6/21/2012 - Dakota County Tribune Business Weekly

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Swanson enters District 7 race 2A Dakota Electric marks anniversary 5A Farmington finances scrutinized 5A

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date 21, ##, 2012 2009 JUNE

Volume 30, Number # VOLUME 33, NUMBER 17

Dakota County Tribune Since 1884

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Dancing through the decades

by Andrew Miller

DAKOTA COUNTY TRIBUNE

Apple Valley’s Monique School of Dance celebrates 40 years

“My first ballet teacher was 90, I don’t plan on teaching until I’m 90, but I plan on teaching a few more years.”

Monique Kampa

– Owner, Monique School of Dance

Dancing since the age of 7 and trained as a ballerina in Europe, Monique Kampa is a believer in dance’s ability to build better people.

“Dancing is good for you – physically, of course, but for poise and self-confidence as well,” said Kampa, a former ballerina with the Geneva Opera Company in Switzerland.

That philosophy has served Kampa well as founder and director of Monique School of Dance in Apple Valley, which this year is celebrating its 40th anniversary.

The studio has been a family affair from the beginning. Kampa’s daughter, Patti Swedberg, has been studio manager since it opened in 1972 in the Valley Ridge Shopping Center in Burnsville. Her other daughter, Cindy Kampa, serves as company director.

Two years after it opened, the studio moved to Apple Valley, setting up shop at 147th Street and Pennock Avenue on the site of what is now Rascal’s Bar and Grill. It moved to its current location, just across the street from Rascal’s, in 1981, when what w a s then a roller skating rink was put up for sale.

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INSIDE BIZ FORUM

Many Minnesota residents are willing to pay more for better government service, according to a new study.

DON 4A HEINZMAN FORUM

ZACK AVRE Photo by Andrew Miller

Monique Kampa opened Monique School of Dance in 1972, and over the years she’s seen many of her students enter the ranks of professional dance. Former students have performed with the Moulin Rouge in Paris, danced with the Radio City Rockettes in New York City, and appeared in Hollywood films including “The Blues Brothers.”

“I came over and saw these beautiful wood floors and knew it was the place,” said Kampa, known to her students simply as Miss Monique.

The studio, which cur-

NEWS

Eagan-based CaringBridge celebrated its anniversary with an event at the Mall of America in Bloomington.

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rently has about 250 students, offers ballet, tap, jazz, hip hop and other styles of dance.

“We teach pretty much evDAKOTA ARTS erything,” Swedberg said.

“Everything except pole The Eagan Art this week news dancing,” Kampa added withCode Type: UPC Version A Festival Stats: 0 returns Customer: 3242-ECM Publishers a laugh. for another Order #: P34915-017 MAG: 1.00 year at P.O. #: BWA: 0.0020 Over the years Kam-Ordered the Eagan By: Symbol Width: 1.4690 Positive Up Symbol Height: 1.0200 pa has seen many ofPolarity: Community Date Run: 05/29/2002 Flexo Width: 0.0000 her students enCenter’s festival ter the ranks of grounds ART professional 36A FESTIVAL See Monique, Page 5A

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JENNY WOODS AN STACEY ACKERM MILLER ANDREW

The BurnsvilleEagan-Savage School Board made the right decision in rejecting a four-day school week.

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June 21, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Environment top concern for Swanson Chris Gerlach for lower taxes, less government in County Board’s District 7 race

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

An Apple Valley resident for 24 years, Victoria “Vicki” Swanson said she has always dreamed of following in her father’s footsteps and becoming a public servant.

“I want to give back to my community,” Swanson said of her decision to file to run against state Sen. Chris Gerlach for the Dakota County commissioner seat held for 16 years by Will Branning, who is not seeking re-election.

Swanson, 52, said she shares interest in health and welfare issues as did her father, former Democratic state Rep. Jim Swanson, who served Richfield from 196984 and helped pass the bill that allowed development

Vicki Swanson

Chris Gerlach

of the Cedar Avenue bridge that opened in 1980.

She called environmental issues her “biggest passion,” and said she is concerned about preserving and promoting county parks.

“I use the parks, I bike and walk and hike,” she said.

“I want to make sure everything stays usable.”

She also cited concerns about jobs and the economy, noting many of her friends are under-employed.

“With Northwest Airlines, 44,000 associates were laid off,” she said. “A high percentage of those are still struggling. … It would be prudent to get some type of manufacturing, a mid-size company we could entice into the area to produce jobs for people.”

Swanson added that she would also work to ensure the environment was protected by business development.

“We need jobs, but I would probably scrutinize how they handle their waste,” Swanson said.

“That’s my deal.”

She added that job losses have affected the county, and emphasized the need for the county to prioritize spending, noting there are

many more vacant homes than in years past.

“That will be putting a tax burden on what we are able to spend as a county,” Swanson said. “The concern I have is if we’re losing revenue that way, how can we make it up?”

Swanson said many people encouraged her to run against Gerlach after Apple Valley Mayor Mary Hamann-Roland decided not to run, in part because they told her they were concerned he would hold up transit development.

Gerlach told Sun Thisweek he was chief author of legislation to fund Cedar Avenue Bus Rapid Transit both as a representative and a senator.

Gerlach was elected to

the House in 1998 and reelected in 2000 and 2002. In a special election, Gerlach moved to the Senate in 2004 and was re-elected in 2006 and 2010.

“What the county needs is a balanced transportation system of roads and transit,” Gerlach said. “That is what I’ve advocated for at the Legislature.”

He said the county is “well-managed,” noting Dakota County has the lowest county tax rate in the state, and advocated for limited government and lower taxes.

“It’s a nonpartisan office,” Gerlach said. “But, I think it’s no secret that I’m a Republican. I have a conservative view of what government should be.”

Gerlach said he decided

to seek office to continue his public service, stating his experience will benefit the county.

“I know who’s pushing the buttons at the State Capitol, and I’m going to be able to help navigate and build on that state-county relationship in behalf of Dakota County.”

Swanson said her passion and “deep roots” in the Apple Valley-Rosemount area will allow her to best represent the district.

“I’d like to carry on my father’s legacy,” she said.

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Fifteen years of ‘bridging’ families and loved ones Eagan nonprofit celebrates its growth into a worldwide support network

by Jessica Harper

DAKOTA COUNTY TRIBUNE

For the past 15 years, Eagan nonprofit CaringBridge has connected loved ones online in times of medical crisis. Last week hundreds of families filled the Mall of America rotunda to celebrate its anniversary.

“It’s a really nice service,” said Atlanta resident Deb Cole, who used CaringBridge two years ago to stay informed when her cousin’s son, who lives in Minnesota, was diagnosed with lymphoma.

Cole, who dropped by the June 7 event while visiting family in Minneapolis, said she particularly likes that CaringBridge provides a place to post updates and words of encouragement as well as automatic email feeds to family and friends.

CaringBridge provides websites that enable friends and family to share information on their loved one’s medical condition.

Guests were able to sample treats from Cinnabon, have their picture taken with Vikings cheerleaders, listen to live music and sign a giant card congratulating CaringBridge.

CaringBridge debuted its latest feature, Supporter Planner, which enables family and friends to coordinate care of a loved one, and Amplifier Hub, an online community that gives volunteers an opportunity to connect, share and rally support for the nonprofit.

CaringBridge was founded in 1997 by Sona Mehring after she faced the heartbreaking task of notifying loved ones of the premature birth and later death of her close friend’s baby girl, Brighid.

Mehring, a website consultant, thought an online site would be the most efficient way to notify people. From there, CaringBridge was born.

Mehring chose the name CaringBridge as a way to illustrate how

Photo by Jessica Harper

Sona Mehring founded CaringBridge in 1997 after the death of a close friend’s daughter. Today, the Eagan nonprofit has 80,000 websites for families who face medical crisis.

Photo by Jessica Harper

Eagan nonprofit CaringBridge celebrated its 15th anniversary June 7 at the Mall of America. People gathered in the rotunda that day to listen to music, get their photo taken with Vikings cheerleaders and sign a giant card congratulating CaringBridge. the site “bridges” loved ones.

It was also a way to incorporate Brighid’s name, since she was the inspiration, said Mehring, who was named a 2012 Dakota County Exceptional Businesswoman by Sun Thisweek’s sister publication, the Dakota County Tribune.

CaringBridge started as a side project, while Mehring worked as

an independent consultant creating websites for small and mediumsized businesses.

But as the organization quickly took on a life of its own, Mehring decided to quit her consulting career in 2002 to run CaringBridge full time as CEO. That same year, the organization was incorporated as a nonprofit.

Much has changed since the organization’s inception.

What began as a small sideproject with 100 websites, has grown into a thriving nonprofit with 80,000 sites for individuals from across the globe.

“And we’re always continuing to grow,” Mehring said.

In the past few years, CaringBridge has worked hard to keep up with ever changing technology and now offers features for smartphones and tablets.

The inception of Facebook and other social media has presented a mixed bag for CaringBridge.

“In some ways they are a competition,” Mehring said. “But our clients’ needs are often different than what they can find on Facebook. We let them know it’s a very protected and private space.”

When using CaringBridge, the client is able to control the level of privacy for each site, which includes photos, journal updates and an online guest book that allows

loved ones to write words of encouragement.

Unlike social networking sites, no membership is required and there is no advertising, Mehring said.

All sites are off-limits to search engines, she said.

Though it strives to be unique from popular social media sites, CaringBridge turns to many of these sites for marketing.

For much of its history, CaringBridge relied heavily on word-ofmouth, but now it is stepping up its marketing efforts by reaching out to the community and hospitals.

Mehring said her goal in the next year is to focus on improving marketing efforts and refining the site to attract more users.

“We want to serve as many people in as many ways as we can,” she said.

Jessica Harper is at jessica.harper@ ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 21, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy ANN GUGINO Named vice president, strategy and planning at Patterson Companies, Mendota Heights

Ann Gugino has been named to the new position of vice president, strategy and planning, of Mendota Heightsbased Patterson Companies. Gugino, who joined Patterson in 2000, previously served as vice president, finance and operations, for the Patterson Dental business unit.

BLUE CROSS ANNOUNCES NEW LEADERS IN IT DIVISION Blue Cross and Blue Shield of Minnesota announced two new appointments to its IT leadership team, naming David Kaercher as vice president of infrastructure and Colleen Sargent as vice president of application development.

Kaercher will be responsible for aligning the corporate technology vision with business strategy by integrating company processes with the appropriate technologies.

His team will maintain, develop and support core technology areas such as network, desktop and server hardware, software and operating systems, database administration storage, data communications, and telecommunications systems.

Kaercher most recently held the position of senior vice president of technology operations and service delivery at PNC Bank. He has also held leadership positions at U.S. Bank, Allianz, and Best Buy. Kaercher holds a bachelor’s degree from Moravian College in Bethlehem, Pa., and a master’s degree in computer science from the George Washington University School of Engineering and Applied Science in Washington, D.C. Sargent is responsible for the company’s strategy, design, and delivery of application solutions. She works across the organization to assess current and potential processes, strategies and initiatives that will best align with Blue Cross’ technology needs to remain competitive in the marketplace.

Prior to this position, Sargent held leadership positions at U.S. Bank. She also served in key roles at Best Buy and Accenture.

Sargent holds a bachelor’s degree and a master of education degree from the University of Minnesota, as well as a master of business administration degree from the University of St. Thomas.

She recently completed her board appointment of six years with the Minneapolis Heart Institute Foundation and is active in the Minnesota chapter of the Multiple Sclerosis Society.

Accolades

Business Briefs

Business Briefs

PROTO LABS LEADERS NAMED ENTREPRENEURS OF THE YEAR

MURPHY WAREHOUSE COMPANY PURCHASES SPACE IN EAGAN

INSIDER TRAINING HOSTS GROUP FITNESS CLASS

Larry Lukis and Brad Cleveland of Proto Labs Inc., Maple Plain and Rosemount, a provider of custom CNC machined and injection molded parts, have received an Ernst & Young Entrepreneur of the Year award. The award celebrates the Upper Midwest’s most innovative business leaders in Minnesota, Wisconsin, North Dakota and South Dakota.

Proto Labs and other award winners were formally recognized June 14 at the regional awards gala at the Marriott City Center in Minneapolis. Proto Labs will now be eligible for consideration in the Ernst & Young National Entrepreneur of the Year Program. National award winners will be announced Nov. 17 at the annual awards gala in Palm Springs, Calif.

Murphy Warehouse Company, an asset-based logistics company based in Minneapolis, has purchased a 350,000-square-foot warehouse facility at 905 Yankee Doodle Road in Eagan.

The purchase of the property, which has been on the market since 2005, was completed June 12. Terms of the deal were not disclosed.

The new Murphy Warehouse logistics campus will serve customers in the food, medical, retail, paper and home construction industries. While Murphy Warehouse has 11 facilities in the Twin Cities, the new Eagan logistics campus will be the company’s first full-scale facility in the southern metro to serve customers in that area and throughout southern Minnesota.

The campus will undergo $3 million in improvements including several environmentally sustainable features, from native prairies to solar panels, common to the company’s other logistics campuses.

The company’s planned improvements include opening a new access driveway off Michael Collins Drive to facilitate smoother truck movement in and out of the campus, as well as reestablishing rail connections to bring rail cars indoors.

Rosemount-based Insider Training, a metabolic profiling company, will host “DanceFit,” a high-energy group fitness class focusing on metabolic education and dance/fitness. A free preview class will be offered at 6:30 p.m. Aug. 15 at Tapestry Folkdance Center in Minneapolis. The eight-week DanceFit class begins Oct. 15. To sign up, contact Info@insidertrainingfitness.com or www.insidertrainingfitness.com.

MURPHY AUTOMOTIVE GARNERS ETHICS AWARD Murphy Automotive Inc. has been honored with the 2012 Minnesota Business Ethics Award. Murphy Automotive was an award recipient in the small size company category. The MBEA recognizes Minnesota businesses that exemplify and promote ethical conduct in the workplace, the marketplace and the community.

Founded in 1976, Murphy Automotive is a privately owned company with five automotive mechanical repair facilities and one fuel/convenience store. The company, with its distinctive customer and employee policies, is headquartered in Lakeville.

Business Briefs LOCAL FAIRVIEW CLINICS RECEIVE GRANTS Fairview Physician Associates has awarded grants totaling $122,000 to medical clinics across the Twin Cities including Fairview clinics in Burnsville, Eagan and Rosemount. Funding is part of an annual program to improve clinical quality, efficiency and the patient and family experience within the FPA network.

FRED ASTAIRE DANCE STUDIO MOVES TO EAGAN Fred Astaire Dance Studio has moved from its Inver Grove Heights location to a new studio at 1975 Seneca Road, Suite 700, in Eagan. Owners Chad and Joanna Lessard can be reached at (651) 4516300 or clessard@fredastaire.com.

EAGAN FOUNDATION SEEKS COMMUNITY LEADERS The Eagan Foundation is seeking community leaders for its board of directors. Volunteers with experience in law, accounting, event planning, marketing, public relations, or fundraising are especially needed. For more information, visit www.eaganfoundation.org or contact Bob Braun, chair, Eagan Foundation, at bbraun@eaganfoundation.org.

CREDIT UNION MEMBER WINS SCHOLARSHIP US Federal Credit Union member Elizabeth Peterson is a winner of the 2012 Minnesota Family Involvement Council scholarship. Peterson was chosen from over 700 applicants throughout the state and will be awarded a $500 scholarship.

Applicants for the FIC scholarship were chosen based on school and community involvement, and an essay explaining the impact social media has had on their financial decisions.

“It’s great to see our youth taking an interest in their finances,” said Bill Raker, president/CEO of USFCU. “Financial education is a tool that will benefit them for a lifetime.”

LEARNINGRX TO HOLD RED CROSS BLOOD DRIVE LearningRx, 2874 Highway 55, Eagan, will hold a blood drive from 9 a.m. to 2 p.m. Monday, July 2. Donors or a family member are eligible to receive a free cognitive skills assessment from LearningRx. For an appointment, call (651) 686-1066 or visit www.redcrossblood.org, keyword: LearningRx Eagan.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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June 21, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

What do changes in school enrollments mean?

by Joe Nathan

DAKOTA COUNTY TRIBUNE

Widespread adoption of cell phones and computers helps explain a startling statistic: In the last decade, the number of Minnesota K-12 students attending charter public schools has increased more than 29,000, while the number of students attending district public schools has declined by more than 45,000. That’s according to a new study from the Center for School Change, based on data from the Minnesota Department of Education website.

The report is available at www.centerforschoolchange.org.

What does this trend mean for families and for Minnesota public education? The majority of Minnesota young people still attend district public schools. However as with phones and computers, many families are looking for something different, and they hope, better.

But neither district nor charter public schools are always “better.”

The label “charter public school” like “district public school” tells you nothing about the curriculum, philosophy or instructional approach. Comparing is about as useful as trying to decide which has better gas mileage, leased or purchased cars. Because there are enor-

Tribune Columnist Joe Nathan

mous differences within each category, the comparison does not make sense.

But the charter movement has allowed educators and parents to create new, and in some cases more personalized, distinctive options. That has helped many students and provided valuable opportunities for educators.

That’s in part why Minnesota charter K-12 enrollment rose in the last decade, while district K-12 enrollment declined. It also helps explain why charter enrollment in U.S. charters rose from less than 100 students 20 years ago, to more than 2 million in the 2011-12 school year. Many Minnesota charters offer something “different.”

For example: • Lakes International offers an elementary Chinese and Spanish immersion in Forest Lake.

• Swan River and World Learner give elementary/middle school Montessori options in Monticello and Chaska, respectively.

• Small, “classical” high schools are

offered at Spectrum (high school in Elk River), Seven Hills (elementary school in Bloomington), St. Croix Prep (K-12 in Stillwater), and Cologne Academy in Cologne.

• Mainstream is an arts high school in Hopkins, and New Heights is a small, personalized K-12 school in Stillwater.

• Northwest Passage high school features extensive travel in Coon Rapids.

• Trio/Wolf Creek is an online school based in Chisago City.

Wise school districts have responded, in part, by offering distinctive programs.

For example, School District196 offers the School of Environmental Studies for 11th- and 12th-graders.

Anoka-Hennepin offers the Science and Technology Education Program for high school students.

Forest Lake has a Montessori option. Minnetonka provides a Chinese option. Edina offers a French immersion elementary school. Cambridge/ Isanti has School for Four Seasons and “the Minnesota Center” for middle school students.

At least some of these, such as the Forest Lake Montessori, were opened in response to the possibility that par-

Four-day school week has hidden costs

by Zack Avre

SPECIAL TO THE TRIBUNE

With schools across Minnesota feeling an increasing budget pinch, several districts have opted for or considered moving to a four-day school week to save money. The Burnsville-Eagan-Savage School District made the right choice in declining to pursue this option.

While it’s debatable whether or not schools see a significant savings going to four-day weeks, we know this move winds up costing most parents more in child care costs. Over time, a significant economic and education equity narrative also emerges.

As part of a plan to save $5 million next school year, the district entertained the idea of instating a four-day week model by slashing 17 days from the academic calendar. However, the school district has since dropped the proposal after widespread parent objection.

A map posted with this story online at SunThisweek.com highlight that moving to a four-day school week would have cost district families an additional $518.50 to $595 per student annually, with average daily child care costs varying across the district, based on Census and state department of education data. These figures do not take into account existing days off of school for parent-teacher conferences, teacher in-service days, and holidays; in total, the average child care costs for days

Guest Columnist Zack Avre

off exceed $1,200 annually across the district.

These additional costs do not appear unbearable considering the five cities that comprise the district – Burnsville, Eagan and Savage – are all above Minnesota’s median household income for 25- to 44-year-olds, according to estimates from the 2010 American Community Survey. In fact, ACS places Savage’s median household income for 25- to 44-year-olds just shy of $100,000. With such relative prosperity, an additional $500 to $600 doesn’t seem too problematic.

Numbers can be deceiving, though, and when juxtaposed with the percentage of students on free or reduced lunch in 2011, a different picture materializes. Although a suburban school district, Burnsville-Eagan-Savage retains a relatively high level of socioeconomic diversity. As the map online shows, six of the 10 elementary schools in the district had rates of free or reduced lunch above the 37.3 percent state average, with four schools over 50 percent free or reduced lunch.

A majority of the district’s elementary

schools are Title 1 schools, which receive federal aid to support low-income students.

Considering these factors, the costs of moving to a four-day school week for families become more glaring. Creating the need for additional child care will undoubtedly place extra financial burden on families that are already in a crunch.

What’s more, many households in the school district are still facing uncertain economic conditions. As late as April 2012, 1 in 1,116 households in Dakota County and 1 in 491 households in Scott County faced foreclosure, according to RealtyTrac.

With these underlying economic conditions, the Burnsville-Eagan-Savage School District was wise to put its proposal to rest. However, budget crises remain a real issue, and school districts across the state need help. Instead of cutting education funding and forcing school districts to flirt with four-day weeks, policymakers should be investing in schools and their respective communities. When both are healthy, our kids can get back to learning and Minnesota can move forward.

Zack Avre is a Minnesota 2020 undergraduate research fellow. MN2020 is a nonpartisan, progressive think tank focusing on the issues of education, health care, transportation and economic development.

Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

ents and educators would set up a charter if the district did not respond. The charter movement has helped some educators and districts recognize that there is no single perfect kind of school for all students.

Some educators have recognized that identical does not mean not equal educational opportunity. Saying “one size or format fits all” is like saying everyone can wear a Size 8 shoe comfortably.

As Gov. Mark Dayton and Education Commissioner Brenda Cassellius have suggested, we should learn from the most effective, while offering opportunities to develop new approaches (as has been done with phones and computers).

Enrollment trends suggest that wise educators will look for more effective ways to organize learning and teaching.

Students don’t need more district or charter public schools. They need more personalized, excellent public schools.

Joe Nathan, formerly a Minnesota public school teacher, administrator and PTA president, directs the Center for School Change. Reactions welcome, joe@centerforschoolchange.org. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY Date 00, 2012

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Dakota Electric celebrates 75 years

by Laura Adelmann

Company products, volunteers brighten county

DAKOTA COUNTY TRIBUNE

Dakota Electric, one of Farmington’s largest employers, has been bringing darkness to light for 75 years.

One of Minnesota’s 44 electrical cooperatives, the company is marking its anniversary this year by ramping up its already strong community involvement, increasing volunteerism and including historic information on its website and in company newsletters.

Steve Krech, a 34-year Dakota Electric employee with a penchant for history, sifted through old Dakota County Tribune newspapers and decades of Dakota Electric Board meeting minutes to assemble an impressive company history.

His research, primarily conducted on his own time, assisted Dakota Electric Public Relations Director Joe Miller to create an informative video history of the company, on its website www.dakotaelectric.com.

Krech also created four large scrapbooks of newspaper articles detailing the company’s history, which are on display at the Dakota County Historical Society.

Started by farmers in 1936, the cooperative allowed rural areas of Dakota County to receive electricity, a change that amounted to a revolution in people’s lives.

Many cities were then “electrified,” but area farmers still did chores by kerosene lamp; housework was laborious and involved cooking on wood stoves, washing clothes by hand and pressing clothes with an iron heated on the stove.

Ray Nicolai of Hampton said before electricity his family constantly was cutting wood for the fire and pumping water by hand. They

Photo submitted

Caelyn Swendiman (left) draws on a cup in which she later planted a seedling in Farmington during Dakota Electric Association’s spring planting effort.

Photo submitted

Dakota Electric employees volunteer as part of the cooperative’s 75th year anniversary. canned fruit and vegetables because there was no refrigeration and worried about fire hazards working by kerosene lamp in hay-filled barns.

On Feb. 21, 1938, the switch was thrown and in a historic moment when the lights came on for 356 co-op members.

That access to power literally changed lives.

Krech said in 1940, Dakota Electric hosted a national demonstration of electricity in

rural areas, and the Dakota County Tribune was filled with ads for electric appliances.

“It let the farmers know that this stuff can make your life so much easier, and it did,” Krech said.

By 1986, Dakota Electric was the fastest growing cooperative in the nation.

Miller said Dakota Electric serves about 102,000 accounts and delivers more than 1.9 billion kilowatt hours of electricity per year.

“I think Dakota Electric really helped to

make the county grow,” Miller said. “With all the farms spread out throughout the county and no electricity, there was not going to be population growth.”

Throughout the years, Dakota Electric has also promoted community involvement.

Its increased effort this year has brought Dakota Electric volunteers to an expanded list of organizations, including Feed My Starving Children in Eagan and YMCA Camp Streefland in Lakeville.

Miller said Dakota Electric’s past efforts to help the community grow and prosper will continue.

“Dakota Electric is really, really committed to assisting in the community and helping to make this area a great place to live and work,” Miller said.

Laura Adelmann is at laura.adelmann@ecminc.com or facebook.com/sunthisweek.

McKnight cites ‘red flags’ in city budget City council: Police department cuts likely in 2013

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

As Farmington’s largest, most expensive, visible — and some would argue — vital department, the police force has been shielded from staffing cuts other departments have endured in recent years.

But with new city leadership, police department spending is under scrutiny, and City Council members are aiming for a 2013 budget that does not increase the levy.

City Administrator Dave McKnight raised “red flag” issues, among them many department budget practices including with the police department, during a June 11 council workshop.

He said he found many human resource costs were not included in many department budgets, but came out as expenses during the year.

Unbudgeted human resource costs were found in every police department budget and in the budgets for Municipal Services and Parks and Recreation, he said.

McKnight complied re-

ports that show the Police Department budget did not have any money for compensa David tory pay in McKnight 2011, but the city paid out $52,691 for the line item for police compensatory pay last year.

This year, the Police Department budget was zero in compensatory pay, but that benefit, which pays employees their hourly rate plus another half, has cost the city $8,663 since April for the police department.

The Municipal Services Department budget also had zero for compensatory time in 2011, but the department paid $10,010 in compensatory pay in 2011.

This year, the budget was zero, but since April the department has paid out $1,837 for the line item.

The Parks and Recreation budget did not include compensatory time in the 2011 budget, but the city paid $3,401 for it that year.

McKnight said the bud-

get numbers were created by the human resources and finance departments.

Council members expressed concern about city’s budgeting practices, and vowed there would be personnel cuts in the police department in 2013.

“I want to look at reorganizing,” said Council Member Christy Jo Fogarty, a longtime police department advocate (and wife of a Minneapolis police officer) who has long argued against reducing police staff.

McKnight and council members will meet with Police Chief Brian Lindquist and other directors July 9 to discuss budget plans.

“I don’t want the police chief to bring me any convincing evidence of why we need to raise the levy to keep all of his officers,” Fogarty said.

McKnight emphasized the need for tighter budget practices, calling it “scary” that the city’s general fund balance goes into the red twice annually.

He noted that the city still has two of its four

union contracts to settle for 2013, and is estimating a $10,000 increase in the city contribution to the firefighter pension, an amount that could change.

Despite the concerns, McKnight told council members they should not expect the same long, drawn-out budget battles they have gone through for the past several years.

Two years ago, council members were in sometimes heated conflicts with then-City Administrator Peter Herlofsky who repeatedly fought their costsaving direction to cut the administrative services director position.

Last year, the council’s budget process primarily revolved around a plan to increase taxes to fund street projects; after numerous public meetings and discussions, it was dropped when the estimated taxpayer costs increased after an amount used in the calculation changed.

McKnight instead presented to council the detailed list of budgetary concerns, and a list of recommendations to reduce

revenue projections next year to achieve better accuracy.

He stated in the council memo, “Not achieving our revenues has just as big of an impact on our financial health as overspending our budget.”

Proposed revenue reductions include $90,000 for building permit revenue that he said was largely based on the Dakota County Community Development Agency’s Vermillion River Crossing development.

He said the city needs to cut $96,148 from its 2013 revenue projections since the Farmington School District is cutting the number of school resource officers from three to one.

McKnight said he would work with department directors on their budgets and said the council could expect the preliminary levy and budget set in the fall to be very close to the final one approved in December.

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Monique from Page 1A

dance. Former students have performed with the Moulin Rouge in Paris, danced with the Radio City Rockettes in New York City, and appeared in a host of Hollywood films including “The Blues Brothers.”

Twice a group of Kampa’s dancers have appeared in the Macy’s Thanksgiving Day Parade in New York City, in 2001 and 2011. That first appearance was especially memorable, coming just months after the 9/11 terrorist attacks.

“We visited Ground Zero,” she recalled. “It was very emotional for all the girls to go through.”

Kampa, who before she opened her own studio was a teacher with the Andahazy Borealis Ballet Company in St. Paul, said she doesn’t have plans to retire anytime soon.

“My first ballet teacher was 90,” Kampa said. “I don’t plan on teaching until I’m 90, but I plan on teaching a few more years.”

Andrew Miller can be reached at andrew.miller@ ecm-inc.com or facebook. com/sunthisweek.

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June 21, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Council majority supports liquor store move this fall Farmington city leaders hope move will increase profits

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington is another step closer toward a liquor store move this fall after its current lease expires Aug. 1.

Most Farmington City Council members indicated support at a June 11 workshop to move the liquor store from its downtown City Center location off Elm Street to Tamarack Ridge Retail Center on Highway 3.

No votes can be taken at workshops, but three council members, Jason Bartholomay, Julie May and Christy Jo Fogarty, stated support for the move because Highway 3 has more traffic volume that gives the store greater visibility. Combined with lower lease costs, they said the move could help increase profits.

Council Member Terry Donnelly and Farmington Mayor Todd Larson urged caution about taking a risk to move the store from the location it has occupied for about seven years.

May, a banker, computed

that the 5,058-square-foot available space at Tamarack Ridge would cost $541,471 for the first five years of a seven-year lease option, including moving expense estimates.

The City Center lease would cost Farmington $636,790 for that same five years; a seven-year lease option was not offered.

Council members recognized that the costs are not a direct comparison because the City Center location has about 1,200 more square feet.

In an e-mail to Sun Thisweek, May said the Tamarack bid includes $26,000 for a new sign that she will suggest the landlord pay for all tenants if the city signs the seven-year lease.

During the workshop, council members also requested the Tamarack lease include language letting the city out of the lease if the store does not increase profits and Farmington gets out of the liquor business.

Parks Director Randy

Distad told Sun Thisweek that after a lease agreement is reached, it could take up to 60 days to finish the space and move.

He said in an e-mail the City Center allows a monthly lease extension at a monthly rate of $3.10 per square foot, 110 percent of the existing lease, which totals $145,068 per year.

Farmington City Council members have recently debated getting out of the liquor business, in part frustrated by low profit margins and high operating expenses.

Bartholomay and May have also stated their philosophical opposition to government being in business, but have worked with the majority who support the enterprise if sales increase to boost revenues and help reduce taxes.

Larson at the workshop cited concerns about the risk of moving away from established customers and suggested increased advertising.

Donnelly commented that

Photo by Laura Adelmann

Farmington’s downtown liquor store lease ends Aug. 1 at the City Center location off of Elm Street. the move could distract liquor store staff from concentrating on operating a better business, and stated concerns about its location, partly because traffic can make it difficult to exit.

“If it was a golden spot, we wouldn’t have a chance to lease it,” Donnelly said.

City Center owner Tom Wartman urged the city stay at its current location, and promoted the remodeling work being done at the complex to restore a fullservice grocery store downtown.

He said many customers

who buy food would stop by the Farmington liquor store for wine or other beverages.

Wartman suggested the move could cut sales.

Dunn Bros. co-owner Dave Hartnett urged the council to make the move to Tamarack Ridge, where his business is located.

He discussed some crossmarketing promotions he may hold at Dunn Bros., like a wine tasting.

Larson said the last wine tasting the business did drew a large crowd of people from all over.

“It was great,” Larson

said.

May told Sun Thisweek that City Center does “offer a nice complement to the grocery store and some business base.”

She said it has proven over the years to show declining sales and profit margins.

“Why keep doing the same thing?” she stated in an email. “It is time to start anew with a fresh new look and change of venue.”

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Rosemount company pleads guilty to Asphalt scams roll through Minnesota Better Business Bu- for these common signs of an • Cash-only sales. Most failing to disclose emissions violations reauTheof Minnesota and North asphalt scam: reputable contractors take A Rosemount company was ordered to pay a $500,000 fine after it pleaded guilty June 7 in U.S. District Court in Minneapolis to two counts of violating the federal false statements statute, according to a release from the U.S Attorney’s Office.

Spectro Alloys Corporation, which operates a secondary aluminum processing facility, was charged in April after allegedly failing to disclose violations of limits placed on its emissions of hazardous air pollutants under the Clean Air Act. Judge John R. Tunheim sentenced the company to pay the criminal fine, placed Spectro on probation for two years, and ordered it to develop, implement, and maintain procedures to ensure complete and accurate reporting in the future.

Spectro must retain a fulltime environmental health and safety manager and report to both the Minnesota Pollution Control Agency and Environmental Protection Agency the results of all emissions testing, whether or not required by law.

Spectro is also required under the terms of a parallel civil settlement to install additional pollution-control equipment relating to its emissions.

“In order to safeguard public health, it is absolutely

essential that government officials assure compliance with environmental regulations through accurate testing, measurement, and honest reporting,” said Randall Ashe, special agent-in-charge of the U.S. EPA criminal enforcement program in Chicago, whose region includes Minnesota. “Violators who submit false information undermine our efforts to protect the public and the environment. Today’s guilty plea should serve as a warning to anyone who knowingly puts the public’s health at risk: you will be prosecuted to the fullest extent of the law.”

Spectro admitted that in May 2007, it submitted a semi-annual compliance report to both the MPCA and the EPA that falsely indicated that its facility was in compliance with all pollution limits. The company failed to disclose that its own testing had revealed excessive dioxin/ furans emissions. Spectro further admitted that in a letter sent to the EPA in March 2007, which was submitted in response to a violation notice issued by the EPA, the company also knowingly failed to disclose those excessive dioxin/furan emissions.

In addition to the June 7 guilty plea, the United States recently reached a settlement with Spectro regarding civil claims filed by the

EPA for alleged violations of the Clean Air Act and civil administrative claims of the EPA for alleged violations of the Resource Conservation and Recovery Act. The civil settlement, embodied in a consent decree, is awaiting final court approval.

The consent decree resolves allegations that in 2009, the company emitted dioxin/furans and hydrochloric acid in amounts exceeding federal emissions limits; that the company failed to install, operate, and inspect an adequate system to capture and treat its emissions; and that between 2004 and 2008, it violated various Clean Air Act regulations regarding monitoring, reporting, and temperature maintenance.

The consent decree also settles alleged violations of the Resource Conservation and Recovery Act for operating a hazardous waste storage facility without a permit or interim status and failing to comply with hazardous waste management requirements at the Spectro facility.

Under the proposed consent decree, Spectro will pay a civil penalty of $600,000, install additional pollution control equipment, conduct additional emissions testing, and accurately comply with all reporting requirements.

Dakota (BBB) is warning consumers and businesses that asphalt scam artists are out and about trying to rustle up jobs.

These operators often go doorto-door claiming they have extra asphalt from a nearby project and they’re willing to do work at a discounted rate.

However, the quality of work is often sub-par and the final cost can sometimes be double — or even many times — the quoted price.

The BBB has received numerous reports from area consumers who have fallen prey to this scam in recent weeks. The BBB also notes that in most of these cases contracts were not provided prior to the work being performed; all agreements were verbal. Customers who deal with companies that operate in this fashion quickly discover that if there are problems with the work performed, they only have a phone number for the company and no other way to contact them if calls are not returned — which is often the case.

“This is what we call a classic scam, and people fall victim to it every day during the paving season somewhere in Minnesota and North Dakota,” said Dana Badgerow, president and CEO of the BBB. “Worse yet, the elderly are often the ones this scam targets most.”

To avoid asphalt scams, be sure you know who you’re dealing with. Research the company first at bbb.org. Also, watch

• The claim the company has leftover asphalt from another job. Be aware of paving companies that approach your home, stating that they are “in the area” and have extra asphalt or concrete to repair your driveway for a minimal cost. Professional asphalt contractors know, with great accuracy, how much paving material is needed to complete a project. Rarely will they have leftover material.

• High pressure sales. Never hire someone on the spot.

Trustworthy contractors provide a written estimate that will be valid for days or weeks. Ask for local references and verify that the contractor is in compliance, current and up-to-date with all local licensing, bonding and insuring requirements.

If you feel that you are being subjected to high-pressure sales tactics, the BBB advises you to end the conversation and tell the company you’re not interested.

• Deals that seem too good to be true. If the quoted price seems very low, chances are the quality of work will also be quite low. Many times the company will quote a low price for their work and upon completion overcharge the customer.

• No contract is offered. Insist on a written estimate specifying in detail the work to be performed and the agreed total price, not just price per square foot. Then get at least two more quotes before hiring a contractor.

checks or credit cards and don’t require cash-only terms and will not demand payment in advance.

• Unmarked trucks. Often the trucks they travel in are unmarked or they have an out-oftown address and phone number. A little research will reveal that they have no permanent address and the phone number is often an answering machine or answering service.

A professionally designed and properly constructed asphalt pavement will last for many years, and reputable contractors will stand behind their work. They will also know whether or not a permit could be required before work begins. Consumers are often safer dealing with a contractor who has roots in the community. Contact the BBB for a free Business Review on any company you are considering doing business with by visiting bbb.org.

The mission of the Better Business Bureau is to be the leader in building marketplace trust by promoting, through self-regulation, the highest standards of business ethics and conduct, and to instill confidence in responsible businesses through programs of education and action that inform, assist and protect the general public.

Hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at bbb. org or (651) 699-1111, toll-free at 1-800-646-6222.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 21, 2012 ������ ������ ������� ���� ��� ����

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Prime Therapeutics reports one Frontier helps of the industry’s lowest drug trends customers stay safe Pharmacy spending for Eagan-based pharmacy benefit manager Prime Therapeutics increased only 1.3 percent from 2010 to 2011, according to the company’s annual Drug Trend Insights report. This marks the second straight year that Prime has shown a decrease in drug trend (it stood at 2.9 percent in 2010), despite manufacturer price increases and increased use of prescription drugs.

“Appropriately managing our drug trend each year is very important to us because it shows that we’re doing our job — helping clients provide affordable medications to customers,” said Eric Elliott, Prime president and CEO. “Changes in the marketplace will make it increasingly important to keep costs down while actively engaging customers in their benefits and their care. These are priorities Prime has long pursued, and we continue to work diligently to balance these two essential aspects of a well-managed integrated benefit.”

According to the report, traditional medication (nonspecialty) spending dropped 1.5 percent. This happened in a year marked by the largest generic drug launch in history when cholesterol-lowering drug Lipitor went off patent. Though use of traditional drugs increased by 2.1 percent, greater availability of generics helped push Prime’s commercial generic fill rate to an all-time record of 74.7 percent by the end of 2011, and 80.1 percent across the Medicare Part D population.

The increase in generic use helped drive down Prime’s net ingredient cost per prescription (a measure that includes all network discounts, manufacturer rebates and administrative fees) in 2011 by 1.6 percent.

Among traditional drugs, the report found: • Use of ADHD drugs increased 12.7 percent, resulting in the highest spending

increase among all traditional drugs.

• Blood thinners, ADHD drugs and drugs used to treat psychosis saw the greatest cost increases last year, while allergy and gastrointestinal medications had the lowest trend as more over-thecounter options entered the market.

• Drugs to treat high blood pressure were the most-used drug class, accounting for 17.1 percent of all prescriptions filled in 2011.

• Diabetes drugs accounted for the greatest percentage of drug spend last year, at 8.3 percent. Increases in use and a lack of new generics to offset high-cost injectable insulin helped drive the increase in 2011.

• Generic use is expected to continue to grow in 2012 and 2013, as generics for blockbuster drugs like Plavix, Singulair and Cymbalta enter the market. According to Prime, by 2015 the savings from generics may be offset as spending shifts to high-cost specialty drugs. In addition, PBM industry consolidation, the launch of state-run health insurance exchanges and a growing movement to limit pharmacy networks will all impact pharmacy spending over the next year.

“The health care industry, and in particular, the pharmacy benefit space, is changing rapidly. In spite of the ever-shifting environment, we have continued to keep costs low and that is something we are very proud of,” said Peter Wickersham, senior vice president of cost of care at Prime. “As the market evolves, our main focus will continue to be on the individual consumer and our unique ability to provide superior quality programs.”

to treat complex and chronic conditions increased 20.1 percent in 2011. Prime’s analysis predicts total spending on specialty drugs will reach 30 percent of all pharmacy expenditures by 2016, as the cost of these drugs grows rapidly and an increasing number of people use specialty medications.

Specialty drugs represented just 0.4 percent of prescriptions, but accounted for more than 15 percent of all spending last year. Price increases were a key factor in the growth in spending, especially among drugs used to treat multiple sclerosis, which saw a 14.7 percent price increase in 2011, followed by oral oncology drugs which saw prices for existing treatments increase 8.6 percent.

Overall oral oncology spending increased 18.6 percent last year, as several new treatments costing $10,000 or more per month were approved. Significantly, 3.3 percent of total specialty spending (both pharmacy and medical benefits) covered injectable cancer treatments, which are managed under the medical benefit.

According to the report, about one-half to two-thirds of all specialty medications are managed by the pharmacy benefit, while the remaining specialty drugs are managed under the medical benefit. As an integrated pharmacy benefit manager partnered with 13 Blue Cross and Blue Shield plans, Prime is uniquely positioned to view the complete specialty landscape. It found that many conditions treated by specialty drugs managed through the pharmacy benefit also have significant expenses on the medical benefit. For example, 18 perSpecialty drug cent of the total costs paid for autoimmune treatments spending takes in 2011 were covered by the significant jump medical benefit.

Spending on high-cost “Specialty drugs cost up specialty medications used to 50 times more than the

average traditional medication, and because manufacturers of these drugs often have exclusivity in the market, they can charge astronomically high prices and then raise them repeatedly,” Elliott said. “How well plan sponsors handle these costs in the future significantly depends on how they prepare today.”

Prime’s recently launched oncology management program is helping plan sponsors manage these treatments across benefit boundaries while helping the most vulnerable individuals access vital support. For example, by flagging new prescriptions for cancerrelated nausea medications, Prime is able to alert BCBS plan case managers of people newly diagnosed with cancer. Faster identification allows the plan to provide timely support to help coordinate care and help these customers take their cancer medications safely and as directed.

Additionally, Prime’s “split fill” program helps prevent waste of high-cost oral oncology medications, which are more convenient than intravenous cancer treatments but can still cause unpleasant side effects. Through the initiative, the first prescription for certain specialty drugs is split in two. If the individual cannot continue the treatment, little to no medication is wasted.

The program is able to help save $2,000 to $4,000 per prescription.

Prime’s 2012 Drug Trend Insights analysis is based on approximately 110 million commercial claims processed between Jan. 1 and Dec. 31, 2011, compared to the same period in 2010.

Drug spend is defined as the total amount paid per member per month. A full copy of the report is available online at www.primetherapeutics. com.

DCTC and Inver Hills Community College join forces Dakota County Technical College President Ron Thoms and Inver Hills Community College President Tim Wynes have announced a shared services agreement between the two college’s continuing education and customized training divisions, effective June 15.

Through the agreement, DCTC and IHCC will work together to provide services to enhance economic development and offer education and training services throughout the region. Staff and programs will be maintained on each campus under the management of Patrick McQuillan, DCTC dean of Continuing

Education & Customized Training.

“Business and industry has plenty on its plate after the recent economic downturn and the growing skills gap being seen with workers,” said McQuillan. “By DCTC and IHCC working together, we can respond more quickly and effectively to the business community — and that benefits our entire region.”

In addition to serving as a response to the business community, the shared services agreement aligns with the Minnesota State Colleges and Universities Strategic Framework adopted last fall. The

framework specifically calls for members of the Minnesota State Colleges and Universities system to “be the partner of choice to meet Minnesota’s workforce and community needs.” Thomas and Wynes concur that the two colleges will be better equipped to serve customers through the agreement.

“IHCC and DCTC have incredible strengths when it comes to working with business and industry,” said Wynes. “Our strengths are also the differences between our institutions, though, and Dr. Thomas and I feel we can more effectively enhance eco-

nomic development in this region by working together.”

Although there will be organizational alterations, both presidents want to assure business and industry the changes will not delay the ability of either institution to respond to customer needs.

“Our intention with this agreement is to maximize our effectiveness in serving the needs of the business community,” said Thomas. “Our colleges are always striving to be nimble, efficient and effective.

President Wynes and I know this agreement will take our work with business and industry to the next level.”

Frontier Communications urges users to consider these safety tips when using social networks and the Internet: • Passwords: Don’t choose a common password such as “123456.”

Make your password personal, such as the name of your favorite sports team plus your favorite number, or your favorite teacher.

• Information: Share as little personal information as possible. That might be difficult since you do just that on Facebook or Twitter, but do not include any financial information, your birthday, address, e-mail address, phone number, etc.

• Limit: The more social networks you join, the greater your chances of being hacked. Limit your social networking sites to two or three at most. Stick to popular networks such as Twitter and Facebook because they are more credible and have stricter safety standards.

• Safety: Update the privacy settings on your social networking pages. Limit the friends and followers

who see your content. For example, on Facebook you can control where your posts go by customizing the “Settings” icon of your profile page. On Twitter, you can request notification when someone new is following you.

• Know your source: Never click on a link from someone you don’t know.

Remember that even your friends can have a computer virus that blasts to all their contacts without their knowledge.

• Look out for “Deals”: Many of us take advantage of various discount opportunities, but even these links may have viruses. Be sure you’re opening a safe link even if the business is credible.

• Search term mix ups: A harmless Internet search can bring up websites laced with viruses. Be extra careful about what you type in a search engine.

• Security: Make sure your computer has the latest security software so it’s protected against attack from social media hackers, viruses, spyware and other Internet threats.

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June 21, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Board puts possible cuts on the table

by John Gessner

Modified calendar still possible in 2013-14

DAKOTA COUNTY TRIBUNE

Fresh off one round of budget cuts, the District 191 School Board wants to minimize surprises before it cuts the budget again next year.

The Burnsville-EaganSavage board voted unanimously June 7 to have Superintendent Randy Clegg prepare a recommendation for possible cuts that could take effect in 2013-14.

The board said the recommendation, due by Sept. 6, “should include, but not be limited to:” • Closing an elementary school.

• Closing a junior high school.

• Closing the district office building, the Administrative Services Center.

• Consolidating use of district buildings and facilities.

• Changing the school calendar and/or school day.

• Reducing transportation services.

• Eliminating specific programs and/or services.

• Reducing the district’s “organizational and staffing structure.”

“The transparency, actually, I prefer,” Board Member Jim Schmid said. “This is now a matter of public record.”

Calendar modification remains on the table after the board rejected a shorter school calendar with longer

school days as part of its 201213 budget cuts. Board members axed the administrative proposal to save $776,000 by cutting 17 school days after hearing strong objections from parents and teachers.

Board members approved a cut list in May that’s reflected in the budget up for approval on June 21. The budget calls for $110.9 million in general-fund spending, compared with an estimated $114 million without the cuts.

Citing stagnant state funding, growing costs and declining enrollment, the district is looking to save about $15 million over the next three years.

Recent months’ talk of

closing a building has already attracted some interest from potential buyers or renters.

The two buildings that have drawn attention are well located: the Administrative Services Center, just east of Interstate 35W in northern Burnsville, and Cedar School, just east of Cedar Avenue on Diffley Road in Eagan.

The board voted down June 7 an administration proposal to hire a broker to field queries about the administrative center. The district will continue to field the calls.

John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Construction hits Balanced budget without cuts expected major thoroughfare in District 196

by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

by Jessica Harper

DAKOTA COUNTY TRIBUNE

money.

The district also expects to receive $1.63 million in literacy aid for 2012-13. The aid is based on literacy achievement of third- and fourth-graders.

This additional aid enabled District 196 to avoid seeking a new operating levy referendum.

The recent news is a much needed silver lining for the embattled school district, which faced deep cuts the past three years.

Last year, District 196 was forced to lay off 107 teachers — both tenured and nontenured — as it sought to slash $3.5 million from the 201112 budget.

Many of the layoffs of tenured teachers had more to do with changes at the middle school level than its budget constraints, said Tom Pederstuen, director of human resources in District 196.

In January 2011, the School Board unanimously approved shortening its middle school schedule to six periods in an effort to boost student achievement, particularly in math, and save money.

Eliminating two class periods is expected to save an estimated $1.76 million each year.

In addition to cuts, the district looked to borrowing as a way to balance the books. The School Board approved opening a line of credit last summer and a $15 million aid anticipation loan.

This was the first time the district opened a line of credit.

State statute allows school districts to borrow up to 95 percent of their average monthly expenses.

For District 196, this is $24 million.

For the first time in three years, the Rosemount-Apple Valley-Eagan School District will be able to balance its budget without reductions.

“It’s so exciting to me that we are not cutting and that we are performing better than in previous years,” Board Member Jackie Magnuson said.

Officials estimate that the District 196 general fund budget will be $294.8 million during the 2012-13 school year. This budget accounts for funds not allocated for specific purposes, such as special education or food service.

Expenditures are slightly above that figure, but the school district can use general funds to balance the budget.

The general fund balance is a projected $33.2 million, 11.03 percent of the general fund budget. This is above the district’s 8 percent goal.

The district’s total budget is projected to be $343.1 million.

Jeff Solomon, finance director for District 196, credits the balanced budget to the state’s efforts to reinstate K-12 funding and the district’s efforts to conserve its money.

The state promised the district in July an extra $50 per pupil this school year and another $50 per pupil in 201213.

This amounts to $1.5 million each year in additional revenue.

District 196 also will receive $2.96 million in compensatory funding starting in 2012-13.

Legislators passed the onetime money for 20 districts with the largest enrollment aside from Minneapolis, St. Paul and Duluth.

Jessica Harper is at jessica.

District 196 is expected to harper@ecm-inc.com or facebook. receive the largest sum of this com/sunthisweek.

county, this is a part of planning for future development in that area.

The method used for construction of CR 70 is called “full depth reclamation,” in which existing pavement is pulverized and blended with a portion of the underlying gravel.

The reclaimed material is then spread, shaped and compacted to produce a uniform graded base.

Several layers of new pavement will be added on top of the reclaimed material to correct cracking.

Improvements on a frontage road just east of CR 9 are also planned. This segment of the project involves curb replacement and road resurfacing.

Major reconstruction of County Road 70 between Kensington Boulevard and County Road 23 in Lakeville started last Monday and will finish in August in two parts.

The portion of the construction beginning last Monday goes from Kensington to CR 9, and will finish in early July. The next portion, from CR 9 to CR 23, will be under construction from early July through late August. The segments will be closed to through traffic, resulting in detours.

In addition to an overall reclamation of the road’s surface, Dakota County crews will install a new turn lane at the CR 70 and CR 23 intersection. This will result in a left turn, right turn Aaron M. Vehling can be reached and through lanes going at aaron.vehling@ecm-inc.com eastbound. According to the or facebook.com/sunthisweek.

Real Estate

A third consecutive month of double-digit price gains The month of May provided another confirmation that the Twin Cities metropolitan area’s housing market continues to positively lean toward market recovery. During the month, buyers signed 5,130 purchase agreements, 27.3 percent higher than last May, and sellers introduced 6,599 properties to the market, 6.0 percent less than May 2011. This combination of activity drove down the number of homes for sale on the market to 17,262, down 31.1 percent.

The median sales price was up 10.5 percent from last May to $169,000. That’s the third-largest jump since January 2004 and the third consecutive month of yearover-year gains. Prices have risen 22.5 percent since February (from $138,000 to $169,000). Home prices are now at their highest level since October 2010.

“Residential home prices have been increasing steadily,” said Cari Linn, president of the Minneapolis Area Association of Realtors. “It’s been a positive change for our local housing market and it’s been a long time coming.”

Prices are “melting up” because distressed properties now comprise a smaller share of overall sales. Since traditional homes sell for a median price of $205,000, foreclosures sell for $116,350 and short sales go for $135,000, these shifts have translated into notable price gains.

Traditional closed sales were up 50.1 percent, while

foreclosures fell 12.8 percent and short sales increased 12.9 percent. Together, distressed homes made up 31.1 percent of all new listings and 39.4 percent of all closed sales, the smallest shares since June 2008 and September 2008, respectively.

Traditional sales made up the remaining 60.6 percent of all closings and sold for 76.2 percent more than foreclosures and 21.3 percent more than metro-wide prices, further supporting the strong gain in overall median sales price.

The number of homes for sale has dropped for 16 consecutive months, down 31.1 percent from last May to 17,262 active listings — the lowest inventory reading for any month since January 2004. The month’s supply of inventory plunged 45.6 percent to 4.5 months — the lowest reading for any month since December 2005.

Homes sold in 125 days, on average, down 19.6 percent from last May. Sellers received an average of 94.5 percent of their list price, up 3.8 percent from 91.1 percent last May. Cash buyers made up 20.1 percent of all closed sales, down from 22.2 percent at this time in 2011.

“May looks great on paper and on the street,” said Andy Fazendin, MAAR president-elect. “Buyers are active, sellers are starting to see some brightness on their end and the market is rediscovering a nice balance.”

Twin Cities residential construction continues Withholding law changes trend in April for construction companies upward New residential con- growth in single-family Effective July 1, 2012, construction companies in Minnesota no longer have to withhold state income tax for certain self-employed workers used on construction projects.

A recent law change ended the previous requirement to withhold 2 percent from payments to independent contractors in the construction trades, or “individual construction contractors.” These workers include self-employed tradespeople — such as electricians, plumbers and carpenters — or others hired by a construction company for a specific project or task.

(The change applies to payments after June 30.)

Independent contractors are required to report and pay taxes on their income, like any other taxpayer. They may request to have state income

tax withheld from their payment. The business paying them may agree to such “voluntary withholding,” but isn’t required to do so.

The Minnesota Department of Revenue is updating its Withholding Tax return to reflect the new law for the third-quarter filing period ( July 1 – Sept. 30). From that point on, businesses should report any withholding from contractor payments in the “Total Minnesota income tax withheld” field of the return.

This law change doesn’t apply to employees of construction companies. They are still subject to withholding from their wages.

For more information, visit www.revenue.taxes.state.mn.

Click on “Businesses > Withholding Tax” and then select “What’s New.”

struction continues to track upward amid declining inventories and stable pricing for resale housing in the region. April 2012 permit activity was up almost 45 percent in permits and over 68 percent in planned units compared to April 2011.

Total units permitted so far this year are higher than in any year since 2007, and up 124 percent over this time in 2011.

According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities, there were 294 permits for a total of 387 units during four weeks in the month of April 2012.

“While a couple of large multi-family projects have boosted permits this year, we’re still seeing steady

permits, which are 20 percent higher than they were at this point in 2011,” said Curt Christensen, 2012 president of the Builders Association of the Twin Cities and owner of Lee Lyn Construction.

“We were also pleased to see the Twin Cities was one of just five metro areas with increased home prices in the most recent Case Shiller report,” Christensen said.

Minneapolis again led the metro area in building activity for the month with 56 units permitted. Blaine followed with 34 units. Maple Grove moved into third with 21 units permitted, followed by Chanhassen and Lakeville, each with 18 units permitted.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 21, 2012

Photo by Rick Orndorf

9A

Photo by Rick Orndorf

The Eastview High School marching band’s color guard was among the array of local World War II veteran Harold Roy gives a thumbs up to the crowd as he rides in a 1943 Jeep school groups, community organizations and businesses to take part in Apple Valley’s during last year’s Freedom Days parade. Roy was part of a motorcade of veterans.

Freedom Days parade July 4.

Freedom Days honors our nation’s birth Apple Valley to come alive with patriotic flair

by Tad Johnson

Radical, Best Custom, Police Chief Choice, Fire Chief Choice, Committee Choice and Spectator’s Choice.

More information is available by calling (952) 431-8245 or (952) 4320386 or online at www.applevalleyfreedomdays.com.

DAKOTA COUNTY TRIBUNE

Apple Valley Freedom Days is filled with so many traditions, it is no wonder that the celebration coincides with America’s oldest tradition – the celebration of the nation’s birth.

Freedom Days, which is slated June 29 through July 4, aims to be a blast and be filled with pomp with such highlights as fireworks in the park and a parade through the streets of town.

The Fourth of July is the culmination of the celebration’s run with a parade at 1 p.m. (see map for details of the route) and the 10 p.m. start for the fireworks, which are launched from Johnny Cake Ridge Park, 5800 140th St. W. People are encouraged to bring their own lawn chairs and blankets for both the parade and the fireworks, though people should be aware of a city ordinance that says places along the parade route can’t be staked out more than 24 hours prior to the parade.

Food and beverages will be available for purchase at Johnny Cake Ridge Park during the fireworks.

Fun Run

For those who don’t like to just sit and watch the action, earlier in the day the Freedom Days Fun Run will exit the starting gate at Hayes Park near the Hayes Community and Senior Center.

The event includes twoand five-mile races both beginning at 8 a.m. with the Half Pint Half-Mile (for those 10 and under) to follow at approximately 9:30 a.m. Awards will be

Fair for all

Photo submitted

The Johnny Holm Band, seen here performing during the Register’s Annual Great Bike Ride Across Iowa, will take the stage during Dancin’ and Cruisin’ at Bogart’s Place. given to the top five male and female finishers in each age category of the twoand five-mile races, with a trophy going to first place, medals to second through fifth. The race is the fourth leg of the Groundpounders Grand Prix south metro series of events.

Age categories are 14 and under; 15-19; 20-29; 30-39; 40-49; 50-59; 6069; 70-79; 80-89; 90 and older.

All participants in the Half-Pint race receive a ribbon.

There will be a limited number of T-shirts, so they will be available on a firstcome, first-serve basis.

People can register on-

line through June 25 for $7 (race only) or $15 (for race and T-shirt) at www. cityofapplevalley.org (click on Online Services, then Online Registration under Parks Program Registration); or at the race site from 6:30-7:45 a.m.

Race-day costs are $14 (race only) and $22 (for race and T-shirt).

The event is being supported by Apple Valley Parks and Recreation, Runner’s Gate of Lakeville, Bruegger’s Bagels of Apple Valley and Anderson Race Management.

More information is available by calling Apple Valley Parks & Recreation at (952) 953-2300.

Dancin’ and Cruisin’

High octane is the theme of the night during the Dancin’ and Cruisin’ Classic Car Show, which is revving up for its 13th year from 6 p.m. to midnight Friday, June 29 at Bogart’s, 14917 Garrett Avenue.

In a shift of gears from past years, all years of classic cars, trucks and motorcycles will be allowed into the show.

Cars will be judged by other car owners.

Plaques will be awarded to winners in various categories.

A 10- to 15-mile car cruise will be assembling in the Apple Valley Ford parking lot, and will begin

at 4 p.m. and end at Bogart’s. Registration will begin at 3 p.m.

There is a $20 entry fee which includes a T-shirt, dash plaque, and “goodie” bag (worth $30) for the first 150 registered participants.

For those who are not participating in the cruise, registration and parking will not begin until 4:30 p.m.

Car awards include: Best of Show, Best of Stock, Best Modified, Mayor’s Choice, Police Chief Choice, Fire Chief Choice, Committee Choice and Spectator’s Choice.

Motorcycle awards include: Best Cruiser, Most

Live Dancin’ and Cruisin’ music from the Johnny Holm Band begins at 8 p.m.

Holm’s band is well known throughout the Twin Cities and beyond for putting on good-time, festive concerts. The band’s cover tunes span a wide range including Van Morrison, the Beatles, Jimmy Buffett and much more.

The Freedom Days Business and Vendor Fair will be held from 6-10 p.m. during Dancin’ and Cruisin’ in the Bogart’s parking lot.

The entry fee for a 12by-12 foot booth is $100.

The deadline to register was June 20.

All proceeds from booth rentals received by the Apple Valley Freedom Days Festival Committee are used to cover expenses related to the Dancin’ and Cruisin’ street dance, Family Fun Night, Music in the Park, July 4 parade, fireworks, and other community events during the festival.

For more information on other Freedom Days events, see the schedule inside this edition.

Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

10A June 21, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY �� ���� ��� ���� ������ ������ �������

Lakeville South graduate has eyes on the skies Ben Shaffer aims toward a career in aerospace, Air Force

by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

Lakeville South High School’s Ben Shaffer might have graduated last week, but he’s already on his way toward establishing a life for himself.

Shaffer, elected to speak at last week’s 2012 commencement ceremony, is a small business owner with plans to major in aerospace engineering at Iowa State University in Ames as a part of the Air Force ROTC. His ultimate goal cen-

ters on serving his country in some respect in the aerial realm.

His “Plan A” is to fly with the Air Force after college. He said he earned his pilot’s license in December.

“My Plan B is to use my degree in aerospace engineering to design and develop aircraft for national security” for such companies as Boeing or Lockheed Martin, he said.

Shaffer has also been an avid athlete, participating

in South’s track and cross country teams, in addition to slalom skiing in his free time.

It was that last activity that inspired him to start Affinity Ski Wear with a friend in 2009.

“A friend of mine and I saw the lack of cool, cheap street wear in the freestyle skiing and snowboarding community, so we decided to start a company,” Shaffer said.

It grew quickly as the business began acquiring clients outside of skiing

and snowboarding, such as school clubs and other sports.

Business has been strong enough that it had become his primary activity outside of school.

“Much of my time is taken up by designing and printing,” he said.

While in school, Shaffer earned himself a cum laude designation as he tackled increasingly challenging science classes.

Shaffer gave his teachers high marks.

“I’ve enjoyed all my made me who I am today.” teachers and their classes,” But one teacher who he said. “They have all See Shaffer, Page 11A

a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com.

BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net.

BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com.

Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapter’s website at bnimn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meet-

ings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611.

Photo by Rick Orndorf

Ben Shaffer, Lakeville South High School Class of 2012, was chosen to be the graduate speaker for his class. Shaffer plans to attend Iowa State University to study aerospace engineering.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, June 21, 8 to 9:30 a.m., Let’s Do Breakfast, Ze’s Town Centre Diner, 3448 Denmark Ave., Eagan. Free to attend. Purchase your own meal. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com.

• Friday, June 22, 10 to 10:30 a.m., ribbon cutting at Associated Bank, 1270 Yankee Doodle Road, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com.

• Wednesday, June 27, 9 to 10 a.m., ribbon cutting at Family Fresh Market, 115 Elm St., Farmington. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com.

Apple Valley Chamber of Commerce events: • Thursday, June 21, 4:30 to 6:30 p.m., Business After Hours, Gunner’s Garage, 7125 W. 151st St., Suite 102, Apple Valley. Information: Catherine at Catherine@AppleValleyChamber.com.

Burnsville Chamber of Commerce events: • Thursday, June 21, noon to 1 p.m., Network at Noon, Sun Thisweek Newspapers, 15322 Galaxie Ave., Apple Valley.

Lakeville Area Chamber of Commerce events:

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• Wednesday, June 27, 4:30 to 6:30 p.m., Networking After Hours, Carbone’s.

River Heights Chamber of Commerce events: • Wednesday, June 27, 7:30 to 9 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Chaz Kleinsteuber at chaz@riverheights.com.

• Thursday, June 28, 7:30 to 9 a.m., CoffeeNet at Country Inn & Suites By Carlson, 5653 Bishop Ave., Inver Grove Heights. Information: Chaz Kleinsteuber at chaz@riverheights.com.

• Thursday, June 28, 5 to 7 p.m., retirement open house for Carol Swenson at Southview Country Club, 239 E. Mendota Road, West St. Paul. Information: Jennifer Gale at jennifer@ riverheights.com.

bers are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners. com or find us on Facebook.

Network Unlimited Burnsville Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at BD’s Mongolian Grill, County Road 42 and Burnhaven Drive. To see if your category is open go to www.NetworkUnlimited.org.

Network Unlimited Eagan Ongoing Chapter, a professional net Platinum Partners, a chap- working chapter, meets Tuester of BNI, welcomes one repre- days from 4:30 to 5:45 p.m. at sentative from each profession Stephano’s, Cliff Road and Highand meets every Wednesday way 13, Eagan. To see if your morning from 7:30 to 9 a.m. at category is open go to www.Netthe Lakeville Green Mill. To learn workUnlimited.org. more, call Amy at (952) 226- BNI – The Valley Network7741. ers Chapter of Business Net Creative Networking Pro- working Intl. meets Thursdays fessionals, an independent busi- at 11:30 a.m. at the DCTC Apple ness networking group, meets Valley Site at 14200 Cedar Ave. the first and third Tuesday of the BNI is a networking group for month at JoJo’s Rise and Wine business owners who are lookin Burnsville from 8 to 9 a.m. The ing to increase their revenue. group is focused on creating in- Only one person from each proterpersonal relationships to grow fession. Bring your own lunch. business-to-business referrals. For more information, call Paula Yearly dues are $65. New mem- Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at ������ ������ ������� (612) 386-2660.

BNI – Power Lunch Chap���� ter meets Wednesdays at 11

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The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5.

Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan.

Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392.

Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting.

Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group.

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������ ������ ������� ���� ��� ���� DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 21, 2012

Shaffer from Page 10A

“had the biggest impact on my future aspirations was Mr. (Steve) Ullrich,” he said. “Unfortunately, he was laid off last year due to budget cuts.”

Ullrich taught engineering and architecture, Shaffer said, in addition to serving as his robotics team adviser.

“He was so helpful – so involved in his class – and an incredibly smart man,” Shaffer said. “My future in engineering was influenced heavily by his classes and seeing the kind of people

engineers become.”

Ullrich also inspired Shaffer to pursue entry into the Air Force.

“He served in Vietnam and is retired Air Force,” Shaffer said. “Just what this man had been through and his wealth of knowledge was unmatched.”

Outside of school, Shaffer’s heroes are his parents.

“They’ve been through so much together and seeing their drive, hard work and perseverance through those times is incredible,” he said. “They’ve never been afraid to take a risk or seize an opportunity and

that is an ability that I value greatly.”

Looking toward the future, Shaffer does not see his business waning too much once he leaves for Iowa.

“I’m hoping that I will still be able to continue printing shirts while I’m in college,” he said. “Iowa State is nice because it’s only three hours away, so I will be able to come home on weekends to print.”

Aaron M. Vehling can be reached at aaron.vehling@ ecm-inc.com or facebook.com/ sunthisweek.

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Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101,

Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150,

Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100,

Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101,

Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org Website: www.VisitLakeville.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102,

Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown

Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove

Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN

55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,250.00 MORTGAGOR(S): Theresa Kieffer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466867 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: December 06, 2011 Recorded: June 08, 2012 Dakota County Recorder Document Number: 2866700 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003372874 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1974 Glenfield Ct, Eagan, MN 55122-2156 Tax Parcel ID Number: 10-20450-04-043 LEGAL DESCRIPTION OF PROPERTY: Unit No. 43, Condominium No. 107, Diffley Commons, a condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,218.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023863F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 22, 2012 at 10:00 AM has been postponed to July 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023863F01 3053734 6/21/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Deborah Tuholsky, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (f/k/a Homecomings Financial Networks, Inc.), successors and assigns.

DATE AND PLACE OF RECORDING: Recorded: April 17, 2007 Dakota County Recorder Document Number: 2510191 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: December 01, 2011 Recorded: May 08, 2012 Dakota County Recorder Document Number: 2866698 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604729016869 Lender or Broker: Homecomings Financial, LLC Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 318 4th Ave S, St Paul, MN 55075-2616 Tax Parcel ID Number: 36-64300-09-260 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-six (26), Block Nine (9), Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $234,127.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023807F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 22, 2012 at 10:00 AM has been postponed to July 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023807F01 3053674 6/21/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,825.00 MORTGAGOR(S): Lycienne S. Kurr and Robert J. Kurr, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns.

DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347261 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: October 04, 2011 Recorded: December 07, 2011 Dakota County Recorder Document Number: 2835055 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000193765 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16860 Embers Ave, Farmington, MN 55024-7312 Tax Parcel ID Number: 22-47051-06-605 LEGAL DESCRIPTION OF PROPERTY: Unit 1605, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,616.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022651F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 22, 2012 at 10:00 AM has been postponed to July 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022651F02 3053686 6/21/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,486.00 MORTGAGOR(S): Anthony A. Remick, A Single Person and Emily J Robbins, A Single Person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF REGISTERING: Registered: April 02, 2007 Dakota County Registrar of Titles Document Number: 608349 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N. A. Dated: March 08, 2007 Registered: April 02, 2007 Dakota County Registrar of Titles Document Number: 608350 And assigned to: Countrywide Bank, N. A. Dated: March 08, 2007 Registered: April 02, 2007 Dakota County Registrar of Titles Document Number: 608351 And assigned to: Countrywide Home Loans Servicing, LP Dated: November 14, 2008 Registered: November 21, 2008 Dakota County Registrar of Titles Document Number: T636043 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142253 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3724 Vermilion Ct S, Eagan, MN 55122-3153 Tax Parcel ID Number: 10-16936-04-512 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 512, CIC NO. 176, V E R M I L IO N C A R R I AG E H O M E S , A CONDOMINIUM LOCATED IN DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,604.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025345F01 3054424 6/21-7/26/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19HA-AV-12-1629 Case Type: Domestic Abuse In the Matter of: Bob Alan Gustafson, Petitioner vs.

Steven Mark Hahn, Respondent To Respondent named above: An order has been issued directing you to appear at District Court, 14955 Galaxie Avenue, Apple Valley, M N 55124 on July 5, 2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date: June 15, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy 3055974 6/21/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT Court File No: ______________ _______________________________________ Eagle Valley Bank, N.A. 1946 Washington Avenue S. Stillwater, MN 55082, Plaintiff, v.

Morning Sun Investments, Inc. 14870 Granada Avenue #321 Apple Valley, MN 51524 Defendant. _______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANT ABOVE-NAMED: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 30 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 30 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Amanda E. Prutzman Eckberg, Lammers, Briggs, Wolff & Vierling, PLLP 1809 Northwestern Avenue Stillwater, MN 55082 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 30 days, you will lose this case.

You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint.

If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated; 4/30/12 ECKBERG, LAMMERS, BRIGGS, WOLFF & VIERLING, PLLP By: /s/ Amanda E. Prutzman Amanda E. Prutzman (#0389267) 1809 Northwestern Avenue Stillwater, MN 55082 (651) 439-2878 Attorneys for Plaintiff 3050139 6/14-6/28/12

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-380 In Re: Estate of BARBARA JEAN HOLLIDAY, also known as Barbara J Holliday and Barbara Holliday, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 17th day of July 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated September 26, 2000, and for the appointment of Gregory D. Holliday, whose address is 7939 Bowman Avenue, Inver Grove Heights, Minnesota 55076 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: June 18, 2012 Richard G. Spicer Judge (COURT SEAL) Robert Regal Attorney No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 (651) 451 2152 3058518 6/21-6/28/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Civil business Civil No. __________ Rick K Siri-Outhay, Kouthong Vixayvong, Noukham Insixiengmay, Oudong Sanikone, and other similarly situated Derivative voters unlawfully excluded from membership at Wat Lao Minnesota, a 501(c)(3) Minnesota non-profit organization, Plaintiffs, vs.

Sivilay Ouanthoulith, Khampheo Keomanivong, Khamphy Petsavong, and Sangkhy Souriyavong, in their capacity as Majority Board Members of Wat Lao Minnesota, Defendants, Wat Lao Minnesota, a 501(c)(3) non-profit Minnesota organization, Defendant. _______________________________________ This Summons is directed to the Defendants, by and through their attorney Jeffrey Priest, 3352 Sherman Court, Suite 103, Eagan, MN 55121.

You are hereby summoned and required to serve an answer to the complaint which is herewith served upon you, within twenty (20) days of the date of service, exclusive of the date of service upon you. If you should fail to do so, judgment by default will be taken against you for the relief demanded in the complaint.

This case may be subject to Alternative Dispute Resolution (ADR) process under Rule 114 of the General Rules of Practice for District Courts. The Court Administrator or your attorney can provide you with information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within 20 days.

This action calls into issue the ownership of real property located in Hennepin County, MN legally described as Lot 7, Block 1, Towers Addition, according to the recorded plat thereof, and is situated in Hennepin County, Minnesota.

DATED: JUNE ___, 2012 FORD LAW OFFICE __________________ Shauna Faye Kieffer Attorney License No. 0389362 32-10th Ave. South Suite 101 Hopkins, MN 55343 w. 952-935-0304 shauna.kieffer@fordwlaw.com ATTORNEYS FOR PLAINTIFF 3058210 6/21-7/5/12

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PUBLIC NOTICE

NOTICE OF PUBLIC HEARING ON A 2012 HOUSING FINANCE PROGRAM AND THE ISSUANCE OF MORTGAGE CREDIT CERTIFICATES OR SINGLE FAMILY MORTGAGE REVENUE BONDS NOTICE IS HEREBY GIVEN that the Dakota County Community Development Agency (the "Agency") will meet on Tuesday, July 24, 2012 at or after 3:30 p.m. at its offices at 1228 Town Centre Drive, Eagan, Minnesota 55123, for the purposes of conducting a public hearing on (1) the adoption of a 2012 Housing Finance Program (the "Program"), and (2) the possible issuance pursuant to the Program of mortgage credit certificates ("MCCs") or single family mortgage revenue bonds ( "Bonds") by the Agency. The Program Plan authorizes the Agency to undertake a program (the "Program") of making or acquiring loans made to low and moderate income homebuyers in Dakota County. The Program may be financed from various sources, including MCCs or Bonds issued by the CDA. The MCCs or Bonds may be issued in aggregate principal amounts of approximately $45,000,000. Any Bonds issued shall be limited obligations of the Agency and the principal and interest thereon shall be payable solely from the revenues and proceeds pledged to the payment thereof. No holder of any of Bonds shall ever have the right to compel any exercise of the taxing power of the Agency to pay debt service thereon or to enforce payment against any property of the Agency except revenues and proceeds of the Program.

All persons interested may appear and be heard at the time and place set forth above.

Date: 6/21/12

BY ORDER OF THE BOARD OF COMMISSIONERS OF THE DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY By /s/ Mark S. Ulfers Executive Director 3052407 6/21/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-2864 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, in Relation to Certificate of Title No. 132539 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Four (4), Block Three (3), in CHES MAR EAST THIRD ADDITION, according to the recorded plat thereof.

TO: CRAIG A. ZRUST; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 22 day of August, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 132539 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorials of Document Nos. 112193, 122756, and 330931, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 687642, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 6-8-12

BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES By: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 3058595 6/21-6/28/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Walker Methodist Highview Hills 2. Principal Place of Business: 20150 Highview Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Walker Highview Hills, LLC, 3737 Bryant Avenue South, Minneapolis, MN 55409-1019 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 6-5-2012 Lynn Starkovich, President 3049784 6/14-6/21/12

PUBLIC NOTICE

Notice of Hearing and Order for Publication (Minor Name Change) (Minn. Stat. § 259.10, subd. 1) State of Minnesota County Mille Lacs District Court Judicial District: Seventh Court File Number: 48-CV-12-895 Case Type: Name Change In the Matter of the Application of: Courtney Delvina Larsen On Behalf of: Layla Jean Graybill For a Change of Name to: Layla Jean Larsen TO: Jason Graybill, 14805 Endicott Way, Apple Valley, MN 55124 An Application for Name Change has been filed by Courtney Larsen for a change of name for the minor child; Layla Graybill.

The date and time of the Hearing on the Application for Name Change is July 23, 2012, at 1:00 p.m. at the following address: 225 6th Ave. S.E., Milaca, MN 56353.

You may obtain a copy of the Application for Name Change from District Court, 225 6th Ave S.E., Milaca, MN 56353.

If you do not appear at the scheduled hearing, the Petitioner’s Application For a Name Change for the minor child may be granted.

Dated: May 24, 2012 3047191 6/21-7/5/12P

PUBLIC NOTICE

FRONtier provides basic residential services for rates from $18.30 $11.31* for flat rate service. Frontier also provides basic business services for rates from $10.51 - $30.83*. Frontier offers single party service, touch tone, toll blocking, access to long distance, emergency services, operator assistance, and directory assistance.

Use of these services may result in additional charges. Budget or economy services also may be available.

Low-income individuals may be eligible for a reduction on their residential telephone bill with Lifeline. Lifeline service provides discounts up to $11.75 monthly (discount subject to change). Lifeline is a non-transferable government assistance program that provides a discount on the cost of monthly telephone service. To be eligible for Lifeline, you must meet income based requirements or participate in one of the following programs: Medicaid, Supplemental Nutritional Assistance Program (SNAP) formerly Food Stamps, Supplemental Security Income (SSI), Low-Income Energy Assistance Program (LIHEAP), Federal Public Housing Assistance (Section 8), Temporary Assistance to Needy Families Program (TANF), National School Free Lunch Program (NSL). Your eligibility to participate in these programs will be verified by Frontier or an authorized state agency. Lifeline is limited to one discount per household and only eligible customers may enroll.

Lifeline is a part of the Federal Universal Service Fund program. The Federal Communications Commission (FCC) established the program and created the Universal Service Administrative Company (USAC) to administer it. The goal of the Universal Service program is to assist in making essential telecommunications services affordable to most customers. If you have any questions regarding Frontier's rates or services, please call us at 1-800-921-8101 for further information. *Other taxes, fees, and surcharges may apply. www.Frontier.com FC - MN 2012 6/21/12 CNS-2332318# DAKOTA COUNTY TRIBUNE 3056207 6/21/12

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00pm on Thursday 07/10/12 at the U-Haul Center of Apple Valley, located at 6895 West 151St Street, Apple Valley, MN 55122 Unit number 1218 leased by Gregory Hesser, Miscellaneous household and personal goods, Amount Due $514.85 Unit number 1300 leased by Maurice Culpepper, Miscellaneous household and personal goods, Amount Due $354.90 Unit number 2122 leased by Kevin Voith, Miscellaneous household and personal goods, Amount Due $249.90 3043099 6/14-6/21/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On July 5, 2012 at 11 a.m. at 7 Kramer Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, The following manufactured home will be sold by Public auction by the Sheriff of Dakota County: A 1969 Buddy manufactured home, 12 x 60, S e r i a l N o . U n k n o w n .

This sale will be held to satisfy a claim held by Skyline Village MHC, upon the above described Property and owned

by Resident Unknown. T h e p r o p e r t y has been abandon in the S k y l i n e V i l lage MHC for more than 60 days. The amount amount of the claim against the above R e f e r e n c e d p r o p e r t y i s $4,716.00 computed T o t h e d a t e o f sale, exclusive of expenses of Said sale and the advertising thereof.

Date June 8 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd.

Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: June 14th, June 21st, June 28th 2012) 3048644 6/14-6/28/12P

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1969 DETR manufactured home, VIN # FI041142 currently located at 7355 125th St. West, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of July, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Vanessa Villegas (12/20/1983, Miguel Barron (01/24/1978) as the owner(s) and/or resident(s) of the aforementioned home, thereof to: Realty Systems - Arizona, Inc., in the sum of Four-Thousand, Eighty-Six Dollars and 74/100 ($4,086.74) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: June 14, 2012 ______________________________ Carol Williams, Agent Realty Systems - Arizona Inc. 3057708 6/21-7/5/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Walker Methodist Westwood Ridge 2. Principal Place of Business: 1 West Thompson Avenue, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Walker Senior Housing Corporation IX, 3737 Bryant Avenue South, Minneapolis, MN 55409-1019 Walker Thompson Hill, LLC, 3737 Bryant Avenue South, Minneapolis, MN 55409-1019 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 6-5-2012 Lynn Starkovich, President 3049870 6/14-6/21/12

Notice is hereby given that on August 3, 2012 at 10:00AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 2507 Ronald McKeehen/Karen McKeehan golf cart, floor jack, bench grinder, air compressor, mini bike, ladder, power tools, shop vacuum, tools, boxes of unknown content #4678542 Unit # 4004 Stephanie West VCR/DVD player, stereo equip., furniture, boxes of unknown content #4678547 3053047 6/21-6/28/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On July 5, 2012 at 11 a.m. at 4441 Denton Way, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, The following manufactured home will be sold by Public auction by the Sheriff of Dakota County: A 1978 Detroiter manufactured home, 14 x 70, S e r i a l N o .

MNDH049D983131A. This sale will be held to satisfy a claim held by Skyline Village MHC, upon the above described Property and owned by Kevin Klein.

The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above R e f e r e n c e d p r o p e r t y i s $6814.86 computed To the date of sale, exclusive of expenses of Said sale and the advertising thereof.

Date June 8 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd.

Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: June 14th, June 21st, June 28th 2012) 3048686 6/14-6/28/12P

PUBLIC NOTICE

SUMMARY ORDINANCE NO. 892 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA SUMMARY OF ORDINANCE NO. 892 ESTABLISHING THE NIAKWA VILLAGE SECOND ADDITION HOUSING IMPROVEMENT AREA PURSUANT TO MINNESOTA STATUTES, SECTIONS 428A.11 TO 428A.21 This ordinance establishes the Niakwa Village Second Addition Housing Improvement Area to facilitate certain common area improvements and financing of the improvements. The ordinance defines the housing improvements, provides the method for adopting and collecting a housing improvement fee, sets forth the terms for disbursement of the loan to the Townhome Association for the housing improvements, requires certain annual reports by the Homeowners’ Association and requires mailed notice to property owners of the right to file written objections to the ordinance prior to the effective date of the ordinance.

A printed copy of the entire ordinance is available for inspection by any person during the City Clerk’s regular office hours.

Approved for publication by the City Council of the City of Lakeville, Minnesota, this 18th day of June, 2012.

CITY OF LAKEVILLE BY: /s/ Mark Bellows Mark Bellows, Mayor ATTEST: /s/ Charlene Friedges Charlene Friedges, City Clerk 3058374 6/21/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: College Pro Window Cleaning - Apple Valley 2. Principal Place of Business: 1236 N Victoria St, Saint Paul MN 55117 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nate A Kingsriter, 1236 N Victoria St Saint Paul MN 55117 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 06/01/2012 Nate Kingsriter 3050778 6/14-6/21/12P

Notice of Public Sale NOTICE IS HEREBY GIVEN, that On July 5, 2012 at 11 a.m. at 33 Bryan Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, The following manufactured home will be sold by Public auction by the Sheriff of Dakota County: A 1997 Fleetwood manufactured home, 14 x 70, S e r i a l N o .

G1810G646. This sale will be held to satisfy a claim held by Skyline Village MHC, upon the above described Property and owned by Roxanne Seib. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above R e f e r e n c e d p r o p e r t y i s $5418.00 computed To the date of sale, exclusive of expenses of Said sale and the advertising thereof.

Date June 8 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd.

Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: June 14th, June 21st, June 28th 2012) 3048595 6/14-6/28/12P

PUBLIC NOTICE

Notice is hereby given that on August 3, 2012 at 11:00AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 114 Robert Butler/ Barbara Butler exercise equip., vacuum cleaner, furniture, boxes of unknown content #4678537 Unit # 506A Andrew Hansen television, computer equip., vacuum cleaner, furniture, boxes of unknown content #4678528 Unit # 577 Marlena Marks microwave, furniture, boxes of unknown content #4678550 Unit # 755 Tim Gregerson/ Mary Gregerson luggage, boxes of unknown content #4678546 3053008 6/21-6/28/12

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE DATE: July 3, 2012 at 10:00AM Property belonging to Jennifer Tousignant, (033568, 025939, 000013129), Tom Shaughness, (WP585), Camp Choson, (WP434, WP602), Leslie Ohlsen, (000011554), Simba Mavurudza, (031559), Mike Meshbesher, (021822), Donna Williams, (WP669, WP243), will be sold by live public auction (verbal bidding) on July 3, 2012 STARTING AT 10:00AM, at DOOR TO DOOR STORAGE, INC., 945 Aldrin Dr., Eagan, MN 55121. Goods were neither packed, loaded, nor inventoried by Door to Door Storage, Inc. General description of the goods likely to be sold: Household, business or consumer goods, namely personal effects, china, furniture, clothing, books, glass, silverware, electronics, tools, and similar items; but actual contents, condition, and quality are unknown to Door to Door Storage, Inc. Persons under 15 not admitted. Photo ID is required for bidders. Only cash or credit card as payment. Bidder Registration begins at 9:30am. Viewing begins at 10:00am, and bidding will begin soon after. Each container is 5 ft wide 8 ft long x 7 ft high.

6/14, 6/21/12 CNS-2328688# DAKOTA COUNTY TRIBUNE 3046230 6/14-6/21/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Stable Pals Trading Co. 2. Principal Place of Business: 16606 Farrago Trail, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Carl J Van De Steeg, 16606 Farrago Trail, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 06/18/2012 Carl J Van De Steeg 3056567 6/21-6/28/12P

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00Pm on Friday 07/13/12 at the U-Haul Center of Burnsville, located at 1630 West Hwy13, Burnsville, MN 55337 Unit number A3006 leased by Shanon Alle, Miscellaneous household and personal goods, Amount Due $289.90 Unit number A4004 leased by Joycelyn Enstad, Miscellaneous household and personal goods, Amount Due $355.90 Unit number B2074 leased by Jerry Lauby, Miscellaneous household and personal goods, Amount Due $229.90 Unit number B2109 leased by Azber Ansar, Miscellaneous household and personal goods, Amount Due $507.90 Unit number B2113 leased by Azber Ansar, Miscellaneous household and personal goods, Amount Due $507.90 Unit number B2310 leased by Janell Schults, Miscellaneous household and personal goods, Amount Due $399.90 Unit number C1101 leased by Thomas Reusse, Miscellaneous household and personal goods, Amount Due $524.85 Unit number C1319 leased by Ohena Dressen, Miscellaneous household and personal goods, Amount Due $448.85 3043124 6/14-6/21/12

PUBLIC NOTICE

NOTICE OF POSSESSORY LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the Sheriff of Dakota County will sell by public auction to the highest bidder for cash, on Tuesday, July 17, 2012 at 10:00 a.m. at the premises of Road Ready Truck and Trailer Repair, LLC, located at 9050 Jefferson Trail, Inver Grove Heights, MN 55077, the following described vehicle: 1971 Olds 2T, VIN No. 342571Z124798.

Road Ready Truck and Trailer Repair, LLC claims a possessory lien in the above said property pursuant to Minnesota Statutes sections 514.18 through 514.22, by reason of the non-payment of charges for service repair, parts, storing, and caring for said vehicle owned by James Adolph Lambert. The amount of said lien is $9,523.05 which will be due on the date of sale exclusive of the expenses of sale and advertising, together with necessary expenses of advertising and making said sale, and storage charges accruing at a rate of $125.00 per month.

Buyer purchases property as is and, if necessary, is responsible for removal costs.

Dated: June 5, 2012 /s/ Andrew J. Steil Andrew J. Steil, #387048 GRAY, PLANT, MOOTY, MOOTY & BENNETT, P.A. 1010 West St. Germain, Suite 500 St. Cloud, MN 56301 (320) 252-4414 GP:3171917V2 3050581 6/14-6/28/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND CODICIL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-375 Estate of: Ronald Scott Sterenson, a/k/a Ronald S. Sterenson, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 17th day of July, 2012 at 9:00 o’clock A.M., a hearing will be held in the above-named Court at 1560 Highway 55, Hastings, MN 55033, for the formal probate of an instrument purporting to be the Will dated March 8, 2002 and codicil thereto dated May 17, 2007 of the above-named Decedent, and for the appointment of Janet Farnan, whose address is 345 Lakewood Boulevard, Madison, WI 53704, as personal representative of the estate of the above-named Decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Date: 6/14/12 Richard G. Spicer Judge of District Court Attorney for Petitioner Chandler and Brown, Ltd. Alexander A. Crosby 332 Minnesota Street, Suite W2610 St. Paul, MN 55101 651-228-0497 Fax: 651-228-9237 Attorney License No.: 0386625 3058565 6/21-6/28/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2003 MORTGAGOR: B r u c e W . M a t e j k a , single.

MORTGAGEE: Option One Mortgage Corporation.

DATE AND PLACE OF RECORDING: Filed December 31, 2003, Dakota County Registrar of Titles, Document No. 0526121 on Certificate of Title No. 99142 and on Certificate of Title No. 99143.

ASSIGNMENTS OF MORTGAGE: Assigned to: LaSalle Bank, National Association, as trustee for Securitized Asset Investment Loan Trust Mortgage Pass-Through Certificates Series 2004-4 by Document No. 635506 and

by Document No. 635507. And thereafter assigned to: U.S. Bank National Association, successor-in-interest to Bank of America, N.A., successor by merger to LaSalle Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-4 by Document No. 660281, Document No. 693815 and Document No. 693816.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Option One Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Homeward Residential, Inc. MORTGAGED PROPERTY ADDRESS: 179 Conver Street, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-83810-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9 in Block 3 of Westchester Heights No. 2 Re-Arrangement.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,961.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013 unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3057844 6/21-7/26/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 02/03/2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $312,500.00 MORTGAGOR(S): Efrain Perez and Ana Isabel Perez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 02/17/2009 as Document Number 2637774 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 04/16/2012 as Document Number 2862027 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Bisanz Southview Estates, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 1730 Atwater Path, Inver Grove Heights, MN 55077 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 20-14100-02-010 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3518120207-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $306,568,14 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof.

There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes.

Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 06/15/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on 12/15/2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 05/03/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 NOTICE OF POSTPONEMENT The above referenced sale scheduled for 6/15/2012 is hereby postponed to 6/25/2012 at 10:00 am at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 12/25/2012 or the next business day if 12/25/2012 falls on a Saturday, Sunday or legal holiday.

Dated: 6/15/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3056280 6/21/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Bowling For Brains 2. Principal Place of Business: 9657 171st ST W, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Stacy Zwerdling, 9657 171st St W, Lakeville, MN 55044 Danielle Ritter, 9373 Dale Rd, Woodbury, MN 55129 Ashley Wiley, 1350 Douglas Dr N #205, Golden Valley, MN 55422 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 4-24-12 Stacy Zwerdling 3056423 6/21-6/28/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Select Protective Services 2. Principal Place of Business: Lakeville Executive Suites, 19950 Dodd Boulevard, Suite 102, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Rgnonti, Blevins & Associates, LLC., 21064 Istria Path, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 3/21/2012 Nathan Blevins - Owner/President 3056901 6/21-6/28/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Gardens of Eagan 2. Principal Place of Business: 5680 290th Street West, Northfield, MN 55057 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Wedge Community Co-op, Inc., 2105 Lyndale Avenue South, Minneapolis, MN 55405 Wedge 25498, LLC, 2105 Lyndale Avenue South, Minneapolis, MN 55405 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: May 16, 2012 Lindy Bannister, General Manager, Wedge Community Co-op, Inc. 3044402 6/14-6/21/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Life Balance Senior Services 2. Principal Place of Business: 1612 Summit Hill, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

DNT Companies LLC, 1612 Summit Hill, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 5-16-12 Debra Gillquist President 3049272 6/14-6/21/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Betty’s Cafe and Pies 2. Principal Place of Business: Bay 1200*, 1981 Silver Bell Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ayman Andrew, Inc., #Bay 1200, 1981 Silver Bell Road, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 4/30/12 Ayman Abdelsamie 3052370 6/21-6/28/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2005 MORTGAGOR: Jacob A. Schmid and Melissa Jo Sapletal, both single.

MORTGAGEE: PNC Bank, National Association, s/b/m Commonwealth United Mortgage a Division of National City Bank of Indiana.

DATE AND PLACE OF RECORDING: Recorded April 4, 2005 Dakota County Recorder, Document No. 2310194.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a Division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 8837 Branson Drive, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-11856-02-035 LEGAL DESCRIPTION OF PROPERTY: Unit No. 35, CIC No. 181, Rose Hill Villas, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,800.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,952.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-46-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3016202 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT DIVISION: CIVIL Case Type: Contract/Foreclosure Case Number: 19HA-CV-11-5308 _______________________________________ Home Federal Savings Bank, Plaintiff, v.

Barbara J. Diebold a/k/a Barbara Diebold, Deanna Jo Diebold a/k/a Deanna Diebold, Kevin J. Yellick, Daniel J. Diebold, Jr., Daniel J. Diebold, III, Maryanne Law, and CitiMortgage, Inc., Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 31st day of January, 2012, by the District Court of Dakota County, Minnesota, First Judicial District, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due Plaintiff in the above entitled action from Defendants, defined below, as prescribed in the Order, t h e u n d e r s i g n e d S h e r i f f o f Dakota County will sell at public auction, to the highest bidder, for cash, on the 7th day of August, 2012, at 10:00 A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033-2343, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGALLY DESCRIBED AS: Unit No. 4A, CIC 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 55573; subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof.

Subject to encumbrances, liens, interest noted on Common Elements Certificate No. 134754.

Property is Torrens, Certificate of Title No. 134773.

PROPERTY ADDRESS: 1111 Sibley Memorial Highway, #4A, Lilydale, MN 55118 PID: 24-13500-04-041

PID: 24-13500-04-041 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County All of the foregoing referred to herein as "Property", together with (i) all buildings and improvements now or hereafter located on the Property (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Barbara J. Diebold a/k/a Barbara Diebold, Deanna Jo Diebold a/k/a Deanna Diebold, Kevin J. Yellick, Daniel J. Diebold, Jr., Daniel J. Diebold, III, and Maryanne Law (collectively, "Defendants"), either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Property or now or hereafter transferred to the Property) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Property to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Barbara J. Diebold a/k/a Barbara Diebold, Daniel J. Diebold, Jr., Deanna Jo Diebold a/k/a Deanna Diebold, and Kevin J. Yellick (collectively "Defendant Mortgagors") r in which Defendants have or shall have an interest, now or hereafter located upon the Property, or appurtenances, thereto, or usable in connection with the present or future operation and occupancy of the Property and all building equipment, materials and supplies of any nature whatsoever owned by Defendants, or in which such Defendants have or shall have an interest, now or hereafter located upon the Property (collectively, the "Equipment"), and the right, title, and interest of such Defendants in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Property is located), superior in lien to the lien of Mortgage dated May 14, 2008, and recorded on June 13, 2008, with the Office of Registrar of Titles, Dakota County, Minnesota, as Document Number T629459 ("Mortgage A"); (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Property; (vi) all leases and other agreements affecting the use or occupancy of the Property now or hereafter entered into (the "Leases") and the right to receive and apply the rents, issues and profits of the Property (the "Rents") to the payment of the judgment; (vii) all proceeds of, and any unearned premiums on, any insurance policies (collectively, the "Policies") covering the Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damages to the Property; (viii) the right, in the name of and on behalf of such Defendants, to appear in and defend any action or proceeding brought with respect to the Property and to commence any action or proceeding to protect the interest of Plaintiff in the Property; and (ix) all proceeds of each of the foregoing (the foregoing, collectively with the Property, the "Mortgaged Property").

Subject to redemption within six (6) months after confirmation of said sale.

Dated this 19th day of June, 2012.

DAVE BELLOWS Sheriff of Dakota County, Minnesota /s/ Robert Shingledecker By: Robert Shingledecker Deputy Sheriff KOEPKE LAW LTD. Kevin M. Koepke MN SBN 0245306 Christine L. Eid MN SBN 0388676 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Fax: (763) 201-1212 Email: ceid@koepkelaw.com Plaintiff's Attorney 3058411 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 1 , 2007 MORTGAGOR: Ramona S. Manke, a single person.

MORTGAGEE: PNC Bank, National Association s/b/m National City Mortgage, a Division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded December 19, 2007 Dakota County Recorder, Document No. 2562352.

ASSIGNMENTS OF MORTGAGE:

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ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 16890 Greenland Path, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.27600.06.200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Foxborough, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,139.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 11, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-45-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3016228 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,134.00 MORTGAGOR(S): Jungwoo Choi, a single person and My Hien Tran, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Cornerstone Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 20, 2006 Dakota County Recorder Document Number: 2469801 AND CORRECTIVE MORTGAGE RECORDING: March 14, 2007 Dakota County Recorder Document Number: 2502615 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank N.A Dated: April 02, 2007 Recorded: April 13, 2007 Dakota County Recorder Document Number: 2509355 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050002058-1 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 15732 Chasewood Ct, Rosemount, MN 55068-2577 Tax Parcel ID Number: 34-64576-06-190 LEGAL DESCRIPTION OF PROPERTY: LOT 19, BLOCK 6, ROSEMOUNT COMMONS, COMMON INTEREST COMMUNITY NO. 267, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,163.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to Countrywide Bank, FSB, fka Countrywide Bank N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024914F01 3009081 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-379 In Re: Estate of Harold Louis Lambrecht, a/k/a/ Harold L. Lambrecht, Decedent.

It is Ordered and Notice is given that on July 17, 2012 at 9:00 A.M., a hearing will be held in this Court at 1560 West Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated September 21, 1992, and for the appointment of Joan Lambrecht, whose address is 2360 East 78th Street, Inver Grove Heights, MN 55076 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 6-18-2012

BY THE COURT Richard G. Spicer Judge of District Court STRANDEMO, SHERIDAN & DULAS, P.A. Neut L. Strandemo MN# 106239 1380 Corporate Center Curve, Suite 320 Eagan, MN 55121 Telephone: (651) 686-8800 Facsimile: (651) 686-7870 3058531 6/21-6/28/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-378 Estate of Patricia M. Gumingo, Decedent It is Ordered and Notice is given that on July 17, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 West Highway 55, Hastings, Minnesota, 55033, for the formal probate of an instrument purporting to be the Will of the Decedent, dated August 7th, 2007, (“Will”), and for the appointment of Katherine M. Foss, whose address is 21001 Langford Avenue, Jordan, Minnesota, 55352 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 6-18-2012

BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Personal Representative: Jane J. Larson, A.R.N. 194165 Jane J. Larson Associates 1700 West Highway 36 Rosedale Towers, Suite 801 Roseville, MN 55113 (651) 636-5473 3058549 6/21-6/28/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA DAKOTA OF COUNTY DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No: 19HA-PR-12-363 In Re: Estate of ISABEL MYRTLE MARINI, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 17th day of July, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated October 27, 2008, and for the appointment of Cheryl A. Miller, whose address is 1104 East 157th Street, Burnsville, MN 55337 as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 6/12/12 Michael Mayer Judge Robert N. Schway #98243 SCHWAY & COWLE, LTD. Attorneys for Personal Representative 14300 Nicollet Court, Suite 111 Burnsville, MN 55306 (952) 435-8661 3052055 6/21-6/28/12

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 19, 2007 MORTGAGORS: Matthew E. Derusha and Jessalynn J. Derusha, husband and wife MORTGAGEE: ING Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 30, 2007 Dakota County Recorder Document #: 2553367 LEGAL DESCRIPTION OF PROPERTY: APARTMENT UNIT NO. 312, TOGETHER WITH GARAGE UNIT

TOGETHER WITH GARAGE UNIT NO. 23, ITOKAH VALLEY CONDOMINIUM 1, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO. 55 PARCEL ID #: 02-37400-164.01 PROPERTY ADDRESS: 1800 Riverwood Dr Apt 312, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $102,383.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 5, 2012 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is January 5, 2013 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 9, 2012 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 3009035 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 MORTGAGOR: Abigail A. Schmidt and Angela J. Schmidt, both single persons MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded October 26, 2004, in the office of the County Recorder, as Document No. 2261582, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESS: 1054 Summit Avenue, South St. Paul, Minnesota 55075 TAX PARCEL I.D. NO. 36-18800-01-060 LEGAL DESCRIPTION OF PROPERTY: All of Lot 5, the South 10 feet of Lot 4 and the North 10 feet of Lot 6, Block 1, Crocus Hill, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $158,240.84 INTEREST RATE AND PER DIEM: Current interest rate is 2.875%, with a daily per diem of $12.00.

That prior to commencement of this

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������ ������ ������� That prior to commencement of this C o u n t y R e c���� o r d e r��� , D o���� cument No. mortgage foreclosure proceeding Mort- 2330615. gagee complied with all notice ASSIGNMENTS OF MORTGAGE: r e q u i r e m e n t s b y s t a t u t e ; T h a t n o Assigned to: U.S. Bank National Assoaction or proceeding has been insti- ciation.

TRANSACTION AGENT: NONE tuted at law or otherwise to recover the TRANSACTION AGENT'S MORTdebt secured by said mortgage or any GAGE IDENTIFICATION NUMBER ON part thereof; PURSUANT to the power of sale con- MORTGAGE: NONE LENDER OR BROKER AND MORTtained in said mortgage, the above described property will be sold by the G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Bankers Mortgage ComSheriff of said county as follows: DATE AND TIME OF SALE: June pany, LLC RESIDENTIAL MORTGAGE SER29, 2012, at 10:00 am.

PLACE OF SALE: Dakota County VICER: U.S. Bank Home Mortgage, a Sheriff's Office, Law Enforcement Cen- division of U.S. Bank National Associater, 1580 Highway 55, Hastings, Min- tion MORTGAGED PROPERTY ADDRESS: nesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, 811 145th Street East, Burnsville, MN on said premises, and the costs and 55337 T A X P A R C E L I . D . # : disbursements, including attorneys' fees allowed by law subject to redemp- 02-84802-01-270 LEGAL DESCRIPTION OF PROPtion within six (6) months from the date of said sale by the mortgagor(s), ERTY: Lot 27, Block 1, Wood Park Plat their personal representatives or Three assigns.

COUNTY IN WHICH PROPERTY IS DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF December 29, 2012, at 11:59 p.m.

"THE TIME ALLOWED BY LAW MORTGAGE: $164,255.00 AMOUNT DUE AND CLAIMED TO BE FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PER- DUE AS OF DATE OF NOTICE, INCLUDS O N A L R E P R E S E N T A T I V E S O R ING TAXES, IF ANY, PAID BY MORTASSIGNS, MAY BE REDUCED TO GAGEE: $153,977.85 That prior to the commencement of FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MIN- this mortgage foreclosure proceeding N E S O T A S T A T U T E S , S E C T I O N Mortgagee/Assignee of Mortgagee com582.032, DETERMINING, AMONG plied with all notice requirements as O T H E R T H I N G S , T H A T T H E required by statute; That no action or M O R T G A G E D P R E M I S E S A R E proceeding has been instituted at law IMPROVED WITH A RESIDENTIAL o r o t h e r w i s e t o r e c o v e r t h e d e b t DWELLING OF LESS THAN FIVE secured by said mortgage, or any part UNITS, ARE NOT PROPERTY USED thereof; PURSUANT to the power of sale conIN AGRICULTURAL PRODUCTION, tained in said mortgage, the above AND ARE ABANDONED." described property will be sold by the Dated: May 11, 2012 Sheriff of said county as follows: MESSERLI & KRAMER P.A. DATE AND TIME OF SALE: July 5, By:/s/ Creig Andreasen 2012 at 10:00 AM Creig Andreasen (Lic. #334832) PLACE OF SALE:Sheriff's Office, Law 1400 Fifth Street Towers Enforcement Center, 1580 Hwy 55, 100 South Fifth Street Lobby #S-100, Hastings, MN Minneapolis, MN 55402-1217 to pay the debt then secured by said (612) 672-3600 Mortgage, and taxes, if any, on said Attorney in Fact for premises, and the costs and disburseAffinity Plus Federal Credit Union ments, including attorneys' fees IMPORTANT NOTICE allowed by law subject to redemption This communication is from a debt collector and is an attempt to collect a within six (6) months from the date debt. Any information obtained will be of said sale by the mortgagor(s), their personal representatives or assigns used for that purpose.

3014939 5/17-6/21/12 unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an NOTICE AND ORDER OF HEARING owner-occupied, single-family dwellON PETITION FOR PROBATE OF ing, unless otherwise provided by law, WILL AND APPOINTMENT OF the date on or before which the mortPERSONAL REPRESENTATIVE AND gagor(s) must vacate the property if the NOTICE TO CREDITORS mortgage is not reinstated under secSTATE OF MINNESOTA tion 580.30 or the property is not COUNTY OF DAKOTA redeemed under section 580.23 is FIRST JUDICIAL DISTRICT 11:59 p.m. on January 7, 2013, unless DISTRICT COURT the redemption period is reduced to 5 PROBATE DIVISION weeks under MN Stat. Secs. 580.07 or Court File No. 19HA-PR-12-359 582.032.

Estate of Marlene Isabelle Schiff, fka MORTGAGOR(S) RELEASED FROM M a r l e n e I s a b e l l e W o l f e n s o n , FINANCIAL OBLIGATION ON MORTDecedent GAGE: None It is Ordered and Notice is given that "THE TIME ALLOWED BY LAW FOR o n J u l y 1 7 , 2 0 1 2 , a t 9 : 0 0 a . m . , a REDEMPTION BY THE MORTGAGOR, hearing will be held in this Court at THE MORTGAGOR'S PERSONAL REPthe Dakota County Judicial Center, RESENTATIVES OR ASSIGNS, MAY BE 1560 Highway 55, Hastings, Minnesota REDUCED TO FIVE WEEKS IF A JUDI55033, for the formal probate of an CIAL ORDER IS ENTERED UNDER instrument purporting to be the Will of MINNESOTA STATUTES, SECTION the Decedent dated, July 23, 2009, and 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G separate writings under Minn. Stat. OTHER THINGS, THAT THE MORT524.3-513, dated September 18, 2008, GAGED PREMISES ARE IMPROVED (“Will”), and for the appointment of WITH A RESIDENTIAL DWELLING OF Ilene Meininger, whose address is 480 LESS THAN FIVE UNITS, ARE NOT West First Street, Palisade, CO, 81526 PROPERTY USED IN AGRICULTURAL as Personal Representative of the P R O D U C T I O N , A N D A R E E s t a t e o f t h e D e c e d e n t i n a ABANDONED." SUPERVISED administration. Any Dated: May 7, 2012 objections to the petition must be filed U.S. Bank National Association with the Court prior to or raised at the Mortgagee/Assignee of Mortgagee hearing. If proper and if no objections USSET, WEINGARDEN AND LIEBO, P.L.L.P. a r e f i l e d o r r a i s e d , t h e P e r s o n a l Attorneys for Mortgagee/Assignee of Representative will be appointed with Mortgagee full power to administer the Estate 4500 Park Glen Road #300 including the power to collect all Minneapolis, MN 55416 assets, to pay all legal debts, claims, (952) 925-6888 taxes and expenses, to sell real and 19-107-2012 FC p e r s o n a l p r o p e r t y , a n d t o d o a l l THIS IS A COMMUNICATION FROM necessary acts for the Estate.

A DEBT COLLECTOR. Notice is also given that (subject to 3014822 5/17-6/21/12 Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the NOTICE OF MORTGAGE Personal Representative or to the FORECLOSURE SALE Court Administrator within four NOTICE IS HEREBY GIVEN that months after the date of this Notice or default has occurred in the conditions the claims will be barred. of the following described mortgage: Dated: 6/11/12 DATE OF MORTGAGE: July 22, 2005

BY THE COURT ORIGINAL PRINCIPAL AMOUNT OF Richard G. Spicer MORTGAGE: $154,276.00 Judge of District Court MORTGAGOR(S): Tara Berg, A Single Attorney for Petitioner Person Brian Hage MORTGAGEE: Mortgage Electronic Hage Law, PLC Registration Systems, Inc., as nomi3820 Cleveland Avenue North, nee for United Residential Mortgage, Suite 150 L.L.C., its successors and/or assigns Arden Hills, MN, 55112 DATE AND PLACE OF RECORDING: Attorney License No: 392221 Recorded: September 01, 2005 Telephone: (763) 458-1287 Dakota County Recorder FAX: (651) 694-9095 Document Number: 2357157 Email: Brian@HageLawFirm.com ASSIGNMENTS OF MORTGAGE: 3048885 6/14-6/21/12P And assigned to: Aurora Bank FSB Dated: February 27, 2012 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION cation Number: 100200900001010724 OF THE DEBT AND IDENTITY OF Lender or Broker: United ResidenTHE ORIGINAL CREDITOR WITHIN tial Mortgage, L.L.C. THE TIME PROVIDED BY LAW IS Residential Mortgage Servicer: NOT AFFECTED BY THIS ACTION. Aurora Bank FSB NOTICE IS HEREBY GIVEN, that Mortgage Originator: Not Applicable default has occurred in conditions of COUNTY IN WHICH PROPERTY IS the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: April 29, 2005 Property Address: 1528 139th St W, MORTGAGOR: Fidencio Ortega and Rosemount, MN 55068-3745 Amanda Ortega, Husband and Wife.

Tax Parcel ID Number: MORTGAGEE: B a n k e r s M o r t g a g e 34-48300-18-705 Company, LLC. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: E R T Y : U n i t N o . 7 0 5 , M e a d o w s o f Recorded June 14, 2005 Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� to pay the debt then secured by said Mortgage, and taxes, if any, on said ���������� ���� ��������� ERTY: Unit No. 705, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,782.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024428F01 3016135 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2007 MORTGAGOR: Shelaine A. Jacobsen, a single person.

MORTGAGEE: B a n k o f A m e r i c a , N.A..

DATE AND PLACE OF RECORDING: Filed March 16, 2007, Dakota County Registrar of Titles, Document No. 607547 on Certificate of Title No. 142169.

ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 1745 Bluebill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107710004020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Town View First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$140,536.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 4, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-117 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3015002 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-323 I n R e : E s t a t e o f D e a n E l l s w o r th Fritze, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 10, 2006.

The Registrar accepted the application and appointed David Ellsworth Fritze, whose address is 1182 Lexington Ridge Court, Eagan, Minnesota 55123, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 5/23/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Greg Schultz (MN# 028807X) Schultz Legal LLC 4085 137th St W Rosemount Minnesota 55068 Telephone: (651) 343-3591 ATTORNEY FOR PERSONAL REPRESENTATIVE 3051997 6/21-6/28/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,347.00 MORTGAGOR(S): James D. Puls and Michele E. Puls, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GB Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2008 Dakota County Recorder Document Number: 2606041 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 26, 2009 Recorded: June 02, 2009 Dakota County Recorder Document Number: 2660927

Document Number: 2660927 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500007940488 Lender or Broker: GB Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1742 Deerwood Dr, Eagan, MN 55122-1736 Tax Parcel ID Number: 10-19910-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Deerhawk Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,688.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024953F01 3008138 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,750.00 MORTGAGOR(S): Elaine V. Koczur and Jason R. Koczur, wife and husband MORTGAGEE: Cendant Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 30, 2004 Dakota County Recorder Document Number: 2221361 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans Inc. Dated: May 28, 2004 Recorded: June 30, 2004 Dakota County Recorder Document Number: 2221362 And assigned to: Countrywide Home Loans, Inc. Dated: February 09, 2005 Recorded: August 05, 2005 Dakota County Recorder Document Number: 2347934 And assigned to: Countrywide Home Loans Inc. Dated: February 09, 2005 Recorded: August 08, 2005 Dakota County Recorder Document Number: 2348296 And assigned to: Countrywide Home Loans Servicing LP Dated: August 31, 2005 Recorded: October 10, 2005 Dakota County Recorder Document Number: 2368790 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Cendant Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 351 Frederick Cir, Hastings, MN 55033-2645

Hastings, MN 55033-2645 Tax Parcel ID Number: 19-17500-50-803 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0803, Hastings Century South, CIC No 336, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,998.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002522F03 3006016 5/17-6/21/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-368 In Re: Estate of Mary A. Sapletal, aka Marie A. Sapletal, aka Mary Ann Sapletal, aka Marie Ann Sapletal, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on July 17, 2012, at 9:00 am, a hearing will be held in the above named court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument dated June 7, 2010, purporting to be the Last Will of the above named decedent and for the appointment of Diane Campbell, whose address is 4695 Helmo Ave N, Oakdale, MN 55128, as personal representative of the estate of the above named decedent in unsupervised administration; and that any objections thereto must be filed with the court.

That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

NOTICE IS FURTHER GIVEN THAT ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the probate court administrator within four months after the date of this notice or said claims will be barred.

Dated: 6/13/12

BY THE COURT Michael Mayer Judge of District Court, Probate Division Andrew M. Lehner (#388061) Attorney for Petitioner Lehner Law Office, LLC 1069 S. Robert St., Ste 100 West St. Paul, MN 55118 T 651.222.9829 / F 651.222.1122 andy@lehnerlawoffice.com 3052878 6/21-6/28/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-369 Estate of Ray W. Anderson, also known as Ray William Anderson and Ray Anderson, Decedent.

It is Ordered and Notice is given that on July 17, 2012, at 9:00 a.m., a hearing will be held in this court at the Dakota County District Court, 1560 Highway 55, Hastings, Minnesota, 55033, for the formal probate of Will for the above-named decedent and for the appointment of Todd C. Anderson, 109 Innsbrook Lane, Burnsville, Minnesota, 55306, as personal representative of the Decedent’s estate, in an unsupervised administration.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with the power to administer the Estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property and to perform all necessary acts for the estate in accordance with Minnesota law.

Notice is further given that all creditors having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Date: 6/13/12 Michael Mayer Judge (COURT SEAL) Attorney for Personal Representative: Joy E. S. Gullikson MASER, AMUNDSON & PRICE, P.A. 6601 Lyndale Ave. So., Ste. 320 Minneapolis, MN 55423 Telephone: (952) 925-4147 Fax: (952) 925-1926 E-mail: jgullikson@maserlaw.com Attorney ID No. 0345714 3053081 6/21-6/28/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-381 Estate of Bobby Wayne Griggs, Decedent It is Ordered and Notice is given that on July 17, 2012 at 10:30 am a hearing will be held in this Court at Dakota County District Ct., Hastings Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, January 26, 1994 (“Will”), and for the appointment of Ian Griggs, whose address is 550 Snelling Avenue North, #701, St. Paul, MN, 55104, and Stacey A. Krech, whose address is 1700 Lamplight Drive, Woodbury, MN 55125, as Personal Representatives of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representatives will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 6-8-2012

BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorneys for Petitioner Sharma K. Foley Margaret A. T. Cronin Leonard, Street and Deinard, P.A. 150 South Fifth Street Suite 2300 Minneapolis, MN, 55402 Attorney License No: 034395X; 266164 Telephone: (612) 335-1669 FAX: (612) 335-1657 Email: sharma.foley@leonard.com 3058486 6/21-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): James Larson and Jacky Larson, husband and wife MORTGAGEE: Marshall Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: October 14, 2004 Dakota County Recorder Document Number: 2257859 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: 2010-3 SFR Venture, LLC Dated: November 30, 2010 Recorded: April 04, 2011 Dakota County Recorder Document Number: 2794327 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marshall Bank, N.A. Residential Mortgage Servicer: RoundPoint Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13831 Echo Park Ln, Burnsville, MN 55337-4750 Tax Parcel ID Number: 02-13700-01092 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 9, Block 1, Berkshire of Burnsville, according to the recorded plat thereof, Dakota County, Minnesota, lying Easterly of the following described line: Commencing at the Southwest corner of said Lot 9, thence Easterly along the South line of said Lot 9 a distance of 79.05 feet to the beginning of the line to be described; Thence deflecting to the left 99 degrees 15 minutes 25 seconds, a distance of 83.77 feet; Thence Northwesterly to a point to the North line of said Lot 9 distant 30.36 feet Easterly to the Northwest corner of said Lot 9 and said line terminates.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,008.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: 2010-3 SFR Venture, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024812F01 3015931 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: April 26, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominium Association (hereinafter the "Association") which was recorded as Document No. 462541, in the Office of the Registrar of Titles of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 36, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 5312 Oriole Drive, Farmington, MN 55024 T A X P A R C E L I D N O .

14-82500-08-036 2. Pursuant to said Declaration, there is claimed to be due and owing as of April 26, 2012, from Margaret E. Davies, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,403.50 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after April 26, 2012, including reasonable attorneys' fees and costs of collection and fore-

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fees and costs of collection and fore closure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from the owner's financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 7, 2012, as Document No. T692689 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of July, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 3, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUMS ASSOCIATION Attorneys for Vermillion Grove Condominiums Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove Condominiums/ Davies/ 11-7-506D) 3008994 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-348 Estate of Phyllis Katherine Basney, Decedent Notice is given that an application for informal probate of the Decedent’s will dated June 1, 2009, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Bruce M. Myking, whose address is 7137 146th St. W., Apple Valley, MN 55124, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 6/1/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Bruce Myking 7137 - 146th St. W. Apple Valley, MN 51524 952-432-7461 3040489 6/14-6/21/12P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST Judicial District Probate Court Division Court File No. 19HA-PR-12-370 In Re: Estate of Carl A. Tatum, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 17th day of July, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Hastings, Minnesota, on petition of Tiffanie D. Tatum, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Tiffanie D. Tatum, whose address is 6 Brook Pine Circle Greensboro, North Carolina 27406, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 6/13/12 Michael Mayer Judge (COURT SEAL) Michael W. McNabb Attorney for Petitioner Ames Business Center 2500 West County Road 42 Burnsville, Minnesota 55337 Phone (952) 894-9812 3053531 6/21-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $334,747.00 MORTGAGOR(S): Chia Vang, a single person and Thor Vang, a single person and GE Vang, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for M&I Marshall & Illsey Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 25, 2008 Dakota County Recorder Document Number: 2609692 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: May 13, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810193 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035328298-1 Lender or Broker: M&I Marshall & Illsey Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9169 Courthouse Blvd Court E, Inver Grove Heights, MN 55077 Tax Parcel ID Number: 20-02100-04-020 LEGAL DESCRIPTION OF PROPERTY: That part of the SW1/4 of the NE1/4 of the South 100 feet of the NW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota lying south of the north one-half of the following described tract of land: Beginning at the northwest corner of said SW1/4 of NE1/4 and running thence South 2 degrees 43 minutes 26 seconds West along the west line thereof a distance of 324.6 feet; thence South 87 degrees 41 minutes 45 seconds East and parallel with the south line of said SW1/4 of NE1/4 a distance of 677.93 feet to the intersection with the following described Line A: Line A: Commencing at the northwest corner of the south 532.00 feet of the east 410.00 of the SW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence easterly along the north line of said south 532.00 feet a distance of 117.11 feet to the point of beginning of the line to be described; thence deflecting 140 degrees 59 minutes 50 seconds left a distance of 371.58 feet; thence deflecting 35 degrees 01 minutes 20 seconds right a distance of 315.42 feet to a point hereinafter referred to as Point A; thence deflecting 18 degrees 48 minutes 20 seconds right, a distance of 217.90 feet and there terminating.

Thence northwesterly along said Line A, a distance of 81.98 feet to the aforedescribed Point A; thence northerly along said line A, a distance

northerly along said line A, a distance of 217.90 feet; thence continue northerly, along the northerly production of the last described course of said Line A, a distance of 130.01 feet to the intersection with the north line of the south 100.00 feet of said NW1/4 of the NE1/4; thence 87 degrees 50 minutes 30 seconds West along said north line of the south 100.00 feet a distance of 669.44 feet to the northwest corner of said south 100.00 feet; thence South 2 degrees 43 minutes 26 seconds West along the west line of said south 100.00 feet a distance of 100.00 feet to the point of beginning and there terminating.

(The north one-half of said tract being that parcel containing the north one-half of the area of the aforedescribed tract of land with the south line of said north one-half being parallel with the north line of said aforedescribed tract).

And lying north of the following described Line B: Line B: Commencing at the southwest corner of the SW1/4 of the NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence North 2 degrees 43 minutes 26 seconds East (assumed bearing) along the west line of said S W 1 / 4 of t h e N E 1 / 4 a d i s t a n c e of 992.65 feet to the point of beginning of the line to be described; thence South 87 degrees 50 minutes 39 seconds East to its intersection with the above described Line A and there terminating, a distance of approximately 676.74 feet.

Subject to and together with the burdens and benefits contained in easement filed as Document Number 362694.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $345,695.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 3005994 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: S t e v e n P . E l l i o t t , a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association s/b/m to Chase Home Finance LLC s/b/m to Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded June 3, 2004 Dakota County Recorder, Document No. 2211898.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2603 Bedford Court, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160104024 LEGAL DESCRIPTION OF PROPERTY: Unit 24, Condominium Number 109, Kensington Carriage Homes Condominium, A Condominium Located in the County of Dakota, State of Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,198.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3016246 5/17-6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: May 14, 2012 NOTICE IS HEREBY GIVEN THAT: Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $472,000.00 MORTGAGOR(S): RSA Properties, LLC, a Minnesota limited liability company MORTGAGEE: First National Bank of Deerwood DATE AND PLACE OF FILING: May 8, 2007, as Document No. 2514945, in the office of the County Recorder of Dakota County, Minnesota, as modified of record.

ASSIGNMENTS OF MORTGAGE: N/A LEGAL DESCRIPTION OF PROPERTY: Lots 4, 5, 6 and 7, Block 1, Cliff Cove Town Office Park, Common Interest Community No. 312, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $430,706.12 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice

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������ ������� ��� ���� proceeding foreclosure pliance with all pre������ foreclosure notice this mortgage���� and acceleration requirements of said Mortgagee/Assignee of Mortgagee commortgage, and/or applicable statutes; plied with all notice requirements as PURSUANT, to the power of sale con- required by statute; That no action or tained in said mortgage, the above proceeding has been instituted at law described property in Dakota County o r o t h e r w i s e t o r e c o v e r t h e d e b t will be sold by the Sheriff of Dakota secured by said mortgage, or any part thereof; County as follows: PURSUANT to the power of sale conDATE AND TIME OF SALE: July 16, tained in said mortgage, the above 2012 at 10:00 a.m. property will be sold by the described PLACE OF SALE: Dakota County Sheriff's Office, Hastings, Minne- Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, sota to pay the debt then secured by said 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law mortgage and taxes, if any actually paid by the mortgagee, on the pre- Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN mises and the costs and disbursem e n t s a l l o w e d b y l a w . T h e t i m e to pay the debt then secured by said allowed by law for redemption by said Mortgage, and taxes, if any, on said mortgagor, its personal representa- premises, and the costs and disbursetives or assigns is six (6) months from m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s the date of sale, unless reduced to five allowed by law subject to redemption (5) weeks under Minnesota Statutes, within six (6) months from the date of said sale by the mortgagor(s), their Section 580.07.

TIME AND DATE TO VACATE PROP- personal representatives or assigns E R T Y : I f t h e r e a l e s t a t e i s a n unless reduced to Five (5) weeks under owner-occupied, single-family dwell- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPing, unless otherwise provided by law, the date on or before which the mort- E R T Y : I f t h e r e a l e s t a t e i s a n gagor(s) must vacate the property if the owner-occupied, single-family dwellmortgage is not reinstated under sec- ing, unless otherwise provided by law, tion 580.30, or the property is not the date on or before which the mortredeemed under section 580.23, is gagor(s) must vacate the property if the mortgage is not reinstated under sec11:59 p.m. on January 16, 2013.

MORTGAGOR(S) RELEASED FROM tion 580.30 or the property is not FINANCIAL OBLIGATION ON MORT- redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, GAGE: None THE TIME ALLOWED BY LAW FOR u n l e s s t h e r e d e m p t i o n p e r i o d i s REDEMPTION BY THE MORTGAGOR, reduced to 5 weeks under MN Stat.

THE MORTGAGOR'S PERSONAL REP- Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM RESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDI- FINANCIAL OBLIGATION ON MORTCIAL ORDER IS ENTERED UNDER GAGE: None "THE TIME ALLOWED BY LAW FOR MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G REDEMPTION BY THE MORTGAGOR, OTHER THINGS, THAT THE MORT- THE MORTGAGOR'S PERSONAL REPGAGED PREMISES ARE IMPROVED RESENTATIVES OR ASSIGNS, MAY BE WITH A RESIDENTIAL DWELLING OF REDUCED TO FIVE WEEKS IF A JUDILESS THAN FIVE UNITS, ARE NOT CIAL ORDER IS ENTERED UNDER PROPERTY USED IN AGRICULTURAL MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG PRODUCTION, AND ARE ABANDONED. OTHER THINGS, THAT THE MORTFIRST NATIONAL BANK GAGED PREMISES ARE IMPROVED OF DEERWOOD WITH A RESIDENTIAL DWELLING OF By_________________________ LESS THAN FIVE UNITS, ARE NOT Dehlia C. J. Seim PROPERTY USED IN AGRICULTURAL Attorney Registration #0339064 P R O D U C T I O N , A N D A R E Fryberger, Buchanan, Smith & ABANDONED." Frederick, P.A. Dated: May 16, 2012 302 West Superior Street, U.S. Bank National Association Suite 700 Mortgagee/Assignee of Mortgagee Duluth, Minnesota 55802-1863 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (218) 722-0861 Attorneys for Mortgagee/Assignee of THIS IS AN ATTEMPT TO Mortgagee COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 Minneapolis, MN 55416 USED FOR THAT PURPOSE. (952) 925-6888 NOTICE OF MORTGAGE 19-32-2012 FC FORECLOSURE SALE THIS IS A COMMUNICATION FROM FORECLOSURE DATA (1) Street Address, city and zip A DEBT COLLECTOR. 5/24-6/28/12 code of mortgaged premises: 2440 3025818 117th Street East, Burnsville, MN 55337 (2) Transaction agent; residential NOTICE OF MORTGAGE mortgage servicer; and lender or FORECLOSURE SALE broker : First National Bank of DeerNOTICE IS HEREBY GIVEN that wood default has occurred in the conditions (3) Tax parcel identification numof the following described mortgage: ber: 02-17815-071-01 DATE OF MORTGAGE: August 12, (4) Transaction Agent's mortgage 2005 ID number (MERS number): None ORIGINAL PRINCIPAL AMOUNT OF (5) Name or mortgage originator: MORTGAGE: $204,000.00 First National Bank of Deerwood MORTGAGOR(S): Nathan Jon Bol3019947 5/24-6/28/12 linger, a singler person and Michelle Lynn Salvatore, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee NOTICE OF MORTGAGE for Bell America Mortgage LLC DBA FORECLOSURE SALE Bell Mortgage its successors and/or THE RIGHT TO VERIFICATION assigns OF THE DEBT AND IDENTITY OF DATE AND PLACE OF REGISTERTHE ORIGINAL CREDITOR WITHIN ING: THE TIME PROVIDED BY LAW IS Registered: August 23, 2005 Dakota NOT AFFECTED BY THIS ACTION. County Registrar of Titles NOTICE IS HEREBY GIVEN, that Document Number: 572801 default has occurred in conditions of ASSIGNMENTS OF MORTGAGE: the following described mortgage: And assigned to: Aurora Bank FSB DATE OF MORTGAGE: December 15, Dated: April 05, 2012 2010 Transaction Agent: Mortgage ElecMORTGAGOR: C h a d J S a t h e r a n d tronic Registration Systems, Inc. Meghan B Sather, Husband and Wife.

Transaction Agent Mortgage IdentifiMORTGAGEE: Homeservices Lendcation Number: 1000269-0004081364-3 ing, LLC Series a DBA Edina Realty Lender or Broker: Bell America Mortgage.

Mortgage LLC DBA Bell Mortgage DATE AND PLACE OF RECORDING: Residential Mortgage Servicer: Filed January 12, 2011, Dakota Aurora Bank FSB County Registrar of Titles, Document Mortgage Originator: Not Applicable No. T674310 on Certificate of Title No. CERTIFICATE OF TITLE NUMBER: 150417.

137239 ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: Wells Fargo Bank, LOCATED: Dakota National Association. And thereafter Property Address: 4715 Westwind assigned to: U.S. Bank National AssoTrl, Eagan, MN 55122-3603 ciation.

Tax Parcel ID Number: Said Mortgage being upon Regis10-56750-03-020 tered Land.

LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: NONE ERTY: Lot two (2), Block three (3) in TRANSACTION AGENT'S MORTPark Ridge, according to the recorded GAGE IDENTIFICATION NUMBER ON plat thereof, in Dakota County, MinneMORTGAGE: NONE sota LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE GAGE ORIGINATOR STATED ON DUE AS OF DATE OF NOTICE: MORTGAGE: Homeservices Lending, $210,111.24 LLC Series a DBA Edina Realty MortTHAT all pre-foreclosure requiregage ments have been complied with; that RESIDENTIAL MORTGAGE SERno action or proceeding has been instiVICER: U.S. Bank Home Mortgage, a tuted at law or otherwise to recover the division of U.S. Bank National Associadebt secured by said mortgage, or any tion part thereof; that this is registered MORTGAGED PROPERTY ADDRESS: property; 17664 Fieldfare Way, Farmington, MN PURSUANT to the power of sale con55024 tained in said mortgage, the T A X P A R C E L I . D . # : above-described property will be sold 22-41625-06-050 by the Sheriff of said county as folLEGAL DESCRIPTION OF PROPlows: ERTY: DATE AND TIME OF SALE: July 06, Lot Five (5), Block Six (6), Kenridge, 2012 at 10:00 AM Dakota County, Minnesota.

PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota way 55, Lobby S-100, Hastings, MinneORIGINAL PRINCIPAL AMOUNT OF sota MORTGAGE: $233,905.00 to pay the debt secured by said mortAMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUDmises and the costs and disburseING TAXES, IF ANY, PAID BY MORTments, including attorney fees allowed GAGEE: $237,942.11 by law, subject to redemption within That prior to the commencement of this mortgage foreclosure proceeding

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ���� ��� ���� ������ ������ ������� UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, ���������� ���� ��������� by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 07, 2013, or the next business day if January 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024753F01 3018075 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: May 9, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Lexington Place Condominium Association (hereinafter the "Association") which was recorded as Document No. 658301, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 4102, Lexington Place Condominium, Condominium File No. 66, a condominium located in Dakota County, Minnesota STREET ADDRESS: 3589 Blue Jay Way, #102, Eagan, MN 55123 T A X P A R C E L I D N O .

10-45050-04-043 2. Pursuant to said Declaration, there is claimed to be due and owing as of May 9, 2012, from William J. Nelson and Gina L. Nelson, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,479.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after May 9, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 1, 2012, as Document No. 2845955 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 13th day of July, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on January 14, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED

AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. LEXINGTON PLACE CONDOMINIUM ASSOCIATION Attorneys for Lexington Place Condominium Association THOMSEN & NYBECK, P.A. By: _________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lexington Place/ Nelson/ 11-7-549D) 3022829 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2009 MORTGAGOR: C a r l o s A . P a l a c i o s and Silvana B. Palacios, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 29, 2010 Dakota County Recorder, Document No. 2727351.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000512748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage, A Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 801 132nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660009050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 9, Parkwood South 1st Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,059.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11132 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3057862 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 , 2003 MORTGAGOR: Patrick L. Pavlina and Jane E. Pavlina, husband and wife.

MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage.

DATE AND PLACE OF RECORDING: Recorded February 11, 2004 Dakota County Recorder, Document No. 2174721.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc.. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 16530 Irwindale Court, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-14750-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Boulder Village West, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,213.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3553 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058127 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: May 9, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominiums Association (hereinafter the "Association") which was recorded as Document No. 462541, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: Unit No. LEGAL DESCRIPTION: 5, CIC 323, Vermillion Grove

5, CIC 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 19524 Bluejay Court, #5, Farmington, MN 55024 T A X P A R C E L I D N O .

14-82500-08-005 2. Pursuant to said Declaration, there is claimed to be due and owing as of May 9, 2012, from Rena Boyer, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,586.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after May 9, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. All amounts due arose on or after July 1, 2011.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from the owner's financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 24, 2012, as Document No. T690524 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 13th day of July, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 14, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUMS ASSOCIATION Attorneys for Vermillion Grove Condominiums Association THOMSEN & NYBECK, P.A. By: __________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove Condos/ Boyer/11-7-504D) 3022879 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M. Bowlin and Julie A. Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Winstar Mortgage Partners, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 16, 2011 Recorded: March 03, 2011 Dakota County Recorder Document Number: 2789357 And assigned to: Aurora Bank FSB Dated: February 24, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke

Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-05-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $395,350.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 07, 2013, or the next business day if January 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F04 3022821 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,144.00 MORTGAGOR(S): Steven. J. Macke, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328550 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: March 27, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002332671 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20101 Cabrilla Way, Farmington, MN 55024-1482 Tax Parcel ID Number: 12-24500-04-016 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Empire River Preserve, CIC No. 386, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,347.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 07, 2013, or the next business day if January 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024664F01 3018060 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 2005 MORTGAGOR: Laurel B. Igbanugo and Chudi Igbanugo, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 5, 2005 Dakota County Recorder, Document No. 2367160.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000891007 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 17865 Formosa Court, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18603-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Crossroads 4th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $374,040.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $387,658.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

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THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2012 Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025083 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 MORTGAGOR(S): Peter C Hainlen and Rebecca J Hainlen, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for, Lehman Brothers Bank, FSB, A Federal Savings Bank its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: July 02, 2007 Dakota County Recorder Document Number: 2527840 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: April 27, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003890727 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7862 Glenda Ct, Apple Valley, MN 55124-6331 Tax Parcel ID Number: 01-16404-01-280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Carrollwood Village Fifth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,668.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025029F01 3052545 6/21-7/26/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT Court File No: ______________ _______________________________________ Eagle Valley Bank, N.A. 1946 Washington Avenue S. Stillwater, MN 55082, Plaintiff, v.

Thomas E. Wentworth 8495 West 137th Street Apple Valley, MN 55124-9519, Defendant. _______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANT ABOVE-NAMED: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 30 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 30 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Amanda E. Prutzman Eckberg, Lammers, Briggs, Wolff & Vierling, PLLP 1809 Northwestern Avenue Stillwater, MN 55082 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 30 days, you will lose this case.

You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint.

If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated; 4/30/12 ECKBERG, LAMMERS, BRIGGS, WOLFF & VIERLING, PLLP By: /s/ Amanda E. Prutzman Amanda E. Prutzman (#0389267) 1809 Northwestern Avenue Stillwater, MN 55082 (651) 439-2878 Attorneys for Plaintiff Eckberg Lammers is attempting to collect a debt on our client’s behalf and any information we obtain will be used for that purpose. If you are currently in bankruptcy or have been discharged in bankruptcy, this is not an attempt to collect the debt from you personally.

3050275 6/14-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/25/2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,900.00 MORTGAGOR(S): Cindy Szambelan, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 01/07/2004 as Document Number 2161123 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Unit No.32, Sherburne Deck Homes, a condominium, Condominium Plat CIC No. 129, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 5461 Upper 183rd Street W., Farmington, MN 55024 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota TAX PARCEL I.D. NO.: 14-19502-04-032 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-5713110044-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $118,336.34 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof.

There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes.

Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 07/06/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 01/06/2013.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 05/24/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3023480 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 24, 2007 MORTGAGOR: M i c h a e l J . M e n n e , a/k/a Micheal J. Menne, An Unmarried Man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 28, 2007 Dakota County Recorder, Document No. 2547337.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000997779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13830 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830019204 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1204, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,233.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,934.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025180 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2008 MORTGAGOR: Nadine Shelley and Michael J. Shelley, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association.

DATE AND PLACE OF RECORDING: Filed September 25, 2008, Dakota County Registrar of Titles, Document No. T633628 on Certificate of Title No. 145526.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3698 Conroy Trail East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365201018 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 18, The Oaks Third Addition, according to the recorded plat, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,017.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

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������ ������ �������TO���� ���� under REDUCED (5) weeks unless reduced to Five FIVE ��� WEEKS IF A JUDI MN Stat. §580.07.

CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not PRODUCTION, AND ARE ABANDONED. DATED: May 24, 2012 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: 11:59 p.m. on January 14, 2013, Aurora Bank FSB unless the redemption period is reduced to 5 weeks under MN Stat. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 (651) 209-3300 GAGE: None "THE TIME ALLOWED BY LAW FOR File Number: 024592F01 5/24-6/28/12 REDEMPTION BY THE MORTGAGOR, 3017403 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: May 29, 2003 Dated: May 8, 2012 MORTGAGOR: R o n d a S . R a t h a n d JPMorgan Chase Bank, National Clyde E. Rath, wife and husband.

Association MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded October 1, 2003 Dakota Mortgagee County Recorder, Document No. 4500 Park Glen Road #300 2118601.

Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 Assigned to: JPMorgan Chase Bank, 30-9634 FC1 THIS IS A COMMUNICATION FROM National Association s/b/m to Chase Home Finance LLC. A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 3022582 5/24-6/28/12 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599938165202 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE NOTICE IS HEREBY GIVEN that GAGE ORIGINATOR STATED ON default has occurred in the conditions MORTGAGE: Capital Mortgage Serof the following described mortgage: vices DATE OF MORTGAGE: July 24, 2006 RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF V I C E R : J P M o r g a n C h a s e B a n k , MORTGAGE: $269,500.00 National Association MORTGAGOR(S): Trina Wolfson and MORTGAGED PROPERTY ADDRESS: Steven A. Wolfson, wife & husband 13943 Everest Avenue, Apple Valley, MORTGAGEE: Mortgage Electronic MN 55124 Registration Systems, Inc. as nominee TAX PARCEL I.D. #: 013100515002 for Lehman Brothers Bank, FSB its LEGAL DESCRIPTION OF PROPsuccessors and/or assigns ERTY: DATE AND PLACE OF REGISTERLot Fifteen (15), Block Two (2), ING: Greenleaf 6th Addition.

Registered: August 15, 2006 Dakota COUNTY IN WHICH PROPERTY IS County Registrar of Titles LOCATED: Dakota Document Number: 596066 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE: $243,000.00 And assigned to: Aurora Bank FSB AMOUNT DUE AND CLAIMED TO BE Dated: December 05, 2011 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $258,051.96 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 100025440003262414 this mortgage foreclosure proceeding Lender or Broker: Lehman Brothers Mortgagee/Assignee of Mortgagee comBank, FSB plied with all notice requirements as R e s i d e n t i a l M o r t g a g e S e r v i c e r : required by statute; That no action or Aurora Bank FSB proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt CERTIFICATE OF TITLE NUMBER: secured by said mortgage, or any part 76966 thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above Property Address: 265 Edith Dr, described property will be sold by the West Saint Paul, MN 55118-3007 Sheriff of said county as follows: Tax Parcel ID Number: DATE AND TIME OF SALE: August 42-56700-05-100 14, 2012 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE:Sheriff's Office, Law ERTY: Lot Ten (10) in Block Five (5) of Enforcement Center, 1580 Hwy 55, Parkview Addition according to the Lobby #S-100, Hastings, MN plat thereof on file and of record in the to pay the debt then secured by said office of the Register of Deeds in and Mortgage, and taxes, if any, on said for said County. premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s D U E A S O F D A T E O F N O T I C E : allowed by law subject to redemption $335,092.60 within six (6) months from the date of THAT all pre-foreclosure require- said sale by the mortgagor(s), their ments have been complied with; that personal representatives or assigns no action or proceeding has been insti- unless reduced to Five (5) weeks under tuted at law or otherwise to recover the MN Stat. §580.07. debt secured by said mortgage, or any TIME AND DATE TO VACATE PROPpart thereof; that this is registered E R T Y : I f t h e r e a l e s t a t e i s a n property; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under seclows: tion 580.30 or the property is not DATE AND TIME OF SALE: July 06, redeemed under section 580.23 is 2012 at 10:00 AM 11:59 p.m. on February 14, 2013 PLACE OF SALE: Dakota County u n l e s s t h e r e d e m p t i o n p e r i o d i s Law Enforcement Center, 1580 High- reduced to 5 weeks under MN Stat. way 55, Lobby S-100, Hastings, Minne- Secs. 580.07 or 582.032. sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns.

If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF January 07, 2013, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if January 07, 2013 falls on a PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial ABANDONED." Dated: June 12, 2012 obligation: NONE JPMorgan Chase Bank, National THIS COMMUNICATION IS FROM Association A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 30-11230 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 6/21-7/26/12 THE MORTGAGOR'S PERSONAL REP- 3058329 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,400.00 MORTGAGOR(S): James A. Owens AKA James E. Owens And Erika D. Owens, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 27, 2006 Dakota County Recorder Document Number: 2464482 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: January 23, 2012 Recorded: May 08, 2012 Dakota County Recorder Document Number: 2866678 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003346712 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16106 Foliage Ave W, Rosemount, MN 55068-1265 Tax Parcel ID Number: 22.75900.04.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, The Townhouses of Shannon 1st Addition, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 417233 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,387.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016601F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 22, 2012 at 10:00 AM has been postponed to July 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016601F02 3053706 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,865.00 MORTGAGOR(S): Kristen E. Dalen, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lakeland Mortgage Corporation, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: June 05, 2007 Dakota County Recorder Document Number: 2521759 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 31, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000299414 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3601 Saint Francis Way Apt D, Eagan, MN 55123-1167 Tax Parcel ID Number: 10-65903-05-034 LEGAL DESCRIPTION OF PROPERTY: Unit 34, St. Francis Way Condominium, Condominium No. 121, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,958.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024443F01 3054794 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGOR: Ivor D. Brathwaite and Mikki L. Brathwaite, husband and wife.

MORTGAGEE:N a v y F e d e r a l C r e d i t Union.

DATE AND PLACE OF RECORDING: Recorded September 14, 2006 Dakota County Recorder, Document No. 2461042.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Navy Federal Credit Union

Union RESIDENTIAL MORTGAGE SERVICER: Navy Federal Credit Union MORTGAGED PROPERTY ADDRESS: 170 Wentworth Avenue Unit 4, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-83725-02-080 and 42-83725-02-160 LEGAL DESCRIPTION OF PROPERTY: Lots 8 and 16, Block 2, The West Forty Plat 1, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,970.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,463.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 9, 2012 Navy Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025447 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,180.00 MORTGAGOR(S): Barb J Watson and Roy T Watson, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000208426-8 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 1, 2006, as Document No. 2424614. Said mortgage modified by Loan Modification Agreement recorded October 24, 2011 As Document No. 2826226 ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2006-B, Mortgage-Backed Certificates, Series 2006-B Dated: April 3, 2012 , and recorded April 23, 2012 by Document No. 2863764 .

LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Town and Country Estates Third Addition, CIC No. 242, according to the recorded plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 16368 Jamison Path, Lakeville, MN 55044 PROPERTY I.D: 22-77152-04-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF

ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifteen Thousand One Hundred Sixty and 91/100 ($215,160.91) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 17, 2012 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 17, 2013, or the next business day if January 17, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2006-B, Mortgage-Backed Certificates, Series 2006-B Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00356-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4246512 05/24/2012, 05/31/2012, 06/07/2012, 06/14/2012, 06/21/2012, 06/28/2012 3020715 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 MORTGAGOR: Tu Thanh Vu, single.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association s/b/m to Chase Home Finance, LLC s/b/m to Chase Manhattan Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded February 7, 2005 Dakota County Recorder, Document No. 2293403.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4421 Overland Circle Unit 30, Eagan, MN 55122 TAX PARCEL I.D. #: 101779003002 LEGAL DESCRIPTION OF PROPERTY: Unit No. 30, Common Interest Community #125, Cliff Lake Courthomes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,142.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4250 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025211 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGOR: R i c h a r d W . F a b i n g and Judi A. Fabing, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Filed July 5, 2007, Dakota County Registrar of Titles, Document No. 613662 on Certificate of Title No. 142898.

ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700081730935 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 4736 Ridgewind Trail, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-56751-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, in Park Ridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,378.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-77 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3025101 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Heritage Walk Association, (hereinafter the “Declaration”) recorded in the office of the County Recorder of Dakota County, Minnesota as Document No. 1952709, which covers the following property: Legal Description: Lot 5, Block 3, Common Interest Community No. 366, Heritage Walk, Dakota County, Minnesota Property Address: 20057 Holt Avenue, Lakeville, Minnesota 55044 PID: 22-32175-03-050 THAT pursuant to said Declaration, there is claimed to be due and owing as of June 5, 2012, from BAC Home Loans Servicing LP, title holder, to Heritage Walk Association, a Minnesota non-profit corporation, the amount of $3,123, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from its financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Heritage Walk Association, as evidenced by a lien statement recorded on April 24, 2012, in the office of the Dakota County Recorder as Document No. 2864046; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on August 2, 2012, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale.

DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is February 2, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH IN GS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2012 HERITAGE WALK ASSOCIATION, Lienor By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR HERITAGE WALK ASSOCIATION 3054142 6/21-7/26/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2001 MORTGAGOR: John M. Hargens and Joan M. Hargens, husband and wife.

MORTGAGEE: River City Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded June 18, 2002 Dakota County Recorder, Document No. 1907075.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 15669 Cornell Trail, Rosemount, MN 55068 TAX PARCEL I.D. #: 348131004230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 4, Valley Oak Addition Replat, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,089.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3057757 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 8 , 2004 MORTGAGOR: L e i f B . J o h n s o n , a single person.

single person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 29, 2004 Dakota County Recorder, Document No. 2271489.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A.. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: Aurora Bank FSB. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 25679 Dodd Boulevard, Lakeville, MN 55044 T A X P A R C E L I . D . # : 13-01900-52-010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A A TRACT OF LAND IN THE NORTH HALF OF SOUTHWEST QUARTER (N 1/2 OF SW 1/4) OF SECTION NINETEEN (19) TOWNSHIP ONE HUNDRED THIRTEEN NORTH (113 N), RANGE TWENTY WEST (20 W), DAKOTA COUNTY MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF THE SOUTHWEST QUARTER (SW 1/4) OF SAID SECTION 19, AND RUNNING THENCE NORTH ALONG THE WEST LINE THEREOF A DISTANCE OF 335.15 FEET; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 28 DEGREES 03 MINUTES A DISTANCE OF 695.9 FEET; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 7 DEGREES 20 MINUTES A DISTANCE OF 403.5 FEET TO THE ACTUAL POINT OF BEGINNING SAID POINT OF BEGINNING THE CENTER LINE OF DODD ROAD; THENCE DELECTING TO THE LEFT AT AN ANGLE OF 90 DEGREES 00 MINUTES A DISTANCE OF 60.04 FEET; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 86 DEGREES 06 MINUTES AND RUNNING ALONG THE CENTER LINE OF MILITARY ROAD(AS VACATED) A DISTANCE OF 268.8 FEET; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 12 DEGREES 40 MINUTES A DISTANCE OF 108.95 FEET AND ALONG SAID CENTER LINE; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 8 DEGREES 14 MINUTES AND ALONG SAID CENTER LINE, A DISTANCE OF 80.7 FEET; THENCE DEFLECTING TO THE LEFT AT AN ANGLE OF 8 DEGREES 47 MINUTES AND ALONG SAID CENTER LINE A DISTANCE OF 116.03 FEET; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 108 DEGREES 54 MINUTES A DISTANCE OF 213.55 FEET TO THE CENTER LINE OF SAID DODD ROAD; THENCE DEFLECTING TO THE RIGHT AT AN ANGLE OF 104 DEGREES 41 MINUTES AND ALONG SAID CENTER LINE A DISTANCE OF 598.0 FEET TO THE ACTUAL POINT OF BEGINNING; EXCEPT THE 33.0 FEET LYING PARALLEL AND ADJACENT WEST OF SAID CENTER LINE FOR ROAD RIGHT OF WAY. CONTAINING 1.0 ACRES, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,665.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2012 Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1251 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3023573 5/24-6/28/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 1 , 2006 MORTGAGOR: Donald J. Dockry and Deborah J. Dockry, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 30, 2006 Dakota County Recorder, Document No. 2401652.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000126184 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 14072 Glazier Avenue , Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-66501-03-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Scott Highlands Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,961.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,800.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 11, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-3-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3056349 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2007 MORTGAGOR: H e n r y T i l l m a n a n d Karla Tillman, husband and wife.

MORTGAGEE:N a t i o n a l C i t y M o r t gage a division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded September 10, 2007 Dakota County Recorder, Document No. 2542875.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 16880 Grenadier Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-27600-05-160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 5, Foxborough, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$166,492.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 11, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001441 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3056374 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2004 MORTGAGOR: M i c h a e l A l l e n , a single person.

MORTGAGEE: First Mortgage Financial Corp.

DATE AND PLACE OF RECORDING: Recorded August 26, 2004 Dakota County Recorder, Document No. 2242334.

ASSIGNMENTS OF MORTGAGE:

���

������ ������� ���� G A G E : ERTY: OF MORT A S S I G N M E N T S������ Unit No. 133 ,��� CIC���� No. 330, Lake Assigned to: TCF Mortgage Corpora- P l a c e , a c o n d o m i n i u m l o c a t e d i n tion. And thereafter assigned to: Mort- Dakota County, Minnesota. gage Electronic Registration Systems, AMOUNT DUE AND CLAIMED TO BE Inc.. And thereafter assigned to: U.S. D U E A S O F D A T E O F N O T I C E : Bank National Association. $142,867.48 TRANSACTION AGENT: NONE THAT all pre-foreclosure requireT R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: NONE tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; MORTGAGE: First Mortgage Financial PURSUANT to the power of sale conCorp tained in said mortgage, the R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold VICER: U.S. Bank Home Mortgage, a by the Sheriff of said county as foldivision of U.S. Bank National Associa- lows: DATE AND TIME OF SALE: July 13, tion MORTGAGED PROPERTY ADDRESS: 2012 at 10:00 AM 20525 Kalmeadow Court, Lakeville, MN PLACE OF SALE: Dakota County 55044 Law Enforcement Center, 1580 HighTAX PARCEL I.D. #: 227150005130 way 55, Lobby S-100, Hastings, MinneLEGAL DESCRIPTION OF PROP- sota ERTY: to pay the debt secured by said mortLot 13, Block 5, St. Frances Woods gage and taxes, if any, on said pre7 t h A d d i t i o n , C I C 2 9 5 , D a k o t a mises and the costs and disburseCounty, Minnesota ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: $228,000.00 sonal representatives or assigns.

AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat.

GAGEE: $208,247.69 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding January 14, 2013, or the next busiMortgagee/Assignee of Mortgagee com- ness day if January 14, 2013 falls on a plied with all notice requirements as Saturday, Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: July 12, ORIGINAL CREDITOR WITHIN THE 2012 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE:Sheriff's Office, Law AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: May 31, 2012 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortAurora Bank FSB gagor(s) must vacate the property if the Wilford, Geske & Cook P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 11:59 p.m. on __January 14, 2013__, (651) 209-3300 u n l e s s t h e r e d e m p t i o n p e r i o d i s File Number: 024813F01 reduced to 5 weeks under MN Stat. 3033208 5/31-7/5/12 Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- OF THE DEBT AND IDENTITY OF RESENTATIVES OR ASSIGNS, MAY BE THE ORIGINAL CREDITOR WITHIN REDUCED TO FIVE WEEKS IF A JUDI- THE TIME PROVIDED BY LAW IS CIAL ORDER IS ENTERED UNDER NOT AFFECTED BY THIS ACTION. Notice is hereby given that default MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G has occurred in conditions of the folOTHER THINGS, THAT THE MORT- lowing described mortgage: DATE OF MORTGAGE: May 16, 2006 GAGED PREMISES ARE IMPROVED MORTGAGOR: Shelia Hess, married WITH A RESIDENTIAL DWELLING OF MORTGAGEE: ING Bank, FSB LESS THAN FIVE UNITS, ARE NOT DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: June 1, 2006 P R O D U C T I O N , A N D A R E Dakota County Registrar of Titles ABANDONED." Document #: 591269 Dated: May 10, 2012 ASSIGNMENTS OF MORTGAGE: U.S. Bank National Association None Mortgagee/Assignee of Mortgagee LEGAL DESCRIPTION OF PROPUSSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of ERTY: RESIDENTIAL UNIT NO. 411 AND Mortgagee GARAGE UNIT NO. 16 IN CONDO4500 Park Glen Road #300 MINIUM NO. 36, GARRETT Minneapolis, MN 55416 SQUARE CONDOMINIUM HOMES, (952) 925-6888 DAKOTA COUNTY, MINNESOTA. 19-3331 The Torrens Certificate No. is THIS IS A COMMUNICATION FROM 139964 A DEBT COLLECTOR. PARCEL ID #: 01-81401-01-153 3018094 5/24-6/28/12 PROPERTY ADDRESS: 14630 Garrett Avenue Apt 411, Apple Valley, Minnesota 55124 NOTICE OF MORTGAGE TRANSACTION AGENT: N/A FORECLOSURE SALE TRANSACTION AGENT ID NO.: N/A NOTICE IS HEREBY GIVEN that CURRENT MORTGAGE SERVICER: default has occurred in the conditions ING Bank, FSB of the following described mortgage: COUNTY IN WHICH PROPERTY IS DATE OF MORTGAGE: December 17, LOCATED: Dakota 2004 ORIGINAL PRINCIPAL AMOUNT OF ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,200.00 MORTGAGE: $141,256.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): Katie E. Gilhoi, a DUE AS OF DATE OF NOTICE, INCLUDsingle person ING TAXES, IF ANY PAID BY MORTMORTGAGEE: Mortgage Electronic GAGEE: $66,752.36 Registration Systems, Inc. as nominee That prior to the commencement of for Prime Mortgage Corporation, its this mortgage foreclosure proceeding successors and assigns Mortgagee/Assignee of Mortgagee comDATE AND PLACE OF RECORDING: plied with all notice requirements as Recorded: January 26, 2005 Dakota required by statute; that no MortgagCounty Recorder ors have been released from financial Document Number: 2288889 obligation on said Mortgage; that no ASSIGNMENTS OF MORTGAGE: action or proceeding has been instiAnd assigned to: Aurora Bank FSB tuted by law to recover that debt Dated: May 14, 2012 secured by said Mortgage, or any part Transaction Agent: Mortgage Elec- thereof; that all conditions precedent tronic Registration Systems, Inc. to foreclose of the Mortgage and accelTransaction Agent Mortgage Identifi- eration of the debt secures thereby cation Number: 100103210000085042 have been fulfilled; Lender or Broker: Prime Mortgage PURSUANT to the power of sale Corporation therein contained, said Mortgage will R e s i d e n t i a l M o r t g a g e S e r v i c e r : be foreclosed and the above described Aurora Bank FSB property will be sold by the Sheriff of Mortgage Originator: Not Applicable said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: July 19, LOCATED: Dakota 2012 at 10:00 am Property Address: 17125 Eastwood PLACE OF SALE: Dakota County Ave, Farmington, MN 55024-7327 Law Enforcement Center, Lobby S-100, T a x P a r c e l I D N u m b e r : 1580 Highway 55, Hastings, MN 55033 22-44076-15-133 to pay the debt the debt then secured LEGAL DESCRIPTION OF PROPERTY: Unit No. 133 , CIC No. 330, Lake ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ mortgage������� is not reinstated under sec tion 580.30 or the property is not ���������� ���� ��������� to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is January 19, 2013 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 23, 2012 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 3033168 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2000 MORTGAGOR: Lawrence A. Silvestro, a single person.

MORTGAGEE: American Residential Mortgage Corp..

DATE AND PLACE OF RECORDING: Recorded January 26, 2001 Dakota County Recorder, Document No. 1747446.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1302 Livingston Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-21900-301-02 LEGAL DESCRIPTION OF PROPERTY: Lots 29 and 30, Block 2, Ducas St. Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $90,924.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3465 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3033627 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2005 MORTGAGOR: B o n i t a L . B a x t e r, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 4, 2005 Dakota County Recorder, Document No. 2347551.

ASSIGNMENTS OF MORTGAGE: U.S. Bank National Association TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278850201141 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6292 158TH Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-63400-25-066 LEGAL DESCRIPTION OF PROPERTY: Unit No. 66, Common Interest Community No. 235, Regatta Courthomes, located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,512.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 15, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3459 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3033349 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,000.00 MORTGAGOR(S): Robert J. Peterson and Crystal M. Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision one Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 22, 2007 Dakota County Recorder Document Number: 2504533 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for the Benefit of HSI Asset Securitization Corporation and HSI Asset Securitization Corporation Trust 2007-HE2 Dated: April 01, 2009 Recorded: April 21, 2009 Dakota County Recorder Document Number: 2651485 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910007298512 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1666 Oakbrooke Cir, Eagan, MN 55122-4212 Tax Parcel ID Number: 10-53763-05-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $564,934.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR HOLDERS OF THE HSI ASSET SECURITIZATION CORPORATION TRUST 2007-HE2.

Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023986F01 3053121 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 6 , 2007 MORTGAGOR: Blaine L. Anderson and Kelly A. Anderson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 5, 2007 Dakota County Recorder, Document No. 2542032.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001337256 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15567 Eagles Nest Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805230603 LEGAL DESCRIPTION OF PROPERTY: Unit No. 603, CIC Number 484, a condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,272.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $288,830.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013 unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11051 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058093 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Bruno L. Miller and Linda L. Miller, husband and wife as joint tenants

joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Allstate Home Loans, INC. DBA Allstate Funding TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002143-1000403331-5 SERVICER: Ocwen Loan Servicing, LLC LENDER: Allstate Home Loans, INC. DBA Allstate Funding.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on May 13, 2004, as Document No. 536826.

ASSIGNED TO: The Bank of New York Mellon f/k/a The Bank of New York as successor trustee to JPMorgan Chase Bank, as trustee for the benefit of the Certificateholders of Equity One ABS, Inc. Mortgage Pass-Through Certificates Series 2004-3 Dated: February 8, 2012 , and recorded April 19, 2012 by Document No. T694902 .

LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Twelve (12), Apple Valley Third Addition, According to the Plat thereof on file or of Record in the Office of the Registrar of Titles, Dakota County, Minnesota.

PROPERTY ADDRESS: 129 Redwood Drive, Apple Valley, MN 55124 PROPERTY I.D: 01-11702-12-080 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Three Thousand Thirty and 75/100 ($163,030.75) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 17, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 17, 2013, or the next business day if January 17, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2012 The Bank of New York Mellon f/k/a The Bank of New York as successor trustee to JPMorgan Chase Bank, as trustee for the benefit of the Certificateholders of Equity One ABS, Inc. Mortgage Pass-Through Certificates Series 2004-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00013-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4247101 05/31/2012, 06/07/2012, 06/14/2012, 06/21/2012, 06/28/2012, 07/05/2012 3022871 5/31-7/5/12

Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8525 160th St E, Hastings, MN 55033-9521 Tax Parcel ID Number: 30-03600-52-030 LEGAL DESCRIPTION OF PROPERTY: That part of the South Half (S 1/2) of the Southwest Quarter (SW 1/4) of Section Thirty-Six (36), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing at the Southwest corner of said South Half (S 1/2) of the Southwest Quarter (SW 1/4), thence East 208.708 feet, thence North 208.708 feet, thence West 208.708 feet and thence South 208.708 feet to the place of beginning, according to the Government Survey thereof.

Together with all hereditaments and appurtenances belonging thereto, subject to the following exceptions: Subject to restrictions, reservations and easements of record, if any Being the same property as described in Document No 1967594, Dated 10/25/2002, Recorded 12/03/2002, in Dakota County Records.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $363,704.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 14, 2013, or the next business day if January 14, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 31, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018148F02 3027404 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,400.00 MORTGAGOR(S): Clayton S Gourhan and Alana M Gourhan Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. FieldStone Mortgage Company TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100052624177403179 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fieldstone Mortgage Company.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on February 7, 2006, as Document No. 584340.

ASSIGNED TO: HSBC Bank USA, National Association, as Trustee of the Fieldstone Mortgage Investment Trust,

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $317,593.00 MORTGAGOR(S): Billy R. Jackson and Linda Jackson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 05, 2010 Dakota County Recorder Document Number: 2712974 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: July 21, 2011 Recorded: August 03, 2011 Dakota County Recorder Document Number: 2812793 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025500003453501 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank

PUBLIC NOTICE

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Fieldstone Mortgage Investment Trust, Series 2006-1 Dated: March 15, 2012 , and recorded April 16, 2012 by Document No. T694681 .

LEGAL DESCRIPTION OF PROPERTY: Lot Twenty One (21), Block Eleven (11) Oak Park Addition, Excepting Therefrom the north ten (10) feet thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 247 Dessa Lane, South Saint Paul, MN 55075 PROPERTY I.D: 36-53450-11-210 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eight Thousand One Hundred Nineteen and 42/100 ($208,119.42) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 17, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 17, 2013, or the next business day if January 17, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2012 HSBC Bank USA, National Association, as Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00049-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4247119 05/31/2012, 06/07/2012, 06/14/2012, 06/21/2012, 06/28/2012, 07/05/2012 3023512 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2006 MORTGAGOR: Gayle Ann Johnson, unmarried person.

MORTGAGEE: B a n k o f A m e r i c a , N.A..

DATE AND PLACE OF RECORDING: Recorded September 14, 2006 Dakota County Recorder, Document No. 2460929.

ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 13453 Granada Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013180002140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Hallwood Highlands COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $295,830.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $297,623.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

Sheriff of said county as follows: DATE AND TIME OF SALE: July 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 28, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 21, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-91 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3033323 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): John C. Myers and Denyce L. Myers, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc. and/or its successor and assigns DATE AND PLACE OF REGISTERING: Registered: July 29, 2005 Dakota County Registrar of Titles Document Number: 570773 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: February 13, 2012 Registered: February 22, 2012 Dakota County Registrar of Titles Document Number: T691837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800872573411 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126576 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6520 156th St E, Hastings, MN 55033-9517 Tax Parcel ID Number: 30-17451-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Circle Drive 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $218,627.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 14, 2013, or the next business day if January 14, 2013 falls on a Saturday, Sunday or legal holiday.

Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 31, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024068F01 3030058 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 6 , 2004 MORTGAGOR: T h o m a s E . W e n t worth, a single person.

MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded April 6, 2004 Dakota County Recorder, Document No. 2191856.

ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE HOLDERS OF GSAMP TRUST 2004-AR1,MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2004-AR1.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 713 Hanover Court, Eagan, MN 55122 TAX PARCEL I.D. #: 103299019006 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Hills of Stonebridge, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,730.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 22, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3030796 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 1 , 2005 MORTGAGOR: Steven D. Poquette, a single man and William J. Poquette and Deelda Poquette, husband and wife.

MORTGAGEE: Central Bank.

DATE AND PLACE OF RECORDING: Recorded February 25, 2005 Dakota County Recorder, Document No. 2299045.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. s/b/m with ABN Amro Mortgage Group, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Central Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 643 8th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.75100.20.120 LEGAL DESCRIPTION OF PROPERTY: Lot 11, and the North Half of Lot 12, Block 20, Tarbox Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,652.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001366 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058002 6/21-7/26/12

������ ������ ������� ���� O R T G��� AGE: OF M A S S I G N M E���� N T S ���

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 MORTGAGOR: R e i d C . L e m a i r e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 6, 2009 Dakota County Recorder, Document No. 2641688.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0002110974-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC, d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 130 Timberland Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-76400-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Timberland Knolls, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,597.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001663 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058056 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2004 MORTGAGOR: Allen L. Huggins and Sarah M. Huggins, husband and wife.

MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage.

DATE AND PLACE OF RECORDING: Recorded January 7, 2005 Dakota County Recorder, Document No. 2283725.

ASSIGNMENTS OF MORTGAGE:

Assigned to: Mortgage Electronic Registration Systems, Inc, Thereafter assigned to: U.S. Bank National Association TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3440 Golfview Drive, #315, Eagan, MN 55123 TAX PARCEL I.D. #: 107690003376 LEGAL DESCRIPTION OF PROPERTY: Unit No. 363, together with Garage No. 239, Carriage Hills Condominium, Building III, Dakota County, Condominium File No. 47 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,205.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 15, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3548 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3033299 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2009 MORTGAGOR: Levi Haglund, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 20, 2009 Dakota County Recorder, Document No. 2638751.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106561336 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 923 North 15th Avenue, South Saint

���������� �� ���� �����

��� ���� ��� ���� ������ ������ ������� plied with all notice requirements as required by statute; That no action or ���������� ���� ��������� 923 North 15th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363060001221 LEGAL DESCRIPTION OF PROPERTY: Lots 21 and 22, Block 1, Reed's Goldberg Addition to St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,117.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11546 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3029149 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 MORTGAGOR: Jerry Profant Jr, and Melinda R. Profant, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 7, 2006 Dakota County Recorder, Document No. 2410835.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222419968915 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 6695 Lower 169th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 22.21174.03.200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 3, Donnay's Valley Park 5th Addition ,Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,044.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 28, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 21, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-135-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3033476 5/31-7/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 MORTGAGOR(S): Michael Asmondy , a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin Financial Corp., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document Number: 2517045 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: August 14, 2009 Recorded: September 04, 2009 Dakota County Recorder Document Number: 2682577 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013901100 Lender or Broker: First Franklin Financial Corp.

Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6458 157th St W, Apple Valley, MN 55124-6008 Tax Parcel ID Number: 01.63402.21.020 LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 21, REGATTA 3RD ADDITION, CIC NO. 281, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,744.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan As set-Backed Certificates, Series 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025201F01 3041600 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2006 MORTGAGOR: Damaris E. Kinlaw, a single woman.

MORTGAGEE: C i t i M o r t g a g e , I n c . , successor by merger with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Filed August 23, 2006, Dakota County Registrar of Titles, Document No. 596502 on Certificate of Title No. 140620.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 241 Carriage Lane, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02.16402.02.090 LEGAL DESCRIPTION OF PROPERTY: Lot Nine, Block Two, In Carriage Place Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,732.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 28, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001397 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3042608 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2003 MORTGAGOR: T h e r e s a A . L i v i n g ston-Kassa, an unmarried person.

MORTGAGEE:Brier Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded December 1, 2003 Dakota County Recorder, Document No. 2146527.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., successor by merger with ABN Amro Mortgage Group, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 12931 South Harriet Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-15180-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Brittany Heights COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $85,466.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 28, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001144 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3042543 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGOR: Justin A. Kepler, a single person and Joyce K. Luedke, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed April 14, 2008, Dakota County Registrar of Titles, Document No. 626546 on Certificate of Title No. 152639.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by merger to Chase Home Finance, LLC. Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-00031003-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110000051 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a straight line drawn from a point on the North Line of said Lot 4 distant 28 feet West of the Northeast corner of said Lot 4 to the Southeast corner of said Lot 5 all in Dooley Addition in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,806.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001721 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058030 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 1 , 2003 MORTGAGOR: D y a n a D . D u e r r , a single person.

MORTGAGEE: Goldmine Lending.

DATE AND PLACE OF RECORDING: Recorded May 15, 2003 Dakota County Recorder, Document No. 2047522.

ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc. And thereafter assigned to: JPMorgan Chase Bank, N.A. And thereafter assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 120 11th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48800-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Minnesota and Northwestern Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $103,696.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013 unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058063 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Morganna Starrett Ochtera, FKA Morganna L. Johnson, and Christopher John Ochtera, husband and MORTGAGEE: Mortgage Electronic

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MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 01, 2003 Dakota County Recorder Document Number: 2146485 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Dated: March 26, 2012 Recorded: April 02, 2012 Dakota County Recorder Document Number: 2858978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0002916597-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15373 Flower Way, Apple Valley, MN 55124-3126 Tax Parcel ID Number: 01-55900-05-066 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 66, ORCHARD POINTE CONDOMINIUMS, CIC NO. 311, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,634.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 3041578 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGOR: Danet E. Dziengel, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 30, 2005 Dakota County Recorder, Document No. 2393347.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000026426 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 14855 Endicott Way, #303, Apple Valley , MN 55124 T A X P A R C E L I . D . # : 01.81450.03.303 LEGAL DESCRIPTION OF PROPERTY: Unit No. 303, together with Garage Unit No. 303A, Valley Way Village Condominium, Condominium File No. 78, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,212.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 28, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-63-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3040451 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2005 MORTGAGOR: T h o m a s T r a c y , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 8, 2005 Dakota County Recorder, Document No. 2338203.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700053214272 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7463 142nd Street Court West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.31101.04.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Greenleaf Townhouses Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $112,590.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __January 28, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-92-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3040467 6/7/-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2005 MORTGAGOR: Seth P. Schroeder and Kelli J. Schroeder, husband and wife.

MORTGAGEE: Mortgages Unlimited, Inc., a Minnesota Corporation.

DATE AND PLACE OF RECORDING: Recorded May 16, 2005 Dakota County Recorder, Document No. 2322382.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc., a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 537 7TH Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-75100-03-100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Three (3), Tarbox Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,439.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,581.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 31, 2012 at 10:00 AM

2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 29, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3041994 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,000.00 MORTGAGOR(S): James C Griffin Jr. and Kathleen J Griffin, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Universal American Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 11, 2007 Dakota County Registrar of Titles Document Number: 608783 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 18, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600099345634 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13322 Couchtown Ct, Rosemount, MN 55068-4771 Tax Parcel ID Number: 34-25144-02-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Evermoor Glendalough 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $424,330.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

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������ ������ ���� ��� ���� ANY ������� A DEBT. ING TO COLLECT U.S. Bank National Association, INFORMATION OBTAINED WILL BE as Trustee USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 30-9999 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 6/7-7/12/12 REDUCED TO FIVE WEEKS IF A JUDI- 3041887 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: June 07, 2012 NOTICE IS HEREBY GIVEN, that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of Nationstar Mortgage, LLC the following described mortgage: Wilford, Geske & Cook P.A. DATE OF MORTGAGE: May 7, 2004 Attorneys for Assignee of Mortgagee MORTGAGOR: D w a y n e M . R i e d e l , 8425 Seasons Parkway, Suite 105 unmarried.

Woodbury, MN 55125-4393 MORTGAGEE: J P M o r g a n C h a s e (651) 209-3300 Bank, National Association s/b/m to File Number: 024397F01 Chase Home Finance LLC, s/b/m to 3039684 6/7-7/12/12 Chase Manhattan Mortgage Corp.

DATE AND PLACE OF RECORDING: Filed June 15, 2004, Dakota County Registrar of Titles, Document No. NOTICE OF MORTGAGE 539587 on Certificate of Title No. FORECLOSURE SALE THE RIGHT TO VERIFICATION 122843.

ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN NONE Said Mortgage being upon RegisTHE TIME PROVIDED BY LAW IS tered Land.

NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: NONE NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: DATE OF MORTGAGE: November 10, MORTGAGE: NONE LENDER OR BROKER AND MORT2005 MORTGAGOR: Joni I. Huisentruit, a G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Chase Manhattan Mortsingle person.

MORTGAGEE: Mortgage Electronic gage Corp.

RESIDENTIAL MORTGAGE SERRegistration Systems, Inc. DATE AND PLACE OF RECORDING: V I C E R : J P M o r g a n C h a s e B a n k , R e c o r d e d N o v e m b e r 2 8 , 2 0 0 5 National Association MORTGAGED PROPERTY ADDRESS: Dakota County Recorder, Document 8566 West 134th Street, Apple Valley, No. 2384303.

A S S I G N M E N T S O F M O R T G A G E : MN 55124 TAX PARCEL I.D. #: 011807702250 Assigned to: U.S. Bank, N.A., as LEGAL DESCRIPTION OF PROPTrustee for GSAA Home Equity Trust ERTY: 2006-3.

TRANSACTION AGENT: Mortgage Lot Twenty-Five (25), Block Two (2), in Cobblestone Manor 3rd Addition, Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - according to the recorded plat thereof, GAGE IDENTIFICATION NUMBER ON Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS MORTGAGE: 100075420040043190 LENDER OR BROKER AND MORT- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE Corporation R E S I D E N T I A L M O R T G A G E S E R - DUE AS OF DATE OF NOTICE, INCLUDV I C E R : J P M o r g a n C h a s e B a n k , ING TAXES, IF ANY, PAID BY MORTGAGEE: $138,674.55 National Association That prior to the commencement of MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 27 Oak Street, Farmington, MN 55024 T A X P A R C E L I . D . # : Mortgagee/Assignee of Mortgagee complied with all notice requirements as 14-26050-100-02 LEGAL DESCRIPTION OF PROP- required by statute; That no action or proceeding has been instituted at law ERTY: Lot 10, Block 2, P.H. Feely's Addi- o r o t h e r w i s e t o r e c o v e r t h e d e b t tion to Farmington, Dakota County, secured by said mortgage, or any part thereof; Minnesota.

PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the Sheriff of said county as follows: MORTGAGE: $176,000.00 DATE AND TIME OF SALE: August 7, AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law ING TAXES, IF ANY, PAID BY MORTEnforcement Center, 1580 Hwy 55, GAGEE: $186,783.43 That prior to the commencement of Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part said sale by the mortgagor(s), their personal representatives or assigns thereof; PURSUANT to the power of sale con- unless reduced to Five (5) weeks under tained in said mortgage, the above MN Stat. §580.07.

TIME AND DATE TO VACATE PROPdescribed property will be sold by the ERTY: If the real estate is an Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, owner-occupied, single-family dwelling, unless otherwise provided by law, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law the date on or before which the mortEnforcement Center, 1580 Hwy 55, gagor(s) must vacate the property if the mortgage is not reinstated under secLobby #S-100, Hastings, MN to pay the debt then secured by said tion 580.30 or the property is not Mortgage, and taxes, if any, on said redeemed under section 580.23 is premises, and the costs and disburse- 11:59 p.m. on February 7, 2013 unless m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s the redemption period is reduced to 5 allowed by law subject to redemption weeks under MN Stat. Secs. 580.07 or within six (6) months from the date of 582.032.

MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE: None "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 1 1 : 5 9 p . m . o n J a n u a r y 2 4 , 2 0 1 3 , WITH A RESIDENTIAL DWELLING OF u n l e s s t h e r e d e m p t i o n p e r i o d i s LESS THAN FIVE UNITS, ARE NOT reduced to 5 weeks under MN Stat. PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: June 7, 2012 FINANCIAL OBLIGATION ON MORTJPMorgan Chase Bank, National GAGE: None Association "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT- 12-001533 FC GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 6/21-7/26/12 LESS THAN FIVE UNITS, ARE NOT 3058266 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2012 U.S. Bank National Association, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ Recorder, C o u n t y ������� 2028489. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 , 2003 MORTGAGOR: L e i g h T N g u y e n , a single person.

MORTGAGEE: C i t i M o r t g a g e , I n c . , s/b/m with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2003 Dakota County Recorder, Document No. 2152983.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 6417 West 158TH Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: LEGAL DESCRIPTION OF PROPERTY: 01-63402-02-020 Lot 2, Block 2, Regatta 3rd Addition, CIC No. 281, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,081.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001400 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058463 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2003 MORTGAGOR: Patrick A. Triplett and Laura E. Triplett, Husband and Wife.

MORTGAGEE: TCF Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 10, 2003 Dakota County Recorder, Document No.

Document No.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 8136 Adelbert Avenue, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-01700-32-031 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A PARCEL 1: That part of the West 1/2 of the Northwest 1/4 Section 17, Township 27 North, Range 22 West, commencing at the Southwest corner of Lot 6, Paradise Valley as recorded in the office of the Register of Deeds, Dakota County, Minnesota; thence North along the West line of said lot and said line extended a distance of 158.34 feet to the point of beginning of the property to be described ; thence North 82 degrees 03 minutes West, a distance of 289.7 feet; thence North 60 degrees 21 minutes West; a distance of 36.4 feet; thence North 88 degrees 37 minutes West, a distance of 72.0 feet; thence North 00 degrees 27 minutes East, a distance of 180.65 feet; thence North 84 degrees 42 minutes East, a distance of 390.7 feet to the said West line of Lot 6 extended, said point being 434.64 feet North of the Southwest corner of said Lot 6; thence South along said line 276.3 feet to the point of beginning.

PARCEL 2: That part of the West 1/2 of the Northwest 1/4 Section 17, Township 27 North, Range 22 West, commencing at the Southwest corner of Lot 6, Paradise Valley as recorded in the office of the Register of Deeds, Dakota County, Minnesota; thence North along the West line of said Lot and said line extended a distance of 158.34 feet; thence North 82 degrees 03 minutes West, 289.7 feet, to the point of beginning of the property to be described; thence South 3 degrees 57 minutes West 70.0 feet; thence North 87 degrees 03 minutes West, 100 feet; thence North 00 degrees 27 minutes East, 84.5 feet; thence South 88 degrees 37 minutes East, 72.0 feet; thence South 60 degrees 21 minutes East, 36.4 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,672.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 28, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 23, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3340 sTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3039134 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Meadows of Bloomfield Association, (hereinafter the “Declaration”) recorded in the office of the County Recorder of Dakota County, Minnesota as Document No. 2303036, which covers the following property: Unit No. 3202, Meadows of Bloomfield, CIC No. 470, Dakota County, Minnesota 13914 Autumnwood Court, Rosemount, MN 55068 PIN: 34-48300-202-21 THAT pursuant to said Declaration, there is claimed to be due and owing as of June 5, 2012, from Emma Bendickson, title holder, to Meadows of Bloomfield Association, a Minnesota non-profit corporation, the amount of $8,899.28, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from her financial obligation to pay said amount; THAT pursuant to Minn. §Stat.515B.3-116, said debt creates a lien upon said premises in favor of Heritage Walk Association, as evidenced by a lien statement recorded on April 23, 2012, in the office of the Dakota County Recorder as Document No. 2863746; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on August 2, 2012, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale.

DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is February 2, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THIN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2012 MEADOWS OF BLOOMFIELD ASSOCIATION, Lienor By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR MEADOWS OF BLOOMFIELD ASSOCIATION 3053762 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 16, 2007 MORTGAGOR: R a n d a l l A . B e s t , a single person.

MORTGAGEE: First National Community Bank.

DATE AND PLACE OF RECORDING: Recorded May 24, 2007 Dakota County Recorder, Document No. 2519379.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: Green Tree Servicing

ter assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First National Community Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20603 Kearney Path, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-71500-03-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, St. Frances Woods 7th Addition, CIC 295, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,675.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $278,547.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-16-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3041876 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 1 , 2007 MORTGAGOR: S t e p h e n M c C l e a v e and Georgina M. McCleave, husband and wife.

MORTGAGEE: Lend Smart Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded January 3, 2008 Dakota County Recorder, Document No. 2564369.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 34 River Woods Lane, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.77000.08.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Townhouse Villages at River Woods First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,613.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 28, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001401 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3042645 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in conditions of that certain Mortgage Construction Mortgage dated June 19, 2003, executed by Coons Family LLC, a Minnesota limited liability company, as Mortgagor, to Zions First National Bank, a national banking association, as Mortgagee, filed for registration in the office of the Registrar of Titles in and for the County of Dakota, State of Minnesota, on January 12, 2004, as Document No. 0527112, and appears as a memorial on Certificate of Title No. 129301 (the "Mortgage "); that the Mortgage being upon Registered Land; that the original principal amount secured by the Mortgage was $1,100,000.00; that no Mortgagors have been released from financial obligation on the Mortgage; that no action or proceeding has been instituted by law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due upon the Mortgage including interest to the date of this Notice, and taxes, if any, the sum of One Million Seventeen Thousand Seven Hundred Fifty-eight and 60/100 Dollars ($1,017,758.60); that the holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage and acceleration of the debts secured thereby and all notice and other requirements of applicable statutes have been fulfilled; and that pursuant to the power of sale contained in the Mortgage, the Mortgage will be foreclosed and a tract of land lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Tract A: Lot Two (2), Block One (1) in Fairfield Business Campus 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota; Tract B: Non-exclusive easements as contained in the Access Easement Agreement dated July 2, 1996, filed July 24, 1996, as Document No. 340723 (the "Real Property"); Together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits related to the real property, including, without limitation, all minerals, oil, gas, geothermal and similar mat-

oil, gas, geothermal and similar mat ters (all referred to as "Property"), (collectively the Property and Real Property the "Mortgaged Property"); will be sold by the Dakota County Sheriff, Minnesota, at public auction on July 20, 2012, at 10:00 AM at the office of the Dakota County Sheriff located at Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, in said county and state, to pay the debt then secured by the Mortgage and taxes, if any, on the Mortgaged Property, and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

Dated: June 7, 2012.

Zions First National Bank, Mortgagee Attorneys for Current Mortgage: Amy J. Swedberg, Esq. Reg. No. 271019 MASLON EDELMAN BORMAN & BRAND, LLP 3300 Wells Fargo Center 90 South 7th Street Minneapolis, MN 55402-4140 Telephone: (612) 672-8200 3041264 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE Date: June 4, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated August 2, 2006 executed by Emily A. Dzik, a single person, as Grantor, to Key Community Bank, a Minnesota banking corporation, as Lender, and filed for record August 9, 2006 as Document Number 2452332 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. T h e M o r t g a g e h a s n o t b e e n assigned.

3. The original principal amount secured by the Mortgage was $155,000.00.

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $137,143.16.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 1 and the North Half of Lot 2, Block 14, M.D. Miller's Addition to South Park, according to the recorded plat thereof and situate in Dakota County, Minnesota.

Commonly known as 353 15th Avenue North, South St. Paul, Minnesota.

TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Thursday, July 12, 2012 at 10:00 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is two (2) months after the date of sale.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank

By Andrew L. Larson Its Chief Financial Officer Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 3041303 6/7-6/28/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Lisa M. Peffer, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Equifirst Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200100105173417 SERVICER: Ocwen Loan Servicing, LLC LENDER: Equifirst Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 27, 2006, as Document No. 2464484 and re-recorded on November 14, 2006, as Document No. 2475550.

ASSIGNED TO: U.S. BANK NATIONAL ASSOCIATION, as trustee under SECURITIZATION SERVICING AGREEMENT Dated as of February 1, 2007 Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-BC2 Dated: November 20, 2009 , and recorded December 1, 2009 by Document No. 2699223.

LEGAL DESCRIPTION OF PROPERTY: LOT 20, BLOCK 6,SOUTH PARK 1ST DIVISION, DAKOTA COUNTY, MINNESOTA. PROPERTY ADDRESS: 1434 Hawley Avenue, South Saint Paul, MN 55075 PROPERTY I.D: 367020006200 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Nine Hundred Nine and 69/100 ($193,909.69) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 7, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 7, 2013, or the next business day if February 7, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 21, 2012 U.S. BANK NATIONAL ASSOCIATION, as trustee under SECURITIZATION SERVICING AGREEMENT Dated as of February 1, 2007 Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-BC2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00326-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4258577 06/21/2012, 06/28/2012, 07/05/2012, 07/12/2012, 07/19/2012, 07/26/2012 3051500 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2008 MORTGAGOR: J u l i e S o d e r l u n d , a single person.

MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 31, 2008 Dakota County Recorder, Document No. 2620777.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500801290722 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 687 Pinecone Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-57700-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Piney Woods, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $406,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $405,596.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3797 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3050540 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 MORTGAGOR(S): Joseph J. Sanders and Nicole M.A. Sanders, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: March 31, 2005 Dakota County Recorder Document Number: 2309025 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF PARK PLACE SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-WCW1 Dated: October 25, 2011 Recorded: November 18, 2011 Dakota County Recorder Document Number: 2831599 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A.

of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13401 Colfax Ave S, Burnsville, MN 55337-4351 Tax Parcel ID Number: 02-42700-07-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, KNOB HILL, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $280,915.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF PARK PLACE SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-WCW1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025231F01 3047090 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2003 MORTGAGOR: M o l l y E . S p e n c e r , single and Joanne E. Spencer, a married person.

MORTGAGEE: U . S . B a n k N a t i o n a l Association.

DATE AND PLACE OF RECORDING: Filed January 15, 2004, Dakota County Registrar of Titles, Document No. 0527482 on Certificate of Title No. 130604.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 19676 Meadowlark Way, Farmington, MN 52024 T A X P A R C E L I . D . # : 14.82501.08.251 LEGAL DESCRIPTION OF PROPERTY: Unit No. 251, Common Interest Community No. 323, a Condominium, Vermillion Grove Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,613.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORT GAGEE: $129,727.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-150-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3050571 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2003 MORTGAGOR: Anthony J. Johnson and Kimberly A. Ragan, husband and wife.

MORTGAGEE: Dakota Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded May 23, 2003 Dakota County Recorder, Document No. 2052588.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Dakota Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 729 5th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19.10500.31.080 LEGAL DESCRIPTION OF PROPERTY: Lot 8 and the West 1/2 of Lot 7, Block 31, Addition No. 13 to the City of Hastings, in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,229.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

���

������ ������� BY���� ���� Enforcement Center, 1580 ������ Hwy 55, AFFECTED THIS ��� ACTION. Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortAurora Bank FSB gagor(s) must vacate the property if the mortgage is not reinstated under sec- Wilford, Geske & Cook P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is 8425 Seasons Parkway, Suite 105 11:59 p.m. on February 4, 2013, unless Woodbury, MN 55125-4393 the redemption period is reduced to 5 (651) 209-3300 weeks under MN Stat. Secs. 580.07 or File Number: 024063F01 3049107 6/14-7/19/12 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None NOTICE OF MORTGAGE "THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPOF THE DEBT AND IDENTITY OF RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of the following described mortgage: GAGED PREMISES ARE IMPROVED DATE OF MORTGAGE: F e b r u a r y 6 , WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2006 MORTGAGOR: Matthew G. LeegwaPROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ter and Jennifer M. Leegwater, husband and wife.

ABANDONED." MORTGAGEE: BankUnited, FSB. Dated: June 1, 2012 DATE AND PLACE OF RECORDING: JPMorgan Chase Bank, National Recorded March 6, 2006 Dakota Association County Recorder, Document No. Mortgagee/Assignee of Mortgagee 2410569.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. ASSIGNMENTS OF MORTGAGE: Attorneys for Mortgagee/Assignee of Assigned to: BankUnited, N.A..

Mortgagee TRANSACTION AGENT: NONE 4500 Park Glen Road #300 TRANSACTION AGENT'S MORTMinneapolis, MN 55416 GAGE IDENTIFICATION NUMBER ON (952) 925-6888 MORTGAGE: NONE 30-313-2012 FC LENDER OR BROKER AND MORTTHIS IS A COMMUNICATION FROM GAGE ORIGINATOR STATED ON A DEBT COLLECTOR. 3050348 6/14-7/19/12 MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited, N.A. MORTGAGED PROPERTY ADDRESS: 906 Wild Rose Court, Eagan, MN 55123 NOTICE OF MORTGAGE T A X P A R C E L I . D . # : FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 10-64800-01-160 default has occurred in the conditions LEGAL DESCRIPTION OF PROPof the following described mortgage: ERTY: DATE OF MORTGAGE: March 02, Lot 16, Block 1, Royal Oaks 2007 COUNTY IN WHICH PROPERTY IS ORIGINAL PRINCIPAL AMOUNT OF LOCATED: Dakota MORTGAGE: $200,000.00 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGOR(S): Jeffrey C. Scott, MORTGAGE: $702,400.00 single AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Mortgage Electronic DUE AS OF DATE OF NOTICE, INCLUDRegistration Systems, Inc. as nominee ING TAXES, IF ANY, PAID BY MORTfor Lehman Brothers, FSB, its succes- GAGEE: $751,570.19 sors and assigns That prior to the commencement of DATE AND PLACE OF RECORDING: this mortgage foreclosure proceeding Recorded: April 13, 2007 Dakota Mortgagee/Assignee of Mortgagee comCounty Recorder plied with all notice requirements as Document Number: 2509584 required by statute; That no action or ASSIGNMENTS OF MORTGAGE: proceeding has been instituted at law And assigned to: Aurora Bank FSB or otherwise to recover the debt Dated: November 15, 2011 secured by said mortgage, or any part Transaction Agent: Mortgage Elec- thereof; tronic Registration Systems, Inc. PURSUANT to the power of sale conTransaction Agent Mortgage Identifi- tained in said mortgage, the above cation Number: 100025440003683783 described property will be sold by the Lender or Broker: Lehman Brothers, Sheriff of said county as follows: FSB DATE AND TIME OF SALE: August 9, R e s i d e n t i a l M o r t g a g e S e r v i c e r : 2012 at 10:00 AM Aurora Bank FSB PLACE OF SALE:Sheriff's Office, Law Mortgage Originator: Not Applicable Enforcement Center, 1580 Hwy 55, COUNTY IN WHICH PROPERTY IS Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said Property Address: 433 12th Ave N, Mortgage, and taxes, if any, on said South Saint Paul, MN 55075-1915 premises, and the costs and disburseT a x P a r c e l I D N u m b e r : ments, including attorneys' fees 36-70209-04-0140 allowed by law subject to redemption L E G A L D E S C R I P T I O N O F P R O P - within six (6) months from the date of ERTY: Lot 14 and the North 1⁄2 of Lot said sale by the mortgagor(s), their 13, Block 4, South Park Division No. personal representatives or assigns 10, Dakota County, Minnesota unless reduced to Five (5) weeks under AMOUNT DUE AND CLAIMED TO BE MN Stat. §580.07.

DUE AS OF DATE OF NOTICE: TIME AND DATE TO VACATE PROP$212,978.15 ERTY: If the real estate is an THAT all pre-foreclosure require- owner-occupied, single-family dwellments have been complied with; that ing, unless otherwise provided by law, no action or proceeding has been insti- the date on or before which the morttuted at law or otherwise to recover the gagor(s) must vacate the property if the debt secured by said mortgage, or any mortgage is not reinstated under secpart thereof; tion 580.30 or the property is not PURSUANT to the power of sale con- redeemed under section 580.23 is t a i n e d i n s a i d m o r t g a g e , t h e 11:59 p.m. on February 11, 2013 above-described property will be sold u n l e s s t h e r e d e m p t i o n p e r i o d i s by the Sheriff of said county as fol- reduced to 5 weeks under MN Stat. lows: Secs. 580.07 or 582.032.

DATE AND TIME OF SALE: July 27, MORTGAGOR(S) RELEASED FROM 2012 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: Dakota County GAGE: None Law Enforcement Center, 1580 High"THE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, sota THE MORTGAGOR'S PERSONAL REPto pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF sonal representatives or assigns.

If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. P R O D U C T I O N , A N D A R E §580.23, the Mortgagor must vacate ABANDONED." Dated: June 7, 2012 the property on or before 11:59 p.m. on BankUnited, N.A. January 28, 2013, or the next busiMortgagee/Assignee of Mortgagee ness day if January 28, 2013 falls on a USSET, WEINGARDEN AND LIEBO, P.L.L.P. Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial Attorneys for Mortgagee/Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM 4500 Park Glen Road #300 A DEBT COLLECTOR ATTEMPT- Minneapolis, MN 55416 ING TO COLLECT A DEBT. ANY (952) 925-6888 INFORMATION OBTAINED WILL BE 51-2-2012 FC THIS IS A COMMUNICATION FROM USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF A DEBT COLLECTOR. 6/21-7/26/12 THE DEBT AND IDENTITY OF THE 3057811 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT ���������� �� ���� ����� AFFECTED BY THIS ACTION.

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ istration������� Systems, Inc.. And thereaf ter assigned to: CitiMortgage, Inc.. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 4, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Oak Leaf West Homeowners Association (hereinafter the "Association") which was recorded as Document No. 466846, in the Office of the Registrar of Titles of Dakota County, Minnesota, and also, pursuant to Minn. Stat. Sec. 515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot Thirty Five (35), Block One (1), Oak Leaf Plat Two, CIC No. 350, Dakota County, Minnesota STREET ADDRESS: 1 2 3 1 5 O a k Leaf Court, Burnsville, MN 55337 T A X P A R C E L I D N O .

02-53701-01-350 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 4, 2012, from Michael J. O'Brien, title holder, to the Association, a Minnesota non-profit corporation, the amount of $9,835.88 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after June 4, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. An action was commenced and a judgment rendered in Carver County District Court File No. 10-CV-11-1253, with a Writ of Execution upon the judgment rendered therein being returned wholly unsatisfied, and the Association is discontinuing its efforts to collect said judgment.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from the owner's financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 4, 2011, as Document No. T676692 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 9th day of August, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 11, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. OAK LEAF WEST HOMEOWNERS ASSOCIATION Attorneys for Oak Leaf West Homeowners Association THOMSEN & NYBECK, P.A. By: ____________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Oak Leaf West/O'Brien/09-7-976D) 3055582 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 MORTGAGOR: William O. Olson and Kathleen M. Olson, husband and wife.

MORTGAGEE:C e n d a n t M o r t g a g e Corporation D/B/A Burnet Home Loans.

DATE AND PLACE OF RECORDING: Recorded October 28, 2003 Dakota County Recorder, Document No. 2131669.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereaf-

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 20755 Hollins Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-44450-14-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 14, Lakeville Village, According to the recorded plat thereof on file and of record in the office of the county recorder Dakota County,Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,789.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE:August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-141-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3050492 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2009 MORTGAGOR: Robert Bloch and Krista D. Bloch, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 14, 2009 Dakota County Recorder, Document No. 2690212.

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000835503277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, a Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 320 6TH Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-39-060 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 5 and the West 22 feet of Lot 6, Block 39, town of Hastings, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$198,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$199,959.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __February 4, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 29, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2684 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3050454 6/14-7/19/12

sured along said easterly line, according to the recorded plat thereof Dakota County, Minnesota.

Torrens Property - Certificate of Title #132587 The above property is situated in Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,705.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 31, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-66 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3048792 6/14-7/19/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2006 MORTGAGOR: C u r t i s A . F o r d , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Filed January 20, 2006, Dakota County Registrar of Titles, Document No. 583229 on Certificate of Title No. 132587.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP. And thereafter assigned to: Green Tree Servicing LLC. Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281235288832009 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 14606 Southpointe Court, Burnsville, MN 55306 TAX PARCEL I.D. #: 021640001132 LEGAL DESCRIPTION OF PROPERTY: The land referred to in this commitment is described as follows: That part of Lot Thirteen (13), Block One (1) in Carriage Place, lying southerly of a line drawn from a point on the westerly line said Lot 13 distant 84.89 feet southerly of the northwest corner thereof to a point on the easterly line of said Lot 13 distant 34.69 feet southerly of the northeast corner thereof as measured along said easterly line,

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , 2007 MORTGAGOR: Todd Holmstrom, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 28, 2007 Dakota County Recorder, Document No. 2527094.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-5.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100251207005440784 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credit Suisse Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15365 Flower Way #70, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-55900-05-070 LEGAL DESCRIPTION OF PROPERTY: Unit No. 70, Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,051.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 4, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 29, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-2-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3050475 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00 MORTGAGOR(S): Robert Schindeldecker and Jeannine Schindeldecker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 02, 2006 Dakota County Recorder Document Number: 2424985 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: February 29, 2012 Recorded: March 02, 2012 Dakota County Recorder Document Number: 2852840 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001302049-3 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1775 60th St E, Inver Grove Heights, MN 55077-1823 Tax Parcel ID Number: 20.68200.00.050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Silver Acres Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $346,406.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024470F01 3043073 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,650.00 MORTGAGOR(S): Pernella F. Bull and Charles R. Bull, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 01, 2007 Dakota County Recorder Document Number: 2513350 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: December 01, 2007 Recorded: February 20, 2008 Dakota County Recorder Document Number: 2572978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013822678 Lender or Broker: First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 353 4th Ave S, South Saint Paul, MN 55075-2617 Tax Parcel ID Number: 36-64300-12-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 12, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,413.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

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REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 3049173 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2008 MORTGAGOR: Patricia M. Long and Ronald K. Long, Wife and Husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 10, 2008 Dakota County Recorder, Document No. 2583598.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141036052 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3803 Laurel Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101499101010 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 1, BRIAR HILL 2ND ADDITION, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,242.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE :August 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 30580311 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assignees DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Recorded: November 03, 2011 Dakota County Recorder Document Number: 2828538 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,777.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F03 3052525 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2003 MORTGAGOR: Rebecca L. Howard, a single person.

MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation.

DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded August 13, 2003 Dakota County Recorder, Document No. 2093725.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., successor by merger with ABN Amro Mortgage Group, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 6727 Foliage Court, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-51350-01-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $110,301.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3050508 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,200.00 MORTGAGOR(S): Jean M Kramers, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 01, 2007 Dakota County Recorder Document Number: 2513518 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: December 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800916844232 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20562 Jasmine Path, Lakeville, MN 55044-5963 Tax Parcel ID Number: 22-44051-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Lake Marion Estates 2nd Addition, Dakota County,

Estates 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,410.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023450F01 3049238 6/14-7/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 2, 2008 MORTGAGOR: Michael R. Whitelaw, a single person, MORTGAGEE: ING Bank, FSB DATE AND PLACE OF RECORDING: Recorded: January 14, 2008 Dakota County Recorder Document #: 2566041 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 3, WOODLAND ESTATES, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 20-84775-03-030 PROPERTY ADDRESS: 10449 Barnes Way, Inver Grove Heights, Minnesota 55077 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $484,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $485,431.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

���

������ ������ L������� e m e n��� t C ���� enter, 1580 representatives or assigns. a w E n f o r c���� DATE TO VACATE PROPERTY: The Highway 55, Lobby S-100, Hastings, date on or before which the mortgagor Minnesota must vacate the property if the mort- to pay the debt secured by said mortgage is not reinstated under Minne- g a g e a n d t a x e s , i f a n y , o n s a i d sota Statutes section 580.30 of the p r e m i s e s a n d t h e c o s t s a n d property redeemed under Minnesota disbursements, including attorney fees Statutes sections 580.23 is December allowed by law, subject to redemption 21, 2012 at 11:59 p.m. If the foregoing within six (6) months from the date of date is Saturday, Sunday, or a legal said sale by the mortgagor(s), their holiday, then the date to vacate is the personal representatives or assigns. next business day at 11:59 p.m.

If the Mortgage is not reinstated MORTGAGOR RELEASED FROM under Minn. Stat. §580.30 or the F I N A N C I A L O B L I G A T I O N O N property is not redeemed under Minn.

MORTGAGE: None Stat. §580.23, the Mortgagor must THE TIME ALLOWED BY LAW FOR vacate the property on or before 11:59 REDEMPTION BY THE MORTGAGOR, p.m. on December 24, 2012, or the T H E M O R T G A G O R ' S P E R S O N A L next business day if December 24, REPRESENTATIVES OR ASSIGNS, 2012 falls on a Saturday, Sunday or MAY BE REDUCED TO FIVE WEEKS IF legal holiday.

A JUDICIAL ORDER IS ENTERED Mortgagor(s) released from financial U N D E R M I N N E S O T A S T A T U T E S , obligation: NONE SECTION 582.032, DETERMINING, THIS COMMUNICATION IS FROM AMONG OTHER THINGS, THAT THE A DEBT COLLECTOR ATTEMPTING MORTGAGED PREMISES ARE TO COLLECT A DEBT. ANY I M P R O V E D W I T H A R E S I D E N T I A L INFORMATION OBTAINED WILL BE D W E L L I N G O F L E S S T H A N F I V E USED FOR THAT PURPOSE. UNITS, ARE NOT PROPERTY USED IN THE RIGHT TO VERIFICATION OF AGRICULTURAL PRODUCTION, AND THE DEBT AND IDENTITY OF THE ARE ABANDONED. ORIGINAL CREDITOR WITHIN THE THIS COMMUNICATION IS FROM A T I M E P R O V I D E D B Y L A W I S N O T DEBT COLLECTOR ATTEMPTING TO AFFECTED BY THIS ACTION. COLLECT A DEBT. ANY THE TIME ALLOWED BY LAW FOR INFORMATION OBTAINED WILL BE REDEMPTION BY THE MORTGAGOR, USED FOR THAT PURPOSE. THE MORTGAGOR'S PERSONAL Dated: April 17, 2012 REPRESENTATIVES OR ASSIGNS, ING Bank, FSB MAY BE REDUCED TO FIVE WEEKS IF Mortgagee A JUDICIAL ORDER IS ENTERED Kenneth J. Johnson UNDER MINNESOTA STATUTES, Minnesota State Bar No. 0246074 SECTION 582.032, DETERMINING, Johnson, Blumberg & Associates, LLC AMONG OTHER THINGS, THAT THE Attorney for Mortgagee MORTGAGED PREMISES ARE 230 W. Monroe St., Ste. 1125 IMPROVED WITH A RESIDENTIAL Chicago, IL 60606 DWELLING OF LESS THAN FIVE Phone 312-541-9710 UNITS, ARE NOT PROPERTY USED IN Fax 312-541-9711 AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF POSTPONEMENT OF DATED: May 10, 2012 MORTGAGE FORECLOSURE SALE The above referenced mortgage ASSIGNEE OF MORTGAGEE: foreclosure sale originally scheduled Bank of America, N.A., successor to be held on June 21, 2011 at 10:00 by merger of BAC Home Loans a.m., and has now been postponed to Servicing, LP, FKA Countrywide July 26, 2012 at 10:00 a.m., at the Home Loans Servicing, LP D a k o t a C o u n t y L a w E n f o r c e m e n t Wilford, Geske & Cook P.A. Center, Lobby S-100, 1580 Highway 55, Attorneys for Assignee of Mortgagee Hastings, MN 55033 8425 Seasons Parkway, Suite 105 DATE TO VACATE PROPERTY: T h e Woodbury, MN 55125-4393 date on or before which the mortgagor (651) 209-3300 m u s t v a c a t e t h e p r o p e r t y i f t h e File Number: 024912F01 mortgage is not reinstated under NOTICE OF POSTPONEMENT OF Minnesota Statutes section 580.30 nor MORTGAGE FORECLOSURE SALE the property redeemed under The above referenced sale scheduled Minnesota Statutes section 580.23 is for June 22, 2012 at 10:00 AM has 0 1 / 2 6 / 2 0 1 3 a t 1 1 : 5 9 p . m . I f t h e been postponed to August 06, 2012 at foregoing date is Saturday, Sunday or 10:00 AM in the Dakota County Law legal holiday, then the date to vacate is Enforcement Center, 1580 Highway 55, the next business day at 11:59 p.m.

Lobby S-100, Hastings, Minnesota in Dated: June 13, 2012 said County and State.

Johnson, Blumberg, & Associates LLC DATED: June 15, 2012 Kenneth J. Johnson ASSIGNEE OF MORTGAGEE: Minnesota State Bar No. 0246074 Bank of America, N.A., successor Attorney for Mortgagee, ING Bank, FSB by merger of BAC Home Loans 230 W Monroe St., Ste 1125 Servicing, LP, FKA Countrywide Chicago, IL 60606 Home Loans Servicing, LP 3052587 6/21/12 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske NOTICE OF MORTGAGE 8425 Seasons Parkway, Suite 105 FORECLOSURE SALE Woodbury, MN 55125-4393 N O T I C E I S H E R E B Y G I V E N t h a t (651) 209-3300 default has occurred in the conditions File Number: 024912F01 of the following described mortgage: 3055917 6/21/12 DATE OF MORTGAGE: May 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Harry Sengpanya NOTICE OF MORTGAGE and Nae Sengpanya, husband and wife FORECLOSURE SALE MORTGAGEE: Bremer Bank National THE RIGHT TO VERIFICATION Association OF THE DEBT AND IDENTITY OF DATE AND PLACE OF RECORDING: THE ORIGINAL CREDITOR WITHIN Recorded: June 15, 2006 Dakota THE TIME PROVIDED BY LAW IS County Recorder NOT AFFECTED BY THIS ACTION. Document Number: 2437943 NOTICE IS HEREBY GIVEN, that ASSIGNMENTS OF MORTGAGE: default has occurred in conditions of And assigned to: Countrywide Bank, the following described mortgage: N.A. DATE OF MORTGAGE: M a r c h 1 5 , Dated: May 31, 2006 2007 Recorded: June 15, 2006 Dakota MORTGAGORS: Lonnie R. Pierce and County Recorder Jane M. Pierce, Husband and Wife.

Document Number: 2437944 MORTGAGEE: Mortgage Electronic And assigned to: Countrywide Home Registration Systems, Inc..

Loans Inc. DATE AND PLACE OF RECORDING: Dated: October 27, 2006 Recorded March 28, 2007, Dakota Recorded: November 20, 2006 County Recorder, Document No. Dakota County Recorder 2505943.

Document Number: 2476441 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Assigned to: U.S. Bank, National AssoLoans Servicing, LP ciation.

Dated: September 13, 2008 TRANSACTION AGENT: Mortgage Recorded: October 06, 2008 Dakota Electronic Registration Systems, Inc. County Recorder TRANSACTION AGENT'S MORTDocument Number: 2616495 GAGE IDENTIFICATION NUMBER ON Transaction Agent: Not Applicable MORTGAGE: 100060677002786341 Transaction Agent Mortgage IdentifiLENDER OR BROKER AND MORTcation Number: Not Applicable GAGE ORIGINATOR STATED ON L e n d e r o r B r o k e r : B r e m e r B a n k MORTGAGE: Integrity One Mortgage National Association LLC Residential Mortgage Servicer: Bank RESIDENTIAL MORTGAGE SERof America, N.A. VICER: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable MORTGAGED PROPERTY ADDRESS: COUNTY IN WHICH PROPERTY IS 3770 Linden Lane, Eagan, MN 55123 LOCATED: Dakota TAX PARCEL I.D. #: 107587826001 Property Address: 4414 Fremont LEGAL DESCRIPTION OF PROPAlcove # 34, Eagan, MN 55122-2456 ERTY: Tax Parcel ID Number: Lot 26, Block 1, The Woodlands 10-17790-02-034 Third Addition LEGAL DESCRIPTION OF PROPCOUNTY IN WHICH PROPERTY IS E R T Y : U N I T N O . 3 4 , C L I F F L A K E LOCATED: Dakota COURTHOMES, CIC NO. 125, DAKOTA ORIGINAL PRINCIPAL AMOUNT OF COUNTY, MINNESOTA MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : DUE AS OF DATE OF NOTICE, INCLUD$158,876.31 ING TAXES, IF ANY, PAID BY MORTTHAT all pre-foreclosure require- GAGEE: $426,786.03 ments have been complied with; that That prior to the commencement of no action or proceeding has been insti- this mortgage foreclosure proceeding tuted at law or otherwise to recover the Mortgagee/Assignee of Mortgagee comdebt secured by said mortgage, or any plied with all notice requirements as part thereof; required by statute; That no action or P U R S U A N T t o t h e p o w e r o f s a l e proceeding has been instituted at law contained in said mortgage, the or otherwise to recover the debt above-described property will be sold secured by said mortgage, or any part b y t h e S h e r i f f o f s a i d c o u n t y a s thereof; follows: PURSUANT to the power of sale conDATE AND TIME OF SALE: June 22, tained in said mortgage, the above 2012 at 10:00 AM described property will be sold by the PLACE OF SALE: Dakota County L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� cation Number: 100077910004212821 Lender or Broker: Pillar Mortgage ���������� ���� ��������� described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 5, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 15, 2012.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 7, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 7, 2012.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3046391 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, husband and wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004212821

Services Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.02.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,727.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 28, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to September 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 18, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 3022890 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350015955 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 605 Crane Creek Ln, Eagan, MN 55121-2377 Tax Parcel ID Number: 10.18475.01.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, CIC No. 297, Crane Creek Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,832.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has

for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2012 at 10:00 AM has been postponed to February 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 07, 2012 at 10:00 AM has been postponed to March 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 09, 2012 at 10:00 AM has been postponed to June 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 07, 2012 at 10:00 AM has been postponed to July 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 04, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 09, 2012 at 10:00 AM has been postponed to August 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 3055942 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,825.00 MORTGAGOR(S): Lycienne S. Kurr and Robert J. Kurr, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns.

DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347261 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB

And assigned to: Aurora Bank FSB Dated: October 04, 2011 Recorded: December 07, 2011 Dakota County Recorder Document Number: 2835055 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000193765 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16860 Embers Ave, Farmington, MN 55024-7312 Tax Parcel ID Number: 22-47051-06-605 LEGAL DESCRIPTION OF PROPERTY: Unit 1605, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,616.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022651F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 22, 2012 at 10:00 AM has been postponed to July 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2012 at 10:00 AM has been postponed to August 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022651F02 3055576 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Recorded: December 28, 2011 Dakota County Recorder Document Number: 2839004 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North Half of the Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has

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for June 20, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 3057962 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 MORTGAGOR: L a r r y G u s t a f s o n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 9, 2010 Dakota County Recorder, Document No. 2745316.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200001333516 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 15851 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025102140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Geronmine Pond 2nd Addition, Common Interest Community No. 260, Dakota County, Minnesota, according to the plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,656.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3765 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3057785 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,900.00 MORTGAGOR(S): Herbert M. Schulz and Karen F. Schulz, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 04, 2005 Dakota County Recorder Document Number: 2310010 ASSIGNMENTS OF MORTGAGE: And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE SOUNDVIEW HOME LOAN TRUST 2005-DO1, ASSET-BACKED CERTIFICATES, SERIES 2005-DO1 Dated: October 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077960000003591 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1957 Jade Ln, Eagan, MN 55122-2103 Tax Parcel ID Number: 10-11700-01-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Ken Appelbaum Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,021.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE SOUNDVIEW HOME LOAN TRUST 2005-DO1, ASSET-BACKED CERTIFICATES, SERIES 2005-DO1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022532F01 3057266 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2007 MORTGAGOR: S t a c y K . C a y l o r , a married woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2501007.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011700217 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15353 Greenhaven Lane #108, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002118 LEGAL DESCRIPTION OF PROPERTY: Unit No. 118, Common Interest Community No. 145, Winterwood Villas COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,951.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 16, 2012.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 26, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 16, 2012.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 14, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 30, 2012.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

(952) 925 6888 10-5925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 9, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 18, 2012.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3056399 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: D u k e G e o r g e T r i funov, Jr., a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2006, Dakota County Recorder, Document No. 2397388.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank, National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage pass-through Certificates,Series 2006-BNC 1.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1141 South 8TH Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-03-210 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,583.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 22, 2012.

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������ ������� ��� ���� Dated: February 22, 2012. ������ §580.23, the ���� Mortgagor must vacate US Bank, National Association as the property on or before 11:59 p.m. on Trustee May 04, 2012, or the next business day Mortgagee/Assignee of Mortgagee if May 04, 2012 falls on a Saturday, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Sunday or legal holiday.

Attorneys for Mortgagee/Assignee of Mortgagor(s) released from financial obligation: NONE Mortgagee 4500 Park Glen Road #300 THIS COMMUNICATION IS FROM Minneapolis, MN 55416 A DEBT COLLECTOR ATTEMPT(952) 925-6888 ING TO COLLECT A DEBT. ANY 30-11901 INFORMATION OBTAINED WILL BE THIS IS A COMMUNICATION FROM USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF A DEBT COLLECTOR. THE DEBT AND IDENTITY OF THE NOTICE OF POSTPONEMENT OF ORIGINAL CREDITOR WITHIN THE MORTGAGE FORECLOSURE SALE Pursuant to the provisions of TIME PROVIDED BY LAW IS NOT M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e AFFECTED BY THIS ACTION. foregoing foreclosure sale is THE TIME ALLOWED BY LAW FOR postponed until June 14, 2012 at 10:00 REDEMPTION BY THE MORTGAGOR, AM at the Sheriff's Office, Law THE MORTGAGOR'S PERSONAL Enforcement Center, 1580 Hwy 55, REPRESENTATIVES OR ASSIGNS, Lobby #S-100, Hastings, MN, in said MAY BE REDUCED TO FIVE WEEKS IF county and state.

A JUDICIAL ORDER IS ENTERED Dated: April 30, 2012.

UNDER MINNESOTA STATUTES, U.S. Bank National Association, SECTION 582.032, DETERMINING, as Trustee AMONG OTHER THINGS, THAT THE Mortgagee/Assignee of Mortgagee MORTGAGED PREMISES ARE USSET, WEINGARDEN AND LIEBO, P.L.L.P. I M P R O V E D W I T H A R E S I D E N T I A L Attorneys for Mortgagee/Assignee of D W E L L I N G O F L E S S T H A N F I V E Mortgagee UNITS, ARE NOT PROPERTY USED IN 4500 Park Glen Road #300 AGRICULTURAL PRODUCTION, AND Minneapolis, MN 55416 ARE ABANDONED. (952) 925-6888 DATED: September 22, 2011 30-11901 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK THIS IS A COMMUNICATION FROM MELLON FKA THE BANK OF NEW A DEBT COLLECTOR. YORK, AS TRUSTEE FOR THE NOTICE OF POSTPONEMENT OF CERTIFICATEHOLDERS OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of CWALT, INC., ALTERNATIVE Minnesota Statutes 580.07, the LOAN TRUST 2005-46CB, foregoing foreclosure sale is MORTG A G E P A S S - T H R O U G H postponed until August 16, 2012 at CERTIFICATES, SERIES 10:00 AM at the Sheriff's Office, Law 2005-46CB Enforcement Center, 1580 Hwy 55, Wilford, Geske & Cook P.A. Lobby #S-100, Hastings, MN, in said Attorneys for Assignee of Mortgagee county and state.

8425 Seasons Parkway, Suite 105 Dated: June 18, 2012.

Woodbury, MN 55125-4393 U.S. Bank National Association, (651) 209-3300 as Trustee File Number: 022182F01 Mortgagee/Assignee of Mortgagee NOTICE OF POSTPONEMENT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE FORECLOSURE SALE Attorneys for Mortgagee/Assignee of The above referenced sale scheduled Mortgagee for November 04, 2011 at 10:00 AM has 4500 Park Glen Road #300 been postponed to December 05, 2011 Minneapolis, MN 55416 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, (952) 925-6888 30-11901 Lobby S-100, Hastings, Minnesota in THIS IS A COMMUNICATION FROM said County and State.

DATED: October 31, 2011 A DEBT COLLECTOR. 3056630 6/21/12 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE NOTICE OF MORTGAGE CERTIFICATEHOLDERS OF FORECLOSURE SALE CWALT, INC., ALTERNATIVE NOTICE IS HEREBY GIVEN that LOAN TRUST 2005-46CB, default has occurred in the conditions MORTGAGE PASS-THROUGH of the following described mortgage: CERTIFICATES, SERIES DATE OF MORTGAGE: July 22, 2005 2005-46CB ORIGINAL PRINCIPAL AMOUNT OF NOTICE OF POSTPONEMENT OF MORTGAGE: $359,100.00 MORTGAGE FORECLOSURE SALE MORTGAGOR(S): Gerald Rasmussen, The above referenced sale scheduled a single man for December 05, 2011 at 10:00 AM has MORTGAGEE: Mortgage Electronic been postponed to January 06, 2012 at Registration Systems, Inc., as nomi- 10:00 AM in the Dakota County Law nee for America's Wholesale Lender, Enforcement Center, 1580 Highway 55, its successors and assigns Lobby S-100, Hastings, Minnesota in DATE AND PLACE OF REGISTER- said County and State.

ING: DATED: December 02, 2011 Registered: August 11, 2005 Dakota ASSIGNEE OF MORTGAGEE: County Registrar of Titles THE BANK OF NEW YORK Document Number: 571769 MELLON FKA THE BANK OF NEW ASSIGNMENTS OF MORTGAGE: YORK, AS TRUSTEE FOR THE And assigned to: THE BANK OF NEW CERTIFICATEHOLDERS OF YORK MELLON FKA THE BANK OF CWALT, INC., ALTERNATIVE NEW YORK, AS TRUSTEE FOR THE LOAN TRUST 2005-46CB, CERTIFICATEHOLDERS OF CWALT, MORTGAGE PASS-THROUGH INC., ALTERNATIVE LOAN TRUST CERTIFICATES, SERIES 2 0 0 5 - 4 6 C B , M O R T G A G E 2005-46CB PASS-THROUGH CERTIFICATES, NOTICE OF POSTPONEMENT OF SERIES 2005-46CB MORTGAGE FORECLOSURE SALE Dated: August 02, 2011 The above referenced sale scheduled Registered: August 09, 2011 Dakota for January 06, 2012 at 10:00 AM has County Registrar of Titles been postponed to February 08, 2012 Document Number: T682830 at 10:00 AM in the Dakota County Law Transaction Agent: Mortgage Elec- Enforcement Center, 1580 Highway 55, tronic Registration Systems, Inc. Lobby S-100, Hastings, Minnesota in Transaction Agent Mortgage Identifi- said County and State. cation Number: 100015700054508607 DATED: January 03, 2012 Lender or Broker: America's WholeASSIGNEE OF MORTGAGEE: sale Lender THE BANK OF NEW YORK Residential Mortgage Servicer: Bank MELLON FKA THE BANK OF NEW of America, N.A. YORK, AS TRUSTEE FOR THE Mortgage Originator: Not Applicable CERTIFICATEHOLDERS OF CERTIFICATE OF TITLE NUMBER: CWALT, INC., ALTERNATIVE 132581 LOAN TRUST 2005-46CB, COUNTY IN WHICH PROPERTY IS MORTGAGE PASS-THROUGH LOCATED: Dakota CERTIFICATES, SERIES Property Address: 4778 Slater Rd, 2005-46CB Eagan, MN 55122-2364 NOTICE OF POSTPONEMENT OF Tax Parcel ID Number: MORTGAGE FORECLOSURE SALE 10-65870-01-040 The above referenced sale scheduled LEGAL DESCRIPTION OF PROP- for February 08, 2012 at 10:00 AM has ERTY: Lot Four (4), Block One (1), St. been postponed to March 12, 2012 at Charles Wood, Dakota County, Minne- 10:00 AM in the Dakota County Law sota Enforcement Center, 1580 Highway 55, AMOUNT DUE AND CLAIMED TO BE Lobby S-100, Hastings, Minnesota in D U E A S O F D A T E O F N O T I C E : said County and State. $369,019.53 DATED: February 03, 2012 THAT all pre-foreclosure requireASSIGNEE OF MORTGAGEE: ments have been complied with; that THE BANK OF NEW YORK no action or proceeding has been instiMELLON FKA THE BANK OF NEW tuted at law or otherwise to recover the YORK, AS TRUSTEE FOR THE debt secured by said mortgage, or any CERTIFICATEHOLDERS OF part thereof; that this is registered CWALT, INC., ALTERNATIVE property; LOAN TRUST 2005-46CB, PURSUANT to the power of sale conMORTGAGE PASS-THROUGH tained in said mortgage, the CERTIFICATES, SERIES above-described property will be sold 2005-46CB by the Sheriff of said county as folNOTICE OF POSTPONEMENT OF lows: MORTGAGE FORECLOSURE SALE DATE AND TIME OF SALE: NovemThe above referenced sale scheduled ber 04, 2011 at 10:00 AM for March 12, 2012 at 10:00 AM has PLACE OF SALE: Dakota County been postponed to June 12, 2012 at Law Enforcement Center, 1580 High- 10:00 AM in the Dakota County Law way 55, Lobby S-100, Hastings, Minne- Enforcement Center, 1580 Highway 55, sota Lobby S-100, Hastings, Minnesota in to pay the debt secured by said mort- said County and State. gage and taxes, if any, on said preDATED: March 02, 2012 mises and the costs and disburseASSIGNEE OF MORTGAGEE: ments, including attorney fees allowed THE BANK OF NEW YORK by law, subject to redemption within MELLON FKA THE BANK OF NEW six (6) months from the date of said YORK, AS TRUSTEE FOR THE sale by the mortgagor(s), their perCERTIFICATEHOLDERS OF sonal representatives or assigns.

CWALT, INC., ALTERNATIVE If the Mortgage is not reinstated LOAN TRUST 2005-46CB, under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate ���������� �� ���� �����

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ 582.032. ������� MORTGAGOR(S) RELEASED ���������� ���� ��������� LOAN TRUST 2005 46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 12, 2012 at 10:00 AM has been postponed to July 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2012 at 10:00 AM has been postponed to August 13, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 3055933 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2009 MORTGAGOR: Robert O. Nelson and Cheryl L. Nelson, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded February 24, 2009 Dakota County Recorder, Document No. 2639301.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900111109996 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 738 Greten Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191750115040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 15, Century South 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $333,070.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11371 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3057921 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2010 MORTGAGOR: Cristobal Malave, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 21, 2010 Dakota County Recorder, Document No. 2741927.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141256684 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 16136 Joplin Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-53705-02-061 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 6, Block 2, Oak Shores Sixth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $110,353.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 12, 2012 U.S. Bank National Association

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058189 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,500.00 MORTGAGOR(S): Thomas M. Stockwell and Diane L. Stockwell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: May 05, 2005 Dakota County Registrar of Titles Document Number: 564704 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 23, 2012 Registered: April 05, 2012 Dakota County Registrar of Titles Document Number: T694127 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000094697 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 43358 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 105 Woodcrest Dr, Burnsville, MN 55337-2761 Tax Parcel ID Number: 02-76430-10-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) Block Ten (10) Timberland-Knoll Acres, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,096.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. ATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025252F01 3051478 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,000.00 MORTGAGOR(S): Marisa A. Merrill, and Jacqueline R. Merrill, Unmarried and Unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Equity One, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000466-0000518654-0 SERVICER: Ocwen Loan Servicing, LLC LENDER: Equity One, Inc..

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on May 12, 2005, as Document No. 565186.

ASSIGNED TO: The Bank of New York Mellon f/k/a The Bank of New York as successor trustee to JPMorgan Chase Bank, N.A., as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-B Dated: February 8, 2012 , and recorded April 25, 2012 by Document No. T695149 .

LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. RB 208 and Garage unit No. GB 208 in Condominium No. 57, THE PENNCOCK PLACE CONDOMINIUM,Dakota County,Minnesota.

PROPERTY ADDRESS: 14182 Pennock B208, Apple Valley, MN 55124 PROPERTY I.D: 01-57001-02-046 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Ninety-Six Thousand Seventeen and 64/100 ($96,017.64) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 7, 2012 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 7, 2013, or the next business day if February 7, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 21, 2012 The Bank of New York Mellon f/k/a The Bank of New York as successor trustee to JPMorgan Chase Bank, N.A., as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-B Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00976-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4259253 06/21/2012, 06/28/2012, 07/05/2012, 07/12/2012, 07/19/2012, 07/26/2012 3053547 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 20, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 22, 2011 at 10:00 AM has been postponed to March 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has

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for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 14, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST

INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 20, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 01, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 3040988 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2005 MORTGAGOR: Bridget L. Dahlgren, a single woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 7, 2005 Dakota County Recorder, Document No. 2386685.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0006149839-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1644 139TH Street, Rosemount, MM 55068 T A X P A R C E L I . D . # :

T A X P A R C E L I . D . # : 34-48300-19-108 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1108, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,192.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,266.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 11, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-60-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058315 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Heather Wolff, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, a Division of Treasury Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323215 LOAN MODIFICATION: Dated: January 11, 2006 Recorded: March 02, 2006 Document Number: 2409560 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 09, 2012 Recorded: March 13, 2012 Dakota County Recorder Document Number: 2855334 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700005850642 Lender or Broker: Countrywide Bank, a Division of Treasury Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20613 Harrow Ct, Lakeville, MN 55044-4677 Tax Parcel ID Number: 22-82052-01-210 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Village Creek 3rd Addition, CIC No. 346, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,117.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025271F01 3052390 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2005 MORTGAGOR: Thai Cao Vuong and Phi Loan Thi Lu, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 21, 2005 Dakota County Recorder, Document No. 2390698.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560431010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NBank, N.A. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 9721 206TH Street West, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-75855-02-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, The Meadows Sixth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,938.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

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������� ���� ���DWELLING ���� E R T Y : I f t h e r e������ a l e s t a t ������ e i s a n WITH A RESIDENTIAL OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: June 12, 2012 mortgage is not reinstated under secJPMorgan Chase Bank, National tion 580.30 or the property is not redeemed under section 580.23 is Association Mortgagee/Assignee of Mortgagee 11:59 p.m. on February 11, 2013, u n l e s s t h e r e d e m p t i o n p e r i o d i s USSET, WEINGARDEN AND LIEBO, P.L.L.P. reduced to 5 weeks under MN Stat. Attorneys for Mortgagee/Assignee of Secs. 580.07 or 582.032.

Mortgagee MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE:None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 30-11320 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 6/21-7/26/12 RESENTATIVES OR ASSIGNS, MAY BE 3058351 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION OF THE GAGED PREMISES ARE IMPROVED DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY PROPERTY USED IN AGRICULTURAL LAW IS NOT AFFECTED BY THIS P R O D U C T I O N , A N D A R E ACTION. ABANDONED." NOTICE IS HEREBY GIVEN: That Dated: June 11, 2012 Default has occurred in the conditions Green Tree Servicing LLC of the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: 11/24/2009 USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Mortgagee/Assignee of MORTGAGE: $103,000.00 Mortgagee MORTGAGOR(S): LaVonne Ann Hill, 4500 Park Glen Road #300 an unmarried woman Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc., as nomi8-58-2012 FC THIS IS A COMMUNICATION FROM nee for Provident Funding Associates, L.P. A DEBT COLLECTOR. DATE AND PLACE OF FILING: 3056331 6/21-7/26/12 12/11/2009 as Document Number 2701867 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: NOTICE OF MORTGAGE Assigned to Provident Funding AssociFORECLOSURE SALE THE RIGHT TO VERIFICATION ates, L.P. DATE AND PLACE OF FILING: OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN 0 4 / 1 6 / 2 0 1 2 a s D o c u m e n t N u m b e r THE TIME PROVIDED BY LAW IS 2862029 in the Office of the County Recorder, Dakota County, Minnesota NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LEGAL DESCRIPTION OF PROPdefault has occurred in conditions of ERTY: Lot 3, Block 2, Whispering Oaks the following described mortgage: 3rd Addition, Dakota County, MinneMORTGAGOR: Jeffery L. Roberson sota. Together with easements for and Anna J. Roberson, husband and ingress and egress as contained in wife.

Document Number 421550 and as MORTGAGEE: J P M o r g a n C h a s e supplemented by Document Number Bank, N.A. 508238, and as Amended by DocuDATE AND PLACE OF RECORDING: m e n t N u m b e r ' s 5 7 5 9 4 2 , 6 0 2 6 7 0 , R e c o r d e d J u n e 7 , 2 0 0 5 D a k o t a 685364.

County Recorder, Document No. STREET ADDRESS OF PROPERTY: 2328339.

4 0 6 P l e a s a n t D r i ve , H a s t i n g s , M N A S S I G N M E N T S O F M O R T G A G E : 55033 NONE COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: NONE LOCATED: Dakota TRANSACTION AGENT'S MORTTAX PARCEL I.D. NO.: GAGE IDENTIFICATION NUMBER ON 19-83952-02-030 MORTGAGE: NONE LENDER: Provident Funding AssociLENDER OR BROKER AND MORT- ates, L.P. GAGE ORIGINATOR STATED ON RESIDENTIAL MORTGAGE ORIGIMORTGAGE: JPMorgan Chase Bank, NATOR: Provident Funding Associates, N.A. L.P. RESIDENTIAL MORTGAGE SERRESIDENTIAL MORTGAGE SERV I C E R : J P M o r g a n C h a s e B a n k , VICER: Provident Funding Associates, National Association L.P. MORTGAGED PROPERTY ADDRESS: TRANSACTION AGENT: Mortgage 17708 Glasgow Way, Lakeville, MN Electronic Registration Systems, Inc. 55044 MIN: 1000179-9519102527-9 TAX PARCEL I.D. #: 221860201290 THE AMOUNT CLAIMED TO BE DUE LEGAL DESCRIPTION OF PROP- ON THE MORTGAGE ON THE DATE OF ERTY: THE NOTICE: $105,990.12 Lot 29, Block 1, Crossroads 3rd No action or proceeding has been Addition, Dakota County, Minnesota instituted at law to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof.

ORIGINAL PRINCIPAL AMOUNT OF There has been compliance with all MORTGAGE: $333,230.00 preforeclosure notice requirements of AMOUNT DUE AND CLAIMED TO BE said mortgage and/or applicable statDUE AS OF DATE OF NOTICE, INCLUD- utes.

ING TAXES, IF ANY, PAID BY MORTPursuant to the power of sale GAGEE: $295,570.72 contained in said mortgage, the above That prior to the commencement of described property will be sold by the this mortgage foreclosure proceeding Sheriff of said county as follows: Mortgagee/Assignee of Mortgagee comDATE AND TIME OF SALE: plied with all notice requirements as 06/15/2012 at 10:00 A.M. required by statute; That no action or PLACE OF SALE: Dakota Sheriff's proceeding has been instituted at law Office, 1580 Highway 55 or otherwise to recover the debt Hastings, MN 55033 to pay the debt secured by said mortgage, or any part then secured by said mortgage and thereof; taxes, if any, on said premises and the PURSUANT to the power of sale con- costs and disbursements, including tained in said mortgage, the above attorney fees allowed by law. described property will be sold by the The time allowed by law for Sheriff of said county as follows: redemption by said mortgagor(s), their DATE AND TIME OF SALE: August personal representatives or assigns is 14, 2012 at 10:00 AM six (6) months from the date of sale.

PLACE OF SALE:Sheriff's Office, Law TIME AND DATE TO VACATE Enforcement Center, 1580 Hwy 55, PROPERTY: If the real estate is an Lobby #S-100, Hastings, MN owner-occupied, single-family to pay the debt then secured by said dwelling, unless otherwise provided by Mortgage, and taxes, if any, on said law, the date on or before which the premises, and the costs and disburse- mortgagor(s) must vacate the property m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s if the mortgage is not reinstated under allowed by law subject to redemption section 580.30 or the property is not within six (6) months from the date of redeemed under section 580.23 is said sale by the mortgagor(s), their 11:59 p.m. on 12/15/2012. personal representatives or assigns MORTGAGOR(S) RELEASED FROM unless reduced to Five (5) weeks under F I N A N C I A L O B L I G A T I O N O N MN Stat. §580.07.

MORTGAGE: None TIME AND DATE TO VACATE PROPTHE TIME ALLOWED BY LAW FOR E R T Y : I f t h e r e a l e s t a t e i s a n REDEMPTION BY THE MORTGAGOR, owner-occupied, single-family dwell- T H E M O R T G A G O R ' S P E R S O N A L ing, unless otherwise provided by law, REPRESENTATIVES OR ASSIGNS, the date on or before which the mort- MAY BE REDUCED TO FIVE WEEKS IF gagor(s) must vacate the property if the A J U D I C I A L O R D E R I S E N T E R E D mortgage is not reinstated under sec- U N D E R M I N N E S O T A S T A T U T E S , tion 580.30 or the property is not SECTION 582.032, DETERMINING, redeemed under section 580.23 is A M O N G O T H E R T H I N G S T H A T 11:59 p.m. on February 14, 2013 M O R T G A G E D P R E M I S E S A R E unless the redemption period is IMPROVED WITH A RESIDENTIAL reduced to 5 weeks under MN Stat. D W E L L I N G O F L E S S T H A N F I V E Secs. 580.07 or 582.032.

UNITS, ARE NOT PROPERTY USED IN MORTGAGOR(S) RELEASED FROM AGRICULTURAL PRODUCTION, AND FINANCIAL OBLIGATION ON MORT- ARE ABANDONED. GAGE: None Dated: 05/03/2012 "THE TIME ALLOWED BY LAW FOR Provident Funding Associates, REDEMPTION BY THE MORTGAGOR, L.P., Mortgagee/Mortgage THE MORTGAGOR'S PERSONAL REPAssignee RESENTATIVES OR ASSIGNS, MAY BE Dunakey & Klatt, P.C., REDUCED TO FIVE WEEKS IF A JUDI- By Brian G. Sayer and Crystal W. Rink, CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Mortgage MINNESOTA STATUTES, SECTION Assignee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 531 Commercial Street, P.O. Box 2363, OTHER THINGS, THAT THE MORT- Waterloo, IA 50701 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ���������� ���� ��������� Waterloo, IA 50701 NOTICE OF POSTPONEMENT The above referenced sale scheduled for 06/15/2012 is hereby postponed to 6/25/2012 at 10:00 am at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 12/25/2012 or the next business day if 12/25/2012 falls on a Saturday, Sunday or legal holiday.

Dated: 6/15/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3056241 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGOR: G. Kurt Mellow and Wendy CL Mellow, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 1, 2007 Dakota County Recorder, Document No. 2534475.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000114004 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MarketPlace Home Mortgage, LLC, A Minnesota Limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 11705 Cartier Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-64110-09-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 9, River Hills 11th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,137.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $275,086.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3909 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058166 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been

for May 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2012 at 10:00 AM has been postponed to July 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 3048954 6/21/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA OTHER CIVIL DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4361 Alerus Financial, National Association, as successor to Prosperan Bank f/k/a Washington County Bank, Plaintiff, v.

Premier Development Group, Inc., a Minnesota Corporation; Korey Bannerman, an individual; Robert Carlson, an individual; JEM Mortgage Holdings, LLC, a Minnesota Limited Liability Company; Mesenbrink Construction & Engineering, Inc., a Minnesota Corporation; John Mesenbrink, an individual; Orion Development, LLC, an inactive Minnesota Limited Liability Company; Cheryl M. Wachal Trnka, an individual.

Defendants.

NOTICE IS HEREBY GIVEN, that under and by virtue of the Order Granting Plaintiff's Motion for Default Judgment Against Defendants and Order of Foreclosure ("Order") entered in the above-entitled action on the 18th day of January, 2012, a certified copy of which has been delivered to me directing the sale of the real property hereinafter described to satisfy or partially satisfy the amount found and adjudged due to said Plaintiff Alerus Financial, National Association, as successor to Prosperan Bank (formerly known as Washington County Bank), as prescribed in the Order, the undersigned Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Tuesday, July 17, 2012, at 10:00 a.m., in the at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota, the real property, lying and being in the Counties of Dakota and Blue Earth, State of Minnesota, described in said Order as the parcel of real property located at: 3344 Sherman Court, Eagan, Minnesota 55122 that is legally described as: Lot Three (3), Block One (1), Birchwood Office Park, according to the plat and survey thereof on file and of record in the office of the County recorder in and for Dakota County, Minnesota; (hereinafter the "Premises") together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the

or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property").

The Property is abstract property.

The Tax Parcel ID. No. is 10-14225-01-030; and [no street address has been assigned to this parcel] That part of Lot 1, Block 1, Trail Creek Addition, according to the plat thereof on file and of record in the office of the County Recorder in and for Blue Earth County, Minnesota, which lies westerly and southerly of the following described line: Commencing at the southeast corner of said Lot 1; thence South 89 degrees 25 minutes 53 seconds West (Minnesota County Coordinate System of 1983, Blue Earth County Zone), along the south line of said Lot 1 a distance of 182.96 feet to the point of beginning; thence North 00 degrees 34 minutes 27 seconds West, 293.45 feet; thence South 89 degrees 25 minutes 33 seconds West, 255.95 feet to a point on the westerly line of said Lot 1 and there terminating; (hereinafter the "Premises")together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned

by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the

thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property").

The Property is abstract property.

The Tax Parcel ID No. is 01.09.03.152.015.

The Property is secured by a Mortgage dated October 25, 2007, and recorded in the Office of the County Recorder in and for Dakota County, Minnesota, on December 20, 2007, as Document No. 2562455 and recorded in the Office of the County Recorder in and for Blue Earth County, Minnesota, on January 7, 2008, as Document No. 481CR339, as assigned (hereinafter collectively the "Mortgage"). The maximum indebtedness secured by the Mortgage is $1,475,000.00. As of the date of this Notice, the amount claimed to be due on the Mortgage is $681,531.24, pursuant to the Order.

The time allowed by law for redemption by the mortgagor or mortgagor's personal representatives or assigns is twelve (12) months after the date of sale.

Dated: May 31, 2012 Dave Bellows, the Sheriff of Dakota County By: /s/ Robert Shingledecker Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402 By: Sydney Crowder Atty. Reg. No. 0390094 (612) 492-6748 Attorneys for Plaintiff 3038738 6/7-7/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,200.00 MORTGAGOR(S): Jeffrey Wendt and Tiffany Wendt, husband & wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 01, 2004 Dakota County Recorder Document Number: 2263128 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: March 19, 2012 Recorded: May 08, 2012 Dakota County Recorder Document Number: 2866676 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0002071731-9 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Bank FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11686 Langford Cir, Burnsville, MN 55337-3272 Tax Parcel ID Number: 02-22460-02-705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 705, CIC No. 188, Eagles Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,310.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024622F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 22, 2012 at 10:00 AM has been postponed to July 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 12, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024622F01 3053652 6/21/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 MORTGAGOR: Brenda Lee Melin, a single person.

MORTGAGEE: U . S . B a n k N a t i o n a l Association.

DATE AND PLACE OF RECORDING: Recorded February 20, 2003 Dakota County Recorder, Document No. 2003054.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 538 Third Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-10500-14-100 LEGAL DESCRIPTION OF PROPERTY: The East 1/2 of Lot 9 and the West 56 Feet of Lot 10, Block 14, Addition No. Thirteen to the City of Hastings.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,144.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 21, 2012

35A

Financial Sense

Making history:

Why it’s wise to start building good credit early In the credit-driven world in which we live, having a positive credit history is like having a sparkling academic record: It can play a vital role in helping a kid get where they want to go in life.

So even though it could be years before your child even considers taking out a loan, buying a home or pursuing a career, helping a child to build good credit early — starting in their teenage years or even before — will serve them well once they hit the “real world.”

A credit history essentially gives financial institutions, credit card companies and potential employers an idea of

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premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-224-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058143 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2010 MORTGAGOR: Robert F. Sweatte and Fatira Sweatte, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 19, 2010 Dakota County Recorder, Document No. 2725347.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

how responsibly a person handles his or her money.

When it comes time to rent a home or take out a loan to buy a car, for example, potential landlords and lenders tend to view a person who already has a positive credit history as less of a risk than a person who lacks such a track record.

The why …

Let’s look at five key benefits of establishing good credit early: 1. Saving money — Generally speaking, the lower a person’s credit risk, the less they’ll pay to borrow money. The thousands of dollars a person can save (on interest rates, etc.) just

ciation.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000365493 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 15720 Frisian Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013215202020 LEGAL DESCRIPTIO N O F P R O P ERTY: Lot 2, Block 2, Hawthorne 3rd Addition, Common Interest Community No. 369, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,146.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

by having a positive credit history makes a major difference, especially to young adults who are just finding their financial footing.

2. Getting a job — Employers are putting increasing weight on a person’s credit history during the hiring process, observes Erin Mantel-Gaeta, CFP, at Cephas Capital Management in Columbus, Ohio. “It’s gotten to the point where credit history is seen almost as a reflection of a person’s character.”

3. Securing credit — Generally speaking, people with a strong credit history have a better chance of landing a personal or business loan, a credit card,

etc., than do people with a poor credit history or no track record at all.

4. Getting housing — Credit history is one of the first things rental property owners look at in considering potential tenants.

5. Practicing responsible finances — Understanding the importance of paying bills on time, spending within one’s means and saving money for the future provides a solid financial foundation for the future.

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3623 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058116 6/21-7/26/12

ING TAXES, IF ANY, PAID BY MORT GAGEE: $103,926.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 6, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3058301 6/21-7/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 MORTGAGOR: Paul S. Simonsen and Beverly G. Simonsen, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 16, 2005 Dakota County Recorder, Document No. 2351263.

ASSIGNMENTS OF MORTGAGE: A s si g n ed t o : U . S. B an k N ati o nal Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-8.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001866158 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 120 Shady Avenue, Vermillion, MN 55085 T A X P A R C E L I . D . # : 40-19400-030-02 LEGAL DESCRIPTION OF PROPERTY: LOT THREE (3), BLOCK TWO (2), DAKOTA ACRES. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

The how …

The benefits of good credit are indeed compelling. What can parents/ guardians do to help a child start building a posi-

tive credit history?

• Open a bank account in the child’s name, with a parent/guardian as account co-signer. A simple, no-frills, no-fee checking and/or savings account is fine. Giving kids the responsibility to balance a checkbook and the ability to write checks (with close adult supervision) builds financial awareness and competence.

• Give a high school or college student a secured credit card (a card that requires a cash collateral deposit to create a line of credit). Here’s a way for your child to learn responsible spending under the watchful eye of a parent/ guardian.

• Give a college-age kid responsibility for paying a utility bill. Paying utility bills — electric/gas, phone, etc. — on time, and in full, helps build positive credit history. Just be sure your child is up to the task.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www. fpamn.org.

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You say you didn’t notice until it was too late to do anything about it?

Probably, if you aren’t checking the Public Notice columns of this newspaper regularly.

Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world.

The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting.

Whether you know them as Public Notices or as “the legals”, it pays you to check the Public Notice columns in this newspaper each issue. What you don’t know might cost you!

Sun Thisweek Dakota County Tribune 952-894-1111

36A

Dakota Arts

June 21, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Explore wonders of the world

Arts Calendar To submit items for the Arts Calendar, email: darcy. odden@ecm-inc.com.

Eagan Art Festival returns for its 18th year

by Jessica Harper

DAKOTA COUNTY TRIBUNE

Grab your passport and explore the artistic wonders across the globe in Eagan.

Now in its 18th year, the Eagan Art Festival will take guests on a journey June 23 and 24 to different cultures with its exhibits, music, food and demonstrations.

“We hope people will enjoy looking at the variety of art and gain an appreciation for music and art from all cultures,” said Wanda Borman, festival director.

Those who attend event, which is from 10 a.m. to 5 p.m. each day, will be given passports at the event’s entrance at Eagan’s Central Park, 1501 Central Parkway. The passports will be stamped at each tent, and the person with the most stamps can earn a prize.

Attendees will be drawn to different continents while listening to Eastern, Celtic and Latin music.

Artists in the experience

tent will provide demonstrations in pottery, painting, fused glass, henna, and other crafts.

Classic oil painter, Larry Landis of Eagan, is the festival’s featured artist.

Landis, a Vietnam and Iraq War veteran, took up painting while studying engineering in the mid-1970s at St. Paul College. A few years later, he began studying studio art at the University of Minnesota.

Landis said in his biography on the festival’s Facebook page that he often turned to art while serving abroad.

In 2004, Landis retired from the military and began studying under Thomas Stiltz, a popular contemporary artist in California.

“We try to have different mediums on our cover,” Borman said. “It’s not often you find a classic oil painter, and he’s very talented.”

Borman noted that Landis’ paintings are so detailed and clean they resemble pho-

Concerts Brandi Carlile, 7:30 p.m.

Thursday, June 21, Subway Music in the Zoo, Minnesota Zoo amphitheater, Apple Valley.

Cost: $44. Tickets available at ticketmaster.com.

Music in Kelley Park featuring Ménage à Neuf from 6 to 9 p.m. Friday, June 22, at Kelley Park, 6855 Fortino St., Apple Valley. Free. Food and beverages available for purchase.

Exhibits World Travel Photography exhibit by artist Becqi Sherman at the Lakeville Area Arts Center, 20965 Holyoke Ave. Information: (952) 985-4640.

Photo submitted

The Eagan Art Festival is back for its 18th year June 23 and 24 from 10 a.m. to 5 p.m. each day at Eagan’s Central Park, 1501 Central Parkway. The festival will take guests on a journey across the globe with exhibits from several cultures. tographs.

The festival will feature 98 artists who will exhibit a wide variety of pieces include painting, weaving, sculptures, jewelry and photography.

Multicultural activities won’t be limited to adults.

Children will be able to learn about other cultures through a puppet show and by creat-

ing a mask.

The Eagan Art Festival has continued to grow every year. Borman said she expects the event will attract more than the 6,800 people who attended last year.

Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Family Calendar To submit items for the Family Calendar, email: darcy.odden@ecm-inc.com.

Thursday, June 21 Music in the Parks – Music that Tickles, 10 a.m. at Central Park Amphitheater, Rosemount. Free. Weather line: Call (952) 985-1780 option 6 to find out if a performance has been cancelled.

Thursday Rockin’ Readers – M.W. Savage Principal Jeremy Willey, 11:15 a.m., Nicollet Commons Park, 12600 Nicollet Ave., Burnsville. Free.

Thursday Rockin’ Lunch Hour – Bob the Beachcomber, noon, Nicollet Commons Park, 12600 Nicollet Ave., Burnsville. Free.

Friday, June 22 Inaugural Louie Schmitz Memorial Golf Tournament at noon at Fountain Valley Golf Course, 2830 220th St. W., Farmington. Cost: $100; includes golf, free beer and food on the course, prizes and music, and a steak dinner at the Farmington Legion. Proceeds will go towards memorial scholarships and a fund for financial assistance for student athletes. For more information or to register, contact John Barger at (952) 240-6793 or johnbarger@frontier-

net.net.

Outdoor movie, “Soul Surfer,” 7:30 p.m. seating, dusk showtime, part of Burnsville’s “Flicks on the Bricks” series at Nicollet Commons Park in the Heart of the City.

Saturday, June 23 Family open house for Rocky Point Lighthouse Vacation Bible School from 9 a.m. to noon at Good Shepherd Lutheran Church & School, 151 E. County Road 42, Burnsville. Activities include music, games, crafts, skits, bounce house, and a community service project. Free. Information: www.goodshep.com or (952) 4325527.

Benefit for the Gagnon family at noon at Hope Church, 7477 145th St. W., Apple Valley. Bill Gagnon is currently receiving hospice care for stage 4 colon cancer. His wife Leanne is in remission from breast cancer. Benefit includes lunch, silent auction, bake sale, and family-friendly games. Donations can be made to the Gagnon family and mailed to the church.

Field Day – An emergency communications public demonstration, starting at 1 p.m. and running 24 hours at Neill Park, Burnsville (Upton entrance). See how local “ham” radio operators with the Twin Cities

Repeater Club serve the community during an emergency. Information: www.tcrc. org.

Movies in the Park, “How To Train Your Dragon,” at dusk at the Central Park Amphitheater near City Hall, Rosemount.

Bring blankets and lawn chairs. Weatherrelated updates: (952) 985-1790, option No. 6.

• June 20, 2 to 7 p.m., Good Shepherd Lutheran Church, 151 E. County Road 42, Burnsville.

• June 21, 11 a.m. to 5 p.m., Family of Christ Lutheran Church, 10970 185th St. W., Lakeville.

• June 23, 10:15 a.m. to 3:15 p.m., Burnhaven Library, 1101 W. County Road 42, Burnsville.

Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800-733-2767) or visit redcrossblood.org to make an appointment or for more information.

• June 15, 12:30 to 5:30 p.m., Easter Lutheran Church - By The Lake, 4545 Pilot Knob Road, Eagan.

• June 15, 1 to 6 p.m. Celebration Church, 16655 Kenyon Ave., Lakeville.

• June 16, 9 a.m. to 2 p.m., Brunswick Zone XL, 11129 162nd St. W., Lakeville.

• June 18, noon to 5 p.m., Culver’s, 16225 Galaxie Ave., Apple Valley.

• June 19, 12:30 to 5:30 p.m., Roundbank, 3380 Vermillion River Trail, Farmington.

• June 20, 1 to 7 p.m., Rosemount Community Center, 13885 S. Robert Trail, Rosemount.

Reunions Lakeville High School Class of 1972 will hold its 40th reunion at 3 p.m. Saturday, July 28, at the home of Bruce and Pat Zweber, 387 Maple Island Road, Burnsville. Information: Mary Boegeman Johnson at MBoegemanJ@yahoo.com or Mary Ann Knox at MaryAnnKnox@visi.com.

Burnsville High School Class of 1992 will hold its 20th reunion from 7 to 11 p.m. Saturday, Aug. 4, at the Hyatt Regency, downtown Minneapolis. Tickets are $50 in advance or $65 at the door. To register and purchase tickets, visit https://reunionmanager.net/class_members/registration. php?class_id=124786 or contact Kelly Bruce Regan at kelbel070@gmail.com or Bob Hayes at bobhayes37@yahoo.com with questions.

Theater and Arts Briefs Nobel Peace Portraits

Doug Knutson, son of former state Sen. Howard Knutson, and brother of former state senator and current Dakota County Judge David Knutson, will be displaying his Nobel Peace Portraits at the Burnsville Performing Arts Center on June 14 through July 21. An opening reception will be held from 6 to 8 p.m. Thursday, June 14.

Knutson, a 1979 graduate of Burnsville High School, has been a commercial photographer based in Minneapolis for 25 years.

Over the course of his career he has photographed 21 Nobel Peace Laureates including Desmond Tutu, the Dalai Lama, Lech Walesa and Elie Wiesel.

Mini-workshops for dance

Heartbeat Studios, 7661 W. 145th St., Apple Valley, is offering social dance mini-workshops in ballroom and Latin. Each workshop is one hour per day for four days. Separate workshops are offered for children and teens/adults.

Workshops are scheduled evenings June 25-28 (Latin). Call (952) 432-7833 for more information.

Theater Cromulent Shakespeare Company’s “The Merry Wives of Windsor” will be presented at 6:30 p.m. June 24 in the Theater in the Woods outdoor amphitheater at Caponi Art Park in Eagan. Free, but a $5 donation is requested. Information: www. caponiartpark.org.

Workshops/classes Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219.

The Eagan Art House offers classes for all ages. For a complete listing go to www.eaganarthouse.org or call (651) 6755521.

Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734.

Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732.

Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644.

Special needs theater program (autism-DCD), ages 5 and older, Burnsville, (952) 7363644.

Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Fee is $3 and includes all supplies.

Bring any old jewelry you would like to re-make. 3981 Lexington Ave. S., (651) 675-5500.

Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www. savageartstudios.com or (952) 895-0375.

Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota.

Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833.

Beginner country line dance classes on Wednesdays, 5:30-7:30 p.m., at the Lakeville VFW, 8790 Upper 208th St. $5/ class. Call Marilyn (651) 4637833.

Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833.