSUANT to the power of sale con- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPtained in said mortgage, the above described property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellSheriff of said county as follows: DATE AND TIME OF SALE: July 6, ing, unless otherwise provided by law, the date on or before which the mort2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law gagor(s) must vacate the property if the Enforcement Center, 1580 Hwy 55, mortgage is not reinstated under section 580.30 or the property is not Lobby #S-100, Hastings, MN to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07.

TIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E ABANDONED." 11:59 p.m. on January 6, 2011.

Dated: May 14, 2010.

MORTGAGOR(S) RELEASED FROM Chase Home Finance LLC FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE:None "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 30-8402 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- 1878213620 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 5/27-7/1/10 LESS THAN FIVE UNITS, ARE NOT 2205780 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ DATE������� AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 3 , 2007 MORTGAGORS: Joseph W. Simmel, Jr. and Tammy Leigh Simmel, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor to Washington Mutual Bank.

DATE AND PLACE OF RECORDING: Recorded April 9, 2007, Dakota County Recorder, Document No. 2508483.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiBank NA, as trustee for WaMu Series 2007-HE3 Trust, Dated: March 30, 2009, Recorded: April 20, 2009, Document No. 2651194.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20483 Hamburg Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-47800-121-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, McNearney and Larson Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,187.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2019 0730055266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205537 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 3, 2006 MORTGAGOR:Kristy R. Skjerseth, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

County Recorder, Document No. 2412873.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 26, 2010, Recorded: April 1, 2010, Document No. 2722376.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560458955 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 327 12th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-63000-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Ravenscroft Park Addition to South Saint Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$157,584.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187099 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 31, 2005 MORTGAGORS:M e r w i n L . H u d s o n and Jacalyn J. Hudson, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 14, 2005, Dakota County Registrar of Titles, Document No. 569439, Certificate of Title No. 136702.

A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550053246442 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 7445 Borman Avenue, Inver Grove

7445 Borman Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-40600-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1 in Justin Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$146,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$149,626.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2010.

Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 92-189 500532464 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187027 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 9, 2009 MORTGAGOR:Michael M. Bergeron, a married person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 13, 2009, Dakota County Recorder, Document No. 2643501.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 30, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000013368 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 715 12th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22505-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, East Farmington 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,739.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,022.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3859 1120611439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186884 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2004 MORTGAGORS:Mesay T. Hayle and Hiwot Mulugeta, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 21, 2004, Dakota County Recorder, Document No. 2196766.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 19, 2006, Recorded: July 6, 2006, Document No. 2443133.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900000037660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4571 Cinnamon Ridge Trail, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-17400-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cinnamon Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$206,654.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,851.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 952) 925-6888 10-3811 8391233 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186893 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,400.00 MORTGAGOR(S): Marilyn Ross, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 14, 2002 Dakota County Recorder Document Number: 1946525 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15508 Flyboat Ln, Apple Valley, MN 55124-6021 Tax Parcel ID Number: 01-63402-164-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164, Community Interest Community No. 282, Regatta Village Homes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $100,491.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a

Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014418F01 2182143 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2006 MORTGAGOR(S): Tracey Ashby Phan, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC a Minnesota limited liability company DATE AND PLACE OF RECORDING: Filed September 12, 2006, Dakota County Recorder, as Document No. 2460150.

ASSIGNMENT(S) OF MORTGAGE: to REO Properties corporation by assignment of mortgage dated January 13, 2009, filed of record January 22, 2009 as Document No. 2632068 and to DB Structured Products, Inc. by assignment dated February 10, 2010, filed of record March 2, 2010 as Document No. 2716866.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: DB Structured Products, Inc. Residential Mortgage Servicer: Green Tree Servicing, LLC. MORTGAGE ORIGINATOR (as defined in section 58.02): Maribella Mortgage, LLC a Minnesota limited liability company MORTGAGED PROPERTY ADDRESS: 1836 West Southpointe Terrace, Eagan, MN 55122 TAX PARCEL I.D. NO.: 10-72977-009-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. W1836, Condominium No. 84, Southpointe Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,112.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $143,241.79.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 19, 2010.

DB Structured Properties, Inc., as Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Lender 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1089182 2203500 5/27-7/1/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2005 MORTGAGORS: Joseph J. Michaelson and Margaret A. Michaelson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 3, 2006, Dakota County Recorder, Document No. 2393713.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 17, 2009, Recorded: September 28, 2009, Document No. 2686819.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278008493 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 636 Thoreau Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-52002-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Nordic Estates 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $429,913.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7087 1942925904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205661 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 2 , 2004 MORTGAGOR:Lori Mae Stenson, a single person.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City

City Mortgage, Inc. f/k/a National City Mortgage Co..

DATE AND PLACE OF RECORDING: Recorded January 6, 2005, Dakota County Recorder, Document No. 2283399.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 14, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 9375 West 176th Street, Lakeville, MN 55044 TAX PARCEL I.D. #: 226610121001 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Sanasha Knolls 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,759.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1976 0003675397 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185032 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Samson T Gemta, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 09, 2005 Dakota County Recorder Document Number: 2329177 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278850194940 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy, Burnsville, MN 55337-2868 Tax Parcel ID Number: 02-52001-307-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 307, Apartment Ownership No. 18, Windham Hills, a

Ownership No. 18, Windham Hills, a condominium, located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $112,223.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014319F01 2184800 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 25, 2004 MORTGAGORS:C h a r l e s L . B e c k e r and Mary Jo Cooksey, both single persons.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3, 2004, Dakota County Recorder, Document No. 2233256.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 2, 2007, Recorded: April 5, 2007, Document No. 2507737.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000140678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1545 Circle Lane, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-82204-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Vista View 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$139,177.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 12225402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186863 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $419,050.00 MORTGAGOR(S): John E Beesley and Suzanne M Beesley, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 28, 2006 Dakota County Recorder Document Number: 2456995 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-through Certificates, Series AMQ 2006-HE7 Dated: August 16, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3636 Crestridge Ct, Eagan, MN 55123-2308 Tax Parcel ID Number: 10-15401-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Buffer Hills Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $428,396.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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I S N O T P������� B Y L A W ������ T I M E P R O V I D E D ������ R O D U C T��� I O N��� , ���� A N D A R E AFFECTED BY THIS ACTION. ABANDONED." THE TIME ALLOWED BY LAW FOR Dated: April 29, 2010.

PNC Bank, National Association REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- By: Paul A. Weingarden CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 4-1959 LESS THAN FIVE UNITS, ARE NOT 0002225619 PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM PRODUCTION, AND ARE ABANDONED. A DEBT COLLECTOR. DATED: May 13, 2010 2185049 5/13-6/17/10 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of NOTICE OF MORTGAGE the Asset Backed Securities FORECLOSURE SALE Corporation Home Equity Loan NOTICE IS HEREBY GIVEN that Trust, Series AMQ 2006-HE7 Asset Backed Pass-through Certificates, default has occurred in the conditions of the following described mortgage: Series AMQ 2006-HE7 DATE OF MORTGAGE: March 25, Wilford & Geske, P.A. 2005 Attorneys for Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $144,000.00 James A. Geske MORTGAGOR(S): Adam A. Grobove, 8425 Seasons Parkway, Suite 105 III an unmarried man Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc. File Number: 014025F01 DATE AND PLACE OF RECORDING: 2182957 5/13-6/17/10 Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE And assigned to: HSBC Bank USA, FORECLOSURE SALE THE RIGHT TO VERIFICATION National Association, as Trustee Dated: August 17, 2006 OF THE DEBT AND IDENTITY OF Recorded: September 07, 2006 THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Dakota County Recorder Document Number: 2459189 NOT AFFECTED BY THIS ACTION. And assigned to: HSBC Bank USA, NOTICE IS HEREBY GIVEN, that default has occurred in conditions of National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage the following described mortgage: Loan Asset-Backed Certificates, Series DATE OF MORTGAGE:April 28, 2003 MORTGAGOR:Marie L. Pieschel, a 2005-3 Dated: May 12, 2010 single person.

Transaction Agent: Mortgage ElecMORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiCity Mortgage, Inc. f/k/a National City M o r t g a g e C o . d b a C o m m o n w e a l t h cation Number: 100224620000617061 Lender or Broker: Ownit Mortgage Untied Mortgage Company.

DATE AND PLACE OF RECORDING: Solutions, Inc. Residential Mortgage Servicer: LitRecorded June 18, 2003, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ton Loan Servicing, LP Mortgage Originator: Not Applicable 2065206.

COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National LOCATED: Dakota Property Address: 1134 Ramsey St, Association, Dated: April 13, 2010.

Hastings, MN 55033-2810 TRANSACTION AGENT: NONE Tax Parcel ID Number: TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON 19-77300-070-03 LEGAL DESCRIPTION OF PROPMORTGAGE: NONE LENDER OR BROKER AND MORT- ERTY: Lot 7, Block 3, Tripp's Addition G A G E O R I G I N A T O R S T A T E D O N to Hastings, Dakota County, MinneMORTGAGE: National City Real Estate sota.

AMOUNT DUE AND CLAIMED TO BE Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage D U E A S O F D A T E O F N O T I C E : Co. dba Commonwealth Untied Mort- $155,234.97 THAT all pre-foreclosure requiregage Company R E S I D E N T I A L M O R T G A G E S E R - ments have been complied with; that VICER: PNC Bank, National Associa- no action or proceeding has been instituted at law or otherwise to recover the tion MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 13910 Fernando Avenue, Apple Valley, part thereof; PURSUANT to the power of sale conMN 55124 T A X P A R C E L I . D . # : tained in said mortgage, the above-described property will be sold 01-83275-070-01 LEGAL DESCRIPTION OF PROP- by the Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: July 09, Lot 7, Block 1, Waterford Village Townhomes, CIC No. 152, Dakota 2010 at 10:00 AM PLACE OF SALE: Dakota County County, Minnesota.

COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF sota to pay the debt secured by said mortMORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY, PAID BY MORT- ments, including attorney fees allowed by law, subject to redemption within GAGEE:$201,917.10 That prior to the commencement of six (6) months from the date of said this mortgage foreclosure proceeding sale by the mortgagor(s), their perMortgagee/Assignee of Mortgagee com- sonal representatives or assigns. plied with all notice requirements as If the Mortgage is not reinstated required by statute; That no action or under Minn. Stat. §580.30 or the propproceeding has been instituted at law erty is not redeemed under Minn. Stat. o r o t h e r w i s e t o r e c o v e r t h e d e b t §580.23, the Mortgagor must vacate secured by said mortgage, or any part the property on or before 11:59 p.m. on thereof; January 09, 2011, or the next busiPURSUANT to the power of sale con- ness day if January 09, 2011 falls on a tained in said mortgage, the above Saturday, Sunday or legal holiday. described property will be sold by the Mortgagor(s) released from financial Sheriff of said county as follows: obligation: NONE DATE AND TIME OF SALE: June 24, THIS COMMUNICATION IS FROM 2010 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE:Sheriff's Office, Law ING TO COLLECT A DEBT. ANY Enforcement Center, 1580 Hwy 55, INFORMATION OBTAINED WILL BE Lobby #S-100, Hastings, MN USED FOR THAT PURPOSE. to pay the debt then secured by said THE RIGHT TO VERIFICATION OF Mortgage, and taxes, if any, on said THE DEBT AND IDENTITY OF THE premises, and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorneys' fees TIME PROVIDED BY LAW IS NOT allowed by law subject to redemption AFFECTED BY THIS ACTION. within six (6) months from the date of THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07.

REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is PRODUCTION, AND ARE ABANDONED. 11:59 p.m. on December 27, 2010.

DATED: May 27, 2010 MORTGAGOR(S) RELEASED FROM ASSIGNEE OF MORTGAGEE: FINANCIAL OBLIGATION ON MORTHSBC Bank USA, National GAGE:None Associat i o n , a s T r u s t e e f o r "THE TIME ALLOWED BY LAW FOR Ownit Mortg a g e L o a n T r u s t , REDEMPTION BY THE MORTGAGOR, Mortgage Loan Asset-Backed THE MORTGAGOR'S PERSONAL REPCertificates, Series 2005-3 RESENTATIVES OR ASSIGNS, MAY BE Wilford & Geske, P.A. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER Lawrence A. Wilford MINNESOTA STATUTES, SECTION James A. Geske 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 007018F01 LESS THAN FIVE UNITS, ARE NOT 2197728 5/27-7/1/10 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ Dakota ������� County Recorder, No. 1812957. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2003 MORTGAGORS: Bruce D. Konold and Tamera L. Konold, husband and wife.

MORTGAGEE: Union Planters Bank, National Association.

DATE AND PLACE OF RECORDING: Recorded July 31, 2003, Dakota County Recorder, Document No. 2087275.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: February 14, 2008, Recorded: March 13, 2008, Document No. 2577433. And thereafter assigned to: Chase Home Finance LLC, Dated: May 10, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Union Planters Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 500 Chapel Court, Eagan, MN 55121 TAX PARCEL I.D. #: 10-17050-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Cherrywood Knoll, County of Dakota, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,140.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8341 1913434851 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205714 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 31, 2001 MORTGAGORS:D a v i d B o y d a n d Tasha Boyd, husband and wife.

MORTGAGEE:P r e s t i g e M o r t g a g e , LLC. DATE AND PLACE OF RECORDING: Recorded September 19, 2001, Dakota County Recorder, Document

Document

ASSIGNMENTS OF MORTGAGE: Assigned to: Union Federal Bank of Indianapolis, Dated: July 31, 2001, Recorded: September 19, 2001, Document No. 1812958. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: April 20, 2006, Recorded: May 5, 2006, Document No. 2425871. And thereafter assigned to: CitiMortgage, Inc., Dated: March 26, 2009, Recorded: April 10, 2009, Document No. 2649441.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1676 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-15001-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Brittany 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,391.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$197,128.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3817 771096535 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186842 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 18, 2008 MORTGAGORS:Mark J. Schroeder and Rochelle P. Schroeder, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered August 12, 2008, Dakota County Registrar of Titles, Document No. T631854, Certificate of Title No. 142207.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 26, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100046900000999271 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Sterling Bank RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1819 Senja Court, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-63980-110-09 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 9, Ridgecliffe First Addition.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$264,407.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$271,550.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3791 2005620198 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186794 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 8, 2003 MORTGAGORS:H e c t o r R . M a t a s castillo and Tori Matascastillo, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 12, 2003, Dakota County Recorder, Document No. 2139321.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 27, 2006, Recorded: May 23, 2006, Document No. 2432075.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000033604 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7478 Upper 164th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21170-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Donnay's Valley Park COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$180,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$229,348.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 8313995 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186826 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 23, 2004 MORTGAGORS:J a m e s W . N i c h o l s and Mary F. Nichols, husband and wife.

MORTGAGEE:First Integrity Bank.

DATE AND PLACE OF RECORDING: Recorded December 30, 2004, Dakota County Recorder, Document No. 2281063.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO MORTGAGE GROUP, INC. N/K/A CitiMortgage, Inc., Dated: November 23, 2004, Recorded: December 30, 2004, Document No. 2281064.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Integrity Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3680 Widgeon Way, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-65902-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, St. Francis Wood 3rd Addition, Dakota County, Mn COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$282,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$265,009.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 10-3852 647169390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186802 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,275.00 MORTGAGOR(S): Jeffrey A Hanson, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325604 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039046749921884 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 708 Oak St, Farmington, MN 55024-1332 Tax Parcel ID Number: 14-33900-030-03 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of the North 1/2 of the East 1/2 of the West 2/3 of Block 3, Humphrey's Addition to the Town of Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $106,688.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems,

Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014330F01 2194176 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 9 , 2004 MORTGAGORS: Olusola Ogbeide and Gideon Ogbeide, wife and husband.

MORTGAGEE: Avizen Lending Solutions.

DATE AND PLACE OF RECORDING: Recorded April 22, 2004, Dakota County Recorder, Document No. 2197282.

ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: March 19, 2004, Recorded: April 22, 2004, Document No. 2197283. And thereafter assigned to: PNC Bank, National Association, Dated: May 10, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Avizen Lending Solutions RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 13188 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31009-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Greenleaf Tenth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,711.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,053.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2140 0003099626 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205425 5/27-7/1/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,000.00 MORTGAGOR(S): Chad A. Mann and Cassie L. Mann, Husband and Wife MORTGAGEE: Vermillion State Bank DATE AND PLACE OF REGISTERING: Registered: January 03, 2008 Dakota County Registrar of Titles Document Number: 622047 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 20, 2007 Registered: January 03, 2008 Dakota County Registrar of Titles Document Number: 622048 And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001203492 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122281 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3500 Malcolm Ave, Hastings, MN 55033-3619 Tax Parcel ID Number: 19-73200-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5) of Sunny Acres, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,023.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014400F01 2197759 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Troy A Gerber and Andrea L Gerber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 23, 2006 Dakota County Registrar of Titles Document Number: 583415

Document Number: 583415 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank, USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495676740214 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 123934 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20907 Huntsville Trl, Lakeville, MN 55044-5860 Tax Parcel ID Number: 22-47475-270-05 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 5, Marion Fields, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $307,699.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank, USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp.

Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013364F02 2190874 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,500.00 MORTGAGOR(S): Mary T Freundschuh and James A Freundschuh, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Recorder Document Number: 2502373 LOAN MODIFICATION: Dated: July 19, 2007 Recorded: October 16, 2007 Document Number: 2550787 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000782827 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage

Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14690 Biscayne Way W, Rosemount, MN 55068-3138 Tax Parcel ID Number: 34-80050-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, University Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,291.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013701F01 2190845 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 29, 2004 MORTGAGOR:Bradley C. Klages, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2004, Dakota County Recorder, Document No. 2249585.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: April 27, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000227413 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 3425 Golfview Drive, #105, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-76900-159-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 129, Garage No. 110, Building No. II, Carriage Hills Condominium, Condominium File No. 47, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$104,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$99,846.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1041 0018102350 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195088 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,250.00 MORTGAGOR(S): Michael L Fritzen and Cindy R Fritzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder Document Number: 2452837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002728357 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19914 Evensong Ave, Farmington, MN 55024-8687 Tax Parcel ID Number: 14-16502-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Charleswood 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $414,002.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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������� ��� ��� ���� T I M E P R O V I D E D ������ B Y L A W ������ I S N O T By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 30-7915 CIAL ORDER IS ENTERED UNDER 1064169988 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 5/20-6/24/10 OTHER THINGS, THAT THE MORT- 2196226 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. THE RIGHT TO VERIFICATION DATED: May 20, 2010 OF THE DEBT AND IDENTITY OF MORTGAGEE: Mortgage Electronic Registration Systems, THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Inc. NOT AFFECTED BY THIS ACTION. Wilford & Geske, P.A. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee default has occurred in conditions of Lawrence A. Wilford the following described mortgage: James A. Geske DATE OF MORTGAGE: A u g u s t 1 , 8425 Seasons Parkway, Suite 105 2006 Woodbury, MN 55125-4393 MORTGAGOR: Kimberly L. Nordby, a (651) 209-3300 single person.

File Number: 011938F02 MORTGAGEE: Mortgage Electronic 2195274 5/20-6/24/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 30, 2006, Dakota County Recorder, Document No. NOTICE OF MORTGAGE 2457579.

FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Assigned to: Chase Home Finance LLC, THE ORIGINAL CREDITOR WITHIN D a t e d : M a r c h 6 , 2 0 0 9 , R e c o r d e d : THE TIME PROVIDED BY LAW IS M a r c h 1 7 , 2 0 0 9 , D o c u m e n t N o .

2644329.

NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: Mortgage NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Electronic Registration Systems, Inc. T RANSACTION AGENT'S MORTthe following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE:May 25, 2007 MORTGAGOR:S h a n n o n M a r i e MORTGAGE: None LENDER OR BROKER AND MORTJohnson, a single person.

MORTGAGEE:J P M o r g a n C h a s e G A G E O R I G I N A T O R S T A T E D O N Bank, N.A. MORTGAGE: Homebridge Mortgage DATE AND PLACE OF RECORDING: Bankers Corp.

RESIDENTIAL MORTGAGE SERRecorded July 17, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2530719.

A S S I G N M E N T S O F M O R T G A G E : 8403 143rd Street West, Apple Valley, Assigned to: Chase Home Finance MN 55124 TAX PARCEL I.D. #: 01-28875-020-06 LLC, Dated: March 2, 2010.

LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ERTY: Lot 2, Block 6, Garden Oaks Terrace GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE Townhomes, CIC No. 195, Dakota County, Minnesota.

LENDER OR BROKER AND MORTCOUNTY IN WHICH PROPERTY IS GAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF N.A. R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: $207,313.00 VICER: Chase Home Finance LLC AMOUNT DUE AND CLAIMED TO BE MORTGAGED PROPERTY ADDRESS: DUE AS OF DATE OF NOTICE, INCLUD4 7 8 2 A s p e n S t r e e t , H a m p t o n , M N ING TAXES, IF ANY, PAID BY MORTGAGEE: $250,792.44 55031 That prior to the commencement of T A X P A R C E L I . D . # : 18-35500-030-02 this mortgage foreclosure proceeding LEGAL DESCRIPTION OF PROP- Mortgagee/Assignee of Mortgagee complied with all notice requirements as ERTY: Lot 3, Block 2, Heights of Hampton required by statute; That no action or 1st. proceeding has been instituted at law COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF thereof; MORTGAGE:$188,000.00 PURSUANT to the power of sale conAMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the above DUE AS OF DATE OF NOTICE, INCLUD- described property will be sold by the ING TAXES, IF ANY, PAID BY MORT- Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, GAGEE:$191,751.99 That prior to the commencement of 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- Law Enforcement Center, 1580 Hwy plied with all notice requirements as 55, Lobby #S-100, Hastings, MN required by statute; That no action or to pay the debt then secured by said proceeding has been instituted at law Mortgage, and taxes, if any, on said o r o t h e r w i s e t o r e c o v e r t h e d e b t premises, and the costs and disbursesecured by said mortgage, or any part m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption thereof; PURSUANT to the power of sale con- within six (6) months from the date of tained in said mortgage, the above said sale by the mortgagor(s), their described property will be sold by the personal representatives or assigns unless reduced to Five (5) weeks under Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, MN Stat. §580.07.

TIME AND DATE TO VACATE PROP2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law E R T Y : I f t h e r e a l e s t a t e i s a n Enforcement Center, 1580 Hwy 55, owner-occupied, single-family dwelling, unless otherwise provided by law, Lobby #S-100, Hastings, MN to pay the debt then secured by said the date on or before which the mortMortgage, and taxes, if any, on said gagor(s) must vacate the property if the premises, and the costs and disburse- mortgage is not reinstated under secm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tion 580.30 or the property is not allowed by law subject to redemption redeemed under section 580.23 is within six (6) months from the date of 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE: None MN Stat. §580.07.

"THE TIME ALLOWED BY LAW FOR TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on January 6, 2011.

MORTGAGOR(S) RELEASED FROM LESS THAN FIVE UNITS, ARE NOT FINANCIAL OBLIGATION ON MORT- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E GAGE:None "THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: May 14, 2010.

REDEMPTION BY THE MORTGAGOR, Chase Home Finance LLC THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER By: Paul A. Weingarden MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Assignee of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgagee OTHER THINGS, THAT THE MORT- 4500 Park Glen Road #300 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55416 WITH A RESIDENTIAL DWELLING OF (952) 925-6888 30-6434 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 1844536854 P R O D U C T I O N , A N D A R E THIS IS A COMMUNICATION FROM ABANDONED." A DEBT COLLECTOR. 2205616 5/27-7/1/10 Dated: May 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

PUBLIC NOTICE

PUBLIC NOTICE

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ASSIGNMENTS ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,296.00 MORTGAGOR(S): Robert W. Groth and Justina R. Groth aka Justine Groth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 01, 2008 Dakota County Registrar of Titles Document Number: T633849 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100715800000007432 Lender or Broker: Lake Area Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146361 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1342 17th St W, Hastings, MN 55033-3207 Tax Parcel ID Number: 19-77000-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Town's View Estates, according to the plat thereof now on file and of record in the office of the register of deeds within and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,194.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014415F01 2197805 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2008 MORTGAGOR: Michael A. Carey, a single person.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 26, 2008, Dakota County Recorder, Document No. 2580375.

OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 7, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 18818 Dylan Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47801-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Meadow Creek Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$252,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$282,084.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 12, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4031 24857963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196381 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 10, 2004 MORTGAGOR: Debra S. Dynan, a single person.

MORTGAGEE:C h a s e M a n h a t t a n Mortgage Corp. n/k/a Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded November 10, 2004, Dakota County Recorder, Document No. 2266265.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corp. n/k/a Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16108 Huron Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227740106001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Trotters Ridge 2nd Addition, according to the recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$286,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$330,629.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3470 18640938 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196342 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 5 , 2004 MORTGAGORS:Frank Gerdesmeier a/k/a Francis Gerdesmeier and Gayle Gerdesmeier, husband and wife.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 10, 2004, Dakota County Recorder, Document No. 2266090.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3745 West 321st Street, Northfield, MN 55057 TAX PARCEL I.D. #: 418340002001 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Legal Description Lots One (1) and Two (2) in Block One (1), Town of Waterford; and All that part of the Northeast Quarter (NE 1/4) of Northeast Quarter (NE 1/4) of Section Thirty (30), Townhsip One Hundred Twelve (112), Range Nineteen (19), described as follows: Commencing at the Northeast corner of Lot One (1), Block One (1), Town of Waterford, thence South 165 feet to the Southeast corner of said Lot One (1), Block One (1), thence East 51 feet to a point, thence North 165 feet to a point, thence West 51 feet to point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,029.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,031.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2100 0003611862 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196499 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota

Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2196458 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 20, 2004 MORTGAGOR: Tommie Daye, a single person.

MORTGAGEE:C h a s e M a n h a t t a n Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 16, 2004, Dakota County Registrar of Titles, Document No. 545160, Certificate of Title No. 130974.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: June 8, 2007, Recorded: June 18, 2007, Document No. 612622.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1301 Echo Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-22600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Echo Hills Addition.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$314,905.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3340 15817489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196403 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 16, 2006 MORTGAGORS:Neil R. Phillips and Cheryl Phillips, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 2, 2006, Dakota County Recorder, Document No. 2434554.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003341542 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7106 Bovey Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-48625-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Michael D. Dupont 4th Addition Country Meadows COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$312,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$304,033.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

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gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8364 1974116485 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196438 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,920.00 MORTGAGOR(S): James P. Olson and Julie A. Olson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 04, 2005 Dakota County Recorder Document Number: 2377918 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001011177 Lender or Broker: United Resedential Mortgage, L.L.C. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13544 Dellwood Ct, Rosemount, MN 55068-3389 Tax Parcel ID Number: 34-18305-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Country Hills 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,502.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration

Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013457F03 2193358 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 25, 2008 MORTGAGORS:T r o y V . B u h t a a n d Felicia M. Chesmer, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 14, 2008, Dakota County Recorder, Document No. 2608321.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904002595910 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18642 Dulcimer Circle, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47803-370-05 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 5, Meadow Creek Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$436,089.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8328 1911693961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196289 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

the following described mortgage: DATE OF MORTGAGE:July 27, 2007 MORTGAGORS:Brian M. Wegwerth and Michelle J. Wegwerth, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536386.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000817174154 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1755 Brittany Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32850-180-06 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 6, Highland Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$241,302.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8378 1962366907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196332 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Denise O'Neil and Mike O'Neil, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 12, 2006 Dakota County Registrar of Titles Document Number: 587956 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008981269 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139513 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1600 Rio Loma Dr, Burnsville, MN 55337-1293

Burnsville, MN 55337-1293 Tax Parcel ID Number: 02 64041 100 02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2) in Rio Loma 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,782.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014384F01 2193340 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 MORTGAGOR(S): Aric T Hood and Paige K Hood, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486073 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000737730 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22 Madison Ct, Hastings, MN 55033-1061 Tax Parcel ID Number: 19-57910-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Pleasant Valley 11th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,744.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

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������ ������� ���THAT ��� ���� pre any, on said gage and taxes, if ������ OTHER THINGS, THE MORT mises and the costs and disburse- GAGED PREMISES ARE IMPROVED ments, including attorney fees allowed WITH A RESIDENTIAL DWELLING OF by law, subject to redemption within LESS THAN FIVE UNITS, ARE NOT six (6) months from the date of said PROPERTY USED IN AGRICULTURAL sale by the mortgagor(s), their per- PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 sonal representatives or assigns.

MORTGAGEE: GMAC Mortgage, If the Mortgage is not reinstated LLC successor by conversion under Minn. Stat. §580.30 or the propwith GMAC Mortgage Corporation erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate Wilford & Geske, P.A. the property on or before 11:59 p.m. on Attorneys for Mortgagee January 02, 2011, or the next busi- Lawrence A. Wilford ness day if January 02, 2011 falls on a James A. Geske 8425 Seasons Parkway, Suite 105 Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial Woodbury, MN 55125-4393 (651) 209-3300 obligation: NONE THIS COMMUNICATION IS FROM File Number: 014512F01 5/20-6/24/10 A DEBT COLLECTOR ATTEMPT- 2194188 ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF MORTGAGE THE RIGHT TO VERIFICATION OF FORECLOSURE SALE THE DEBT AND IDENTITY OF THE THE RIGHT TO VERIFICATION ORIGINAL CREDITOR WITHIN THE OF THE DEBT AND IDENTITY OF TIME PROVIDED BY LAW IS NOT THE ORIGINAL CREDITOR WITHIN AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THE TIME PROVIDED BY LAW IS REDEMPTION BY THE MORTGAGOR, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE default has occurred in conditions of the following described mortgage: REDUCED TO FIVE WEEKS IF A JUDIDATE OF MORTGAGE: M a r c h 3 1 , CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 2003 MORTGAGORS: R a y R a g s d a l e a n d 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Debra J. Ragsdale, husband and wife.

MORTGAGEE: Voyageur Financial, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Inc. DBA Minnesota Guaranty MortLESS THAN FIVE UNITS, ARE NOT gage Corporation.

DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded May 5, 2003, Dakota County PRODUCTION, AND ARE ABANDONED. Recorder, Document No. 2042164.

DATED: May 20, 2010 ASSIGNMENTS OF MORTGAGE: ASSIGNEE OF MORTGAGEE: Assigned to: Principal Residential U.S. Bank National Association Mortgage, Inc. NKA CitiMortgage, Inc., Wilford & Geske, P.A. Dated: March 31, 2003, Recorded: May Attorneys for Assignee of Mortgagee 5, 2003, Document No. 2042165.

Lawrence A. Wilford TRANSACTION AGENT: NONE James A. Geske TRANSACTION AGENT'S MORT8425 Seasons Parkway, Suite 105 GAGE IDENTIFICATION NUMBER ON Woodbury, MN 55125-4393 MORTGAGE: NONE (651) 209-3300 LENDER OR BROKER AND MORTFile Number: 013713F01 2190797 5/20-6/24/10 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: CitiMortgage, Inc. FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN that default has occurred in the conditions 16641 Hutchinson Drive, Lakeville, MN 55044 of the following described mortgage: TAX PARCEL I.D. #: 22-34602-090-01 DATE OF MORTGAGE: February 15, LEGAL DESCRIPTION OF PROP2001 ORIGINAL PRINCIPAL AMOUNT OF ERTY: Lot 9, Block 1, Hypointe Crossing MORTGAGE: $108,500.00 3rd Addition.

MORTGAGOR(S): Karyn L Kopecko, Dakota County single COUNTY IN WHICH PROPERTY IS MORTGAGEE: GMAC Mortgage CorLOCATED: Dakota poration ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: Recorded: March 21, 2001 Dakota MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE County Recorder DUE AS OF DATE OF NOTICE, INCLUDDocument Number: 1758936 ING TAXES, IF ANY, PAID BY MORTTransaction Agent: Not Applicable Transaction Agent Mortgage Identifi- GAGEE: $292,006.01 That prior to the commencement of cation Number: Not Applicable Lender or Broker: GMAC Mortgage this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comCorporation Residential Mortgage Servicer: GMAC plied with all notice requirements as required by statute; That no action or Mortgage, LLC proceeding has been instituted at law Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part LOCATED: Dakota Property Address: 7546 165th St W, thereof; PURSUANT to the power of sale conLakeville, MN 55044-9050 T a x P a r c e l I D N u m b e r : tained in said mortgage, the above described property will be sold by the 22-27601-100-06 L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, ERTY: Lot 10, Block 6, Foxborough 2 n d A d d i t i o n , a c c o r d i n g t o t h e 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , recorded plat thereof, and situate in Law Enforcement Center, 1580 Hwy Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said Mortgage, and taxes, if any, on said $113,363.94 THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their personal representatives or assigns part thereof; PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07.

TIME AND DATE TO VACATE PROPabove-described property will be sold by the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwelllows: DATE AND TIME OF SALE: July 02, ing, unless otherwise provided by law, the date on or before which the mort2010 at 10:00 AM PLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not redeemed under section 580.23 is sota to pay the debt secured by said mort- 11:59 p.m. on January 18, 2011.

MORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said premises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE: None "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns.

If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTJanuary 02, 2011, or the next busi- GAGED PREMISES ARE IMPROVED ness day if January 02, 2011 falls on a WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E obligation: NONE THIS COMMUNICATION IS FROM ABANDONED." Dated: May 18, 2010.

A DEBT COLLECTOR ATTEMPTCitiMortgage, Inc. ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 10-2329 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- 6253870 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 5/27-7/1/10 CIAL ORDER IS ENTERED UNDER 2205300 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ ������� 2519095.

ASSIGNMENTS ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2005 MORTGAGOR: Bradley G. Thomas, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 21, 2005, Dakota County Recorder, Document No. 2372989.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402023897634 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Company LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7457 142nd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31101-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Greenleaf Townhouses Second Addition together with easement as contained in Document No. 385262.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,289.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8442 1914200299 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205559 5/27-71/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 18, 2007 MORTGAGOR:Jaisef Domar-Drapes, a single person.

MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519095.

OF MORTGAGE: Assigned to: BankUnited, Dated: April 28, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1387 Prairie View Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141530418001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,222.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-249 5212089 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195143 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 MORTGAGOR(S): Eric A. Goeman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 03, 2008 Dakota County Recorder Document Number: 2620922 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2009 Recorded: June 30, 2009 Dakota County Recorder Document Number: 2667739 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001835194 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16590 Imperial Cir, Lakeville, MN 55044-5600 Tax Parcel ID Number: 22-83300-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $265,331.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004419F02 2190865 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 3 , 2005 MORTGAGOR:Twin Oaks Development, LLC, entity.

MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Registered September 6, 2005, Dakota County Registrar of Titles, Document No. 573871, Certificate of Titles No. 134207.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: April 28, 2010.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 513 Parkside Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 021700304006 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, in Chateaulin Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$193,792.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-247 459773-8 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195249 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,693.00 MORTGAGOR(S): Mark R Nestingen and Barbara L Nestingen, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 23, 2003 Dakota County Recorder Document Number: 2035750 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15845 Foliage Ave, Apple Valley, MN 55124-3344 Tax Parcel ID Number: 01-32150-087-01 LEGAL DESCRIPTION OF PROPERTY: Lot 87, Block 1, Hawthorne, CIC No. 369, according to the recorded plat thereof, Dakota County, Minnesota.

Together with the benefits contained in Declaration for CIC No. 369, dated May 10, 2002, filed July 31, 2002, as Document No. 1921716.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,844.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014493F01 2188820 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2006 MORTGAGORS: Craig D. Jones and Deanna F. Jones, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 2, 2006, Dakota County Recorder, Document No. 2409751.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020860820 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13927 Fawnridge Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-83251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,794.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205599 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2002 MORTGAGOR(S): Linda L. Racine, divorced, a single person MORTGAGEE: Conseco Bank, Inc. DATE AND PLACE OF RECORDING: Filed August 26, 2002, Dakota County Recorder, as Document No. 1929303.

ASSIGNMENT(S) OF MORTGAGE: to Conseco Finance Loan Company, dated April 30, 2002, filed of record April 2, 2003 as Document No. 2023307.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Green Tree Loan Company fka Conseco Finance Loan Company Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Conseco Bank, Inc..

MORTGAGED PROPERTY ADDRESS: 14803 Hallmark Drive, Apple Valley, MN 55124 TAX PARCEL I.D. NO.: 01-16303-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Carrollton Estates 4th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $213,058.69 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2011, or the next business day if January 15, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NA. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 7, 2010 Green Tree Loan Company fka Conseco Finance Loan Company /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185748 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2007 MORTGAGOR:Jaisef Domar Drapes, a single person.

MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded June 12, 2007, Dakota County Recorder, Document No. 2523570.

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2523570.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: February 25, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1379 Prairie View Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141530417001 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,129.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-246 521205-5 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195127 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $817,600.00 MORTGAGOR(S): Wayne A. Gaikowski and Laurie A. Gaikowski, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 10, 2006 Dakota County Recorder Document Number: A726486 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000124833 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21665 Boulder Creek Dr, Lakeville, MN 55044-4800 Tax Parcel ID Number: 04-0980040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Stoneridge First Addition, according to the plat thereof on file and of record in the office of the county recorder, Scott County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $801,409.56 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014294F01 2191014 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 4 , 2007 MORTGAGORS:Steven F. Plaszcz and Susanne J. Plaszcz, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 22, 2007, Dakota County Recorder, Document No. 2490049.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281224471742001 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5769 Ellice Trail, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-31007-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Greenleaf Eighth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$250,923.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8324 1914512473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196315 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jennifer M Moore, a married woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489136 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 28, 2006 Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506017290207 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 670 E 143rd St, Burnsville, MN 55337-4609 Tax Parcel ID Number: 02-84808-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Wood Park Plat Nine (9), Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,383.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014336F01 2194185 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 MORTGAGOR(S): Mitchell J. Loewen and Sandra L. Loewen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2482992 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120045232 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3701 Widgeon Way, Eagan, MN 55123-1155 Tax Parcel ID Number: 10-65904-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, St. Francis Wood 5th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,896.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014054F01 2194469 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,350.00

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������ ������Backed ������� ��� ���� MORTGAGE: $179,350.00 Pass ��� Through Certificates MORTGAGOR(S): Kelly O'Connor, a D a t e d : S e p t e m b e r 2 1 , 2 0 0 6 , a n d single person recorded September 5, 2008 by DocuMORTGAGEE: River City Mortgage ment No. 2611584 .

LEGAL DESCRIPTION OF PROPCorp.

ERTY: Lot 17, Block 1, Ashwood Ponds DATE AND PLACE OF RECORDING: Recorded: February 17, 2004 Dakota 3rd Addition, Common Interest Community NO.305, Dakota County, MinCounty Recorder nesota Document Number: 2176089 PROPERTY ADDRESS: 8866 CopperASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. smith Court, Inver Grove Heights, MN 55076 Dated: January 23, 2004 PROPERTY I.D: 20-12102-170-01 Recorded: February 17, 2004 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2176090 THE AMOUNT CLAIMED TO BE DUE Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi- ON THE MORTGAGE ON THE DATE OF cation Number: Not Applicable THE NOTICE: One Hundred Lender or Broker: River City Mort- Eighty-Three Thousand Four Hundred gage Corp.

Fifty-Three and 78/100 ($183,453.78) Residential Mortgage Servicer: U.S. THAT no action or proceeding has Bank Home Mortgage been instituted at law to recover the Mortgage Originator: Not Applicable debt secured by said mortgage, or any COUNTY IN WHICH PROPERTY IS part thereof; that there has been comLOCATED: Dakota pliance Property Address: 19968 McKendry ith all pre-foreclosure notice and Path, Farmington, MN 55024-8424 acceleration requirements of said T a x P a r c e l I D N u m b e r : mortgage, and/or applicable statutes; PURSUANT, to the power of sale 14-16504-902-06 L E G A L D E S C R I P T I O N O F P R O P - contained in said mortgage, the above ERTY: Unit Number 1902, Common described property will be sold by the I n t e r e s t C o m m u n i t y N u m b e r 3 2 8 , Sheriff of said county as follows: Charleswood Condominium, Dakota DATE AND TIME OF SALE: 10:00 AM County, Minnesota on May 18, 2010 PLACE OF SALE: AMOUNT DUE AND CLAIMED TO BE Sheriff`s Main Office, Law Enforcement D U E A S O F D A T E O F N O T I C E : Center, 1580 Highway 55, Hastings MN 55033-2343 $171,615.96 THAT all pre-foreclosure require- to pay the debt then secured by said and taxes, if any actually mortgage ments have been complied with; that no action or proceeding has been insti- paid by the mortgagee, on the premises tuted at law or otherwise to recover the a n d t h e c o s t s a n d d i s b u r s e m e n t s debt secured by said mortgage, or any allowed by law. The time allowed by law for redemption by said part thereof; PURSUANT to the power of sale con- m o r t g a g o r ( s ) , t h e i r p e r s o n a l t a i n e d i n s a i d m o r t g a g e , t h e representatives or assigns is 6 months above-described property will be sold from the date of sale.

"THE TIME ALLOWED BY LAW FOR by the Sheriff of said county as folREDEMPTION BY THE MORTGAGOR, lows: DATE AND TIME OF SALE: July 09, T H E M O R T G A G O R ` S P E R S O N A L 2010 at 10:00 AM REPRESENTATIVES OR ASSIGNS, PLACE OF SALE: Dakota County MAY BE REDUCED TO FIVE WEEKS IF Law Enforcement Center, 1580 High- A J U D I C I A L O R D E R I S E N T E R E D way 55, Lobby S-100, Hastings, Minne- U N D E R M I N N E S O T A S T A T U T E S , SECTION 582.032, DETERMINING, sota to pay the debt secured by said mort- AMONG OTHER THINGS, THAT THE gage and taxes, if any, on said pre- M O R T G A G E D P R E M I S E S A R E mises and the costs and disburse- I M P R O V E D W I T H A R E S I D E N T I A L ments, including attorney fees allowed D W E L L I N G O F L E S S T H A N F I V E by law, subject to redemption within UNITS, ARE NOT PROPERTY USED IN six (6) months from the date of said AGRICULTURAL PRODUCTION, AND sale by the mortgagor(s), their per- ARE ABANDONED." Dated: April 1, 2010 sonal representatives or assigns.

HSBC Bank USA, N.A., as Trustee If the Mortgage is not reinstated on behalf of ACE Securities Corp. under Minn. Stat. §580.30 or the propHome Equity Loan Trust and for erty is not redeemed under Minn. Stat. the registered h o l d e r s o f A C E §580.23, the Mortgagor must vacate Securities Corp. H o m e E q u i t y the property on or before 11:59 p.m. on Loan Trust, Series 2006-ASAP6, January 09, 2011, or the next busiAsset Backed Pass-Through ness day if January 09, 2011 falls on a Certificates Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial Randall S. Miller & Associates, PLLC Attorneys for Assignee of obligation: NONE THIS COMMUNICATION IS FROM Mortgage/Mortgagee A DEBT COLLECTOR ATTEMPT- One Financial Plaza, ING TO COLLECT A DEBT. ANY 120 South Sixth Street, Suite 1100 INFORMATION OBTAINED WILL BE Minneapolis, MN 55402 Phone: 612-573-3677 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Our File No. 10MN00004-1 THE DEBT AND IDENTITY OF THE THIS IS A COMMUNICATION FROM ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR. TIME PROVIDED BY LAW IS NOT A S A P # 3 5 0 2 9 1 3 0 4 / 0 1 / 2 0 1 0 , 04/08/2010, 04/15/2010, 04/22/2010, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 04/29/2010, 05/06/2010 REDEMPTION BY THE MORTGAGOR, NOTICE OF POSTPONEMENT OF THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE The above referenced sale scheduled RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- for May 18, 2010 at 10:00 AM , has CIAL ORDER IS ENTERED UNDER been postponed to June 22, 2010 at MINNESOTA STATUTES, SECTION 1 0 : 0 0 A M a t 1 0 : 0 0 A M , l o c a t e d a t 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Sheriff`s Main Office, Law Enforcement OTHER THINGS, THAT THE MORT- Center, 1580 Highway 55, Hastings MN GAGED PREMISES ARE IMPROVED 55033-2343, Dakota Minnesota Dated: May 18, 2010 WITH A RESIDENTIAL DWELLING OF HSBC Bank USA, N.A., as Trustee LESS THAN FIVE UNITS, ARE NOT on behalf of ACE Securities Corp.

PROPERTY USED IN AGRICULTURAL Home Equity Loan Trust and for PRODUCTION, AND ARE ABANDONED. the registered holders of ACE DATED: May 27, 2010 Securities Corp. Home Equity ASSIGNEE OF MORTGAGEE: Loan Trust, Series 2006-ASAP6, U.S. Bank, N.A. Asset Backed Pass-Through Wilford & Geske, P.A. Certificates Attorneys for Assignee of Mortgagee A t t o rneys for Assignee of Lawrence A. Wilford Mortgage/Mortgagee James A. Geske Jennifer K. Fischer Randall S. Miller & 8425 Seasons Parkway, Suite 105 Associates, PLLC Woodbury, MN 55125-4393 One Financial Plaza, 120 South Sixth (651) 209-3300 Street, Suite 1100 File Number: 014480F01 2194506 5/27-7/1/10 Minneapolis, MN 55402 612-573-3677 Our File No. 10MN00004-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU NOTICE OF MORTGAGE ARE ADVISED THAT THIS OFFICE IS FORECLOSURE SALE DEEMED A DEBT COLLECTOR ANY THE RIGHT TO VERIFICATION OF INFORMATION OBTAINED WILL BE THE DEBT AND IDENTITY OF THE U S E D F O R T H A T P U R P O S E . T H I S ORIGINAL CREDITOR WITHIN THE N O T I C E I S R E Q U I R E D B Y T H E TIME PROVIDED BY LAW IS NOT PROVISIONS OF THE FAIR DEBT AFFECTED BY THIS ACTION. NOTICE COLLECTION PRACTICES ACT AND IS HEREBY GIVEN: DOES NOT IMPLY THAT WE ARE That default has occurred in the ATTEMPTING TO COLLECT MONEY conditions of the following described F R O M A N Y O N E W H O H A S mortgage: DISCHARGED THE DEBT UNDER THE DATE OF MORTGAGE: August 28, BANKRUPTCY LAWS OF THE UNITED 2006 STATES. ORIGINAL PRINCIPAL AMOUNT OF ASAP# 3555098 05/27/2010 MORTGAGE: $172,000.00 2198051 5/27/10 MORTGAGOR(S): Debbie L. Griffith, a single woman MORTGAGEE: Mortgage Electronic NOTICE OF MORTGAGE Registration Systems, Inc. as nominee FORECLOSURE SALE for First Solution Lending, Inc NOTICE IS HEREBY GIVEN that TRANSACTION AGENT: Mortgage default has occurred in the conditions Electronic Registration Systems, Inc. of the following described mortgage: MIN#: 1003366-0608230008-5 DATE OF MORTGAGE: July 25, 2007 SERVICER: Ocwen Loan Servicing, ORIGINAL PRINCIPAL AMOUNT OF LLC LENDER: First Solution Lending, MORTGAGE: $173,000.00 MORTGAGOR(S): Renee Aufmuth, a Inc. D A T E A N D P L A C E O F F I L I N G : single woman MORTGAGEE: Mortgage Electronic Dakota County Minnesota, Recorder , on September 13, 2006, as Document Registration Systems, Inc. DATE AND PLACE OF RECORDING: No. 2460687 Recorded: September 17, 2007 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Dakota County Recorder Document Number: 2544517 Securities Corp. Home Equity Loan ASSIGNMENTS OF MORTGAGE: Trust and for the registered holders of And assigned to: BAC Home Loans ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��� ��� ���� ������ ������ ������� ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. ���������� ���� ��������� And assigned to: BAC Home Loans Servicing, L.P. Dated: November 23, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698516 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700023434114 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15445 Frost Path, Apple Valley, MN 55124 Tax Parcel ID Number: 01-44800-505-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1505, CIC No. 377, Legacy Square Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,252.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 19, 2010, or the next business day if July 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 19, 2010 at 10:00 AM has been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2010 at 10:00 AM has been postponed to April 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 01, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE:

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 27, 2010 at 10:00 AM has been postponed to June 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 2198025 5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, Husband and Wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.150.02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,386.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2 0 0 5 - J 1 2 M o r t g a g e Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2 0 0 5 - J 1 2 M o r t g a g e Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2 0 0 5 - J 1 2 M o r t g a g e Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 25, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Passthrough Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 2200561 5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Emmanuel Noah, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544742 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: August 20, 2007 Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544743 And assigned to: BAC Home Loans Servicing, L.P. Dated: January 21, 2010 Recorded: January 26, 2010 Dakota County Recorder Document Number: 2710220 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 504 13th St, Farmington, MN 55024-1772 Tax Parcel ID Number: 14-22502-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,239.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2010 at 10:00 AM has been postponed to March 31, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 31, 2010 at 10:00 AM has been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 31, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 22, 2010 at 10:00 AM has been postponed to May 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 2202465 5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 MORTGAGOR: M a r c o s M o r a l e s , single.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436102.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4248 Braddock Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-52100-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block Two (2), Northview Meadows COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,280.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 21, 2009.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 3062249143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 25, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 31, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is

foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 19, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2199545 5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,450.00 MORTGAGOR(S): Jeremy Hein and Jennifer Hein, husband and wife MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF REGISTERING: Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 572052 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 11, 2006 Registered: January 30, 2006 Dakota County Registrar of Titles Document Number: 583812 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10.

Dated: August 04, 2009 Registered: September 17, 2009 Dakota County Registrar of Titles Document Number: T650984 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119383 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10564 Alison Way, Inver Grove Heights, MN 55077-5467 Tax Parcel ID Number: 20-71398-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Southern Lakes 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,620.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association,

���������� �� ���� �����

47A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 27, 2010

as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10.

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to July 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10.

Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F02 2193334 5/27/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2007 MORTGAGOR: H e r b e r t H . W e n s mann, A married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered December 17, 2007, Dakota County Registrar of Titles, Document No. 621465, Certificate of Title No. 144032.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 6, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268 001237334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Northern Star Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13665 Carrach Avenue 163, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-11390-163-12 L E G A L DE S C R IP T I ON OF PROPERTY: Unit No. 163, and G Unit No. 31, CIC No. 477, Bards Crossing II Condominium, a common interest community, located in the County of Dakota; pursuant to the Declaration and Bylaws Doc. No. 597113; subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B and Acts Amendatory thereof, Dakota County, Minnesota Torrens Cert #143509 A.P.N.: 34-11390-163-12 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,755.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1019 6800123733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205486 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 MORTGAGOR(S): Charles Maus, Jr., a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2007 Dakota County Recorder Document Number: 2538883 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 26, 2010 Recorded: April 12, 2010 Dakota County Recorder Document Number: 2724100 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604748557056 Lender or Broker: Homecomings Financial, LLC fka Homecoming Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13347 Findlay Way, Apple Valley, MN 55124-8062 Tax Parcel ID Number: 01-31002-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Greenleaf Third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,136.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010950F01 NOTICE OF POSTPONEMENT OF

New Listings

Pending Sales

As of May 17, 2010

As of May 17, 2010

Last Three Months Weekly New Listings

Last Three Months Weekly Pending Sales

2,750

1,500

Current Activity 2,500

One Year Ago

2,250

2,000

1,750

1,500

1,250 2/13/10

2/20/10

2/27/10

3/6/10

3/13/10

3/20/10

3/27/10

4/3/10

4/10/10

4/17/10

4/24/10

5/1/10

For the week ending:

Current Activity

One Year Ago

One Year Change

2/13/2010 2/20/2010 2/27/2010 3/6/2010 3/13/2010 3/20/2010 3/27/2010 4/3/2010 4/10/2010 4/17/2010 4/24/2010 5/1/2010 5/8/2010 3-Month 3 Month Total: Total

1,764 1,833 1,715 2,279 2,110 2,277 2,240 2,152 2,527 2,353 2,147 1,803 1,550 26 750 26,750

1,682 1,558 1,628 1,829 1,789 1,768 1,731 2,055 1,709 1,930 1,802 2,038 2,058 23,577 23 577

+ 4.9% + 17.7% + 5.3% + 24.6% + 17.9% + 28.8% + 29.4% + 4.7% + 47.9% + 21.9% + 19.1% - 11.5% - 24.7% + 13.5% 13 5%

Current Activity

1,400

For the week ending:

Current Activity

One Year Ago

One Year Change

2/13/2010 2/20/2010 2/27/2010 3/6/2010 3/13/2010 3/20/2010 3/27/2010 4/3/2010 4/10/2010 4/17/2010 4/24/2010 5/1/2010 5/8/2010 3-Month 3 Month Total: Total

711 785 868 809 1,027 950 1,049 1,122 1,084 1,103 1,184 1,469 1,133 13 294 13,294

731 714 762 869 870 862 922 1,004 1,046 1,083 1,078 1,120 1,185 12,246 12 246

- 2.7% + 9.9% + 13.9% - 6.9% + 18.0% + 10.2% + 13.8% + 11.8% + 3.6% + 1.8% + 9.8% + 31.2% - 4.4% + 8.6% 8 6%

One Year Ago 1,300

1,200

1,100

1,000

900

800

700

600

5/8/10

2/13/10

Historical New Listings

2/20/10

2/27/10

3/6/10

3/13/10

3/20/10

3/27/10

4/3/10

4/10/10

4/17/10

4/24/10

5/1/10

5/8/10

Historical Pending Sales

3,500

1,800 1,600

3,000

1,400 2,500 1,200 2,000

1,000 800

1,500

600 1,000 400 500

200

0

0

1/4/04

3/28/04 6/20/04 9/12/04 12/5/04 2/27/05 5/22/05 8/14/05 11/6/05 1/29/06 4/23/06 7/16/06 10/8/06 12/31/06 3/25/07 6/17/07

9/9/07

12/2/07 2/24/08 5/18/08 8/10/08 11/2/08 1/25/09 4/19/09 7/12/09 10/4/09 12/27/09 3/21/10

2

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

1/23/05

4/17/05

7/10/05

10/2/05

12/25/05

3/19/06

6/11/06

9/3/06

11/26/06

2/18/07

5/13/07

8/5/07

10/28/07

1/20/08

4/13/08

7/6/08

9/28/08

12/21/08

Active Listings for Sale

Inventory as of:

Current Inventory One Year Ago

25,000

23,000

21,000

19,000

17,000 3/1/10

3/8/10

11/22/09

2/14/10

April 2010 — 127

29,000

2/22/10

8/30/09

3

Last Three Months Weekly Inventory for Sale

2/15/10

6/7/09

Days on Market Until Sale

As of May 17, 2010

27,000

3/15/09

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

3/15/10

3/22/10

3/29/10

4/5/10

4/12/10

4/19/10

4/26/10

5/3/10

5/10/10

5/17/10

2/15/2010 2/22/2010 3/1/2010 3/8/2010 3/15/2010 3/22/2010 3/29/2010 4/5/2010 4/12/2010 4/19/2010 4/26/2010 5/3/2010 5/10/2010 5/17/2010 3-Month Avg:

Current Inventory

One Year Ago

One Year Change

21,795 22,271 22,377 23,206 23,780 24,524 25,122 25,275 26,228 26,803 27,095 26,354 26,077 26 159 26,159 25,021

25,537 25,432 25,513 25,776 25,901 26,133 26,064 26,131 26,085 26,210 26,318 26,281 26,450 26,419 26 419 26,055

- 14.7% - 12.4% - 12.3% - 10.0% - 8.2% - 6.2% - 3.6% - 3.3% + 0.5% + 2.3% + 3.0% + 0.3% - 1.4% - 1.0% 1 0% - 4.0%

154

150 127

- 2.6%

4-2008

4-2009

- 15.3%

Month

Current Year

One Year Previous

One Year Change

5-2009

147

159

- 7.3%

6-2009

140

147

- 4.6%

7-2009

137

146

8-2009

133

143

- 7.1%

9-2009

129

145

- 11.0%

10-2009

128

141

- 9.4%

11-2009

127

149

- 14.5%

12-2009

132

148

- 10.5%

1-2010

135

146

2-2010

142

157

- 9.7%

3-2010

130

150

- 13.7%

4-2010 12-Month Avg:

127 134

150 148

- 15.3% - 9.8%

- 6.6%

- 7.8%

4-2010

Two Year Picture: Days on Market Until Sale

Historical Weekly Inventory for Sale

170

40,000

160 35,000

150 30,000

140 25,000

130 20,000

120

15,000

110

10,000

100

3/12/04

6/4/04

8/27/04 11/19/04 2/11/05

5/6/05

7/29/05 10/21/05 1/13/06

4/7/06

6/30/06 9/22/06 12/15/06 3/9/07

6/1/07

8/24/07 11/16/07 2/8/08

5/2/08

7/25/08 10/17/08 1/9/09

4/3/09

6/26/09 9/18/09 12/11/09 3/5/10

4-2008

4

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

10-2008

4-2009

10-2009

4-2010

5

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

Supply Demand Ratio

Percent of Original List Price Received at Sale

May 2010 — 5.69 Houses Per Buyer

April 2010 — 93.6% 100%

95%

93.6% 91.7% 90.0%

90%

85%

- 1.9%

+ 4.0%

80%

4-2008

4-2009

4-2010

7.33

Actual

Month

Current Year

One Year Previous

One Year Change

5-2009

91.5%

92.6%

- 1.2%

6-2009

92.9%

92.8%

+ 0.1%

7-2009

94.0%

92.6%

+ 1.5%

8-2009

94.1%

92.7%

+ 1.5%

9-2009

93.9%

92.2%

9-2009

+ 1.8%

10-2009

94.6%

91.3%

11-2009

94.3%

12-2009

Month

Current Year

One Year Previous

One Year Change

6-2009

4.55

7.57

- 39.9%

7-2009

5.06

7.27

- 30.3%

8-2009

5.28

7.48

- 29.4%

5.10

7.83

- 34.9%

10-2009

5.30

8.88

- 40.3%

+ 3.6%

7.72

10.88

90.1%

11-2009

- 29.0%

+ 4.7%

12.06

90.0%

12-2009

8.27

93.4%

- 31.4%

+ 3.8%

8.43

- 17.3%

1-2010

89.5%

1-2010

6.97

92.8%

+ 3.7%

6.99

7.64

92.3%

89.3%

2-2010

2-2010

+ 3.4%

5.39

5.79

91.5%

- 6.9%

3-2010

94.0%

3-2010

+ 2.7%

4.39

5.02

90.0% 91.2%

- 12.6%

4-2010 12-Month Avg:

93.6% 93.5%

4-2010

+ 4.0% + 2.4%

5-2010 12-Month Avg:

5.69 5.89

5.23 7.84

+ 8.8% - 24.8%

Projected

5.69 5.23

- 28.6%

5-2008

Two Year Picture: Percent of Original List Price Received at Sale

5-2009

+ 8.8%

5-2010

- 8.4%

Two Year Picture: Supply-Demand Ratio 13

100%

12 11

95%

10 9

90% 8 7

85%

6 5 4

80%

4-2008

10-2008

4-2009

10-2009

5-2008

4-2010

6

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

11-2008

5-2009

11-2009

5-2010

7

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

Housing Affordability Index

Months Supply of Inventory

May 2010 — 202

May 2010 — 6.7 Months 219 202

151

+ 45.0%

5-2008

5-2009

- 7.8%

5-2010

Month

Current Year

One Year Previous

One Year Change

6-2009

199

149

+ 33.6%

7-2009

192

148

+ 29.7%

8-2009

195

144

+ 35.4%

9-2009

195

151

+ 29.1%

10-2009

201

159

+ 26.4%

11-2009

202

161

+ 25.5%

12-2009

207

180

+ 15.0%

1-2010

208

192

+ 8.3%

2-2010

217

202

+ 7.4%

3-2010

213

206

+ 3.4%

4-2010

206

218

- 5.5%

5-2010 12-Month Avg:

202 203

219 177

- 7.8% + 14.5%

10.2

7.7 6.7

- 24.5% 5-2008

Two Year Picture: Housing Affordability Index

5-2009

- 13.0% 5-2010

Month

Current Year

One Year Previous

One Year Change

6-2009

7.6

10.4

- 26.9%

7-2009

7.3

10.6

- 31.1%

8-2009

7.2

10.5

- 31.4%

9-2009

6.9

9.9

- 30.3%

10-2009

6.6

9.5

- 30.5%

11-2009

6.1

9.0

- 32.2%

12-2009

5.7

8.5

- 32.9%

1-2010

5.0

7.6

- 34.2%

2-2010

5.5

7.7

- 28.6%

3-2010

6.0

7.8

4-2010

6.5

7.7

- 15.4%

5-2010 12-Month Avg:

6.7 6.4

7.7 8.9

- 13.0% - 27.9%

- 23.1%

Two Year Picture: Months Supply of Inventory

240

11

220

10

200

9

180

8

160

7

140

6

120

5

5-2008

11-2008

5-2009

11-2009

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

The Twin Cities housing market for the week ending May 8: There were 1,133 Pending Sales, a 4.4 percent drop below last year at this time. The decline, which was the first since March 6, was likely owing to number of buyers who acted in advance of the end of the tax credit.

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010950F01 2198160 5/27/10

5-2010

8

5-2008

11-2008

5-2009

11-2009

5-2010

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

You say you didn’t notice until it was too late to do anything about it?

Probably, if you aren’t checking the Public Notice columns of this newspaper regularly.

Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world.

The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting.

Whether you know them as Public Notices or as “the legals�, it pays you to check the Public Notice columns in this newspaper each issue. What you don’t know might cost you!

Dakota County Tribune BUSINESS WEEKLY

952-894-1111

9

48A

May 27, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Recession prompts war veteran to open kids store Kids Carousel, a new gently used children’s store, opens in Eagan

by Jessica Harper DAKOTA COUNTY TRIBUNE

Risks are something Joe Baudhuin of Lakeville is accustomed to taking without hesitation.

At age 18, Baudhuin, a Lakeville High School graduate, joined the U.S. Army as the nation entered its second year in the Iraq War. In 2005, he was deployed to Iraq where he served with the 4th Infantry Division of the U.S. Army until the following year.

“I loved being in the military,” Baudhuin said.

“Every day you’re trying to learn something new, and trying to improve your life and the life of your fellow soldiers.”

Three years later, the former army sergeant felt a new duty calling him – of parenthood.

Although Baudhuin was passionate about the military, he decided to leave with an honorable discharge to spend time with his new family.

Baudhuin, his wife, Caitlin, and their one-yearold son, Colton, returned to their hometown last year to be closer to family, but Baudhuin struggled to find work as an air traffic controller.

“So I go from Sgt. Baudhuin … prepare for battle mentality, to being like a stay-at-home mom,” he said.

After a year of job hunting, Baudhuin decided to put his future in his own hands by starting his own business.

“I decided that if I can’t find a job, I might as well create one,” he said.

With some savings and investment by relatives, Baudhuin and his wife, Caitlin, opened Kids Carousel, a new and gently

ting our sales up when we have him here, and we’re trying to feed him, put him down for a nap – it can be exhausting,” Caitlin said.

The couple hasn’t let the challenges deter them. Joe said he is always reminding himself of the values he learned in the military – stay mission-oriented, take initiative and keep in mind that failure is not an option – to keep him motivated.

Joe said the most rewarding part about having his own business is being able to work alongside his wife, and being able to have more time with Colton.

“I can’t imagine missing his life up to this point,” Joe said.

The couple said their goal for this year is to attempt to break even, or at least generate enough revenue to renew their lease.

They said they also hope to earn enough money to obPhoto by Jessica Harper tain health insurance.

Iraq War veteran Joe Baudhuin (left) and his wife, Caitlin, founded Kids Carousel in Eagan after Baudhuin struggled to “There’s so much unfind work as an air traffic controller after leaving the military. They said that having their own business not only allows certainty at this point, but them to set their own career path but also enables them to spend more time with their 1-year-old son, Colton. we hope it will pay off,” Joe said. used children’s goods store toys. ficult, Caitlin said. with relatives or take him Jessica Harper is at in Eagan, on May 1.

While Joe has no prior She and Joe spend about with them to the store.

Although it was a risky retail experience, Caitlin 70 hours a week at the store.

“It’s hard to have the jessica.harper@ecm-inc.com. move in a tough economy, was previously an assistant They often leave Colton creative caps on and getthe 24-year-old said he has manager for a large chilno qualms about his deci- dren’s retail store. sion.

Both said they are learn“I feel like I have a mis- ing along the way and often sion again,” Joe said. “We’re turn to relatives who have not trying to get rich, we’re owned various businesses just trying to pay the bills.” throughout Minnesota for The couple said they de- guidance. cided on a used children’sJoe said their biggest items store because of the challenge now is building recession and lack of com- name recognition on a tight petition in Eagan. budget.

“In this economy, a lot of The couple has begun people are looking to save,” advertising in fliers, on said Caitlin, 24. “We think their Web page, and social of it as a way to help fami- networks such as Facebook, lies.” but primarily rely on wordKids Carousel sells ev- of-mouth at this point. ery type of children’s goods, “It takes time,” Joe said. from clothing to strollers Balancing home and to cribs to play saucers and family life can also be dif-

Photo by Jessica Harper

Photo by Jessica Harper

Kids Carousel, a new and gently used children’s goods store, opened at 1975 1/2 Silver Bell Kids Carousel offers new and gently used children’s clothing, toys, strollers, high chairs, Road in Eagan on May 1. and cribs, among other items.