06/10/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

DERRICK WILLIAMS T.W. BUDIG JESSICA HARPER

Talking politics with business leaders 2A Franken attempts Wall Street reform 10A Local man brokers high-priced art 48A

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DATE 10, ##, 2010 2009 JUNE

VOLUME 30, NUMBER # VOLUME 31, NUMBER 15

Dakota County Tribune Since 1884

Bank strives for high morale even in tough economic times Citizens Bank Minnesota, which has a branch in Lakeville, puts focus on employee satisfaction

INSIDE BIZ FORUM

The 2010 legislative session became a grudge match between Democrats and GOP Gov. Tim Pawlenty. PHIL 4A KRINKIE FORUM

by Jessica Harper

Minnesota deserves a candidate for governor who represents the best interests of the middle class. SHAR 4A KNUTSON

DAKOTA COUNTY TRIBUNE

In times of pay freezes and budget cuts, employers often struggle with morale. However, one local bank has found a way to boost employee satisfaction despite the hard times. Citizens Bank Minnesota, which has a branch in Lakeville, has managed to create a fun yet professional work environment through various policies and team-building exercises. And it’s paid off, said Jean Geistfeld, marketing director for Citizens Bank. “When employees are happy, customers are happy,” Geistfeld said. “Focusing on the people who work for you is the most important thing.” The policies Citizens Bank adopted in 2002 focus on positive feedback, team building and community activism. “Our goal is to create a family here,” Geistfeld said. Supervisors make a point to celebrate successes with recognition and occasional high fives. A Focus Committee was formed to develop fun events and activities for employees to participate in such

BUSINESS 101

Photo by Jessica Harper

BOB VOSS

Pam Comfort, administrative assistant at Citizens Bank Minnesota in Lakeville, greets customers as they enter or call the bank. Having someone designated to greet customers is one way Citizens works to enhance its customer service, representatives say. as chocolate chip cookie day and bubble day. The committee also adopted “Red-shirt Fridays” in which employees wear red shirts with yellow ribbons on the sleeves to show their support for U.S. troops fighting overseas. In addition to wearing supportive shirts, employees adopted 18 soldiers to whom they send care packages every month. “We’ve gotten lots of letters of thanks from them,” Geistfeld said. Employees also support local high school sports teams by wearing team colors during homecoming and attending games. While the bank encourages positive attitudes, it has put the kibosh on negativity. Two major policies are no whining and no gossiping. If someone is dissatisfied with someone or something, he or she is encouraged to address

Entrepreneurs cannot failureproof their businesses, but they can take simple steps to become and remain successful. 6A

BEST PRACTICES

KEVIN STIRTZ

Customer feedback is critical to a healthy business, and there are six simple ways companies can obtain it. 6A

Photo by Jessica Harper

Joe Gisch, vice president and branch manager of Citizens Bank Minnesota in Lakeville, describes the bank’s atmosphere as “progressive” and “warm.” it head-on rather than whine or gossip, Geistfeld said. The bank also recently began requiring employees to read “Thank God it’s Monday,” by See Citizens, Page 47A

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DEVELOPMENT, LEASING AND PROPERTY MANAGEMENT

June 10, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Legislators reflect on 2010 session with business leaders Budget, taxes dominated 2010 state legislative session by Derrick Williams DAKOTA COUNTY TRIBUNE

Balancing a $2.9 billion budget deficit and passage of a jobs bill were some highlights of a 2010 state legislative session which local representatives called a “missed opportunity.” Rep. Mary Liz Holberg (R-Lakeville), Rep. Patrick Garofalo (R-Farmington), and Sen. Pat Pariseau talked about the session, which ended May 17, during a Lakeville Area Chamber of Commerce luncheon at Brackett’s Crossing Country Club on June 1. The trio of local legislators called the session a lot of things – “disappointing” and “could have been worse” were phrases they used – but for small and local businesses, the things that weren’t passed are being touted as a success. “In this case, for small businesses and job providers, successfully defeating tax increases on business was the biggest accomplishment of the session,” Garofalo said. When the session began, the Democratically led House and Senate were discussing a tax increase to generate more than $4 billion in revenue over the

next biennium. But the threat of veto kept those tax increases from becoming reality. Instead, the Legislature passed a budget with one year stop-gaps, essentially keeping Gov. Tim Pawlenty’s unallotments intact for one year, Holberg said. “The unallotment lawsuit sort of caused a tail-spin, but the reality is that a majority of the cuts were approved on a one-time basis this year,” Holberg said. “The cuts aren’t permanent so the spending bounces back next year.” For Lakeville Chamber of Commerce Executive Director Todd Bornhauser, the session was a win for the business community, even if it didn’t result in a lot getting accomplished. “There wasn’t a lot of activity and that is beneficial,” he said. “When the session began, there was talk of $4 billion in new taxes, many of which would have targeted business. That didn’t happen and that’s good for business.” But it may just be a oneyear fix. Another budget deficit between $5 and $7 billion is projected for the next bi-

ennium and quick fixes like payment shifts for education are already being exhausted this year. “We just kicked the can down the road,” Garofalo said. Garofalo also said without some kind of revenue increase, he can’t imagine what the 2012-13 budget will look like. “I have to be honest even if it’s not popular,” he said. “But right now, the public is overwhelmingly opposed to raising taxes. They want government to reduce spending just like they have. I’m glad I was able to stand with the public and small business to do that.” Holberg said the budget deal was something of a “get out of Dodge” strategy, and that she would have liked to see some structural changes made to the budget. “With the elections coming and most people looking ahead to the governor jumping into the presidential race, this is what kind of came out of that,” Holberg said. But not all was lost, Garofalo said. In addition to the bonding bill, the Legislature passed a

Photo by Derrick Williams

From left, Rep. Mary Liz Holberg (R-Lakeville), Rep. Patrick Garofalo (R-Farmington) and Sen. Pat Pariseau (R-Farmington) spoke to members of the Lakeville Area Chamber of Commerce on June 1 about the 2010 state legislative session. jobs bill creating an “angel investor tax credit” that will provide $50 million over the next five years for startup companies, entrepreneurs and venture capitalists. The credit is intended to stimulate private investment in emerging businesses and encourage job creation. “Minnesota is a high-cost state and this puts us in line with our neighbors like South Dakota and Iowa,” Garofalo said. “There’s a competition for capital and investors, and this puts Minnesota in line with our neighbors in com-

peting for small business startup expansions.” Looking to the future, Garofalo said the difficult thing will not only be cutting programs and services, but preparing the public for that process. “I think what we’ll have to really do is restructure and redesign government with the goal of spending less money,” he said. “To do that, we’ll have to begin to prepare the public for a smaller government with fewer services.” Garofalo also said he’d like to see the Legislature update

and modernize regulations that may be out of date. “We need to streamline everything,” he said. “We need to do things to make regulations more small business friendly.” This past session was Pariseau’s last as a state senator. She retired earlier this year. The next session begins Jan. 4, 2011. Derrick Williams is at derrick.williams@ecm-inc. com.

SBA presses for longer-term funding for loan programs U.S. Small Business Administration Administrator Karen Mills advocated last week for action to ensure continued funding for two key provisions first implemented as part of the American Reinvestment and Recovery Act (ARRA) of 2009: “Two key enhancements to SBA’s loan programs – increased guarantees and reduced fees in our two largest lending programs – have engineered a significant turnaround in SBA lending and been successful in helping jump-start our economy for small businesses,” she said. She reported that to date, these programs have supported more than $27.5 billion in lending to more than 60,000 small businesses across the country. The program have also brought back more than 1,300

lenders to SBA’s loan programs, increasing the points of access for small businesses to get the capital they have needed during these tough economic times, she said. Due to the heavy demand from small businesses for available credit, the original $375 million provided under the ARRA for these loans was exhausted in November, according to Mills. Since then, additional funds have been provided for short-term extensions, and those funds, too, have been exhausted. She said that the SBA communicated to its lending partners that it has reactivated the Recovery Loan Queue. She said the queue is an efficient and transparent way to ensure that every remaining dollar possible is made available to help small

businesses drive economic recovery across the country. “Small businesses are a key engine for job creation across the country,” she said. “With that in mind, President Obama has laid out an aggressive agenda for providing small businesses with the tools they need to drive economic growth. A key piece of that agenda is a longerterm extension of these increased guarantees and reduced fees, and we urge Congress to move quickly to continue these critical programs.”

SBA’s ARRA programs As part of the Recovery Act enacted on Feb. 17, 2009, SBA received $730 million to help small businesses, including $375 million to increase the

SBA guarantee on 7(a) loans to 90 percent and to reduce borrower fees on most 7(a) and 504 loans. The funds for these programs were exhausted on Nov. 23, 2009, and an additional $125 million was provided in December. Those funds were exhausted in late February. An additional $60 million was provided to extend the programs through March. SBA was authorized for an additional $40 million in late March, and an additional $80 million was provided in mid-April to support the programs through May 31.

their pre-ARRA terms and communicating those plans with its lending partners. As part of this plan, SBA has reactivated its Recovery Loan Queue last week. The queue will operate in the same manner as when originally implemented in November 2009. Sometimes previously approved loans are later cancelled or never disbursed for a variety of reasons, and the funds committed to those loans can be applied to applications in the queue. The queue takes this into account and beginning on SBA’s 7(a) and 504 the transition date will allow eligible small businesses, in ARRA Transition consultation with their lendPlan: ers, to choose to be placed in SBA has transitioned 7(a) the queue for possible apand 504 programs back to proval for an ARRA loan if

funding once again becomes available. Small business owners and lenders will have transparent access to the queue via www.sba.gov/recoveryq and will be able to remove themselves from the queue at any time to be considered for a non-ARRA SBA loan with all applicable fees and, for 7(a) loans, standard guaranty levels. The authorization for the 90 percent guarantee on 7(a) loans ends on May 31, but the authorization for fee waivers is in place through September 2010. To learn more about SBA’s ARRA programs and other resources for small businesses, please visit www. sba.gov.

Nancy Libersky appointed SBA district director for Minnesota The United States Small Business Administration (SBA) has named Nancy J. Libersky to its top position as director of its Minnesota District Office. Libersky serves as the senior representative in Minnesota for the SBA, whose programs include facilitating loans to small businesses through commercial banks, advocating federal government contracting opportunities for small businesses, and working with local communities in all 87 Minnesota counties on entrepreneurial development and growth opportunities.

In her new position with the SBA, Libersky is responsible for a staff of 14 professionals who advocate the interests of the small business community. With the goal of growing the state’s economy and creating jobs, the Minnesota District Office approved 2,134 loan guarantees worth $451 million during fiscal year 2009. It also served more than 24,000 entrepreneurs through counseling provided by the District Office and its network of resource partners throughout the state while facilitating 52 govern-

ment contracting opportunities totaling $31 million for small disadvantaged businesses participating in the 8(a) Business Development Program. Libersky brings 20 years of federal experience, most recently serving as the Regional Manager for International Trade Programs with the SBA’s Office of International Trade. Her focus was on supporting small businesses exporters in Minnesota, North Dakota and South Dakota by providing them technical assistance and finance options through government-

guaranteed finance programs. Before coming to the Minnesota SBA, Libersky served as the director of the SBA 504 Certified Development Corporation covering southern Colorado. Early in her SBA career, Libersky drew on her extensive finance background to underwrite SBA domestic loan programs, and she served as acting chief of finance in the SBA’s Denver Regional Office. While in the Colorado office, she served as lead surety bond guarantee specialist and the regional

women business ownership coordinator. Born and raised in Pueblo, Colo., Libersky attended Colorado State University, Pueblo. She moved to the Twin Cities (and the Minnesota SBA District Office) in 1994. In addition to her service at the SBA, she has served as an adjunct instructor at Saint Paul College teaching classes such as international culture, international marketing, introduction to international trade, international communications and international finance.

She is a member of the Minnesota District Export Council, appointed by the Secretary of Commerce, and is a member of several international organizations. Libersky lives in Maple Grove with her husband, Jim. The Minnesota District Office is located at 100 N. 6th Street in the Butler Square Building in Minneapolis. More information is available on SBA programs and services by visiting the website www.sba.gov/mn or by calling (612) 370-2324.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 10, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up RIXMANN COMPANIES APPOINTS COMMUNITY AFFAIRS SPECIALIST Burnsville-based Rixmann Companies, with holdings that include Pawn America, Payday America, and CashPass Network, recently appointed Chuck Armstrong to community affairs specialist. Armstrong will provide expertise and leadership in working with elected officials and staff in the more than 20 communities where Pawn America is located. He will work to enhance business operations and initiate regulatory equality. Armstrong is also responsible for building and maintaining strong and effective working relationships with local chambers of commerce and other relevant business and community-related organizations and groups. Previously, Armstrong served as vice president of business operations at Cooperative Communities, a property developer. He was also vice president of administration at the Saint Paul Area Chamber of Commerce and deputy chief of staff for former St. Paul Mayor Norm Coleman. Armstrong lives in Oakdale with his wife and two daughters.

Accolades MICHAEL WRESTLING Award Newman Long Term Care Eagan

Michael Westling, a long term care insurance specialist with Newman Long Term Care in Richfield, is the recipient of a 2010 Long-Term Care Sales Achievement Award. The Eagan professional was recognized as one of the leading professionals in Minnesota by the American Association for Long-Term Care Insurance, a national trade organization. Westling says his passion for the need for long-term care insurance comes from personal experience. In 2004, his parents were involved in a serious auto accident. His stepmother spent four years in a nursing home and his father currently lives in an assisted living community. Westling has watched his father spend more than $250,000 on long-term care. Westling said his personal and professional experiences with extended care reinforce his belief that long-term care insurance is the best way to protect a retirement portfolio from the expense of extended care. Westling attended the University of Minnesota where he pursued a degree in business administration.

Buzz Spotlight Otten named to bar association’s Ethics Committee by Jessica Harper

based Otten & Associates firm, has practiced personal injury law Personal injury attorney Paul for more than 20 years. Otten was recently named to the He received his Bachelor of Ethics Committee of the Bar Science degree from the UniverAssociation of Minnesota’s First sity of Minnesota-Duluth and Judicial District, which covers his Doctor of Jurisprudence deDakota and Goodhue counties. Paul Otten gree from the William Mitchell “It is a real privilege to serve College of Law in St. Paul. in this capacity,” Otten said. Otten said the most rewarding The ethics committee provides guidaspect of being a personal injury attorance for attorneys on proper professionney is the ability to help people in crisis. al standards of integrity and investigates “I am able to represent the happy complaints against attorneys concernarea of law,” he said. “There’s usually a ing actions deemed to fall short of the good outcome and good feelings at the ethical behavior expected from those end unlike criminal or divorce cases.” who are members of the bar. Otten is a frequent speaker on legal Otten’s role on the committee will issues and was selected by his peers as be to investigate complaints and make a Leading American Attorney. He has recommendations on those cases. also been named an arbitrator for the Otten, who leads the BurnsvilleAmerican Arbitration Association and DAKOTA COUNTY TRIBUNE

Accolades He is a member of the National Association of Insurance and Financial Advisors where he serves as treasurer of the St. Paul Chapter. He serves on the Board of the Financial Planning Association of Minnesota as its director of public relations. Specializing solely in long-term care insurance, Westling has earned the Certified in Long-Term Care professional designation. He lives with his wife and two teenage children in Eagan. BLYTHECO RECOGNIZED BY EVERYTHING CHANNEL Blytheco, a business management software and consulting services company which has a division in Mendota Heights, has been recognized by Everything Channel as one of North America’s top technology integrators. Blytheco provides business management technology and consulting to more than 4,000 customers nationwide. BlythecoDev, the company’s development arm, also creates innovative solutions to complement Sage products, such as bly|Mobile, the web-enabled version of Sage MAS 90 ERP. The 16th annual ranking VAR 500 list details the leading producers among technology integrators and technology solution provider organizations in North America based on gross worldwide revenue of hardware and software sales, as well as earnings from professional and managed IT services.

Business Briefs BERRY PLASTICS PLANS TO CLOSE LAKEVILLE PLANT Berry Plastics plans to close its Lakeville plant by mid-August, according to a notice sent from the company’s corporate office to the city of Lakeville. The plant is located in Airlake Industrial Park at 8235 220th St. The decision was a result of Berry Plastics acquiring another company that manufactures the same type of plastic film produced at the Lakeville facility but with newer production equipment. There are approximately 95 employees at Berry Plastics’ Lakeville plant. DCR LEADERSHIP ACADEMY PARTICIPANTS HONORED Thirteen Dakota County Leadership Academy participants were honored last week at Eagan’s Green Mill restaurant. The emerging leaders completed a

the Minnesota Supreme Court. Otten is a member of various legal organizations such as the American Association for Justice, the Minnesota Association for Justice, the Minnesota State Bar Association, the First Judicial District Bar Association and the Dakota County Bar Association. He is also a former a member of the Board of Governors for the Minnesota Association of Justice. Otten is active in his community as well. He was chair of the Community Action Council Board of Directors (now 360 Communities), and was previously involved in his local rotary. He is also active in local chambers of commerce. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs five-month curriculum that is designed to build leadership capacity in Dakota County Regional Chamber of Commerce’s member businesses and promotes the concept of civic responsibility. The course study was developed by the DCR along with Inver Hills Community College, creating a 10-session course that explores various aspects of the regional environment that affects business. The course also includes soft skills that will develop a more confident employee. Graduates of this program include: Amy Domeier, Rosemount city clerk; Diane Lind, director of operations at the Dakota Communications Center; Debbie Stirtz, sales assistant and travel counselor at the Eagan Convention and Visitors Bureau; Jake Sedlacek, Mendota Heights assistant city administrator; James Robertson of Minnwest Bank; and Randy Petrofske, liquor operations manager for the city of Farmington.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

June 10, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

The 2010 legislative session grudge match by Phil Krinkie SPECIAL TO THE TRIBUNE

Watching the 2010 session from the cheap seats was more like watching the legislative version of the World Wrestleing Entertainment “Smackdown” event. Of course, there’s one major difference: Jesse Ventura, Minnesota’s professionalwrestler-turned-governor, has moved on. Or so we thought. Everything from the headlock to the body-slam was in vogue during the annual gathering under the capitol dome this year. The DFL-controlled legislature seemed intent to smackdown every proposal put forward by GOP Gov. Tim Pawlenty from the outset. But Pawlenty has learned a few moves of his own. This year’s legislative grudge match actually started at the end of the 2009 session when Pawlenty balanced the state budget by making $2.7 billion in budget cuts without consulting DFL leadership or calling a special legislative session. These were the so-called “unallotments.” Even though the animosity started with the $2.7 billion budget reduction, it quickly expanded with a Pawlenty veto of $380 million in funding for the General Assistance Medical Care program. By the time the legislative session started in February the grudge match had become more heated, in part because House Speaker Margaret Anderson Kel-

Guest Columnist Phil Krinkie

liher, DFL-Minneapolis, had entered the 2010 race for governor. Things got started right out of the gate with the DFL desire to slam through a one-billion-dollar building-construction bill paid for with state bonds. Gov. Pawlenty had clearly stated his objections to any bill spending more than $750 million. Even with the threat of a veto, the DFL forged ahead and passed a $1.1 billion package of construction projects. Upon receiving the bill, the governor line-item vetoed $319 million from the bill: Score one for Pawlenty. The fight that had been simmering for months over paying for the General Assistance Medical Care program began to boil next. Again, DFL legislators had been attacking the governor for eight months for his veto of this program. In their defense, DFL leaders worked long and hard to craft legislation to address the health care needs for this very low-income population. Even though their bill had broad bipartisan support, Gov. Pawlenty quickly rejected it with another veto.

This sent the Democrats scrambling to find an alternative solution before funding was entirely eliminated on April 1. In quick fashion, DFL legislators worked out a compromise with the governor and passed another General Assistance Medical Care bill, which the governor did sign. Pawlenty had again smacked-down the DFL’s first proposal in order to accomplish what he wanted. In the biggest surprise of the 2010 session, the Minnesota Supreme Court in early May ruled that Gov. Pawlenty had overreached his executive authority when he unilaterally unalloted that $2.7 billion from the budget in June 2009. Having filed a friend of the court brief against the governor’s actions, the DFL certainly looked like it could potentially get a smackdown of their own. But their hopes for victory in the grudge match were short lived. Faced with the prospects of having to resolve a $3 billion budget hole, and with only two weeks left before the mandated adjournment of the Legislature on May 17, there were few options available to the DFL legislative majorities to close the budget gap. So, as usual, the Democrats went to their old reliable maneuver — the “tax the rich” move. But their patented “tax the rich” move failed, just as it had at the end of the 2009 session. With a package of budget cuts and

What’s at stake for middle class Minnesotans this November by Shar Knutson SPECIAL TO THE TRIBUNE

It is a critical time for Minnesota. Like all states, we’ve been hit hard by the economic downturn. However, even before the credit market imploded, Minnesota was already becoming a shadow of the “good life” we saw on the cover of Time magazine so many years ago. We’ve been resting on our laurels. We have deferred needed investment in our state and now feel the consequences. We aren’t growing jobs; our employment growth rate ranks an abysmal 39th in the nation. Many Minnesota schools are shifting to four-day school weeks because they can no longer afford to keep the doors open all week. Tuition increases are putting a college education out of reach for many young people. More Minnesotans are going without health insurance, meaning higher costs for everyone. Our roads and bridges are literally falling apart. Every year, the state finds itself in a budget crisis. Finally, greater reliance on fees and shifts to local property taxes has meant the middle class now pays a higher share of their

Guest Columnist Shar Knutson

income in taxes than the rich do. If we want to continue living “The Good Life in Minnesota,” we must move our state in a better direction. Obviously we can’t go back to the same policies of the past; we live in a different world. However, that doesn’t mean we can’t achieve the outcomes that made Minnesota great. We want a Minnesota where taxes are fair and properly invested. We want a Minnesota with public schools that are the envy of the nation. We want a Minnesota with a safe transportation infrastructure that actually helps business. We want a Minnesota where everyone who wants to work, can earn a family sustaining wage. If we want to make Minnesota great again, we need a governor who is committed to investing in our state again. The candidates for governor need to

tell middle class Minnesotans how they will make taxes fair again. The candidates need to tell Minnesotans if they think four-day school weeks are acceptable for children. The candidates need to tell Minnesotans how they will work to make health care more affordable and available. The time has come for middle class Minnesotans to ask the candidates running for governor how they will get us working again. There’s a clear choice this November. Republican Tom Emmer, through his legislative record, has already committed to continuing to rest on our laurels, and is hoping to coast and cut our way to recovery. At every turn he has opposed job creation, opposed investing in students, and opposed making health care affordable. We deserve a governor who shares our values and priorities and puts middle class families first. Shar Knutson is president of Minnesota AFL-CIO. The Minnesota AFL-CIO is made up of more than 1,000 aff iliate unions, representing more than 300,000 working men and women throughout the state.

Submissions to Forum: www.DakotaCountyTribune.biz

a $450 million income tax increase, the DFL leadership was barely able to muster enough votes to pass their last ditch attempt to balance the budget. Even before the bill was passed, the governor pledged to veto their proposed tax increase. Gov. Pawlenty once again smackeddown their proposal with a quick veto. Now with only nine days left before adjournment, Democrats were bewildered. Their hopes of a $400 million state bailout arriving from federal health care dollars disappeared, along with their efforts to raise taxes. There was little left for the DFL majorities to do but to rubber stamp the budget unallotments they had so strenuously objected to for the last 10 months. Pawlenty was able to emerge victorious from a bruising and bitter legislative contest. While Democrats held their heads high for providing a balanced budget, most of their budget solutions were thwarted by the governor in the end. The winner of the 2010 legislative smackdown event was Pawlenty. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 10, 2010

Forum Commentary and opinion regarding issues in the world of business and public policy

Every Minnesota student deserves chance to succeed by David C. Olson SPECIAL TO THE TRIBUNE

I have participated in numerous Capitol press conferences. None has been more impressive than when supporters of alternative teacher licensure advanced the measure in the waning days of the 2010 session. The coalition was as broad as I’ve witnessed. Represented were students from a cross-section of ethnic backgrounds; Democrats, Republicans and Independents; parents, students and school administrators; state senators and representatives. They all encouraged state policy-makers to give our struggling kids some help. They all shared the passion and mission to ensure that every Minnesota student deserves a chance to succeed. Who “won” in the end? The truth is no one, but the leaders of Education Minnesota must think they did.

Guest Columnist David Olson

The statewide teachers’ union spent a boatload of money on ads to prevent the best and brightest individuals from sharing their expertise with Minnesota children. And it succeeded. Nearly every supporter of alternative licensure knows a success story. My experience is that of my niece who recently celebrated her first year of teaching third grade in Tulsa, Okla. Her preparation for the classroom was as a graduate of Teach for America — an alternative licensure program recognized nationwide for its rigorous training and its academic results for narrowing the achievement gap between advantaged and disadvantaged students.

Her story is likely similar to many that our teachers face day in and day out. “Almost 180 days later, I stand before you, exhausted and proud,” she said during an evening of celebration. “We made it through our first year of being classroom leaders, teachers, social workers, mentors, coaches and cheerleaders. While this may mark a nearing halfway point in our formal commitment, what it really marks is our formal introduction into a lifelong movement.” As all teachers do, my niece experienced ups and downs during the course of the year. She related her “off track” days with Troy, a student who experienced a death in his family that ultimately led to the family leaving its home for personal safety rea-

sons and his dropping out of school. Troy inspired her “on track” days, too. Despite his personal problems, Troy achieved. In less than two months, he increased his reading speed by 23 words per minute. He started the year on first-grade math level and left her class at a 70 percent mastery of all third-grade math objectives. He attended tutoring for three months and even called her one evening to find out how he did on his spelling test. He knew he had gotten his first “A” in spelling for the year. The progress of Troy and her other students also represented my niece’s many “within reach” days — the many days between perceived successes and failures. Her students progressed because “our daily commitment to every student is where we slowly but surely pushed our students toward the signifi-

cant progress they’ve made.” Minnesota is missing key opportunities to place more of these high-caliber candidates in the classrooms. At present, the highest-performing teaching programs for undeserved students — programs like Teach for America that have shown remarkable success in other parts of the country — have no permanent status in Minnesota. Contrary to the claims of Education Minnesota, alternative licensure neither takes away jobs from current teachers nor shortchanges teacher training. The additional options simply enhance the pool of quality candidates and will bolster the collective efforts of the rank-and-file teaching corps. The failure to pass alternative pathways for teacher licensure — one of the Minnesota Chamber of Commerce’s key initiatives for this year — represented both the

best and worst in crafting public policy. I’ve never been prouder as part of a coalition that had nothing but the best intentions for Minnesota’s future. In the end, however, the special interests of a single group took precedence when DFL leadership blocked this measure that had bipartisan support. DFL leadership thwarted efforts for the proposal to even be debated and voted on the Senate floor — although it had advanced through key House and Senate committees. The issue is too important to let die. We’ll be back next year, along with the hundreds of other supporters, determined to ensure that every Minnesota student has a chance to succeed. David Olson is president of the Minnesota Chamber of Commerce. He can be reached at dolson@mnchamber.com.

How to spot the red flags of BBB offers money management an investment seminar scam advice for newlyweds Falling victim to a fraudulent investment scheme can mean losing anywhere from a few hundred dollars to one’s life savings. While most people might not see the harm in sitting through an investment seminar, the Better Business Bureau of Minnesota and North Dakota recommends researching the investment company first, rather than run the risk of falling for a financial song and dance over a free lunch. Investment scams and schemes can come in many forms and a common technique to lure people in is the offer of a free financial seminar over lunch. In one recent example, the Securities and Exchange Commission shut down a Ponzi scheme which stole $20 million from retirees in California and Illinois. The scammers invited senior citizens to estate planning seminars and later coaxed their victims into buying promissory notes for purported Turkish investments. When listening to an investment pitch, the BBB recommends looking for the fol-

lowing red flags: • It requires a large upfront investment. Untrustworthy schemers might try to convince investors to pay a lot of money upfront so they can get out of town with a large haul, rather than wait for the funds to trickle in. • It promises high returns for low risk. Every investment comes with a level of risk. Typically the amount of risk increases in line with the potential return on the investment. If the seminar is trying to sell an investment scheme that claims a high return with little or no risk, beware, even if it comes with the promise of a money-back guarantee. • It employs high pressure sales tactics. Seminar leaders often use high pressure sales tactics to get people to sign up without thinking it through. They might claim that there are only a few spots left or that a person needs to get in on the ground floor today to see the largest earnings. Any reputable investment company will let clients take their time and do their research and will not pressure someone into signing a check. • It relies on off-shore in-

vestments. Many hucksters try to give their scheme an air of sophistication by relying on overseas investments such as foreign currency, property, stocks and bonds. They also might claim – incorrectly – that investors can avoid taxes by investing overseas. • It sounds too good to be true. At the end of the day, if the offer sounds too good to be true, it probably is. Always listen to your instincts because the potential payoff is rarely worth the risk. For more advice from the BBB on financial planning and investing, visit http:// www.bbb.org/us/consumertips-finance. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www. bbb.org, or (651) 699-1111 or toll-free at 1-800-646-6222.

Marriage is an exciting time for a couple. However, once the honeymoon is over, it’s time to sit down and get serious about finances. After walking down the aisle, the Better Business Bureau of Minnesota and North Dakota advises newlyweds to take control of their money or risk a rocky financial future. According to research by Utah State University, married couples that frequently fight over money are more likely to split up. Even when compared to frequent fights over other issues – such as chores, sex and in-laws – fighting about money was a better predictor of a future divorce. The BBB offers the following advice to newlywed couples: • Let financial skeletons out of the closet. After marriage, any personal debt becomes “our debt” and it’s important to sit down early on and discuss what outstanding obligations exist on both sides including car loans, school loans and credit card debt. Review your credit reports to get a better idea of what you are both bringing to the marriage. • Build a budget. Af-

ter you’ve gotten a grasp on your debt, it’s time to build a monthly budget. Look at your monthly bills to create a realistic picture of how you spend. Discuss your long-term goals – such as buying a house or a car and having kids – and figure out how much money you need to set aside every month to reach those goals. • Designate a driver but travel together. In order to avoid confusion, one person should be assigned to paying the bills every month. This doesn’t mean that the other person takes a back seat role in managing the finances. Have a discussion at least every month about your financial progress in order to map your path and nip any bad spending habits in the bud. • Plan for emergencies. Many young couples fail to save money to get them through hard times such as health problems and unexpected unemployment. Experts recommend you set aside three to six months of salary in a rainy day fund – ideally an interest-bearing account that can be easily accessed. • Save for the future. Retirement may seem like a long way

off to newlyweds, but setting aside money now means reaping big rewards later on. Take advantage of both employers’ retirement matching programs – if available – or set up individual retirement accounts. • Make a vow to be savvy consumers. Many families have had their life savings decimated after becoming a victim to fraud or identity theft. Check out the BBB’s website to find trustworthy businesses, get educated on the red flags of fraud and learn how to protect your identity. For more advice on managing your money, visit www. bbb.org/us/consumer-tipsfinance/. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 6991111, or toll-free at 1-800646-6222.

June 10, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

How can I failure-proof my business? The quick answer: You canâ&#x20AC;&#x2122;t by Robert Voss SPECIAL TO THE TRIBUNE

As a college-level business entrepreneur instructor and small business development center counselor, I actually get asked this question a lot: â&#x20AC;&#x153;How can I failure-proof my business?â&#x20AC;? People who start businesses always seem to be looking for some kind of guarantee to make sure their ventures will not fail. To my knowledge, no such guarantee exists. Even if the business owner does everything right, his or her business could still fail through any number of outside influences. Let me give you a few examples. All of us remember the terrible consequences of 9/11. After the horror of watching the towers go down, most people quit investing and for a period of time just sat and reflected on what had happened. For a year or more, we all lived in a state of shock. During this time, a bunch of busi-

Make It Happen Bob Voss

nesses went under because investors held back capital while consumers stopped buying, having made the conscious choice to hold onto their money. The failed business owners didnâ&#x20AC;&#x2122;t do anything wrong. There was absolutely no way they could anticipate what happened on Sept. 11, 2001. Hereâ&#x20AC;&#x2122;s another example: During the current economic downturn, many real estate firms and mortgage companies went out of business because the real estate market tanked. For more than 35 years, the homes Iâ&#x20AC;&#x2122;ve owned always appreciated in value. Today, my home is worth a lot less than it was worth three years ago. Who could have anticipated such a trend? Real estate was never supposed to depreciate in value. This fact was something I had

always been taught. Never in my wildest dreams would I have believed my home could be worth less than what it had been worth the previous year. Yet, thatâ&#x20AC;&#x2122;s what happened-and businesses went under because of it. Lastly, look at the oil spill crisis in the Gulf of Mexico. Who knows how much this disaster is going to damage British Petroleum? More to the point, how many business owners that rely on clean water and clean beaches for their livelihood are going to be put out of business by the spill? These small business owners could never have anticipated a catastrophe of this magnitude. Because we canâ&#x20AC;&#x2122;t control or anticipate every factor that can adversely affect our business ventures, we are stuck with the knowledge that there is no iron-clad guarantee our business will never fail. What can we do to give our enterprises the best possible chance of succeeding? I believe that

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

by following four simple rules, we can stack the odds in our favor and become highly successful business owners. Four Simple Rules for a Successful Business are: 1. Always be honest in your business dealings. People will naturally do business with someone they believe is honest with them. Honesty builds a great reputation and great reputations give businesses a big competitive advantage in tough economic times. Honesty increases your chances of success. 2. Always provide the best products or services. If you provide the best products or services, you will automatically stand out from the crowd. Offering something better than your competition will get you the word-of-mouth marketing that will keep you going in

cussed. You read a lot about continuing to invest in your business for continued growth, but you rarely, if ever, hear someone say you should be putting at least some of your profit into a nest egg to make sure you have something to fall back on. If the last few years of our roller-coaster economy have taught us anything, it is that no one can predict the future â&#x20AC;&#x201D; and having something in reserve when times get tough is probably the surest way to keep your business in the black. If you would like to learn more about how to improve your business, or get the inside scoop on business entrepreneurship, please feel free to e-mail Bob Voss at bob.voss@ dctc.edu or visit www.dctc. edu.

tough times. Having customers say great things about you is a solid way to boost your business. 3. Always treat your customers as you would like to be treated. The Golden Rule is not just for church: It also works great at keeping your customers from straying to your competitors. If you treat your customers with respect, they will be far less susceptible to low-price competition, a tactic a lot of companies employ to â&#x20AC;&#x153;buyâ&#x20AC;? business in tough times. Treating your customers the way you would like other businesses to treat you is just good business. Robert Voss is an entrepreneur 4. Always save for a rainy instructor at Dakota County day. This last rule â&#x20AC;&#x201D; saving Technical College in Rosefor a rainy day as in economic mount and counselor at the downturns or acts of God or Small Business Development man â&#x20AC;&#x201D; is almost never talked Center in Apple Valley. He can about, written about, or dis- be reached at voss@dctc.edu.

Best Practices

Six ways to get million-dollar feedback from your customers

Customer feedback is vitally important to organizations of all kinds. It gives you direct knowledge about what your customers want from you and what they think about your organization. It can tell you what you need to do to keep customers coming back. And, in challenging economic times, a steady flow of accurate customer feedback could be the difference between a healthy business and no business. So here are six suggestions to help you and your organization get better feedback from your customers. 1. Have your employees get the feedback. Your customers do business with you and your employees. The better your relationships are between your employees and your customers, the better feedback you

Guest Columnist Kevin Stirtz

can get. So let your employees handle this. Consultants and survey companies will never have these quality relationships with your customers (why would you want them to?). 2. Make it ongoing. Things are constantly changing. This includes your business, your customers and your market. What you learn today from a customer might be irrelevant next quarter. Doing an annual survey or making quarterly phone calls might not be enough. Youâ&#x20AC;&#x2122;ll get better information if you stay in touch with your customers on a regular basis. This also helps you keep your questions short and fast.

If your only attempt to get customer feedback is an annual survey, youâ&#x20AC;&#x2122;ll be tempted to ask them too many questions. Then youâ&#x20AC;&#x2122;ll get fewer responses and your information will be less valuable. 3. Keep it informal and unobtrusive Put the clipboard down. Most people do not like surveys or formal interviews. And even if they do them their answers often vary. There is something about the formal setting that causes many people to behave differently. (We donâ&#x20AC;&#x2122;t even realize we do it.) The best feedback comes from natural, informal situations when the customer is being genuine. Theyâ&#x20AC;&#x2122;re not thinking about how to answer, they are just respond-

ing. If you have regular and ongoing contact with your customers, use those points of contact as opportunities to ask how they feel and what they think. And do it in a normal, conversational way. Leave the clipboards for the consultants. 4. Make it easy and convenient. Weâ&#x20AC;&#x2122;re all busy. ( Just ask anyone, theyâ&#x20AC;&#x2122;ll tell you.) So if your feedback attempts take too much time or are a hassle then they will fail. Donâ&#x20AC;&#x2122;t make people jump through a lot of hoops. Keep your questions short and few. And make it easy for them to respond. I recently requested feedback from people who read my Daily Dose of Amazing Service newsletter. It was a short e-mail with five questions that could be quickly answered. In fact, I answered them myself and it took 38 seconds.

The response rate was phenomenal. More than 35 percent of my readers responded. I was thrilled because it showed me people are willing to help you with their feedback. But you need to make it easy. 5. Thank them. Say â&#x20AC;&#x153;thank youâ&#x20AC;? to everyone who gives you feedback. I know this sounds trite. But itâ&#x20AC;&#x2122;s not as common as it should be. Say it more than once. Thank them in a way that they know you mean it. Tell them why you appreciate their feedback. 6. Do something with the feedback. Perhaps the best way to thank your customers for their feedback is to do something with it. This doesnâ&#x20AC;&#x2122;t mean youâ&#x20AC;&#x2122;ll implement every idea they give you. But donâ&#x20AC;&#x2122;t ignore them either. Keep track of what customers tell you. And even if you donâ&#x20AC;&#x2122;t use it, let people know youâ&#x20AC;&#x2122;ve con-

sidered what they told you. Tell them (or show them) how you have used their suggestions. This will make them more willing to offer feedback in the future. And it will make it more likely theyâ&#x20AC;&#x2122;ll stick with you because youâ&#x20AC;&#x2122;ve engaged them in a way your competition has not. Youâ&#x20AC;&#x2122;ve brought them closer to your business. So how does your organization get customer feedback? Is it once in awhile or a regular, planned process? Kevin Stirtz is the Amazing Service Guy, a speaker, trainer and consultant who helps organizations of all kinds deliver amazing customer service. His recent book: â&#x20AC;&#x153;More Loyal Customersâ&#x20AC;? has won 5 star reviews at Amazon.com. He can be reached at (952) 212-4681 or kevin@amazingserviceguy.com.

by Kevin Stirtz SPECIAL TO THE TRIBUNE

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 10, 2010

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Two incumbents, two Six candidates file for office, not newcomers vie for council seats enough for primary to be held

Photo submitted

Idential twin brothers Travis and Kalin Laurent started 4 Degrees of Freedom with friend Dan Shaw in 2000 while attending Lakeville High School.

Rock, country comes to city’s Kelley Park for summer series Local country rock band 4 Degrees of Freedom kicks off the free, summer-long Music in Kelley Park concert series with a performance at 6 p.m. Friday, June 11. The series hosted by the Apple Valley Arts Foundation features a different band each week along with local food vendors in the park at Fortino and 152nd streets. 4 Degrees of Freedom – formed in 2000 while front men and twin brothers Travis and Kalin Laurent and drummer Dan Shaw were students at Lakeville High School – are regulars of the south-metro music scene, logging shows at Rudy’s Redeye Grill in Lakeville and Majors Sports Cafe and Rascals Bar and Grill in Apple Valley. Travis is a physics teacher at Apple Valley High School, while Kalin teaches physics at Lakeville South; both sing and play guitar in the band. Shaw runs a catering business, Lunchtime, in Burnsville. Originally called Blue Thunder, the band changed its name when its members realized the moniker didn’t make any sense. Specializing in classic rock and country, the band covers tunes by the Beatles, Creedence Clearwater Revival and Garth Brooks, and performs original music. Not limited to rock venues and outdoor festivals, the trio also plays weddings, private parties and, occasionally, nursing homes. — Andrew Miller

Farmington Farmers market to open early to offer more spring produce Opening two weeks earlier than usual, the Downtown Farmington Farmers’ Market will be able to sell early spring berries and vegetables during its second season. The market will be open from 3 to 7 p.m. Thursdays beginning June 24 until Sept. 16 at 109 Spruce St., behind city hall and near the library. Last year, attendance was high on opening night, said Lisa Dargis, coordinator of the market. Besides opening two weeks earlier, city staff surveyed residents to gather feedback on what they wanted to see added. This year, the market will have picnic table seating at both ends of the market and a few vendors will serve ready-to-eat foods. Special entertainment nights are planned as well. — Kara Hildreth

Incumbents Charlie Crichton and Dan Kealey will seek re-election to fouryear terms in November. Joining them in the four-way race for two seats are Paul Mudge and Greg Tomlinson. Filing closed June 1. Crichton Kealey Crichton and Kealey say their goals include a 2011 tax levy with little or no increase over the 2010 levy, which was held flat through an unprecedented $3.5 million in city budget cuts. They also said the council must try to boost revenue at the financially underperforming arts center. In its first year, 2009, the center required a $533,600 operating subsidy from the city, according to VenuWorks, the Iowa company hired by the city to manage the $20 million venue. The company had predicted a $346,220 subsidy, and the city budgeted for only $265,475, according to VenuWorks. Tomlinson, 28, criticized Crichton and Kealey for approving more spending to acquire a grand concert piano. Last December, the council voted unanimously for a five-year leasepurchase of the piano at an annual cost of $6,687. The cost is being shared equally with the Friends of the Burnsville Performing Arts Center. Kealey countered that the piano is a sound investment that will increase bookings. A one-term incumbent, Kealey also voted last year to spend $237,000 on an orchestra shell and other arts center upgrades. Crichton voted against that measure. Kealey, 52, said he’s been a “good manager of other people’s money” and was influential in a unanimous council vote to hold total tax collections flat in 2010. Mudge, 38, called the arts center is a “money loser.” — John Gessner

Lakeville City is new, but its infrastructure is getting old At a May 24 work session, Lakeville City Council members discussed a first draft of the city’s 2011-15 Capital Improvement Plan which focuses on rehabbing or replacing some of Lakeville’s roads, trails and buildings. Finance Director Dennis Feller said the city would maximize non-tax revenues to pay for the nearly $119 million in projects over the five years, including transfers from the general fund, state and federal grants and Municipal State Aid Street Funds. But Feller said that doesn’t spare the tax levy from an increase in 2012 and beyond. According to the plan, the tax levy for the Capital Improvement projects would be more than $7.8 million by 2015, a $1.5 million increase over the $6.2 million being doled out for projects in 2011. Among the road projects discussed was an extension of Kenrick Avenue from 175th Street to 181st Street. The project would provide a connection between the Best Buy- and Target-anchored Timbercrest commercial district with the business and commercial area along County Road 50 at Interstate 35. Another project, a re-configuring of Dodd Road, would begin in 2012 and turn it into a four-lane divided highway between 183rd Street and Hayes Avenue. A round about would also be installed at Dodd and Highview Avenue. The City Council will likely discuss the Capital Improvement Plan again in a work session before it goes before the group for a vote later in the year. — Derrick Williams

Candidates for Eagan’s elected offices will not appear on the primary election ballot after the close of filing June 1 resulted in only two vying for mayor and four for two open council seats. Mayor Mike Maguire will face a challenge from former Minnesota Vikings player Joey Browner. City Council incumbents Paul Bakken and Gary Hansen will face John Charles Weiser and Bill White in the Nov. 2 general election. Maguire was first elected to the City Council in 2002 and was voted in as mayor in 2006. He survived a fourperson primary in 2006 before defeating fellow Council Member Cyndee Fields for his first term. He has lived in Eagan for 14 years. Browner ran an unsuccessful write-in campaign for City Council in 2008. A few weeks before the Nov. 4 election, he unsuccessfully sued the city to get his name on the ballot after he missed a deadline to file as a candidate. Bakken, an attorney, was elected to the council in 1998 and served one term before deciding against running for re-election. He ran again in 2006 and won along with Hansen, who at the time was the chairman of the Eagan Advisory Planning Commission and the Dakota County Planning Commission. The terms for mayor and council members are four years expiring Dec. 31, 2014. A primary election would have been needed if three or more filed for mayor and five or more filed for council. — Tad Johnson

Rosemount Council approves layoff of building inspections employee After about six weeks of union negotiations, Rosemount City Council members unanimously approved on June 3 laying off a city building inspector. The official, Todd Sutter, is a husband and father who has been with the city for over seven years, but has the least seniority of the 12-person department. Community Development Director Kim Lindquist said the lack of development proposals drove the decision. Before making the change, the city asked employees in the department to voluntarily reduce their hours and avoid a layoff. Although colleagues offered to share a reduction of 18 hours, American Federation of State, County and Municipal Employees Union Representative Chris Cowen said the city never responded to the offer. In a later interview Lindquist said at least 40 hours were needed. If the department staff were able to devise a plan to share reduced hours, City Administrator Dwight Johnson said they would hire Sutter back. However, he noted some people in the department may not financially be able to reduce their work hours. Under an agreement with the union, Sutter will receive six-weeks severance pay and retain his medical and dental insurance benefits until April 2011. Lindquist said that if the economy doesn’t improve, there could be similar problems next year. In May, the city also laid off a worker who headed a preschool program that was popular at one time but had recently experienced dropping enrollments. — Laura Adelmann

June 10, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Gubernatorial candidate Tom Horner picks running mate Jim Mulder, former AMC executive director, will run with Horner in the November election. by T.W. Budig ECM CAPITOL REPORTER

Independence Party gubernatorial candidate Tom Horner has selected former Association of Minnesota Counties (AMC) Executive Director Jim Mulder as his running mate. Mulder, like Horner, is a first-time candidate for office but a familiar figure at the State Capitol. “This election will be about how best to get the job done,” said Mulder, 59, a resident of Roseville. Horner indicated his selection reflects a desire to have a running mate with multiple expertise, exceptional personal qualities, and added that Mulder’s AMC background helped the campaign to be statewide. All of Minnesota must at least have access to a minimum level of government services in order to address other pressing issues like education, Horner explained. He depicted Mulder, who served for 21 years as AMC executive director, as admirably suited to serve as his administration’s link to local government. “We’re not about tearing down government,” Horner

said. Mulder indicated the debates of the past had grown stale. “It’s time for a new debate, a new discussion,” said Mulder at a Capitol press conference. As AMC executive director, Mulder has been engaged in the government reform debate at the Capitol. Last session the AMC proposed a 10-point reform package – one Mulder styled at the time as bold – that included a controversial proposal to reduce the size of the State Patrol by half. The proposal would save the state about $37 million a year, the AMC argued. Some AMC proposals were on the outer edge, Mulder said recently. But he added the idea was to get people talking, and to that extent the proposals worked. Mulder described himself as a political independent – he’s voted for Democrats, Republicans and Independence Party candidates, he said. He voted for the last two Independence Party gubernatorial candidates, he said. Several decades ago Mulder did have ties to the Re-

Photo by Tim Budig

Independence Party gubernatorial candidate Tom Horner June 1 announced the selection of his running mate, former Association of Minnesota Counties Executive Director Jim Mulder (above). A resident of Roseville, Mulder is a familiar Capitol figure in recent sessions spearheading an AMC government reform initiative. Mulder described himself as a political independent – he once had ties to the Republican Party – and said he has voted Democratic, Republican, and for Independence Party candidates. Mulder is pictured speaking at a Capitol press conference, Horner standing aside listening to his running mate. publican Party – he worked for a party caucus – but Mulder indicated his actual party involvement was limited. Republican Party of Minnesota Chairman Tony Sut-

ton depicted Mulder as a longtime insider, saying Horner “has added another cheerleader for higher taxes and more spending on his team.”

Sutton also criticized Horner’s running mate selection by noting the AMC had been a client at the public relations firm Himle/Horner – Horner’s firm.

Horner indicated that the AMC had been indeed a client several years ago on a limited project. But Horner said he personally was not involved with the project. Mulder grew up in Renville, Minn., and he and his wife, Carmen, have a collegeage son. The government reform debate, Mulder explained, needed to be more than mathematical – fixating on costs alone without keeping in mind goals will cripple the state long term, he argued. In recent weeks, Republican gubernatorial candidate Rep. Tom Emmer of Delano and DFL-endorsed gubernatorial candidate House Speaker Margaret Anderson Kelliher of Minneapolis announced their running mates. More recently, former U.S. senator Mark Dayton announced Sen. Yvonne Prettner Solon, DFL-Duluth, as his running mate with former DFL House minority leader Matt Entenza of St. Paul picking former Fox 9 news anchor Robyne Robinson as his running mate. T.W. Budig is at tim.budig@ ecm-inc.com.

Art of compromise can be found at the heart of politics by Kris Berggren, Sue Hegarty, Patty Ostberg and Lauren Radomski SESSION WEEKLY

The House chamber can be a stage for public displays of disaffection as end-of-session pressure builds – grandstanding, sniping at opponents, making accusations, shouting, telling heart-wrenching stories, even tearing up from fatigue, emotion or both. What happens in the public eye, however, doesn’t tell the whole story of how laws are created. Behind the scenes, lawmakers tend to ease up on the posturing. They know the art of compromise is the heart of politics. Whether they’re political “frenemies” or real friends with divergent approaches to solving the state’s problems, finding common ground is key to making laws that work, lawmakers said, and so is having personalities that click despite political differences. During a meeting over coffee and muffins after the 2009 session, Rep. Matt Dean, RDellwood, and Rep. Erin Murphy, DFL-St. Paul, began to chip away at resolving the huge problem of funding health care for the poor, particularly the 34,000 covered by General Assistance Medical Care. “He’s funny, so we didn’t talk a lot of politics. We just got

to know each other,” Murphy said. Murphy, a nurse, learned Dean’s wife is a doctor. They also discovered they had both lived in St. Paul’s MacalesterGroveland neighborhood. Dean and Murphy, who had not collaborated before on legislation, agreed their work would be policy-focused, nonpartisan and geared toward a bill the governor would sign. Both knew neither person would be entirely happy with the outcome. Dean believes people are tired of one party pushing through legislation that prompts overrides, lawsuits or unallotments. “I think they like divided government that doesn’t necessarily work great for either side,” he said. Less controversial bills also benefit from bipartisan support. Rep. Kim Norton, DFLRochester, teamed up with Rep. Bob Dettmer, R-Forest Lake, to promote statewide K-12 physical education standards they say are a win-win for schools, students and even the state’s long-term health. They say research links participation in fitness activities with better standardized test performance and fewer behavioral problems. HF3115, sponsored by Norton, would require the state to adopt such standards. Dett-

mer sponsored a similar bill three years ago when Republicans were in the majority. “When both of us can come to the table and work our own caucuses, that ultimately benefits the kids,” Norton said. Both have an interest in promoting fitness noted Dettmer, a physical education teacher and U.S. Army fitness trainer, adding that having the standards will help the state qualify for some federal grants it’s now leaving on the table. The two put in some sweat equity last summer, co-chairing a task force on childhood obesity with Sen. Terri Bonoff, DFL-Minnetonka, who sponsored the companion, SF2753. The bill was amended May 16 into a health care law signed May 25 by Gov. Tim Pawlenty, HF3055/SF2908, sponsored by Rep. Paul Thissen, DFLMinneapolis, and Sen. John Doll, DFL-Burnsville.

Sharing common ground Another pair of lawmakers may be politically polarized but they’re linked quite literally by common ground. Rep. Frank Hornstein, DFL-Minneapolis, and Rep. Mary Liz Holberg, R-Lakeville, collaborated on a bus rapid transit bill for Interstate 35W, the roadway connecting their

communities, at the start of Hornstein’s legislative career in 2003. Holberg gave Hornstein a tour of her district and convinced him to dust off copies of transit studies rather than seek to spend thousands of dollars on a new study. After a series of successful meetings, the pair put together a plan to deal with traffic congestion along the corridor. “Rep. Holberg and I disagree on fundamental issues, but we’re able to maintain a very friendly and respectful relationship,” Hornstein said. Holberg credits their success to focusing on getting things done for the common good. “It’s more about personalities, not what party you’re from. We can agree to disagree on a lot of issues,” Holberg said. “He was willing to look at costeffective options.” “There are so many different divides here – fault-lines in the Legislature that need to be overcome. I think it’s as old as the state itself. It’s not going to simply go away. But, I think we can temper the polarization by investing in some intentional relationship building,” Hornstein said. However, the relationships themselves occasionally cause concern, said representatives Marsha Swails, DFL-Woodbury, and Carol McFarlane,

R-White Bear Lake. Although each is a proud member of her party, they say some in their caucuses are skeptical they’re so chummy. “We like being seen together because we know it drives everyone a bit crazy,” said Swails, who grew up in a Republican family, before switching to the DFL party later in life. “But I also know that there’s lots more that unites us than divides us.” The two made several trips around the state to visit shared service cooperatives doing the work they’re promoting in HF2840/SF2511/CH319, sponsored by Swails and Sen. Ann Rest, DFL-New Hope. Signed by Gov. Tim Pawlenty, it establishes a collaborative governance council to recommend ways local government units can combine administrative services, purchasing, programs and technology in order to save money and maintain access to resources. Former Senate Majority Leader Roger Moe, now a lobbyist, lauds the pair as a model of the kind of collaborative governance they advocate. “They recognize that both of them bring something to this effort. They basically capture the best ideas of everybody in what is a more collaborative style and a more inclusive style (which) generally gives a longer standing to policy that’s worked

out,” he said. “The more fingerprints on the results, the longer lasting they are.” The women agree the road trips cemented a friendship that began when they sat next to each other during new member orientation in 2006. Along the way they shared stories of their grandchildren (Swails has two, McFarlane four); saw new parts of the state; and even played bingo at a motel restaurant they chose over an expensive resort where a conference was being held. McFarlane says some people are surprised “a pair of grandmas” put together a bill that has united unions and management groups in support. “Marsha and I have been able to allow conversation that sometimes doesn’t happen in this environment,” McFarlane said. She said that’s partly because they see what’s good for the whole state, not just the party or some groups. That attitude could help in the coming years, when bipartisanship may be needed most, Dean said, as the state’s mounting deficit forces future lawmakers to consider reforms to service delivery across all areas. “The decisions aren’t going to get easier. They’re going to get harder,” he said.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 10, 2010

Capitol Commerce RIP: Bills that didn’t make it by Kris Berggren SESSION WEEKLY

Some bills die a quiet death in a committee; others do not go gently into the night, instead prompting one-vote defeats or rousing floor debate. The following dead bills may rest in peace forever – or may be resurrected in the years to come.

Amendment on judicial elections HF224, sponsored by Rep. Steve Simon, DFL-St. Louis Park, would have changed how judges retain their seats on the bench, through an amendment to the state constitution. Judges would have initially been appointed by the governor, then subject to a vote after one term. Fate: Passed as amended by the House State and Local Government Operations Reform, Technology and Elections Committee, but did not receive a hearing in the House Civil Justice Committee. Its companion bill SF70, sponsored by Sen. Ann Rest, DFL-New Hope, did not receive a vote by the full Senate.

Schools authority to extend levy HF3063, sponsored by Rep. Jerry Newton, DFL-Coon Rapids, would have provided school boards limited authority to extend expiring operating levy referendum by written resolution without voter approval. Education groups supported the measure that could have stabilized local funding and saved school districts the cost of running a referendum campaign. Fate: Included in K-12 omnibus bill that died. Its companion bill SF2769, sponsored by Sen. Don Betzold, DFL-Fridley, was laid over by the Senate E-12 Education Budget and Policy Division for possible omnibus bill inclusion.

Alternative teacher licensure HF3093, sponsored by Rep. Carlos Mariani, DFL-St. Paul, would have allowed a limited two-year teaching license for candidates such as Teach for America members who have a bachelor’s degree and meet other criteria. TFA members now must seek an annual license waiver from the Board of Teaching. Fate: Voted down on the House floor as an amendment to K-12 omnibus bill. Its companion bill SF2811, sponsored by Sen. Terri Bonoff, DFL-Minnetonka, was included in SF2757, which was recommended to pass by the Senate Education Committee, but was not acted upon by the Senate E-12 Education Budget and Policy Division.

Lifting nuclear power plant ban

HF3009/SF2971, sponsored by Rep. Bill Hilty, DFLFinlayson and Sen. Yvonne Prettner Solon, DFL-Duluth, would have lifted the moratorium on building new nuclear power plants. It would have allowed the Public Utilities Commission to issue a certificate of need, but the provision would come with strings attached that had nuclear power supporters opposing the bill. Fate: Died in conference committee.

Gun shows background checks HF2960, sponsored by Rep. Michael Paymar, DFL-St. Paul, would have prohibited the sale of a firearm at a gun show without conducting a background check on the buyer. Fate: Was defeated 5-3 by the House Crime Victims/ Criminal Records Division. Its companion bill SF2659, sponsored by Sen. D. Scott Dibble, DFL-Minneapolis, was not acted upon by the Senate Judiciary Committee.

Vikings stadium funding HF3825, sponsored by Rep. Loren Solberg, DFL-Grand Rapids, offered a plan to help fund a new Minnesota Vikings stadium, including Metropolitan Council revenue bonds backed by a team contribution; Minneapolis hospitality tax revenues paying off the city’s convention center debt until 2020 then going toward a stadium; a lottery game; and sales taxes on team jerseys and hotel stays. Fate: House State and Local Government Operations Reform, Technology and Elections Committee voted no, 109. Its companion bill SF3399, sponsored by Sen. Tom Bakk, DFL-Cook, was approved by the Senate State and Local Government Operations and Oversight Committee, but was awaiting action by the Senate Finance Committee.

Healthier ice rink air quality HF3512, sponsored by Rep. Rick Hansen, DFL-South St. Paul, would have encouraged the Minnesota Amateur Sports Commission to consider how to improve air quality in indoor ice arenas, and directed the Health Department to boost rulemaking and legislative reporting on air quality inspections, violations and enforcement. Fate: Made it to the House floor, but was not voted upon. Its companion bill SF3175, sponsored by Sen. Ellen Anderson, DFL-St. Paul, was recommended to pass by two committees, but was not heard by the Senate Finance Committee.

House Speaker Kelliher fulfills her ‘deal’ by Lauren Radomski SESSION WEEKLY

House Speaker Margaret Anderson Kelliher (DFLMinneapolis) still remembers the looks she got while door knocking in her district in the late 1990s. Then 29 and the mother of two young children, Kelliher was seeking the seat held by retiring Rep. Dee Long, the first female Speaker of the House. “How in the world are you ever going to fill her shoes?” Kelliher recalls being asked. “And so I would say, ‘I’m going to bring my own pair of shoes.’ And that’s exactly what I’ve done.” After a dozen years in the House, four of them as speaker, Kelliher is ready to end her legislative career. She says she made a “deal” of sorts with her husband around the start of her first term in 1998: She would reevaluate what she was doing after 10 years. Her election to the position of speaker prompted her to stay a bit longer than she’d originally anticipated. “I, more or less, decided

Photo by T.W. Budig

House Speaker Margaret Anderson Kelliher, DFL-Minneapolis, dabs her eyes after receiving a standing ovation from the House on May 16 at start of session. Kelliher is the endorsed-DFL gubernatorial candidate, and win or lose in the primary, will not be back. after the last election that this would be my last two years,” Kelliher said. She says it was a choice she made before deciding to run for governor. A Mankato-area native

and former legislative aide, Kelliher said she ran for office because she was interested in “helping people through the maze of government when they get stuck.”

Named “Freshman Legislator of the Year,” Kelliher initially served on transportation and environmental policy committees. In 2000, See Kelliher, Page 10A

Emmer has one more goal in his playbook by Sue Hegarty

He has sponsored many bills since then, includAfter scoring a hat trick – ing judicial topics. a skilled hockey player, family “I did learn very man and state representative quickly that it’s territorial – Rep. Tom Emmer, R-Delaaround here,” he said. “I was no – is chasing one more goal: told privately that the judicial He’s vacating his House seat branch will take care of its to run for governor. own stuff.” Emmer views his legislaWorking at the Legtive career as a team effort islature is not that different and a familiar play taken from working in the private from life’s playbook. sector, Emmer said. “I’m probably just like ev“It’s all about relaery other person who’s born tionships,” he said. “You need and raised in Minnesota,” he to know the rules; you need said. “You’re just trained to to understand the process; give back, you know. People then you just need to apply who gave to you set the exyour interpersonal commuample, and one day you find nications skills to building yourself coaching your kids’ relationships so you can get T-ball teams, and the next things done.” day you’re sitting on a church There isn’t one piece finance council, and before of legislation that defines you know it, you’re on a city his work; rather, it was being council and then somebody consistent and keeping his says, ‘You know, you should word. Photo by T.W. Budig run for the Minnesota House “What I’m most of Representatives,’ and you’re Rep. Tom Emmer, R-Delano, studies a bill proposal on the proud of is that I’ve been true dumb enough to think it’s a floor of the House. to what I’ve told my constitupart-time job.” ents that I would do; I have He shares another Minvoted the way they expect me around 5:30 a.m. and leave at 7 p.m. so nesota virtue – a passion for hockey. He he could coach hockey until 10:30 p.m. to,” he said. played a year of U.S. Junior Olympic almost every night through March. He makes no apologies for his somehockey in Boston before returning home “You decide what level of involve- times rigorous stance on the issues. to help with the family lumber business. ment you want to have,” he said. “For “We’re supposed to be allowed to deThat’s when he met his wife, Jacquie. me, you’re either all in or you’re all out, bate aggressively,” he said. The couple has raised one daughter and so I’ve pretty much been all in.” But like the end of a hotly contested six sons, currently between the ages of 8 One of the first bills he sponsored game, “you need to be willing to walk and 20, in Delano, a community he de- was a county border issue. The city of across the aisle and shake somebody’s scribes as “on the cusp of the metro.” Rockford, largely in Wright County, had hand and get them to recognize that, When he was first elected to repre- an isolated neighborhood in Hennepin ‘You know what, I’m just a human being sent District 19B in 2004, Republicans County. To increase response times for like you.’ It’s up to you to take the iniheld the majority in the House. He said emergency services such as fire and po- tiative, to go and get to know someone it was a period of fewer committee hear- lice, the county border was moved so and understand what drives them, what ings and “family-friendly” hours that that the neighborhood could receive motivates them,” he said. enabled him to arrive at the Capitol Wright County services. SESSION WEEKLY

10A

June 10, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Franken attempts Wall Street reform Governor indicates that most Republicans do not support the senatorâ&#x20AC;&#x2122;s measure by T.W. Budig ECM CAPITOL REPORTER

U.S. Sen. Al Franken was at the State Capitol on Wednesday, June 2 taking testimony on the Wall Street reform legislation currently before Congress. Franken succeeded in amending the Senate reform bill, with some Republican support, to include a provision that would have a group of third-party, nongovernmental private investors assigning credit rating agencies to banks when banks want a financial product rated. Franken argues that one factor that led to the financial services industry meltdown was that banks could â&#x20AC;&#x153;shop aroundâ&#x20AC;? for credit ratings. Because credit rating agencies knew an unfavorable rating on their part could mean a loss of future business, they were financially spurred to give pristine product ratings, Franken argues. The U.S. House and Senateâ&#x20AC;&#x2122;s Wall Street reform legislation is currently in conference committee. Although not wanting to offer a guess when a final bill might reach President Obamaâ&#x20AC;&#x2122;s desk, Franken indicated he didnâ&#x20AC;&#x2122;t think it would be that long. Franken believes his amendment, which has drawn some unfavorable commentary from the Wall Street Journal will emerge

Kelliher from Page 9A

she led the effort to override then Gov. Jesse Venturaâ&#x20AC;&#x2122;s veto of funding for a new Guthrie Theater in Minneapolis. Af-

Photo by T.W. Budig

One person testifying at the hearing was Debbie Hart, owner of an art frame and supply store in Excelsior and a volunteer for the Sherburne County Sheriff â&#x20AC;&#x2122;s Department as a mounted patrol reserve officer. from conference committee intact. â&#x20AC;&#x153;I think itâ&#x20AC;&#x2122;s incredibly important,â&#x20AC;? said Franken of the amendment remaining in the bill. Among criticisms appearing in the Journal is that Frankenâ&#x20AC;&#x2122;s provision assumes all credit rating agencies are capable of making credible ratings on complex financial products when they are not. Franken on Wednesday spoke of such Wall Street criticism as a badge of honor. Republican Gov. Tim Pawlenty indicated last week

that Republicans in general do not support the Wall Street reform legislation the Democratic-controlled Congress is weighing. Pawlenty indicated that action is needed. â&#x20AC;&#x153;I think thereâ&#x20AC;&#x2122;s a bunch of stuff that needs to get done,â&#x20AC;? he said of reforming of the financial sector. Pawlenty spoke of creating a clearinghouse for derivatives â&#x20AC;&#x201D; complex financial products which derive their values based on other assets. Pawlenty spoke of fostering transparency in the de-

rivative market. The governor also spoke of the need of creating a blueprint for â&#x20AC;&#x153;winding downâ&#x20AC;? troubled big financial holding companies â&#x20AC;&#x201D; a process akin to bankruptcy that other financial companies follow when in ruin. â&#x20AC;&#x153;We canâ&#x20AC;&#x2122;t have â&#x20AC;&#x2DC;Too Big to Fail,â&#x20AC;&#x2122; and we have to end bailouts,â&#x20AC;? said Pawlenty. â&#x20AC;&#x153;You can fail â&#x20AC;&#x201D; you will fail,â&#x20AC;? Pawlenty indicated the message to the big holding companies should be. Pawlenty also spoke of the need to â&#x20AC;&#x153;cram downâ&#x20AC;? the fi-

ter their first attempt failed, Kelliher and Rep. Greg Davids, R-Preston made a second, successful attempt later the same day. Kelliher said the experience was â&#x20AC;&#x153;a lesson

in coalition-building.â&#x20AC;? She is also proud of her involvement in overriding Gov. Tim Pawlentyâ&#x20AC;&#x2122;s veto of transportation spending in 2008. The law legislators passed raised the stateâ&#x20AC;&#x2122;s gas tax to pay for millions of dollars in road and bridge projects. It came in the wake of the Interstate 35W bridge collapse, what Kelliher calls â&#x20AC;&#x153;the visible sign of disinvestment in our state.â&#x20AC;? Kelliher also lists the passage of renewable energy standards and the outdoors/ arts constitutional amendment as highlights of her legislative career. Both, she said, will have a generational impact. Other memorable experiences have been more personal. Kelliher and Rep. Ann Lenczewski, DFLBloomington have had a long-standing tradition of meeting for dinner one night near the end of session. Another of Kelliherâ&#x20AC;&#x2122;s end-of-session traditions: bringing her children to visit during the final night, sometimes even to last-minute meetings. When Kelliher isnâ&#x20AC;&#x2122;t at

home, she says sheâ&#x20AC;&#x2122;s fortunate her family has the help of her 86-year-old mother, Elaine, who has come to stay with them every legislative session since Kelliher was elected. â&#x20AC;&#x153;She has been the secret weapon in being able to be here and stay here,â&#x20AC;? Kelliher said. Kelliher says one of the biggest changes sheâ&#x20AC;&#x2122;s seen at the Legislature over the past 12 years is in the way constituents communicate with lawmakers. She gets fewer phone calls than she once did, with most people contacting her by email. Others opt for newer vehicles like Facebook and Twitter. To the person who serves as the next Speaker of the House, Kelliher offers the same advice that was given to her. â&#x20AC;&#x153;Make friends with everyone: legislators, Democrats, Republicans, staff members, people who come to advocate,â&#x20AC;? she said. â&#x20AC;&#x153;The second thing is to know the budget. If you know the budget, you can do just about anything for your constituents.â&#x20AC;?

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Photo by T.W. Budig

Democratic U.S. Senator Al Franken heard testimony Wednesday, June 2 at the State Capitol pertaining to the Senate Wall Street reform legislation, a bill which Franken successfully amended to create a clearinghouse, controlled by private investors, that would assign credit rating agencies to banks when a bank wants a financial product rated. nancial loss in insolvent hold- should lose money, the govering companies to at least the nor explained. principal holders. That is, if their holding T.W. Budig is at tim.budig@ company fails, these people ecm-inc.com.

Session 2010 provided never a dull moment by Nick Busse SESSION WEEKLY

When the House and Senate came to order Feb. 4 for the 2010 legislative session, the state faced a $1.2 billion budget deficit (later revised to $994 million), and an unprecedented cash flow crisis. The economy was in a slump, unemployment was high, and funding for General Assistance Medical Care was set to expire, potentially leaving thousands without health care. Promising a fix to all these problems, lawmakers hit the ground running. By late March, several key pieces of legislation were already in the bag, including a $680 million bonding law, a package of tax incentives for businesses and a compromise plan to restore partial funding to GAMC. They also passed a bill that solved roughly onethird of the deficit through spending cuts. By April, the Legislature appeared to be on track for an early finish. Then, officials received word that $408 million in expected federal funding might not arrive in time for

lawmakers to use it in the budget. Eight days later, the Minnesota Supreme Court threw out the governorâ&#x20AC;&#x2122;s $2.7 billion in unallotments from 2009, turning the entire session on its head. The sudden ballooning of the stateâ&#x20AC;&#x2122;s deficit in the final days of the session nearly derailed four months of hard work, but a last-minute deal between legislative leaders and the governor was eventually reached. After gaveling the regular session sine die just before midnight May 16, minutes later at 12:01 a.m., on May 17, the stateâ&#x20AC;&#x2122;s first special session in three years was called to let the House and Senate pass one final budget-balancing bill. The House and Senate will reconvene Jan. 4, 2011, when legislators will begin work on erasing a $5.8 billion deficit projected in fiscal years 201213. In the meantime, an election will determine who controls the House and Senate as well as the governorâ&#x20AC;&#x2122;s office next year. The winners have a lot of work ahead of them.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 10, 2010

11A

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, June 10, 8:30 to 9:30 a.m., Coffee Break, Allied Chiropractic, 3410 Federal Drive, Suite 100, Eagan. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Tuesday, June 15, 7:30 to 9 a.m., Board of Directors meeting, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. â&#x20AC;˘ Tuesday, June 15, noon to 1:30 p.m., New Member Orientation, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. RSVP to by calling Michelle at (651) 2889202. â&#x20AC;˘ Tuesday, June 15, 6 to 7:30 p.m., Protecting Your Child seminar at Edward Jones, 3420 150th St. W., Rosemount. The seminar will answer the most commonly asked questions regarding estate planning for families with small children. It will also provide information for parents going on vacation without their children and providing for their children financially. Free. Information: Jennifer Heusinkveld at (612) 217-4387 or jennifer@ heusinkveldlaw.com. â&#x20AC;˘ Thursday, June 17, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. Speaker will be Ken Pirkel, a SCORE counselor. RSVP to rbatulis@ dcrchamber.com by Tuesday, June 15. â&#x20AC;˘ Monday, June 21, 11 a.m. to 8 p.m DCR Chamber Golf Classic at Mendakota Country Club, 2075 Mendakota Drive, Mendota Heights. Information: Michelle Tighe at (651) 288-9202, mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, June 24, 8 to 9 a.m., Farmington Breakfast, Farmington Eagles Club, 200 Third St., Farmington. Updates from City Administrator Peter Herlofsky and ISD 192 superintendent Dr.Brad Meeks. RSVP by Tuesday, June 22, to mtighe@dcrchamber.com. Cost: $15. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Tuesday, June 29, 8:30 to 10 a.m., MN Chamber of Commerce Policy Development Meeting, Enjoy! restaurant, 15435 Founders Lane, Apple Valley. Roundtable discussions to obtain feedback from members on the top issues affecting their business and provide a report on the current happenings at the state legislature.Co-hosted by the six chambers of Dakota County. RSVP to mtighe@ dcrchamber.com by June 24. Free to attend; coffee, juice, and pastries will be served. Information: Michelle Tighe at mtighe@ dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Sunday, June 13, 2 to 4 p.m., Apple Valley Community Ride 2010. The 12-mile ride begins and ends at the Apple Valley Family Aquatic Center. Ride with the mayor, members of the

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fire department, and other city employees. Cost: $2/person, $5/ family; includes goody bag, ride support, snacks and hydration. Register at www.valleybikeandski.com or (952) 432-1666. â&#x20AC;˘ Wednesday, June 16, 9 to 10:30 a.m., New Member Orientation at Enjoy! restaurant, 15435 Founders Lane, Apple Valley. Free. RSVP required. Information: LeeAnn Schirmer at info@AppleValleyChamber.com. â&#x20AC;˘ Friday, June 18, 11 a.m. to noon, ribbon cutting and grand opening at Cifelliâ&#x20AC;&#x2122;s Salon & Spa, 15083 Flagstaff Ave., Suite D, Apple Valley. Information: LeeAnn Schirmer at info@AppleValleyChamber.com. â&#x20AC;˘ Wednesday, June 23, 11:30 a.m. to 1 p.m., Chamber luncheon with former governor Arne Carlson, Enjoy! restaurant, 15435 Founders Lane, Apple Valley. Cost: $15 for members, $20 for nonmembers. Information: LeeAnn Schirmer at info@ AppleValleyChamber.com. â&#x20AC;˘ Thursday, June 24, 4:30 to 6:30 p.m., Business After Hours at American Legion Post #1776, 14521 Granada Drive, Apple Valley. Information: LeeAnn Schirmer at info@AppleValleyChamber. com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Tuesday, June 15, noon to 1 p.m., Network at Noon at Thisweek Newspapers, 12190 County Road 11, Burnsville. Information: (952) 435-6000. â&#x20AC;˘ Wednesday, June 23, 4 to 5 p.m., Chamber Ambassadors meeting. Information: Travis Martinson at travis@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Monday, June 14, 11 a.m. to 1 p.m., customer appreciation and open house, Brunswick Zone XL. â&#x20AC;˘ Tuesday, June 15, 7:30 a.m., Executive Board meeting, chamber conference room. â&#x20AC;˘ Tuesday, June 15, 8 a.m., Chamber Board meeting, chamber conference room. â&#x20AC;˘ Wednesday, June 16, noon to 5 p.m., Farmers Market, downtown Lakeville. â&#x20AC;˘ Thursday, June 17, noon, Lakeville Area Chamber Foundation, Green Mill. â&#x20AC;˘ Friday, June 18, 7:30 a.m., Government Affairs meeting, chamber conference room. â&#x20AC;˘ Tuesday, June 22, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Progressive Lunch, Crystal Lake Golf Club. Register by June 15. River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, June 15, 7 to 10 p.m., River Heights Twins Night. Information: Carol Swenson at (651) 451-2266 ext. 1032. â&#x20AC;˘ Wednesday, June 16, 7 to 9 p.m., Inver Grove Heights Days meeting, Drkulaâ&#x20AC;&#x2122;s - lower level. Information: president@ighdays. org. â&#x20AC;˘ Monday, June 21, 5 to 6:30 p.m., Business Card Exchange, Outback Steakhouse, 5723 Bishop Ave., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Friday, June 25, 6:30 to 8:30 p.m., Kaposia Days Parade. Live coverage of the 2010 South St.

Paul Kaposia Days Parade at http://www.townsquare.tv. Kocina Branding & Marketing Companies (350 W. Burnsville Parkway, Suite 350, Burnsville) events. To register, go to http://www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218. Price: Enter â&#x20AC;&#x153;Complimentaryâ&#x20AC;? in the comment section. â&#x20AC;˘ Tuesday, June 22, 8:30 to 10:45 a.m., Keys for a Successful Exhibit â&#x20AC;&#x201C; Get more sales from your face-to-face marketing. â&#x20AC;˘ Wednesday, June 23, 3 to 4:30 p.m., Got what it takes to get publicity coverage for your company? â&#x20AC;˘ Thursday, June 24, 8:30 to 10:45 a.m., Marketing through Facebook â&#x20AC;&#x201C; What Marketing Mangers and Business Owners Need to Know about the Selling Power of Facebook. â&#x20AC;˘ Tuesday, June 29, 8:30 to 11 a.m., Creating a Social Media Plan. â&#x20AC;˘ Wednesday, June 30, 8:30 to noon, Developing a Brand Playbook. Metro Women in Business event: â&#x20AC;˘ Monday, June 14, 6:30 p.m., Apple Valley Community Center. Cost: $20 or bring a friend $15 each. Enjoy a light meal while meeting other business women who are looking to network. Be prepared to bring business cards, catalogs, or any literature to share with the group. The meeting will begin with dinner and socializing. Formal networking will follow. Each member will receive 2-3 minutes to highlight their business. There is no membership so come try us out. Limited to one person from each business. Call Heather at (952) 220-0287 before signing up to make sure there is still room for your business. Register at: http:// www.meetup.com/Twin-CitiesWomen-in-Business-Networking-Group. WomenVenture (2324 University Ave. W., Suite 120, St. Paul, MN 55114) events. For further information and to register, visit www.womenventure.org or call (651) 646-3808. â&#x20AC;˘ Tuesday, June 15, 11:30 a.m. to 12:15 p.m., The Best Place to Start. Free. Overview of WomenVentureâ&#x20AC;&#x2122;s programs and services. â&#x20AC;˘ Wednesday, June 16, 6 to 9 p.m., Planning to Succeed. Fee: $325. Learn to build and grow a business that is feasible, viable and desirable with this five-part series (June 16-July 14). â&#x20AC;˘ Thursday, June 17, 6 to 6:45 p.m., The Best Place to Start. Free. Overview of WomenVentureâ&#x20AC;&#x2122;s programs and services. â&#x20AC;˘ Thursday, June 17, 7 to 8:30 p.m., Business Ownership 101. Fee: $40. Explore starting and financing new businesses from the people who know best â&#x20AC;&#x201C; small business owners. â&#x20AC;˘ Friday, June 18, 8:30 to 11 a.m., ABCâ&#x20AC;&#x2122;s of Womenâ&#x20AC;&#x2122;s Busi-

ness Enterprise Certification. Fee: $65. One of the most widely recognized and respected certifications in the nation, Womenâ&#x20AC;&#x2122;s Business Enterprise Certification has been proven to provide a competitive edge to womenowned businesses. This workshop will teach you about WBE Certification and whether it will benefit your business. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited. org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com. BNI - Business Networking

Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 2472111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bobâ&#x20AC;&#x2122;s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The

Assumed Names Any individual, corporation, Adele Salon, 219 Sibley St., limited partnership or limited li- Hastings. ability company that conducts ABL Business Services, business in Minnesota under a 12359 Lynn Ave. #10, Savage. name other than their full legal Furnace Filters For Less, name, must file a Certificate of 4264 124th St. W., Savage. Assumed Name. Bump Proof Lock Doctor, 4264 124th St. W., Savage. Manning Farm, 2383 TimberThe Sweet Life Studios, 8646 view Drive, Hastings. Eagle Creek Circle #210, SavBeauty and the Beast Board- age. ing, 11829 205th St. E., Hastings. Heaven Scent Floral Design, Mitchells Decorating, 1200 E. 18624 Duluth St., Farmington. 18th St., Hastings. Journaling Moments PhotogDakota Pet MarketPlace, 105 raphy, 24655 Essex Ave., FarmSecond St. E., Hastings. ington. Dakota Auto Service, 14995 Manic Ceramic, 19020 Epic Fischer Ave., Hastings. Court, Farmington.

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S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

12A

June 10, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com

Positively Minnesota Marketing Partnership

E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors

Dakota Future

Bureau

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

gateway for economic development services within Dakota County.

Phone: (952) 898-5646 Fax: (952) 487-1777

Address: P.O. Box 240874, Apple Valley MN 55124-0874

Web site: www.burnsvillemn.com

E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101,

Minnesota Workforce Centers in Burnsville and West St. Paul

Lakeville, MN 55044 Phone: (952) 469-2020

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department

Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

of Employment and Economic Development and other state agencies

Dakota County Regional Chamber of Commerce

Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful

Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

business mentors. Phone: (952) 890-7020

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate de-

E-mail: enjoyeagan@eaganmn.com

velopment process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory

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To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

CITY OF LAKEVILLE NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 21st day of June, 2010, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of Lakeville Capital Investments, Inc. for an on-sale and Sunday liquor license at Goodfellas Pizza Bar & Grill, located at 20643 Kenrick Avenue. DATED this 7th day of June 2010. Charlene Friedges, City Clerk 2221438 6/10/10

PUBLIC NOTICE

CITY OF LAKEVILLE NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 21st day of June, 2010, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of Sawa Japan MN Inc. for an on-sale and Sunday liquor license at a restaurant known as Sawa Japan Steak House & Sushi, located at 18453 Orchard Trail. DATED this 7th day of June 2010. Charlene Friedges, City Clerk 2221424 6/10/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 HSEH Manufactured home, VIN# HH4447 currently located at 12355 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 8th day of July, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Deysi Lopez Alvarado (01/11/1980), Antonio Lopez Silva (01/03/1978) and Signal Finance Co., as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred, Eighty-One Dollars and 67/100 ($3,581.67) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 24, 2010 _______________________ Carol Williams, Agent Hometown Homes 2221044 6/10-6/24/10

PUBLIC NOTICE

CITY OF LAKEVILLE PUBLIC NOTICE NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 21st day of June, 2010, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the renewal applications of the following establishments for on-sale and Sunday liquor licenses: Applebee's Neighborhood Grill & Bar 18404 Kenrick Avenue Babe's Sportsbar & Grill 20685 Holyoke Avenue Brackett's Crossing Country Club 17976 Judicial Road Brunswick Zone XL 11129 - 162nd Street W. Buffalo Wild Wings 18425 Orchard Trail Carbone's Pizza Bar & Grill 7670 - 160th Street West Chart House Restaurant 11287 Klamath Trail Crystal Lake Country Club 16725 Innsbrook Drive El Lorito Mexican Restaurant 8275 - 210th Street W. El Patio Mexican Restaurant 17557 Glasgow Avenue Green Mill 17733 Kenwood Trail Harry's Café 20790 Keokuk Avenue Lakeville Family Bowl 20944 Holyoke Avenue Molly Cool's of Lakeville 17516 Dodd Boulevard Ole Piper 16604 Cedar Avenue Porter House Steak & Seafood Grill 11211 - 205th Street W. Rudy's Redeye Grill 20800 Kenrick Avenue Teresa's Mexican Restaurant 20202 Heritage Drive VFW Post 210 8790 Upper 208th Street W. DATED this 7th day of June, 2010. Charlene Friedges, City Clerk 2221504 6/10/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: A 1988 32 foot Carver Boat, Hull No. CDRN5049K788 currently located at River Heights Marina, Inc. 4455 66th Street East, Inver Grove Heights, MN 55076 with its tackle, apparel, and furniture or such part thereof or interest therein, as shall be necessary to satisfy the judgment of Eighteen thousand, seven hundred seventy nine and sixty three cents entered May 11, 2010 in Dakota County Court File Number 19HA-CV-08-2666 together with costs and interest accruing from May 11, 2010. The 1988 32 Foot Carver Boat will be sold at public auction by the Dakota County Sheriff on the 7th day of July, 2010 at 10:00 A.M. at River Heights Marina, Inc, 4455 66th Street East, Inver Grover Heights, MN 55076, to pay and satisfy a lien incurred due to storage and maintenance which is claimed to be due thereon of Tamara Anderson as the owner(s) thereof to: River Heights Marina, Inc. in the sum of $18,779.63 along with costs and interest accruing from May 11, 2010 exclusive of the expenses of advertising and sale. 2223076 6/10-6/24/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 07/06/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Rose Terry Bill of Lading #: 42299 Amount: $652.50 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2204345 6/3-6/17/10

NOTICE PUBLIC NOTICE PUBLIC NOTICE OF SALE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 MOVI Manufactured home, VIN# 14640317 currently located at 12656 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 8th day of July, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Kathy Louise Radtke (12/12/1941), Robert Carl Radtke (03/22/1933), Tammie Joy Hok (01/26/1975), Stephen Mathew Hok (04/13/1973) and Green Tree Financial, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Seven-Hundred, Seventy-Three Dollars and 33/100 ($3,773.33) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 24, 20 ________________________ Carol Williams, Agent Hometown Homes 2221081 6/10-6/24/10

PUBLIC NOTICE

CITY OF LAKEVILLE PUBLIC NOTICE NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 21st day of June, 2010, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the renewal applications of the following establishments for wine and/or 3.2 percent malt liquor licenses: Casa Nostra Pizzeria 20198 Heritage Drive On-Sale Wine & Beer Holiday Station Store #504 17280 Kenyon Avenue Off-Sale 3.2 Beer Kwik Trip, Inc. 20187 Dodd Boulevard Off-Sale 3.2 Beer 16260 Kenrick Avenue Off-Sale 3.2 Beer 17388 Glacier Way Off-Sale 3.2 Beer Mainstreet Coffee Café 20788 Holyoke Avenue On-Sale Wine & Beer Pizza Hut 17305 Kenrick Avenue On-Sale 3.2 Beer Rainbow Foods #8822 17756 Kenwood Trail Off-Sale 3.2 Beer SuperAmerica 16161 Cedar Avenue Off-Sale 3.2 Beer 21070 Glade Avenue Off-Sale 3.2 Beer 16180 Kenrick Avenue Off-Sale 3.2 Beer SuperTarget 18275 Kenrick Avenue Off-Sale 3.2 Beer SuperValu/Cub Foods 7435 - 179th Street W. Off-Sale 3.2 Beer 20250 Heritage Drive Off-Sale 3.2 Beer Tak Shing Chinese Restaurant 17709 Kenwood Trail On-Sale Wine & Beer Dated this 7th day of June, 2010. Charlene Friedges, City Clerk 2221547 6/10/10

OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1975 ARTC Manufactured home, VIN# 7203 currently located at 7153 123rd St. West, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 18th day of June, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Sergey Grigoryevich Selyukov (10/09/1986) and Olga Vladimirovna Denzer (04/08/1987) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One - Hundred, Seventy-Nine Dollars and 70/100 ($3,179.70) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 24, 2010 ______________________________ Carol Williams, Agent Hometown Homes 2205892 5/27-6/10/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-316 ESTATE OF Janet E. Bona, DECEDENT It is Ordered and Notice is given that on June 28, 2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 W Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 12/19/2002, and for the appointment of Michelle Ann Fritz whose address is: 1751 Big Rock Road, Two Harbors, MN 55616 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 6-1-2010 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2215562 6/10-6/17/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Talitha Cumi Women’s Home 2. State the address of the principal place of business: 12725 Germane Ave. #101, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Pastor Irene Stockett, 12725 Germane Ave. #101, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4-19-10 Pastor Irene Stockett 2219884 6/10-6/17/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: EEKHOFF Farm Real Estate 2. State the address of the principal place of business: 13910 Galway Ct., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Richard M. Eekhoff, 13910 Galway Ct., Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4/6/10 Richard M. Eekhoff - Owner 2219869 6/10-6/17/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: PT Contracting LLC 2. State the address of the principal place of business: 616 4th Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Troy Meyen Homes LLC, 8475 Underwood LN, Maple Grove, MN 55369 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 5-10-10 Troy Meyen, Owner 2213410 6/3-6/10/10P

Summons Without Real Estate Minn. Stat. §518.11(c) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-1605 Case Type: Dissolution without Children In Re the Marriage of: Teddy Mengistu Jembere, Petitioner and Hana Belete Woldeamanel, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota Statutes, Chapter 518B, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 5-13-2010 TEDDY MENGISTU JEMBERE 2212729 6/3-6/17/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Bjerke Dental 2. State the address of the principal place of business: 2130 Cliff Road, Suite 107, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Scott L. Bjerke, D.D.S., P.A., 2130 Cliff Road, Suite 107, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 5-10-10 Scott L. Bjerke, DDS - CEO 2211044 6/3-6/10/10P

PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-313 In Re: Estate of Herbert J. Specht, Decedent. It is Ordered and Notice is given that on July 12, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated March 10, 1983, and for the appointment of Clifford A. Specht, whose address is 13250 Vernon Avenue, Savage, Minnesota 55378, and Michael S. Specht, whose address is 13181 Glenhurst, Savage, Minnesota 55378, as personal representatives of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 6/1/10 BY THE COURT Shawn M. Moynihan Judge of District Court Barbara J. Weckman Brekke (MN# 0349434) Brekke, Clyborne & Ribich, L.L.C. 287 Marschall Road, Suite 201 Shakopee Minnesota 55379 Telephone: (952) 402-9410 Facsimile: (952) 402-9417 2215337 6/10-6/17/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Accountable Bookkeeping & Tax Services 2. State the address of the principal place of business: 9782 211th St. W., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stuart Webb, 9782 211th St. W., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 5/28/2010 Stuart Webb, Owner 2223230 6/10-6/17/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-297 In Re: Estate of Delores J. Leonard, aka Delores Jean Leonard, aka Delores Jeanne Leonard, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 28th day of June, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 22, 2005, and for the appointment of Jeffrey W. Peterson, whose address is 4480 - 320th Street, Stacy, MN 55079 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 5/26/10 RICHARD G. SPICER Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #10840 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 2207215 6/3-6/10/10

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-320 Estate of Bernice S. Makiesky, Decedent Notice is given that an application for informal probate of the Decedent’s Will dated August 18, 1993 and codicil to the will, dated August 10, 2004, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed U.S. Bank, N.A. and Stephen Winnick whose addresses are Mail Station EP-MN-S12, 101 E. Fifth St., St. Paul, MN 55101 and 7117 Lanham Lane, Edina, MN 55439 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: June 3rd, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Applicant Darlene M. Cobian Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 0284336 Telephone: (651) 808-6597 FAX: (651) 808-6450 Email: dcobian@briggs.com 2218545 6/10-6/17/10

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for exterior and interior renovations of the (4) four-plex at 14349, 14351, 14353, & 14355 Hayes Ave. Apple Valley, MN 55124. Bids will be received by the Office of the Director of Housing Finance & Development at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 10:00 AM, Thursday, July 1, 2010. At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/Hayes four-plex A mandatory on site (meet at 14353 Hayes Ave. Apple Valley) review is scheduled for: T h u r s d a y J u n e 1 7 t h a t 1 0 : 0 0 A M . P r o j e ct manuals (bid packets) will be available at the site review. Failure to attend a site review will result in the vendor as not being qualified and their bid will be rejected. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. This is a Davis-Bacon prevailing wage project. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Capital Fund Coordinator Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4481 2223226 6/10-6/24/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. CURRENT INFORMATION ON FILE: 1. Assumed Name: Fitz’s Bar and Grill 2. Date of Original Filing: 06/15/1990 3. Current Expiration Date: 06/15/2010 4. Business Address: 3883 Beau D’Rue Drv., Eagan, MN 55122 5. Nameholder(s) and Address(es): Ray E. Wheeler, 1426 Farmdale Rd., Mendota Heights, MN 55118 Hugh A. Fitzgerald, 1013 Sibley Memorial Hwy #321, Lilydale, MN 55118 INFORMATION YOU WISH TO CHANGE: 1. Assumed Name: Fitz’s Bar & Grill 3. Current Expiration Date: 10 Year Extension 4. Business address: 3883 Cedar Grove Pkwy., Eagan, MN 55122 5. Nameholder(s) and Address(es): Brent A. Prentice, 1569 Baylor Court B, Eagan, MN 55122 Gregg Zafft, 3630 Trenton Ave. North, Plymouth, MN 55441 Sharon Hanson, 4105 Blackhawk Rd., Eagan, MN 55122 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. 6. Signature of current Nameholder: Brent Prentice Date 5-11-2010 2221587 6/10-6/17/10P

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS The Dakota County Community Development Agency (CDA) invites prospective Bidders to submit bids for the construction of a duplex residence in Eagan, Minnesota. Single bids will be received for the total bid package. Sealed bids will be received at the CDA until 2:00 p.m. CDT, Thursday, July 1, 2010. Bids received after this date and hour will be returned unopened. No telephone bids or fax bids will b e accepted. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Kari Gill, c/o Dakota County CDA, 1228 Town Centre Drive, Eagan, Minnesota 55123. Bidding Documents will be available on or about Friday, June 18, 2010. Bidding Documents will be available electronically (by email) by contacting sschuller@dakotacda.state.mn.us. A printed set of Bidding Documents may also be picked up at the offices of the Dakota County CDA at 1228 Town Centre Drive, Eagan, MN. In addition Bidding Documents will be on file at: St. Paul and Minneapolis Builders’ Exchanges, McGraw Hill Construction Plan Room, Reed Construction Data Plan Room, MEDA Minority Contractors Plan Room, and National Association of Minority Contractors of Upper Midwest. A certified check, cashier's check or corporate surety bond in an amount equal to five (5%) percent of the base bid shall accompany each bid. This bid security shall be made payable to the Dakota County CDA. The bidder who is awarded the contract will be required to furnish a Performance Bond and a Labor and Material Payment Bond. The cost of all bonds shall be included in the bid. The company providing the bid bond must sign the bid form. The Contractor must be a responsible bidder as defined in the bid documents. The CDA may select any combination of alternates at its own discretion. The CDA reserves the right to reject any and all bids received and to waive informalities and irregularities in the bidding. 2223233 6/10-6/17/10

PUBLIC NOTICE

MORTGAGE: Metrocities Mortgage LLC, A limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14055 Pennock Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-84300-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Wildwood Pond, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,647.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$200,812.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-989 6003233717 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177439 5/6-6/10/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19-HA-PR-10-304 ESTATE OF ROBERT J. ENGELKING, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated December 12, 2008. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on 6-28-2010, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5/17/10 RICHARD G. SPICER Judge Attorney for Petitioner Emily Fox Williams Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8809 (phone) (952) 432-3780 (fax) 2209702 6/3-6/10/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No: 19HA-PR-10-318 In Re: Estate of Shirley A. OttoJones, a/k/a Shirley Otto Jones, Decedent. Ernest E. Jones has filed a Petition for Determination of Descent. It is Ordered that on July 12, 2010, at 9:00 am, a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on this petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 6/2/10 BY THE COURT David Knutson Judge of District Court FENSKE LAW OFFICE, P.C. Jeffrey J. Fenske MN# 150502 239 Cleveland Ave. N. St. Paul, MN 55104 Telephone: 651-288-0800 Facsimile: 651-288-0990 e-mail: jeff@jfenskelaw.com 2218609 6/10-6/17/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-298 Estate of ELEANOR C. PETERSON, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 28th day of June, 2010, at 9:00 am, a hearing will be held in the above-named Court at 1560 Highway 55, Dakota County Judicial Center, Hastings, Minnesota, 55033 for the formal adjudication of intestacy, determination of heirs, and for the appointment of Dennis L. Peterson, whose address is 12927 Morgan Ave., Burnsville, MN 55337, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a Personal Representative will be appointed to administer the Estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is further given that ALL CREDITORS having claims against said Estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 5/26/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney for Personal Representative Craig A. Empey Empey Law Office, PLLC 1060 Dakota Drive, Suite 204 Mendota Heights, MN 55120 Attorney License No: 0349902 Telephone: 651-379-4568 Fax: 1-866-782-7183 Email: craigempey@empeylawoffice.com 2207118 6/3-6/10/10

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13702 Heather Hills Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32252-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Heather Hills Third Addition CIC No 467, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$140,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$135,058.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-806 7810231390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177448 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2004 MORTGAGORS: James Michael Shandorf and Stacie Ann Shandorf, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 28, 2005 Dakota County Recorder Document #: 2290203 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 13, BLOCK 5, BROADMOOR, COMMON INTEREST COMMUNITY NO. 337, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 20-15175-130-05 PROPERTY ADDRESS: 11539 Ashley Court, Inver Grove Heights, Minnesota 55077 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $611,991.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is December 24, 2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 21, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2178552 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-331 In Re: Estate of Richard A. Severson, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 29, 1988. The Registrar accepted the application and appointed Mark A. Severson, whose address is 848 Great Oaks Trail, Eagan, Minnesota 55123-2434, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: June 8th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Barbara J. Weckman Brekke (MN# 0349434) Brekke, Clyborne & Ribich, L.L.C. 287 Marschall Road, Suite 201 Shakopee Minnesota 55379 Telephone: (952) 402-9410 Facsimile: (952) 402-9417 ATTORNEY FOR PERSONAL REPRESENTATIVE 2222907 6/10-6/17/10P

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-332 Estate of Florence A. Marzolf, a/k/a Florence Anna Marzolf, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated October 29, 2003, (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Elizabeth A. Chun, whose address is P.O. Box 2171, Inver Grove Heights, MN 55076, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: June 8th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Stephen H. Fochler LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 234928 Telephone: (651) 451-1831 FAX: (651) 450-7384 Email: sfochler@levander.com 2223246 6/10-6/17/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-312 Estate of Carla J. Macey, also known as Carla Jane Macey, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will, and the descent of such property be determined and assigned by this court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 6-28-10, at 9:00 am, by this Court at 1560 Highway 55, Hastings, Minnesota 55033. 1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: June 1, 2010 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Robin R. Sallis (License No. 0388007) Lindquist & Vennum PLLP 4200 IDS Center 80 S. 8th Street Minneapolis, MN 55402 Telephone: (612) 371-3965 FAX: (612) 371-3207 Email: rsallis@lindquist.com 2213383 6/3-6/10/10

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded July 7, 2003, Dakota County Recorder, Document No. 2074865. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000027970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17582 Foxboro Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-30946-070-05 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Greenridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,136.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3734 8175188 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2169499 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $410,000.00 MORTGAGOR(S): Charles V. Shaw and Diane E Shaw, husband and wife as joint tenants MORTGAGEE: Countrywide Home Loans, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2003 Dakota County Registrar of Titles Document Number: 519032 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 22, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 112712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18815 Kanabec Trl, Lakeville, MN 55044-6851 Tax Parcel ID Number: 22.30925.040.01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Great Oak

ERTY: Lot 4, Block 1, Great Oak Shores Point AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $401,737.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013498F01 2171700 5/6-6/10/10

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010 .MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1603 3013413806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177587 5/6-6/10/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-301 Estate of CLARENCE J. DERKS, Decedent It is Ordered and Notice is given that on June 28, 2010 at 9:00 a.m., a hearing will be held in this Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of: Cynthia L. Laird whose address is: 419 Bay Street, St Paul, MN 55102 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5/26/10 RICHARD G. SPICER District Court Judge, Probate Division Attorney for Applicant M. Joan Warren 8044 Greenwood Drive St Paul, MN 55112 Attorney License No.: 0225952 Telephone: 763.786.3591 FAX: 651.483.1788 2208678 6/10-6/17/10P

PUBLIC NOTICE

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�� TO BE Corporation. AMOUNT DUE AND CLAIMED DATE AND PLACE OF RECORDING: D U E A S O F D A T E O F N O T I C E : Recorded March 23, 2004, Dakota $278,806.22 County Recorder, Document No. THAT all pre-foreclosure require2188114. ments have been complied with; that A S S I G N M E N T S O F M O R T G A G E : no action or proceeding has been instiAssigned to: Mortgage Electronic tuted at law or otherwise to recover the Registration Systems, Inc, Dated: July debt secured by said mortgage, or any 8, 2008, Recorded: July 15, 2008, part thereof; Document No. 2602527. And thereafPURSUANT to the power of sale conter assigned to: CitiMortgage, Inc, t a i n e d i n s a i d m o r t g a g e , t h e Dated: April 26, 2010. above-described property will be sold TRANSACTION AGENT: NONE by the Sheriff of said county as folT R A N S A C T I O N A G E N T ' S M O R T - lows: GAGE IDENTIFICATION NUMBER ON DATE AND TIME OF SALE: June 18, MORTGAGE: NONE 2010 at 10:00 AM LENDER OR BROKER AND MORTPLACE OF SALE: Dakota County G A G E O R I G I N A T O R S T A T E D O N Law Enforcement Center, 1580 HighMORTGAGE: Cendant Mortgage Cor- way 55, Lobby S-100, Hastings, Minneporation sota R E S I D E N T I A L M O R T G A G E S E R - to pay the debt secured by said mortVICER: CitiMortgage, Inc. gage and taxes, if any, on said preMORTGAGED PROPERTY ADDRESS: mises and the costs and disburse16118 Inverness Way, Lakeville, MN ments, including attorney fees allowed 55044 by law, subject to redemption within T A X P A R C E L I . D . # : six (6) months from the date of said 22-18599-090-03 sale by the mortgagor(s), their perLEGAL DESCRIPTION OF PROP- sonal representatives or assigns. ERTY: s not reinstated under Minn. Stat. Lot 9, Block 3, Crystal Lakes Golf § 5 8 0 . 3 0 o r t h e p r o p e r t y i s n o t Estates 5th Addition redeemed under Minn. Stat. §580.23, COUNTY IN WHICH PROPERTY IS the Mortgagor must vacate the propLOCATED:Dakota erty on or before 11:59 p.m. on ORIGINAL PRINCIPAL AMOUNT OF December 18, 2010, or the next busiMORTGAGE:$296,000.00 ness day if December 18, 2010 falls on AMOUNT DUE AND CLAIMED TO BE a Saturday, Sunday or legal holiday. DUE AS OF DATE OF NOTICE, INCLUDMortgagor(s) released from financial ING TAXES, IF ANY, PAID BY MORT- obligation: NONE GAGEE:$275,739.99 THIS COMMUNICATION IS FROM That prior to the commencement of A DEBT COLLECTOR ATTEMPTthis mortgage foreclosure proceeding ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee com- INFORMATION OBTAINED WILL BE plied with all notice requirements as USED FOR THAT PURPOSE. required by statute; That no action or THE RIGHT TO VERIFICATION OF proceeding has been instituted at law THE DEBT AND IDENTITY OF THE o r o t h e r w i s e t o r e c o v e r t h e d e b t ORIGINAL CREDITOR WITHIN THE secured by said mortgage, or any part T I M E P R O V I D E D B Y L A W I S N O T thereof; AFFECTED BY THIS ACTION. PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW FOR tained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR'S PERSONAL REPSheriff of said county as follows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: June 24, REDUCED TO FIVE WEEKS IF A JUDI2010 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE:Sheriff's Office, Law MINNESOTA STATUTES, SECTION Enforcement Center, 1580 Hwy 55, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lobby #S-100, Hastings, MN OTHER THINGS, THAT THE MORTto pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption PRODUCTION, AND ARE ABANDONED. within six (6) months from the date of DATED: May 06, 2010 said sale by the mortgagor(s), their MORTGAGEE: Mortgage personal representatives or assigns Electronic Registration Systems, unless reduced to Five (5) weeks under Inc. MN Stat. §580.07. Wilford & Geske, P.A. TIME AND DATE TO VACATE PROP- Attorneys for Mortgagee E R T Y : I f t h e r e a l e s t a t e i s a n Lawrence A. Wilford owner-occupied, single-family dwell- James A. Geske ing, unless otherwise provided by law, 8425 Seasons Parkway, Suite 105 the date on or before which the mort- Woodbury, MN 55125-4393 gagor(s) must vacate the property if the (651) 209-3300 mortgage is not reinstated under sec- File Number: 009292F03 tion 580.30 or the property is not 2175506 5/6-6/10/10 redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM NOTICE OF INFORMAL FINANCIAL OBLIGATION ON MORTAPPOINTMENT OF GAGE:None "THE TIME ALLOWED BY LAW FOR PERSONAL REPRESENTATIVE AND REDEMPTION BY THE MORTGAGOR, NOTICE TO CREDITORS (INTESTATE) THE MORTGAGOR'S PERSONAL REP- STATE OF MINNESOTA RESENTATIVES OR ASSIGNS, MAY BE COUNTY OF DAKOTA DISTRICT COURT REDUCED TO FIVE WEEKS IF A JUDIPROBATE DIVISION CIAL ORDER IS ENTERED UNDER FIRST JUDICIAL DISTRICT MINNESOTA STATUTES, SECTION Court File No. 19HA-PR-10-324 582.032, DETERMINING, AMONG Estate of BERNICE A. HARLOW, OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Decedent. Notice is given that an application WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT for informal appointment of personal PROPERTY USED IN AGRICULTURAL representative has been filed with the P R O D U C T I O N , A N D A R E Registrar. No will has been presented for probate. The application has been ABANDONED." granted. Dated: April 29, 2010. Notice is also given that the RegisCitiMortgage, Inc. trar has informally appointed Kirk W. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Reilly, whose address is 1634 Mallard Drive, Eagan, MN 55122-2556, as perBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of sonal representative of the Estate of the Decedent. Any heir or other interMortgagee ested person may be entitled to 4500 Park Glen Road #300 appointment as personal representaMinneapolis, MN 55416 tive or may object to the appointment (952) 925-6888 of the personal representative. Unless 10-3785 objections are filed with the Court 1120011808 THIS IS A COMMUNICATION FROM (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the A DEBT COLLECTOR. 2177716 5/6-6/10/10 personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, NOTICE OF MORTGAGE encumber, lease or distribute real FORECLOSURE SALE estate. NOTICE IS HEREBY GIVEN that Any objections to the probate of the default has occurred in the conditions will or appointment of the Personal of the following described mortgage: Representative must be filed with this DATE OF MORTGAGE: July 23, 2007 Court and will be heard by the Court ORIGINAL PRINCIPAL AMOUNT OF after the filing of an appropriate petiMORTGAGE: $235,600.00 tion and proper notice of hearing. MORTGAGOR(S): Thong Lee, a marNotice is also given that (subject to ried man Minn. Stat. § 524.3-801) all creditors MORTGAGEE: Mortgage Electronic having claims against the Estate are Registration Systems, Inc. required to present the claims to the DATE AND PLACE OF RECORDING: personal representative or to the Court R e c o r d e d : N o v e m b e r 2 9 , 2 0 0 7 Administrator within four months after Dakota County Recorder the date of this Notice or the claims Document Number: 2558599 will be barred. Transaction Agent: Mortgage ElecDate 6-4-10 tronic Registration Systems, Inc. Carol M. Renn Transaction Agent Mortgage IdentifiRegistrar cation Number: 100052550157247262 By: Joann Bauer Lender or Broker: Mortgage Banking Deputy Registrar Corporation Attorney for Personal Representative Residential Mortgage Servicer: Flag- Robert W. Mairs star Bank, FSB Gray Plant Moody Mortgage Originator: Not Applicable 80 South Eighth Street, Suite 500 COUNTY IN WHICH PROPERTY IS Minneapolis, MN 55402 LOCATED: Dakota Attorney License No.: 0277769 Property Address: 2402 Rushmore Telephone: (612) 632-3243 Rd, Hastings, MN 55033-3728 FAX: (612) 632-4243 T a x P a r c e l I D N u m b e r : Email: robert.mairs@gpmlaw.com 19-29702-320-03 2221114 6/10-6/17/10 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 3, Glendale Heights, Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE ��

PUBLIC NOTICE

�� Recorder, C o u n t y �� 2199179. ��

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-309 In Re: Estate of Virginia M. Soice, Decedent. It is Ordered and Notice is given that on 6-28-10 at 9:00 a.m., a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated September 11, 2000, and for the appointment of Roxane K. Sabean, whose address is 3620 Knoll Ridge Drive, Eagan, MN 55122 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 5/27/10 BY THE COURT Patrice Sutherland Judge of District Court Carlson Estate Planning Kevin C. Lanigan MN# 143339 3300 Edinborough Way, Suite 550 Edina, MN 55435 Telephone: 952-832-9000 Facsimile: 952-896-0001 e-mail: klanigan@carlsonplanning.com 2210387 6/3-6/10/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-276 Estate of Lisa Andrea Nieland, Decedent It is Ordered and Notice is given that on 6-21-2010, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Paul J. Nieland II, whose address is 13250 Clayton Avenue, East, Rosemount, MN, 55068, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/17/10 BY THE COURT RICHARD G. SPICER Judge of District Court (COURT SEAL) Attorney for Petitioner Thomas Baxter Attorney at Law 1791 Goodrich Avenue Saint Paul, MN, 55105 Attorney License No: 028127X Telephone: (612) 202-1696 FAX: (651) 699-4929 Email: tom@baxtercreek.com 2195967 6/10-6/17/10P

PUBLIC NOTICE

Document No.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000003802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15375 Flower Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-55900-065-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 65, Orchard Pointe Condominiums, CIC No. 311 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$177,915.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$193,228.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29 , 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 6800000380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177473 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 MORTGAGOR(S): John Upton, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: June 10, 2004 Dakota County Registrar of Titles Document Number: 539224 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131974 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 500 Hemlock Dr, Burnsville, MN 55337-2745 Tax Parcel ID Number: 02-76430-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Timberland Knoll Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,816.33 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003626F02 2169471 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Angela A. Albrecht, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 15, 2005 Dakota County Recorder Document Number: 2388898 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000134763 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 145 18th Ave S, South Saint Paul, MN 55075-2146 Tax Parcel ID Number: 36-83900-200-05 LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the South 10 feet of Lot 20, Block 5, Wharton and Miller's Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,679.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013988F01 2177063 5/6-6/10/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-302 Estate of BETTY J. DERKS, Decedent It is Ordered and Notice is given that on June 28, 2010 at 9:00 a.m., a hearing will be held in this Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated January 18, 2010, and codicil dated None, and separate writing under Minn. Stat. 524.2-513 (”Will”), None and for the appointment of: Cynthia L. Laird, whose address is: 419 Bay Street, St Paul, MN 55102 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 6-3-10 RICHARD G. SPICER District Court Judge, Probate Division Attorney for Applicant M. Joan Warren 8044 Greenwood Drive St Paul, MN 55112 Attorney License No.: 0225952 Telephone: 763.786.3591 FAX: 651.483.1788 2218388 6/10-6/17/10P

PUBLIC NOTICE

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 120 11th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48800-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Minnesota and Northwestern Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$93,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$86,365.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8262 1913389542 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177419 5/6-6/10/10

also the east line of the South Half of the Northwest Quarter of Section 7, Township 114, Range 20, is marked by a judicial landmark place on the north-south quarter line of said Section 7, 50 feet north of the center of said section and a judicial landmark placed at the northeast corner of the South half of Northwest Quarter of said Section 7. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$288,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$335,075.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2740 0031560063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177680 5/6-6/10/10

PUBLIC NOTICE PUBLIC NOTICE

��

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$307,027.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3804 24544595 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177702 5/6-6/10/10

PUBLIC NOTICE

the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014261F01 2175480 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 22, 2003 MORTGAGOR:Choumsy Sithisane, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2003, Dakota County Recorder, Document No. 2066421, as reformed by Court Order Recorded April 9, 2010 as Document No. 2723883. ASSIGNMENTS OF MORTGAGE: Assigned to: Household Industrial Finance Co., Dated: April 22, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176103040304519 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 15517 Garnet Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-16700-087-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, a Condominium located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,730.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2010. Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-348 0007263080 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177548 5/6-6/10/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-299 ESTATE OF Hanna E. Behrendt, DECEDENT It is Ordered and Notice is given that on June 28, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated May 28, 1980, and for the appointment of Renate R. Behrendt whose address is: 2564 Heritage Avenue, Mendota Heights, MN 55120; (2) Benjamin A. Schulz whose address is: 2230 Delaware Avenue, Sunfish Lake, MN 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5/26/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 2207300 6/3-6/10/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No: 19HA-PR-10-317 In Re: Estate of Gloria L. Lawson, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 28th day of June, 2010, at 9:00 o’clock, A.M. a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated September 30, 2009, and for the appointment of Linda M. Lawson, whose address is 14904 Viewcrest Lane, Burnsville, MN 55306 and Deborah J. Meacock, whose address is 480 Sheridan Road, Unit One, Evanston, IL 60202, as co-personal representatives of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, co-personal representatives will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said co-personal representatives or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 6/2/10 Shawn M. Moynihan Judge Robert N. Schway SCHWAY & COWLE, LTD. Attorneys at Law 14300 Nicollet Court, Suite 111 Burnsville, MN 55306 (952)435-8661 2215512 6/10-6/17/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-307 In Re: Estate of Daniel Richard Canfield, also known as Daniel Canfield, Decedent. It is Ordered and Notice is given that on June 28, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Fiduciary Foundation, LLC, whose address is 1845 Stinson Blvd, Suite 106, Minneapolis, MN 55418, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 5/27/10 BY THE COURT Patrice Sutherland Judge of District Court Peter M. Hendricks (MN# 0336798) GARVEY & BOGGIO, P.A. 9995 Lyndale Avenue South Bloomington Minnesota 55420 Telephone: (952) 881-4996 Facsimile: (952) 881-2470 2210340 6/3-6/10/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT-PROBATE MENTAL HEALTH DIVISION Court File No. 19-HA-PR-10-306 In Re the Estate of: Daniel Eugene Reiter, aka Daniel E. Reiter, aka Daniel Reiter, Decedent. It is Ordered and Notice is given that on 6-28, 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, City of Hastings, State of Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated December 20, 1988 and for the appointment of Susan G. Reiter, whose address is 15694 Harmony Way, Apple Valley, MN, 55124 as personal representative of the above named estate in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts of the Estate. Notice is also given that (subject to Min. Stat. 524.3-801) A L L C R E D I TORS having claim against the Estate are required to present the claim to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/27/10 RICHARD G. SPICER Judge of District Court Probate Court Division Attorney for Personal Representative Sandra S. Sather Sandra S. Sather, P.A. 5038 34th Avenue South Minneapolis, MN. 55417 #274112, (612) 721-1225 (612) 721-4489 FAX 2212513 6/10-6/17/10P

PUBLIC NOTICE

��

�� t�� AGENT: Mortgage TRANSACTION �� ained in s a i d �� m o r�� tgage, the Electronic Registration Systems, Inc. above-described property will be sold MIN#: 100220710000123808 by the Sheriff of said county as folSERVICER: Ocwen Loan Servicing, lows: LLC DATE AND TIME OF SALE: June 18, LENDER: Maribella Mortgage, LLC. 2010 at 10:00 AM DATE AND PLACE OF FILING: PLACE OF SALE: Dakota County Dakota County Minnesota, Recorder , Law Enforcement Center, 1580 Highon July 27, 2006, as Document No. way 55, Lobby S-100, Hastings, Minne2448852 sota ASSIGNED TO: HSBC Bank USA, to pay the debt secured by said mortN.A., as Trustee on behalf of ACE gage and taxes, if any, on said preSecurities Corp. Home Equity Loan mises and the costs and disburseTrust and for the registered holders of ments, including attorney fees allowed ACE Securities Corp. Home Equity by law, subject to redemption within Loan Trust, Series 2006-ASAP5, Asset six (6) months from the date of said Backed Pass-Through Certificates sale by the mortgagor(s), their perD a t e d : S e p t e m b e r 2 9 , 2 0 0 6 , a n d sonal representatives or assigns. recorded August 17, 2009 by DocuIf the Mortgage is not reinstated ment No. 2678790 . under Minn. Stat. §580.30 or the propL E G A L D E S C R I P T I O N O F P R O P - erty is not redeemed under Minn. Stat. E R T Y : L o t 2 4 , B l o c k 4 , P a r k w o o d §580.23, the Mortgagor must vacate South 3rd Addition, Dakota County, the property on or before 11:59 p.m. on Minnesota. December 18, 2010, or the next busiPROPERTY ADDRESS: 13103 Wal- ness day if December 18, 2010 falls on nut Drive, Burnsville, MN 55337 a Saturday, Sunday or legal holiday. PROPERTY I.D: 025660224004 Mortgagor(s) released from financial COUNTY IN WHICH PROPERTY IS obligation: NONE LOCATED: Dakota THIS COMMUNICATION IS FROM THE AMOUNT CLAIMED TO BE DUE A DEBT COLLECTOR ATTEMPTON THE MORTGAGE ON THE DATE OF ING TO COLLECT A DEBT. ANY T H E N O T I C E : T w o H u n d r e d INFORMATION OBTAINED WILL BE Thirty-Eight Thousand Seven Hundred USED FOR THAT PURPOSE. Nine and 43/100 ($238,709.43) THE RIGHT TO VERIFICATION OF THAT no action or proceeding has THE DEBT AND IDENTITY OF THE been instituted at law to recover the ORIGINAL CREDITOR WITHIN THE debt secured by said mortgage, or any T I M E P R O V I D E D B Y L A W I S N O T part thereof; that there has been com- AFFECTED BY THIS ACTION. pliance with all pre-foreclosure notice THE TIME ALLOWED BY LAW FOR and acceleration requirements of said REDEMPTION BY THE MORTGAGOR, mortgage, and/or applicable statutes; THE MORTGAGOR'S PERSONAL REPPURSUANT, to the power of sale con- RESENTATIVES OR ASSIGNS, MAY BE tained in said mortgage, the above REDUCED TO FIVE WEEKS IF A JUDIdescribed property will be sold by the CIAL ORDER IS ENTERED UNDER Sheriff of said county as follows: MINNESOTA STATUTES, SECTION DATE AND TIME OF SALE: 10:00 AM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G on June 22, 2010 OTHER THINGS, THAT THE MORTPLACE OF SALE: Sh e r i f f ` s M a i n GAGED PREMISES ARE IMPROVED Office, Law Enforcement Center, 1580 WITH A RESIDENTIAL DWELLING OF Highway 55, Hastings MN 55033-2343 LESS THAN FIVE UNITS, ARE NOT to pay the debt then secured by said PROPERTY USED IN AGRICULTURAL mortgage and taxes, if any actually PRODUCTION, AND ARE ABANDONED. paid by the mortgagee, on the preDATED: May 06, 2010 mises and the costs and disburseMORTGAGEE: U.S. Bank, N.A. m e n t s a l l o w e d b y l a w . T h e t i m e Wilford & Geske, P.A. allowed by law for redemption by said Attorneys for Mortgagee mortgagor(s), their personal represen- Lawrence A. Wilford tatives or assigns is 6 months from the James A. Geske date of sale. 8425 Seasons Parkway, Suite 105 "THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR`S PERSONAL REP- File Number: 013316F01 RESENTATIVES OR ASSIGNS, MAY BE 2177084 5/6-6/10/10 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: May 6, 2010 HSBC Bank USA, N.A., as Trustee the following described mortgage: DATE OF MORTGAGE:July 25, 2001 on behalf of ACE Securities Corp. MORTGAGORS:Stacey W. McNellis Home Equity Loan Trust and for t h e r e g i s t e r e d h o l d e r s o f A C E and Sean T. McNellis, wife and husSecurities Corp. Home Equity Loan band. MORTGAGEE:W e l l s F a r g o H o m e Trust, Series 2006-ASAP5, Asset Mortgage, Inc. Backed Pass-Through Certificates AND PLACE OF RECORDING: DATE Randall S. Miller & Associates, PLLC Recorded October 22, 2001, Dakota Attorneys for Assignee of County Recorder, Document No. Mortgage/Mortgagee 1822940. One Financial Plaza, ASSIGNMENTS OF MORTGAGE: 120 South Sixth Street, Suite 1100 Assigned to: U.S. Bank, N.A. sucMinneapolis, MN 55402 cessor by merger to Leader Mortgage Phone: 612-573-3677 Company, Dated: July 25, 2001, Our File No. 09MN00024-2 THIS IS A COMMUNICATION FROM Recorded: October 22, 2001, Document No. 1822941. A DEBT COLLECTOR. TRANSACTION AGENT: NONE ASAP# 3552854 05/06/2010, TRANSACTION AGENT'S MORT05/13/2010, 05/20/2010, 05/27/2010, GAGE IDENTIFICATION NUMBER ON 06/03/2010, 06/10/2010 2175562 5/6-6/10/10 MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc NOTICE OF MORTGAGE RESIDENTIAL MORTGAGE SERFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t VICER: U.S. Bank Home Mortgage default has occurred in the conditions MORTGAGED PROPERTY ADDRESS: of the following described mortgage: 114 5th Avenue North, South Saint DATE OF MORTGAGE: September Paul, MN 55075 03, 2003 TAX PARCEL I.D. #: 367030015013 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPMORTGAGE: $196,800.00 ERTY: Lots 14 and 15, Block 13, South St. MORTGAGOR(S): Michael G. Schnarr Paul and Paula L. Schnarr, husband and COUNTY IN WHICH PROPERTY IS wife LOCATED:Dakota MORTGAGEE: U.S. Bank, N.A. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: R e c o r d e d : N o v e m b e r 1 4 , 2 0 0 3 MORTGAGE:$158,746.00 Dakota County Recorder AMOUNT DUE AND CLAIMED TO BE Document Number: 2140489 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Not Applicable ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE:$156,174.41 cation Number: Not Applicable That prior to the commencement of Lender or Broker: U.S. Bank, N.A. this mortgage foreclosure proceeding Residential Mortgage Servicer: U.S. Mortgagee/Assignee of Mortgagee comBank Home Mortgage plied with all notice requirements as Mortgage Originator: Not Applicable required by statute; That no action or COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law LOCATED: Dakota or otherwise to recover the debt Property Address: 254 20th Ave S, secured by said mortgage, or any part South Saint Paul, MN 55075-2159 thereof; Tax Parcel ID Number: PURSUANT to the power of sale contained in said mortgage, the above 36-53600-180-08 L E G A L D E S C R I P T I O N O F P R O P - described property will be sold by the ERTY: Lots Fourteen (14), Fifteen (15), Sheriff of said county as follows: Sixteen (16), Seventeen (17) and the DATE AND TIME OF SALE: June 18, South Seven (7) feet of Lots Thirteen 2010 at 10:00 AM (13) and Eighteen (18), Block Eight (8), PLACE OF SALE:Sheriff's Office, Law Oak View Addition to South St. Paul, Enforcement Center, 1580 Hwy 55, t o g e t h e r w i t h t h a t p o r t i o n o f t h e Lobby #S-100, Hastings, MN vacated alley which accrued thereto by to pay the debt then secured by said Mortgage, and taxes, if any, on said reason of vacation thereof. AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorneys' fees $186,313.04 allowed by law subject to redemption THAT all pre-foreclosure require- within six (6) months from the date of ments have been complied with; that said sale by the mortgagor(s), their no action or proceeding has been insti- personal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. TIME AND DATE TO VACATE PROPpart thereof; PURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h e ��

PUBLIC NOTICE

�� GAGED �� PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF �� TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-933 9900135367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177431 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 6 , 2007 MORTGAGOR:Allan W. Giese, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,306.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 1962373980 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177427 5/6-6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2004 MORTGAGOR: G e n e v i e v e J . Johnston, a single person. MORTGAGEE: Dakota Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded July 13, 2004, Dakota County Recorder, Document No. 2224847. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC f/k/a Chase Manhattan Mortgage Corporation, Dated: May 27, 2004, Recorded: July 13, 2004, Document No. 2224848. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Dakota Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1473 4th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 9-34500-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hilltop Homes First Addition, Common Interest Community N. 205, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,133.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8484 1790011848 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222344 6/10-7/15/10

NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE OF MORTGAGE NOTICE OF MORTGAGE NOTICE OF MORTGAGE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 3 , 2006 MORTGAGORS: Richard Airiq Tibbits and Stacy Lee Tibbits, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 7, 2006, Dakota County Registrar of Titles, Document No. 584381, Certificate of Title No. 138573. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 15, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100318801000134607 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 916 15th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-57500-200-04 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 4, Pine Terrace, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,210.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 26, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-911 6800043574 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 24, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-911 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204506 6/10/10

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 2, 2003 MORTGAGORS: James A Bartholow and Paula Jo Bartholow, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2003, Dakota County Recorder, Document No. 2129845. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14218 Deerborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830029001 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $79,200.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 640132507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223112 6/10/10

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $319,000.00 MORTGAGOR(S): Vallentine Nyanchama Manani and Eljah Ogoti Ocharo. (wife & husband) MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for M&I Bank FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100273100007710334 SERVICER: Ocwen Loan Servicing, LLC LENDER: M&I Bank FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on February 3, 2005, as Document No. 558221 ASSIGNED TO: Lehman Brothers Holdings Inc. Dated: May 7, 2008, and recorded May 19, 2008 by Document No. T628165. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, in carriage place. The subject property is registered land, as evidenced by certificate of title no. 130232 PROPERTY ADDRESS: 14916 Williamsburg Curve, Burnsville, MN 55337 PROPERTY I.D: 021640004003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred One Thousand Two Hundred Sixty-Two and 93/100 ($401,262.93) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 1, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 15, 2010 Lehman Brothers Holdings Inc. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00230-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3520502 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010, 05/13/2010, 05/20/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for June 1, 2010 at 10:00 AM, has been postponed to June 22, 2010 at 10:00 AM,, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: June 1, 2010 Lehman Brothers Holdings Inc. Attorneys for Assignee of Mortgage/ Mortgagee Jennifer K. Fischer Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 612-573-3677 Our File No. 09MN00230-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3592848 06/10/2010 2219821 6/10/10

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,305.00 MORTGAGOR(S): Julie M Flack, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 23, 2005 Dakota County Recorder Document Number: 2298172 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 23, 2010 Recorded: April 29, 2010 Dakota County Recorder Document Number: 2727414 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000432337 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12924 Nicollet Ave Apt 102, Burnsville, MN 55337-3546 Tax Parcel ID Number: 02-01300-494-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12924 Nicollet Avenue South, Condominium Ownership Number 15, Ridgview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,159.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014177F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014177F01 2218127 6/10/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2004 MORTGAGOR: Katheryn A Andresen, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 TAX PARCEL I.D. #: 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,327.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3633 8422464 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 6, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2214850 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 MORTGAGOR(S): Tammy J. Beach, Terry A. Beach wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600001165681 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 16, 2007, as Document No. 2530654 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Dated: July 2, 2007, and recorded March 10, 2009 by Document No. 2642760. LEGAL DESCRIPTION OF PROPERTY: Lot 16 Block 13 South ST. Paul PROPERTY ADDRESS: 118 5th Ave. N, South Saint Paul, MN 55075 PROPERTY I.D: 36-70300-160-13 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Eight Thousand Six Hundred Fifty-Seven and 02/100 ($138,657.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan AssetBacked Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00145-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3592784 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2219806 6/10-7/15/10

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 16778 Island Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-46950-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Lynwood Heights COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$639,283.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$737,008.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1905 0680392453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2178024 5/6-6/10/10

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3774 653748472 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2177651 5/6-6/10/10

PUBLIC NOTICE

��

�� if the P the property gagor(s) must vacate R O D U C T I O N�� , �� A N D A R E mortgage is not reinstated under sec- ABANDONED." tion 580.30 or the property is not Dated: May 4, 2010. redeemed under section 580.23 is CitiMortgage, Inc. 11:59 p.m. on December 17, 2010. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of GAGE:None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 10-3791 CIAL ORDER IS ENTERED UNDER 2005620198 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 5/13-6/17/10 OTHER THINGS, THAT THE MORT- 2186794 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: April 20, 2010. THE ORIGINAL CREDITOR WITHIN JPMorgan Chase Bank, N.A. THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: M a r c h 2 7 , 4500 Park Glen Road #300 2006 Minneapolis, MN 55416 MORTGAGORS: M i c h a e l K . H o u g e (952) 925-6888 and Whitney R. Houge, husband and 75-3608 wife. 24811929 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc. A DEBT COLLECTOR. AND PLACE OF RECORDING: DATE 2177695 5/6-6/10/10 Registered May 25, 2006, Dakota County Registrar of Titles, Document No. 590989, Certificate of Title No. 109362. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION Assigned to: Deutsche Bank National OF THE DEBT AND IDENTITY OF Trust Company, as Trustee for First THE ORIGINAL CREDITOR WITHIN F r a n k l i n M o r t g a g e L o a n T r u s t THE TIME PROVIDED BY LAW IS 2006-FF8, Asset-Backed Certificates, Series 2006-FF8, Dated: May 17, 2010. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Said Mortgage being Registered Land. default has occurred in conditions of TRANSACTION AGENT: Mortgage the following described mortgage: Electronic Registration Systems, Inc. DATE OF MORTGAGE:July 18, 2008 TRANSACTION AGENT'S MORTMORTGAGORS:Mark J. Schroeder GAGE IDENTIFICATION NUMBER ON and Rochelle P. Schroeder, husband MORTGAGE: 100425240007015487 and wife. LENDER OR BROKER AND MORTMORTGAGEE:Mortgage Electronic G A G E O R I G I N A T O R S T A T E D O N Registration Systems, Inc.. MORTGAGE: First Franklin DATE AND PLACE OF RECORDING: RESIDENTIAL MORTGAGE SERRegistered August 12, 2008, Dakota VICER: Home Loan Services, Inc. County Registrar of Titles, Document MORTGAGED PROPERTY ADDRESS: No. T631854, Certificate of Title No. 1 3 9 0 0 H i g h D r i v e , B u r n s v i l l e , M N 142207. 55337 ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D. #: 02-22680-050-05 Assigned to: CitiMortgage, Inc., LEGAL DESCRIPTION OF PROPDated: April 26, 2010. ERTY: Said Mortgage being Registered Lot 5, Block 5, Echo Valley. Land. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $640,000.00 GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100046900000999271 DUE AS OF DATE OF NOTICE, INCLUDLENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $660,816.59 MORTGAGE: American Sterling Bank That prior to the commencement of R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding VICER: CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee comMORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 1819 Senja Court, Eagan, MN 55122 required by statute; That no action or T A X P A R C E L I . D . # : proceeding has been instituted at law 10-63980-110-09 or otherwise to recover the debt LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part ERTY: thereof; Lot 11, Block 9, Ridgecliffe First PURSUANT to the power of sale conAddition. tained in said mortgage, the above Dakota County described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: July 22, ORIGINAL PRINCIPAL AMOUNT OF 2010 at 10:00 AM MORTGAGE:$264,407.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$271,550.00 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: July 1, gagor(s) must vacate the property if the 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on January 24, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: May 25, 2010. 11:59 p.m. on January 3, 2011 Deutsche Bank National Trust . MORTGAGOR(S) RELEASED FROM Company, as trustee FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE:None USSET, WEINGARDEN AND LIEBO, P.L.L.P. "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 76-3672 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 1044664764 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 2223148 6/10-7/15/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ��

PUBLIC NOTICE

�� MORTGAGEE:Mortgage Registration Systems, Inc. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGOR: Richard W. Ostaba, Jr. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 23, 2004, Dakota County Recorder, Document No. 2240725. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-8, Dated: May 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001005138 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 815 North 15th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70201-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, South Park Division Number 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,833.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2010. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3843 18357582 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213256 6/3-7/8/10

PUBLIC NOTICE

Electronic

DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$273,953.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187200 5/13-6/17/10

PUBLIC NOTICE

MORTGAGE: First Integrity Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3680 Widgeon Way, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-65902-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, St. Francis Wood 3rd Addition, Dakota County, Mn COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$282,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$265,009.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 10-3852 647169390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186802 5/13-6/17/10

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 2005671960 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186808 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,400.00 MORTGAGOR(S): Marilyn Ross, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 14, 2002 Dakota County Recorder Document Number: 1946525 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15508 Flyboat Ln, Apple Valley, MN 55124-6021 Tax Parcel ID Number: 01-63402-164-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164, Community Interest Community No. 282, Regatta Village Homes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $100,491.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014418F01 2182143 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,800.00 MORTGAGOR(S): Daniel H Albert and Lana J Albert, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9575021007-6 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 6, 2006, as Document No. 2443026 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: August 8, 2006, and recorded December 4, 2008 by Document No. 2625408. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 9, the Oaks Second Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 3972 Dawn Way, Inver Grove Heights, MN 55076 PROPERTY I.D: 20-53651-050-09 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Seven Thousand Nine Hundred Twenty-One and 58/100 ($147,921.58) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00120-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3591497 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2215213 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 , 2004 MORTGAGORS: Joseph N. Pattison and Marsha T. Pattison, husband and wife. MORTGAGEE: S o u n d M o r t g a g e Decisions Corporation. DATE AND PLACE OF RECORDING: Registered December 30, 2004, Dakota County Registrar of Titles, Document No. 555520, Certificate of Title No. 134748. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc., Dated: October 1, 2004, Recorded: December 30, 2004, Document No. 555521. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sound Mortgage Decisions Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7268 Clay Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-100-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Those parts of Lots 9 and 10, Block 1, South Grove No. 3; according to the recorded plat thereof, lying Westerly of the following described line: Beginning at a point on the North line of said Lot 9, a distance of 10 feet, Westerly from the Northeast corner of said Lot 9, thence Southeasterly to a point on the Southerly line of said Lot 10, of said Block 1, an arc distance of 10 feet, Easterly of the Southwest corner of said Lot 10, when measured along said Southerly line. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,885.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3950 646763559 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222630 6/10-7/15/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr and Thomas E. Murr, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2004 Dakota County Recorder Document Number: 2203280 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000147111 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 233 E Spruce St, South Saint Paul, MN 55075-3526 Tax Parcel ID Number: 36-71500-150-30 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 30, Spring Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,412.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011213F02 2221753 6/10-7/15/10

PUBLIC NOTICE

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550053246442 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 7445 Borman Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-40600-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1 in Justin Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$146,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$149,626.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 92-189 500532464 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187027 5/13-6/17/10

PUBLIC NOTICE

LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,759.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1976 0003675397 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185032 5/13-6/17/10

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6631 1843593987 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187052 5/13-6/17/10

PUBLIC NOTICE

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�� under sec mortgage is not reinstated tion 580.30 or the property is not redeemed under section 580.23 is NOTICE OF MORTGAGE 11:59 p.m. on December 27, 2010. FORECLOSURE SALE MORTGAGOR(S) RELEASED FROM NOTICE IS HEREBY GIVEN that FINANCIAL OBLIGATION ON MORTdefault has occurred in the conditions GAGE:None "THE TIME ALLOWED BY LAW FOR of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 REDEMPTION BY THE MORTGAGOR, ORIGINAL PRINCIPAL AMOUNT OF THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MORTGAGE: $225,250.00 MORTGAGOR(S): Bradley E. Praznik, REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER aka Brad Praznik, a married man and MINNESOTA STATUTES, SECTION Tammy L. Torres Praznik, a married 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G woman, as husband and wife MORTGAGEE: Mortgage Electronic OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Registration Systems, Inc. DATE AND PLACE OF RECORDING: WITH A RESIDENTIAL DWELLING OF Recorded: August 09, 2007 Dakota LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL County Recorder Document Number: 2536202 P R O D U C T I O N , A N D A R E Transaction Agent: Mortgage ElecABANDONED." tronic Registration Systems, Inc. Dated: April 28, 2010. Transaction Agent Mortgage IdentifiPNC Bank, National Association cation Number: 100024200018202651 Mortgagee/Assignee of Mortgagee Lender or Broker: American Brokers USSET, WEINGARDEN AND LIEBO, P.L.L.P. Conduit By: Paul A. Weingarden Residential Mortgage Servicer: Attorneys for Mortgagee/Assignee of Aurora Loan Services, LLC Mortgagee Mortgage Originator: Not Applicable 4500 Park Glen Road #300 COUNTY IN WHICH PROPERTY IS Minneapolis, MN 55416 LOCATED: Dakota (952) 925-6888 Property Address: 9989 Upper 205th 4-2052 St W, Lakeville, MN 55044-8844 0003761713 Tax Parcel ID Number: 22 75853 010 THIS IS A COMMUNICATION FROM 01 A DEBT COLLECTOR. LEGAL DESCRIPTION OF PROP2185083 5/13-6/17/10 ERTY: Lot 1, Block 1, The Meadows 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: NOTICE OF MORTGAGE $266,233.30 FORECLOSURE SALE THAT all pre-foreclosure requireTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ments have been complied with; that ORIGINAL CREDITOR WITHIN THE no action or proceeding has been instiT I M E P R O V I D E D B Y L A W I S N O T tuted at law or otherwise to recover the debt secured by said mortgage, or any AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That part thereof; PURSUANT to the power of sale condefault has occurred in the conditions tained in said mortgage, the of the following described mortgage: above-described property will be sold DATE OF MORTGAGE: July 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF by the Sheriff of said county as follows: MORTGAGE: $173,096.65 DATE AND TIME OF SALE: July 23, MORTGAGOR(S): Julie M. Stuart, 2010 at 10:00 AM single PLACE OF SALE: Dakota County MORTGAGEE: Mortgage Electronic Registration Systems, Inc as a nomi- Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnenee for Delta Funding Corp TRANSACTION AGENT: Mortgage sota to pay the debt secured by said mortElectronic Registration Systems, Inc gage and taxes, if any, on said preMIN#: 100076600000146948 SERVICER: Ocwen Loan Servicing, mises and the costs and disbursements, including attorney fees allowed LLC by law, subject to redemption within LENDER: Delta Funding Corp. D A T E A N D P L A C E O F F I L I N G : six (6) months from the date of said Dakota County Minnesota, Recorder, sale by the mortgagor(s), their peron August 27, 2004, as Document No. sonal representatives or assigns. 2242691 If the Mortgage is not reinstated ASSIGNED TO: Wells Fargo Bank, under Minn. Stat. §580.30 or the propN.A., as Trustee for the registered erty is not redeemed under Minn. Stat. holders of Renaissance Home Equity §580.23, the Mortgagor must vacate Loan Asset-Backed Certificates, Series the property on or before 11:59 p.m. on 2004-3 Dated: March 31, 2008, and January 23, 2011, or the next busirecorded April 16, 2008 by Document ness day if January 23, 2011 falls on a No. 2584941. Saturday, Sunday or legal holiday. Mortgagor(s) released from financial LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2, Village Creek obligation: NONE 3rd Addition, CIC Number 327, Dakota THIS COMMUNICATION IS FROM County, Minnesota. A DEBT COLLECTOR ATTEMPTPROPERTY ADDRESS: 20725 Hamp- ING TO COLLECT A DEBT. ANY shire Circle, Lakeville, MN 55044 INFORMATION OBTAINED WILL BE PROPERTY I.D: 228205230002 USED FOR THAT PURPOSE. COUNTY IN WHICH PROPERTY IS THE RIGHT TO VERIFICATION OF LOCATED: Dakota THE DEBT AND IDENTITY OF THE THE AMOUNT CLAIMED TO BE DUE ORIGINAL CREDITOR WITHIN THE ON THE MORTGAGE ON THE DATE OF T I M E P R O V I D E D B Y L A W I S N O T T H E N O T I C E : O n e H u n d r e d AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Thirty-Eight Thousand Seventy-Six and REDEMPTION BY THE MORTGAGOR, 48/100 ($138,076.48) THAT no action or proceeding has THE MORTGAGOR'S PERSONAL REPbeen instituted at law to recover the RESENTATIVES OR ASSIGNS, MAY BE debt secured by said mortgage, or any REDUCED TO FIVE WEEKS IF A JUDIpart thereof; that there has been com- CIAL ORDER IS ENTERED UNDER pliance with all pre-foreclosure notice MINNESOTA STATUTES, SECTION and acceleration requirements of said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTmortgage, and/or applicable statutes; PURSUANT, to the power of sale con- GAGED PREMISES ARE IMPROVED tained in said mortgage, the above WITH A RESIDENTIAL DWELLING OF described property will be sold by the LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM PRODUCTION, AND ARE ABANDONED. on July 27, 2010 DATED: June 10, 2010 PLACE OF SALE: Sheriff`s M a i n MORTGAGEE: Mortgage Electronic Office, Law Enforcement Center, 1580 Registration Systems, Inc. Wilford & Geske, P.A. Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said Attorneys for Mortgagee mortgage and taxes, if any actually Lawrence A. Wilford paid by the mortgagee, on the pre- James A. Geske mises and the costs and disburse- 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 ments allowed by law. The time allowed by law for redemp- (651) 209-3300 tion by said mortgagor(s), their per- File Number: 003989F04 6/10-7/15/10 sonal representatives or assigns is 6 2221289 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR`S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE:July 31, 2001 PROPERTY USED IN AGRICULTURAL MORTGAGORS:D a v i d B o y d a n d P R O D U C T I O N , A N D A R E Tasha Boyd, husband and wife. ABANDONED." MORTGAGEE:P r e s t i g e M o r t g a g e , Dated: June 10, 2010 LLC. Wells Fargo Bank, N.A., as DATE AND PLACE OF RECORDING: Trustee for the registered Recorded September 19, 2001, holders of Renaissance Home Dakota County Recorder, Document Equity Loan Asset-Backed No. 1812957. Certificates, Series 2004-3 ASSIGNMENTS OF MORTGAGE: Randall S. Miller & Associates, PLLC Assigned to: Union Federal Bank of Attorneys for Assignee of Mortgage/ Indianapolis, Dated: July 31, 2001, Mortgagee Recorded: September 19, 2001, One Financial Plaza, Document No. 1812958. And thereaf120 South Sixth Street, Suite 1100 ter assigned to: Mortgage Electronic Minneapolis, MN 55402 Registration Systems, Inc., Dated: Phone: 612-573-3677 April 20, 2006, Recorded: May 5, 2006, Our File No. 09MN00106-2 THIS IS A COMMUNICATION FROM Document No. 2425871. And thereafter assigned to: CitiMortgage, Inc., A DEBT COLLECTOR. A S A P # 3 5 9 1 4 8 5 0 6 / 1 0 / 2 0 1 0 , Dated: March 26, 2009, Recorded: 06/17/2010, 06/24/2010, 07/01/2010, A p r i l 1 0 , 2 0 0 9 , D o c u m e n t N o .

PUBLIC NOTICE

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�� LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF �� April 10, 2009, Document No. 2649441. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1676 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-15001-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Brittany 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,391.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$197,128.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3817 771096535 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186842 5/13-6/17/10

PUBLIC NOTICE

MORTGAGE:$133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$139,177.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 12225402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186863 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Ronald C Goldbeck, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373907 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001014609 Lender or Broker: American Residential Mortgage, LP. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 408 Stanley Ave, South Saint Paul, MN 55075-1040 Tax Parcel ID Number: 36-72800-042-03 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2 & 3 and that part of the Southeasterly 10' of Lot 4 Block 3 Stickney Addition to West St Paul, lying southwesterly of the Northeasterly 55' thereof, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,853.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009847F03 2179630 5/13-6/17/10

PUBLIC NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1943 0002903208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185010 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $314,000.00 MORTGAGOR(S): Gerald W. Hummell and Ann E. Hummell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 06, 2004 Dakota County Recorder Document Number: 2273420 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604222307144 Lender or Broker: Homecomings Financial Network Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20633 Jasmine Path, Lakeville, MN 55044-5965 Tax Parcel ID Number: 224405205003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Lake Marion Estates 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $317,195.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005064F02 2216235 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2007 MORTGAGOR: M a r i l y n N . M a y , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 5, 2007, Dakota County Recorder, Document No. 2548706. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 25, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100358122220013252 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Central Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18098 Kindred Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-84650-550-01 LEGAL DESCRIPTION OF PROPERTY: LOT 55, BLOCK 1, WOODHILL, COMMON INTEREST COMMUNITY NO, 482, WOOD HILL PREMIER TOWNHOMES, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,048.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,483.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3512 2004750867 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223008 6/10-7/15/10

PUBLIC NOTICE

County Recorder, Document No. 2321363. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 29, 2008, Recorded: November 10, 2008, Document No. 2622029. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908264687 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: US Bancorp Advantage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15600 Dwellers Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-105-21 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1105, Common Interest Community No. 397, Bayside, a condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$206,468.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-44 7890826468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186782 5/13-6/17/10

PUBLIC NOTICE

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MORTGAGED PROPERTY ADDRESS: 5442 Upper 182nd Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-19500-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Dakota County Estates COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$180,970.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2521 5302953707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186976 5/13-6/17/10

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 952) 925-6888 10-3811 8391233 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186893 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Alan Wayne Martin and Sandra T Martin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 22, 2005 Dakota County Recorder Document Number: 2314980 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2005-2 Asset Backed Notes Dated: March 16, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721181 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105030231693 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19425 Everest Path, Farmington, MN 55024-7106 Tax Parcel ID Number: 14-77500-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Troyhill, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,085.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2005-2 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013332F01 2182718 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 8, 2003 MORTGAGORS:H e c t o r R . M a t a s castillo and Tori Matascastillo, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 12, 2003, Dakota County Recorder, Document No. 2139321. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 27, 2006, Recorded: May 23, 2006, Document No. 2432075. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000033604 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7478 Upper 164th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21170-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Donnay's Valley Park COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$180,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$229,348.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 8313995 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186826 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 18, 2008 MORTGAGOR: W i l l i a m D e w i n g , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008, Dakota County Recorder, Document No. 2616556. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-51001-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,970.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 2005707709 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222761 6/10-7/15/10

�� No. �� assigned �� 2327854.�� And thereafter

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Gerald Sylvan Hodgkins, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240011952584 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on February 13, 2007, as Document No. 2496279 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1 Dated: May 13, 2010, and recorded May 24, 2010 by Document No. 2731713. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, East Farmington Fifth Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 1308 Walnut St, Farmington, MN 55024 PROPERTY I.D: 14 22504 030 03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Four Thousand Three Hundred Seventeen and 60/100 ($254,317.60) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sh e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00290-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3591459 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2215170 6/10-7/15/10

PUBLIC NOTICE

to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: April 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15767 Fostoria Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-32150-413-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 413, Hawthorne, CIC No. 368, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,275.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 16, 2010. Wells Fargo Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3640 1044432279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187180 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,150.00 MORTGAGOR(S): Sareen Steward and Henry L Steward, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 11, 2007 Dakota County Recorder Document Number: 2550046 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: April 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402059856173 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 62 Walden St, Burnsville, MN 55337-3682 Tax Parcel ID Number: 02-83402-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), Walden Townhouses Plat 3, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

��

�� Lobby #S-100, Hastings, MN to pay the debt then secured by said �� DUE AS OF DATE OF NOTICE: $221,979.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2011, or the next business day if January 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014275F01 2184816 5/13-6/17/10

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2010. JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2952 0690883087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186994 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2186921 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Tollie Thomas, Jr, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117026954 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on December 29, 2006, as Document No. 603367 ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Dated: April 16, 2010, and recorded May 18, 2010 by Document No. T662082. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 11, Palomino Woods, Dakota County, State of Minnesota PROPERTY ADDRESS: 14070 Heywood Path, Apple Valley, MN 55124 PROPERTY I.D: 01-56775-090-11 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Ninety and 41/100 ($160,090.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00199-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3600154 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2220857 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Isaac L. Majetich And Theresa Ann Majetich fka Theresa Ann Pawlenty, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374371 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000147867 Lender or Broker: Winstar Mortgage Partners, Inc. DBA Partner Loan Services Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1226 View Ct, Hastings, MN 55033-2523 Tax Parcel ID Number: 19-19501-290-06 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Dakota Hills Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,647.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014979F01 2221331 6/10-7/15/10

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 44 Walden Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 028340106003 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Walden Townhouses Plat 2, Subject to the Burdens and together with the benefits at the declaration of covenants, conditions and restrictions. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$142,782.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1968 0002508081 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185018 5/13-6/17/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$157,584.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2187099 5/13-6/17/10

PUBLIC NOTICE

��

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2113 0005646542 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186850 5/13-6/17/10

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 29, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1959 0002225619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185049 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 27, 2007 MORTGAGORS:M i n d y L a n g a n d Joseph Lang, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 4, 2008, Dakota County Recorder, Document No. 2564596. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268300114093 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 658 143rd Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84808-200-01 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Wood Park Plat 9, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$168,490.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$168,647.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 30, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1004 6830011409 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2186786 5/13-6/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2006 MORTGAGORS: Michael Russell and Kristen Anderson, Both single persons. MORTGAGEE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded March 8, 2006, Dakota County Recorder, Document No. 2411002. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11855 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17350-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Churchill Place, a planned community, CIC No. 221. Dakota County together with appurtenant easements created pursuant to Declaration Doc # 1444785 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,775.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2515 651859202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223050 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Michelle L Stinnett and Christopher M Stinnett, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 19, 2007 Dakota County Registrar of Titles Document Number: T604385 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 24, 2009 Registered: October 05, 2009 Dakota County Registrar of Titles Document Number: T651860 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000707386 Lender or Broker: Advantage Funding Group, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133757 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7394 Dawn Ave, Inver Grove Heights, MN 55076-4320 Tax Parcel ID Number: 20-71150-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, of South Grove, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,257.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014718F01 2217922 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Samson T Gemta, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 09, 2005 Dakota County Recorder Document Number: 2329177 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

��

�� tuted �� to recover the otherwise at law or�� tronic Registration �� Systems, Inc. Transaction Agent Mortgage Identifi- debt secured by said mortgage, or any part thereof; that this is registered cation Number: 100021278850194940 property; Lender or Broker: U.S. Bank, N.A. PURSUANT to the power of sale conResidential Mortgage Servicer: U.S. tained in said mortgage, the Bank Home Mortgage above-described property will be sold Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS by the Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: July 02, Property Address: 401 E Burnsville 2010 at 10:00 AM Pkwy, Burnsville, MN 55337-2868 Tax Parcel ID Number: PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High02-52001-307-00 L E G A L D E S C R I P T I O N O F P R O P - way 55, Lobby S-100, Hastings, MinneERTY: Apartment No. 307, Apartment sota Ownership No. 18, Windham Hills, a to pay the debt secured by said mortc o n d o m i n i u m , l o c a t e d i n D a k o t a gage and taxes, if any, on said premises and the costs and disburseCounty, Minnesota. AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed D U E A S O F D A T E O F N O T I C E : by law, subject to redemption within $112,223.88 six (6) months from the date of said THAT all pre-foreclosure require- sale by the mortgagor(s), their perments have been complied with; that sonal representatives or assigns. no action or proceeding has been instiIf the Mortgage is not reinstated tuted at law or otherwise to recover the under Minn. Stat. §580.30 or the propdebt secured by said mortgage, or any erty is not redeemed under Minn. Stat. part thereof; §580.23, the Mortgagor must vacate PURSUANT to the power of sale con- the property on or before 11:59 p.m. on t a i n e d i n s a i d m o r t g a g e , t h e January 02, 2011, or the next busiabove-described property will be sold ness day if January 02, 2011 falls on a by the Sheriff of said county as fol- Saturday, Sunday or legal holiday. lows: Mortgagor(s) released from financial DATE AND TIME OF SALE: June 25, obligation: NONE 2010 at 10:00 AM THIS COMMUNICATION IS FROM PLACE OF SALE: Dakota County A DEBT COLLECTOR ATTEMPTLaw Enforcement Center, 1580 High- ING TO COLLECT A DEBT. ANY way 55, Lobby S-100, Hastings, Minne- INFORMATION OBTAINED WILL BE sota USED FOR THAT PURPOSE. to pay the debt secured by said mortTHE RIGHT TO VERIFICATION OF gage and taxes, if any, on said pre- THE DEBT AND IDENTITY OF THE mises and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorney fees allowed T I M E P R O V I D E D B Y L A W I S N O T by law, subject to redemption within AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR six (6) months from the date of said sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. THE MORTGAGOR'S PERSONAL REPIf the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G December 25, 2010, or the next busi- OTHER THINGS, THAT THE MORTness day if December 25, 2010 falls on GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL obligation: NONE THIS COMMUNICATION IS FROM PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 A DEBT COLLECTOR ATTEMPTASSIGNEE OF MORTGAGEE: ING TO COLLECT A DEBT. ANY HSBC Bank, USA, N.A., as INFORMATION OBTAINED WILL BE Trustee on behalf of ACE USED FOR THAT PURPOSE. Securities Corp. Home Equity THE RIGHT TO VERIFICATION OF Loan Trust and for the registered THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE holders of ACE Securities Corp. Home Equity Loan Trust, Series TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. 2006-ASAP3, Asset Backed THE TIME ALLOWED BY LAW FOR Pass-Through Certificates REDEMPTION BY THE MORTGAGOR, Wilford & Geske, P.A. THE MORTGAGOR'S PERSONAL REP- Attorneys for Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE Lawrence A. Wilford REDUCED TO FIVE WEEKS IF A JUDI- James A. Geske CIAL ORDER IS ENTERED UNDER 8425 Seasons Parkway, Suite 105 MINNESOTA STATUTES, SECTION Woodbury, MN 55125-4393 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (651) 209-3300 OTHER THINGS, THAT THE MORT- File Number: 013364F02 5/20-6/24/10 GAGED PREMISES ARE IMPROVED 2190874 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE PRODUCTION, AND ARE ABANDONED. FORECLOSURE SALE DATED: May 13, 2010 THE RIGHT TO VERIFICATION ASSIGNEE OF MORTGAGEE: DEBT AND IDENTITY OF THE OF U.S. Bank National Association THE ORIGINAL CREDITOR WITHIN Wilford & Geske, P.A. THE TIME PROVIDED BY LAW IS Attorneys for Assignee of Mortgagee NOT AFFECTED BY THIS ACTION. Lawrence A. Wilford NOTICE IS HEREBY GIVEN, that James A. Geske default has occurred in conditions of 8425 Seasons Parkway, Suite 105 the following described mortgage: Woodbury, MN 55125-4393 DATE OF MORTGAGE:O c t o b e r 1 5 , (651) 209-3300 2004 File Number: 014319F01 MORTGAGORS:Frank Gerdesmeier 2184800 5/13-6/17/10 a/k/a Francis Gerdesmeier and Gayle Gerdesmeier, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m to National NOTICE OF MORTGAGE City Mortgage, Inc. f/k/a National City FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Mortgage Co. dba Commonwealth default has occurred in the conditions United Mortgage Company. DATE AND PLACE OF RECORDING: of the following described mortgage: Recorded November 10, 2004, DATE OF MORTGAGE: December 23, 2005 Dakota County Recorder, Document ORIGINAL PRINCIPAL AMOUNT OF No. 2266090. ASSIGNMENTS OF MORTGAGE: MORTGAGE: $291,200.00 MORTGAGOR(S): Troy A Gerber and Assigned to: PNC Bank, National Andrea L Gerber, husband and wife Association, Dated: April 26, 2010. MORTGAGEE: Mortgage Electronic TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTRegistration Systems, Inc. DATE AND PLACE OF REGISTER- GAGE IDENTIFICATION NUMBER ON ING: MORTGAGE: NONE Registered: January 23, 2006 Dakota LENDER OR BROKER AND MORTCounty Registrar of Titles GAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Document Number: 583415 Services LLC s/b/m to National City ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank, USA, Mortgage, Inc. f/k/a National City MortN.A., as Trustee on behalf of ACE gage Co. dba Commonwealth United Securities Corp. Home Equity Loan Mortgage Company Trust and for the registered holders of RESIDENTIAL MORTGAGE SERACE Securities Corp. Home Equity VICER: PNC Bank, National AssociaLoan Trust, Series 2006-ASAP3, Asset tion MORTGAGED PROPERTY ADDRESS: Backed Pass-Through Certificates 3745 West 321st Street, Northfield, MN Dated: May 04, 2010 Transaction Agent: Mortgage Elec- 55057 tronic Registration Systems, Inc. TAX PARCEL I.D. #: 418340002001 Transaction Agent Mortgage IdentifiLEGAL DESCRIPTION OF PROPcation Number: 100261495676740214 ERTY: Lender or Broker: Great Northern Exhibit “A” Financial Group, Inc. Legal Description Residential Mortgage Servicer: Lots One (1) and Two (2) in Block One (1), Town of Waterford; and All Ocwen Loan Servicing, LLC that part of the Northeast Quarter Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: (NE 1/4) of Northeast Quarter (NE 123934 1/4) of Section Thirty (30), Townhsip COUNTY IN WHICH PROPERTY IS One Hundred Twelve (112), Range LOCATED: Dakota Nineteen (19), described as follows: Property Address: 20907 Huntsville Commencing at the Northeast corner of Lot One (1), Block One (1), Town Trl, Lakeville, MN 55044-5860 Tax Parcel ID Number: of Waterford, thence South 165 feet 22-47475-270-05 to the Southeast corner of said Lot LEGAL DESCRIPTION OF PROPOne (1), Block One (1), thence East ERTY: Lot 27, Block 5, Marion Fields, 51 feet to a point, thence North 165 Dakota County, Minnesota. feet to a point, thence West 51 feet to AMOUNT DUE AND CLAIMED TO BE point of beginning. DUE AS OF DATE OF NOTICE: COUNTY IN WHICH PROPERTY IS LOCATED:Dakota $307,699.29 THAT all pre-foreclosure requireORIGINAL PRINCIPAL AMOUNT OF ments have been complied with; that MORTGAGE:$179,029.00 no action or proceeding has been instituted at law or otherwise to recover the ��

PUBLIC NOTICE

�� erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate �� MORTGAGE:$179,029.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,031.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2100 0003611862 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196499 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,500.00 MORTGAGOR(S): Karyn L Kopecko, single MORTGAGEE: GMAC Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 21, 2001 Dakota County Recorder Document Number: 1758936 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7546 165th St W, Lakeville, MN 55044-9050 Tax Parcel ID Number: 22-27601-100-06 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Foxborough 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $113,363.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: GMAC Mortgage, LLC successor by conversion with GMAC Mortgage Corporation Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014512F01 2194188 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jennifer M Moore, a married woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489136 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 28, 2006 Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506017290207 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 670 E 143rd St, Burnsville, MN 55337-4609 Tax Parcel ID Number: 02-84808-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Wood Park Plat Nine (9), Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,383.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014336F01 2194185 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 4 , 2003 MORTGAGORS: Mai Xiong and Ted Richman Lee, wife and husband, and Tom Lee, a single person. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co.. DATE AND PLACE OF RECORDING: Registered October 6, 2003, Dakota County Registrar of Titles, Document No. 0516848, Certificate of Title No. 129483. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: May 14, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 7112 Claude Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115717007 LEGAL DESCRIPTION OF PROPERTY: Lot 17 in Block 7 of South Grove No. 8. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,736.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2144 0002671195 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2217875 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2004 MORTGAGORS: T o m R e i c h e r t a n d Erin E. Molin, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 23, 2004, Dakota County Recorder, Document No. 2270420. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK N A T I O N A L T R U S T C O M P A N Y F OR MORGAN STANLEY MORTGAGE LOAN TRUST 2005-3AR MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-3AR, Dated: April 22, 2009, Recorded: May 22, 2009, Document No. 2658835. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800852453063 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14699 Biscayne Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-80050-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, University Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,427.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 22124596 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222454 6/10-7/15/10

PUBLIC NOTICE

Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 T A X P A R C E L I . D . # : 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,751.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 1064169988 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196226 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,250.00 MORTGAGOR(S): Michael L Fritzen and Cindy R Fritzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder Document Number: 2452837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002728357 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19914 Evensong Ave, Farmington, MN 55024-8687 Tax Parcel ID Number: 14-16502-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Charleswood 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $414,002.72 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011938F02 2195274 5/20-6/24/10

PUBLIC NOTICE

��

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1041 0018102350 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195088 5/20-6/24/10

PUBLIC NOTICE

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3340 15817489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196403 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Jasmyn C. Curry And Michael A. Curry, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486014 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000141451 Lender or Broker: BankFirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5355 Upper 183rd St W, Farmington, MN 55024-9381 Tax Parcel ID Number: 14-19503-140-03 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Dakota County Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,097.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015022F01 2215473 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 MORTGAGOR: Rebecca D. Laisy, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a corporation organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded March 5, 2007, in the office of the County Recorder as Document No. 2500476, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 916 Wescott Square #203, Eagan, Minnesota 55123 TAX PARCEL I.D. NOS. 10-83611-203-05 LEGAL DESCRIPTION OF PROPERTY: Units No. 203 and Garage Unit No. G203, Common Interest Community No. 497, Eagan Hills Condominium Association, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,551.97 INTEREST RATE AND PER DIEM: Current interest rate is 5.250%, with a daily per diem of $20.62. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010, at 10:00 a.m. PLACE OF SALE: 1580 Highway 55, Lobby S100, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: January 27, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 841516.2

2220990

6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $419,050.00 MORTGAGOR(S): John E Beesley and Suzanne M Beesley, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 28, 2006 Dakota County Recorder Document Number: 2456995 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-through Certificates, Series AMQ 2006-HE7 Dated: August 16, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 3636 Crestridge Ct, Eagan, MN 55123-2308 Tax Parcel ID Number: 10-15401-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Buffer Hills Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $428,396.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-through Certificates, Series AMQ 2006-HE7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014025F01 2182957 5/13-6/17/10

PUBLIC NOTICE

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�� single �� family dwell occupied, o r o t h e r w i s e t o �� r e c o v e r t �� h e d e b t owner secured by said mortgage, or any part ing, unless otherwise provided by law, the date on or before which the mortthereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not redeemed under section 580.23 is Sheriff of said county as follows: DATE AND TIME OF SALE: July 1, 11:59 p.m. on January 3, 2011. 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE:None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: May 6, 2010. the date on or before which the mortBankUnited gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 11:59 p.m. on January 3, 2011. MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE:None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 51-247 THE MORTGAGOR'S PERSONAL REP- 459773-8 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 5/20-6/24/10 CIAL ORDER IS ENTERED UNDER 2195249 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT RIGHT TO VERIFICATION THE PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: May 6, 2010. NOT AFFECTED BY THIS ACTION. CitiMortgage, Inc. NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee default has occurred in conditions of USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE:J a n u a r y 1 8 , Attorneys for Mortgagee/Assignee of 2005 Mortgagee MORTGAGOR:Ray Johnson, a single 4500 Park Glen Road #300 person. Minneapolis, MN 55416 MORTGAGEE:First Franklin. (952) 925-6888 DATE AND PLACE OF RECORDING: 10-3859 Recorded March 7, 2005, Dakota 1120611439 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . 2301923. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2186884 5/13-6/17/10 Assigned to: First Franklin Financial Corporation, Dated: March 7, 2006, Recorded: April 3, 2006, Document No. 2417493. And thereafter NOTICE OF MORTGAGE assigned to: Wells Fargo Bank, N. A. FORECLOSURE SALE THE RIGHT TO VERIFICATION as Trustee for National City Mortgage OF THE DEBT AND IDENTITY OF Loan Trust 2005-1, Mortgage-Backed THE ORIGINAL CREDITOR WITHIN Certificates, Series 2005-1, Dated: THE TIME PROVIDED BY LAW IS December 9, 2009. TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: NONE DATE OF MORTGAGE:A u g u s t 3 , LENDER OR BROKER AND MORT2005 GAGE ORIGINATOR STATED ON MORTGAGOR:Twin Oaks Develop- MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERment, LLC, entity. MORTGAGEE:BankUnited, FSB. VICER: Home Loan Services, Inc. DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: R e g i s t e r e d S e p t e m b e r 6 , 2 0 0 5 , 1945 Ruby Court North, Eagan, MN Dakota County Registrar of Titles, 55122 Document No. 573871, Certificate of T A X P A R C E L I . D . # : 10-20451-021-04 Titles No. 134207. LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: ERTY: Unit No. 21, Condominium No. 116, April 28, 2010. Said Mortgage being upon RegisDiffley Commons 2nd Addition Viltered Land. las and Garden Homes, a condoTRANSACTION AGENT: NONE minium, Dakota County, MN. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: NONE LENDER OR BROKER AND MORT- MORTGAGE:$133,650.00 GAGE ORIGINATOR STATED ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: BankUnited, FSB DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTVICER: BankUnited GAGEE:$142,165.12 That prior to the commencement of MORTGAGED PROPERTY ADDRESS: 513 Parkside Circle, Burnsville, MN this mortgage foreclosure proceeding 55337 Mortgagee/Assignee of Mortgagee comTAX PARCEL I.D. #: 021700304006 plied with all notice requirements as LEGAL DESCRIPTION OF PROP- required by statute; That no action or ERTY: proceeding has been instituted at law Lot 4, Block 6, in Chateaulin Fourth o r o t h e r w i s e t o r e c o v e r t h e d e b t Addition secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; PURSUANT to the power of sale conLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above MORTGAGE:$187,500.00 described property will be sold by the AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- 2010 at 10:00 AM GAGEE:$193,792.75 PLACE OF SALE:Sheriff's Office, Law That prior to the commencement of Enforcement Center, 1580 Hwy 55, this mortgage foreclosure proceeding Lobby #S-100, Hastings, MN Mortgagee/Assignee of Mortgagee com- to pay the debt then secured by said plied with all notice requirements as Mortgage, and taxes, if any, on said required by statute; That no action or premises, and the costs and disburseproceeding has been instituted at law m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s o r o t h e r w i s e t o r e c o v e r t h e d e b t allowed by law subject to redemption secured by said mortgage, or any part within six (6) months from the date of said sale by the mortgagor(s), their thereof; PURSUANT to the power of sale con- personal representatives or assigns tained in said mortgage, the above unless reduced to Five (5) weeks under described property will be sold by the MN Stat. §580.07. TIME AND DATE TO VACATE PROPSheriff of said county as follows: DATE AND TIME OF SALE: July 2, E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwell2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law ing, unless otherwise provided by law, Enforcement Center, 1580 Hwy 55, the date on or before which the mortgagor(s) must vacate the property if the Lobby #S-100, Hastings, MN to pay the debt then secured by said mortgage is not reinstated under secMortgage, and taxes, if any, on said tion 580.30 or the property is not premises, and the costs and disburse- redeemed under section 580.23 is m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 11:59 p.m. on January 10, 2011. allowed by law subject to redemption MORTGAGOR(S) RELEASED FROM within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE:None personal representatives or assigns "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE ERTY: If the real estate is an owner-occupied, single-family dwell- ��

PUBLIC NOTICE

�� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3554 1044428309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196838 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2006 Dakota County Recorder Document Number: 2484837 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100446701000225758 Lender or Broker: Alternative Mortgage Options, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 632 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-31200-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Common Interest Community Number 550, Griseldas Whispering Meadows, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,100.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014257F01 2214722 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2005 MORTGAGORS: Aaron S. Hart and Jana M. Hart, husband and wife. MORTGAGEE: T h e F i r s t N a t i o n a l Bank in Cannon Falls. DATE AND PLACE OF RECORDING: Registered July 14, 2005, Dakota County Registrar of Titles, Document No. 569535, Certificate of Title No. 136720. ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A., Dated: May 24, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The First National Bank in Cannon Falls RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 3140 71st Street East, Inver Grove Heights, MN 55076-2549 TAX PARCEL I.D. #: 20-71157-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10 in Block 2 of South Grove No. 8, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,050.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-412 95962 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223035 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2196458 5/20-6/24/10

PUBLIC NOTICE

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536386. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000817174154 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1755 Brittany Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32850-180-06 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 6, Highland Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$241,302.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8378 1962366907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196332 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,920.00 MORTGAGOR(S): James P. Olson and Julie A. Olson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 04, 2005 Dakota County Recorder Document Number: 2377918 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001011177 Lender or Broker: United Resedential Mortgage, L.L.C. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13544 Dellwood Ct, Rosemount, MN 55068-3389 Tax Parcel ID Number: 34-18305-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Country Hills 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,502.95 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013457F03 2193358 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,275.00 MORTGAGOR(S): Jeffrey A Hanson, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325604 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039046749921884 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 708 Oak St, Farmington, MN 55024-1332 Tax Parcel ID Number: 14-33900-030-03 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of the North 1/2 of the East 1/2 of the West 2/3 of Block 3, Humphrey's Addition to the Town of Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $106,688.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014330F01 2194176 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 16, 2006 MORTGAGORS:Neil R. Phillips and Cheryl Phillips, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 2, 2006, Dakota County Recorder, Document No. 2434554. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003341542 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7106 Bovey Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-48625-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Michael D. Dupont 4th Addition Country Meadows COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$312,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$304,033.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 7, 2010.

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Dated: May 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8364 1974116485 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196438 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F Huysentruit and Ellen L Huysentruit n/k/a Ellen Lynn Rongitsch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-011-26 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22. Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,590.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F01 2215052 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeff Giacomini and Kim Giacomini, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 24, 2006 Dakota County Recorder Document Number: 2399667 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700008760178 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14760 Delmar Ct, Rosemount, MN 55068-4573 Tax Parcel ID Number: 34.15250.140.02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Broback Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,179.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012476F02 2215006 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Denise O'Neil and Mike O'Neil, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 12, 2006 Dakota County Registrar of Titles Document Number: 587956 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008981269 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139513 COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1600 Rio Loma Dr, Burnsville, MN 55337-1293 Tax Parcel ID Number: 02 64041 100 02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2) in Rio Loma 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,782.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014384F01 2193340 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $817,600.00 MORTGAGOR(S): Wayne A. Gaikowski and Laurie A. Gaikowski, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 10, 2006 Dakota County Recorder Document Number: A726486 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000124833 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21665 Boulder Creek Dr, Lakeville, MN 55044-4800 Tax Parcel ID Number: 04-0980040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Stoneridge First Addition, according to the plat thereof on file and of record in the office of the county recorder, Scott County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $801,409.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014294F01 2191014 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 MORTGAGOR(S): Aric T Hood and Paige K Hood, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486073 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000737730 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22 Madison Ct, Hastings, MN 55033-1061 Tax Parcel ID Number: 19-57910-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Pleasant Valley 11th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,744.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

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RESENTATIVES OR�� ASSIGNS,�� MAY BE �� REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: November 30, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2007 ORIGINAL PRINCIPAL AMOUNT OF PRODUCTION, AND ARE ABANDONED. MORTGAGE: $196,000.00 DATED: May 20, 2010 MORTGAGOR(S): Kenneth L Watson ASSIGNEE OF MORTGAGEE: and Lucy Watson, husband and wife U.S. Bank National Association MORTGAGEE: Mortgage Electronic Wilford & Geske, P.A. Registration Systems, Inc. Attorneys for Assignee of Mortgagee DATE AND PLACE OF REGISTERLawrence A. Wilford ING: James A. Geske Registered: January 08, 2008 Dakota 8425 Seasons Parkway, Suite 105 County Registrar of Titles Woodbury, MN 55125-4393 Document Number: 622278 (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 013713F01 And assigned to: BAC Home Loans 2190797 5/20-6/24/10 Servicing, LP Dated: May 28, 2010 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION cation Number: 100133700026951916 OF THE DEBT AND IDENTITY OF Lender or Broker: Countrywide THE ORIGINAL CREDITOR WITHIN Bank, FSB THE TIME PROVIDED BY LAW IS Residential Mortgage Servicer: BAC NOT AFFECTED BY THIS ACTION. Home Loans Servicing, L.P. NOTICE IS HEREBY GIVEN, that Mortgage Originator: Not Applicable default has occurred in conditions of CERTIFICATE OF TITLE NUMBER: the following described mortgage: 144131 DATE OF MORTGAGE: O c t o b e r 2 3 , COUNTY IN WHICH PROPERTY IS 2006 LOCATED: Dakota MORTGAGORS: N a t h a n J . J a s p e r Property Address: 3867 Upper 73rd son and Angela M. Jasperson, hus- S t E , I n v e r G r o v e H e i g h t s , M N band and wife. 55076-4335 MORTGAGEE: Mortgage Electronic Tax Parcel ID Number: Registration Systems, Inc. 20.71150.120.05 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded October 31, 2006, Dakota ERTY: Lot 12, Block 5, of South Grove, C o u n t y R e c o r d e r , D o c u m e n t N o . Dakota County, Minnesota. 2472266. AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: D U E A S O F D A T E O F N O T I C E : Assigned to: Aurora Loan Services, $196,026.85 LLC, Dated: May 28, 2010. THAT all pre-foreclosure requireTRANSACTION AGENT: Mortgage ments have been complied with; that Electronic Registration Systems, Inc. no action or proceeding has been instiT R A N S A C T I O N A G E N T ' S M O R T - tuted at law or otherwise to recover the GAGE IDENTIFICATION NUMBER ON debt secured by said mortgage, or any MORTGAGE: 100025440003437024 part thereof; that this is registered LENDER OR BROKER AND MORT- property; GAGE ORIGINATOR STATED ON PURSUANT to the power of sale conMORTGAGE: Lehman Brothers Bank, t a i n e d i n s a i d m o r t g a g e , t h e FSB above-described property will be sold R E S I D E N T I A L M O R T G A G E S E R - by the Sheriff of said county as folVICER: Aurora Loan Services LLC lows: MORTGAGED PROPERTY ADDRESS: DATE AND TIME OF SALE: July 27, 14720 Boysenberry Court, Rosemount, 2010 at 10:00 AM MN 55068 PLACE OF SALE: Dakota County TAX PARCEL I.D. #: 34-65200-070-03 Law Enforcement Center, 1580 HighLEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, MinneERTY: sota Lot 7, Block 3, Rosewood Village, to pay the debt secured by said mortDakota County, Minnesota. gage and taxes, if any, on said preCOUNTY IN WHICH PROPERTY IS mises and the costs and disburseLOCATED: Dakota ments, including attorney fees allowed ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE: $356,000.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns. ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE: $398,612.70 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as January 27, 2011, or the next busirequired by statute; That no action or ness day if January 27, 2011 falls on a proceeding has been instituted at law Saturday, Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: July 30, THE RIGHT TO VERIFICATION OF 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 Hwy T I M E P R O V I D E D B Y L A W I S N O T 55, Lobby #S-100, Hastings, MN AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, PRODUCTION, AND ARE ABANDONED. the date on or before which the mortDATED: June 10, 2010 gagor(s) must vacate the property if the ASSIGNEE OF MORTGAGEE: mortgage is not reinstated under secBAC Home Loans Servicing, LP tion 580.30 or the property is not Wilford & Geske, P.A. redeemed under section 580.23 is Attorneys for Assignee of Mortgagee 11:59 p.m. on January 31, 2011. Lawrence A. Wilford MORTGAGOR(S) RELEASED FROM James A. Geske FINANCIAL OBLIGATION ON MORT- 8425 Seasons Parkway, Suite 105 GAGE: None Woodbury, MN 55125-4393 "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 015098F01 THE MORTGAGOR'S PERSONAL REP- 2217723 6/10-7/15/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: February 28, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2007 ORIGINAL PRINCIPAL AMOUNT OF ABANDONED." MORTGAGE: $162,500.00 Dated: June 3, 2010. MORTGAGOR(S): Mary T FreundsAurora Loan Services LLC chuh and James A Freundschuh, wife Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. and husband MORTGAGEE: Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Recorded: March 13, 2007 Dakota 4500 Park Glen Road #300 County Recorder Minneapolis, MN 55416 Document Number: 2502373 (952) 925-6888 LOAN MODIFICATION: 98-846 Dated: July 19, 2007 0039473624 Recorded: October 16, 2007 THIS IS A COMMUNICATION FROM Document Number: 2550787 A DEBT COLLECTOR. 2223029 6/10-7/15/10

PUBLIC NOTICE

��

�� Interest Community Common 434, Dakota County, Minnesota �� Document Number: 2550787 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000782827 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14690 Biscayne Way W, Rosemount, MN 55068-3138 Tax Parcel ID Number: 34-80050-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, University Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,291.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013701F01 2190845 5/20-6/24/10

PUBLIC NOTICE

No.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,010.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,785.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010. First Tennessee Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-333 8164486 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205409 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 MORTGAGOR(S): Mitchell J. Loewen and Sandra L. Loewen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2482992 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120045232 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3701 Widgeon Way, Eagan, MN 55123-1155 Tax Parcel ID Number: 10-65904-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, St. Francis Wood 5th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,896.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014054F01 2194469 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, aka Mariya Prokhorova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,717.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F02 2204558 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2003 MORTGAGOR: A n t h o n y T h o o f t , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 8, 2004, Dakota County Recorder, Document No. 2162061. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE BENEFIT OF HARBORVIEW 2003-3 TRUST FUND, Dated: September 9, 2009, Recorded: October 5, 2009, Document No. 2688281. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700031346402 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15819 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Geronime Pond 2nd Addition CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,342.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 45905776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222436 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 4 , 2004 MORTGAGORS: Paul T. Herzog and Eva Herzog, husband and wife. MORTGAGEE: Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237590. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance, LLC S/B/M Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16290 Fernando Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-070-10 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,604.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 1661144959 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222366 6/10-7/15/10

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded April 9, 2007, Dakota County Recorder, Document No. 2508483. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiBank NA, as trustee for WaMu Series 2007-HE3 Trust, Dated: March 30, 2009, Recorded: April 20, 2009, Document No. 2651194. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20483 Hamburg Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-47800-121-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, McNearney and Larson Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,187.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2019 0730055266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205537 5/27-7/1/10

PUBLIC NOTICE

��

MN 55124 TAX PARCEL I.D. #: 01-83251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,794.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205599 5/27-7/1/10

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6434 1844536854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205616 5/27-7/1/10

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8411 1953243780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205578 5/27-7/1/10

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2329 6253870 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205300 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Edward J Horner and Linda D Horner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 15, 2009 Dakota County Registrar of Titles Document Number: 647244 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: May 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935130601897 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122836 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 974 Stratford Ct, Burnsville, MN 55337-6869 Tax Parcel ID Number: 02-72671-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), Stratford Green 2nd Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,818.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014600F01 2221346 6/10-7/15/10

�� A S S I G N M E�� N T S �� OF M O R T G�� AGE:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): James R Rothgarn and Colleen Gannon-Rothgarn, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 06, 2006 Dakota County Registrar of Titles Document Number: 600283 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 23, 2010 Registered: May 10, 2010 Dakota County Registrar of Titles Document Number: T661643 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001021984 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 123974 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1690 James Rd, Mendota Heights, MN 55118-3641 Tax Parcel ID Number: 27-76401-110-00 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11) in Tilsen's Highland Heights Plat 2, according to the plat thereof and of record in the Office of the Register of Deeds in and for said Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,418.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014468F01 2215893 6/10-7/15/10

PUBLIC NOTICE

Assigned to: BankUnited, Dated: April 28, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1387 Prairie View Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141530418001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,222.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-249 5212089 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195143 5/20-6/24/10

PUBLIC NOTICE

��

�� DATE �� AND TIME OF 2010 at 10:00 AM �� COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$286,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$330,629.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3470 18640938 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196342 5/20-6/24/10

PUBLIC NOTICE

SALE: July 9,

PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8324 1914512473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196315 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 MORTGAGOR(S): Eric A. Goeman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 03, 2008 Dakota County Recorder Document Number: 2620922 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2009 Recorded: June 30, 2009 Dakota County Recorder Document Number: 2667739 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001835194 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16590 Imperial Cir, Lakeville, MN 55044-5600 Tax Parcel ID Number: 22-83300-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $265,331.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004419F02 2190865 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,423.00 MORTGAGOR(S): Kevin Vojacek, a single person MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: March 08, 2004 Dakota County Recorder Document Number: 2183161 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: February 23, 2004 Recorded: March 08, 2004 Dakota County Recorder Document Number: 2183162 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 222 Dakota St, West Saint Paul, MN 55118-1245 Tax Parcel ID Number: 42-38000-122-45 LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2, except the East 90 feet thereof, and Lots 10, 11 and 12, except the West 90 feet thereof, Block 45, Jackson and Bidwell's Addition to West St. Paul, also the South 5 feet of Dakota Avenue as vacated, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,088.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014778F01 2217949 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $477,600.00 MORTGAGOR(S): James J Thompson and Sheryl Marie A Thompson husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001770-5050001573-0 SERVICER: Ocwen Loan Servicing, LLC LENDER: Cornerstone Mortgage Company. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on April 19, 2006, as Document No. 588400 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: August 17, 2007, and recorded March 31, 2008 by Document No. 625795. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Vermillion Grove 2nd Addition, Dakota County, Minnesota PROPERTY ADDRESS: 5184 198th Street West, Farmington, MN 55024 PROPERTY I.D: 148250106001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Five Hundred Thirteen Thousand Four Hundred Eighteen and 09/100 ($513,418.09) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 P L A C E O F S A L E : Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00040-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3599958 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2220791 6/10-7/15/10

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000194083 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1808 Knox Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15383-270-01 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, Burnhaven Woods Plat Five, Dakota County, Minnesota, common interest community No. 322. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,893.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 6800095426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205678 5/27-7/1/10

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $429,913.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7087 1942925904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205661 5/27-7/1/10

PUBLIC NOTICE

��

mortgage and foreclosure of the mort gage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 19, 2010. DB Structured Properties, Inc., as Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Lender 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1089182 2203500 5/27-7/1/10

PUBLIC NOTICE

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014256F01 2204110 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGOR: Sandra M. Hudson, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2007, Dakota County Recorder, Document No. 2552470. ASSIGNMENTS OF MORTGAGE: Assigned to: CHASE HOME FINANCE, LLC c/o Chase Home Finance LLC., Dated: November 6, 2008, Recorded: November 18, 2008, Document No. 2623200. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200003246276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1011 16th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70200-150-04 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the north half of Lot 15, Block 4, South Park 1st Division, according to the plat thereof now on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,469.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4058 24620817 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205335 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGOR: Mai Tran, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406702. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: May 18, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065080894 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Guaranty Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1073 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 10-47750-200-02 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 2, McKee Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,038.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2968 5303387897 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222599 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,600.00 MORTGAGOR(S): Victor Hugo Arteaga, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2006 Dakota County Recorder Document Number: 2455445 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002725320 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 648 1st Ave S, South Saint Paul, MN 55075-2804 Tax Parcel ID Number: 36-75100-180-14 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 14, Tarbox Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,140.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003399F03 2221378 6/10-7/15/10

PUBLIC NOTICE

��

�� described ��property �� will �� be �� MN 55024 sold by the Sheriff of said county as follows: TAX PARCEL I.D. #: 141530417001 LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: July 9, ERTY: 2010 at 10:00 AM Lot 17, Block 1, Bristol Square Fifth PLACE OF SALE:Sheriff's Office, Law Addition, Dakota County, Minnesota. Enforcement Center, 1580 Hwy 55, COUNTY IN WHICH PROPERTY IS Lobby #S-100, Hastings, MN LOCATED:Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE:$201,600.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE:$222,129.41 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale conmortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on January 10, 2011 . DATE AND TIME OF SALE: July 8, MORTGAGOR(S) RELEASED FROM 2010 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE:Sheriff's Office, Law GAGE:None Enforcement Center, 1580 Hwy 55, "THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: May 12, 2010. ing, unless otherwise provided by law, JPMorgan Chase Bank, N.A. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on January 10, 2011. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE:None "THE TIME ALLOWED BY LAW FOR 75-4031 REDEMPTION BY THE MORTGAGOR, 24857963 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 5/20-6/24/10 REDUCED TO FIVE WEEKS IF A JUDI- 2196381 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: May 6, 2010. default has occurred in conditions of BankUnited the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: February 16, USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2007 By: Paul A. Weingarden MORTGAGORS: Janelle K. Taft and Attorneys for Mortgagee/Assignee of Michael L. Cobb-Butler, both single. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded February 26, 2007, Dakota 51-246 C o unty Recorder, Document No. 521205-5 THIS IS A COMMUNICATION FROM 2499293. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2195127 5/20-6/24/10 Assigned to: Chase Home Finance LLC, Dated: November 18, 2008, Recorded: November 25, 2008, Document No. 2624256. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100015904000546949 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: CTX Mortgage Company, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LLC default has occurred in conditions of RESIDENTIAL MORTGAGE SERthe following described mortgage: VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE:J a n u a r y 1 8 , 1947 Sierra Drive, Hastings, MN 55033 2008 MORTGAGOR: Michael A. Carey, a TAX PARCEL I.D. #: 19-58600-703-11 LEGAL DESCRIPTION OF PROPsingle person. ERTY: MORTGAGEE:Chase Bank USA, N.A. Unit No. 1703, Common Interest DATE AND PLACE OF RECORDING: Community Number 511, a CondoRecorded March 26, 2008, Dakota County Recorder, Document No. minium, Prairie Ridge, Dakota 2580375. County, Minnesota. ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: JPMorgan Chase Bank, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF N.A., Dated: May 7, 2010. MORTGAGE: $189,990.00 TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE LENDER OR BROKER AND MORT- GAGEE: $215,494.46 That prior to the commencement of GAGE ORIGINATOR STATED ON this mortgage foreclosure proceeding MORTGAGE: Chase Bank USA, N.A. R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee complied with all notice requirements as VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 18818 Dylan Drive, Farmington, MN proceeding has been instituted at law or otherwise to recover the debt 55024 T A X P A R C E L I . D . # : secured by said mortgage, or any part thereof; 14-47801-070-04 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: Lot 7, Block 4, Meadow Creek Sec- described property will be sold by the Sheriff of said county as follows: ond Addition DATE AND TIME OF SALE: July 16, COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGE:$252,700.00 Law Enforcement Center, 1580 Hwy AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said premises, and the costs and disburseGAGEE:$282,084.92 That prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above described property will be sold by the ��

PUBLIC NOTICE

�� Mortgage Electronic MORTGAGEE: Registration Systems, Inc. �� owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8416 1911306373 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205847 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dean Kockelman a single person and Wendy Haeg a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 02, 2004 Dakota County Recorder Document Number: 2244357 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100053536912 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20015 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-059-04 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 4, Empire River Preserve, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,483.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic

Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013289F02 2202436 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $87,850.00 MORTGAGOR(S): Marie A Halverson, a single person MORTGAGEE: Homeservices Lending, LLC dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796775 AND CORRECTIVE MORTGAGE RECORDING: July 27, 2002 Dakota County Recorder Document Number: 1910367 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Home Mortgage, Inc. Dated: June 22, 2001 Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796776 And assigned to: The Leader Mortgage Company Dated: June 22, 2001 Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796777 And Corrective Assignment Recorded: September 19, 2002 Dakota County Recorder Document Number: 1937742 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12926 Nicollet Ave Apt 301, Burnsville, MN 55337-3547 Tax Parcel ID Number: 02-01300-503-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12926 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,545.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014858F01 2216137 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2003 MORTGAGORS: Scott J. Konnad and Mary Jane Konnad, husband and wife. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded September 5, 2003, Dakota County Recorder, Document No. 2104675. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: May 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 20998 Iteri Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775012003 LEGAL DESCRIPTION OF PROPERTY: LOT 12, BLOCK 3, CLAY'S ACRES. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,052.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2086 0002569146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222414 6/10-7/15/10

PUBLIC NOTICE

Registered May 18, 2009, Dakota County Registrar of Titles, Document No. T643988, Certificate of Title No. 146702. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 14, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900111129424 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 714 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 19-31950-060-13 LEGAL DESCRIPTION OF PROPERTY: Lot 6 in Block 13 of Hancock, Thomas & Co.'s Addition to the Town of Hastings, according to the plat thereof on file and of record in the office of the Registrar of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,240.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8402 1878213620 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205780 5/27-7/1/10

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 13665 Carrach Avenue 163, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-11390-163-12 LEGAL DESCRIPTION OF PROPERTY: Unit No. 163, and G Unit No. 31, CIC No. 477, Bards Crossing II Condominium, a common interest community, located in the County of Dakota; pursuant to the Declaration and Bylaws Doc. No. 597113; subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B and Acts Amendatory thereof, Dakota County, Minnesota Torrens Cert #143509 A.P.N.: 34-11390-163-12 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,755.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1019 6800123733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205486 5/27-7/1/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,987.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3346 2005511110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2202478 5/27-7/1/10

PUBLIC NOTICE

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55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3924 2004363663 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205927 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,383.00 MORTGAGOR(S): Godfrey Teed and Theresa Teed, husband and wife MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325878 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: September 28, 2005 Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366608 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13949 Autumn Ct, Rosemount, MN 55068-2468 Tax Parcel ID Number: 34.48301.060.01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Meadows of Bloomfield 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $349,622.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014649F01 2202358 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way # 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-046-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,092.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F01 2215969 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 MORTGAGORS: Willard L. Pankonin and Christi J. Pankonin, husband and wife. MORTGAGEE: Interbank, FSB. DATE AND PLACE OF RECORDING: Recorded June 23, 2003, Dakota County Recorder, Document No. 2068679. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank, FA, Dated: May 19, 2003, Recorded: June 23, 2003, Document No. 2068680. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Interbank, FSB RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 25511 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-01900-030-77 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the North 396 feet of the Northeast 1/4 of the Southeast 1/4 of Section 19, Township 113, Range 20 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $592,159.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 0607043718 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222554 6/10-7/15/10

PUBLIC NOTICE

Recorded April 22, 2004, Dakota County Recorder, Document No. 2197282. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: March 19, 2004, Recorded: April 22, 2004, Document No. 2197283. And thereafter assigned to: PNC Bank, National Association, Dated: May 10, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Avizen Lending Solutions RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 13188 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31009-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Greenleaf Tenth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,711.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,053.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2140 0003099626 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205425 5/27-7/1/10

PUBLIC NOTICE

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��ADDRESS: �� ING �� BY MORT PAID ANY, TAXES, IF MORTGAGED PROPERTY GAGEE: $231,210.63 500 Chapel Court, Eagan, MN 55121 That prior to the commencement of TAX PARCEL I.D. #: 10-17050-100-01 LEGAL DESCRIPTION OF PROP- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comERTY: Lot 10, Block 1, Cherrywood Knoll, plied with all notice requirements as County of Dakota, State of Minne- required by statute; That no action or proceeding has been instituted at law sota. COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF thereof; PURSUANT to the power of sale conMORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the above DUE AS OF DATE OF NOTICE, INCLUD- described property will be sold by the ING TAXES, IF ANY, PAID BY MORT- Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, GAGEE: $306,140.64 That prior to the commencement of 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- Law Enforcement Center, 1580 Hwy plied with all notice requirements as 55, Lobby #S-100, Hastings, MN required by statute; That no action or to pay the debt then secured by said proceeding has been instituted at law Mortgage, and taxes, if any, on said o r o t h e r w i s e t o r e c o v e r t h e d e b t premises, and the costs and disbursesecured by said mortgage, or any part m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s thereof; allowed by law subject to redemption PURSUANT to the power of sale con- within six (6) months from the date of tained in said mortgage, the above said sale by the mortgagor(s), their described property will be sold by the personal representatives or assigns Sheriff of said county as follows: unless reduced to Five (5) weeks under DATE AND TIME OF SALE: July 13, MN Stat. §580.07. 2010 at 10:00 AM TIME AND DATE TO VACATE PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , E R T Y : I f t h e r e a l e s t a t e i s a n Law Enforcement Center, 1580 Hwy owner-occupied, single-family dwell55, Lobby #S-100, Hastings, MN ing, unless otherwise provided by law, to pay the debt then secured by said the date on or before which the mortMortgage, and taxes, if any, on said gagor(s) must vacate the property if the premises, and the costs and disburse- mortgage is not reinstated under secm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tion 580.30 or the property is not allowed by law subject to redemption redeemed under section 580.23 is within six (6) months from the date of 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE: None "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 11:59 p.m. on January 13, 2011. WITH A RESIDENTIAL DWELLING OF MORTGAGOR(S) RELEASED FROM LESS THAN FIVE UNITS, ARE NOT FINANCIAL OBLIGATION ON MORT- PROPERTY USED IN AGRICULTURAL GAGE: None P R O D U C T I O N , A N D A R E "THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: May 24, 2010. REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPU.S. Bank RESENTATIVES OR ASSIGNS, MAY BE National Association, Trustee Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER USSET, WEINGARDEN AND LIEBO, P.L.L.P. MINNESOTA STATUTES, SECTION By: Paul A. Weingarden 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 75-4065 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 22349807 ABANDONED." THIS IS A COMMUNICATION FROM Dated: May 14, 2010. A DEBT COLLECTOR. 2205383 5/27-7/1/10 Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden NOTICE OF MORTGAGE Attorneys for Mortgagee/Assignee of FORECLOSURE SALE Mortgagee NOTICE IS HEREBY GIVEN that 4500 Park Glen Road #300 default has occurred in the conditions Minneapolis, MN 55416 of the following described mortgage: (952) 925-6888 DATE OF MORTGAGE: December 23, 30-8341 2005 1913434851 ORIGINAL PRINCIPAL AMOUNT OF THIS IS A COMMUNICATION FROM MORTGAGE: $108,920.00 A DEBT COLLECTOR. MORTGAGOR(S): Michael J Hocks 2205714 5/27-7/1/10 and Kelly J Hocks, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded: January 05, 2006 Dakota FORECLOSURE SALE THE RIGHT TO VERIFICATION County Recorder Document Number: 2394912 OF THE DEBT AND IDENTITY OF Transaction Agent: Mortgage ElecTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that cation Number: 100177050500011689 Lender or Broker: Cornerstone Mortdefault has occurred in conditions of gage Company the following described mortgage: Residential Mortgage Servicer: DATE OF MORTGAGE: November 16, Aurora Loan Services, LLC 2005 Mortgage Originator: Not Applicable MORTGAGOR: Travis B. Anderson, a COUNTY IN WHICH PROPERTY IS single man. MORTGAGEE: Mortgage Electronic LOCATED: Dakota Property Address: 4130 Rahn Rd # Registration Systems, Inc. DATE AND PLACE OF RECORDING: B204, Eagan, MN 55122-2162 Recorded December 29, 2005, Dakota Tax Parcel ID Number: C o u n t y R e c o r d e r , D o c u m e n t N o . 10-22470-204-03 LEGAL DESCRIPTION OF PROP2392750. A S S I G N M E N T S O F M O R T G A G E : ERTY: Unit No. B204, CIC No. 468, Assigned to: U.S. Bank National Asso- Eagan Gardens, Dakota County, Minciation, as Trustee for Structured nesota. AMOUNT DUE AND CLAIMED TO BE Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series D U E A S O F D A T E O F N O T I C E : $118,333.28 2006-BNC 1, Dated: May 21, 2010. THAT all pre-foreclosure requireTRANSACTION AGENT: Mortgage ments have been complied with; that Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - no action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the debt secured by said mortgage, or any MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORT- part thereof; PURSUANT to the power of sale conGAGE ORIGINATOR STATED ON tained in said mortgage, the MORTGAGE: BNC Mortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold by the Sheriff of said county as folVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: lows: DATE AND TIME OF SALE: July 09, 326 Chestnut Street, South Saint Paul, 2010 at 10:00 AM MN 55075 PLACE OF SALE: Dakota County TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneERTY: The East 15.00 feet of Lots 28, 29 sota and 30, Block 1, Lincoln Park Addi- to pay the debt secured by said mortt i o n t o S o u t h S t . P a u l , D a k o t a gage and taxes, if any, on said preCounty, Minnesota, together with the mises and the costs and disburseWest 1/2 of Vacated Boston Avenue ments, including attorney fees allowed l y i n g S o u t h e r l y o f t h e E a s t e r l y by law, subject to redemption within extension of the Northerly Lot line of six (6) months from the date of said Lot 30 and lying Northerly of the sale by the mortgagor(s), their perEasterly Extension of the Southerly sonal representatives or assigns. Lot line of Lot 28 If the Mortgage is not reinstated COUNTY IN WHICH PROPERTY IS under Minn. Stat. §580.30 or the propLOCATED: Dakota erty is not redeemed under Minn. Stat. ORIGINAL PRINCIPAL AMOUNT OF §580.23, the Mortgagor must vacate MORTGAGE: $239,310.00 the property on or before 11:59 p.m. on AMOUNT DUE AND CLAIMED TO BE January 09, 2011, or the next busiDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- ��

PUBLIC NOTICE

�� One Financial Plaza, 120 South Sixth Street, Suite 1100 �� January 09, 2011, or the next busi ness day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012165F03 2202487 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Dustin Kerr and Gina Kerr, husband and wife, joint tenants MORTGAGEE: Saxon Mortgage, Inc. D/B/A Saxon Home Mortgage SERVICER: Ocwen Loan Servicing, LLC LENDER: Saxon Mortgage, Inc. D/B/A Saxon Home Mortgage. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 28, 2006, as Document No. 2424196 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for the registered holders of Saxon Asset Securities Trust 2006-2 Mortgage Loan Asset Backed Certificates, Series 2006-2 Dated: April 6, 2010 , and recorded May 3, 2010 by Document No. 2727886 . LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2, Diamond Path Fifth Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 5351 Upper 147th West, Saint Paul, MN 55124 PROPERTY I.D: 01-20504-250-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifteen Thousand Seven Hundred Sixty-Eight and 64/100 ($215,768.64) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 13, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010 Deutsche Bank National Trust Company, as Trustee for the registered holders of Saxon Asset Securities Trust 2006-2 Mortgage Loan Asset Backed Certificates, Series 2006-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza,

Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00169-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3576201 05/27/2010, 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 2198192 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: H u y D o a n a n d Patrick Miller, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 16, 2007, Dakota County Recorder, Document No. 2530649. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020943600 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4338 Meghan Lane, Unit #505, Eagan, MN 55122 TAX PARCEL I.D. #: 10-48250-505-03 LEGAL DESCRIPTION OF PROPERTY: Unit 505, Condo No. 114. Courthomes at Carrolwood Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,663.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8419 1860180961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205814 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Kimberly A. Rygh

MORTGAGOR(S): Kimberly A. Rygh and Joseph R. Rygh, Joint Tenants Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558606 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550167008654 Lender or Broker: Mortgage Banking Corp. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2374 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19.29702.390.03 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 3, Glendale Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,389.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014441F01 2199566 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 T a x P a r c e l I D N u m b e r : 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,118.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F01 2205021 5/27-7/1/10

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8418 1891439580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205836 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 MORTGAGORS: Terry Lapanta and Paula Lapanta, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2007, Dakota County Recorder, Document No. 2523259. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8475 Ann Marie Trail, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-81200-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Vali Hi North COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $447,507.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3896 655430895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204040 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 1997 MORTGAGOR: John E. Mahoney, a single person. MORTGAGEE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 6, 1998, Dakota County Recorder, Document No. 1467583. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: December 23, 1997, Recorded: January 6, 1998, Document No. 1467584. And thereafter assigned to: CitiMortgage, Inc, Dated May 26, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 810 136th Street West, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-42701-111-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Knob Hill II COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $90,160.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3991 601959652 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222825 6/10-7/15/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,500.00 MORTGAGOR(S): Jonathan Ejuwa And Susan J. Hyek-Ejuwa, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 22, 2006 Dakota County Registrar of Titles Document Number: 601574 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039247029483443 Lender o r Broker: F i r s t M a g n u s Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141345 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3356-3358 W 148th St, Rosemount, MN 55068 Tax Parcel ID Number: 34 62856 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, In Rahn's Seventh Addition According to the plat thereof now on file and of Record, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,824.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014029F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to August 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014029F01 2218222 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,480.00 MORTGAGOR(S): Binh J Le, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 01, 2005 Dakota County Registrar of Titles Document Number: 559993 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corporation Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001120-6568938672-6 Lender or Broker: MortgageIt, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135377 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12211 County Road 11, Burnsville, MN 55337-3116 Tax Parcel ID Number: 02-15130-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, in Brittany Gables, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,157.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corporation Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014944F01 2216027 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,000.00 MORTGAGOR(S): Chad A. Mann and Cassie L. Mann, Husband and Wife MORTGAGEE: Vermillion State Bank DATE AND PLACE OF REGISTERING: Registered: January 03, 2008 Dakota County Registrar of Titles Document Number: 622047 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 20, 2007 Registered: January 03, 2008 Dakota County Registrar of Titles Document Number: 622048 And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001203492 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122281 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3500 Malcolm Ave, Hastings, MN 55033-3619 Tax Parcel ID Number: 19-73200-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5) of Sunny Acres, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,023.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014400F01 2197759 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,007.40 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F03 2202780 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,296.00 MORTGAGOR(S): Robert W. Groth and Justina R. Groth aka Justine Groth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 01, 2008 Dakota County Registrar of Titles Document Number: T633849 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100715800000007432 Lender or Broker: Lake Area Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146361 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1342 17th St W, Hastings, MN 55033-3207 Tax Parcel ID Number: 19-77000-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Town's View Estates, according to the plat thereof now on file and of record in the office of the register of deeds within and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,194.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

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��their �� sale by the mortgagor(s), per 5�� 8 2 . 0 3 2 , D E�� TERM I N I�� NG, AMONG sonal representatives or assigns. OTHER THINGS, THAT THE MORTIf the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. January 09, 2011, or the next busiDATED: May 27, 2010 ness day if January 09, 2011 falls on a ASSIGNEE OF MORTGAGEE: Saturday, Sunday or legal holiday. U.S. Bank, N.A. Mortgagor(s) released from financial Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM Lawrence A. Wilford A DEBT COLLECTOR ATTEMPT- James A. Geske ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 (651) 209-3300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF File Number: 014480F01 5/27-7/1/10 THE DEBT AND IDENTITY OF THE 2194506 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE OF MORTGAGE THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, N O T ICE IS HEREBY GIVEN that THE MORTGAGOR'S PERSONAL REPdefault has occurred in the conditions RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- of the following described mortgage: DATE OF MORTGAGE: June 21, 2006 CIAL ORDER IS ENTERED UNDER ORIGINAL PRINCIPAL AMOUNT OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MORTGAGE: $480,000.00 MORTGAGOR(S): Gregory T Sell and OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Jennifer E Sell, husband and wife MORTGAGEE: Mortgage Electronic WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Registration Systems, Inc. DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: July 11, 2006 Dakota PRODUCTION, AND ARE ABANDONED. County Recorder DATED: May 27, 2010 Document Number: 2444379 ASSIGNEE OF MORTGAGEE: ASSIGNMENTS OF MORTGAGE: U.S. Bank National Association And assigned to: New York CommuWilford & Geske, P.A. nity Bank Attorneys for Assignee of Mortgagee Dated: May 25, 2010 Lawrence A. Wilford Transaction Agent: Mortgage ElecJames A. Geske tronic Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 Transaction Agent Mortgage IdentifiWoodbury, MN 55125-4393 cation Number: 100371100000425824 (651) 209-3300 Lender or Broker: Mortgage and File Number: 014415F01 2197805 5/27-7/1/10 Investment Consultants Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS NOTICE OF MORTGAGE LOCATED: Dakota FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Property Address: 15782 Diamond default has occurred in the conditions Way, Apple Valley, MN 55124-6897 of the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE: January 23, 01-18050-040-03 2004 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: Lot 4, Block 3, CIC No. 357, MORTGAGE: $179,350.00 Cobblestone Lake, Dakota County, MORTGAGOR(S): Kelly O'Connor, a Minnesota, together with appurtenant single person easements created pursuan to DeclaraMORTGAGEE: River City Mortgage t i o n D o c u m e n t N o . 1 8 8 2 6 5 7 , a s Corp. amended and 1882658, as amended. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Recorded: February 17, 2004 Dakota D U E A S O F D A T E O F N O T I C E : County Recorder $482,099.37 THAT all pre-foreclosure requireDocument Number: 2176089 ASSIGNMENTS OF MORTGAGE: ments have been complied with; that And assigned to: U.S. Bank, N.A. no action or proceeding has been instiDated: January 23, 2004 tuted at law or otherwise to recover the Recorded: February 17, 2004 Dakota debt secured by said mortgage, or any part thereof; County Recorder Document Number: 2176090 PURSUANT to the power of sale conTransaction Agent: Not Applicable tained in said mortgage, the Transaction Agent Mortgage Identifi- above-described property will be sold cation Number: Not Applicable by the Sheriff of said county as folLender or Broker: River City Mort- lows: gage Corp. DATE AND TIME OF SALE: July 23, Residential Mortgage Servicer: U.S. 2010 at 10:00 AM Bank Home Mortgage PLACE OF SALE: Dakota County Mortgage Originator: Not Applicable Law Enforcement Center, 1580 HighCOUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, MinneLOCATED: Dakota sota Property Address: 19968 McKendry to pay the debt secured by said mortPath, Farmington, MN 55024-8424 gage and taxes, if any, on said preT a x P a r c e l I D N u m b e r : mises and the costs and disburse14-16504-902-06 ments, including attorney fees allowed L E G A L D E S C R I P T I O N O F P R O P - by law, subject to redemption within ERTY: Unit Number 1902, Common six (6) months from the date of said I n t e r e s t C o m m u n i t y N u m b e r 3 2 8 , sale by the mortgagor(s), their perCharleswood Condominium, Dakota sonal representatives or assigns. County, Minnesota If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propD U E A S O F D A T E O F N O T I C E : erty is not redeemed under Minn. Stat. $171,615.96 §580.23, the Mortgagor must vacate THAT all pre-foreclosure require- the property on or before 11:59 p.m. on ments have been complied with; that January 23, 2011, or the next busino action or proceeding has been insti- ness day if January 23, 2011 falls on a tuted at law or otherwise to recover the Saturday, Sunday or legal holiday. debt secured by said mortgage, or any Mortgagor(s) released from financial part thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: July 09, THE RIGHT TO VERIFICATION OF 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns. OTHER THINGS, THAT THE MORTIf the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. January 09, 2011, or the next busiDATED: June 10, 2010 ness day if January 09, 2011 falls on a ASSIGNEE OF MORTGAGEE: New York Community Bank Saturday, Sunday or legal holiday. Mortgagor(s) released from financial Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM Lawrence A. Wilford A DEBT COLLECTOR ATTEMPT- James A. Geske ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 (651) 209-3300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF File Number: 013974F01 6/10-7/15/10 THE DEBT AND IDENTITY OF THE 2218014 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Susan Jenkins, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2004 Dakota County Recorder Document Number: 2225484 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249130000013593 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3130 Farnum Dr # B, Eagan, MN 55121-1921 Tax Parcel ID Number: 10-18152-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Coachman Land Company 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,739.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002582F02 2216066 6/10-7/15/10

PUBLIC NOTICE

ber 15, 2009, Recorded: January 19, 2010, Document No. 2708563. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100055140017121423 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15170 December Trail, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-83605-090-01 LEGAL DESCRIPTION OF PROPERTY: LOT 9, BLOCK 1, WENSMANN SIXTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,768.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 19, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-61 0008941759 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205860 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Linda Schultz, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 16, 2006 Dakota County Recorder Document Number: 2468649 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006912071 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 185 Curtice St W, West Saint Paul, MN 55118-5708 Tax Parcel ID Number: 42-18700-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Crowley's Addition to Saint Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,182.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005613F03 2202544 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,560.00 MORTGAGOR(S): Neil R. Deplazes, single and Jessica L. Ward, single MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF REGISTERING: Registered: May 02, 2003 Dakota County Registrar of Titles Document Number: 498131 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127899 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19614 Meadowlark Way, Farmington, MN 55024-2012 Tax Parcel ID Number: 14-82501-128-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 128, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,077.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007477F02 2197774 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Richard Wheeler and Faith Wheeler, husband and wife MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on October 18, 2001, as Document No. 450610 ASSIGNED TO: U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Dated: January 21, 2004, and recorded February 6, 2004 by Document No. 0529407. LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Rolling Oaks South Plat Seven, according to the recorded plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. PROPERTY ADDRESS: 16532 Joplin Path, Lakeville, MN 55044 PROPERTY I.D: 22 64606 040 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Nine Thousand Three Hundred Seventy-Two and 06/100 ($159,372.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00051-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3595599 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2217767 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Tara Lynn Kasprzyk, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346146 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0012079544-7 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1313 Larch St, Farmington, MN 55024-1794 Tax Parcel ID Number: 14-22505-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, East Farmington Sixth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,995.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008128F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008128F02 2218179 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Diane K Hohberger, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 25, 2006 Dakota

Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423104 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15921 Finch Ln, Apple Valley, MN 55124-5838 Tax Parcel ID Number: 01-63400-036-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 36, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,880.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014734F01 2202461 5/27-7/1/10

PUBLIC NOTICE

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ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,289.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8442 1914200299 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205559 5/27-71/10

PUBLIC NOTICE

2010 PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2011, or the next business day if January 15, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NA. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 7, 2010 Green Tree Loan Company fka Conseco Finance Loan Company /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185748 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee Dated: August 17, 2006 Recorded: September 07, 2006 Dakota County Recorder Document Number: 2459189 And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: May 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,234.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Associat i o n , a s T r u s t e e f o r Ownit Mortg a g e L o a n T r u s t , Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F01 2197728 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2005 MORTGAGOR: Peggy G. Price f/k/a Peggy G. Leclair, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 19, 2005, Dakota County Recorder, Document No. 2389971. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, A NATIONAL BANKING ASSOCIATION, AS TRUSTEE OF THE BANC OF AMERICA FUNDING 2006-A TRUST, Dated: January 8, 2009, Recorded: January 28, 2009, Document No. 2633303. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900001007910 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1017 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008008 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, East Farmington First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,255.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. U.S. Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 106778253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205454 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 , 2004 MORTGAGOR:K e v i n B o e h m e r a n d Joyce Boehmer, husband and wife. MORTGAGEE:ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded September 22, 2004, Dakota County Recorder, Document No. 2250542. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 639 Highway 110, Mendota Heights, MN 55118 T A X P A R C E L I . D . # : 27-28700-152-00 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Gailand Heights, Except the North 158 feet thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$227,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$237,315.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1053 646101148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2200279 5/27-7/1/10

�� AGENT: �� TRANSACTION Mortgage

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGOR: Dorothy M. Miller, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 17, 2007, Dakota County Recorder, Document No. 2561745. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: March 16, 2010, Recorded: April 16, 2010, Document No. 2725177. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604739738245 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 1040 Pine Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-30200-130-05 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Glenview Townhomes CIC No. 565, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,841.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1021 0021432760 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204699 5/27-7/1/10

PUBLIC NOTICE

Electronic Registration Systems, Inc MIN#: 100076600001115587 SERVICER: Ocwen Loan Servicing, LLC LENDER: Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on September 20, 2007, as Document No. 617575 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Dated: April 1, 2010 , and recorded May 3, 2010 by Document No. T661288 . LEGAL DESCRIPTION OF PROPERTY: Lot Thirty-six (36), Block one (1) in RODE`O HILLS, according to the recorded plat thereof, Dakota County, Minnesota. PROPERTY ADDRESS: 13301 Huntington Circle, Apple Valley, MN 55124 PROPERTY I.D: 01-64500-360-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Forty-Seven Thousand Four Hundred Forty-One and 36/100 ($47,441.36) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 13, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00161-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3579112 05/27/2010, 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 2202334 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $340,700.00 MORTGAGOR(S): Scott Oettinger and Heather Oettinger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418436 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900110841144 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13610 Birchwood Ave, Rosemount, MN 55068-3591 Tax Parcel ID Number: 34-14504-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Biscayne Pointe Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $336,254.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

��

�� THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN �� tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014053F01 2200177 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 MORTGAGOR(S): Donald Hall a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2004 Dakota County Recorder Document Number: 2263550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100112065686354834 Lender or Broker: Mit Lending Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11727 Ryan Cir, Burnsville, MN 55337-3254 Tax Parcel ID Number: 02-22460-208-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1208, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,121.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001097F02 2202367 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,064.00 MORTGAGOR(S): Nathan G Murphy, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 02, 2008 Dakota County Recorder Document Number: 2593866 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loan Servicing, L.P. Dated: September 24, 2009 Recorded: September 28, 2009 Dakota County Recorder Document Number: 2686830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000403039 Lender or Broker: The Business Bank, dba Prime Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20573 Hampshire Way, Lakeville, MN 55044-4673 Tax Parcel ID Number: 22-82052-770-02 LEGAL DESCRIPTION OF PROPERTY: Lot 77, Block 2, Village Creek 3rd Addition CIC No. 346. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,919.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loan Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009018F02 2219383 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2003 MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2003, Dakota County Recorder, Document No. 2092348. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,131.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 15876618 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213235 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,900.00 MORTGAGOR(S): Zachary S Olson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: June 15, 2007 Dakota County Recorder Document Number: 2524384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550146104210 Lender or Broker: American Residential Mortgage, L.P. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 352 8th Ave S, South Saint Paul, MN 55075-2508 Tax Parcel ID Number: 36-64300-171-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,077.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014438F01 2200129 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 04, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Edward D. Hellekson, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046101 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: March 04, 2003 Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046102 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 08, 2006 Dakota County Recorder Document Number: 2426699 And assigned to: U.S. Bank, N.A. Dated: September 08, 2009 Recorded: September 23, 2009 Dakota County Recorder Document Number: 2686037 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001825346 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3782 Greensboro Dr, Eagan, MN 55123-2245 Tax Parcel ID Number: 10-30900-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Greensboro First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,530.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001672F02 2212632 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,099.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 2210057 6/3-7/8/10

PUBLIC NOTICE

��

2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1015 6800205139 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2208377 6/3-7/8/10

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3955 922007 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2211621 6/3 - 7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $313,600.00 MORTGAGOR(S): Raymond Hessler, a married man, and Kathryn Hessler, his wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 07, 2006 Dakota County Recorder Document Number: 2403971 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10140 Adam Ave, Inver Grove Heights, MN 55077-4705 Tax Parcel ID Number: 20-36600-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Inver Hills First Addition, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $371,293.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014746F01 2207480 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 2 , 2006 MORTGAGORS: Bernard Blazek and Susan Blazek, husband and wife. MORTGAGEE: A r g e n t M o r t g a g e Company LLC. DATE AND PLACE OF RECORDING: Recorded February 13, 2006, Dakota County Recorder, Document No. 2405574. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W5, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637657. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 107 21st Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-03700-015-10 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 10, Auditor's Subdivision No. 9, Lying Northerly of County Road No. 47, except the West 82 feet thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,810.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3111 4001105800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222474 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2004 MORTGAGORS: A. Everard L.D. Ratnayake and Irene M. Ratnayake, husband and wife. MORTGAGEE: Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Registered May 25, 2004, Dakota County Registrar of Titles, Document No. 537904, Certificate of Title No. 108724. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R6, under the Pooling and Servicing Agreement dated June 1, 2004, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641790. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2125 49th Way East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207129044001 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 1, Southview Townhomes, CIC No. 414, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,376.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3103 4000651036 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222499 6/10-7/15/10

PUBLIC NOTICE

��

��27, �� Lakeville, �� DATE OF MORTGAGE:July 2007 21295 Ilavista Way, MN MORTGAGOR:M e a g h a n E . L e g g , a 55044 single person. TAX PARCEL I.D. #: 22-84100-370-02 MORTGAGEE:Mortgage Electronic LEGAL DESCRIPTION OF PROPERTY: Registration Systems, Inc. Lot 37, Block 2, Wild Meadow Villas DATE AND PLACE OF RECORDING: North, CIC No. 364, together with Recorded March 5, 2008, Dakota County Recorder, Document No. appurtenant easements created pursuant to Declaration, Document No. 2575915. ASSIGNMENTS OF MORTGAGE: 2122643. COUNTY IN WHICH PROPERTY IS Assigned to: CitiMortgage, Inc, LOCATED: Dakota Dated: May 18, 2010. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $240,000.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100249120000133277 LENDER OR BROKER AND MORT- GAGEE: $245,751.16 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mort- this mortgage foreclosure proceeding gage, LLC Mortgagee/Assignee of Mortgagee comR E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: CitiMortgage, Inc. required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 20583 Hampshire Way, Lakeville, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t 55044 secured by said mortgage, or any part T A X P A R C E L I . D . # : thereof; PURSUANT to the power of sale con22-82052-730-02 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Lot 73, Block 2, Village Creek 3rd Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, Addition, CIC No. 346 COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM LOCATED:Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy MORTGAGE:$221,168.00 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE:$224,702.76 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: July 27, tion 580.30 or the property is not 2010 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE:Sheriff's Office, Law 11:59 p.m. on January 31, 2011. Enforcement Center, 1580 Hwy 55, MORTGAGOR(S) RELEASED FROM Lobby #S-100, Hastings, MN FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE: None Mortgage, and taxes, if any, on said "THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07. OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: May 26, 2010. mortgage is not reinstated under secChase Home Finance LLC tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE:None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 30-8462 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 1749983042 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 6/3-7/8/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2213161 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL N O T ICE IS HEREBY GIVEN that P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: May 26, 2010. DATE OF MORTGAGE: June 27, 2005 CitiMortgage, Inc. ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee MORTGAGE: $148,000.00 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S): Brendon O'Brien, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of unmarried MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded: August 16, 2005 Dakota (952) 925-6888 County Recorder 10-3956 Document Number: 2351374 2005248035 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM And assigned to: BAC Home Loans A DEBT COLLECTOR. Servicing, L.P. 2211599 6/3-7/8/10 Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 NOTICE OF MORTGAGE Transaction Agent: Mortgage ElecFORECLOSURE SALE THE RIGHT TO VERIFICATION tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN cation Number: 100133700007607248 Lender or Broker: Countrywide THE TIME PROVIDED BY LAW IS Bank, a division of Treasury Bank, N.A. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Residential Mortgage Servicer: BAC default has occurred in conditions of Home Loans Servicing, L.P. the following described mortgage: Mortgage Originator: Not Applicable DATE OF MORTGAGE: S e p t e m b e r COUNTY IN WHICH PROPERTY IS 25, 2008 LOCATED: Dakota Property Address: 4420 Cinnamon MORTGAGOR: Diane Marie North, a single person. Ridge Trl, Eagan, MN 55122-2385 MORTGAGEE: Mortgage Electronic Tax Parcel ID Number: 10-17404-061-01 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded October 21, 2008, Dakota ERTY: That part of Lot 6, Block 1, CinC o u n t y R e c o r d e r , D o c u m e n t N o . namon Ridge 5th Addition of Eagan, 2619031. Dakota County, Minnesota, lying EastA S S I G N M E N T S O F M O R T G A G E : erly of a line drawn from a point on the Assigned to: Chase Home Finance LLC, South line of said Lot 6 distant 35.77 feet East of the Southwest corner Dated: May 26, 2010. TRANSACTION AGENT: Mortgage thereof to a point on the North line of Electronic Registration Systems, Inc. said Lot 6 distant 34.45 feet East of the T R A N S A C T I O N A G E N T ' S M O R T - Northwest corner thereof, Dakota GAGE IDENTIFICATION NUMBER ON County, Minnesota. AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100199600000007027 LENDER OR BROKER AND MORT- D U E A S O F D A T E O F N O T I C E : G A G E O R I G I N A T O R S T A T E D O N $175,516.57 MORTGAGE: Advisors Mortgage, LLC THAT all pre-foreclosure requireR E S I D E N T I A L M O R T G A G E S E R - ments have been complied with; that VICER: Chase Home Finance LLC no action or proceeding has been instiMORTGAGED PROPERTY ADDRESS: 21295 Ilavista Way, Lakeville, MN ��

PUBLIC NOTICE

�� or assigns. sonal representatives If the Mortgage is not reinstated �� no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2209553 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,912.00 MORTGAGOR(S): Ryan Bradley Baker and Arron R. Brown, an Unmarried Man and an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2006 Dakota County Recorder Document Number: 2448004 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates. Dated: May 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000569864 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19641 Escalade Way Unit 1001, Farmington, MN 55024-7207 Tax Parcel ID Number: 14-16600-001-11 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Unit 1001, Charleswood Crossing, CIC # 520 Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,626.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014644F01 2206645 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,993.00 MORTGAGOR(S): Giovanna Margalli, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 27, 2006 Dakota County Registrar of Titles Document Number: 592976 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410001204572 Lender or Broker: DHI Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140171 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17449 Gettysburg Way, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-112-15 LEGAL DESCRIPTION OF PROPERTY: Unit No. 15112, CIC No. 424, Crossroads Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,160.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013504F03 2212663 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 8 , 2002 MORTGAGORS: M a r y E . E g a n a n d Kenneth G. Egan, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2003, Dakota County Recorder, Document No. 1985854. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727634. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893461364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Twin Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14703 Dunbar Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20500-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11 Block 4, Diamond Path Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $60,128.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8279 1986429240 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212866 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 7 , 2007 MORTGAGOR: Randy A. Jacobson, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 30, 2007, Dakota County Recorder, Document No. 2506631. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 13, 2009, Recorded: December 14, 2009, Document No. 2702218. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013077091 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1663 Concord Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-080-14 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and 8, Block 14, Lincoln Park Addition to South Saint Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,664.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3675 1044857865 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223175 6/10-7/15/10

PUBLIC NOTICE

DATE OF MORTGAGE: February 22, 2008 MORTGAGORS: Bruce E. Allen and Jessica A. Meyer, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 19, 2008, Dakota County Registrar of Titles, Document No. 625350, Certificate of Title No. 140577. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 29, 2009, Recorded June 9, 2009, Document No. T645131. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000822450284 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13616 Country Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18300-042-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Country Place Addition, excepting therefrom the West 124.0' as measured along the North and South Lot Lines thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,526.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,211.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6756 1962490622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213178 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Paul Schmidt, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461086 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001024113 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15328 Flower Way,

Property Address: 15328 Flower Way, Apple Valley, MN 55124-3132 Tax Parcel ID Number: 01-55901-190-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 190, Orchard Pointe Condominium, CIC No. 311 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,213.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014876F01 2211983 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,765.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

��

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F01 2206643 6/3-7/8/10

PUBLIC NOTICE

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8446 1914403580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212991 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2007 MORTGAGORS: Kristy Dawn Young and Michael Everett Young, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544354. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030976426 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13633 South Vincent Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15550-090-01 LEGAL DESCRIPTION OF PROPERTY: Parcel 1: Lot 9, Block 1, Burnsville Highlands First Addition, Dakota County, Minnesota Parcel 2: Outlot A, Neil Park Highlands, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,672.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8471 1860357244 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212915 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,000.00 MORTGAGOR(S): Ralph Harris, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457251 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5 Lilywood Ln, Saint Paul, MN 55118-6102 Tax Parcel ID Number: 24-45420-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Lilywood, CIC No. 134, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $561,987.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010084F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 04, 2010 at 10:00 AM has been postponed to June 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A. and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010084F02 2218766 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Michael J. King, single and Julie A. King, single MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF RECORDING: Recorded: August 26, 2005 Dakota County Recorder Document Number: 2355264 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: December 27, 2005 Dakota County Recorder Document Number: 2391749 And assigned to: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Dated: March 18, 2009 Recorded: January 11, 2010 Dakota County Recorder Document Number: 2706879 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14767 Dallara Ave W, Rosemount, MN 55068-4556 Tax Parcel ID Number: 34-15200-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4 of Broback Addition, according to the recorded plat thereof, records of Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,376.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001490F02 2217986 6/10-7/15/10

PUBLIC NOTICE

��

�� Mortgage �� Cor Lakeland MORTGAGOR: M �� a n a l R a s�� h i d , a MORTGAGE: poration single person. RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: CitiMortgage, Inc. Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: Registered November 29, 2006, Dakota 207 Riverwoods Lane, Burnsville, MN County Registrar of Titles, Document 55337 TAX PARCEL I.D. #: 02-77004-010-05 No. 601796, Certificate of Title No. LEGAL DESCRIPTION OF PROP141362. A S S I G N M E N T S O F M O R T G A G E : ERTY: LOT 1, BLOCK 5, TOWNHOUSE VILAssigned to: JPMorgan Chase Bank, National Association, Dated: May 28, LAGES AT RIVER WOODS 5TH ADDITION, DAKOTA COUNTY, MIN2009, Recorded: June 11, 2009, Document No. T645359. NESOTA. COUNTY IN WHICH PROPERTY IS Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: LENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $125,364.04 That prior to the commencement of MORTGAGE: Fremont Investment & Loan this mortgage foreclosure proceeding R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comV I C E R : J P M o r g a n C h a s e B a n k , plied with all notice requirements as National Association required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 13333 Hummingbird Lane, Apple Val- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ley, MN 55124 TAX PARCEL I.D. #: 01-56501-020-09 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot Two (2), Block Nine (9), Palo- described property will be sold by the mino Cliffs 2nd Addition, Common Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, Interest Community Number 257 COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE: $346,285.66 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: July 22, tion 580.30 or the property is not 2010 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on January 24,2011. Law Enforcement Center, 1580 Hwy MORTGAGOR(S) RELEASED FROM 55, Lobby #S-100, Hastings, MN FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE: None Mortgage, and taxes, if any, on said "THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07. OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: May 26, 2010. mortgage is not reinstated under secCitiMortgage, Inc. tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on January 24, 2010. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 10-3464 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 770087383 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2212708 6/3-7/8/10 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF P R O D U C T I O N , A N D A R E THE DEBT AND IDENTITY OF THE ABANDONED." ORIGINAL CREDITOR WITHIN THE Dated: May 24, 2010. TIME PROVIDED BY LAW IS NOT JPMorgan Chase Bank, N.A. AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN: That USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in the conditions By: Paul A. Weingarden of the following described mortgage: Attorneys for Mortgagee/Assignee of DATE OF MORTGAGE: March 16, Mortgagee 2007 4500 Park Glen Road #300 ORIGINAL PRINCIPAL AMOUNT OF Minneapolis, MN 55416 MORTGAGE: $298,000.00 (952) 925-6888 MORTGAGOR(S): Hyung D. Park and 60-2979 Soon I. Park, husband and wife, as 0755992005 THIS IS A COMMUNICATION FROM Joint Tenants. MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. 2213209 6/3-7/8/10 Registration Systems, Inc. as nominee for BNC Mortgage Inc, A Delaware Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems. Inc NOTICE OF MORTGAGE MIN#: 100122200003095111 FORECLOSURE SALE SERVICER: Ocwen loan Servicing, THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF LLC LENDER: BNC Mortgage, Inc., A THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Delaware Corporation. DATE AND PLACE OF FILING: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Dakota County Minnesota, Registrar of default has occurred in conditions of Title, on May 15, 2007, as Document the following described mortgage: No. 610734 DATE OF MORTGAGE: November 15, ASSIGNED TO: Wells Fargo Bank, 2002 N.A., as Trustee for the registered MORTGAGOR: L y n n M a r i e holders of Structured Asset Securities Corporation Mortgage Pass-Through Schmidtke Lyng, a single person. MORTGAGEE: Mortgage Electronic Certificates, Series 2007-OSI Registration Systems, Inc.. Dated: March 29, 2010, and recorded DATE AND PLACE OF RECORDING: M a y 3 , 2 0 1 0 b y D o c u m e n t N o . Recorded January 22, 2003, Dakota T661291. County Recorder, Document No. LEGAL DESCRIPTION OF PROP1987772. ERTY: Lot 4, Block 2, Oak Shores secA S S I G N M E N T S O F M O R T G A G E : ond addition, Dakota County, MinneAssigned to: CitiMortgage, Inc., Dated: sota. PROPERTY ADDRESS: 16040 Oak May 19, 2010. TRANSACTION AGENT: Mortgage Shore Drive, Lakeville, MN 55044 Electronic Registration Systems, Inc. PROPERTY I.D: 22-53701-040-02 TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: 100137510000043127 THE AMOUNT CLAIMED TO BE DUE LENDER OR BROKER AND MORT- ON THE MORTGAGE ON THE DATE OF GAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Cor- ��

PUBLIC NOTICE

�� INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. �� ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ten Thousand One Hundred Twenty-Four and 56/100 ($310,124.56) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 20, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010 Wells Fargo Bank, N.A., as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-OSI Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00164-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3580520 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010 2204852 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,720.00 MORTGAGOR(S): Francisco Cortez, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 28, 2006 Dakota County Recorder Document Number: 2464780 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage I d e n t i f i c a t i o n N u m b e r : 100056400727611231 Lender or Broker: Home Loan Corporation DBA Expanded Mortgage Credit. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 232 Moreland Ave W, Saint Paul, MN 55118-2146 Tax Parcel ID Number: 42-65150-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Howard Runge's Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,992.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014807F02 2206992 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGORS: Michelle R. Albers and Benjamin W. Albers, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 8, 2006, Dakota County Recorder, Document No. 2459476. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 7, 2009, Recorded: April 8, 2009, Document No. 2648748. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000011759 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12924 James Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82205-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Vista View 6th Addition Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,576.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,341.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3927 2003793668 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2209296 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.080.08 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,956.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 08, 2010 at 10:00 AM in the Dakota County Law

AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 08, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 08, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F01 2207040 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2219424 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Valeriy T. Babich and Svetlana A. Babich, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347540 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: July 21, 2005 Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347541 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18846 Everest Path, Farmington, MN 55024-7060 Tax Parcel ID Number: 14-50505-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Nelsen Hills Farm 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,883.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next

p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008966F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2009 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008966F01 2220716 6/10/10

PUBLIC NOTICE

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Parcel II: That part of Lot 9, Block 1, Leonard Addition, according to the recorded plat thereof, which lies Northeasterly of the following described line: Commencing at the Northeast corner of said Lot 9, Block 1, said corner also being the Southeast corner of Lot 7, Block 1, said Leonard Addition, thence on an assumed bearing of South 20 degrees 35 minutes 25 seconds East, along the Easterly line of said Lot 9, Block 1, a distance of 15.20 feet to the point of beginning of the line to be described, thence continuing on the last described bearing of South 20 degrees 35 minutes 25 seconds East to an angle point in the Southerly line of said Lot 9, Block 1, and there terminating, Dakota County, Minnesota. All or part of the described real property is Registered (Torrens) *The mortgaged premises will be sold together with all personal property pledged as security in the Mortgage. 8. The physical street address, city, and zip code of the mortgaged premises: 1045 Syndicate Avenue, South St. Paul, Minnesota 55075 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. 10. The requisites of Minn. Stat. 580.02 have been satisfied. 11. The original principal amount secured by the Mortgage was $637,500.00. 12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $656,912.94. 13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 22, 2010, 10:00 a.m., at Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100 Hastings, Minnesota. 14. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale. 15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on NOT APPLICABLE. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Mortgagee or Mortgage Assignee: U.S. Bank National Association, as trustee Attorney for Mortgagee or Mortgage Assignee: Richard A. Glassman ID 146274 701 Fourth Ave. S. #500 Minneapolis, Minnesota 55415 612-337-9559 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALLE Pursuant to the provisions of Minn. Stat. § 580.07, the foregoing foreclosure sale is postponed until June 9, 2010 at 10:00 a.m. at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, in said county and state. Dated: April 20, 2010 MORTGAGEE OR MORTGAGOR ASSIGNEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ATTORNEY FOR MORTGAGEE OR MORTGAGOR ASSIGNEE: Richard A. Glassman Attorney Reg. No. 146274 Glassman Law Firm 701 Fourth Avenue South, Suite 500 Minneapolis, MN 55415 612-337-9559 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALLE Pursuant to the provisions of Minn. Stat. § 580.07, the foregoing foreclosure sale is postponed until July 8, 2010 at 10:00 a.m. at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, in said county and state. Dated: June 8, 2010. MORTGAGEE OR MORTGAGOR ASSIGNEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ATTORNEY FOR MORTGAGEE OR MORTGAGOR ASSIGNEE: Richard A. Glassman Attorney Reg. No. 146274 Glassman Law Firm 701 Fourth Avenue South, Suite 500 Minneapolis, MN 55415 612-337-9559 2223208 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: 02/25/2010 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: 1. Date of Mortgage: October 19, 2006 2. Mortgagors: MER Properties of MN, LLC 3. Mortgagees: Washington Mutual Bank 4. Recording information: Recorded on December 18, 2006, as Document Number 602761, in the Office of the Registrar of Titles of Dakota County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to U.S. Bank National Association, as trustee for the registered holders of WaMu Commercial Mortgage Securities Trust 2007-SL2, Commercial Mortgage Pass-Through Certificates, Series 2007-SL2 by written assignment recorded on August 17, 2007, as Document Number 615864, in the recording office stated in paragraph 4. 6. Tax parcel identification number of the mortgaged premises: 42-33900-130-00 7. Legal description of the mortgaged premises: Lots Twelve (12) and Thirteen (13) of S.L. Hume’s Addition to the City of South St. Paul, Dakota County, Minnesota, according to the duly recorded plat thereof on file and of record in the office of the Register of Deeds in and for said Dakota County. Together with the adjoining half of vacated alley. All or part of the described real property is Registered (Torrens) *The mortgaged premises will be sold together with all personal property pledged as security in the Mortgage. 8. The physical street address, city, and zip code of the mortgaged premises: 1167 Robert Street, West St. Paul, Minnesota 55118 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. 10. The requisites of Minn. Stat. 580.02 have been satisfied. 11. The original principal amount secured by the Mortgage was $506,250.00. 12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $526,895.15. 13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 22, 2010, 10:00 a.m., at Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100 Hastings, Minnesota. 14. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale. 15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on NOT APPLICABLE. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Mortgagee or Mortgage Assignee: U.S. Bank National Association, as trustee Attorney for Mortgagee or Mortgage Assignee: Richard A. Glassman ID 146274 701 Fourth Ave. S. #500 Minneapolis, Minnesota 55415 612-337-9559 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALLE Pursuant to the provisions of Minn. Stat. § 580.07, the foregoing foreclosure sale is postponed until June 9, 2010 at 10:00 a.m. at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, in said county and state. Dated: April 20, 2010 MORTGAGEE OR MORTGAGOR ASSIGNEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ATTORNEY FOR MORTGAGEE OR MORTGAGOR ASSIGNEE: Richard A. Glassman Attorney Reg. No. 146274 Glassman Law Firm 701 Fourth Avenue South, Suite 500 Minneapolis, MN 55415 612-337-9559 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALLE Pursuant to the provisions of Minn. Stat. § 580.07, the foregoing foreclosure sale is postponed until July 8, 2010 at 10:00 a.m. at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, in said county and state.

county and state. Dated: June 8, 2010. MORTGAGEE OR MORTGAGOR ASSIGNEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ATTORNEY FOR MORTGAGEE OR MORTGAGOR ASSIGNEE: Richard A. Glassman Attorney Reg. No. 146274 Glassman Law Firm 701 Fourth Avenue South, Suite 500 Minneapolis, MN 55415 612-337-9559 2223219 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,214.00 MORTGAGOR(S): Jonathan McDonough, a single person and Jamie Jacobson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 21, 2005 Dakota County Recorder Document Number: 2362951 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Dated: March 22, 2010 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720655 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700056723998 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16862 Embers Ave, Lakeville , MN 55044 Tax Parcel ID Number: 22-47051-603-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1603, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,018.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been

for May 07, 2010 at 10:00 AM has been postponed to June 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 07, 2010 at 10:00 AM has been postponed to June 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 2220755 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2001 MORTGAGOR: Mary M. Hall, a single person. MORTGAGEE: River City Mortgage Corporation. DATE AND PLACE OF RECORDING: Registered September 24, 2001, Dakota County Registrar of Titles, Document No. 448819, Certificate of Title No. 122775. ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank, N.A., Dated: June 28, 2001, Recorded: September 24, 2001, Document No. 448820. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: December 15, 2001, Recorded: April 8, 2002, Document No. 463847. And thereafter assigned to: CitiMortgage, Inc, Dated: May 24, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1040 East Travelers Trail, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16500-126-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Residential Unit No. 26 and Garage No. 26-A, Condominium No. 56, Castle Crest Condominiums, located in the County of Dakota, subject to and together with easements, restrictions, covenants, conditions and provisions contained in the Declarations Document No. 128412, as amended by First Amendment Document No. 132480, Second Amendment Document No. 133844, Third Amendment Document No. 138895, Fourth Amendment Document No. 140001, Fifth Amendment Document No. 141656 and the Sixth Amendment Document No. 156833, By-Laws of Castle Crest Homeowner’s Association Document No. 128413 and floor plans of said Condominium, as amended; according to the recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $92,552.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE

��

�� T I M E A N D D A�� T E T O V�� ACATE M ORTGAGE D P �� REM ISES ARE PROPERTY: If the real estate is an I M P R O V E D W I T H A R E S I D E N T I A L owner-occupied, single-family DWELLING OF LESS THAN FIVE dwelling, unless otherwise provided by UNITS, ARE NOT PROPERTY USED IN law, the date on or before which the AGRICULTURAL PRODUCTION, AND mortgagor(s) must vacate the property ARE ABANDONED." if the mortgage is not reinstated under Dated: February 11, 2010. section 580.30 or the property is not CitiMortgage, Inc. redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on January 31, 2011 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden F I N A N C I A L O B L I G A T I O N O N Attorneys for Mortgagee/Assignee of Mortgagee MORTGAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 10-3057 R E D U C E D T O F I V E W E E K S I F A 2003441949 JUDICIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 582.032, DETERMINING, AMONG NOTICE OF POSTPONEMENT OF OTHER THINGS, THAT THE MORTGAGE FORECLOSURE SALE Pursuant to the provisions of MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L Minnesota Statutes 580.07, the foregoD W E L L I N G O F L E S S T H A N F I V E ing foreclosure sale is postponed until UNITS, ARE NOT PROPERTY USED IN M a y 1 8 , 2 0 1 0 a t 1 0 : 0 0 a m a t t h e AGRICULTURAL PRODUCTION, AND Sheriff's Office, Law Enforcement ARE ABANDONED." Center, 1580 Hwy 55, Lobby #S-100, Dated: May 27, 2010. Hastings, MN, in said county and state. CitiMortgage, Inc. Dated: April 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee/Assignee of Mortgagee By: Paul A. Weingarden USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of By: Paul A. Weingarden Mortgagee Attorneys for Mortgagee/Assignee of 4500 Park Glen Road #300 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 Minneapolis, MN 55416 (952) 925-6888 10-3974 11949072 10-3057 THIS IS A COMMUNICATION FROM THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A DEBT COLLECTOR. 2219347 6/10-7/15/10 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoNOTICE OF MORTGAGE ing foreclosure sale is postponed until FORECLOSURE SALE June 1, 2010 at 10:00 am at the THE RIGHT TO VERIFICATION Sheriff's Office, Law Enforcement OF THE DEBT AND IDENTITY OF Center, 1580 Hwy 55, Lobby #S-100, THE ORIGINAL CREDITOR WITHIN Hastings, MN, in said county and state. THE TIME PROVIDED BY LAW IS Dated: May 18, 2010. NOT AFFECTED BY THIS ACTION. CitiMortgage, Inc. NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee default has occurred in conditions of USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: M a r c h 1 , Attorneys for Mortgagee/Assignee of 2006 Mortgagee MORTGAGOR: Melony M. Schmitz, a 4500 Park Glen Road #300 single person. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc.. 10-3057 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded March 22, 2006, Dakota A DEBT COLLECTOR. County Recorder, Document No. NOTICE OF POSTPONEMENT OF 2414320. MORTGAGE FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: Pursuant to the provisions of Assigned to: CitiMortgage, Inc., Dated: M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e January 12, 2010. foregoing foreclosure sale is TRANSACTION AGENT: Mortgage postponed until July 6, 2010 at 10:00 Electronic Registration Systems, Inc. am at the Sheriff's Office, Law T R A N S A C T I O N A G E N T ' S M O R T - Enforcement Center, 1580 Hwy 55, GAGE IDENTIFICATION NUMBER ON Lobby #S-100, Hastings, MN, in said MORTGAGE: 100039279150721689 county and state. LENDER OR BROKER AND MORTDated: June 2, 2010. GAGE ORIGINATOR STATED ON CitiMortgage, Inc. MORTGAGE: First Magnus Financial Mortgagee/Assignee of Mortgagee Corporation USSET, WEINGARDEN AND LIEBO, P.L.L.P. R E S I D E N T I A L M O R T G A G E S E R - By: Paul A. Weingarden VICER: CitiMortgage, Inc. Attorneys for Mortgagee/Assignee of MORTGAGED PROPERTY ADDRESS: Mortgagee 19987 McKendry Path, Farmington, MN 4500 Park Glen Road #300 55024 Minneapolis, MN 55416 TAX PARCEL I.D. #: 14-16504-004-07 (952) 925-6888 LEGAL DESCRIPTION OF PROP10-3057 ERTY: THIS IS A COMMUNICATION FROM Unit No. 2004, CIC No. 328, Charles- A DEBT COLLECTOR. wood Condominium. 2214797 6/10/10 Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF NOTICE OF MORTGAGE MORTGAGE: $178,000.00 FORECLOSURE SALE AMOUNT DUE AND CLAIMED TO BE NOTICE IS HEREBY GIVEN that DUE AS OF DATE OF NOTICE, INCLUD- default has occurred in the conditions ING TAXES, IF ANY, PAID BY MORT- of the following described mortgage: GAGEE: $184,764.27 DATE OF MORTGAGE: April 06, 2006 That prior to the commencement of ORIGINAL PRINCIPAL AMOUNT OF this mortgage foreclosure proceeding MORTGAGE: $209,600.00 Mortgagee/Assignee of Mortgagee comMORTGAGOR(S): James M McCune, plied with all notice requirements as a single man and Nora J Rodriquez, a required by statute; That no action or single woman MORTGAGEE: Mortgage Electronic proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t Registration Systems, Inc. secured by said mortgage, or any part DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota thereof; PURSUANT to the power of sale con- County Recorder tained in said mortgage, the above Document Number: 2430703 described property will be sold by the ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, Association, as successor Trustee to Lasalle Bank National Association, as 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Trustee, for Thornburg Mortgage SecuLaw Enforcement Center, 1580 Hwy rities Trust 2006-14 Dated: November 11, 2009 55, Lobby #S-100, Hastings, MN Recorded: March 25, 2010 Dakota to pay the debt then secured by said Mortgage, and taxes, if any, on said County Recorder Document Number: 2721177 premises, and the costs and Transaction Agent: Mortgage Elecdisbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o tronic Registration Systems, Inc. Transaction Agent Mortgage Identifiredemption within six (6) months from t h e d a t e o f s a i d s a l e b y t h e cation Number: 100015700065982874 Lender or Broker: America's Wholemortgagor(s), their personal representatives or assigns unless sale Lender Residential Mortgage Servicer: BAC reduced to Five (5) weeks under MN Stat. §580.07. Home Loans Servicing, L.P. Mortgage Originator: Not Applicable TIME AND DATE TO VACATE COUNTY IN WHICH PROPERTY IS PROPERTY: If the real estate is an o w n e r - o c c u p i e d , s i n g l e - f a m i l y LOCATED: Dakota Property Address: 16941 Gannon dwelling, unless otherwise provided by law, the date on or before which the Way W, Lakeville, MN 55068 Tax Parcel ID Number: mortgagor(s) must vacate the property if the mortgage is not reinstated under 22-16701-060-02 LEGAL DESCRIPTION OF PROPsection 580.30 or the property is not redeemed under section 580.23 is ERTY: Lot 6, Block 2, Cedar Highlands Second Addition, Dakota County, Min11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM nesota. AMOUNT DUE AND CLAIMED TO BE FINANCIAL OBLIGATION ON MORTGAGE: None DUE AS OF DATE OF NOTICE: "THE TIME ALLOWED BY LAW FOR $219,127.39 THAT all pre-foreclosure requireREDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L ments have been complied with; that REPRESENTATIVES OR ASSIGNS, no action or proceeding has been instiMAY BE REDUCED TO FIVE WEEKS IF tuted at law or otherwise to recover the A J U D I C I A L O R D E R I S E N T E R E D debt secured by said mortgage, or any U N D E R M I N N E S O T A S T A T U T E S , part thereof; PURSUANT to the power of sale conSECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E ��

PUBLIC NOTICE

�� Inc., Dated: May 26, 2010. Said Mortgage being Registered Land. �� PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010116F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010116F01 2219397 6/10/10

PUBLIC NOTICE

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 956 East Travelers Trail, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16500-149-01 LEGAL DESCRIPTION OF PROPERTY: Exhibit A Residential Unit No. 49 and Garage Unit No. 49-A, Condominium No. 56, Castle Crest Condominiums, located in the County of Dakota; subject to and together with the easements, restrictions, covenants, conditions and provisions contained in the Declaration, Document No. 128412, as amended by First Amendment Document No. 132480; Second Amendment Document No. 133844; Third Amendment Document No. 138895; Fourth Amendment Document No. 140001; Fifth Amendment Document No. 141656 and the Sixth Amendment Document No. 156833, By-Laws of Castle Crest Homeowner’s Association, Document No. 128413 and Floor Plans of said condominium, as amended; and subject to the provisions of Minnesota Uniform Condominium Act, Minnesota Statutes 1980 Chapter 515A and acts amendatory thereof. Property address: 956 Travelers Trail East, Burnsville, MN 55337 Torrens Certificate No. 118599 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $119,980.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3957 1974547 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222684 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black and Darlene C. Black, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 09, 2007 Dakota County Recorder Document Number: 2515369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A.

N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20970 Holyoke Ave, Lakeville, MN 55044-9644 T a x P a r c e l I D N u m b e r : 22-44450-062-02 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6 and the North 5 feet of Lot 4, Block 2, Fairchild, also known as Village of Lakeville, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,873.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2219630 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,400.00 MORTGAGOR(S): Brian M. Stromback and Ellen A. Stromback, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528056 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 23, 2010 Recorded: March 30, 2010 Dakota County Recorder Document Number: 2722016 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000844478 L e n d e r o r B r o k e r : G o p h e r State Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16391 Fallbrook Dr, Farmington, MN 55024-8872 Tax Parcel ID Number: 22-20980-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dodd Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $340,158.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND

AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013307F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013307F01 2220919 6/10/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2004 MORTGAGORS: Randall A. Fennert and Melinda R. Fennert, husband and wife. MORTGAGEE: First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Recorded February 23, 2005, Dakota County Recorder, Document No. 2297993. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: September 5, 2008, Recorded: October 9, 2008, Document No. 2617171. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 7955 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760108010 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 10, Foxborough 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,099.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3577 1077000656 \THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 6, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 8, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3577 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223126 6/10/10

PUBLIC NOTICE COMBINED NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS June 10, 2010 DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY 1228 Town Centre Drive Eagan, MN 55123 (651) 675-4400 TO ALL INTERESTED PARTIES, GROUPS AND PERSONS: The purpose of this notice is to identify two separate but related procedural requirements for activities to be undertaken by the Dakota County Community Development Agency (Agency). On or about June 28, 2010, the above named Agency on behalf of Dakota County, will submit a request to the Department of Housing and Urban Development (HUD) for the release of federal funds of Community Development Block Grant (CDBG) funds under Title I of the Housing and Community Development Act of 1974 (PL 93-383) for the following projects: Randolph Park Improvements Improvements to fencing around city park and addition to public shelter (estimated funding $10,000); Inver Grove Heights Floodplain Acquisition - Acquisition of blighted properties in the Doffing Area Floodplain (estimated funding $62,400); Mendota Heights Public Improvements - Reconstruction of sewer line along Dodd Boulevard and Trunk Highway 110 (estimated funding $6,000); South St. Paul Acquisition and Clearance - Voluntary acquisition and clearance of blighted properties for residential redevelopment (estimated funding $44,000); Lakeville Downtown Code Improvements - Correct code deficiencies in commercial properties within the Downtown Special Service District (estimated funding $68,400); Lakeville Senior Center Improvements - Improvements to roof and two main windows in public facility (estimated funding $60,000); Rosemount Public Facility Improvements - Installation of fire alarm system and Americans with Disabilities Act (ADA) code compliance for former St. Joseph's Catholic Church (estimated funding $57,900); Northfield Acquisition - Acquisition of foreclosed and/or abandoned homes throughout the City of Northfield for rehabilitation and resale (estimated funding $40,000); Northfield Homebuyer Assistance Loans for low/moderate income homebuyers for down payment costs (estimated funding $20,000); Homeowner Rehabilitation - Rehabilitation of owner-occupied residences within the cities of South St. Paul, Farmington, West St. Paul, Eagan, Apple Valley, Lakeville, Mendota Heights, Burnsville, Inver Grove Heights, Northfield, and other parts of Dakota County (estimated funding $870,650); Farmington Commercial Rehabilitation - Assistance to commercial property owners throughout the City of Farmington to make CDBG eligible improvements to their property, as part of Business Reinvestment Loan Program (estimated funding $23,700);

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 10, 2010

Arc Greater Twin Cities becomes certified to help people with disabilities Metro area residents with intellectual and developmental disabilities and their families can now apply more easily and quickly for state-funded health care programs with help from Arc Greater Twin Cities, which has been certified as a Minnesota Community Application Agent (MCAA) by the Minnesota Department of Human Services (DHS). MCAA certification enables Arc to submit health care applications directly to DHS instead of going through the applicantâ&#x20AC;&#x2122;s county of residence. This makes the application process faster and more efficient for families waiting for crucial health care coverage. Arc can help people with both new applications and renewals for all health care programs funded by the state, including Medical Assistance, TEFRA, Minnesota Care and General Assistance Medical Care. Coverage is

available not only to the person with a disability but also to their family members who live in the same household. Individuals and families who would like help applying for health care coverage should go to Arcâ&#x20AC;&#x2122;s website at www.arcgreatertwincities.org and complete the brief â&#x20AC;&#x153;Ask an Advocateâ&#x20AC;? form, or call Arc at (952) 920-0855. Arc Greater Twin Cities is a nonprofit agency serving the many needs of people Photo by Jessica Harper with intellectual and developmental disabilities and their Citizens Bank Minnesota, which has a branch in Lakeville, adopted policies and techniques eight years ago to enhance morale among employees. Bank officials and employees families. Established in 1946, Arc say the changes have enhanced productivity and customer service. helps individuals and families address issues that span the lifetime, including early intervention, education, transition to adulthood, health care, housing, employment, guardianship and more. For more information and volunteer opportunities, call Arc at (952) 920-0855 or visit www.arcgreatertwincities.org.

MVTA Board proclaims May as â&#x20AC;&#x2DC;Older Americans Monthâ&#x20AC;&#x2122; The Minnesota Valley Transit Authority Board of Directors adopted a resolution at the regular May board meeting May 26 declaring May as Older Americans Month. May is designated Older Americans Month by the U.S. Department of Health and Human Servicesâ&#x20AC;&#x2122; Administration on Aging. Americaâ&#x20AC;&#x2122;s aging population is growing at a faster rate than any other U.S. population.Â The U.S. Census Bureau reports that by 2030, there will be 9.6 million people age 85 and older â&#x20AC;&#x201D; an increase of 73 percent from today.Â

As Americanâ&#x20AC;&#x2122;s age, they face challenges with mobility and the continued ability to drive safely. In an effort to help educate seniors about bus information, the MVTA is offering â&#x20AC;&#x153;How to Ride the Busâ&#x20AC;? classes at senior housing complexes and senior centers in Apple Valley, Burnsville, Eagan, Rosemount and Savage. Anyone wishing to schedule such a presentation should contact Kristi Sellwood at the MVTA (952) 882-7500. A copy of the Boardâ&#x20AC;&#x2122;s resolution is available at www. mvta.com under â&#x20AC;&#x153;Listening Post.â&#x20AC;?

Minnesota Zoo recycles cell phones for rainforests Processing Corp. to ensure a â&#x20AC;&#x153;greenâ&#x20AC;? program. Working phones are refurbished for reuse and nonworking phones are recycled to reclaim precious metals, reducing demand for materials found in cell phones that are sometimes mined illegally and destructive from African rainforests. Proceeds from the zooâ&#x20AC;&#x2122;s â&#x20AC;&#x153;Recycle for Rainforestsâ&#x20AC;? program will benefit the conservation efforts of the Goualougo Triangle Ape Project in the Republic of Congo. Their efforts will also help to conserve animals found in the zooâ&#x20AC;&#x2122;s Faces of the African Forest exhibit: colobus monkeys, De Brazzaâ&#x20AC;&#x2122;s monkeys, dwarf crocodiles, red river hogs fruit bats and hyraxes. For more information on the Minnesota Zoo, call (952) 431-9500 or visit mnzoo.org.

Photo by Jessica Harper

Citizens Bank Minnesotaâ&#x20AC;&#x2122;s policies and techniques include recognizing successes, encouraging community involvement and discouraging negativity such as whining and gossiping in order to create a positive work environment. Citizens from Page 1A

Roxanne Emmerich, a Minneapolis-based consultant who helped the bank develop its new culture. Each week, employees read a new chapter of the book, and present and discuss what they learned. Joe Gisch, vice president and branch manager of Citizens Bank in Lakeville, said he enjoys the discussion created by the book. Gisch describes the bankâ&#x20AC;&#x2122;s policies and techniques as a â&#x20AC;&#x153;progressive way to do things without a lot of cost.â&#x20AC;? â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a great way to get people energized,â&#x20AC;? he said. Gisch, who has worked for the bank only seven months, said he likes that Citizens Bank has a warm atmosphere.

Gisch said he also appreciates that the company has a mentor program as a part of its emphasis on employee satisfaction, which has helped him quickly learn the ins and outs of the company. â&#x20AC;&#x153;The program really enables us to dove-tail the knowledge of the entire Citizens Bank system,â&#x20AC;? he said. In addition to boosting morale, the changes have increased productivity over the last eight years, Geistfeld said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a myth that if people are having fun, they are goofing off,â&#x20AC;? Geistfeld said. â&#x20AC;&#x153;If people enjoy their job, they wonâ&#x20AC;&#x2122;t be sitting at their desk wondering when they can go home.â&#x20AC;? Pamela Stoltenberg, a personal banker and assistant

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In association with its new Faces of African Forest exhibit opening, the Minnesota Zoo has initiated a cell phone recycling program called â&#x20AC;&#x153;Recycles for Rainforests.â&#x20AC;? Guests are encouraged to bring old cell phones to the zoo to help protect the environment, threatened rainforests, and the animals that live there. Donning the face of the colobus monkey, the collection bins are easily identifiable and are located at each zoo entrance. Minnesota Zoo guests can learn more about the program and/or print out a pre-paid mailing label that will allow them to mail their phone directly to the recycler for free by visiting mnzoo. org/cell. The Minnesota Zoo has partnered with local electronics recycler Materials

47A

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branch manager at Citizens Bank in Lakeville, agreed. She said the bankâ&#x20AC;&#x2122;s work environment makes her feel motivated, which she said improves customer service. â&#x20AC;&#x153;It makes coming to work fun, which rubs off on customers and other employees,â&#x20AC;? she said. Having a workplace where employees feel recognized, involved in their community, and safe from gossip and negativity makes for a rewarding environment, Stoltenberg said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s nice when everyone works together and gets along,â&#x20AC;? she said.

g Hastings Commercial Rehabilitation - Owners of mixed occupancy buildings (commercial and rental residential) are eligible to apply for CDBG funds for fire alarm system improvements (estimated funding $76,300). It has been determined that such request for release of funds will not constitute actions significantly impacting the quality of the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (PL 91-190) is not required. Environmental Review Records (ERR), with respect to the above mentioned projects made by the Agency, document the environmental review of the projects and more fully set forth the reasons why such statements are not required. These records are on file at the above address and are available for public examination between the hours of 8:00 am and 4:30 pm Monday through Friday. No further review of the project will be conducted prior to the request for release of funds. PUBLIC COMMENTS ON FINDING All interested parties, groups, agencies and persons disagreeing with this determination or wishing to comment on the projects may submit written comments for consideration by the Agency to the office of the undersigned and to specify in their comments as to which finding their comments are addressed. Such written comments should be received at the address specified on or before June 25, 2010. All such comments so received will be considered and the Agency will not request the release of funds or take any action on the projects prior to the date specified. RELEASE OF FUNDS The Agency is certifying to HUD that the Agency and the Director of Community Revitalization, as Certifying Officer, consent to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to environmental reviews, decision making, and action; and that these responsibilities have been satisfied. The legal effect of the certification is that upon its approval, the Agency may use CDBG funds and HUD will have satisfied its responsibilities under the National Environmental Policy Act of 1969. OBJECTIONS TO FEDERAL RELEASE OF FUNDS HUD will accept objections to its approval of the release of funds and acceptance of the certification for a period of 15 days following the anticipated submission date or its actual receipt of the request (whichever is later) only if they are on one of the following bases: 1. The Certification was not in fact executed by the Certifying Officer or other grantee approved by HUD; or 2. The Environmental Review Record for the project indicated included an omission of a required decision, finding, or step applicable to the project in the environmental review process; or 3. The grant recipient has committed funds or incurred costs not authorized by 24 CFR Part 58 (environmental review process) before approval of the release of funds by HUD; or 4. Another Federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory form the standpoint of environmental quality. Objections must be prepared and submitted in accordance with the required procedure (24 CFR Part 58) and shall be addressed to HUD, 920 Second Avenue South, Suite 1300, Minneapolis, MN 55402. Objections to the release of funds on a basis other than those stated above will not be considered by HUD. Potential objectors should contact the Minnesota HUD office to verify the actual last day of the objection period. Dan Rogness, Director of Community Revitalization 2221850 6/10/10

Jessica Harper is at jessica.harper@ecm-inc.com.

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June 10, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business of art never fades Doubletake Gallery booms in bust economy

In Brief

by Jessica Harper

Doubletake Gallery is located inside the Southern Lighting building at 12550 W. Frontage Road in Burnsville. For more information, call (952) 224-8333 or go online at www.doubletakeart.com.

DAKOTA COUNTY TRIBUNE

Robert Varner is always on a treasure hunt — a Picasso, a Neiman, a Dali — a never ending search for fine art. “I’ve always loved art, but I wasn’t an artist,” said Varner, owner of Doubletake Gallery in Burnsville. “So I got into this. ... I love how it’s a fast-paced business.” The art brokerage firm, buys and sells limited edition prints, original paintings, sculptures and a few rare posters on consignment. The average price of an artwork sold through Doubletake is $3,500, but some pieces are sold for as much as $100,000 to $200,000. Anything valued at less than $1,000 is rejected. “It’s all based on the market,” Varner said. “The desire and rarity determines the price.” Due to the large price tag, Doubletake Gallery’s typical buyer is an affluent collector, Varner said. Very few are local, he said. The gallery buys and sells pieces to people across the globe. Sellers come from all walks of life, Varner said. “Many older works are from inheritances or people who are downsizing,” he said. It’s the interaction with buyers and sellers that is the most enjoyable part of the job, Varner said. “I get a real sense of fulfillment in delivering a

of operating Doubletake to attempt to sell pieces on Gallery, Varner relied on their own. newspaper advertisements However, Varner said to buy and sell works of art. he’s not worried. Today he relies primarMost buyers want a ily on the Internet. guarantee the piece is auBy hopping online early thentic and in good condion in 1996, Varner said, he tion, which is more likely has had an advantage on with an art broker, he said. search engines. When it comes to comHis site currently re- peting against other broceives between 4 million kers, Varner said his bigand 5 million hits each gest advantage is in having month, he said. a 2,200-square-foot gallery Photo by Jessica Harper Although the Inter- and 800-square-foot storRobert Varner founded Doubletake Gallery, an art consignment dealer in Burnsville, 24 net has given the business age space tucked inside the years ago. Varner, a self-taught art broker, started the business out of a love for art. a boost it has also added Southern Lighting buildcompetition. ing at 12550 W. Frontage In addition to creat- Road in Burnsville. product to a person who Varner said. nological advances over the ing a place for brokers to has been looking for it for The economy is not the years. Jessica Harper is at conduct business, the Ina long time,” he said. only thing to fluctuate. In the first few years ternet allows individuals jessica.harper@ecm-inc.com. In a few cases, a work of Demand for particular artart had special meaning to ists ebbs and flows as well, the buyer, which made the Varner said. transaction even more reMuch has changed since warding, he said. Varner started the business Varner said he had from his home 24 years one buyer a few years ago ago. whose father had been the In the late 1980s, model in a Norman Rock- Thomas McKnight, Erte well print in his gallery. and Hiro Yamagata were “It’s stories like that all the rage, especially that makes it so fulfilling,” among Japanese collectors. he said. “Everyone wanted “ArcVarner said he has seen tic Sea” by Erte at the time, an uptick in both buying now everyone is selling it and selling in recent years as the value goes down,” due to the economy. Varner said. “So many people need Today LeRoy Neiman money for whatever rea- is the most popular artist sons,” he said. “And many at the gallery. Doubletake of my regular buyers are sells about 400 to 500 Neilooking to take advantage man works a year, he said. of the current market.” In addition to taking adAs a result, revenue has vantage of changes in the increased about 20 percent marketplace, Varner has Photo by Jessica Harper at Doubletake Gallery, taken advantage of tech- Doubletake Gallery buys limited edition prints, original paintings, sculptures and a few rare posters and sells them to collectors across the globe. The average price is around $3,500 but some are as much as $100,000 to $200,000.

Photo by Jessica Harper

Erte was once among the most sought after artists at Doubletake Gallery. But times have LeRoy Neiman is the most popular artist at Doubletake Gallery in Burnsville. The gallery changed, and so has the value of many Erte pieces, said owner Robert Varner. Now more sells about 400 to 500 Neiman works a year, according to owner Robert Varner. people are selling than buying them.